Business First Bancshares (BFST) 10-Q 8 May 20 2020 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2020	May 04, 2020
Document Information [Line Items]
Entity Registrant Name	Business First Bancshares, Inc.
Entity Central Index Key	0001624322
Trading Symbol	bfst
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	true
Entity Ex Transition Period	true
Entity Small Business	true
Entity Interactive Data Current	Yes
Entity Common Stock, Shares Outstanding (in shares)		13,067,987
Entity Shell Company	false
Document Type	10-Q
Document Period End Date	Mar. 31, 2020
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q1
Amendment Flag	false
Title of 12(b) Security	Common Stock, par value $1.00 per share

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and Due from Banks	$ 80,109	$ 89,371
Federal Funds Sold	29,135	61,372
Securities Available for Sale, at Fair Values	275,115	278,193
Mortgage Loans Held for Sale	868	251
Loans and Lease Receivable, Net of Allowance for Loan Losses of $13,319 at March 31, 2020 and $12,124 at December 31, 2019	1,758,061	1,698,141
Premises and Equipment, Net	29,656	29,280
Accrued Interest Receivable	7,724	8,025
Other Equity Securities	11,721	12,565
Other Real Estate Owned	3,281	4,036
Cash Value of Life Insurance	32,765	32,568
Deferred Taxes	1,800	2,145
Goodwill	48,495	48,495
Core Deposit Intangible	6,471	6,694
Other Assets	2,461	2,699
Total Assets	2,287,662	2,273,835
LIABILITIES
Noninterest Bearing	417,534	398,847
Interest Bearing	1,385,274	1,383,163
Total Deposits	1,802,808	1,782,010
Securities Sold Under Agreements to Repurchase	14,728	67,989
Short Term Borrowings	5,000
Subordinated Debt	25,000	25,000
Federal Home Loan Bank Borrowings	138,000	93,000
Accrued Interest Payable	1,573	1,533
Other Liabilities	18,523	19,206
Total Liabilities	2,005,632	1,988,738
Commitments and Contingencies (See Note 7)
SHAREHOLDERS' EQUITY
Preferred Stock, No Par Value; 5,000,000 Shares Authorized
Common Stock, $1 Par Value; 50,000,000 Shares Authorized; 13,067,987 and 13,279,363 Shares Issued and Outstanding at March 31, 2020 and December 31, 2019, respectively	13,068	13,279
Additional Paid-in Capital	206,966	212,505
Retained Earnings	59,859	56,700
Accumulated Other Comprehensive Income	2,137	2,613
Total Shareholders' Equity	282,030	285,097
Total Liabilities and Shareholders' Equity	$ 2,287,662	$ 2,273,835

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Allowance for loan losses	$ 13,319	$ 12,124
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	13,067,987	13,279,363
Common stock, shares outstanding (in shares)	13,067,987	13,279,363

Unaudited Consolidated Statemen

Unaudited Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest Income:
Interest and Fees on Loans	$ 24,143	$ 22,423
Interest and Dividends on Securities	1,731	1,874
Interest on Federal Funds Sold and Due From Banks	142	290
Total Interest Income	26,016	24,587
Interest Expense:
Interest on Deposits	4,686	4,757
Interest on Borrowings	1,119	710
Total Interest Expense	5,805	5,467
Net Interest Income	20,211	19,120
Provision for Loan Losses	1,367	633
Net Interest Income after Provision for Loan Losses	18,844	18,487
Other Income:
Service Charges on Deposit Accounts	931	938
Gain on Sales of Securities	25
Other Income	1,848	1,373
Total Other Income	2,804	2,311
Other Expenses:
Salaries and Employee Benefits	9,435	8,552
Occupancy and Equipment Expense	1,891	1,894
Other Expenses	5,317	3,344
Total Other Expenses	16,643	13,790
Income Before Income Taxes	5,005	7,008
Provision for Income Taxes	506	1,349
Net Income	$ 4,499	$ 5,659
Earnings Per Share:
Basic (in dollars per share)	$ 0.34	$ 0.43
Diluted (in dollars per share)	$ 0.34	$ 0.41

Unaudited Consolidated Statem_2

Unaudited Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Consolidated Net Income	$ 4,499	$ 5,659
Other Comprehensive Income (Loss):
Unrealized Gain (Loss) on Investment Securities	(627)	3,973
Reclassification Adjustment for Gains included in Net Income	25
Income Tax Effect	126	(834)
Other Comprehensive Income (Loss)	(476)	3,139
Consolidated Comprehensive Income	$ 4,023	$ 8,798

Unaudited Consolidated Statem_3

Unaudited Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances at at Dec. 31, 2018	$ 13,213	$ 212,332	$ 37,982	$ (3,469)	$ 260,058
Comprehensive Income:
Net Income			5,659		5,659
Other Comprehensive Income (Loss)				3,139	3,139
Cash Dividends Declared			(1,065)		(1,065)
Stock Issuance	114	1,154			1,268
Stock Based Compensation Cost	44	249			293
Surrendered Shares of Stock Based Compensation	(10)	(198)			(208)
Balances at at Dec. 31, 2018	13,213	212,332	37,982	(3,469)	260,058
Balances at at Mar. 31, 2019	13,361	213,537	42,576	(330)	269,144
Balances at at Dec. 31, 2019	13,279	212,505	56,700	2,613	285,097
Comprehensive Income:
Net Income			4,499		4,499
Other Comprehensive Income (Loss)				(476)	(476)
Cash Dividends Declared			(1,340)		(1,340)
Stock Issuance	332	3,029			3,361
Stock Based Compensation Cost	65	145			210
Surrendered Shares of Stock Based Compensation	(173)	(4,148)			(4,321)
Balances at at Dec. 31, 2019	13,279	212,505	56,700	2,613	285,097
Comprehensive Income:
Stock Repurchase	(435)	(4,565)			(5,000)
Balances at at Mar. 31, 2020	$ 13,068	$ 206,966	$ 59,859	$ 2,137	$ 282,030

Unaudited Consolidated Statem_4

Unaudited Consolidated Statements of Changes in Shareholders' Equity (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Cash dividends declared (in dollars per share)	$ 0.10	$ 0.08

