Pathfinder Bancorp (PBHC) 10-K 18 Mar 15 2014 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
In Millions, except Share data, unless otherwise specified	Dec. 31, 2014	Mar. 13, 2015	Jun. 30, 2014
Document and Entity Information [Abstract]
Entity Registrant Name	Pathfinder Bancorp, Inc.
Entity Central Index Key	1609065
Current Fiscal Year End Date	-19
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Smaller Reporting Company
Entity Public Float			$38.30
Entity Common Stock, Shares Outstanding		4,352,203
Document Fiscal Year Focus	2014
Document Fiscal Period Focus	FY
Document Type	10-K
Amendment Flag	FALSE
Document Period End Date	31-Dec-14

CONSOLIDATED_STATEMENTS_OF_CON

CONSOLIDATED STATEMENTS OF CONDITION (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS:
Cash and due from banks	$6,822	$6,535
Interest earning deposits	4,534	10,040
Total cash and cash equivalents	11,356	16,575
Interest earning time deposits	0	500
Available-for-sale securities, at fair value	88,073	80,959
Held-to-maturity securities, at amortized cost (fair value of $42,139 and $34,222, respectively)	40,875	34,412
Federal Home Loan Bank stock, at cost	3,454	2,440
Loans	387,538	341,633
Less: Allowance for loan losses	5,349	5,041
Loans receivable, net	382,189	336,592
Premises and equipment, net	13,200	11,644
Accrued interest receivable	1,849	1,715
Foreclosed real estate	261	619
Intangible assets, net	175	187
Goodwill	4,367	4,367
Bank owned life insurance	10,356	8,268
Other assets	4,869	5,515
Total assets	561,024	503,793
Deposits:
Interest-bearing	360,906	361,969
Noninterest-bearing	54,662	48,171
Total deposits	415,568	410,140
Short-term borrowings	55,100	24,000
Long-term borrowings	11,000	16,853
Junior subordinated debentures	5,155	5,155
Accrued interest payable	63	86
Other liabilities	4,934	4,489
Total liabilities	491,820	460,723
Shareholders' equity:
Preferred stock - SBLF, par value $0.01 per share; $1,000 liquidation preference; 13,000 shares authorized; 13,000 shares issued and outstanding	13,000	13,000
Common stock, par value $0.01; 25,000,000 and 10,000,000 authorized shares; 4,352,203 and 2,979,969 shares issued and 4,352,203 and 2,623,182 shares outstanding	44	30
Additional paid in capital	28,534	8,226
Retained earnings	31,085	28,788
Accumulated other comprehensive loss	-2,119	-1,745
Unearned ESOP	-1,754	-826
Treasury stock, at cost; 0 and 356,787 shares respectively	0	-4,761
Total Pathfinder Bancorp, Inc shareholders' equity	68,790	42,712
Noncontrolling interest	414	358
Total equity	69,204	43,070
Total liabilities and shareholders' equity	$561,024	$503,793

CONSOLIDATED_STATEMENTS_OF_CON1

CONSOLIDATED STATEMENTS OF CONDITION (Parenthetical) (USD $)	Dec. 31, 2014	Dec. 31, 2013
ASSETS:
Held-to-maturity securities at fair value	$42,139,000	$34,222,000
Shareholders' equity:
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized (in shares)	25,000,000	10,000,000
Common stock, shares issued (in shares)	4,352,203	2,979,969
Common stock, shares outstanding (in shares)	4,352,203	2,623,182
Treasury stock, shares (in shares)	0	356,787
Preferred Stock SBLF [Member]
Shareholders' equity:
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, liquidation preference	$1,000	$1,000
Preferred stock, shares authorized (in shares)	13,000	13,000
Preferred stock, shares issued (in shares)	13,000	13,000
Preferred stock, shares outstanding (in shares)	13,000	13,000

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Interest and dividend income:
Loans, including fees	$16,928	$16,347
Debt securities:
Taxable	1,815	1,574
Tax-exempt	782	762
Dividends	160	174
Interest earning time deposits	7	19
Federal funds sold and interest earning deposits	7	7
Total interest income	19,699	18,883
Interest expense:
Interest on deposits	1,956	2,478
Interest on short-term borrowings	102	60
Interest on long-term borrowings	556	726
Total interest expense	2,614	3,264
Net interest income	17,085	15,619
Provision for loan losses	1,205	1,032
Net interest income after provision for loan losses	15,880	14,587
Noninterest income:
Service charges on deposit accounts	1,200	1,175
Earnings on bank owned life insurance	308	224
Loan servicing fees	271	146
Net gains on sales and redemptions of investment securities	310	365
Net gains on sales of loans and foreclosed real estate	34	470
Debit card interchange fees	496	469
Other charges, commissions & fees	1,140	567
Total noninterest income	3,759	3,416
Noninterest expense:
Salaries and employee benefits	8,795	8,081
Building occupancy	1,607	1,476
Data processing	1,548	1,444
Professional and other services	623	659
Advertising	537	537
FDIC assessments	398	415
Audits and exams	249	219
Other expenses	1,928	1,920
Total noninterest expenses	15,685	14,751
Income before income taxes	3,954	3,252
Provision for income taxes	1,153	847
Net income attributable to noncontrolling interest and Pathfinder Bancorp, Inc.	2,801	2,405
Net income (loss) attributable to non-controlling interest	56	-1
Net income attributable to Pathfinder Bancorp, Inc.	2,745	2,406
Preferred stock dividends	95	0
Net income available to common shareholders	$2,650	$2,406
Earnings per common share - basic (in dollars per share)	$0.64	$0.58
Earnings per common share - diluted (in dollars per share)	$0.63	$0.58
Dividends per common share (in dollars per share)	$0.12	$0.12

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME) [Abstract]
Net income	$2,801		$2,405
Retirement Plans:
Retirement plan net losses recognized in plan expenses	43		381
Plan (losses) gains not recognized in plan expenses	-1,397		2,590
Net unrealized (loss) gain on retirement plans	-1,354		2,971
Unrealized holding gains on financial derivative:
Change in unrealized holding losses on financial derivative	-9		-2
Reclassification adjustment for interest expense included in net income	62		62
Net unrealized gain on financial derivative	53		60
Unrealized holding (losses) gains on AFS and called HTM
Unrealized holding gains (losses) arising during the period	907		-2,075
Reclassification adjustment for net gains on called HTM	-171		0
Reclassification adjustment for net gains included in net income	-139		-365
Net unrealized gain (loss) on securities	597		-2,440
Accretion of net unrealized loss on securities transferred to held-to-maturity	81	[1]	-1,302	[1]
Other comprehensive loss, before tax	-623		-711
Tax effect	249		284
Other comprehensive loss, net of tax	-374		-427
Comprehensive income	2,427		1,978
Comprehensive income (loss) attributable to noncontrolling interest	56		-1
Comprehensive income attributable to Pathfinder Bancorp, Inc.	2,371		1,979
Tax Effect Allocated to Each Component of Other Comprehensive Loss
Retirement plan net losses recognized in plan expenses	-17		-152
Plan gains (losses) not recognized in plan expenses	559		-1,036
Change in unrealized holding losses on financial derivative	4		-1
Reclassification adjustment for interest expense included in net income	-25		-24
Unrealized holding gains (losses) arising during the period	-363		830
Reclassification adjustment for net gains included in net income	124		146
Accretion of net unrealized loss on securities transferred to held-to-maturity	-33	[1]	521	[1]
Income tax effect related to other comprehensive income	$249		$284
[1]	The accretion of the unrealized holding losses in accumulated other comprehensive income (loss) at the date of transfer partially offsets the amortization of the difference between the par value and the fair value of the investment securities at the date of transfer, and is an adjustment of yield.

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (USD $)	Preferred Stock [Member]	Common Stock [Member]	Additional Paid in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss [Member]	Unearned ESOP [Member]	Treasury Stock [Member]	Non-controlling Interest [Member]	Total
In Thousands
Balance at Dec. 31, 2012	$13,000	$30	$8,120	$26,685	($1,318)	($936)	($4,834)	$0	$40,747
Net income	0	0	0	2,406	0	0	0	0	2,406
Other comprehensive income (loss), net of tax	0	0	0	0	-427	0	0	0	-427
ESOP shares earned	0	0	53	0	0	110	0	0	163
Stock based compensation	0	0	81	0	0	0	0	0	81
Stock options exercised	0	0	-28	0	0	0	73	0	45
Common stock dividends declared	0	0	0	-303	0	0	0	0	-303
Change in non-controlling interest, net	0	0	0	0	0	0	0	358	358
Balance at Dec. 31, 2013	13,000	30	8,226	28,788	-1,745	-826	-4,761	358	43,070
Net income	0	0	0	2,745	0	0	0	56	2,801
Other comprehensive income (loss), net of tax	0	0	0	0	-374	0	0	0	-374
Preferred stock dividends - SBLF	0	0	0	-95	0	0	0	0	-95
ESOP shares earned	0	0	68	0	0	127	0	0	195
Stock based compensation	0	0	84	0	0	0	0	0	84
Stock options exercised	0	0	-9	0	0	0	27	0	18
Proceeds of common stock offering and conversion of existing shares, net of expenses	0	17	24,896	0	0	-1,055	0	0	23,858
Cancel 354,787 Treasury Shares	0	-3	-4,731	0	0	0	4,734	0	0
Common stock dividends declared	0	0	0	-353	0	0	0	0	-353
Change in non-controlling interest, net									56
Balance at Dec. 31, 2014	$13,000	$44	$28,534	$31,085	($2,119)	($1,754)	$0	$414	$69,204

CONSOLIDATED_STATEMENTS_OF_CHA1

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY [Abstract]
ESOP shares earned (in shares)	21,553	12,500
Common stock dividends declared (in dollars per share)	$0.12	$0.12
Treasury shares (in shares)	354,787

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
OPERATING ACTIVITIES
Net income attributable to Pathfinder Bancorp, Inc.	$2,745	$2,406
Adjustments to reconcile net income to net cash flows from operating activities:
Provision for loan losses	1,205	1,032
Deferred income tax expense	352	202
Proceeds from sales of loans	0	11,459
Originations of loans held-for-sale	0	-11,016
Realized gains on sales and redemptions and calls of:
Real estate acquired through foreclosure	-31	-27
Loans	-3	-443
Available-for-sale investment securities	-139	-365
Held-to-maturity investment securities	-171	0
Premise and equipment	0	-6
Depreciation	805	715
Amortization of mortgage servicing rights	14	10
Amortization of deferred loan costs	129	111
Earnings on bank owned life insurance	-308	-222
Realized gain on proceeds from bank owned life insurance	0	-2
Net amortization of premiums and discounts on investment securities	665	722
Amortization of intangible assets	12	1
Stock based compensation and ESOP expense	279	243
Net change in accrued interest receivable	-134	2
Net change in other assets and liabilities	-393	289
Net cash flows from operating activities	5,027	5,111
INVESTING ACTIVITIES
Purchase of investment securities available-for-sale	-28,651	-30,036
Purchase of investment securities held-to-maturity	-8,767	-10,433
Proceeds from maturities of interest earning time deposits	500	1,500
Net purchases of Federal Home Loan Bank stock	-1,014	-511
Proceeds from maturities and principal reductions of investment securities available-for-sale	16,895	21,831
Proceeds from maturities and principal reductions of investment securities held-to-maturity	1,109	355
Proceeds from sales, redemptions and calls of:
Available-for-sale investment securities	4,940	7,151
Held-to-maturity investment securities	1,220	0
Real estate acquired through foreclosure	924	375
Premises and equipment	0	18
Acquisition of controlling interest in Fitzgibbons Agency, net of cash acquired of $18	0	-356
Purchase of bank owned life insurance	-1,780	0
Proceeds from bank owned life insurance	0	2
Net change in loans	-47,491	-9,075
Purchase of premises and equipment	-2,361	-2,263
Net cash flows from investing activities	-64,476	-21,442
FINANCING ACTIVITIES
Net change in demand deposits, NOW accounts, savings accounts, money management deposit accounts, MMDA accounts and escrow deposits	-7,210	21,764
Net change in time deposits and brokered deposits	12,638	-3,429
Net change in short-term borrowings	31,100	15,000
Payments on long-term borrowings	-5,853	-9,111
Proceeds from exercise of stock options	18	45
Net proceeds from stock offering and conversion	24,913	0
Cash dividends paid to preferred shareholder - SBLF	-62	-83
Cash dividends paid to common shareholders	-316	-303
Change in non-controlling interest, net	56	358
Purchase of shares by ESOP	-1,054	0
Net cash flows from financing activities	54,230	24,241
Change in cash and cash equivalents	-5,219	7,910
Cash and cash equivalents at beginning of period	16,575	8,665
Cash and cash equivalents at end of period	11,356	16,575
CASH PAID DURING THE PERIOD FOR:
Interest	2,637	3,318
Income taxes	631	967
NON-CASH INVESTING ACTIVITY
Real Estate acquired in exchange for loans	560	587
Transfer of available-for-sale securities to held-to-maturity	$0	$32,495

CONSOLIDATED_STATEMENTS_OF_CAS1

CONSOLIDATED STATEMENTS OF CASH FLOWS (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Proceeds from sales, redemptions and calls of:
Cash acquired	$197,000	$18,000

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Nature of Operations
	The accompanying consolidated financial statements include the accounts of Pathfinder Bancorp, Inc. (the "Company") and its wholly owned subsidiary, Pathfinder Bank (the "Bank"). The Company is a Maryland corporation headquartered in Oswego, New York. On October 16, 2014, the Company completed its conversion from the mutual holding company structure and the related public offering and is now a stock holding company that is fully owned by the public.  As a result of the conversion, the mutual holding company and former mid-tier holding company were merged into Pathfinder Bancorp, Inc. The primary business of the Company is its investment in Pathfinder Bank (the "Bank") which is 100% owned by the Company and the Company is 100% owned by public Shareholders.  The Company sold a total of 2,636,053 shares of common stock, par value of $0.01 per share, in the offering, including 105,442 shares sold to the Pathfinder Bank employee stock ownership plan ("ESOP").  All shares were sold at a price of $10.00 per share raising $26.4 million in gross proceeds.  Additionally, $197,000 in cash was received from the merger of MHC into the company; and after accounting for conversion related expenses of $1.5 million, which offset gross proceeds, the Company received $24.9 million in net proceeds.  Concurrent with the completion of the offering, publicly owned shares of Pathfinder Bancorp, Inc., a federal corporation, were exchanged for 1.6472 shares of the Company's common stock. At December 31, 2014, the public and the ESOP, collectively, held 4,352,203 shares. The Bank has four wholly owned operating subsidiaries, Pathfinder Commercial Bank, Pathfinder Risk Management Company, Inc. ("PRMC"), Pathfinder REIT, Inc. and Whispering Oaks Development Corp. All significant inter-company accounts and activity have been eliminated in consolidation.  Although the Company owns, through its subsidiary PRMC, 51% of the membership interest in FitzGibbons Agency, LLC ("FitzGibbons"), the Company is required to consolidate 100% of FitzGibbons within the consolidated financial statements.  The 49% of which the Company does not own is accounted for separately as noncontrolling interests within the consolidated financial statements.
	The Company has seven offices located in Oswego County, one office in Onondaga County, and a business banking office in Syracuse, New York which opened in the fourth quarter of 2014.  The Company is primarily engaged in the business of attracting deposits from the general public in the Company's market area, and investing such deposits, together with other sources of funds, in loans secured by one-to-four family residential real estate, commercial real estate, business assets and in investment securities.
	Use of Estimates in the Preparation of Consolidated Financial Statements
	The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.  Management has identified the allowance for loan losses, deferred income taxes, pension obligations, the annual evaluation of the Company's goodwill for possible impairment and the evaluation of investment securities for other than temporary impairment and the estimation of fair values for accounting and disclosure purposes to be the accounting areas that require the most subjective and complex judgments, and as such, could be the most subject to revision as new information becomes available.
	The Company is subject to the regulations of various governmental agencies.  The Company also undergoes periodic examinations by the regulatory agencies which may subject it to further changes with respect to asset valuations, amounts of required loss allowances, and operating restrictions resulting from the regulators' judgments based on information available to them at the time of their examinations.
	Significant Group Concentrations of Credit Risk
	Most of the Company's activities are with customers located primarily in Oswego and Onondaga counties of New York State.  A large portion of the Company's portfolio is centered in residential and commercial real estate.  The Company closely monitors real estate collateral values and requires additional reviews of commercial real estate appraisals by a qualified third party for commercial real estate loans in excess of $400,000.  All residential loan appraisals are reviewed by an individual or third party who is independent of the loan origination or approval process and was not involved in the approval of appraisers or selection of the appraiser for the transaction, and has no direct or indirect interest, financial or otherwise in the property or the transaction.  Note 4 discusses the types of securities that the Company invests in.  Note 5 discusses the types of lending that the Company engages in.  The Company does not have any significant concentrations to any one industry or customer.
	Advertising
	The Company follows the policy of charging the costs of advertising to expense as incurred.
	Noncontrolling Interest
	Noncontrolling interest represents the portion of ownership and profit or loss that is attributable to the minority owners of the FitzGibbons Agency.
	Cash and Cash Equivalents
	Cash and cash equivalents include cash on hand, amounts due from banks and interest-bearing deposits (with original maturity of three months or less).
	Investment Securities
	The Company classifies investment securities as either available-for-sale or held-to-maturity.  The Company does not hold any securities considered to be trading.  Available-for-sale securities are reported at fair value, with net unrealized gains and losses reflected as a separate component of shareholders' equity, net of the applicable income tax effect. Held-to-maturity securities are those that the Company has the ability and intent to hold until maturity and are reported at amortized cost.  These securities include those that were transferred from available-for-sale to held-to-maturity in the third quarter of 2013, and more fully explained in Note 4 to the financial statements.
	Gains or losses on investment security transactions are based on the amortized cost of the specific securities sold.  Premiums and discounts on securities are amortized and accreted into income using the interest method over the period to maturity.
	Note 4 to the consolidated financial statements includes additional information about the Company's accounting policies with respect to the impairment of investment securities.
	Federal Home Loan Bank Stock
	Federal law requires a member institution of the Federal Home Loan Bank ("FHLB") system to hold stock of its district FHLB according to a predetermined formula.  The stock is carried at cost.
	Transfers of Financial Assets
	Transfers of financial assets, including sales of loans and loan participations, are accounted for as sales when control over the assets has been surrendered.  Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
	Loans
	The Company grants mortgage, commercial, municipal, and consumer loans to customers.  Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are stated at their outstanding unpaid principal balances, less the allowance for loan losses plus net deferred loan origination costs. The ability of the Company's debtors to honor their contracts is dependent upon the real estate and general economic conditions in the market area.  Interest income is generally recognized when income is earned using the interest method. Nonrefundable loan fees received and related direct origination costs incurred are deferred and amortized over the life of the loan using the interest method, resulting in a constant effective yield over the loan term. Deferred fees are recognized into income and deferred costs are charged to income immediately upon prepayment of the related loan.
	The loans receivable portfolio is segmented into residential mortgage, commercial and consumer loans.  The residential mortgage segment consists of one-to-four family first-lien residential mortgages and construction loans.  Commercial loans consist of the following classes: real estate, lines of credit, other commercial and industrial, and tax-exempt loans.  Consumer loans include both home equity lines of credit and loans with junior liens and other consumer loans.
	Allowance for Loan Losses
	The allowance for loan losses represents management's estimate of losses inherent in the loan portfolio as of the date of the statement of condition and it is recorded as a reduction of loans.  The allowance is increased by the provision for loan losses, and decreased by charge-offs, net of recoveries.  Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance.  All, or part, of the principal balance of loans receivable are charged off to the allowance as soon as it is determined that the repayment of all, or part, of the principal balance is highly unlikely.  Non-residential consumer loans are generally charged off no later than 120 days past due on a contractual basis, unless productive collection efforts are providing results.  Consumer loans may be charged off earlier in the event of bankruptcy, or if there is an amount that is deemed uncollectible.  No portion of the allowance for loan losses is restricted to any individual loan product and the entire allowance is available to absorb any and all loan losses.
	The allowance for loan losses is maintained at a level considered adequate to provide for losses that can be reasonably anticipated.  Management performs a quarterly evaluation of the adequacy of the allowance.  The allowance is based on three major components which are; specific components for larger loans, recent historical losses and several qualitative factors applied to a general pool of loans, and an unallocated component.
	The first component is the specific component that relates to loans that are classified as impaired.  For these loans, an allowance is established when the discounted cash flows or collateral value of the impaired loan is lower than the carrying value of that loan.
	The second or general component covers pools of loans, by loan class, not considered impaired, smaller balance homogeneous loans, such as residential real estate, home equity and other consumer loans.  These pools of loans are evaluated for loss exposure first based on historical loss rates for each of these categories of loans. The ratio of net charge-offs to loan outstandings within each product class, over the most recent eight quarters, lagged by one quarter, is used to generate the historical loss rates.  In addition, qualitative factors are added to the historical loss rates in arriving at the total allowance for loan loss need for this general pool of loans.  The qualitative factors include changes in national and local economic trends, the rate of growth in the portfolio, trends of delinquencies and nonaccrual balances, changes in loan policy, and changes in lending management experience and related staffing.  Each factor is assigned a value to reflect improving, stable or declining conditions based on management's best judgment using relevant information available at the time of the evaluation.  These qualitative factors, applied to each product class, make the evaluation inherently subjective, as it requires material estimates that may be susceptible to significant revision as more information becomes available.  Adjustments to the factors are supported through documentation of changes in conditions in a narrative accompanying the allowance for loan loss analysis and calculation.
	The third or unallocated component is maintained to cover uncertainties that could affect management's estimate of probable losses.  The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio and generally comprises less than 10% of the total allowance for loan loss.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.  Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due.  Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and shortfalls on a case-by case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length and reason for the delay, the borrower's prior payment record and the amount of shortfall in relation to what is owed.  Impairment is measured by either the present value of the expected future cash flows discounted at the loan's effective interest rate or the fair value of the underlying collateral if the loan is collateral dependent.  The majority of the Company's loans utilize the fair value of the underlying collateral.
	An allowance for loan loss is established for an impaired loan if its carrying value exceeds its estimated fair value.  The estimated fair values of substantially all of the Company's impaired loans are measured based on the estimated fair value of the loan's collateral.  For loans secured by real estate, estimated fair values are determined primarily through third-party appraisals, less costs to sell.  Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value.  The discounts also include estimated costs to sell the property.
	For commercial and industrial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower's financial statements, inventory reports, accounts receivable agings or equipment appraisals or invoices.  Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets.
	Large groups of homogeneous loans are collectively evaluated for impairment.  Accordingly, the Company does not separately identify individual residential mortgage loans less than $300,000, home equity and other consumer loans for impairment disclosures, unless such loans are related to borrowers with impaired commercial loans or they are the subject to a troubled debt restructuring agreement for those with a carrying value in excess of $300,000.
	Commercial loans whose terms are modified are classified as troubled debt restructurings if the Company grants such borrowers concessions and it is deemed that those borrowers are experiencing financial difficulty.  Concessions granted under a troubled debt restructuring generally include but are not limited to a temporary reduction in the interest rate or an extension of a loan's stated maturity date.  Commercial loans classified as troubled debt restructurings with a carrying value in excess of $100,000 are designated as impaired and evaluated as discussed above.
	The allowance calculation methodology includes further segregation of loan classes into risk rating categories.  The borrower's overall financial condition, repayment sources, guarantors and value of the collateral, if appropriate, are evaluated not less than annually for commercial loans or when credit deficiencies arise on all loans.  Credit quality risk ratings include regulatory classifications of special mention, substandard, doubtful and loss.  See Note 5 for a description of these regulatory classifications.
	In addition, Federal regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses and may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination, which may not be currently available to management.  Based on management's comprehensive analysis of the loan portfolio, management believes the current level of the allowance for loan losses is adequate.
	Income Recognition on Impaired and Nonaccrual Loans
	For all classes of loans receivable, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan may be currently performing.  A loan may remain on accrual status if it is either well secured or guaranteed and in the process of collection.  When a loan is placed on nonaccrual status, unpaid interest is reversed and charged to interest income.  Interest received on nonaccrual loans, including impaired loans, generally is either applied against principal or reported as interest income, according to management's judgment as to the collectability of principal.  Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, generally six months, and the ultimate collectability of the total contractual principal and interest is no longer in doubt.  Nonaccrual troubled debt restructurings are restored to accrual status if principal and interest payments, under the modified terms, are current for six consecutive months after modification.
	For nonaccrual loans, when future collectability of the recorded loan balance is expected, interest income may be recognized on a cash basis. In the case where a nonaccrual loan had been partially charged off, recognition of interest on a cash basis is limited to that which would have been recognized on the recorded loan balance at the contractual interest rate. Cash interest receipts in excess of that amount are recorded as recoveries to the allowance for loan losses until prior charge-offs have been fully recovered.
	Off-Balance Sheet Credit Related Financial Instruments
	In the ordinary course of business, the Company has entered into commitments to extend credit, including commitments under standby letters of credit.  Such financial instruments are recorded when they are funded.
	Premises and Equipment
	Premises and equipment are stated at cost, less accumulated depreciation. Depreciation is computed on a straight-line basis over the estimated useful lives of the related assets, ranging up to 40 years for premises and 10 years for equipment. Maintenance and repairs are charged to operating expenses as incurred.  The asset cost and accumulated depreciation are removed from the accounts for assets sold or retired and any resulting gain or loss is included in the determination of income.
	Foreclosed Real Estate
	Properties acquired through foreclosure, or by deed in lieu of foreclosure, are recorded at their fair value less estimated costs to sell.  Fair value is typically determined based on evaluations by third parties.  Costs incurred in connection with preparing the foreclosed real estate for disposition are capitalized to the extent that they enhance the overall fair value of the property. Any write-downs on the asset's fair value less costs to sell at the date of acquisition are charged to the allowance for loan losses.  Subsequent write downs and expenses of foreclosed real estate are included as a valuation allowance and recorded in noninterest expense.
	Goodwill and Intangible Assets
	Goodwill represents the excess cost of an acquisition over the fair value of the net assets acquired.  Goodwill is not amortized, but is evaluated annually for impairment.  Intangible assets, such as customer relationships, are amortized over their useful lives, generally 15 years.
	Mortgage Servicing Rights
	Originated mortgage servicing rights are recorded at their fair value at the time of transfer of the related loans and are amortized in proportion to, and over the period of, estimated net servicing income or loss.  The carrying value of the originated mortgage servicing rights is periodically evaluated for impairment or between annual evaluations under certain circumstances.
	Stock-Based Compensation
	Compensation costs related to share-based payment transactions are recognized based on the grant-date fair value of the stock-based compensation issued. Compensation costs are recognized over the period that an employee provides service in exchange for the award.  Compensation costs related to the Employee Stock Ownership Plan are dependent upon the average stock price and the shares committed to be released to plan participants through the period in which income is reported.
	Retirement Benefits
	The Company has a non-contributory defined benefit pension plan that covered substantially all employees. On May 14, 2012, the Company informed its employees of its decision to freeze participation and benefit accruals under the plan, primarily to reduce some of the volatility in earnings that can accompany the maintenance of a defined benefit plan.  The freeze became effective June 30, 2012.  Compensation earned by employees up to June 30, 2012 is used for purposes of calculating benefits under the plan but there will be no future benefit accruals after this date.  Participants as of June 30, 2012 will continue to earn vesting credit with respect to their frozen accrued benefits as they continue to work. Pension expense under these plans is charged to current operations and consists of several components of net pension cost based on various actuarial assumptions regarding future experience under the plans.
	Gains and losses, prior service costs and credits, and any remaining transition amounts that have not yet been recognized through net periodic benefit cost are recognized in accumulated other comprehensive loss, net of tax effects, until they are amortized as a component of net periodic cost.  Plan assets and obligations are measured as of the Company's statement of condition date.
	The Company has unfunded deferred compensation and supplemental executive retirement plans for selected current and former employees and officers that provide benefits that cannot be paid from a qualified retirement plan due to Internal Revenue Code restrictions. These plans are nonqualified under the Internal Revenue Code, and assets used to fund benefit payments are not segregated from other assets of the Company, therefore, in general, a participant's or beneficiary's claim to benefits under these plans is as a general creditor.
	The Company sponsors an Employee Stock Ownership Plan ("ESOP") covering substantially all full time employees.  The cost of shares issued to the ESOP but not committed to be released to the participants is presented in the consolidated statement of condition as a reduction of shareholders' equity.  ESOP shares are released to the participants proportionately as the loan is repaid.  The Company records ESOP compensation expense based on the shares committed to be released and allocated to the participant's accounts multiplied by the average share price of the Company's stock over the period.  Dividends related to unallocated shares are recorded as compensation expense.
	Derivative Financial Instruments
	Derivatives are recorded on the statement of condition as assets and liabilities measured at their fair value. The accounting for increases and decreases in the value of derivatives depends upon the use of derivatives and whether the derivatives qualify for hedge accounting.  The Company currently has one interest rate swap, which has been determined to be a cash flow hedge.  The fair value of cash-flow hedging instruments ("Cash Flow Hedge") is recorded in either other assets or other liabilities. On an ongoing basis, the statement of condition is adjusted to reflect the then current fair value of the Cash Flow Hedge. The related gains or losses are reported in other comprehensive income (loss) and are subsequently reclassified into earnings, as a yield adjustment in the same period in which the related interest on the hedged item (primarily a variable-rate debt obligation) affect earnings. To the extent that the Cash Flow Hedge is not effective, the ineffective portion of the Cash Flow Hedge is immediately recognized as interest expense.
	Income Taxes
	Provisions for income taxes are based on taxes currently payable or refundable and deferred income taxes on temporary differences between the tax basis of assets and liabilities and their reported amounts in the consolidated financial statements. Deferred tax assets and liabilities are reported in the consolidated financial statements at currently enacted income tax rates applicable to the period in which the deferred tax assets and liabilities are expected to be realized or settled.
	Earnings Per Share
Basic earnings per common share are computed by dividing net income, after preferred stock dividends and preferred stock discount accretion, by the weighted average number of common shares outstanding throughout each year.  Diluted earnings per share gives effect to weighted average shares that would be outstanding assuming the exercise of issued stock options and warrants using the treasury stock method.  Unallocated shares of the Company's ESOP plan are not included when computing earnings per share until they are committed to be released.
Segment Reporting
The Company has evaluated the activities relating to its strategic business units.  The controlling interest in the FitzGibbons Agency is dissimilar in nature and management when compared to the Company's other strategic business units which are judged to be similar in nature and management.  The Company has determined that the FitzGibbons Agency is below the reporting threshold in size in accordance with Accounting Standards Codification 280.  Accordingly, the Company has determined it has no reportable segments.
Comprehensive Income (Loss)
Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income.  Although certain changes in assets and liabilities are reported as a separate component of the equity section of the statement of condition, such items, along with net income, are components of comprehensive income.
Accumulated other comprehensive (loss) represents the sum of these items, with the exception of net income, as of the balance sheet date and is represented in the table below.
	As of December 31,
Accumulated Other Comprehensive Loss By Component:	2014			2013
Unrealized loss for pension and other postretirement obligations	$	(2,991	)	$	(1,637	)
Tax effect		1,197			655
Net unrealized loss for pension and other postretirement obligations		(1,794	)		(982	)
Unrealized loss on financial derivative instruments used in cash flow hedging relationships		(82	)		(135	)
Tax effect		33			54
Net unrealized loss on financial derivative instruments used in cash flow hedging relationships		(49	)		(81	)
Unrealized gains on available-for-sale securities		763			166
Tax effect		(306	)		(67	)
Net unrealized gains on available-for-sale securities		457			99
Unrealized loss on securities transferred to held-to-maturity		(1,221	)		(1,302	)
Tax effect		488			521
Net unrealized loss on securities transferred to held-to-maturity		(733	)		(781	)
Accumulated other comprehensive loss	$	(2,119	)	$	(1,745	)
The accompanying notes are an integral part of the consolidated financial statements.
Reclassifications
Certain amounts in the 2013 consolidated financial statements have been reclassified to conform to the current year presentation.  These reclassifications had no effect on net income as previously reported.

NEW_ACCOUNTING_PRONOUNCEMENTS

NEW ACCOUNTING PRONOUNCEMENTS	12 Months Ended
	Dec. 31, 2014
NEW ACCOUNTING PRONOUNCEMENTS [Abstract]
NEW ACCOUNTING PRONOUNCEMENTS	NOTE 2:  NEW ACCOUNTING PRONOUNCEMENTS
	In January 2015, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") ASU 2015-01 – Income Statement – Extraordinary and Unusual Items (Subtopic 225-20).  This ASU addressed the simplification of income statement presentation by eliminating the concept of extraordinary items.  The objective of the Simplification Initiative is to identify, evaluate, and improve areas of generally accepted accounting principles (GAAP) for which cost and complexity can be reduced while maintaining or improving the usefulness of the information provided to the users of financial statements.  The amendments in this Update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. A reporting entity may apply the amendments prospectively. A reporting entity also may apply the amendments retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption.  The Company does not expect a material impact on its consolidated statements of condition, results of operations, or cash flows.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	12 Months Ended
	Dec. 31, 2014
EARNINGS PER SHARE [Abstract]
EARNINGS PER SHARE	NOTE 3:  EARNINGS PER SHARE
	Basic earnings per share are calculated by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period.  Net income available to common shareholders is net income to Pathfinder Bancorp, Inc. less the total of preferred dividends declared. Diluted earnings per share include the potential dilutive effect that could occur upon the assumed exercise of issued stock options using the Treasury Stock method.  Anti-dilutive stock options, not included in the computation below, were 16,472 for the years ended 2014 and 2013.  Unallocated common shares held by the ESOP are not included in the weighted-average number of common shares outstanding for purposes of calculating earnings per common share until they are committed to be released to plan participants.
	The following table sets forth the calculation of basic and diluted earnings per share.  Historical share and per share data have been adjusted by the exchange ratio of 1.6472 used in the Conversion and Offering.
		Years ended
		December 31,
	(In thousands, except per share data)	2014		2013
	Basic Earnings Per Common Share
	Net income available to common shareholders	$	2,650	$	2,406
	Weighted average common shares outstanding		4,156		4,146
	Basic earnings per common share	$	0.64	$	0.58
	Diluted Earnings Per Common Share
	Net income available to common shareholders	$	2,650	$	2,406
	Weighted average common shares outstanding		4,156		4,146
	Effect of assumed exercise of stock options		44		23
	Diluted weighted average common shares outstanding		4,200		4,169
	Diluted earnings per common share	$	0.63	$	0.58

