Pathfinder Bancorp (PBHC) 10-Q 14 May 19 2019 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2019	May 14, 2019
Document And Entity Information [Abstract]
Entity Registrant Name	PATHFINDER BANCORP, INC.
Entity Central Index Key	0001609065
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Common Stock, Shares Outstanding		4,694,221
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q1
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2019
Trading Symbol	PBHC

Consolidated Statements of Cond

Consolidated Statements of Condition (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
ASSETS:
Cash and due from banks	$ 8,193	$ 9,610
Interest-earning deposits (including restricted balances of $4,632 and $3,993, respectively)	16,623	16,706
Total cash and cash equivalents	24,816	26,316
Available-for-sale securities, at fair value	155,302	177,664
Held-to-maturity securities, at amortized cost (fair value of $79,488 and $53,769, respectively)	78,861	53,908
Marketable equity securities, at fair value	494	453
Federal Home Loan Bank stock, at cost	4,088	5,937
Loans	657,590	620,270
Less: Allowance for loan losses	7,284	7,306
Loans receivable, net	650,306	612,964
Premises and equipment, net	21,539	20,623
Operating lease right-of-use assets	2,462
Accrued interest receivable	3,364	3,068
Foreclosed real estate	623	1,173
Intangible assets, net	161	165
Goodwill	4,536	4,536
Bank owned life insurance	17,062	16,941
Other assets	11,458	9,367
Total assets	975,072	933,115
Deposits:
Interest-bearing	705,734	623,936
Noninterest-bearing	99,794	103,124
Total deposits	805,528	727,060
Short-term borrowings	13,000	39,000
Long-term borrowings	64,434	79,534
Subordinated loans	15,102	15,094
Accrued interest payable	471	304
Operating lease liabilities	2,711
Other liabilities	7,388	7,664
Total liabilities	908,634	868,656
Shareholders' equity:
Common stock, par value $0.01; 25,000,000 authorized shares; 4,387,244 and 4,362,328 shares outstanding, respectively	44	44
Additional paid in capital	29,454	29,139
Retained earnings	42,133	42,114
Accumulated other comprehensive loss	(4,462)	(6,042)
Unearned ESOP	(989)	(1,034)
Total Pathfinder Bancorp, Inc. shareholders' equity	66,180	64,221
Noncontrolling interest	258	238
Total equity	66,438	64,459
Total liabilities and shareholders' equity	$ 975,072	$ 933,115

Consolidated Statements of Co_2

Consolidated Statements of Condition (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
ASSETS:
Restricted Cash	$ 4,632	$ 3,993
Held-to-maturity securities at fair value	$ 79,488	$ 53,769
Shareholders' equity:
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	25,000,000	25,000,000
Common stock, shares outstanding (in shares)	4,387,244	4,362,328

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Interest and dividend income:
Loans, including fees	$ 7,575	$ 6,718
Debt securities:
Taxable	1,799	1,128
Tax-exempt	108	248
Dividends	77	68
Federal funds sold and interest earning deposits	110	47
Total interest and dividend income	9,669	8,209
Interest expense:
Interest on deposits	2,345	1,345
Interest on short-term borrowings	167	93
Interest on long-term borrowings	393	175
Interest on subordinated loans	217	203
Total interest expense	3,122	1,816
Net interest income	6,547	6,393
Provision for loan losses	144	613
Net interest income after provision for loan losses	6,403	5,780
Noninterest income:
Earnings and gain on bank owned life insurance	121	73
Net gains (losses) on sales and redemptions of investment securities	79	(107)
Gains on marketable equity securities	41	13
Net (losses) gains on sales of loans and foreclosed real estate	(8)	3
Insurance agency revenue	243	229
Total noninterest income	1,093	895
Noninterest expense:
Salaries and employee benefits	3,780	3,084
Building occupancy	656	591
Data processing	593	479
Professional and other services	336	331
Advertising	244	191
FDIC assessments	111	120
Audits and exams	100	105
Insurance agency expense	199	164
Community service activities	138	87
Foreclosed real estate expenses	237	26
Other expenses	317	281
Total noninterest expense	6,711	5,459
Income before income taxes	785	1,216
Provision for income taxes	251	182
Net income attributable to noncontrolling interest and Pathfinder Bancorp, Inc.	534	1,034
Net income attributable to noncontrolling interest	20	30
Net income attributable to Pathfinder Bancorp Inc.	$ 514	$ 1,004
Earnings per common share - basic	$ 0.12	$ 0.24
Earnings per common share - diluted	0.12	0.24
Dividends per common share	$ 0.06	$ 0.06
Service Charges on Deposit Accounts [Member]
Noninterest income:
Noninterest income	$ 282	$ 274
Loan Servicing Fees [Member]
Noninterest income:
Noninterest income	27	41
Debit Card Interchange Fees [Member]
Noninterest income:
Noninterest income	144	143
Other Charges, Commissions & Fees [Member]
Noninterest income:
Noninterest income	$ 164	$ 226

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2019	Mar. 31, 2018
Consolidated Statements of Comprehensive Income [Abstract]
Net Income		$ 534	$ 1,034
Retirement Plans:
Retirement plan net losses recognized in plan expenses		84	43
Unrealized holding gains (losses) on available-for-sale securities
Unrealized holding gains (losses) arising during the period		1,988	(1,189)
Reclassification adjustment for net (gains) losses included in net income		(79)	107
Net unrealized gains (losses) on available-for-sale securities		1,909	(1,082)
Accretion of net unrealized loss on securities transferred to held-to-maturity	[1]	6	22
Other comprehensive income (loss), before tax		1,999	(1,017)
Tax effect		(419)	266
Other comprehensive income (loss), net of tax		1,580	(751)
Comprehensive income		2,114	283
Comprehensive income, attributable to noncontrolling interest		20	30
Comprehensive income attributable to Pathfinder Bancorp, Inc.		2,094	253
Tax Effect Allocated to Each Component of Other Comprehensive Income (Loss)
Retirement plan net losses recognized in plan expenses		(19)	(11)
Unrealized holding gains (losses) arising during the period		(416)	311
Reclassification adjustment for net (gains) losses included in net income		17	(28)
Accretion of net unrealized loss on securities transferred to held-to-maturity	[1]	(1)	(6)
Income tax effect related to other comprehensive income (loss)		$ (419)	$ 266
[1]	The accretion of the unrealized holding losses in accumulated other comprehensive loss at the date of transfer at September 30, 2013 partially offsets the amortization of the difference between the par value and the fair value of the investment securities at the date of transfer, and is an adjustment of yield.

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands		Total	Common Stock [Member]	Additional Paid in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss [Member]	Unearned ESOP [Member]	Non-controlling Interest [Member]
Balance at Dec. 31, 2017		$ 62,144	$ 43	$ 28,170	$ 39,020	$ (4,208)	$ (1,214)	$ 333
Net income		1,034			1,004			30
Other comprehensive income (loss), net of tax		(751)				(751)
ESOP shares earned		94		49			45
Stock based compensation		81		81
Stock options exercised		84		84
Cumulative effect of change in measurement | ASU 2016-01 [Member]	[1]	(53)			53	(53)
Common stock dividends declared		(248)			(248)
Balance at Mar. 31, 2018		62,438	43	28,384	39,829	(5,012)	(1,169)	363
Balance at Dec. 31, 2018		64,459	44	29,139	42,114	(6,042)	(1,034)	238
Net income		534			514			20
Other comprehensive income (loss), net of tax		1,580				1,580
ESOP shares earned		87		42			45
Stock based compensation		73		73
Stock options exercised		200		200
Cumulative effect of change in measurement | ASU 2016-02 [Member]	[2]	(239)			(239)
Common stock dividends declared		(256)			(256)
Balance at Mar. 31, 2019		$ 66,438	$ 44	$ 29,454	$ 42,133	$ (4,462)	$ (989)	$ 258
[1]	Cumulative effect of unrealized gain on marketable equity securities based on the adoption of ASU 2016-01 - Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Liabilities.
[2]	Cumulative effect of the adoption of ASU 2016-02, Leases (Topic 842), based on the difference in the right-of-use asset and lease liability as of January 1, 2019.

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Statement Of Stockholders Equity [Abstract]
ESOP shares earned (in shares)	6,111	6,111
Dividends per common share	$ 0.06	$ 0.06

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
OPERATING ACTIVITIES
Net income attributable to Pathfinder Bancorp, Inc.	$ 514	$ 1,004
Adjustments to reconcile net income to net cash flows from operating activities:
Provision for loan losses	144	613
Amortization of operating leases	11	0
Realized losses (gains) on sales, redemptions and calls of:
Real estate acquired through foreclosure	8	(3)
Available-for-sale investment securities	(86)	100
Held-to-maturity investment securities	7	7
Marketable equity securities	(41)	(13)
Depreciation	360	278
Amortization of mortgage servicing rights	3	25
Amortization of deferred loan costs	66	86
Amortization of deferred financing from subordinated debt	8	9
Earnings and gain on bank owned life insurance	(121)	(73)
Net amortization of premiums and discounts on investment securities	228	405
Amortization of intangible assets	4	4
Stock based compensation and ESOP expense	160	175
Net change in accrued interest receivable	(296)	47
Net change in other assets and liabilities	(2,532)	(1,195)
Net cash flows from operating activities	(1,563)	1,469
INVESTING ACTIVITIES
Purchase of investment securities available-for-sale	(5,081)	(22,294)
Purchase of investment securities held-to-maturity	(26,835)	0
Purchase of Federal Home Loan Bank stock	(1,346)	(2,606)
Proceeds from redemption of Federal Home Loan Bank stock	3,195	3,056
Proceeds from maturities and principal reductions of investment securities available-for-sale	6,879	14,918
Proceeds from maturities and principal reductions of investment securities held-to-maturity	1,906	2,121
Proceeds from sales, redemptions and calls of:
Available-for-sale investment securities	22,277	17,704
Held-to-maturity investment securities	30	30
Real estate acquired through foreclosure	1,020	434
Net change in loans	(38,031)	(27,663)
Purchase of premises and equipment	(1,276)	(951)
Net cash flows from investing activities	(37,262)	(15,251)
FINANCING ACTIVITIES
Net change in demand deposits, NOW accounts, savings accounts, money management deposit accounts, MMDA accounts and escrow deposits	960	(38)
Net change in time deposits	43,477	5,202
Net change in brokered deposits	34,031	15,038
Net change in short-term borrowings	(26,000)	(10,000)
Payments on long-term borrowings	(15,100)	0
Proceeds from exercise of stock options	200	84
Cash dividends paid to common shareholders	(263)	(246)
Change in noncontrolling interest, net	20	30
Net cash flows from financing activities	37,325	10,070
Change in cash and cash equivalents	(1,500)	(3,712)
Cash and cash equivalents at beginning of period	26,316	21,991
Cash and cash equivalents at end of period	24,816	18,279
CASH PAID DURING THE PERIOD FOR:
Interest	2,955	1,784
Income taxes	0	125
NON-CASH INVESTING ACTIVITY
Real estate acquired in exchange for loans	479	71
RESTRICTED CASH
Federal Reserve Bank Reserve Requirements included in interest earning deposits	$ 4,632	$ 5,109

Basis of Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2019
Organization Consolidation And Presentation Of Financial Statements [Abstract]
Basis of Presentation	Note 1: Basis of Presentation The accompanying unaudited consolidated financial statements of Pathfinder Bancorp, Inc., (the “Company”), Pathfinder Bank (the “Bank”) and its other wholly owned subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information, the instructions for Form 10-Q and Article 8 of Regulation S-X. Accordingly, they do not include all of the information and footnotes necessary for a complete presentation of consolidated financial condition, results of operations and cash flows in conformity with generally accepted accounting principles. In the opinion of management, all adjustments, consisting of normal recurring accruals considered necessary for a fair presentation, have been included. Certain amounts in the 2018 consolidated financial statements may have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income or comprehensive income as previously reported. Operating results for the three months ended March 31, 2019 are not necessarily indicative of the results that may be expected for the full year ending December 31, 2019 or any other interim period. The Company's consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States and follow practices within the banking industry. Application of these principles requires management to make estimates, assumptions, and judgments that affect the amounts reported in the consolidated financial statements and accompanying notes. These estimates, assumptions, and judgments are based on information available as of the date of the financial statements; accordingly, as this information changes, the financial statements could reflect different estimates, assumptions, and judgments. Certain accounting policies inherently have a greater reliance on the use of estimates, assumptions, and judgments and as such have a greater possibility of producing results that could be materially different than originally reported. Estimates, assumptions, and judgments are necessary when assets and liabilities are required to be recorded at fair value or when an asset or liability needs to be recorded contingent upon a future event. Carrying assets and liabilities at fair value inherently results in more financial statement volatility. The fair values and information used to record valuation adjustments for certain assets and liabilities are based on quoted market prices or are provided by unaffiliated third-party sources, when available. When third party information is not available, valuation adjustments are estimated in good faith by management. Although the Company owns, through its subsidiary Pathfinder Risk Management Company, Inc., 51% of the membership interest in FitzGibbons Agency, LLC (“Agency”), the Company is required to consolidate 100% of the Agency within the consolidated financial statements. The 49% of which the Company does not own is accounted for separately as noncontrolling interests within the consolidated financial statements.