Unaudited Consolidated Statem_5

Unaudited Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Cash Flows From Operating Activities:
Consolidated Net Income	$ 4,499	$ 5,659
Adjustments to Reconcile Net Income to Net Cash Provided by (Used in) Operating Activities:
Provision for Loan Losses	1,367	633
Depreciation and Amortization	378	398
Net Accretion of Purchase Accounting Valuations	(67)	(282)
Noncash Compensation Expense	210	85
Net Amortization of Securities	379	439
Gain on Sales of Securities	(25)
Loss on Sale of Other Real Estate Owned, Net of Writedowns	46	56
Increase in Cash Value of Life Insurance	(197)	(168)
Provision (Credit) for Deferred Income Taxes	471	(63)
Changes in Assets and Liabilities:
Decrease in Accrued Interest Receivable	301	1,169
(Increase) Decrease in Other Assets	238	(353)
Increase in Accrued Interest Payable	40	665
Increase (Decrease) in Other Liabilities	(683)	597
Net Cash Provided by Operating Activities	6,957	8,835
Cash Flows From Investing Activities:
Purchases of Securities Available for Sale	(21,398)	(9,594)
Proceeds from Maturities / Sales of Securities Available for Sale	13,537	9,828
Proceeds from Paydowns of Securities Available for Sale	9,983	8,694
Purchases of Other Equity Securities	(749)	(46)
Redemption of Other Equity Securities	1,593	820
Net Increase in Loans	(61,656)	(58,057)
Purchases of Premises and Equipment	(754)	(432)
Proceeds from Sales of Other Real Estate	751	170
Net Decrease in Federal Funds Sold	32,237	11,743
Net Cash Used in Investing Activities	(26,456)	(36,874)
Cash Flows From Financing Activities:
Net Increase in Deposits	20,798	10,529
Net Decrease in Securities Sold Under Agreements to Repurchase	(53,261)	(1,159)
Net Advances (Repayments) on Federal Home Loan Bank Borrowings	45,000	(25,000)
Net Proceeds from in Short Term Borrowings	5,000
Proceeds from Issuance of Common Stock	3,361	392
Surrendered Shares of Options Exercised	(4,321)
Repurchase of Common Stock	(5,000)
Proceeds from Exercise of Stock Warrants		876
Payment of Dividends on Common Stock	(1,340)	(1,065)
Net Cash Provided by (Used in) Financing Activities	10,237	(15,427)
Net Decrease in Cash and Cash Equivalents	(9,262)	(43,466)
Cash and Cash Equivalents at Beginning of Period	89,371	96,072
Cash and Cash Equivalents at End of Period	80,109	52,606
Supplemental Disclosures for Cash Flow Information:
Interest on Deposits	4,654	4,498
Interest on Borrowings	1,111	304
Income Tax Payments
Supplemental Schedule for Noncash Investing and Financing Activities:
Change in the Unrealized Gain (Loss) on Securities Available for Sale	(602)	3,973
Change in Deferred Tax Effect on the Unrealized (Gain) Loss on Securities Available for Sale	126	(834)
Transfer of Loans to Other Real Estate	$ 42

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation -	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note 1 Basis of Presentation – The unaudited consolidated financial statements include the accounts of Business First Bancshares, Inc. (the “Company”) and its wholly-owned subsidiary, b1BANK In the opinion of management, the accompanying unaudited consolidated financial statements contain all adjustments necessary to present fairly the financial results for the periods presented, and all such adjustments are of a normal recurring nature. All material intercompany transactions are eliminated. The results of operations for the interim periods are not These interim consolidated financial statements have been prepared according to the rules and regulations of the Securities and Exchange Commission and, therefore, certain information and footnote disclosures normally presented in accordance with United States (“U.S.”) generally accepted accounting principles (“GAAP”) have been omitted or abbreviated. These interim financial statements should be read in conjunction with the audited consolidated financial statements and footnote disclosures for the Company’s previously filed Form 10 December 31, 2019. COVID- 19, no 19 Preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying disclosures. These estimates are based on management’s best knowledge of current events and actions the Company may not may not may not

Note 2 - Reclassifications -

Note 2 - Reclassifications -	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Reclassifications [Text Block]	Note 2 Certain reclassifications may 2020. no

Note 3 - Earnings Per Common Sh

Note 3 - Earnings Per Common Share -	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 3 – Earnings per Common Share – Basic earnings per share (“EPS”) represents income available to common shareholders divided by the weighted average number of common shares outstanding; no may For The Three Months Ended March 31, 2020 2019 (Dollars in thousands, except per share data) Numerator: Net Income Available to Common Shares $ 4,499 $ 5,659 Denominator: Weighted Average Common Shares Outstanding 13,313,154 13,287,560 Dilutive Effect of Stock Options and RSAs 54,122 365,565 Weighted Average Dilutive Common Shares 13,367,276 13,653,125 Basic Earnings Per Common Share From Net Income Available to Common Shares $ 0.34 $ 0.43 Diluted Earnings Per Common Share From Net Income Available to Common Shares $ 0.34 $ 0.41

Note 4 - Securities -

Note 4 - Securities -	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 4 – Securities – The amortized cost and fair values of securities available for sale as of March 31, 2020 December 31, 2019 March 31, 2020 (Dollars in thousands) Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Government Agencies $ 16,403 $ 365 $ 66 $ 16,702 Corporate Securities 24,767 105 733 24,139 Mortgage-Backed Securities 144,278 4,643 288 148,633 Municipal Securities 86,962 141 1,462 85,641 Total Securities Available for Sale $ 272,410 $ 5,254 $ 2,549 $ 275,115 December 31, 2019 (Dollars in thousands) Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Government Agencies $ 15,654 $ 303 $ 20 $ 15,937 Corporate Securities 23,774 98 158 23,714 Mortgage-Backed Securities 137,817 2,139 497 139,459 Municipal Securities 97,641 1,447 5 99,083 Total Securities Available for Sale $ 274,886 $ 3,987 $ 680 $ 278,193 The following tables present a summary of securities with gross unrealized losses and fair values at March 31, 2020 December 31, 2019, March 31, 2020 Less Than 12 Months 12 Months or Greater Total (Dollars in thousands) Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses U.S. Government Agencies $ 4,956 $ 66 $ - $ - $ 4,956 $ 66 Corporate Securities 7,557 207 1,974 526 9,531 733 Mortgage-Backed Securities 8,167 234 4,844 54 13,011 288 Municipal Securities 63,323 1,456 630 6 63,953 1,462 Total Securities Available for Sale $ 84,003 $ 1,963 $ 7,448 $ 586 $ 91,451 $ 2,549 December 31, 2019 Less Than 12 Months 12 Months or Greater Total (Dollars in thousands) Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses U.S. Government Agencies $ 2,486 $ 20 $ - $ - $ 2,486 $ 20 Corporate Securities - - 6,360 158 6,360 158 Mortgage-Backed Securities 950 4 44,366 493 45,316 497 Municipal Securities 948 4 1,261 1 2,209 5 Total Securities Available for Sale $ 4,384 $ 28 $ 51,987 $ 652 $ 56,371 $ 680 Management evaluates securities for other than temporary impairment when economic and market conditions warrant such evaluations. Consideration is given to the extent and length of time the fair value has been below cost, the reasons for the decline in value, and the Company’s intent to sell a security or whether it is more likely than not The amortized cost and fair values of securities available for sale as of March 31, 2020 may may Amortized Fair Cost Value (Dollars in thousands) Less Than One Year $ 23,463 $ 23,381 One to Five Years 45,245 45,152 Over Five to Ten Years 132,248 132,951 Over Ten Years 71,454 73,631 Total Securities Available for Sale $ 272,410 $ 275,115