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	12 Months Ended
	Dec. 31, 2014
INVESTMENT SECURITIES [Abstract]
INVESTMENT SECURITIES	NOTE 4: INVESTMENT SECURITIES
	The amortized cost and estimated fair value of investment securities are summarized as follows:
		31-Dec-14
						Gross				Gross				Estimated
		Amortized				Unrealized				Unrealized				Fair
	(In thousands)	Cost				Gains				Losses				Value
	Available-for-Sale Portfolio
	Debt investment securities:
	US Treasury, agencies and GSEs		$	17,896			$	3			$	(149	)		$	17,750
	State and political subdivisions			8,346				110				(13	)			8,443
	Corporate			13,763				116				(19	)			13,860
	Residential mortgage-backed - US agency			30,321				403				(149	)			30,575
	Collateralized mortgage obligations - US agency			15,432				168				(124	)			15,476
	Total			85,758				800				(454	)			86,104
	Equity investment securities:
	Mutual funds:
	Ultra short mortgage fund			643				5				-				648
	Large cap equity fund			456				193				-				649
	Other mutual funds			183				196				-				379
	Common stock - financial services industry			270				23				-				293
	Total			1,552				417				-				1,969
	Total available-for-sale		$	87,310			$	1,217			$	(454	)		$	88,073
	Held-to-Maturity Portfolio
	Debt investment securities:
	US Treasury, agencies and GSEs		$	4,834			$	58			$	-			$	4,892
	State and political subdivisions			22,610				824				(9	)			23,425
	Corporate			2,487				33				(17	)			2,503
	Residential mortgage-backed - US agency			8,043				242				-				8,285
	Collateralized mortgage obligations - US agency			2,901				133				-				3,034
	Total held-to-maturity		$	40,875			$	1,290			$	(26	)		$	42,139
		31-Dec-13
						Gross				Gross				Estimated
		Amortized				Unrealized				Unrealized				Fair
	(In thousands)	Cost				Gains				Losses				Value
	Available-for-Sale Portfolio
	Debt investment securities:
	US Treasury, agencies and GSEs		$	16,935			$	2			$	(340	)		$	16,597
	State and political subdivisions			6,429				164				(6	)			6,587
	Corporate			13,498				198				-				13,696
	Residential mortgage-backed - US agency			22,231				332				(424	)			22,139
	Collateralized mortgage obligations - agency			20,147				164				(308	)			20,003
	Total			79,240				860				(1,078	)			79,022
	Equity investment securities:
	Mutual funds:
	Ultra short mortgage fund			643				5				-				648
	Large cap equity fund			456				195				-				651
	Other mutual funds			183				162				-				345
	Common stock - financial services industry			271				22				-				293
	Total			1,553				384				-				1,937
	Total available-for-sale		$	80,793			$	1,244			$	(1,078	)		$	80,959
	Held-to-Maturity Portfolio
	Debt investment securities:
	US Treasury, agencies and GSEs		$	1,872			$	-			$	(25	)		$	1,847
	State and political subdivisions			21,371				11				(118	)			21,264
	Corporate			3,746				16				(44	)			3,718
	Residential mortgage-backed - US agency			5,556				-				(30	)			5,526
	Collateralized mortgage obligations - agency			1,867				-				-				1,867
	Total held-to-maturity		$	34,412			$	27			$	(217	)		$	34,222
	The Company's investments in mortgage-backed securities include pass-through securities and collateralized mortgage obligations issued and guaranteed by Fannie Mae, Freddie Mac, and GNMA.  As of December 31, 2014 and December 31, 2013, no private-label mortgage-backed securities or collateralized mortgage obligations were held in the securities portfolio.  The Company's investments in state and political obligation securities generally are municipal obligations that are general obligations supported by the general taxing authority of the issuer, and in some cases are insured.  The obligations issued by school districts are supported by state aid.  Primarily, these investments are issued by municipalities within New York State.
	The amortized cost and estimated fair value of debt investments at December 31, 2014 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties.
			Available-for-Sale								Held-to-Maturity
			Amortized				Estimated				Amortized				Estimated
			Cost				Fair Value				Cost				Fair Value
	(In thousands)
Due in one year or less		$	5,818			$	5,838			$	196			$	197
Due after one year through five years			29,042				29,121				6,136				6,145
Due after five years through ten years			5,145				5,094				14,992				15,441
Due after ten years			-				-				8,607				9,037
Sub-total			40,005				40,053				29,931				30,820
Residential mortgage-backed - US agency			30,321				30,575				8,043				8,285
Collateralized mortgage obligations - US agency			15,432				15,476				2,901				3,034
Totals		$	85,758			$	86,104			$	40,875			$	42,139
The Company's investment securities' gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, is as follows:
	31-Dec-14
	Less than Twelve Months												Twelve Months or More										Total
	Number of												Number of										Number of
	Individual				Unrealized				Fair				Individual			Unrealized				Fair			Individual		Unrealized				Fair
	Securities				Losses				Value				Securities			Losses				Value			Securities		Losses				Value
(Dollars in thousands)
Available-for-Sale
US Treasury, agencies and GSE's			7			$	(18	)		$	7,991				7		$	(131	)		$	7,856		14		$	(149	)		$	15,847
State and political subdivisions			19				(13	)			3,047				1			-				90		20			(13	)			3,137
Corporate			7				(19	)			4,520				-			-				-		7			(19	)			4,520
Residential mortgage-backed - US agency			2				(8	)			1,424				6			(141	)			6,256		8			(149	)			7,680
Collateralized mortgage obligations - US agency			3				(22	)			2,692				5			(102	)			3,963		8			(124	)			6,655
Totals			38			$	(80	)		$	19,674				19		$	(374	)		$	18,165		57		$	(454	)		$	37,839
Held-to-Maturity
US Treasury, agencies and GSE's			-			$	-			$	-				-		$	-			$	-		-		$	-			$	-
State and political subdivisions			1				(9	)			1,463				-			-				-		1			(9	)			1,463
Corporate			2				(17	)			1,108				-			-				-		2			(17	)			1,108
Residential mortgage-backed - US agency			-				-				-				-			-				-		-			-				-
Collateralized mortgage obligations - US agency			-				-				-				-			-				-		-			-				-
Totals			3			$	(26	)		$	2,571				-		$	-			$	-		3		$	(26	)		$	2,571
	31-Dec-13
	Less than Twelve Months												Twelve Months or More										Total
	Number of												Number of										Number of
	Individual				Unrealized				Fair				Individual			Unrealized				Fair			Individual		Unrealized				Fair
Available-for-Sale	Securities				Losses				Value				Securities			Losses				Value			Securities		Losses				Value
(Dollars in thousands)
US Treasury, agencies and GSE's			14			$	(340	)		$	15,573				-		$	-			$	-		14		$	(340	)		$	15,573
State and political subdivisions			1				(4	)			114				3			(2	)			397		4			(6	)			511
Corporate			-				-				-				-			-				-		-			-				-
Residential mortgage-backed - US agency			11				(374	)			12,923				1			(50	)			878		12			(424	)			13,801
Collateralized mortgage obligations - US agency			14				(308	)			10,519				-			-				-		14			(308	)			10,519
Totals			40			$	(1,026	)		$	39,129				4		$	(52	)		$	1,275		44		$	(1,078	)		$	40,404
Held-to-Maturity
US Treasury, agencies and GSE's			2			$	(25	)		$	1,847				-		$	-			$	-		2		$	(25	)		$	1,847
State and political subdivisions			37				(118	)			17,814				-			-				-		37			(118	)			17,814
Corporate			4				(44	)			3,171				-			-				-		4			(44	)			3,171
Residential mortgage-backed - US agency			6				(30	)			5,526				-			-				-		6			(30	)			5,526
Collateralized mortgage obligations - US agency			-				-				-				-			-				-		-			-				-
Totals			49			$	(217	)		$	28,358				-		$	-			$	-		49		$	(217	)		$	28,358
The Company conducts a formal review of investment securities on a quarterly basis for the presence of other-than-temporary impairment ("OTTI").  The Company assesses whether OTTI is present when the fair value of a debt security is less than its amortized cost basis at the statement of condition date.  Under these circumstances, OTTI is considered to have occurred (1) if we intend to sell the security; (2) if it is "more likely than not" we will be required to sell the security before recovery of its amortized cost basis; or (3) the present value of expected cash flows is not anticipated to be sufficient to recover the entire amortized cost basis.  The guidance requires that credit-related OTTI is recognized in earnings while non-credit-related OTTI on securities not expected to be sold is recognized in other comprehensive income ("OCI").  Non-credit-related OTTI is based on other factors, including illiquidity and changes in the general interest rate environment.  Presentation of OTTI is made in the consolidated statement of income on a gross basis, including both the portion recognized in earnings as well as the portion recorded in OCI.  The gross OTTI would then be offset by the amount of non-credit-related OTTI, showing the net as the impact on earnings.
Management does not believe any individual unrealized loss in other securities within the portfolio as of December 31, 2014 represents OTTI.  All securities which have been in an unrealized loss position for 12 months or more are comprised of United States Agency issued mortgage-backed securities, collateralized mortgage obligations and Agency and Government Sponsored enterprise bond holdings.  These positions in US Government Agency and Government Sponsored enterprises are deemed to have no credit impairment, thus, the disclosed unrealized losses relate directly to changes in interest rates subsequent to the acquisition of the individual securities.  The Company does not intend to sell these securities, nor is it more likely than not that the Company will be required to sell these securities prior to the recovery of the amortized cost.
In determining whether OTTI has occurred for equity securities, the Company considers the applicable factors described above and the length of time the equity security's fair value has been below the carrying amount. Management has determined that we have the intent and ability to retain the equity securities for a sufficient period of time to allow for recovery. All of the Company's equity securities had a fair value greater than the book value at December 31, 2014.
Gross realized gains (losses) on sales and redemptions of securities for the years ended December 31 are detailed below:
(In thousands)		2014				2013
Realized gains		$	312			$	370
Realized losses			(2	)			(5	)
		$	310			$	365
As of December 31, 2014 and December 31, 2013, securities with a fair value of $66.7 million and $58.6 million, respectively, were pledged to collateralize certain municipal deposit relationships.  As of the same dates, securities with a fair value of $19.9 million and $21.6 million were pledged against certain borrowing arrangements.
Management has reviewed its loan and mortgage-backed securities portfolios and determined that, to the best of its knowledge, little or no exposure exists to sub-prime or other high-risk residential mortgages.  The Company is not in the practice of investing in, or originating, these types of investments or loans.

LOANS

LOANS	12 Months Ended
	Dec. 31, 2014
LOANS [Abstract]
LOANS	NOTE 5: LOANS
	Major classifications of loans are as follows:
			December 31,				December 31,
	(In thousands)		2014				2013
	Residential mortgage loans:
	1-4 family first-lien residential mortgages		$	172,159			$	166,298
	Construction			3,209				1,982
	Total residential mortgage loans			175,368				168,280
	Commercial loans:
	Real estate			125,952				95,536
	Lines of credit			17,407				14,444
	Other commercial and industrial			34,660				32,675
	Tax exempt loans			7,201				5,122
	Total commercial loans			185,220				147,777
	Consumer loans:
	Home equity and junior liens			22,713				21,110
	Other consumer			4,160				4,166
	Total consumer loans			26,873				25,276
	Total loans			387,461				341,333
	Net deferred loan costs			77				300
	Less allowance for loan losses			(5,349	)			(5,041	)
	Loans receivable, net		$	382,189			$	336,592
	The Company originates residential mortgage, commercial and consumer loans largely to customers throughout Oswego, Onondaga and surrounding counties. Although the Company has a diversified loan portfolio, a substantial portion of its borrowers' abilities to honor their contracts is dependent upon the counties' employment and economic conditions.
	As of December 31, 2014 and December 31, 2013, residential mortgage loans with a carrying value of $121.1 million and $114.8 million, respectively, have been pledged by the Company to the Federal Home Loan Bank of New York ("FHLBNY") under a blanket collateral agreement to secure the Company's line of credit and term borrowings.
	Loan Origination / Risk Management
	The Company has lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk.  Management and the Board of Directors reviews and approves these policies and procedures on a regular basis.  A reporting system supplements the review process by frequently providing management with reports related to loan production, loan quality, loan delinquencies, nonperforming and potential problem loans.  Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions.
	Risk Characteristics of Portfolio Segments
	Each portfolio segment generally carries its own unique risk characteristics.
	The residential mortgage loan segment is impacted by general economic conditions, unemployment rates in the Bank's service area, real estate values and the forward expectation of improvement or deterioration in economic conditions.
	The commercial loan segment is impacted by general economic conditions but, more specifically, the industry segment in which each borrower participates.  Unique competitive changes within a borrower's specific industry, or geographic location could cause significant changes in the borrower's revenue stream, and therefore, impact its ability to repay its obligations.  Commercial real estate is also subject to general economic conditions but changes within this segment typically lag changes seen within the consumer and commercial segment.  Included within this portfolio are both owner occupied real estate, in which the borrower occupies the majority of the real estate property and upon which the majority of the sources of repayment of the obligation is dependent upon, and non-owner occupied real estate, in which several tenants comprise the repayment source for this portfolio segment.  The composition and competitive position of the tenant structure may cause adverse changes in the repayment of debt obligations for the non-owner occupied class within this segment.
	The consumer loan segment is impacted by general economic conditions, unemployment rates in the Company's service area, and the forward expectation of improvement or deterioration in economic conditions.
	Real estate loans, including residential mortgages, commercial real estate loans and home equity, comprise 84% of the portfolio in 2014, identical to the composition in 2013.  Loans secured by real estate provide the best collateral protection and thus significantly reduce the inherent risk in the portfolio.
	Management has reviewed its loan portfolio and determined that, to the best of its knowledge, little or no exposure exists to sub-prime or other high-risk residential mortgages.  The Company is not in the practice of originating these types of loans.
	Description of Credit Quality Indicators
	The Company utilizes an eight tier risk rating system to evaluate the quality of its loan portfolio.  Loans that are risk rated "1" through "4" are considered "Pass" loans.  In accordance with regulatory guidelines, loans rated "5" through "8" are termed "criticized" loans and loans rated "6" through "8" are termed "classified" loans.  A description of the Company's credit quality indicators follows.
	For Commercial Loans:
	1	Prime:  A loan that is fully secured by properly margined Pathfinder Bank deposit account(s) or an obligation of the US Government.  It may also be unsecured if it is supported by a very strong financial condition and, in the case of a commercial loan, excellent management.  There exists an unquestioned ability to repay the loan in accordance with its terms.
	2	Strong:  Desirable relationship of somewhat less stature than Prime grade.  Possesses a sound documented repayment source, and back up, which will allow repayment within the terms of the loan.  Individual loans backed by solid assets, character and integrity.  Ability of individual or company management is good and well established.  Probability of serious financial deterioration is unlikely.
	3	Satisfactory:  Stable financial condition with cash flow sufficient for debt service coverage.  Satisfactory loans of average strength having some deficiency or vulnerability to changing economic or industry conditions but performing as agreed with documented evidence of repayment capacity.  May be unsecured loans to borrowers with satisfactory credit and financial strength.  Satisfactory provisions for management succession and a secondary source of repayment exists.
	4	Satisfactory Watch:  A four is not a criticized or classified credit. These credits do not display the characteristics of a criticized asset as defined by the regulatory definitions. A credit is given a Satisfactory Watch designation if there are matters or trends observed deserving attention somewhat beyond normal monitoring.  Borrowing obligations may be handled according to agreement but could be adversely impacted by developing factors such as industry conditions, operating problems, litigation pending of a significant nature or declining collateral quality and adequacy.
	5	Special Mention:  A warning risk grade that portrays one or more weaknesses that may be tolerated in the short term.  Assets in this category are currently protected but are potentially weak.  This loan would not normally be booked as a new credit, but may have redeeming characteristics persuading the Bank to continue working with the borrower.  Loans accorded this classification have potential weaknesses which may, if not checked or corrected, weaken the company's assets, inadequately protect the Bank's position or effect the orderly, scheduled reduction of the debt at some future time.
	6	Substandard:  The relationship is inadequately protected by the current net worth and cash flow capacity of the borrower, guarantor/endorser, or of the collateral pledged.  Assets have a well-defined weakness or weaknesses that jeopardize the orderly liquidation of the debt.  The relationship shows deteriorating trends or other deficient areas.  The loan may be nonperforming and expected to remain so for the foreseeable future.  Relationship balances may be adequately secured by asset value; however a deteriorated financial condition may necessitate collateral liquidation to effect repayment.  This would also include any relationship with an unacceptable financial condition requiring excessive attention of the officer due to the nature of the credit risk or lack of borrower cooperation.
	7	Doubtful:  The relationship has all the weaknesses inherent in a credit graded 5 with the added characteristic that the weaknesses make collection on the basis of currently existing facts, conditions and value, highly questionable or improbable.  The possibility of some loss is extremely high, however its classification as an anticipated loss is deferred until a more exact determination of the extent of loss is determined.  Loans in this category must be on nonaccrual.
	8	Loss:  Loans are considered uncollectible and of such little value that continuance as bankable assets is not warranted.  It is not practicable or desirable to defer writing off this basically worthless asset even though partial recovery may be possible in the future.
	For Residential Mortgage and Consumer Loans:
	Residential mortgage and consumer loans are assigned a "Pass" rating unless the loan has demonstrated signs of weakness as indicated by the ratings below.
	5	Special Mention: All loans sixty days past due are classified Special Mention. The loan is not upgraded until it has been current for six consecutive months.
	6	Substandard: All loans 90 days past due are classified Substandard. The loan is not upgraded until it has been current for six consecutive months.
	7	Doubtful:  The relationship has all the weaknesses inherent in a credit graded 5 with the added characteristic that the weaknesses make collection on the basis of currently existing facts, conditions and value, highly questionable or improbable.  The possibility of some loss is extremely high.
	The risk ratings for classified loans are evaluated at least quarterly for commercial loans or when credit deficiencies arise, such as delinquent loan payments, for commercial, residential mortgage or consumer loans.  See further discussion of risk ratings in Note 1.
	The following table presents the segments and classes of the loan portfolio summarized by the aggregate pass rating and the criticized and classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system:
		As of December 31, 2014
						Special
	(In thousands)	Pass				Mention				Substandard			Doubtful			Total
	Residential mortgage loans:
	1-4 family first-lien residential mortgages		$	166,352			$	1,384			$	3,370		$	1,053		$	172,159
	Construction			3,209				-				-			-			3,209
	Total residential mortgage loans			169,561				1,384				3,370			1,053			175,368
	Commercial loans:
	Real estate			119,521				1,157				5,132			142			125,952
	Lines of credit			16,310				451				646			-			17,407
	Other commercial and industrial			33,258				434				941			27			34,660
	Tax exempt loans			7,201				-				-			-			7,201
	Total commercial loans			176,290				2,042				6,719			169			185,220
Consumer loans:
Home equity and junior liens			21,722				333				574			84			22,713
Other consumer			4,113				10				37			-			4,160
Total consumer loans			25,835				343				611			84			26,873
Total loans		$	371,686			$	3,769			$	10,700		$	1,306		$	387,461
	As of December 31, 2013
					Special
(In thousands)	Pass				Mention				Substandard			Doubtful			Total
Residential mortgage loans:
1-4 family first-lien residential mortgages		$	160,013			$	1,649			$	4,622		$	14		$	166,298
Construction			1,982				-				-			-			1,982
Total residential mortgage loans			161,995				1,649				4,622			14			168,280
Commercial loans:
Real estate			90,162				918				4,456			-			95,536
Lines of credit			12,941				560				943			-			14,444
Other commercial and industrial			31,159				468				899			149			32,675
Tax exempt loans			5,122				-				-			-			5,122
Total commercial loans			139,384				1,946				6,298			149			147,777
Consumer loans:
Home equity and junior liens			19,567				487				976			80			21,110
Other consumer			4,040				30				74			22			4,166
Total consumer loans			23,607				517				1,050			102			25,276
Total loans		$	324,986			$	4,112			$	11,970		$	265		$	341,333
Nonaccrual and Past Due Loans
Loans are considered past due if the required principal and interest payments have not been received within thirty days of the payment due date.
An age analysis of past due loans, exclusive of deferred costs, segregated by class of loans were as follows:
		As of December 31, 2014
		30-59 Days				60-89 Days				90 Days
		Past Due				Past Due				and Over			Total					Total Loans
(In thousands)		And Accruing				And Accruing							Past Due			Current		Receivable
Residential mortgage loans:
1-4 family first-lien residential mortgages		$	1,455			$	687			$	1,902		$	4,044		$	168,115	$	172,159
Construction			-				-				-			-			3,209		3,209
Total residential mortgage loans			1,455				687				1,902			4,044			171,324		175,368
Commercial loans:
Real estate			1,462				32				3,547			5,041			120,911		125,952
Lines of credit			10				-				278			288			17,119		17,407
Other commercial and industrial			445				982				205			1,632			33,028		34,660
Tax exempt loans			-				-				-			-			7,201		7,201
Total commercial loans			1,917				1,014				4,030			6,961			178,259		185,220
Consumer loans:
Home equity and junior liens			120				17				313			450			22,263		22,713
Other consumer			6				17				11			34			4,126		4,160
Total consumer loans			126				34				324			484			26,389		26,873
Total loans		$	3,498			$	1,735			$	6,256		$	11,489		$	375,972	$	387,461
		As of December 31, 2013
		30-59 Days				60-89 Days				90 Days			Total					Total Loans
(In thousands)		Past Due				Past Due				and Over			Past Due			Current		Receivable
Residential mortgage loans:
1-4 family first-lien residential mortgages		$	2,213			$	1,472			$	2,194		$	5,879		$	160,419	$	166,298
Construction			-				-				-			-			1,982		1,982
Total residential mortgage loans			2,213				1,472				2,194			5,879			162,401		168,280
Commercial loans:
Real estate			1,407				1,901				1,934			5,242			90,294		95,536
Lines of credit			341				113				381			835			13,609		14,444
Other commercial and industrial			2,045				1,289				394			3,728			28,947		32,675
Tax exempt loans			-				-				-			-			5,122		5,122
Total commercial loans			3,793				3,303				2,709			9,805			137,972		147,777
Consumer loans:
Home equity and junior liens			954				281				402			1,637			19,473		21,110
Other consumer			46				51				45			142			4,024		4,166
Total consumer loans			1,000				332				447			1,779			23,497		25,276
Total loans		$	7,006			$	5,107			$	5,350		$	17,463		$	323,870	$	341,333
Year-end nonaccrual loans, segregated by class of loan, were as follows:
		December 31,				December 31,
(In thousands)		2014				2013
Residential mortgage loans:
1-4 family first-lien residential mortgages		$	1,902			$	2,194
			1,902				2,194
Commercial loans:
Real estate			3,547				1,934
Lines of credit			278				381
Other commercial and industrial			205				394
			4,030				2,709
Consumer loans:
Home equity and junior liens			313				402
Other consumer			11				45
			324				447
Total nonaccrual loans		$	6,256			$	5,350
There were no loans past due ninety days or more and still accruing interest at December 31, 2014 or 2013.
The Company is required to disclose certain activities related to Troubled Debt Restructurings ("TDR"s) in accordance with accounting guidance.  Certain loans have been modified in a TDR where economic concessions have been granted to a borrower who is experiencing, or expected to experience, financial difficulties.  These economic concessions could include a reduction in the loan interest rate, extension of payment terms, reduction of principal amortization, or other actions that it would not otherwise consider for a new loan with similar risk characteristics.
The Company is required to disclose new TDRs for each reporting period for which an income statement is being presented.  The recorded investment for each TDR is determined by the loan balance less the reserve associated with the loan.
The Company has determined that there were two new TDRs in the year ended December 31, 2014.
·	The modification made within the commercial real estate loan class resulted in a pre-modification and post-modification recorded investment of $74,000 and $96,000, respectively.  The post-modification recorded investment included the funding of escrow and closing costs as a result of the restructuring.  Economic concessions granted included extended interest only payment terms and an additional $100,000 for working capital without an associated increase in collateral.  The TDR resulted in a loan balance of $565,000 with a specific reserve of $469,000, resulting in a recorded investment of $96,000.  The Company was required to increase the specific reserve against this loan by an additional $108,000 which was a component of the provision for loan losses in the third quarter of 2014.
·	The modification made within the other commercial and industrial loan class included a consolidation of three credit facilities into a single loan with a pre-modification and post-modification recorded investment of $86,000, and $31,000, respectively.  The post-modification recorded investment included closing costs as a result of the restructuring.  Economic concessions granted included an advance of additional monies without an associated increased in collateral.  The TDR resulted in a loan balance of $268,000 with a specific reserve of $237,000, resulting in a recorded investment of $31,000.  The Company was required to increase the reserve against this loan by $122,000 which was a component of the provision for loan losses in the fourth quarter of 2014.
The two TDR's executed in 2014 indicated above were not in payment default at any time during 2014.
The Company has determined that there was a new TDR with a recorded investment of $404,000 in the year ended December 31, 2013.
·	The modification made within the residential real estate loan class resulted in a pre-modification and post-modification recorded investment of $400,000 and $407,000, respectively.  The post-modification recorded investment included late charges, accrued interest, and closing costs as a result of the restructuring.  Economic concessions granted included a reduction in loan interest rate, extended payment terms, and an advance of additional monies for closing costs without an associated increase in collateral.  The Company was required to establish a specific reserve against this loan of $61,000, which was a component of the provision for loan losses in the third quarter of 2013.
When the Company modifies a loan within a portfolio segment, a potential impairment is analyzed either based on the present value of the expected future cash flows discounted at the interest rate of the original loan terms or the fair value of the collateral less costs to sell.  If it is determined that the value of the loan is less than its recorded investment, then impairment is recognized as a component of the provision for loan losses, an associated increase to the allowance for loan losses or as a charge-off to the allowance for loan losses in the current period.
Impaired Loans
The following table summarizes impaired loans information by portfolio class:
		31-Dec-14											31-Dec-13
						Unpaid										Unpaid
		Recorded				Principal				Related			Recorded			Principal		Related
(In thousands)		Investment				Balance				Allowance			Investment			Balance		Allowance
With no related allowance recorded:
1-4 family first-lien residential mortgages		$	1,138			$	1,163			$	-		$	550		$	550	$	-
Commercial real estate			2,083				2,154				-			1,496			1,499		-
Commercial lines of credit			185				197				-			196			196		-
Other commercial and industrial			335				356				-			266			266		-
Home equity and junior liens			21				21				-			294			294		-
Other consumer			-				-				-			-			-		-
With an allowance recorded:
1-4 family first-lien residential mortgages			-				-				-			402			402		59
Commercial real estate			2,927				2,972				552			2,045			2,054		649
Commercial lines of credit			93				99				93			185			200		135
Other commercial and industrial			268				268				238			139			139		107
Home equity and junior liens			340				340				31			165			165		84
Other consumer			11				11				3			2			2		2
Total:
1-4 family first-lien residential mortgages			1,138				1,163				-			952			952		59
Commercial real estate			5,010				5,126				552			3,541			3,553		649
Commercial lines of credit			278				296				93			381			396		135
Other commercial and industrial			603				624				238			405			405		107
Home equity and junior liens			361				361				31			459			459		84
Other consumer			11				11				3			2			2		2
Totals		$	7,401			$	7,581			$	917		$	5,740		$	5,767	$	1,036
The following table presents the average recorded investment in impaired loans for the years ended December 31:
(In thousands)		2014				2013
1-4 family first-lien residential mortgages		$	1,204			$	1,407
Commercial real estate			4,886				3,605
Commercial lines of credit			378				406
Other commercial and industrial			529				694
Home equity and junior liens			402				512
Other consumer			9				3
Total		$	7,408			$	6,627
The following table presents the interest income recognized on impaired loans for the years ended December 31:
(In thousands)		2014				2013
1-4 family first-lien residential mortgages		$	34			$	26
Commercial real estate			104				176
Commercial lines of credit			-				15
Other commercial and industrial			38				32
Home equity and junior liens			12				28
Other consumer			1				-
Total		$	189			$	277

ALLOWANCE_FOR_LOAN_LOSSES

ALLOWANCE FOR LOAN LOSSES	12 Months Ended
	Dec. 31, 2014
ALLOWANCE FOR LOAN LOSSES [Abstract]
ALLOWANCE FOR LOAN LOSSES	NOTE 6: ALLOWANCE FOR LOAN LOSSES
	Changes in the allowance for loan losses for the years ended December 31, 2014 and 2013 and information pertaining to the allocation of the allowance for loan losses and balances of the allowance for loan losses and loans receivable based on individual and collective impairment evaluation by loan portfolio class at the indicated dates are summarized in the tables below.  An allocation of a portion of the allowance to a given portfolio class does not limit the Company's ability to absorb losses in another portfolio class.
		31-Dec-14
		1-4 family
		first-lien				Residential												Other
		residential				construction				Commercial				Commercial				commercial
	(In thousands)	mortgage				mortgage				real estate				lines of credit				and industrial
	Allowance for loan losses:
	Beginning Balance		$	649			$	-			$	2,302			$	397			$	834
	Charge-offs			(157	)			-				(306	)			(174	)			(154	)
	Recoveries			2				-				4				9				10
	Provisions			15				-				801				228				344
	Ending balance		$	509			$	-			$	2,801			$	460			$	1,034
	Ending balance: related to loans
	individually evaluated for impairment		$	-			$	-			$	552			$	93			$	238
	Ending balance: related to loans
	collectively evaluated for impairment		$	509			$	-			$	2,249			$	367			$	796
	Loans receivables:
	Ending balance		$	172,159			$	3,209			$	125,952			$	17,407			$	34,660
	Ending balance: individually
	evaluated for impairment		$	1,138			$	-			$	5,010			$	278			$	603
	Ending balance: collectively
	evaluated for impairment		$	171,021			$	3,209			$	120,942			$	17,129			$	34,057
						Home equity				Other
		Tax exempt				and junior liens				consumer				Unallocated				Total
	Allowance for loan losses:
	Beginning Balance		$	2			$	433			$	136			$	288			$	5,041
	Charge-offs			-				(86	)			(97	)			-				(974	)
	Recoveries			-				1				51				-				77
	Provisions			1				40				8				(232	)			1,205
	Ending balance		$	3			$	388			$	98			$	56			$	5,349
	Ending balance: related to loans
	individually evaluated for impairment		$	-			$	31			$	3			$	-			$	917
	Ending balance: related to loans
	collectively evaluated for impairment		$	3			$	357			$	95			$	56			$	4,432
	Loans receivables:
	Ending balance		$	7,201			$	22,713			$	4,160							$	387,461
	Ending balance: individually
	evaluated for impairment		$	-			$	361			$	11							$	7,401
	Ending balance: collectively
	evaluated for impairment		$	7,201			$	22,352			$	4,149							$	380,060
			31-Dec-13
			1-4 family
			first-lien				Residential												Other
			residential				construction				Commercial				Commercial				commercial
	(In thousands)		mortgage				mortgage				real estate				lines of credit				and industrial
	Allowance for loan losses:
	Beginning Balance		$	811			$	-			$	1,748			$	440			$	750
	Charge-offs			(153	)			-				(46	)			(124	)			(149	)
	Recoveries			47				-				19				22				-
	Provisions			(56	)			-				581				59				233
	Ending balance		$	649			$	-			$	2,302			$	397			$	834
	Ending balance: related to loans
	individually evaluated for impairment		$	59			$	-			$	649			$	135			$	107
	Ending balance: related to loans
	collectively evaluated for impairment		$	590			$	-			$	1,653			$	262			$	727
	Loans receivables:
	Ending balance		$	166,298			$	1,982			$	95,536			$	14,444			$	32,675
	Ending balance: individually
	evaluated for impairment		$	952			$	-			$	3,541			$	381			$	405
	Ending balance: collectively
	evaluated for impairment		$	165,346			$	1,982			$	91,995			$	14,063			$	32,270
							Home equity				Other
			Tax exempt				and junior liens				consumer				Unallocated				Total
Allowance for loan losses:
Beginning Balance		$	2			$	494			$	168			$	88			$	4,501
Charge-offs			-				(81	)			(98	)			-				(651	)
Recoveries			-				19				52				-				159
Provisions			-				1				14				200				1,032
Ending balance		$	2			$	433			$	136			$	288			$	5,041
Ending balance: related to loans
individually evaluated for impairment		$	-			$	84			$	2			$	-			$	1,036
Ending balance: related to loans
collectively evaluated for impairment		$	2			$	349			$	134			$	288			$	4,005
Loans receivables:
Ending balance		$	5,122			$	21,110			$	4,166							$	341,333
Ending balance: individually
evaluated for impairment		$	-			$	459			$	2							$	5,740
Ending balance: collectively
evaluated for impairment		$	5,122			$	20,651			$	4,164							$	335,593

SERVICING

SERVICING	12 Months Ended
	Dec. 31, 2014
SERVICING [Abstract]
SERVICING	NOTE 7: SERVICING
	Loans serviced for others are not included in the accompanying consolidated statements of condition.  The unpaid principal balances of mortgage and other loans serviced for others were $24,780,000 and $28,597,000 at December 31, 2014 and 2013, respectively.  The balance of capitalized servicing rights included in other assets at December 31, 2014 and 2013, was $66,000 and $80,000, respectively.
	The following summarizes mortgage servicing rights capitalized and amortized:
	(In thousands)	2014		2013
	Mortgage servicing rights capitalized	$	-	$	88
	Mortgage servicing rights amortized	$	14	$	10

PREMISES_AND_EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2014
PREMISES AND EQUIPMENT [Abstract]
PREMISES AND EQUIPMENT	NOTE 8: PREMISES AND EQUIPMENT
	A summary of premises and equipment at December 31, is as follows:
	(In thousands)	2014		2013
	Land	$	2,176	$	1,794
	Buildings		11,438		9,711
	Furniture, fixtures and equipment		10,532		9,827
	Construction in progress		1,246		1,718
			25,392		23,050
	Less: Accumulated depreciation		12,192		11,406
		$	13,200	$	11,644

GOODWILL_AND_INTANGIBLE_ASSETS

GOODWILL AND INTANGIBLE ASSETS	12 Months Ended
	Dec. 31, 2014
GOODWILL AND INTANGIBLE ASSETS [Abstract]
GOODWILL AND INTANGIBLE ASSETS	NOTE 9: GOODWILL AND INTANGIBLE ASSETS
	Goodwill represents the excess cost of an acquisition over the fair value of the net assets acquired. Goodwill is not amortized, but is evaluated annually for impairment or between annual evaluations in certain circumstances. Management performs an annual assessment of the Company's goodwill to determine whether or not any impairment of the carrying value may exist.
	Of the $4.4 million of goodwill carried on the Company's books as of December 31, 2014, $3.8 million of this amount is due to prior periods' acquisitions of branches and $527,000 is due to the 2013 acquisition of the FitzGibbons Agency by Pathfinder Risk Management Company, Inc.
	The Company is permitted to assess qualitative factors to determine if it is more likely than not that the fair value of the reporting unit is less than the carrying value.  Based on the results of the assessment, management has determined that the carrying value of goodwill in the amount of $4.4 million is not impaired as of December 31, 2014.
	The identifiable intangible asset of $175,000 as of December 31, 2014 is due to the acquisition of the FitzGibbons Agency and represents the customer list intangible. The future weighted amortization of this intangible asset is 7.0 years.
	The gross carrying amount and accumulated amortization for this identifiable intangible asset are as follows:
		December 31,
	(In thousands)	2014			2013
	Gross carrying amount	$	187		$	188
	Accumulated amortization		(12	)		(1	)
	Net amortizing intangibles	$	175		$	187
	The estimated amortization expense for each of the five succeeding years ended December 31, is as follows:
	(In thousands)
	2015	$	13
	2016		13
	2017		13
	2018		13
	2019		13
	Thereafter		110
		$	175

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2014
DEPOSITS [Abstract]
DEPOSITS	NOTE 10: DEPOSITS
	A summary of deposits at December 31, is as follows:
	(In thousands)	2014		2013		2012
	Savings accounts	$	71,723	$	68,924	$	63,501
	Time accounts		126,319		141,131		146,193
	Time accounts of $250,000 or more		26,246		18,761		17,128
	Money management accounts		13,249		13,337		14,441
	MMDA accounts		85,438		83,867		73,519
	Demand deposit interest-bearing		33,669		32,281		29,693
	Demand deposit noninterest-bearing		54,662		48,171		43,913
	Mortgage escrow funds		4,262		3,668		3,417
	Total Deposits	$	415,568	$	410,140	$	391,805
	At December 31, 2014, the scheduled maturities of time deposits are as follows:
	(In thousands)
	Year of Maturity:
	2015	$	103,459
	2016		15,976
	2017		7,485
	2018		15,215
	2019		4,340
	Thereafter		6,090
	Total	$	152,565

BORROWED_FUNDS

BORROWED FUNDS	12 Months Ended
	Dec. 31, 2014
BORROWED FUNDS [Abstract]
BORROWED FUNDS	NOTE 11: BORROWED FUNDS
	The composition of borrowings (excluding junior subordinated debentures) at December 31 is as follows:
	(In thousands)	2014		2013
	Short-term:
	FHLB Advances	$	55,100	$	24,000
	Long-term:
	FHLB advances	$	11,000	$	16,000
	ESOP loan payable		-		853
	Total long-term borrowings	$	11,000	$	16,853
	The ESOP loan payable, with an outstanding balance of $853,000 at December 31, 2013 and payable to a third party lender, was paid off and refinanced by the Company on October 16, 2014 in connection with the Conversion and Offering.  In accordance with ASC 718-40-25-9d., the refinanced loan, also termed an employer loan or internally leveraged loan, does not appear on the balance sheet of the Company.
	The principal balances, interest rates and maturities of the remaining borrowings, all of which are at a fixed rate, at December 31, 2014 are as follows:
	Term	Principal		Rates
	(Dollars in thousands)
	Advances with FHLB
	due within 1 year		2,000		2.79	%
	due within 2 years		3,000		2.12	%
	due within 3 years		4,000		1.36%-2.56	%
	due within 10 years		2,000		2.55	%
	Total advances with FHLB	$	11,000
	Total long-term fixed rate borrowings	$	11,000
	At December 31, 2014, scheduled repayments of long-term debt are as follows (in thousands):
	2015		2,000
	2016		3,000
	2017		4,000
	Thereafter		2,000
		$	11,000
	The Company has access to Federal Home Loan Bank advances, under which it can borrow at various terms and interest rates.  Residential mortgage loans with a carrying value of $121.1 million and FHLB stock with a carrying value of $3.5 million have been pledged by the Company under a blanket collateral agreement to secure the Company's borrowings at December 31, 2014.  The total outstanding indebtedness under borrowing facilities with the FHLB cannot exceed the total value of the assets pledged under the blanket collateral agreement.  The Company has a $19.8 million line of credit available at December 31, 2014 with the Federal Reserve Bank of New York through its Discount Window and has pledged various corporate and municipal securities against the line. The Company has $14.4 million in lines of credit available with three other correspondent banks. $9.4 million of that line of credit is available on an unsecured basis and the remaining $5.0 million must be collateralized with marketable investment securities. Interest on the lines is determined at the time of borrowing.
	The Company has a non-consolidated subsidiary trust, Pathfinder Statutory Trust II, of which the Company owns 100% of the common equity.  The Trust issued $5,000,000 of 30 year floating rate Company-obligated pooled capital securities of Pathfinder Statutory Trust II.  The Company borrowed the proceeds of the capital securities from its subsidiary by issuing floating rate junior subordinated deferrable interest debentures having substantially similar terms.  The capital securities mature in 2037 and are treated as Tier 1 capital by the Federal Deposit Insurance Corporation and the Federal Reserve Board ("FRB").  The capital securities of the trust are a pooled trust preferred fund of Preferred Term Securities VI, Ltd. and are tied to the 3-month LIBOR (24 basis points) plus 1.65% for a total of 1.89% at December 31, 2014 with a five-year call provision.  The Company guarantees all of these securities.
	The Company's equity interest in the trust subsidiary of $155,000 is reported in "Other assets".  For regulatory reporting purposes, the Federal Reserve has indicated that the preferred securities will continue to qualify as Tier 1 Capital subject to previously specified limitations, until further notice. If regulators make a determination that Trust Preferred Securities can no longer be considered in regulatory capital, the securities become callable and the Company may redeem them.

