Pathfinder Bancorp (PBHC) 10-Q 9 Aug 19 2019 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2019	Aug. 08, 2019
Document And Entity Information [Abstract]
Entity Registrant Name	PATHFINDER BANCORP, INC.
Entity Central Index Key	0001609065
Current Fiscal Year End Date	--12-31
Entity Current Reporting Status	Yes
Entity Filer Category	Non-accelerated Filer
Entity Common Stock, Shares Outstanding		4,707,657
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q2
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2019
Trading Symbol	PBHC
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity File Number	001-36695
Entity Tax Identification Number	383941859
Entity Address, Address Line One	214 West First Street
Entity Address, City or Town	Oswego
Entity Address, State or Province	NY
Entity Address, Postal Zip Code	13126
City Area Code	315
Local Phone Number	343-0057

Consolidated Statements of Cond

Consolidated Statements of Condition (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
ASSETS:
Cash and due from banks	$ 38,739	$ 9,610
Interest-earning deposits (including restricted balances of $0 and $3,993, respectively)	11,603	16,706
Total cash and cash equivalents	50,342	26,316
Available-for-sale securities, at fair value	117,530	177,664
Held-to-maturity securities, at amortized cost (fair value of $96,959 and $53,769, respectively)	95,324	53,908
Marketable equity securities, at fair value	510	453
Federal Home Loan Bank stock, at cost	4,443	5,937
Loans	692,823	620,270
Less: Allowance for loan losses	7,825	7,306
Loans receivable, net	684,998	612,964
Premises and equipment, net	22,247	20,623
Operating lease right-of-use assets	2,458
Accrued interest receivable	3,339	3,068
Foreclosed real estate	591	1,173
Intangible assets, net	157	165
Goodwill	4,536	4,536
Bank owned life insurance	17,163	16,941
Other assets	9,218	9,367
Total assets	1,012,856	933,115
Deposits:
Interest-bearing	713,475	623,936
Noninterest-bearing	95,162	103,124
Total deposits	808,637	727,060
Short-term borrowings	29,000	39,000
Long-term borrowings	60,434	79,534
Subordinated loans	15,111	15,094
Accrued interest payable	446	304
Operating lease liabilities	2,711
Other liabilities	8,673	7,664
Total liabilities	925,012	868,656
Shareholders' equity:
Preferred stock, par value $0.01 per share; no liquidation preference; 10,000,000 and 0 shares authorized, respectively; 1,155,283 and 0 shares issued and outstanding, respectively	12
Common stock, par value $0.01; 25,000,000 authorized shares; 4,707,657 and 4,362,328 shares issued and outstanding, respectively	47	44
Additional paid in capital	49,125	29,139
Retained earnings	42,389	42,114
Accumulated other comprehensive loss	(3,024)	(6,042)
Unearned ESOP	(944)	(1,034)
Total Pathfinder Bancorp, Inc. shareholders' equity	87,605	64,221
Noncontrolling interest	239	238
Total equity	87,844	64,459
Total liabilities and shareholders' equity	$ 1,012,856	$ 933,115

Consolidated Statements of Co_2

Consolidated Statements of Condition (Unaudited) (Parenthetical) - USD ($)	Jun. 30, 2019	Dec. 31, 2018
ASSETS:
Restricted Cash	$ 0	$ 3,993,000
Held-to-maturity securities at fair value	$ 96,959,000	$ 53,769,000
Shareholders' equity:
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, liquidation preference	$ 0	$ 0
Preferred stock, shares authorized (in dollars per share)	10,000,000	0
Preferred stock, shares issued (in shares)	1,155,283	0
Preferred stock, shares outstanding (in shares)	1,155,283	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	25,000,000	25,000,000
Common stock, shares issued (in shares)	4,707,657	4,362,328
Common stock, shares outstanding (in shares)	4,707,657	4,362,328

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Interest and dividend income:
Loans, including fees	$ 8,222	$ 7,018	$ 15,797	$ 13,736
Debt securities:
Taxable	1,655	1,171	3,454	2,299
Tax-exempt	51	217	159	465
Dividends	74	61	151	129
Federal funds sold and interest earning deposits	106	49	216	96
Total interest and dividend income	10,108	8,516	19,777	16,725
Interest expense:
Interest on deposits	2,740	1,566	5,085	2,911
Interest on short-term borrowings	58	70	225	163
Interest on long-term borrowings	387	203	780	378
Interest on subordinated loans	217	210	434	413
Total interest expense	3,402	2,049	6,524	3,865
Net interest income	6,706	6,467	13,253	12,860
Provision for loan losses	610	297	754	910
Net interest income after provision for loan losses	6,096	6,170	12,499	11,950
Noninterest income:
Earnings and gain on bank owned life insurance	101	108	222	181
Net gains (losses) on sales and redemptions of investment securities	32	(22)	111	(129)
Gains on marketable equity securities	16	13	57	26
Net gains on sales of loans and foreclosed real estate	13	13	5	16
Insurance agency revenue	218	236	461	465
Total noninterest income	1,219	1,024	2,312	1,919
Noninterest expense:
Salaries and employee benefits	3,454	3,211	7,104	6,190
Building occupancy	632	503	1,287	1,088
Data processing	587	453	1,162	912
Professional and other services	380	405	716	736
Advertising	242	281	481	468
FDIC assessments	130	135	241	255
Audits and exams	100	105	200	210
Insurance agency expense	229	325	428	489
Community service activities	144	141	282	228
Foreclosed real estate expenses	59	48	296	74
Other expenses	582	520	1,053	936
Total noninterest expense	6,539	6,127	13,250	11,586
Income before income taxes	776	1,067	1,561	2,283
Provision for income taxes	175	166	426	348
Net income attributable to noncontrolling interest and Pathfinder Bancorp, Inc.	601	901	1,135	1,935
Net (loss) income attributable to noncontrolling interest	(6)	(44)	14	(14)
Net income attributable to Pathfinder Bancorp Inc.	607	945	1,121	1,949
Convertible preferred stock dividends	69		69
Warrant dividend	8		8
Undistributed earnings allocated to participating securities	38		41
Net Income available to common shareholders	$ 492	$ 945	$ 1,003	$ 1,949
Earnings per common share - basic	$ 0.11	$ 0.23	$ 0.23	$ 0.47
Earnings per common share - diluted	0.11	0.22	0.23	0.46
Dividends per common share	$ 0.06	$ 0.06	$ 0.12	$ 0.12
Service Charges on Deposit Accounts [Member]
Noninterest income:
Noninterest income	$ 348	$ 273	$ 630	$ 547
Loan Servicing Fees [Member]
Noninterest income:
Noninterest income	60	42	87	83
Debit Card Interchange Fees [Member]
Noninterest income:
Noninterest income	187	148	331	291
Other Charges, Commissions & Fees [Member]
Noninterest income:
Noninterest income	$ 244	$ 213	$ 408	$ 439

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Consolidated Statements of Comprehensive Income [Abstract]
Net Income		$ 601	$ 901	$ 1,135	$ 1,935
Retirement Plans:
Retirement plan net losses recognized in plan expenses		84	43	168	86
Unrealized holding gains (losses) on available-for-sale securities
Unrealized holding gains (losses) arising during the period		1,759	(1,156)	3,748	(2,502)
Reclassification adjustment for net (gains) losses included in net income		(32)	22	(111)	129
Net unrealized gains (losses) on available-for-sale securities		1,727	(1,134)	3,637	(2,373)
Accretion of net unrealized loss on securities transferred to held-to-maturity	[1]	9	470	15	163
Other comprehensive income (loss), before tax		1,820	(621)	3,820	(2,124)
Tax effect		(382)	162	(802)	555
Other comprehensive income (loss), net of tax		1,438	(459)	3,018	(1,569)
Comprehensive income		2,039	442	4,153	366
Comprehensive (loss) income, attributable to noncontrolling interest		(6)	(44)	14	(14)
Comprehensive income attributable to Pathfinder Bancorp, Inc.		2,045	486	4,139	380
Tax Effect Allocated to Each Component of Other Comprehensive Income (Loss)
Retirement plan net losses recognized in plan expenses		(18)	(11)	(37)	(22)
Unrealized holding gains (losses) arising during the period		(369)	302	(785)	654
Reclassification adjustment for net (gains) losses included in net income		7	(6)	23	(34)
Accretion of net unrealized loss on securities transferred to held-to-maturity	[1]	(2)	(123)	(3)	(43)
Income tax effect related to other comprehensive income (loss)		$ (382)	$ 162	$ (802)	$ 555
[1]	The accretion of the unrealized holding losses in accumulated other comprehensive loss at the date of transfer at September 30, 2013 partially offsets the amortization of the difference between the par value and the fair value of the investment securities at the date of transfer, and is an adjustment of yield.

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands		Total		Preferred Stock [Member]	Common Stock [Member]	Additional Paid in Capital [Member]	Retained Earnings [Member]		Accumulated Other Comprehensive Loss [Member]		Unearned ESOP [Member]	Non-controlling Interest [Member]
Balance at Dec. 31, 2017		$ 62,144			$ 43	$ 28,170	$ 39,020		$ (4,208)		$ (1,214)	$ 333
Net income		1,935					1,949					(14)
Other comprehensive income (loss), net of tax		(1,569)							(1,569)
ESOP shares earned		191				101					90
Stock based compensation		162				162
Stock options exercised		204				204
Cumulative effect of change in measurement | Accounting Standards Update 2016-01		(53)	[1]				53	[2]	(53)	[2]
Cumulative effect of change in measurement | ASU 2017-12 [Member]	[3]	359							359
Common stock dividends declared		(497)					(497)
Cumulative effect of affiliate capital allocation						(8)	15					(7)
Distributions from affiliates		(60)										(60)
Balance at Jun. 30, 2018		62,869			43	28,629	40,540		(5,471)		(1,124)	252
Balance at Mar. 31, 2018		62,438			43	28,384	39,829		(5,012)		(1,169)	363
Net income		901					945					(44)
Other comprehensive income (loss), net of tax		(459)							(459)
ESOP shares earned		97				52					45
Stock based compensation		81				81
Stock options exercised		120				120
Common stock dividends declared		(249)					(249)
Cumulative effect of affiliate capital allocation						(8)	15					(7)
Distributions from affiliates		(60)										(60)
Balance at Jun. 30, 2018		62,869			43	28,629	40,540		(5,471)		(1,124)	252
Balance at Dec. 31, 2018		64,459			44	29,139	42,114		(6,042)		(1,034)	238
Net income		1,135					1,121					14
Other comprehensive income (loss), net of tax		3,018							3,018
Proceeds of common stock private placement, net of expenses	[4]	3,826			3	3,823
Proceeds of preferred stock private placement, net of expenses	[4]	15,370		$ 12		15,358
Effect of warrant issued from private placement	[4]	373				373
ESOP shares earned		176				86					90
Stock based compensation		146				146
Stock options exercised		200				200
Cumulative effect of change in measurement | ASU 2016-02 [Member]	[5]	(239)					(239)
Common stock dividends declared		(530)					(530)
Preferred stock dividends declared		(69)					(69)
Warrant dividends declared		(8)					(8)
Distributions from affiliates		(13)										(13)
Balance at Jun. 30, 2019		87,844		12	47	49,125	42,389		(3,024)		(944)	239
Balance at Mar. 31, 2019		66,438			44	29,454	42,133		(4,462)		(989)	258
Net income		601					607					(6)
Other comprehensive income (loss), net of tax		1,438							1,438
Proceeds of common stock private placement, net of expenses	[4]	3,826			3	3,823
Proceeds of preferred stock private placement, net of expenses	[4]	15,370		12		15,358
Effect of warrant issued from private placement	[4]	373				373
ESOP shares earned		89				44					45
Stock based compensation		73				73
Common stock dividends declared		(274)					(274)
Preferred stock dividends declared		(69)					(69)
Warrant dividends declared		(8)					(8)
Distributions from affiliates		(13)										(13)
Balance at Jun. 30, 2019		$ 87,844		$ 12	$ 47	$ 49,125	$ 42,389		$ (3,024)		$ (944)	$ 239
[1]	Cumulative effect of unrealized gain on marketable equity securities based on the adoption of ASU 2016-01 – Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Liabilities.
[2]	Cumulative effect of unrealized gain on marketable equity securities based on the adoption of ASU 2016-01 - Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Liabilities.
[3]	Cumulative effect of unrealized gains on the transfer of 52 investment securities from held-to-maturity classification to available-for-sale classification based on the adoption of ASU 2017-12: Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities.
[4]	On May 8, 2019, the Company entered into a Securities Purchase Agreement with an institutional investor, in which it sold: (i) 37,700 shares of the Company’s common stock, (ii) 1,155,283 shares of a new series of preferred stock, Series B convertible perpetual preferred stock; and (iii) a warrant to purchase 125,000 shares of common stock in a private placement transaction. The Company also entered into Subscription Agreements with certain directors and executive officers of the Company as well as other accredited investors. Pursuant to the Subscription Agreements, the investors purchased an aggregate of 269,277 shares of common stock.
[5]	Cumulative effect of the adoption of ASU 2016-02, Leases (Topic 842), based on the difference in the right-of-use asset and lease liability as of January 1, 2019.

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical)	May 08, 2019shares	Jun. 30, 2019$ / sharesshares	Jun. 30, 2018Security$ / sharesshares	Jun. 30, 2019$ / sharesshares	Jun. 30, 2018Security$ / sharesshares
ESOP shares earned (in shares)		6,110	6,110	12,221	12,221
Restricted stock units (in shares)		13,436	14,490	13,436	14,490
Dividends per common share | $ / shares		$ 0.06	$ 0.06	$ 0.12	$ 0.12
Dividends per preferred share | $ / shares		0.06		0.06
Dividends per warrant | $ / shares		$ 0.06		$ 0.06
Private Placement [Member] | Securities Purchase Agreement [Member]
Warrant to purchase common stock	125,000
Private Placement [Member] | Securities Purchase Agreement [Member] | Series B Preferred Stock [Member]
Sale of stock	1,155,283
Private Placement [Member] | Securities Purchase Agreement [Member] | Common Stock [Member]
Sale of stock	37,700
Private Placement [Member] | Subscription Agreements [Member] | Common Stock [Member] | Directors and Executive Officers [Member]
Sale of stock	269,277
ASU 2017-12 [Member]
Number of investment securities classified from held-to-maturity to available-for-sale. | Security			52		52

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
OPERATING ACTIVITIES
Net income attributable to Pathfinder Bancorp, Inc.	$ 1,121	$ 1,949
Adjustments to reconcile net income to net cash flows from operating activities:
Provision for loan losses	754	910
Amortization of operating leases	15	0
Proceeds from sales of loans	48	0
Originations of loans held-for-sale	(47)	0
Realized (gains) losses on sales, redemptions and calls of:
Real estate acquired through foreclosure	0	(16)
Loans	(5)	0
Available-for-sale investment securities	(111)	131
Held-to-maturity investment securities	0	(2)
Premises and equipment	0	(8)
Marketable equity securities	(57)	(26)
Depreciation	744	578
Amortization of mortgage servicing rights	2	22
Amortization of deferred loan costs	128	150
Amortization of deferred financing from subordinated debt	17	17
Earnings and gain on bank owned life insurance	(222)	(181)
Net amortization of premiums and discounts on investment securities	618	994
Amortization of intangible assets	8	9
Stock based compensation and ESOP expense	322	353
Net change in accrued interest receivable	(271)	322
Pension plan contribution	0	(825)
Net change in other assets and liabilities	14	674
Net cash flows from operating activities	3,078	5,051
INVESTING ACTIVITIES
Purchase of investment securities available-for-sale	(12,280)	(34,427)
Purchase of investment securities held-to-maturity	(46,970)	0
Purchase of Federal Home Loan Bank stock	(2,605)	(4,660)
Proceeds from redemption of Federal Home Loan Bank stock	4,099	4,127
Proceeds from maturities and principal reductions of investment securities available-for-sale	12,044	24,941
Proceeds from maturities and principal reductions of investment securities held-to-maturity	5,035	4,688
Proceeds from sales, redemptions and calls of:
Available-for-sale investment securities	63,486	27,125
Held-to-maturity investment securities	548	967
Real estate acquired through foreclosure	1,085	496
Premise and equipment	0	14
Purchase of bank owned life insurance	0	(5,000)
Proceeds from bank owned life insurance	0	228
Net change in loans	(73,419)	(27,044)
Purchase of premises and equipment	(2,368)	(1,159)
Net cash flows from investing activities	(51,345)	(9,704)
FINANCING ACTIVITIES
Net change in demand deposits, NOW accounts, savings accounts, money management deposit accounts, MMDA accounts and escrow deposits	(14,292)	(2,634)
Net change in time deposits	61,781	1,842
Net change in brokered deposits	34,088	10,358
Net change in short-term borrowings	(10,000)	(4,000)
Payments on long-term borrowings	(19,100)	0
Proceeds from long-term borrowings	0	14,215
Proceeds from exercise of stock options	200	204
Cash dividends paid to common shareholders	(526)	(502)
Proceeds from finance lease transaction	572	0
Change in noncontrolling interest, net	1	(81)
Net cash flows from financing activities	72,293	19,402
Change in cash and cash equivalents	24,026	14,749
Cash and cash equivalents at beginning of period	26,316	21,991
Cash and cash equivalents at end of period	50,342	36,740
CASH PAID DURING THE PERIOD FOR:
Interest	6,382	3,793
Income taxes	0	645
NON-CASH INVESTING ACTIVITY
Real estate acquired in exchange for loans	503	109
RESTRICTED CASH
Federal Reserve Bank Reserve Requirements included in interest earning deposits	0	4,365
Common Stock [Member]
FINANCING ACTIVITIES
Net proceeds from private placement	4,199	0
Preferred Stock [Member]
FINANCING ACTIVITIES
Net proceeds from private placement	$ 15,370	$ 0

Basis of Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2019
Organization Consolidation And Presentation Of Financial Statements [Abstract]
Basis of Presentation	Note 1: Basis of Presentation The accompanying unaudited consolidated financial statements of Pathfinder Bancorp, Inc., (the “Company”), Pathfinder Bank (the “Bank”) and its other wholly owned subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information, the instructions for Form 10-Q and Article 8 of Regulation S-X. Accordingly, they do not include all of the information and footnotes necessary for a complete presentation of consolidated financial condition, results of operations and cash flows in conformity with generally accepted accounting principles. In the opinion of management, all adjustments, consisting of normal recurring accruals considered necessary for a fair presentation, have been included. Certain amounts in the 2018 consolidated financial statements may have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income or comprehensive income as previously reported. Operating results for the three and six months ended June 30, 2019 are not necessarily indicative of the results that may be expected for the full year ending December 31, 2019 or any other interim period. The Company's consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States and follow practices within the banking industry. Application of these principles requires management to make estimates, assumptions, and judgments that affect the amounts reported in the consolidated financial statements and accompanying notes. These estimates, assumptions, and judgments are based on information available as of the date of the financial statements; accordingly, as this information changes, the financial statements could reflect different estimates, assumptions, and judgments. Certain accounting policies inherently have a greater reliance on the use of estimates, assumptions, and judgments and as such have a greater possibility of producing results that could be materially different than originally reported. Estimates, assumptions, and judgments are necessary when assets and liabilities are required to be recorded at fair value or when an asset or liability needs to be recorded contingent upon a future event. Carrying assets and liabilities at fair value inherently results in more financial statement volatility. The fair values and information used to record valuation adjustments for certain assets and liabilities are based on quoted market prices or are provided by unaffiliated third-party sources, when available. When third party information is not available, valuation adjustments are estimated in good faith by management. Although the Company owns, through its subsidiary Pathfinder Risk Management Company, Inc., 51% of the membership interest in FitzGibbons Agency, LLC (“Agency”), the Company is required to consolidate 100% of the Agency within the consolidated financial statements. The 49% of which the Company does not own is accounted for separately as noncontrolling interests within the consolidated financial statements.