Note 5 - Loans and the Allowanc

Note 5 - Loans and the Allowance for Loan Losses -	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Financing Receivables [Text Block]	Note 5 – Loans and the Allowance for Loan Losses – Loans receivable at March 31, 2020 December 31, 2019 March 31, December 31, 2020 2019 (Dollars in thousands) Real estate loans: Construction and land $ 260,836 $ 244,181 Farmland 53,900 48,681 1-4 family residential 295,876 293,142 Multi-family residential 32,859 36,454 Nonfarm nonresidential 623,114 612,608 Commercial 431,992 390,398 Consumer 72,803 84,801 Total loans held for investment 1,771,380 1,710,265 Less: Allowance for loan losses (13,319 ) (12,124 ) Net loans $ 1,758,061 $ 1,698,141 The performing 1 4 March 31, 2020 December 31, 2019. Net deferred loan origination fees were $3.2 $3.0 March 31, 2020 December 31, 2019, March 31, 2020 December 31, 2019, $884,000 $276,000, The Bank is the lead lender on participations sold, without recourse, to other financial institutions which amounts are not $139.9 $129.7 March 31, 2020 December 31, 2019, The Bank grants loans and extensions of credit to individuals and a variety of businesses and corporations located in its general market areas throughout Louisiana and Texas. Management segregates the loan portfolio into portfolio segments which is defined as the level at which the Bank develops and documents a systematic method for determining its allowance for loan losses. The portfolio segments are segregated based on loan types and the underlying risk factors present in each loan type. Such risk factors are periodically reviewed by management and revised as deemed appropriate. Loans acquired in business combinations are initially recorded at fair value, which includes an estimate of credit losses expected to be realized over the remaining lives of the loans and, therefore, no not Total loans held for investment at March 31, 2020 $151.6 March 31, 2020 310 30, Loans and Debt Securities Acquired with Deteriorated Credit Quality 310 30” $5.2 not 310 30 $148.3 $1.9 Total loans held for investment at December 31, 2019 $180.0 December 31, 2019 310 30 $5.0 not 310 30 $177.1 $2.0 The following tables set forth, as of March 31, 2020 December 31, 2019, not not Allowance for Credit Losses and Recorded Investment in Loans Receivable March 31, 2020 (Dollars in thousands) Real Estate: Real Estate: Real Estate: Real Estate: Construction Real Estate: 1-4 Family Multi-family Nonfarm and Land Farmland Residential Residential Nonresidential Commercial Consumer Total Allowance for credit losses: Beginning Balance $ 1,868 $ 229 $ 1,888 $ 226 $ 3,882 $ 3,414 $ 617 $ 12,124 Charge-offs - (2 ) (25 ) - - (164 ) (3 ) (194 ) Recoveries - - 2 - 1 15 4 22 Provision 240 80 225 (13 ) 265 518 52 1,367 Ending Balance $ 2,108 $ 307 $ 2,090 $ 213 $ 4,148 $ 3,783 $ 670 $ 13,319 Ending Balance: Individually evaluated for impairment $ - $ 3 $ 49 $ - $ 40 $ 440 $ 61 $ 593 Collectively evaluated for impairment $ 2,108 $ 304 $ 2,041 $ 213 $ 4,108 $ 3,343 $ 609 $ 12,726 Purchased Credit Impaired (1) $ - $ - $ - $ - $ - $ - $ - $ - Loans receivable: Ending Balance $ 260,836 $ 53,900 $ 295,876 $ 32,859 $ 623,114 $ 431,992 $ 72,803 $ 1,771,380 Ending Balance: Individually evaluated for impairment $ 395 $ 236 $ 3,047 $ - $ 4,013 $ 3,991 $ 423 $ 12,105 Collectively evaluated for impairment $ 260,441 $ 53,529 $ 292,769 $ 32,859 $ 614,276 $ 427,833 $ 72,380 $ 1,754,087 Purchased Credit Impaired (1) $ - $ 135 $ 60 $ - $ 4,825 $ 168 $ - $ 5,188 ( 1 December 31, 2019 (Dollars in thousands) Real Estate: Real Estate: Real Estate: Real Estate: Construction Real Estate: 1-4 Family Multi-family Nonfarm and Land Farmland Residential Residential Nonresidential Commercial Consumer Total Allowance for credit losses: Beginning balance $ 1,590 $ 104 $ 1,538 $ 236 $ 2,715 $ 4,453 $ 584 $ 11,220 Charge-offs (2 ) (2 ) (162 ) - (51 ) (1,556 ) (52 ) (1,825 ) Recoveries - - 14 - 4 41 64 123 Provision 280 127 498 (10 ) 1,214 476 21 2,606 Ending Balance $ 1,868 $ 229 $ 1,888 $ 226 $ 3,882 $ 3,414 $ 617 $ 12,124 Ending Balance: Individually evaluated for impairment $ - $ 4 $ 30 $ - $ 52 $ 421 $ 49 $ 556 Collectively evaluated for impairment $ 1,868 $ 225 $ 1,858 $ 226 $ 3,830 $ 2,993 $ 568 $ 11,568 Purchased Credit Impaired (1) $ - $ - $ - $ - $ - $ - $ - $ - Loans receivable: Ending Balance $ 244,181 $ 48,681 $ 293,142 $ 36,454 $ 612,608 $ 390,398 $ 84,801 $ 1,710,265 Ending Balance: Individually evaluated for impairment $ 397 $ 222 $ 2,531 $ - $ 4,101 $ 4,175 $ 421 $ 11,847 Collectively evaluated for impairment $ 243,784 $ 48,324 $ 290,549 $ 36,454 $ 603,891 $ 386,027 $ 84,380 $ 1,693,409 Purchased Credit Impaired (1) $ - $ 135 $ 62 $ - $ 4,616 $ 196 $ - $ 5,009 ( 1 Portfolio Segment Risk Factors Construction and land include loans to small-to-midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments and, to a lesser extent, loans to individual clients for construction of single-family homes in our market areas. Risks associated with these loans include fluctuations in the value of real estate, project completion risk and change in market trends. We are also exposed to risk based on the ability of the construction loan borrower to finance the loan or sell the property upon completion of the project, which may Farmland loans are often for investments related to agricultural businesses and may One to four first second one four Multifamily residential loans are generally originated to provide permanent financing for multifamily residential income producing properties. Repayment of these loans primarily relies on successful rental and management of the property. Nonfarm nonresidential loans are extensions of credit secured by owner occupied and non-owner occupied collateral. Repayment is generally relied upon from the successful operations of the property. General economic conditions may Commercial loans include general commercial and industrial, or C&I, loans, including commercial lines of credit, working capital loans, term loans, equipment financing, asset acquisition, expansion and development loans, borrowing base loans, letters of credit and other loan products, primarily in our target markets that are underwritten on the basis of the borrower’s ability to service the debt from income. Commercial loan risk is derived from the expectation that such loans generally are serviced principally from the operations of the business, and those operations may not may not Consumer loans include a variety of loans to individuals for personal, family and household purposes, including secured and unsecured installment and term loans. The risk is based on changes in the borrower’s financial condition, which could be affected by numerous factors, including divorce, job loss, illness or other personal hardship, and fluctuations in the value of the real estate or personal property securing the consumer loan, if any. Management further disaggregates the loan portfolio segments into classes of loans, which are based on the initial measurement of the loan, risk characteristics of the loan and the method for monitoring and assessing the credit risk of the loan. As of March 31, 2020 December 31, 2019, Credit Quality Indicators March 31, 2020 Pass Special Mention Substandard Doubtful Total (Dollars in thousands) Real Estate Loans: Construction and land $ 258,126 $ 757 $ 1,558 $ 395 $ 260,836 Farmland 51,832 1,718 13 337 53,900 1-4 family residential 286,995 2,982 3,032 2,867 295,876 Multi-family residential 32,828 - 31 - 32,859 Nonfarm nonresidential 605,090 11,134 3,308 3,582 623,114 Commercial 413,869 11,192 5,226 1,705 431,992 Consumer 70,546 1,674 168 415 72,803 Total $ 1,719,286 $ 29,457 $ 13,336 $ 9,301 $ 1,771,380 December 31, 2019 Pass