EMPLOYEE_BENEFITS_AND_DEFERRED

EMPLOYEE BENEFITS AND DEFERRED COMPENSATION AND SUPPLEMENTAL RETIREMENT PLANS	12 Months Ended
	Dec. 31, 2014
EMPLOYEE BENEFITS AND DEFERRED COMPENSATION AND SUPPLEMENTAL RETIREMENT PLANS [Abstract]
EMPLOYEE BENEFITS AND DEFERRED COMPENSATION AND SUPPLEMENTAL RETIREMENT PLANS	NOTE 12:  EMPLOYEE BENEFITS AND DEFERRED COMPENSATION AND SUPPLEMENTAL     RETIREMENT PLANS
	The Company has a noncontributory defined benefit pension plan covering substantially all employees. The plan provides defined benefits based on years of service and final average salary. On May 14, 2012, the Company informed its employees of its decision to freeze participation and benefit accruals under the plan, primarily to reduce some of the volatility in earnings that can accompany the maintenance of a defined benefit plan.  The freeze became effective June 30, 2012.  Compensation earned by employees up to June 30, 2012 is used for purposes of calculating benefits under the plan but there will be no future benefit accruals after this date.  Participants as of June 30, 2012 will continue to earn vesting credit with respect to their frozen accrued benefits as they continue to work. In addition, the Company provides certain health and life insurance benefits for a limited number of eligible retired employees.  The healthcare plan is contributory with participants' contributions adjusted annually; the life insurance plan is noncontributory.  Employees with less than 14 years of service as of January 1, 1995, are not eligible for the health and life insurance retirement benefits.
	In October 2014, the Society of Actuaries released new mortality tables with future mortality improvement assumptions which are expected to become the required standard for purposes of year end pension liability disclosures.  As such, the Company has adopted the "White Collar" version of the new mortality tables which more closely approximates the Company's participants in the frozen defined benefit pension plan at December 31, 2014.  This adoption caused the pension benefit obligation at December 31, 2014 to increase $1.1 million when compared to the pension benefit obligation at December 31, 2013.
	The following tables set forth the changes in the plans' benefit obligations, fair value of plan assets and the plans' funded status as of December 31:
			Pension Benefits								Postretirement Benefits
	(In thousands)		2014				2013				2014				2013
	Change in benefit obligations:
	Benefit obligations at beginning of year		$	8,333			$	9,465			$	402			$	450
	Service cost			-				-				-				-
	Interest cost			406				379				19				18
	Actuarial loss (gain)			1,165				(1,277	)			50				(28	)
	Plan Amendment			-				-				(102	)			-
	Benefits paid			(225	)			(234	)			(13	)			(38	)
	Benefit obligations at end of year			9,679				8,333				356				402
	Change in plan assets:
	Fair value of plan assets at beginning of year			12,691				10,786				-				-
	Actual return on plan assets			659				2,139				-				-
	Benefits paid			(225	)			(234	)			(13	)			(38	)
	Employer contributions			-				-				13				38
	Fair value of plan assets at end of year			13,125				12,691				-				-
	Funded Status - asset (liability)		$	3,446			$	4,358			$	(356	)		$	(402	)
	The funded status of the pension was recorded within other assets on the statement of condition.  The unfunded status of the postretirement plan is recorded as a liability on the statement of condition.
	Amounts recognized in accumulated other comprehensive loss as of December 31 are as follows:
		Pension Benefits								Postretirement Benefits
	(In thousands)	2014				2013				2014				2013
	Net loss		$	2,962			$	1,543			$	29			$	94
	Tax Effect			1,185				617				12				38
			$	1,777			$	926			$	17			$	56
	Gains and losses in excess of 10% of the greater of the benefit obligation or the fair value of assets are amortized over the average remaining service period of active participants.
	The Company elected to modify the method when arriving at the discount rate used to establish the pension benefit obligation and the postretirement benefit obligation.  This change was utilized the actual projected cash flows of the participants in both plans and effective at December 31, 2014.  The following points address the approach taken.
	1	An analysis of the defined benefit pension plan's expected future cash flows and high-quality fixed income investments currently available and expected to be available during the period to maturity of the pension benefits yielded a single discount rate of 4.90% at December 31, 2014.
	2	An analysis of the postretirement health plan's expected future cash flows and high-quality fixed-income investments currently available and expected to be available during the period to maturity of the retiree medical benefits yielded a single discount rate of 4.98% at December 31, 2014.
	3	Each discount rate was developed by matching the expected future cash flows of Pathfinder Bank to high quality bonds.  Every bond considered has earned ratings of at least AA by Fitch Group, AA by Standard & Poor's, or Aa2 by Moody's Investor Services.
	The discount rates used at December 31, 2013 utilized the Citigroup Pension Liability Index
	The accumulated benefit obligation for the defined benefit pension plan was $9,679,000 and $8,333,000 at December 31, 2014 and 2013, respectively.  The postretirement plan had an accumulated benefit obligation of $356,000 and $402,000 at December 31, 2014 and 2013, respectively.
	The significant assumptions used in determining the benefit obligations as of December 31, are as follows:
			Pension Benefits								Postretirement Benefits
			2014				2013				2014				2013
	Weighted average discount rate			4.9	%			4.95	%			4.98	%			4.95	%
	Rate of increase in future compensation levels			-				-				-				-
	Assumed health care cost trend rates have a significant effect on the amounts reported for the postretirement health care plan.   The annual rates of increase in the per capita cost of covered medical and prescription drug benefits for future years were assumed to be 6.5% for 2015, gradually decreasing to 5.00% in 2018 and remain at that level thereafter.
	The composition of the net periodic benefit plan cost for the years ended December 31 is as follows:
			Pension Benefits								Postretirement Benefits
			2014				2013				2014				2013
	(In thousands)
	Service cost		$	-			$	-			$	-			$	-
	Interest cost			406				379				19				18
	Expected return on plan assets			(942	)			(854	)			-				-
	Amortization of transition obligation			-				-				-				-
	Amortization of net losses			30				361				13				20
	Amortization of unrecognized past service liability			-				-				-				-
	Net periodic benefit plan (benefit) cost		$	(506	)		$	(114	)		$	32			$	38
	The significant assumptions used in determining the net periodic benefit plan cost for years ended December 31, were as follows:
			Pension Benefits								Postretirement Benefits
			2014				2013				2014				2013
	Weighted average discount rate			4.95	%			4.05	%			4.95	%			4.05	%
	Expected long term rate of return on plan assets			7.5	%			8	%			-				-
	Rate of increase in future compensation levels			-				-				-				-
	The long term rate of return on assets assumption was set based on historical returns earned by equities and fixed income securities, adjusted to reflect expectations of future returns as applied to the plan's target allocation of asset classes.  Equities and fixed income securities were assumed to earn real rates of return in the ranges of 6.0%-9.0% and 3.0%-5.0%, respectively.  The long-term inflation rate was estimated to be 2.5%.  When these overall return expectations are applied to the plan's target allocation, the expected rate of return was determined to be in the range of 5.0% to 8.0%.  Management has chosen to use a 7.5% expected long-term rate of return to reflect current economic conditions and expected returns.
	The estimated net actuarial loss that will be amortized from accumulated other comprehensive loss into net periodic benefit plan cost during 2015 is $180,000.  The estimated amortization of the unrecognized transition obligation and actuarial loss for the post retirement health plan in 2015 is $5,000.  The expected net periodic benefit plan cost for 2015 is estimated at a $309,000 negative expense for both retirement plans.
	Plan assets are invested in four diversified investment funds of the Pentegra Retirement Trust (the "Trust", formerly known as RSI Retirement Trust), a private placement investment fund.  The Trust has been given discretion by the Plan Sponsor to determine the appropriate strategic asset allocation versus plan liabilities, as governed by the Trust's Investment Policy Statement.  The Plan is structured to utilize a Liability Driven Investment (LDI) approach which seeks to fund the current and future liabilities of the Plan and aims to mitigate funded status and contribution volatility.
	The Plan's asset allocation targets to hold 38% of assets in equity securities via investment in the Long-Term Growth – Equity Portfolio ('LTGE'), 16% in intermediate-term investment grade bonds via investment in the Long-Term Growth – Fixed-Income Portfolio ('LTGFI'), 35% in long duration bonds via the Liability Focused Fixed-Income Portfolio ('LFFI'), 10% in an alternative asset fund (the ALT Portfolio), and 1% in a cash equivalents portfolio (for liquidity).
	LTGE is a diversified portfolio that invests in a number of actively and passively managed equity-focused mutual funds and collective investment trusts.  The Portfolio holds a diversified mix of equity funds in order to gain exposure to the U.S. and non-U.S. equity markets.  LTGFI is a diversified portfolio that invests in a number of fixed-income mutual funds and collective investment trusts.  The Portfolio invests primarily in intermediate-term bond funds with a focus on Core Plus fixed-income investment approaches.  LFFI is a diversified high quality fixed-income portfolio that currently invests in passively managed collective investment trusts that hold long duration bonds.  The ALT Portfolio invests in professionally managed private funds that hold alternative assets.  The Portfolio currently invests in three long/short equity hedge funds.
	The investment objectives, investment strategies and risk of each of the daily valued and unitized Portfolios and the funds held within the Portfolios are detailed in the Private Placement Memorandum and the Trust's Investment Policy Statement.
The long-term investment objectives are to maintain plan assets at a level that will sufficiently cover long-term obligations and to generate a return on plan assets that will meet or exceed the rate at which long-term obligations will grow.  The LTGE and LTGFI Portfolios are designed to provide long-term growth of equity and fixed-income assets with the objective of achieving an investment return in excess of the cost of funding the active life, deferred vested, and all 30-year term and longer obligations of retired lives in the Trust.  The LFFI Portfolio is designed to fund the Trust's estimated retired lives class of liabilities for 30 years.  The ALT Strategy is designed to add diversification via the addition of relatively low correlation assets.  Risk/volatility is further managed by the distinct investment objectives of each of the Trust's Portfolios. A broadly diversified combination of equity and fixed income portfolios and various risk management techniques are used to help achieve these objectives.
In addition, significant consideration is paid to the plan's funding levels when determining the overall asset allocation.  If the plan is considered to be well-funded, approximately 65% of the plan's assets are allocated to equities and approximately 35% allocated to fixed-income.  Asset rebalancing normally occurs when the equity and fixed-income allocations vary by more than 10% from their respective targets (i.e., a 10% policy range guideline).
The Company is required to disclose changes within the fair value hierarchy between reporting periods.  Mutual Funds – Equity and Mutual Funds – Fixed Income, were categorized as Level 1 at December 31, 2013.  At December 31, 2014, these funds contain components of collective trusts and limited partnership within these investment strategies that require these funds to be categorized as Level 2.
Pension plan assets measured at fair value are summarized below:
		At December 31, 2014
														Total Fair
(In thousands)		Level 1				Level 2				Level 3				Value
Asset Category:
Mutual funds - equity
Large-cap value (a)		$	-			$	920			$	-			$	920
Large-cap Growth (b)			-				914				-				914
Large-cap Core (c)			-				649				-				649
Mid-cap Value (d)			-				221				-				-
Mid-cap Growth (e)			-				222				-				222
Mid-cap Core (f)			-				212				-				212
Small-cap Value (g)			-				155				-				155
Small-cap Growth (h)			-				154				-				154
Small-cap Core (i)			-				311				-				311
International Equity (j)			-				1,246				-				1,246
Equity -Total			-				5,004				-				5,004
Fixed Income Funds
Intermediate Duration (k)			-				4,261				-				4,261
Long Duration (l)			-				2,355				-				2,355
Fixed Income-Total							6,616								6,616
Long/Short Equity(m)			-				1,261				-				1,261
Company Common Stock			-				-				-				-
Cash Equivalents-Money market*			24				220				-				244
Total		$	24			$	13,101			$	-			$	13,125
*Includes cash equivalents investments in equity and fixed income strategies
(a)	This category contains large-cap stocks with above-average yield.  The portfolio typically holds between 60 and 70 stocks.
(b)	This category seeks long-term capital appreciation by investing primarily in large growth companies based in the U.S.
(c)	This fund tracks the performance of the S&P 500 index by purchasing the securities represented in the index in approximately the same weightings as the index.
(d)	This category employs an indexing investment approach designed to track the performance of the CRSP US Mid-Cap Value Index.
(e)	This category employs an indexing investment approach designed to track the performance of the CRSP US Mid-Cap Growth Index.
(f)	This category seeks to track the performance of the S&P Midcap 400 Index.
(g)	This category consists of a selection of investments based on the Russell 2000 Value Index.
(h)	This category consists of a selection of investments based on the Russell 2000 Growth Index.
(i)	This category consists of an index fund designed to track the Russell 2000, along with a fund investing in readily marketable securities of U.S. companies with market capitalizations within the smallest 10% of the market universe, or smaller than the 1000th largest US company.
(j)	This category has investments in medium to large non-US companies, including high quality, durable growth companies and companies based in countries with stable economic and political systems.  A portion of this category consists of an index fund designed to track the MSC ACWI ex-US Net Dividend Return Index.
(k)	This category consists of three funds, one containing a diversified portfolio of high-quality bonds and other fixed income securities, including U.S. Government obligations, mortgage-related and asset backed securities, corporate and municipal bonds, CMOs, and other securities rated Baa or better.  The second fund emphasizes a more globally diversified portfolio of higher-quality, intermediate-term bonds.  The third fund seeks to track the Barclays Capital U.S. Corporate A or Better 5-20 Year, Bullets Index.
(l)	This category consists of funds invested primarily in debt securities with the objective of approximating the return of the Barclays Capital US Long Credit Bond Index with maturities greater than 10 years and the Barclays Capital US Corporate A or Better 20+ year Bullets Only Index.
(m)	This category currently invests in three long/short equity hedge funds.
		At December 31, 2013
														Total Fair
(In thousands)		Level 1				Level 2				Level 3				Value
Asset Category:
Mutual funds - equity
Large-cap value (a)		$	1,372			$	-			$	-			$	1,372
Small-cap core (b)			1,801				-				-				1,801
Large-cap Growth (c)			2,068				-				-				2,068
International Core (d)			1,447				-				-				1,447
Common/collective trusts - equity
Large-cap core (e)			-				1,533				-				1,533
Large-cap value (f)			-				771				-				771
Common/collective trusts - fixed income
Market duration fixed (g)			-				1,226				-				1,226
Mutual Funds-Fixed Income
Intermediate duration (h)			2,473				-				-				2,473
Company common stock			-				-				-				-
Cash Equivalents-Money market			-				-				-				-
Total		$	9,161			$	3,530			$	-			$	12,691
(a)	This category consists of investments whose sector and industry exposures are maintained within a narrow band around Russell 1000 index.  The portfolio holds approximately 150 stocks.
(b)	This category contains stocks whose sector weightings are maintained within a narrow band around those of the Russell 2000 index.  The portfolio will typically hold more than 300 stocks.
(c)	This category consists of a pair of mutual funds, one that seeks fast growing large-cap companies with sustainable franchises and positive price momentum, the other invests primarily in large cap growth companies based in the US.
(d)	This category has investments in medium to large non-US companies, including high quality, durable growth companies and companies based in countries with stable economic and political systems.
(e)	This fund tracks the performance of the S&P 500 Index by purchasing the securities represented in the Index in approximately the same weightings as the Index.
(f)	This category contains large-cap stocks with above-average yields.  The portfolio typically holds between 60 and 70 stocks.
(g)	This category consists of an index fund that tracks the Barclays Capital U.S. Aggregate Bond Index.  The fund invests in Treasury, agency, corporate, mortgage-backed and asset-backed securities.
(h)	This category consists of two funds, one containing a diversified portfolio of high-quality bonds and other fixed income securities, including U.S. Government obligations, mortgage-related and asset backed securities, corporate and municipal bonds, CMOs, and other securities rated   Baa or better.  The second fund emphasizes a more globally diversified portfolio of higher-quality, intermediate-term bonds.
For the fiscal year ending December 31, 2015, the Bank expects to contribute approximately $27,000 to the postretirement plan.
The following benefit payments, which reflect expected future service, as appropriate, are expected to be paid from both retirement plans:
		Pension				Postretirement
(In thousands)		Benefits				Benefits				Total
Years ending December 31:
2015		$	264			$	27			$	291
2016			270				28				298
2017			290				28				318
2018			302				28				330
2019			312				28				340
Years 2020-2024			1,919				131				2,050
The Company also offers a 401(k) plan to its employees.  Contributions to this plan by the Company were $241,000 and $228,000 for 2014 and 2013, respectively.In addition, the Company made a $185,000 safe harbor contribution to the plan in 2014.
The Company maintains optional deferred compensation plans for its directors and certain executive officers, whereby fees and income normally received are deferred and paid by the Company based upon a payment schedule commencing at age 65 and continuing monthly for 10 years. Directors must serve on the board for a minimum of 5 years to be eligible for the Plan. At December 31, 2014 and 2013, other liabilities include approximately $2,107,000 and $1,990,000, respectively, relating to deferred compensation. Deferred compensation expense for the years ended December 31, 2014 and 2013 amounted to approximately $326,000 and $208,000, respectively.
The Company has a supplemental executive retirement plan ("SERP") for the benefit of a retired Chief Executive Officer at December 31, 2014.  At December 31, 2014 and 2013, other liabilities included approximately $72,000 and $125,000, respectively, accrued under this plan related to the retired CEO.  Compensation expense includes approximately $8,000 relating to this supplemental executive retirement plan for the year ended December 31, 2014 and $12,000 for the year ended December 31, 2013.
To assist in the funding of the Company's benefits under the supplemental executive retirement plan, the Company is the owner of single premium life insurance policies on selected participants.  At December 31, 2014 and 2013, the cash surrender values of these policies were $10,356,000 and $8,268,000, respectively.
The Bank adopted a Defined Contribution Supplemental Executive Retirement Plan (the "SERP"), effective January 1, 2014.  The SERP benefits certain key senior executives of the Bank who are selected by the Board to participate, including our Named Executive Officers.  The SERP is intended to provide a benefit from the Bank upon retirement, death, disability or voluntary or involuntary termination of service (other than "for cause"), subject to the requirements of Section 409A of the Internal Revenue Code.  Accordingly, the SERP obligates the Bank to make a contribution to each executive's account on the last business day of each calendar year.  In addition, the Bank, may, but is not required to, make additional discretionary contributions to the executive's accounts from time to time.  All executives currently participating in the plan, including the Named Executive Officers, are fully vested in the Bank's contribution to the plan.  In the event the executive is terminated involuntarily or resigns for good reason within 24 months following a change in control, the Bank is required to make additional annual contributions the lesser of:  (1) three years or (2) the number of years remaining until the executive's benefit age, subject to potential reduction to avoid an excess parachute payment under Code Section 280G.  In the event of the executive's death, disability or termination within 24 months after a change in control, the executive's account will be paid in a lump sum to the executive or his beneficiary, as applicable.  In the event executive is entitled to a benefit from the SERP due to retirement or other termination of employment, the benefit will be paid either in a lump sum or in 10 annual installments as detailed in his or her participant agreement.  At December 31, 2014, other liabilities included $168,000 accrued under this plan.

STOCK_BASED_COMPENSATION_PLANS

STOCK BASED COMPENSATION PLANS	12 Months Ended
	Dec. 31, 2014
STOCK BASED COMPENSATION PLANS [Abstract]
STOCK BASED COMPENSATION PLANS	NOTE 13:  STOCK BASED COMPENSATION PLANS
	The April 2010 Stock Option Plan
	All share and per share values have been adjusted, where appropriate, by the 1.6472 exchange rate used in the Conversion and Offering that occurred on October 16, 2014.
	In June 2011, the Board of Directors of the Company approved the grant of stock option awards to its Directors and Executive Officers under the 2010 Stock Option Plan that was approved at the Annual Meeting of Shareholders on April 28, 2010 when 247,080 shares were authorized for award.  A total of 74,124 stock option awards were granted to the nine directors of the Company, at that time, and 123,540 stock option awards, in total, were granted to the Chief Executive Officer and the Company's then four Senior Vice Presidents.  The awards will vest ratably over five years (20% per year for each year of the participant's service with the Company) and will expire ten years from the date of the grant, or June 2021.  The fair value of each option grant was established at the date of grant using the Black-Scholes option pricing model. The Black-Scholes model used the following weighted average assumptions: risk-free interest rate of 2.2%; volatility factors of the expected market price of the Company's common stock of .45; weighted average expected lives of the options of 7.0 years: cash dividend yield of 1.49%. Based upon these assumptions, the weighted average fair value of options granted was $2.29.
	In July 2013, the Board of Directors of the Company approved the grant of 16,472 stock option awards in total to two newly elected Directors of the Company.  The awards will vest ratably over five years (20% per year for each year of the participant's service with the Company) and will expire ten years from the date of the grant, or July 2023.  The fair value of each option grant was established at the date of grant using the Black-Scholes option pricing model. The Black-Scholes model used the following weighted average assumptions: risk-free interest rate of 2.0%; volatility factors of the expected market price of the Company's common stock of .45; weighted average expected lives of the options of 7.0 years: cash dividend yield of 1.0%. Based upon these assumptions, the weighted average fair value of options granted was $3.69.
	The compensation expense of the awards is based on the fair value of the instruments on the date of grant.  The Company recorded compensation expense in the amount of $84,000 and $81,000 in 2014 and 2013, respectively, and is expected to record $84,000, $46,000, $12,000, and $7,000 in 2015 through 2018.
	At December 31, 2014, there were 170,000 options outstanding, of which 95,000 were exercisable at an average exercise price of $5.75, and an average remaining contractual life of 6.7 years.
	Activity in the stock option plans is as follows:
					Weighted
		Options			Average		Shares
	(Shares in thousands)	Outstanding			Exercise Price		Exercisable
	Outstanding at December 31, 2012		175		$	5.46		36
	Granted		16		$	8.43		-
	Newly vested		-			5.46		35
	Exercised		(8	)		5.46		(8	)
	Expired		(10	)		5.46		-
	Outstanding at December 31, 2013		173		$	5.46		63
	Granted		-		$	-		-
	Newly vested		-			5.75		35
	Exercised		(3	)		-		(3	)
	Expired		-			-		-
	Outstanding at December 31, 2014		170		$	5.75		95
	The aggregate intrinsic value of a stock option represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price of the option) that would have been received by the option holders had all option holders exercised their options prior to the expiration date.  The intrinsic value can change based on fluctuations in the market value of the Company's stock.  At December 31, 2014, the intrinsic value of the stock options was $693,000.  At December 31, 2013, the intrinsic value of the stock options was $430,000.

EMPLOYEE_STOCK_OWNERSHIP_PLAN

EMPLOYEE STOCK OWNERSHIP PLAN	12 Months Ended
	Dec. 31, 2014
EMPLOYEE STOCK OWNERSHIP PLAN [Abstract]
EMPLOYEE STOCK OWNERSHIP PLAN	NOTE 14:  EMPLOYEE STOCK OWNERSHIP PLAN
	The Company established the Pathfinder Bank Employee Stock Ownership Plan ("Plan") to purchase stock of the Company for the benefit of its employees.  In July 2011, the Plan received a $1.1 million loan from Community Bank, N.A., guaranteed by the Company, to fund the Plan's purchase of 125,000 shares of the Company's treasury stock.  The loan was being repaid in equal quarterly installments of principal plus interest over ten years beginning October 1, 2011.  Interest accrued at the Wall Street Journal Prime Rate plus 1.00%, and was secured by the unallocated shares of the ESOP stock.  This loan was refinanced in connection with the Conversion and Offering that occurred on October 16, 2014.
	In connection with the Conversion and Offering, the ESOP purchased 105,442 shares issued in the offering by obtaining a loan from the Company which was used to purchase both the additional shares and refinance the remaining outstanding balance on the loan from Community Bank N.A.  There were 138,982.5 shares associated with the refinanced loan resulting in a total of 244,424.5 shares associated with the new loan provided by the Company.
	The ESOP loan from the Company has a ten year term and is being repaid in equal payments of principal and interest under a fixed rate of interest equal to 3.25% which was the prime rate of interest on the date of the closing of the offering.  This ESOP loan from the Company, also referred to as an internally leveraged ESOP, does not appear as a liability on the Company's consolidated statement of condition as of December 31, 2014 in accordance with ASC 718-40-25-9 d.
	In accordance with the payment of principal on the loan, a proportionate number of shares are allocated to the employees over the ten year time horizon of the loan.  Participants' vesting interest in the shares of Company stock is at the rate of 20% per year. Compensation expense is recorded based on the number of shares released to the participants times the average market value of the Company's stock over that same period.  Dividends on unallocated shares, recorded as compensation expense on the income statement, are made available to the participants' account. The Company recorded $211,000 and $175,000 in compensation expense in 2014 and 2013, respectively, including $15,000 and $12,000 for dividends on unallocated shares in these same time periods.  At December 31, 2014, there were 238,314 unearned ESOP shares with a fair value of $2.3 million.

INCOME_TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2014
INCOME TAXES [Abstract]
INCOME TAXES	NOTE 15: INCOME TAXES
	The provision for income taxes for the years ended December 31, is as follows:
	(In thousands)	2014			2013
	Current	$	801		$	645
	Deferred		352			202
		$	1,153		$	847
	The provision for income taxes includes the following:
	(In thousands)		2014			2013
	Federal Income Tax	$	1,057		$	721
	State Tax		96			126
		$	1,153		$	847
	The components of the net deferred tax (liability) asset, included in other assets or other liabilities as of December 31, are as follows:
	(In thousands)	2014			2013
	Assets:
	Deferred compensation	$	898		$	818
	Allowance for loan losses		2,048			1,950
	Postretirement benefits		136			155
	Mortgage recording tax credit carryforward		90			151
	Impairment losses on investment securities		181			183
	Capital loss carryforward		305			339
	Held-to-maturity securities		468			504
	Other		142			188
	Total		4,268			4,288
	Liabilities:
	Prepaid Pension		(1,320	)		(1,686	)
	Depreciation		(1,056	)		(783	)
	Accretion		(162	)		(159	)
	Loan origination fees		(19	)		(105	)
	Intangible assets		(1,470	)		(1,486	)
	Investment securities and financial derivative		(289	)		(64	)
	Mortgage servicing rights		(25	)		-
	Prepaid expenses		(84	)		(52	)
	Total		(4,425	)		(4,335	)
			(157	)		(47	)
	Less: deferred tax asset valuation allowance		(458	)		(458	)
	Net deferred tax liability	$	(615	)	$	(505	)
	Realization of deferred tax assets is dependent upon the generation of future taxable income or the existence of sufficient taxable income within the carry back period.  A valuation allowance is provided when it is more likely than not that some portion, or all of the deferred tax assets, will not be realized.  In assessing the need for a valuation allowance, management considers the scheduled reversal of the deferred tax liabilities, the level of historical taxable income and the projected future level of taxable income over the periods in which the temporary differences comprising the deferred tax assets will be deductible.  The judgment about the level of future taxable income is inherently subjective and is reviewed on a continual basis as regulatory and business factors change. The valuation allowance of $458,000 represents the portion of the deferred tax asset that management believes may not be realizable, as the Company may not generate sufficient capital gains to offset its capital losses.
	A reconciliation of the federal statutory income tax rate to the effective income tax rate for the years ended December 31, is as follows:
		2014			2013
	Federal statutory income tax rate		34	%		34	%
	State tax, net of federal benefit		1.6			2.6
	Tax-exempt interest income		(7.2	)		(8.5	)
	Increase in value of bank owned life insurance less premiums paid		(2.5	)		(2.1	)
	Other		3.7			-
	Effective income tax rate		29.6	%		26	%
	At December 31, 2014 and 2013, the Company did not have any uncertain tax positions.  The Company's policy is to recognize interest and penalties, if any, in income tax expense in the Consolidated Statements of Income.  The tax years subject to examination by Federal and State taxing authorities are the years ended December 31, 2011 through 2014.

COMMITMENTS_AND_CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	12 Months Ended
	Dec. 31, 2014
COMMITMENTS AND CONTINGENCIES [Abstract]
COMMITMENTS AND CONTINGENCIES	NOTE 16: COMMITMENTS AND CONTINGENCIES
	The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit.  Such commitments involve, to varying degrees, elements of credit risk in excess of the amount recognized in the consolidated statement of condition. The contractual amount of those commitments to extend credit reflects the extent of involvement the Company has in this particular class of financial instrument. The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of the instrument.  The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments.
	At December 31, 2014 and 2013, the following financial instruments were outstanding whose contract amounts represent credit risk:
		Contract Amount
	(In thousands)	2014			2013
	Commitments to grant loans		$	28,168		$	16,008
	Unfunded commitments under lines of credit			28,174			20,429
	Standby letters of credit			4,617			4,563
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since some of the commitment amounts are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer's creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management's credit evaluation of the counter party. Collateral held varies but may include residential real estate and income-producing commercial properties.  Loan commitments outstanding at December 31, 2014 with fixed interest rates amounted to approximately $13.3 million. Loan commitments, including unused lines of credit and standby letters of credit, outstanding at December 31, 2014 with variable interest rates amounted to approximately $47.6 million.  These outstanding loan commitments carry current market rates.
	Unfunded commitments under standby letters of credit, revolving credit lines and overdraft protection agreements are commitments for possible future extensions of credit to existing customers.  These lines of credit usually do not contain a specified maturity date and may not be drawn upon to the total extent to which the Company is committed.
	Letters of credit written are conditional commitments issued by the Company to guarantee the performance of a customer to a third party.  Generally, all letters of credit, when issued have expiration dates within one year.  The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers.  The Company generally holds collateral and/or personal guarantees supporting these commitments.  Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees.  The amount of the liability as of December 31, 2014 and 2013 for guarantees under standby letters of credit issued is not material.
	The Company leases land and leasehold improvements under agreements that expire in various years with renewal options over the next 30 years.  Rental expense, included in building occupancy expense, amounted to $98,000 for 2014 and $83,000 for 2013.
	Approximate minimum rental commitments for non-cancelable operating leases are as follows:
	Years Ending December 31:
	(In thousands)
	2015		$	115
	2016			116
	2017			117
	2018			66
	2019			29
	Thereafter			354
	Total minimum lease payments		$	797

DIVIDENDS_AND_RESTRICTIONS

DIVIDENDS AND RESTRICTIONS	12 Months Ended
	Dec. 31, 2014
DIVIDENDS AND RESTRICTIONS [Abstract]
DIVIDENDS AND RESTRICTIONS	NOTE 17: DIVIDENDS AND RESTRICTIONS
	Through the period up until October 16, 2014, at which time the second step Conversion and Offering took place, the Board of Directors of Pathfinder Bancorp, M.H.C. determined whether the Holding Company would waive or receive dividends declared by the Company, subject to regulatory approval, each time the Company declared a dividend. The Holding Company elected to receive dividends and utilize such funds to pay expenses or for other allowable purposes. The FRB has indicated that (i) the Holding Company shall have provided the FRB annually with written notice of its intent to waive its dividends prior to the proposed date of the dividend and the FRB shall have the authority to approve or deny any dividend waiver request; (ii) if a waiver is granted, dividends waived by the Holding Company will be excluded from the Company's capital accounts for purposes of calculating dividend payments to minority shareholders.  During 2014 and 2013, the Company paid or accrued dividends totaling $190,000 to the Holding Company in each of these two years. The Holding Company did not waive the right to receive its portion of the cash dividends declared during 2014 or 2013.  After the completion of the Conversion and Offering on October 16, 2014, the Holding Company, or MHC, ceased to exist.
	The Company's ability to pay dividends to its shareholders is largely dependent on the Bank's ability to pay dividends to the Company.  In addition to state law requirements and the capital requirements discussed in Note 18, federal statutes, regulations and policies limit the circumstances under which the Bank may pay dividends.  The amount of retained earnings legally available under these regulations approximated $7.3 million as of December 31, 2014.  Dividends paid by the Bank to the Company would be prohibited if the effect thereof would cause the Bank's capital to be reduced below applicable minimum capital requirements.  The bank paid dividends to the Company of $-0-, $-0-, and $1.2 million in the years ended December 31, 2014, December 31, 2013 and December 31, 2012, respectively.
	Since the Company has chosen to participate in the Treasury's SBLF program, it is permitted to pay dividends on its common stock provided certain Tier 1 capital minimums are exceeded and SBLF dividends have been declared and paid to Treasury as of the most recent dividend period.

REGULATORY_MATTERS

REGULATORY MATTERS	12 Months Ended
	Dec. 31, 2014
REGULATORY MATTERS [Abstract]
REGULATORY MATTERS	NOTE 18: REGULATORY MATTERS
	The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company's consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of its assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain amounts and ratios (set forth in the table below) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital (as defined) to average assets (as defined).
	As of December 31, 2014, the Bank's most recent notification from the Federal Deposit Insurance Corporation categorized the Bank as "well-capitalized", under the regulatory framework for prompt corrective action.  To be categorized as "well-capitalized", the Bank must maintain total risk based, Tier 1 risk-based and Tier 1 leverage ratios as set forth in the tables below. There are no conditions or events since that notification that management believes have changed the Bank's category.
	The Bank's actual capital amounts and ratios as of December 31, 2014 and 2013 are presented in the following table.
														Minimum
														To Be "Well-
								Minimum						Capitalized"
								For Capital						Under Prompt
		Actual						Adequacy Purposes						Corrective Provisions
	(Dollars in thousands)	Amount			Ratio			Amount			Ratio			Amount			Ratio
	As of December 31, 2014:
	Total Core Capital (to Risk-Weighted Assets)		$	63,831		16.6	%		$	30,754		8	%		$	38,443		10	%
	Tier 1 Capital (to Risk-Weighted Assets)		$	58,842		15.31	%		$	15,377		4	%		$	23,066		6	%
	Tier 1 Capital (to Assets)		$	58,842		10.55	%		$	22,302		4	%		$	27,878		5	%
	As of December 31, 2013:
	Total Core Capital (to Risk-Weighted Assets)		$	47,862		14.13	%		$	27,106		8	%		$	33,883		10	%
	Tier 1 Capital (to Risk-Weighted Assets)		$	43,454		12.82	%		$	13,553		4	%		$	20,330		6	%
	Tier 1 Capital (to Assets)		$	43,454		8.72	%		$	19,928		4	%		$	24,910		5	%
	On September 11, 2009, the Company entered into the Purchase Agreement with the United States Department of the Treasury, as part of the Capital Purchase Program ("CPP") pursuant to which the Company issued and sold to Treasury: (i) 6,771 shares of the Company's Fixed Rate Cumulative Perpetual Preferred Stock, Series A, par value $0.01 per share, having a liquidation amount per share equal to $1,000, for a total price of $6,771,000; and (ii) a Warrant to purchase 154,354 shares of the Company's common stock, par value $0.01 per share, at an exercise price per share of $6.58.  The Company contributed to the Bank, its subsidiary, $5,500,000 or 81.23% of the proceeds of the sale of the Series A Preferred Stock.
	The $6,771,000 of proceeds was allocated to the Series A Preferred Stock and the Warrant based on their relative fair values at issuance ($6,065,000 was allocated to the Series A Preferred Stock and $706,000 to the Warrant).
	On September 1, 2011, the Company redeemed all 6,771 shares of its Fixed Rate Cumulative Perpetual Preferred Stock Series A.  The Company paid $6,786,000 to the Treasury Department to redeem the Series A Preferred Stock, which included the original investment of $6,771,000, plus accrued dividends.
	In connection with this redemption, on September 1, 2011, the Company entered into a Securities Purchase Agreement with the Secretary of the Treasury ("Treasury") pursuant to which the Company sold to the Treasury, 13,000 shares of its Senior Non-Cumulative Perpetual Preferred Stock, Series B ("Series B Preferred Stock"), having a liquidation preference of $1,000 per share for aggregate proceeds of $13,000,000.  This transaction was entered into as part of the Treasury's Small Business Lending Fund Program ("SBLF").
	Accordingly, the Company is no longer subject to restrictions of the CPP program.  The SBLF program does have its own requirements, which are summarized below:
	The Series B Preferred Stock is entitled to receive non-cumulative dividends payable quarterly, on each January 1, April 1, July 1 and October 1, beginning October 1, 2011.  The dividend rate, which is calculated on the aggregate Liquidation Amount, was initially set at 4.2% per annum based upon the current level of "Qualified Small Business Lending", or "QSBL" (as defined in the Securities Purchase Agreement) by the Company's wholly owned subsidiary, the Bank.  The dividend rate for future dividend periods will be set based upon the "Percentage Change in Qualified Lending" (as defined in the Securities Purchase Agreement) between each dividend period and the "Baseline" QSBL level.  Such dividend rate may vary from 1% per annum to 5% per annum for the second through tenth dividend periods, from 1% per annum to 7% per annum for the eleventh through the first half of the nineteenth dividend periods.   If the Series B Preferred Stock remains outstanding for more than four-and-one-half years, the dividend rate will be fixed at 9%.  Prior to that time, in general, the dividend rate decreases as the level of the Bank's QSBL increases.   The Company's dividend rate as of the date of this report is 1.0%. Updated lending information provided to the US Treasury in early 2013 resulted in a credit against the dividend rate for 2013 through June of 2014.  Such dividends are not cumulative, but the Company may only declare and pay dividends on its common stock (or any other equity securities junior to the Series B Preferred Stock) if it has declared and paid dividends for the current dividend period on the Series B Preferred Stock, and will be subject to other restrictions on its ability to repurchase or redeem other securities.
	The Company may redeem the shares of Series B Preferred Stock, in whole or in part, at any time at a redemption price equal to the sum of the Liquidation Amount per share and the per-share amount of any unpaid dividends for the then-current period, subject to any required prior approval by the Company's primary federal banking regulator.
	The Company's ability to pay common stock dividends is conditional on payment of the Series B Preferred Stock Dividends described above.  In addition, the SBLF program requires the Company to file quarterly reports on QSBL lending.  The Company must also outreach and advertise the availability of QSBL to organizations and individuals who represent minorities, woman and veterans.  The Company must annually certify that no business loans are made to principals of businesses who have been convicted of a sex crime against a minor.  Finally, the SBLF program requires the Company to file quarterly, annual and other reports provided to shareholders concurrently with the Treasury.
	The Company's goal is to maintain a strong capital position, consistent with the risk profile of its subsidiary banks that supports growth and expansion activities while at the same time exceeding regulatory standards.  At December 31, 2014, the Bank exceeded all regulatory required minimum capital ratios and met the regulatory definition of a "well-capitalized" institution, i.e. a leverage capital ratio exceeding 5%, a Tier 1 risk-based capital ratio exceeding 6% and a total risk-based capital ratio exceeding 10%.
	The Bank is required to maintain average balances on hand or with the Federal Reserve Bank.  At December 31, 2014 and 2013, these reserve balances amounted to $3,930,000 and $1,680,000, respectively, and are included in cash and due from banks in the statement of condition.

