Pathfinder Bancorp (PBHC) 10-Q 13 Aug 15 2015 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Aug. 10, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	Pathfinder Bancorp, Inc.
Entity Central Index Key	1,609,065
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		4,352,203
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015

Consolidated Statements of Cond

Consolidated Statements of Condition (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS:
Cash and due from banks	$ 7,182	$ 6,822
Interest earning deposits	10,228	4,534
Total cash and cash equivalents	17,410	11,356
Available-for-sale securities, at fair value	102,361	88,073
Held-to-maturity securities, at amortized cost (fair value of $44,875 and $42,139, respectively)	43,893	40,875
Federal Home Loan Bank stock, at cost	3,356	3,454
Loans	403,411	387,538
Less: Allowance for loan losses	5,900	5,349
Loans receivable, net	397,511	382,189
Premises and equipment, net	13,238	13,200
Accrued interest receivable	1,966	1,849
Foreclosed real estate	361	261
Intangible assets, net	222	175
Goodwill	4,536	4,367
Bank owned life insurance	10,506	10,356
Other assets	4,965	4,869
Total assets	600,325	561,024
Deposits:
Interest-bearing	397,923	360,906
Noninterest-bearing	59,652	54,662
Total deposits	457,575	415,568
Short-term borrowings	48,000	55,100
Long-term borrowings	14,000	11,000
Junior subordinated debentures	5,155	5,155
Accrued interest payable	60	63
Other liabilities	5,461	4,934
Total liabilities	530,251	491,820
Shareholders' equity:
Preferred stock - SBLF, par value $0.01 per share; $1,000 liquidation preference;13,000 shares authorized; 13,000 shares issued and outstanding	13,000	13,000
Common stock, par value $0.01; 25,000,000 authorized shares; 4,352,203 shares issued and shares outstanding	44	44
Additional paid in capital	28,614	28,534
Retained earnings	31,996	31,085
Accumulated other comprehensive loss	(2,319)	(2,119)
Unearned ESOP	(1,664)	(1,754)
Total Pathfinder Bancorp, Inc. shareholders' equity	69,671	68,790
Noncontrolling interest	403	414
Total equity	70,074	69,204
Total liabilities and shareholders' equity	$ 600,325	$ 561,024

Consolidated Statements of Con3

Consolidated Statements of Condition (Unaudited) (Parenthetical) - USD ($)	Jun. 30, 2015	Dec. 31, 2014
ASSETS:
Held-to-maturity securities at fair value	$ 44,875,000	$ 42,139,000
Shareholders' equity:
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	25,000,000	25,000,000
Common stock, shares issued (in shares)	4,352,203	4,352,203
Common stock, shares outstanding (in shares)	4,352,203	4,352,203
Preferred Stock SBLF [Member]
Shareholders' equity:
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, liquidation preference	$ 1,000	$ 1,000
Preferred stock, shares authorized (in shares)	13,000	13,000
Preferred stock, shares issued (in shares)	13,000	13,000
Preferred stock, shares outstanding (in shares)	13,000	13,000

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest and dividend income:
Loans, including fees	$ 4,551	$ 4,104	$ 8,950	$ 8,168
Debt securities:
Taxable	516	466	975	886
Tax-exempt	190	194	387	389
Dividends	40	17	69	50
Interest earning time deposits	0	2	0	4
Federal funds sold and interest earning deposits	5	1	7	2
Total interest income	5,302	4,784	10,388	9,499
Interest expense:
Interest on deposits	483	497	928	1,026
Interest on short-term borrowings	35	21	72	39
Interest on long-term borrowings	105	148	206	295
Total interest expense	623	666	1,206	1,360
Net interest income	4,679	4,118	9,182	8,139
Provision for loan losses	401	275	784	520
Net interest income after provision for loan losses	4,278	3,843	8,398	7,619
Noninterest income:
Service charges on deposit accounts	288	305	554	584
Earnings and gain on bank owned life insurance	65	66	149	126
Loan servicing fees	41	67	93	120
Net gains on sales and redemptions of investment securities	49	24	101	26
Net (losses)/gains on sales of loans and foreclosed real estate	(4)	26	(4)	30
Debit card interchange fees	136	129	259	243
Other charges, commissions & fees	377	261	665	575
Total noninterest income	952	878	1,817	1,704
Noninterest expense:
Salaries and employee benefits	2,356	2,187	4,738	4,384
Building occupancy	441	364	944	771
Data processing	354	399	742	764
Professional and other services	229	173	449	348
Advertising	114	99	236	231
FDIC assessments	102	100	197	195
Audits and exams	59	61	120	125
Other expenses	577	380	1,030	852
Total noninterest expenses	4,232	3,763	8,456	7,670
Income before income taxes	998	958	1,759	1,653
Provision for income taxes	290	275	514	451
Net income attributable to noncontrolling interest and Pathfinder Bancorp, Inc.	708	683	1,245	1,202
Net income attributable to noncontrolling interest	14	7	22	37
Net income attributable to Pathfinder Bancorp Inc.	694	676	1,223	1,165
Preferred stock dividends	33	30	65	30
Net income available to common shareholders	$ 661	$ 646	$ 1,158	$ 1,135
Earnings per common share - basic (in dollars per share)	$ 0.16	$ 0.15	$ 0.28	$ 0.27
Earnings per common share - diluted (in dollars per share)	0.16	0.15	0.28	0.27
Dividends per common share (in dollars per share)	$ 0.03	$ 0.03	$ 0.06	$ 0.06

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Consolidated Statements of Comprehensive Income (Unaudited) [Abstract]
Net Income		$ 708	$ 683	$ 1,245	$ 1,202
Retirement Plans:
Net unrealized gain on retirement plans		45	11	90	22
Unrealized holding gains on financial derivative:
Change in unrealized holding losses on financial derivative		(5)	(4)	(6)	(7)
Reclassification adjustment for interest expense included in net income		15	15	31	30
Net unrealized gain on financial derivative		10	11	25	23
Unrealized holding (losses) gains on available for sale securities
Unrealized holding (losses) gains arising during the period		(878)	310	(413)	631
Reclassification adjustment for net (losses) gains included in net income		(49)	(24)	(101)	(26)
Net unrealized (loss) gain on available for sale securities		(927)	286	(514)	605
Accretion of net unrealized loss on securities transferred to held-to-maturity	[1]	32	29	65	59
Other comprehensive (loss) income, before tax		(840)	337	(334)	709
Tax effects		336	(135)	134	(284)
Other comprehensive (loss) income, net of tax		(504)	202	(200)	425
Comprehensive income		204	885	1,045	1,627
Comprehensive income attributable to noncontrolling interest		14	7	22	37
Comprehensive income attributable to Pathfinder Bancorp, Inc.		190	878	1,023	1,590
Tax Effect Allocated to Each Component of Other Comprehensive Loss
Retirement plan net losses recognized in plan expenses		(18)	(5)	(36)	(9)
Change in unrealized holding losses on financial derivative		2	2	2	3
Reclassification adjustment for interest expense included in net income		(6)	(6)	(12)	(12)
Unrealized holding gains (losses) arising during the period		351	(124)	165	(253)
Reclassification adjustment for net gains included in net income		20	10	41	10
Accretion of net unrealized loss on securities transferred to held-to-maturity	[1]	(13)	(12)	(26)	(23)
Income tax effect related to other comprehensive income		$ 336	$ (135)	$ 134	$ (284)
[1]	The accretion of the unrealized holding losses in accumulated other comprehensive loss at the date of transfer at September 30, 2013 partially offsets the amortization of the difference between the par value and the fair value of the investment securities at the date of transfer, and is an adjustment of yield.

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Preferred Stock [Member]	Common Stock [Member]	Additional Paid in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss [Member]	Unearned ESOP [Member]	Treasury Stock [Member]	Noncontrolling Interest [Member]	Total
Balance at Dec. 31, 2013	$ 13,000	$ 30	$ 8,226	$ 28,788	$ (1,745)	$ (826)	$ (4,761)	$ 358	$ 43,070
Net income	0	0	0	1,165	0	0	0	37	1,202
Other comprehensive income, net of tax	0	0	0	0	425	0	0	0	425
Preferred stock dividends - SBLF	0	0	0	(30)	0	0	0	0	(30)
ESOP shares earned	0	0	36	0	0	55	0	0	91
Stock based compensation	0	0	42	0	0	0	0	$ 0	42
Common stock dividends declared	0	0	0	(152)	0	0	0		(152)
Balance at Jun. 30, 2014	13,000	30	8,304	29,771	(1,320)	(771)	(4,761)	$ 395	44,648
Balance at Dec. 31, 2014	13,000	44	28,534	31,085	(2,119)	(1,754)	0	414	69,204
Net income	0	0	0	1,223	0	0	0	22	1,245
Other comprehensive income, net of tax	0	0	0	0	(200)	0	0	0	(200)
Preferred stock dividends - SBLF	0	0	0	(65)	0	0	0	0	(65)
ESOP shares earned	0	0	38	0	0	90	0	0	128
Stock based compensation	0	0	42	0	0	0	0	0	42
Common stock dividends declared	0	0	0	(247)	0	0	0	0	(247)
Distributions from affiliates	0	0	0	0	0	0	0	(33)	(33)
Balance at Jun. 30, 2015	$ 13,000	$ 44	$ 28,614	$ 31,996	$ (2,319)	$ (1,664)	$ 0	$ 403	$ 70,074

Consolidated Statements of Cha7

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Consolidated Statements of Changes in Shareholders' Equity (Unaudited) [Abstract]
ESOP shares earned (in shares)	12,222	6,250
Common stock dividends declared, per share (in dollars per share)	$ 0.06	$ 0.06

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
OPERATING ACTIVITIES
Net income attributable to Pathfinder Bancorp, Inc.	$ 1,223	$ 1,165
Adjustments to reconcile net income to net cash flows from operating activities:
Provision for loan losses	784	520
Realized losses (gains) on sales, redemptions and calls of:
Real estate acquired through foreclosure	4	(30)
Loans	(4)	0
Available-for-sale investment securities	(101)	(26)
Depreciation	465	399
Amortization of mortgage servicing rights	7	7
Amortization of deferred loan costs	82	59
Earnings on bank owned life insurance	(149)	(126)
Net amortization of premiums and discounts on investment securities	436	339
Amortization of intangible assets	9	6
Stock based compensation and ESOP expense	170	133
Net change in accrued interest receivable	(117)	(60)
Net change in other assets and liabilities	687	(840)
Net cash flows from operating activities	3,496	1,546
INVESTING ACTIVITIES
Purchase of investment securities available-for-sale	(47,485)	(25,688)
Purchase of investment securities held-to-maturity	(5,034)	(8,767)
Net proceeds from (purchases of) Federal Home Loan Bank stock	98	(44)
Proceeds from maturities and principal reductions of investment securities available-for-sale	15,933	7,378
Proceeds from maturities and principal reductions of investment securities held-to-maturity	2,015	399
Proceeds from sales, redemptions and calls of:
Available-for-sale investment securities	16,481	506
Real estate acquired through foreclosure	171	273
Acquisition of insurance agency	(225)	0
Purchase of bank owned life insurance	0	(1,780)
Net change in loans	(16,463)	(17,989)
Purchase of premises and equipment	(503)	(1,051)
Net cash flows from investing activities	(35,012)	(46,763)
FINANCING ACTIVITIES
Net change in demand deposits, NOW accounts, savings accounts, money management deposit accounts, MMDA accounts and escrow deposits	45,933	29,707
Net change in time deposits and brokered deposits	(3,926)	8,316
Net change in short-term borrowings	(7,100)	1,000
Proceeds from (repayments of) long-term borrowings	3,000	(55)
Cash dividends paid to preferred shareholder - SBLF	(65)	(30)
Cash dividends paid to common shareholders	(261)	(157)
Change in noncontrolling interest, net	(11)	37
Net cash flows from financing activities	37,570	38,818
Change in cash and cash equivalents	6,054	(6,399)
Cash and cash equivalents at beginning of period	11,356	16,575
Cash and cash equivalents at end of period	17,410	10,176
CASH PAID DURING THE PERIOD FOR:
Interest	1,209	1,379
Income taxes	462	331
NON-CASH INVESTING ACTIVITY
Real estate acquired in exchange for loans	$ 275	$ 392

Basis of Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2015
Basis of Presentation [Abstract]
Basis of Presentation	Note 1: Basis of Presentation The accompanying unaudited consolidated financial statements of Pathfinder Bancorp, Inc., (the "Company"), Pathfinder Bank (the "Bank") and its other wholly owned subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information, the instructions for Form 10-Q and Article 8 of Regulation S-X. Accordingly, they do not include all of the information and footnotes necessary for a complete presentation of consolidated financial condition, results of operations and cash flows in conformity with generally accepted accounting principles. In the opinion of management, all adjustments, consisting of normal recurring accruals considered necessary for a fair presentation, have been included. Certain amounts in the 2014 consolidated financial statements may have been reclassified to conform to the current period presentation. These reclassifications impacted share and per share data as a result of the Conversion and Offering that occurred on October 16, 2014 and reported by the Company in its Annual Report on Form 10-K filed on March 18, 2015, and are further detailed in Note 3 to these unaudited consolidated financial statements located elsewhere on this form. These reclassifications had no effect on net income or comprehensive income as previously reported. The Company's consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States and follow practices within the banking industry. Application of these principles requires management to make estimates, assumptions, and judgments that affect the amounts reported in the consolidated financial statements and accompanying notes. These estimates, assumptions, and judgments are based on information available as of the date of the financial statements; accordingly, as this information changes, the financial statements could reflect different estimates, assumptions, and judgments. Certain policies inherently have a greater reliance on the use of estimates, assumptions, and judgments and as such have a greater possibility of producing results that could be materially different than originally reported. Estimates, assumptions, and judgments are necessary when assets and liabilities are required to be recorded at fair value or when an asset or liability needs to be recorded contingent upon a future event. Carrying assets and liabilities at fair value inherently results in more financial statement volatility. The fair values and information used to record valuation adjustments for certain assets and liabilities are based on quoted market prices or are provided by other third-party sources, when available. When third party information is not available, valuation adjustments are estimated in good faith by management. Although the Company owns, through its subsidiary Pathfinder Risk Management Company, Inc., 51% of the membership interest in FitzGibbons Agency, LLC ("Agency"), the Company is required to consolidate 100% of the Agency within the consolidated financial statements. The Agency's financial statements include the acquisition of the Huntington Agency which occurred in the first quarter of 2015. The 49% of which the Company does not own is accounted for separately as noncontrolling interests within the consolidated financial statements. On May 8, 2015, the Company announced that the Bank filed an application with the New York State Department of Financial Services ("NYSDFS") and the Federal Deposit Insurance Corporation ("FDIC") to combine with the Bank's wholly-owned subsidiary, Pathfinder Commercial Bank, a New York State-chartered commercial bank. Prior to or simultaneously with the combination, Pathfinder Commercial Bank's charter will be amended such that Pathfinder Commercial Bank will become a full-service commercial bank, rather than a limited purpose commercial bank, which it currently is, and its name will be changed to "Pathfinder Bank". The transaction is expected to be completed in either the third or fourth quarter of 2015 and will have little impact on the current activities or investments of the Bank and Pathfinder Commercial Bank, although the Bank expects some annual cost savings as a result of the conversion.

New Accounting Pronouncements

New Accounting Pronouncements	6 Months Ended
	Jun. 30, 2015
New Accounting Pronouncements [Abstract]
New Accounting Pronouncements	Note 2: New Accounting Pronouncements In May 2015, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") ASU 2015-07 – Fair Value Measurement (Topic 820). This ASU addressed the diversity in practice related to how certain investments measured at net asset value with future redemption dates are categorized. The amendments remove the requirement to categorize investments for which fair values are measured using the net asset value per share practical expedient. It also limits disclosures to investments for which the entity has elected to measure the fair value using the practical expedient. In June 2015, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") ASU 2015-10 – Technical Corrections and Improvements. The amendments cover a wide range of topics in the Codification and represent changes to make minor corrections or minor improvements to the Codification that are not expected to have a significant effect on current accounting practice or create a significant administrative cost to most entities. The Company does not expect a material impact on its consolidated statements of condition, results of operations, or cash flows.