Special Mention Substandard Doubtful Total (Dollars in thousands) Real Estate Loans: Construction and land $ 241,519 $ 1,141 $ 1,124 $ 397 $ 244,181 Farmland 46,591 1,737 14 339 48,681 1-4 family residential 284,381 3,175 3,237 2,349 293,142 Multi-family residential 36,422 - 32 - 36,454 Nonfarm nonresidential 594,046 11,077 3,830 3,655 612,608 Commercial 374,500 9,219 4,854 1,825 390,398 Consumer 82,726 1,538 125 412 84,801 Total $ 1,660,185 $ 27,887 $ 13,216 $ 8,977 $ 1,710,265 The above classifications follow regulatory guidelines and can generally be described as follows: ● Pass loans are of satisfactory quality. ● Special mention loans have an existing weakness that could cause future impairment, including the deterioration of financial ratios, past due status, questionable management capabilities and possible reduction in the collateral values. ● Substandard loans have an existing specific and well defined weakness that may may ● Doubtful loans have specific weaknesses that are severe enough to make collection or liquidation in full highly questionable and improbable. The following tables reflect certain information with respect to the loan portfolio delinquencies by loan class and amount as of March 31, 2020 December 31, 2019. 90 A ged Analysis of Past Due Loans Receivable March 31, 2020 (Dollars in thousands) Recorded Greater Investment Over 30-59 Days 60-89 Days Than 90 Days Total Total Loans 90 Days Past Due Past Due Past Due Past Due Past Due Current Receivable and Still Accruing Real Estate Loans: Construction and land $ 458 $ - $ 844 $ 1,302 $ 259,534 $ 260,836 $ 465 Farmland 230 101 160 491 53,409 53,900 - 1-4 family residential 2,454 948 1,892 5,294 290,582 295,876 180 Multi-family residential 31 - - 31 32,828 32,859 - Nonfarm nonresidential 2,993 63 1,496 4,552 618,562 623,114 - Commercial 1,817 122 1,333 3,272 428,720 431,992 71 Consumer 366 55 489 910 71,893 72,803 118 Total $ 8,349 $ 1,289 $ 6,214 $ 15,852 $ 1,755,528 $ 1,771,380 $ 834 December 31, 2019 (Dollars in thousands) Recorded Greater Investment Over 30-59 Days 60-89 Days Than 90 Days Total Total Loans 90 Days Past Due Past Due Past Due Past Due Past Due Current Receivable and Still Accruing Real Estate Loans: Construction and land $ 483 $ 17 $ 379 $ 879 $ 243,302 $ 244,181 $ - Farmland 18 16 143 177 48,504 48,681 - 1-4 family residential 1,245 975 1,000 3,220 289,922 293,142 29 Multi-family residential 32 - - 32 36,422 36,454 - Nonfarm nonresidential 181 610 1,529 2,320 610,288 612,608 - Commercial 126 142 1,311 1,579 388,819 390,398 - Consumer 143 34 405 582 84,219 84,801 43 Total $ 2,228 $ 1,794 $ 4,767 $ 8,789 $ 1,701,476 $ 1,710,265 $ 72 The following is a summary of information pertaining to impaired loans as of March 31, 2020 December 31, 2019. $56,000 $69,000 three March 31, 2020 2019, March 31, 2020 (Dollars in thousands) Unpaid Average Recorded Principal Related Recorded Investment Balance Allowance Investment With an allowance recorded: Real Estate Loans: Construction and land $ - $ - $ - $ - Farmland 19 21 3 19 1-4 family residential 249 268 49 202 Multi-family residential - - - - Nonfarm nonresidential 525 543 40 588 Other Loans: Commercial 896 977 440 901 Consumer 146 149 61 151 Total $ 1,835 $ 1,958 $ 593 $ 1,861 With no allowance recorded: Real Estate Loans: Construction and land $ 395 $ 419 $ - $ 396 Farmland 217 223 - 217 1-4 family residential 2,798 3,442 - 2,750 Multi-family residential - - - - Nonfarm nonresidential 3,488 3,828 - 3,447 Other Loans: Commercial 3,095 3,948 - 3,128 Consumer 277 307 - 287 Total $ 10,270 $ 12,167 $ - $ 10,225 Total Impaired Loans: Real Estate Loans: Construction and land $ 395 $ 419 $ - $ 396 Farmland 236 244 3 236 1-4 family residential 3,047 3,710 49 2,952 Multi-family residential - - - - Nonfarm nonresidential 4,013 4,371 40 4,035 Other Loans: Commercial 3,991 4,925 440 4,029 Consumer 423 456 61 438 Total $ 12,105 $ 14,125 $ 593 $ 12,086 December 31, 2019 (Dollars in thousands) Unpaid Average Recorded Principal Related Recorded Investment Balance Allowance Investment With an allowance recorded: Real Estate Loans: Construction and land $ - $ - $ - $ 1 Farmland 20 21 4 21 1-4 family residential 136 167 30 163 Multi-family residential - - - - Nonfarm nonresidential 721 738 52 601 Other Loans: Commercial 851 926 421 1,053 Consumer 120 123 49 116 Total $ 1,848 $ 1,975 $ 556 $ 1,955 With no allowance recorded: Real Estate Loans: Construction and land $ 397 $ 420 $ - $ 184 Farmland 202 207 - 177 1-4 family residential 2,395 3,041 - 2,531 Multi-family residential - - - - Nonfarm nonresidential 3,381 3,693 - 3,644 Other Loans: Commercial 3,323 4,173 - 4,157 Consumer 301 358 - 192 Total $ 9,999 $ 11,892 $ - $ 10,885 Total Impaired Loans: Real Estate Loans: Construction and land $ 397 $ 420 $ - $ 185 Farmland 222 228 4 198 1-4 family residential 2,531 3,208 30 2,694 Multi-family residential - - - - Nonfarm nonresidential 4,102 4,431 52 4,245 Other Loans: Commercial 4,174 5,099 421 5,210 Consumer 421 481 49 308 Total $ 11,847 $ 13,867 $ 556 $ 12,840 The Company elected to account for certain loans acquired in business combinations as acquired impaired loans under ASC 310 30 The following table presents the changes in the carrying amount of the purchased impaired credits accounted for under ASC 310 30 Purchased Impaired Credits (Dollars in thousands) Carrying amount - December 31, 2018 $ 10,704 Payments received, net of discounts realized (5,695 ) Carrying amount - December 31, 2019 5,009 Advances on purchased impaired credit 250 Payments received, net of discounts realized (71 ) Carrying amount - March 31, 2020 $ 5,188 The Bank seeks to assist customers that are experiencing financial difficulty by renegotiating loans within lending regulations and guidelines. The Bank makes loan modifications, primarily utilizing internal renegotiation programs via direct customer contact, that manage customers’ debt exposures held only by the Bank. Additionally, the Bank makes loan modifications with customers who have elected to work with external renegotiation agencies and these modifications provide solutions to customers’ entire unsecured debt structures. During the periods ended March 31, 2020 December 31, 2019, Once modified in a troubled debt restructuring, a loan is generally considered impaired until its contractual maturity. At the time of the restructuring, the loan is evaluated for an allowance for credit losses. The Bank continues to specifically reevaluate the loan in subsequent periods, regardless of the borrower’s performance under the modified terms. If a borrower subsequently defaults on the loan after it is restructured, the Bank provides an allowance for credit losses for the amount of the loan that exceeds the value of the related collateral. The following tables present informative data regarding troubled debt restructurings as of March 31, 2020 December 31, 2019. no three March 31, 2020 December 31, 2019, Modifications as of March 31, 2020: Pre-Modification Post-Modification Number Outstanding Outstanding of Recorded Recorded Contracts Investment Investment (Dollars in thousands) Troubled Debt Restructuring Real Estate Loans: 1-4 family residential 3 $ 235 $ 218 Nonfarm nonresidential 3 2,411 1,996 Other Loans: Commercial 7 5,927 2,694 Consumer 1 11 7 Total 14 $ 8,584 $ 4,915 Modifications as of December 31, 2019: Pre-Modification Post-Modification Number Outstanding Outstanding of Recorded Recorded Contracts Investment Investment (Dollars in thousands) Troubled Debt Restructuring Real Estate Loans: 1-4 family residential 3 $ 235 $ 219 Nonfarm nonresidential 3 2,411 2,044 Other Loans: Commercial 6 5,914 2,755 Consumer 1 11 9 Total 13 $ 8,571 $ 5,027 For the quarter ended March 31, 2020, 150 $83.0 19 not