INTEREST_RATE_DERIVATIVE

INTEREST RATE DERIVATIVE	12 Months Ended
	Dec. 31, 2014
INTEREST RATE DERIVATIVE [Abstract]
INTEREST RATE DERIVATIVE	NOTE 19: INTEREST RATE DERIVATIVE
	Derivative instruments are entered into primarily as a risk management tool of the Company. Financial derivatives are recorded at fair value as other liabilities. The accounting for changes in the fair value of a derivative depends on whether it has been designated and qualifies as part of a hedging relationship. For a fair value hedge, changes in the fair value of the derivative instrument and changes in the fair value of the hedged asset or liability are recognized currently in earnings. For a cash flow hedge, changes in the fair value of the derivative instrument, to the extent that it is effective, are recorded in other comprehensive income and subsequently reclassified to earnings as the hedged transaction impacts net income. Any ineffective portion of a cash flow hedge is recognized currently in earnings.  See Note 20 for further discussion of the fair value of the interest rate derivative.
	The Company has $5 million of floating rate trust preferred debt indexed to 3-month LIBOR.  As a result, it is exposed to variability in cash flows related to changes in projected interest payments caused by changes in the benchmark interest rate.  During the fourth quarter of fiscal 2009, the Company entered into an interest rate swap agreement, with a $2.0 million notional amount, to convert a portion of the variable-rate junior subordinated debentures to a fixed rate for a term of approximately 7 years at a rate of 4.96%.  The derivative is designated as a cash flow hedge.  The hedging strategy ensures that changes in cash flows from the derivative will be highly effective at offsetting changes in interest expense from the hedged exposure.
	The following table summarizes the fair value of outstanding derivatives and their presentation on the statements of condition as of December 31:
	(In thousands)	2014			2013
	Cash flow hedge:
	Other liabilities	$	82		$	135
	The change in accumulated other comprehensive loss, on a pretax basis, and the impact on earnings from the interest rate swap that qualifies as a cash flow hedge for the year ended December 31 were as follows:
	(In thousands)	2014			2013
	Balance as of December 31:	$	(135	)	$	(195	)
	Amount of losses recognized in other comprehensive income		(9	)		(2	)
	Amount of loss reclassified from other comprehensive income
	and recognized as interest expense		62			62
	Balance as of December 31:	$	(82	)	$	(135	)
	No amount of ineffectiveness has been included in earnings and the changes in fair value have been recorded in other comprehensive income.  Some or the entire amount included in accumulated other comprehensive loss would be reclassified into current earnings should a portion of, or the entire hedge no longer be considered effective, but at this time, management expects the hedge to remain fully effective during the remaining term of the swap.
	The Company posted cash, of $200,000, under collateral arrangements to satisfy collateral requirements associated with the interest rate swap contract.

FAIR_VALUE_MEASUREMENTS_AND_DI

FAIR VALUE MEASUREMENTS AND DISCLOSURES	12 Months Ended
	Dec. 31, 2014
FAIR VALUE MEASUREMENTS AND DISCLOSURES [Abstract]
FAIR VALUE MEASUREMENTS AND DISCLOSURES	NOTE 20: FAIR VALUE MEASUREMENTS AND DISCLOSURES
	Accounting guidance related to fair value measurements and disclosures specifies a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company's market assumptions. These two types of inputs have created the following fair value hierarchy:
	Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2 – Quoted prices for similar assets and liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; and model-derived valuations in which all significant inputs and significant value drivers are observable in active markets.
	Level 3 – Model-derived valuations in which one or more significant inputs or significant value drivers are unobservable.
	An asset's or liability's level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.
	In determining fair value, the Company utilizes valuation techniques that maximize the use of observable inputs, minimize the use of unobservable inputs, to the extent possible, and considers counterparty credit risk in its assessment of fair value.
	The Company used the following methods and significant assumptions to estimate fair value:
	Investment securities:  The fair values of securities available-for-sale are obtained from an independent third party and are based on quoted prices on nationally recognized securities exchanges where available (Level 1).  If quoted prices are not available, fair values are measured by utilizing matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities but rather by relying on the securities' relationship to other benchmark quoted securities (Level 2).  Management made no adjustment to the fair value quotes that were received from the independent third party pricing service.
	Interest rate swap derivative:  The fair value of the interest rate swap derivative is calculated based on a discounted cash flow model. All future floating cash flows are projected and both floating and fixed cash flows are discounted to the valuation date.  The curve utilized for discounting and projecting is built by obtaining publicly available third party market quotes for various swap maturity terms.
	Impaired loans: Impaired loans are those loans in which the Company has measured impairment based on the fair value of the loan's collateral or the discounted value of expected future cash flows.  Fair value is generally determined based upon market value evaluations by third parties of the properties and/or estimates by management of working capital collateral or discounted cash flows based upon expected proceeds.  These appraisals may include up to three approaches to value: the sales comparison approach, the income approach (for income-producing property), and the cost approach.  Management modifies the appraised values, if needed, to take into account recent developments in the market or other factors, such as, changes in absorption rates or market conditions from the time of valuation and anticipated sales values considering management's plans for disposition.  Such modifications to the appraised values could result in lower valuations of such collateral. Estimated costs to sell are based on current amounts of disposal costs for similar assets.  These measurements are classified as Level 3 within the valuation hierarchy. Impaired loans are subject to nonrecurring fair value adjustment upon initial recognition or subsequent impairment.  A portion of the allowance for loan losses is allocated to impaired loans if the value of such loans is deemed to be less than the unpaid balance.
	Foreclosed real estate:  Fair values for foreclosed real estate are initially recorded based on market value evaluations by third parties, less costs to sell ("initial cost basis").  Any write-downs required when the related loan receivable is exchanged for the underlying real estate collateral at the time of transfer to foreclosed real estate are charged to the allowance for loan losses.  Values are derived from appraisals, similar to impaired loans, of underlying collateral or discounted cash flow analysis.  Subsequent to foreclosure, valuations are updated periodically and assets are marked to current fair value, not to exceed the initial cost basis.  In the determination of fair value subsequent to foreclosure, management also considers other factors or recent developments, such as, changes in absorption rates and market conditions from the time of valuation and anticipated sales values considering management's plans for disposition.  Either change could result in adjustment to lower the property value estimates indicated in the appraisals.  These measurements are classified as Level 3 within the fair value hierarchy.
	The following tables summarize assets measured at fair value on a recurring basis as of December 31, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value:
			31-Dec-14
										Total Fair
	(In thousands)		Level 1		Level 2			Level 3		Value
	Available-for-sale portfolio
	Debt investment securities:
	US Treasury, agencies and GSEs		$	-	$	17,750		$	-	$	17,750
	State and political subdivisions			-		8,443			-		8,443
	Corporate			-		13,860			-		13,860
	Residential mortgage-backed - US agency			-		30,575			-		30,575
	Collateralized mortgage obligations - US agency			-		15,476			-		15,476
	Equity investment securities:
	Mutual funds:
	Ultra short mortgage fund			648		-			-		648
	Large cap equity fund			649		-			-		649
	Other mutual funds			-		379			-		379
	Common stock - financial services industry			43		250			-		293
	Total available-for-sale securities		$	1,340	$	86,733		$	-	$	88,073
	Interest rate swap derivative		$	-	$	(82	)	$	-	$	(82	)
			2013
										Total Fair
	(In thousands)		Level 1		Level 2			Level 3		Value
	Available-for-sale portfolio
	Debt investment securities:
	US Treasury, agencies and GSEs		$	-	$	16,597		$	-	$	16,597
	State and political subdivisions			-		6,587			-		6,587
	Corporate			-		13,696			-		13,696
	Residential mortgage-backed - US agency			-		42,142			-		42,142
	Residential mortgage-backed - private label			-		-			-		-
	Equity investment securities:
	Mutual funds:
	Ultra short mortgage fund			648		-			-		648
	Large cap equity fund			651		-			-		651
	Other mutual funds			-		345			-		345
	Common stock - financial services industry			42		251			-		293
	Total available-for-sale securities		$	1,341	$	79,618		$	-	$	80,959
	Interest rate swap derivative		$	-	$	(135	)	$	-	$	(135	)
	Certain assets and liabilities are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment).
	The following tables summarize assets measured at fair value on a nonrecurring basis as of December 31, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value:
	At December 31, 2014									Total Fair
	(In thousands)		Level 1		Level 2			Level 3		Value
	Impaired loans		$	-	$	-		$	1,277	$	1,277
	Foreclosed real estate		$	-	$	-		$	105	$	105
	At December 31, 2013									Total Fair
	(In thousands)		Level 1		Level 2			Level 3		Value
	Impaired loans		$	-	$	-		$	258	$	258
	Foreclosed real estate		$	-	$	-		$	69	$	69
	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs were used to determine fair value.
			Quantitative Information about Level 3 Fair Value Measurements
		Valuation	Unobservable	Range
		Techniques	Input	(Weighted Avg.)
	At December 31,2014
Impaired loans	Appraisal of collateral	Appraisal Adjustments	5% - 25% (13%)
	(Sales Approach)	Costs to Sell	6% - 50% (13%)
	Discounted Cash Flow
Foreclosed real estate	Appraisal of collateral	Appraisal Adjustments	15% - 15% (15%)
	(Sales Approach)	Costs to Sell	6% -   8%  (7%)
		Quantitative Information about Level 3 Fair Value Measurements
	Valuation	Unobservable	Range
	Techniques	Input	(Weighted Avg.)
At December 31, 2013
Impaired loans	Appraisal of collateral	Appraisal Adjustments	5% - 30% (14%)
	(Sales Approach)	Costs to Sell	6% - 50% (12%)
Foreclosed real estate	Appraisal of collateral	Appraisal Adjustments	15% - 15% (15%)
	(Sales Approach)	Costs to Sell	6% -   7%  (6%)
As of June 30, 2013, junior subordinated debentures with a carrying value of $5.2 million were transferred from a level 3 classification to a level 2 classification.
Required disclosures include fair value information of financial instruments, whether or not recognized in the consolidated statement of condition, for which it is practicable to estimate that value.  In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques.  Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument.
The Company has various processes and controls in place to ensure that fair value is reasonably estimated. The Company performs due diligence procedures over third-party pricing service providers in order to support their use in the valuation process.
While the Company believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date.
Management uses its best judgment in estimating the fair value of the Company's financial instruments; however, there are inherent weaknesses in any estimation technique.  Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated.  The estimated fair value amounts have been measured as of their respective period-ends, and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates.  As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period-end.
The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company's assets and liabilities.  Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company's disclosures and those of other companies may not be meaningful.  The Company, in estimating its fair value disclosures for financial instruments, used the following methods and assumptions:
Cash and cash equivalents – The carrying amounts of these assets approximate their fair value and are classified as Level 1.
Interest earning time deposits – The carrying amounts of these assets approximate their fair value and are classified as Level 1.
Investment securities – The fair values of securities available-for-sale and held-to-maturity are obtained from an independent third party and are based on quoted prices on nationally recognized exchange where available (Level 1).  If quoted prices are not available, fair values are measured by utilizing matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities, but rather by relying on the securities' relationship to other benchmark quoted securities (Level 2).  Management made no adjustment to the fair value quotes that were received from the independent third party pricing service.
Federal Home Loan Bank stock – The carrying amount of these assets approximates their fair value and are classified as Level 2.
Net loans – For variable-rate loans that re-price frequently, fair value is based on carrying amounts.  The fair value of other loans (for example, fixed-rate commercial real estate loans, mortgage loans, and commercial and industrial loans) is estimated using discounted cash flow analysis, based on interest rates currently being offered in the market for loans with similar terms to borrowers of similar credit quality.  Loan value estimates include judgments based on expected prepayment rates.  The measurement of the fair value of loans, including impaired loans, is classified within Level 3 of the fair value hierarchy.- 107 -
Accrued interest receivable and payable – The carrying amount of these assets approximates their fair value and are classified as Level 1.
Deposits – The fair values disclosed for demand deposits (e.g., interest-bearing and noninterest-bearing checking, passbook savings and certain types of money management accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts) and are classified within Level 1 of the fair value hierarchy.  Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates of deposits to a schedule of aggregated expected monthly maturities on time deposits.  Measurements of the fair value of time deposits are classified within Level 2 of the fair value hierarchy.
Borrowings – Fixed/variable term "bullet" structures are valued using a replacement cost of funds approach.  These borrowings are discounted to the FHLBNY advance curve.  Option structured borrowings' fair values are determined by the FHLB for borrowings that include a call or conversion option.  If market pricing is not available from this source, current market indications from the FHLBNY are obtained and the borrowings are discounted to the FHLBNY advance curve less an appropriate spread to adjust for the option. These measurements are classified as Level 2 within the fair value hierarchy.
Junior subordinated debentures – The Company secures a quote from its pricing service based on a discounted cash flow methodology which results in a Level 2 classification for this borrowing.
Interest rate swap derivative – The fair value of the interest rate swap derivative is obtained from a third party pricing agent and is calculated based on a discounted cash flow model. All future floating cash flows are projected and both floating and fixed cash flows are discounted to the valuation date.  The curve utilized for discounting and projecting is built by obtaining publicly available third party market quotes for various swap maturity terms, and therefore is classified within Level 2 of the fair value hierarchy.
The carrying amounts and fair values of the Company's financial instruments as of December 31 are presented in the following table:
				2014					2013
		Fair Value		Carrying			Estimated		Carrying			Estimated
(Dollars In thousands)		Hierarchy		Amounts			Fair Values		Amounts			Fair Values
Financial assets:
Cash and cash equivalents			1	$	11,356		$	11,356	$	16,575		$	16,575
Interest earning time deposits			1		-			-		500			500
Investment securities - available-for-sale			1		1,340			1,340		1,341			1,341
Investment securities - available-for-sale			2		86,733			86,733		79,618			79,618
Investment securities - held-to-maturity			2		40,875			42,139		34,412			34,222
Federal Home Loan Bank stock			2		3,454			3,454		2,440			2,440
Net loans			3		382,189			388,151		336,592			343,660
Accrued interest receivable			1		1,849			1,849		1,715			1,715
Financial liabilities:
Demand Deposits, Savings, NOW and MMDA			1	$	263,004		$	263,004	$	250,248		$	250,248
Time Deposits			2		152,564			152,457		159,892			160,201
Borrowings			2		66,100			66,282		40,853			41,255
Junior subordinated debentures			2		5,155			4,799		5,155			4,825
Accrued interest payable			1		63			63		86			86
Interest rate swap derivative			2		82			82		135			135

PARENT_COMPANY_FINANCIAL_INFOR

PARENT COMPANY - FINANCIAL INFORMATION	12 Months Ended
	Dec. 31, 2014
PARENT COMPANY - FINANCIAL INFORMATION [Abstract]
PARENT COMPANY - FINANCIAL INFORMATION	NOTE 21: PARENT COMPANY – FINANCIAL INFORMATION
	The following represents the condensed financial information of Pathfinder Bancorp, Inc. as of and for the years ended December 31:
	Statements of Condition	2014			2013
	(In thousands)
	Assets
	Cash	$	12,557		$	1,147
	Investments		43			42
	Investment in bank subsidiary		61,723			46,699
	Investment in non-bank subsidiary		155			155
	Other assets		134			403
	Total assets	$	74,612		$	48,446
	Liabilities and Shareholders' Equity
	Accrued liabilities	$	253		$	221
	Junior subordinated debentures		5,155			5,155
	Shareholders' equity		69,204			43,070
	Total liabilities and shareholders' equity	$	74,612		$	48,446
	Statements of Income		2014			2013
	(In thousands)
	Income
	Dividends from bank subsidiary	$	-		$	-
	Dividends from non-bank subsidiary		4			4
	Total income		4			4
	Expenses
	Interest		161			162
	Operating, net		171			109
	Total expenses		332			271
	Loss  before taxes and equity in undistributed net income of subsidiaries		(328	)		(267	)
	Tax benefit		98			69
	Loss before equity in undistributed net income of subsidiaries		(230	)		(198	)
	Equity in undistributed net income of subsidiaries		2,975			2,604
	Net income	$	2,745		$	2,406
	Statements of Cash Flows	2014			2013
	(In thousands)
	Operating Activities
	Net Income	$	2,745		$	2,406
	Equity in undistributed net income of subsidiaries		(2,975	)		(2,604	)
	Stock based compensation and ESOP expense		279			243
	Net change in other assets and liabilities		262			(39	)
	Net cash flows from operating activities		311			6
	Investing Activities
	Capital contributed to wholly-owned bank subsidiary		(12,400	)		-
	Net cash flows from investing activities		(12,400	)		-
	Financing activities
	Proceeds from exercise of stock options		18			45
	Net proceeds from stock offering		24,913			-
	Cash dividends paid to preferred shareholders		(62	)		(83	)
	Cash dividends paid to common shareholders		(316	)		(303	)
	Purchase of shares by ESOP		(1,054	)		-
	Net cash flows from financing activities		23,499			(341	)
	Change in cash and cash equivalents		11,410			(335	)
	Cash and cash equivalents at beginning of year		1,147			1,482
	Cash and cash equivalents at end of year	$	12,557		$	1,147

RELATED_PARTY_TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
	Dec. 31, 2014
RELATED PARTY TRANSACTIONS [Abstract]
RELATED PARTY TRANSACTIONS	NOTE 22:  RELATED PARTY TRANSACTIONS
	In the ordinary course of business, the Company has granted loans to certain directors, executive officers and their affiliates (collectively referred to as "related parties").  These loans were made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other unaffiliated parties and do not involve more than normal risk of collectability.
	The following represents the activity associated with loans to related parties during the year ended December 31, 2014:
	(In thousands)
	Balance at the beginning of the year	$	7,924
	Originations and Executive Officer additions		2,293
	Principal payments		(2,444	)
	Balance at the end of the year	$	7,773
	At December 31, 2014 and December 31, 2013, the Bank had no loan receivable from the Holding Company.   The Holding Company sold three properties to the Company in December 2013 allowing the loan receivable at that time to be paid off.  Interest paid by the Holding Company for the years ended 2014 and 2013 was $-0-and $50,000, respectively.
	Deposits of related parties at December 31, 2014 and December 31, 2013 were $1.5 million and $1.6 million, respectively.
	In October 2002, the Company entered into a land lease with one of its directors, now retired, on an arms-length basis. In January 2006, the Company entered into a lease with the Holding Company for the use of a training facility.  This lease was executed on an arms-length basis.  During 2010, the Company entered into an arm's length lease with the Holding Company for space that was then sub-leased by the Company to a charitable organization at below-market rents.  This lease remained in effect until the Holding Company sold the previously mentioned properties to the Company in December 2013, after which there was no rent expense paid to a related party.  Rent expense paid to the related parties during 2014 and 2013 was $-0- and $29,000, respectively.

CONVERSION_AND_REORGANIZATION

CONVERSION AND REORGANIZATION	12 Months Ended
	Dec. 31, 2014
CONVERSION AND REORGANIZATION [Abstract]
CONVERSION AND REORGANIZATION	NOTE 23:  CONVERSION AND REORGANIZATION
	On October 16, 2014, the Company completed the conversion and reorganization pursuant to which Pathfinder Bancorp, MHC converted to the stock holding company form of organization under a "second step" conversion (the "Conversion"), and the Bank reorganized from the two-tier mutual holding company structure to the stock holding company structure.  Prior to the completion of the Conversion, the MHC owned approximately 60.4% of the common stock of the Company.  New Pathfinder, the new stock holding company for Pathfinder Bank, sold 2,636,053 shares of common stock at $10.00 per share, for gross offering proceeds of $26.4 million in its stock offering.  In addition, $197,000 in cash was received by New Pathfinder from the MHC upon it ceasing to exist.
	Concurrent with the completion of the offering, shares of common stock of the Company owned by the public were exchanged for shares of New Pathfinder's common stock so that the shareholders now own approximately the same percentage of New Pathfinder's common stock as they owned of the Company's common stock immediately prior to the Conversion, subject to adjustment as disclosed in the prospectus.  Shareholders of the Company received 1.6472 shares of New Pathfinder's common stock for each share of the Company's common stock they owned immediately prior to completion of the transaction.  Cash in lieu of fractional shares was paid based on the offering price of $10.00 per share. Common shares held by the Company's ESOP prior to the Conversion were also exchanged using the conversion ratio of 1.6472.  As a result of the offering and the exchange of shares, New Pathfinder has 4,352,203 shares outstanding.
	The Conversion was accounted for as a change in corporate form with no resulting change in the historical basis of the Company's assets, liabilities, and equity.  Costs related to the offering were primarily marketing fees paid to the Company's investment banking firm, legal and professional fees, registration fees, printing and mailing costs and totaled $1.5 million.  Accordingly, net proceeds were $24.9 million.  In addition, as part of the Conversion and dissolution of the MHC, the Company received $197,000 of cash previously held by the MHC.  As a result of the Conversion and Offering, Pathfinder Bancorp, Inc., a federal corporation, was succeeded by a new fully public Maryland corporation with the same name and the MHC ceased to exist.
	The shares of common stock sold in the offering and issued began trading on the Nasdaq Capital Market on October 17, 2014 under the trading symbol "PBHC."
	In accordance with Board of Governors of the Federal Reserve System regulations, at the time of the reorganization, the Company substantially restricted retained earnings by establishing a liquidation account.  The liquidation account will be maintained for the benefit of eligible account holders who continue to maintain their accounts at the Bank after conversion.  The Bank will establish a parallel liquidation account to support the Company's liquidation account in the event the Company does not have sufficient assets to fund its obligations under its liquidation account.  The liquidation accounts will be reduced annually to the extent that eligible account holders have reduced their qualifying deposits.  Subsequent increases will not restore an eligible account holder's interest in the liquidation accounts.  In the event of a complete liquidation of the Bank or the Company, each account holder will be entitled to receive a distribution in an amount proportionate to the adjusted qualifying account balances then held.  The Bank may not pay dividends if those dividends would reduce equity capital below the required liquidation account amount.

ACCUMULATED_OTHER_COMPREHENSIV

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	12 Months Ended
	Dec. 31, 2014
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) [Abstract]
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	NOTE 24: ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)
	Changes in the components of accumulated other comprehensive income (loss) ("AOCI"), net of tax, for the periods indicated are summarized in the table below.
		For the year ended December 31, 2014
		Retirement Plans				Unrealized Gains and Losses on Financial derivative				Unrealized Gains and Losses on Available-for-Sale Securities				Unrealized Loss on Securities Transferred to Held-to-Maturity				Total
	Beginning balance		$	(982	)		$	(81	)		$	99			$	(781	)		$	(1,745	)
	Other comprehensive (loss) income before reclassifications			(838	)			(5	)			544				48				(251	)
	Amounts reclassified from AOCI			26				37				(186	)			-				(123	)
	Ending balance		$	(1,794	)		$	(49	)		$	457			$	(733	)		$	(2,119	)
		For the year ended December 31, 2013
		Retirement Plans				Unrealized Gains and Losses on Financial derivative				Unrealized Gains and Losses on Available-for-Sale Securities				Unrealized Loss on Securities Transferred to Held-to-Maturity				Total
	Beginning balance		$	(2,765	)		$	(117	)		$	1,564			$	-			$	(1,318	)
	Other comprehensive income (loss) before reclassifications			1,554				(3	)			(1,246	)			(781	)		$	(476	)
	Amounts reclassified from AOCI			229				39				(219	)			-				49
	Ending balance		$	(982	)		$	(81	)		$	99			$	(781	)		$	(1,745	)
	The following table presents the amounts reclassified out of each component of AOCI for the indicated annual period:
	(In thousands)		For the year ended
	Details about AOCI1 components		31-Dec-14				31-Dec-13			Affected Line Item in the Statement  of Income
	Unrealized holding gain on financial derivative:
	Reclassification adjustment for
	interest expense included in net income		$	(62	)		$	(62	)	Interest on long term borrowings
				25				23		Provision for income taxes
			$	(37	)		$	(39	)	Net Income
	Retirement plan items
	Retirement plan net losses
	recognized in plan expenses2		$	(43	)		$	(381	)	Salaries and employee benefits
				17				152		Provision for income taxes
			$	(26	)		$	(229	)	Net Income
	Available-for-sale securities
	Realized gain on sale of securities		$	310			$	365		Net gains on sales and redemptions of investment securities
				(124	)			(146	)	Provision for income taxes
			$	186			$	219		Net Income
	1 Amounts in parentheses indicates debits in net income.
	2 These items are included in net periodic pension cost.
	See Note 12 for additional information.

SUBSEQUENT_EVENTS

SUBSEQUENT EVENTS	12 Months Ended
	Dec. 31, 2014
SUBSEQUENT EVENTS [Abstract]
SUBSEQUENT EVENTS	NOTE 25:  SUBSEQUENT EVENTS
	In January 2015, the FitzGibbons Agency, LLC, of which Pathfinder Risk Management Company, Inc. owns a 51% controlling interest, purchased a small insurance agency in Onondaga County for $225,000 in cash.  The Company will establish the allocation of the purchase price for this acquisition during the first quarter of 2015.  Revenues for this agency approximate $150,000 annually.

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Nature of Operations	Nature of Operations
	The accompanying consolidated financial statements include the accounts of Pathfinder Bancorp, Inc. (the "Company") and its wholly owned subsidiary, Pathfinder Bank (the "Bank"). The Company is a Maryland corporation headquartered in Oswego, New York. On October 16, 2014, the Company completed its conversion from the mutual holding company structure and the related public offering and is now a stock holding company that is fully owned by the public.  As a result of the conversion, the mutual holding company and former mid-tier holding company were merged into Pathfinder Bancorp, Inc. The primary business of the Company is its investment in Pathfinder Bank (the "Bank") which is 100% owned by the Company and the Company is 100% owned by public Shareholders.  The Company sold a total of 2,636,053 shares of common stock, par value of $0.01 per share, in the offering, including 105,442 shares sold to the Pathfinder Bank employee stock ownership plan ("ESOP").  All shares were sold at a price of $10.00 per share raising $26.4 million in gross proceeds.  Additionally, $197,000 in cash was received from the merger of MHC into the company; and after accounting for conversion related expenses of $1.5 million, which offset gross proceeds, the Company received $24.9 million in net proceeds.  Concurrent with the completion of the offering, publicly owned shares of Pathfinder Bancorp, Inc., a federal corporation, were exchanged for 1.6472 shares of the Company's common stock. At December 31, 2014, the public and the ESOP, collectively, held 4,352,203 shares. The Bank has four wholly owned operating subsidiaries, Pathfinder Commercial Bank, Pathfinder Risk Management Company, Inc. ("PRMC"), Pathfinder REIT, Inc. and Whispering Oaks Development Corp. All significant inter-company accounts and activity have been eliminated in consolidation.  Although the Company owns, through its subsidiary PRMC, 51% of the membership interest in FitzGibbons Agency, LLC ("FitzGibbons"), the Company is required to consolidate 100% of FitzGibbons within the consolidated financial statements.  The 49% of which the Company does not own is accounted for separately as noncontrolling interests within the consolidated financial statements.
	The Company has seven offices located in Oswego County, one office in Onondaga County, and a business banking office in Syracuse, New York which opened in the fourth quarter of 2014.  The Company is primarily engaged in the business of attracting deposits from the general public in the Company's market area, and investing such deposits, together with other sources of funds, in loans secured by one-to-four family residential real estate, commercial real estate, business assets and in investment securities.
Use of Estimates in the Preparation of Financial Statements	Use of Estimates in the Preparation of Consolidated Financial Statements
	The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.  Management has identified the allowance for loan losses, deferred income taxes, pension obligations, the annual evaluation of the Company's goodwill for possible impairment and the evaluation of investment securities for other than temporary impairment and the estimation of fair values for accounting and disclosure purposes to be the accounting areas that require the most subjective and complex judgments, and as such, could be the most subject to revision as new information becomes available.
	The Company is subject to the regulations of various governmental agencies.  The Company also undergoes periodic examinations by the regulatory agencies which may subject it to further changes with respect to asset valuations, amounts of required loss allowances, and operating restrictions resulting from the regulators' judgments based on information available to them at the time of their examinations.
Significant Group Concentrations of Credit Risk	Significant Group Concentrations of Credit Risk
	Most of the Company's activities are with customers located primarily in Oswego and Onondaga counties of New York State.  A large portion of the Company's portfolio is centered in residential and commercial real estate.  The Company closely monitors real estate collateral values and requires additional reviews of commercial real estate appraisals by a qualified third party for commercial real estate loans in excess of $400,000.  All residential loan appraisals are reviewed by an individual or third party who is independent of the loan origination or approval process and was not involved in the approval of appraisers or selection of the appraiser for the transaction, and has no direct or indirect interest, financial or otherwise in the property or the transaction.  Note 4 discusses the types of securities that the Company invests in.  Note 5 discusses the types of lending that the Company engages in.  The Company does not have any significant concentrations to any one industry or customer.
Advertising	Advertising
	The Company follows the policy of charging the costs of advertising to expense as incurred.
Noncontrolling Interest	Noncontrolling Interest
	Noncontrolling interest represents the portion of ownership and profit or loss that is attributable to the minority owners of the FitzGibbons Agency.
Cash and Cash Equivalents	Cash and Cash Equivalents
	Cash and cash equivalents include cash on hand, amounts due from banks and interest-bearing deposits (with original maturity of three months or less).
Investment Securities	Investment Securities
	The Company classifies investment securities as either available-for-sale or held-to-maturity.  The Company does not hold any securities considered to be trading.  Available-for-sale securities are reported at fair value, with net unrealized gains and losses reflected as a separate component of shareholders' equity, net of the applicable income tax effect. Held-to-maturity securities are those that the Company has the ability and intent to hold until maturity and are reported at amortized cost.  These securities include those that were transferred from available-for-sale to held-to-maturity in the third quarter of 2013, and more fully explained in Note 4 to the financial statements.
	Gains or losses on investment security transactions are based on the amortized cost of the specific securities sold.  Premiums and discounts on securities are amortized and accreted into income using the interest method over the period to maturity.
	Note 4 to the consolidated financial statements includes additional information about the Company's accounting policies with respect to the impairment of investment securities.
Federal Home Loan Bank Stock	Federal Home Loan Bank Stock
	Federal law requires a member institution of the Federal Home Loan Bank ("FHLB") system to hold stock of its district FHLB according to a predetermined formula.  The stock is carried at cost.
Transfers of Financial Assets	Transfers of Financial Assets
	Transfers of financial assets, including sales of loans and loan participations, are accounted for as sales when control over the assets has been surrendered.  Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Loans	Loans
	The Company grants mortgage, commercial, municipal, and consumer loans to customers.  Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are stated at their outstanding unpaid principal balances, less the allowance for loan losses plus net deferred loan origination costs. The ability of the Company's debtors to honor their contracts is dependent upon the real estate and general economic conditions in the market area.  Interest income is generally recognized when income is earned using the interest method. Nonrefundable loan fees received and related direct origination costs incurred are deferred and amortized over the life of the loan using the interest method, resulting in a constant effective yield over the loan term. Deferred fees are recognized into income and deferred costs are charged to income immediately upon prepayment of the related loan.
	The loans receivable portfolio is segmented into residential mortgage, commercial and consumer loans.  The residential mortgage segment consists of one-to-four family first-lien residential mortgages and construction loans.  Commercial loans consist of the following classes: real estate, lines of credit, other commercial and industrial, and tax-exempt loans.  Consumer loans include both home equity lines of credit and loans with junior liens and other consumer loans.
Allowance for Loan Losses	Allowance for Loan Losses
	The allowance for loan losses represents management's estimate of losses inherent in the loan portfolio as of the date of the statement of condition and it is recorded as a reduction of loans.  The allowance is increased by the provision for loan losses, and decreased by charge-offs, net of recoveries.  Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance.  All, or part, of the principal balance of loans receivable are charged off to the allowance as soon as it is determined that the repayment of all, or part, of the principal balance is highly unlikely.  Non-residential consumer loans are generally charged off no later than 120 days past due on a contractual basis, unless productive collection efforts are providing results.  Consumer loans may be charged off earlier in the event of bankruptcy, or if there is an amount that is deemed uncollectible.  No portion of the allowance for loan losses is restricted to any individual loan product and the entire allowance is available to absorb any and all loan losses.
	The allowance for loan losses is maintained at a level considered adequate to provide for losses that can be reasonably anticipated.  Management performs a quarterly evaluation of the adequacy of the allowance.  The allowance is based on three major components which are; specific components for larger loans, recent historical losses and several qualitative factors applied to a general pool of loans, and an unallocated component.
	The first component is the specific component that relates to loans that are classified as impaired.  For these loans, an allowance is established when the discounted cash flows or collateral value of the impaired loan is lower than the carrying value of that loan.
	The second or general component covers pools of loans, by loan class, not considered impaired, smaller balance homogeneous loans, such as residential real estate, home equity and other consumer loans.  These pools of loans are evaluated for loss exposure first based on historical loss rates for each of these categories of loans. The ratio of net charge-offs to loan outstandings within each product class, over the most recent eight quarters, lagged by one quarter, is used to generate the historical loss rates.  In addition, qualitative factors are added to the historical loss rates in arriving at the total allowance for loan loss need for this general pool of loans.  The qualitative factors include changes in national and local economic trends, the rate of growth in the portfolio, trends of delinquencies and nonaccrual balances, changes in loan policy, and changes in lending management experience and related staffing.  Each factor is assigned a value to reflect improving, stable or declining conditions based on management's best judgment using relevant information available at the time of the evaluation.  These qualitative factors, applied to each product class, make the evaluation inherently subjective, as it requires material estimates that may be susceptible to significant revision as more information becomes available.  Adjustments to the factors are supported through documentation of changes in conditions in a narrative accompanying the allowance for loan loss analysis and calculation.
	The third or unallocated component is maintained to cover uncertainties that could affect management's estimate of probable losses.  The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio and generally comprises less than 10% of the total allowance for loan loss.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.  Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due.  Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and shortfalls on a case-by case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length and reason for the delay, the borrower's prior payment record and the amount of shortfall in relation to what is owed.  Impairment is measured by either the present value of the expected future cash flows discounted at the loan's effective interest rate or the fair value of the underlying collateral if the loan is collateral dependent.  The majority of the Company's loans utilize the fair value of the underlying collateral.
	An allowance for loan loss is established for an impaired loan if its carrying value exceeds its estimated fair value.  The estimated fair values of substantially all of the Company's impaired loans are measured based on the estimated fair value of the loan's collateral.  For loans secured by real estate, estimated fair values are determined primarily through third-party appraisals, less costs to sell.  Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value.  The discounts also include estimated costs to sell the property.
	For commercial and industrial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower's financial statements, inventory reports, accounts receivable agings or equipment appraisals or invoices.  Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets.
	Large groups of homogeneous loans are collectively evaluated for impairment.  Accordingly, the Company does not separately identify individual residential mortgage loans less than $300,000, home equity and other consumer loans for impairment disclosures, unless such loans are related to borrowers with impaired commercial loans or they are the subject to a troubled debt restructuring agreement for those with a carrying value in excess of $300,000.
	Commercial loans whose terms are modified are classified as troubled debt restructurings if the Company grants such borrowers concessions and it is deemed that those borrowers are experiencing financial difficulty.  Concessions granted under a troubled debt restructuring generally include but are not limited to a temporary reduction in the interest rate or an extension of a loan's stated maturity date.  Commercial loans classified as troubled debt restructurings with a carrying value in excess of $100,000 are designated as impaired and evaluated as discussed above.
	The allowance calculation methodology includes further segregation of loan classes into risk rating categories.  The borrower's overall financial condition, repayment sources, guarantors and value of the collateral, if appropriate, are evaluated not less than annually for commercial loans or when credit deficiencies arise on all loans.  Credit quality risk ratings include regulatory classifications of special mention, substandard, doubtful and loss.  See Note 5 for a description of these regulatory classifications.
	In addition, Federal regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses and may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination, which may not be currently available to management.  Based on management's comprehensive analysis of the loan portfolio, management believes the current level of the allowance for loan losses is adequate.
Income Recognition on Impaired and Non-accrual Loans
	Income Recognition on Impaired and Nonaccrual Loans
	For all classes of loans receivable, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan may be currently performing.  A loan may remain on accrual status if it is either well secured or guaranteed and in the process of collection.  When a loan is placed on nonaccrual status, unpaid interest is reversed and charged to interest income.  Interest received on nonaccrual loans, including impaired loans, generally is either applied against principal or reported as interest income, according to management's judgment as to the collectability of principal.  Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, generally six months, and the ultimate collectability of the total contractual principal and interest is no longer in doubt.  Nonaccrual troubled debt restructurings are restored to accrual status if principal and interest payments, under the modified terms, are current for six consecutive months after modification.
	For nonaccrual loans, when future collectability of the recorded loan balance is expected, interest income may be recognized on a cash basis. In the case where a nonaccrual loan had been partially charged off, recognition of interest on a cash basis is limited to that which would have been recognized on the recorded loan balance at the contractual interest rate. Cash interest receipts in excess of that amount are recorded as recoveries to the allowance for loan losses until prior charge-offs have been fully recovered.
Off-Balance Sheet Credit Related Financial Instruments	Off-Balance Sheet Credit Related Financial Instruments
	In the ordinary course of business, the Company has entered into commitments to extend credit, including commitments under standby letters of credit.  Such financial instruments are recorded when they are funded.
Premises and Equipment	Premises and Equipment
	Premises and equipment are stated at cost, less accumulated depreciation. Depreciation is computed on a straight-line basis over the estimated useful lives of the related assets, ranging up to 40 years for premises and 10 years for equipment. Maintenance and repairs are charged to operating expenses as incurred.  The asset cost and accumulated depreciation are removed from the accounts for assets sold or retired and any resulting gain or loss is included in the determination of income.
Foreclosed Real Estate	Foreclosed Real Estate
	Properties acquired through foreclosure, or by deed in lieu of foreclosure, are recorded at their fair value less estimated costs to sell.  Fair value is typically determined based on evaluations by third parties.  Costs incurred in connection with preparing the foreclosed real estate for disposition are capitalized to the extent that they enhance the overall fair value of the property. Any write-downs on the asset's fair value less costs to sell at the date of acquisition are charged to the allowance for loan losses.  Subsequent write downs and expenses of foreclosed real estate are included as a valuation allowance and recorded in noninterest expense.
Goodwill and Intangible Assets	Goodwill and Intangible Assets
	Goodwill represents the excess cost of an acquisition over the fair value of the net assets acquired.  Goodwill is not amortized, but is evaluated annually for impairment.  Intangible assets, such as customer relationships, are amortized over their useful lives, generally 15 years.
Mortgage Servicing Rights
	Mortgage Servicing Rights
	Originated mortgage servicing rights are recorded at their fair value at the time of transfer of the related loans and are amortized in proportion to, and over the period of, estimated net servicing income or loss.  The carrying value of the originated mortgage servicing rights is periodically evaluated for impairment or between annual evaluations under certain circumstances.
Stock-Based Compensation	Stock-Based Compensation
	Compensation costs related to share-based payment transactions are recognized based on the grant-date fair value of the stock-based compensation issued. Compensation costs are recognized over the period that an employee provides service in exchange for the award.  Compensation costs related to the Employee Stock Ownership Plan are dependent upon the average stock price and the shares committed to be released to plan participants through the period in which income is reported.
Retirement Benefits	Retirement Benefits
	The Company has a non-contributory defined benefit pension plan that covered substantially all employees. On May 14, 2012, the Company informed its employees of its decision to freeze participation and benefit accruals under the plan, primarily to reduce some of the volatility in earnings that can accompany the maintenance of a defined benefit plan.  The freeze became effective June 30, 2012.  Compensation earned by employees up to June 30, 2012 is used for purposes of calculating benefits under the plan but there will be no future benefit accruals after this date.  Participants as of June 30, 2012 will continue to earn vesting credit with respect to their frozen accrued benefits as they continue to work. Pension expense under these plans is charged to current operations and consists of several components of net pension cost based on various actuarial assumptions regarding future experience under the plans.
	Gains and losses, prior service costs and credits, and any remaining transition amounts that have not yet been recognized through net periodic benefit cost are recognized in accumulated other comprehensive loss, net of tax effects, until they are amortized as a component of net periodic cost.  Plan assets and obligations are measured as of the Company's statement of condition date.
	The Company has unfunded deferred compensation and supplemental executive retirement plans for selected current and former employees and officers that provide benefits that cannot be paid from a qualified retirement plan due to Internal Revenue Code restrictions. These plans are nonqualified under the Internal Revenue Code, and assets used to fund benefit payments are not segregated from other assets of the Company, therefore, in general, a participant's or beneficiary's claim to benefits under these plans is as a general creditor.
	The Company sponsors an Employee Stock Ownership Plan ("ESOP") covering substantially all full time employees.  The cost of shares issued to the ESOP but not committed to be released to the participants is presented in the consolidated statement of condition as a reduction of shareholders' equity.  ESOP shares are released to the participants proportionately as the loan is repaid.  The Company records ESOP compensation expense based on the shares committed to be released and allocated to the participant's accounts multiplied by the average share price of the Company's stock over the period.  Dividends related to unallocated shares are recorded as compensation expense.
Derivative Financial Instruments	Derivative Financial Instruments
	Derivatives are recorded on the statement of condition as assets and liabilities measured at their fair value. The accounting for increases and decreases in the value of derivatives depends upon the use of derivatives and whether the derivatives qualify for hedge accounting.  The Company currently has one interest rate swap, which has been determined to be a cash flow hedge.  The fair value of cash-flow hedging instruments ("Cash Flow Hedge") is recorded in either other assets or other liabilities. On an ongoing basis, the statement of condition is adjusted to reflect the then current fair value of the Cash Flow Hedge. The related gains or losses are reported in other comprehensive income (loss) and are subsequently reclassified into earnings, as a yield adjustment in the same period in which the related interest on the hedged item (primarily a variable-rate debt obligation) affect earnings. To the extent that the Cash Flow Hedge is not effective, the ineffective portion of the Cash Flow Hedge is immediately recognized as interest expense.
Income Taxes
	Income Taxes
	Provisions for income taxes are based on taxes currently payable or refundable and deferred income taxes on temporary differences between the tax basis of assets and liabilities and their reported amounts in the consolidated financial statements. Deferred tax assets and liabilities are reported in the consolidated financial statements at currently enacted income tax rates applicable to the period in which the deferred tax assets and liabilities are expected to be realized or settled.
Earning Per Share	Earnings Per Share
	Basic earnings per common share are computed by dividing net income, after preferred stock dividends and preferred stock discount accretion, by the weighted average number of common shares outstanding throughout each year.  Diluted earnings per share gives effect to weighted average shares that would be outstanding assuming the exercise of issued stock options and warrants using the treasury stock method.  Unallocated shares of the Company's ESOP plan are not included when computing earnings per share until they are committed to be released.
Segment Reporting	Segment Reporting
	The Company has evaluated the activities relating to its strategic business units.  The controlling interest in the FitzGibbons Agency is dissimilar in nature and management when compared to the Company's other strategic business units which are judged to be similar in nature and management.  The Company has determined that the FitzGibbons Agency is below the reporting threshold in size in accordance with Accounting Standards Codification 280.  Accordingly, the Company has determined it has no reportable segments.
Comprehensive Income (Loss)	Comprehensive Income (Loss)
	Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income.  Although certain changes in assets and liabilities are reported as a separate component of the equity section of the statement of condition, such items, along with net income, are components of comprehensive income.
	Accumulated other comprehensive (loss) represents the sum of these items, with the exception of net income, as of the balance sheet date and is represented in the table below.
		As of December 31,
	Accumulated Other Comprehensive Loss By Component:	2014			2013
	Unrealized loss for pension and other postretirement obligations	$	(2,991	)	$	(1,637	)
	Tax effect		1,197			655
	Net unrealized loss for pension and other postretirement obligations		(1,794	)		(982	)
	Unrealized loss on financial derivative instruments used in cash flow hedging relationships		(82	)		(135	)
	Tax effect		33			54
	Net unrealized loss on financial derivative instruments used in cash flow hedging relationships		(49	)		(81	)
	Unrealized gains on available-for-sale securities		763			166
	Tax effect		(306	)		(67	)
	Net unrealized gains on available-for-sale securities		457			99
	Unrealized loss on securities transferred to held-to-maturity		(1,221	)		(1,302	)
	Tax effect		488			521
	Net unrealized loss on securities transferred to held-to-maturity		(733	)		(781	)
	Accumulated other comprehensive loss	$	(2,119	)	$	(1,745	)
	The accompanying notes are an integral part of the consolidated financial statements.
Reclassifications	Reclassifications
	Certain amounts in the 2013 consolidated financial statements have been reclassified to conform to the current year presentation.  These reclassifications had no effect on net income as previously reported.