New Accounting Pronouncements

New Accounting Pronouncements	6 Months Ended
	Jun. 30, 2019
New Accounting Pronouncements And Changes In Accounting Principles [Abstract]
New Accounting Pronouncements	Note 2: New Accounting Pronouncements The Financial Accounting Standards Board (“FASB”) and, to a lesser extent, other authoritative rulemaking bodies promulgate generally accepted accounting principles (“GAAP”) to regulate the standards of accounting in the United States. From time to time, the FASB issues new GAAP standards, known as Accounting Standards Updates (“ASUs”) some of which, upon adoption, may have the potential to change the way in which the Company recognizes or reports within its consolidated financial statements. The following presentation provides a description of the accounting Standards Not Yet Adopted as of June 30, 2019 Standard: Measurement of Credit Losses on Financial Instruments ( ASU 2016-13: Financial Instruments—Credit Losses [Topic 326]: Measurement of Credit Losses on Financial Instruments ) Description: The amended guidance replaces the current incurred loss model for determining the allowance for credit losses. The guidance requires financial assets measured at amortized cost to be presented at the net amount expected to be collected. The allowance for credit losses will represent a valuation account that is deducted from the amortized cost basis of the financial assets to present their net carrying value at the amount expected to be collected. The income statement will reflect the measurement of credit losses for newly recognized financial assets as well as expected increases or decreases of expected credit losses that have taken place during the period. When determining the allowance, expected credit losses over the contractual term of the financial asset(s) (taking into account prepayments) will be estimated considering relevant information about past events, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. The amended guidance also requires recording an allowance for credit losses for purchased financial assets with a more-than-insignificant amount of credit deterioration since origination. The initial allowance for these assets will be added to the purchase price at acquisition rather than being reported as an expense. Subsequent changes in the allowance will be recorded through the income statement as an expense adjustment. In addition, the amended guidance requires credit losses relating to available-for-sale debt securities to be recorded through an allowance for credit losses. The calculation of credit losses for available-for-sale securities will be similar to how it is determined under existing guidance. Required Date of Implementation: January 1, 2020 (early adoption permitted as of January 1, 2019). On July 17, the FASB made a tentative decision to change the CECL effective date for all non-SEC filing companies and SEC filers considered small reporting companies (SRCs), such as the Company. Under this tentative decision, SRCs will have until January 1, 2023 to implement this Update. This decision is still subject to potential modification, following a designated comment period, and final promulgation. It is considered likely, however, that the mandatory implementation date for this Update will be extended to the newly-proposed date . Effect on Consolidated Financial Statements: The Company is assessing the new guidance to determine what modifications to existing credit estimation processes may be required. The Company expects that the new guidance will result in an increase in its allowance for credit losses as a result of considering credit losses over the expected life of its loan and debt securities portfolios. Increases in the level of allowances will also reflect new requirements to include estimated credit losses on investment securities classified as held-to-maturity, if any. The Company has formed an Implementation Committee, whose membership includes representatives of senior management, to develop plans that will encompass: (1) internal methodology changes (2) data collection and management activities, (3) internal communication requirements, and (4) estimation of the projected impact of this guidance. The amount of any change in the allowance for credit losses resulting from the new guidance will ultimately be impacted by the provisions of this guidance as well as by the loan and debt security portfolios composition and asset quality at the adoption date, and economic conditions and forecasts at the time of adoption. _____ Standard: Transition Relief for the Implementation of ASU-2016-13 ( ASU 2019-5: Financial Instruments—Credit Losses [Topic 326]: Targeted Transition Relief ) Description: The amendments in this ASU provide entities that have certain instruments within the scope of Subtopic 326-20, Financial Instruments—Credit Losses— Measured at Amortized Cost, with an option to irrevocably elect the fair value option in Subtopic 825-10, Financial Instruments—Overall, applied on an instrument-by-instrument basis for eligible instruments, upon adoption of Topic 326. The fair value option election does not apply to held-to-maturity debt securities. An entity that elects the fair value option should subsequently apply the guidance in Subtopics 820-10, Fair Value Measurement—Overall, and 825-10. General guidance for the use of the fair value option is contained in Subtopic 825-10. The irrevocable election of the fair value option must be applied on an instrument-by-instrument basis for eligible instruments, whose characteristics are within the scope of Subtopic 326-20. Upon adoption of Topic 326, for items measured at fair value in accordance with paragraph 326-10-65-1(i), the difference between the carrying amount and the fair value shall be recorded by means of a cumulative-effect adjustment to the opening retained earnings balance as of the beginning of the first reporting period that an entity has adopted ASU 2016-13. Those differences may include, but are not limited to: (1) unamortized deferred costs, fees, premiums, and discounts (2) valuation allowances (for example, allowance for loan losses), or (3) accrued interest. Required Date of Implementation: See comments above related to ASU 2016-13. Effect on Consolidated Financial Statements: See comments above related to ASU 2016-13. _____ Standard: Simplifying the Test for Goodwill Impairment ( ASU 2017-04: Intangibles—Goodwill and Other [Topic 350]: Simplifying the Test for Goodwill Impairment ) Description: Current guidance requires a two-step approach to determining if recorded goodwill is impaired. In Step 1, reporting entities must first evaluate whether or not the carrying value of a reporting unit is greater than its fair value. In Step 2, if a reporting unit’s carrying value is greater than its fair value, then the entity should calculate the implied fair value of goodwill. If the carrying value of goodwill is more than the implied fair value, an impairment charge for the difference must be recorded. The amended guidance eliminates Step 2 from the goodwill impairment test. Therefore, under the new guidance, if the carrying value of a reporting unit is greater than its fair value, a goodwill impairment charge will be recorded for the difference (up to the carrying value of the recorded goodwill). Required Date of Implementation: January 1, 2020 (early adoption permitted). Effect on Consolidated Financial Statements: The amendments should be applied using a prospective transition method. The Company does not expect the guidance will have a material impact on its consolidated financial statements, unless at some point in the future one of its reporting units were to fail Step 1 of the goodwill impairment test. ____ Standard : Fair Value Measurement ( ASU 2018-13: Fair Value Measurement [Topic 820]: Disclosure Framework Changes to the Disclosure Requirements for Fair Value Measurement Description: The FASB is issuing the amendments in this ASU as part of the disclosure framework project. The disclosure framework project’s objective and primary focus are to improve the effectiveness of disclosures in the notes to financial statements by facilitating clear communication of the information required by GAAP that is most important to users of each entity’s financial statements. The amendments in this ASU modify the disclosure requirements for entities such as the Company on fair value measurements in Topic 820, Fair Value Measurement. The following disclosure requirements were removed from Topic 820: 1. The amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy 2. The policy for timing of transfers between levels 3. The valuation processes for Level 3 fair value measurements The following disclosure requirements were modified in Topic 820: 1. For investments in certain entities that calculate net asset value, an entity is required to disclose the timing of liquidation of an investee’s assets and the date when restrictions from redemption might lapse only if the investee has communicated the timing to the entity or announced the timing publicly. 2. The amendments clarify that the measurement uncertainty disclosure is to communicate information about the uncertainty in measurement as of the reporting date. The following disclosure requirements were added to Topic 820: 1. The changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 fair value measurements held at the end of the reporting period 2. The range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements. For certain unobservable inputs, an entity may disclose other quantitative information (such as the median or arithmetic average) in lieu of the weighted average if the entity determines that other quantitative information would be a more reasonable and rational method to reflect the distribution of unobservable inputs used to develop Level 3 fair value measurements. Required Date of Implementation: The amendments in this ASU are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The amendments on changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements, and the narrative description of measurement uncertainty should be applied prospectively for only the most recent interim or annual period presented in the initial fiscal year of adoption. All other amendments should be applied retrospectively to all periods presented upon their effective date. Early adoption is permitted upon issuance of this Update. An entity is permitted to early adopt any removed or modified disclosures upon issuance of this ASU and delay adoption of the additional disclosures until their effective date. Effect on Consolidated Financial Statements: The Company does not expect the new guidance will have a material impact to its consolidated statements of condition or income. ____ Standard : Compensation ( ASU 2018-14: Compensation - Retirement Benefits - Defined Benefit Plans - General [Subtopic 715 – 20]: Disclosure Framework - Changes to the Disclosure Requirements for Defined Benefit Plans) Description: The FASB is issuing the amendments in this ASU as part of the disclosure framework project. The amendments in this ASU modify the disclosure requirements for employers that sponsor defined benefit pension or other postretirement plans. The following disclosure requirements are removed from Subtopic 715-20: 1. The amounts in accumulated other comprehensive income expected to be recognized as components of net periodic benefit cost over the next fiscal year. 2. The amount and timing of plan assets expected to be returned to the employer. 3. Related party disclosures about the amount of future annual benefits covered by insurance and annuity contracts and significant transactions between the employer or related parties and the plan. 4. The effects of a one-percentage-point change in assumed health care cost trend rates on the (a) aggregate of the service and interest cost components of net periodic benefit costs and (b) benefit obligation for postretirement health care benefits. The following disclosure requirements are added to Subtopic 715-20: 1. The weighted-average interest crediting rates for cash balance plans and other plans with promised interest crediting rates. 2. An explanation of the reasons for significant gains and losses related to changes in the benefit obligation for the period. 1. The projected benefit obligation (PBO) and fair value of plan assets for plans with PBOs in excess of plan assets. 2. The accumulated benefit obligation (ABO) and fair value of plan assets for plans with ABOs in excess of plan assets. Required Date of Implementation: The amendments in this ASU are effective for fiscal years ending after December 15, 2020, for public business entities and for fiscal years ending after December 15, 2021, for all other entities. Early adoption is permitted for all entities. Effect on Consolidated Financial Statements: The Company does not expect the new guidance will have a material impact to its consolidated statements of condition or income. ____ Standard: Leases ( ASU 2019-1: Leases [Topic 842] Codification Improvements) Description: On February 25, 2016, the FASB issued Accounting Standards ASU No. 2016- 02, Leases [Topic 842], to increase transparency and comparability among organizations by recognizing lease assets and lease liabilities on the balance sheet and disclosing essential information about leasing transactions. ASU 2019-1 addresses three Issues: (1) Determining the fair value of the underlying asset by lessors that are not manufacturers or dealers; (2) Presentation on the statement of cash flows for sales-type and direct financing leases; and (3) Transition disclosures related to Topic 250, Accounting Changes and Error Corrections . The amendments in this ASU address Issue 1, described above, and reinstate the exception in Topic 842 for lessors that are not manufacturers or dealers (generally financial institutions and captive finance companies). Specifically, those lessors will use their cost, reflecting any volume or trade discounts that may apply, as the fair value of the underlying asset. However, if significant time lapses between the acquisition of the underlying asset and lease commencement, those lessors will be required to apply the definition of fair value (exit price) in Topic 820. Topic 840 does not provide guidance on how cash received from leases by lessors from sales-type and direct financing leases should be presented in the cash flow statement. The amendments in this ASU address Issue 2, described above, as to the concerns of lessors within the scope of Topic 942 about where “principal payments received under leases” should be presented. Specifically, lessors that are depository and lending institutions within the scope of Topic 942 will present all “principal payments received under leases” within investing activities in the Statement of Cash Flows. Required Date of Implementation : The amendments in this ASU amend Topic 842. The effective date of those amendments for public business entities, such as the Company, is for fiscal years beginning after December 15, 2019 and interim periods within those fiscal years. Effect on Consolidated Financial Statements: The Company does not expect that the new guidance will have a material impact to its consolidated statements of condition or income. ____ Standard : Various Codification Improvements (ASU 2019-4: Codification Improvements to Topic 326, Financial Instruments—Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments) Description: Since 2016, the FASB has issued the following Updates related to financial instruments: 1. Accounting Standards Update No. 2016-01, Financial Instruments— Overall [Subtopic 825-10]: Recognition and Measurement of Financial Assets and Financial Liabilities 2. Accounting Standards Update No. 2016-13, Financial Instruments— Credit Losses [Topic 326]: Measurement of Credit Losses on Financial Instruments; 3. Accounting Standards Update No. 2017-12, Derivatives and Hedging [Topic 815]: Targeted Improvements to Accounting for Hedging Activities. The FASB has an ongoing project on its agenda for improving the Codification or correcting its unintended application. The items addressed in that project generally are not expected to have a significant effect on current accounting practice or to create a significant administrative cost for most entities. The amendments in this ASU are similar to those items and are summarized below. For Codification Improvements specific to ASU 2016-01, the following topics were covered within ASU 2019-04: • Scope Clarifications • Held-to-Maturity Debt Securities Fair Value Disclosures • Applicability of Topic 820 to the Measurement Alternative • Remeasurement of Equity Securities at Historical Exchange Rates The amendments to Topic 326 and other Topics in this Update include items related to the amendments in Update 2016-13 discussed at the June 2018 and November 2018 Credit Losses Transition Resource Group (“TRG”) meetings. The amendments clarify or address stakeholders’ specific issues about certain aspects of the amendments in Update 2016-13 on a number of different topics, including the following: • Accrued Interest • Transfers between Classifications or Categories for Loans and Debt Securities • Recoveries • Consideration of Prepayments in Determining the Effective Interest Rate • Consideration of Estimated Costs to Sell When Foreclosure Is Probable • Vintage Disclosures— Line-of-Credit Arrangements Converted to Term Loans • Contractual Extensions and Renewals The ASU also covered a number of issues that related to hedge accounting (ASU-2017-12) including: • Partial-Term Fair Value Hedges of Interest Rate Risk • Amortization of Fair Value Hedge Basis Adjustments • Disclosure of Fair Value Hedge Basis Adjustments • Consideration of the Hedged Contractually Specified Interest Rate under the Hypothetical Derivative Method • Scoping for Not-for-Profit Entities • Hedge Accounting Provisions Applicable to Certain Private Companies and Not-for- Profit Entities • Application of a First- Payments-Received Cash Flow Hedging Technique to Overall Cash Flows on a Group of Variable Interest Payments • Transition Guidance Required Dates of Implementation : This ASU 2019-04 has various implementation dates dependent on a number of factors as it pertains to the above items. The Company has adopted ASU 2016-01. Effect on Consolidated Financial Statements: The Company does not expect that the new guidance will have a material impact to its consolidated statements of condition or income.

Earnings per Common Share

Earnings per Common Share	6 Months Ended
	Jun. 30, 2019
Earnings Per Share [Abstract]
Earnings per Common Share	Note 3: Earnings per Common Share The Company entered into a Securities Purchase Agreement with Castle Creek Capital Partners VII, L.P. on May 8, 2019. As a result of that agreement, the Company has common stock, Series B convertible perpetual preferred stock and a warrant that are all eligible to participate in dividends equal to the common stock dividends on a per share basis. Securities that participate in dividends, such as the Company’s preferred stock and warrant, are considered “participating securities.” The Company calculates net income available to common shareholders using the two-class method required for capital structures that include participating securities. In applying the two-class method for the three and six months ended June 30, 2019, basic net income per share was calculated by dividing net income (less any dividends on participating securities) by the weighted average number of shares of common stock and participating securities outstanding for the period. Diluted earnings per share may include the additional effect of other securities, if dilutive, in which case the dilutive effect of such securities is calculated by applying either the two-class method or the Treasury Stock method to the assumed exercise or vesting of potentially dilutive common shares. The method yielding the more dilutive result is ultimately reported for the applicable period. Potentially dilutive common stock equivalents primarily consist of employee stock options and restricted stock units. Unallocated common shares held by the ESOP are not included in the weighted average number of common shares outstanding for purposes of calculating earnings per common share until they are committed to be released to plan participants. Basic earnings per share for the three and six months ended June 30, 2018 were calculated by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Net income available to common shareholders is net income to Pathfinder Bancorp, Inc. less the total of preferred dividends declared, if any. Diluted earnings per share include the potential dilutive effect that could occur upon the assumed exercise of issued stock options using the Treasury Stock method. Unallocated common shares held by the ESOP are not included in the weighted average number of common shares outstanding for purposes of calculating earnings per common share until they are committed to be released to plan participants. Anti-dilutive shares are common stock equivalents with average exercise prices in excess of the weighted average market price for the period presented. Anti-dilutive stock options, not included in the computation below, were -0- for the three and six months ended June 30, 2019 and were -0- for the three and six months ended June 30, 2018. The following table sets forth the calculation of basic and diluted earnings per share. Three months ended Six months ended June 30, June 30, (In thousands, except per share data) 2019 2018 2019 2018 Net income attributable to Pathfinder Bancorp, Inc. $ 607 $ 945 $ 1,121 $ 1,949 Convertible preferred stock dividends 69 - 69 - Warrant dividends 8 - 8 - Undistributed earnings allocated to participating securities 38 - 41 - Net income available to common shareholders $ 492 $ 945 $ 1,003 $ 1,949 Basic weighted average common shares outstanding 4,443 4,157 4,344 4,138 Effect of assumed exercise of stock options and unvested restricted stock units - 99 - 108 Diluted weighted average common shares outstanding 4,443 4,256 4,344 4,246 Basic earnings per common share $ 0.11 $ 0.23 $ 0.23 $ 0.47 Diluted earnings per common share $ 0.11 $ 0.22 $ 0.23 $ 0.46

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2019
Investments Debt And Equity Securities [Abstract]
Investment Securities	Note 4: Investment Securities The amortized cost and estimated fair value of investment securities are summarized as follows: June 30, 2019 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 12,124 $ - $ (41 ) $ 12,083 State and political subdivisions 4,929 2 (3 ) 4,928 Corporate 15,282 309 (49 ) 15,542 Asset backed securities 16,985 176 (24 ) 17,137 Residential mortgage-backed - US agency 18,819 46 (74 ) 18,791 Collateralized mortgage obligations - US agency 34,607 40 (665 ) 33,982 Collateralized mortgage obligations - Private label 14,774 128 (40 ) 14,862 Total 117,520 701 (896 ) 117,325 Equity investment securities: Common stock - financial services industry 205 - - 205 Total 205 - - 205 Total available-for-sale $ 117,725 $ 701 $ (896 ) $ 117,530 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 2,993 $ - $ (4 ) $ 2,989 State and political subdivisions 6,615 85 - 6,700 Corporate 20,194 420 (40 ) 20,574 Asset backed securities 10,653 165 - 10,818 Residential mortgage-backed - US agency 17,135 577 - 17,712 Collateralized mortgage obligations - US agency 17,804 424 - 18,228 Collateralized mortgage obligations - Private label 19,930 57 (49 ) 19,938 Total held-to-maturity $ 95,324 $ 1,728 $ (93 ) $ 96,959 December 31, 2018 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 17,171 $ 18 $ (158 ) $ 17,031 State and political subdivisions 23,661 6 (602 ) 23,065 Corporate 17,389 220 (409 ) 17,200 Asset backed securities 18,243 13 (137 ) 18,119 Residential mortgage-backed - US agency 32,409 34 (777 ) 31,666 Collateralized mortgage obligations - US agency 48,101 31 (1,691 ) 46,441 Collateralized mortgage obligations - Private label 24,317 17 (398 ) 23,936 Total 181,291 339 (4,172 ) 177,458 Equity investment securities: Common stock - financial services industry 206 - - 206 Total 206 - - 206 Total available-for-sale $ 181,497 $ 339 $ (4,172 ) $ 177,664 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 3,987 $ - $ (35 ) $ 3,952 State and political subdivisions 5,089 22 (84 ) 5,027 Corporate 9,924 4 (182 ) 9,746 Asset backed securities 1,509 - (13 ) 1,496 Residential mortgage-backed - US agency 11,601 124 (47 ) 11,678 Collateralized mortgage obligations - US agency 13,972 93 (13 ) 14,052 Collateralized mortgage obligations - Private label 7,826 17 (25 ) 7,818 Total held-to-maturity $ 53,908 $ 260 $ (399 ) $ 53,769 The amortized cost and estimated fair value of debt investments at June 30, 2019 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties. Available-for-Sale Held-to-Maturity Amortized Estimated Amortized Estimated (In thousands) Cost Fair Value Cost Fair Value Due in one year or less $ 8,355 $ 8,345 $ 3,100 $ 3,105 Due after one year through five years 12,044 12,302 16,337 16,594 Due after five years through ten years 21,490 21,566 13,163 13,461 Due after ten years 7,431 7,477 7,855 7,921 Sub-total 49,320 49,690 40,455 41,081 Residential mortgage-backed - US agency 18,819 18,791 17,135 17,712 Collateralized mortgage obligations - US agency 34,607 33,982 17,804 18,228 Collateralized mortgage obligations - Private label 14,774 14,862 19,930 19,938 Totals $ 117,520 $ 117,325 $ 95,324 $ 96,959 The Company’s investment securities’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: June 30, 2019 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (Dollars in thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSE's 2 $ (32 ) $ 7,039 1 $ (9 ) $ 5,024 3 $ (41 ) $ 12,063 State and political subdivisions - - - 1 (3 ) 3,001 1 (3 ) 3,001 Corporate 1 (1 ) 758 5 (48 ) 4,000 6 (49 ) 4,758 Asset backed securities 1 (1 ) 1,267 2 (23 ) 3,134 3 (24 ) 4,401 Residential mortgage-backed - US agency - - - 9 (74 ) 9,684 9 (74 ) 9,684 Collateralized mortgage obligations - US agency 2 (1 ) 1,257 22 (664 ) 26,306 24 (665 ) 27,563 Collateralized mortgage obligations - Private label 2 (5 ) 3,505 4 (35 ) 3,605 6 (40 ) 7,110 Totals 8 $ (40 ) $ 13,826 44 $ (856 ) $ 54,754 52 $ (896 ) $ 68,580 Held-to-Maturity Portfolio US Treasury, agencies and GSE's - $ - $ - 2 $ (4 ) $ 1,996 2 $ (4 ) $ 1,996 State and political subdivisions - - - 1 - 101 1 - 101 Corporate 1 (1 ) 1,011 2 (39 ) 2,849 3 (40 ) 3,860 Residential mortgage-backed - US agency - - - 1 - 241 1 - 241 Collateralized mortgage obligations - US agency - - - - - - - - - Collateralized mortgage obligations - Private label 2 (44 ) 4,001 2 (5 ) 1,466 4 (49 ) 5,467 Totals 3 $ (45 ) $ 5,012 8 $ (48 ) $ 6,653 11 $ (93 ) $ 11,665 December 31, 2018 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (Dollars in thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSE's 1 $ (22 ) $ 977 2 $ (136 ) $ 12,017 3 $ (158 ) $ 12,994 State and political subdivisions 5 (76 ) 5,213 26 (526 ) 14,206 31 (602 ) 19,419 Corporate 10 (137 ) 8,266 4 (272 ) 3,374 14 (409 ) 11,640 Asset backed securities 7 (91 ) 10,470 2 (46 ) 3,059 9 (137 ) 13,529 Residential mortgage-backed - US agency 6 (83 ) 3,519 21 (694 ) 24,154 27 (777 ) 27,673 Collateralized mortgage obligations - US agency 3 (98 ) 2,792 28 (1,593 ) 35,765 31 (1,691 ) 38,557 Collateralized mortgage obligations - Private label 7 (275 ) 14,011 5 (123 ) 5,907 12 (398 ) 19,918 Totals 39 $ (782 ) $ 45,248 88 $ (3,390 ) $ 98,482 127 $ (4,172 ) $ 143,730 Held-to-Maturity Portfolio US Treasury, agencies and GSE's 1 $ (8 ) $ 982 3 $ (27 ) $ 2,970 4 $ (35 ) $ 3,952 State and political subdivisions - - - 6 (84 ) 2,310 6 (84 ) 2,310 Corporate 4 (41 ) 3,214 2 (141 ) 2,507 6 (182 ) 5,721 Asset backed securities 1 (13 ) 1,496 - - - 1 (13 ) 1,496 Residential mortgage-backed - US agency 3 (8 ) 1,447 2 (39 ) 1,769 5 (47 ) 3,216 Collateralized mortgage obligations - US agency 4 (13 ) 3,972 - - - 4 (13 ) 3,972 Collateralized mortgage obligations - Private label - - - 2 (25 ) 1,874 2 (25 ) 1,874 Totals 13 $ (83 ) $ 11,111 15 $ (316 ) $ 11,430 28 $ (399 ) $ 22,541 Excluding the effects of changes in the characteristics of individual debt securities that potentially give rise to other-than-temporary impairment (“OTTI”), as described below, the fair market value of a debt security as of a particular measurement date is highly dependent upon prevailing market and economic environmental factors at the measurement date relative to the prevailing market and economic environmental factors present at the time the debt security was acquired. The most significant market and environmental factors include, but are not limited to (1) the general level of interest rates, (2) the relationship between shorter-term interest rates and longer-term interest rates (referred to as the “slope” of the interest rate yield curve), (3) general bond market liquidity, (4) the recent and expected near-term volume of new issuances of similar debt securities, and (5) changes in the market values of individual loan collateral underlying mortgage-backed debt securities. Changes in interest rates affect the fair market values of debt securities by influencing the discount rate applied to the securities’ future expected cash flows. The higher the discount rate, the lower the resultant security price. Conversely, the lower the discount rate, the higher the resultant security price. In addition, the cumulative amount and timing of undiscounted cash flows of debt securities may be also affected by changes in interest rates. For any given level of movement in the general market and economic environmental factors described above, the magnitude of any particular debt security’s price changes will also depend heavily upon security-specific factors such as (1) the duration of the security, (2) imbedded optionality contractually granted to the issuer of the security with respect to principal prepayments, and (3) changes in the level of market premiums demanded by investors for securities with imbedded credit risk (where applicable). The Company conducts a formal review of investment securities on a quarterly basis for the presence of OTTI. The Company assesses whether OTTI is present when the fair value of a debt security is less than its amortized cost basis at the statement of condition date. Under these circumstances, OTTI is considered to have occurred (1) if we intend to sell the security; (2) if it is “more likely than not” we will be required to sell the security before recovery of its amortized cost basis; or (3) the present value of expected cash flows is not anticipated to be sufficient to recover the entire amortized cost basis. The guidance requires that credit-related OTTI is recognized in earnings while non-credit-related OTTI on securities not expected to be sold is recognized in other comprehensive income (“OCI”). Non-credit-related OTTI is based on other factors, including illiquidity and changes in the general interest rate environment. Presentation of OTTI is made in the consolidated statement of income on a gross basis, including both the portion recognized in earnings as well as the portion recorded in OCI. The gross OTTI would then be offset by the amount of non-credit-related OTTI, showing the net as the impact on earnings. Management does not believe any individual unrealized loss in securities within the portfolio as of June 30, 2019 represents OTTI. At June 30, 2019, the Bank had the following securities, in a loss position for 12 months or more relative to their amortized historical cost, which were deemed to have no credit impairment, thus, the disclosed unrealized losses relate directly to changes in interest rates subsequent to the acquisition of the individual securities. The Company does not intend to sell these securities, nor is it more likely than not that the Company will be required to sell these securities prior to the recovery of the amortized cost. • One state and political subdivision security, categorized as available-for-sale, with an amortized historical cost of $3.0 million and an aggregate market value of $3.0 million (unrealized aggregate loss of $3,000, or 0.10%). This security was unrated at issuance by any NRSRO but is supported with substantial credit enhancements believed to be equivalent to those that would be typical of an NRSRO credit rating that is well above the level required to be considered minimum investment grade and, therefore, no credit-related OTTI is deemed to be present. • Five corporate securities, categorized as available-for-sale, with an aggregate amortized historical cost of $4.0 million and an aggregate market value of $4.0 million (unrealized loss of $48,000, or 1.20%). These securities each maintain credit ratings established by one or more NRSRO above the minimum level required to be considered investment grade and, therefore, no credit-related OTTI is deemed to be present. • Two privately-issued asset-backed securities, categorized as available-for-sale, with an aggregate amortized historical cost of $3.1 million and an aggregate market value of $3.1 million (unrealized loss of $23,000, or 0.73%). These securities each maintain credit ratings established by one or more NRSRO above the minimum level required to be considered as investment grade and therefore, no credit-related OTTI is deemed to be present. • Two privately-issued collateralized mortgage obligation securities, categorized as available-for-sale, with an aggregate amortized historical cost of $1.3 million and an aggregate market value of $1.3 million (unrealized loss of $9,000, or 0.70%). These securities each maintain credit ratings established by one or more NRSRO above the minimum level required to be considered investment grade and, therefore, no credit-related OTTI is deemed to be present. • Two privately-issued collateralized mortgage obligation securities, categorized as available-for-sale, with an aggregate amortized historical cost of $2.3 million and an aggregate market value of $2.3 million (unrealized loss of $26,000, or 1.10%). These securities were not rated at the time of their issuance by any NRSRO but each security remains significantly collateralized through subordination. Therefore, no credit-related OTTI is deemed to be present. • One state and political subdivision security, categorized as held-to-maturity, with an aggregate amortized historical cost of $100,000 and an aggregate market value of $100,000 (unrealized aggregate loss of $1,000, or 0.02%). This security was issued by an entity local to the Company and whose financial condition is well known to the Company’s management. No credit-related OTTI is deemed to be present. • Two corporate securities, categorized as held-to-maturity, with an aggregate amortized historical cost of $2.9 million and an aggregate market value of $2.8 million (unrealized aggregate loss of $39,000, or 1.36%). These securities maintain credit ratings established by one or more NRSRO above the minimum level required to be considered investment grade and, therefore, no credit-related OTTI is deemed to be present. • One privately-issued collateralized mortgage obligation security, categorized as held-to-maturity, with an amortized historical cost of $633,000 and a market value of $632,000 (unrealized loss of $1,000, or 0.09%). The security was not rated at its issuance by any NRSRO but remains significantly collateralized through subordination and, therefore, no credit-related OTTI is deemed to be present. • One privately-issued collateralized mortgage obligation security, categorized as held-to-maturity, with an amortized historical cost of $839,000 and an aggregate market value of $834,000 (unrealized loss of $4,000, or 0.53%). This security maintains a credit rating established by one or more NRSRO above the level considered to be minimum investment grade and therefore, no credit-related OTTI is deemed to be present. All other securities with market values less than their amortized historical costs for twelve or more months are issued by United States agencies or government sponsored enterprises and consist of mortgage-backed securities, collateralized mortgage obligations and direct agency financings. These positions in US government agency and government-sponsored enterprises are deemed to have no credit impairment, thus, the disclosed unrealized losses relate directly to changes in interest rates subsequent to the acquisition of the individual securities. The Company does not intend to sell these securities, nor is it more likely than not that the Company will be required to sell these securities prior to the recovery of the amortized cost. In determining whether OTTI has occurred for equity securities, the Company considers the applicable factors described above and the length of time the equity security’s fair value has been below the carrying amount. The Company had no equity investment securities that were impaired at June 30, 2019 or December 31, 2018. Gross realized gains (losses) on sales of securities for the indicated periods are detailed below: For the three months For the six months ended June 30, ended June 30, (In thousands) 2019 2018 2019 2018 Realized gains on investments $ 179 $ 133 $ 401 $ 160 Realized losses on investments (147 ) (155 ) (290 ) (289 ) $ 32 $ (22 ) $ 111 $ (129 ) As of June 30, 2019 and December 31, 2018, securities with a fair value of $87.9 million and $69.8 million, respectively, were pledged to collateralize certain municipal deposit relationships. As of the same dates, securities with a fair value of $24.9 million and $19.5 million were pledged against the Company’s established borrowing arrangements. Management has reviewed its loan and mortgage-backed securities portfolios and determined that, to the best of its knowledge, only minimal exposure exists to sub-prime or other high-risk residential mortgages. With limited exceptions in the Company’s investment portfolio involving the most senior tranches of securitized bonds, the Company is not in the practice of investing in, or originating, these types of investments or loans.