New Accounting Pronouncements

New Accounting Pronouncements	3 Months Ended
	Mar. 31, 2019
New Accounting Pronouncements And Changes In Accounting Principles [Abstract]
New Accounting Pronouncements	Note 2: New Accounting Pronouncements The Financial Accounting Standards FASB (“FASB”) and, to a lesser extent, other authoritative rulemaking bodies, promulgate generally accepted accounting principles (“GAAP”) to regulate the standards of accounting in the United States. From time to time, the FASB issues new GAAP standards, known as Accounting Standards Updates (“ASUs”) some of which, upon adoption, may have the potential to change the way in which the Company recognizes or reports within its consolidated financial statements. The following presentation provides a description of standards adopted in the first quarter of 2019 as well as standards that are not currently effective, but could have an impact on the Company's consolidated financial statements upon adoption. Standards Adopted in 2019 Standard : Leases ( ASU 2016-02: Leases [Topic 842] ) Description: The new guidance requires lessees to record a right-of-use asset and a lease liability for all leases with a term greater than 12 months. While the guidance requires all leases to be recognized in the balance sheet, there continues to be a differentiation between finance leases and operating leases for purposes of income statement recognition and cash flow statement presentation. For finance leases, interest on the lease liability and amortization of the right-of-use asset will be recognized separately in the statement of income. Repayments of principal on those lease liabilities will be classified within financing activities and payments of interest on the lease liability will be classified within operating activities in the statement of cash flows. For operating leases, a single lease cost is recognized in the statement of income and allocated over the lease term, generally on a straight-line basis. All cash payments are presented within operating activities in the statement of cash flows. The accounting applied by lessors is largely unchanged from existing GAAP, however, the guidance eliminates the accounting model for leveraged leases for leases that commence after the effective date of the guidance. Required Date of Implementation: January 1, 2019 Effect on Consolidated Financial Statements: The Company occupies certain banking offices and uses certain equipment under noncancelable operating lease agreements which were not reflected in its consolidated balance sheet at December 31, 2018. Upon adoption of this ASU on January 1, 2019, the Company recorded an asset of $2.5 million and a corresponding liability of $2.7 million, as a result of recognizing right-of-use assets and lease liabilities on its consolidated statement of financial condition. The Company elected to adopt the transition relief under Topic 842, Leases, using the modified retrospective transition method recognizing a cumulative effect adjustment to the opening balance of retained earnings of $239,000. The periods presented prior to January 1, 2019 continue to be in accordance with ASC 840. Under the new lease standard, disclosures are required to meet the objective of enabling users of financial statements to assess the amount, timing, and uncertainty of cash flows arising from leases. T he Company uses its incremental borrowing rate based on the information available in determining the present value of lease payments. We elected all applicable practical expedients and implemented internal controls and key system functionality to enable the preparation of financial information on adoption. The Company owns certain properties that it leases to unaffiliated third parties at market rates. Lease rental income was $34,000 and $30,000 for the twelve months ended March 31, 2019 and 2018, respectively. All lease agreements are accounted for as operating leases. The Company has no unamortized initial direct costs related to the establishment of these lease agreements at January 1, 2019. ____ Standard: Premium Amortization on Purchased Callable Debt Securities ( ASU 2017-08: Receivables—Nonrefundable Fees and Other Costs [Subtopic 310-20]: Premium Amortization on Purchased Callable Debt Securities ) Description: The amended guidance requires the premium on callable debt securities to be amortized to the earliest call date. The amendments do not require an accounting change for securities held at a discount; the discount continues to be amortized to maturity. Required Date of Implementation: January 1, 2019 Effect on Consolidated Financial Statements : The Company has consistently employed accounting methodologies with respect to securities with purchased premiums that are consistent with the guidance provided in this Update. Accordingly, the adoption of this guidance had no material impact on the Company’s consolidated financial statements. ____ Standard: Improvements to Nonemployee Share-Based Payment Accounting ( ASU 2018-07: Compensation - Stock Compensation [Topic 718]) Description: Consistent with the accounting requirement for employee share-based payment awards, under the new guidance, nonemployee share-based payment awards within the scope of Topic 718 are measured on the grant date at the grant-date fair value of the equity instruments that an entity is obligated to issue when the good has been delivered or the service has been rendered and any other conditions necessary to earn the right to benefit from the instruments have been satisfied. The amendments in this ASU affect all entities that enter into share-based payment transactions for acquiring goods and services from nonemployees. Required Date of Implementation: January 1, 2019 Effect on Consolidated Financial Statements: The amendments should be applied using a prospective transition method. The Company is not currently party to any nonemployee share-based payment awards whereby the participant is obligated to any specific performance requirement other than to remain in the service of the Company through a specified vesting date, or schedule of vesting dates. Accordingly, the adoption of this ASU had no material impact on the Company’s consolidated financial statements. ____ Standards Not Yet Adopted as of March 31, 2019 Standard: Measurement of Credit Losses on Financial Instruments ( ASU 2016-13: Financial Instruments—Credit Losses [Topic 326]: Measurement of Credit Losses on Financial Instruments ) Description: The amended guidance replaces the current incurred loss model for determining the allowance for credit losses. The guidance requires financial assets measured at amortized cost to be presented at the net amount expected to be collected. The allowance for credit losses will represent a valuation account that is deducted from the amortized cost basis of the financial assets to present their net carrying value at the amount expected to be collected. The income statement will reflect the measurement of credit losses for newly recognized financial assets as well as expected increases or decreases of expected credit losses that have taken place during the period. When determining the allowance, expected credit losses over the contractual term of the financial asset(s) (taking into account prepayments) will be estimated considering relevant information about past events, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. The amended guidance also requires recording an allowance for credit losses for purchased financial assets with a more-than-insignificant amount of credit deterioration since origination. The initial allowance for these assets will be added to the purchase price at acquisition rather than being reported as an expense. Subsequent changes in the allowance will be recorded through the income statement as an expense adjustment. In addition, the amended guidance requires credit losses relating to available-for-sale debt securities to be recorded through an allowance for credit losses. The calculation of credit losses for available-for-sale securities will be similar to how it is determined under existing guidance. Required Date of Implementation: January 1, 2020 (early adoption permitted as of January 1, 2019) Effect on Consolidated Financial Statements: The Company is assessing the new guidance to determine what modifications to existing credit estimation processes may be required. The Company expects that the new guidance will result in an increase in its allowance for credit losses as a result of considering credit losses over the expected life of its loan and debt securities portfolios. Increases in the level of allowances will also reflect new requirements to include estimated credit losses on investment securities classified as held-to-maturity, if any. The Company has formed an Implementation Committee, whose membership includes representatives of senior management, to develop plans that will encompass: (1) internal methodology changes (2) data collection and management activities, (3) internal communication requirements, and (4) estimation of the projected impact of this guidance. The amount of any change in the allowance for credit losses resulting from the new guidance will ultimately be impacted by the provisions of this guidance as well as by the loan and debt security portfolios composition and asset quality at the adoption date, and economic conditions and forecasts at the time of adoption. ____ Standard: Simplifying the Test for Goodwill Impairment ( ASU 2017-04: Intangibles—Goodwill and Other [Topic 350]: Simplifying the Test for Goodwill Impairment ) Description: Current guidance requires a two-step approach to determining if recorded goodwill is impaired. In Step 1, reporting entities must first evaluate whether or not the carrying value of a reporting unit is greater than its fair value. In Step 2, if a reporting unit’s carrying value is greater than its fair value, then the entity should calculate the implied fair value of goodwill. If the carrying value of goodwill is more than the implied fair value, an impairment charge for the difference must be recorded. The amended guidance eliminates Step 2 from the goodwill impairment test. Therefore, under the new guidance, if the carrying value of a reporting unit is greater than its fair value, a goodwill impairment charge will be recorded for the difference (up to the carrying value of the recorded goodwill). Required Date of Implementation: January 1, 2020 (early adoption permitted) Effect on Consolidated Financial Statements: The amendments should be applied using a prospective transition method. The Company does not expect the guidance will have a material impact on its consolidated financial statements, unless at some point in the future one of its reporting units were to fail Step 1 of the goodwill impairment test. ____ Standard : Fair Value Measurement ( ASU 2018-13: Fair Value Measurement [Topic 820]: Disclosure Framework Changes to the Disclosure Requirements for Fair Value Measurement Description: The FASB is issuing the amendments in this ASU as part of the disclosure framework project. The disclosure framework project’s objective and primary focus are to improve the effectiveness of disclosures in the notes to financial statements by facilitating clear communication of the information required by GAAP that is most important to users of each entity’s financial statements. The amendments in this ASU modify the disclosure requirements for entities such as the Company on fair value measurements in Topic 820, Fair Value Measurement. The following disclosure requirements were removed from Topic 820: 1. The amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy 2. The policy for timing of transfers between levels 3. The valuation processes for Level 3 fair value measurements The following disclosure requirements were modified in Topic 820: 1. In lieu of a rollforward for Level 3 fair value measurements, a nonpublic entity is required to disclose transfers into and out of Level 3 of the fair value hierarchy and purchases and issues of Level 3 assets and liabilities. 2. For investments in certain entities that calculate net asset value, an entity is required to disclose the timing of liquidation of an investee’s assets and the date when restrictions from redemption might lapse only if the investee has communicated the timing to the entity or announced the timing publicly. 3. The amendments clarify that the measurement uncertainty disclosure is to communicate information about the uncertainty in measurement as of the reporting date. The following disclosure requirements were added to Topic 820: 1. The changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 fair value measurements held at the end of the reporting period 2. The range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements. For certain unobservable inputs, an entity may disclose other quantitative information (such as the median or arithmetic average) in lieu of the weighted average if the entity determines that other quantitative information would be a more reasonable and rational method to reflect the distribution of unobservable inputs used to develop Level 3 fair value measurements. Required Date of Implementation: The amendments in this ASU are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The amendments on changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements, and the narrative description of measurement uncertainty should be applied prospectively for only the most recent interim or annual period presented in the initial fiscal year of adoption. All other amendments should be applied retrospectively to all periods presented upon their effective date. Early adoption is permitted upon issuance of this Update. An entity is permitted to early adopt any removed or modified disclosures upon issuance of this ASU and delay adoption of the additional disclosures until their effective date. Effect on Consolidated Financial Statements: The Company does not expect the new guidance will have a material impact to its consolidated statements of condition or income. ____ Standard : Compensation ( ASU 2018-14: Compensation - Retirement Benefits - Defined Benefit Plans - General [Subtopic 715 – 20]: Disclosure Framework - Changes to the Disclosure Requirements for Defined Benefit Plans) Description: The FASB is issuing the amendments in this ASU as part of the disclosure framework project. The amendments in this ASU modify the disclosure requirements for employers that sponsor defined benefit pension or other postretirement plans. The following disclosure requirements are removed from Subtopic 715-20: 1. The amounts in accumulated other comprehensive income expected to be recognized as components of net periodic benefit cost over the next fiscal year. 2. The amount and timing of plan assets expected to be returned to the employer. 3. Related party disclosures about the amount of future annual benefits covered by insurance and annuity contracts and significant transactions between the employer or related parties and the plan. 4. The effects of a one-percentage-point change in assumed health care cost trend rates on the (a) aggregate of the service and interest cost components of net periodic benefit costs and (b) benefit obligation for postretirement health care benefits. The following disclosure requirements are added to Subtopic 715-20: 1. The weighted-average interest crediting rates for cash balance plans and other plans with promised interest crediting rates. 2. An explanation of the reasons for significant gains and losses related to changes in the benefit obligation for the period. 1. The projected benefit obligation (PBO) and fair value of plan assets for plans with PBOs in excess of plan assets. 2. The accumulated benefit obligation (ABO) and fair value of plan assets for plans with ABOs in excess of plan assets. Required Date of Implementation: The amendments in this ASU are effective for fiscal years ending after December 15, 2020, for public business entities and for fiscal years ending after December 15, 2021, for all other entities. Early adoption is permitted for all entities. Effect on Consolidated Financial Statements: The Company does not expect the new guidance will have a material impact to its consolidated statements of condition or income. ____ Standard: Leases ( ASU 2019-1: Leases [Topic 842] Codification Improvements) Description: On February 25, 2016, the FASB issued Accounting Standards ASU No. 2016- 02, Leases [Topic 842], to increase transparency and comparability among organizations by recognizing lease assets and lease liabilities on the balance sheet and disclosing essential information about leasing transactions. ASU 2019-1 addresses three Issues: (1) Determining the fair value of the underlying asset by lessors that are not manufacturers or dealers; (2) Presentation on the statement of cash flows for sales-type and direct financing leases; and (3) Transition disclosures related to Topic 250, Accounting Changes and Error Corrections . The amendments in this ASU address Issue 1, described above, and reinstate the exception in Topic 842 for lessors that are not manufacturers or dealers Topic 840 does not provide guidance on how cash received from leases by lessors from sales-type and direct financing leases should be presented in the cash flow statement. The amendments in this ASU address Issue 2, described above, as to the concerns of lessors within the scope of Topic 942 about where “principal payments received under leases” should be presented. Specifically, lessors that are depository and lending institutions within the scope of Topic 942 will present all “principal payments received under leases” within investing activities in the Statement of Cash Flows. Required Date of Implementation : The amendments in this ASU amend Topic 842. The effective date of those amendments for public business entities, such as the Company, is for fiscal years beginning after December 15, 2019 and interim periods within those fiscal years. Effect on Consolidated Financial Statements: The Company does not expect the new guidance will have a material impact to its consolidated statements of condition or income. ____ Standard : Various Codification Improvements (ASU 2019-4: Codification Improvements to Topic 326, Financial Instruments—Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments) Description: Since 2016, the FASB has issued the following Updates related to financial instruments: 1. Accounting Standards Update No. 2016-01, Financial Instruments— Overall [Subtopic 825-10]: Recognition and Measurement of Financial Assets and Financial Liabilities 2. Accounting Standards Update No. 2016-13, Financial Instruments— Credit Losses [Topic 326]: Measurement of Credit Losses on Financial Instruments; 3. Accounting Standards Update No. 2017-12, Derivatives and Hedging [Topic 815]: Targeted Improvements to Accounting for Hedging Activities. The FASB has an ongoing project on its agenda for improving the Codification or correcting its unintended application. The items addressed in that project generally are not expected to have a significant effect on current accounting practice or to create a significant administrative cost for most entities. The amendments in this ASU are similar to those items and are summarized below. For Codification Improvements specific to ASU 2016-01, the following topics were covered within ASU 2019-04: • Scope Clarifications • Held-to-Maturity Debt Securities Fair Value Disclosures • Applicability of Topic 820 to the Measurement Alternative • Remeasurement of Equity Securities at Historical Exchange Rates The amendments to Topic 326 and other Topics in this Update include items related to the amendments in Update 2016-13 discussed at the June 2018 and November 2018 Credit Losses Transition Resource Group (“TRG”) meetings. The amendments clarify or address stakeholders’ specific issues about certain aspects of the amendments in Update 2016-13 on a number of different topics, including the following: • Accrued Interest • Transfers between Classifications or Categories for Loans and Debt Securities • Recoveries • Consideration of Prepayments in Determining the Effective Interest Rate • Consideration of Estimated Costs to Sell When Foreclosure Is Probable • Vintage Disclosures— Line-of-Credit Arrangements Converted to Term Loans • Contractual Extensions and Renewals The ASU also covered a number of issues that related to hedge accounting (ASU-2017-12) including: • Partial-Term Fair Value Hedges of Interest Rate Risk • Amortization of Fair Value Hedge Basis Adjustments • Disclosure of Fair Value Hedge Basis Adjustments • Consideration of the Hedged Contractually Specified Interest Rate under the Hypothetical Derivative Method • Scoping for Not-for-Profit Entities • Hedge Accounting Provisions Applicable to Certain Private Companies and Not-for- Profit Entities • Application of a First- Payments-Received Cash Flow Hedging Technique to Overall Cash Flows on a Group of Variable Interest Payments • Transition Guidance Required Dates of Implementation : This ASU 2019-04 has various implementation dates dependent on a number of factors as it pertains to the above items. The Company has adopted ASU 2016-01 and ASU 2016-01. Effect on Consolidated Financial Statements: The Company does not expect the new guidance will have a material impact to its consolidated statements of condition or income. Standard: Leases ( ASU 2019-1: Leases [Topic 842] Codification Improvements) Description: On February 25, 2016, the FASB issued Accounting Standards ASU No. 2016- 02, Leases [Topic 842], to increase transparency and comparability among organizations by recognizing lease assets and lease liabilities on the balance sheet and disclosing essential information about leasing transactions. ASU 2019-1 addresses three Issues: (1) Determining the fair value of the underlying asset by lessors that are not manufacturers or dealers; (2) Presentation on the statement of cash flows for sales-type and direct financing leases; and (3) Transition disclosures related to Topic 250, Accounting Changes and Error Corrections . The amendments in this ASU address Issue 1, described above, and reinstate the exception in Topic 842 for lessors that are not manufacturers or dealers Topic 840 does not provide guidance on how cash received from leases by lessors from sales-type and direct financing leases should be presented in the cash flow statement. The amendments in this ASU address Issue 2, described above, as to the concerns of lessors within the scope of Topic 942 about where “principal payments received under leases” should be presented. Specifically, lessors that are depository and lending institutions within the scope of Topic 942 will present all “principal payments received under leases” within investing activities in the Statement of Cash Flows. Required Date of Implementation : The amendments in this ASU amend Topic 842. The effective date of those amendments for public business entities, such as the Company, is for fiscal years beginning after December 15, 2019 and interim periods within those fiscal years. Effect on Consolidated Financial Statements: The Company does not expect the new guidance will have a material impact to its consolidated statements of condition or income. ____ Standard : Various Codification Improvements (ASU 2019-4: Codification Improvements to Topic 326, Financial Instruments—Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments) Description: Since 2016, the FASB has issued the following Updates related to financial instruments: 1. Accounting Standards Update No. 2016-01, Financial Instruments— Overall [Subtopic 825-10]: Recognition and Measurement of Financial Assets and Financial Liabilities 2. Accounting Standards Update No. 2016-13, Financial Instruments— Credit Losses [Topic 326]: Measurement of Credit Losses on Financial Instruments; 3. Accounting Standards Update No. 2017-12, Derivatives and Hedging [Topic 815]: Targeted Improvements to Accounting for Hedging Activities. The FASB has an ongoing project on its agenda for improving the Codification or correcting its unintended application. The items addressed in that project generally are not expected to have a significant effect on current accounting practice or to create a significant administrative cost for most entities. The amendments in this ASU are similar to those items and are summarized below. For Codification Improvements specific to ASU 2016-01, the following topics were covered within ASU 2019-04: • Scope Clarifications • Held-to-Maturity Debt Securities Fair Value Disclosures • Applicability of Topic 820 to the Measurement Alternative • Remeasurement of Equity Securities at Historical Exchange Rates The amendments to Topic 326 and other Topics in this Update include items related to the amendments in Update 2016-13 discussed at the June 2018 and November 2018 Credit Losses Transition Resource Group (“TRG”) meetings. The amendments clarify or address stakeholders’ specific issues about certain aspects of the amendments in Update 2016-13 on a number of different topics, including the following: • Accrued Interest • Transfers between Classifications or Categories for Loans and Debt Securities • Recoveries • Consideration of Prepayments in Determining the Effective Interest Rate • Consideration of Estimated Costs to Sell When Foreclosure Is Probable • Vintage Disclosures— Line-of-Credit Arrangements Converted to Term Loans • Contractual Extensions and Renewals The ASU also covered a number of issues that related to hedge accounting (ASU-2017-12) including: • Partial-Term Fair Value Hedges of Interest Rate Risk • Amortization of Fair Value Hedge Basis Adjustments • Disclosure of Fair Value Hedge Basis Adjustments • Consideration of the Hedged Contractually Specified Interest Rate under the Hypothetical Derivative Method • Scoping for Not-for-Profit Entities • Hedge Accounting Provisions Applicable to Certain Private Companies and Not-for- Profit Entities • Application of a First- Payments-Received Cash Flow Hedging Technique to Overall Cash Flows on a Group of Variable Interest Payments • Transition Guidance Required Dates of Implementation : This ASU 2019-04 has various implementation dates dependent on a number of factors as it pertains to the above items. The Company has adopted ASU 2016-01 and ASU 2016-01. Effect on Consolidated Financial Statements: The Company does not expect the new guidance will have a material impact to its consolidated statements of condition or income.

Earnings per Common Share

Earnings per Common Share	3 Months Ended
	Mar. 31, 2019
Earnings Per Share [Abstract]
Earnings per Common Share	Note 3: Earnings per Common Share Basic earnings per share are calculated by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Diluted earnings per share include the potential dilutive effect that could occur upon the assumed exercise of issued stock options using the Treasury Stock method. Anti-dilutive stock options, not included in the computation below, were $-0- for the three months ended March 31, 2019 and March 31, 2018, respectively. Unallocated common shares held by the ESOP are not included in the weighted-average number of common shares outstanding for purposes of calculating earnings per common share until they are committed to be released to plan participants. The following table sets forth the calculation of basic and diluted earnings per share. Three months ended March 31, (In thousands, except per share data) 2019 2018 Basic Earnings Per Common Share Net income available to common shareholders $ 514 $ 1,004 Weighted average common shares outstanding 4,244 4,119 Basic earnings per common share $ 0.12 $ 0.24 Diluted Earnings Per Common Share Net income available to common shareholders $ 514 $ 1,004 Weighted average common shares outstanding 4,244 4,119 Effect of assumed exercise of stock options 64 117 Diluted weighted average common shares outstanding 4,308 4,236 Diluted earnings per common share $ 0.12 $ 0.24

Investment Securities

Investment Securities	3 Months Ended
	Mar. 31, 2019
Investments Debt And Equity Securities [Abstract]
Investment Securities	Note 4: Investment Securities The amortized cost and estimated fair value of investment securities are summarized as follows: March 31, 2019 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 10,075 $ 2 $ (63 ) $ 10,014 State and political subdivisions 19,968 26 (152 ) 19,842 Corporate 15,348 204 (184 ) 15,368 Asset backed securities 17,638 64 (69 ) 17,633 Residential mortgage-backed - US agency 28,110 16 (369 ) 27,757 Collateralized mortgage obligations - US agency 42,984 12 (1,250 ) 41,746 Collateralized mortgage obligations - Private label 22,898 42 (203 ) 22,737 Total 157,021 366 (2,290 ) 155,097 Equity investment securities: Common stock - financial services industry 205 - - 205 Total 205 - - 205 Total available-for-sale $ 157,226 $ 366 $ (2,290 ) $ 155,302 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 2,990 $ - $ (19 ) $ 2,971 State and political subdivisions 5,048 43 (27 ) 5,064 Corporate 15,851 178 (132 ) 15,897 Asset backed securities 1,508 - (9 ) 1,499 Residential mortgage-backed - US agency 16,806 350 (11 ) 17,145 Collateralized mortgage obligations - US agency 18,121 238 (23 ) 18,336 Collateralized mortgage obligations - Private label 18,537 67 (28 ) 18,576 Total held-to-maturity $ 78,861 $ 876 $ (249 ) $ 79,488 December 31, 2018 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 17,171 $ 18 $ (158 ) $ 17,031 State and political subdivisions 23,661 6 (602 ) 23,065 Corporate 17,389 220 (409 ) 17,200 Asset backed securities 18,243 13 (137 ) 18,119 Residential mortgage-backed - US agency 32,409 34 (777 ) 31,666 Collateralized mortgage obligations - US agency 48,101 31 (1,691 ) 46,441 Collateralized mortgage obligations - Private label 24,317 17 (398 ) 23,936 Total 181,291 339 (4,172 ) 177,458 Equity investment securities: Common stock - financial services industry 206 - - 206 Total 206 - - 206 Total available-for-sale $ 181,497 $ 339 $ (4,172 ) $ 177,664 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 3,987 $ - $ (35 ) $ 3,952 State and political subdivisions 5,089 22 (84 ) 5,027 Corporate 9,924 4 (182 ) 9,746 Asset backed securities 1,509 - (13 ) 1,496 Residential mortgage-backed - US agency 11,601 124 (47 ) 11,678 Collateralized mortgage obligations - US agency 13,972 93 (13 ) 14,052 Collateralized mortgage obligations - Private label 7,826 17 (25 ) 7,818 Total held-to-maturity $ 53,908 $ 260 $ (399 ) $ 53,769 The amortized cost and estimated fair value of debt investments at March 31, 2019 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties. Available-for-Sale Held-to-Maturity Amortized Estimated Amortized Estimated (In thousands) Cost Fair Value Cost Fair Value Due in one year or less $ 5,390 $ 5,362 $ 2,108 $ 2,112 Due after one year through five years 22,720 22,797 11,748 11,793 Due after five years through ten years 17,989 17,874 8,755 8,834 Due after ten years 16,930 16,824 2,786 2,692 Sub-total 63,029 62,857 25,397 25,431 Residential mortgage-backed - US agency 28,110 27,757 16,806 17,145 Collateralized mortgage obligations - US agency 42,984 41,746 18,121 18,336 Collateralized mortgage obligations - Private label 22,898 22,737 18,537 18,576 Totals $ 157,021 $ 155,097 $ 78,861 $ 79,488 The Company’s investment securities’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: March 31, 2019 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (Dollars in thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSE's - $ - $ - 3 $ (63 ) $ 7,992 3 $ (63 ) $ 7,992 State and political subdivisions 1 (16 ) 2,992 17 (136 ) 10,667 18 (152 ) 13,659 Corporate 2 (7 ) 1,695 7 (177 ) 6,000 9 (184 ) 7,695 Asset backed securities 3 (31 ) 3,897 4 (38 ) 5,585 7 (69 ) 9,482 Residential mortgage-backed - US agency - - - 24 (369 ) 23,708 24 (369 ) 23,708 Collateralized mortgage obligations - US agency 4 (2 ) 3,354 28 (1,248 ) 36,251 32 (1,250 ) 39,605 Collateralized mortgage obligations - Private label 1 (12 ) 1,493 10 (190 ) 16,058 11 (203 ) 17,551 Totals 11 $ (68 ) $ 13,431 93 $ (2,221 ) $ 106,261 104 $ (2,290 ) $ 119,692 Held-to-Maturity Portfolio US Treasury, agencies and GSE's - $ - $ - 3 $ (19 ) $ 2,972 3 $ (19 ) $ 2,972 State and political subdivisions - - - 6 (27 ) 2,328 6 (27 ) 2,328 Corporate 2 (32 ) 2,926 3 (100 ) 3,321 5 (132 ) 6,247 Asset backed securities 1 (9 ) 1,500 - - - 1 (9 ) 1,500 Residential mortgage-backed - US agency 1 (8 ) 2,222 1 (3 ) 259 2 (11 ) 2,481 Collateralized mortgage obligations - US agency 4 (23 ) 4,261 - - - 4 (23 ) 4,261 Collateralized mortgage obligations - Private label 1 (11 ) 2,000 2 (17 ) 1,630 3 (28 ) 3,630 Totals 9 $ (83 ) $ 12,909 15 $ (166 ) $ 10,510 24 $ (249 ) $ 23,419 December 31, 2018 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (Dollars in thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSE's 1 $ (22 ) $ 977 2 $ (136 ) $ 12,017 3 $ (158 ) $ 12,994 State and political subdivisions 5 (76 ) 5,213 26 (526 ) 14,206 31 (602 ) 19,419 Corporate 10 (137 ) 8,266 4 (272 ) 3,374 14 (409 ) 11,640 Asset backed securities 7 (91 ) 10,470 2 (46 ) 3,059 9 (137 ) 13,529 Residential mortgage-backed - US agency 6 (83 ) 3,519 21 (694 ) 24,154 27 (777 ) 27,673 Collateralized mortgage obligations - US agency 3 (98 ) 2,792 28 (1,593 ) 35,765 31 (1,691 ) 38,557 Collateralized mortgage obligations - Private label 7 (275 ) 14,011 5 (123 ) 5,907 12 (398 ) 19,918 Totals 39 $ (782 ) $ 45,248 88 $ (3,390 ) $ 98,482 127 $ (4,172 ) $ 143,730 Held-to-Maturity Portfolio US Treasury, agencies and GSE's 1 $ (8 ) $ 982 3 $ (27 ) $ 2,970 4 $ (35 ) $ 3,952 State and political subdivisions - - - 6 (84 ) 2,310 6 (84 ) 2,310 Corporate 4 (41 ) 3,214 2 (141 ) 2,507 6 (182 ) 5,721 Asset backed securities 1 (13 ) 1,496 - - - 1 (13 ) 1,496 Residential mortgage-backed - US agency 3 (8 ) 1,447 2 (39 ) 1,769 5 (47 ) 3,216 Collateralized mortgage obligations - US agency 4 (13 ) 3,972 - - - 4 (13 ) 3,972 Collateralized mortgage obligations - Private label - - - 2 (25 ) 1,874 2 (25 ) 1,874 Totals 13 $ (83 ) $ 11,111 15 $ (316 ) $ 11,430 28 $ (399 ) $ 22,541 Excluding the effects of changes in the characteristics of individual debt securities that potentially give rise to other-than-temporary impairment (“OTTI”), as described below, the fair market value of a debt security as of a particular measurement date is highly dependent upon prevailing market and economic environmental factors at the measurement date relative to the prevailing market and economic environmental factors present at the time the debt security was acquired. The most significant market and environmental factors include, but are not limited to (1) the general level of interest rates, (2) the relationship between shorter-term interest rates and longer-term interest rates (referred to as the “slope” of the interest rate yield curve), (3) general bond market liquidity, (4) the recent and expected near-term volume of new issuances of similar debt securities, and (5) changes in the market values of individual loan collateral underlying mortgage-backed debt securities. Changes in interest rates affect the fair market values of debt securities by influencing the discount rate applied to the securities’ future expected cash flows. The higher the discount rate, the lower the resultant security price. Conversely, the lower the discount rate, the higher the resultant security price. In addition, the cumulative amount and timing of undiscounted cash flows of debt securities may be also affected by changes in interest rates. For any given level of movement in the general market and economic environmental factors described above, the magnitude of any particular debt security’s price changes will also depend heavily upon security-specific factors such as (1) the duration of the security, (2) imbedded optionality contractually granted to the issuer of the security with respect to principal prepayments, and (3) changes in the level of market premiums demanded by investors for securities with imbedded credit risk (where applicable). The Company conducts a formal review of investment securities on a quarterly basis for the presence of OTTI. The Company assesses whether OTTI is present when the fair value of a debt security is less than its amortized cost basis at the statement of condition date. Under these circumstances, OTTI is considered to have occurred (1) if we intend to sell the security; (2) if it is “more likely than not” we will be required to sell the security before recovery of its amortized cost basis; or (3) the present value of expected cash flows is not anticipated to be sufficient to recover the entire amortized cost basis. The guidance requires that credit-related OTTI is recognized in earnings while non-credit-related OTTI on securities not expected to be sold is recognized in other comprehensive income (“OCI”). Non-credit-related OTTI is based on other factors, including illiquidity and changes in the general interest rate environment. Presentation of OTTI is made in the consolidated statement of income on a gross basis, including both the portion recognized in earnings as well as the portion recorded in OCI. The gross OTTI would then be offset by the amount of non-credit-related OTTI, showing the net as the impact on earnings. Management does not believe any individual unrealized loss in securities within the portfolio as of March 31, 2019 represents OTTI. At March 31, 2019, the Bank had the following securities, in a loss position for 12 months or more relative to their amortized historical cost, which were deemed to have no credit impairment, thus, the disclosed unrealized losses relate directly to changes in interest rates subsequent to the acquisition of the individual securities. The Company does not intend to sell these securities, nor is it more likely than not that the Company will be required to sell these securities prior to the recovery of the amortized cost. • Seventeen state and political subdivision securities, categorized as available-for-sale, with an aggregate amortized historical cost of $10.8 million and an aggregate market value of $10.7 million (unrealized aggregate loss of $136,000, or 1.27%). Each of the securities maintains a credit rating established by one or more nationally-recognized statistical rating organization (“NRSRO”) that is well above the level required to be considered minimum investment grade and, therefore, no credit-related OTTI is deemed to be present. • Seven corporate securities, categorized as available-for-sale, with an aggregate amortized historical cost of $6.2 million and an aggregate market value of $6.0 million (unrealized loss of $177,000, or 2.95%). These securities each maintain credit ratings established by one or more NRSRO above the minimum level required to be considered investment grade and, therefore, no credit-related OTTI is deemed to be present. • Four privately-issued asset-backed securities, categorized as available-for-sale, with an aggregate amortized historical cost of $5.6 million and an aggregate market value of $5.6 million (unrealized loss of $38,000, or 0.67%). These securities each maintain credit ratings established by one or more NRSRO above the minimum level required to be considered as investment grade and therefore, no credit-related OTTI is deemed to be present. • Seven privately-issued collateralized mortgage obligation securities, categorized as available-for-sale, with an aggregate amortized historical cost of $12.0 million and an aggregate market value of $11.9 million (unrealized loss of $136,000, or 1.14%). These securities each maintain credit ratings established by one or more NRSRO above the level considered to be minimum investment grade and therefore, no credit-related OTTI is deemed to be present. • Three privately-issued collateralized mortgage obligation securities, categorized as available-for-sale, with an aggregate amortized historical cost of $4.2 million and an aggregate market value of $4.2 million (unrealized loss of $54,000, or 1.29%). These securities were not rated at the time of their issuance by any NRSRO but each security remains significantly collateralized through subordination. Therefore, no credit-related OTTI is deemed to be present. • Six state and political subdivision securities, categorized as held-to-maturity, with an aggregate amortized historical cost of $2.4 million and an aggregate market value of $2.3 million (unrealized aggregate loss of $27,000, or 1.17%). Three of these securities with an aggregate book value of $2.0 million each maintain a credit rating established by one or more NRSRO that is well above the minimum level required to be considered investment grade and, therefore, no credit-related OTTI is deemed to be present. The remaining three securities have an aggregate book value of $307,000 and are issuances of a local community school district well known to the management of the Company. The aggregate unrealized loss for these securities totals approximately $1,000 and no OTTI is deemed present. • Three corporate securities, categorized as held-to-maturity, with an aggregate amortized historical cost of $3.4 million and an aggregate market value of $3.3 million (unrealized aggregate loss of $100,000, or 3.01%). This security maintains a credit rating established by one or more NRSRO above the minimum level required to be considered investment grade and, therefore, no credit-related OTTI is deemed to be present. • One privately-issued collateralized mortgage obligation security, categorized as held-to-maturity, with an amortized historical cost of $947,000 and a market value of $937,000 (unrealized loss of $11,000, or 1.19%). The security maintains a credit rating established by one or more NRSRO that is well above the minimum level required to be considered investment grade and, therefore, no credit-related OTTI is deemed to be present. Therefore, no credit-related OTTI is deemed to be present. • One privately-issued collateralized mortgage obligation security, categorized as held-to-maturity, with an amortized historical cost of $699,000 and a market value of $693,000 (unrealized loss of $6,000, or 0.91%). The security was not rated at its issuance by any NRSRO but remains significantly collateralized through subordination and, therefore, no credit-related OTTI is deemed to be present. All other securities with market values less than their amortized historical costs are issued by United States agencies or government sponsored enterprises and consist of mortgage-backed securities, collateralized mortgage obligations and direct agency financings. These positions in US government agency and government-sponsored enterprises are deemed to have no credit impairment, thus, the disclosed unrealized losses relate directly to changes in interest rates subsequent to the acquisition of the individual securities. The Company does not intend to sell these securities, nor is it more likely than not that the Company will be required to sell these securities prior to the recovery of the amortized cost. In determining whether OTTI has occurred for equity securities, the Company considers the applicable factors described above and the length of time the equity security’s fair value has been below the carrying amount. The Company had no equity securities that were impaired at March 31, 2019 or December 31, 2018. Gross realized gains (losses) on sales of securities for the indicated periods are detailed below: For the three months ended March 31, (In thousands) 2019 2018 Realized gains on investments $ 222 $ 27 Realized losses on investments (143 ) (134 ) $ 79 $ (107 ) Gains on equity securities $ 41 $ 13 $ 41 $ 13 As of March 31, 2019 and December 31, 2018, securities with a fair value of $100.0 million and $69.8 million, respectively, were pledged to collateralize certain municipal deposit relationships. As of the same dates, securities with a fair value of $16.4 million and $19.5 million were pledged against certain borrowing arrangements. Management has reviewed its mortgage-backed securities portfolios and determined that, to the best of its knowledge, little exposure exists to sub-prime or other high-risk residential mortgages. With limited exceptions in the Company’s investment portfolio involving the most senior tranches of securitized bonds, the Company is not in the practice of investing in, or originating, these types of investments or loans.