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)	12 Months Ended
	Dec. 31, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Schedule of accumulated other comprehensive income (loss)	Accumulated other comprehensive (loss) represents the sum of these items, with the exception of net income, as of the balance sheet date and is represented in the table below.
		As of December 31,
	Accumulated Other Comprehensive Loss By Component:	2014			2013
	Unrealized loss for pension and other postretirement obligations	$	(2,991	)	$	(1,637	)
	Tax effect		1,197			655
	Net unrealized loss for pension and other postretirement obligations		(1,794	)		(982	)
	Unrealized loss on financial derivative instruments used in cash flow hedging relationships		(82	)		(135	)
	Tax effect		33			54
	Net unrealized loss on financial derivative instruments used in cash flow hedging relationships		(49	)		(81	)
	Unrealized gains on available-for-sale securities		763			166
	Tax effect		(306	)		(67	)
	Net unrealized gains on available-for-sale securities		457			99
	Unrealized loss on securities transferred to held-to-maturity		(1,221	)		(1,302	)
	Tax effect		488			521
	Net unrealized loss on securities transferred to held-to-maturity		(733	)		(781	)
	Accumulated other comprehensive loss	$	(2,119	)	$	(1,745	)
	The accompanying notes are an integral part of the consolidated financial statements.

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	12 Months Ended
	Dec. 31, 2014
EARNINGS PER SHARE [Abstract]
Calculations of basic and diluted earnings per share	The following table sets forth the calculation of basic and diluted earnings per share.  Historical share and per share data have been adjusted by the exchange ratio of 1.6472 used in the Conversion and Offering.
		Years ended
		December 31,
	(In thousands, except per share data)	2014		2013
	Basic Earnings Per Common Share
	Net income available to common shareholders	$	2,650	$	2,406
	Weighted average common shares outstanding		4,156		4,146
	Basic earnings per common share	$	0.64	$	0.58
	Diluted Earnings Per Common Share
	Net income available to common shareholders	$	2,650	$	2,406
	Weighted average common shares outstanding		4,156		4,146
	Effect of assumed exercise of stock options		44		23
	Diluted weighted average common shares outstanding		4,200		4,169
	Diluted earnings per common share	$	0.63	$	0.58

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2014
INVESTMENT SECURITIES [Abstract]
Amortized cost and estimated fair value of investment securities	The amortized cost and estimated fair value of investment securities are summarized as follows:
		31-Dec-14
						Gross				Gross				Estimated
		Amortized				Unrealized				Unrealized				Fair
	(In thousands)	Cost				Gains				Losses				Value
	Available-for-Sale Portfolio
	Debt investment securities:
	US Treasury, agencies and GSEs		$	17,896			$	3			$	(149	)		$	17,750
	State and political subdivisions			8,346				110				(13	)			8,443
	Corporate			13,763				116				(19	)			13,860
	Residential mortgage-backed - US agency			30,321				403				(149	)			30,575
	Collateralized mortgage obligations - US agency			15,432				168				(124	)			15,476
	Total			85,758				800				(454	)			86,104
	Equity investment securities:
	Mutual funds:
	Ultra short mortgage fund			643				5				-				648
	Large cap equity fund			456				193				-				649
	Other mutual funds			183				196				-				379
	Common stock - financial services industry			270				23				-				293
	Total			1,552				417				-				1,969
	Total available-for-sale		$	87,310			$	1,217			$	(454	)		$	88,073
	Held-to-Maturity Portfolio
	Debt investment securities:
	US Treasury, agencies and GSEs		$	4,834			$	58			$	-			$	4,892
	State and political subdivisions			22,610				824				(9	)			23,425
	Corporate			2,487				33				(17	)			2,503
	Residential mortgage-backed - US agency			8,043				242				-				8,285
	Collateralized mortgage obligations - US agency			2,901				133				-				3,034
	Total held-to-maturity		$	40,875			$	1,290			$	(26	)		$	42,139
		31-Dec-13
						Gross				Gross				Estimated
		Amortized				Unrealized				Unrealized				Fair
	(In thousands)	Cost				Gains				Losses				Value
	Available-for-Sale Portfolio
	Debt investment securities:
	US Treasury, agencies and GSEs		$	16,935			$	2			$	(340	)		$	16,597
	State and political subdivisions			6,429				164				(6	)			6,587
	Corporate			13,498				198				-				13,696
	Residential mortgage-backed - US agency			22,231				332				(424	)			22,139
	Collateralized mortgage obligations - agency			20,147				164				(308	)			20,003
	Total			79,240				860				(1,078	)			79,022
	Equity investment securities:
	Mutual funds:
	Ultra short mortgage fund			643				5				-				648
	Large cap equity fund			456				195				-				651
	Other mutual funds			183				162				-				345
	Common stock - financial services industry			271				22				-				293
	Total			1,553				384				-				1,937
	Total available-for-sale		$	80,793			$	1,244			$	(1,078	)		$	80,959
	Held-to-Maturity Portfolio
	Debt investment securities:
	US Treasury, agencies and GSEs		$	1,872			$	-			$	(25	)		$	1,847
	State and political subdivisions			21,371				11				(118	)			21,264
	Corporate			3,746				16				(44	)			3,718
	Residential mortgage-backed - US agency			5,556				-				(30	)			5,526
	Collateralized mortgage obligations - agency			1,867				-				-				1,867
	Total held-to-maturity		$	34,412			$	27			$	(217	)		$	34,222
Amortized cost and estimated fair Value of debt investments by contractual maturity	The amortized cost and estimated fair value of debt investments at December 31, 2014 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties.
			Available-for-Sale								Held-to-Maturity
			Amortized				Estimated				Amortized				Estimated
			Cost				Fair Value				Cost				Fair Value
	(In thousands)
	Due in one year or less		$	5,818			$	5,838			$	196			$	197
	Due after one year through five years			29,042				29,121				6,136				6,145
	Due after five years through ten years			5,145				5,094				14,992				15,441
	Due after ten years			-				-				8,607				9,037
	Sub-total			40,005				40,053				29,931				30,820
	Residential mortgage-backed - US agency			30,321				30,575				8,043				8,285
	Collateralized mortgage obligations - US agency			15,432				15,476				2,901				3,034
	Totals		$	85,758			$	86,104			$	40,875			$	42,139
Investment securities' gross unrealized losses and fair value by investment category and length of time that individual securities have continuous unrealized loss position	The Company's investment securities' gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, is as follows:
		31-Dec-14
		Less than Twelve Months												Twelve Months or More										Total
		Number of												Number of										Number of
		Individual				Unrealized				Fair				Individual			Unrealized				Fair			Individual		Unrealized				Fair
		Securities				Losses				Value				Securities			Losses				Value			Securities		Losses				Value
	(Dollars in thousands)
	Available-for-Sale
	US Treasury, agencies and GSE's			7			$	(18	)		$	7,991				7		$	(131	)		$	7,856		14		$	(149	)		$	15,847
	State and political subdivisions			19				(13	)			3,047				1			-				90		20			(13	)			3,137
	Corporate			7				(19	)			4,520				-			-				-		7			(19	)			4,520
	Residential mortgage-backed - US agency			2				(8	)			1,424				6			(141	)			6,256		8			(149	)			7,680
	Collateralized mortgage obligations - US agency			3				(22	)			2,692				5			(102	)			3,963		8			(124	)			6,655
	Totals			38			$	(80	)		$	19,674				19		$	(374	)		$	18,165		57		$	(454	)		$	37,839
	Held-to-Maturity
	US Treasury, agencies and GSE's			-			$	-			$	-				-		$	-			$	-		-		$	-			$	-
	State and political subdivisions			1				(9	)			1,463				-			-				-		1			(9	)			1,463
	Corporate			2				(17	)			1,108				-			-				-		2			(17	)			1,108
	Residential mortgage-backed - US agency			-				-				-				-			-				-		-			-				-
	Collateralized mortgage obligations - US agency			-				-				-				-			-				-		-			-				-
	Totals			3			$	(26	)		$	2,571				-		$	-			$	-		3		$	(26	)		$	2,571
		31-Dec-13
		Less than Twelve Months												Twelve Months or More										Total
		Number of												Number of										Number of
		Individual				Unrealized				Fair				Individual			Unrealized				Fair			Individual		Unrealized				Fair
	Available-for-Sale	Securities				Losses				Value				Securities			Losses				Value			Securities		Losses				Value
	(Dollars in thousands)
	US Treasury, agencies and GSE's			14			$	(340	)		$	15,573				-		$	-			$	-		14		$	(340	)		$	15,573
	State and political subdivisions			1				(4	)			114				3			(2	)			397		4			(6	)			511
	Corporate			-				-				-				-			-				-		-			-				-
	Residential mortgage-backed - US agency			11				(374	)			12,923				1			(50	)			878		12			(424	)			13,801
	Collateralized mortgage obligations - US agency			14				(308	)			10,519				-			-				-		14			(308	)			10,519
	Totals			40			$	(1,026	)		$	39,129				4		$	(52	)		$	1,275		44		$	(1,078	)		$	40,404
	Held-to-Maturity
	US Treasury, agencies and GSE's			2			$	(25	)		$	1,847				-		$	-			$	-		2		$	(25	)		$	1,847
	State and political subdivisions			37				(118	)			17,814				-			-				-		37			(118	)			17,814
	Corporate			4				(44	)			3,171				-			-				-		4			(44	)			3,171
	Residential mortgage-backed - US agency			6				(30	)			5,526				-			-				-		6			(30	)			5,526
	Collateralized mortgage obligations - US agency			-				-				-				-			-				-		-			-				-
	Totals			49			$	(217	)		$	28,358				-		$	-			$	-		49		$	(217	)		$	28,358
Gross realized gains (losses) on sale of securities	Gross realized gains (losses) on sales and redemptions of securities for the years ended December 31 are detailed below:
	(In thousands)		2014				2013
	Realized gains		$	312			$	370
	Realized losses			(2	)			(5	)
			$	310			$	365

LOANS_Tables

LOANS (Tables)	12 Months Ended
	Dec. 31, 2014
LOANS [Abstract]
Major classification of loans	Major classifications of loans are as follows:
			December 31,				December 31,
	(In thousands)		2014				2013
	Residential mortgage loans:
	1-4 family first-lien residential mortgages		$	172,159			$	166,298
	Construction			3,209				1,982
	Total residential mortgage loans			175,368				168,280
	Commercial loans:
	Real estate			125,952				95,536
	Lines of credit			17,407				14,444
	Other commercial and industrial			34,660				32,675
	Tax exempt loans			7,201				5,122
	Total commercial loans			185,220				147,777
	Consumer loans:
	Home equity and junior liens			22,713				21,110
	Other consumer			4,160				4,166
	Total consumer loans			26,873				25,276
	Total loans			387,461				341,333
	Net deferred loan costs			77				300
	Less allowance for loan losses			(5,349	)			(5,041	)
	Loans receivable, net		$	382,189			$	336,592
Summary of classes of loan portfolio	The following table presents the segments and classes of the loan portfolio summarized by the aggregate pass rating and the criticized and classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system:
		As of December 31, 2014
						Special
	(In thousands)	Pass				Mention				Substandard			Doubtful			Total
	Residential mortgage loans:
	1-4 family first-lien residential mortgages		$	166,352			$	1,384			$	3,370		$	1,053		$	172,159
	Construction			3,209				-				-			-			3,209
	Total residential mortgage loans			169,561				1,384				3,370			1,053			175,368
	Commercial loans:
	Real estate			119,521				1,157				5,132			142			125,952
	Lines of credit			16,310				451				646			-			17,407
	Other commercial and industrial			33,258				434				941			27			34,660
	Tax exempt loans			7,201				-				-			-			7,201
	Total commercial loans			176,290				2,042				6,719			169			185,220
	Consumer loans:
	Home equity and junior liens			21,722				333				574			84			22,713
	Other consumer			4,113				10				37			-			4,160
	Total consumer loans			25,835				343				611			84			26,873
	Total loans		$	371,686			$	3,769			$	10,700		$	1,306		$	387,461
		As of December 31, 2013
						Special
	(In thousands)	Pass				Mention				Substandard			Doubtful			Total
	Residential mortgage loans:
	1-4 family first-lien residential mortgages		$	160,013			$	1,649			$	4,622		$	14		$	166,298
	Construction			1,982				-				-			-			1,982
	Total residential mortgage loans			161,995				1,649				4,622			14			168,280
	Commercial loans:
	Real estate			90,162				918				4,456			-			95,536
	Lines of credit			12,941				560				943			-			14,444
	Other commercial and industrial			31,159				468				899			149			32,675
	Tax exempt loans			5,122				-				-			-			5,122
	Total commercial loans			139,384				1,946				6,298			149			147,777
	Consumer loans:
	Home equity and junior liens			19,567				487				976			80			21,110
	Other consumer			4,040				30				74			22			4,166
	Total consumer loans			23,607				517				1,050			102			25,276
	Total loans		$	324,986			$	4,112			$	11,970		$	265		$	341,333
Age analysis of past due loans segregated by class of loans	An age analysis of past due loans, exclusive of deferred costs, segregated by class of loans were as follows:
			As of December 31, 2014
			30-59 Days				60-89 Days				90 Days
			Past Due				Past Due				and Over			Total					Total Loans
	(In thousands)		And Accruing				And Accruing							Past Due			Current		Receivable
	Residential mortgage loans:
	1-4 family first-lien residential mortgages		$	1,455			$	687			$	1,902		$	4,044		$	168,115	$	172,159
	Construction			-				-				-			-			3,209		3,209
	Total residential mortgage loans			1,455				687				1,902			4,044			171,324		175,368
	Commercial loans:
	Real estate			1,462				32				3,547			5,041			120,911		125,952
	Lines of credit			10				-				278			288			17,119		17,407
	Other commercial and industrial			445				982				205			1,632			33,028		34,660
	Tax exempt loans			-				-				-			-			7,201		7,201
	Total commercial loans			1,917				1,014				4,030			6,961			178,259		185,220
	Consumer loans:
	Home equity and junior liens			120				17				313			450			22,263		22,713
	Other consumer			6				17				11			34			4,126		4,160
	Total consumer loans			126				34				324			484			26,389		26,873
	Total loans		$	3,498			$	1,735			$	6,256		$	11,489		$	375,972	$	387,461
			As of December 31, 2013
			30-59 Days				60-89 Days				90 Days			Total					Total Loans
	(In thousands)		Past Due				Past Due				and Over			Past Due			Current		Receivable
	Residential mortgage loans:
	1-4 family first-lien residential mortgages		$	2,213			$	1,472			$	2,194		$	5,879		$	160,419	$	166,298
	Construction			-				-				-			-			1,982		1,982
	Total residential mortgage loans			2,213				1,472				2,194			5,879			162,401		168,280
	Commercial loans:
	Real estate			1,407				1,901				1,934			5,242			90,294		95,536
	Lines of credit			341				113				381			835			13,609		14,444
	Other commercial and industrial			2,045				1,289				394			3,728			28,947		32,675
	Tax exempt loans			-				-				-			-			5,122		5,122
	Total commercial loans			3,793				3,303				2,709			9,805			137,972		147,777
	Consumer loans:
	Home equity and junior liens			954				281				402			1,637			19,473		21,110
	Other consumer			46				51				45			142			4,024		4,166
	Total consumer loans			1,000				332				447			1,779			23,497		25,276
	Total loans		$	7,006			$	5,107			$	5,350		$	17,463		$	323,870	$	341,333
Nonaccrual loans segregated by class of loan	Year-end nonaccrual loans, segregated by class of loan, were as follows:
			December 31,				December 31,
	(In thousands)		2014				2013
	Residential mortgage loans:
	1-4 family first-lien residential mortgages		$	1,902			$	2,194
				1,902				2,194
	Commercial loans:
	Real estate			3,547				1,934
	Lines of credit			278				381
	Other commercial and industrial			205				394
				4,030				2,709
	Consumer loans:
	Home equity and junior liens			313				402
	Other consumer			11				45
				324				447
	Total nonaccrual loans		$	6,256			$	5,350
Summary of impaired loans information by portfolio class	The following table summarizes impaired loans information by portfolio class:
			31-Dec-14											31-Dec-13
							Unpaid										Unpaid
			Recorded				Principal				Related			Recorded			Principal		Related
	(In thousands)		Investment				Balance				Allowance			Investment			Balance		Allowance
	With no related allowance recorded:
	1-4 family first-lien residential mortgages		$	1,138			$	1,163			$	-		$	550		$	550	$	-
	Commercial real estate			2,083				2,154				-			1,496			1,499		-
	Commercial lines of credit			185				197				-			196			196		-
	Other commercial and industrial			335				356				-			266			266		-
	Home equity and junior liens			21				21				-			294			294		-
	Other consumer			-				-				-			-			-		-
	With an allowance recorded:
	1-4 family first-lien residential mortgages			-				-				-			402			402		59
	Commercial real estate			2,927				2,972				552			2,045			2,054		649
	Commercial lines of credit			93				99				93			185			200		135
	Other commercial and industrial			268				268				238			139			139		107
	Home equity and junior liens			340				340				31			165			165		84
	Other consumer			11				11				3			2			2		2
	Total:
	1-4 family first-lien residential mortgages			1,138				1,163				-			952			952		59
	Commercial real estate			5,010				5,126				552			3,541			3,553		649
	Commercial lines of credit			278				296				93			381			396		135
	Other commercial and industrial			603				624				238			405			405		107
	Home equity and junior liens			361				361				31			459			459		84
	Other consumer			11				11				3			2			2		2
	Totals		$	7,401			$	7,581			$	917		$	5,740		$	5,767	$	1,036
Average recorded investment in impaired loans	The following table presents the average recorded investment in impaired loans for the years ended December 31:
	(In thousands)		2014				2013
	1-4 family first-lien residential mortgages		$	1,204			$	1,407
	Commercial real estate			4,886				3,605
	Commercial lines of credit			378				406
	Other commercial and industrial			529				694
	Home equity and junior liens			402				512
	Other consumer			9				3
	Total		$	7,408			$	6,627
Cash basis interest income recognized on impaired loans	The following table presents the interest income recognized on impaired loans for the years ended December 31:
	(In thousands)		2014				2013
	1-4 family first-lien residential mortgages		$	34			$	26
	Commercial real estate			104				176
	Commercial lines of credit			-				15
	Other commercial and industrial			38				32
	Home equity and junior liens			12				28
	Other consumer			1				-
	Total		$	189			$	277

ALLOWANCE_FOR_LOAN_LOSSES_Tabl

ALLOWANCE FOR LOAN LOSSES (Tables)	12 Months Ended
	Dec. 31, 2014
ALLOWANCE FOR LOAN LOSSES [Abstract]
Changes in the allowance for loan losses	Changes in the allowance for loan losses for the years ended December 31, 2014 and 2013 and information pertaining to the allocation of the allowance for loan losses and balances of the allowance for loan losses and loans receivable based on individual and collective impairment evaluation by loan portfolio class at the indicated dates are summarized in the tables below.  An allocation of a portion of the allowance to a given portfolio class does not limit the Company's ability to absorb losses in another portfolio class.
		31-Dec-14
		1-4 family
		first-lien				Residential												Other
		residential				construction				Commercial				Commercial				commercial
	(In thousands)	mortgage				mortgage				real estate				lines of credit				and industrial
	Allowance for loan losses:
	Beginning Balance		$	649			$	-			$	2,302			$	397			$	834
	Charge-offs			(157	)			-				(306	)			(174	)			(154	)
	Recoveries			2				-				4				9				10
	Provisions			15				-				801				228				344
	Ending balance		$	509			$	-			$	2,801			$	460			$	1,034
	Ending balance: related to loans
	individually evaluated for impairment		$	-			$	-			$	552			$	93			$	238
	Ending balance: related to loans
	collectively evaluated for impairment		$	509			$	-			$	2,249			$	367			$	796
	Loans receivables:
	Ending balance		$	172,159			$	3,209			$	125,952			$	17,407			$	34,660
	Ending balance: individually
	evaluated for impairment		$	1,138			$	-			$	5,010			$	278			$	603
	Ending balance: collectively
	evaluated for impairment		$	171,021			$	3,209			$	120,942			$	17,129			$	34,057
						Home equity				Other
		Tax exempt				and junior liens				consumer				Unallocated				Total
	Allowance for loan losses:
	Beginning Balance		$	2			$	433			$	136			$	288			$	5,041
	Charge-offs			-				(86	)			(97	)			-				(974	)
	Recoveries			-				1				51				-				77
	Provisions			1				40				8				(232	)			1,205
	Ending balance		$	3			$	388			$	98			$	56			$	5,349
	Ending balance: related to loans
	individually evaluated for impairment		$	-			$	31			$	3			$	-			$	917
	Ending balance: related to loans
	collectively evaluated for impairment		$	3			$	357			$	95			$	56			$	4,432
	Loans receivables:
	Ending balance		$	7,201			$	22,713			$	4,160							$	387,461
	Ending balance: individually
	evaluated for impairment		$	-			$	361			$	11							$	7,401
	Ending balance: collectively
	evaluated for impairment		$	7,201			$	22,352			$	4,149							$	380,060
			31-Dec-13
			1-4 family
			first-lien				Residential												Other
			residential				construction				Commercial				Commercial				commercial
	(In thousands)		mortgage				mortgage				real estate				lines of credit				and industrial
	Allowance for loan losses:
	Beginning Balance		$	811			$	-			$	1,748			$	440			$	750
	Charge-offs			(153	)			-				(46	)			(124	)			(149	)
	Recoveries			47				-				19				22				-
	Provisions			(56	)			-				581				59				233
	Ending balance		$	649			$	-			$	2,302			$	397			$	834
	Ending balance: related to loans
	individually evaluated for impairment		$	59			$	-			$	649			$	135			$	107
	Ending balance: related to loans
	collectively evaluated for impairment		$	590			$	-			$	1,653			$	262			$	727
	Loans receivables:
	Ending balance		$	166,298			$	1,982			$	95,536			$	14,444			$	32,675
	Ending balance: individually
	evaluated for impairment		$	952			$	-			$	3,541			$	381			$	405
	Ending balance: collectively
	evaluated for impairment		$	165,346			$	1,982			$	91,995			$	14,063			$	32,270
							Home equity				Other
			Tax exempt				and junior liens				consumer				Unallocated				Total
	Allowance for loan losses:
Beginning Balance		$	2			$	494			$	168			$	88			$	4,501
Charge-offs			-				(81	)			(98	)			-				(651	)
Recoveries			-				19				52				-				159
Provisions			-				1				14				200				1,032
Ending balance		$	2			$	433			$	136			$	288			$	5,041
Ending balance: related to loans
individually evaluated for impairment		$	-			$	84			$	2			$	-			$	1,036
Ending balance: related to loans
collectively evaluated for impairment		$	2			$	349			$	134			$	288			$	4,005
Loans receivables:
Ending balance		$	5,122			$	21,110			$	4,166							$	341,333
Ending balance: individually
evaluated for impairment		$	-			$	459			$	2							$	5,740
Ending balance: collectively
evaluated for impairment		$	5,122			$	20,651			$	4,164							$	335,593

SERVICING_Tables

SERVICING (Tables)	12 Months Ended
	Dec. 31, 2014
SERVICING [Abstract]
Mortgage servicing rights capitalized and amortized	The following summarizes mortgage servicing rights capitalized and amortized:
	(In thousands)	2014		2013
	Mortgage servicing rights capitalized	$	-	$	88
	Mortgage servicing rights amortized	$	14	$	10

PREMISES_AND_EQUIPMENT_Tables

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2014
PREMISES AND EQUIPMENT [Abstract]
Premises and equipment	A summary of premises and equipment at December 31, is as follows:
	(In thousands)	2014		2013
	Land	$	2,176	$	1,794
	Buildings		11,438		9,711
	Furniture, fixtures and equipment		10,532		9,827
	Construction in progress		1,246		1,718
			25,392		23,050
	Less: Accumulated depreciation		12,192		11,406
		$	13,200	$	11,644

GOODWILL_AND_INTANGIBLE_ASSETS1

GOODWILL AND INTANGIBLE ASSETS (Tables)	12 Months Ended
	Dec. 31, 2014
GOODWILL AND INTANGIBLE ASSETS [Abstract]
Gross Carrying Amount and Accumulated Amortization for Identifiable Intangible Asset	The gross carrying amount and accumulated amortization for this identifiable intangible asset are as follows:
		December 31,
	(In thousands)	2014			2013
	Gross carrying amount	$	187		$	188
	Accumulated amortization		(12	)		(1	)
	Net amortizing intangibles	$	175		$	187
Estimated Amortization Expense for Each of the Five Succeeding Years	The estimated amortization expense for each of the five succeeding years ended December 31, is as follows:
	(In thousands)
	2015	$	13
	2016		13
	2017		13
	2018		13
	2019		13
	Thereafter		110
		$	175

DEPOSITS_Tables

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2014
DEPOSITS [Abstract]
Summary of deposits	A summary of deposits at December 31, is as follows:
	(In thousands)	2014		2013		2012
	Savings accounts	$	71,723	$	68,924	$	63,501
	Time accounts		126,319		141,131		146,193
	Time accounts of $250,000 or more		26,246		18,761		17,128
	Money management accounts		13,249		13,337		14,441
	MMDA accounts		85,438		83,867		73,519
	Demand deposit interest-bearing		33,669		32,281		29,693
	Demand deposit noninterest-bearing		54,662		48,171		43,913
	Mortgage escrow funds		4,262		3,668		3,417
	Total Deposits	$	415,568	$	410,140	$	391,805
Scheduled maturities of time deposits	At December 31, 2014, the scheduled maturities of time deposits are as follows:
	(In thousands)
	Year of Maturity:
	2015	$	103,459
	2016		15,976
	2017		7,485
	2018		15,215
	2019		4,340
	Thereafter		6,090
	Total	$	152,565

BORROWED_FUNDS_Tables

BORROWED FUNDS (Tables)	12 Months Ended
	Dec. 31, 2014
BORROWED FUNDS [Abstract]
Composition of borrowings	The composition of borrowings (excluding junior subordinated debentures) at December 31 is as follows:
	(In thousands)	2014		2013
	Short-term:
	FHLB Advances	$	55,100	$	24,000
	Long-term:
	FHLB advances	$	11,000	$	16,000
	ESOP loan payable		-		853
	Total long-term borrowings	$	11,000	$	16,853
Scheduled maturities of debt	The principal balances, interest rates and maturities of the remaining borrowings, all of which are at a fixed rate, at December 31, 2014 are as follows:
	Term	Principal		Rates
	(Dollars in thousands)
	Advances with FHLB
	due within 1 year		2,000		2.79	%
	due within 2 years		3,000		2.12	%
	due within 3 years		4,000		1.36%-2.56	%
	due within 10 years		2,000		2.55	%
	Total advances with FHLB	$	11,000
	Total long-term fixed rate borrowings	$	11,000
	At December 31, 2014, scheduled repayments of long-term debt are as follows (in thousands):
	2015		2,000
	2016		3,000
	2017		4,000
	Thereafter		2,000
		$	11,000

EMPLOYEE_BENEFITS_AND_DEFERRED1

EMPLOYEE BENEFITS AND DEFERRED COMPENSATION AND SUPPLEMENTAL RETIREMENT PLANS (Tables)	12 Months Ended
	Dec. 31, 2014
EMPLOYEE BENEFITS AND DEFERRED COMPENSATION AND SUPPLEMENTAL RETIREMENT PLANS [Abstract]
Changes in plan benefit obligations, fair value of plan assets and plans' funded status	The following tables set forth the changes in the plans' benefit obligations, fair value of plan assets and the plans' funded status as of December 31:
			Pension Benefits								Postretirement Benefits
	(In thousands)		2014				2013				2014				2013
	Change in benefit obligations:
	Benefit obligations at beginning of year		$	8,333			$	9,465			$	402			$	450
	Service cost			-				-				-				-
	Interest cost			406				379				19				18
	Actuarial loss (gain)			1,165				(1,277	)			50				(28	)
	Plan Amendment			-				-				(102	)			-
	Benefits paid			(225	)			(234	)			(13	)			(38	)
	Benefit obligations at end of year			9,679				8,333				356				402
	Change in plan assets:
	Fair value of plan assets at beginning of year			12,691				10,786				-				-
	Actual return on plan assets			659				2,139				-				-
	Benefits paid			(225	)			(234	)			(13	)			(38	)
	Employer contributions			-				-				13				38
	Fair value of plan assets at end of year			13,125				12,691				-				-
	Funded Status - asset (liability)		$	3,446			$	4,358			$	(356	)		$	(402	)
Amounts recognized in other comprehensive loss	Amounts recognized in accumulated other comprehensive loss as of December 31 are as follows:
		Pension Benefits								Postretirement Benefits
	(In thousands)	2014				2013				2014				2013
	Net loss		$	2,962			$	1,543			$	29			$	94
	Tax Effect			1,185				617				12				38
			$	1,777			$	926			$	17			$	56
Significant assumptions used in determining benefit obligations and net periodic benefit plan cost	The significant assumptions used in determining the benefit obligations as of December 31, are as follows:
			Pension Benefits								Postretirement Benefits
			2014				2013				2014				2013
	Weighted average discount rate			4.9	%			4.95	%			4.98	%			4.95	%
	Rate of increase in future compensation levels			-				-				-				-
	The significant assumptions used in determining the net periodic benefit plan cost for years ended December 31, were as follows:
			Pension Benefits								Postretirement Benefits
			2014				2013				2014				2013
	Weighted average discount rate			4.95	%			4.05	%			4.95	%			4.05	%
	Expected long term rate of return on plan assets			7.5	%			8	%			-				-
	Rate of increase in future compensation levels			-				-				-				-
Composition of net periodic benefit plan cost	The composition of the net periodic benefit plan cost for the years ended December 31 is as follows:
			Pension Benefits								Postretirement Benefits
			2014				2013				2014				2013
	(In thousands)
	Service cost		$	-			$	-			$	-			$	-
	Interest cost			406				379				19				18
	Expected return on plan assets			(942	)			(854	)			-				-
	Amortization of transition obligation			-				-				-				-
	Amortization of net losses			30				361				13				20
	Amortization of unrecognized past service liability			-				-				-				-
	Net periodic benefit plan (benefit) cost		$	(506	)		$	(114	)		$	32			$	38
Pension plan assets measured at fair value	Pension plan assets measured at fair value are summarized below:
			At December 31, 2014
															Total Fair
	(In thousands)		Level 1				Level 2				Level 3				Value
	Asset Category:
	Mutual funds - equity
	Large-cap value (a)		$	-			$	920			$	-			$	920
	Large-cap Growth (b)			-				914				-				914
	Large-cap Core (c)			-				649				-				649
	Mid-cap Value (d)			-				221				-				-
	Mid-cap Growth (e)			-				222				-				222
	Mid-cap Core (f)			-				212				-				212
	Small-cap Value (g)			-				155				-				155
	Small-cap Growth (h)			-				154				-				154
	Small-cap Core (i)			-				311				-				311
	International Equity (j)			-				1,246				-				1,246
	Equity -Total			-				5,004				-				5,004
	Fixed Income Funds
	Intermediate Duration (k)			-				4,261				-				4,261
	Long Duration (l)			-				2,355				-				2,355
	Fixed Income-Total							6,616								6,616
	Long/Short Equity(m)			-				1,261				-				1,261
	Company Common Stock			-				-				-				-
	Cash Equivalents-Money market*			24				220				-				244
	Total		$	24			$	13,101			$	-			$	13,125
	*Includes cash equivalents investments in equity and fixed income strategies
	(a)	This category contains large-cap stocks with above-average yield.  The portfolio typically holds between 60 and 70 stocks.
	(b)	This category seeks long-term capital appreciation by investing primarily in large growth companies based in the U.S.
	(c)	This fund tracks the performance of the S&P 500 index by purchasing the securities represented in the index in approximately the same weightings as the index.
	(d)	This category employs an indexing investment approach designed to track the performance of the CRSP US Mid-Cap Value Index.
	(e)	This category employs an indexing investment approach designed to track the performance of the CRSP US Mid-Cap Growth Index.
	(f)	This category seeks to track the performance of the S&P Midcap 400 Index.
	(g)	This category consists of a selection of investments based on the Russell 2000 Value Index.
	(h)	This category consists of a selection of investments based on the Russell 2000 Growth Index.
	(i)	This category consists of an index fund designed to track the Russell 2000, along with a fund investing in readily marketable securities of U.S. companies with market capitalizations within the smallest 10% of the market universe, or smaller than the 1000th largest US company.
	(j)	This category has investments in medium to large non-US companies, including high quality, durable growth companies and companies based in countries with stable economic and political systems.  A portion of this category consists of an index fund designed to track the MSC ACWI ex-US Net Dividend Return Index.
	(k)	This category consists of three funds, one containing a diversified portfolio of high-quality bonds and other fixed income securities, including U.S. Government obligations, mortgage-related and asset backed securities, corporate and municipal bonds, CMOs, and other securities rated Baa or better.  The second fund emphasizes a more globally diversified portfolio of higher-quality, intermediate-term bonds.  The third fund seeks to track the Barclays Capital U.S. Corporate A or Better 5-20 Year, Bullets Index.
	(l)	This category consists of funds invested primarily in debt securities with the objective of approximating the return of the Barclays Capital US Long Credit Bond Index with maturities greater than 10 years and the Barclays Capital US Corporate A or Better 20+ year Bullets Only Index.
	(m)	This category currently invests in three long/short equity hedge funds.
			At December 31, 2013
															Total Fair
	(In thousands)		Level 1				Level 2				Level 3				Value
	Asset Category:
	Mutual funds - equity
	Large-cap value (a)		$	1,372			$	-			$	-			$	1,372
	Small-cap core (b)			1,801				-				-				1,801
	Large-cap Growth (c)			2,068				-				-				2,068
	International Core (d)			1,447				-				-				1,447
	Common/collective trusts - equity
	Large-cap core (e)			-				1,533				-				1,533
	Large-cap value (f)			-				771				-				771
	Common/collective trusts - fixed income
	Market duration fixed (g)			-				1,226				-				1,226
	Mutual Funds-Fixed Income
	Intermediate duration (h)			2,473				-				-				2,473
	Company common stock			-				-				-				-
	Cash Equivalents-Money market			-				-				-				-
	Total		$	9,161			$	3,530			$	-			$	12,691
	(a)	This category consists of investments whose sector and industry exposures are maintained within a narrow band around Russell 1000 index.  The portfolio holds approximately 150 stocks.
	(b)	This category contains stocks whose sector weightings are maintained within a narrow band around those of the Russell 2000 index.  The portfolio will typically hold more than 300 stocks.
	(c)	This category consists of a pair of mutual funds, one that seeks fast growing large-cap companies with sustainable franchises and positive price momentum, the other invests primarily in large cap growth companies based in the US.
	(d)	This category has investments in medium to large non-US companies, including high quality, durable growth companies and companies based in countries with stable economic and political systems.
	(e)	This fund tracks the performance of the S&P 500 Index by purchasing the securities represented in the Index in approximately the same weightings as the Index.
	(f)	This category contains large-cap stocks with above-average yields.  The portfolio typically holds between 60 and 70 stocks.
(g)	This category consists of an index fund that tracks the Barclays Capital U.S. Aggregate Bond Index.  The fund invests in Treasury, agency, corporate, mortgage-backed and asset-backed securities.
(h)	This category consists of two funds, one containing a diversified portfolio of high-quality bonds and other fixed income securities, including U.S. Government obligations, mortgage-related and asset backed securities, corporate and municipal bonds, CMOs, and other securities rated   Baa or better.  The second fund emphasizes a more globally diversified portfolio of higher-quality, intermediate-term bonds.
Expected future service benefit payments	The following benefit payments, which reflect expected future service, as appropriate, are expected to be paid from both retirement plans:
			Pension				Postretirement
	(In thousands)		Benefits				Benefits				Total
	Years ending December 31:
	2015		$	264			$	27			$	291
	2016			270				28				298
	2017			290				28				318
	2018			302				28				330
	2019			312				28				340
	Years 2020-2024			1,919				131				2,050