Earnings per Common Share

Earnings per Common Share	6 Months Ended
	Jun. 30, 2015
Earnings per Common Share [Abstract]
Earnings per Common Share	Note 3: Earnings per Common Share Basic earnings per share are calculated by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Net income available to common shareholders is net income to Pathfinder Bancorp, Inc. less the total of preferred dividends declared. Diluted earnings per share include the potential dilutive effect that could occur upon the assumed exercise of issued stock options using the Treasury Stock method. Anti-dilutive stock options, not included in the computation below, were -0- for the three months ended June 30, 2015 and 8,236 for the six months ended June 30, 2015 and 10,000 in the three and six month periods ended June 30, 2014. Unallocated common shares held by the ESOP are not included in the weighted-average number of common shares outstanding for purposes of calculating earnings per common share until they are committed to be released to plan participants. The following table sets forth the calculation of basic and diluted earnings per share. Historical share and per share data have been adjusted by the exchange ratio of 1.6472 used in the Conversion and Offering. Three months ended Six months ended June 30, June 30, (In thousands, except per share data) 2015 2014 2015 2014 Basic Earnings Per Common Share Net income available to common shareholders $ 661 $ 646 $ 1,158 $ 1,135 Weighted average common shares outstanding 4,120 4,172 4,117 4,169 Basic earnings per common share $ 0.16 $ 0.15 $ 0.28 $ 0.27 Diluted Earnings Per Common Share Net income available to common shareholders $ 661 $ 646 $ 1,158 $ 1,135 Weighted average common shares outstanding 4,120 4,172 4,117 4,169 Effect of assumed exercise of stock options 67 43 62 40 Diluted weighted average common shares outstanding 4,187 4,215 4,179 4,209 Diluted earnings per common share $ 0.16 $ 0.15 $ 0.28 $ 0.27

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2015
Investment Securities [Abstract]
Investment Securities	Note 4: Investment Securities The amortized cost and estimated fair value of investment securities are summarized as follows: June 30, 2015 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 28,889 $ 12 $ (161 ) $ 28,740 State and political subdivisions 8,137 91 (10 ) 8,218 Corporate 18,342 85 (147 ) 18,280 Residential mortgage-backed - US agency 29,336 236 (271 ) 29,301 Collateralized mortgage obligations - US agency 15,856 152 (156 ) 15,852 Total 100,560 576 (745 ) 100,391 Equity investment securities: Mutual funds: Ultra short mortgage fund 643 2 - 645 Large cap equity fund 456 168 - 624 Other mutual funds 183 226 - 409 Common stock - financial services industry 270 22 - 292 Total 1,552 418 - 1,970 Total available-for-sale $ 102,112 $ 994 $ (745 ) $ 102,361 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 7,846 $ 81 $ (53 ) $ 7,874 State and political subdivisions 21,260 690 - 21,950 Corporate 3,420 61 - 3,481 Residential mortgage-backed - US agency 8,460 94 (4 ) 8,550 Collateralized mortgage obligations - US agency 2,907 113 - 3,020 Total held-to-maturity $ 43,893 $ 1,039 $ (57 ) $ 44,875 December 31, 2014 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 17,896 $ 3 $ (149 ) $ 17,750 State and political subdivisions 8,346 110 (13 ) 8,443 Corporate 13,763 116 (19 ) 13,860 Residential mortgage-backed - US agency 30,321 403 (149 ) 30,575 Collateralized mortgage obligations - US agency 15,432 168 (124 ) 15,476 Total 85,758 800 (454 ) 86,104 Equity investment securities: Mutual funds: Ultra short mortgage fund 643 5 - 648 Large cap equity fund 456 193 - 649 Other mutual funds 183 196 - 379 Common stock - financial services industry 270 23 - 293 Total 1,552 417 - 1,969 Total available-for-sale $ 87,310 $ 1,217 $ (454 ) $ 88,073 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 4,834 $ 58 $ - $ 4,892 State and political subdivisions 22,610 824 (9 ) 23,425 Corporate 2,487 33 (17 ) 2,503 Residential mortgage-backed - US agency 8,043 242 - 8,285 Collateralized mortgage obligations - US agency 2,901 133 - 3,034 Total held-to-maturity $ 40,875 $ 1,290 $ (26 ) $ 42,139 The amortized cost and estimated fair value of debt investments at June 30, 2015 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties. Available-for-Sale Held-to-Maturity Amortized Estimated Amortized Estimated Cost Fair Value Cost Fair Value (In thousands) Due in one year or less $ 6,881 $ 6,925 $ 196 $ 196 Due after one year through five years 39,480 39,450 8,382 8,428 Due after five years through ten years 8,027 7,901 16,516 16,888 Due after ten years 980 962 7,432 7,793 Sub-total 55,368 55,238 32,526 33,305 Residential mortgage-backed - US agency 29,336 29,301 8,460 8,550 Collateralized mortgage obligations - US agency 15,856 15,852 2,907 3,020 Totals $ 100,560 $ 100,391 $ 43,893 $ 44,875 The Company's investment securities' gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: June 30, 2015 Less than twelve months Twelve months or more Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair Securities Losses Value Securities Losses Value Securities Losses Value (Dollars in thousands) Available-for-Sale US Treasury, agencies and GSE's 11 $ (106 ) $ 14,844 5 $ (55 ) $ 5,941 16 (161 ) $ 20,785 State and political subdivisions 15 (9 ) 2,200 2 (1 ) 504 17 (10 ) 2,704 Corporate 13 (147 ) 11,513 - - - 13 (147 ) 11,513 Residential mortgage-backed - US agency 7 (115 ) 9,705 5 (156 ) 5,169 12 (271 ) 14,874 Collateralized mortgage obligations - US agency 4 (83 ) 5,925 3 (73 ) 1,971 7 (156 ) 7,896 Totals 50 $ (460 ) $ 44,187 15 $ (285 ) $ 13,585 65 $ (745 ) $ 57,772 Held-to-Maturity US Treasury, agencies and GSE's 2 $ (53 ) $ 2,946 - $ - $ - 2 $ (53 ) $ 2,946 State and political subdivisions - - - - - - - - - Corporate - - - - - - - - - Residential mortgage-backed - US agency 2 (4 ) 1,705 - - - 2 (4 ) 1,705 Collateralized mortgage obligations - US agency - - - - - - - - - Totals 4 $ (57 ) $ 4,651 - $ - $ - 4 $ (57 ) $ 4,651 December 31, 2014 Less than twelve months Twelve months or more Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair Securities Losses Value Securities Losses Value Securities Losses Value (Dollars in thousands) Available-for-Sale US Treasury, agencies and GSE's 7 $ (18 ) $ 7,991 7 $ (131 ) $ 7,856 14 $ (149 ) $ 15,847 State and political subdivisions 19 (13 ) 3,047 1 - 90 20 (13 ) 3,137 Corporate 7 (19 ) 4,520 - - - 7 (19 ) 4,520 Residential mortgage-backed - US agency 2 (8 ) 1,424 6 (141 ) 6,256 8 (149 ) 7,680 Collateralized mortgage obligations - US agency 3 (22 ) 2,692 5 (102 ) 3,963 8 (124 ) 6,655 Totals 38 $ (80 ) $ 19,674 19 $ (374 ) $ 18,165 57 $ (454 ) $ 37,839 Held-to-Maturity US Treasury, agencies and GSE's - $ - $ - - $ - $ - - $ - $ - State and political subdivisions 1 (9 ) 1,463 - - - 1 (9 ) 1,463 Corporate 2 (17 ) 1,108 - - - 2 (17 ) 1,108 Residential mortgage-backed - US agency - - - - - - - - - Collateralized mortgage obligations - US agency - - - - - - - - - Totals 3 $ (26 ) $ 2,571 - $ - $ - 3 $ (26 ) $ 2,571 The Company conducts a formal review of investment securities on a quarterly basis for the presence of other-than-temporary impairment ("OTTI"). The Company assesses whether OTTI is present when the fair value of a debt security is less than its amortized cost basis at the statement of condition date. Under these circumstances, OTTI is considered to have occurred (1) if we intend to sell the security; (2) if it is "more likely than not" we will be required to sell the security before recovery of its amortized cost basis; or (3) the present value of expected cash flows is not anticipated to be sufficient to recover the entire amortized cost basis. The guidance requires that credit-related OTTI is recognized in earnings while non-credit-related OTTI on securities not expected to be sold is recognized in other comprehensive income ("OCI"). Non-credit-related OTTI is based on other factors, including illiquidity and changes in the general interest rate environment. Presentation of OTTI is made in the consolidated statement of income on a gross basis, including both the portion recognized in earnings as well as the portion recorded in OCI. The gross OTTI would then be offset by the amount of non-credit-related OTTI, showing the net as the impact on earnings. Management does not believe any individual unrealized loss in the securities portfolio as of June 30, 2015 represents OTTI. All securities are rated A3 or better by Moody's or S&P, with the exception of three corporate securities. The agency and municipal securities have relatively insignificant unrealized loss positions ranging from 2.16% to 0.01% of their current book values. The unrealized losses reported pertaining to securities issued by the US Government and its sponsored entities, include agency and mortgage-backed securities issued by FNMA, FHLMC, FHLB and FFCB which are currently rated Aaa by Moody's Investor Services, AA+ by Standard and Poors and are guaranteed by the US Government. The corporate security losses reflected have all been in an unrealized loss position for 6 months or less and represent 2.6% of the original security carrying value or less as of June 30, 2015. All corporate securities currently in an unrealized loss position are A rated or better, with the exception of securities issued by Citigroup and Goldman Sachs which are rated Baa2 by Moody's and A- by Standard and Poors. The unrealized losses reflected are primarily attributable to changes in interest rates since the securities were acquired. The company does not intend to sell these securities, nor is it more likely than not, that the company will be required to sell these securities prior to recovery of the amortized cost. As such, management does not believe any individual unrealized loss as of June 30, 2015 represents OTTI. In determining whether OTTI has occurred for equity securities, the Company considers the applicable factors described above and the length of time the equity security's fair value has been below the carrying amount. Management has determined that we have the intent and ability to retain the equity securities for a sufficient period of time to allow for recovery. All of the Company's equity securities had a fair value greater than the book value at June 30, 2015. Gross realized gains (losses) on sales of securities for the indicated periods are detailed below: For the three months For the six months ended June 30, ended June 30, (In thousands) 2015 2014 2015 2014 Realized gains $ 53 $ 24 $ 110 $ 26 Realized losses (4 ) - (9 ) - $ 49 $ 24 $ 101 $ 26 As of June 30, 2015 and December 31, 2014, securities with a fair value of $89.7 million and $66.7 million, respectively, were pledged to collateralize certain municipal deposit relationships. As of the same dates, securities with a fair value of $17.7 million and $19.9 million were pledged against certain borrowing arrangements. Management has reviewed its loan and mortgage-backed securities portfolios and determined that, to the best of its knowledge, little or no exposure exists to sub-prime or other high-risk residential mortgages. The Company is not in the practice of investing in, or originating, these types of investments or loans.

Pension and Postretirement Bene

Pension and Postretirement Benefits	6 Months Ended
	Jun. 30, 2015
Pension and Postretirement Benefits [Abstract]
Pension and Postretirement Benefits	Note 5: Pension and Postretirement Benefits The Company had a non-contributory defined benefit pension plan that covered substantially all employees. On May 14, 2012, the Company informed its employees of its decision to freeze participation and benefit accruals under the plan, primarily to reduce some of the volatility in earnings that can accompany the maintenance of a defined benefit plan. The freeze became effective June 30, 2012. Compensation earned by employees up to June 30, 2012 is used for purposes of calculating benefits under the plan but there will be no future benefit accruals after this date. Participants as of June 30, 2012, who continue to be employed by the Bank, continue to earn vesting credit with respect to their frozen accrued benefits. Prior to being frozen, the plan provided defined benefits based on years of service and final average salary. Although the plan was frozen, the Company maintains the responsibility for funding the plan, and its funding practice is to contribute at least the minimum amount annually to meet minimum funding requirements. The funded status of the plan has and will continue to be affected by market conditions. The Company expects to continue to fund this plan on an as needed basis and does not foresee any issues or conditions that could negatively impact the payment of benefit obligations to plan participants. In addition, the Company provides certain health and life insurance benefits for eligible retired employees. The healthcare plan is contributory with participants' contributions adjusted annually; the life insurance plan is noncontributory. Employees with less than 14 years of service as of January 1, 1995, are not eligible for the health and life insurance retirement benefits. In October 2014, the Society of Actuaries released new mortality tables with future mortality improvement assumptions which are expected to become the required standard for purposes of year end pension liability disclosures. As such, the Company has adopted the "White Collar" version of the new mortality tables which more closely approximates the Company's participants in the frozen defined benefit pension plan at December 31, 2014. The composition of net periodic pension plan and postretirement plan costs for the indicated periods is as follows: Pension Benefits Postretirement Benefits Pension Benefits Postretirement Benefits For the three months ended June 30, For the six months ended June 30, (In thousands) 2015 2014 2015 2014 2015 2014 2015 2014 Service cost $ - $ - $ - $ - $ - $ - $ - $ - Interest cost 117 102 5 4 234 203 9 9 Expected return on plan assets (243 ) (235 ) - - (487 ) (471 ) - - Amortization of net losses 45 7 - 4 90 15 - 7 Net periodic benefit plan (benefit) cost $ (81 ) $ (126 ) $ 5 $ 8 $ (163 ) $ (253 ) $ 9 $ 16 The Company will evaluate the need for further contributions to the defined benefit pension plan during 2015. The prepaid pension asset is recorded in other assets on the statement of condition as of June 30, 2015.

Loans

Loans	6 Months Ended
	Jun. 30, 2015
Loans [Abstract]
Loans	Note 6: Loans Major classifications of loans at the indicated dates are as follows: June 30, December 31, (In thousands) 2015 2014 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 175,978 $ 172,159 Construction 3,934 3,209 Total residential mortgage loans 179,912 175,368 Commercial loans: Real estate 126,349 125,952 Lines of credit 18,119 17,407 Other commercial and industrial 42,290 34,660 Tax exempt loans 9,606 7,201 Total commercial loans 196,364 185,220 Consumer loans: Home equity and junior liens 22,591 22,713 Other consumer 4,610 4,160 Total consumer loans 27,201 26,873 Total loans 403,477 387,461 Net deferred loan (fees) costs (66 ) 77 Less allowance for loan losses (5,900 ) (5,349 ) Loans receivable, net $ 397,511 $ 382,189 The Company originates residential mortgage, commercial, and consumer loans largely to customers throughout Oswego and Onondaga counties. Although the Company has a diversified loan portfolio, a substantial portion of its borrowers' abilities to honor their loan contracts is dependent upon the counties' employment and economic conditions. As of June 30, 2015 and December 31, 2014, residential mortgage loans with a carrying value of $124.8 million and $121.1 million, respectively, have been pledged by the Company to the Federal Home Loan Bank of New York ("FHLBNY") under a blanket collateral agreement to secure the Company's line of credit and term borrowings. Loan Origination / Risk Management The Company's lending policies and procedures are presented in Note 5 to the audited consolidated financial statements included in the 2014 Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 18, 2015 and have not changed. To develop and document a systematic methodology for determining the allowance for loan losses, the Company has divided the loan portfolio into three portfolio segments, each with different risk characteristics but with similar methodologies for assessing risk. Each portfolio segment is broken down into loan classes where appropriate. Loan classes contain unique measurement attributes, risk characteristics, and methods for monitoring and assessing risk that are necessary to develop the allowance for loan losses. Unique characteristics such as borrower type, loan type, collateral type, and risk characteristics define each class. The following table illustrates the portfolio segments and classes for the Company's loan portfolio: Portfolio Segment Class Residential Mortgage Loans 1-4 family first-lien residential mortgages Construction Commercial Loans Real estate Lines of credit Other commercial and industrial Tax exempt loans Consumer Loans Home equity and junior liens Other consumer The following tables present the classes of the loan portfolio, not including net deferred loan costs, summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system as of the dates indicated: As of June 30, 2015 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 170,628 $ 1,148 $ 3,461 $ 741 $ 175,978 Construction 3,934 - - - 3,934 Total residential mortgage loans 174,562 1,148 3,461 741 179,912 Commercial loans: Real estate 117,552 2,965 5,257 575 126,349 Lines of credit 16,444 693 750 232 18,119 Other commercial and industrial 40,320 832 830 308 42,290 Tax exempt loans 9,606 - - - 9,606 Total commercial loans 183,922 4,490 6,837 1,115 196,364 Consumer loans: Home equity and junior liens 21,916 66 502 107 22,591 Other consumer 4,559 32 19 - 4,610 Total consumer loans 26,475 98 521 107 27,201 Total loans $ 384,959 $ 5,736 $ 10,819 $ 1,963 $ 403,477 As of December 31, 2014 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 166,352 $ 1,384 $ 3,370 $ 1,053 $ 172,159 Construction 3,209 - - - 3,209 Total residential mortgage loans 169,561 1,384 3,370 1,053 175,368 Commercial loans: Real estate 119,521 1,157 5,132 142 125,952 Lines of credit 16,310 451 646 - 17,407 Other commercial and industrial 33,258 434 941 27 34,660 Tax exempt loans 7,201 - - - 7,201 Total commercial loans 176,290 2,042 6,719 169 185,220 Consumer loans: Home equity and junior liens 21,722 333 574 84 22,713 Other consumer 4,113 10 37 - 4,160 Total consumer loans 25,835 343 611 84 26,873 Total loans $ 371,686 $ 3,769 $ 10,700 $ 1,306 $ 387,461 Management has reviewed its loan portfolio and determined that, to the best of its knowledge, no exposure exists to sub-prime or other high-risk residential mortgages. The Company is not in the practice of originating these types of loans. Nonaccrual and Past Due Loans Loans are placed on nonaccrual when the contractual payment of principal and interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan may be currently performing. Loans are considered past due if the required principal and interest payments have not been received within thirty days of the payment due date. An age analysis of past due loans, not including net deferred loan costs, segregated by portfolio segment and class of loans, as of June 30, 2015 and December 31, 2014, are detailed in the following tables: As of June 30,2015 30-59 Days 60-89 Days 90 Days Past Due Past Due and Over Total Total Loans (In thousands) And Accruing And Accruing Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,398 $ 637 $ 1,088 $ 3,123 $ 172,855 $ 175,978 Construction - - - - 3,934 3,934 Total residential mortgage loans 1,398 637 1,088 3,123 176,789 179,912 Commercial loans: Real estate 1,082 - 3,809 4,891 121,458 126,349 Lines of credit 705 - 412 1,117 17,002 18,119 Other commercial and industrial 170 - 650 820 41,470 42,290 Tax exempt loans - - - - 9,606 9,606 Total commercial loans 1,957 - 4,871 6,828 189,536 196,364 Consumer loans: Home equity and junior liens 154 - 313 467 22,124 22,591 Other consumer 33 11 7 51 4,559 4,610 Total consumer loans 187 11 320 518 26,683 27,201 Total loans $ 3,542 $ 648 $ 6,279 $ 10,469 $ 393,008 $ 403,477 As of December 31, 2014 30-59 Days 60-89 Days 90 Days Past Due Past Due and Over Total Total Loans (In thousands) And Accruing And Accruing Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,455 $ 687 $ 1,902 $ 4,044 $ 168,115 $ 172,159 Construction - - - - 3,209 3,209 Total residential mortgage loans 1,455 687 1,902 4,044 171,324 175,368 Commercial loans: Real estate 1,462 32 3,547 5,041 120,911 125,952 Lines of credit 10 - 278 288 17,119 17,407 Other commercial and industrial 445 982 205 1,632 33,028 34,660 Tax exempt loans - - - - 7,201 7,201 Total commercial loans 1,917 1,014 4,030 6,961 178,259 185,220 Consumer loans: Home equity and junior liens 120 17 313 450 22,263 22,713 Other consumer 6 17 11 34 4,126 4,160 Total consumer loans 126 34 324 484 26,389 26,873 Total loans $ 3,498 $ 1,735 $ 6,256 $ 11,489 $ 375,972 $ 387,461 Nonaccrual loans, segregated by class of loan, were as follows: June 30, December 31, (In thousands) 2015 2014 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,088 $ 1,902 1,088 1,902 Commercial loans: Real estate 3,809 3,547 Lines of credit 412 278 Other commercial and industrial 650 205 4,871 4,030 Consumer loans: Home equity and junior liens 313 313 Other consumer 7 11 320 324 Total nonaccrual loans $ 6,279 $ 6,256 There were no loans past due ninety days or more and still accruing interest at June 30, 2015 or December 31, 2014. The Company is required to disclose certain activities related to Troubled Debt Restructurings ("TDRs") in accordance with accounting guidance. Certain loans have been modified in a TDR where economic concessions have been granted to a borrower who is experiencing, or expected to experience, financial difficulties. These economic concessions could include a reduction in the loan interest rate, extension of payment terms, reduction of principal amortization, or other actions that it would not otherwise consider for a new loan with similar risk characteristics. The Company is required to disclose new TDRs for each reporting period for which an income statement is being presented. The Company has determined that there were no new TDRs in the three month period ended June 30, 2015 and one new TDR in the six month period ended June 30, 2015. The following details the nature of this TDR, which occurred in the first quarter of 2015. · The modification made within the commercial real estate loan class resulted in a pre-modification and post-modification recorded investment of $678,000 and $324,000, respectively. Economic concessions granted included extended payment terms without an associated increase in collateral. The Company was required to increase the specific reserve against this loan by an additional $354,000 which was a component of the provision of loan losses. The Company has determined that there were no new TDR's for the three or six month periods ended June 30, 2014. The Company has determined that there were no TDR payment defaults, for new TDRs done in the prior 12 months, during the six month period ending June 30, 2015. When the Company modifies a loan within a portfolio segment, a potential impairment is analyzed either based on the present value of the expected future cash flows discounted at the interest rate of the original loan terms or the fair value of the collateral less costs to sell. If it is determined that the value of the loan is less than its recorded investment, then impairment is recognized as a component of the provision for loan losses, an associated increase to the allowance for loan losses or as a charge-off to the allowance for loan losses in the current period. Impaired Loans The following tables summarize impaired loan information by portfolio class at the indicated dates: June 30, 2015 December 31, 2014 Unpaid Unpaid Recorded Principal Related Recorded Principal Related (In thousands) Investment Balance Allowance Investment Balance Allowance With no related allowance recorded: 1-4 family first-lien residential mortgages $ 479 $ 479 $ - $ 1,138 $ 1,163 $ - Commercial real estate 2,148 2,233 - 2,083 2,154 - Commercial lines of credit 380 397 - 185 197 - Other commercial and industrial 702 727 - 335 356 - Home equity and junior liens - - - 21 21 - Other consumer 7 7 - - - - With an allowance recorded: 1-4 family first-lien residential mortgages - - - - - - Commercial real estate 2,670 2,743 1,064 2,927 2,972 552 Commercial lines of credit 232 232 150 93 99 93 Other commercial and industrial 250 250 220 268 268 238 Home equity and junior liens 294 294 5 340 340 31 Other consumer - - - 11 11 3 Total: 1-4 family first-lien residential mortgages 479 479 - 1,138 1,163 - Commercial real estate 4,818 4,976 1,064 5,010 5,126 552 Commercial lines of credit 612 629 150 278 296 93 Other commercial and industrial 952 977 220 603 624 238 Home equity and junior liens 294 294 5 361 361 31 Other consumer 7 7 - 11 11 3 Totals $ 7,162 $ 7,362 $ 1,439 $ 7,401 $ 7,581 $ 917 The following table presents the average recorded investment in impaired loans for the periods indicated: For the three months ended For the six months ended June 30, June 30, (In thousands) 2015 2014 2015 2014 1-4 family first-lien residential mortgages $ 633 $ 1,333 $ 801 $ 1,206 Commercial real estate 4,875 5,330 4,920 4,733 Commercial lines of credit 543 472 455 442 Other commercial and industrial 861 555 775 505 Home equity and junior liens 295 413 317 428 Other consumer 8 9 9 6 Total $ 7,215 $ 8,112 $ 7,277 $ 7,320 The following table presents the cash basis interest income recognized on impaired loans for the periods indicated: For the three months ended For the six months ended June 30, June 30, (In thousands) 2015 2014 2015 2014 1-4 family first-lien residential mortgages $ 5 $ 4 $ 9 $ 9 Commercial real estate 34 27 50 55 Commercial lines of credit 7 - 7 1 Other commercial and industrial 13 7 18 20 Home equity and junior liens - 3 10 6 Other consumer - - - - Total $ 59 $ 41 $ 94 $ 91