Pension and Postretirement Bene

Pension and Postretirement Benefits	3 Months Ended
	Mar. 31, 2019
Compensation And Retirement Disclosure [Abstract]
Pension and Postretirement Benefits	Note 5: Pension and Postretirement Benefits The Company has a noncontributory defined benefit pension plan covering most employees. The plan provides defined benefits based on years of service and final average salary. On May 14, 2012, the Company informed its employees of its decision to freeze participation and benefit accruals under the plan, primarily to reduce some of the volatility in earnings that can accompany the maintenance of a defined benefit plan. The plan was frozen on June 30, 2012. Compensation earned by employees up to June 30, 2012 is used for purposes of calculating benefits under the plan but there are no future benefit accruals after this date. Participants as of June 30, 2012 will continue to earn vesting credit with respect to their frozen accrued benefits as they continue to work. In addition, the Company provides certain health and life insurance benefits for a limited number of eligible retired employees. The healthcare plan is contributory with participants’ contributions adjusted annually; the life insurance plan is noncontributory. Employees with less than 14 years of service as of January 1, 1995, are not eligible for the health and life insurance retirement benefits. The composition of net periodic pension plan and postretirement plan costs for the indicated periods is as follows: Pension Benefits Postretirement Benefits For the three months ended March 31, (In thousands) 2019 2018 2019 2018 Service cost $ - $ - $ - $ - Interest cost 124 118 5 5 Expected return on plan assets (234 ) (259 ) - - Amortization of prior service credits - - (1 ) (1 ) Amortization of net losses 82 41 3 3 Net periodic benefit plan (benefit) cost $ (28 ) $ (100 ) $ 7 $ 7 The Company will evaluate the need for further contributions to the defined benefit pension plan during 2019. The prepaid pension asset is recorded in other assets on the statement of condition as of March 31, 2019 and December 31, 2018.

Loans

Loans	3 Months Ended
	Mar. 31, 2019
Receivables [Abstract]
Loans	Note 6: Loans Major classifications of loans at the indicated dates are as follows: March 31, December 31, (In thousands) 2019 2018 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 237,917 $ 232,523 Construction 3,855 7,121 Total residential mortgage loans 241,772 239,644 Commercial loans: Real estate 208,388 212,314 Lines of credit 55,238 44,235 Other commercial and industrial 67,542 63,359 Tax exempt loans 9,256 9,320 Total commercial loans 340,424 329,228 Consumer loans: Home equity and junior liens 26,212 26,109 Other consumer 49,272 25,424 Total consumer loans 75,484 51,533 Total loans 657,680 620,405 Net deferred loan fees (90 ) (135 ) Less allowance for loan losses (7,284 ) (7,306 ) Loans receivable, net $ 650,306 $ 612,964 Although the Bank may occasionally purchase or fund loan participation interests outside of its primary market areas, the Bank generally originates residential mortgage, commercial, and consumer loans largely to customers throughout Oswego and Onondaga counties. Although the Bank has a diversified loan portfolio, a substantial portion of its borrowers’ abilities to honor their loan contracts is dependent upon the counties’ employment and economic conditions. The Bank acquired $15.6 million, $10.2 million, and $24.6 million of loans originated by an unrelated financial institution, located outside of the Bank’s market area, in January 2017, April 2017, and March 2019, respectively. The acquired loan pools represented a 90% participating interest in a total of 2,283 loans secured by liens on automobiles with maturities ranging primarily from two to six years. These loans will be serviced through their respective maturities by the originating financial institution. At March 31, 2019 and December 31, 2018, there were 1,902 loans outstanding with a remaining outstanding carrying value of $35.8 million and 909 loans outstanding with a remaining outstanding carrying value of $13.3 million, respectively. Since the acquisition of these loan pools, a total of 22 loans had cumulative net charge-offs totaling $156,000 with $37,000 in net charge-offs for the three months ended March 31, 2019. As of March 31, 2019 and December 31, 2018, residential mortgage loans with a carrying value of $165.8 million and $154.9 million, respectively, have been pledged by the Company to the Federal Home Loan Bank of New York (“FHLBNY”) under a blanket collateral agreement to secure the Company’s line of credit and term borrowings. Loan Origination / Risk Management The Company’s lending policies and procedures are presented in Note 5 to the audited consolidated financial statements included in the 2018 Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 27, 2019 and have not changed. As part of the execution of the Company’s overall balance sheet management strategies, the Bank will acquire participating interests in loans originated by unrelated third parties on a sporadic basis. The purchase of participations in loans that are originated by third parties only occurs after the completion of thorough pre-acquisition due diligence. Loans in which the Company acquires a participating interest are determined to meet, in all material respects, the Company’s internal underwriting policies, including credit and collateral suitability thresholds, prior to acquisition. In addition, the financial condition of the originating financial institutions, which are generally retained as the ongoing loan servicing provider for participations acquired by the Bank, are analyzed prior to the acquisition of the participating interests and monitored on a regular basis thereafter for the life of those interests. To develop and document a systematic methodology for determining the allowance for loan losses, the Company has divided the loan portfolio into three portfolio segments, each with different risk characteristics but with similar methodologies for assessing risk. Each portfolio segment is broken down into loan classes where appropriate. Loan classes contain unique measurement attributes, risk characteristics, and methods for monitoring and assessing risk that are necessary to develop the allowance for loan losses. Unique characteristics such as borrower type, loan type, collateral type, and risk characteristics define each class. The following table illustrates the portfolio segments and classes for the Company’s loan portfolio: Portfolio Segment Class Residential Mortgage Loans 1-4 family first-lien residential mortgages Construction Commercial Loans Real estate Lines of credit Other commercial and industrial Tax exempt loans Consumer Loans Home equity and junior liens Other consumer The following tables present the classes of the loan portfolio, not including net deferred loan costs, summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system as of the dates indicated: As of March 31, 2019 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 233,985 $ 1,241 $ 1,351 $ 1,340 $ 237,917 Construction 3,855 - - - 3,855 Total residential mortgage loans 237,840 1,241 1,351 1,340 241,772 Commercial loans: Real estate 198,270 8,629 1,184 305 208,388 Lines of credit 53,491 1,389 336 22 55,238 Other commercial and industrial 63,298 3,234 897 113 67,542 Tax exempt loans 9,256 - - - 9,256 Total commercial loans 324,315 13,252 2,417 440 340,424 Consumer loans: Home equity and junior liens 25,737 171 220 84 26,212 Other consumer 48,987 148 137 - 49,272 Total consumer loans 74,724 319 357 84 75,484 Total loans $ 636,879 $ 14,812 $ 4,125 $ 1,864 $ 657,680 As of December 31, 2018 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 228,563 $ 999 $ 1,190 $ 1,771 $ 232,523 Construction 7,121 - - - 7,121 Total residential mortgage loans 235,684 999 1,190 1,771 239,644 Commercial loans: Real estate 201,997 8,299 1,947 71 212,314 Lines of credit 42,489 1,491 233 22 44,235 Other commercial and industrial 59,344 3,268 612 135 63,359 Tax exempt loans 9,320 - - - 9,320 Total commercial loans 313,150 13,058 2,792 228 329,228 Consumer loans: Home equity and junior liens 25,706 144 173 86 26,109 Other consumer 25,294 95 35 - 25,424 Total consumer loans 51,000 239 208 86 51,533 Total loans $ 599,834 $ 14,296 $ 4,190 $ 2,085 $ 620,405 Management has reviewed its loan portfolio and determined that, to the best of its knowledge, no material exposure exists to sub-prime or other high-risk residential mortgages. The Company is not in the practice of originating these types of loans. Nonaccrual and Past Due Loans Loans are placed on nonaccrual when the contractual payment of principal and interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan may be currently performing. Loans are considered past due if the required principal and interest payments have not been received within thirty days of the payment due date. An age analysis of past due loans, not including net deferred loan costs, segregated by portfolio segment and class of loans, as of March 31, 2019 and December 31, 2018, are detailed in the following tables: As of March 31, 2019 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,204 $ 481 $ 1,197 $ 2,882 $ 235,035 $ 237,917 Construction - - - - 3,855 3,855 Total residential mortgage loans 1,204 481 1,197 2,882 238,890 241,772 Commercial loans: Real estate 5,028 964 828 6,820 201,568 208,388 Lines of credit 3,724 175 117 4,016 51,222 55,238 Other commercial and industrial 2,405 449 925 3,779 63,763 67,542 Tax exempt loans - - - - 9,256 9,256 Total commercial loans 11,157 1,588 1,870 14,615 325,809 340,424 Consumer loans: Home equity and junior liens 89 63 36 188 26,024 26,212 Other consumer 138 125 118 381 48,891 49,272 Total consumer loans 227 188 154 569 74,915 75,484 Total loans $ 12,588 $ 2,257 $ 3,221 $ 18,066 $ 639,614 $ 657,680 As of December 31, 2018 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,507 $ 505 $ 1,176 $ 3,188 $ 229,335 $ 232,523 Construction - - - - 7,121 7,121 Total residential mortgage loans 1,507 505 1,176 3,188 236,456 239,644 Commercial loans: Real estate 4,261 364 323 4,948 207,366 212,314 Lines of credit 1,033 111 22 1,166 43,069 44,235 Other commercial and industrial 814 44 387 1,245 62,114 63,359 Tax exempt loans - - - - 9,320 9,320 Total commercial loans 6,108 519 732 7,359 321,869 329,228 Consumer loans: Home equity and junior liens 247 6 35 288 25,821 26,109 Other consumer 226 65 107 398 25,026 25,424 Total consumer loans 473 71 142 686 50,847 51,533 Total loans $ 8,088 $ 1,095 $ 2,050 $ 11,233 $ 609,172 $ 620,405 Nonaccrual loans, segregated by class of loan, were as follows: March 31, December 31, (In thousands) 2019 2018 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,273 $ 1,176 1,273 1,176 Commercial loans: Real estate 917 415 Lines of credit 117 28 Other commercial and industrial 924 387 1,958 830 Consumer loans: Home equity and junior liens 36 35 Other consumer 118 107 154 142 Total nonaccrual loans $ 3,385 $ 2,148 The Company is required to disclose certain activities related to Troubled Debt Restructurings (“TDR”) in accordance with accounting guidance. Certain loans have been modified in a TDR where economic concessions have been granted to a borrower who is experiencing, or expected to experience, financial difficulties. These economic concessions could include a reduction in the loan interest rate, extension of payment terms, reduction of principal amortization, or other actions that it would not otherwise consider for a new loan with similar risk characteristics. The Company is required to disclose new TDRs for each reporting period for which an income statement is being presented. The pre-modification outstanding recorded investment is the principal loan balance less the provision for loan losses before the loan was modified as a TDR. The post-modification outstanding recorded investment is the principal balance less the provision for loan losses after the loan was modified as a TDR. Additional provision for loan losses is the change in the allowance for loan losses between the pre-modification outstanding recorded investment and post-modification outstanding recorded investment. The Company had no loans that have been modified as TDRs for the three months ended March 31, 2019. The table below details loans that have been modified as TDRs for the three months ended March 31, 2018. For the three months ended March 31, 2018 (In thousands) Number of loans Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Additional provision for loan losses Commercial real estate loans 1 $ 300 $ 300 $ - The TDR evaluated for impairment for the three months ended March 31, 2018, had been classified as a TDR due to economic concessions granted, which included an extended maturity date that will result in a delay in payment from the original contractual maturity. The Company is required to disclose loans that have been modified as TDRs within the previous 12 months in which there was payment default after the restructuring. The Company defines payment default as any loans 90 days past due on contractual payments. The Company had no loans that had been modified as TDRs during the twelve months prior to March 31, 2019, which had subsequently defaulted during the three months ended March 31, 2019. The Company had no loans that had been modified as TDRs during the twelve months prior to March 31, 2018, which had subsequently defaulted during the three months ended March 31, 2018. When the Company modifies a loan within a portfolio segment that is individually evaluated for impairment, a potential impairment is analyzed either based on the present value of the expected future cash flows discounted at the interest rate of the original loan terms or the fair value of the collateral less costs to sell. If it is determined that the value of the loan is less than its recorded investment, then impairment is recognized as a component of the provision for loan losses, an associated increase to the allowance for loan losses or as a charge-off to the allowance for loan losses in the current period. Impaired Loans The following tables summarize impaired loan information by portfolio class at the indicated dates: March 31, 2019 December 31, 2018 Unpaid Unpaid Recorded Principal Related Recorded Principal Related (In thousands) Investment Balance Allowance Investment Balance Allowance With no related allowance recorded: 1-4 family first-lien residential mortgages $ 893 $ 897 $ - $ 1,221 $ 1,226 $ - Commercial real estate 2,379 2,442 - 2,387 2,448 - Commercial lines of credit 226 226 - 228 228 - Other commercial and industrial 417 425 - 451 452 - Other consumer 58 58 - - - - With an allowance recorded: 1-4 family first-lien residential mortgages 529 529 104 606 606 108 Commercial real estate 484 484 98 486 486 100 Commercial lines of credit 92 92 92 28 28 28 Other commercial and industrial 635 635 464 373 373 255 Home equity and junior liens 207 207 139 207 207 140 Other consumer 43 43 9 - - - Total: 1-4 family first-lien residential mortgages 1,422 1,426 104 1,827 1,832 108 Commercial real estate 2,863 2,926 98 2,873 2,934 100 Commercial lines of credit 318 318 92 256 256 28 Other commercial and industrial 1,052 1,060 464 824 825 255 Home equity and junior liens 207 207 139 207 207 140 Other consumer 101 101 9 - - - Totals $ 5,963 $ 6,038 $ 906 $ 5,987 $ 6,054 $ 631 The following table presents the average recorded investment in impaired loans for the periods indicated: For the three months ended March 31, (In thousands) 2019 2018 1-4 family first-lien residential mortgages $ 1,625 $ 1,853 Commercial real estate 2,868 5,456 Commercial lines of credit 287 545 Other commercial and industrial 938 1,055 Home equity and junior liens 207 250 Other consumer 51 - Total $ 5,976 $ 9,159 The following table presents the cash basis interest income recognized on impaired loans for the periods indicated: For the three months ended March 31, (In thousands) 2019 2018 1-4 family first-lien residential mortgages $ 12 $ 18 Commercial real estate 28 48 Commercial lines of credit 4 11 Other commercial and industrial 14 6 Home equity and junior liens 3 3 Total $ 61 $ 86

Allowance for Loan Losses

Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2019
Allowance For Loan Losses [Abstract]
Allowance for Loan Losses	Note 7: Allowance for Loan Losses Summarized in the tables below are changes in the allowance for loan losses for the indicated periods and information pertaining to the allocation of the allowance for loan losses, balances of the allowance for loan losses, loans receivable based on individual, and collective impairment evaluation by loan portfolio class. An allocation of a portion of the allowance to a given portfolio class does not limit the Company’s ability to absorb losses in another portfolio class. March 31, 2019 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 766 $ - $ 3,578 $ 730 $ 1,285 Charge-offs - - - (107 ) (1 ) Recoveries - - - - - Provisions (credits) (44 ) - (208 ) 179 276 Ending balance $ 722 $ - $ 3,370 $ 802 $ 1,560 Ending balance: related to loans individually evaluated for impairment 104 - 98 92 464 Ending balance: related to loans collectively evaluated for impairment $ 618 $ - $ 3,272 $ 710 $ 1,096 Loans receivables: Ending balance $ 237,917 $ 3,855 $ 208,388 $ 55,238 $ 67,542 Ending balance: individually evaluated for impairment 1,422 - 2,863 318 1,052 Ending balance: collectively evaluated for impairment $ 236,495 $ 3,855 $ 205,525 $ 54,920 $ 66,490 Home Other Tax exempt and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 409 $ 385 $ 152 $ 7,306 Charge-offs - - (67 ) - (175 ) Recoveries - - 9 - 9 Provisions (credits) - 21 72 (152 ) 144 Ending balance $ 1 $ 430 $ 399 $ - $ 7,284 Ending balance: related to loans individually evaluated for impairment - 139 9 - 906 Ending balance: related to loans collectively evaluated for impairment $ 1 $ 291 $ 390 $ - $ 6,378 Loans receivables: Ending balance $ 9,256 $ 26,212 $ 49,272 $ 657,680 Ending balance: individually evaluated for impairment - 207 101 5,963 Ending balance: collectively evaluated for impairment $ 9,256 $ 26,005 $ 49,171 $ 651,717 March 31, 2018 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 865 $ - $ 3,589 $ 735 $ 1,214 Charge-offs (118 ) - - - (124 ) Recoveries 21 - - - - Provisions (credits) (17 ) - 306 (16 ) 219 Ending balance $ 751 $ - $ 3,895 $ 719 $ 1,309 Ending balance: related to loans individually evaluated for impairment 111 - 412 40 276 Ending balance: related to loans collectively evaluated for impairment $ 640 $ - $ 3,483 $ 679 $ 1,033 Loans receivables: Ending balance $ 219,059 $ 5,559 $ 206,951 $ 52,482 $ 60,385 Ending balance: individually evaluated for impairment 1,847 - 5,411 542 1,060 Ending balance: collectively evaluated for impairment $ 217,212 $ 5,559 $ 201,540 $ 51,940 $ 59,325 Home equity Other Tax exempt and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 514 $ 208 $ - $ 7,126 Charge-offs - (17 ) (63 ) - (322 ) Recoveries - - 13 - 34 Provisions (credits) - 10 102 9 613 Ending balance $ 1 $ 507 $ 260 $ 9 $ 7,451 Ending balance: related to loans individually evaluated for impairment - 141 - - 980 Ending balance: related to loans collectively evaluated for impairment $ 1 $ 366 $ 260 $ 9 $ 6,471 Loans receivables: Ending balance $ 10,233 $ 26,116 $ 27,601 $ 608,386 Ending balance: individually evaluated for impairment - 209 - 9,069 Ending balance: collectively evaluated for impairment $ 10,233 $ 25,907 $ 27,601 $ 599,317 The Company’s methodology for determining its allowance for loan losses includes an analysis of qualitative factors that are added to the historical loss rates in arriving at the total allowance for loan losses needed for this general pool of loans. The qualitative factors include: • Changes in national and local economic trends; • The rate of growth in the portfolio; • Trends of delinquencies and nonaccrual balances; • Changes in loan policy; and • Changes in lending management experience and related staffing. Each factor is assigned a value to reflect improving, stable or declining conditions based on management’s best judgment using relevant information available at the time of the evaluation. These qualitative factors, applied to each product class, make the evaluation inherently subjective, as it requires material estimates that may be susceptible to significant revision as more information becomes available. Adjustments to the factors are supported through documentation of changes in conditions in a narrative accompanying the allowance for loan losses analysis and calculation. The allocation of the allowance for loan losses summarized on the basis of the Company’s calculation methodology was as follows: March 31, 2019 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 104 $ - $ 98 $ 92 $ 464 Historical loss rate 65 - 151 18 26 Qualitative factors 553 - 3,121 692 1,070 Total $ 722 $ - $ 3,370 $ 802 $ 1,560 Home equity Other Tax exempt and junior liens consumer Unallocated Total Specifically reserved $ - $ 139 $ 9 $ - $ 906 Historical loss rate - 13 149 - 422 Qualitative factors 1 278 241 - 5,956 Total $ 1 $ 430 $ 399 $ - $ 7,284 March 31, 2018 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 111 $ - $ 412 $ 40 $ 276 Historical loss rate 83 - 88 29 - Qualitative factors 557 - 3,395 650 1,033 Total $ 751 $ - $ 3,895 $ 719 $ 1,309 Home equity Other Tax exempt and junior liens consumer Unallocated Total Specifically reserved $ - $ 141 $ - $ - $ 980 Historical loss rate - 34 96 - 330 Qualitative factors 1 332 164 - 6,132 Other - - - 9 9 Total $ 1 $ 507 $ 260 $ 9 $ 7,451

Foreclosed Real Estate

Foreclosed Real Estate	3 Months Ended
	Mar. 31, 2019
Real Estate Owned Disclosure Of Detailed Components [Abstract]
Foreclosed Real Estate	Note 8: Foreclosed Real Estate The Company is required to disclose the carrying amount of foreclosed residential real estate properties held as a result of obtaining physical possession of the property at each reporting period. (Dollars in thousands) Number of properties March 31, 2019 Number of properties December 31, 2018 Foreclosed residential real estate 3 $ 535 2 $ 73 At March 31, 2019 and December 31, 2018, the Company reported $575,000 and $951,000, respectively, in residential real estate loans in the process of foreclosure.