STOCK_BASED_COMPENSATION_PLANS1

STOCK BASED COMPENSATION PLANS (Tables)	12 Months Ended
	Dec. 31, 2014
STOCK BASED COMPENSATION PLANS [Abstract]
Activity in the stock option plans	Activity in the stock option plans is as follows:
					Weighted
		Options			Average		Shares
	(Shares in thousands)	Outstanding			Exercise Price		Exercisable
	Outstanding at December 31, 2012		175		$	5.46		36
	Granted		16		$	8.43		-
	Newly vested		-			5.46		35
	Exercised		(8	)		5.46		(8	)
	Expired		(10	)		5.46		-
	Outstanding at December 31, 2013		173		$	5.46		63
	Granted		-		$	-		-
	Newly vested		-			5.75		35
	Exercised		(3	)		-		(3	)
	Expired		-			-		-
	Outstanding at December 31, 2014		170		$	5.75		95

INCOME_TAXES_Tables

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2014
INCOME TAXES [Abstract]
Provision for income taxes	The provision for income taxes for the years ended December 31, is as follows:
	(In thousands)	2014			2013
	Current	$	801		$	645
	Deferred		352			202
		$	1,153		$	847
	The provision for income taxes includes the following:
	(In thousands)		2014			2013
	Federal Income Tax	$	1,057		$	721
	State Tax		96			126
		$	1,153		$	847
Component of the net deferred tax (liability) asset	The components of the net deferred tax (liability) asset, included in other assets or other liabilities as of December 31, are as follows:
	(In thousands)	2014			2013
	Assets:
	Deferred compensation	$	898		$	818
	Allowance for loan losses		2,048			1,950
	Postretirement benefits		136			155
	Mortgage recording tax credit carryforward		90			151
	Impairment losses on investment securities		181			183
	Capital loss carryforward		305			339
	Held-to-maturity securities		468			504
	Other		142			188
	Total		4,268			4,288
	Liabilities:
	Prepaid Pension		(1,320	)		(1,686	)
	Depreciation		(1,056	)		(783	)
	Accretion		(162	)		(159	)
	Loan origination fees		(19	)		(105	)
	Intangible assets		(1,470	)		(1,486	)
	Investment securities and financial derivative		(289	)		(64	)
	Mortgage servicing rights		(25	)		-
	Prepaid expenses		(84	)		(52	)
	Total		(4,425	)		(4,335	)
			(157	)		(47	)
	Less: deferred tax asset valuation allowance		(458	)		(458	)
	Net deferred tax liability	$	(615	)	$	(505	)
Reconciliation of the federal statutory income tax rate to the effective income tax rate	A reconciliation of the federal statutory income tax rate to the effective income tax rate for the years ended December 31, is as follows:
		2014			2013
	Federal statutory income tax rate		34	%		34	%
	State tax, net of federal benefit		1.6			2.6
	Tax-exempt interest income		(7.2	)		(8.5	)
	Increase in value of bank owned life insurance less premiums paid		(2.5	)		(2.1	)
	Other		3.7			-
	Effective income tax rate		29.6	%		26	%

COMMITMENTS_AND_CONTINGENCIES_

COMMITMENTS AND CONTINGENCIES (Tables)	12 Months Ended
	Dec. 31, 2014
COMMITMENTS AND CONTINGENCIES [Abstract]
Summary of the contractual amounts of financial instruments with credit risk	At December 31, 2014 and 2013, the following financial instruments were outstanding whose contract amounts represent credit risk:
		Contract Amount
	(In thousands)	2014			2013
	Commitments to grant loans		$	28,168		$	16,008
	Unfunded commitments under lines of credit			28,174			20,429
	Standby letters of credit			4,617			4,563
Minimum rental commitments for non-cancelable operating leases	Approximate minimum rental commitments for non-cancelable operating leases are as follows:
	Years Ending December 31:
	(In thousands)
	2015		$	115
	2016			116
	2017			117
	2018			66
	2019			29
	Thereafter			354
	Total minimum lease payments		$	797

REGULATORY_MATTERS_Tables

REGULATORY MATTERS (Tables)	12 Months Ended
	Dec. 31, 2014
REGULATORY MATTERS [Abstract]
Actual capital amounts and ratios	The Bank's actual capital amounts and ratios as of December 31, 2014 and 2013 are presented in the following table.
														Minimum
														To Be "Well-
								Minimum						Capitalized"
								For Capital						Under Prompt
		Actual						Adequacy Purposes						Corrective Provisions
	(Dollars in thousands)	Amount			Ratio			Amount			Ratio			Amount			Ratio
	As of December 31, 2014:
	Total Core Capital (to Risk-Weighted Assets)		$	63,831		16.6	%		$	30,754		8	%		$	38,443		10	%
	Tier 1 Capital (to Risk-Weighted Assets)		$	58,842		15.31	%		$	15,377		4	%		$	23,066		6	%
	Tier 1 Capital (to Assets)		$	58,842		10.55	%		$	22,302		4	%		$	27,878		5	%
	As of December 31, 2013:
	Total Core Capital (to Risk-Weighted Assets)		$	47,862		14.13	%		$	27,106		8	%		$	33,883		10	%
	Tier 1 Capital (to Risk-Weighted Assets)		$	43,454		12.82	%		$	13,553		4	%		$	20,330		6	%
	Tier 1 Capital (to Assets)		$	43,454		8.72	%		$	19,928		4	%		$	24,910		5	%

INTEREST_RATE_DERIVATIVE_Table

INTEREST RATE DERIVATIVE (Tables)	12 Months Ended
	Dec. 31, 2014
INTEREST RATE DERIVATIVE [Abstract]
Fair value outstanding derivatives	The following table summarizes the fair value of outstanding derivatives and their presentation on the statements of condition as of December 31:
	(In thousands)	2014			2013
	Cash flow hedge:
	Other liabilities	$	82		$	135
Change in accumulated other comprehensive loss on pretax basis and impact on earnings from interest rate swap	The change in accumulated other comprehensive loss, on a pretax basis, and the impact on earnings from the interest rate swap that qualifies as a cash flow hedge for the year ended December 31 were as follows:
	(In thousands)	2014			2013
	Balance as of December 31:	$	(135	)	$	(195	)
	Amount of losses recognized in other comprehensive income		(9	)		(2	)
	Amount of loss reclassified from other comprehensive income
	and recognized as interest expense		62			62
	Balance as of December 31:	$	(82	)	$	(135	)

FAIR_VALUE_MEASUREMENTS_AND_DI1

FAIR VALUE MEASUREMENTS AND DISCLOSURES (Tables)	12 Months Ended
	Dec. 31, 2014
FAIR VALUE MEASUREMENTS AND DISCLOSURES [Abstract]
Fair value of assets on recurring basis segregated by level of valuation inputs
	The following tables summarize assets measured at fair value on a recurring basis as of December 31, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value:
			31-Dec-14
										Total Fair
	(In thousands)		Level 1		Level 2			Level 3		Value
	Available-for-sale portfolio
	Debt investment securities:
	US Treasury, agencies and GSEs		$	-	$	17,750		$	-	$	17,750
	State and political subdivisions			-		8,443			-		8,443
	Corporate			-		13,860			-		13,860
	Residential mortgage-backed - US agency			-		30,575			-		30,575
	Collateralized mortgage obligations - US agency			-		15,476			-		15,476
	Equity investment securities:
	Mutual funds:
	Ultra short mortgage fund			648		-			-		648
	Large cap equity fund			649		-			-		649
	Other mutual funds			-		379			-		379
	Common stock - financial services industry			43		250			-		293
	Total available-for-sale securities		$	1,340	$	86,733		$	-	$	88,073
	Interest rate swap derivative		$	-	$	(82	)	$	-	$	(82	)
			2013
										Total Fair
	(In thousands)		Level 1		Level 2			Level 3		Value
	Available-for-sale portfolio
	Debt investment securities:
	US Treasury, agencies and GSEs		$	-	$	16,597		$	-	$	16,597
	State and political subdivisions			-		6,587			-		6,587
	Corporate			-		13,696			-		13,696
	Residential mortgage-backed - US agency			-		42,142			-		42,142
	Residential mortgage-backed - private label			-		-			-		-
	Equity investment securities:
	Mutual funds:
	Ultra short mortgage fund			648		-			-		648
	Large cap equity fund			651		-			-		651
	Other mutual funds			-		345			-		345
	Common stock - financial services industry			42		251			-		293
	Total available-for-sale securities		$	1,341	$	79,618		$	-	$	80,959
	Interest rate swap derivative		$	-	$	(135	)	$	-	$	(135	)
Summary of assets measured at fair value on a nonrecurring basis segregated by level of valuation inputs
	The following tables summarize assets measured at fair value on a nonrecurring basis as of December 31, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value:
	At December 31, 2014									Total Fair
	(In thousands)		Level 1		Level 2			Level 3		Value
	Impaired loans		$	-	$	-		$	1,277	$	1,277
	Foreclosed real estate		$	-	$	-		$	105	$	105
	At December 31, 2013									Total Fair
	(In thousands)		Level 1		Level 2			Level 3		Value
	Impaired loans		$	-	$	-		$	258	$	258
	Foreclosed real estate		$	-	$	-		$	69	$	69
Fair value inputs, quantitative information
	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs were used to determine fair value.
			Quantitative Information about Level 3 Fair Value Measurements
		Valuation	Unobservable	Range
		Techniques	Input	(Weighted Avg.)
	At December 31,2014
	Impaired loans	Appraisal of collateral	Appraisal Adjustments	5% - 25% (13%)
		(Sales Approach)	Costs to Sell	6% - 50% (13%)
		Discounted Cash Flow
	Foreclosed real estate	Appraisal of collateral	Appraisal Adjustments	15% - 15% (15%)
		(Sales Approach)	Costs to Sell	6% -   8%  (7%)
			Quantitative Information about Level 3 Fair Value Measurements
		Valuation	Unobservable	Range
		Techniques	Input	(Weighted Avg.)
	At December 31, 2013
	Impaired loans	Appraisal of collateral	Appraisal Adjustments	5% - 30% (14%)
		(Sales Approach)	Costs to Sell	6% - 50% (12%)
	Foreclosed real estate	Appraisal of collateral	Appraisal Adjustments	15% - 15% (15%)
		(Sales Approach)	Costs to Sell	6% -   7%  (6%)
Carrying amounts and fair value of financial instruments	The carrying amounts and fair values of the Company's financial instruments as of December 31 are presented in the following table:
					2014					2013
			Fair Value		Carrying			Estimated		Carrying			Estimated
	(Dollars In thousands)		Hierarchy		Amounts			Fair Values		Amounts			Fair Values
	Financial assets:
	Cash and cash equivalents			1	$	11,356		$	11,356	$	16,575		$	16,575
	Interest earning time deposits			1		-			-		500			500
	Investment securities - available-for-sale			1		1,340			1,340		1,341			1,341
	Investment securities - available-for-sale			2		86,733			86,733		79,618			79,618
	Investment securities - held-to-maturity			2		40,875			42,139		34,412			34,222
	Federal Home Loan Bank stock			2		3,454			3,454		2,440			2,440
	Net loans			3		382,189			388,151		336,592			343,660
	Accrued interest receivable			1		1,849			1,849		1,715			1,715
	Financial liabilities:
	Demand Deposits, Savings, NOW and MMDA			1	$	263,004		$	263,004	$	250,248		$	250,248
	Time Deposits			2		152,564			152,457		159,892			160,201
	Borrowings			2		66,100			66,282		40,853			41,255
	Junior subordinated debentures			2		5,155			4,799		5,155			4,825
	Accrued interest payable			1		63			63		86			86
	Interest rate swap derivative			2		82			82		135			135

PARENT_COMPANY_FINANCIAL_INFOR1

PARENT COMPANY - FINANCIAL INFORMATION (Tables)	12 Months Ended
	Dec. 31, 2014
PARENT COMPANY - FINANCIAL INFORMATION [Abstract]
Condensed financial information of parent company	The following represents the condensed financial information of Pathfinder Bancorp, Inc. as of and for the years ended December 31:
	Statements of Condition	2014			2013
	(In thousands)
	Assets
	Cash	$	12,557		$	1,147
	Investments		43			42
	Investment in bank subsidiary		61,723			46,699
	Investment in non-bank subsidiary		155			155
	Other assets		134			403
	Total assets	$	74,612		$	48,446
	Liabilities and Shareholders' Equity
	Accrued liabilities	$	253		$	221
	Junior subordinated debentures		5,155			5,155
	Shareholders' equity		69,204			43,070
	Total liabilities and shareholders' equity	$	74,612		$	48,446
	Statements of Income		2014			2013
	(In thousands)
	Income
	Dividends from bank subsidiary	$	-		$	-
	Dividends from non-bank subsidiary		4			4
	Total income		4			4
	Expenses
	Interest		161			162
	Operating, net		171			109
	Total expenses		332			271
	Loss  before taxes and equity in undistributed net income of subsidiaries		(328	)		(267	)
	Tax benefit		98			69
	Loss before equity in undistributed net income of subsidiaries		(230	)		(198	)
	Equity in undistributed net income of subsidiaries		2,975			2,604
	Net income	$	2,745		$	2,406
	Statements of Cash Flows	2014			2013
	(In thousands)
	Operating Activities
	Net Income	$	2,745		$	2,406
	Equity in undistributed net income of subsidiaries		(2,975	)		(2,604	)
	Stock based compensation and ESOP expense		279			243
	Net change in other assets and liabilities		262			(39	)
	Net cash flows from operating activities		311			6
	Investing Activities
	Capital contributed to wholly-owned bank subsidiary		(12,400	)		-
	Net cash flows from investing activities		(12,400	)		-
	Financing activities
	Proceeds from exercise of stock options		18			45
	Net proceeds from stock offering		24,913			-
	Cash dividends paid to preferred shareholders		(62	)		(83	)
	Cash dividends paid to common shareholders		(316	)		(303	)
	Purchase of shares by ESOP		(1,054	)		-
	Net cash flows from financing activities		23,499			(341	)
	Change in cash and cash equivalents		11,410			(335	)
	Cash and cash equivalents at beginning of year		1,147			1,482
	Cash and cash equivalents at end of year	$	12,557		$	1,147

RELATED_PARTY_TRANSACTIONS_Tab

RELATED PARTY TRANSACTIONS (Tables)	12 Months Ended
	Dec. 31, 2014
RELATED PARTY TRANSACTIONS [Abstract]
Loans to related parties	The following represents the activity associated with loans to related parties during the year ended December 31, 2014:
	(In thousands)
	Balance at the beginning of the year	$	7,924
	Originations and Executive Officer additions		2,293
	Principal payments		(2,444	)
	Balance at the end of the year	$	7,773

ACCUMULATED_OTHER_COMPREHENSIV1

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Tables)	12 Months Ended
	Dec. 31, 2014
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) [Abstract]
Changes in the components of accumulated other comprehensive income (loss), net of tax	Changes in the components of accumulated other comprehensive income (loss) ("AOCI"), net of tax, for the periods indicated are summarized in the table below.
		For the year ended December 31, 2014
		Retirement Plans				Unrealized Gains and Losses on Financial derivative				Unrealized Gains and Losses on Available-for-Sale Securities				Unrealized Loss on Securities Transferred to Held-to-Maturity				Total
	Beginning balance		$	(982	)		$	(81	)		$	99			$	(781	)		$	(1,745	)
	Other comprehensive (loss) income before reclassifications			(838	)			(5	)			544				48				(251	)
	Amounts reclassified from AOCI			26				37				(186	)			-				(123	)
	Ending balance		$	(1,794	)		$	(49	)		$	457			$	(733	)		$	(2,119	)
		For the year ended December 31, 2013
		Retirement Plans				Unrealized Gains and Losses on Financial derivative				Unrealized Gains and Losses on Available-for-Sale Securities				Unrealized Loss on Securities Transferred to Held-to-Maturity				Total
	Beginning balance		$	(2,765	)		$	(117	)		$	1,564			$	-			$	(1,318	)
	Other comprehensive income (loss) before reclassifications			1,554				(3	)			(1,246	)			(781	)		$	(476	)
	Amounts reclassified from AOCI			229				39				(219	)			-				49
	Ending balance		$	(982	)		$	(81	)		$	99			$	(781	)		$	(1,745	)
Schedule of amounts reclassified out of each component of AOCI	The following table presents the amounts reclassified out of each component of AOCI for the indicated annual period:
	(In thousands)		For the year ended
	Details about AOCI1 components		31-Dec-14				31-Dec-13			Affected Line Item in the Statement  of Income
	Unrealized holding gain on financial derivative:
	Reclassification adjustment for
	interest expense included in net income		$	(62	)		$	(62	)	Interest on long term borrowings
				25				23		Provision for income taxes
			$	(37	)		$	(39	)	Net Income
	Retirement plan items
	Retirement plan net losses
	recognized in plan expenses2		$	(43	)		$	(381	)	Salaries and employee benefits
				17				152		Provision for income taxes
			$	(26	)		$	(229	)	Net Income
	Available-for-sale securities
	Realized gain on sale of securities		$	310			$	365		Net gains on sales and redemptions of investment securities
				(124	)			(146	)	Provision for income taxes
			$	186			$	219		Net Income
	1 Amounts in parentheses indicates debits in net income.
	2 These items are included in net periodic pension cost.
	See Note 12 for additional information.

SUMMARY_OF_SIGNIFICANT_ACCOUNT3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	0 Months Ended	12 Months Ended
	Oct. 16, 2014	Dec. 31, 2014	Dec. 31, 2013	Oct. 16, 2014	Dec. 31, 2012
		Subsidiary
		Office
Nature of Operations [Abstract]
Common stock, par value (in dollars per share)		$0.01	$0.01
Cash received from acquisition		$197,000	$18,000
Conversion related expenses		1,500,000
Amount received of net proceeds		24,913,000	0
Gross offering proceeds of common stock		1,500,000
Ratio of conversion of shares	1.6472	1.6472
Common stock, share outstanding (in shares)	4,352,203	4,352,203	2,623,182	4,352,203
Membership interest own in Fitzgibbons through subsidiary (in hundredths)		51.00%
Consolidation of membership interest in Fitzgibbons (in hundredths)		100.00%
Noncontrolling interest by subsidiary (in hundredths)		49.00%
Number of wholly-owned subsidiaries		4
Number of offices located In Oswego County		7
Number of offices located in Onondaga County		1
Significant Group Concentrations of Credit Risk [Abstract]
Minimum commercial real estate loans amount required for additional review		400,000
Cash and Cash Equivalents [Abstract]
Maturity period for classification as cash and cash equivalents, maximum		3 months
Allowance for Loan Losses [Abstract]
Number of days past due on a non-residential consumer loan to be charged-off		120 days
Maximum percentage for estimating specific and general losses (in hundredths)		10.00%
Minimum amount, of residential mortgage loans threshold for evaluations of impairment		300,000
Minimum amount required for troubled debt restructuring		100,000
Income Recognition on Impaired and Non-accrual Loans [Abstract]
Delinquent days after which interest income is discontinued		90 days
Number of consecutive months of current payments before non-accrual troubled debt restructured loans are restored to accrual status		6 months
Goodwill and Intangible Assets [Abstract]
Estimated useful life		15 years
Derivative Financial Instruments [Abstract]
Number of interest rate swaps		1
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) [Abstract]
Unrealized loss for pension and other postretirement obligations		-2,991,000	-1,637,000
Tax effect		1,197,000	655,000
Net unrealized loss for pension and other postretirement obligations		-1,794,000	-982,000
Unrealized loss on financial derivative instruments used in cash flow hedging relationships		-82,000	-135,000
Tax effect		33,000	54,000
Net unrealized loss on financial derivative instruments used in cash flow hedging relationships		-49,000	-81,000
Unrealized gains on available-for-sale securities		763,000	166,000
Tax effect		-306,000	-67,000
Net unrealized gains on available-for-sale securities		457,000	99,000
Unrealized loss on securities transferred to held-to-maturity		-1,221,000	-1,302,000
Tax effect		488,000	521,000
Net unrealized loss on securities transferred to held-to-maturity		-733,000	-781,000
Accumulated other comprehensive loss		-2,119,000	-1,745,000		-1,318,000
Premises [Member] | Maximum [Member]
Premises and Equipment [Line Items]
Useful life		40 years
Equipment [Member] | Maximum [Member]
Premises and Equipment [Line Items]
Useful life		10 years
Pathfinder Bank [Member]
Nature of Operations [Abstract]
Fully owned by the parent company (in hundredths)		100.00%
Number of shares of common stock sold (in shares)	2,636,053	2,636,053
Common stock, par value (in dollars per share)		$0.01
Common stock sold per share (in dollar per share)	10	$10		10
Cash received from acquisition	197,000
Conversion related expenses		26,400,000
Amount received of net proceeds	24,913,000	24,913,000	0
Gross offering proceeds of common stock		$26,400,000
Pathfinder Bank [Member] | Employee Stock Ownership Plan (ESOP) [Member]
Nature of Operations [Abstract]
Number of shares of common stock sold (in shares)		105,442

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
EARNINGS PER SHARE [Abstract]
Anti-dilutive stock options (in shares)	16,472	16,472
Basic Earnings Per Common Share [Abstract]
Net income available to common shareholders	$2,650	$2,406
Weighted average common shares outstanding (in shares)	4,156,000	4,146,000
Basic earnings per common share (in dollars per share)	$0.64	$0.58
Diluted Earnings Per Common Share [Abstract]
Net income available to common shareholders	$2,650	$2,406
Weighted average common shares outstanding (in shares)	4,156,000	4,146,000
Effect of assumed exercise of stock options (in shares)	44,000	23,000
Diluted weighted average common shares outstanding (in shares)	4,200,000	4,169,000
Diluted earnings per common share (in dollar per share)	$0.63	$0.58

INVESTMENT_SECURITIES_Details

INVESTMENT SECURITIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
	Security	Security
Schedule of Available-for-sale Securities [Line Items]
Totals, amortized cost	$85,758,000
Total investment securities, amortized cost basis	87,310,000	80,793,000
Gross Unrealized Gains	1,217,000	1,244,000
Gross Unrealized Losses	-454,000	-1,078,000
Available-for-sale securities, at fair value	88,073,000	80,959,000
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities, debt maturities, Amortized Cost	40,875,000	34,412,000
Held to maturity, gross unrealized gains	1,290,000	27,000
Held to maturity, gross unrealized losses	-26,000	-217,000
Held-to-maturity securities, debt maturities, Estimated Fair Value	42,139,000	34,222,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	-26,000	-217,000
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	-26,000	-217,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	2,571,000	28,358,000
Twelve months or more Fair Value	0	0
Total Fair Value	2,571,000	28,358,000
Number of securities in unrealized loss positions, less than twelve months	3	49
Number of securities in unrealized loss positions, twelve months or more	0	0
Number of securities in unrealized loss positions	3	49
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Due in one year or less	5,818,000
Due after one year through five years	29,042,000
Due after five years through ten years	5,145,000
Due after ten years	0
Sub-total	40,005,000
Residential mortgage-backed - US agency	30,321,000
Collateralized mortgage obligations - US agency, amortized cost	15,432,000
Totals, amortized cost	85,758,000
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Due in one year or less	5,838,000
Due after one year through five years	29,121,000
Due after five years through ten years	5,094,000
Due after ten years	0
Sub-total	40,053,000
Residential mortgage-backed - US agency	30,575,000
Collateralized mortgage obligations - US agency, fair value	15,476,000
Available-for-sale securities, debt maturities, fair value, totals	86,104,000
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Due in one year or less	196,000
Due after one year through five years	6,136,000
Due after five years through ten years	14,992,000
Due after ten years	8,607,000
Sub-total	29,931,000
Residential mortgage-backed - US agency	8,043,000
Collateralized mortgage obligations - US agency	2,901,000
Held-to-maturity securities, debt maturities, Amortized Cost	40,875,000	34,412,000
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Due in one year or less	197,000
Due after one year through five years	6,145,000
Due after five years through ten years	15,441,000
Due after ten years	9,037,000
Sub-total	30,820,000
Residential mortgage-backed - US agency	8,285,000
Collateralized mortgage obligations - US agency	3,034,000
Held-to-maturity Securities, Debt Maturities, Fair Value	42,139,000	34,222,000
Gain (Loss) on Sale of Investments [Abstract]
Realized gains	312,000	370,000
Realized losses	-2,000	-5,000
Total	310,000	365,000
Securities Pledged To Collateralize Deposit	66,700,000	58,600,000
Securities Pledged To Collateralize Borrowing	19,900,000	21,600,000
US Treasury, agencies and GSEs [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities, debt maturities, Amortized Cost	4,834,000	1,872,000
Held to maturity, gross unrealized gains	58,000	0
Held to maturity, gross unrealized losses	0	-25,000
Held-to-maturity securities, debt maturities, Estimated Fair Value	4,892,000	1,847,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	-25,000
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	0	-25,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	0	1,847,000
Twelve months or more Fair Value	0	0
Total Fair Value	0	1,847,000
Number of securities in unrealized loss positions, less than twelve months	0	2
Number of securities in unrealized loss positions, twelve months or more	0	0
Number of securities in unrealized loss positions	0	2
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	4,834,000	1,872,000
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity Securities, Debt Maturities, Fair Value	4,892,000	1,847,000
State and Political Subdivisions [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities, debt maturities, Amortized Cost	22,610,000	21,371,000
Held to maturity, gross unrealized gains	824,000	11,000
Held to maturity, gross unrealized losses	-9,000	-118,000
Held-to-maturity securities, debt maturities, Estimated Fair Value	23,425,000	21,264,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	-9,000	-118,000
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	-9,000	-118,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	1,463,000	17,814,000
Twelve months or more Fair Value	0	0
Total Fair Value	1,463,000	17,814,000
Number of securities in unrealized loss positions, less than twelve months	1	37
Number of securities in unrealized loss positions, twelve months or more	0	0
Number of securities in unrealized loss positions	1	37
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	22,610,000	21,371,000
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity Securities, Debt Maturities, Fair Value	23,425,000	21,264,000
Corporate [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities, debt maturities, Amortized Cost	2,487,000	3,746,000
Held to maturity, gross unrealized gains	33,000	16,000
Held to maturity, gross unrealized losses	-17,000	-44,000
Held-to-maturity securities, debt maturities, Estimated Fair Value	2,503,000	3,718,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	-17,000	-44,000
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	-17,000	-44,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	1,108,000	3,171,000
Twelve months or more Fair Value	0	0
Total Fair Value	1,108,000	3,171,000
Number of securities in unrealized loss positions, less than twelve months	2	4
Number of securities in unrealized loss positions, twelve months or more	0	0
Number of securities in unrealized loss positions	2	4
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	2,487,000	3,746,000
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity Securities, Debt Maturities, Fair Value	2,503,000	3,718,000
Residential mortgage-backed - US agency [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities, debt maturities, Amortized Cost	8,043,000	5,556,000
Held to maturity, gross unrealized gains	242,000	0
Held to maturity, gross unrealized losses	0	-30,000
Held-to-maturity securities, debt maturities, Estimated Fair Value	8,285,000	5,526,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	-30,000
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	0	-30,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	0	5,526,000
Twelve months or more Fair Value	0	0
Total Fair Value	0	5,526,000
Number of securities in unrealized loss positions, less than twelve months	0	6
Number of securities in unrealized loss positions, twelve months or more	0	0
Number of securities in unrealized loss positions	0	6
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	8,043,000	5,556,000
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity Securities, Debt Maturities, Fair Value	8,285,000	5,526,000
Collateralized mortgage obligations - US agency [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities, debt maturities, Amortized Cost	2,901,000	1,867,000
Held to maturity, gross unrealized gains	133,000	0
Held to maturity, gross unrealized losses	0	0
Held-to-maturity securities, debt maturities, Estimated Fair Value	3,034,000	1,867,000
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	0
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	0	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	0	0
Twelve months or more Fair Value	0	0
Total Fair Value	0	0
Number of securities in unrealized loss positions, less than twelve months	0	0
Number of securities in unrealized loss positions, twelve months or more	0	0
Number of securities in unrealized loss positions	0	0
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	2,901,000	1,867,000
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity Securities, Debt Maturities, Fair Value	3,034,000	1,867,000
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Totals, amortized cost	85,758,000	79,240,000
Gross Unrealized Gains, Debt investment securities	800,000	860,000
Gross Unrealized Losses, Debt investment securities	-454,000	-1,078,000
Available-for-sale Securities, Debt investment securities	86,104,000	79,022,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	-80,000	-1,026,000
Twelve months or more Unrealized Losses	-374,000	-52,000
Total Unrealized Losses	-454,000	-1,078,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	19,674,000	39,129,000
Twelve months or more Fair Value	18,165,000	1,275,000
Total Fair Value	37,839,000	40,404,000
Number of securities in unrealized loss positions, less than twelve months	38	40
Number of securities in unrealized loss positions, twelve months or more	19	4
Number of securities in unrealized loss positions	57	44
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Totals, amortized cost	85,758,000	79,240,000
US Treasury, agencies and GSEs [Member]
Schedule of Available-for-sale Securities [Line Items]
Totals, amortized cost	17,896,000	16,935,000
Gross Unrealized Gains, Debt investment securities	3,000	2,000
Gross Unrealized Losses, Debt investment securities	-149,000	-340,000
Available-for-sale Securities, Debt investment securities	17,750,000	16,597,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	-18,000	-340,000
Twelve months or more Unrealized Losses	-131,000	0
Total Unrealized Losses	-149,000	-340,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	7,991,000	15,573,000
Twelve months or more Fair Value	7,856,000	0
Total Fair Value	15,847,000	15,573,000
Number of securities in unrealized loss positions, less than twelve months	7	14
Number of securities in unrealized loss positions, twelve months or more	7	0
Number of securities in unrealized loss positions	14	14
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Totals, amortized cost	17,896,000	16,935,000
State and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Totals, amortized cost	8,346,000	6,429,000
Gross Unrealized Gains, Debt investment securities	110,000	164,000
Gross Unrealized Losses, Debt investment securities	-13,000	-6,000
Available-for-sale Securities, Debt investment securities	8,443,000	6,587,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	-13,000	-4,000
Twelve months or more Unrealized Losses	0	-2,000
Total Unrealized Losses	-13,000	-6,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	3,047,000	114,000
Twelve months or more Fair Value	90,000	397,000
Total Fair Value	3,137,000	511,000
Number of securities in unrealized loss positions, less than twelve months	19	1
Number of securities in unrealized loss positions, twelve months or more	1	3
Number of securities in unrealized loss positions	20	4
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Totals, amortized cost	8,346,000	6,429,000
Corporate [Member]
Schedule of Available-for-sale Securities [Line Items]
Totals, amortized cost	13,763,000	13,498,000
Gross Unrealized Gains, Debt investment securities	116,000	198,000
Gross Unrealized Losses, Debt investment securities	-19,000	0
Available-for-sale Securities, Debt investment securities	13,860,000	13,696,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	-19,000	0
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	-19,000	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	4,520,000	0
Twelve months or more Fair Value	0	0
Total Fair Value	4,520,000	0
Number of securities in unrealized loss positions, less than twelve months	7	0
Number of securities in unrealized loss positions, twelve months or more	0	0
Number of securities in unrealized loss positions	7	0
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Totals, amortized cost	13,763,000	13,498,000
Residential mortgage-backed - US agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Totals, amortized cost	30,321,000	22,231,000
Gross Unrealized Gains, Debt investment securities	403,000	332,000
Gross Unrealized Losses, Debt investment securities	-149,000	-424,000
Available-for-sale Securities, Debt investment securities	30,575,000	22,139,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	-8,000	-374,000
Twelve months or more Unrealized Losses	-141,000	-50,000
Total Unrealized Losses	-149,000	-424,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	1,424,000	12,923,000
Twelve months or more Fair Value	6,256,000	878,000
Total Fair Value	7,680,000	13,801,000
Number of securities in unrealized loss positions, less than twelve months	2	11
Number of securities in unrealized loss positions, twelve months or more	6	1
Number of securities in unrealized loss positions	8	12
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Totals, amortized cost	30,321,000	22,231,000
Collateralized mortgage obligations - US agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Totals, amortized cost	15,432,000	20,147,000
Gross Unrealized Gains, Debt investment securities	168,000	164,000
Gross Unrealized Losses, Debt investment securities	-124,000	-308,000
Available-for-sale Securities, Debt investment securities	15,476,000	20,003,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	-22,000	-308,000
Twelve months or more Unrealized Losses	-102,000	0
Total Unrealized Losses	-124,000	-308,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	2,692,000	10,519,000
Twelve months or more Fair Value	3,963,000	0
Total Fair Value	6,655,000	10,519,000
Number of securities in unrealized loss positions, less than twelve months	3	14
Number of securities in unrealized loss positions, twelve months or more	5	0
Number of securities in unrealized loss positions	8	14
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Totals, amortized cost	15,432,000	20,147,000
Municipal Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Months of unrealized loss positions	12 months
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, equity securities	1,552,000	1,553,000
Gross Unrealized Gains, Equity investment securities	417,000	384,000
Gross Unrealized Losses, Equity investment securities	0	0
Available-for-sale Securities, Equity investment securities	1,969,000	1,937,000
Mutual Funds Ultra Short Mortgage Funds [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, equity securities	643,000	643,000
Gross Unrealized Gains, Equity investment securities	5,000	5,000
Gross Unrealized Losses, Equity investment securities	0	0
Available-for-sale Securities, Equity investment securities	648,000	648,000
Mutual Funds Large Cap Equity Fund [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, equity securities	456,000	456,000
Gross Unrealized Gains, Equity investment securities	193,000	195,000
Gross Unrealized Losses, Equity investment securities	0	0
Available-for-sale Securities, Equity investment securities	649,000	651,000
Other Mutual Funds [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, equity securities	183,000	183,000
Gross Unrealized Gains, Equity investment securities	196,000	162,000
Gross Unrealized Losses, Equity investment securities	0	0
Available-for-sale Securities, Equity investment securities	379,000	345,000
Mutual funds Common Stock Financial Services Industry [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, equity securities	270,000	271,000
Gross Unrealized Gains, Equity investment securities	23,000	22,000
Gross Unrealized Losses, Equity investment securities	0	0
Available-for-sale Securities, Equity investment securities	$293,000	$293,000