Allowance for Loan Losses

Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2015
Allowance for Loan and Lease Losses [Abstract]
Allowance for Loan Losses	Note 7: Allowance for Loan Losses Summarized in the tables below are changes in the allowance for loan losses for the indicated periods and information pertaining to the allocation of the allowance for loan losses, balances of the allowance for loan losses, loans receivable based on individual, and collective impairment evaluation by loan portfolio class. An allocation of a portion of the allowance to a given portfolio class does not limit the Company's ability to absorb losses in another portfolio class. For the three months ended June 30, 2015 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 498 $ - $ 3,165 $ 441 $ 938 Charge-offs (27 ) - - - - Recoveries 38 - - 25 3 Provisions 35 - 123 51 169 Ending balance $ 544 $ - $ 3,288 $ 517 $ 1,110 Ending balance: related to loans individually evaluated for impairment - - 1,064 150 220 Ending balance: related to loans collectively evaluated for impairment $ 544 $ - $ 2,224 $ 367 $ 890 Loans receivables: Ending balance $ 175,978 $ 3,934 $ 126,349 $ 18,119 $ 42,290 Ending balance: individually evaluated for impairment 479 - 4,818 612 952 Ending balance: collectively evaluated for impairment $ 175,499 $ 3,934 $ 121,530 $ 17,508 $ 41,337 Home equity Other Municipal and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 4 $ 329 $ 87 $ - $ 5,462 Charge-offs - - (12 ) - (39 ) Recoveries - - 10 - 76 Provisions 1 2 20 - 401 Ending balance $ 5 $ 331 $ 105 $ - $ 5,900 Ending balance: related to loans individually evaluated for impairment - 5 - - 1,439 Ending balance: related to loans collectively evaluated for impairment $ 5 $ 326 $ 105 $ - $ 4,461 Loans receivables: Ending balance $ 9,606 $ 22,591 $ 4,610 $ 403,477 Ending balance: individually evaluated for impairment - 294 7 7,162 Ending balance: collectively evaluated for impairment $ 9,606 $ 22,298 $ 4,603 $ 396,315 For the six months ended June 30, 2015 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 509 $ - $ 2,801 $ 460 $ 1,034 Charge-offs (165 ) - (29 ) (10 ) (108 ) Recoveries 38 - - 36 5 Provisions 162 - 516 31 179 Ending balance $ 544 $ - $ 3,288 $ 517 $ 1,110 Home equity Other Tax exempt and junior liens consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 3 $ 388 $ 98 $ 56 $ 5,349 Charge-offs - - (32 ) - (344 ) Recoveries - 7 25 - 111 Provisions 2 (64 ) 14 (56 ) 784 Ending balance $ 5 $ 331 $ 105 $ - $ 5,900 For the three months ended June 30, 2014 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 604 $ - $ 2,436 $ 523 $ 974 Charge-offs (30 ) - - - (95 ) Recoveries 1 - - 1 2 Provisions (84 ) - 188 30 (30 ) Ending balance $ 491 $ - $ 2,624 $ 554 $ 851 Ending balance: related to loans individually evaluated for impairment - - 681 229 118 Ending balance: related to loans collectively evaluated for impairment $ 491 $ - $ 1,943 $ 325 $ 733 Loans receivables: Ending balance $ 169,095 $ 1,444 $ 109,381 $ 16,127 $ 33,674 Ending balance: individually evaluated for impairment 1,312 - 5,260 468 505 Ending balance: collectively evaluated for impairment $ 167,783 $ 1,444 $ 104,121 $ 15,659 $ 33,169 Home equity Other Municipal and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 432 $ 102 $ (73 ) $ 4,999 Charge-offs - - (9 ) - (134 ) Recoveries - - 22 - 26 Provisions - (10 ) (6 ) 187 275 Ending balance $ 1 $ 422 $ 109 $ 114 $ 5,166 Ending balance: related to loans individually evaluated for impairment - 34 7 - 1,069 Ending balance: related to loans collectively evaluated for impairment $ 1 $ 388 $ 102 $ 114 $ 4,097 Loans receivables: Ending balance $ 3,122 $ 21,554 $ 4,144 $ 358,541 Ending balance: individually evaluated for impairment - 371 15 7,931 Ending balance: collectively evaluated for impairment $ 3,122 $ 21,183 $ 4,129 $ 350,610 For the six months ended June 30, 2014 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 649 $ - $ 2,302 $ 397 $ 834 Charge-offs (42 ) - (47 ) (85 ) (153 ) Recoveries 1 - - 3 3 Provisions (117 ) - 369 239 167 Ending balance $ 491 $ - $ 2,624 $ 554 $ 851 Home equity Other Municipal and junior liens consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 2 $ 433 $ 136 $ 288 $ 5,041 Charge-offs - (50 ) (60 ) - (437 ) Recoveries - - 35 - 42 Provisions (1 ) 39 (2 ) (174 ) 520 Ending balance $ 1 $ 422 $ 109 $ 114 $ 5,166

Foreclosed Real Estate

Foreclosed Real Estate	6 Months Ended
	Jun. 30, 2015
Foreclosed Real Estate [Abstract]
Foreclosed Real Estate	Note 8: Foreclosed Real Estate The Company is required to disclose the carrying amount of foreclosed residential real estate properties held as a result of obtaining physical possession of the property at each reporting period. June 30, December 31, (Dollars in thousands) Number of properties 2015 Number of properties 2014 Foreclosed real estate Foreclosed residential mortgage loans 5 $ 361 4 $ 261 At June 30, 2015, the Company reported $215,000 in residential real estate loans in the process of foreclosure.

Guarantees

Guarantees	6 Months Ended
	Jun. 30, 2015
Guarantees [Abstract]
Guarantees	Note 9: Guarantees The Company does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit. Standby letters of credit written are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Generally, all letters of credit, when issued have expiration dates within one year. The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers. The Company generally holds collateral and/or personal guarantees supporting these commitments. The Company had $1.6 million of standby letters of credit as of June 30, 2015. Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees. The fair value of standby letters of credit was not significant to the Company's consolidated financial statements.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2015
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 10: Fair Value Measurements Accounting guidance related to fair value measurements and disclosures specifies a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company's market assumptions. These two types of inputs have created the following fair value hierarchy: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Quoted prices for similar assets and liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; and model-derived valuations in which all significant inputs and significant value drivers are observable in active markets. Level 3 – Model-derived valuations in which one or more significant inputs or significant value drivers are unobservable. An asset's or liability's level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. In determining fair value, the Company utilizes valuation techniques that maximize the use of observable inputs, minimize the use of unobservable inputs, to the extent possible, and considers counterparty credit risk in its assessment of fair value. The Company used the following methods and significant assumptions to estimate fair value: Investment securities: The fair values of securities available-for-sale are obtained from an independent third party and are based on quoted prices on nationally recognized securities exchanges where available (Level 1). If quoted prices are not available, fair values are measured by utilizing matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities but rather by relying on the securities' relationship to other benchmark quoted securities (Level 2). Management made no adjustment to the fair value quotes that were received from the independent third party pricing service. Interest rate swap derivative: The fair value of the interest rate swap derivative is calculated based on a discounted cash flow model. All future floating cash flows are projected and both floating and fixed cash flows are discounted to the valuation date. The curve utilized for discounting and projecting is built by obtaining publicly available third party market quotes for various swap maturity terms. Impaired loans: Impaired loans are those loans in which the Company has measured impairment based on the fair value of the loan's collateral or the discounted value of expected future cash flows. Fair value is generally determined based upon market value evaluations by third parties of the properties and/or estimates by management of working capital collateral or discounted cash flows based upon expected proceeds. These appraisals may include up to three approaches to value: the sales comparison approach, the income approach (for income-producing property), and the cost approach. Management modifies the appraised values, if needed, to take into account recent developments in the market or other factors, such as, changes in absorption rates or market conditions from the time of valuation and anticipated sales values considering management's plans for disposition. Such modifications to the appraised values could result in lower valuations of such collateral. Estimated costs to sell are based on current amounts of disposal costs for similar assets. These measurements are classified as Level 3 within the valuation hierarchy. Impaired loans are subject to nonrecurring fair value adjustment upon initial recognition or subsequent impairment. A portion of the allowance for loan losses is allocated to impaired loans if the value of such loans is deemed to be less than the unpaid balance. Foreclosed real estate: Fair values for foreclosed real estate are initially recorded based on market value evaluations by third parties, less costs to sell ("initial cost basis"). Any write-downs required when the related loan receivable is exchanged for the underlying real estate collateral at the time of transfer to foreclosed real estate are charged to the allowance for loan losses. Values are derived from appraisals, similar to impaired loans, of underlying collateral or discounted cash flow analysis. Subsequent to foreclosure, valuations are updated periodically and assets are marked to current fair value, not to exceed the initial cost basis. In the determination of fair value subsequent to foreclosure, management also considers other factors or recent developments, such as, changes in absorption rates and market conditions from the time of valuation and anticipated sales values considering management's plans for disposition. Either change could result in adjustment to lower the property value estimates indicated in the appraisals. These measurements are classified as Level 3 within the fair value hierarchy. The following tables summarize assets measured at fair value on a recurring basis as of the indicated dates, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value: June 30, 2015 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-sale portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 28,740 $ - $ 28,740 State and political subdivisions - 8,218 - 8,218 Corporate - 18,280 - 18,280 Residential mortgage-backed - US agency - 29,301 - 29,301 Collateralized mortgage obligations - US agency - 15,852 - 15,852 Equity investment securities: Mutual funds: Ultra short mortgage fund 645 - - 645 Large cap equity fund 624 - - 624 Other mutual funds - 409 - 409 Common stock - financial services industry 43 249 - 292 Total available-for-sale securities $ 1,312 $ 101,049 $ - $ 102,361 Interest rate swap derivative $ - $ (57 ) $ - $ (57 ) December 31, 2014 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-sale portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 17,750 $ - $ 17,750 State and political subdivisions - 8,443 - 8,443 Corporate - 13,860 - 13,860 Residential mortgage-backed - US agency - 30,575 - 30,575 Collateralized mortgage obligations - US agency - 15,476 - 15,476 Equity investment securities: Mutual funds: Ultra short mortgage fund 648 - - 648 Large cap equity fund 649 - - 649 Other mutual funds - 379 - 379 Common stock - financial services industry 43 250 - 293 Total available-for-sale securities $ 1,340 $ 86,733 $ - $ 88,073 Interest rate swap derivative $ - $ (82 ) $ - $ (82 ) Pathfinder Bank had the following assets measured at fair value on a nonrecurring basis as of June 30, 2015 and December 31, 2014: June 30, 2015 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 1,794 $ 1,794 Foreclosed real estate $ - $ - $ 52 $ 52 December 31, 2014 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 1,277 $ 1,277 Foreclosed real estate $ - $ - $ 105 $ 105 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs were used to determine fair value at the indicated dates. Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At June 30,2015 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 20% (11%) (Sales Approach) Costs to Sell 7% - 15% (12%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%) Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At December 31, 2014 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 25% (13%) (Sales Approach) Costs to Sell 6% - 50% (13%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%) There have been no transfers of assets into or out of any fair value measurement level during the quarter ended June 30, 2015. Required disclosures include fair value information of financial instruments, whether or not recognized in the consolidated statement of condition, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. The Company has various processes and controls in place to ensure that fair value is reasonably estimated. The Company performs due diligence procedures over third-party pricing service providers in order to support their use in the valuation process. While the Company believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Management uses its best judgment in estimating the fair value of the Company's financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective period-ends, and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period-end. The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company's assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company's disclosures and those of other companies may not be meaningful. The Company, in estimating its fair value disclosures for financial instruments, used the following methods and assumptions: Cash and cash equivalents – The carrying amounts of these assets approximate their fair value and are classified as Level 1. Investment securities – The fair values of securities available-for-sale and held-to-maturity are obtained from an independent third party and are based on quoted prices on nationally recognized exchange where available (Level 1). If quoted prices are not available, fair values are measured by utilizing matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities, but rather by relying on the securities' relationship to other benchmark quoted securities (Level 2). Management made no adjustment to the fair value quotes that were received from the independent third party pricing service. Federal Home Loan Bank stock – The carrying amount of these assets approximates their fair value and are classified as Level 2. Net loans – For variable-rate loans that re-price frequently, fair value is based on carrying amounts. The fair value of other loans (for example, fixed-rate commercial real estate loans, mortgage loans, and commercial and industrial loans) is estimated using discounted cash flow analysis, based on interest rates currently being offered in the market for loans with similar terms to borrowers of similar credit quality. Loan value estimates include judgments based on expected prepayment rates. The measurement of the fair value of loans, including impaired loans, is classified within Level 3 of the fair value hierarchy. Accrued interest receivable and payable – The carrying amount of these assets approximates their fair value and are classified as Level 1. Deposits – The fair values disclosed for demand deposits (e.g., interest-bearing and noninterest-bearing checking, passbook savings and certain types of money management accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts) and are classified within Level 1 of the fair value hierarchy. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates of deposits to a schedule of aggregated expected monthly maturities on time deposits. Measurements of the fair value of time deposits are classified within Level 2 of the fair value hierarchy. Borrowings – Fixed/variable term "bullet" structures are valued using a replacement cost of funds approach. These borrowings are discounted to the FHLBNY advance curve. Option structured borrowings' fair values are determined by the FHLB for borrowings that include a call or conversion option. If market pricing is not available from this source, current market indications from the FHLBNY are obtained and the borrowings are discounted to the FHLBNY advance curve less an appropriate spread to adjust for the option. These measurements are classified as Level 2 within the fair value hierarchy. Junior subordinated debentures – The Company secures a quote from its pricing service based on a discounted cash flow methodology which results in a Level 2 classification for this borrowing. Interest rate swap derivative – The fair value of the interest rate swap derivative is obtained from a third party pricing agent and is calculated based on a discounted cash flow model. All future floating cash flows are projected and both floating and fixed cash flows are discounted to the valuation date. The curve utilized for discounting and projecting is built by obtaining publicly available third party market quotes for various swap maturity terms, and therefore is classified within Level 2 of the fair value hierarchy. The carrying amounts and fair values of the Company's financial instruments as of the indicated dates are presented in the following table: June 30, 2015 December 31, 2014 Fair Value Carrying Estimated Carrying Estimated (Dollars In thousands) Hierarchy Amounts Fair Values Amounts Fair Values Financial assets: Cash and cash equivalents 1 $ 17,410 $ 17,410 $ 11,356 $ 11,356 Investment securities - available-for-sale 1 1,312 1,312 1,340 1,340 Investment securities - available-for-sale 2 101,049 101,049 86,733 86,733 Investment securities - held-to-maturity 2 43,893 44,875 40,875 42,139 Federal Home Loan Bank stock 2 3,356 3,356 3,454 3,454 Net loans 3 397,511 402,856 382,189 388,151 Accrued interest receivable 1 1,966 1,966 1,849 1,849 Financial liabilities: Demand Deposits, Savings, NOW and MMDA 1 $ 308,938 $ 308,938 $ 263,004 $ 263,004 Time Deposits 2 148,637 148,543 152,564 152,457 Borrowings 2 62,000 62,078 66,100 66,282 Junior subordinated debentures 2 5,155 4,576 5,155 4,799 Accrued interest payable 1 60 60 63 63 Interest rate swap derivative 2 57 57 82 82