Guarantees

Guarantees	3 Months Ended
	Mar. 31, 2019
Commitments And Contingencies Disclosure [Abstract]
Guarantees	Note 9: Guarantees The Company does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit. Generally, all letters of credit, when issued have expiration dates within one year. The credit risks involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers. The Company generally holds collateral and/or personal guarantees supporting these commitments. The Company had $2.1 million of standby letters of credit as of March 31, 2019. Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees. The fair value of standby letters of credit was not significant to the Company’s consolidated financial statements.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2019
Fair Value Disclosures [Abstract]
Fair Value Measurements	Note 10: Fair Value Measurements Accounting guidance related to fair value measurements and disclosures specifies a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions. These two types of inputs have created the following fair value hierarchy: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Quoted prices for similar assets and liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; and model-derived valuations in which all significant inputs and significant value drivers are observable in active markets. Level 3 – Model-derived valuations in which one or more significant inputs or significant value drivers are unobservable. An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. In determining fair value, the Company utilizes valuation techniques that maximize the use of observable inputs, minimize the use of unobservable inputs, to the extent possible, and considers counterparty credit risk in its assessment of fair value. The Company used the following methods and significant assumptions to estimate fair value: Investment securities: The fair values of available-for-sale and marketable equity securities are obtained from an independent third party and are based on quoted prices on nationally recognized securities exchanges where available (Level 1). If quoted prices are not available, fair values are measured by utilizing matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2). Management made no adjustment to the fair value quotes that were received from the independent third party pricing service. The Company holds two corporate investment securities, categorized as Level 2, with an aggregate amortized historical cost of $4.8 million and an aggregate fair market value of $5.0 million. These securities have valuations that are determined using published net asset values (NAV) derived by analyses of the securities’ underlying assets. These securities are comprised primarily of broadly-diversified real estate and adjustable-rate senior secured business loans and are traded in secondary markets on an infrequent basis. While these securities are redeemable at least annually through tender offers made by their respective issuers, the liquidation value of the securities may be below their stated NAVs and also subject to restrictions as to the amount of securities that can be redeemed at any single scheduled redemption. The Company anticipates that these securities will be redeemed by their respective issuers on indeterminate future dates as a consequence of the ultimate liquidation strategies employed by the management of these investments. Impaired loans: Impaired loans are those loans in which the Company has measured impairment based on the fair value of the loan’s collateral or the discounted value of expected future cash flows. Fair value is generally determined based upon market value evaluations by third parties of the properties and/or estimates by management of working capital collateral or discounted cash flows based upon expected proceeds. These appraisals may include up to three approaches to value: the sales comparison approach, the income approach (for income-producing property), and the cost approach. Management modifies the appraised values, if needed, to take into account recent developments in the market or other factors, such as, changes in absorption rates or market conditions from the time of valuation and anticipated sales values considering management’s plans for disposition. Such modifications to the appraised values could result in lower valuations of such collateral. Estimated costs to sell are based on current amounts of disposal costs for similar assets. These measurements are classified as Level 3 within the valuation hierarchy. Impaired loans are subject to nonrecurring fair value adjustment upon initial recognition or subsequent impairment. A portion of the allowance for loan losses is allocated to impaired loans if the value of such loans is deemed to be less than the unpaid balance. Foreclosed real estate: Fair values for foreclosed real estate are initially recorded based on market value evaluations by third parties, less costs to sell (“initial cost basis”). Any write-downs required when the related loan receivable is exchanged for the underlying real estate collateral at the time of transfer to foreclosed real estate are charged to the allowance for loan losses. Values are derived from appraisals, similar to impaired loans, of underlying collateral or discounted cash flow analysis. Subsequent to foreclosure, valuations are updated periodically and assets are marked to current fair value, not to exceed the initial cost basis. In the determination of fair value subsequent to foreclosure, management also considers other factors or recent developments, such as, changes in absorption rates and market conditions from the time of valuation and anticipated sales values considering management’s plans for disposition. Either change could result in adjustment to lower the property value estimates indicated in the appraisals. These measurements are classified as Level 3 within the fair value hierarchy. The following tables summarize assets measured at fair value on a recurring basis as of the indicated dates, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value: March 31, 2019 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 10,014 $ - $ 10,014 State and political subdivisions - 19,842 - 19,842 Corporate - 10,366 - 10,366 Asset backed securities - 17,633 - 17,633 Residential mortgage-backed - US agency - 27,757 - 27,757 Collateralized mortgage obligations - US agency - 41,746 - 41,746 Collateralized mortgage obligations - Private label - 22,737 - 22,737 Total 150,095 150,095 Corporate measured at NAV - - - 5,002 Total available-for-sale securities $ - $ - $ - $ 155,097 Marketable equity securities $ - $ 494 $ - $ 494 December 31, 2018 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 17,031 $ - $ 17,031 State and political subdivisions - 23,065 - 23,065 Corporate - 12,141 - 12,141 Asset backed securities - 18,119 - 18,119 Residential mortgage-backed - US agency - 31,666 - 31,666 Collateralized mortgage obligations - US agency - 46,441 - 46,441 Collateralized mortgage obligations - Private label - 23,936 - 23,936 Total 172,399 172,399 Corporate measured at NAV - - - 5,059 Total available-for-sale securities $ - $ - $ - $ 177,458 Marketable equity securities $ - $ 453 $ - $ 453 Pathfinder Bank had the following assets measured at fair value on a nonrecurring basis as of March 31, 2019 and December 31, 2018: March 31, 2019 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 212 $ 212 Foreclosed real estate $ - $ - $ 479 $ 479 December 31, 2018 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 1,098 $ 1,098 Foreclosed real estate $ - $ - $ 1,173 $ 1,173 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs were used to determine fair value at the indicated dates. Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At March 31, 2019 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 10% (5%) (Sales Approach) Costs to Sell 5% - 13% (11%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%) Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At December 31, 2018 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 15% (6%) (Sales Approach) Costs to Sell 5% - 13% (11%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%) There have been no transfers of assets into or out of any fair value measurement level during the three months ended March 31, 2019. Required disclosures include fair value information of financial instruments, whether or not recognized in the consolidated statement of condition, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. The Company has various processes and controls in place to ensure that fair value is reasonably estimated. The Company performs due diligence procedures over third-party pricing service providers in order to support their use in the valuation process. While the Company believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective period-ends, and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period-end. FASB ASC Topic 820 for Fair Value Measurements and Disclosures, the financial assets and liabilities were valued at a price that represents the Company’s exit price or the price at which these instruments would be sold or transferred. The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful. The Company, in estimating its fair value disclosures for financial instruments, used the following methods and assumptions: Cash and cash equivalents – The carrying amounts of these assets approximate their fair value and are classified as Level 1. Investment securities – The fair values of available-for-sale, held-to-maturity and marketable equity securities are obtained from an independent third party and are based on quoted prices on nationally recognized exchange where available (Level 1). If quoted prices are not available, fair values are measured by utilizing matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities, but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2). Management made no adjustment to the fair value quotes that were received from the independent third party pricing service. Level 3 securities are assets whose fair value cannot be determined by using observable measures, such as market prices or pricing models. Level 3 assets are typically very illiquid, and fair values can only be calculated using estimates or risk-adjusted value ranges. Management applies known factors, such as currently applicable discount rates, to the valuation of those investments in order to determine fair value at the reporting date. The Company holds two corporate investment securities, categorized as Level 2, with an aggregate amortized historical cost of $4.8 million and an aggregate fair market value of $5.0 million. These securities have valuations that are determined using published NAV derived by analyses of the securities’ underlying assets. These securities are comprised primarily of broadly-diversified real estate and adjustable-rate senior secured business loans and are traded in secondary markets on an infrequent basis. While these securities are redeemable at least annually through tender offers made by their respective issuers, the liquidation value of the securities may be below their stated NAVs and also subject to restrictions as to the amount of securities that can be redeemed at any single scheduled redemption. The Company anticipates that these securities will be redeemed by their respective issuers on indeterminate future dates as a consequence of the ultimate liquidation strategies employed by the management of these investments. Federal Home Loan Bank stock – The carrying amount of these assets approximates their fair value and are classified as Level 2. Net loans – For variable-rate loans that re-price frequently, fair value is based on carrying amounts. The fair value of other loans (for example, fixed-rate commercial real estate loans, mortgage loans, and commercial and industrial loans) is estimated using discounted cash flow analysis, based on interest rates currently being offered in the market for loans with similar terms to borrowers of similar credit quality. Loan value estimates include judgments based on expected prepayment rates. The measurement of the fair value of loans, including impaired loans, is classified within Level 3 of the fair value hierarchy. Accrued interest receivable and payable – The carrying amount of these assets approximates their fair value and are classified as Level 1. Deposits – The fair values disclosed for demand deposits (e.g., interest-bearing and noninterest-bearing checking, passbook savings and certain types of money management accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts) and are classified within Level 1 of the fair value hierarchy. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates of deposits to a schedule of aggregated expected monthly maturities on time deposits. Measurements of the fair value of time deposits are classified within Level 2 of the fair value hierarchy. Borrowings – Fixed/variable term “bullet” structures are valued using a replacement cost of funds approach. These borrowings are discounted to the FHLBNY advance curve. Option structured borrowings’ fair values are determined by the FHLB for borrowings that include a call or conversion option. If market pricing is not available from this source, current market indications from the FHLBNY are obtained and the borrowings are discounted to the FHLBNY advance curve less an appropriate spread to adjust for the option. These measurements are classified as Level 2 within the fair value hierarchy. Subordinated loans – The Company secures quotes from its pricing service based on a discounted cash flow methodology or utilizes observations of recent highly-similar transactions which result in a Level 2 classification. The carrying amounts and fair values of the Company’s financial instruments as of the indicated dates are presented in the following table: March 31, 2019 December 31, 2018 Fair Value Carrying Estimated Carrying Estimated (In thousands) Hierarchy Amounts Fair Values Amounts Fair Values Financial assets: Cash and cash equivalents 1 $ 24,816 $ 24,816 $ 26,316 $ 26,316 Investment securities - available-for-sale 2 150,095 150,095 172,399 172,399 Investment securities - available-for-sale NAV 5,002 5,002 5,059 5,059 Investment securities - marketable equity 2 494 494 453 453 Investment securities - held-to-maturity 2 78,861 79,488 53,908 53,769 Federal Home Loan Bank stock 2 4,088 4,088 5,937 5,937 Net loans 3 650,306 643,776 612,964 601,789 Accrued interest receivable 1 3,364 3,364 3,068 3,068 Financial liabilities: Demand Deposits, Savings, NOW and MMDA 1 $ 451,234 $ 451,234 $ 450,267 $ 450,267 Time Deposits 2 354,294 354,230 276,793 275,727 Borrowings 2 77,434 77,582 118,534 118,379 Subordinated loans 2 15,102 14,609 15,094 14,485 Accrued interest payable 1 471 471 304 304

Interest Rate Derivatives

Interest Rate Derivatives	3 Months Ended
	Mar. 31, 2019
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Interest Rate Derivatives	Note 11: Interest Rate Derivatives Derivative instruments are entered into by the Company primarily as a risk management tool. Financial derivatives are recorded at fair value as other liabilities. The accounting for changes in the fair value of a derivative depends on whether it has been designated and qualifies as part of a hedging relationship. For a fair value hedge, changes in the fair value of the derivative instrument and changes in the fair value of the hedged asset or liability are recognized currently in earnings. For a cash flow hedge, changes in the fair value of the derivative instrument, to the extent that it is effective, are recorded in other comprehensive income and subsequently reclassified to earnings as the hedged transaction impacts net income. Any ineffective portion of a cash flow hedge is recognized currently in earnings. The Company did not have any hedging activities for the three months ended March 31, 2019 or 2018, but expects to utilize hedging in the future to improve the management of its risk profiles.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2019
Accumulated Other Comprehensive Income Loss Net Of Tax [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 12: Accumulated Other Comprehensive Income (Loss) Changes in the components of accumulated other comprehensive income (loss) (“AOCI”), net of tax, for the periods indicated are summarized in the table below. For the three months ended March 31, 2019 (In thousands) Retirement Plans Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (3,152 ) $ (2,832 ) $ (58 ) $ (6,042 ) Other comprehensive income before reclassifications - 1,572 5 1,577 Amounts reclassified from AOCI 65 (62 ) - 3 Ending balance $ (3,087 ) $ (1,322 ) $ (53 ) $ (4,462 ) For the three months ended March 31, 2018 (In thousands) Retirement Plans Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (2,220 ) $ (1,558 ) $ (430 ) $ (4,208 ) Other comprehensive income before reclassifications - (878 ) 16 (862 ) Amounts reclassified from AOCI 32 79 - 111 Cumulative effect of change in measurement of equity securities ( 1 ) - (53 ) - (53 ) Ending balance $ (2,188 ) $ (2,410 ) $ (414 ) $ (5,012 ) (1) Cumulative effect of unrealized gain on marketable equity securities based on the adoption of ASU 2016-01 - Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Liabilities. The following table presents the amounts reclassified out of each component of AOCI for the indicated period: Amount Reclassified from AOCI (1) (Unaudited) (In thousands) For the three months ended Details about AOCI (1) March 31, 2019 March 31, 2018 Affected Line Item in the Statement of Income Retirement plan items Retirement plan net losses recognized in plan expenses (2) $ (84 ) $ (43 ) Salaries and employee benefits Tax effect 23 11 Provision for income taxes $ (61 ) $ (32 ) Net Income Available-for-sale securities Realized gain (loss) on sale of securities $ 79 $ (107 ) Net gains (losses) on sales and redemptions of investment securities Tax effect (21 ) 28 Provision for income taxes $ 58 $ (79 ) Net Income (1) Amounts in parentheses indicates debits in net income. (2) These items are included in net periodic pension cost. See Note 5 for additional information.

Noninterest Income

Noninterest Income	3 Months Ended
	Mar. 31, 2019
Revenue From Contract With Customer [Abstract]
Noninterest Income	Note 13: Noninterest Income The Company adopted the revenue recognition guidance effective January 1, 2018, and applied the new accounting guidance using a modified retrospective approach for reporting purposes. A significant amount of the Company’s revenues are derived from net interest income on financial assets and liabilities, which are excluded from the scope of the amended guidance. The Company recognizes revenue as it is earned. The adoption of ASU 2014-09 required that credit card interchange revenue be presented net of rewards expense in noninterest income. For the three months ended March 31, 2019 and 2018, the Company recognized credit cards reward program expense as a reduction of noninterest income in the amounts of $22,000 and $15,000, respectively. The Company has included the following table regarding the Company’s noninterest income for the periods presented: For the three months ended March 31, (In thousands) 2019 2018 Service fees Insufficient funds fees $ 208 $ 200 Deposit related fees 52 52 ATM fees 22 22 Total service fees 282 274 Fee Income Insurance commissions 235 229 Investment services revenue 48 66 ATM fees surcharge 46 46 Banking house rents collected 34 30 Total fee income 363 371 Card income Debit card interchange fees 144 143 Merchant card fees 16 13 Total card income 160 156 Mortgage fee income and realized gain on sale of loans and foreclosed real estate Loan servicing fees 27 41 Net (losses) gains on sales of loans and foreclosed real estate (8 ) 3 Total mortgage fee income and realized gain on sale of loans and foreclosed real estate 19 44 Total 824 845 Earnings and gain on bank owned life insurance 121 73 Net gains (losses) on sales and redemptions of investment securities 79 (107 ) Gains on equity securities 41 13 Other miscellaneous income 28 71 Total noninterest income $ 1,093 $ 895 The following is a discussion of key revenues within the scope of the new revenue guidance: • Service fees – Revenue is earned through insufficient funds fees, customer initiated activities or passage of time for deposit related fees, and ATM service fees. Transaction-based fees are recognized at the time the transaction is executed, which is the same time the Company’s performance obligation is satisfied. Account maintenance fees are earned over the course of the month as the monthly maintenance performance obligation to the customer is satisfied. • Fee income – Revenue is earned through commissions on insurance and securities sales, ATM surcharge fees, and banking house rents collected. The Company earns investment advisory fee income by providing investment management services to customers under investment management contracts. As the direction of investment management accounts is provided over time, the performance obligation to investment management customers is satisfied over time, and therefore, revenue is recognized over time. • Card income – Card income consists of interchange fees from consumer debit card networks and other related services. Interchange rates are set by the card networks. Interchange fees are based on purchase volumes and other factors and are recognized as transactions occur. • Mortgage fee income and realized gain on sale of loans and foreclosed real estate – Revenue from mortgage fee income and realized gain on sale of loans and foreclosed real estate is earned through the origination of residential and commercial mortgage loans, sales of one-to-four family residential mortgage loans, sales of government guarantees portions of SBA loans, and sales of foreclosed real estate, and is earned as the transaction occurs.

Leases

Leases	3 Months Ended
	Mar. 31, 2019
Text Block [Abstract]
Leases	Note 14: Leases The Company has operating leases for certain banking offices and land under noncancelable agreements. Our leases have remaining lease terms that vary from less than one year up to 31 years, some of which include options to extend the leases for various renewal periods. All options to renew are included in the current lease term when we believe it is reasonably certain that the renewal options will be exercised. The components of the lease expense are as follows: For the three months ended March 31, (In thousands) 2019 Operating lease cost $ 59 Supplemental cash flow information related to leases was as follows: For the three months ended March 31, (In thousands) 2019 Cash paid for amount included in the measurement of lease liabilities: Operating cash flows from operating leases $ 48 Supplemental balance sheet information related to leases was as follows: For the three months ended March 31, (In thousands, except lease term and discount rate) 2019 Operating Leases: Operating lease right-of-use assets $ 2,462 Operating lease liabilities $ 2,711 Weighted Average Remaining Lease Term: Operating Leases 20.16 years Weighted Average Discount Rate: Operating Leases 3.71 % Maturities of lease liabilities were as follows: Year End March 31, (In thousands) 2020 111 2021 107 2022 103 2023 111 2024 120 Thereafter 2,159 Total minimum lease payments $ 2,711 The Company owns certain properties that it leases to unaffiliated third parties at market rates. Lease rental income was $34,000 and $30,000 for the twelve months ended March 31, 2019 and 2018, respectively. All lease agreements are accounted for as operating leases. The Company has no unamortized initial direct costs related to the establishment of these lease agreements at January 1, 2019.