LOANS_Details

LOANS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	387,461,000	$341,333,000
Net deferred loan costs	77,000	300,000
Less allowance for loan losses	-5,349,000	-5,041,000
Loans receivable, net	382,189,000	336,592,000
Residential Mortgage Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	175,368,000	168,280,000
Residential mortgage loans pledged to FHLBNY as blanket collateral	121,100,000	114,800,000
1-4 Family First-Lien Residential Mortgages [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	172,159,000	166,298,000
Construction Loans, Residential Mortgages [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	3,209,000	1,982,000
Commercial Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	185,220,000	147,777,000
Commercial Real Estate [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	125,952,000	95,536,000
Lines of Credit, Commercial [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	17,407,000	14,444,000
Other Commercial and Industrial Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	34,660,000	32,675,000
Tax Exempt Loans, Commercial [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	7,201,000	5,122,000
Consumer Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	26,873,000	25,276,000
Home Equity and Junior Liens, Consumer [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	22,713,000	21,110,000
Other Consumer [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	4,160,000	$4,166,000
Real Estate Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Percentage of total loan portfolio (in hundredths)	84.00%

LOANS_CREDIT_QUALITY_INDICATOR

LOANS, CREDIT QUALITY INDICATOR (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Recorded Investment [Line Items]
Loans	$387,461	$341,333
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	371,686	324,986
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Number of consecutive months current before loan is upgraded	6 months	6 months
Loans	3,769	4,112
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Number of consecutive months current before loan is upgraded	6 months	6 months
Loans	10,700	11,970
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,306	265
Residential Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	175,368	168,280
Residential Mortgage Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	169,561	161,995
Residential Mortgage Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,384	1,649
Residential Mortgage Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,370	4,622
Residential Mortgage Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,053	14
1-4 Family First-Lien Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	172,159	166,298
1-4 Family First-Lien Residential Mortgages [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	166,352	160,013
1-4 Family First-Lien Residential Mortgages [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,384	1,649
1-4 Family First-Lien Residential Mortgages [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,370	4,622
1-4 Family First-Lien Residential Mortgages [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,053	14
Construction Loans, Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,209	1,982
Construction Loans, Residential Mortgages [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,209	1,982
Construction Loans, Residential Mortgages [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Construction Loans, Residential Mortgages [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Construction Loans, Residential Mortgages [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	185,220	147,777
Commercial Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	176,290	139,384
Commercial Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,042	1,946
Commercial Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	6,719	6,298
Commercial Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	169	149
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	125,952	95,536
Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	119,521	90,162
Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,157	918
Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	5,132	4,456
Commercial Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	142	0
Lines of Credit, Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	17,407	14,444
Lines of Credit, Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	16,310	12,941
Lines of Credit, Commercial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	451	560
Lines of Credit, Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	646	943
Lines of Credit, Commercial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Other Commercial and Industrial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	34,660	32,675
Other Commercial and Industrial Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	33,258	31,159
Other Commercial and Industrial Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	434	468
Other Commercial and Industrial Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	941	899
Other Commercial and Industrial Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	27	149
Tax Exempt Loans, Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	7,201	5,122
Tax Exempt Loans, Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	7,201	5,122
Tax Exempt Loans, Commercial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Tax Exempt Loans, Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Tax Exempt Loans, Commercial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	26,873	25,276
Consumer Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	25,835	23,607
Consumer Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	343	517
Consumer Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	611	1,050
Consumer Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	84	102
Home Equity and Junior Liens, Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	22,713	21,110
Home Equity and Junior Liens, Consumer [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	21,722	19,567
Home Equity and Junior Liens, Consumer [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	333	487
Home Equity and Junior Liens, Consumer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	574	976
Home Equity and Junior Liens, Consumer [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	84	80
Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	4,160	4,166
Other Consumer [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	4,113	4,040
Other Consumer [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	10	30
Other Consumer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	37	74
Other Consumer [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	$0	$22
Residential Mortgage and Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Number of days past due before a loan is classified as Special Mention	60 days	60 days
Number of days past due before a loan is classified as Substandard	90 days	90 days

LOANS_NONACCRUAL_AND_PAST_DUE_

LOANS, NON-ACCRUAL AND PAST DUE LOANS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
	Loan	Loan
Age analysis of past due loans receivable [Abstract]
30 to 59 Days Past Due	$3,498,000	$7,006,000
60 to 89 Days Past Due	1,735,000	5,107,000
90 Days and Over	6,256,000	5,350,000
Total Past Due	11,489,000	17,463,000
Current	375,972,000	323,870,000
Total Loans Receivable	387,461,000	341,333,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	6,256,000	5,350,000
Ninety days past due and still accruing interest	0	0
Recorded investment in new TDRs		404,000
Troubled debt restructurings, number of contracts	2	1
Residential Mortgage Loans [Member]
Age analysis of past due loans receivable [Abstract]
30 to 59 Days Past Due	1,455,000	2,213,000
60 to 89 Days Past Due	687,000	1,472,000
90 Days and Over	1,902,000	2,194,000
Total Past Due	4,044,000	5,879,000
Current	171,324,000	162,401,000
Total Loans Receivable	175,368,000	168,280,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	1,902,000	2,194,000
1-4 Family First-Lien Residential Mortgages [Member]
Age analysis of past due loans receivable [Abstract]
30 to 59 Days Past Due	1,455,000	2,213,000
60 to 89 Days Past Due	687,000	1,472,000
90 Days and Over	1,902,000	2,194,000
Total Past Due	4,044,000	5,879,000
Current	168,115,000	160,419,000
Total Loans Receivable	172,159,000	166,298,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	1,902,000	2,194,000
Construction Loans, Residential Mortgages [Member]
Age analysis of past due loans receivable [Abstract]
30 to 59 Days Past Due	0	0
60 to 89 Days Past Due	0	0
90 Days and Over	0	0
Total Past Due	0	0
Current	3,209,000	1,982,000
Total Loans Receivable	3,209,000	1,982,000
Commercial Loans [Member]
Age analysis of past due loans receivable [Abstract]
30 to 59 Days Past Due	1,917,000	3,793,000
60 to 89 Days Past Due	1,014,000	3,303,000
90 Days and Over	4,030,000	2,709,000
Total Past Due	6,961,000	9,805,000
Current	178,259,000	137,972,000
Total Loans Receivable	185,220,000	147,777,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	4,030,000	2,709,000
Commercial Real Estate [Member]
Age analysis of past due loans receivable [Abstract]
30 to 59 Days Past Due	1,462,000	1,407,000
60 to 89 Days Past Due	32,000	1,901,000
90 Days and Over	3,547,000	1,934,000
Total Past Due	5,041,000	5,242,000
Current	120,911,000	90,294,000
Total Loans Receivable	125,952,000	95,536,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	3,547,000	1,934,000
Recorded investment in new TDRs	565,000
Pre-modification recorded investment	74,000
Additional working capital	100,000
Specific Reserve	469,000
Additional specific reserve required against the loan	108,000
Post-modification recorded investment	96,000
Lines of Credit, Commercial [Member]
Age analysis of past due loans receivable [Abstract]
30 to 59 Days Past Due	10,000	341,000
60 to 89 Days Past Due	0	113,000
90 Days and Over	278,000	381,000
Total Past Due	288,000	835,000
Current	17,119,000	13,609,000
Total Loans Receivable	17,407,000	14,444,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	278,000	381,000
Other Commercial and Industrial Loans [Member]
Age analysis of past due loans receivable [Abstract]
30 to 59 Days Past Due	445,000	2,045,000
60 to 89 Days Past Due	982,000	1,289,000
90 Days and Over	205,000	394,000
Total Past Due	1,632,000	3,728,000
Current	33,028,000	28,947,000
Total Loans Receivable	34,660,000	32,675,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	205,000	394,000
Recorded investment in new TDRs	268,000
Pre-modification recorded investment	86,000
Specific Reserve	237,000
Additional specific reserve required against the loan	122,000
Post-modification recorded investment	31,000
Number of credit facilities that were consolidated	3
Tax Exempt Loans, Commercial [Member]
Age analysis of past due loans receivable [Abstract]
30 to 59 Days Past Due	0	0
60 to 89 Days Past Due	0	0
90 Days and Over	0	0
Total Past Due	0	0
Current	7,201,000	5,122,000
Total Loans Receivable	7,201,000	5,122,000
Residential Real Estate 1 [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Pre-modification recorded investment		400,000
Post-modification recorded investment		407,000
Increase in provision for loan losses		61,000
Consumer Loans [Member]
Age analysis of past due loans receivable [Abstract]
30 to 59 Days Past Due	126,000	1,000,000
60 to 89 Days Past Due	34,000	332,000
90 Days and Over	324,000	447,000
Total Past Due	484,000	1,779,000
Current	26,389,000	23,497,000
Total Loans Receivable	26,873,000	25,276,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	324,000	447,000
Home Equity and Junior Liens, Consumer [Member]
Age analysis of past due loans receivable [Abstract]
30 to 59 Days Past Due	120,000	954,000
60 to 89 Days Past Due	17,000	281,000
90 Days and Over	313,000	402,000
Total Past Due	450,000	1,637,000
Current	22,263,000	19,473,000
Total Loans Receivable	22,713,000	21,110,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	313,000	402,000
Other Consumer [Member]
Age analysis of past due loans receivable [Abstract]
30 to 59 Days Past Due	6,000	46,000
60 to 89 Days Past Due	17,000	51,000
90 Days and Over	11,000	45,000
Total Past Due	34,000	142,000
Current	4,126,000	4,024,000
Total Loans Receivable	4,160,000	4,166,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	$11,000	$45,000

LOANS_IMPAIRED_LOANS_Details

LOANS - IMPAIRED LOANS (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Total [Abstract]
Recorded Investment	$7,401	$5,740
Unpaid Principal Balance	7,581	5,767
Related Allowance	917	1,036
Average recorded investment [Abstract]
Total	7,408	6,627
Cash basis interest recognized on impaired loans [Abstract]
Total	189	277
1-4 Family First-Lien Residential Mortgages [Member]
With no related allowance recorded [Abstract]
Recorded Investment	1,138	550
Unpaid Principal Balance	1,163	550
Related Allowance	0	0
With an allowance recorded [Abstract]
Recorded Investment	0	402
Unpaid Principal Balance	0	402
Related Allowance	0	59
Total [Abstract]
Recorded Investment	1,138	952
Unpaid Principal Balance	1,163	952
Related Allowance	0	59
Average recorded investment [Abstract]
Total	1,204	1,407
Cash basis interest recognized on impaired loans [Abstract]
Total	34	26
Commercial Loans [Member]
With no related allowance recorded [Abstract]
Recorded Investment	2,083	1,496
Unpaid Principal Balance	2,154	1,499
Related Allowance	0	0
With an allowance recorded [Abstract]
Recorded Investment	2,927	2,045
Unpaid Principal Balance	2,972	2,054
Related Allowance	552	649
Total [Abstract]
Recorded Investment	5,010	3,541
Unpaid Principal Balance	5,126	3,553
Related Allowance	552	649
Average recorded investment [Abstract]
Total	4,886	3,605
Cash basis interest recognized on impaired loans [Abstract]
Total	104	176
Lines of Credit, Commercial [Member]
With no related allowance recorded [Abstract]
Recorded Investment	185	196
Unpaid Principal Balance	197	196
Related Allowance	0	0
With an allowance recorded [Abstract]
Recorded Investment	93	185
Unpaid Principal Balance	99	200
Related Allowance	93	135
Total [Abstract]
Recorded Investment	278	381
Unpaid Principal Balance	296	396
Related Allowance	93	135
Average recorded investment [Abstract]
Total	378	406
Cash basis interest recognized on impaired loans [Abstract]
Total	0	15
Other Commercial and Industrial [Member]
With no related allowance recorded [Abstract]
Recorded Investment	335	266
Unpaid Principal Balance	356	266
Related Allowance	0	0
With an allowance recorded [Abstract]
Recorded Investment	268	139
Unpaid Principal Balance	268	139
Related Allowance	238	107
Total [Abstract]
Recorded Investment	603	405
Unpaid Principal Balance	624	405
Related Allowance	238	107
Average recorded investment [Abstract]
Total	529	694
Cash basis interest recognized on impaired loans [Abstract]
Total	38	32
Home Equity and Junior Liens, Consumer [Member]
With no related allowance recorded [Abstract]
Recorded Investment	21	294
Unpaid Principal Balance	21	294
Related Allowance	0	0
With an allowance recorded [Abstract]
Recorded Investment	340	165
Unpaid Principal Balance	340	165
Related Allowance	31	84
Total [Abstract]
Recorded Investment	361	459
Unpaid Principal Balance	361	459
Related Allowance	31	84
Average recorded investment [Abstract]
Total	402	512
Cash basis interest recognized on impaired loans [Abstract]
Total	12	28
Other Consumer [Member]
With no related allowance recorded [Abstract]
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Related Allowance	0	0
With an allowance recorded [Abstract]
Recorded Investment	11	2
Unpaid Principal Balance	11	2
Related Allowance	3	2
Total [Abstract]
Recorded Investment	11	2
Unpaid Principal Balance	11	2
Related Allowance	3	2
Average recorded investment [Abstract]
Total	9	3
Cash basis interest recognized on impaired loans [Abstract]
Total	$1	$0

ALLOWANCE_FOR_LOAN_LOSSES_Deta

ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Allowance for loan losses [Roll Forward]
Beginning balance	$5,041	$4,501
Charge-offs	-974	-651
Recoveries	77	159
Provisions	1,205	1,032
Ending balance	5,349	5,041
Ending balance: related to loans individually evaluated for impairment	917	1,036
Ending balance: related to loans collectively evaluated for impairment	4,432	4,005
Loans receivable, ending balance	387,461	341,333
Ending balance: individually evaluated for impairment	7,401	5,740
Ending balance: collectively evaluated for impairment	380,060	335,593
1-4 Family First-Lien Residential Mortgage [Member]
Allowance for loan losses [Roll Forward]
Beginning balance	649	811
Charge-offs	-157	-153
Recoveries	2	47
Provisions	15	-56
Ending balance	509	649
Ending balance: related to loans individually evaluated for impairment	0	59
Ending balance: related to loans collectively evaluated for impairment	509	590
Loans receivable, ending balance	172,159	166,298
Ending balance: individually evaluated for impairment	1,138	952
Ending balance: collectively evaluated for impairment	171,021	165,346
Residential Construction Mortgage [Member]
Allowance for loan losses [Roll Forward]
Beginning balance	0	0
Charge-offs	0	0
Recoveries	0	0
Provisions	0	0
Ending balance	0	0
Ending balance: related to loans individually evaluated for impairment	0	0
Ending balance: related to loans collectively evaluated for impairment	0	0
Loans receivable, ending balance	3,209	1,982
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	3,209	1,982
Commercial Real Estate [Member]
Allowance for loan losses [Roll Forward]
Beginning balance	2,302	1,748
Charge-offs	-306	-46
Recoveries	4	19
Provisions	801	581
Ending balance	2,801	2,302
Ending balance: related to loans individually evaluated for impairment	552	649
Ending balance: related to loans collectively evaluated for impairment	2,249	1,653
Loans receivable, ending balance	125,952	95,536
Ending balance: individually evaluated for impairment	5,010	3,541
Ending balance: collectively evaluated for impairment	120,942	91,995
Commercial Lines of Credit [Member]
Allowance for loan losses [Roll Forward]
Beginning balance	397	440
Charge-offs	-174	-124
Recoveries	9	22
Provisions	228	59
Ending balance	460	397
Ending balance: related to loans individually evaluated for impairment	93	135
Ending balance: related to loans collectively evaluated for impairment	367	262
Loans receivable, ending balance	17,407	14,444
Ending balance: individually evaluated for impairment	278	381
Ending balance: collectively evaluated for impairment	17,129	14,063
Other Commercial and Industrial [Member]
Allowance for loan losses [Roll Forward]
Beginning balance	834	750
Charge-offs	-154	-149
Recoveries	10	0
Provisions	344	233
Ending balance	1,034	834
Ending balance: related to loans individually evaluated for impairment	238	107
Ending balance: related to loans collectively evaluated for impairment	796	727
Loans receivable, ending balance	34,660	32,675
Ending balance: individually evaluated for impairment	603	405
Ending balance: collectively evaluated for impairment	34,057	32,270
Tax Exempt [Member]
Allowance for loan losses [Roll Forward]
Beginning balance	2	2
Charge-offs	0	0
Recoveries	0	0
Provisions	1	0
Ending balance	3	2
Ending balance: related to loans individually evaluated for impairment	0	0
Ending balance: related to loans collectively evaluated for impairment	3	2
Loans receivable, ending balance	7,201	5,122
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	7,201	5,122
Home Equity and Junior Liens [Member]
Allowance for loan losses [Roll Forward]
Beginning balance	433	494
Charge-offs	-86	-81
Recoveries	1	19
Provisions	40	1
Ending balance	388	433
Ending balance: related to loans individually evaluated for impairment	31	84
Ending balance: related to loans collectively evaluated for impairment	357	349
Loans receivable, ending balance	22,713	21,110
Ending balance: individually evaluated for impairment	361	459
Ending balance: collectively evaluated for impairment	22,352	20,651
Other Consumer [Member]
Allowance for loan losses [Roll Forward]
Beginning balance	136	168
Charge-offs	-97	-98
Recoveries	51	52
Provisions	8	14
Ending balance	98	136
Ending balance: related to loans individually evaluated for impairment	3	2
Ending balance: related to loans collectively evaluated for impairment	95	134
Loans receivable, ending balance	4,160	4,166
Ending balance: individually evaluated for impairment	11	2
Ending balance: collectively evaluated for impairment	4,149	4,164
Unallocated [Member]
Allowance for loan losses [Roll Forward]
Beginning balance	288	88
Charge-offs	0	0
Recoveries	0	0
Provisions	-232	200
Ending balance	56	288
Ending balance: related to loans individually evaluated for impairment	0	0
Ending balance: related to loans collectively evaluated for impairment	$56	$288

SERVICING_Details

SERVICING (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
SERVICING [Abstract]
Unpaid principal balance of mortgage and other loans	$24,780,000	$28,597,000
Capitalized servicing rights	66,000	80,000
Mortgage servicing rights capitalized	0	88,000
Mortgage servicing rights amortized	$14,000	$10,000

PREMISES_AND_EQUIPMENT_Details

PREMISES AND EQUIPMENT (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Premises and Equipment [Line Items]
Premises and equipment, gross	$25,392	$23,050
Less: Accumulated depreciation	12,192	11,406
Premises and equipment, net	13,200	11,644
Land [Member]
Premises and Equipment [Line Items]
Premises and equipment, gross	2,176	1,794
Buildings [Member]
Premises and Equipment [Line Items]
Premises and equipment, gross	11,438	9,711
Furniture, fixtures and equipment [Member]
Premises and Equipment [Line Items]
Premises and equipment, gross	10,532	9,827
Construction in Progress [Member]
Premises and Equipment [Line Items]
Premises and equipment, gross	$1,246	$1,718

GOODWILL_AND_INTANGIBLE_ASSETS2

GOODWILL AND INTANGIBLE ASSETS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Business Acquisition [Line Items]
Goodwill	$4,367,000	$4,367,000
Identifiable intangible asset	175,000
Future weighted amortization period of intangible asset	7 years
Gross carrying amount and accumulated amortization for identifiable intangible asset [Abstract]
Gross carrying amount	187,000	188,000
Accumulated amortization	-12,000	-1,000
Net amortizing intangibles	175,000	187,000
Estimated amortization expense for each of the five succeeding years [Abstract]
2015	13,000
2016	13,000
2017	13,000
2018	13,000
2019	13,000
Thereafter	110,000
Net amortizing intangibles	175,000	187,000
Branches [Member]
Business Acquisition [Line Items]
Goodwill acquired	3,800,000
Fitzgibbons Agency [Member]
Business Acquisition [Line Items]
Goodwill acquired		$527,000

DEPOSITS_Details

DEPOSITS (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Summary of deposits [Abstract]
Saving accounts	$71,723	$68,924	$63,501
Time accounts	126,319	141,131	146,193
Time accounts of $250,000 or more	26,246	18,761	17,128
Money management accounts	13,249	13,337	14,441
MMDA accounts	85,438	83,867	73,519
Demand deposit interest-bearing	33,669	32,281	29,693
Demand deposit noninterest-bearing	54,662	48,171	43,913
Mortgage escrow funds	4,262	3,668	3,417
Total deposits	415,568	410,140	391,805
Maturities of time deposits [Abstract]
2015	103,459
2016	15,976
2017	7,485
2018	15,215
2019	4,340
Thereafter	6,090
Total	$152,565

BORROWED_FUNDS_Details

BORROWED FUNDS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Short-term [Abstract]
Short-term borrowings	$55,100,000	$24,000,000
Long-term [Abstract]
Long-term borrowings	11,000,000	16,853,000
Advances with FHLB [Abstract]
due within 1 year	2,000,000
due within 2 years	3,000,000
due within 3 years	4,000,000
due within 10 years	2,000,000
Total advances with FHLB	11,000,000
Total long-term borrowings	11,000,000
Federal Home Loan Bank advances interest rate [Abstract]
due within 1 year interest rate (in hundredths)	2.79%
due within 2 years interest rate (in hundredths)	2.12%
due within 10 years interest rate (in hundredths)	2.55%
Long-term Debt, Fiscal Year Maturity [Abstract]
2015	2,000,000
2016	3,000,000
2017	4,000,000
Thereafter	2,000,000
Long-term debt	11,000,000
Face amount	5,000,000
Variable rate basis	3-month LIBOR
Minimum [Member]
Federal Home Loan Bank advances interest rate [Abstract]
due within 3 years interest rate (in hundredths)	1.36%
Maximum [Member]
Federal Home Loan Bank advances interest rate [Abstract]
due within 3 years interest rate (in hundredths)	2.56%
Pathfinder Statutory Trust II [Member]
Long-term Debt, Fiscal Year Maturity [Abstract]
Other assets	155,000
FHLB Advances [Member]
Short-term [Abstract]
Short-term borrowings	55,100,000	24,000,000
Long-term [Abstract]
Long-term borrowings	11,000,000	16,000,000
Long-term Debt, Fiscal Year Maturity [Abstract]
Carrying value of residential mortgage loans pledged under a blanket collateral agreement	121,100,000
Carrying value of FHLB stock pledged under a blanket collateral agreement	3,500,000
ESOP Loan Payable [Member]
Long-term [Abstract]
Long-term borrowings	0	853,000
Floating Rate Junior Subordinated Deferrable Debentures [Member] | Pathfinder Statutory Trust II [Member]
Long-term Debt, Fiscal Year Maturity [Abstract]
Face amount	$5,000,000
Term of debt	30 years
Ownership interest in Pathfinder Statutory Trust II (in hundredths)	100.00%
Maturity date	31-Dec-37
Variable rate basis	3-month LIBOR
LIBOR rate (in hundredths)	0.24%
Basis spread on variable rate (in hundredths)	1.65%
Interest rate at period end (in hundredths)	1.89%
Call provision on trust securities	5 years

BORROWED_FUNDS_LINES_OF_CREDIT

BORROWED FUNDS, LINES OF CREDIT (Details) (Domestic Line of Credit [Member], USD $)	Dec. 31, 2014
In Millions, unless otherwise specified
Federal Reserve Bank of New York [Member]
Line of Credit Facility [Line Items]
Maximum borrowing capacity	$19.80
Other Corresponding Banks [Member]
Line of Credit Facility [Line Items]
Maximum borrowing capacity	14.4
Number of corresponding banks with a line of credit available	3
Maximum borrowing capacity, unsecured basis	9.4
Maximum borrowing capacity, requiring collateral	$5

EMPLOYEE_BENEFITS_AND_DEFERRED2

EMPLOYEE BENEFITS AND DEFERRED COMPENSATION AND SUPPLEMENTAL RETIREMENT PLANS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014		Dec. 31, 2013
	Payment
	Fund
Defined Benefit Plans and Other Postretirement Benefit Plans [Line Items]
Minimum years of service to participate in the health and life insurance benefits as of January 1, 1995 (in years)	14 years
Increase (decrease) in pension benefit obligation	$1,100,000
Amounts Recognized in Accumulated Other Comprehensive Loss [Abstract]
Accumulated other comprehensive income after tax	1,794,000		982,000
Gains or losses greater of the benefit obligation or the fair value of assets amortized over the average remaining service period (in hundredths)	10.00%
Assumed Health Care Cost Trend Rates [Abstract]
Health care cost trend rate assumption (in hundredths)	6.50%
Ultimate health care cost trend rate (in hundredths)	5.00%
Year that rate reaches ultimate trend rate	2018
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]
Expected long term rate of return on plan assets (in hundredths)	7.50%
Long-term inflation rate (in hundredths)	2.50%
Amounts that will be amortized from accumulated other comprehensive income (loss) in next fiscal year	180,000
Target Allocations [Abstract]
Number of funds in which plan assets invested	4
Asset rebalancing threshold (in hundredths)	10.00%
Policy range guideline (in hundredths)	10.00%
Expected Benefit Payments [Abstract]
2015	291,000
2016	298,000
2017	318,000
2018	330,000
2019	340,000
Years 2020-2024	2,050,000
401 (k) Plan [Abstract]
Employer contribution to 401 (k) plan	241,000		228,000
Additional safe harbor Contribution	185,000
Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]
Period for additional annual contributions following change in control (in months)	24 months
Period for benefit payment in the event of death, disability or termination following change in control (in months)	24 months
Number of years the Bank is required to make additional annual contributions (in years)	3 years
Number of annual installments for benefit payments	10
Directors and Certain Executive Officers [Member]
Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]
Deferred compensation benefit payments age (in years)	65 years
Maximum contractual term (in years)	10 years
Requisite service period (in years)	5 years
Liability related to deferred compensation	2,107,000		1,990,000
Deferred compensation expense	326,000		208,000
Mutual Funds - Equity - Large-cap Value [Member]
Pension Plan Assets Measured at Fair Value [Abstract]
Approximate or typical number of stocks held in the portfolio			150
Mutual Funds - Equity - Small-cap Core [Member] | Minimum [Member]
Pension Plan Assets Measured at Fair Value [Abstract]
Approximate or typical number of stocks held in the portfolio			300
Mutual Funds - Equity - Small-cap Core [Member] | Maximum [Member]
Target Allocations [Abstract]
Market capitalizations	10.00%
Common/Collective Trusts - Equity - Large-cap Value [Member] | Minimum [Member]
Pension Plan Assets Measured at Fair Value [Abstract]
Approximate or typical number of stocks held in the portfolio	60		60
Common/Collective Trusts - Equity - Large-cap Value [Member] | Maximum [Member]
Pension Plan Assets Measured at Fair Value [Abstract]
Approximate or typical number of stocks held in the portfolio	70		70
Mutual Funds - Fixed Income Intermediate duration [Member]
Target Allocations [Abstract]
Target plan asset allocations - well-funded (in hundredths)	16.00%
Estimated retirement life of assets in the trust	30 years
Pension Plan Assets Measured at Fair Value [Abstract]
Assets category consist of number of funds	3		2
Mutual Funds-Fixed Income Long Duration [Member]
Target Allocations [Abstract]
Target plan asset allocations - well-funded (in hundredths)	35.00%
Estimated retirement life of assets in the trust	30 years
Pension Plan Assets Measured at Fair Value [Abstract]
Maturity Period of debt security	10 years
Long/Short Equity Funds [Member]
Target Allocations [Abstract]
Number of funds in which plan assets invested	3
Pension Plan Assets Measured at Fair Value [Abstract]
Assets category consist of number of funds	3
Equities [Member]
Target Allocations [Abstract]
Target plan asset allocations - well-funded (in hundredths)	65.00%
Fixed Income Securities [Member]
Target Allocations [Abstract]
Target plan asset allocations - well-funded (in hundredths)	35.00%
Equity Securities [Member]
Target Allocations [Abstract]
Target plan asset allocations - well-funded (in hundredths)	38.00%
Estimated retirement life of assets in the trust	30 years
Alternative Asset fund [Member]
Target Allocations [Abstract]
Target plan asset allocations - well-funded (in hundredths)	10.00%
Cash Equivalents [Member]
Target Allocations [Abstract]
Target plan asset allocations - well-funded (in hundredths)	1.00%
Pension Benefits [Member]
Change in Benefit Obligation [Roll Forward]
Benefit obligation at beginning of year	8,333,000		9,465,000
Service cost	0		0
Interest cost	406,000		379,000
Actuarial loss (gain)	1,165,000		-1,277,000
Plan Amendment	0		0
Benefits paid	-225,000		-234,000
Benefit obligation at end of year	9,679,000		8,333,000
Change in Plan Assets [Roll Forward]
Fair value of plan assets at beginning of year	12,691,000		10,786,000
Actual return on plan assets	659,000		2,139,000
Benefits paid	-225,000		-234,000
Employer contributions	0		0
Fair value of plan assets at end of year	13,125,000		12,691,000
Funded status - asset (liability)	3,446,000		4,358,000
Amounts Recognized in Accumulated Other Comprehensive Loss [Abstract]
Net loss	2,962,000		1,543,000
Tax Effect	1,185,000		617,000
Accumulated other comprehensive income after tax	1,777,000		926,000
Significant Assumptions Used in Determining Benefit Obligations [Abstract]
Weighted average discount rate (in hundredths)	4.90%		4.95%
Rate of increase in future compensation levels (in hundredths)	0.00%		0.00%
Composition of Net Periodic Benefit Plan Cost [Abstract]
Service cost	0		0
Interest cost	406,000		379,000
Expected return on plan assets	-942,000		-854,000
Amortization of transition obligation	0		0
Amortization of net losses	30,000		361,000
Amortization of unrecognized past service liability	0		0
Net periodic benefit plan (benefit) cost	-506,000		-114,000
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]
Weighted average discount rate (in hundredths)	4.95%		4.05%
Expected long term rate of return on plan assets (in hundredths)	7.50%		8.00%
Rate of increase in future compensation levels (in hundredths)	0.00%		0.00%
Expected net periodic benefit cost in next fiscal year	309,000
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	13,125,000		12,691,000
Expected Benefit Payments [Abstract]
2015	264,000
2016	270,000
2017	290,000
2018	302,000
2019	312,000
Years 2020-2024	1,919,000
Pension Benefits [Member] | Minimum [Member]
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]
Expected long term rate of return on plan assets (in hundredths)	5.00%
Pension Benefits [Member] | Maximum [Member]
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]
Expected long term rate of return on plan assets (in hundredths)	8.00%
Pension Benefits [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	24,000		9,161,000
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	24,000		9,161,000
Pension Benefits [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	13,101,000		3,530,000
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	13,101,000		3,530,000
Pension Benefits [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0		0
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0		0
Pension Benefits [Member] | Mutual Funds - Equity - Large-cap Value [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	920,000	[1]	1,372,000	[2]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	920,000	[1]	1,372,000	[2]
Pension Benefits [Member] | Mutual Funds - Equity - Large-cap Value [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[1]	1,372,000	[2]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[1]	1,372,000	[2]
Pension Benefits [Member] | Mutual Funds - Equity - Large-cap Value [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	920,000	[1]	0	[2]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	920,000	[1]	0	[2]
Pension Benefits [Member] | Mutual Funds - Equity - Large-cap Value [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[1]	0	[2]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[1]	0	[2]
Pension Benefits [Member] | Mutual Funds - Equity - Mid-cap Value [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[3]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[3]
Pension Benefits [Member] | Mutual Funds - Equity - Mid-cap Value [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[3]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[3]
Pension Benefits [Member] | Mutual Funds - Equity - Mid-cap Value [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	221,000	[3]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	221,000	[3]
Pension Benefits [Member] | Mutual Funds - Equity - Mid-cap Value [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[3]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[3]
Pension Benefits [Member] | Mutual Funds - Equity - Small-cap Value [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	155,000	[4]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	155,000	[4]
Pension Benefits [Member] | Mutual Funds - Equity - Small-cap Value [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[4]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[4]
Pension Benefits [Member] | Mutual Funds - Equity - Small-cap Value [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	155,000	[4]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	155,000	[4]
Pension Benefits [Member] | Mutual Funds - Equity - Small-cap Value [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[4]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[4]
Pension Benefits [Member] | Mutual Funds - Equity - Large-cap Growth [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	914,000	[5]	2,068,000	[6]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	914,000	[5]	2,068,000	[6]
Pension Benefits [Member] | Mutual Funds - Equity - Large-cap Growth [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[5]	2,068,000	[6]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[5]	2,068,000	[6]
Pension Benefits [Member] | Mutual Funds - Equity - Large-cap Growth [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	914,000	[5]	0	[6]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	914,000	[5]	0	[6]
Pension Benefits [Member] | Mutual Funds - Equity - Large-cap Growth [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[5]	0	[6]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[5]	0	[6]
Pension Benefits [Member] | Mutual Funds - Equity - Mid-Cap Growth [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	222,000	[7]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	222,000	[7]
Pension Benefits [Member] | Mutual Funds - Equity - Mid-Cap Growth [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[7]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[7]
Pension Benefits [Member] | Mutual Funds - Equity - Mid-Cap Growth [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	222,000	[7]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	222,000	[7]
Pension Benefits [Member] | Mutual Funds - Equity - Mid-Cap Growth [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[7]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[7]
Pension Benefits [Member] | Mutual Funds - Equity - Small-cap Growth [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	154,000	[8]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	154,000	[8]
Pension Benefits [Member] | Mutual Funds - Equity - Small-cap Growth [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[8]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[8]
Pension Benefits [Member] | Mutual Funds - Equity - Small-cap Growth [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	154,000	[8]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	154,000	[8]
Pension Benefits [Member] | Mutual Funds - Equity - Small-cap Growth [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[8]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[8]
Pension Benefits [Member] | Mutual Funds - Equity - Large-cap Core [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	649,000	[9]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	649,000	[9]
Pension Benefits [Member] | Mutual Funds - Equity - Large-cap Core [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[9]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[9]
Pension Benefits [Member] | Mutual Funds - Equity - Large-cap Core [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	649,000	[9]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	649,000	[9]
Pension Benefits [Member] | Mutual Funds - Equity - Large-cap Core [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[9]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[9]
Pension Benefits [Member] | Mutual Funds - Equity - Mid-cap Core [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	212,000	[10]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	212,000	[10]
Pension Benefits [Member] | Mutual Funds - Equity - Mid-cap Core [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[10]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[10]
Pension Benefits [Member] | Mutual Funds - Equity - Mid-cap Core [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	212,000	[10]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	212,000	[10]
Pension Benefits [Member] | Mutual Funds - Equity - Mid-cap Core [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[10]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[10]
Pension Benefits [Member] | Mutual Funds - Equity - Small-cap Core [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	311,000	[11]	1,801,000	[12]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	311,000	[11]	1,801,000	[12]
Pension Benefits [Member] | Mutual Funds - Equity - Small-cap Core [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[11]	1,801,000	[12]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[11]	1,801,000	[12]
Pension Benefits [Member] | Mutual Funds - Equity - Small-cap Core [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	311,000	[11]	0	[12]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	311,000	[11]	0	[12]
Pension Benefits [Member] | Mutual Funds - Equity - Small-cap Core [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[11]	0	[12]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[11]	0	[12]
Pension Benefits [Member] | Mutual Funds - Equity - International Core [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			1,447,000	[13]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			1,447,000	[13]
Pension Benefits [Member] | Mutual Funds - Equity - International Core [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			1,447,000	[13]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			1,447,000	[13]
Pension Benefits [Member] | Mutual Funds - Equity - International Core [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			0	[13]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			0	[13]
Pension Benefits [Member] | Mutual Funds - Equity - International Core [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			0	[13]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			0	[13]
Pension Benefits [Member] | International Equity [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	1,246,000	[14]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	1,246,000	[14]
Pension Benefits [Member] | International Equity [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[14]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[14]
Pension Benefits [Member] | International Equity [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	1,246,000	[14]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	1,246,000	[14]
Pension Benefits [Member] | International Equity [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[14]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[14]
Pension Benefits [Member] | Common/Collective Trusts - Equity - Large-cap Core [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			1,533,000	[15]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			1,533,000	[15]
Pension Benefits [Member] | Common/Collective Trusts - Equity - Large-cap Core [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			0	[15]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			0	[15]
Pension Benefits [Member] | Common/Collective Trusts - Equity - Large-cap Core [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			1,533,000	[15]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			1,533,000	[15]
Pension Benefits [Member] | Common/Collective Trusts - Equity - Large-cap Core [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			0	[15]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			0	[15]
Pension Benefits [Member] | Common/Collective Trusts - Equity - Large-cap Value [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			771,000	[16]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			771,000	[16]
Pension Benefits [Member] | Common/Collective Trusts - Equity - Large-cap Value [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			0	[16]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			0	[16]
Pension Benefits [Member] | Common/Collective Trusts - Equity - Large-cap Value [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			771,000	[16]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			771,000	[16]
Pension Benefits [Member] | Common/Collective Trusts - Equity - Large-cap Value [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			0	[16]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			0	[16]
Pension Benefits [Member] | Common/Collective Trusts - Fixed Income - Market Duration Fixed [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			1,226,000	[17]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			1,226,000	[17]
Pension Benefits [Member] | Common/Collective Trusts - Fixed Income - Market Duration Fixed [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			0	[17]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			0	[17]
Pension Benefits [Member] | Common/Collective Trusts - Fixed Income - Market Duration Fixed [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			1,226,000	[17]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			1,226,000	[17]
Pension Benefits [Member] | Common/Collective Trusts - Fixed Income - Market Duration Fixed [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year			0	[17]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets			0	[17]
Pension Benefits [Member] | Mutual Funds - Fixed Income Intermediate duration [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	4,261,000	[18]	2,473,000	[19]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	4,261,000	[18]	2,473,000	[19]
Pension Benefits [Member] | Mutual Funds - Fixed Income Intermediate duration [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[18]	2,473,000	[19]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[18]	2,473,000	[19]
Pension Benefits [Member] | Mutual Funds - Fixed Income Intermediate duration [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	4,261,000	[18]	0	[19]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	4,261,000	[18]	0	[19]
Pension Benefits [Member] | Mutual Funds - Fixed Income Intermediate duration [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[18]	0	[19]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[18]	0	[19]
Pension Benefits [Member] | Mutual Funds-Fixed Income Long Duration [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	2,355,000	[20]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	2,355,000	[20]
Pension Benefits [Member] | Mutual Funds-Fixed Income Long Duration [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[20]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[20]
Pension Benefits [Member] | Mutual Funds-Fixed Income Long Duration [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	2,355,000	[20]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	2,355,000	[20]
Pension Benefits [Member] | Mutual Funds-Fixed Income Long Duration [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[20]
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[20]
Pension Benefits [Member] | Long/Short Equity Funds [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	1,261,000
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	1,261,000
Pension Benefits [Member] | Long/Short Equity Funds [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0
Pension Benefits [Member] | Long/Short Equity Funds [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	1,261,000
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	1,261,000
Pension Benefits [Member] | Long/Short Equity Funds [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0
Pension Benefits [Member] | Company Common Stock [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0		0
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0		0
Pension Benefits [Member] | Company Common Stock [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0		0
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0		0
Pension Benefits [Member] | Company Common Stock [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0		0
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0		0
Pension Benefits [Member] | Company Common Stock [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0		0
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0		0
Pension Benefits [Member] | Equities [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	5,004,000
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	5,004,000
Pension Benefits [Member] | Equities [Member] | Minimum [Member]
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]
Expected long term rate of return on plan assets (in hundredths)	6.00%
Pension Benefits [Member] | Equities [Member] | Maximum [Member]
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]
Expected long term rate of return on plan assets (in hundredths)	9.00%
Pension Benefits [Member] | Equities [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0
Pension Benefits [Member] | Equities [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	5,004,000
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	5,004,000
Pension Benefits [Member] | Equities [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0
Pension Benefits [Member] | Fixed Income Securities [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	6,616,000
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	6,616,000
Pension Benefits [Member] | Fixed Income Securities [Member] | Minimum [Member]
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]
Expected long term rate of return on plan assets (in hundredths)	3.00%
Pension Benefits [Member] | Fixed Income Securities [Member] | Maximum [Member]
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]
Expected long term rate of return on plan assets (in hundredths)	5.00%
Pension Benefits [Member] | Fixed Income Securities [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	6,616,000
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	6,616,000
Pension Benefits [Member] | Cash Equivalents-Money Market [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	244,000	[21]	0
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	244,000	[21]	0
Pension Benefits [Member] | Cash Equivalents-Money Market [Member] | Level 1 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	24,000	[21]	0
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	24,000	[21]	0
Pension Benefits [Member] | Cash Equivalents-Money Market [Member] | Level 2 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	220,000	[21]	0
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	220,000	[21]	0
Pension Benefits [Member] | Cash Equivalents-Money Market [Member] | Level 3 [Member]
Change in Plan Assets [Roll Forward]
Fair value of plan assets at end of year	0	[21]	0
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0	[21]	0
Postretirement Benefits [Member]
Change in Benefit Obligation [Roll Forward]
Benefit obligation at beginning of year	402,000		450,000
Service cost	0		0
Interest cost	19,000		18,000
Actuarial loss (gain)	50,000		-28,000
Plan Amendment	-102,000		0
Benefits paid	-13,000		-38,000
Benefit obligation at end of year	356,000		402,000
Change in Plan Assets [Roll Forward]
Fair value of plan assets at beginning of year	0		0
Actual return on plan assets	0		0
Benefits paid	-13,000		-38,000
Employer contributions	12,000		38,000
Fair value of plan assets at end of year	0		0
Funded status - asset (liability)	-356,000		-402,000
Amounts Recognized in Accumulated Other Comprehensive Loss [Abstract]
Net loss	29,000		94,000
Tax Effect	12,000		38,000
Accumulated other comprehensive income after tax	17,000		56,000
Significant Assumptions Used in Determining Benefit Obligations [Abstract]
Weighted average discount rate (in hundredths)	4.98%		4.95%
Rate of increase in future compensation levels (in hundredths)	0.00%		0.00%
Composition of Net Periodic Benefit Plan Cost [Abstract]
Service cost	0		0
Interest cost	19,000		18,000
Expected return on plan assets	0		0
Amortization of transition obligation	0		0
Amortization of net losses	13,000		20,000
Amortization of unrecognized past service liability	0		0
Net periodic benefit plan (benefit) cost	32,000		38,000
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]
Weighted average discount rate (in hundredths)	4.95%		4.05%
Expected long term rate of return on plan assets (in hundredths)	0.00%		0.00%
Rate of increase in future compensation levels (in hundredths)	0.00%		0.00%
Estimated amortization of the unrecognized transition obligation and actuarial loss in next fiscal year	5,000
Expected net periodic benefit cost in next fiscal year	309,000
Target Allocations [Abstract]
Estimated future employer contributions in next fiscal year	27,000
Pension Plan Assets Measured at Fair Value [Abstract]
Fair value of plan assets	0		0
Expected Benefit Payments [Abstract]
2015	27,000
2016	28,000
2017	28,000
2018	28,000
2019	28,000
Years 2020-2024	131,000
Supplemental Executive Retirement Plans [Member]
Expected Benefit Payments [Abstract]
Other accrued liabilities	168,000
Compensation expense	8,000		12,000
Cash surrender value of life insurance	10,356,000		8,268,000
Supplemental Executive Retirement Plans [Member] | Retired CEO [Member]
Expected Benefit Payments [Abstract]
Other accrued liabilities	$72,000		$125,000
[1]	This category contains large-cap stocks with above-average yield. The portfolio typically holds between 60 and 70 stocks.
[2]	This category consists of investments whose sector and industry exposures are maintained within a narrow band around Russell 1000 index. The portfolio holds approximately 150 stocks.
[3]	This category employs an indexing investment approach designed to track the performance of the CRSP US Mid-Cap Value Index.
[4]	This category consists of a selection of investments based on the Russell 2000 Value Index.
[5]	This category seeks long-term capital appreciation by investing primarily in large growth companies based in the U.S.
[6]	This category consists of a pair of mutual funds, one that seeks fast growing large-cap companies with sustainable franchises and positive price momentum, the other invests primarily in large cap growth companies based in the US.
[7]	This category employs an indexing investment approach designed to track the performance of the CRSP US Mid-Cap Growth Index.
[8]	This category consists of a selection of investments based on the Russell 2000 Growth Index.
[9]	This fund tracks the performance of the S&P 500 index by purchasing the securities represented in the index in approximately the same weightings as the index.
[10]	This category seeks to track the performance of the S&P Midcap 400 Index.
[11]	This category consists of an index fund designed to track the Russell 2000, along with a fund investing in readily marketable securities of U.S. companies with market capitalizations within the smallest 10% of the market universe, or smaller than the 1000th largest US company.
[12]	This category contains stocks whose sector weightings are maintained within a narrow band around those of the Russell 2000 index. The portfolio will typically hold more than 300 stocks.
[13]	This category has investments in medium to large non-US companies, including high quality, durable growth companies and companies based in countries with stable economic and political systems.
[14]	This category has investments in medium to large non-US companies, including high quality, durable growth companies and companies based in countries with stable economic and political systems. A portion of this category consists of an index fund designed to track the MSC ACWI ex-US Net Dividend Return Index.
[15]	This fund tracks the performance of the S&P 500 Index by purchasing the securities represented in the Index in approximately the same weightings as the Index.
[16]	This category contains large-cap stocks with above-average yields. The portfolio typically holds between 60 and 70 stocks.
[17]	This category consists of an index fund that tracks the Barclays Capital U.S. Aggregate Bond Index. The fund invests in Treasury, agency, corporate, mortgage-backed and asset-backed securities.
[18]	This category consists of three funds, one containing a diversified portfolio of high-quality bonds and other fixed income securities, including U.S. Government obligations, mortgage-related and asset backed securities, corporate and municipal bonds, CMOs, and other securities rated Baa or better. The second fund emphasizes a more globally diversified portfolio of higher-quality, intermediate-term bonds. The third fund seeks to track the Barclays Capital U.S. Corporate A or Better 5-20 Year, Bullets Index.
[19]	This category consists of two funds, one containing a diversified portfolio of high-quality bonds and other fixed income securities, including U.S. Government obligations, mortgage-related and asset backed securities, corporate and municipal bonds, CMOs, and other securities rated Baa or better. The second fund emphasizes a more globally diversified portfolio of higher-quality, intermediate-term bonds.
[20]	This category consists of funds invested primarily in debt securities with the objective of approximating the return of the Barclays Capital US Long Credit Bond Index with maturities greater than 10 years and the Barclays Capital US Corporate A or Better 20+ year Bullets Only Index.
[21]	Includes cash equivalents investments in equity and fixed income strategies