Pension and Postretirement Bene

Pension and Postretirement Benefits	6 Months Ended
	Jun. 30, 2019
Compensation And Retirement Disclosure [Abstract]
Pension and Postretirement Benefits	Note 5: Pension and Postretirement Benefits The Company has a noncontributory defined benefit pension plan covering most employees. The plan provides defined benefits based on years of service and final average salary. On May 14, 2012, the Company informed its employees of its decision to freeze participation and benefit accruals under the plan, primarily to reduce some of the volatility in earnings that can accompany the maintenance of a defined benefit plan. The plan was frozen on June 30, 2012. Compensation earned by employees up to June 30, 2012 is used for purposes of calculating benefits under the plan but there are no future benefit accruals after this date. Participants as of June 30, 2012 will continue to earn vesting credit with respect to their frozen accrued benefits as they continue to work. In addition, the Company provides certain health and life insurance benefits for a limited number of eligible retired employees. The healthcare plan is contributory with participants’ contributions adjusted annually; the life insurance plan is noncontributory. Employees with less than 14 years of service as of January 1, 1995, are not eligible for the health and life insurance retirement benefits. The composition of net periodic pension plan and postretirement plan costs for the indicated periods is as follows: Pension Benefits Postretirement Benefits Pension Benefits Postretirement Benefits For the three months ended June 30, For the six months ended June 30, (In thousands) 2019 2018 2019 2018 2019 2018 2019 2018 Service cost $ - $ - $ - $ - $ - $ - $ - $ - Interest cost 123 118 5 6 247 236 11 11 Expected return on plan assets (233 ) (259 ) - - (467 ) (518 ) - - Amortization of prior service credits - - (1 ) (1 ) - - (2 ) (2 ) Amortization of net losses 82 41 3 3 164 82 6 6 Net periodic benefit plan (benefit) cost $ (28 ) $ (100 ) $ 7 $ 8 $ (56 ) $ (200 ) $ 15 $ 15 The Company will evaluate the need for further contributions to the defined benefit pension plan during 2019. The prepaid pension asset is recorded in other assets on the statement of condition as of June 30, 2019 and December 31, 2018.

Loans

Loans	6 Months Ended
	Jun. 30, 2019
Receivables [Abstract]
Loans	Note 6: Loans Major classifications of loans at the indicated dates are as follows: June 30, December 31, (In thousands) 2019 2018 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 239,422 $ 232,523 Construction 3,966 7,121 Total residential mortgage loans 243,388 239,644 Commercial loans: Real estate 225,794 212,314 Lines of credit 56,569 44,235 Other commercial and industrial 79,590 63,359 Tax exempt loans 8,803 9,320 Total commercial loans 370,756 329,228 Consumer loans: Home equity and junior liens 26,214 26,109 Other consumer 52,508 25,424 Total consumer loans 78,722 51,533 Total loans 692,866 620,405 Net deferred loan fees (43 ) (135 ) Less allowance for loan losses (7,825 ) (7,306 ) Loans receivable, net $ 684,998 $ 612,964 Although the Bank may occasionally purchase or fund loan participation interests outside of its primary market areas, the Bank generally originates residential mortgage, commercial, and consumer loans largely to customers throughout Oswego and Onondaga counties. Although the Bank has a diversified loan portfolio, a substantial portion of its borrowers’ abilities to honor their loan contracts is dependent upon the counties’ employment and economic conditions. The Bank acquired $15.6 million, $10.2 million, and $24.6 million of loans originated by an unrelated financial institution, located outside of the Bank’s market area, in January 2017, April 2017, and March 2019, respectively. The acquired loan pools represented a 90% participating interest in a total of 2,283 loans secured by liens on automobiles with maturities ranging primarily from two to six years. These loans will be serviced through their respective maturities by the originating financial institution. At June 30, 2019 and December 31, 2018, there were 1,817 loans outstanding with a remaining outstanding carrying value of $32.8 million and 909 loans outstanding with a remaining outstanding carrying value of $13.3 million, respectively. Since the acquisition of these loan pools, a total of 23 loans had cumulative net charge-offs totaling $165,000 with $45,000 in net charge-offs for the six months ended June 30, 2019. The Bank acquired a $5.0 million pool of consumer loans and a $5.0 million pool of commercial and industrial loans, originated by an unrelated financial institution, located outside of the Bank’s market area in June 2019. The acquired loan pools represent a 100% interest in a total of 86 unsecured consumer loans and a total of 35 commercial and industrial loans. These loans have maturities ranging primarily from four to ten years. No charge-offs have occurred since the acquisition of these loan pools. As of June 30, 2019 and December 31, 2018, residential mortgage loans with a carrying value of $136.6 million and $154.9 million, respectively, have been pledged by the Company to the Federal Home Loan Bank of New York (“FHLBNY”) under a blanket collateral agreement to secure the Company’s line of credit and term borrowings. Loan Origination / Risk Management The Company’s lending policies and procedures are presented in Note 5 to the audited consolidated financial statements included in the 2018 Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 27, 2019 and have not changed. As part of the execution of the Company’s overall balance sheet management strategies, the Bank will acquire participating interests in loans originated by unrelated third parties on a sporadic basis. The purchase of participations in loans that are originated by third parties only occurs after the completion of thorough pre-acquisition due diligence. Loans in which the Company acquires a participating interest are determined to meet, in all material respects, the Company’s internal underwriting policies, including credit and collateral suitability thresholds, prior to acquisition. In addition, the financial condition of the originating financial institutions, which are generally retained as the ongoing loan servicing provider for participations acquired by the Bank, are analyzed prior to the acquisition of the participating interests and monitored on a regular basis thereafter for the life of those interests. To develop and document a systematic methodology for determining the allowance for loan losses, the Company has divided the loan portfolio into three portfolio segments, each with different risk characteristics but with similar methodologies for assessing risk. Each portfolio segment is broken down into loan classes where appropriate. Loan classes contain unique measurement attributes, risk characteristics, and methods for monitoring and assessing risk that are necessary to develop the allowance for loan losses. Unique characteristics such as borrower type, loan type, collateral type, and risk characteristics define each class. The following table illustrates the portfolio segments and classes for the Company’s loan portfolio: Portfolio Segment Class Residential Mortgage Loans 1-4 family first-lien residential mortgages Construction Commercial Loans Real estate Lines of credit Other commercial and industrial Tax exempt loans Consumer Loans Home equity and junior liens Other consumer The following tables present the classes of the loan portfolio, not including net deferred loan costs, summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system as of the dates indicated: As of June 30, 2019 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 235,879 $ 986 $ 1,318 $ 1,239 $ 239,422 Construction 3,966 - - - 3,966 Total residential mortgage loans 239,845 986 1,318 1,239 243,388 Commercial loans: Real estate 214,631 7,994 2,864 305 225,794 Lines of credit 54,813 1,349 407 - 56,569 Other commercial and industrial 74,655 3,815 1,065 55 79,590 Tax exempt loans 8,803 - - - 8,803 Total commercial loans 352,902 13,158 4,336 360 370,756 Consumer loans: Home equity and junior liens 25,557 111 434 112 26,214 Other consumer 52,217 142 149 - 52,508 Total consumer loans 77,774 253 583 112 78,722 Total loans $ 670,521 $ 14,397 $ 6,237 $ 1,711 $ 692,866 As of December 31, 2018 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 228,563 $ 999 $ 1,190 $ 1,771 $ 232,523 Construction 7,121 - - - 7,121 Total residential mortgage loans 235,684 999 1,190 1,771 239,644 Commercial loans: Real estate 201,997 8,299 1,947 71 212,314 Lines of credit 42,489 1,491 233 22 44,235 Other commercial and industrial 59,344 3,268 612 135 63,359 Tax exempt loans 9,320 - - - 9,320 Total commercial loans 313,150 13,058 2,792 228 329,228 Consumer loans: Home equity and junior liens 25,706 144 173 86 26,109 Other consumer 25,294 95 35 - 25,424 Total consumer loans 51,000 239 208 86 51,533 Total loans $ 599,834 $ 14,296 $ 4,190 $ 2,085 $ 620,405 Management has reviewed its loan portfolio and determined that, to the best of its knowledge, no material exposure exists to sub-prime or other high-risk residential mortgages. The Company is not in the practice of originating these types of loans. Nonaccrual and Past Due Loans Loans are placed on nonaccrual when the contractual payment of principal and interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan may be currently performing. Loans are considered past due if the required principal and interest payments have not been received within thirty days of the payment due date. An age analysis of past due loans, not including net deferred loan costs, segregated by portfolio segment and class of loans, as of June 30, 2019 and December 31, 2018, are detailed in the following tables: As of June 30, 2019 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 904 $ 274 $ 918 $ 2,096 $ 237,326 $ 239,422 Construction - - - - 3,966 3,966 Total residential mortgage loans 904 274 918 2,096 241,292 243,388 Commercial loans: Real estate 3,148 484 2,050 5,682 220,112 225,794 Lines of credit 2,761 555 23 3,339 53,230 56,569 Other commercial and industrial 3,926 914 307 5,147 74,443 79,590 Tax exempt loans - - - - 8,803 8,803 Total commercial loans 9,835 1,953 2,380 14,168 356,588 370,756 Consumer loans: Home equity and junior liens 76 26 237 339 25,875 26,214 Other consumer 237 34 130 401 52,107 52,508 Total consumer loans 313 60 367 740 77,982 78,722 Total loans $ 11,052 $ 2,287 $ 3,665 $ 17,004 $ 675,862 $ 692,866 As of December 31, 2018 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,507 $ 505 $ 1,176 $ 3,188 $ 229,335 $ 232,523 Construction - - - - 7,121 7,121 Total residential mortgage loans 1,507 505 1,176 3,188 236,456 239,644 Commercial loans: Real estate 4,261 364 323 4,948 207,366 212,314 Lines of credit 1,033 111 22 1,166 43,069 44,235 Other commercial and industrial 814 44 387 1,245 62,114 63,359 Tax exempt loans - - - - 9,320 9,320 Total commercial loans 6,108 519 732 7,359 321,869 329,228 Consumer loans: Home equity and junior liens 247 6 35 288 25,821 26,109 Other consumer 226 65 107 398 25,026 25,424 Total consumer loans 473 71 142 686 50,847 51,533 Total loans $ 8,088 $ 1,095 $ 2,050 $ 11,233 $ 609,172 $ 620,405 Nonaccrual loans, segregated by class of loan, were as follows: June 30, December 31, (In thousands) 2019 2018 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 918 $ 1,176 918 1,176 Commercial loans: Real estate 2,135 415 Lines of credit 28 28 Other commercial and industrial 307 387 2,470 830 Consumer loans: Home equity and junior liens 237 35 Other consumer 130 107 367 142 Total nonaccrual loans $ 3,755 $ 2,148 The Company is required to disclose certain activities related to Troubled Debt Restructurings (“TDR”) in accordance with accounting guidance. Certain loans have been modified in a TDR where economic concessions have been granted to a borrower who is experiencing, or expected to experience, financial difficulties. These economic concessions could include a reduction in the loan interest rate, extension of payment terms, reduction of principal amortization, or other actions that it would not otherwise consider for a new loan with similar risk characteristics. The Company is required to disclose new TDRs for each reporting period for which an income statement is being presented. The pre-modification outstanding recorded investment is the principal loan balance less the provision for loan losses before the loan was modified as a TDR. The post-modification outstanding recorded investment is the principal balance less the provision for loan losses after the loan was modified as a TDR. Additional provision for loan losses is the change in the allowance for loan losses between the pre-modification outstanding recorded investment and post-modification outstanding recorded investment. The table below details one loan that was modified as a TDR for the three months ended June 30, 2019. For the three months ended June 30, 2019 (In thousands) Number of loans Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Additional provision for loan losses Residential real estate loans 1 $ 205 $ 250 $ - The TDR evaluated for impairment for the three months ended June 30, 2019 has been classified as a TDR due to economic concessions granted, which consisted of additional funds advanced without associated increases in collateral and an extended maturity date that will result in a delay in payment from the original contractual maturity. The table below details one loan that was modified as a TDR for the six months ended June 30, 2019. For the six months ended June 30, 2019 (In thousands) Number of loans Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Additional provision for loan losses Residential real estate loans 1 $ 205 $ 250 $ - The TDR evaluated for impairment for the six months ended June 30, 2019 has been classified as a TDR due to economic concessions granted, which consisted of additional funds advanced without associated increases in collateral and an extended maturity date that will result in a delay in payment from the original contractual maturity. The Company had no loans that were modified as TDRs for the three months ended June 30, 2018. The table below details one loan that was modified as a TDR for the six months ended June 30, 2018. For the six months ended June 30, 2018 (In thousands) Number of loans Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Additional provision for loan losses Other commercial and industrial loans 1 $ 300 $ 300 $ - The TDR evaluated for impairment for the six months ended June 30, 2018, has been classified as a TDR due to economic concessions granted, which included an extended maturity date that will result in a delay in payment from the original contractual maturity. The Company is required to disclose loans that have been modified as TDRs within the previous 12 months in which there was payment default after the restructuring. The Company defines payment default as any loans 90 days past due on contractual payments. The Company had no loans that were modified as TDRs during the twelve months prior to June 30, 2019, which had subsequently defaulted during the six months ended June 30, 2019. The Company had no loans that were modified as TDRs during the twelve months prior to June 30, 2018, which had subsequently defaulted during the six months ended June 30, 2018. When the Company modifies a loan within a portfolio segment that is individually evaluated for impairment, a potential impairment is analyzed either based on the present value of the expected future cash flows discounted at the interest rate of the original loan terms or the fair value of the collateral less costs to sell. If it is determined that the value of the loan is less than its recorded investment, then impairment is recognized as a component of the provision for loan losses, an associated increase to the allowance for loan losses or as a charge-off to the allowance for loan losses in the current period. Impaired Loans The following table summarizes impaired loan information by portfolio class at the indicated dates: June 30, 2019 December 31, 2018 Unpaid Unpaid Recorded Principal Related Recorded Principal Related (In thousands) Investment Balance Allowance Investment Balance Allowance With no related allowance recorded: 1-4 family first-lien residential mortgages $ 1,033 $ 1,033 $ - $ 1,221 $ 1,226 $ - Commercial real estate 3,103 3,168 - 2,387 2,448 - Commercial lines of credit 165 165 - 228 228 - Other commercial and industrial 602 610 - 451 452 - Home equity and junior liens 79 79 - - - - Other consumer 57 57 - - - - With an allowance recorded: 1-4 family first-lien residential mortgages 600 600 104 606 606 108 Commercial real estate 1,358 1,358 108 486 486 100 Commercial lines of credit 205 205 204 28 28 28 Other commercial and industrial 544 544 287 373 373 255 Home equity and junior liens 168 168 136 207 207 140 Other consumer 40 40 6 - - - Total: 1-4 family first-lien residential mortgages 1,633 1,633 104 1,827 1,832 108 Commercial real estate 4,461 4,526 108 2,873 2,934 100 Commercial lines of credit 370 370 204 256 256 28 Other commercial and industrial 1,146 1,154 287 824 825 255 Home equity and junior liens 247 247 136 207 207 140 Other consumer 97 97 6 - - - Totals $ 7,954 $ 8,027 $ 845 $ 5,987 $ 6,054 $ 631 The following table presents the average recorded investment in impaired loans for the periods indicated: For the three months ended For the six months ended June 30, June 30, (In thousands) 2019 2018 2019 2018 1-4 family first-lien residential mortgages $ 1,528 $ 1,846 $ 1,627 $ 1,850 Commercial real estate 3,662 4,971 3,399 5,147 Commercial lines of credit 344 376 314 433 Other commercial and industrial 1,100 1,050 1,008 1,049 Home equity and junior liens 227 208 220 235 Other consumer 99 - 66 - Total $ 6,960 $ 8,451 $ 6,634 $ 8,714 The following table presents the cash basis interest income recognized on impaired loans for the periods indicated: For the three months ended For the six months ended June 30, June 30, (In thousands) 2019 2018 2019 2018 1-4 family first-lien residential mortgages $ 23 $ 14 $ 35 $ 32 Commercial real estate 57 18 85 66 Commercial lines of credit 14 10 18 21 Other commercial and industrial 24 13 38 19 Home equity and junior liens 3 3 6 6 Other consumer 3 - 3 - Total $ 124 $ 58 $ 185 $ 144

Allowance for Loan Losses

Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2019
Allowance For Loan Losses [Abstract]
Allowance for Loan Losses	Note 7: Allowance for Loan Losses Summarized in the tables below are changes in the allowance for loan losses for the indicated periods and information pertaining to the allocation of the allowance for loan losses, balances of the allowance for loan losses, loans receivable based on individual, and collective impairment evaluation by loan portfolio class. An allocation of a portion of the allowance to a given portfolio class does not limit the Company’s ability to absorb losses in another portfolio class. For the three months ended June 30, 2019 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 722 $ - $ 3,370 $ 802 $ 1,560 Charge-offs (11 ) - - (24 ) (1 ) Recoveries 1 - - - - Provisions 12 - 82 367 143 Ending balance $ 724 $ - $ 3,452 $ 1,145 $ 1,702 Ending balance: related to loans individually evaluated for impairment 104 - 108 204 287 Ending balance: related to loans collectively evaluated for impairment $ 620 $ - $ 3,344 $ 941 $ 1,415 Loans receivables: Ending balance $ 239,422 $ 3,966 $ 225,794 $ 56,569 $ 79,590 Ending balance: individually evaluated for impairment 1,633 - 4,461 370 1,146 Ending balance: collectively evaluated for impairment $ 237,789 $ 3,966 $ 221,333 $ 56,199 $ 78,444 Home Other Tax exempt and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 430 $ 399 $ - $ 7,284 Charge-offs - - (40 ) - (76 ) Recoveries - - 6 - 7 Provisions (credits) - (44 ) 50 - 610 Ending balance $ 1 $ 386 $ 415 $ - $ 7,825 Ending balance: related to loans individually evaluated for impairment - 136 6 - 845 Ending balance: related to loans collectively evaluated for impairment $ 1 $ 250 $ 409 $ - $ 6,980 Loans receivables: Ending balance $ 8,803 $ 26,214 $ 52,508 $ 692,866 Ending balance: individually evaluated for impairment - 247 97 7,954 Ending balance: collectively evaluated for impairment $ 8,803 $ 25,967 $ 52,411 $ 684,912 For the six months ended June 30, 2019 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 766 $ - $ 3,578 $ 730 $ 1,285 Charge-offs (11 ) - - (131 ) (2 ) Recoveries 1 - - - - Provisions (credits) (32 ) - (126 ) 546 419 Ending balance $ 724 $ - $ 3,452 $ 1,145 $ 1,702 Home equity Other Tax exempt and junior liens consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 409 $ 385 $ 152 $ 7,306 Charge-offs - - (107 ) - (251 ) Recoveries - - 15 - 16 Provisions (credits) - (23 ) 122 (152 ) 754 Ending balance $ 1 $ 386 $ 415 $ - $ 7,825 For the three months ended June 30, 2018 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 751 $ - $ 3,895 $ 719 $ 1,309 Charge-offs (74 ) - - (50 ) (48 ) Recoveries - - - 66 - Provisions (credits) 45 - 246 (4 ) 10 Ending balance $ 722 $ - $ 4,141 $ 731 $ 1,271 Ending balance: related to loans individually evaluated for impairment 111 - 596 47 276 Ending balance: related to loans collectively evaluated for impairment $ 611 $ - $ 3,545 $ 684 $ 995 Loans receivables: Ending balance $ 225,864 $ 3,288 $ 206,960 $ 49,314 $ 58,742 Ending balance: individually evaluated for impairment 1,844 - 4,530 209 1,038 Ending balance: collectively evaluated for impairment $ 224,020 $ 3,288 $ 202,430 $ 49,105 $ 57,704 Home equity Other Tax exempt and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 507 $ 260 $ 9 $ 7,451 Charge-offs - - (48 ) - (220 ) Recoveries - 1 10 - 77 Provisions (credits) - (74 ) 69 5 297 Ending balance $ 1 $ 434 $ 291 $ 14 $ 7,605 Ending balance: related to loans individually evaluated for impairment - 141 - - 1,171 Ending balance: related to loans collectively evaluated for impairment $ 1 $ 293 $ 291 $ 14 $ 6,434 Loans receivables: Ending balance $ 9,860 $ 26,262 $ 27,037 $ 607,327 Ending balance: individually evaluated for impairment - 207 - 7,828 Ending balance: collectively evaluated for impairment $ 9,860 $ 26,055 $ 27,037 $ 599,499 For the six months ended June 30, 2018 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 865 $ - $ 3,589 $ 735 $ 1,214 Charge-offs (192 ) - - (50 ) (171 ) Recoveries 20 - - 66 - Provisions (credits) 29 - 552 (20 ) 228 Ending balance $ 722 $ - $ 4,141 $ 731 $ 1,271 Home equity Other Tax exempt and junior liens consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 514 $ 208 $ - $ 7,126 Charge-offs - (17 ) (111 ) - (541 ) Recoveries - 1 23 - 110 Provisions (credits) - (64 ) 171 14 910 Ending balance $ 1 $ 434 $ 291 $ 14 $ 7,605 The Company’s methodology for determining its allowance for loan losses includes an analysis of qualitative factors that are added to the historical loss rates in arriving at the total allowance for loan losses needed for this general pool of loans. The qualitative factors include: • Changes in national and local economic trends; • The rate of growth in the portfolio; • Trends of delinquencies and nonaccrual balances; • Changes in loan policy; and • Changes in lending management experience and related staffing. Each factor is assigned a value to reflect improving, stable or declining conditions based on management’s best judgment using relevant information available at the time of the evaluation. These qualitative factors, applied to each product class, make the evaluation inherently subjective, as it requires material estimates that may be susceptible to significant revision as more information becomes available. Adjustments to the factors are supported through documentation of changes in conditions in a narrative accompanying the allowance for loan losses analysis and calculation. The allocation of the allowance for loan losses summarized on the basis of the Company’s calculation methodology was as follows: June 30, 2019 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 104 $ - $ 108 $ 204 $ 287 Historical loss rate 64 - 89 35 28 Qualitative factors 556 - 3,255 906 1,387 Total $ 724 $ - $ 3,452 $ 1,145 $ 1,702 Home equity Other Tax exempt and junior liens consumer Unallocated Total Specifically reserved $ - $ 136 $ 6 $ - $ 845 Historical loss rate - 1 144 - 361 Qualitative factors 1 249 265 - 6,619 Total $ 1 $ 386 $ 415 $ - $ 7,825 June 30, 2018 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 111 $ - $ 596 $ 47 $ 276 Historical loss rate 111 - 86 24 17 Qualitative factors 500 - 3,459 660 978 Total $ 722 $ - $ 4,141 $ 731 $ 1,271 Home equity Other Tax exempt and junior liens consumer Unallocated Total Specifically reserved $ - $ 141 $ - $ - $ 1,171 Historical loss rate - 24 112 - 374 Qualitative factors 1 269 179 - 6,046 Other - - - 14 14 Total $ 1 $ 434 $ 291 $ 14 $ 7,605

Foreclosed Real Estate

Foreclosed Real Estate	6 Months Ended
	Jun. 30, 2019
Real Estate Owned Disclosure Of Detailed Components [Abstract]
Foreclosed Real Estate	Note 8: Foreclosed Real Estate The Company is required to disclose the carrying amount of foreclosed residential real estate properties held as a result of obtaining physical possession of the property at each reporting period. (Dollars in thousands) Number of properties June 30, 2019 Number of properties December 31, 2018 Foreclosed residential real estate 2 $ 84 2 $ 73 At June 30, 2019 and December 31, 2018, the Company reported $525,000 and $951,000, respectively, in residential real estate loans in the process of foreclosure.