Subsequent Events

Subsequent Events	3 Months Ended
	Mar. 31, 2019
Subsequent Events [Abstract]
Subsequent Events	Note 15: Subsequent Events On May 8, 2019, the Company entered into a Securities Purchase Agreement (the “Securities Purchase Agreement”) with Castle Creek Capital Partners VII, L.P. (“Castle Creek”), pursuant to which the Company sold: (i) 37,700 shares of the Company’s common stock, par value $0.01 per share, at a purchase price of $14.25 per share (the “Common Stock”); (ii) 1,155,283 shares of a new series of preferred stock, Series B convertible perpetual preferred stock, par value $0.01 per share, at a purchase price of $14.25 per share (the “Series B Preferred Stock”); and (iii) a warrant, with an approximate fair value of $373,000, to purchase 125,000 shares of Common Stock at an exercise price equal to $14.25 per share (the “Warrant”), in a private placement transaction (the “Private Placement”) for gross proceeds of approximately $17.0 million. The Securities Purchase Agreement contains representations, warranties, and covenants of the Company and Castle Creek. The Company also entered into subscription agreements dated as of May 8, 2019 (the “Subscription Agreements”) with certain directors and executive officers of the Company as well as other accredited investors. Pursuant to the Subscription Agreements, the investors purchased an aggregate of 269,277 shares of Common Stock at $14.25 per share for gross proceeds of approximately $3.8 million, before payment of placement fees and related costs and expenses. The Subscription Agreements contain representations, warranties, and covenants of the purchasers and the Company that are customary in private placement transactions. In total, therefore, the Company issued 306,977 shares of Common Stock, 1,155,283 shares of Series B Preferred Stock and the Warrant at the conclusion of the Private Placement. The transaction raised $20.8 million in gross proceeds and it is anticipated that the final proceeds of the Private Placement, after all issuance expenses, including placement fees and all other issuance/due diligence costs of approximately $927,000 and $300,000, respectively, will be approximately $19.6 million. The Company intends to use the net proceeds of the Private Placement to strengthen the Company’s current balance sheet, improve the regulatory capital of the Bank, support organic growth opportunities and for general corporate purposes. On May 8, 2019, the Company filed Articles Supplementary with the Maryland Department of Assessments and Taxation to issue 1,155,283 shares of Series B Preferred Stock to Castle Creek. Each share of the Series B Preferred Stock will be convertible on a one for one basis into either (i) Common Stock under certain circumstances or (ii) non-voting common stock, par value $0.01 per share (which will also be convertible into Common Stock), subject to approval of the creation of such class of non-voting common stock by the Company’s stockholders. Pursuant to Nasdaq rules, Castle Creek may not convert the Series B Preferred Stock or, in the future the non-voting common stock into Common Stock, or exercise the Warrant if doing so would cause Castle Creek when combined with the purchases of certain directors and executive officers of the Company as well as other accredited investors in the Private Placement to own more than 19.99% of the Common Stock outstanding immediately prior to the execution of the Securities Purchase Agreement (the “Exchange Cap”). The Company must request stockholder approval to eliminate the Exchange Cap no later than at the 2021 annual meeting of Company shareholders. In addition, Castle Creek will need the approval or non-objection of the Board of Governors of the Federal Reserve System and the New York State Department of Financial Services if it seeks to increase its ownership of shares of Common Stock in excess of 9.9% of the outstanding shares of Common Stock. Holders of the Series B Preferred Stock will be entitled to receive dividends if declared by the Company’s board of directors, in the same per share amount as paid on the Common Stock. No dividends would be payable on the Common Stock unless a dividend identical to that paid on the Common Stock is payable at the same time on the Series B Preferred Stock. The Series B Preferred Stock will rank, as to payments of dividends and distribution of assets upon dissolution, liquidation or winding up of the Company, pari passu As discussed above, pursuant to the Securities Purchase Agreement, on May 8, 2019, the Company issued a Warrant to Castle Creek to purchase 125,000 shares of Common Stock at an exercise price equal to $14.25 per share. At the same time, the Company entered into a Warrant Agreement with Castle Creek, to, among other things, authorize and establish the terms of the Warrant. The Warrant is exercisable at any time after May 8, 2019, and from time to time, in whole or in part, until May 8, 2026. However, the exercise of such Warrant remains subject to certain contractual provisions and regulatory approval if Castle Creek’s ownership of Common Stock would exceed 9.9%. At May 8, 2019, Castle Creek owned 9.9% of the Company’s common stock. Pursuant to the terms of the Securities Purchase Agreement, Castle Creek will be entitled to have one representative appointed to the Company’s board of directors for so long as Castle Creek, together with its respective affiliates, owns, in the aggregate, 4.9% or more of all of the outstanding shares of the Company’s Common Stock. If Castle Creek, together with its respective affiliates, owns, in the aggregate, 4.9% or more of all of the outstanding shares of the Company’s Common Stock and does not have a board representative appointed to the Company’s board of directors, the Company will invite a person designated by Castle Creek to attend meetings of the Company’s Board of Directors as an observer.

Earnings per Common Share (Tabl

Earnings per Common Share (Tables)	3 Months Ended
	Mar. 31, 2019
Earnings Per Share [Abstract]
Calculations of Basic and Diluted Earnings per Share	The following table sets forth the calculation of basic and diluted earnings per share. Three months ended March 31, (In thousands, except per share data) 2019 2018 Basic Earnings Per Common Share Net income available to common shareholders $ 514 $ 1,004 Weighted average common shares outstanding 4,244 4,119 Basic earnings per common share $ 0.12 $ 0.24 Diluted Earnings Per Common Share Net income available to common shareholders $ 514 $ 1,004 Weighted average common shares outstanding 4,244 4,119 Effect of assumed exercise of stock options 64 117 Diluted weighted average common shares outstanding 4,308 4,236 Diluted earnings per common share $ 0.12 $ 0.24

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2019
Investments Debt And Equity Securities [Abstract]
Amortized Cost and Estimated Fair Value of Investment Securities	The amortized cost and estimated fair value of investment securities are summarized as follows: March 31, 2019 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 10,075 $ 2 $ (63 ) $ 10,014 State and political subdivisions 19,968 26 (152 ) 19,842 Corporate 15,348 204 (184 ) 15,368 Asset backed securities 17,638 64 (69 ) 17,633 Residential mortgage-backed - US agency 28,110 16 (369 ) 27,757 Collateralized mortgage obligations - US agency 42,984 12 (1,250 ) 41,746 Collateralized mortgage obligations - Private label 22,898 42 (203 ) 22,737 Total 157,021 366 (2,290 ) 155,097 Equity investment securities: Common stock - financial services industry 205 - - 205 Total 205 - - 205 Total available-for-sale $ 157,226 $ 366 $ (2,290 ) $ 155,302 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 2,990 $ - $ (19 ) $ 2,971 State and political subdivisions 5,048 43 (27 ) 5,064 Corporate 15,851 178 (132 ) 15,897 Asset backed securities 1,508 - (9 ) 1,499 Residential mortgage-backed - US agency 16,806 350 (11 ) 17,145 Collateralized mortgage obligations - US agency 18,121 238 (23 ) 18,336 Collateralized mortgage obligations - Private label 18,537 67 (28 ) 18,576 Total held-to-maturity $ 78,861 $ 876 $ (249 ) $ 79,488 December 31, 2018 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 17,171 $ 18 $ (158 ) $ 17,031 State and political subdivisions 23,661 6 (602 ) 23,065 Corporate 17,389 220 (409 ) 17,200 Asset backed securities 18,243 13 (137 ) 18,119 Residential mortgage-backed - US agency 32,409 34 (777 ) 31,666 Collateralized mortgage obligations - US agency 48,101 31 (1,691 ) 46,441 Collateralized mortgage obligations - Private label 24,317 17 (398 ) 23,936 Total 181,291 339 (4,172 ) 177,458 Equity investment securities: Common stock - financial services industry 206 - - 206 Total 206 - - 206 Total available-for-sale $ 181,497 $ 339 $ (4,172 ) $ 177,664 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 3,987 $ - $ (35 ) $ 3,952 State and political subdivisions 5,089 22 (84 ) 5,027 Corporate 9,924 4 (182 ) 9,746 Asset backed securities 1,509 - (13 ) 1,496 Residential mortgage-backed - US agency 11,601 124 (47 ) 11,678 Collateralized mortgage obligations - US agency 13,972 93 (13 ) 14,052 Collateralized mortgage obligations - Private label 7,826 17 (25 ) 7,818 Total held-to-maturity $ 53,908 $ 260 $ (399 ) $ 53,769
Amortized Cost and Estimated Fair Value of Debt Investments by Contractual Maturity	The amortized cost and estimated fair value of debt investments at March 31, 2019 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties. Available-for-Sale Held-to-Maturity Amortized Estimated Amortized Estimated (In thousands) Cost Fair Value Cost Fair Value Due in one year or less $ 5,390 $ 5,362 $ 2,108 $ 2,112 Due after one year through five years 22,720 22,797 11,748 11,793 Due after five years through ten years 17,989 17,874 8,755 8,834 Due after ten years 16,930 16,824 2,786 2,692 Sub-total 63,029 62,857 25,397 25,431 Residential mortgage-backed - US agency 28,110 27,757 16,806 17,145 Collateralized mortgage obligations - US agency 42,984 41,746 18,121 18,336 Collateralized mortgage obligations - Private label 22,898 22,737 18,537 18,576 Totals $ 157,021 $ 155,097 $ 78,861 $ 79,488
Investment Securities' Gross Unrealized Losses and Fair Value by Investment Category and Length of Time that Individual Securities Have Continuous Unrealized Loss Position	The Company’s investment securities’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: March 31, 2019 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (Dollars in thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSE's - $ - $ - 3 $ (63 ) $ 7,992 3 $ (63 ) $ 7,992 State and political subdivisions 1 (16 ) 2,992 17 (136 ) 10,667 18 (152 ) 13,659 Corporate 2 (7 ) 1,695 7 (177 ) 6,000 9 (184 ) 7,695 Asset backed securities 3 (31 ) 3,897 4 (38 ) 5,585 7 (69 ) 9,482 Residential mortgage-backed - US agency - - - 24 (369 ) 23,708 24 (369 ) 23,708 Collateralized mortgage obligations - US agency 4 (2 ) 3,354 28 (1,248 ) 36,251 32 (1,250 ) 39,605 Collateralized mortgage obligations - Private label 1 (12 ) 1,493 10 (190 ) 16,058 11 (203 ) 17,551 Totals 11 $ (68 ) $ 13,431 93 $ (2,221 ) $ 106,261 104 $ (2,290 ) $ 119,692 Held-to-Maturity Portfolio US Treasury, agencies and GSE's - $ - $ - 3 $ (19 ) $ 2,972 3 $ (19 ) $ 2,972 State and political subdivisions - - - 6 (27 ) 2,328 6 (27 ) 2,328 Corporate 2 (32 ) 2,926 3 (100 ) 3,321 5 (132 ) 6,247 Asset backed securities 1 (9 ) 1,500 - - - 1 (9 ) 1,500 Residential mortgage-backed - US agency 1 (8 ) 2,222 1 (3 ) 259 2 (11 ) 2,481 Collateralized mortgage obligations - US agency 4 (23 ) 4,261 - - - 4 (23 ) 4,261 Collateralized mortgage obligations - Private label 1 (11 ) 2,000 2 (17 ) 1,630 3 (28 ) 3,630 Totals 9 $ (83 ) $ 12,909 15 $ (166 ) $ 10,510 24 $ (249 ) $ 23,419 December 31, 2018 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (Dollars in thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSE's 1 $ (22 ) $ 977 2 $ (136 ) $ 12,017 3 $ (158 ) $ 12,994 State and political subdivisions 5 (76 ) 5,213 26 (526 ) 14,206 31 (602 ) 19,419 Corporate 10 (137 ) 8,266 4 (272 ) 3,374 14 (409 ) 11,640 Asset backed securities 7 (91 ) 10,470 2 (46 ) 3,059 9 (137 ) 13,529 Residential mortgage-backed - US agency 6 (83 ) 3,519 21 (694 ) 24,154 27 (777 ) 27,673 Collateralized mortgage obligations - US agency 3 (98 ) 2,792 28 (1,593 ) 35,765 31 (1,691 ) 38,557 Collateralized mortgage obligations - Private label 7 (275 ) 14,011 5 (123 ) 5,907 12 (398 ) 19,918 Totals 39 $ (782 ) $ 45,248 88 $ (3,390 ) $ 98,482 127 $ (4,172 ) $ 143,730 Held-to-Maturity Portfolio US Treasury, agencies and GSE's 1 $ (8 ) $ 982 3 $ (27 ) $ 2,970 4 $ (35 ) $ 3,952 State and political subdivisions - - - 6 (84 ) 2,310 6 (84 ) 2,310 Corporate 4 (41 ) 3,214 2 (141 ) 2,507 6 (182 ) 5,721 Asset backed securities 1 (13 ) 1,496 - - - 1 (13 ) 1,496 Residential mortgage-backed - US agency 3 (8 ) 1,447 2 (39 ) 1,769 5 (47 ) 3,216 Collateralized mortgage obligations - US agency 4 (13 ) 3,972 - - - 4 (13 ) 3,972 Collateralized mortgage obligations - Private label - - - 2 (25 ) 1,874 2 (25 ) 1,874 Totals 13 $ (83 ) $ 11,111 15 $ (316 ) $ 11,430 28 $ (399 ) $ 22,541
Gross Realized Gains (Losses) on Sale of Securities	Gross realized gains (losses) on sales of securities for the indicated periods are detailed below: For the three months ended March 31, (In thousands) 2019 2018 Realized gains on investments $ 222 $ 27 Realized losses on investments (143 ) (134 ) $ 79 $ (107 ) Gains on equity securities $ 41 $ 13 $ 41 $ 13

Pension and Postretirement Be_2

Pension and Postretirement Benefits (Tables)	3 Months Ended
	Mar. 31, 2019
Compensation And Retirement Disclosure [Abstract]
Composition of Net Periodic Pension and Postretirement Plan Costs	The composition of net periodic pension plan and postretirement plan costs for the indicated periods is as follows: Pension Benefits Postretirement Benefits For the three months ended March 31, (In thousands) 2019 2018 2019 2018 Service cost $ - $ - $ - $ - Interest cost 124 118 5 5 Expected return on plan assets (234 ) (259 ) - - Amortization of prior service credits - - (1 ) (1 ) Amortization of net losses 82 41 3 3 Net periodic benefit plan (benefit) cost $ (28 ) $ (100 ) $ 7 $ 7

Loans (Tables)

Loans (Tables)	3 Months Ended
	Mar. 31, 2019
Receivables [Abstract]
Major Classification of Loans	Major classifications of loans at the indicated dates are as follows: March 31, December 31, (In thousands) 2019 2018 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 237,917 $ 232,523 Construction 3,855 7,121 Total residential mortgage loans 241,772 239,644 Commercial loans: Real estate 208,388 212,314 Lines of credit 55,238 44,235 Other commercial and industrial 67,542 63,359 Tax exempt loans 9,256 9,320 Total commercial loans 340,424 329,228 Consumer loans: Home equity and junior liens 26,212 26,109 Other consumer 49,272 25,424 Total consumer loans 75,484 51,533 Total loans 657,680 620,405 Net deferred loan fees (90 ) (135 ) Less allowance for loan losses (7,284 ) (7,306 ) Loans receivable, net $ 650,306 $ 612,964
Summary of Classes of Loan Portfolio	The following tables present the classes of the loan portfolio, not including net deferred loan costs, summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system as of the dates indicated: As of March 31, 2019 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 233,985 $ 1,241 $ 1,351 $ 1,340 $ 237,917 Construction 3,855 - - - 3,855 Total residential mortgage loans 237,840 1,241 1,351 1,340 241,772 Commercial loans: Real estate 198,270 8,629 1,184 305 208,388 Lines of credit 53,491 1,389 336 22 55,238 Other commercial and industrial 63,298 3,234 897 113 67,542 Tax exempt loans 9,256 - - - 9,256 Total commercial loans 324,315 13,252 2,417 440 340,424 Consumer loans: Home equity and junior liens 25,737 171 220 84 26,212 Other consumer 48,987 148 137 - 49,272 Total consumer loans 74,724 319 357 84 75,484 Total loans $ 636,879 $ 14,812 $ 4,125 $ 1,864 $ 657,680 As of December 31, 2018 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 228,563 $ 999 $ 1,190 $ 1,771 $ 232,523 Construction 7,121 - - - 7,121 Total residential mortgage loans 235,684 999 1,190 1,771 239,644 Commercial loans: Real estate 201,997 8,299 1,947 71 212,314 Lines of credit 42,489 1,491 233 22 44,235 Other commercial and industrial 59,344 3,268 612 135 63,359 Tax exempt loans 9,320 - - - 9,320 Total commercial loans 313,150 13,058 2,792 228 329,228 Consumer loans: Home equity and junior liens 25,706 144 173 86 26,109 Other consumer 25,294 95 35 - 25,424 Total consumer loans 51,000 239 208 86 51,533 Total loans $ 599,834 $ 14,296 $ 4,190 $ 2,085 $ 620,405
Age Analysis of Past Due Loans Segregated by Portfolio Segment and Class of Loans	An age analysis of past due loans, not including net deferred loan costs, segregated by portfolio segment and class of loans, as of March 31, 2019 and December 31, 2018, are detailed in the following tables: As of March 31, 2019 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,204 $ 481 $ 1,197 $ 2,882 $ 235,035 $ 237,917 Construction - - - - 3,855 3,855 Total residential mortgage loans 1,204 481 1,197 2,882 238,890 241,772 Commercial loans: Real estate 5,028 964 828 6,820 201,568 208,388 Lines of credit 3,724 175 117 4,016 51,222 55,238 Other commercial and industrial 2,405 449 925 3,779 63,763 67,542 Tax exempt loans - - - - 9,256 9,256 Total commercial loans 11,157 1,588 1,870 14,615 325,809 340,424 Consumer loans: Home equity and junior liens 89 63 36 188 26,024 26,212 Other consumer 138 125 118 381 48,891 49,272 Total consumer loans 227 188 154 569 74,915 75,484 Total loans $ 12,588 $ 2,257 $ 3,221 $ 18,066 $ 639,614 $ 657,680 As of December 31, 2018 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,507 $ 505 $ 1,176 $ 3,188 $ 229,335 $ 232,523 Construction - - - - 7,121 7,121 Total residential mortgage loans 1,507 505 1,176 3,188 236,456 239,644 Commercial loans: Real estate 4,261 364 323 4,948 207,366 212,314 Lines of credit 1,033 111 22 1,166 43,069 44,235 Other commercial and industrial 814 44 387 1,245 62,114 63,359 Tax exempt loans - - - - 9,320 9,320 Total commercial loans 6,108 519 732 7,359 321,869 329,228 Consumer loans: Home equity and junior liens 247 6 35 288 25,821 26,109 Other consumer 226 65 107 398 25,026 25,424 Total consumer loans 473 71 142 686 50,847 51,533 Total loans $ 8,088 $ 1,095 $ 2,050 $ 11,233 $ 609,172 $ 620,405
Nonaccrual Loans Segregated by Class of Loan	Nonaccrual loans, segregated by class of loan, were as follows: March 31, December 31, (In thousands) 2019 2018 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,273 $ 1,176 1,273 1,176 Commercial loans: Real estate 917 415 Lines of credit 117 28 Other commercial and industrial 924 387 1,958 830 Consumer loans: Home equity and junior liens 36 35 Other consumer 118 107 154 142 Total nonaccrual loans $ 3,385 $ 2,148
Troubled Debt Restructurings on Financing Receivables	The table below details loans that have been modified as TDRs for the three months ended March 31, 2018. For the three months ended March 31, 2018 (In thousands) Number of loans Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Additional provision for loan losses Commercial real estate loans 1 $ 300 $ 300 $ -
Summary of Impaired Loan Information by Portfolio Class	The following tables summarize impaired loan information by portfolio class at the indicated dates: March 31, 2019 December 31, 2018 Unpaid Unpaid Recorded Principal Related Recorded Principal Related (In thousands) Investment Balance Allowance Investment Balance Allowance With no related allowance recorded: 1-4 family first-lien residential mortgages $ 893 $ 897 $ - $ 1,221 $ 1,226 $ - Commercial real estate 2,379 2,442 - 2,387 2,448 - Commercial lines of credit 226 226 - 228 228 - Other commercial and industrial 417 425 - 451 452 - Other consumer 58 58 - - - - With an allowance recorded: 1-4 family first-lien residential mortgages 529 529 104 606 606 108 Commercial real estate 484 484 98 486 486 100 Commercial lines of credit 92 92 92 28 28 28 Other commercial and industrial 635 635 464 373 373 255 Home equity and junior liens 207 207 139 207 207 140 Other consumer 43 43 9 - - - Total: 1-4 family first-lien residential mortgages 1,422 1,426 104 1,827 1,832 108 Commercial real estate 2,863 2,926 98 2,873 2,934 100 Commercial lines of credit 318 318 92 256 256 28 Other commercial and industrial 1,052 1,060 464 824 825 255 Home equity and junior liens 207 207 139 207 207 140 Other consumer 101 101 9 - - - Totals $ 5,963 $ 6,038 $ 906 $ 5,987 $ 6,054 $ 631
Average Recorded Investment In Impaired Loans	The following table presents the average recorded investment in impaired loans for the periods indicated: For the three months ended March 31, (In thousands) 2019 2018 1-4 family first-lien residential mortgages $ 1,625 $ 1,853 Commercial real estate 2,868 5,456 Commercial lines of credit 287 545 Other commercial and industrial 938 1,055 Home equity and junior liens 207 250 Other consumer 51 - Total $ 5,976 $ 9,159
Cash Basis Interest Income Recognized On Impaired Loans	The following table presents the cash basis interest income recognized on impaired loans for the periods indicated: For the three months ended March 31, (In thousands) 2019 2018 1-4 family first-lien residential mortgages $ 12 $ 18 Commercial real estate 28 48 Commercial lines of credit 4 11 Other commercial and industrial 14 6 Home equity and junior liens 3 3 Total $ 61 $ 86

Allowance for Loan Losses (Tabl

Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2019
Allowance For Loan Losses [Abstract]
Changes in the Allowance for Loan Losses	An allocation of a portion of the allowance to a given portfolio class does not limit the Company’s ability to absorb losses in another portfolio class. March 31, 2019 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 766 $ - $ 3,578 $ 730 $ 1,285 Charge-offs - - - (107 ) (1 ) Recoveries - - - - - Provisions (credits) (44 ) - (208 ) 179 276 Ending balance $ 722 $ - $ 3,370 $ 802 $ 1,560 Ending balance: related to loans individually evaluated for impairment 104 - 98 92 464 Ending balance: related to loans collectively evaluated for impairment $ 618 $ - $ 3,272 $ 710 $ 1,096 Loans receivables: Ending balance $ 237,917 $ 3,855 $ 208,388 $ 55,238 $ 67,542 Ending balance: individually evaluated for impairment 1,422 - 2,863 318 1,052 Ending balance: collectively evaluated for impairment $ 236,495 $ 3,855 $ 205,525 $ 54,920 $ 66,490 Home Other Tax exempt and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 409 $ 385 $ 152 $ 7,306 Charge-offs - - (67 ) - (175 ) Recoveries - - 9 - 9 Provisions (credits) - 21 72 (152 ) 144 Ending balance $ 1 $ 430 $ 399 $ - $ 7,284 Ending balance: related to loans individually evaluated for impairment - 139 9 - 906 Ending balance: related to loans collectively evaluated for impairment $ 1 $ 291 $ 390 $ - $ 6,378 Loans receivables: Ending balance $ 9,256 $ 26,212 $ 49,272 $ 657,680 Ending balance: individually evaluated for impairment - 207 101 5,963 Ending balance: collectively evaluated for impairment $ 9,256 $ 26,005 $ 49,171 $ 651,717 March 31, 2018 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 865 $ - $ 3,589 $ 735 $ 1,214 Charge-offs (118 ) - - - (124 ) Recoveries 21 - - - - Provisions (credits) (17 ) - 306 (16 ) 219 Ending balance $ 751 $ - $ 3,895 $ 719 $ 1,309 Ending balance: related to loans individually evaluated for impairment 111 - 412 40 276 Ending balance: related to loans collectively evaluated for impairment $ 640 $ - $ 3,483 $ 679 $ 1,033 Loans receivables: Ending balance $ 219,059 $ 5,559 $ 206,951 $ 52,482 $ 60,385 Ending balance: individually evaluated for impairment 1,847 - 5,411 542 1,060 Ending balance: collectively evaluated for impairment $ 217,212 $ 5,559 $ 201,540 $ 51,940 $ 59,325 Home equity Other Tax exempt and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 514 $ 208 $ - $ 7,126 Charge-offs - (17 ) (63 ) - (322 ) Recoveries - - 13 - 34 Provisions (credits) - 10 102 9 613 Ending balance $ 1 $ 507 $ 260 $ 9 $ 7,451 Ending balance: related to loans individually evaluated for impairment - 141 - - 980 Ending balance: related to loans collectively evaluated for impairment $ 1 $ 366 $ 260 $ 9 $ 6,471 Loans receivables: Ending balance $ 10,233 $ 26,116 $ 27,601 $ 608,386 Ending balance: individually evaluated for impairment - 209 - 9,069 Ending balance: collectively evaluated for impairment $ 10,233 $ 25,907 $ 27,601 $ 599,317
Schedule of Allowance for Loan Losses on Basis of Calculation Methodology	The allocation of the allowance for loan losses summarized on the basis of the Company’s calculation methodology was as follows: March 31, 2019 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 104 $ - $ 98 $ 92 $ 464 Historical loss rate 65 - 151 18 26 Qualitative factors 553 - 3,121 692 1,070 Total $ 722 $ - $ 3,370 $ 802 $ 1,560 Home equity Other Tax exempt and junior liens consumer Unallocated Total Specifically reserved $ - $ 139 $ 9 $ - $ 906 Historical loss rate - 13 149 - 422 Qualitative factors 1 278 241 - 5,956 Total $ 1 $ 430 $ 399 $ - $ 7,284 March 31, 2018 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 111 $ - $ 412 $ 40 $ 276 Historical loss rate 83 - 88 29 - Qualitative factors 557 - 3,395 650 1,033 Total $ 751 $ - $ 3,895 $ 719 $ 1,309 Home equity Other Tax exempt and junior liens consumer Unallocated Total Specifically reserved $ - $ 141 $ - $ - $ 980 Historical loss rate - 34 96 - 330 Qualitative factors 1 332 164 - 6,132 Other - - - 9 9 Total $ 1 $ 507 $ 260 $ 9 $ 7,451