Interest Rate Derivatives

Interest Rate Derivatives	6 Months Ended
	Jun. 30, 2015
Interest Rate Derivatives [Abstract]
Interest Rate Derivatives	Note 11: Interest Rate Derivatives Derivative instruments are entered into primarily as a risk management tool of the Company. Financial derivatives are recorded at fair value as other liabilities. The accounting for changes in the fair value of a derivative depends on whether it has been designated and qualifies as part of a hedging relationship. For a fair value hedge, changes in the fair value of the derivative instrument and changes in the fair value of the hedged asset or liability are recognized currently in earnings. For a cash flow hedge, changes in the fair value of the derivative instrument, to the extent that it is effective, are recorded in other comprehensive income and subsequently reclassified to earnings as the hedged transaction impacts net income. Any ineffective portion of a cash flow hedge is recognized currently in earnings. See Note 10 for further discussion of the fair value of the interest rate derivative. The Company has $5.0 million of floating rate trust preferred debt indexed to 3-month LIBOR. As a result, it is exposed to variability in cash flows related to changes in projected interest payments caused by changes in the benchmark interest rate. During the fourth quarter of fiscal 2009, the Company entered into an interest rate swap agreement, with a $2.0 million notional amount, to convert a portion of the variable-rate junior subordinated debentures to a fixed rate for a term of approximately 7 years at a rate of 4.96%. The derivative is designated as a cash flow hedge. The hedging strategy ensures that changes in cash flows from the derivative will be highly effective at offsetting changes in interest expense from the hedged exposure. The following table summarizes the fair value of the outstanding derivative and its presentation on the statements of condition: June 30, December 31, (In thousands) 2015 2014 Cash flow hedge: Other liabilities $ 57 $ 82 The change in accumulated other comprehensive loss on a pretax basis and the impact on earnings from the interest rate swap that qualifies as a cash flow hedge for the periods indicated below were as follows: Three months ended June 30, (In thousands) 2015 2014 Balance as of March 31: $ (67 ) $ (123 ) Amount of (gains) recognized in other comprehensive income (5 ) (4 ) Amount of loss reclassified from other comprehensive income and recognized as interest expense 15 15 Balance as of June 30: $ (57 ) $ (112 ) Six months ended June 30, (In thousands) 2014 2014 Balance as of December 31: $ (82 ) $ (135 ) Amount of losses recognized in other comprehensive income (6 ) (7 ) Amount of loss reclassified from other comprehensive income and recognized as interest expense 31 30 Balance as of June 30: $ (57 ) $ (112 ) No amount of ineffectiveness has been included in earnings and the changes in fair value have been recorded in other comprehensive (loss) income. Some, or all, of the amount included in accumulated other comprehensive (loss) income would be reclassified into current earnings should a portion of, or the entire hedge no longer be considered effective, but at this time, management expects the hedge to remain fully effective during the remaining term of the swap. The Company posted cash of $201,000 under arrangements to satisfy collateral requirements associated with the interest rate swap contract.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2015
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 12: Accumulated Other Comprehensive Income (Loss) Changes in the components of accumulated other comprehensive income (loss) ("AOCI"), net of tax, for the periods indicated are summarized in the table below. For the three months ended June 30, 2015 (In thousands) Retirement Plans Unrealized Gains and Losses on Financial Derivative Unrealized Gains and Losses on Available-for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (1,767 ) $ (40 ) $ 705 $ (713 ) $ (1,815 ) Other comprehensive (loss) income before reclassifications - (3 ) (527 ) 19 (511 ) Amounts reclassified from AOCI 27 9 (29 ) - 7 Ending balance $ (1,740 ) $ (34 ) $ 149 $ (694 ) $ (2,319 ) For the six months ended June 30, 2015 (In thousands) Retirement Plans Unrealized Gains and Losses on Financial derivative Unrealized Gains and Losses on Available-for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (1,794 ) $ (49 ) $ 457 $ (733 ) $ (2,119 ) Other comprehensive (loss) income before reclassifications - (4 ) (248 ) 39 (213 ) Amounts reclassified from AOCI 54 19 (60 ) - 13 Ending balance $ (1,740 ) $ (34 ) $ 149 $ (694 ) $ (2,319 ) For the three months ended June 30, 2014 (In thousands) Retirement Plans Unrealized Gains and Losses on Financial derivative Unrealized Gains and Losses on Available-for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (975 ) $ (74 ) $ 290 $ (763 ) $ (1,522 ) Other comprehensive (loss) income before reclassifications - (2 ) 185 18 201 Amounts reclassified from AOCI 6 9 (14 ) - 1 Ending balance $ (969 ) $ (67 ) $ 461 $ (745 ) $ (1,320 ) For the six months ended June 30, 2014 (In thousands) Retirement Plans Unrealized Gains and Losses on Financial derivative Unrealized Gains and Losses on Available-for-Sale Securities Securities reclassified from AFS to HTM Total Beginning balance $ (982 ) $ (81 ) $ 99 $ (781 ) (1,745 ) Other comprehensive (loss) income before reclassifications - (4 ) 378 36 410 Amounts reclassified from AOCI 13 18 (16 ) - 15 Ending balance $ (969 ) $ (67 ) $ 461 $ (745 ) $ (1,320 ) The following table presents the amounts reclassified out of each component of AOCI for the indicated period: Amount Reclassified Amount Reclassified from AOCI 1 from AOCI 1 (Unaudited) (In thousands) For the three months ended For the six months ended Details about AOCI 1 June 30, 2015 June 30, 2014 Affected Line Item in the Statement of Income June 30, 2015 June 30, 2014 Unrealized holding gain on financial derivative: Reclassification adjustment for interest expense included in net income $ (15 ) $ (15 ) Interest on long term borrowings $ (31 ) $ (30 ) 6 6 Provision for income taxes 12 12 $ (9 ) $ (9 ) Net Income $ (19 ) $ (18 ) Retirement plan items Retirement plan net losses recognized in plan expenses 2 $ (45 ) $ (11 ) Salaries and employee benefits $ (90 ) $ (22 ) 18 5 Provision for income taxes 36 9 $ (27 ) $ (6 ) Net Income $ (54 ) $ (13 ) Available-for-sale securities Realized gain on sale of securities $ 49 $ 24 Net gains on sales and redemptions of investment securities $ 101 $ 26 (20 ) (10 ) Provision for income taxes (41 ) (10 ) $ 29 $ 14 Net Income $ 60 $ 16 1 2 See Note 5 for additional information.

Earnings per Common Share (Tabl

Earnings per Common Share (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings per Common Share [Abstract]
Calculations of Basic and Diluted Earnings per Share	The following table sets forth the calculation of basic and diluted earnings per share. Historical share and per share data have been adjusted by the exchange ratio of 1.6472 used in the Conversion and Offering. Three months ended Six months ended June 30, June 30, (In thousands, except per share data) 2015 2014 2015 2014 Basic Earnings Per Common Share Net income available to common shareholders $ 661 $ 646 $ 1,158 $ 1,135 Weighted average common shares outstanding 4,120 4,172 4,117 4,169 Basic earnings per common share $ 0.16 $ 0.15 $ 0.28 $ 0.27 Diluted Earnings Per Common Share Net income available to common shareholders $ 661 $ 646 $ 1,158 $ 1,135 Weighted average common shares outstanding 4,120 4,172 4,117 4,169 Effect of assumed exercise of stock options 67 43 62 40 Diluted weighted average common shares outstanding 4,187 4,215 4,179 4,209 Diluted earnings per common share $ 0.16 $ 0.15 $ 0.28 $ 0.27

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2015
Investment Securities [Abstract]
Amortized Cost and Estimated Fair Value of Investment Securities	The amortized cost and estimated fair value of investment securities are summarized as follows: June 30, 2015 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 28,889 $ 12 $ (161 ) $ 28,740 State and political subdivisions 8,137 91 (10 ) 8,218 Corporate 18,342 85 (147 ) 18,280 Residential mortgage-backed - US agency 29,336 236 (271 ) 29,301 Collateralized mortgage obligations - US agency 15,856 152 (156 ) 15,852 Total 100,560 576 (745 ) 100,391 Equity investment securities: Mutual funds: Ultra short mortgage fund 643 2 - 645 Large cap equity fund 456 168 - 624 Other mutual funds 183 226 - 409 Common stock - financial services industry 270 22 - 292 Total 1,552 418 - 1,970 Total available-for-sale $ 102,112 $ 994 $ (745 ) $ 102,361 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 7,846 $ 81 $ (53 ) $ 7,874 State and political subdivisions 21,260 690 - 21,950 Corporate 3,420 61 - 3,481 Residential mortgage-backed - US agency 8,460 94 (4 ) 8,550 Collateralized mortgage obligations - US agency 2,907 113 - 3,020 Total held-to-maturity $ 43,893 $ 1,039 $ (57 ) $ 44,875 December 31, 2014 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 17,896 $ 3 $ (149 ) $ 17,750 State and political subdivisions 8,346 110 (13 ) 8,443 Corporate 13,763 116 (19 ) 13,860 Residential mortgage-backed - US agency 30,321 403 (149 ) 30,575 Collateralized mortgage obligations - US agency 15,432 168 (124 ) 15,476 Total 85,758 800 (454 ) 86,104 Equity investment securities: Mutual funds: Ultra short mortgage fund 643 5 - 648 Large cap equity fund 456 193 - 649 Other mutual funds 183 196 - 379 Common stock - financial services industry 270 23 - 293 Total 1,552 417 - 1,969 Total available-for-sale $ 87,310 $ 1,217 $ (454 ) $ 88,073 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 4,834 $ 58 $ - $ 4,892 State and political subdivisions 22,610 824 (9 ) 23,425 Corporate 2,487 33 (17 ) 2,503 Residential mortgage-backed - US agency 8,043 242 - 8,285 Collateralized mortgage obligations - US agency 2,901 133 - 3,034 Total held-to-maturity $ 40,875 $ 1,290 $ (26 ) $ 42,139
Amortized Cost and Estimated Fair Value of Debt Investments by Contractual Maturity	The amortized cost and estimated fair value of debt investments at June 30, 2015 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties. Available-for-Sale Held-to-Maturity Amortized Estimated Amortized Estimated Cost Fair Value Cost Fair Value (In thousands) Due in one year or less $ 6,881 $ 6,925 $ 196 $ 196 Due after one year through five years 39,480 39,450 8,382 8,428 Due after five years through ten years 8,027 7,901 16,516 16,888 Due after ten years 980 962 7,432 7,793 Sub-total 55,368 55,238 32,526 33,305 Residential mortgage-backed - US agency 29,336 29,301 8,460 8,550 Collateralized mortgage obligations - US agency 15,856 15,852 2,907 3,020 Totals $ 100,560 $ 100,391 $ 43,893 $ 44,875
Investment Securities' Gross Unrealized Losses and Fair Value by Investment Category and Length of Time that Individual Securities Have Continuous Unrealized Loss Position	The Company's investment securities' gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: June 30, 2015 Less than twelve months Twelve months or more Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair Securities Losses Value Securities Losses Value Securities Losses Value (Dollars in thousands) Available-for-Sale US Treasury, agencies and GSE's 11 $ (106 ) $ 14,844 5 $ (55 ) $ 5,941 16 (161 ) $ 20,785 State and political subdivisions 15 (9 ) 2,200 2 (1 ) 504 17 (10 ) 2,704 Corporate 13 (147 ) 11,513 - - - 13 (147 ) 11,513 Residential mortgage-backed - US agency 7 (115 ) 9,705 5 (156 ) 5,169 12 (271 ) 14,874 Collateralized mortgage obligations - US agency 4 (83 ) 5,925 3 (73 ) 1,971 7 (156 ) 7,896 Totals 50 $ (460 ) $ 44,187 15 $ (285 ) $ 13,585 65 $ (745 ) $ 57,772 Held-to-Maturity US Treasury, agencies and GSE's 2 $ (53 ) $ 2,946 - $ - $ - 2 $ (53 ) $ 2,946 State and political subdivisions - - - - - - - - - Corporate - - - - - - - - - Residential mortgage-backed - US agency 2 (4 ) 1,705 - - - 2 (4 ) 1,705 Collateralized mortgage obligations - US agency - - - - - - - - - Totals 4 $ (57 ) $ 4,651 - $ - $ - 4 $ (57 ) $ 4,651 December 31, 2014 Less than twelve months Twelve months or more Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair Securities Losses Value Securities Losses Value Securities Losses Value (Dollars in thousands) Available-for-Sale US Treasury, agencies and GSE's 7 $ (18 ) $ 7,991 7 $ (131 ) $ 7,856 14 $ (149 ) $ 15,847 State and political subdivisions 19 (13 ) 3,047 1 - 90 20 (13 ) 3,137 Corporate 7 (19 ) 4,520 - - - 7 (19 ) 4,520 Residential mortgage-backed - US agency 2 (8 ) 1,424 6 (141 ) 6,256 8 (149 ) 7,680 Collateralized mortgage obligations - US agency 3 (22 ) 2,692 5 (102 ) 3,963 8 (124 ) 6,655 Totals 38 $ (80 ) $ 19,674 19 $ (374 ) $ 18,165 57 $ (454 ) $ 37,839 Held-to-Maturity US Treasury, agencies and GSE's - $ - $ - - $ - $ - - $ - $ - State and political subdivisions 1 (9 ) 1,463 - - - 1 (9 ) 1,463 Corporate 2 (17 ) 1,108 - - - 2 (17 ) 1,108 Residential mortgage-backed - US agency - - - - - - - - - Collateralized mortgage obligations - US agency - - - - - - - - - Totals 3 $ (26 ) $ 2,571 - $ - $ - 3 $ (26 ) $ 2,571
Gross Realized Gains (Losses) on Sale of Securities	Gross realized gains (losses) on sales of securities for the indicated periods are detailed below: For the three months For the six months ended June 30, ended June 30, (In thousands) 2015 2014 2015 2014 Realized gains $ 53 $ 24 $ 110 $ 26 Realized losses (4 ) - (9 ) - $ 49 $ 24 $ 101 $ 26

Pension and Postretirement Be23

Pension and Postretirement Benefits (Tables)	6 Months Ended
	Jun. 30, 2015
Pension and Postretirement Benefits [Abstract]
Composition of Net Periodic Pension and Postretirement Plan Costs	The composition of net periodic pension plan and postretirement plan costs for the indicated periods is as follows: Pension Benefits Postretirement Benefits Pension Benefits Postretirement Benefits For the three months ended June 30, For the six months ended June 30, (In thousands) 2015 2014 2015 2014 2015 2014 2015 2014 Service cost $ - $ - $ - $ - $ - $ - $ - $ - Interest cost 117 102 5 4 234 203 9 9 Expected return on plan assets (243 ) (235 ) - - (487 ) (471 ) - - Amortization of net losses 45 7 - 4 90 15 - 7 Net periodic benefit plan (benefit) cost $ (81 ) $ (126 ) $ 5 $ 8 $ (163 ) $ (253 ) $ 9 $ 16