Note 6 - Leases -

Note 6 - Leases -	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	Note 6 The Bank leases certain branch offices through non-cancelable operating leases with terms that range from one ten $693,000 $673,000 three March 31, 2020 2019, March 31, 2020, 8.1 3.10%. Future minimum lease payments under these leases are as follows: (Dollars in thousands) April 1, 2020 through March 31, 2021 $ 1,650 April 1, 2021 through March 31, 2022 1,990 April 1, 2022 through March 31, 2023 1,809 April 1, 2023 through March 31, 2024 1,701 April 1, 2024 and Thereafter 7,341 Total Future Minimum Lease Payments 14,491 Less Imputed Interest (1,700 ) Present Value of Lease Liabilities $ 12,791

Note 7 - Commitments and Contin

Note 7 - Commitments and Contingencies -	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Commitments Disclosure [Text Block]	Note 7 – Commitments and Contingencies – In the normal course of business, the Bank is a party to financial instruments with off-balance-sheet risk to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby and commercial letters of credit which are not The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby and commercial letters of credit is represented by the contractual amount of those instruments. The Bank’s policy for obtaining collateral, and the nature of such collateral, is essentially the same as that involved in making commitments to extend credit. The Bank uses the same credit policies in making such commitments and conditional obligations as it does for instruments that are included in the balance sheet. In the normal course of business, the Bank has made commitments to extend credit of approximately $400.3 $23.2 March 31, 2020. In the normal course of business, the Bank is involved in various legal proceedings. In the opinion of management and counsel, the disposition or ultimate resolution of such proceedings would not

Note 8 - Fair Value of Financia

Note 8 - Fair Value of Financial Instruments -	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Fair Value Disclosures [Text Block]	N ote 8 – Fair Value of Financial Instruments – Fair Value Disclosures The Company groups its financial assets and liabilities measured at fair value in three three ● Level 1 ● Level 2 ● Level 3 Recurring Basis Fair values of investment securities available for sale were primarily measured using information from a third The fair values of mortgage loans held for sale are based on commitments on hand from investors within the secondary market for loans with similar characteristics. The following tables present the balance of assets and liabilities measured on a recurring basis as of March 31, 2020 December 31, 2019. not Fair Value Level 1 Level 2 Level 3 (Dollars in thousands) March 31, 2020 Available for Sale: U.S. Government Agency Securities $ 16,702 $ - $ 16,702 $ - Corporate Securities 24,139 - 24,139 - Mortgage-Backed Securities 148,633 - 148,633 - Municipal Securities 85,641 - 79,421 6,220 Mortgage Loans Held for Sale 868 - 868 - Total $ 275,983 $ - $ 269,763 $ 6,220 December 31, 2019 Available for Sale: U.S. Government Agency Securities $ 15,937 $ - $ 15,937 $ - Corporate Securities 23,714 - 23,714 - Mortgage-Backed Securities 139,459 - 139,459 - Municipal Securities 99,083 - 92,496 6,587 Mortgage Loans Held for Sale 251 - 251 - Total $ 278,444 $ - $ 271,857 $ 6,587 Nonrecurring Basis The Company has segregated all financial assets and liabilities that are measured at fair value on a nonrecurring basis into the most appropriate level within the fair value hierarchy based on the inputs used to determine the fair value at the measurement date in the table below. The Company did not The fair value of the impaired loans is measured at the fair value of the collateral for collateral-dependent loans. Impaired loans are Level 2 2. Fair Value Level 1 Level 2 Level 3 (Dollars in thousands) March 31, 2020 Assets: Impaired Loans $ 16,288 $ - $ 16,288 $ - Repossessed Assets 3,292 - 3,292 - Total $ 19,580 $ - $ 19,580 $ - December 31, 2019 Assets: Impaired Loans $ 15,876 $ - $ 15,876 $ - Repossessed Assets 4,196 - 4,196 - Total $ 20,072 $ - $ 20,072 $ - Fa ir Value Financial Instruments The fair value of a financial instrument is the current amount that would be exchanged between willing parties, other than in a forced liquidation. Fair value is best determined based upon quoted market prices. However, in many instances, there are no not may not may not The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value: Cash and Short-Term Investments – For those short-term instruments, the carrying amount is a reasonable estimate of fair value. Securities – Fair value of securities is based on quoted market prices. If a quoted market price is not Loans – The exit price fair value for loans is estimated using discounted cash flow analyses, with interest rates currently being offered for similar loans to borrowers with similar credit rates. Loans with similar classifications are aggregated for purposes of the calculations. The allowance for loan losses, which was used to measure the credit risk, is subtracted from loans. Cash Value of Bank-Owned Life Insurance (“BOLI”) – The carrying amount approximates its fair value. Other Equity Securities – The carrying amount approximates its fair value. Deposits – The fair value of demand deposits and certain money market deposits is the amount payable at the reporting date. The fair value of fixed-maturity certificates of deposit is estimated using discounted cash flow analyses, with interest rates currently offered for deposits of similar remaining maturities. Borrowings – The fair value of FHLB advances and other long-term borrowings is estimated using the rates currently offered for advances of similar maturities. The carrying amount of short-term borrowings maturing within ninety Commitments to Extend Credit and Standby and Commercial Letters of Credit – The fair values of commitments to extend credit and standby and commercial letters of credit do not The estimated approximate fair values of the Bank’s financial instruments as of March 31, 2020 December 31, 2019 Carrying Total Amount Fair Value Level 1 Level 2 Level 3 (Dollars in thousands) March 31, 2020 Financial Assets: Cash and Short-Term Investments $ 109,244 $ 109,244 $ 109,244 $ - $ - Securities 275,115 275,115 - 268,895 6,220 Mortgage Loans Held for Sale 868 868 - 868 - Loans - Net 1,758,061 1,728,314 - - 1,728,314 Cash Value of BOLI 32,765 32,765 - 32,765 - Other Equity Securities 11,721 11,821 - - 11,821 Total $ 2,187,774 $ 2,158,127 $ 109,244 $ 302,528 $ 1,746,355 Financial Liabilities: Deposits $ 1,802,808 $ 1,810,716 $ - $ - $ 1,810,716 Borrowings 182,728 206,977 - 206,977 - Total $ 1,985,536 $ 2,017,693 $ - $ 206,977 $ 1,810,716 Carrying Total Amount Fair Value Level 1 Level 2 Level 3 (Dollars in thousands) December 31, 2019 Financial Assets: Cash and Short-Term Investments $ 150,743 $ 150,743 $ 150,743 $ - $ - Securities 278,193 278,193 - 271,606 6,587 Mortgage Loans Held for Sale 251 251 - 251 - Loans - Net 1,698,141 1,696,470 - - 1,696,470 Cash Value of BOLI 32,568 32,568 - 32,568 - Other Equity Securities 12,565 12,565 - - 12,565 Total $ 2,172,461 $ 2,170,790 $ 150,743 $ 304,425 $ 1,715,622 Financial Liabilities: Deposits $ 1,782,010 $ 1,782,692 $ - $ - $ 1,782,692 Borrowings 185,989 202,863 - 202,863 - Total $ 1,967,999 $ 1,985,555 $ - $ 202,863 $ 1,782,692