Guarantees

Guarantees	6 Months Ended
	Jun. 30, 2019
Commitments And Contingencies Disclosure [Abstract]
Guarantees	Note 9: Guarantees The Company does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit. Generally, all letters of credit, when issued have expiration dates within one year. The credit risks involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers. The Company generally holds collateral and/or personal guarantees supporting these commitments. The Company had $2.2 million of standby letters of credit as of June 30, 2019. Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees. The fair value of standby letters of credit was not significant to the Company’s consolidated financial statements.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2019
Fair Value Disclosures [Abstract]
Fair Value Measurements	Note 10: Fair Value Measurements Accounting guidance related to fair value measurements and disclosures specifies a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions. These two types of inputs have created the following fair value hierarchy: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Quoted prices for similar assets and liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; and model-derived valuations in which all significant inputs and significant value drivers are observable in active markets. Level 3 – Model-derived valuations in which one or more significant inputs or significant value drivers are unobservable. An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. In determining fair value, the Company utilizes valuation techniques that maximize the use of observable inputs, minimize the use of unobservable inputs, to the extent possible, and considers counterparty credit risk in its assessment of fair value. The Company used the following methods and significant assumptions to estimate fair value: Investment securities: The fair values of available-for-sale and marketable equity securities are obtained from an independent third party and are based on quoted prices on nationally recognized securities exchanges where available (Level 1). If quoted prices are not available, fair values are measured by utilizing matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2). Management made no adjustment to the fair value quotes that were received from the independent third party pricing service. The Company holds two corporate investment securities with an aggregate amortized historical cost of $4.8 million and an aggregate fair market value of $5.0 million as of June 30, 2019. These securities have valuations that are determined using published net asset values (NAV) derived by analyses of the securities’ underlying assets. These securities are comprised primarily of broadly-diversified real estate and adjustable-rate senior secured business loans and are traded in secondary markets on an infrequent basis. While these securities are redeemable at least annually through tender offers made by their respective issuers, the liquidation value of the securities may be below their stated NAVs and also subject to restrictions as to the amount of securities that can be redeemed at any single scheduled redemption. The Company anticipates that these securities will be redeemed by their respective issuers on indeterminate future dates as a consequence of the ultimate liquidation strategies employed by the management of these investments. Interest rate swap derivative: The fair value of the interest rate swap derivative is calculated based on a discounted cash flow model. All future floating cash flows are projected and both floating and fixed cash flows are discounted to the valuation date. The curve utilized for discounting and projecting is built by obtaining publicly available third party market quotes for various swap maturity terms. Impaired loans: Impaired loans are those loans in which the Company has measured impairment based on the fair value of the loan’s collateral or the discounted value of expected future cash flows. Fair value is generally determined based upon market value evaluations by third parties of the properties and/or estimates by management of working capital collateral or discounted cash flows based upon expected proceeds. These appraisals may include up to three approaches to value: the sales comparison approach, the income approach (for income-producing property), and the cost approach. Management modifies the appraised values, if needed, to take into account recent developments in the market or other factors, such as, changes in absorption rates or market conditions from the time of valuation and anticipated sales values considering management’s plans for disposition. Such modifications to the appraised values could result in lower valuations of such collateral. Estimated costs to sell are based on current amounts of disposal costs for similar assets. These measurements are classified as Level 3 within the valuation hierarchy. Impaired loans are subject to nonrecurring fair value adjustment upon initial recognition or subsequent impairment. A portion of the allowance for loan losses is allocated to impaired loans if the value of such loans is deemed to be less than the unpaid balance. Foreclosed real estate: Fair values for foreclosed real estate are initially recorded based on market value evaluations by third parties, less costs to sell (“initial cost basis”). Any write-downs required when the related loan receivable is exchanged for the underlying real estate collateral at the time of transfer to foreclosed real estate are charged to the allowance for loan losses. Values are derived from appraisals, similar to impaired loans, of underlying collateral or discounted cash flow analysis. Subsequent to foreclosure, valuations are updated periodically and assets are marked to current fair value, not to exceed the initial cost basis. In the determination of fair value subsequent to foreclosure, management also considers other factors or recent developments, such as, changes in absorption rates and market conditions from the time of valuation and anticipated sales values considering management’s plans for disposition. Either change could result in adjustment to lower the property value estimates indicated in the appraisals. These measurements are classified as Level 3 within the fair value hierarchy. The following tables summarize assets measured at fair value on a recurring basis as of the indicated dates, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value: June 30, 2019 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 12,083 $ - $ 12,083 State and political subdivisions - 4,928 - 4,928 Corporate - 10,502 - 10,502 Asset backed securities - 17,137 - 17,137 Residential mortgage-backed - US agency - 18,791 - 18,791 Collateralized mortgage obligations - US agency - 33,982 - 33,982 Collateralized mortgage obligations - Private label - 14,862 - 14,862 Total 112,285 112,285 Corporate measured at NAV - - - 5,040 Total available-for-sale securities $ - $ 112,285 $ - $ 117,325 Marketable equity securities $ - $ 510 $ - $ 510 Interest rate swap derivative $ - $ (110 ) $ - $ (110 ) December 31, 2018 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 17,031 $ - $ 17,031 State and political subdivisions - 23,065 - 23,065 Corporate - 12,141 - 12,141 Asset backed securities - 18,119 - 18,119 Residential mortgage-backed - US agency - 31,666 - 31,666 Collateralized mortgage obligations - US agency - 46,441 - 46,441 Collateralized mortgage obligations - Private label - 23,936 - 23,936 Total 172,399 172,399 Corporate measured at NAV - - - 5,059 Total available-for-sale securities $ - $ 172,399 $ - $ 177,458 Marketable equity securities $ - $ 453 $ - $ 453 Pathfinder Bank had the following assets measured at fair value on a nonrecurring basis as of June 30, 2019 and December 31, 2018: June 30, 2019 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 3,136 $ 3,136 Foreclosed real estate $ - $ - $ 84 $ 84 December 31, 2018 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 1,098 $ 1,098 Foreclosed real estate $ - $ - $ 1,173 $ 1,173 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs were used to determine fair value at the indicated dates. Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At June 30, 2019 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 30% (10%) (Sales Approach) Costs to Sell 7% - 13% (11%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%) Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At December 31, 2018 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 15% (6%) (Sales Approach) Costs to Sell 5% - 13% (11%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%) There have been no transfers of assets into or out of any fair value measurement during the three and six months ended June 30, 2019. Required disclosures include fair value information of financial instruments, whether or not recognized in the consolidated statement of condition, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. The Company has various processes and controls in place to ensure that fair value is reasonably estimated. The Company performs due diligence procedures over third-party pricing service providers in order to support their use in the valuation process. While the Company believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective period-ends, and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period-end. FASB ASC Topic 820 for Fair Value Measurements and Disclosures, the financial assets and liabilities were valued at a price that represents the Company’s exit price or the price at which these instruments would be sold or transferred. The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful. The Company, in estimating its fair value disclosures for financial instruments, used the following methods and assumptions: Cash and cash equivalents – The carrying amounts of these assets approximate their fair value and are classified as Level 1. Investment securities – The fair values of available-for-sale, held-to-maturity and marketable equity securities are obtained from an independent third party and are based on quoted prices on nationally recognized exchange where available (Level 1). If quoted prices are not available, fair values are measured by utilizing matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities, but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2). Management made no adjustment to the fair value quotes that were received from the independent third party pricing service. Level 3 securities are assets whose fair value cannot be determined by using observable measures, such as market prices or pricing models. Level 3 assets are typically very illiquid, and fair values can only be calculated using estimates or risk-adjusted value ranges. Management applies known factors, such as currently applicable discount rates, to the valuation of those investments in order to determine fair value at the reporting date. The Company holds two corporate investment securities with an aggregate amortized historical cost of $4.8 million and an aggregate fair market value of $5.0 million as of June 30, 2019. These securities have valuations that are determined using published NAV derived by analyses of the securities’ underlying assets. These securities are comprised primarily of broadly-diversified real estate and adjustable-rate senior secured business loans and are traded in secondary markets on an infrequent basis. While these securities are redeemable at least annually through tender offers made by their respective issuers, the liquidation value of the securities may be below their stated NAVs and also subject to restrictions as to the amount of securities that can be redeemed at any single scheduled redemption. The Company anticipates that these securities will be redeemed by their respective issuers on indeterminate future dates as a consequence of the ultimate liquidation strategies employed by the management of these investments. Federal Home Loan Bank stock – The carrying amount of these assets approximates their fair value and are classified as Level 2. Net loans – For variable-rate loans that re-price frequently, fair value is based on carrying amounts. The fair value of other loans (for example, fixed-rate commercial real estate loans, mortgage loans, and commercial and industrial loans) is estimated using discounted cash flow analysis, based on interest rates currently being offered in the market for loans with similar terms to borrowers of similar credit quality. Loan value estimates include judgments based on expected prepayment rates. The measurement of the fair value of loans, including impaired loans, is classified within Level 3 of the fair value hierarchy. Accrued interest receivable and payable – The carrying amount of these assets approximates their fair value and are classified as Level 1. Deposits – The fair values disclosed for demand deposits (e.g., interest-bearing and noninterest-bearing checking, passbook savings and certain types of money management accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts) and are classified within Level 1 of the fair value hierarchy. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates of deposits to a schedule of aggregated expected monthly maturities on time deposits. Measurements of the fair value of time deposits are classified within Level 2 of the fair value hierarchy. Borrowings – Fixed/variable term “bullet” structures are valued using a replacement cost of funds approach. These borrowings are discounted to the FHLBNY advance curve. Option structured borrowings’ fair values are determined by the FHLB for borrowings that include a call or conversion option. If market pricing is not available from this source, current market indications from the FHLBNY are obtained and the borrowings are discounted to the FHLBNY advance curve less an appropriate spread to adjust for the option. These measurements are classified as Level 2 within the fair value hierarchy. Subordinated loans – The Company secures quotes from its pricing service based on a discounted cash flow methodology or utilizes observations of recent highly-similar transactions which result in a Level 2 classification. Interest rate swap derivative – The fair value of the interest rate swap derivative is obtained from a third party pricing agent and is calculated based on a discounted cash flow model. All future floating cash flows are projected and both floating and fixed cash flows are discounted to the valuation date. The curve utilized for discounting and projecting is built by obtaining publicly available third party market quotes for various swap maturity terms, and therefore is classified within Level 2 of the fair value hierarchy. The carrying amounts and fair values of the Company’s financial instruments as of the indicated dates are presented in the following table: June 30, 2019 December 31, 2018 Fair Value Carrying Estimated Carrying Estimated (In thousands) Hierarchy Amounts Fair Values Amounts Fair Values Financial assets: Cash and cash equivalents 1 $ 50,342 $ 50,342 $ 26,316 $ 26,316 Investment securities - available-for-sale 2 112,285 112,285 172,399 172,399 Investment securities - available-for-sale NAV 5,040 5,040 5,059 5,059 Investment securities - marketable equity 2 510 510 453 453 Investment securities - held-to-maturity 2 95,324 96,959 53,908 53,769 Federal Home Loan Bank stock 2 4,443 4,443 5,937 5,937 Net loans 3 684,998 681,739 612,964 601,789 Accrued interest receivable 1 3,339 3,339 3,068 3,068 Financial liabilities: Demand Deposits, Savings, NOW and MMDA 1 $ 436,047 $ 436,047 $ 450,267 $ 450,267 Time Deposits 2 372,590 373,694 276,793 275,727 Borrowings 2 89,434 89,924 118,534 118,379 Subordinated loans 2 15,111 14,855 15,094 14,485 Accrued interest payable 1 446 446 304 304 Interest rate swap derivative 2 110 110 - -

Interest Rate Derivatives

Interest Rate Derivatives	6 Months Ended
	Jun. 30, 2019
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Interest Rate Derivatives	Note 11: Interest Rate Derivatives The Company is exposed to certain risks from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through the management of its core business activities. As part of the Company’s overall risk management processes, the Company manages its economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of certain balance sheet assets and liabilities. In the normal course of business, the Company also uses derivative financial instruments as an additional risk management tool. Financial derivatives are recorded at fair value as other assets. The accounting for changes in the fair value of a derivative depends on whether it has been designated and qualifies as part of a hedging relationship. There are two primary types of interest rate derivatives that may be employed by the Company: • Fair Value Hedge - As a result of interest rate fluctuations, fixed-rate assets and liabilities will appreciate or depreciate in fair value. When effectively hedged, this appreciation or depreciation will generally be offset by fluctuations in the fair value of derivative instruments that are linked to the hedged assets and liabilities. This strategy is referred to as a fair value hedge. For a fair value hedge, changes in the fair value of the derivative instrument and changes in the fair value of the hedged asset or liability are recognized currently in earnings. • Cash Flow Hedge - Cash flows related to floating rate assets and liabilities will fluctuate with changes in the underlying rate index. When effectively hedged, the increases or decreases in cash flows related to the floating-rate asset or liability will generally be offset by changes in cash flows of the derivative instrumnets designated as a hedge. This strategy is referred to as a cash flow hedge. For a cash flow hedge, changes in the fair value of the derivative instrument, to the extent that it is effective, are recorded in other comprehensive income and subsequently reclassified to earnings as the hedged transaction impacts net income. Any ineffective portion of a cash flow hedge is recognized currently in earnings. Among the array of interest rate derivative transactions potentially available to the Company are interest rate swaps. The Company uses interest rate swaps as part of its interest rate risk management strategy. Interest rate swaps, designated as fair value hedges, involve the receipt of variable amounts from a counterparty in exchange for the Company making fixed payments over the life of the agreements without the exchange of the underlying notional amount. The gain or loss on the derivative as well as the offsetting gain of loss on the hedged item attributable to the hedged risk are recognized in earnings. The Company entered into a pay-fixed/receive variable interest rate swap with a notional amount of $9.2 million in April 2019, which was designated as a fair value hedge associated with specific pools within the Company’s fixed-rate consumer loan portfolio. As of June 30, 2019, the following amounts were recorded on the balance sheet related to the cumulative basis adjustments for fair value hedges: (In thousands) Carrying Amount of the Hedged Assets at June 30, 2019 Cumulative Amount of Fair Value Hedging Adjustment Included in The Carrying Amount of the Hedged Assets at June 30, 2019 Line item on the balance sheet in which the hedged item is included: Loans receivable (1) $ 22,663 $ 88 (1) These amounts include the amortized cost basis of the closed portfolio used to designate the hedging relationship in which the hedged item is the remaining amortized cost of the last layer expected to be remaining at the end of the hedging relationship. At June 30, 2019, the amortized cost of the basis of the closed portfolio used in the hedging relationship was $22.7 million, the cumulative basis adjustment associated with the hedging relationship was $88,000, and the amount of the designated hedged item was $9.2 million. At June 30, 2019, the fair value of the derivative resulted in a net liability position of $110,000 under the agreement, recorded by the Company in other liabilities. The Company had no derivative agreements in place at December 31, 2018. The Company manages its potential credit exposure on interest rate swap transactions by entering into a bilateral credit support agreements with each counterparty. These agreements require collateralization of credit exposures beyond specified minimum threshold amounts. The Company’s agreement with its interest rate swap counterparty contains a provision whereby if either party defaults on any of its indebtedness, then that party could also be declared in default on its derivative obligations. The agreement with the Company’s derivative counterparty also includes certain other provisions that if not met, could result in the Company or the counterparty being declared in default. If either the Company or the counterparty were to be declared in default, the other party to the agreement can terminate the derivative position and require settlement of all obligations as specifically outlined within the terms of the agreement.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2019
Accumulated Other Comprehensive Income Loss Net Of Tax [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 12: Accumulated Other Comprehensive Income (Loss) Changes in the components of accumulated other comprehensive income (loss) (“AOCI”), net of tax, for the periods indicated are summarized in the table below. For the three months ended June 30, 2019 (In thousands) Retirement Plans Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (3,087 ) $ (1,322 ) $ (53 ) $ (4,462 ) Other comprehensive income before reclassifications - 1,390 7 1,397 Amounts reclassified from AOCI 66 (25 ) - 41 Ending balance $ (3,021 ) $ 43 $ (46 ) $ (3,024 ) For the three months ended June 30, 2018 (In thousands) Retirement Plans Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (2,188 ) $ (2,410 ) $ (414 ) $ (5,012 ) Other comprehensive income before reclassifications - (854 ) 347 (507 ) Amounts reclassified from AOCI 32 16 - 48 Ending balance $ (2,156 ) $ (3,248 ) $ (67 ) $ (5,471 ) For the six months ended June 30, 2019 (In thousands) Retirement Plans Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (3,152 ) $ (2,832 ) $ (58 ) $ (6,042 ) Other comprehensive income before reclassifications - 2,963 12 2,975 Amounts reclassified from AOCI 131 (88 ) - 43 Ending balance $ (3,021 ) $ 43 $ (46 ) $ (3,024 ) For the six months ended June 30, 2018 (In thousands) Retirement Plans Unrealized Gains and Losses on Available- for-Sale Securities Securities reclassified from AFS to HTM Total Beginning balance $ (2,220 ) $ (1,558 ) $ (430 ) $ (4,208 ) Other comprehensive income before reclassifications - (1,848 ) 120 (1,728 ) Amounts reclassified from AOCI 64 95 - 159 Cumulative effect of change in measurement of equity securities (1) - (53 ) - (53 ) Cumulative effect of change in investment securities transfer (2) - 116 243 359 Ending balance $ (2,156 ) $ (3,248 ) $ (67 ) $ (5,471 ) (1) Cumulative effect of unrealized gain on marketable equity securities based on the adoption of ASU 2016-01 – Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Liabilities. (2) Cumulative effect of unrealized gains on the transfer of 52 investment securities from held-to-maturity classification to available-for-sale classification based on the adoption of ASU 2017-12: Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities. The following table presents the amounts reclassified out of each component of AOCI for the indicated period: Amount Reclassified Amount Reclassified from AOCI (1) from AOCI (1) (Unaudited) (Unaudited) (In thousands) For the three months ended For the six months ended Details about AOCI (1) June 30, 2019 June 30, 2018 Affected Line Item in the Statement of Income June 30, 2019 June 30, 2018 Retirement plan items Retirement plan net losses recognized in plan expenses (2) $ (84 ) $ (43 ) Salaries and employee benefits $ (168 ) $ (86 ) Tax effect 18 11 Provision for income taxes 37 22 $ (66 ) $ (32 ) Net Income $ (131 ) $ (64 ) Available-for-sale securities Realized gain (loss) on sale of securities $ 32 $ (22 ) Net gains (losses) on sales and redemptions of investment securities $ 111 $ (129 ) Tax effect (7 ) 6 Provision for income taxes (23 ) 34 $ 25 $ (16 ) Net Income $ 88 $ (95 ) (1) Amounts in parentheses indicates debits in net income. (2) These items are included in net periodic pension cost. See Note 5 for additional information.

Noninterest Income

Noninterest Income	6 Months Ended
	Jun. 30, 2019
Revenue From Contract With Customer [Abstract]
Noninterest Income	Note 13: Noninterest Income The Company has included the following table regarding the Company’s noninterest income for the periods presented. For the three months For the six months ended June 30, ended June 30, (In thousands) 2019 2018 2019 2018 Service fees Insufficient funds fees $ 272 $ 200 $ 480 $ 400 Deposit related fees 53 48 105 99 ATM fees 23 25 45 48 Total service fees 348 273 630 547 Fee Income Insurance commissions 216 234 451 460 Investment services revenue 97 83 145 149 ATM fees surcharge 59 61 105 106 Banking house rents collected 33 36 68 66 Total fee income 405 414 769 781 Card income Debit card interchange fees 187 148 331 291 Merchant card fees 22 20 38 33 Total card income 209 168 369 324 Mortgage fee income and realized gain on sale of loans and foreclosed real estate Loan servicing fees 60 42 87 83 Net gains on sales of loans and foreclosed real estate 13 13 5 16 Total mortgage fee income and realized gain on sale of loans and foreclosed real estate 73 55 92 99 Total 1,035 910 1,860 1,751 Earnings and gain on bank owned life insurance 101 108 222 181 Net gains (losses) on sales and redemptions of investment securities 32 (22 ) 111 (129 ) Gains on equity securities 16 13 57 26 Other miscellaneous income 35 15 62 90 Total noninterest income $ 1,219 $ 1,024 $ 2,312 $ 1,919 The following is a discussion of key revenues within the scope of the new revenue guidance: • Service fees – Revenue is earned through insufficient funds fees, customer initiated activities or passage of time for deposit related fees, and ATM service fees. Transaction-based fees are recognized at the time the transaction is executed, which is the same time the Company’s performance obligation is satisfied. Account maintenance fees are earned over the course of the month as the monthly maintenance performance obligation to the customer is satisfied. • Fee income – Revenue is earned through commissions on insurance and securities sales, ATM surcharge fees, and banking house rents collected. The Company earns investment advisory fee income by providing investment management services to customers under investment management contracts. As the direction of investment management accounts is provided over time, the performance obligation to investment management customers is satisfied over time, and therefore, revenue is recognized over time. • Card income – Card income consists of interchange fees from consumer debit card networks and other related services. Interchange rates are set by the card networks. Interchange fees are based on purchase volumes and other factors and are recognized as transactions occur. • Mortgage fee income and realized gain on sale of loans and foreclosed real estate – Revenue from mortgage fee income and realized gain on sale of loans and foreclosed real estate is earned through the origination of residential and commercial mortgage loans, sales of one-to-four family residential mortgage loans, sales of government guarantees portions of SBA loans, and sales of foreclosed real estate, and is earned as the transaction occurs.