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2015
Loans [Abstract]
Major Classification of Loans	Major classifications of loans at the indicated dates are as follows: June 30, December 31, (In thousands) 2015 2014 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 175,978 $ 172,159 Construction 3,934 3,209 Total residential mortgage loans 179,912 175,368 Commercial loans: Real estate 126,349 125,952 Lines of credit 18,119 17,407 Other commercial and industrial 42,290 34,660 Tax exempt loans 9,606 7,201 Total commercial loans 196,364 185,220 Consumer loans: Home equity and junior liens 22,591 22,713 Other consumer 4,610 4,160 Total consumer loans 27,201 26,873 Total loans 403,477 387,461 Net deferred loan (fees) costs (66 ) 77 Less allowance for loan losses (5,900 ) (5,349 ) Loans receivable, net $ 397,511 $ 382,189
Summary of Classes of Loan Portfolio	The following tables present the classes of the loan portfolio, not including net deferred loan costs, summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system as of the dates indicated: As of June 30, 2015 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 170,628 $ 1,148 $ 3,461 $ 741 $ 175,978 Construction 3,934 - - - 3,934 Total residential mortgage loans 174,562 1,148 3,461 741 179,912 Commercial loans: Real estate 117,552 2,965 5,257 575 126,349 Lines of credit 16,444 693 750 232 18,119 Other commercial and industrial 40,320 832 830 308 42,290 Tax exempt loans 9,606 - - - 9,606 Total commercial loans 183,922 4,490 6,837 1,115 196,364 Consumer loans: Home equity and junior liens 21,916 66 502 107 22,591 Other consumer 4,559 32 19 - 4,610 Total consumer loans 26,475 98 521 107 27,201 Total loans $ 384,959 $ 5,736 $ 10,819 $ 1,963 $ 403,477 As of December 31, 2014 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 166,352 $ 1,384 $ 3,370 $ 1,053 $ 172,159 Construction 3,209 - - - 3,209 Total residential mortgage loans 169,561 1,384 3,370 1,053 175,368 Commercial loans: Real estate 119,521 1,157 5,132 142 125,952 Lines of credit 16,310 451 646 - 17,407 Other commercial and industrial 33,258 434 941 27 34,660 Tax exempt loans 7,201 - - - 7,201 Total commercial loans 176,290 2,042 6,719 169 185,220 Consumer loans: Home equity and junior liens 21,722 333 574 84 22,713 Other consumer 4,113 10 37 - 4,160 Total consumer loans 25,835 343 611 84 26,873 Total loans $ 371,686 $ 3,769 $ 10,700 $ 1,306 $ 387,461
Age Analysis of Past Due Loans Segregated by Portfolio Segment and Class of Loans	An age analysis of past due loans, not including net deferred loan costs, segregated by portfolio segment and class of loans, as of June 30, 2015 and December 31, 2014, are detailed in the following tables: As of June 30,2015 30-59 Days 60-89 Days 90 Days Past Due Past Due and Over Total Total Loans (In thousands) And Accruing And Accruing Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,398 $ 637 $ 1,088 $ 3,123 $ 172,855 $ 175,978 Construction - - - - 3,934 3,934 Total residential mortgage loans 1,398 637 1,088 3,123 176,789 179,912 Commercial loans: Real estate 1,082 - 3,809 4,891 121,458 126,349 Lines of credit 705 - 412 1,117 17,002 18,119 Other commercial and industrial 170 - 650 820 41,470 42,290 Tax exempt loans - - - - 9,606 9,606 Total commercial loans 1,957 - 4,871 6,828 189,536 196,364 Consumer loans: Home equity and junior liens 154 - 313 467 22,124 22,591 Other consumer 33 11 7 51 4,559 4,610 Total consumer loans 187 11 320 518 26,683 27,201 Total loans $ 3,542 $ 648 $ 6,279 $ 10,469 $ 393,008 $ 403,477 As of December 31, 2014 30-59 Days 60-89 Days 90 Days Past Due Past Due and Over Total Total Loans (In thousands) And Accruing And Accruing Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,455 $ 687 $ 1,902 $ 4,044 $ 168,115 $ 172,159 Construction - - - - 3,209 3,209 Total residential mortgage loans 1,455 687 1,902 4,044 171,324 175,368 Commercial loans: Real estate 1,462 32 3,547 5,041 120,911 125,952 Lines of credit 10 - 278 288 17,119 17,407 Other commercial and industrial 445 982 205 1,632 33,028 34,660 Tax exempt loans - - - - 7,201 7,201 Total commercial loans 1,917 1,014 4,030 6,961 178,259 185,220 Consumer loans: Home equity and junior liens 120 17 313 450 22,263 22,713 Other consumer 6 17 11 34 4,126 4,160 Total consumer loans 126 34 324 484 26,389 26,873 Total loans $ 3,498 $ 1,735 $ 6,256 $ 11,489 $ 375,972 $ 387,461
Nonaccrual Loans Segregated by Class of Loan	Nonaccrual loans, segregated by class of loan, were as follows: June 30, December 31, (In thousands) 2015 2014 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,088 $ 1,902 1,088 1,902 Commercial loans: Real estate 3,809 3,547 Lines of credit 412 278 Other commercial and industrial 650 205 4,871 4,030 Consumer loans: Home equity and junior liens 313 313 Other consumer 7 11 320 324 Total nonaccrual loans $ 6,279 $ 6,256
Summary of Impaired Loans Information by Portfolio Class	The following tables summarize impaired loan information by portfolio class at the indicated dates: June 30, 2015 December 31, 2014 Unpaid Unpaid Recorded Principal Related Recorded Principal Related (In thousands) Investment Balance Allowance Investment Balance Allowance With no related allowance recorded: 1-4 family first-lien residential mortgages $ 479 $ 479 $ - $ 1,138 $ 1,163 $ - Commercial real estate 2,148 2,233 - 2,083 2,154 - Commercial lines of credit 380 397 - 185 197 - Other commercial and industrial 702 727 - 335 356 - Home equity and junior liens - - - 21 21 - Other consumer 7 7 - - - - With an allowance recorded: 1-4 family first-lien residential mortgages - - - - - - Commercial real estate 2,670 2,743 1,064 2,927 2,972 552 Commercial lines of credit 232 232 150 93 99 93 Other commercial and industrial 250 250 220 268 268 238 Home equity and junior liens 294 294 5 340 340 31 Other consumer - - - 11 11 3 Total: 1-4 family first-lien residential mortgages 479 479 - 1,138 1,163 - Commercial real estate 4,818 4,976 1,064 5,010 5,126 552 Commercial lines of credit 612 629 150 278 296 93 Other commercial and industrial 952 977 220 603 624 238 Home equity and junior liens 294 294 5 361 361 31 Other consumer 7 7 - 11 11 3 Totals $ 7,162 $ 7,362 $ 1,439 $ 7,401 $ 7,581 $ 917
Average Recorded Investment in Impaired Loans	The following table presents the average recorded investment in impaired loans for the periods indicated: For the three months ended For the six months ended June 30, June 30, (In thousands) 2015 2014 2015 2014 1-4 family first-lien residential mortgages $ 633 $ 1,333 $ 801 $ 1,206 Commercial real estate 4,875 5,330 4,920 4,733 Commercial lines of credit 543 472 455 442 Other commercial and industrial 861 555 775 505 Home equity and junior liens 295 413 317 428 Other consumer 8 9 9 6 Total $ 7,215 $ 8,112 $ 7,277 $ 7,320
Cash Basis Interest Income Recognized on Impaired Loans	The following table presents the cash basis interest income recognized on impaired loans for the periods indicated: For the three months ended For the six months ended June 30, June 30, (In thousands) 2015 2014 2015 2014 1-4 family first-lien residential mortgages $ 5 $ 4 $ 9 $ 9 Commercial real estate 34 27 50 55 Commercial lines of credit 7 - 7 1 Other commercial and industrial 13 7 18 20 Home equity and junior liens - 3 10 6 Other consumer - - - - Total $ 59 $ 41 $ 94 $ 91

Allowance for Loan Losses (Tabl

Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2015
Allowance for Loan and Lease Losses [Abstract]
Changes in the Allowance for Loan Losses	Summarized in the tables below are changes in the allowance for loan losses for the indicated periods and information pertaining to the allocation of the allowance for loan losses, balances of the allowance for loan losses, loans receivable based on individual, and collective impairment evaluation by loan portfolio class. An allocation of a portion of the allowance to a given portfolio class does not limit the Company's ability to absorb losses in another portfolio class. For the three months ended June 30, 2015 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 498 $ - $ 3,165 $ 441 $ 938 Charge-offs (27 ) - - - - Recoveries 38 - - 25 3 Provisions 35 - 123 51 169 Ending balance $ 544 $ - $ 3,288 $ 517 $ 1,110 Ending balance: related to loans individually evaluated for impairment - - 1,064 150 220 Ending balance: related to loans collectively evaluated for impairment $ 544 $ - $ 2,224 $ 367 $ 890 Loans receivables: Ending balance $ 175,978 $ 3,934 $ 126,349 $ 18,119 $ 42,290 Ending balance: individually evaluated for impairment 479 - 4,818 612 952 Ending balance: collectively evaluated for impairment $ 175,499 $ 3,934 $ 121,530 $ 17,508 $ 41,337 Home equity Other Municipal and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 4 $ 329 $ 87 $ - $ 5,462 Charge-offs - - (12 ) - (39 ) Recoveries - - 10 - 76 Provisions 1 2 20 - 401 Ending balance $ 5 $ 331 $ 105 $ - $ 5,900 Ending balance: related to loans individually evaluated for impairment - 5 - - 1,439 Ending balance: related to loans collectively evaluated for impairment $ 5 $ 326 $ 105 $ - $ 4,461 Loans receivables: Ending balance $ 9,606 $ 22,591 $ 4,610 $ 403,477 Ending balance: individually evaluated for impairment - 294 7 7,162 Ending balance: collectively evaluated for impairment $ 9,606 $ 22,298 $ 4,603 $ 396,315 For the six months ended June 30, 2015 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 509 $ - $ 2,801 $ 460 $ 1,034 Charge-offs (165 ) - (29 ) (10 ) (108 ) Recoveries 38 - - 36 5 Provisions 162 - 516 31 179 Ending balance $ 544 $ - $ 3,288 $ 517 $ 1,110 Home equity Other Tax exempt and junior liens consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 3 $ 388 $ 98 $ 56 $ 5,349 Charge-offs - - (32 ) - (344 ) Recoveries - 7 25 - 111 Provisions 2 (64 ) 14 (56 ) 784 Ending balance $ 5 $ 331 $ 105 $ - $ 5,900 For the three months ended June 30, 2014 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 604 $ - $ 2,436 $ 523 $ 974 Charge-offs (30 ) - - - (95 ) Recoveries 1 - - 1 2 Provisions (84 ) - 188 30 (30 ) Ending balance $ 491 $ - $ 2,624 $ 554 $ 851 Ending balance: related to loans individually evaluated for impairment - - 681 229 118 Ending balance: related to loans collectively evaluated for impairment $ 491 $ - $ 1,943 $ 325 $ 733 Loans receivables: Ending balance $ 169,095 $ 1,444 $ 109,381 $ 16,127 $ 33,674 Ending balance: individually evaluated for impairment 1,312 - 5,260 468 505 Ending balance: collectively evaluated for impairment $ 167,783 $ 1,444 $ 104,121 $ 15,659 $ 33,169 Home equity Other Municipal and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 432 $ 102 $ (73 ) $ 4,999 Charge-offs - - (9 ) - (134 ) Recoveries - - 22 - 26 Provisions - (10 ) (6 ) 187 275 Ending balance $ 1 $ 422 $ 109 $ 114 $ 5,166 Ending balance: related to loans individually evaluated for impairment - 34 7 - 1,069 Ending balance: related to loans collectively evaluated for impairment $ 1 $ 388 $ 102 $ 114 $ 4,097 Loans receivables: Ending balance $ 3,122 $ 21,554 $ 4,144 $ 358,541 Ending balance: individually evaluated for impairment - 371 15 7,931 Ending balance: collectively evaluated for impairment $ 3,122 $ 21,183 $ 4,129 $ 350,610 For the six months ended June 30, 2014 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 649 $ - $ 2,302 $ 397 $ 834 Charge-offs (42 ) - (47 ) (85 ) (153 ) Recoveries 1 - - 3 3 Provisions (117 ) - 369 239 167 Ending balance $ 491 $ - $ 2,624 $ 554 $ 851 Home equity Other Municipal and junior liens consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 2 $ 433 $ 136 $ 288 $ 5,041 Charge-offs - (50 ) (60 ) - (437 ) Recoveries - - 35 - 42 Provisions (1 ) 39 (2 ) (174 ) 520 Ending balance $ 1 $ 422 $ 109 $ 114 $ 5,166

Foreclosed Real Estate (Tables)

Foreclosed Real Estate (Tables)	6 Months Ended
	Jun. 30, 2015
Foreclosed Real Estate [Abstract]
Carrying Amount of Foreclosed Residential Real Estate Properties Held	The Company is required to disclose the carrying amount of foreclosed residential real estate properties held as a result of obtaining physical possession of the property at each reporting period. June 30, December 31, (Dollars in thousands) Number of properties 2015 Number of properties 2014 Foreclosed real estate Foreclosed residential mortgage loans 5 $ 361 4 $ 261

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Measurements [Abstract]
Fair Value of Assets on Recurring Basis Segregated by Level of Valuation Inputs	The following tables summarize assets measured at fair value on a recurring basis as of the indicated dates, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value: June 30, 2015 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-sale portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 28,740 $ - $ 28,740 State and political subdivisions - 8,218 - 8,218 Corporate - 18,280 - 18,280 Residential mortgage-backed - US agency - 29,301 - 29,301 Collateralized mortgage obligations - US agency - 15,852 - 15,852 Equity investment securities: Mutual funds: Ultra short mortgage fund 645 - - 645 Large cap equity fund 624 - - 624 Other mutual funds - 409 - 409 Common stock - financial services industry 43 249 - 292 Total available-for-sale securities $ 1,312 $ 101,049 $ - $ 102,361 Interest rate swap derivative $ - $ (57 ) $ - $ (57 ) December 31, 2014 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-sale portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 17,750 $ - $ 17,750 State and political subdivisions - 8,443 - 8,443 Corporate - 13,860 - 13,860 Residential mortgage-backed - US agency - 30,575 - 30,575 Collateralized mortgage obligations - US agency - 15,476 - 15,476 Equity investment securities: Mutual funds: Ultra short mortgage fund 648 - - 648 Large cap equity fund 649 - - 649 Other mutual funds - 379 - 379 Common stock - financial services industry 43 250 - 293 Total available-for-sale securities $ 1,340 $ 86,733 $ - $ 88,073 Interest rate swap derivative $ - $ (82 ) $ - $ (82 )
Summary of Assets Measured at Fair Value on a Nonrecurring Basis Segregated by Level of Valuation Inputs	Pathfinder Bank had the following assets measured at fair value on a nonrecurring basis as of June 30, 2015 and December 31, 2014: June 30, 2015 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 1,794 $ 1,794 Foreclosed real estate $ - $ - $ 52 $ 52 December 31, 2014 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 1,277 $ 1,277 Foreclosed real estate $ - $ - $ 105 $ 105
Fair Value Inputs, Quantitative Information	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs were used to determine fair value at the indicated dates. Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At June 30,2015 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 20% (11%) (Sales Approach) Costs to Sell 7% - 15% (12%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%) Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At December 31, 2014 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 25% (13%) (Sales Approach) Costs to Sell 6% - 50% (13%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%)
Carrying Amounts and Fair Value of Financial Instruments	The carrying amounts and fair values of the Company's financial instruments as of the indicated dates are presented in the following table: June 30, 2015 December 31, 2014 Fair Value Carrying Estimated Carrying Estimated (Dollars In thousands) Hierarchy Amounts Fair Values Amounts Fair Values Financial assets: Cash and cash equivalents 1 $ 17,410 $ 17,410 $ 11,356 $ 11,356 Investment securities - available-for-sale 1 1,312 1,312 1,340 1,340 Investment securities - available-for-sale 2 101,049 101,049 86,733 86,733 Investment securities - held-to-maturity 2 43,893 44,875 40,875 42,139 Federal Home Loan Bank stock 2 3,356 3,356 3,454 3,454 Net loans 3 397,511 402,856 382,189 388,151 Accrued interest receivable 1 1,966 1,966 1,849 1,849 Financial liabilities: Demand Deposits, Savings, NOW and MMDA 1 $ 308,938 $ 308,938 $ 263,004 $ 263,004 Time Deposits 2 148,637 148,543 152,564 152,457 Borrowings 2 62,000 62,078 66,100 66,282 Junior subordinated debentures 2 5,155 4,576 5,155 4,799 Accrued interest payable 1 60 60 63 63 Interest rate swap derivative 2 57 57 82 82

Interest Rate Derivatives (Tabl

Interest Rate Derivatives (Tables)	6 Months Ended
	Jun. 30, 2015
Interest Rate Derivatives [Abstract]
Fair Value Outstanding Derivatives	The following table summarizes the fair value of the outstanding derivative and its presentation on the statements of condition: June 30, December 31, (In thousands) 2015 2014 Cash flow hedge: Other liabilities $ 57 $ 82
Change in Accumulated Other Comprehensive Loss on Pretax Basis and Impact on Earnings from Interest Rate Swap	The change in accumulated other comprehensive loss on a pretax basis and the impact on earnings from the interest rate swap that qualifies as a cash flow hedge for the periods indicated below were as follows: Three months ended June 30, (In thousands) 2015 2014 Balance as of March 31: $ (67 ) $ (123 ) Amount of (gains) recognized in other comprehensive income (5 ) (4 ) Amount of loss reclassified from other comprehensive income and recognized as interest expense 15 15 Balance as of June 30: $ (57 ) $ (112 ) Six months ended June 30, (In thousands) 2014 2014 Balance as of December 31: $ (82 ) $ (135 ) Amount of losses recognized in other comprehensive income (6 ) (7 ) Amount of loss reclassified from other comprehensive income and recognized as interest expense 31 30 Balance as of June 30: $ (57 ) $ (112 )