Note 9 - Subsequent Events -

Note 9 - Subsequent Events -	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Subsequent Events [Text Block]	Note 9 – Subsequent Events – On May 1, 2020, January 22, 2020, May 1, 2020, b1BANK. 7,614,506 March 31, 2020, $1.3 $848.6 $1.0

Note 10 - Recently Issued Accou

Note 10 - Recently Issued Accounting Pronouncements -	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	N ote 10 – Recently Issued Accounting Pronouncements – Accounting Standards Adopted in Current Period None Accounting Standards Not In June 2016, 2016 13, Financial Instruments – Credit Losses (Topic 326 not may first October 18, 2019, January 2023. may On January 26, 2017, 2017 04, Intangibles – Goodwill and Other (Topic 350 2 not one zero zero 2020 January 1, 2017. 19 may

Note 3 - Earnings Per Common _2

Note 3 - Earnings Per Common Share - (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For The Three Months Ended March 31, 2020 2019 (Dollars in thousands, except per share data) Numerator: Net Income Available to Common Shares $ 4,499 $ 5,659 Denominator: Weighted Average Common Shares Outstanding 13,313,154 13,287,560 Dilutive Effect of Stock Options and RSAs 54,122 365,565 Weighted Average Dilutive Common Shares 13,367,276 13,653,125 Basic Earnings Per Common Share From Net Income Available to Common Shares $ 0.34 $ 0.43 Diluted Earnings Per Common Share From Net Income Available to Common Shares $ 0.34 $ 0.41

Note 4 - Securities - (Tables)

Note 4 - Securities - (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	March 31, 2020 (Dollars in thousands) Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Government Agencies $ 16,403 $ 365 $ 66 $ 16,702 Corporate Securities 24,767 105 733 24,139 Mortgage-Backed Securities 144,278 4,643 288 148,633 Municipal Securities 86,962 141 1,462 85,641 Total Securities Available for Sale $ 272,410 $ 5,254 $ 2,549 $ 275,115 December 31, 2019 (Dollars in thousands) Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Government Agencies $ 15,654 $ 303 $ 20 $ 15,937 Corporate Securities 23,774 98 158 23,714 Mortgage-Backed Securities 137,817 2,139 497 139,459 Municipal Securities 97,641 1,447 5 99,083 Total Securities Available for Sale $ 274,886 $ 3,987 $ 680 $ 278,193
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]	March 31, 2020 Less Than 12 Months 12 Months or Greater Total (Dollars in thousands) Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses U.S. Government Agencies $ 4,956 $ 66 $ - $ - $ 4,956 $ 66 Corporate Securities 7,557 207 1,974 526 9,531 733 Mortgage-Backed Securities 8,167 234 4,844 54 13,011 288 Municipal Securities 63,323 1,456 630 6 63,953 1,462 Total Securities Available for Sale $ 84,003 $ 1,963 $ 7,448 $ 586 $ 91,451 $ 2,549 December 31, 2019 Less Than 12 Months 12 Months or Greater Total (Dollars in thousands) Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses U.S. Government Agencies $ 2,486 $ 20 $ - $ - $ 2,486 $ 20 Corporate Securities - - 6,360 158 6,360 158 Mortgage-Backed Securities 950 4 44,366 493 45,316 497 Municipal Securities 948 4 1,261 1 2,209 5 Total Securities Available for Sale $ 4,384 $ 28 $ 51,987 $ 652 $ 56,371 $ 680
Investments Classified by Contractual Maturity Date [Table Text Block]	Amortized Fair Cost Value (Dollars in thousands) Less Than One Year $ 23,463 $ 23,381 One to Five Years 45,245 45,152 Over Five to Ten Years 132,248 132,951 Over Ten Years 71,454 73,631 Total Securities Available for Sale $ 272,410 $ 275,115