Leases

Leases	6 Months Ended
	Jun. 30, 2019
Text Block [Abstract]
Leases	Note 14: Leases The Company has operating and finance leases for certain banking offices and land under noncancelable agreements. Our leases have remaining lease terms that vary from less than one year up to 31 years, some of which include options to extend the leases for various renewal periods. All options to renew are included in the current lease term when we believe it is reasonably certain that the renewal options will be exercised. The Company elected to adopt the transition relief under Topic 842, Leases, using the modified retrospective transition method. The periods presented prior to January 1, 2019 continue to be in accordance with ASC 840. The components of the lease expense are as follows: For the three months For the six months ended June 30, ended June 30, (In thousands) 2019 2019 Operating lease cost $ 60 $ 119 Finance lease cost $ 12 $ 12 For the three months For the six months ended June 30, ended June 30, (In thousands) 2019 2019 Cash paid for amount included in the measurement of lease liabilities: Operating cash flows from operating leases $ 56 $ 104 Operating cash flows from finance leases $ 12 $ 12 Financing cash flows from finance leases $ 11 $ 11 Supplemental balance sheet information related to leases was as follows: June 30, (In thousands, except lease term and discount rate) 2019 Operating Leases: Operating lease right-of-use assets $ 2,458 Operating lease liabilities $ 2,711 Finance Leases: Financial Liability $ 574 Weighted Average Remaining Lease Term: Operating Leases 19.85 years Finance Leases 29.83 years Weighted Average Discount Rate: Operating Leases 3.71 % Finance Leases 13.75 % Maturities of lease liabilities were as follows: Years Ending June 30, (In thousands) 2020 $ 116 2021 109 2022 93 2023 104 2024 114 Thereafter 2,749 Total minimum lease payments $ 3,285 The Company owns certain properties that it leases to unaffiliated third parties at market rates. Lease rental income was $34,000 and $36,000 for the three months ended June 30, 2019 and 2018, respectively. Lease rental income was $68,000 and $66,000 for the six months ended June 30, 2019 and 2018, respectively. All lease agreements, in which the Company is the lessor, are accounted for as operating leases. The Company has no unamortized initial direct costs related to the establishment of these lease agreements at January 1, 2019.

Earnings per Common Share (Tabl

Earnings per Common Share (Tables)	6 Months Ended
	Jun. 30, 2019
Earnings Per Share [Abstract]
Calculations of Basic and Diluted Earnings per Share	The following table sets forth the calculation of basic and diluted earnings per share. Three months ended Six months ended June 30, June 30, (In thousands, except per share data) 2019 2018 2019 2018 Net income attributable to Pathfinder Bancorp, Inc. $ 607 $ 945 $ 1,121 $ 1,949 Convertible preferred stock dividends 69 - 69 - Warrant dividends 8 - 8 - Undistributed earnings allocated to participating securities 38 - 41 - Net income available to common shareholders $ 492 $ 945 $ 1,003 $ 1,949 Basic weighted average common shares outstanding 4,443 4,157 4,344 4,138 Effect of assumed exercise of stock options and unvested restricted stock units - 99 - 108 Diluted weighted average common shares outstanding 4,443 4,256 4,344 4,246 Basic earnings per common share $ 0.11 $ 0.23 $ 0.23 $ 0.47 Diluted earnings per common share $ 0.11 $ 0.22 $ 0.23 $ 0.46

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2019
Investments Debt And Equity Securities [Abstract]
Amortized Cost and Estimated Fair Value of Investment Securities	The amortized cost and estimated fair value of investment securities are summarized as follows: June 30, 2019 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 12,124 $ - $ (41 ) $ 12,083 State and political subdivisions 4,929 2 (3 ) 4,928 Corporate 15,282 309 (49 ) 15,542 Asset backed securities 16,985 176 (24 ) 17,137 Residential mortgage-backed - US agency 18,819 46 (74 ) 18,791 Collateralized mortgage obligations - US agency 34,607 40 (665 ) 33,982 Collateralized mortgage obligations - Private label 14,774 128 (40 ) 14,862 Total 117,520 701 (896 ) 117,325 Equity investment securities: Common stock - financial services industry 205 - - 205 Total 205 - - 205 Total available-for-sale $ 117,725 $ 701 $ (896 ) $ 117,530 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 2,993 $ - $ (4 ) $ 2,989 State and political subdivisions 6,615 85 - 6,700 Corporate 20,194 420 (40 ) 20,574 Asset backed securities 10,653 165 - 10,818 Residential mortgage-backed - US agency 17,135 577 - 17,712 Collateralized mortgage obligations - US agency 17,804 424 - 18,228 Collateralized mortgage obligations - Private label 19,930 57 (49 ) 19,938 Total held-to-maturity $ 95,324 $ 1,728 $ (93 ) $ 96,959 December 31, 2018 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 17,171 $ 18 $ (158 ) $ 17,031 State and political subdivisions 23,661 6 (602 ) 23,065 Corporate 17,389 220 (409 ) 17,200 Asset backed securities 18,243 13 (137 ) 18,119 Residential mortgage-backed - US agency 32,409 34 (777 ) 31,666 Collateralized mortgage obligations - US agency 48,101 31 (1,691 ) 46,441 Collateralized mortgage obligations - Private label 24,317 17 (398 ) 23,936 Total 181,291 339 (4,172 ) 177,458 Equity investment securities: Common stock - financial services industry 206 - - 206 Total 206 - - 206 Total available-for-sale $ 181,497 $ 339 $ (4,172 ) $ 177,664 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 3,987 $ - $ (35 ) $ 3,952 State and political subdivisions 5,089 22 (84 ) 5,027 Corporate 9,924 4 (182 ) 9,746 Asset backed securities 1,509 - (13 ) 1,496 Residential mortgage-backed - US agency 11,601 124 (47 ) 11,678 Collateralized mortgage obligations - US agency 13,972 93 (13 ) 14,052 Collateralized mortgage obligations - Private label 7,826 17 (25 ) 7,818 Total held-to-maturity $ 53,908 $ 260 $ (399 ) $ 53,769
Amortized Cost and Estimated Fair Value of Debt Investments by Contractual Maturity	The amortized cost and estimated fair value of debt investments at June 30, 2019 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties. Available-for-Sale Held-to-Maturity Amortized Estimated Amortized Estimated (In thousands) Cost Fair Value Cost Fair Value Due in one year or less $ 8,355 $ 8,345 $ 3,100 $ 3,105 Due after one year through five years 12,044 12,302 16,337 16,594 Due after five years through ten years 21,490 21,566 13,163 13,461 Due after ten years 7,431 7,477 7,855 7,921 Sub-total 49,320 49,690 40,455 41,081 Residential mortgage-backed - US agency 18,819 18,791 17,135 17,712 Collateralized mortgage obligations - US agency 34,607 33,982 17,804 18,228 Collateralized mortgage obligations - Private label 14,774 14,862 19,930 19,938 Totals $ 117,520 $ 117,325 $ 95,324 $ 96,959
Investment Securities' Gross Unrealized Losses and Fair Value by Investment Category and Length of Time that Individual Securities Have Continuous Unrealized Loss Position	The Company’s investment securities’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: June 30, 2019 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (Dollars in thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSE's 2 $ (32 ) $ 7,039 1 $ (9 ) $ 5,024 3 $ (41 ) $ 12,063 State and political subdivisions - - - 1 (3 ) 3,001 1 (3 ) 3,001 Corporate 1 (1 ) 758 5 (48 ) 4,000 6 (49 ) 4,758 Asset backed securities 1 (1 ) 1,267 2 (23 ) 3,134 3 (24 ) 4,401 Residential mortgage-backed - US agency - - - 9 (74 ) 9,684 9 (74 ) 9,684 Collateralized mortgage obligations - US agency 2 (1 ) 1,257 22 (664 ) 26,306 24 (665 ) 27,563 Collateralized mortgage obligations - Private label 2 (5 ) 3,505 4 (35 ) 3,605 6 (40 ) 7,110 Totals 8 $ (40 ) $ 13,826 44 $ (856 ) $ 54,754 52 $ (896 ) $ 68,580 Held-to-Maturity Portfolio US Treasury, agencies and GSE's - $ - $ - 2 $ (4 ) $ 1,996 2 $ (4 ) $ 1,996 State and political subdivisions - - - 1 - 101 1 - 101 Corporate 1 (1 ) 1,011 2 (39 ) 2,849 3 (40 ) 3,860 Residential mortgage-backed - US agency - - - 1 - 241 1 - 241 Collateralized mortgage obligations - US agency - - - - - - - - - Collateralized mortgage obligations - Private label 2 (44 ) 4,001 2 (5 ) 1,466 4 (49 ) 5,467 Totals 3 $ (45 ) $ 5,012 8 $ (48 ) $ 6,653 11 $ (93 ) $ 11,665 December 31, 2018 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (Dollars in thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSE's 1 $ (22 ) $ 977 2 $ (136 ) $ 12,017 3 $ (158 ) $ 12,994 State and political subdivisions 5 (76 ) 5,213 26 (526 ) 14,206 31 (602 ) 19,419 Corporate 10 (137 ) 8,266 4 (272 ) 3,374 14 (409 ) 11,640 Asset backed securities 7 (91 ) 10,470 2 (46 ) 3,059 9 (137 ) 13,529 Residential mortgage-backed - US agency 6 (83 ) 3,519 21 (694 ) 24,154 27 (777 ) 27,673 Collateralized mortgage obligations - US agency 3 (98 ) 2,792 28 (1,593 ) 35,765 31 (1,691 ) 38,557 Collateralized mortgage obligations - Private label 7 (275 ) 14,011 5 (123 ) 5,907 12 (398 ) 19,918 Totals 39 $ (782 ) $ 45,248 88 $ (3,390 ) $ 98,482 127 $ (4,172 ) $ 143,730 Held-to-Maturity Portfolio US Treasury, agencies and GSE's 1 $ (8 ) $ 982 3 $ (27 ) $ 2,970 4 $ (35 ) $ 3,952 State and political subdivisions - - - 6 (84 ) 2,310 6 (84 ) 2,310 Corporate 4 (41 ) 3,214 2 (141 ) 2,507 6 (182 ) 5,721 Asset backed securities 1 (13 ) 1,496 - - - 1 (13 ) 1,496 Residential mortgage-backed - US agency 3 (8 ) 1,447 2 (39 ) 1,769 5 (47 ) 3,216 Collateralized mortgage obligations - US agency 4 (13 ) 3,972 - - - 4 (13 ) 3,972 Collateralized mortgage obligations - Private label - - - 2 (25 ) 1,874 2 (25 ) 1,874 Totals 13 $ (83 ) $ 11,111 15 $ (316 ) $ 11,430 28 $ (399 ) $ 22,541
Gross Realized Gains (Losses) on Sale of Securities	Gross realized gains (losses) on sales of securities for the indicated periods are detailed below: For the three months For the six months ended June 30, ended June 30, (In thousands) 2019 2018 2019 2018 Realized gains on investments $ 179 $ 133 $ 401 $ 160 Realized losses on investments (147 ) (155 ) (290 ) (289 ) $ 32 $ (22 ) $ 111 $ (129 )

Pension and Postretirement Be_2

Pension and Postretirement Benefits (Tables)	6 Months Ended
	Jun. 30, 2019
Compensation And Retirement Disclosure [Abstract]
Composition of Net Periodic Pension and Postretirement Plan Costs	The composition of net periodic pension plan and postretirement plan costs for the indicated periods is as follows: Pension Benefits Postretirement Benefits Pension Benefits Postretirement Benefits For the three months ended June 30, For the six months ended June 30, (In thousands) 2019 2018 2019 2018 2019 2018 2019 2018 Service cost $ - $ - $ - $ - $ - $ - $ - $ - Interest cost 123 118 5 6 247 236 11 11 Expected return on plan assets (233 ) (259 ) - - (467 ) (518 ) - - Amortization of prior service credits - - (1 ) (1 ) - - (2 ) (2 ) Amortization of net losses 82 41 3 3 164 82 6 6 Net periodic benefit plan (benefit) cost $ (28 ) $ (100 ) $ 7 $ 8 $ (56 ) $ (200 ) $ 15 $ 15

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2019
Receivables [Abstract]
Major Classification of Loans	Major classifications of loans at the indicated dates are as follows: June 30, December 31, (In thousands) 2019 2018 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 239,422 $ 232,523 Construction 3,966 7,121 Total residential mortgage loans 243,388 239,644 Commercial loans: Real estate 225,794 212,314 Lines of credit 56,569 44,235 Other commercial and industrial 79,590 63,359 Tax exempt loans 8,803 9,320 Total commercial loans 370,756 329,228 Consumer loans: Home equity and junior liens 26,214 26,109 Other consumer 52,508 25,424 Total consumer loans 78,722 51,533 Total loans 692,866 620,405 Net deferred loan fees (43 ) (135 ) Less allowance for loan losses (7,825 ) (7,306 ) Loans receivable, net $ 684,998 $ 612,964
Summary of Classes of Loan Portfolio	The following tables present the classes of the loan portfolio, not including net deferred loan costs, summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system as of the dates indicated: As of June 30, 2019 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 235,879 $ 986 $ 1,318 $ 1,239 $ 239,422 Construction 3,966 - - - 3,966 Total residential mortgage loans 239,845 986 1,318 1,239 243,388 Commercial loans: Real estate 214,631 7,994 2,864 305 225,794 Lines of credit 54,813 1,349 407 - 56,569 Other commercial and industrial 74,655 3,815 1,065 55 79,590 Tax exempt loans 8,803 - - - 8,803 Total commercial loans 352,902 13,158 4,336 360 370,756 Consumer loans: Home equity and junior liens 25,557 111 434 112 26,214 Other consumer 52,217 142 149 - 52,508 Total consumer loans 77,774 253 583 112 78,722 Total loans $ 670,521 $ 14,397 $ 6,237 $ 1,711 $ 692,866 As of December 31, 2018 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 228,563 $ 999 $ 1,190 $ 1,771 $ 232,523 Construction 7,121 - - - 7,121 Total residential mortgage loans 235,684 999 1,190 1,771 239,644 Commercial loans: Real estate 201,997 8,299 1,947 71 212,314 Lines of credit 42,489 1,491 233 22 44,235 Other commercial and industrial 59,344 3,268 612 135 63,359 Tax exempt loans 9,320 - - - 9,320 Total commercial loans 313,150 13,058 2,792 228 329,228 Consumer loans: Home equity and junior liens 25,706 144 173 86 26,109 Other consumer 25,294 95 35 - 25,424 Total consumer loans 51,000 239 208 86 51,533 Total loans $ 599,834 $ 14,296 $ 4,190 $ 2,085 $ 620,405
Age Analysis of Past Due Loans Segregated by Portfolio Segment and Class of Loans	An age analysis of past due loans, not including net deferred loan costs, segregated by portfolio segment and class of loans, as of June 30, 2019 and December 31, 2018, are detailed in the following tables: As of June 30, 2019 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 904 $ 274 $ 918 $ 2,096 $ 237,326 $ 239,422 Construction - - - - 3,966 3,966 Total residential mortgage loans 904 274 918 2,096 241,292 243,388 Commercial loans: Real estate 3,148 484 2,050 5,682 220,112 225,794 Lines of credit 2,761 555 23 3,339 53,230 56,569 Other commercial and industrial 3,926 914 307 5,147 74,443 79,590 Tax exempt loans - - - - 8,803 8,803 Total commercial loans 9,835 1,953 2,380 14,168 356,588 370,756 Consumer loans: Home equity and junior liens 76 26 237 339 25,875 26,214 Other consumer 237 34 130 401 52,107 52,508 Total consumer loans 313 60 367 740 77,982 78,722 Total loans $ 11,052 $ 2,287 $ 3,665 $ 17,004 $ 675,862 $ 692,866 As of December 31, 2018 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,507 $ 505 $ 1,176 $ 3,188 $ 229,335 $ 232,523 Construction - - - - 7,121 7,121 Total residential mortgage loans 1,507 505 1,176 3,188 236,456 239,644 Commercial loans: Real estate 4,261 364 323 4,948 207,366 212,314 Lines of credit 1,033 111 22 1,166 43,069 44,235 Other commercial and industrial 814 44 387 1,245 62,114 63,359 Tax exempt loans - - - - 9,320 9,320 Total commercial loans 6,108 519 732 7,359 321,869 329,228 Consumer loans: Home equity and junior liens 247 6 35 288 25,821 26,109 Other consumer 226 65 107 398 25,026 25,424 Total consumer loans 473 71 142 686 50,847 51,533 Total loans $ 8,088 $ 1,095 $ 2,050 $ 11,233 $ 609,172 $ 620,405
Nonaccrual Loans Segregated by Class of Loan	Nonaccrual loans, segregated by class of loan, were as follows: June 30, December 31, (In thousands) 2019 2018 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 918 $ 1,176 918 1,176 Commercial loans: Real estate 2,135 415 Lines of credit 28 28 Other commercial and industrial 307 387 2,470 830 Consumer loans: Home equity and junior liens 237 35 Other consumer 130 107 367 142 Total nonaccrual loans $ 3,755 $ 2,148
Troubled Debt Restructurings on Financing Receivables	The table below details one loan that was modified as a TDR for the three months ended June 30, 2019. For the three months ended June 30, 2019 (In thousands) Number of loans Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Additional provision for loan losses Residential real estate loans 1 $ 205 $ 250 $ - The table below details one loan that was modified as a TDR for the six months ended June 30, 2019. For the six months ended June 30, 2019 (In thousands) Number of loans Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Additional provision for loan losses Residential real estate loans 1 $ 205 $ 250 $ - The table below details one loan that was modified as a TDR for the six months ended June 30, 2018. For the six months ended June 30, 2018 (In thousands) Number of loans Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Additional provision for loan losses Other commercial and industrial loans 1 $ 300 $ 300 $ -
Summary of Impaired Loan Information by Portfolio Class	The following table summarizes impaired loan information by portfolio class at the indicated dates: June 30, 2019 December 31, 2018 Unpaid Unpaid Recorded Principal Related Recorded Principal Related (In thousands) Investment Balance Allowance Investment Balance Allowance With no related allowance recorded: 1-4 family first-lien residential mortgages $ 1,033 $ 1,033 $ - $ 1,221 $ 1,226 $ - Commercial real estate 3,103 3,168 - 2,387 2,448 - Commercial lines of credit 165 165 - 228 228 - Other commercial and industrial 602 610 - 451 452 - Home equity and junior liens 79 79 - - - - Other consumer 57 57 - - - - With an allowance recorded: 1-4 family first-lien residential mortgages 600 600 104 606 606 108 Commercial real estate 1,358 1,358 108 486 486 100 Commercial lines of credit 205 205 204 28 28 28 Other commercial and industrial 544 544 287 373 373 255 Home equity and junior liens 168 168 136 207 207 140 Other consumer 40 40 6 - - - Total: 1-4 family first-lien residential mortgages 1,633 1,633 104 1,827 1,832 108 Commercial real estate 4,461 4,526 108 2,873 2,934 100 Commercial lines of credit 370 370 204 256 256 28 Other commercial and industrial 1,146 1,154 287 824 825 255 Home equity and junior liens 247 247 136 207 207 140 Other consumer 97 97 6 - - - Totals $ 7,954 $ 8,027 $ 845 $ 5,987 $ 6,054 $ 631
Average Recorded Investment In Impaired Loans	The following table presents the average recorded investment in impaired loans for the periods indicated: For the three months ended For the six months ended June 30, June 30, (In thousands) 2019 2018 2019 2018 1-4 family first-lien residential mortgages $ 1,528 $ 1,846 $ 1,627 $ 1,850 Commercial real estate 3,662 4,971 3,399 5,147 Commercial lines of credit 344 376 314 433 Other commercial and industrial 1,100 1,050 1,008 1,049 Home equity and junior liens 227 208 220 235 Other consumer 99 - 66 - Total $ 6,960 $ 8,451 $ 6,634 $ 8,714
Cash Basis Interest Income Recognized On Impaired Loans	The following table presents the cash basis interest income recognized on impaired loans for the periods indicated: For the three months ended For the six months ended June 30, June 30, (In thousands) 2019 2018 2019 2018 1-4 family first-lien residential mortgages $ 23 $ 14 $ 35 $ 32 Commercial real estate 57 18 85 66 Commercial lines of credit 14 10 18 21 Other commercial and industrial 24 13 38 19 Home equity and junior liens 3 3 6 6 Other consumer 3 - 3 - Total $ 124 $ 58 $ 185 $ 144

Allowance for Loan Losses (Tabl

Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2019
Allowance For Loan Losses [Abstract]
Changes in the Allowance for Loan Losses	An allocation of a portion of the allowance to a given portfolio class does not limit the Company’s ability to absorb losses in another portfolio class. For the three months ended June 30, 2019 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 722 $ - $ 3,370 $ 802 $ 1,560 Charge-offs (11 ) - - (24 ) (1 ) Recoveries 1 - - - - Provisions 12 - 82 367 143 Ending balance $ 724 $ - $ 3,452 $ 1,145 $ 1,702 Ending balance: related to loans individually evaluated for impairment 104 - 108 204 287 Ending balance: related to loans collectively evaluated for impairment $ 620 $ - $ 3,344 $ 941 $ 1,415 Loans receivables: Ending balance $ 239,422 $ 3,966 $ 225,794 $ 56,569 $ 79,590 Ending balance: individually evaluated for impairment 1,633 - 4,461 370 1,146 Ending balance: collectively evaluated for impairment $ 237,789 $ 3,966 $ 221,333 $ 56,199 $ 78,444 Home Other Tax exempt and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 430 $ 399 $ - $ 7,284 Charge-offs - - (40 ) - (76 ) Recoveries - - 6 - 7 Provisions (credits) - (44 ) 50 - 610 Ending balance $ 1 $ 386 $ 415 $ - $ 7,825 Ending balance: related to loans individually evaluated for impairment - 136 6 - 845 Ending balance: related to loans collectively evaluated for impairment $ 1 $ 250 $ 409 $ - $ 6,980 Loans receivables: Ending balance $ 8,803 $ 26,214 $ 52,508 $ 692,866 Ending balance: individually evaluated for impairment - 247 97 7,954 Ending balance: collectively evaluated for impairment $ 8,803 $ 25,967 $ 52,411 $ 684,912 For the six months ended June 30, 2019 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 766 $ - $ 3,578 $ 730 $ 1,285 Charge-offs (11 ) - - (131 ) (2 ) Recoveries 1 - - - - Provisions (credits) (32 ) - (126 ) 546 419 Ending balance $ 724 $ - $ 3,452 $ 1,145 $ 1,702 Home equity Other Tax exempt and junior liens consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 409 $ 385 $ 152 $ 7,306 Charge-offs - - (107 ) - (251 ) Recoveries - - 15 - 16 Provisions (credits) - (23 ) 122 (152 ) 754 Ending balance $ 1 $ 386 $ 415 $ - $ 7,825 For the three months ended June 30, 2018 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 751 $ - $ 3,895 $ 719 $ 1,309 Charge-offs (74 ) - - (50 ) (48 ) Recoveries - - - 66 - Provisions (credits) 45 - 246 (4 ) 10 Ending balance $ 722 $ - $ 4,141 $ 731 $ 1,271 Ending balance: related to loans individually evaluated for impairment 111 - 596 47 276 Ending balance: related to loans collectively evaluated for impairment $ 611 $ - $ 3,545 $ 684 $ 995 Loans receivables: Ending balance $ 225,864 $ 3,288 $ 206,960 $ 49,314 $ 58,742 Ending balance: individually evaluated for impairment 1,844 - 4,530 209 1,038 Ending balance: collectively evaluated for impairment $ 224,020 $ 3,288 $ 202,430 $ 49,105 $ 57,704 Home equity Other Tax exempt and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 507 $ 260 $ 9 $ 7,451 Charge-offs - - (48 ) - (220 ) Recoveries - 1 10 - 77 Provisions (credits) - (74 ) 69 5 297 Ending balance $ 1 $ 434 $ 291 $ 14 $ 7,605 Ending balance: related to loans individually evaluated for impairment - 141 - - 1,171 Ending balance: related to loans collectively evaluated for impairment $ 1 $ 293 $ 291 $ 14 $ 6,434 Loans receivables: Ending balance $ 9,860 $ 26,262 $ 27,037 $ 607,327 Ending balance: individually evaluated for impairment - 207 - 7,828 Ending balance: collectively evaluated for impairment $ 9,860 $ 26,055 $ 27,037 $ 599,499 For the six months ended June 30, 2018 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 865 $ - $ 3,589 $ 735 $ 1,214 Charge-offs (192 ) - - (50 ) (171 ) Recoveries 20 - - 66 - Provisions (credits) 29 - 552 (20 ) 228 Ending balance $ 722 $ - $ 4,141 $ 731 $ 1,271 Home equity Other Tax exempt and junior liens consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 514 $ 208 $ - $ 7,126 Charge-offs - (17 ) (111 ) - (541 ) Recoveries - 1 23 - 110 Provisions (credits) - (64 ) 171 14 910 Ending balance $ 1 $ 434 $ 291 $ 14 $ 7,605
Schedule of Allowance for Loan Losses on Basis of Calculation Methodology	The allocation of the allowance for loan losses summarized on the basis of the Company’s calculation methodology was as follows: June 30, 2019 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 104 $ - $ 108 $ 204 $ 287 Historical loss rate 64 - 89 35 28 Qualitative factors 556 - 3,255 906 1,387 Total $ 724 $ - $ 3,452 $ 1,145 $ 1,702 Home equity Other Tax exempt and junior liens consumer Unallocated Total Specifically reserved $ - $ 136 $ 6 $ - $ 845 Historical loss rate - 1 144 - 361 Qualitative factors 1 249 265 - 6,619 Total $ 1 $ 386 $ 415 $ - $ 7,825 June 30, 2018 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 111 $ - $ 596 $ 47 $ 276 Historical loss rate 111 - 86 24 17 Qualitative factors 500 - 3,459 660 978 Total $ 722 $ - $ 4,141 $ 731 $ 1,271 Home equity Other Tax exempt and junior liens consumer Unallocated Total Specifically reserved $ - $ 141 $ - $ - $ 1,171 Historical loss rate - 24 112 - 374 Qualitative factors 1 269 179 - 6,046 Other - - - 14 14 Total $ 1 $ 434 $ 291 $ 14 $ 7,605