Accumulated Other Comprehensi29

Accumulated Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2015
Accumulated Other Comprehensive Income (Loss) [Abstract]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax	Changes in the components of accumulated other comprehensive income (loss) ("AOCI"), net of tax, for the periods indicated are summarized in the table below. For the three months ended June 30, 2015 (In thousands) Retirement Plans Unrealized Gains and Losses on Financial Derivative Unrealized Gains and Losses on Available-for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (1,767 ) $ (40 ) $ 705 $ (713 ) $ (1,815 ) Other comprehensive (loss) income before reclassifications - (3 ) (527 ) 19 (511 ) Amounts reclassified from AOCI 27 9 (29 ) - 7 Ending balance $ (1,740 ) $ (34 ) $ 149 $ (694 ) $ (2,319 ) For the six months ended June 30, 2015 (In thousands) Retirement Plans Unrealized Gains and Losses on Financial derivative Unrealized Gains and Losses on Available-for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (1,794 ) $ (49 ) $ 457 $ (733 ) $ (2,119 ) Other comprehensive (loss) income before reclassifications - (4 ) (248 ) 39 (213 ) Amounts reclassified from AOCI 54 19 (60 ) - 13 Ending balance $ (1,740 ) $ (34 ) $ 149 $ (694 ) $ (2,319 ) For the three months ended June 30, 2014 (In thousands) Retirement Plans Unrealized Gains and Losses on Financial derivative Unrealized Gains and Losses on Available-for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (975 ) $ (74 ) $ 290 $ (763 ) $ (1,522 ) Other comprehensive (loss) income before reclassifications - (2 ) 185 18 201 Amounts reclassified from AOCI 6 9 (14 ) - 1 Ending balance $ (969 ) $ (67 ) $ 461 $ (745 ) $ (1,320 ) For the six months ended June 30, 2014 (In thousands) Retirement Plans Unrealized Gains and Losses on Financial derivative Unrealized Gains and Losses on Available-for-Sale Securities Securities reclassified from AFS to HTM Total Beginning balance $ (982 ) $ (81 ) $ 99 $ (781 ) (1,745 ) Other comprehensive (loss) income before reclassifications - (4 ) 378 36 410 Amounts reclassified from AOCI 13 18 (16 ) - 15 Ending balance $ (969 ) $ (67 ) $ 461 $ (745 ) $ (1,320 )
Schedule of Amounts Reclassified Out of Each Component of AOCI	The following table presents the amounts reclassified out of each component of AOCI for the indicated period: Amount Reclassified Amount Reclassified from AOCI 1 from AOCI 1 (Unaudited) (In thousands) For the three months ended For the six months ended Details about AOCI 1 June 30, 2015 June 30, 2014 Affected Line Item in the Statement of Income June 30, 2015 June 30, 2014 Unrealized holding gain on financial derivative: Reclassification adjustment for interest expense included in net income $ (15 ) $ (15 ) Interest on long term borrowings $ (31 ) $ (30 ) 6 6 Provision for income taxes 12 12 $ (9 ) $ (9 ) Net Income $ (19 ) $ (18 ) Retirement plan items Retirement plan net losses recognized in plan expenses 2 $ (45 ) $ (11 ) Salaries and employee benefits $ (90 ) $ (22 ) 18 5 Provision for income taxes 36 9 $ (27 ) $ (6 ) Net Income $ (54 ) $ (13 ) Available-for-sale securities Realized gain on sale of securities $ 49 $ 24 Net gains on sales and redemptions of investment securities $ 101 $ 26 (20 ) (10 ) Provision for income taxes (41 ) (10 ) $ 29 $ 14 Net Income $ 60 $ 16 1 2 See Note 5 for additional information.

Basis of Presentation (Details)

Basis of Presentation (Details)	Jun. 30, 2015
Basis of Presentation [Abstract]
Membership interest own in Fitzgibbons through subsidiary (in hundredths)	51.00%
Consolidation of membership interest in Fitzgibbons (in hundredths)	100.00%
Noncontrolling interest by subsidiary (in hundredths)	49.00%

Earnings per Common Share (Deta

Earnings per Common Share (Details) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)$ / sharesshares	Jun. 30, 2014USD ($)$ / sharesshares	Jun. 30, 2015USD ($)$ / sharesshares	Jun. 30, 2014USD ($)$ / sharesshares
Earnings per Common Share [Abstract]
Anti-dilutive stock options (in shares)	0	10,000	8,236	10,000
Exchange ratio			1.6472
Basic Earnings Per Common Share [Abstract]
Net income available to common shareholders | $	$ 661	$ 646	$ 1,158	$ 1,135
Weighted average common shares outstanding (in shares)	4,120,000	4,172,000	4,117,000	4,169,000
Basic earnings per common share (in dollars per share) | $ / shares	$ 0.16	$ 0.15	$ 0.28	$ 0.27
Diluted Earnings Per Common Share [Abstract]
Net income available to common shareholders | $	$ 661	$ 646	$ 1,158	$ 1,135
Weighted average common shares outstanding (in shares)	4,120,000	4,172,000	4,117,000	4,169,000
Effect of assumed exercise of stock options (in shares)	67,000	43,000	62,000	40,000
Diluted weighted average common shares outstanding (in shares)	4,187,000	4,215,000	4,179,000	4,209,000
Diluted earnings per common share (in dollar per share) | $ / shares	$ 0.16	$ 0.15	$ 0.28	$ 0.27

Investment Securities (Details)

Investment Securities (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)Security	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)Security	Jun. 30, 2014USD ($)	Dec. 31, 2014USD ($)Security
Schedule of Available-for-sale Securities [Line Items]
Totals, amortized cost	$ 100,560		$ 100,560
Total investment securities, amortized cost basis	102,112		102,112		$ 87,310
Gross Unrealized Gains	994		994		1,217
Gross Unrealized Losses	(745)		(745)		(454)
Estimated Fair Value	102,361		102,361		88,073
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities, debt maturities, Amortized Cost	43,893		43,893		40,875
Held to maturity, gross unrealized gains	1,039		1,039		1,290
Held to maturity, gross unrealized losses	(57)		(57)		(26)
Held-to-maturity Securities, Debt Maturities, Fair Value	44,875		44,875		42,139
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(57)		(57)		(26)
Twelve months or more Unrealized Losses	0		0		0
Total Unrealized Losses	(57)		(57)		(26)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	4,651		4,651		2,571
Twelve months or more Fair Value	0		0		0
Total Fair Value	$ 4,651		$ 4,651		$ 2,571
Number of securities in unrealized loss positions, less than twelve months | Security	4		4		3
Number of securities in unrealized loss positions, twelve months or more | Security	0		0		0
Number of securities in unrealized loss positions | Security	4		4		3
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Due in one year or less	$ 6,881		$ 6,881
Due after one year through five years	39,480		39,480
Due after five years through ten years	8,027		8,027
Due after ten years	980		980
Sub-total	55,368		55,368
Residential mortgage-backed - US agency	29,336		29,336
Collateralized mortgage obligations - US agency	15,856		15,856
Totals, amortized cost	100,560		100,560
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Due in one year or less	6,925		6,925
Due after one year through five years	39,450		39,450
Due after five years through ten years	7,901		7,901
Due after ten years	962		962
Sub-total	55,238		55,238
Residential mortgage-backed - US agency	29,301		29,301
Collateralized mortgage obligations - US agency	15,852		15,852
Available-for-sale securities, debt maturities, fair value, totals	100,391		100,391
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Due in one year or less	196		196
Due after one year through five years	8,382		8,382
Due after five years through ten years	16,516		16,516
Due after ten years	7,432		7,432
Sub-total	32,526		32,526
Residential mortgage-backed - US agency	8,460		8,460
Collateralized mortgage obligations - US agency	2,907		2,907
Held-to-maturity securities, debt maturities, Amortized Cost	43,893		43,893		$ 40,875
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Due in one year or less	196		196
Due after one year through five years	8,428		8,428
Due after five years through ten years	16,888		16,888
Due after ten years	7,793		7,793
Sub-total	33,305		33,305
Residential mortgage-backed - US agency	8,550		8,550
Collateralized mortgage obligations - US agency	3,020		3,020
Held-to-maturity Securities, Debt Maturities, Fair Value	44,875		44,875		42,139
Gain (Loss) on Sale of Investments [Abstract]
Realized gains	53	$ 24	110	$ 26
Realized losses	(4)	0	(9)	0
Total	49	$ 24	101	$ 26
Securities Pledged to Collateralize Deposit	89,700		89,700		66,700
Securities Pledged to Collateralize Borrowing	17,700		17,700		19,900
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Totals, amortized cost	100,560		100,560		85,758
Gross Unrealized Gains, Debt investment securities	576		576		800
Gross Unrealized Losses, Debt investment securities	(745)		(745)		(454)
Available-for-sale Securities, Debt investment securities	100,391		100,391		86,104
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(460)		(460)		(80)
Twelve months or more Unrealized Losses	(285)		(285)		(374)
Total Unrealized Losses	(745)		(745)		(454)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	44,187		44,187		19,674
Twelve months or more Fair Value	13,585		13,585		18,165
Total Fair Value	$ 57,772		$ 57,772		$ 37,839
Number of securities in unrealized loss positions, less than twelve months | Security	50		50		38
Number of securities in unrealized loss positions, twelve months or more | Security	15		15		19
Number of securities in unrealized loss positions | Security	65		65		57
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Totals, amortized cost	$ 100,560		$ 100,560		$ 85,758
US Treasury, agencies and GSEs [Member]
Schedule of Available-for-sale Securities [Line Items]
Totals, amortized cost	28,889		28,889		17,896
Gross Unrealized Gains, Debt investment securities	12		12		3
Gross Unrealized Losses, Debt investment securities	(161)		(161)		(149)
Available-for-sale Securities, Debt investment securities	28,740		28,740		17,750
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(106)		(106)		(18)
Twelve months or more Unrealized Losses	(55)		(55)		(131)
Total Unrealized Losses	(161)		(161)		(149)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	14,844		14,844		7,991
Twelve months or more Fair Value	5,941		5,941		7,856
Total Fair Value	$ 20,785		$ 20,785		$ 15,847
Number of securities in unrealized loss positions, less than twelve months | Security	11		11		7
Number of securities in unrealized loss positions, twelve months or more | Security	5		5		7
Number of securities in unrealized loss positions | Security	16		16		14
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Totals, amortized cost	$ 28,889		$ 28,889		$ 17,896
State and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Totals, amortized cost	8,137		8,137		8,346
Gross Unrealized Gains, Debt investment securities	91		91		110
Gross Unrealized Losses, Debt investment securities	(10)		(10)		(13)
Available-for-sale Securities, Debt investment securities	8,218		8,218		8,443
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(9)		(9)		(13)
Twelve months or more Unrealized Losses	(1)		(1)		0
Total Unrealized Losses	(10)		(10)		(13)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	2,200		2,200		3,047
Twelve months or more Fair Value	504		504		90
Total Fair Value	$ 2,704		$ 2,704		$ 3,137
Number of securities in unrealized loss positions, less than twelve months | Security	15		15		19
Number of securities in unrealized loss positions, twelve months or more | Security	2		2		1
Number of securities in unrealized loss positions | Security	17		17		20
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Totals, amortized cost	$ 8,137		$ 8,137		$ 8,346
Corporate [Member]
Schedule of Available-for-sale Securities [Line Items]
Totals, amortized cost	18,342		18,342		13,763
Gross Unrealized Gains, Debt investment securities	85		85		116
Gross Unrealized Losses, Debt investment securities	(147)		(147)		(19)
Available-for-sale Securities, Debt investment securities	18,280		18,280		13,860
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(147)		(147)		(19)
Twelve months or more Unrealized Losses	0		0		0
Total Unrealized Losses	(147)		(147)		(19)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	11,513		11,513		4,520
Twelve months or more Fair Value	0		0		0
Total Fair Value	$ 11,513		$ 11,513		$ 4,520
Number of securities in unrealized loss positions, less than twelve months | Security	13		13		7
Number of securities in unrealized loss positions, twelve months or more | Security	0		0		0
Number of securities in unrealized loss positions | Security	13		13		7
Number of securities rated below A3 or better | Security	3		3
Securities in insignificant unrealized loss position to current value (in hundredths)	2.60%		2.60%
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Totals, amortized cost	$ 18,342		$ 18,342		$ 13,763
Residential mortgage-backed - US agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Totals, amortized cost	29,336		29,336		30,321
Gross Unrealized Gains, Debt investment securities	236		236		403
Gross Unrealized Losses, Debt investment securities	(271)		(271)		(149)
Available-for-sale Securities, Debt investment securities	29,301		29,301		30,575
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(115)		(115)		(8)
Twelve months or more Unrealized Losses	(156)		(156)		(141)
Total Unrealized Losses	(271)		(271)		(149)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	9,705		9,705		1,424
Twelve months or more Fair Value	5,169		5,169		6,256
Total Fair Value	$ 14,874		$ 14,874		$ 7,680
Number of securities in unrealized loss positions, less than twelve months | Security	7		7		2
Number of securities in unrealized loss positions, twelve months or more | Security	5		5		6
Number of securities in unrealized loss positions | Security	12		12		8
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Totals, amortized cost	$ 29,336		$ 29,336		$ 30,321
Collateralized mortgage obligations - US agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Totals, amortized cost	15,856		15,856		15,432
Gross Unrealized Gains, Debt investment securities	152		152		168
Gross Unrealized Losses, Debt investment securities	(156)		(156)		(124)
Available-for-sale Securities, Debt investment securities	15,852		15,852		15,476
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(83)		(83)		(22)
Twelve months or more Unrealized Losses	(73)		(73)		(102)
Total Unrealized Losses	(156)		(156)		(124)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	5,925		5,925		2,692
Twelve months or more Fair Value	1,971		1,971		3,963
Total Fair Value	$ 7,896		$ 7,896		$ 6,655
Number of securities in unrealized loss positions, less than twelve months | Security	4		4		3
Number of securities in unrealized loss positions, twelve months or more | Security	3		3		5
Number of securities in unrealized loss positions | Security	7		7		8
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Totals, amortized cost	$ 15,856		$ 15,856		$ 15,432
Agency and Municipal Securities [Member] | Minimum [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Securities in insignificant unrealized loss position to current value (in hundredths)	0.01%		0.01%
Agency and Municipal Securities [Member] | Maximum [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Securities in insignificant unrealized loss position to current value (in hundredths)	2.16%		2.16%
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, equity securities	$ 1,552		$ 1,552		1,552
Gross Unrealized Gains, Equity investment securities	418		418		417
Gross Unrealized Losses, Equity investment securities	0		0		0
Available-for-sale Securities, Equity investment securities	1,970		1,970		1,969
Mutual Funds Ultra Short Mortgage Funds [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, equity securities	643		643		643
Gross Unrealized Gains, Equity investment securities	2		2		5
Gross Unrealized Losses, Equity investment securities	0		0		0
Available-for-sale Securities, Equity investment securities	645		645		648
Mutual Funds Large Cap Equity Fund [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, equity securities	456		456		456
Gross Unrealized Gains, Equity investment securities	168		168		193
Gross Unrealized Losses, Equity investment securities	0		0		0
Available-for-sale Securities, Equity investment securities	624		624		649
Other Mutual Funds [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, equity securities	183		183		183
Gross Unrealized Gains, Equity investment securities	226		226		196
Gross Unrealized Losses, Equity investment securities	0		0		0
Available-for-sale Securities, Equity investment securities	409		409		379
Mutual funds Common Stock Financial Services Industry [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, equity securities	270		270		270
Gross Unrealized Gains, Equity investment securities	22		22		23
Gross Unrealized Losses, Equity investment securities	0		0		0
Available-for-sale Securities, Equity investment securities	292		292		293
US Treasury, agencies and GSEs [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities, debt maturities, Amortized Cost	7,846		7,846		4,834
Held to maturity, gross unrealized gains	81		81		58
Held to maturity, gross unrealized losses	(53)		(53)		0
Held-to-maturity Securities, Debt Maturities, Fair Value	7,874		7,874		4,892
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(53)		(53)		0
Twelve months or more Unrealized Losses	0		0		0
Total Unrealized Losses	(53)		(53)		0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	2,946		2,946		0
Twelve months or more Fair Value	0		0		0
Total Fair Value	$ 2,946		$ 2,946		$ 0
Number of securities in unrealized loss positions, less than twelve months | Security	2		2		0
Number of securities in unrealized loss positions, twelve months or more | Security	0		0		0
Number of securities in unrealized loss positions | Security	2		2		0
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	$ 7,846		$ 7,846		$ 4,834
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity Securities, Debt Maturities, Fair Value	7,874		7,874		4,892
State and Political Subdivisions [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities, debt maturities, Amortized Cost	21,260		21,260		22,610
Held to maturity, gross unrealized gains	690		690		824
Held to maturity, gross unrealized losses	0		0		(9)
Held-to-maturity Securities, Debt Maturities, Fair Value	21,950		21,950		23,425
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0		0		(9)
Twelve months or more Unrealized Losses	0		0		0
Total Unrealized Losses	0		0		(9)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	0		0		1,463
Twelve months or more Fair Value	0		0		0
Total Fair Value	$ 0		$ 0		$ 1,463
Number of securities in unrealized loss positions, less than twelve months | Security	0		0		1
Number of securities in unrealized loss positions, twelve months or more | Security	0		0		0
Number of securities in unrealized loss positions | Security	0		0		1
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	$ 21,260		$ 21,260		$ 22,610
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity Securities, Debt Maturities, Fair Value	21,950		21,950		23,425
Corporate [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities, debt maturities, Amortized Cost	3,420		3,420		2,487
Held to maturity, gross unrealized gains	61		61		33
Held to maturity, gross unrealized losses	0		0		(17)
Held-to-maturity Securities, Debt Maturities, Fair Value	3,481		3,481		2,503
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0		0		(17)
Twelve months or more Unrealized Losses	0		0		0
Total Unrealized Losses	0		0		(17)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	0		0		1,108
Twelve months or more Fair Value	0		0		0
Total Fair Value	$ 0		$ 0		$ 1,108
Number of securities in unrealized loss positions, less than twelve months | Security	0		0		2
Number of securities in unrealized loss positions, twelve months or more | Security	0		0		0
Number of securities in unrealized loss positions | Security	0		0		2
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	$ 3,420		$ 3,420		$ 2,487
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity Securities, Debt Maturities, Fair Value	3,481		3,481		2,503
Residential mortgage-backed - US agency [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities, debt maturities, Amortized Cost	8,460		8,460		8,043
Held to maturity, gross unrealized gains	94		94		242
Held to maturity, gross unrealized losses	(4)		(4)		0
Held-to-maturity Securities, Debt Maturities, Fair Value	8,550		8,550		8,285
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(4)		(4)		0
Twelve months or more Unrealized Losses	0		0		0
Total Unrealized Losses	(4)		(4)		0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	1,705		1,705		0
Twelve months or more Fair Value	0		0		0
Total Fair Value	$ 1,705		$ 1,705		$ 0
Number of securities in unrealized loss positions, less than twelve months | Security	2		2		0
Number of securities in unrealized loss positions, twelve months or more | Security	0		0		0
Number of securities in unrealized loss positions | Security	2		2		0
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	$ 8,460		$ 8,460		$ 8,043
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity Securities, Debt Maturities, Fair Value	8,550		8,550		8,285
Collateralized mortgage obligations - US agency [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities, debt maturities, Amortized Cost	2,907		2,907		2,901
Held to maturity, gross unrealized gains	113		113		133
Held to maturity, gross unrealized losses	0		0		0
Held-to-maturity Securities, Debt Maturities, Fair Value	3,020		3,020		3,034
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0		0		0
Twelve months or more Unrealized Losses	0		0		0
Total Unrealized Losses	0		0		0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	0		0		0
Twelve months or more Fair Value	0		0		0
Total Fair Value	$ 0		$ 0		$ 0
Number of securities in unrealized loss positions, less than twelve months | Security	0		0		0
Number of securities in unrealized loss positions, twelve months or more | Security	0		0		0
Number of securities in unrealized loss positions | Security	0		0		0
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, debt maturities, Amortized Cost	$ 2,907		$ 2,907		$ 2,901
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity Securities, Debt Maturities, Fair Value	$ 3,020		$ 3,020		$ 3,034