Note 5 - Loans and the Allowa_2

Note 5 - Loans and the Allowance for Loan Losses - (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, December 31, 2020 2019 (Dollars in thousands) Real estate loans: Construction and land $ 260,836 $ 244,181 Farmland 53,900 48,681 1-4 family residential 295,876 293,142 Multi-family residential 32,859 36,454 Nonfarm nonresidential 623,114 612,608 Commercial 431,992 390,398 Consumer 72,803 84,801 Total loans held for investment 1,771,380 1,710,265 Less: Allowance for loan losses (13,319 ) (12,124 ) Net loans $ 1,758,061 $ 1,698,141
Financing Receivable, Allowance for Credit Loss [Table Text Block]	March 31, 2020 (Dollars in thousands) Real Estate: Real Estate: Real Estate: Real Estate: Construction Real Estate: 1-4 Family Multi-family Nonfarm and Land Farmland Residential Residential Nonresidential Commercial Consumer Total Allowance for credit losses: Beginning Balance $ 1,868 $ 229 $ 1,888 $ 226 $ 3,882 $ 3,414 $ 617 $ 12,124 Charge-offs - (2 ) (25 ) - - (164 ) (3 ) (194 ) Recoveries - - 2 - 1 15 4 22 Provision 240 80 225 (13 ) 265 518 52 1,367 Ending Balance $ 2,108 $ 307 $ 2,090 $ 213 $ 4,148 $ 3,783 $ 670 $ 13,319 Ending Balance: Individually evaluated for impairment $ - $ 3 $ 49 $ - $ 40 $ 440 $ 61 $ 593 Collectively evaluated for impairment $ 2,108 $ 304 $ 2,041 $ 213 $ 4,108 $ 3,343 $ 609 $ 12,726 Purchased Credit Impaired (1) $ - $ - $ - $ - $ - $ - $ - $ - Loans receivable: Ending Balance $ 260,836 $ 53,900 $ 295,876 $ 32,859 $ 623,114 $ 431,992 $ 72,803 $ 1,771,380 Ending Balance: Individually evaluated for impairment $ 395 $ 236 $ 3,047 $ - $ 4,013 $ 3,991 $ 423 $ 12,105 Collectively evaluated for impairment $ 260,441 $ 53,529 $ 292,769 $ 32,859 $ 614,276 $ 427,833 $ 72,380 $ 1,754,087 Purchased Credit Impaired (1) $ - $ 135 $ 60 $ - $ 4,825 $ 168 $ - $ 5,188 December 31, 2019 (Dollars in thousands) Real Estate: Real Estate: Real Estate: Real Estate: Construction Real Estate: 1-4 Family Multi-family Nonfarm and Land Farmland Residential Residential Nonresidential Commercial Consumer Total Allowance for credit losses: Beginning balance $ 1,590 $ 104 $ 1,538 $ 236 $ 2,715 $ 4,453 $ 584 $ 11,220 Charge-offs (2 ) (2 ) (162 ) - (51 ) (1,556 ) (52 ) (1,825 ) Recoveries - - 14 - 4 41 64 123 Provision 280 127 498 (10 ) 1,214 476 21 2,606 Ending Balance $ 1,868 $ 229 $ 1,888 $ 226 $ 3,882 $ 3,414 $ 617 $ 12,124 Ending Balance: Individually evaluated for impairment $ - $ 4 $ 30 $ - $ 52 $ 421 $ 49 $ 556 Collectively evaluated for impairment $ 1,868 $ 225 $ 1,858 $ 226 $ 3,830 $ 2,993 $ 568 $ 11,568 Purchased Credit Impaired (1) $ - $ - $ - $ - $ - $ - $ - $ - Loans receivable: Ending Balance $ 244,181 $ 48,681 $ 293,142 $ 36,454 $ 612,608 $ 390,398 $ 84,801 $ 1,710,265 Ending Balance: Individually evaluated for impairment $ 397 $ 222 $ 2,531 $ - $ 4,101 $ 4,175 $ 421 $ 11,847 Collectively evaluated for impairment $ 243,784 $ 48,324 $ 290,549 $ 36,454 $ 603,891 $ 386,027 $ 84,380 $ 1,693,409 Purchased Credit Impaired (1) $ - $ 135 $ 62 $ - $ 4,616 $ 196 $ - $ 5,009
Financing Receivable Credit Quality Indicators [Table Text Block]	March 31, 2020 Pass Special Mention Substandard Doubtful Total (Dollars in thousands) Real Estate Loans: Construction and land $ 258,126 $ 757 $ 1,558 $ 395 $ 260,836 Farmland 51,832 1,718 13 337 53,900 1-4 family residential 286,995 2,982 3,032 2,867 295,876 Multi-family residential 32,828 - 31 - 32,859 Nonfarm nonresidential 605,090 11,134 3,308 3,582 623,114 Commercial 413,869 11,192 5,226 1,705 431,992 Consumer 70,546 1,674 168 415 72,803 Total $ 1,719,286 $ 29,457 $ 13,336 $ 9,301 $ 1,771,380 December 31, 2019 Pass Special Mention Substandard Doubtful Total (Dollars in thousands) Real Estate Loans: Construction and land $ 241,519 $ 1,141 $ 1,124 $ 397 $ 244,181 Farmland 46,591 1,737 14 339 48,681 1-4 family residential 284,381 3,175 3,237 2,349 293,142 Multi-family residential 36,422 - 32 - 36,454 Nonfarm nonresidential 594,046 11,077 3,830 3,655 612,608 Commercial 374,500 9,219 4,854 1,825 390,398 Consumer 82,726 1,538 125 412 84,801 Total $ 1,660,185 $ 27,887 $ 13,216 $ 8,977 $ 1,710,265
Financing Receivable, Past Due [Table Text Block]	March 31, 2020 (Dollars in thousands) Recorded Greater Investment Over 30-59 Days 60-89 Days Than 90 Days Total Total Loans 90 Days Past Due Past Due Past Due Past Due Past Due Current Receivable and Still Accruing Real Estate Loans: Construction and land $ 458 $ - $ 844 $ 1,302 $ 259,534 $ 260,836 $ 465 Farmland 230 101 160 491 53,409 53,900 - 1-4 family residential 2,454 948 1,892 5,294 290,582 295,876 180 Multi-family residential 31 - - 31 32,828 32,859 - Nonfarm nonresidential 2,993 63 1,496 4,552 618,562 623,114 - Commercial 1,817 122 1,333 3,272 428,720 431,992 71 Consumer 366 55 489 910 71,893 72,803 118 Total $ 8,349 $ 1,289 $ 6,214 $ 15,852 $ 1,755,528 $ 1,771,380 $ 834 December 31, 2019 (Dollars in thousands) Recorded Greater Investment Over 30-59 Days 60-89 Days Than 90 Days Total Total Loans 90 Days Past Due Past Due Past Due Past Due Past Due Current Receivable and Still Accruing Real Estate Loans: Construction and land $ 483 $ 17 $ 379 $ 879 $ 243,302 $ 244,181 $ - Farmland 18 16 143 177 48,504 48,681 - 1-4 family residential 1,245 975 1,000 3,220 289,922 293,142 29 Multi-family residential 32 - - 32 36,422 36,454 - Nonfarm nonresidential 181 610 1,529 2,320 610,288 612,608 - Commercial 126 142 1,311 1,579 388,819 390,398 - Consumer 143 34 405 582 84,219 84,801 43 Total $ 2,228 $ 1,794 $ 4,767 $ 8,789 $ 1,701,476 $ 1,710,265 $ 72
Impaired Financing Receivables [Table Text Block]	March 31, 2020 (Dollars in thousands) Unpaid Average Recorded Principal Related Recorded Investment Balance Allowance Investment With an allowance recorded: Real Estate Loans: Construction and land $ - $ - $ - $ - Farmland 19 21 3 19 1-4 family residential 249 268 49 202 Multi-family residential - - - - Nonfarm nonresidential 525 543 40 588 Other Loans: Commercial 896 977 440 901 Consumer 146 149 61 151 Total $ 1,835 $ 1,958 $ 593 $ 1,861 With no allowance recorded: Real Estate Loans: Construction and land $ 395 $ 419 $ - $ 396 Farmland 217 223 - 217 1-4 family residential 2,798 3,442 - 2,750 Multi-family residential - - - - Nonfarm nonresidential 3,488 3,828 - 3,447 Other Loans: Commercial 3,095 3,948 - 3,128 Consumer 277 307 - 287 Total $ 10,270 $ 12,167 $ - $ 10,225 Total Impaired Loans: Real Estate Loans: Construction and land $ 395 $ 419 $ - $ 396 Farmland 236 244 3 236 1-4 family residential 3,047 3,710 49 2,952 Multi-family residential - - - - Nonfarm nonresidential 4,013 4,371 40 4,035 Other Loans: Commercial 3,991 4,925 440 4,029 Consumer 423 456 61 438 Total $ 12,105 $ 14,125 $ 593 $ 12,086 December 31, 2019 (Dollars in thousands) Unpaid Average Recorded Principal Related Recorded Investment Balance Allowance Investment With an allowance recorded: Real Estate Loans: Construction and land $ - $ - $ - $ 1 Farmland 20 21 4 21 1-4 family residential 136 167 30 163 Multi-family residential - - - - Nonfarm nonresidential 721 738 52 601 Other Loans: Commercial 851 926 421 1,053 Consumer 120 123 49 116 Total $ 1,848 $ 1,975 $ 556 $ 1,955 With no allowance recorded: Real Estate Loans: Construction and land $ 397 $ 420 $ - $ 184 Farmland 202 207 - 177 1-4 family residential 2,395 3,041 - 2,531 Multi-family residential - - - - Nonfarm nonresidential 3,381 3,693 - 3,644 Other Loans: Commercial 3,323 4,173 - 4,157 Consumer 301 358 - 192 Total $ 9,999 $ 11,892 $ - $ 10,885 Total Impaired Loans: Real Estate Loans: Construction and land $ 397 $ 420 $ - $ 185 Farmland 222 228 4 198 1-4 family residential 2,531 3,208 30 2,694 Multi-family residential - - - - Nonfarm nonresidential 4,102 4,431 52 4,245 Other Loans: Commercial 4,174 5,099 421 5,210 Consumer 421 481 49 308 Total $ 11,847 $ 13,867 $ 556 $ 12,840
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net [Table Text Block]	Purchased Impaired Credits (Dollars in thousands) Carrying amount - December 31, 2018 $ 10,704 Payments received, net of discounts realized (5,695 ) Carrying amount - December 31, 2019 5,009 Advances on purchased impaired credit 250 Payments received, net of discounts realized (71 ) Carrying amount - March 31, 2020 $ 5,188
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	Modifications as of March 31, 2020: Pre-Modification Post-Modification Number Outstanding Outstanding of Recorded Recorded Contracts Investment Investment (Dollars in thousands) Troubled Debt Restructuring Real Estate Loans: 1-4 family residential 3 $ 235 $ 218 Nonfarm nonresidential 3 2,411 1,996 Other Loans: Commercial 7 5,927 2,694 Consumer 1 11 7 Total 14 $ 8,584 $ 4,915 Modifications as of December 31, 2019: Pre-Modification Post-Modification Number Outstanding Outstanding of Recorded Recorded Contracts Investment Investment (Dollars in thousands) Troubled Debt Restructuring Real Estate Loans: 1-4 family residential 3 $ 235 $ 219 Nonfarm nonresidential 3 2,411 2,044 Other Loans: Commercial 6 5,914 2,755 Consumer 1 11 9 Total 13 $ 8,571 $ 5,027