Foreclosed Real Estate (Tables)

Foreclosed Real Estate (Tables)	6 Months Ended
	Jun. 30, 2019
Real Estate Owned Disclosure Of Detailed Components [Abstract]
Carrying Amount Of Foreclosed Residential Real Estate Properties Held	The Company is required to disclose the carrying amount of foreclosed residential real estate properties held as a result of obtaining physical possession of the property at each reporting period. (Dollars in thousands) Number of properties June 30, 2019 Number of properties December 31, 2018 Foreclosed residential real estate 2 $ 84 2 $ 73

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2019
Fair Value Disclosures [Abstract]
Fair Value of Assets on Recurring Basis Segregated by Level of Valuation Inputs	The following tables summarize assets measured at fair value on a recurring basis as of the indicated dates, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value: June 30, 2019 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 12,083 $ - $ 12,083 State and political subdivisions - 4,928 - 4,928 Corporate - 10,502 - 10,502 Asset backed securities - 17,137 - 17,137 Residential mortgage-backed - US agency - 18,791 - 18,791 Collateralized mortgage obligations - US agency - 33,982 - 33,982 Collateralized mortgage obligations - Private label - 14,862 - 14,862 Total 112,285 112,285 Corporate measured at NAV - - - 5,040 Total available-for-sale securities $ - $ 112,285 $ - $ 117,325 Marketable equity securities $ - $ 510 $ - $ 510 Interest rate swap derivative $ - $ (110 ) $ - $ (110 ) December 31, 2018 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 17,031 $ - $ 17,031 State and political subdivisions - 23,065 - 23,065 Corporate - 12,141 - 12,141 Asset backed securities - 18,119 - 18,119 Residential mortgage-backed - US agency - 31,666 - 31,666 Collateralized mortgage obligations - US agency - 46,441 - 46,441 Collateralized mortgage obligations - Private label - 23,936 - 23,936 Total 172,399 172,399 Corporate measured at NAV - - - 5,059 Total available-for-sale securities $ - $ 172,399 $ - $ 177,458 Marketable equity securities $ - $ 453 $ - $ 453
Summary of Fair Value Assets Measured on Nonrecurring Basis	Pathfinder Bank had the following assets measured at fair value on a nonrecurring basis as of June 30, 2019 and December 31, 2018: June 30, 2019 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 3,136 $ 3,136 Foreclosed real estate $ - $ - $ 84 $ 84 December 31, 2018 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 1,098 $ 1,098 Foreclosed real estate $ - $ - $ 1,173 $ 1,173
Fair Value Inputs, Quantitative Information	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs were used to determine fair value at the indicated dates. Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At June 30, 2019 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 30% (10%) (Sales Approach) Costs to Sell 7% - 13% (11%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%) Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At December 31, 2018 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 15% (6%) (Sales Approach) Costs to Sell 5% - 13% (11%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%)
Carrying Amounts and Fair Value of Financial Instruments	The carrying amounts and fair values of the Company’s financial instruments as of the indicated dates are presented in the following table: June 30, 2019 December 31, 2018 Fair Value Carrying Estimated Carrying Estimated (In thousands) Hierarchy Amounts Fair Values Amounts Fair Values Financial assets: Cash and cash equivalents 1 $ 50,342 $ 50,342 $ 26,316 $ 26,316 Investment securities - available-for-sale 2 112,285 112,285 172,399 172,399 Investment securities - available-for-sale NAV 5,040 5,040 5,059 5,059 Investment securities - marketable equity 2 510 510 453 453 Investment securities - held-to-maturity 2 95,324 96,959 53,908 53,769 Federal Home Loan Bank stock 2 4,443 4,443 5,937 5,937 Net loans 3 684,998 681,739 612,964 601,789 Accrued interest receivable 1 3,339 3,339 3,068 3,068 Financial liabilities: Demand Deposits, Savings, NOW and MMDA 1 $ 436,047 $ 436,047 $ 450,267 $ 450,267 Time Deposits 2 372,590 373,694 276,793 275,727 Borrowings 2 89,434 89,924 118,534 118,379 Subordinated loans 2 15,111 14,855 15,094 14,485 Accrued interest payable 1 446 446 304 304 Interest rate swap derivative 2 110 110 - -

Interest Rate Derivatives (Tabl

Interest Rate Derivatives (Tables)	6 Months Ended
	Jun. 30, 2019
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Cumulative Basis Adjustments for Fair Value Hedges	As of June 30, 2019, the following amounts were recorded on the balance sheet related to the cumulative basis adjustments for fair value hedges: (In thousands) Carrying Amount of the Hedged Assets at June 30, 2019 Cumulative Amount of Fair Value Hedging Adjustment Included in The Carrying Amount of the Hedged Assets at June 30, 2019 Line item on the balance sheet in which the hedged item is included: Loans receivable (1) $ 22,663 $ 88 (1) These amounts include the amortized cost basis of the closed portfolio used to designate the hedging relationship in which the hedged item is the remaining amortized cost of the last layer expected to be remaining at the end of the hedging relationship. At June 30, 2019, the amortized cost of the basis of the closed portfolio used in the hedging relationship was $22.7 million, the cumulative basis adjustment associated with the hedging relationship was $88,000, and the amount of the designated hedged item was $9.2 million.

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2019
Accumulated Other Comprehensive Income Loss Net Of Tax [Abstract]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax	Changes in the components of accumulated other comprehensive income (loss) (“AOCI”), net of tax, for the periods indicated are summarized in the table below. For the three months ended June 30, 2019 (In thousands) Retirement Plans Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (3,087 ) $ (1,322 ) $ (53 ) $ (4,462 ) Other comprehensive income before reclassifications - 1,390 7 1,397 Amounts reclassified from AOCI 66 (25 ) - 41 Ending balance $ (3,021 ) $ 43 $ (46 ) $ (3,024 ) For the three months ended June 30, 2018 (In thousands) Retirement Plans Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (2,188 ) $ (2,410 ) $ (414 ) $ (5,012 ) Other comprehensive income before reclassifications - (854 ) 347 (507 ) Amounts reclassified from AOCI 32 16 - 48 Ending balance $ (2,156 ) $ (3,248 ) $ (67 ) $ (5,471 ) For the six months ended June 30, 2019 (In thousands) Retirement Plans Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (3,152 ) $ (2,832 ) $ (58 ) $ (6,042 ) Other comprehensive income before reclassifications - 2,963 12 2,975 Amounts reclassified from AOCI 131 (88 ) - 43 Ending balance $ (3,021 ) $ 43 $ (46 ) $ (3,024 ) For the six months ended June 30, 2018 (In thousands) Retirement Plans Unrealized Gains and Losses on Available- for-Sale Securities Securities reclassified from AFS to HTM Total Beginning balance $ (2,220 ) $ (1,558 ) $ (430 ) $ (4,208 ) Other comprehensive income before reclassifications - (1,848 ) 120 (1,728 ) Amounts reclassified from AOCI 64 95 - 159 Cumulative effect of change in measurement of equity securities (1) - (53 ) - (53 ) Cumulative effect of change in investment securities transfer (2) - 116 243 359 Ending balance $ (2,156 ) $ (3,248 ) $ (67 ) $ (5,471 ) (1) Cumulative effect of unrealized gain on marketable equity securities based on the adoption of ASU 2016-01 – Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Liabilities. (2) Cumulative effect of unrealized gains on the transfer of 52 investment securities from held-to-maturity classification to available-for-sale classification based on the adoption of ASU 2017-12: Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities.
Schedule of Amounts Reclassified Out of Each Component of AOCI	The following table presents the amounts reclassified out of each component of AOCI for the indicated period: Amount Reclassified Amount Reclassified from AOCI (1) from AOCI (1) (Unaudited) (Unaudited) (In thousands) For the three months ended For the six months ended Details about AOCI (1) June 30, 2019 June 30, 2018 Affected Line Item in the Statement of Income June 30, 2019 June 30, 2018 Retirement plan items Retirement plan net losses recognized in plan expenses (2) $ (84 ) $ (43 ) Salaries and employee benefits $ (168 ) $ (86 ) Tax effect 18 11 Provision for income taxes 37 22 $ (66 ) $ (32 ) Net Income $ (131 ) $ (64 ) Available-for-sale securities Realized gain (loss) on sale of securities $ 32 $ (22 ) Net gains (losses) on sales and redemptions of investment securities $ 111 $ (129 ) Tax effect (7 ) 6 Provision for income taxes (23 ) 34 $ 25 $ (16 ) Net Income $ 88 $ (95 ) (1) Amounts in parentheses indicates debits in net income. (2) These items are included in net periodic pension cost. See Note 5 for additional information.

Noninterest Income (Tables)

Noninterest Income (Tables)	6 Months Ended
	Jun. 30, 2019
Revenue From Contract With Customer [Abstract]
Summary of Noninterest Income	The Company has included the following table regarding the Company’s noninterest income for the periods presented. For the three months For the six months ended June 30, ended June 30, (In thousands) 2019 2018 2019 2018 Service fees Insufficient funds fees $ 272 $ 200 $ 480 $ 400 Deposit related fees 53 48 105 99 ATM fees 23 25 45 48 Total service fees 348 273 630 547 Fee Income Insurance commissions 216 234 451 460 Investment services revenue 97 83 145 149 ATM fees surcharge 59 61 105 106 Banking house rents collected 33 36 68 66 Total fee income 405 414 769 781 Card income Debit card interchange fees 187 148 331 291 Merchant card fees 22 20 38 33 Total card income 209 168 369 324 Mortgage fee income and realized gain on sale of loans and foreclosed real estate Loan servicing fees 60 42 87 83 Net gains on sales of loans and foreclosed real estate 13 13 5 16 Total mortgage fee income and realized gain on sale of loans and foreclosed real estate 73 55 92 99 Total 1,035 910 1,860 1,751 Earnings and gain on bank owned life insurance 101 108 222 181 Net gains (losses) on sales and redemptions of investment securities 32 (22 ) 111 (129 ) Gains on equity securities 16 13 57 26 Other miscellaneous income 35 15 62 90 Total noninterest income $ 1,219 $ 1,024 $ 2,312 $ 1,919

Leases (Tables)

Leases (Tables)	6 Months Ended
	Jun. 30, 2019
Leases [Abstract]
Components of Lease Expense	The components of the lease expense are as follows: For the three months For the six months ended June 30, ended June 30, (In thousands) 2019 2019 Operating lease cost $ 60 $ 119 Finance lease cost $ 12 $ 12
Supplemental Cash Flow Information Related To Leases	For the three months For the six months ended June 30, ended June 30, (In thousands) 2019 2019 Cash paid for amount included in the measurement of lease liabilities: Operating cash flows from operating leases $ 56 $ 104 Operating cash flows from finance leases $ 12 $ 12 Financing cash flows from finance leases $ 11 $ 11
Supplemental Balance Sheet Information Related to Leases	Supplemental balance sheet information related to leases was as follows: June 30, (In thousands, except lease term and discount rate) 2019 Operating Leases: Operating lease right-of-use assets $ 2,458 Operating lease liabilities $ 2,711 Finance Leases: Financial Liability $ 574 Weighted Average Remaining Lease Term: Operating Leases 19.85 years Finance Leases 29.83 years Weighted Average Discount Rate: Operating Leases 3.71 % Finance Leases 13.75 %
Maturities of Lease Liabilities	Maturities of lease liabilities were as follows: Years Ending June 30, (In thousands) 2020 $ 116 2021 109 2022 93 2023 104 2024 114 Thereafter 2,749 Total minimum lease payments $ 3,285

Basis of Presentation - Additio

Basis of Presentation - Additional Information (Details)	Jun. 30, 2019
Nature of Operations [Line Items]
Consolidation of membership interest in Fitzgibbons	100.00%
FitzGibbons Agency LLC [Member] | Pathfinder Risk Management Company Inc [Member]
Nature of Operations [Line Items]
Membership interest own in Fitzgibbons through subsidiary	51.00%
Noncontrolling interest by subsidiary	49.00%

Earnings per Common Share - Add

Earnings per Common Share - Additional Information (Details) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Stock Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive stock options (in shares)	0	0	0	0

Earnings per Common Share - Cal

Earnings per Common Share - Calculations of Basic and Diluted Earnings per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Earnings Per Share [Abstract]
Net income attributable to Pathfinder Bancorp, Inc.	$ 607	$ 945	$ 1,121	$ 1,949
Convertible preferred stock dividends	69		69
Warrant dividend	8		8
Undistributed earnings allocated to participating securities	38		41
Net Income available to common shareholders	$ 492	$ 945	$ 1,003	$ 1,949
Basic weighted average common shares outstanding (in shares)	4,443	4,157	4,344	4,138
Effect of assumed exercise of stock options and unvested restricted stock units (in shares)		99		108
Diluted weighted average common shares outstanding (in shares)	4,443	4,256	4,344	4,246
Earnings per common share - basic	$ 0.11	$ 0.23	$ 0.23	$ 0.47
Earnings per common share - diluted	$ 0.11	$ 0.22	$ 0.23	$ 0.46

Investment Securities - Amortiz

Investment Securities - Amortized Cost and Estimated Fair Value of Investment Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	$ 117,520	$ 181,291
Gross Unrealized Gains, Debt investment securities	701	339
Gross Unrealized Losses, Debt investment securities	(896)	(4,172)
Available-for-sale Securities, Debt investment securities	117,325	177,458
Amortized cost, equity securities	205	206
Gross Unrealized Gains, Equity investment securities	0	0
Gross Unrealized Losses, Equity investment securities	0	0
Available-for-sale Securities, Equity investment securities	205	206
Total investment securities, amortized cost basis	117,725	181,497
Gross Unrealized Gains	701	339
Gross Unrealized Losses	(896)	(4,172)
Estimated Fair Value	117,530	177,664
Held-to-maturity securities, debt maturities, Amortized Cost	95,324	53,908
Held to maturity, gross unrealized gains	1,728	260
Held to maturity, gross unrealized losses	(93)	(399)
Held-to-maturity Securities, Debt Maturities, Fair Value	96,959	53,769
US Treasury, Agencies and GSEs [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	12,124	17,171
Gross Unrealized Gains, Debt investment securities	0	18
Gross Unrealized Losses, Debt investment securities	(41)	(158)
Available-for-sale Securities, Debt investment securities	12,083	17,031
Held-to-maturity securities, debt maturities, Amortized Cost	2,993	3,987
Held to maturity, gross unrealized gains	0	0
Held to maturity, gross unrealized losses	(4)	(35)
Held-to-maturity Securities, Debt Maturities, Fair Value	2,989	3,952
State and Political Subdivisions [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	4,929	23,661
Gross Unrealized Gains, Debt investment securities	2	6
Gross Unrealized Losses, Debt investment securities	(3)	(602)
Available-for-sale Securities, Debt investment securities	4,928	23,065
Held-to-maturity securities, debt maturities, Amortized Cost	6,615	5,089
Held to maturity, gross unrealized gains	85	22
Held to maturity, gross unrealized losses	0	(84)
Held-to-maturity Securities, Debt Maturities, Fair Value	6,700	5,027
Corporate [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	15,282	17,389
Gross Unrealized Gains, Debt investment securities	309	220
Gross Unrealized Losses, Debt investment securities	(49)	(409)
Available-for-sale Securities, Debt investment securities	15,542	17,200
Held-to-maturity securities, debt maturities, Amortized Cost	20,194	9,924
Held to maturity, gross unrealized gains	420	4
Held to maturity, gross unrealized losses	(40)	(182)
Held-to-maturity Securities, Debt Maturities, Fair Value	20,574	9,746
Asset Backed Securities [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	16,985	18,243
Gross Unrealized Gains, Debt investment securities	176	13
Gross Unrealized Losses, Debt investment securities	(24)	(137)
Available-for-sale Securities, Debt investment securities	17,137	18,119
Held-to-maturity securities, debt maturities, Amortized Cost	10,653	1,509
Held to maturity, gross unrealized gains	165	0
Held to maturity, gross unrealized losses	0	(13)
Held-to-maturity Securities, Debt Maturities, Fair Value	10,818	1,496
Residential Mortgage-Backed - US Agency [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	18,819	32,409
Gross Unrealized Gains, Debt investment securities	46	34
Gross Unrealized Losses, Debt investment securities	(74)	(777)
Available-for-sale Securities, Debt investment securities	18,791	31,666
Held-to-maturity securities, debt maturities, Amortized Cost	17,135	11,601
Held to maturity, gross unrealized gains	577	124
Held to maturity, gross unrealized losses	0	(47)
Held-to-maturity Securities, Debt Maturities, Fair Value	17,712	11,678
Collateralized Mortgage Obligations - US Agency [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	34,607	48,101
Gross Unrealized Gains, Debt investment securities	40	31
Gross Unrealized Losses, Debt investment securities	(665)	(1,691)
Available-for-sale Securities, Debt investment securities	33,982	46,441
Held-to-maturity securities, debt maturities, Amortized Cost	17,804	13,972
Held to maturity, gross unrealized gains	424	93
Held to maturity, gross unrealized losses	0	(13)
Held-to-maturity Securities, Debt Maturities, Fair Value	18,228	14,052
Collateralized Mortgage Obligations - Private Label [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	14,774	24,317
Gross Unrealized Gains, Debt investment securities	128	17
Gross Unrealized Losses, Debt investment securities	(40)	(398)
Available-for-sale Securities, Debt investment securities	14,862	23,936
Held-to-maturity securities, debt maturities, Amortized Cost	19,930	7,826
Held to maturity, gross unrealized gains	57	17
Held to maturity, gross unrealized losses	(49)	(25)
Held-to-maturity Securities, Debt Maturities, Fair Value	19,938	7,818
Mutual funds Common Stock Financial Services Industry [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Amortized cost, equity securities	205	206
Gross Unrealized Gains, Equity investment securities	0	0
Gross Unrealized Losses, Equity investment securities	0	0
Available-for-sale Securities, Equity investment securities	$ 205	$ 206

Investment Securities - Amort_2

Investment Securities - Amortized Cost and Estimated Fair Value of Debt Investments by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Due in one year or less	$ 8,355
Due after one year through five years	12,044
Due after five years through ten years	21,490
Due after ten years	7,431
Sub-total	49,320
Amortized cost	117,520	$ 181,291
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Due in one year or less	8,345
Due after one year through five years	12,302
Due after five years through ten years	21,566
Due after ten years	7,477
Sub-total	49,690
Available-for-sale securities, debt maturities, fair value, totals	117,325
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Due in one year or less	3,100
Due after one year through five years	16,337
Due after five years through ten years	13,163
Due after ten years	7,855
Sub-total	40,455
Held-to-maturity securities, debt maturities, Amortized Cost	95,324	53,908
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Due in one year or less	3,105
Due after one year through five years	16,594
Due after five years through ten years	13,461
Due after ten years	7,921
Sub-total	41,081
Held-to-maturity securities at fair value	96,959	53,769
Residential Mortgage-Backed - US Agency [Member]
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Amortized cost	18,819	32,409
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Available-for-sale securities, debt maturities, fair value, totals	18,791
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	17,135	11,601
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity securities at fair value	17,712	11,678
Collateralized Mortgage Obligations - US Agency [Member]
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Amortized cost	34,607	48,101
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Available-for-sale securities, debt maturities, fair value, totals	33,982
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	17,804	13,972
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity securities at fair value	18,228	14,052
Collateralized Mortgage Obligations - Private Label [Member]
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Amortized cost	14,774	24,317
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Available-for-sale securities, debt maturities, fair value, totals	14,862
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	19,930	7,826
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity securities at fair value	$ 19,938	$ 7,818

Investment Securities - Investm

Investment Securities - Investment Securities' Gross Unrealized Losses and Fair Value by Investment Category and Length of Time that Individual Securities Have Continuous Unrealized Loss Position (Details)	Jun. 30, 2019USD ($)Security	Dec. 31, 2018USD ($)Security	Jun. 30, 2018USD ($)Security
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	3	13
Number of securities in unrealized loss positions, twelve months or more | Security	8	15
Number of securities in unrealized loss positions | Security	11	28
Less than twelve months Fair Value	$ 5,012,000	$ 11,111,000
Twelve months or more Fair Value	6,653,000	11,430,000
Total Fair Value	11,665,000	22,541,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(45,000)	(83,000)
Twelve months or more Unrealized Losses	(48,000)	(316,000)
Total Unrealized Losses	$ (93,000)	$ (399,000)
US Treasury, Agencies and GSEs [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	2	1
Number of securities in unrealized loss positions, twelve months or more | Security	1	2
Number of securities in unrealized loss positions | Security	3	3
Less than twelve months Fair Value	$ 7,039,000	$ 977,000
Twelve months or more Fair Value	5,024,000	12,017,000
Total Fair Value	12,063,000	12,994,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(32,000)	(22,000)
Twelve months or more Unrealized Losses	(9,000)	(136,000)
Total Unrealized Losses	$ (41,000)	$ (158,000)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	1
Number of securities in unrealized loss positions, twelve months or more | Security	2	3
Number of securities in unrealized loss positions | Security	2	4
Less than twelve months Fair Value	$ 0	$ 982,000
Twelve months or more Fair Value	1,996,000	2,970,000
Total Fair Value	1,996,000	3,952,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	(8,000)
Twelve months or more Unrealized Losses	(4,000)	(27,000)
Total Unrealized Losses	$ (4,000)	$ (35,000)
State and Political Subdivisions [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	5
Number of securities in unrealized loss positions, twelve months or more | Security	1	26
Number of securities in unrealized loss positions | Security	1	31
Less than twelve months Fair Value	$ 0	$ 5,213,000
Twelve months or more Fair Value	3,001,000	14,206,000
Total Fair Value	3,001,000	19,419,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	(76,000)
Twelve months or more Unrealized Losses	(3,000)	(526,000)
Total Unrealized Losses	$ (3,000)	$ (602,000)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	0
Number of securities in unrealized loss positions, twelve months or more | Security	1	6	1
Number of securities in unrealized loss positions | Security	1	6
Less than twelve months Fair Value	$ 0	$ 0
Twelve months or more Fair Value	101,000	2,310,000	$ 100,000,000,000
Total Fair Value	101,000	2,310,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	0
Twelve months or more Unrealized Losses	0	(84,000)	$ (1,000)
Total Unrealized Losses	$ 0	$ (84,000)
Corporate [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	10
Number of securities in unrealized loss positions, twelve months or more | Security	5	4	5
Number of securities in unrealized loss positions | Security	6	14
Less than twelve months Fair Value	$ 758,000	$ 8,266,000
Twelve months or more Fair Value	4,000,000	3,374,000	$ 4,000,000
Total Fair Value	4,758,000	11,640,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(1,000)	(137,000)
Twelve months or more Unrealized Losses	(48,000)	(272,000)	$ (48,000)
Total Unrealized Losses	$ (49,000)	$ (409,000)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	4
Number of securities in unrealized loss positions, twelve months or more | Security	2	2
Number of securities in unrealized loss positions | Security	3	6
Less than twelve months Fair Value	$ 1,011,000	$ 3,214,000
Twelve months or more Fair Value	2,849,000	2,507,000
Total Fair Value	3,860,000	5,721,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(1,000)	(41,000)
Twelve months or more Unrealized Losses	(39,000)	(141,000)
Total Unrealized Losses	$ (40,000)	$ (182,000)
Asset Backed Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	7
Number of securities in unrealized loss positions, twelve months or more | Security	2	2
Number of securities in unrealized loss positions | Security	3	9
Less than twelve months Fair Value	$ 1,267,000	$ 10,470,000
Twelve months or more Fair Value	3,134,000	3,059,000
Total Fair Value	4,401,000	13,529,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(1,000)	(91,000)
Twelve months or more Unrealized Losses	(23,000)	(46,000)
Total Unrealized Losses	$ (24,000)	$ (137,000)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security		1
Number of securities in unrealized loss positions, twelve months or more | Security		0
Number of securities in unrealized loss positions | Security		1
Less than twelve months Fair Value		$ 1,496,000
Twelve months or more Fair Value		0
Total Fair Value		1,496,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses		(13,000)
Twelve months or more Unrealized Losses		0
Total Unrealized Losses		$ (13,000)
Residential Mortgage-Backed - US Agency [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	6
Number of securities in unrealized loss positions, twelve months or more | Security	9	21
Number of securities in unrealized loss positions | Security	9	27
Less than twelve months Fair Value	$ 0	$ 3,519,000
Twelve months or more Fair Value	9,684,000	24,154,000
Total Fair Value	9,684,000	27,673,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	(83,000)
Twelve months or more Unrealized Losses	(74,000)	(694,000)
Total Unrealized Losses	$ (74,000)	$ (777,000)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	3
Number of securities in unrealized loss positions, twelve months or more | Security	1	2
Number of securities in unrealized loss positions | Security	1	5
Less than twelve months Fair Value	$ 0	$ 1,447,000
Twelve months or more Fair Value	241,000	1,769,000
Total Fair Value	241,000	3,216,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	(8,000)
Twelve months or more Unrealized Losses	0	(39,000)
Total Unrealized Losses	$ 0	$ (47,000)
Collateralized Mortgage Obligations - US Agency [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	2	3
Number of securities in unrealized loss positions, twelve months or more | Security	22	28
Number of securities in unrealized loss positions | Security	24	31
Less than twelve months Fair Value	$ 1,257,000	$ 2,792,000
Twelve months or more Fair Value	26,306,000	35,765,000
Total Fair Value	27,563,000	38,557,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(1,000)	(98,000)
Twelve months or more Unrealized Losses	(664,000)	(1,593,000)
Total Unrealized Losses	$ (665,000)	$ (1,691,000)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	4
Number of securities in unrealized loss positions, twelve months or more | Security	0	0
Number of securities in unrealized loss positions | Security	0	4
Less than twelve months Fair Value	$ 0	$ 3,972,000
Twelve months or more Fair Value	0	0
Total Fair Value	0	3,972,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	(13,000)
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	$ 0	$ (13,000)
Collateralized Mortgage Obligations - Private Label [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	2	7
Number of securities in unrealized loss positions, twelve months or more | Security	4	5
Number of securities in unrealized loss positions | Security	6	12
Less than twelve months Fair Value	$ 3,505,000	$ 14,011,000
Twelve months or more Fair Value	3,605,000	5,907,000
Total Fair Value	7,110,000	19,918,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(5,000)	(275,000)
Twelve months or more Unrealized Losses	(35,000)	(123,000)
Total Unrealized Losses	$ (40,000)	$ (398,000)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	2	0
Number of securities in unrealized loss positions, twelve months or more | Security	2	2
Number of securities in unrealized loss positions | Security	4	2
Less than twelve months Fair Value	$ 4,001,000	$ 0
Twelve months or more Fair Value	1,466,000	1,874,000
Total Fair Value	5,467,000	1,874,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(44,000)	0
Twelve months or more Unrealized Losses	(5,000)	(25,000)
Total Unrealized Losses	$ (49,000)	$ (25,000)
Debt Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	8	39
Number of securities in unrealized loss positions, twelve months or more | Security	44	88
Number of securities in unrealized loss positions | Security	52	127
Less than twelve months Fair Value	$ 13,826,000	$ 45,248,000
Twelve months or more Fair Value	54,754,000	98,482,000
Total Fair Value	68,580,000	143,730,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(40,000)	(782,000)
Twelve months or more Unrealized Losses	(856,000)	(3,390,000)
Total Unrealized Losses	$ (896,000)	$ (4,172,000)