Foreclosed Real Estate (Tables)

Foreclosed Real Estate (Tables)	3 Months Ended
	Mar. 31, 2019
Real Estate Owned Disclosure Of Detailed Components [Abstract]
Carrying Amount Of Foreclosed Residential Real Estate Properties Held	The Company is required to disclose the carrying amount of foreclosed residential real estate properties held as a result of obtaining physical possession of the property at each reporting period. (Dollars in thousands) Number of properties March 31, 2019 Number of properties December 31, 2018 Foreclosed residential real estate 3 $ 535 2 $ 73

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2019
Fair Value Disclosures [Abstract]
Fair Value of Assets on Recurring Basis Segregated by Level of Valuation Inputs	The following tables summarize assets measured at fair value on a recurring basis as of the indicated dates, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value: March 31, 2019 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 10,014 $ - $ 10,014 State and political subdivisions - 19,842 - 19,842 Corporate - 10,366 - 10,366 Asset backed securities - 17,633 - 17,633 Residential mortgage-backed - US agency - 27,757 - 27,757 Collateralized mortgage obligations - US agency - 41,746 - 41,746 Collateralized mortgage obligations - Private label - 22,737 - 22,737 Total 150,095 150,095 Corporate measured at NAV - - - 5,002 Total available-for-sale securities $ - $ - $ - $ 155,097 Marketable equity securities $ - $ 494 $ - $ 494 December 31, 2018 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 17,031 $ - $ 17,031 State and political subdivisions - 23,065 - 23,065 Corporate - 12,141 - 12,141 Asset backed securities - 18,119 - 18,119 Residential mortgage-backed - US agency - 31,666 - 31,666 Collateralized mortgage obligations - US agency - 46,441 - 46,441 Collateralized mortgage obligations - Private label - 23,936 - 23,936 Total 172,399 172,399 Corporate measured at NAV - - - 5,059 Total available-for-sale securities $ - $ - $ - $ 177,458 Marketable equity securities $ - $ 453 $ - $ 453
Summary of Fair Value Assets Measured on Nonrecurring Basis	Pathfinder Bank had the following assets measured at fair value on a nonrecurring basis as of March 31, 2019 and December 31, 2018: March 31, 2019 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 212 $ 212 Foreclosed real estate $ - $ - $ 479 $ 479 December 31, 2018 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 1,098 $ 1,098 Foreclosed real estate $ - $ - $ 1,173 $ 1,173
Fair Value Inputs, Quantitative Information	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs were used to determine fair value at the indicated dates. Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At March 31, 2019 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 10% (5%) (Sales Approach) Costs to Sell 5% - 13% (11%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%) Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At December 31, 2018 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 15% (6%) (Sales Approach) Costs to Sell 5% - 13% (11%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%)
Carrying Amounts and Fair Value of Financial Instruments	The carrying amounts and fair values of the Company’s financial instruments as of the indicated dates are presented in the following table: March 31, 2019 December 31, 2018 Fair Value Carrying Estimated Carrying Estimated (In thousands) Hierarchy Amounts Fair Values Amounts Fair Values Financial assets: Cash and cash equivalents 1 $ 24,816 $ 24,816 $ 26,316 $ 26,316 Investment securities - available-for-sale 2 150,095 150,095 172,399 172,399 Investment securities - available-for-sale NAV 5,002 5,002 5,059 5,059 Investment securities - marketable equity 2 494 494 453 453 Investment securities - held-to-maturity 2 78,861 79,488 53,908 53,769 Federal Home Loan Bank stock 2 4,088 4,088 5,937 5,937 Net loans 3 650,306 643,776 612,964 601,789 Accrued interest receivable 1 3,364 3,364 3,068 3,068 Financial liabilities: Demand Deposits, Savings, NOW and MMDA 1 $ 451,234 $ 451,234 $ 450,267 $ 450,267 Time Deposits 2 354,294 354,230 276,793 275,727 Borrowings 2 77,434 77,582 118,534 118,379 Subordinated loans 2 15,102 14,609 15,094 14,485 Accrued interest payable 1 471 471 304 304

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2019
Accumulated Other Comprehensive Income Loss Net Of Tax [Abstract]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax	Changes in the components of accumulated other comprehensive income (loss) (“AOCI”), net of tax, for the periods indicated are summarized in the table below. For the three months ended March 31, 2019 (In thousands) Retirement Plans Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (3,152 ) $ (2,832 ) $ (58 ) $ (6,042 ) Other comprehensive income before reclassifications - 1,572 5 1,577 Amounts reclassified from AOCI 65 (62 ) - 3 Ending balance $ (3,087 ) $ (1,322 ) $ (53 ) $ (4,462 ) For the three months ended March 31, 2018 (In thousands) Retirement Plans Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (2,220 ) $ (1,558 ) $ (430 ) $ (4,208 ) Other comprehensive income before reclassifications - (878 ) 16 (862 ) Amounts reclassified from AOCI 32 79 - 111 Cumulative effect of change in measurement of equity securities ( 1 ) - (53 ) - (53 ) Ending balance $ (2,188 ) $ (2,410 ) $ (414 ) $ (5,012 ) (1) Cumulative effect of unrealized gain on marketable equity securities based on the adoption of ASU 2016-01 - Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Liabilities.
Schedule of Amounts Reclassified Out of Each Component of AOCI	The following table presents the amounts reclassified out of each component of AOCI for the indicated period: Amount Reclassified from AOCI (1) (Unaudited) (In thousands) For the three months ended Details about AOCI (1) March 31, 2019 March 31, 2018 Affected Line Item in the Statement of Income Retirement plan items Retirement plan net losses recognized in plan expenses (2) $ (84 ) $ (43 ) Salaries and employee benefits Tax effect 23 11 Provision for income taxes $ (61 ) $ (32 ) Net Income Available-for-sale securities Realized gain (loss) on sale of securities $ 79 $ (107 ) Net gains (losses) on sales and redemptions of investment securities Tax effect (21 ) 28 Provision for income taxes $ 58 $ (79 ) Net Income (1) Amounts in parentheses indicates debits in net income. (2) These items are included in net periodic pension cost. See Note 5 for additional information.

Noninterest Income (Tables)

Noninterest Income (Tables)	3 Months Ended
	Mar. 31, 2019
Revenue From Contract With Customer [Abstract]
Summary of Noninterest Income	The Company has included the following table regarding the Company’s noninterest income for the periods presented: For the three months ended March 31, (In thousands) 2019 2018 Service fees Insufficient funds fees $ 208 $ 200 Deposit related fees 52 52 ATM fees 22 22 Total service fees 282 274 Fee Income Insurance commissions 235 229 Investment services revenue 48 66 ATM fees surcharge 46 46 Banking house rents collected 34 30 Total fee income 363 371 Card income Debit card interchange fees 144 143 Merchant card fees 16 13 Total card income 160 156 Mortgage fee income and realized gain on sale of loans and foreclosed real estate Loan servicing fees 27 41 Net (losses) gains on sales of loans and foreclosed real estate (8 ) 3 Total mortgage fee income and realized gain on sale of loans and foreclosed real estate 19 44 Total 824 845 Earnings and gain on bank owned life insurance 121 73 Net gains (losses) on sales and redemptions of investment securities 79 (107 ) Gains on equity securities 41 13 Other miscellaneous income 28 71 Total noninterest income $ 1,093 $ 895

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
Components of Lease Expense	The components of the lease expense are as follows: For the three months ended March 31, (In thousands) 2019 Operating lease cost $ 59
Supplemental Cash Flow Information Related To Leases	Supplemental cash flow information related to leases was as follows: For the three months ended March 31, (In thousands) 2019 Cash paid for amount included in the measurement of lease liabilities: Operating cash flows from operating leases $ 48
Supplemental Balance Sheet Information Related to Leases	Supplemental balance sheet information related to leases was as follows: For the three months ended March 31, (In thousands, except lease term and discount rate) 2019 Operating Leases: Operating lease right-of-use assets $ 2,462 Operating lease liabilities $ 2,711 Weighted Average Remaining Lease Term: Operating Leases 20.16 years Weighted Average Discount Rate: Operating Leases 3.71 %
Maturities of Lease Liabilities	Maturities of lease liabilities were as follows: Year End March 31, (In thousands) 2020 111 2021 107 2022 103 2023 111 2024 120 Thereafter 2,159 Total minimum lease payments $ 2,711

Basis of Presentation - Additio

Basis of Presentation - Additional Information (Details)	Mar. 31, 2019
Nature of Operations [Line Items]
Consolidation of membership interest in Fitzgibbons	100.00%
FitzGibbons Agency LLC [Member] | Pathfinder Risk Management Company Inc [Member]
Nature of Operations [Line Items]
Membership interest own in Fitzgibbons through subsidiary	51.00%
Noncontrolling interest by subsidiary	49.00%

New Accounting Pronouncements -

New Accounting Pronouncements - Additional Information (Details) - USD ($)	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018	Jan. 01, 2019
New Accounting Pronouncements Or Change In Accounting Principle [Line Items]
Lessee, operating lease, term of contract	12 months
Operating, right-of-use assets	$ 2,462,000
Operating, lease liabilities	2,711,000
ASU 2016-02 [Member]
New Accounting Pronouncements Or Change In Accounting Principle [Line Items]
Operating, right-of-use assets				$ 2,500,000
Operating, lease liabilities				2,700,000
Cumulative effect adjustment to opening balance of retained earnings				239,000
Operating lease, rental income	$ 34,000	$ 30,000	$ 30,000
Unamortized initial direct costs				$ 0

Earnings per Common Share - Add

Earnings per Common Share - Additional Information (Details) - shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Stock Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive stock options (in shares)	0	0

Earnings per Common Share - Cal

Earnings per Common Share - Calculations of Basic and Diluted Earnings per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Basic Earnings Per Common Share [Abstract]
Net income available to common shareholders	$ 514	$ 1,004
Weighted average common shares outstanding (in shares)	4,244	4,119
Basic earnings per common share (in dollars per share)	$ 0.12	$ 0.24
Diluted Earnings Per Common Share [Abstract]
Net income available to common shareholders	$ 514	$ 1,004
Weighted average common shares outstanding (in shares)	4,244	4,119
Effect of assumed exercise of stock options (in shares)	64	117
Diluted weighted average common shares outstanding (in shares)	4,308	4,236
Diluted earnings per common share (in dollar per share)	$ 0.12	$ 0.24

Investment Securities - Amortiz

Investment Securities - Amortized Cost and Estimated Fair Value of Investment Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	$ 157,021	$ 181,291
Gross Unrealized Gains, Debt investment securities	366	339
Gross Unrealized Losses, Debt investment securities	(2,290)	(4,172)
Available-for-sale Securities, Debt investment securities	155,097	177,458
Amortized cost, equity securities	205	206
Gross Unrealized Gains, Equity investment securities	0	0
Gross Unrealized Losses, Equity investment securities	0	0
Available-for-sale Securities, Equity investment securities	205	206
Total investment securities, amortized cost basis	157,226	181,497
Gross Unrealized Gains	366	339
Gross Unrealized Losses	(2,290)	(4,172)
Estimated Fair Value	155,302	177,664
Held-to-maturity securities, debt maturities, Amortized Cost	78,861	53,908
Held to maturity, gross unrealized gains	876	260
Held to maturity, gross unrealized losses	(249)	(399)
Held-to-maturity Securities, Debt Maturities, Fair Value	79,488	53,769
US Treasury, Agencies and GSEs [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	10,075	17,171
Gross Unrealized Gains, Debt investment securities	2	18
Gross Unrealized Losses, Debt investment securities	(63)	(158)
Available-for-sale Securities, Debt investment securities	10,014	17,031
Held-to-maturity securities, debt maturities, Amortized Cost	2,990	3,987
Held to maturity, gross unrealized gains	0	0
Held to maturity, gross unrealized losses	(19)	(35)
Held-to-maturity Securities, Debt Maturities, Fair Value	2,971	3,952
State and Political Subdivisions [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	19,968	23,661
Gross Unrealized Gains, Debt investment securities	26	6
Gross Unrealized Losses, Debt investment securities	(152)	(602)
Available-for-sale Securities, Debt investment securities	19,842	23,065
Held-to-maturity securities, debt maturities, Amortized Cost	5,048	5,089
Held to maturity, gross unrealized gains	43	22
Held to maturity, gross unrealized losses	(27)	(84)
Held-to-maturity Securities, Debt Maturities, Fair Value	5,064	5,027
Corporate [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	15,348	17,389
Gross Unrealized Gains, Debt investment securities	204	220
Gross Unrealized Losses, Debt investment securities	(184)	(409)
Available-for-sale Securities, Debt investment securities	15,368	17,200
Held-to-maturity securities, debt maturities, Amortized Cost	15,851	9,924
Held to maturity, gross unrealized gains	178	4
Held to maturity, gross unrealized losses	(132)	(182)
Held-to-maturity Securities, Debt Maturities, Fair Value	15,897	9,746
Asset Backed Securities [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	17,638	18,243
Gross Unrealized Gains, Debt investment securities	64	13
Gross Unrealized Losses, Debt investment securities	(69)	(137)
Available-for-sale Securities, Debt investment securities	17,633	18,119
Held-to-maturity securities, debt maturities, Amortized Cost	1,508	1,509
Held to maturity, gross unrealized gains	0	0
Held to maturity, gross unrealized losses	(9)	(13)
Held-to-maturity Securities, Debt Maturities, Fair Value	1,499	1,496
Residential Mortgage-Backed - US Agency [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	28,110	32,409
Gross Unrealized Gains, Debt investment securities	16	34
Gross Unrealized Losses, Debt investment securities	(369)	(777)
Available-for-sale Securities, Debt investment securities	27,757	31,666
Held-to-maturity securities, debt maturities, Amortized Cost	16,806	11,601
Held to maturity, gross unrealized gains	350	124
Held to maturity, gross unrealized losses	(11)	(47)
Held-to-maturity Securities, Debt Maturities, Fair Value	17,145	11,678
Collateralized Mortgage Obligations - US Agency [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	42,984	48,101
Gross Unrealized Gains, Debt investment securities	12	31
Gross Unrealized Losses, Debt investment securities	(1,250)	(1,691)
Available-for-sale Securities, Debt investment securities	41,746	46,441
Held-to-maturity securities, debt maturities, Amortized Cost	18,121	13,972
Held to maturity, gross unrealized gains	238	93
Held to maturity, gross unrealized losses	(23)	(13)
Held-to-maturity Securities, Debt Maturities, Fair Value	18,336	14,052
Collateralized Mortgage Obligations - Private Label [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	22,898	24,317
Gross Unrealized Gains, Debt investment securities	42	17
Gross Unrealized Losses, Debt investment securities	(203)	(398)
Available-for-sale Securities, Debt investment securities	22,737	23,936
Held-to-maturity securities, debt maturities, Amortized Cost	18,537	7,826
Held to maturity, gross unrealized gains	67	17
Held to maturity, gross unrealized losses	(28)	(25)
Held-to-maturity Securities, Debt Maturities, Fair Value	18,576	7,818
Mutual funds Common Stock Financial Services Industry [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Amortized cost, equity securities	205	206
Gross Unrealized Gains, Equity investment securities	0	0
Gross Unrealized Losses, Equity investment securities	0	0
Available-for-sale Securities, Equity investment securities	$ 205	$ 206

Investment Securities - Amort_2

Investment Securities - Amortized Cost and Estimated Fair Value of Debt Investments by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Due in one year or less	$ 5,390
Due after one year through five years	22,720
Due after five years through ten years	17,989
Due after ten years	16,930
Sub-total	63,029
Amortized cost	157,021	$ 181,291
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Due in one year or less	5,362
Due after one year through five years	22,797
Due after five years through ten years	17,874
Due after ten years	16,824
Sub-total	62,857
Available-for-sale securities, debt maturities, fair value, totals	155,097
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Due in one year or less	2,108
Due after one year through five years	11,748
Due after five years through ten years	8,755
Due after ten years	2,786
Sub-total	25,397
Held-to-maturity securities, debt maturities, Amortized Cost	78,861	53,908
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Due in one year or less	2,112
Due after one year through five years	11,793
Due after five years through ten years	8,834
Due after ten years	2,692
Sub-total	25,431
Held-to-maturity securities at fair value	79,488	53,769
Residential Mortgage-Backed - US Agency [Member]
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Amortized cost	28,110	32,409
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Available-for-sale securities, debt maturities, fair value, totals	27,757
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	16,806	11,601
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity securities at fair value	17,145	11,678
Collateralized Mortgage Obligations - US Agency [Member]
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Amortized cost	42,984	48,101
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Available-for-sale securities, debt maturities, fair value, totals	41,746
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	18,121	13,972
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity securities at fair value	18,336	14,052
Collateralized Mortgage Obligations - Private Label [Member]
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Amortized cost	22,898	24,317
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Available-for-sale securities, debt maturities, fair value, totals	22,737
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	18,537	7,826
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity securities at fair value	$ 18,576	$ 7,818