Pension and Postretirement Be33

Pension and Postretirement Benefits (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Defined Benefit Plan Disclosure [Line Items]
Minimum years of service to participate in the health and life insurance benefits as of January 1, 1995			14 years
Pension Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost	$ 0	$ 0	$ 0	$ 0
Interest cost	117	102	234	203
Expected return on plan assets	(243)	(235)	(487)	(471)
Amortization of net losses	45	7	90	15
Net periodic benefit plan (benefit) cost	(81)	(126)	(163)	(253)
Postretirement Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost	0	0	0	0
Interest cost	5	4	9	9
Expected return on plan assets	0	0	0	0
Amortization of net losses	0	4	0	7
Net periodic benefit plan (benefit) cost	$ 5	$ 8	$ 9	$ 16

Loans (Details)

Loans (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2015USD ($)Segment	Dec. 31, 2014USD ($)	Jun. 30, 2014USD ($)
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	$ 403,477	$ 387,461	$ 358,541
Net deferred loan (fees) costs	(66)	77
Less allowance for loan losses	(5,900)	(5,349)
Loans receivable, net	$ 397,511	382,189
Number of portfolio segment | Segment	3
1-4 Family First Lien Residential Mortgage [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	$ 175,978		169,095
Real Estate [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	126,349		109,381
Other Commercial and Industrial [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	42,290		33,674
Home Equity and Junior Liens [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	22,591		21,554
Other Consumer [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	4,610		$ 4,144
Residential Mortgage Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	179,912	175,368
Residential mortgage loans pledged to FHLBNY as blanket collateral	124,800	121,100
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgage [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	175,978	172,159
Residential Mortgage Loans [Member] | Construction [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	3,934	3,209
Commercial Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	196,364	185,220
Commercial Loans [Member] | Real Estate [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	126,349	125,952
Commercial Loans [Member] | Lines of Credit [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	18,119	17,407
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	42,290	34,660
Commercial Loans [Member] | Tax Exempt Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	9,606	7,201
Consumer Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	27,201	26,873
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	22,591	22,713
Consumer Loans [Member] | Other Consumer [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	$ 4,610	$ 4,160

Loans, Credit Quality Indicator

Loans, Credit Quality Indicator Details (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 403,477	$ 387,461	$ 358,541
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	384,959	371,686
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	5,736	3,769
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	10,819	10,700
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,963	1,306
1-4 Family First Lien Residential Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	175,978		169,095
Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	126,349		109,381
Other Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	42,290		33,674
Home Equity and Junior Liens [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	22,591		21,554
Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	4,610		$ 4,144
Residential Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	179,912	175,368
Residential Mortgage Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	174,562	169,561
Residential Mortgage Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,148	1,384
Residential Mortgage Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,461	3,370
Residential Mortgage Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	741	1,053
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	175,978	172,159
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgage [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	170,628	166,352
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgage [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,148	1,384
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgage [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,461	3,370
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgage [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	741	1,053
Residential Mortgage Loans [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,934	3,209
Residential Mortgage Loans [Member] | Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,934	3,209
Residential Mortgage Loans [Member] | Construction [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Residential Mortgage Loans [Member] | Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Residential Mortgage Loans [Member] | Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	196,364	185,220
Commercial Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	183,922	176,290
Commercial Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	4,490	2,042
Commercial Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	6,837	6,719
Commercial Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,115	169
Commercial Loans [Member] | Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	126,349	125,952
Commercial Loans [Member] | Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	117,552	119,521
Commercial Loans [Member] | Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,965	1,157
Commercial Loans [Member] | Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	5,257	5,132
Commercial Loans [Member] | Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	575	142
Commercial Loans [Member] | Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	18,119	17,407
Commercial Loans [Member] | Lines of Credit [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	16,444	16,310
Commercial Loans [Member] | Lines of Credit [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	693	451
Commercial Loans [Member] | Lines of Credit [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	750	646
Commercial Loans [Member] | Lines of Credit [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	232	0
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	42,290	34,660
Commercial Loans [Member] | Other Commercial and Industrial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	40,320	33,258
Commercial Loans [Member] | Other Commercial and Industrial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	832	434
Commercial Loans [Member] | Other Commercial and Industrial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	830	941
Commercial Loans [Member] | Other Commercial and Industrial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	308	27
Commercial Loans [Member] | Tax Exempt Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	9,606	7,201
Commercial Loans [Member] | Tax Exempt Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	9,606	7,201
Commercial Loans [Member] | Tax Exempt Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	27,201	26,873
Consumer Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	26,475	25,835
Consumer Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	98	343
Consumer Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	521	611
Consumer Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	107	84
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	22,591	22,713
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	21,916	21,722
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	66	333
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	502	574
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	107	84
Consumer Loans [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	4,610	4,160
Consumer Loans [Member] | Other Consumer [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	4,559	4,113
Consumer Loans [Member] | Other Consumer [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	32	10
Consumer Loans [Member] | Other Consumer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	19	37
Consumer Loans [Member] | Other Consumer [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 0	$ 0

Loans, Non-Accrual And Past Due

Loans, Non-Accrual And Past Due Loans (Details) - Internal Credit Assessment [Domain]	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)Loan	Jun. 30, 2014USD ($)Loan	Jun. 30, 2015USD ($)Loan	Jun. 30, 2014USD ($)Loan	Dec. 31, 2014USD ($)
Recorded Investment, Past Due [Line Items]
Total Past Due	$ 10,469,000		$ 10,469,000		$ 11,489,000
Current	393,008,000		393,008,000		375,972,000
Total Loans Receivable	403,477,000	$ 358,541,000	403,477,000	$ 358,541,000	387,461,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	6,279,000		6,279,000		6,256,000
Ninety days past due and still accruing interest	$ 0		$ 0		0
Number of contracts, TDRs | Loan	0	0	1	0
Number of contracts, TDR payment default | Loan			0
30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	$ 3,542,000		$ 3,542,000		3,498,000
60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	648,000		648,000		1,735,000
90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	6,279,000		6,279,000		6,256,000
1-4 Family First Lien Residential Mortgage [Member]
Recorded Investment, Past Due [Line Items]
Total Loans Receivable	175,978,000	$ 169,095,000	175,978,000	$ 169,095,000
Real Estate [Member]
Recorded Investment, Past Due [Line Items]
Total Loans Receivable	126,349,000	109,381,000	126,349,000	109,381,000
Other Commercial and Industrial [Member]
Recorded Investment, Past Due [Line Items]
Total Loans Receivable	42,290,000	33,674,000	42,290,000	33,674,000
Home Equity and Junior Liens [Member]
Recorded Investment, Past Due [Line Items]
Total Loans Receivable	22,591,000	21,554,000	22,591,000	21,554,000
Other Consumer [Member]
Recorded Investment, Past Due [Line Items]
Total Loans Receivable	4,610,000	$ 4,144,000	4,610,000	$ 4,144,000
Residential Mortgage Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	3,123,000		3,123,000		4,044,000
Current	176,789,000		176,789,000		171,324,000
Total Loans Receivable	179,912,000		179,912,000		175,368,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	1,088,000		1,088,000		1,902,000
Residential Mortgage Loans [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,398,000		1,398,000		1,455,000
Residential Mortgage Loans [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	637,000		637,000		687,000
Residential Mortgage Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,088,000		1,088,000		1,902,000
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgage [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	3,123,000		3,123,000		4,044,000
Current	172,855,000		172,855,000		168,115,000
Total Loans Receivable	175,978,000		175,978,000		172,159,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	1,088,000		1,088,000		1,902,000
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgage [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,398,000		1,398,000		1,455,000
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgage [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	637,000		637,000		687,000
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgage [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,088,000		1,088,000		1,902,000
Residential Mortgage Loans [Member] | Construction [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0		0		0
Current	3,934,000		3,934,000		3,209,000
Total Loans Receivable	3,934,000		3,934,000		3,209,000
Residential Mortgage Loans [Member] | Construction [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0		0		0
Residential Mortgage Loans [Member] | Construction [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0		0		0
Residential Mortgage Loans [Member] | Construction [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0		0		0
Commercial Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	6,828,000		6,828,000		6,961,000
Current	189,536,000		189,536,000		178,259,000
Total Loans Receivable	196,364,000		196,364,000		185,220,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	4,871,000		4,871,000		4,030,000
Commercial Loans [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,957,000		1,957,000		1,917,000
Commercial Loans [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0		0		1,014,000
Commercial Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	4,871,000		4,871,000		4,030,000
Commercial Loans [Member] | Real Estate [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	4,891,000		4,891,000		5,041,000
Current	121,458,000		121,458,000		120,911,000
Total Loans Receivable	126,349,000		126,349,000		125,952,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	3,809,000		3,809,000		3,547,000
Pre-modification recorded investment			678,000
Post-modification recorded investment			324,000
Additional specific reserve required against the loan			354,000
Commercial Loans [Member] | Real Estate [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,082,000		1,082,000		1,462,000
Commercial Loans [Member] | Real Estate [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0		0		32,000
Commercial Loans [Member] | Real Estate [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	3,809,000		3,809,000		3,547,000
Commercial Loans [Member] | Lines of Credit [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,117,000		1,117,000		288,000
Current	17,002,000		17,002,000		17,119,000
Total Loans Receivable	18,119,000		18,119,000		17,407,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	412,000		412,000		278,000
Commercial Loans [Member] | Lines of Credit [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	705,000		705,000		10,000
Commercial Loans [Member] | Lines of Credit [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0		0		0
Commercial Loans [Member] | Lines of Credit [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	412,000		412,000		278,000
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	820,000		820,000		1,632,000
Current	41,470,000		41,470,000		33,028,000
Total Loans Receivable	42,290,000		42,290,000		34,660,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	650,000		650,000		205,000
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	170,000		170,000		445,000
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0		0		982,000
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	650,000		650,000		205,000
Commercial Loans [Member] | Tax Exempt Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0		0		0
Current	9,606,000		9,606,000		7,201,000
Total Loans Receivable	9,606,000		9,606,000		7,201,000
Commercial Loans [Member] | Tax Exempt Loans [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0		0		0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0		0		0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0		0		0
Consumer Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	518,000		518,000		484,000
Current	26,683,000		26,683,000		26,389,000
Total Loans Receivable	27,201,000		27,201,000		26,873,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	320,000		320,000		324,000
Consumer Loans [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	187,000		187,000		126,000
Consumer Loans [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	11,000		11,000		34,000
Consumer Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	320,000		320,000		324,000
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	467,000		467,000		450,000
Current	22,124,000		22,124,000		22,263,000
Total Loans Receivable	22,591,000		22,591,000		22,713,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	313,000		313,000		313,000
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	154,000		154,000		120,000
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0		0		17,000
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	313,000		313,000		313,000
Consumer Loans [Member] | Other Consumer [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	51,000		51,000		34,000
Current	4,559,000		4,559,000		4,126,000
Total Loans Receivable	4,610,000		4,610,000		4,160,000
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	7,000		7,000		11,000
Consumer Loans [Member] | Other Consumer [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	33,000		33,000		6,000
Consumer Loans [Member] | Other Consumer [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	11,000		11,000		17,000
Consumer Loans [Member] | Other Consumer [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	$ 7,000		$ 7,000		$ 11,000

Loans - Impaired Loans (Details

Loans - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Total [Abstract]
Recorded Investment	$ 7,162		$ 7,162		$ 7,401
Unpaid Principal Balance	7,362		7,362		7,581
Related Allowance	1,439		1,439		917
Average recorded investment [Abstract]
Total	7,215	$ 8,112	7,277	$ 7,320
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Total	59	41	94	91
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgage [Member]
With no related allowance recorded [Abstract]
Recorded Investment	479		479		1,138
Unpaid Principal Balance	479		479		1,163
Related Allowance	0		0		0
With an allowance recorded [Abstract]
Recorded Investment	0		0		0
Unpaid Principal Balance	0		0		0
Related Allowance	0		0		0
Total [Abstract]
Recorded Investment	479		479		1,138
Unpaid Principal Balance	479		479		1,163
Related Allowance	0		0		0
Average recorded investment [Abstract]
Total	633	1,333	801	1,206
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Total	5	4	9	9
Commercial Loans [Member] | Commercial Real Estate [Member]
With no related allowance recorded [Abstract]
Recorded Investment	2,148		2,148		2,083
Unpaid Principal Balance	2,233		2,233		2,154
Related Allowance	0		0		0
With an allowance recorded [Abstract]
Recorded Investment	2,670		2,670		2,927
Unpaid Principal Balance	2,743		2,743		2,972
Related Allowance	1,064		1,064		552
Total [Abstract]
Recorded Investment	4,818		4,818		5,010
Unpaid Principal Balance	4,976		4,976		5,126
Related Allowance	1,064		1,064		552
Average recorded investment [Abstract]
Total	4,875	5,330	4,920	4,733
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Total	34	27	50	55
Commercial Loans [Member] | Commercial Lines of Credit [Member]
With no related allowance recorded [Abstract]
Recorded Investment	380		380		185
Unpaid Principal Balance	397		397		197
Related Allowance	0		0		0
With an allowance recorded [Abstract]
Recorded Investment	232		232		93
Unpaid Principal Balance	232		232		99
Related Allowance	150		150		93
Total [Abstract]
Recorded Investment	612		612		278
Unpaid Principal Balance	629		629		296
Related Allowance	150		150		93
Average recorded investment [Abstract]
Total	543	472	455	442
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Total	7	0	7	1
Commercial Loans [Member] | Other Commercial and Industrial [Member]
With no related allowance recorded [Abstract]
Recorded Investment	702		702		335
Unpaid Principal Balance	727		727		356
Related Allowance	0		0		0
With an allowance recorded [Abstract]
Recorded Investment	250		250		268
Unpaid Principal Balance	250		250		268
Related Allowance	220		220		238
Total [Abstract]
Recorded Investment	952		952		603
Unpaid Principal Balance	977		977		624
Related Allowance	220		220		238
Average recorded investment [Abstract]
Total	861	555	775	505
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Total	13	7	18	20
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
With no related allowance recorded [Abstract]
Recorded Investment	0		0		21
Unpaid Principal Balance	0		0		21
Related Allowance	0		0		0
With an allowance recorded [Abstract]
Recorded Investment	294		294		340
Unpaid Principal Balance	294		294		340
Related Allowance	5		5		31
Total [Abstract]
Recorded Investment	294		294		361
Unpaid Principal Balance	294		294		361
Related Allowance	5		5		31
Average recorded investment [Abstract]
Total	295	413	317	428
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Total	0	3	10	6
Consumer Loans [Member] | Other Consumer [Member]
With no related allowance recorded [Abstract]
Recorded Investment	7		7		0
Unpaid Principal Balance	7		7		0
Related Allowance	0		0		0
With an allowance recorded [Abstract]
Recorded Investment	0		0		11
Unpaid Principal Balance	0		0		11
Related Allowance	0		0		3
Total [Abstract]
Recorded Investment	7		7		11
Unpaid Principal Balance	7		7		11
Related Allowance	0		0		$ 3
Average recorded investment [Abstract]
Total	8	9	9	6
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Total	$ 0	$ 0	$ 0	$ 0