STOCK_BASED_COMPENSATION_PLANS2

STOCK BASED COMPENSATION PLANS (Details) (USD $)	0 Months Ended	12 Months Ended
	Oct. 16, 2014	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Ratio of conversion of shares	1.6472	1.6472
Stock Options [Member]
Fair Value Assumptions [Abstract]
Compensation expense		84,000	$81,000
Estimated Future Compensation Expense [Abstract]
Estimated future compensation expense, 2015		84,000
Estimated future compensation expense, 2016		46,000
Estimated future compensation expense, 2017		12,000
Estimated future compensation expense, 2018		7,000
Weighted average remaining contractual term - options outstanding (in years)		6 years 8 months 12 days
Stock Options Outstanding [Roll Forward]
Outstanding at beginning of period (in shares)		173,000	175,000
Granted (in shares)		0	16,000
Newly vested (in shares)		0	0
Exercised (in shares)		-3,000	-8,000
Expired (in shares)		0	-10,000
Outstanding at end of period (in shares)		170,000	173,000
Weighted Average Exercise Price [Roll Forward]
Outstanding at beginning of period (in dollars per share)		5.46	$5.46
Granted (in dollars per share)		0	$8.43
Newly vested (in dollars per share)		5.75	$5.46
Exercised (in dollars per share)		0	$5.46
Expired (in dollars per share)		0	$5.46
Outstanding at end of period (in dollars per share)		5.75	$5.46
Options, Additional Disclosures [Abstract]
Options exercisable at beginning of period (in shares)		63,000	36,000
Options exercisable, Granted (in shares)		0	0
Options exercisable, Newly vested (in shares)		35,000	35,000
Options exercisable, Exercised (in shares)		-3,000	-8,000
Options exercisable, Expired (in shares)		0	0
Options exercisable at end of period (in shares)		95,000	63,000
Intrinsic value of options exercised		693,000	$430,000
April 2010 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Ratio of conversion of shares		1.6472
Number of shares authorized (in shares)				247,080
April 2010 Stock Option Plan [Member] | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Term of award (in hundredths)			10 years	10 years
Vesting period (in hundredths)			5 years	5 years
Award annual vesting (in hundredths)			20.00%	20.00%
Fair Value Assumptions [Abstract]
Risk free interest rate (in hundredths)			2.00%	2.20%
Expected volatility rate (in hundredths)			0.45%	0.45%
Expected life (in years)			7 years	7 years
Expected dividend yield (in hundredths)			1.00%	1.49%
Weighted average fair value of options granted (in dollars per share)			$3.69	$2.29
April 2010 Stock Option Plan [Member] | Stock Options [Member] | Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock awards beneficiaries			2	9
Stock Options Outstanding [Roll Forward]
Granted (in shares)			16,472	74,124
April 2010 Stock Option Plan [Member] | Stock Options [Member] | Senior Vice President [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock awards beneficiaries				4
April 2010 Stock Option Plan [Member] | Stock Options [Member] | Chief Executive Officer And Senior Vice President [Member]
Stock Options Outstanding [Roll Forward]
Granted (in shares)				123,540

EMPLOYEE_STOCK_OWNERSHIP_PLAN_

EMPLOYEE STOCK OWNERSHIP PLAN (Details) (ESOP [Member], USD $)	1 Months Ended	12 Months Ended
	Jul. 31, 2011	Dec. 31, 2014	Dec. 31, 2013
ESOP [Member]
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]
Loan	$1,100,000
Shares purchased (in shares)	125,000	105,442
Term of loan repayment (in years)		10 years
Variable rate basis		Wall Street Journal Prime Rate
Basis spread on variable rate (in hundredths)		1.00%
Number of shares from refinanced loan (in shares)		138,982.50
Number of shares from new loan (in shares)		244,425.50
Fixed interest rate (in hundredths)		3.25%
Award annual vesting (in hundredths)		20.00%
Compensation expense		211,000	175,000
Dividends on unallocated shares		15,000	12,000
Unearned ESOP shares (in shares)		238,314
Fair value of unearned ESOP shares		$2,300,000

INCOME_TAXES_Details

INCOME TAXES (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Income Tax Expense [Abstract]
Current	$801	$645
Deferred	352	202
Income tax expense	1,153	847
Income Tax Expense by Jurisdiction [Abstract]
Federal Income Tax	1,057	721
State Tax	96	126
Income tax expense	1,153	847
Assets [Abstract]
Deferred compensation	898	818
Allowance for loan losses	2,048	1,950
Postretirement benefits	136	155
Mortgage recording tax credit carryforward	90	151
Impairment losses on investment securities	181	183
Capital loss carryforward	305	339
Held-to-maturity securities	468	504
Other	142	188
Total	4,268	4,288
Liabilities [Abstract]
Prepaid Pension	-1,320	-1,686
Depreciation	-1,056	-783
Accretion	-162	-159
Loan origination fees	-19	-105
Intangible assets	-1,470	-1,486
Investment securities and financial derivative	-289	-64
Mortgage servicing rights	-25	0
Prepaid expenses	-84	-52
Total	-4,425	-4,335
Net deferred tax assets	-157	-47
Less: deferred tax asset valuation allowance	-458	-458
Net deferred tax liability	-615	-505
Reconciliation of the Federal Statutory Income Tax Rate to the Effective Income Tax Rate [Abstract]
Federal statutory income tax rate (in hundredths)	34.00%	34.00%
State tax, net of federal benefit (in hundredths)	1.60%	2.60%
Tax-exempt interest income (in hundredths)	-7.20%	-8.50%
Increase in value of bank owned life insurance less premium paid (in hundredths)	-2.50%	-2.10%
Other (in hundredths)	3.70%	0.00%
Effective income tax rate (in hundredths)	29.60%	26.00%
Unrecognized tax positions	$0	$0
Minimum [Member]
Income Tax Contingency [Line Items]
Tax years subject to examination	2011
Maximum [Member]
Income Tax Contingency [Line Items]
Tax years subject to examination	2014

COMMITMENTS_AND_CONTINGENCIES_1

COMMITMENTS AND CONTINGENCIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Loan commitments outstanding with fixed interest rates	$13,300,000
Loan commitments, unused lines of credit and standby letters of credit with variable interest rates	47,600,000
Term of letters of credit, Maximum	1 year
Renewal options for leases, maximum	30 years
Rent expense	98,000	83,000
Future Minimum Rental Commitments for Non-cancelable Operating Leases [Abstract]
2015	115,000
2016	116,000
2017	117,000
2018	66,000
2019	29,000
Thereafter	354,000
Total minimum lease payments	797,000
Commitments to Grant Loans [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contractual obligation	28,168,000	16,008,000
Unfunded Commitments Under Lines Of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contractual obligation	28,174,000	20,429,000
Standby Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contractual obligation	$4,617,000	$4,563,000

DIVIDENDS_AND_RESTRICTIONS_Det

DIVIDENDS AND RESTRICTIONS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
DIVIDENDS AND RESTRICTIONS [Abstract]
Total dividends paid or accrued to holding company	$190,000	$190,000
Retained earnings legally available to pay dividends	7,300,000
Proceeds from dividends received	$0	$0	$1,200,000

REGULATORY_MATTERS_Details

REGULATORY MATTERS (Details) (USD $)	12 Months Ended	0 Months Ended	12 Months Ended
	Dec. 31, 2009	Oct. 02, 2011	Dec. 31, 2014	Dec. 31, 2011	Dec. 31, 2013	Sep. 11, 2009	Sep. 01, 2011
Actual Amount [Abstract]
Total Core Capital (to Risk-Weighted Assets)			$63,831,000		$47,862,000
Tier 1 Capital (to Risk-Weighted Assets)			58,842,000		43,454,000
Tier 1 Capital (to Assets)			58,842,000		43,454,000
Actual Ratio [Abstract]
Total Core Capital (to Risk-Weighted Assets) (in hundredths)			16.60%		14.13%
Tier 1 Capital (to Risk-Weighted Assets) (in hundredths)			15.31%		12.82%
Tier 1 Capital (to Assets) (in hundredths)			10.55%		8.72%
Minimum Capital Adequacy Purposes Amount [Abstract]
Total Core Capital (to Risk-Weighted Assets)			30,754,000		27,106,000
Tier 1 Capital (to Risk-Weighted Assets)			15,377,000		13,553,000
Tier 1 Capital (to Assets)			22,302,000		19,928,000
Minimum Capital Adequacy Purposes Ratio [Abstract]
Total Core Capital (to Risk-Weighted Assets) (in hundredths)			8.00%		8.00%
Tier 1 Capital (to Risk-Weighted Assets) (in hundredths)			4.00%		4.00%
Tier 1 Capital (to Assets) (in hundredths)			4.00%		4.00%
Minimum To Be "Well Capitalized" Under Prompt Corrective Provisions Amount [Abstract]
Total Core Capital (to Risk-Weighted Assets)			38,443,000		33,883,000
Tier 1 Capital (to Risk-Weighted Assets)			23,066,000		20,330,000
Tier 1 Capital (to Assets)			27,878,000		24,910,000
Minimum To Be "Well Capitalized" Under Prompt Corrective Provisions Ratio [Abstract]
Total Core Capital (to Risk-Weighted Assets) (in hundredths)			10.00%		10.00%
Tier 1 Capital (to Risk-Weighted Assets) (in hundredths)			6.00%		6.00%
Tier 1 Capital (to Assets) (in hundredths)			5.00%		5.00%
Class of Stock [Line Items]
Preferred stock			13,000,000		13,000,000
Common stock, par value (in dollars per share)			$0.01		$0.01
Redemption of preferred stock - CPP	-6,771,000
Amount paid to the Treasury Department	6,771,000
Average balance of cash on hand or with the Federal Reserve Bank			3,930,000		1,680,000
Class of Warrant or Right [Line Items]
Warrants outstanding (in shares)						154,354
Exercise price of warrants (in dollars per share)						$6.58
Preferred Stock SBLF [Member]
Class of Stock [Line Items]
Preferred stock, shares issued (in shares)			13,000		13,000	6,771
Preferred stock, par value (in dollars per share)	$0.01		$0.01		$0.01
Preferred stock liquidation preference (in dollars per share)	$1,000
Preferred stock						6,771,000
Contribution to subsidiary Bank	5,500,000
Contribution to subsidiary bank to total proceeds (in hundredths)	81.23%
Redemption of preferred stock - CPP	-6,065,000			-6,786,000
Stock redeemed (in shares)				6,771
Amount paid to the Treasury Department	6,065,000			6,786,000
Proceeds from sale of preferred stock - SBLF	13,000,000
Preferred stock dividend rate (in hundredths)		4.20%	1.00%
Preferred Stock SBLF [Member] | After Four-and-one Half Years [Member]
Class of Stock [Line Items]
Preferred stock dividend rate (in hundredths)			9.00%
Preferred Stock CPP [Member]
Class of Stock [Line Items]
Preferred stock, shares issued (in shares)							13,000
Preferred stock liquidation preference (in dollars per share)				$1,000
Preferred stock							13,000,000
Preferred Stock CPP [Member] | Minimum [Member] | Second Through Tenth Dividend Periods [Member]
Class of Stock [Line Items]
Preferred stock dividend rate (in hundredths)			1.00%
Preferred Stock CPP [Member] | Minimum [Member] | Eleventh Through First Half of the Nineteenth Dividend Periods [Member]
Class of Stock [Line Items]
Preferred stock dividend rate (in hundredths)			1.00%
Preferred Stock CPP [Member] | Maximum [Member] | Second Through Tenth Dividend Periods [Member]
Class of Stock [Line Items]
Preferred stock dividend rate (in hundredths)			5.00%
Preferred Stock CPP [Member] | Maximum [Member] | Eleventh Through First Half of the Nineteenth Dividend Periods [Member]
Class of Stock [Line Items]
Preferred stock dividend rate (in hundredths)			7.00%
Warrant [Member]
Class of Stock [Line Items]
Redemption of preferred stock - CPP	-706,000
Amount paid to the Treasury Department	$706,000

INTEREST_RATE_DERIVATIVE_Detai

INTEREST RATE DERIVATIVE (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
INTEREST RATE DERIVATIVE [Abstract]
Floating rate trust preferred debenture face amount	$5,000,000
Variable rate basis	3-month LIBOR
Interest Rate Swap [Member] | Designated as Hedging Instrument [Member] | Other Liabilities [Member]
Cash flow hedge [Abstract]
Fair value of derivative liability	82,000	135,000
Interest Rate Swap [Member]
Derivative [Line Items]
Notional amount	2,000,000
Remaining term	7 years
Fixed interest rate (in hundredths)	4.96%
Accumulated Other Comprehensive Income Derivatives, Pretax [Roll Forward]
Balance as of beginning of period	-135,000	-195,000
Amount of losses recognized in other comprehensive income	-9,000	-2,000
Amount of loss reclassified from other comprehensive income and recognized as interest expense	62,000	62,000
Balance as of end of period	-82,000	-135,000
Cash under collateral arrangements	$200,000

FAIR_VALUE_MEASUREMENTS_AND_DI2

FAIR VALUE MEASUREMENTS AND DISCLOSURES (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Recurring [Member] | Total Fair Value [Member]
Debt investment securities [Abstract]
US Treasury agencies and GSEs	$17,750	$16,597
State and political subdivisions	8,443	6,587
Corporate	13,860	13,696
Residential mortgage-backed - US agency	30,575	42,142
Residential mortgage-backed - private label		0
Collateralized mortgage obligations - US agency	15,476
Mutual funds [Abstract]
Ultra short mortgage fund	648	648
Large cap equity fund	649	651
Other mutual funds	379	345
Common stock - financial services industry	293	293
Investments [Abstract]
Total available-for-sale securities	88,073	80,959
Interest rate swap derivative	-82	-135
Recurring [Member] | Level 1 [Member]
Debt investment securities [Abstract]
US Treasury agencies and GSEs	0	0
State and political subdivisions	0	0
Corporate	0	0
Residential mortgage-backed - US agency	0	0
Residential mortgage-backed - private label		0
Collateralized mortgage obligations - US agency	0
Mutual funds [Abstract]
Ultra short mortgage fund	648	648
Large cap equity fund	649	651
Other mutual funds	0	0
Common stock - financial services industry	43	42
Investments [Abstract]
Total available-for-sale securities	1,340	1,341
Interest rate swap derivative	0	0
Recurring [Member] | Level 2 [Member]
Debt investment securities [Abstract]
US Treasury agencies and GSEs	17,750	16,597
State and political subdivisions	8,443	6,587
Corporate	13,860	13,696
Residential mortgage-backed - US agency	30,575	42,142
Residential mortgage-backed - private label		0
Collateralized mortgage obligations - US agency	15,476
Mutual funds [Abstract]
Ultra short mortgage fund	0	0
Large cap equity fund	0	0
Other mutual funds	379	345
Common stock - financial services industry	250	251
Investments [Abstract]
Total available-for-sale securities	86,733	79,618
Interest rate swap derivative	-82	-135
Recurring [Member] | Level 3 [Member]
Debt investment securities [Abstract]
US Treasury agencies and GSEs	0	0
State and political subdivisions	0	0
Corporate	0	0
Residential mortgage-backed - US agency	0	0
Residential mortgage-backed - private label		0
Collateralized mortgage obligations - US agency	0
Mutual funds [Abstract]
Ultra short mortgage fund	0	0
Large cap equity fund	0	0
Other mutual funds	0	0
Common stock - financial services industry	0	0
Investments [Abstract]
Total available-for-sale securities	0	0
Interest rate swap derivative	0	0
Nonrecurring [Member] | Total Fair Value [Member]
Nonrecurring basis [Abstract]
Impaired loans	1,277	258
Foreclosed real estate	105	69
Nonrecurring [Member] | Level 1 [Member]
Nonrecurring basis [Abstract]
Impaired loans	0	0
Foreclosed real estate	0	0
Nonrecurring [Member] | Level 2 [Member]
Nonrecurring basis [Abstract]
Impaired loans	0	0
Foreclosed real estate	0	0
Nonrecurring [Member] | Level 3 [Member]
Nonrecurring basis [Abstract]
Impaired loans	1,277	258
Foreclosed real estate	$105	$69

FAIR_VALUE_MEASUREMENTS_AND_DI3

FAIR VALUE MEASUREMENTS AND DISCLOSURES, FAIR VALUE INPUTS, QUANTITATIVE INFORMATION (Details) (Level 3 [Member])	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Appraisal collateral - appraisal approach [Member] | Minimum [Member] | Impaired loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate (in hundredths)	5.00%	5.00%
Appraisal collateral - appraisal approach [Member] | Minimum [Member] | Foreclosed real estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate (in hundredths)	15.00%	15.00%
Appraisal collateral - appraisal approach [Member] | Maximum [Member] | Impaired loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate (in hundredths)	25.00%	30.00%
Appraisal collateral - appraisal approach [Member] | Maximum [Member] | Foreclosed real estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate (in hundredths)	15.00%	15.00%
Appraisal collateral - appraisal approach [Member] | Weighted Average [Member] | Impaired loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate (in hundredths)	13.00%	14.00%
Appraisal collateral - appraisal approach [Member] | Weighted Average [Member] | Foreclosed real estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate (in hundredths)	15.00%	15.00%
Appraisal collateral - cost to sell approach [Member] | Minimum [Member] | Impaired loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate (in hundredths)	6.00%	6.00%
Appraisal collateral - cost to sell approach [Member] | Minimum [Member] | Foreclosed real estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate (in hundredths)	6.00%	6.00%
Appraisal collateral - cost to sell approach [Member] | Maximum [Member] | Impaired loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate (in hundredths)	50.00%	50.00%
Appraisal collateral - cost to sell approach [Member] | Maximum [Member] | Foreclosed real estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate (in hundredths)	8.00%	7.00%
Appraisal collateral - cost to sell approach [Member] | Weighted Average [Member] | Impaired loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate (in hundredths)	13.00%	12.00%
Appraisal collateral - cost to sell approach [Member] | Weighted Average [Member] | Foreclosed real estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate (in hundredths)	7.00%	6.00%

FAIR_VALUE_MEASUREMENTS_AND_DI4

FAIR VALUE MEASUREMENTS AND DISCLOSURES, FAIR VALUE MEASUREMENTS BY BALANCE SHEET GROUPING (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial assets [Abstract]
Investment securities - available-for-sale	$88,073	$80,959
Investment securities - held-to-maturity	42,139	34,222
Carrying Amounts [Member] | Level 1 [Member]
Financial assets [Abstract]
Cash and cash equivalents	11,356	16,575
Interest earning time deposits	0	500
Investment securities - available-for-sale	1,340	1,341
Accrued interest receivable	1,849	1,715
Financial liabilities [Abstract]
Demand Deposits, Savings, NOW and MMDA	263,004	250,248
Accrued interest payable	63	86
Carrying Amounts [Member] | Level 2 [Member]
Financial assets [Abstract]
Investment securities - available-for-sale	86,733	79,618
Investment securities - held-to-maturity	40,875	34,412
Federal Home Loan Bank stock	3,454	2,440
Financial liabilities [Abstract]
Time Deposits	152,564	159,892
Borrowings	66,100	40,853
Junior subordinated debentures	5,155	5,155
Interest rate swap derivative	82	135
Carrying Amounts [Member] | Level 3 [Member]
Financial assets [Abstract]
Net loans	382,189	336,592
Estimated Fair Values [Member] | Level 1 [Member]
Financial assets [Abstract]
Cash and cash equivalents	11,356	16,575
Interest earning time deposits	0	500
Investment securities - available-for-sale	1,340	1,341
Accrued interest receivable	1,849	1,715
Financial liabilities [Abstract]
Demand Deposits, Savings, NOW and MMDA	263,004	250,248
Accrued interest payable	63	86
Estimated Fair Values [Member] | Level 2 [Member]
Financial assets [Abstract]
Investment securities - available-for-sale	86,733	79,618
Investment securities - held-to-maturity	42,139	34,222
Federal Home Loan Bank stock	3,454	2,440
Financial liabilities [Abstract]
Time Deposits	152,457	160,201
Borrowings	66,282	41,255
Junior subordinated debentures	4,799	4,825
Interest rate swap derivative	82	135
Estimated Fair Values [Member] | Level 3 [Member]
Financial assets [Abstract]
Net loans	$388,151	$343,660

PARENT_COMPANY_FINANCIAL_INFOR2

PARENT COMPANY - FINANCIAL INFORMATION (Details) (USD $)	0 Months Ended	12 Months Ended
	Oct. 16, 2014	Dec. 31, 2014	Dec. 31, 2013
Assets [Abstract]
Cash		$6,822,000	$6,535,000
Investments		88,073,000	80,959,000
Other assets		4,869,000	5,515,000
Total assets		561,024,000	503,793,000
Liabilities and Shareholders' Equity [Abstract]
Shareholders' equity		68,790,000	42,712,000
Total liabilities and shareholders' equity		561,024,000	503,793,000
Income [Abstract]
Total interest income		19,699,000	18,883,000
Expenses [Abstract]
Interest		2,614,000	3,264,000
Operating, net		1,928,000	1,920,000
Loss before taxes and equity in undistributed net income of subsidiaries		3,954,000	3,252,000
Tax benefit		-1,153,000	-847,000
Net income attributable to Pathfinder Bancorp, Inc.		2,801,000	2,406,000
Operating Activities [Abstract]
Net income		2,801,000	2,406,000
Stock based compensation and ESOP expense		279,000	243,000
Net change in other assets and liabilities		393,000	-289,000
Net cash flows from operating activities		5,027,000	5,111,000
Investing Activities [Abstract]
Net cash flows from investing activities		-64,476,000	-21,442,000
Financing Activities [Abstract]
Proceeds from exercise of stock options		18,000	45,000
Net proceeds from stock offering and conversion		24,913,000	0
Cash dividends paid to preferred shareholder		-62,000	-83,000
Cash dividends paid to common shareholders		-316,000	-303,000
Purchase of shares by ESOP		-1,054,000	0
Net cash flows from financing activities		54,230,000	24,241,000
Change in cash and cash equivalents		-5,219,000	7,910,000
Cash and cash equivalents at beginning of period		16,575,000	8,665,000
Cash and cash equivalents at end of period		11,356,000	16,575,000
Parent Company [Member]
Assets [Abstract]
Cash		12,557,000	1,147,000
Investments		43,000	42,000
Investments in bank subsidiary		61,723,000	46,699,000
Investment in non-bank subsidiary		155,000	155,000
Other assets		134,000	403,000
Total assets		74,612,000	48,446,000
Liabilities and Shareholders' Equity [Abstract]
Accrued liabilities		253,000	221,000
Junior subordinated debentures		5,155,000	5,155,000
Shareholders' equity		69,204,000	43,070,000
Total liabilities and shareholders' equity		74,612,000	48,446,000
Income [Abstract]
Dividends from bank subsidiary		0	0
Dividends from non-bank subsidiary		4,000	4,000
Total interest income		4,000	4,000
Expenses [Abstract]
Interest		161,000	162,000
Operating, net		171,000	109,000
Total expenses		332,000	271,000
Loss before taxes and equity in undistributed net income of subsidiaries		-328,000	-267,000
Tax benefit		98,000	69,000
Loss before equity in undistributed net income of subsidiaries		-230,000	-198,000
Equity in undistributed net income of subsidiaries		2,975,000	2,604,000
Net income attributable to Pathfinder Bancorp, Inc.		2,745,000	2,406,000
Operating Activities [Abstract]
Net income		2,745,000	2,406,000
Equity in undistributed net income of subsidiaries		-2,975,000	-2,604,000
Stock based compensation and ESOP expense		279,000	243,000
Net change in other assets and liabilities		262,000	-39,000
Net cash flows from operating activities		311,000	6,000
Investing Activities [Abstract]
Capital contributed to wholly-owned bank subsidiary		-12,400,000	0
Net cash flows from investing activities		-12,400,000	0
Financing Activities [Abstract]
Proceeds from exercise of stock options		18,000	45,000
Net proceeds from stock offering and conversion	24,913,000	24,913,000	0
Cash dividends paid to preferred shareholder		-62,000	-83,000
Cash dividends paid to common shareholders		-316,000	-303,000
Purchase of shares by ESOP		-1,054,000	0
Net cash flows from financing activities		23,499,000	-341,000
Change in cash and cash equivalents		11,410,000	-335,000
Cash and cash equivalents at beginning of period		1,147,000	1,482,000
Cash and cash equivalents at end of period		$12,557,000	$1,147,000

RELATED_PARTY_TRANSACTIONS_Det

RELATED PARTY TRANSACTIONS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Loans to Related Parties [Roll Forward]
Rent expense	$98,000	$83,000
Directors, Executive Officers and Affiliates [Member]
Loans to Related Parties [Roll Forward]
Balance at the beginning of the year	7,924,000
Originations and Executive Officer additions	2,293,000
Principal payments	-2,444,000
Balance at the end of the year	7,773,000
Deposits of related parties	1,500,000	1,600,000
Holding Company [Member]
Loans to Related Parties [Roll Forward]
Balance at the beginning of the year	0
Balance at the end of the year	0	0
Number of property sold by holding company	3
Interest income received	0	50,000
Directors [Member]
Loans to Related Parties [Roll Forward]
Number of directors participating in the land lease	1
Rent expense	$0	$29,000

CONVERSION_AND_REORGANIZATION_

CONVERSION AND REORGANIZATION (Details) (USD $)	0 Months Ended	12 Months Ended
	Oct. 16, 2014	Dec. 31, 2014	Dec. 31, 2013	Oct. 16, 2014
Conversion of Stock [Line Items]
Net offering proceeds of common stock		$24,913,000	$0
Ratio of conversion of shares	1.6472	1.6472
Common stock conversion features	Shareholders of the Company received 1.6472 shares of New Pathfinderbs common stock for each share of the Companybs common stock they owned immediately prior to completion of the transaction. Cash in lieu of fractional shares was paid based on the offering price of $10.00 per share.
Cash in lieu of fractional shares (in dollars per share)	$10
Common stock, share outstanding (in shares)	4,352,203	4,352,203	2,623,182	4,352,203
Cash received from acquisition		197,000	18,000
New Pathfinder [Member]
Conversion of Stock [Line Items]
Percentage owned by holding company (in hundredths)	60.40%			60.40%
Number of shares of common stock sold (in shares)	2,636,053	2,636,053
Common stock sold per share (in dollar per share)	$10	$10		10
Gross offering proceeds of common stock	26,400,000
Net offering proceeds of common stock	24,913,000	24,913,000	0
Cost related to offering	1,500,000
Cash received from acquisition	$197,000

ACCUMULATED_OTHER_COMPREHENSIV2

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance	($1,745)		($1,318)
Other comprehensive (loss) income before reclassifications	-251		-476
Amounts reclassified from AOCI	-123		49
Ending balance	-2,119		-1,745
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Interest on long term borrowings	-556		-726
Salaries and employee benefits	-8,795		-8,081
Net gains on sales and redemptions of investment securities	310		365
Provision for income taxes	-1,153		-847
Net income attributable to Pathfinder Bancorp, Inc.	2,801		2,406
Retirement Plans [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance	-982		-2,765
Other comprehensive (loss) income before reclassifications	-838		1,554
Amounts reclassified from AOCI	26		229
Ending balance	-1,794		-982
Retirement Plans [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Salaries and employee benefits	-43	[1],[2]	-381	[1],[2]
Provision for income taxes	17	[1]	152	[1]
Net income attributable to Pathfinder Bancorp, Inc.	-26	[1]	-229	[1]
Unrealized Gains and Losses on Financial Derivative [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance	-81		-117
Other comprehensive (loss) income before reclassifications	-5		-3
Amounts reclassified from AOCI	37		39
Ending balance	-49		-81
Unrealized Gains and Losses on Financial Derivative [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Interest on long term borrowings	-62	[1]	-62	[1]
Provision for income taxes	25	[1]	23	[1]
Net income attributable to Pathfinder Bancorp, Inc.	-37	[1]	-39	[1]
Unrealized Gains and Losses on Available-for-Sale Securities [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance	99		1,564
Other comprehensive (loss) income before reclassifications	544		-1,246
Amounts reclassified from AOCI	-186		-219
Ending balance	457		99
Unrealized Gains and Losses on Available-for-Sale Securities [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Net gains on sales and redemptions of investment securities	310	[1]	365	[1]
Provision for income taxes	-124	[1]	-146	[1]
Net income attributable to Pathfinder Bancorp, Inc.	186	[1]	219	[1]
Unrealized Loss on Securities Transferred to Held-to-Maturity [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance	-781		0
Other comprehensive (loss) income before reclassifications	48		-781
Amounts reclassified from AOCI	0		0
Ending balance	($733)		($781)
[1]	Amounts in parentheses indicates debits in net income.
[2]	These items are included in net periodic pension cost.

SUBSEQUENT_EVENTS_Details

SUBSEQUENT EVENTS (Details) (Subsequent Event [Member], Fitzgibbons Agency [Member], USD $)	1 Months Ended
	Jan. 31, 2015
Subsequent Event [Member] | Fitzgibbons Agency [Member]
Subsequent Event [Line Items]
Voting interests acquired in Fitzgibbons (in hundredths)	51.00%
Cash Consideration paid for acquisition	$225,000
Revenue for Fitzgibbons agency	$150,000