Investment Securities - Investm

Investment Securities - Investment Securities' Gross Unrealized Losses and Fair Value by Investment Category and Length of Time that Individual Securities Have Continuous Unrealized Loss Position (Details)	Mar. 31, 2019USD ($)Security	Dec. 31, 2018USD ($)Security
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	9	13
Number of securities in unrealized loss positions, twelve months or more | Security	15	15
Number of securities in unrealized loss positions | Security	24	28
Less than twelve months Fair Value	$ 12,909,000	$ 11,111,000
Twelve months or more Fair Value	10,510,000	11,430,000
Total Fair Value	23,419,000	22,541,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(83,000)	(83,000)
Twelve months or more Unrealized Losses	(166,000)	(316,000)
Total Unrealized Losses	$ (249,000)	$ (399,000)
US Treasury, Agencies and GSEs [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	1
Number of securities in unrealized loss positions, twelve months or more | Security	3	2
Number of securities in unrealized loss positions | Security	3	3
Less than twelve months Fair Value	$ 0	$ 977,000
Twelve months or more Fair Value	7,992,000	12,017,000
Total Fair Value	7,992,000	12,994,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	(22,000)
Twelve months or more Unrealized Losses	(63,000)	(136,000)
Total Unrealized Losses	$ (63,000)	$ (158,000)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	1
Number of securities in unrealized loss positions, twelve months or more | Security	3	3
Number of securities in unrealized loss positions | Security	3	4
Less than twelve months Fair Value	$ 0	$ 982,000
Twelve months or more Fair Value	2,972,000	2,970,000
Total Fair Value	2,972,000	3,952,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	(8,000)
Twelve months or more Unrealized Losses	(19,000)	(27,000)
Total Unrealized Losses	$ (19,000)	$ (35,000)
State and Political Subdivisions [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	5
Number of securities in unrealized loss positions, twelve months or more | Security	17	26
Number of securities in unrealized loss positions | Security	18	31
Less than twelve months Fair Value	$ 2,992,000	$ 5,213,000
Twelve months or more Fair Value	10,667,000	14,206,000
Total Fair Value	13,659,000	19,419,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(16,000)	(76,000)
Twelve months or more Unrealized Losses	(136,000)	(526,000)
Total Unrealized Losses	$ (152,000)	$ (602,000)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	0
Number of securities in unrealized loss positions, twelve months or more | Security	6	6
Number of securities in unrealized loss positions | Security	6	6
Less than twelve months Fair Value	$ 0	$ 0
Twelve months or more Fair Value	2,328,000	2,310,000
Total Fair Value	2,328,000	2,310,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	0
Twelve months or more Unrealized Losses	(27,000)	(84,000)
Total Unrealized Losses	$ (27,000)	$ (84,000)
Corporate [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	2	10
Number of securities in unrealized loss positions, twelve months or more | Security	7	4
Number of securities in unrealized loss positions | Security	9	14
Less than twelve months Fair Value	$ 1,695,000	$ 8,266,000
Twelve months or more Fair Value	6,000,000	3,374,000
Total Fair Value	7,695,000	11,640,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(7,000)	(137,000)
Twelve months or more Unrealized Losses	(177,000)	(272,000)
Total Unrealized Losses	$ (184,000)	$ (409,000)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	2	4
Number of securities in unrealized loss positions, twelve months or more | Security	3	2
Number of securities in unrealized loss positions | Security	5	6
Less than twelve months Fair Value	$ 2,926,000	$ 3,214,000
Twelve months or more Fair Value	3,321,000	2,507,000
Total Fair Value	6,247,000	5,721,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(32,000)	(41,000)
Twelve months or more Unrealized Losses	(100,000)	(141,000)
Total Unrealized Losses	$ (132,000)	$ (182,000)
Asset Backed Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	3	7
Number of securities in unrealized loss positions, twelve months or more | Security	4	2
Number of securities in unrealized loss positions | Security	7	9
Less than twelve months Fair Value	$ 3,897,000	$ 10,470,000
Twelve months or more Fair Value	5,585,000	3,059,000
Total Fair Value	9,482,000	13,529,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(31,000)	(91,000)
Twelve months or more Unrealized Losses	(38,000)	(46,000)
Total Unrealized Losses	$ (69,000)	$ (137,000)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	1
Number of securities in unrealized loss positions, twelve months or more | Security	0	0
Number of securities in unrealized loss positions | Security	1	1
Less than twelve months Fair Value	$ 1,500,000	$ 1,496,000
Twelve months or more Fair Value	0	0
Total Fair Value	1,500,000	1,496,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(9,000)	(13,000)
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	$ (9,000)	$ (13,000)
Residential Mortgage-Backed - US Agency [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	6
Number of securities in unrealized loss positions, twelve months or more | Security	24	21
Number of securities in unrealized loss positions | Security	24	27
Less than twelve months Fair Value	$ 0	$ 3,519,000
Twelve months or more Fair Value	23,708,000	24,154,000
Total Fair Value	23,708,000	27,673,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	(83,000)
Twelve months or more Unrealized Losses	(369,000)	(694,000)
Total Unrealized Losses	$ (369,000)	$ (777,000)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	3
Number of securities in unrealized loss positions, twelve months or more | Security	1	2
Number of securities in unrealized loss positions | Security	2	5
Less than twelve months Fair Value	$ 2,222,000	$ 1,447,000
Twelve months or more Fair Value	259,000	1,769,000
Total Fair Value	2,481,000	3,216,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(8,000)	(8,000)
Twelve months or more Unrealized Losses	(3,000)	(39,000)
Total Unrealized Losses	$ (11,000)	$ (47,000)
Collateralized Mortgage Obligations - US Agency [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	4	3
Number of securities in unrealized loss positions, twelve months or more | Security	28	28
Number of securities in unrealized loss positions | Security	32	31
Less than twelve months Fair Value	$ 3,354,000	$ 2,792,000
Twelve months or more Fair Value	36,251,000	35,765,000
Total Fair Value	39,605,000	38,557,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(2,000)	(98,000)
Twelve months or more Unrealized Losses	(1,248,000)	(1,593,000)
Total Unrealized Losses	$ (1,250,000)	$ (1,691,000)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	4	4
Number of securities in unrealized loss positions, twelve months or more | Security	0	0
Number of securities in unrealized loss positions | Security	4	4
Less than twelve months Fair Value	$ 4,261,000	$ 3,972,000
Twelve months or more Fair Value	0	0
Total Fair Value	4,261,000	3,972,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(23,000)	(13,000)
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	$ (23,000)	$ (13,000)
Collateralized Mortgage Obligations - Private Label [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	7
Number of securities in unrealized loss positions, twelve months or more | Security	10	5
Number of securities in unrealized loss positions | Security	11	12
Less than twelve months Fair Value	$ 1,493,000	$ 14,011,000
Twelve months or more Fair Value	16,058,000	5,907,000
Total Fair Value	17,551,000	19,918,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(12,000)	(275,000)
Twelve months or more Unrealized Losses	(190,000)	(123,000)
Total Unrealized Losses	$ (203,000)	$ (398,000)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	0
Number of securities in unrealized loss positions, twelve months or more | Security	2	2
Number of securities in unrealized loss positions | Security	3	2
Less than twelve months Fair Value	$ 2,000,000	$ 0
Twelve months or more Fair Value	1,630,000	1,874,000
Total Fair Value	3,630,000	1,874,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(11,000)	0
Twelve months or more Unrealized Losses	(17,000)	(25,000)
Total Unrealized Losses	$ (28,000)	$ (25,000)
Debt Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	11	39
Number of securities in unrealized loss positions, twelve months or more | Security	93	88
Number of securities in unrealized loss positions | Security	104	127
Less than twelve months Fair Value	$ 13,431,000	$ 45,248,000
Twelve months or more Fair Value	106,261,000	98,482,000
Total Fair Value	119,692,000	143,730,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(68,000)	(782,000)
Twelve months or more Unrealized Losses	(2,221,000)	(3,390,000)
Total Unrealized Losses	$ (2,290,000)	$ (4,172,000)

Investment Securities - Additio

Investment Securities - Additional Information (Details)	3 Months Ended
	Mar. 31, 2019USD ($)Security	Dec. 31, 2018USD ($)Security
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	15	15
Held to maturity sale securities aggregate market value	$ 10,510,000	$ 11,430,000
Held-to-maturity securities unrealized aggregate loss	166,000	316,000
Gain (Loss) on Sale of Investments [Abstract]
Securities pledged to collateralize deposit	100,000,000	69,800,000
Securities pledged to collateralize borrowing	$ 16,400,000	$ 19,500,000
Municipal Securities [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Months of unrealized loss positions	12 months
State and Political Subdivisions [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	17	26
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	$ 10,800,000
Available for sale securities aggregate market value	10,667,000	$ 14,206,000
Available for sale securities unrealized aggregate loss	$ 136,000	$ 526,000
Available for sale securities unrealized aggregate loss percentage	1.27%
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	6	6
Held to maturity securities continuous unrealized loss position greater than twelve months amortized historical cost basis	$ 2,400,000
Held to maturity sale securities aggregate market value	2,328,000	$ 2,310,000
Held-to-maturity securities unrealized aggregate loss	$ 27,000	$ 84,000
Held-to-maturity securities unrealized aggregate loss percentage	1.17%
Corporate [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	7	4
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	$ 6,200,000
Available for sale securities aggregate market value	6,000,000	$ 3,374,000
Available for sale securities unrealized aggregate loss	$ 177,000	$ 272,000
Available for sale securities unrealized aggregate loss percentage	2.95%
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	3	2
Held to maturity securities continuous unrealized loss position greater than twelve months amortized historical cost basis	$ 3,400,000
Held to maturity sale securities aggregate market value	3,321,000	$ 2,507,000
Held-to-maturity securities unrealized aggregate loss	$ 100,000	$ 141,000
Held-to-maturity securities unrealized aggregate loss percentage	3.01%
Fixed Rate, Private-label Asset-backed Security Rated [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	4
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	$ 5,600,000
Available for sale securities aggregate market value	5,600,000
Available for sale securities unrealized aggregate loss	$ 38,000
Available for sale securities unrealized aggregate loss percentage	0.67%
Fixed Rate, Private-label Mortgage-backed Security not Rated [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	7
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	$ 12,000,000
Available for sale securities aggregate market value	11,900,000
Available for sale securities unrealized aggregate loss	$ 136,000
Available for sale securities unrealized aggregate loss percentage	1.14%
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	1
Held to maturity securities continuous unrealized loss position greater than twelve months amortized historical cost basis	$ 947,000
Held to maturity sale securities aggregate market value	937,000
Held-to-maturity securities unrealized aggregate loss	$ 11,000
Held-to-maturity securities unrealized aggregate loss percentage	1.19%
Fixed Rate, Private-label Mortgage-backed Security Two [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	3
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	$ 4,200,000
Available for sale securities aggregate market value	4,200,000
Available for sale securities unrealized aggregate loss	$ 54,000
Available for sale securities unrealized aggregate loss percentage	1.29%
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	1
Held to maturity securities continuous unrealized loss position greater than twelve months amortized historical cost basis	$ 699,000
Held to maturity sale securities aggregate market value	693,000
Held-to-maturity securities unrealized aggregate loss	$ 6,000
Held-to-maturity securities unrealized aggregate loss percentage	0.91%
State and Political Subdivisions not rated [Member]
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	3
Held to maturity sale securities aggregate market value	$ 2,000,000
State and Political Subdivisions Two [Member]
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	3
Held to maturity sale securities aggregate market value	$ 307,000
Held-to-maturity securities unrealized aggregate loss	$ 1,000

Investment Securities - Gross R

Investment Securities - Gross Realized Gains (Losses) on Sale of Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Gain Loss On Sale Of Investments [Abstract]
Realized gains on investments	$ 222	$ 27
Realized losses on investments	(143)	(134)
Total	79	(107)
Gains on equity securities	41	13
Gain (losses) on sale of securities, net	$ 41	$ 13

Pension and Postretirement Be_3

Pension and Postretirement Benefits - Additional Information (Details)	3 Months Ended
	Mar. 31, 2019
Compensation And Retirement Disclosure [Abstract]
Minimum years of service to participate in the health and life insurance benefits as of January 1, 1995	14 years

Pension and Postretirement Be_4

Pension and Postretirement Benefits - Composition of Net Periodic Pension Plan and Postretirement Plan Costs (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Pension Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Interest cost	$ 124	$ 118
Expected return on plan assets	(234)	(259)
Amortization of net losses	82	41
Net periodic benefit plan (benefit) cost	(28)	(100)
Postretirement Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Interest cost	5	5
Amortization of prior service credits	(1)	(1)
Amortization of net losses	3	3
Net periodic benefit plan (benefit) cost	$ 7	$ 7

Loans - Major Classification of

Loans - Major Classification of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	$ 657,680	$ 620,405	$ 608,386
Net deferred loan fees	(90)	(135)
Less allowance for loan losses	(7,284)	(7,306)
Loans receivable, net	650,306	612,964
Residential Mortgage Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	241,772	239,644
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	237,917	232,523	219,059
Residential Mortgage Loans [Member] | Construction [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	3,855	7,121
Commercial Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	340,424	329,228
Commercial Loans [Member] | Real Estate [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	208,388	212,314	206,951
Commercial Loans [Member] | Lines of Credit [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	55,238	44,235	52,482
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	67,542	63,359	60,385
Commercial Loans [Member] | Tax Exempt Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	9,256	9,320	10,233
Consumer Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	75,484	51,533
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	26,212	26,109	26,116
Consumer Loans [Member] | Other Consumer [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	$ 49,272	$ 25,424	$ 27,601

Loans - Additional Information

Loans - Additional Information (Details)	3 Months Ended
	Mar. 31, 2019USD ($)LoanSegment	Mar. 31, 2018Loan	Dec. 31, 2018USD ($)Loan	Apr. 30, 2017USD ($)	Jan. 31, 2017USD ($)
Accounts Notes And Loans Receivable [Line Items]
Loans acquired | $	$ 24,600,000			$ 10,200,000	$ 15,600,000
Participating interest of acquired loan percentage	90.00%
Number of loans secured by liens on automobiles | Loan	2,283
Number of loans outstanding | Loan	1,902		909
Loans acquired carrying amount | $	$ 35,800,000		$ 13,300,000
Number of acquired loan charged-off as uncollectible | Loan	22
Acquired loans cumulative net charge-offs | $	$ 156,000
Acquired loans net charge-offs | $	$ 37,000
Number of portfolio segment | Segment	3
Troubled Debt Restructuring During Prior Twelve Months [Member]
Accounts Notes And Loans Receivable [Line Items]
Number of loans | Loan	0
Number of loans subsequently defaulted | Loan	0	0
Residential Mortgage Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Residential mortgage loans pledged to FHLBNY as blanket collateral | $	$ 165,800,000		$ 154,900,000
Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity period of acquired loans	2 years
Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity period of acquired loans	6 years

Loans - Summary of Classes of L

Loans - Summary of Classes of Loan Portfolio (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018
Financing Receivable Recorded Investment [Line Items]
Total loans	$ 657,680	$ 620,405	$ 608,386
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	636,879	599,834
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	14,812	14,296
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	4,125	4,190
Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,864	2,085
Residential Mortgage Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	241,772	239,644
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	237,917	232,523	219,059
Residential Mortgage Loans [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	3,855	7,121
Residential Mortgage Loans [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	237,840	235,684
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	233,985	228,563
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	3,855	7,121
Residential Mortgage Loans [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,241	999
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,241	999
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,351	1,190
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,351	1,190
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,340	1,771
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,340	1,771
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	0	0
Commercial Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	340,424	329,228
Commercial Loans [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	208,388	212,314	206,951
Commercial Loans [Member] | Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	55,238	44,235	52,482
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	67,542	63,359	60,385
Commercial Loans [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	9,256	9,320	10,233
Commercial Loans [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	324,315	313,150
Commercial Loans [Member] | Pass [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	198,270	201,997
Commercial Loans [Member] | Pass [Member] | Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	53,491	42,489
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	63,298	59,344
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	9,256	9,320
Commercial Loans [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	13,252	13,058
Commercial Loans [Member] | Special Mention [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	8,629	8,299
Commercial Loans [Member] | Special Mention [Member] | Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,389	1,491
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	3,234	3,268
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	0	0
Commercial Loans [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	2,417	2,792
Commercial Loans [Member] | Substandard [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,184	1,947
Commercial Loans [Member] | Substandard [Member] | Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	336	233
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	897	612
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	0	0
Commercial Loans [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	440	228
Commercial Loans [Member] | Doubtful [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	305	71
Commercial Loans [Member] | Doubtful [Member] | Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	22	22
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	113	135
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	0	0
Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	75,484	51,533
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	26,212	26,109	26,116
Consumer Loans [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	49,272	25,424	$ 27,601
Consumer Loans [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	74,724	51,000
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	25,737	25,706
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	48,987	25,294
Consumer Loans [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	319	239
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	171	144
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	148	95
Consumer Loans [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	357	208
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	220	173
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	137	35
Consumer Loans [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	84	86
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	84	86
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	$ 0	$ 0

Loans - Age Analysis of Past Du

Loans - Age Analysis of Past Due Loans Segregated by Portfolio Segment and Class of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018
Recorded Investment, Past Due [Line Items]
Total Past Due	$ 18,066	$ 11,233
Current	639,614	609,172
Total Loans Receivable	657,680	620,405	$ 608,386
30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	12,588	8,088
60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	2,257	1,095
90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	3,221	2,050
Residential Mortgage Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	2,882	3,188
Current	238,890	236,456
Total Loans Receivable	241,772	239,644
Residential Mortgage Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,204	1,507
Residential Mortgage Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	481	505
Residential Mortgage Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,197	1,176
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	2,882	3,188
Current	235,035	229,335
Total Loans Receivable	237,917	232,523	219,059
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,204	1,507
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	481	505
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,197	1,176
Residential Mortgage Loans [Member] | Construction [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Current	3,855	7,121
Total Loans Receivable	3,855	7,121
Residential Mortgage Loans [Member] | Construction [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Residential Mortgage Loans [Member] | Construction [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Residential Mortgage Loans [Member] | Construction [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	14,615	7,359
Current	325,809	321,869
Total Loans Receivable	340,424	329,228
Commercial Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	11,157	6,108
Commercial Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,588	519
Commercial Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,870	732
Commercial Loans [Member] | Real Estate [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	6,820	4,948
Current	201,568	207,366
Total Loans Receivable	208,388	212,314	206,951
Commercial Loans [Member] | Real Estate [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	5,028	4,261
Commercial Loans [Member] | Real Estate [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	964	364
Commercial Loans [Member] | Real Estate [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	828	323
Commercial Loans [Member] | Lines of Credit [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	4,016	1,166
Current	51,222	43,069
Total Loans Receivable	55,238	44,235	52,482
Commercial Loans [Member] | Lines of Credit [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	3,724	1,033
Commercial Loans [Member] | Lines of Credit [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	175	111
Commercial Loans [Member] | Lines of Credit [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	117	22
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	3,779	1,245
Current	63,763	62,114
Total Loans Receivable	67,542	63,359	60,385
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	2,405	814
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	449	44
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	925	387
Commercial Loans [Member] | Tax Exempt Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Current	9,256	9,320
Total Loans Receivable	9,256	9,320	10,233
Commercial Loans [Member] | Tax Exempt Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Consumer Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	569	686
Current	74,915	50,847
Total Loans Receivable	75,484	51,533
Consumer Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	227	473
Consumer Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	188	71
Consumer Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	154	142
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	188	288
Current	26,024	25,821
Total Loans Receivable	26,212	26,109	26,116
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	89	247
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	63	6
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	36	35
Consumer Loans [Member] | Other Consumer [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	381	398
Current	48,891	25,026
Total Loans Receivable	49,272	25,424	$ 27,601
Consumer Loans [Member] | Other Consumer [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	138	226
Consumer Loans [Member] | Other Consumer [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	125	65
Consumer Loans [Member] | Other Consumer [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	$ 118	$ 107

Loans - Nonaccrual Loans Segreg

Loans - Nonaccrual Loans Segregated by Class of Loan (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	$ 3,385	$ 2,148
Residential Mortgage Loans [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	1,273	1,176
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	1,273	1,176
Commercial Loans [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	1,958	830
Commercial Loans [Member] | Real Estate [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	917	415
Commercial Loans [Member] | Lines of Credit [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	117	28
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	924	387
Consumer Loans [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	154	142
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	36	35
Consumer Loans [Member] | Other Consumer [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	$ 118	$ 107

Loans - Troubled Debt Restructu

Loans - Troubled Debt Restructurings on Financing Receivables (Details) - Commercial Real Estate Loans [Member] $ in Thousands	3 Months Ended
	Mar. 31, 2018USD ($)Loan
Troubled Debt Restructuring, Modified [Abstract]
Number of loans | Loan	1
Pre-modification outstanding recorded investment	$ 300
Post-modification outstanding recorded investment	300
Additional provision for loan losses	$ 0

Loans - Summary of Impaired Loa

Loans - Summary of Impaired Loan Information by Portfolio Class (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
With an allowance recorded [Abstract]
Related Allowance	$ 906	$ 631
Total [Abstract]
Recorded Investment	5,963	5,987
Unpaid Principal Balance	6,038	6,054
Related Allowance	906	631
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
With no related allowance recorded [Abstract]
Recorded Investment	893	1,221
Unpaid Principal Balance	897	1,226
With an allowance recorded [Abstract]
Recorded Investment	529	606
Unpaid Principal Balance	529	606
Related Allowance	104	108
Total [Abstract]
Recorded Investment	1,422	1,827
Unpaid Principal Balance	1,426	1,832
Related Allowance	104	108
Commercial Loans [Member] | Real Estate [Member]
With no related allowance recorded [Abstract]
Recorded Investment	2,379	2,387
Unpaid Principal Balance	2,442	2,448
With an allowance recorded [Abstract]
Recorded Investment	484	486
Unpaid Principal Balance	484	486
Related Allowance	98	100
Total [Abstract]
Recorded Investment	2,863	2,873
Unpaid Principal Balance	2,926	2,934
Related Allowance	98	100
Commercial Loans [Member] | Lines of Credit [Member]
With no related allowance recorded [Abstract]
Recorded Investment	226	228
Unpaid Principal Balance	226	228
With an allowance recorded [Abstract]
Recorded Investment	92	28
Unpaid Principal Balance	92	28
Related Allowance	92	28
Total [Abstract]
Recorded Investment	318	256
Unpaid Principal Balance	318	256
Related Allowance	92	28
Commercial Loans [Member] | Other Commercial and Industrial [Member]
With no related allowance recorded [Abstract]
Recorded Investment	417	451
Unpaid Principal Balance	425	452
With an allowance recorded [Abstract]
Recorded Investment	635	373
Unpaid Principal Balance	635	373
Related Allowance	464	255
Total [Abstract]
Recorded Investment	1,052	824
Unpaid Principal Balance	1,060	825
Related Allowance	464	255
Commercial Loans [Member] | Other Consumer [Member]
With no related allowance recorded [Abstract]
Recorded Investment	58	0
Unpaid Principal Balance	58	0
With an allowance recorded [Abstract]
Recorded Investment	43	0
Unpaid Principal Balance	43	0
Related Allowance	9	0
Total [Abstract]
Recorded Investment	101	0
Unpaid Principal Balance	101	0
Related Allowance	9	0
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
With an allowance recorded [Abstract]
Recorded Investment	207	207
Unpaid Principal Balance	207	207
Related Allowance	139	140
Total [Abstract]
Recorded Investment	207	207
Unpaid Principal Balance	207	207
Related Allowance	$ 139	$ 140

Loans - Summary of Average Reco

Loans - Summary of Average Recorded Investment (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Average recorded investment [Abstract]
Average recorded investment in impaired loans	$ 5,976	$ 9,159
1-4 Family First Lien Residential Mortgages [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	1,625	1,853
Commercial Real Estate [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	2,868	5,456
Commercial Lines of Credit [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	287	545
Other Commercial and Industrial [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	938	1,055
Home Equity and Junior Liens [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	207	250
Other Consumer [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	$ 51	$ 0

Loans - Schedule of Cash Basis

Loans - Schedule of Cash Basis Interest Income Recognized on Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	$ 61	$ 86
1-4 Family First Lien Residential Mortgages [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	12	18
Commercial Real Estate [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	28	48
Commercial Lines of Credit [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	4	11
Other Commercial and Industrial [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	14	6
Home Equity and Junior Liens [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	$ 3	$ 3