Investment Securities - Additio

Investment Securities - Additional Information (Details)	6 Months Ended
	Jun. 30, 2019USD ($)Security	Jun. 30, 2018USD ($)Security	Dec. 31, 2018USD ($)Security
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	8		15
Held to maturity sale securities aggregate market value	$ 6,653,000		$ 11,430,000
Held-to-maturity securities unrealized aggregate loss	48,000		316,000
Gain (Loss) on Sale of Investments [Abstract]
Securities pledged to collateralize deposit	87,900,000		69,800,000
Securities pledged to collateralize borrowing	$ 24,900,000		$ 19,500,000
Municipal Securities [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Months of unrealized loss positions	12 months
State and Political Subdivisions [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	1		26
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	$ 3,000,000
Available for sale securities aggregate market value	3,001,000		$ 14,206,000
Available for sale securities unrealized aggregate loss	$ 3,000		$ 526,000
Available for sale securities unrealized aggregate loss percentage	0.10%
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	1	1	6
Held to maturity securities continuous unrealized loss position greater than twelve months amortized historical cost basis		$ 100,000,000,000
Held to maturity sale securities aggregate market value	$ 101,000	100,000,000,000	$ 2,310,000
Held-to-maturity securities unrealized aggregate loss	$ 0	$ 1,000	$ 84,000
Held-to-maturity securities unrealized aggregate loss percentage		0.02%
Corporate [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	5	5	4
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis		$ 4,000,000
Available for sale securities aggregate market value	$ 4,000,000	4,000,000	$ 3,374,000
Available for sale securities unrealized aggregate loss	$ 48,000	$ 48,000	$ 272,000
Available for sale securities unrealized aggregate loss percentage		1.20%
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	2		2
Held to maturity securities continuous unrealized loss position greater than twelve months amortized historical cost basis	$ 2,900,000
Held to maturity sale securities aggregate market value	2,849,000		$ 2,507,000
Held-to-maturity securities unrealized aggregate loss	$ 39,000		$ 141,000
Held-to-maturity securities unrealized aggregate loss percentage	1.36%
Fixed Rate, Private-label Asset-backed Security Rated [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	2
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	$ 3,100,000
Available for sale securities aggregate market value	3,100,000
Available for sale securities unrealized aggregate loss	$ 23,000
Available for sale securities unrealized aggregate loss percentage	0.73%
Fixed Rate, Private-label Mortgage-backed Security not Rated [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	2
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	$ 1,300,000
Available for sale securities aggregate market value	1,300,000
Available for sale securities unrealized aggregate loss	$ 9,000
Available for sale securities unrealized aggregate loss percentage	0.70%
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	1
Held to maturity securities continuous unrealized loss position greater than twelve months amortized historical cost basis	$ 633,000
Held to maturity sale securities aggregate market value	632,000
Held-to-maturity securities unrealized aggregate loss	$ 1,000
Held-to-maturity securities unrealized aggregate loss percentage	0.09%
Fixed Rate, Private-label Mortgage-backed Security Two [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	2
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	$ 2,300,000
Available for sale securities aggregate market value	2,300,000
Available for sale securities unrealized aggregate loss	$ 26,000
Available for sale securities unrealized aggregate loss percentage	1.10%
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	1
Held to maturity securities continuous unrealized loss position greater than twelve months amortized historical cost basis	$ 839,000
Held to maturity sale securities aggregate market value	834,000
Held-to-maturity securities unrealized aggregate loss	$ 4,000
Held-to-maturity securities unrealized aggregate loss percentage	0.53%

Investment Securities - Gross R

Investment Securities - Gross Realized Gains (Losses) on Sale of Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Gain Loss On Sale Of Investments [Abstract]
Realized gains on investments	$ 179	$ 133	$ 401	$ 160
Realized losses on investments	(147)	(155)	(290)	(289)
Total	$ 32	$ (22)	$ 111	$ (129)

Pension and Postretirement Be_3

Pension and Postretirement Benefits - Additional Information (Details)	6 Months Ended
	Jun. 30, 2019
Compensation And Retirement Disclosure [Abstract]
Minimum years of service to participate in the health and life insurance benefits as of January 1, 1995	14 years

Pension and Postretirement Be_4

Pension and Postretirement Benefits - Composition of Net Periodic Pension Plan and Postretirement Plan Costs (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Pension Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Interest cost	$ 123	$ 118	$ 247	$ 236
Expected return on plan assets	(233)	(259)	(467)	(518)
Amortization of net losses	82	41	164	82
Net periodic benefit plan (benefit) cost	(28)	(100)	(56)	(200)
Postretirement Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Interest cost	5	6	11	11
Amortization of prior service credits	(1)	(1)	(2)	(2)
Amortization of net losses	3	3	6	6
Net periodic benefit plan (benefit) cost	$ 7	$ 8	$ 15	$ 15

Loans - Major Classification of

Loans - Major Classification of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018	Jun. 30, 2018
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	$ 692,866	$ 620,405	$ 607,327
Net deferred loan fees	(43)	(135)
Less allowance for loan losses	(7,825)	(7,306)
Loans receivable, net	684,998	612,964
Residential Mortgage Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	243,388	239,644
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	239,422	232,523	225,864
Residential Mortgage Loans [Member] | Construction [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	3,966	7,121
Commercial Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	370,756	329,228
Commercial Loans [Member] | Real Estate [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	225,794	212,314	206,960
Commercial Loans [Member] | Lines of Credit [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	56,569	44,235	49,314
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	79,590	63,359	58,742
Commercial Loans [Member] | Tax Exempt Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	8,803	9,320	9,860
Consumer Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	78,722	51,533
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	26,214	26,109	26,262
Consumer Loans [Member] | Other Consumer [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	$ 52,508	$ 25,424	$ 27,037

Loans - Additional Information

Loans - Additional Information (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2019USD ($)Loan	Jun. 30, 2018Loan	Jun. 30, 2019USD ($)LoanSegment	Jun. 30, 2018Loan	Mar. 31, 2019USD ($)	Dec. 31, 2018USD ($)Loan	Apr. 30, 2017USD ($)	Jan. 31, 2017USD ($)
Accounts Notes And Loans Receivable [Line Items]
Loans acquired | $					$ 24,600,000		$ 10,200,000	$ 15,600,000
Participating interest of acquired loan percentage			90.00%
Number of loans secured by liens on automobiles | Loan			2,283
Number of loans outstanding | Loan	1,817		1,817			909
Loans acquired carrying amount | $	$ 32,800,000		$ 32,800,000			$ 13,300,000
Number of acquired loan charged-off as uncollectible | Loan			23
Acquired loans cumulative net charge-offs | $			$ 165,000
Acquired loans net charge-offs | $			$ 45,000
Number of portfolio segment | Segment			3
Troubled Debt Restructuring During Prior Twelve Months [Member]
Accounts Notes And Loans Receivable [Line Items]
Number of loans | Loan		0
Number of loans subsequently defaulted | Loan			0	0
Residential Real Estate Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Number of loans | Loan	1		1
Other Commercial and Industrial Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Number of loans | Loan				1
Consumer Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans acquired | $	$ 5,000,000		$ 5,000,000
Participating interest of acquired loan percentage			100.00%
Number of loans secured by liens on automobiles | Loan			86
Acquired loans net charge-offs | $			$ 0
Commercial and Industrial Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans acquired | $	5,000,000		$ 5,000,000
Participating interest of acquired loan percentage			100.00%
Number of loans secured by liens on automobiles | Loan			35
Acquired loans net charge-offs | $			$ 0
Residential Mortgage Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Residential mortgage loans pledged to FHLBNY as blanket collateral | $	$ 136,600,000		$ 136,600,000			$ 154,900,000
Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity period of acquired loans			2 years
Minimum [Member] | Consumer Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity period of acquired loans			4 years
Minimum [Member] | Commercial and Industrial Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity period of acquired loans			4 years
Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity period of acquired loans			6 years
Maximum [Member] | Consumer Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity period of acquired loans			10 years
Maximum [Member] | Commercial and Industrial Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity period of acquired loans			10 years

Loans - Summary of Classes of L

Loans - Summary of Classes of Loan Portfolio (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018	Jun. 30, 2018
Financing Receivable Recorded Investment [Line Items]
Total loans	$ 692,866	$ 620,405	$ 607,327
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	670,521	599,834
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	14,397	14,296
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	6,237	4,190
Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,711	2,085
Residential Mortgage Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	243,388	239,644
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	239,422	232,523	225,864
Residential Mortgage Loans [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	3,966	7,121
Residential Mortgage Loans [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	239,845	235,684
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	235,879	228,563
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	3,966	7,121
Residential Mortgage Loans [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	986	999
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	986	999
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,318	1,190
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,318	1,190
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,239	1,771
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,239	1,771
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	0	0
Commercial Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	370,756	329,228
Commercial Loans [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	225,794	212,314	206,960
Commercial Loans [Member] | Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	56,569	44,235	49,314
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	79,590	63,359	58,742
Commercial Loans [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	8,803	9,320	9,860
Commercial Loans [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	352,902	313,150
Commercial Loans [Member] | Pass [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	214,631	201,997
Commercial Loans [Member] | Pass [Member] | Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	54,813	42,489
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	74,655	59,344
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	8,803	9,320
Commercial Loans [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	13,158	13,058
Commercial Loans [Member] | Special Mention [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	7,994	8,299
Commercial Loans [Member] | Special Mention [Member] | Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,349	1,491
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	3,815	3,268
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	0	0
Commercial Loans [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	4,336	2,792
Commercial Loans [Member] | Substandard [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	2,864	1,947
Commercial Loans [Member] | Substandard [Member] | Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	407	233
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	1,065	612
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	0	0
Commercial Loans [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	360	228
Commercial Loans [Member] | Doubtful [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	305	71
Commercial Loans [Member] | Doubtful [Member] | Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	0	22
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	55	135
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	0	0
Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	78,722	51,533
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	26,214	26,109	26,262
Consumer Loans [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	52,508	25,424	$ 27,037
Consumer Loans [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	77,774	51,000
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	25,557	25,706
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	52,217	25,294
Consumer Loans [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	253	239
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	111	144
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	142	95
Consumer Loans [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	583	208
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	434	173
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	149	35
Consumer Loans [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	112	86
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	112	86
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans	$ 0	$ 0

Loans - Age Analysis of Past Du

Loans - Age Analysis of Past Due Loans Segregated by Portfolio Segment and Class of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018	Jun. 30, 2018
Recorded Investment, Past Due [Line Items]
Total Past Due	$ 17,004	$ 11,233
Current	675,862	609,172
Total Loans Receivable	692,866	620,405	$ 607,327
30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	11,052	8,088
60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	2,287	1,095
90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	3,665	2,050
Residential Mortgage Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	2,096	3,188
Current	241,292	236,456
Total Loans Receivable	243,388	239,644
Residential Mortgage Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	904	1,507
Residential Mortgage Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	274	505
Residential Mortgage Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	918	1,176
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	2,096	3,188
Current	237,326	229,335
Total Loans Receivable	239,422	232,523	225,864
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	904	1,507
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	274	505
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	918	1,176
Residential Mortgage Loans [Member] | Construction [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Current	3,966	7,121
Total Loans Receivable	3,966	7,121
Residential Mortgage Loans [Member] | Construction [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Residential Mortgage Loans [Member] | Construction [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Residential Mortgage Loans [Member] | Construction [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	14,168	7,359
Current	356,588	321,869
Total Loans Receivable	370,756	329,228
Commercial Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	9,835	6,108
Commercial Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,953	519
Commercial Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	2,380	732
Commercial Loans [Member] | Real Estate [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	5,682	4,948
Current	220,112	207,366
Total Loans Receivable	225,794	212,314	206,960
Commercial Loans [Member] | Real Estate [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	3,148	4,261
Commercial Loans [Member] | Real Estate [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	484	364
Commercial Loans [Member] | Real Estate [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	2,050	323
Commercial Loans [Member] | Lines of Credit [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	3,339	1,166
Current	53,230	43,069
Total Loans Receivable	56,569	44,235	49,314
Commercial Loans [Member] | Lines of Credit [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	2,761	1,033
Commercial Loans [Member] | Lines of Credit [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	555	111
Commercial Loans [Member] | Lines of Credit [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	23	22
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	5,147	1,245
Current	74,443	62,114
Total Loans Receivable	79,590	63,359	58,742
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	3,926	814
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	914	44
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	307	387
Commercial Loans [Member] | Tax Exempt Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Current	8,803	9,320
Total Loans Receivable	8,803	9,320	9,860
Commercial Loans [Member] | Tax Exempt Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Consumer Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	740	686
Current	77,982	50,847
Total Loans Receivable	78,722	51,533
Consumer Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	313	473
Consumer Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	60	71
Consumer Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	367	142
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	339	288
Current	25,875	25,821
Total Loans Receivable	26,214	26,109	26,262
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	76	247
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	26	6
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	237	35
Consumer Loans [Member] | Other Consumer [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	401	398
Current	52,107	25,026
Total Loans Receivable	52,508	25,424	$ 27,037
Consumer Loans [Member] | Other Consumer [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	237	226
Consumer Loans [Member] | Other Consumer [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	34	65
Consumer Loans [Member] | Other Consumer [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	$ 130	$ 107

Loans - Nonaccrual Loans Segreg

Loans - Nonaccrual Loans Segregated by Class of Loan (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	$ 3,755	$ 2,148
Residential Mortgage Loans [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	918	1,176
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	918	1,176
Commercial Loans [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	2,470	830
Commercial Loans [Member] | Real Estate [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	2,135	415
Commercial Loans [Member] | Lines of Credit [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	28	28
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	307	387
Consumer Loans [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	367	142
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	237	35
Consumer Loans [Member] | Other Consumer [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	$ 130	$ 107

Loans - Troubled Debt Restructu

Loans - Troubled Debt Restructurings on Financing Receivables (Details) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2019USD ($)Loan	Jun. 30, 2019USD ($)Loan	Jun. 30, 2018USD ($)Loan
Residential Real Estate Loans [Member]
Troubled Debt Restructuring, Modified [Abstract]
Number of loans | Loan	1	1
Pre-modification outstanding recorded investment	$ 205	$ 205
Post-modification outstanding recorded investment	250	250
Additional provision for loan losses	$ 0	$ 0
Other Commercial and Industrial Loans [Member]
Troubled Debt Restructuring, Modified [Abstract]
Number of loans | Loan			1
Pre-modification outstanding recorded investment			$ 300
Post-modification outstanding recorded investment			300
Additional provision for loan losses			$ 0

Loans - Summary of Impaired Loa

Loans - Summary of Impaired Loan Information by Portfolio Class (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
With an allowance recorded [Abstract]
Related Allowance	$ 845	$ 631
Total [Abstract]
Recorded Investment	7,954	5,987
Unpaid Principal Balance	8,027	6,054
Related Allowance	845	631
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
With no related allowance recorded [Abstract]
Recorded Investment	1,033	1,221
Unpaid Principal Balance	1,033	1,226
With an allowance recorded [Abstract]
Recorded Investment	600	606
Unpaid Principal Balance	600	606
Related Allowance	104	108
Total [Abstract]
Recorded Investment	1,633	1,827
Unpaid Principal Balance	1,633	1,832
Related Allowance	104	108
Commercial Loans [Member] | Real Estate [Member]
With no related allowance recorded [Abstract]
Recorded Investment	3,103	2,387
Unpaid Principal Balance	3,168	2,448
With an allowance recorded [Abstract]
Recorded Investment	1,358	486
Unpaid Principal Balance	1,358	486
Related Allowance	108	100
Total [Abstract]
Recorded Investment	4,461	2,873
Unpaid Principal Balance	4,526	2,934
Related Allowance	108	100
Commercial Loans [Member] | Lines of Credit [Member]
With no related allowance recorded [Abstract]
Recorded Investment	165	228
Unpaid Principal Balance	165	228
With an allowance recorded [Abstract]
Recorded Investment	205	28
Unpaid Principal Balance	205	28
Related Allowance	204	28
Total [Abstract]
Recorded Investment	370	256
Unpaid Principal Balance	370	256
Related Allowance	204	28
Commercial Loans [Member] | Other Commercial and Industrial [Member]
With no related allowance recorded [Abstract]
Recorded Investment	602	451
Unpaid Principal Balance	610	452
With an allowance recorded [Abstract]
Recorded Investment	544	373
Unpaid Principal Balance	544	373
Related Allowance	287	255
Total [Abstract]
Recorded Investment	1,146	824
Unpaid Principal Balance	1,154	825
Related Allowance	287	255
Commercial Loans [Member] | Other Consumer [Member]
With no related allowance recorded [Abstract]
Recorded Investment	57	0
Unpaid Principal Balance	57	0
With an allowance recorded [Abstract]
Recorded Investment	40	0
Unpaid Principal Balance	40	0
Related Allowance	6	0
Total [Abstract]
Recorded Investment	97	0
Unpaid Principal Balance	97	0
Related Allowance	6	0
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
With no related allowance recorded [Abstract]
Recorded Investment	79	0
Unpaid Principal Balance	79	0
With an allowance recorded [Abstract]
Recorded Investment	168	207
Unpaid Principal Balance	168	207
Related Allowance	136	140
Total [Abstract]
Recorded Investment	247	207
Unpaid Principal Balance	247	207
Related Allowance	$ 136	$ 140

Loans - Summary of Average Reco

Loans - Summary of Average Recorded Investment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Average recorded investment [Abstract]
Average recorded investment in impaired loans	$ 6,960	$ 8,451	$ 6,634	$ 8,714
1-4 Family First Lien Residential Mortgages [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	1,528	1,846	1,627	1,850
Commercial Real Estate [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	3,662	4,971	3,399	5,147
Commercial Lines of Credit [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	344	376	314	433
Other Commercial and Industrial [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	1,100	1,050	1,008	1,049
Home Equity and Junior Liens [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	227	208	220	235
Other Consumer [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	$ 99	$ 0	$ 66	$ 0

Loans - Schedule of Cash Basis

Loans - Schedule of Cash Basis Interest Income Recognized on Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	$ 124	$ 58	$ 185	$ 144
1-4 Family First Lien Residential Mortgages [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	23	14	35	32
Commercial Real Estate [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	57	18	85	66
Commercial Lines of Credit [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	14	10	18	21
Other Commercial and Industrial [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	24	13	38	19
Home Equity and Junior Liens [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	3	3	6	6
Other Consumer [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	$ 3	$ 0	$ 3	$ 0

