Exhibit 21
Subsidiaries of the Registrant
Name | State of Incorporation |
Pathfinder Bank | New York (direct) |
Pathfinder Statutory Trust II | Delaware (direct) |
Pathfinder Commercial Bank | New York (indirect) |
Pathfinder REIT, Inc. | New York (indirect) |
Whispering Oaks Development Corp. | New York (indirect) |
Pathfinder Risk Management Company, Inc. | New York (indirect) |
FitzGibbons Agency, LLC(1) | New York (indirect) |
(1) | Pathfinder Bancorp, Inc. indirectly owns 51% of FitzGibbons Agency, LLC. |