Allowance for Loan Losses - Cha

Allowance for Loan Losses - Changes in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Allowance for loan losses:
Beginning Balance	$ 7,306	$ 7,126
Charge-offs	(175)	(322)
Recoveries	9	34
Provisions (credits)	144	613
Ending balance	7,284	7,451
Ending balance: related to loans individually evaluated for impairment	906	980
Ending balance: related to loans collectively evaluated for impairment	6,378	6,471
Total Loans Receivable	657,680	608,386	$ 620,405
Ending balance: individually evaluated for impairment	5,963	9,069
Ending balance: collectively evaluated for impairment	651,717	599,317
Unallocated [Member]
Allowance for loan losses:
Beginning Balance	152	0
Charge-offs	0	0
Recoveries	0	0
Provisions (credits)	(152)	9
Ending balance	0	9
Ending balance: related to loans individually evaluated for impairment	0	0
Ending balance: related to loans collectively evaluated for impairment	0	9
Residential Mortgage Loans [Member]
Allowance for loan losses:
Total Loans Receivable	241,772		239,644
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Allowance for loan losses:
Beginning Balance	766	865
Charge-offs	0	(118)
Recoveries	0	21
Provisions (credits)	(44)	(17)
Ending balance	722	751
Ending balance: related to loans individually evaluated for impairment	104	111
Ending balance: related to loans collectively evaluated for impairment	618	640
Total Loans Receivable	237,917	219,059	232,523
Ending balance: individually evaluated for impairment	1,422	1,847
Ending balance: collectively evaluated for impairment	236,495	217,212
Residential Mortgage Loans [Member] | Residential Construction Mortgage [Member]
Allowance for loan losses:
Beginning Balance	0	0
Charge-offs	0	0
Recoveries	0	0
Provisions (credits)	0	0
Ending balance	0	0
Ending balance: related to loans individually evaluated for impairment	0	0
Ending balance: related to loans collectively evaluated for impairment	0	0
Total Loans Receivable	3,855	5,559
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	3,855	5,559
Commercial Loans [Member]
Allowance for loan losses:
Total Loans Receivable	340,424		329,228
Commercial Loans [Member] | Real Estate [Member]
Allowance for loan losses:
Beginning Balance	3,578	3,589
Charge-offs	0	0
Recoveries	0	0
Provisions (credits)	(208)	306
Ending balance	3,370	3,895
Ending balance: related to loans individually evaluated for impairment	98	412
Ending balance: related to loans collectively evaluated for impairment	3,272	3,483
Total Loans Receivable	208,388	206,951	212,314
Ending balance: individually evaluated for impairment	2,863	5,411
Ending balance: collectively evaluated for impairment	205,525	201,540
Commercial Loans [Member] | Lines of Credit [Member]
Allowance for loan losses:
Beginning Balance	730	735
Charge-offs	(107)	0
Recoveries	0	0
Provisions (credits)	179	(16)
Ending balance	802	719
Ending balance: related to loans individually evaluated for impairment	92	40
Ending balance: related to loans collectively evaluated for impairment	710	679
Total Loans Receivable	55,238	52,482	44,235
Ending balance: individually evaluated for impairment	318	542
Ending balance: collectively evaluated for impairment	54,920	51,940
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Allowance for loan losses:
Beginning Balance	1,285	1,214
Charge-offs	(1)	(124)
Recoveries	0	0
Provisions (credits)	276	219
Ending balance	1,560	1,309
Ending balance: related to loans individually evaluated for impairment	464	276
Ending balance: related to loans collectively evaluated for impairment	1,096	1,033
Total Loans Receivable	67,542	60,385	63,359
Ending balance: individually evaluated for impairment	1,052	1,060
Ending balance: collectively evaluated for impairment	66,490	59,325
Commercial Loans [Member] | Tax Exempt Loans [Member]
Allowance for loan losses:
Beginning Balance	1	1
Charge-offs	0	0
Recoveries	0	0
Provisions (credits)	0	0
Ending balance	1	1
Ending balance: related to loans individually evaluated for impairment	0	0
Ending balance: related to loans collectively evaluated for impairment	1	1
Total Loans Receivable	9,256	10,233	9,320
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	9,256	10,233
Consumer Loans [Member]
Allowance for loan losses:
Total Loans Receivable	75,484		51,533
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Allowance for loan losses:
Beginning Balance	409	514
Charge-offs	0	(17)
Recoveries	0	0
Provisions (credits)	21	10
Ending balance	430	507
Ending balance: related to loans individually evaluated for impairment	139	141
Ending balance: related to loans collectively evaluated for impairment	291	366
Total Loans Receivable	26,212	26,116	26,109
Ending balance: individually evaluated for impairment	207	209
Ending balance: collectively evaluated for impairment	26,005	25,907
Consumer Loans [Member] | Other Consumer [Member]
Allowance for loan losses:
Beginning Balance	385	208
Charge-offs	(67)	(63)
Recoveries	9	13
Provisions (credits)	72	102
Ending balance	399	260
Ending balance: related to loans individually evaluated for impairment	9	0
Ending balance: related to loans collectively evaluated for impairment	390	260
Total Loans Receivable	49,272	27,601	$ 25,424
Ending balance: individually evaluated for impairment	101	0
Ending balance: collectively evaluated for impairment	$ 49,171	$ 27,601

Allowance for Loan Losses - Sch

Allowance for Loan Losses - Schedule of Allowance for Loan Losses on Basis of Calculation Methodology (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018	Dec. 31, 2017
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	$ 906		$ 980
Historical loss rate	422		330
Qualitative factors	5,956		6,132
Other			9
Total	7,284	$ 7,306	7,451	$ 7,126
Unallocated [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	0		0
Historical loss rate	0		0
Qualitative factors	0		0
Other			9
Total	0	152	9	0
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	104		111
Historical loss rate	65		83
Qualitative factors	553		557
Total	722	766	751	865
Residential Mortgage Loans [Member] | Residential Construction Mortgage [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	0		0
Historical loss rate	0		0
Qualitative factors	0		0
Total	0	0	0	0
Commercial Loans [Member] | Real Estate [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	98		412
Historical loss rate	151		88
Qualitative factors	3,121		3,395
Total	3,370	3,578	3,895	3,589
Commercial Loans [Member] | Lines of Credit [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	92		40
Historical loss rate	18		29
Qualitative factors	692		650
Total	802	730	719	735
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	464		276
Historical loss rate	26		0
Qualitative factors	1,070		1,033
Total	1,560	1,285	1,309	1,214
Commercial Loans [Member] | Tax Exempt Loans [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	0		0
Historical loss rate	0		0
Qualitative factors	1		1
Other			0
Total	1	1	1	1
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	139		141
Historical loss rate	13		34
Qualitative factors	278		332
Other			0
Total	430	409	507	514
Consumer Loans [Member] | Other Consumer [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	9		0
Historical loss rate	149		96
Qualitative factors	241		164
Other			0
Total	$ 399	$ 385	$ 260	$ 208

Foreclosed Real Estate - Summar

Foreclosed Real Estate - Summary of Carrying Amount of Foreclosed Residential Real Estate Properties Held (Details) $ in Thousands	Mar. 31, 2019USD ($)Property	Dec. 31, 2018USD ($)Property
Real Estate Properties [Line Items]
Foreclosed real estate	$ 623	$ 1,173
Foreclosed Residential Real Estate [Member]
Real Estate Properties [Line Items]
Number of properties | Property	3	2
Foreclosed real estate	$ 535	$ 73

Foreclosed Real Estate - Additi

Foreclosed Real Estate - Additional Information (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Real Estate Owned Disclosure Of Detailed Components [Abstract]
Residential real estate loans in the process of foreclosure	$ 575,000	$ 951,000

Guarantees - Additional Informa

Guarantees - Additional Information (Details) $ in Millions	3 Months Ended
	Mar. 31, 2019USD ($)
Standby Letters of Credit [Member]
Loss Contingencies [Line Items]
Maximum amount of loss due to credit risk	$ 2.1

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Details) - Corporate [Member] - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Schedule Of Available For Sale Securities [Line Items]
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	$ 6,200
Available for sale securities aggregate market value	6,000	$ 3,374
Level 2 [Member]
Schedule Of Available For Sale Securities [Line Items]
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	4,800
Available for sale securities aggregate market value	$ 5,000

Fair Value Measurements - Fair

Fair Value Measurements - Fair Value of Assets on Recurring Basis Segregated by Level of Valuation Inputs (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Debt investment securities:
Investment securities - available-for-sale	$ 155,302	$ 177,664
Equity investment securities:
Marketable equity securities	205	206
Level 2 [Member] | Total Fair Value [Member]
Debt investment securities:
Investment securities - available-for-sale	150,095	172,399
Equity investment securities:
Marketable equity securities	494	453
Net Asset Value [Member] | Total Fair Value [Member]
Debt investment securities:
Investment securities - available-for-sale	5,002	5,059
Recurring Basis [Member] | Total Fair Value [Member]
Debt investment securities:
Total available-for-sale securities	155,097	177,458
Equity investment securities:
Marketable equity securities	494	453
Recurring Basis [Member] | Level 1 [Member]
Debt investment securities:
US Treasury, agencies and GSEs	0	0
State and political subdivisions	0	0
Corporate	0	0
Asset backed securities	0	0
Residential mortgage-backed - US agency	0	0
Collateralized mortgage obligations - US agency	0	0
Collateralized mortgage obligations - Private label	0	0
Investment securities - available-for-sale	0	0
Total available-for-sale securities	0	0
Equity investment securities:
Marketable equity securities	0	0
Recurring Basis [Member] | Level 2 [Member]
Debt investment securities:
US Treasury, agencies and GSEs	10,014	17,031
State and political subdivisions	19,842	23,065
Corporate	10,366	12,141
Asset backed securities	17,633	18,119
Residential mortgage-backed - US agency	27,757	31,666
Collateralized mortgage obligations - US agency	41,746	46,441
Collateralized mortgage obligations - Private label	22,737	23,936
Investment securities - available-for-sale	150,095	172,399
Total available-for-sale securities	0	0
Equity investment securities:
Marketable equity securities	494	453
Recurring Basis [Member] | Level 3 [Member]
Debt investment securities:
US Treasury, agencies and GSEs	0	0
State and political subdivisions	0	0
Corporate	0	0
Asset backed securities	0	0
Residential mortgage-backed - US agency	0	0
Collateralized mortgage obligations - US agency	0	0
Collateralized mortgage obligations - Private label	0	0
Investment securities - available-for-sale	0	0
Total available-for-sale securities	0	0
Equity investment securities:
Marketable equity securities	0	0
Recurring Basis [Member] | Level 1, 2 and 3 [Member] | Total Fair Value [Member]
Debt investment securities:
US Treasury, agencies and GSEs	10,014	17,031
State and political subdivisions	19,842	23,065
Corporate	10,366	12,141
Asset backed securities	17,633	18,119
Residential mortgage-backed - US agency	27,757	31,666
Collateralized mortgage obligations - US agency	41,746	46,441
Collateralized mortgage obligations - Private label	22,737	23,936
Investment securities - available-for-sale	150,095	172,399
Recurring Basis [Member] | Net Asset Value [Member] | Total Fair Value [Member]
Debt investment securities:
Investment securities - available-for-sale	$ 5,002	$ 5,059

Fair Value Measurements - Summa

Fair Value Measurements - Summary of Fair Value Assets Measured on Nonrecurring Basis (Details) - Nonrecurring Basis [Member] - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Total Fair Value [Member]
Nonrecurring basis [Abstract]
Impaired loans	$ 212	$ 1,098
Foreclosed real estate	479	1,173
Level 1 [Member]
Nonrecurring basis [Abstract]
Impaired loans	0	0
Foreclosed real estate	0	0
Level 2 [Member]
Nonrecurring basis [Abstract]
Impaired loans	0	0
Foreclosed real estate	0	0
Level 3 [Member]
Nonrecurring basis [Abstract]
Impaired loans	212	1,098
Foreclosed real estate	$ 479	$ 1,173

Fair Value Measurements - Fai_2

Fair Value Measurements - Fair Value Inputs, Quantitative Information (Details) - Level 3 [Member] - Measurement Input, Discount Rate [Member]	Mar. 31, 2019	Dec. 31, 2018
Impaired Loans [Member] | Minimum [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	5	5
Impaired Loans [Member] | Minimum [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	5	5
Impaired Loans [Member] | Maximum [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	10	15
Impaired Loans [Member] | Maximum [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	13	13
Impaired Loans [Member] | Weighted Average [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	5	6
Impaired Loans [Member] | Weighted Average [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	11	11
Foreclosed Real Estate [Member] | Minimum [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	15	15
Foreclosed Real Estate [Member] | Minimum [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	6	6
Foreclosed Real Estate [Member] | Maximum [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	15	15
Foreclosed Real Estate [Member] | Maximum [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	8	8
Foreclosed Real Estate [Member] | Weighted Average [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	15	15
Foreclosed Real Estate [Member] | Weighted Average [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	7	7

Fair Value Measurements - Carry

Fair Value Measurements - Carrying Amounts and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Financial assets:
Investment securities - available-for-sale	$ 155,302	$ 177,664
Investment securities - marketable equity	205	206
Investment securities - held-to-maturity	79,488	53,769
Level 1 [Member] | Carrying Amounts [Member]
Financial assets:
Cash and cash equivalents	24,816	26,316
Accrued interest receivable	3,364	3,068
Financial liabilities:
Demand Deposits, Savings, NOW and MMDA	451,234	450,267
Accrued interest payable	471	304
Level 1 [Member] | Estimated Fair Values [Member]
Financial assets:
Cash and cash equivalents	24,816	26,316
Accrued interest receivable	3,364	3,068
Financial liabilities:
Demand Deposits, Savings, NOW and MMDA	451,234	450,267
Accrued interest payable	471	304
Level 2 [Member] | Carrying Amounts [Member]
Financial assets:
Investment securities - available-for-sale	150,095	172,399
Investment securities - marketable equity	494	453
Investment securities - held-to-maturity	78,861	53,908
Federal Home Loan Bank stock	4,088	5,937
Financial liabilities:
Time Deposits	354,294	276,793
Borrowings	77,434	118,534
Subordinated loans	15,102	15,094
Level 2 [Member] | Estimated Fair Values [Member]
Financial assets:
Investment securities - available-for-sale	150,095	172,399
Investment securities - marketable equity	494	453
Investment securities - held-to-maturity	79,488	53,769
Federal Home Loan Bank stock	4,088	5,937
Financial liabilities:
Time Deposits	354,230	275,727
Borrowings	77,582	118,379
Subordinated loans	14,609	14,485
Net Asset Value [Member] | Carrying Amounts [Member]
Financial assets:
Investment securities - available-for-sale	5,002	5,059
Net Asset Value [Member] | Estimated Fair Values [Member]
Financial assets:
Investment securities - available-for-sale	5,002	5,059
Level 3 [Member] | Carrying Amounts [Member]
Financial assets:
Net loans	650,306	612,964
Level 3 [Member] | Estimated Fair Values [Member]
Financial assets:
Net loans	$ 643,776	$ 601,789

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) - Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2019	Mar. 31, 2018
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance		$ 64,459	$ 62,144
Other comprehensive income before reclassifications		1,577	(862)
Amounts reclassified from AOCI		3	111
Balance		66,438	62,438
ASU 2016-01 [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Cumulative effect of change in measurement	[1]		(53)
Retirement Plans [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance		(3,152)	(2,220)
Other comprehensive income before reclassifications		0	0
Amounts reclassified from AOCI		65	32
Balance		(3,087)	(2,188)
Retirement Plans [Member] | ASU 2016-01 [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Cumulative effect of change in measurement	[1]		0
Unrealized Gains and Losses on Available-for-Sale Securities [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance		(2,832)	(1,558)
Other comprehensive income before reclassifications		1,572	(878)
Amounts reclassified from AOCI		(62)	79
Balance		(1,322)	(2,410)
Unrealized Gains and Losses on Available-for-Sale Securities [Member] | ASU 2016-01 [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Cumulative effect of change in measurement	[1]		(53)
Unrealized Loss on Securities Transferred to Held-to-Maturity [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance		(58)	(430)
Other comprehensive income before reclassifications		5	16
Amounts reclassified from AOCI		0	0
Balance		(53)	(414)
Unrealized Loss on Securities Transferred to Held-to-Maturity [Member] | ASU 2016-01 [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Cumulative effect of change in measurement	[1]		0
AOCI Attributable to Parent [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance		(6,042)	(4,208)
Balance		$ (4,462)	$ (5,012)
[1]	Cumulative effect of unrealized gain on marketable equity securities based on the adoption of ASU 2016-01 - Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Liabilities.

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss) - Summary of Amounts Reclassified Out of Each Component of AOCI (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2019	Mar. 31, 2018
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Salaries and employee benefits		$ (3,780)	$ (3,084)
Net gains (losses) on sales and redemptions of investment securities		41	13
Provision for income taxes		(251)	(182)
Net income attributable to Pathfinder Bancorp Inc.		514	1,004
Reclassification out of Accumulated Other Comprehensive Income [Member] | Available-for-Sale Securities [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Net gains (losses) on sales and redemptions of investment securities	[1]	79	(107)
Provision for income taxes	[1]	(21)	28
Net income attributable to Pathfinder Bancorp Inc.	[1]	58	(79)
Reclassification out of Accumulated Other Comprehensive Income [Member] | Retirement Plans [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Salaries and employee benefits	[1],[2]	(84)	(43)
Provision for income taxes	[1]	23	11
Net income attributable to Pathfinder Bancorp Inc.	[1]	$ (61)	$ (32)
[1]	Amounts in parentheses indicates debits in net income.
[2]	These items are included in net periodic pension cost.

Noninterest Income - Additional

Noninterest Income - Additional Information (Details) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
ASU 2014-09 [Member]
Disaggregation Of Revenue [Line Items]
Expense recognized on credit card rewards in other costs of operations	$ 22,000	$ 15,000

Noninterest Income - Summary of

Noninterest Income - Summary of Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Disaggregation Of Revenue [Line Items]
Earnings and gain on bank owned life insurance	$ 121	$ 73
Net gains (losses) on sales and redemptions of investment securities	79	(107)
Gains on equity securities	41	13
Other miscellaneous income	28	71
Total noninterest income	1,093	895
Insufficient Funds Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	208	200
Deposit Related Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	52	52
ATM Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	22	22
Service Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	282	274
Insurance Commissions [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	235	229
Investment Services Revenue [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	48	66
ATM Fees Surcharge [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	46	46
Banking House Rents Collected [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	34	30
Fee Income [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	363	371
Debit Card Interchange Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	144	143
Merchant Card Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	16	13
Card Income [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	160	156
Loan Servicing Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	27	41
Net Gains (Losses) on Sale of Loans and Foreclosed Real Estate [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	(8)	3
Total Mortgage Fee Income and Realized Gain on Sale of Loans and Foreclosed Real Estate [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	19	44
Service Fees, Fee Income, Card Income and Mortgage Fee Income and Realized Gain on Sale of Loans and Foreclosed Real Estate [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	$ 824	$ 845

Leases - Additional Information

Leases - Additional Information (Details) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018
Lessee Lease Description [Line Items]
Operating lease, option to extend lease term, description	Our leases have remaining lease terms that vary from less than one year up to 31 years, some of which include options to extend the leases for various renewal periods
Operating lease, option to extend lease term	true
ASU 2016-02 [Member]
Lessee Lease Description [Line Items]
Operating lease, rental income		$ 34,000	$ 30,000	$ 30,000
Unamortized initial direct costs	$ 0
Minimum [Member]
Lessee Lease Description [Line Items]
Operating leases remaining lease term	1 year
Maximum [Member]
Lessee Lease Description [Line Items]
Operating leases remaining lease term	31 years

Leases - Components of Lease Ex

Leases - Components of Lease Expense (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)
Leases [Abstract]
Operating lease cost	$ 59

Leases - Supplemental Cash Flow

Leases - Supplemental Cash Flow Information Related to Leases (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)
Cash paid for amount included in the measurement of lease liabilities:
Operating cash flows from operating leases	$ 48

Leases - Supplemental Balance S

Leases - Supplemental Balance Sheet Information Related to Leases (Details) $ in Thousands	Mar. 31, 2019USD ($)
Operating Leases:
Operating lease right-of-use assets	$ 2,462
Operating lease liabilities	$ 2,711
Weighted Average Remaining Lease Term:
Operating Leases	20 years 1 month 28 days
Weighted Average Discount Rate:
Operating Leases	3.71%

Leases - Maturities of Lease Li

Leases - Maturities of Lease Liabilities (Details) $ in Thousands	Mar. 31, 2019USD ($)
Operating Lease Liabilities Payments Due Rolling Maturity [Abstract]
2020	$ 111
2021	107
2022	103
2023	111
2024	120
Thereafter	2,159
Total minimum lease payments	$ 2,711

Subsequent Events - Additional

Subsequent Events - Additional Information (Details) - USD ($)	May 08, 2019	Mar. 31, 2019	Dec. 31, 2018
Subsequent Event [Line Items]
Common stock, par value (in dollars per share)		$ 0.01	$ 0.01
Subsequent Event [Member]
Subsequent Event [Line Items]
Gross proceeds from private placement	$ 20,800,000
Net proceeds from private placement	19,600,000
Dividend payable	0
Subsequent Event [Member] | Subscription Agreements [Member] | Directors and Executive Officers [Member]
Subsequent Event [Line Items]
Gross proceeds from private placement	3,800,000
Subsequent Event [Member] | Castle Creek [Member] | Securities Purchase Agreement [Member]
Subsequent Event [Line Items]
Warrants to purchase common stock, fair value	373,000
Gross proceeds from private placement	$ 17,000,000
Minimum requirement percentage of common stock for representing as member for board meeting	4.90%
Subsequent Event [Member] | Castle Creek [Member] | Private Placement [Member] | Securities Purchase Agreement [Member]
Subsequent Event [Line Items]
Warrant to purchase common stock	125,000
Exercise price of warrant	$ 14.25
Subsequent Event [Member] | Series B Preferred Stock [Member]
Subsequent Event [Line Items]
Issuance expenses, placement fees and all other issuance/due diligence costs	$ 300,000
Preferred stock, voting rights	Holders of Series B Preferred Stock will have no voting rights except as may be required by law. The Series B Preferred Stock will not be redeemable by either the Company or by the holder.
Subsequent Event [Member] | Series B Preferred Stock [Member] | Private Placement [Member]
Subsequent Event [Line Items]
Sale of stock	1,155,283
Subsequent Event [Member] | Series B Preferred Stock [Member] | Castle Creek [Member]
Subsequent Event [Line Items]
Sale of stock	1,155,283
Preferred stock par value	$ 0.01
Preferred stock, conversion basis	one for one
Preferred stock conversion basis ratio	100.00%
Subsequent Event [Member] | Series B Preferred Stock [Member] | Castle Creek [Member] | Private Placement [Member] | Securities Purchase Agreement [Member]
Subsequent Event [Line Items]
Sale of stock	1,155,283
Sale of stock price per share	$ 14.25
Preferred stock par value	$ 0.01
Subsequent Event [Member] | Common Stock [Member]
Subsequent Event [Line Items]
Issuance expenses, placement fees and all other issuance/due diligence costs	$ 927,000
Subsequent Event [Member] | Common Stock [Member] | Private Placement [Member]
Subsequent Event [Line Items]
Sale of stock	306,977
Subsequent Event [Member] | Common Stock [Member] | Private Placement [Member] | Subscription Agreements [Member] | Directors and Executive Officers [Member]
Subsequent Event [Line Items]
Sale of stock	269,277
Sale of stock price per share	$ 14.25
Subsequent Event [Member] | Common Stock [Member] | Castle Creek [Member] | Pathfinder Bancorp, Inc. [Member]
Subsequent Event [Line Items]
Ownership percent	9.90%
Subsequent Event [Member] | Common Stock [Member] | Castle Creek [Member] | Securities Purchase Agreement [Member] | Minimum [Member]
Subsequent Event [Line Items]
Ownership percent	9.90%
Subsequent Event [Member] | Common Stock [Member] | Castle Creek [Member] | Private Placement [Member] | Securities Purchase Agreement [Member]
Subsequent Event [Line Items]
Sale of stock	37,700
Common stock, par value (in dollars per share)	$ 0.01
Sale of stock price per share	$ 14.25
Subsequent Event [Member] | Common Stock [Member] | Castle Creek [Member] | Private Placement [Member] | Securities Purchase Agreement [Member] | Pathfinder Bancorp, Inc. [Member] | Minimum [Member]
Subsequent Event [Line Items]
Ownership percent	19.99%