Allowance for Loan Losses - Cha

Allowance for Loan Losses - Changes in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Allowance for loan losses:
Beginning Balance	$ 7,284	$ 7,451	$ 7,306	$ 7,126
Charge-offs	(76)	(220)	(251)	(541)
Recoveries	7	77	16	110
Provisions (credits)	610	297	754	910
Ending balance	7,825	7,605	7,825	7,605
Ending balance: related to loans individually evaluated for impairment	845	1,171	845	1,171
Ending balance: related to loans collectively evaluated for impairment	6,980	6,434	6,980	6,434
Total Loans Receivable	692,866	607,327	692,866	607,327	$ 620,405
Ending balance: individually evaluated for impairment	7,954	7,828	7,954	7,828
Ending balance: collectively evaluated for impairment	684,912	599,499	684,912	599,499
Unallocated [Member]
Allowance for loan losses:
Beginning Balance	0	9	152	0
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provisions (credits)	0	5	(152)	14
Ending balance	0	14	0	14
Ending balance: related to loans individually evaluated for impairment	0	0	0	0
Ending balance: related to loans collectively evaluated for impairment	0	14	0	14
Residential Mortgage Loans [Member]
Allowance for loan losses:
Total Loans Receivable	243,388		243,388		239,644
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Allowance for loan losses:
Beginning Balance	722	751	766	865
Charge-offs	(11)	(74)	(11)	(192)
Recoveries	1	0	1	20
Provisions (credits)	12	45	(32)	29
Ending balance	724	722	724	722
Ending balance: related to loans individually evaluated for impairment	104	111	104	111
Ending balance: related to loans collectively evaluated for impairment	620	611	620	611
Total Loans Receivable	239,422	225,864	239,422	225,864	232,523
Ending balance: individually evaluated for impairment	1,633	1,844	1,633	1,844
Ending balance: collectively evaluated for impairment	237,789	224,020	237,789	224,020
Residential Mortgage Loans [Member] | Residential Construction Mortgage [Member]
Allowance for loan losses:
Beginning Balance	0	0	0	0
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provisions (credits)	0	0	0	0
Ending balance	0	0	0	0
Ending balance: related to loans individually evaluated for impairment	0	0	0	0
Ending balance: related to loans collectively evaluated for impairment	0	0	0	0
Total Loans Receivable	3,966	3,288	3,966	3,288
Ending balance: individually evaluated for impairment	0	0	0	0
Ending balance: collectively evaluated for impairment	3,966	3,288	3,966	3,288
Commercial Loans [Member]
Allowance for loan losses:
Total Loans Receivable	370,756		370,756		329,228
Commercial Loans [Member] | Real Estate [Member]
Allowance for loan losses:
Beginning Balance	3,370	3,895	3,578	3,589
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provisions (credits)	82	246	(126)	552
Ending balance	3,452	4,141	3,452	4,141
Ending balance: related to loans individually evaluated for impairment	108	596	108	596
Ending balance: related to loans collectively evaluated for impairment	3,344	3,545	3,344	3,545
Total Loans Receivable	225,794	206,960	225,794	206,960	212,314
Ending balance: individually evaluated for impairment	4,461	4,530	4,461	4,530
Ending balance: collectively evaluated for impairment	221,333	202,430	221,333	202,430
Commercial Loans [Member] | Lines of Credit [Member]
Allowance for loan losses:
Beginning Balance	802	719	730	735
Charge-offs	(24)	(50)	(131)	(50)
Recoveries	0	66	0	66
Provisions (credits)	367	(4)	546	(20)
Ending balance	1,145	731	1,145	731
Ending balance: related to loans individually evaluated for impairment	204	47	204	47
Ending balance: related to loans collectively evaluated for impairment	941	684	941	684
Total Loans Receivable	56,569	49,314	56,569	49,314	44,235
Ending balance: individually evaluated for impairment	370	209	370	209
Ending balance: collectively evaluated for impairment	56,199	49,105	56,199	49,105
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Allowance for loan losses:
Beginning Balance	1,560	1,309	1,285	1,214
Charge-offs	(1)	(48)	(2)	(171)
Recoveries	0	0	0	0
Provisions (credits)	143	10	419	228
Ending balance	1,702	1,271	1,702	1,271
Ending balance: related to loans individually evaluated for impairment	287	276	287	276
Ending balance: related to loans collectively evaluated for impairment	1,415	995	1,415	995
Total Loans Receivable	79,590	58,742	79,590	58,742	63,359
Ending balance: individually evaluated for impairment	1,146	1,038	1,146	1,038
Ending balance: collectively evaluated for impairment	78,444	57,704	78,444	57,704
Commercial Loans [Member] | Tax Exempt Loans [Member]
Allowance for loan losses:
Beginning Balance	1	1	1	1
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provisions (credits)	0	0	0	0
Ending balance	1	1	1	1
Ending balance: related to loans individually evaluated for impairment	0	0	0	0
Ending balance: related to loans collectively evaluated for impairment	1	1	1	1
Total Loans Receivable	8,803	9,860	8,803	9,860	9,320
Ending balance: individually evaluated for impairment	0	0	0	0
Ending balance: collectively evaluated for impairment	8,803	9,860	8,803	9,860
Consumer Loans [Member]
Allowance for loan losses:
Total Loans Receivable	78,722		78,722		51,533
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Allowance for loan losses:
Beginning Balance	430	507	409	514
Charge-offs	0	0	0	(17)
Recoveries	0	1	0	1
Provisions (credits)	(44)	(74)	(23)	(64)
Ending balance	386	434	386	434
Ending balance: related to loans individually evaluated for impairment	136	141	136	141
Ending balance: related to loans collectively evaluated for impairment	250	293	250	293
Total Loans Receivable	26,214	26,262	26,214	26,262	26,109
Ending balance: individually evaluated for impairment	247	207	247	207
Ending balance: collectively evaluated for impairment	25,967	26,055	25,967	26,055
Consumer Loans [Member] | Other Consumer [Member]
Allowance for loan losses:
Beginning Balance	399	260	385	208
Charge-offs	(40)	(48)	(107)	(111)
Recoveries	6	10	15	23
Provisions (credits)	50	69	122	171
Ending balance	415	291	415	291
Ending balance: related to loans individually evaluated for impairment	6	0	6	0
Ending balance: related to loans collectively evaluated for impairment	409	291	409	291
Total Loans Receivable	52,508	27,037	52,508	27,037	$ 25,424
Ending balance: individually evaluated for impairment	97	0	97	0
Ending balance: collectively evaluated for impairment	$ 52,411	$ 27,037	$ 52,411	$ 27,037

Allowance for Loan Losses - Sch

Allowance for Loan Losses - Schedule of Allowance for Loan Losses on Basis of Calculation Methodology (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	$ 845			$ 1,171
Historical loss rate	361			374
Qualitative factors	6,619			6,046
Other				14
Total	7,825	$ 7,284	$ 7,306	7,605	$ 7,451	$ 7,126
Unallocated [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	0			0
Historical loss rate	0			0
Qualitative factors	0			0
Other				14
Total	0	0	152	14	9	0
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	104			111
Historical loss rate	64			111
Qualitative factors	556			500
Total	724	722	766	722	751	865
Residential Mortgage Loans [Member] | Residential Construction Mortgage [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	0			0
Historical loss rate	0			0
Qualitative factors	0			0
Total	0	0	0	0	0	0
Commercial Loans [Member] | Real Estate [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	108			596
Historical loss rate	89			86
Qualitative factors	3,255			3,459
Total	3,452	3,370	3,578	4,141	3,895	3,589
Commercial Loans [Member] | Lines of Credit [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	204			47
Historical loss rate	35			24
Qualitative factors	906			660
Total	1,145	802	730	731	719	735
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	287			276
Historical loss rate	28			17
Qualitative factors	1,387			978
Total	1,702	1,560	1,285	1,271	1,309	1,214
Commercial Loans [Member] | Tax Exempt Loans [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	0			0
Historical loss rate	0			0
Qualitative factors	1			1
Total	1	1	1	1	1	1
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	136			141
Historical loss rate	1			24
Qualitative factors	249			269
Total	386	430	409	434	507	514
Consumer Loans [Member] | Other Consumer [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	6			0
Historical loss rate	144			112
Qualitative factors	265			179
Total	$ 415	$ 399	$ 385	$ 291	$ 260	$ 208

Foreclosed Real Estate - Summar

Foreclosed Real Estate - Summary of Carrying Amount of Foreclosed Residential Real Estate Properties Held (Details) $ in Thousands	Jun. 30, 2019USD ($)Property	Dec. 31, 2018USD ($)Property
Real Estate Properties [Line Items]
Foreclosed real estate	$ 591	$ 1,173
Foreclosed Residential Real Estate [Member]
Real Estate Properties [Line Items]
Number of properties | Property	2	2
Foreclosed real estate	$ 84	$ 73

Foreclosed Real Estate - Additi

Foreclosed Real Estate - Additional Information (Details) - USD ($)	Jun. 30, 2019	Dec. 31, 2018
Real Estate Owned Disclosure Of Detailed Components [Abstract]
Residential real estate loans in the process of foreclosure	$ 525,000	$ 951,000

Guarantees - Additional Informa

Guarantees - Additional Information (Details) $ in Millions	6 Months Ended
	Jun. 30, 2019USD ($)
Standby Letters of Credit [Member]
Loss Contingencies [Line Items]
Maximum amount of loss due to credit risk	$ 2.2

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Details) - Corporate [Member] - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018	Jun. 30, 2018
Schedule Of Available For Sale Securities [Line Items]
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis			$ 4,000
Available for sale securities aggregate market value	$ 4,000	$ 3,374	$ 4,000
Level 2 [Member]
Schedule Of Available For Sale Securities [Line Items]
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	4,800
Available for sale securities aggregate market value	$ 5,000

Fair Value Measurements - Fair

Fair Value Measurements - Fair Value of Assets on Recurring Basis Segregated by Level of Valuation Inputs (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Debt investment securities:
Investment securities - available-for-sale	$ 117,530	$ 177,664
Equity investment securities:
Marketable equity securities	205	206
Level 2 [Member] | Total Fair Value [Member]
Debt investment securities:
Investment securities - available-for-sale	112,285	172,399
Equity investment securities:
Marketable equity securities	510	453
Net Asset Value [Member] | Total Fair Value [Member]
Debt investment securities:
Investment securities - available-for-sale	5,040	5,059
Recurring Basis [Member] | Total Fair Value [Member]
Debt investment securities:
Total available-for-sale securities	117,325	177,458
Equity investment securities:
Marketable equity securities	510	0
Interest rate derivatives, at fair value, net :
Interest rate swap derivative	(110)
Recurring Basis [Member] | Level 1 [Member]
Debt investment securities:
US Treasury, agencies and GSEs	0	0
State and political subdivisions	0	0
Corporate	0	0
Asset backed securities	0	0
Residential mortgage-backed - US agency	0	0
Collateralized mortgage obligations - US agency	0	0
Collateralized mortgage obligations - Private label	0	0
Investment securities - available-for-sale	0	0
Total available-for-sale securities	0	0
Equity investment securities:
Marketable equity securities	0	0
Interest rate derivatives, at fair value, net :
Interest rate swap derivative	0
Recurring Basis [Member] | Level 2 [Member]
Debt investment securities:
US Treasury, agencies and GSEs	12,083	17,031
State and political subdivisions	4,928	23,065
Corporate	10,502	12,141
Asset backed securities	17,137	18,119
Residential mortgage-backed - US agency	18,791	31,666
Collateralized mortgage obligations - US agency	33,982	46,441
Collateralized mortgage obligations - Private label	14,862	23,936
Investment securities - available-for-sale	112,285	172,399
Total available-for-sale securities	112,285	172,399
Equity investment securities:
Marketable equity securities	510	453
Interest rate derivatives, at fair value, net :
Interest rate swap derivative	(110)
Recurring Basis [Member] | Level 3 [Member]
Debt investment securities:
US Treasury, agencies and GSEs	0	0
State and political subdivisions	0	0
Corporate	0	0
Asset backed securities	0	0
Residential mortgage-backed - US agency	0	0
Collateralized mortgage obligations - US agency	0	0
Collateralized mortgage obligations - Private label	0	0
Investment securities - available-for-sale	0	0
Total available-for-sale securities	0	0
Equity investment securities:
Marketable equity securities	0	0
Interest rate derivatives, at fair value, net :
Interest rate swap derivative	0
Recurring Basis [Member] | Level 1, 2 and 3 [Member] | Total Fair Value [Member]
Debt investment securities:
US Treasury, agencies and GSEs	12,083	17,031
State and political subdivisions	4,928	23,065
Corporate	10,502	12,141
Asset backed securities	17,137	18,119
Residential mortgage-backed - US agency	18,791	31,666
Collateralized mortgage obligations - US agency	33,982	46,441
Collateralized mortgage obligations - Private label	14,862	23,936
Investment securities - available-for-sale	112,285	172,399
Recurring Basis [Member] | Net Asset Value [Member] | Total Fair Value [Member]
Debt investment securities:
Investment securities - available-for-sale	$ 5,040	$ 5,059

Fair Value Measurements - Summa

Fair Value Measurements - Summary of Fair Value Assets Measured on Nonrecurring Basis (Details) - Nonrecurring Basis [Member] - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Total Fair Value [Member]
Nonrecurring basis [Abstract]
Impaired loans	$ 3,136	$ 1,098
Foreclosed real estate	84	1,173
Level 1 [Member]
Nonrecurring basis [Abstract]
Impaired loans	0	0
Foreclosed real estate	0	0
Level 2 [Member]
Nonrecurring basis [Abstract]
Impaired loans	0	0
Foreclosed real estate	0	0
Level 3 [Member]
Nonrecurring basis [Abstract]
Impaired loans	3,136	1,098
Foreclosed real estate	$ 84	$ 1,173

Fair Value Measurements - Fai_2

Fair Value Measurements - Fair Value Inputs, Quantitative Information (Details) - Level 3 [Member] - Measurement Input, Discount Rate [Member]	Jun. 30, 2019	Dec. 31, 2018
Impaired Loans [Member] | Minimum [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	5	5
Impaired Loans [Member] | Minimum [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	7	5
Impaired Loans [Member] | Maximum [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	30	15
Impaired Loans [Member] | Maximum [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	13	13
Impaired Loans [Member] | Weighted Average [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	10	6
Impaired Loans [Member] | Weighted Average [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	11	11
Foreclosed Real Estate [Member] | Minimum [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	15	15
Foreclosed Real Estate [Member] | Minimum [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	6	6
Foreclosed Real Estate [Member] | Maximum [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	15	15
Foreclosed Real Estate [Member] | Maximum [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	8	8
Foreclosed Real Estate [Member] | Weighted Average [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	15	15
Foreclosed Real Estate [Member] | Weighted Average [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	7	7

Fair Value Measurements - Carry

Fair Value Measurements - Carrying Amounts and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Financial assets:
Investment securities - available-for-sale	$ 117,530	$ 177,664
Investment securities - marketable equity	205	206
Investment securities - held-to-maturity	96,959	53,769
Level 1 [Member] | Carrying Amounts [Member]
Financial assets:
Cash and cash equivalents	50,342	26,316
Accrued interest receivable	3,339	3,068
Financial liabilities:
Demand Deposits, Savings, NOW and MMDA	436,047	450,267
Accrued interest payable	446	304
Level 1 [Member] | Estimated Fair Values [Member]
Financial assets:
Cash and cash equivalents	50,342	26,316
Accrued interest receivable	3,339	3,068
Financial liabilities:
Demand Deposits, Savings, NOW and MMDA	436,047	450,267
Accrued interest payable	446	304
Level 2 [Member] | Carrying Amounts [Member]
Financial assets:
Investment securities - available-for-sale	112,285	172,399
Investment securities - marketable equity	510	453
Investment securities - held-to-maturity	95,324	53,908
Federal Home Loan Bank stock	4,443	5,937
Financial liabilities:
Time Deposits	372,590	276,793
Borrowings	89,434	118,534
Subordinated loans	15,111	15,094
Interest rate swap derivative	110	0
Level 2 [Member] | Estimated Fair Values [Member]
Financial assets:
Investment securities - available-for-sale	112,285	172,399
Investment securities - marketable equity	510	453
Investment securities - held-to-maturity	96,959	53,769
Federal Home Loan Bank stock	4,443	5,937
Financial liabilities:
Time Deposits	373,694	275,727
Borrowings	89,924	118,379
Subordinated loans	14,855	14,485
Interest rate swap derivative	110	0
Net Asset Value [Member] | Carrying Amounts [Member]
Financial assets:
Investment securities - available-for-sale	5,040	5,059
Net Asset Value [Member] | Estimated Fair Values [Member]
Financial assets:
Investment securities - available-for-sale	5,040	5,059
Level 3 [Member] | Carrying Amounts [Member]
Financial assets:
Net loans	684,998	612,964
Level 3 [Member] | Estimated Fair Values [Member]
Financial assets:
Net loans	$ 681,739	$ 601,789

Interest Rate Derivatives - Add

Interest Rate Derivatives - Additional Information (Details)	Jun. 30, 2019USD ($)Derivative	Apr. 30, 2019USD ($)	Dec. 31, 2018Derivative
Interest Rate Derivatives [Member]
Derivative [Line Items]
Number of interest rate derivatives | Derivative	2
Number of derivative agreements | Derivative			0
Interest Rate Derivatives [Member] | Other Liabilities [Member]
Derivative [Line Items]
Fair value of derivative resulted in net liability position | $	$ 110,000
Interest Rate Swap [Member] | Designated as Hedging Instrument [Member] | Fair Value Hedges [Member]
Derivative [Line Items]
Notional amount | $		$ 9,200,000

Interest Rate Derivative - Cumu

Interest Rate Derivative - Cumulative Basis Adjustments for Fair Value Hedges (Details) - Interest Rate Derivatives [Member] - Loans Receivable [Member]	Jun. 30, 2019USD ($)	[1]
Derivative [Line Items]
Carrying Amount of the Hedged Assets	$ 22,663,000
Cumulative Amount of Fair Value Hedging Adjustment Included in The Carrying Amount of the Hedged Assets	$ 88,000
[1]	These amounts include the amortized cost basis of the closed portfolio used to designate the hedging relationship in which the hedged item is the remaining amortized cost of the last layer expected to be remaining at the end of the hedging relationship. At June 30, 2019, the amortized cost of the basis of the closed portfolio used in the hedging relationship was $22.7 million, the cumulative basis adjustment associated with the hedging relationship was $88,000, and the amount of the designated hedged item was $9.2 million.

Interest Rate Derivative - Cu_2

Interest Rate Derivative - Cumulative Basis Adjustments for Fair Value Hedges (Parenthetical) (Details) - Interest Rate Derivatives [Member] - Loans Receivable [Member]	Jun. 30, 2019USD ($)
Derivative [Line Items]
Amortized cost of closed portfolio used in hedging relationship	$ 22,700,000
Cumulative basis adjustment associated with hedging relationship	88,000	[1]
Amount of designated hedging item	$ 9,200,000
[1]	These amounts include the amortized cost basis of the closed portfolio used to designate the hedging relationship in which the hedged item is the remaining amortized cost of the last layer expected to be remaining at the end of the hedging relationship. At June 30, 2019, the amortized cost of the basis of the closed portfolio used in the hedging relationship was $22.7 million, the cumulative basis adjustment associated with the hedging relationship was $88,000, and the amount of the designated hedged item was $9.2 million.

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) - Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance		$ 66,438	$ 62,438	$ 64,459	$ 62,144
Other comprehensive income before reclassifications		1,397	(507)	2,975	(1,728)
Amounts reclassified from AOCI		41	48	43	159
Balance		87,844	62,869	87,844	62,869
ASU 2016-01 [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Cumulative effect of change in measurement	[1]				(53)
ASU 2017-12 [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Cumulative effect of change in measurement	[2]				359
Retirement Plans [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance		(3,087)	(2,188)	(3,152)	(2,220)
Other comprehensive income before reclassifications		0	0	0	0
Amounts reclassified from AOCI		66	32	131	64
Balance		(3,021)	(2,156)	(3,021)	(2,156)
Retirement Plans [Member] | ASU 2016-01 [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Cumulative effect of change in measurement	[1]				0
Retirement Plans [Member] | ASU 2017-12 [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Cumulative effect of change in measurement	[2]				0
Unrealized Gains and Losses on Available-for-Sale Securities [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance		(1,322)	(2,410)	(2,832)	(1,558)
Other comprehensive income before reclassifications		1,390	(854)	2,963	(1,848)
Amounts reclassified from AOCI		(25)	16	(88)	95
Balance		43	(3,248)	43	(3,248)
Unrealized Gains and Losses on Available-for-Sale Securities [Member] | ASU 2016-01 [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Cumulative effect of change in measurement	[1]				(53)
Unrealized Gains and Losses on Available-for-Sale Securities [Member] | ASU 2017-12 [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Cumulative effect of change in measurement	[2]				116
Unrealized Loss on Securities Transferred to Held-to-Maturity [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance		(53)	(414)	(58)	(430)
Other comprehensive income before reclassifications		7	347	12	120
Amounts reclassified from AOCI		0	0	0	0
Balance		(46)	(67)	(46)	(67)
Unrealized Loss on Securities Transferred to Held-to-Maturity [Member] | ASU 2016-01 [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Cumulative effect of change in measurement	[1]				0
Unrealized Loss on Securities Transferred to Held-to-Maturity [Member] | ASU 2017-12 [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Cumulative effect of change in measurement	[2]				243
AOCI Attributable to Parent [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance		(4,462)	(5,012)	(6,042)	(4,208)
Balance		$ (3,024)	$ (5,471)	$ (3,024)	$ (5,471)
[1]	Cumulative effect of unrealized gain on marketable equity securities based on the adoption of ASU 2016-01 – Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Liabilities.
[2]	Cumulative effect of unrealized gains on the transfer of 52 investment securities from held-to-maturity classification to available-for-sale classification based on the adoption of ASU 2017-12: Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities.

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss) - Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax (Parenthetical) (Details)	Jun. 30, 2018Security
ASU 2017-12 [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Number of investment securities classified from held-to-maturity to available-for-sale.	52

Accumulated Other Comprehensi_5

Accumulated Other Comprehensive Income (Loss) - Summary of Amounts Reclassified Out of Each Component of AOCI (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Salaries and employee benefits		$ (3,454)	$ (3,211)	$ (7,104)	$ (6,190)
Provision for income taxes		(175)	(166)	(426)	(348)
Net income attributable to Pathfinder Bancorp Inc.		607	945	1,121	1,949
Reclassification out of Accumulated Other Comprehensive Income [Member] | Available-for-Sale Securities [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Net gains (losses) on sales and redemptions of investment securities	[1]	32	(22)	111	(129)
Provision for income taxes	[1]	(7)	6	(23)	34
Net income attributable to Pathfinder Bancorp Inc.	[1]	25	(16)	88	(95)
Reclassification out of Accumulated Other Comprehensive Income [Member] | Retirement Plans [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Salaries and employee benefits	[1],[2]	(84)	(43)	(168)	(86)
Provision for income taxes	[1]	18	11	37	22
Net income attributable to Pathfinder Bancorp Inc.	[1]	$ (66)	$ (32)	$ (131)	$ (64)
[1]	Amounts in parentheses indicates debits in net income.
[2]	These items are included in net periodic pension cost.

Noninterest Income - Summary of

Noninterest Income - Summary of Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Disaggregation Of Revenue [Line Items]
Earnings and gain on bank owned life insurance	$ 101	$ 108	$ 222	$ 181
Net gains (losses) on sales and redemptions of investment securities	32	(22)	111	(129)
Gains on equity securities	16	13	57	26
Other miscellaneous income	35	15	62	90
Total noninterest income	1,219	1,024	2,312	1,919
Insufficient Funds Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	272	200	480	400
Deposit Related Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	53	48	105	99
ATM Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	23	25	45	48
Service Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	348	273	630	547
Insurance Commissions [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	216	234	451	460
Investment Services Revenue [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	97	83	145	149
ATM Fees Surcharge [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	59	61	105	106
Banking House Rents Collected [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	33	36	68	66
Fee Income [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	405	414	769	781
Debit Card Interchange Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	187	148	331	291
Merchant Card Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	22	20	38	33
Card Income [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	209	168	369	324
Loan Servicing Fees [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	60	42	87	83
Net Gains on Sale of Loans and Foreclosed Real Estate [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	13	13	5	16
Total Mortgage Fee Income and Realized Gain on Sale of Loans and Foreclosed Real Estate [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	73	55	92	99
Service Fees, Fee Income, Card Income and Mortgage Fee Income and Realized Gain on Sale of Loans and Foreclosed Real Estate [Member]
Disaggregation Of Revenue [Line Items]
Noninterest income	$ 1,035	$ 910	$ 1,860	$ 1,751

Leases - Additional Information

Leases - Additional Information (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Lessee Lease Description [Line Items]
Operating and finance lease, option to extend lease term, description			Our leases have remaining lease terms that vary from less than one year up to 31 years, some of which include options to extend the leases for various renewal periods
Operating and finance lease, option to extend lease term			true
ASU 2016-02 [Member]
Lessee Lease Description [Line Items]
Lease rental income	$ 34,000	$ 36,000	$ 68,000	$ 66,000
Unamortized initial direct costs			$ 0
Minimum [Member]
Lessee Lease Description [Line Items]
Operating and finance leases remaining lease term			1 year
Maximum [Member]
Lessee Lease Description [Line Items]
Operating and finance leases remaining lease term			31 years

Leases - Components of Lease Ex

Leases - Components of Lease Expense (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2019
Leases [Abstract]
Operating lease cost	$ 60	$ 119
Finance lease cost	$ 12	$ 12

Leases - Supplemental Cash Flow

Leases - Supplemental Cash Flow Information Related to Leases (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2019
Cash paid for amount included in the measurement of lease liabilities:
Operating cash flows from operating leases	$ 56	$ 104
Operating cash flows from finance leases	12	12
Financing cash flows from finance leases	$ 11	$ 11

Leases - Supplemental Balance S

Leases - Supplemental Balance Sheet Information Related to Leases (Details) $ in Thousands	Jun. 30, 2019USD ($)
Operating Leases:
Operating lease right-of-use assets	$ 2,458
Operating lease liabilities	2,711
Finance Leases:
Financial Liability	$ 574
Weighted Average Remaining Lease Term:
Operating Leases	19 years 10 months 6 days
Finance Leases	29 years 9 months 29 days
Weighted Average Discount Rate:
Operating Leases	3.71%
Finance Leases	13.75%

Leases - Maturities of Lease Li

Leases - Maturities of Lease Liabilities (Details) $ in Thousands	Jun. 30, 2019USD ($)
Operating Lease Liabilities Payments Due Rolling Maturity [Abstract]
2020	$ 116
2021	109
2022	93
2023	104
2024	114
Thereafter	2,749
Total minimum lease payments	$ 3,285