Allowance for Loan Losses (Deta

Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Allowance for loan losses [Roll Forward]
Beginning Balance	$ 5,462	$ 4,999	$ 5,349	$ 5,041
Charge-offs	(39)	(134)	(344)	(437)
Recoveries	76	26	111	42
Provisions	401	275	784	520
Ending Balance	5,900	5,166	5,900	5,166
Ending balance: related to loans individually evaluated for impairment	1,439	1,069	1,439	1,069
Ending balance: related to loans collectively evaluated for impairment	4,461	4,097	4,461	4,097
Loans receivable, ending balance	403,477	358,541	403,477	358,541	$ 387,461
Ending balance: individually evaluated for impairment	7,162	7,931	7,162	7,931
Ending balance: collectively evaluated for impairment	396,315	350,610	396,315	350,610
1-4 Family First Lien Residential Mortgage [Member]
Allowance for loan losses [Roll Forward]
Beginning Balance	498	604	509	649
Charge-offs	(27)	(30)	(165)	(42)
Recoveries	38	1	38	1
Provisions	35	(84)	162	(117)
Ending Balance	544	491	544	491
Ending balance: related to loans individually evaluated for impairment	0	0	0	0
Ending balance: related to loans collectively evaluated for impairment	544	491	544	491
Loans receivable, ending balance	175,978	169,095	175,978	169,095
Ending balance: individually evaluated for impairment	479	1,312	479	1,312
Ending balance: collectively evaluated for impairment	175,499	167,783	175,499	167,783
Residential Construction Mortgage [Member]
Allowance for loan losses [Roll Forward]
Beginning Balance	0	0	0	0
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provisions	0	0	0	0
Ending Balance	0	0	0	0
Ending balance: related to loans individually evaluated for impairment	0	0	0	0
Ending balance: related to loans collectively evaluated for impairment	0	0	0	0
Loans receivable, ending balance	3,934	1,444	3,934	1,444
Ending balance: individually evaluated for impairment	0	0	0	0
Ending balance: collectively evaluated for impairment	3,934	1,444	3,934	1,444
Commercial Real Estate [Member]
Allowance for loan losses [Roll Forward]
Beginning Balance	3,165	2,436	2,801	2,302
Charge-offs	0	0	(29)	(47)
Recoveries	0	0	0	0
Provisions	123	188	516	369
Ending Balance	3,288	2,624	3,288	2,624
Ending balance: related to loans individually evaluated for impairment	1,064	681	1,064	681
Ending balance: related to loans collectively evaluated for impairment	2,224	1,943	2,224	1,943
Loans receivable, ending balance	126,349	109,381	126,349	109,381
Ending balance: individually evaluated for impairment	4,818	5,260	4,818	5,260
Ending balance: collectively evaluated for impairment	121,530	104,121	121,530	104,121
Commercial Lines of Credit [Member]
Allowance for loan losses [Roll Forward]
Beginning Balance	441	523	460	397
Charge-offs	0	0	(10)	(85)
Recoveries	25	1	36	3
Provisions	51	30	31	239
Ending Balance	517	554	517	554
Ending balance: related to loans individually evaluated for impairment	150	229	150	229
Ending balance: related to loans collectively evaluated for impairment	367	325	367	325
Loans receivable, ending balance	18,119	16,127	18,119	16,127
Ending balance: individually evaluated for impairment	612	468	612	468
Ending balance: collectively evaluated for impairment	17,508	15,659	17,508	15,659
Other Commercial and Industrial Loans [Member]
Allowance for loan losses [Roll Forward]
Beginning Balance	938	974	1,034	834
Charge-offs	0	(95)	(108)	(153)
Recoveries	3	2	5	3
Provisions	169	(30)	179	167
Ending Balance	1,110	851	1,110	851
Ending balance: related to loans individually evaluated for impairment	220	118	220	118
Ending balance: related to loans collectively evaluated for impairment	890	733	890	733
Loans receivable, ending balance	42,290	33,674	42,290	33,674
Ending balance: individually evaluated for impairment	952	505	952	505
Ending balance: collectively evaluated for impairment	41,337	33,169	41,337	33,169
Tax Exempt [Member]
Allowance for loan losses [Roll Forward]
Beginning Balance			3
Charge-offs			0
Recoveries			0
Provisions			2
Ending Balance	5		5
Municipal [Member]
Allowance for loan losses [Roll Forward]
Beginning Balance	4	1		2
Charge-offs	0	0		0
Recoveries	0	0		0
Provisions	1	0		(1)
Ending Balance	5	1	5	1
Ending balance: related to loans individually evaluated for impairment	0	0	0	0
Ending balance: related to loans collectively evaluated for impairment	5	1	5	1
Loans receivable, ending balance	9,606	3,122	9,606	3,122
Ending balance: individually evaluated for impairment	0	0	0	0
Ending balance: collectively evaluated for impairment	9,606	3,122	9,606	3,122
Home Equity and Junior Liens [Member]
Allowance for loan losses [Roll Forward]
Beginning Balance	329	432	388	433
Charge-offs	0	0	0	(50)
Recoveries	0	0	7	0
Provisions	2	(10)	(64)	39
Ending Balance	331	422	331	422
Ending balance: related to loans individually evaluated for impairment	5	34	5	34
Ending balance: related to loans collectively evaluated for impairment	326	388	326	388
Loans receivable, ending balance	22,591	21,554	22,591	21,554
Ending balance: individually evaluated for impairment	294	371	294	371
Ending balance: collectively evaluated for impairment	22,298	21,183	22,298	21,183
Other Consumer [Member]
Allowance for loan losses [Roll Forward]
Beginning Balance	87	102	98	136
Charge-offs	(12)	(9)	(32)	(60)
Recoveries	10	22	25	35
Provisions	20	(6)	14	(2)
Ending Balance	105	109	105	109
Ending balance: related to loans individually evaluated for impairment	0	7	0	7
Ending balance: related to loans collectively evaluated for impairment	105	102	105	102
Loans receivable, ending balance	4,610	4,144	4,610	4,144
Ending balance: individually evaluated for impairment	7	15	7	15
Ending balance: collectively evaluated for impairment	4,603	4,129	4,603	4,129
Unallocated [Member]
Allowance for loan losses [Roll Forward]
Beginning Balance	0	(73)	56	288
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provisions	0	187	(56)	(174)
Ending Balance	0	114	0	114
Ending balance: related to loans individually evaluated for impairment	0	0	0	0
Ending balance: related to loans collectively evaluated for impairment	$ 0	$ 114	$ 0	$ 114

Foreclosed Real Estate (Details

Foreclosed Real Estate (Details)	Jun. 30, 2015USD ($)Property	Dec. 31, 2014USD ($)Property
Foreclosed Real Estate [Abstract]
Number of foreclosed residential real estate properties | Property	5	4
Foreclosed residential real estate	$ 361,000	$ 261,000
Residential real estate loans in the process of foreclosure	$ 215,000

Guarantees (Details)

Guarantees (Details) $ in Millions	Jun. 30, 2015USD ($)
Guarantees [Abstract]
Standby letters of credit	$ 1.6

Fair Value Measurements (Detail

Fair Value Measurements (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Recurring Basis [Member] | Total Fair Value [Member]
Debt investment securities [Abstract]
US Treasury agencies and GSEs	$ 28,740	$ 17,750
State and political subdivisions	8,218	8,443
Corporate	18,280	13,860
Residential mortgage-backed - US agency	29,301	30,575
Collateralized mortgage obligations - US agency	15,852	15,476
Mutual funds [Abstract]
Ultra short mortgage fund	645	648
Large cap equity fund	624	649
Other mutual funds	409	379
Common stock - financial services industry	292	293
Investments [Abstract]
Total available-for-sale securities	102,361	88,073
Interest rate swap derivative	(57)	(82)
Recurring Basis [Member] | Level 1 [Member]
Debt investment securities [Abstract]
US Treasury agencies and GSEs	0	0
State and political subdivisions	0	0
Corporate	0	0
Residential mortgage-backed - US agency	0	0
Collateralized mortgage obligations - US agency	0	0
Mutual funds [Abstract]
Ultra short mortgage fund	645	648
Large cap equity fund	624	649
Other mutual funds	0	0
Common stock - financial services industry	43	43
Investments [Abstract]
Total available-for-sale securities	1,312	1,340
Interest rate swap derivative	0	0
Recurring Basis [Member] | Level 2 [Member]
Debt investment securities [Abstract]
US Treasury agencies and GSEs	28,740	17,750
State and political subdivisions	8,218	8,443
Corporate	18,280	13,860
Residential mortgage-backed - US agency	29,301	30,575
Collateralized mortgage obligations - US agency	15,852	15,476
Mutual funds [Abstract]
Ultra short mortgage fund	0	0
Large cap equity fund	0	0
Other mutual funds	409	379
Common stock - financial services industry	249	250
Investments [Abstract]
Total available-for-sale securities	101,049	86,733
Interest rate swap derivative	(57)	(82)
Recurring Basis [Member] | Level 3 [Member]
Debt investment securities [Abstract]
US Treasury agencies and GSEs	0	0
State and political subdivisions	0	0
Corporate	0	0
Residential mortgage-backed - US agency	0	0
Collateralized mortgage obligations - US agency	0	0
Mutual funds [Abstract]
Ultra short mortgage fund	0	0
Large cap equity fund	0	0
Other mutual funds	0	0
Common stock - financial services industry	0	0
Investments [Abstract]
Total available-for-sale securities	0	0
Interest rate swap derivative	0	0
Nonrecurring Basis [Member] | Total Fair Value [Member]
Nonrecurring basis [Abstract]
Impaired loans	1,794	1,277
Foreclosed real estate	52	105
Nonrecurring Basis [Member] | Level 1 [Member]
Nonrecurring basis [Abstract]
Impaired loans	0	0
Foreclosed real estate	0	0
Nonrecurring Basis [Member] | Level 2 [Member]
Nonrecurring basis [Abstract]
Impaired loans	0	0
Foreclosed real estate	0	0
Nonrecurring Basis [Member] | Level 3 [Member]
Nonrecurring basis [Abstract]
Impaired loans	1,794	1,277
Foreclosed real estate	$ 52	$ 105

Fair Value Measurements, Fair V

Fair Value Measurements, Fair Value Inputs, Quantitative Information (Details) - Level 3 [Member]	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Appraisal Collateral - Appraisal Approach [Member] | Minimum [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate (in hundredths)	5.00%	5.00%
Appraisal Collateral - Appraisal Approach [Member] | Minimum [Member] | Foreclosed Real Estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate (in hundredths)	15.00%	15.00%
Appraisal Collateral - Appraisal Approach [Member] | Maximum [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate (in hundredths)	20.00%	25.00%
Appraisal Collateral - Appraisal Approach [Member] | Maximum [Member] | Foreclosed Real Estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate (in hundredths)	15.00%	15.00%
Appraisal Collateral - Appraisal Approach [Member] | Weighted Average [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate (in hundredths)	11.00%	13.00%
Appraisal Collateral - Appraisal Approach [Member] | Weighted Average [Member] | Foreclosed Real Estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate (in hundredths)	15.00%	15.00%
Appraisal Collateral - Cost to Sell Approach [Member] | Minimum [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate (in hundredths)	7.00%	6.00%
Appraisal Collateral - Cost to Sell Approach [Member] | Minimum [Member] | Foreclosed Real Estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate (in hundredths)	6.00%	6.00%
Appraisal Collateral - Cost to Sell Approach [Member] | Maximum [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate (in hundredths)	15.00%	50.00%
Appraisal Collateral - Cost to Sell Approach [Member] | Maximum [Member] | Foreclosed Real Estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate (in hundredths)	8.00%	8.00%
Appraisal Collateral - Cost to Sell Approach [Member] | Weighted Average [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate (in hundredths)	12.00%	13.00%
Appraisal Collateral - Cost to Sell Approach [Member] | Weighted Average [Member] | Foreclosed Real Estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate (in hundredths)	7.00%	7.00%

Fair Value Measurements, Fair43

Fair Value Measurements, Fair Value Measurement By Balance Sheet Groupings (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financial assets [Abstract]
Investment securities - available-for-sale	$ 102,361	$ 88,073
Investment securities - held-to-maturity	44,875	42,139
Carrying Amounts [Member] | Level 1 [Member]
Financial assets [Abstract]
Cash and cash equivalents	17,410	11,356
Investment securities - available-for-sale	1,312	1,340
Accrued interest receivable	1,966	1,849
Financial liabilities [Abstract]
Demand Deposits, Savings, NOW and MMDA	308,938	263,004
Accrued interest payable	60	63
Carrying Amounts [Member] | Level 2 [Member]
Financial assets [Abstract]
Investment securities - available-for-sale	101,049	86,733
Investment securities - held-to-maturity	43,893	40,875
Federal Home Loan Bank stock	3,356	3,454
Financial liabilities [Abstract]
Time Deposits	148,637	152,564
Borrowings	62,000	66,100
Junior subordinated debentures	5,155	5,155
Interest rate swap derivative	57	82
Carrying Amounts [Member] | Level 3 [Member]
Financial assets [Abstract]
Net loans	397,511	382,189
Estimated Fair Values [Member] | Level 1 [Member]
Financial assets [Abstract]
Cash and cash equivalents	17,410	11,356
Investment securities - available-for-sale	1,312	1,340
Accrued interest receivable	1,966	1,849
Financial liabilities [Abstract]
Demand Deposits, Savings, NOW and MMDA	308,938	263,004
Accrued interest payable	60	63
Estimated Fair Values [Member] | Level 2 [Member]
Financial assets [Abstract]
Investment securities - available-for-sale	101,049	86,733
Investment securities - held-to-maturity	44,875	42,139
Federal Home Loan Bank stock	3,356	3,454
Financial liabilities [Abstract]
Time Deposits	148,543	152,457
Borrowings	62,078	66,282
Junior subordinated debentures	4,576	4,799
Interest rate swap derivative	57	82
Estimated Fair Values [Member] | Level 3 [Member]
Financial assets [Abstract]
Net loans	$ 402,856	$ 388,151

Interest Rate Derivatives (Deta

Interest Rate Derivatives (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Interest Rate Derivatives [Abstract]
Floating rate trust preferred debenture face amount	$ 5,000,000		$ 5,000,000
Interest Rate Swap [Member]
Derivative [Line Items]
Notional amount	$ 2,000,000		$ 2,000,000
Remaining term			7 years
Fixed interest rate (in hundredths)	4.96%		4.96%
Accumulated Other Comprehensive Income Derivatives, Pretax [Roll Forward]
Balance as of beginning of period	$ (67,000)	$ (123,000)	$ (82,000)	$ (135,000)
Amount of losses (gains) recognized in other comprehensive income	(5,000)	(4,000)	(6,000)	(7,000)
Amount of loss reclassified from other comprehensive income and recognized as interest expense	15,000	15,000	31,000	30,000
Balance as of end of period	(57,000)	$ (112,000)	(57,000)	$ (112,000)
Cash under collateral arrangements	201,000		201,000
Interest Rate Swap [Member] | Designated as Hedging Instrument [Member] | Other Liabilities [Member]
Cash Flow Hedge [Abstract]
Fair value of derivative liability	$ 57,000		$ 57,000		$ 82,000

Accumulated Other Comprehensi45

Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance		$ (1,815)	$ (1,522)	$ (2,119)	$ (1,745)
Other comprehensive (loss) income before reclassifications		(511)	201	(213)	410
Amounts reclassified from AOCI		7	1	13	15
Ending balance		(2,319)	(1,320)	(2,319)	(1,320)
Interest on long term borrowings		(105)	(148)	(206)	(295)
Salaries and employee benefits		(2,356)	(2,187)	(4,738)	(4,384)
Net gains on sales and redemptions of investment securities		49	24	101	26
Provision for income taxes		(290)	(275)	(514)	(451)
Net income attributable to noncontrolling interest and Pathfinder Bancorp, Inc.		708	683	1,245	1,202
Retirement Plans [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance		(1,767)	(975)	(1,794)	(982)
Other comprehensive (loss) income before reclassifications		0	0	0	0
Amounts reclassified from AOCI		27	6	54	13
Ending balance		(1,740)	(969)	(1,740)	(969)
Unrealized Gains and Losses on Financial Derivative [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance		(40)	(74)	(49)	(81)
Other comprehensive (loss) income before reclassifications		(3)	(2)	(4)	(4)
Amounts reclassified from AOCI		9	9	19	18
Ending balance		(34)	(67)	(34)	(67)
Unrealized Gains and Losses on Available-for-Sale Securities [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance		705	290	457	99
Other comprehensive (loss) income before reclassifications		(527)	185	(248)	378
Amounts reclassified from AOCI		(29)	(14)	(60)	(16)
Ending balance		149	461	149	461
Securities reclassified from AFS to HTM [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance		(713)	(763)	(733)	(781)
Other comprehensive (loss) income before reclassifications		19	18	39	36
Amounts reclassified from AOCI		0	0	0	0
Ending balance		(694)	(745)	(694)	(745)
Reclassification out of Accumulated Other Comprehensive Income [Member] | Retirement Plans [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Salaries and employee benefits	[1],[2]	(45)	(11)	(90)	(22)
Provision for income taxes	[1],[2]	18	5	36	9
Net income attributable to noncontrolling interest and Pathfinder Bancorp, Inc.	[1],[2]	(27)	(6)	(54)	(13)
Reclassification out of Accumulated Other Comprehensive Income [Member] | Unrealized Gains and Losses on Financial Derivative [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Interest on long term borrowings	[1]	(15)	(15)	(31)	(30)
Provision for income taxes	[1]	6	6	12	12
Net income attributable to noncontrolling interest and Pathfinder Bancorp, Inc.	[1]	(9)	(9)	(19)	(18)
Reclassification out of Accumulated Other Comprehensive Income [Member] | Unrealized Gains and Losses on Available-for-Sale Securities [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Net gains on sales and redemptions of investment securities	[1]	49	24	101	26
Provision for income taxes	[1]	(20)	(10)	(41)	(10)
Net income attributable to noncontrolling interest and Pathfinder Bancorp, Inc.	[1]	$ 29	$ 14	$ 60	$ 16
[1]	Amounts in parentheses indicates debits in net income.
[2]	These items are included in net periodic pension cost.