Note 6 - Leases - (Tables)

Note 6 - Leases - (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Future minimum lease payments under these leases are as follows: (Dollars in thousands) April 1, 2020 through March 31, 2021 $ 1,650 April 1, 2021 through March 31, 2022 1,990 April 1, 2022 through March 31, 2023 1,809 April 1, 2023 through March 31, 2024 1,701 April 1, 2024 and Thereafter 7,341 Total Future Minimum Lease Payments 14,491 Less Imputed Interest (1,700 ) Present Value of Lease Liabilities $ 12,791

Note 8 - Fair Value of Financ_2

Note 8 - Fair Value of Financial Instruments - (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Level 1 Level 2 Level 3 (Dollars in thousands) March 31, 2020 Available for Sale: U.S. Government Agency Securities $ 16,702 $ - $ 16,702 $ - Corporate Securities 24,139 - 24,139 - Mortgage-Backed Securities 148,633 - 148,633 - Municipal Securities 85,641 - 79,421 6,220 Mortgage Loans Held for Sale 868 - 868 - Total $ 275,983 $ - $ 269,763 $ 6,220 December 31, 2019 Available for Sale: U.S. Government Agency Securities $ 15,937 $ - $ 15,937 $ - Corporate Securities 23,714 - 23,714 - Mortgage-Backed Securities 139,459 - 139,459 - Municipal Securities 99,083 - 92,496 6,587 Mortgage Loans Held for Sale 251 - 251 - Total $ 278,444 $ - $ 271,857 $ 6,587
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Value Level 1 Level 2 Level 3 (Dollars in thousands) March 31, 2020 Assets: Impaired Loans $ 16,288 $ - $ 16,288 $ - Repossessed Assets 3,292 - 3,292 - Total $ 19,580 $ - $ 19,580 $ - December 31, 2019 Assets: Impaired Loans $ 15,876 $ - $ 15,876 $ - Repossessed Assets 4,196 - 4,196 - Total $ 20,072 $ - $ 20,072 $ -
Fair Value, by Balance Sheet Grouping [Table Text Block]	Carrying Total Amount Fair Value Level 1 Level 2 Level 3 (Dollars in thousands) March 31, 2020 Financial Assets: Cash and Short-Term Investments $ 109,244 $ 109,244 $ 109,244 $ - $ - Securities 275,115 275,115 - 268,895 6,220 Mortgage Loans Held for Sale 868 868 - 868 - Loans - Net 1,758,061 1,728,314 - - 1,728,314 Cash Value of BOLI 32,765 32,765 - 32,765 - Other Equity Securities 11,721 11,821 - - 11,821 Total $ 2,187,774 $ 2,158,127 $ 109,244 $ 302,528 $ 1,746,355 Financial Liabilities: Deposits $ 1,802,808 $ 1,810,716 $ - $ - $ 1,810,716 Borrowings 182,728 206,977 - 206,977 - Total $ 1,985,536 $ 2,017,693 $ - $ 206,977 $ 1,810,716 Carrying Total Amount Fair Value Level 1 Level 2 Level 3 (Dollars in thousands) December 31, 2019 Financial Assets: Cash and Short-Term Investments $ 150,743 $ 150,743 $ 150,743 $ - $ - Securities 278,193 278,193 - 271,606 6,587 Mortgage Loans Held for Sale 251 251 - 251 - Loans - Net 1,698,141 1,696,470 - - 1,696,470 Cash Value of BOLI 32,568 32,568 - 32,568 - Other Equity Securities 12,565 12,565 - - 12,565 Total $ 2,172,461 $ 2,170,790 $ 150,743 $ 304,425 $ 1,715,622 Financial Liabilities: Deposits $ 1,782,010 $ 1,782,692 $ - $ - $ 1,782,692 Borrowings 185,989 202,863 - 202,863 - Total $ 1,967,999 $ 1,985,555 $ - $ 202,863 $ 1,782,692

Note 3 - Earnings Per Common _3

Note 3 - Earnings Per Common Share - Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Net Income Available to Common Shares	$ 4,499	$ 5,659
Weighted Average Common Shares Outstanding (in shares)	13,313,154	13,287,560
Dilutive Effect of Stock Options and RSAs (in shares)	54,122	365,565
Weighted Average Dilutive Common Shares (in shares)	13,367,276	13,653,125
Basic Earnings Per Common Share From Net Income Available to Common Shares (in dollars per share)	$ 0.34	$ 0.43
Diluted Earnings Per Common Share From Net Income Available to Common Shares (in dollars per share)	$ 0.34	$ 0.41

Note 4 - Securities - Securitie

Note 4 - Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Amortized cost	$ 272,410	$ 274,886
Gross unrealized gains	5,254	3,987
Gross unrealized losses	2,549	680
Fair value	275,115	278,193
US Government Agencies Debt Securities [Member]
Amortized cost	16,403	15,654
Gross unrealized gains	365	303
Gross unrealized losses	66	20
Fair value	16,702	15,937
Corporate Debt Securities [Member]
Amortized cost	24,767	23,774
Gross unrealized gains	105	98
Gross unrealized losses	733	158
Fair value	24,139	23,714
Collateralized Mortgage Backed Securities [Member]
Amortized cost	144,278	137,817
Gross unrealized gains	4,643	2,139
Gross unrealized losses	288	497
Fair value	148,633	139,459
US States and Political Subdivisions Debt Securities [Member]
Amortized cost	86,962	97,641
Gross unrealized gains	141	1,447
Gross unrealized losses	1,462	5
Fair value	$ 85,641	$ 99,083

Note 4 - Securities - Securit_2

Note 4 - Securities - Securities in a Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Less than 12 months, fair value	$ 84,003	$ 4,384
Less than 12 months, gross unrealized losses	1,963	28
12 months or greater, fair value	7,448	51,987
12 months or greater, gross unrealized losses	586	652
Total, fair value	91,451	56,371
Total, gross unrealized losses	2,549	680
US Government Agencies Debt Securities [Member]
Less than 12 months, fair value	4,956	2,486
Less than 12 months, gross unrealized losses	66	20
12 months or greater, fair value
12 months or greater, gross unrealized losses
Total, fair value	4,956	2,486
Total, gross unrealized losses	66	20
Corporate Debt Securities [Member]
Less than 12 months, fair value	7,557
Less than 12 months, gross unrealized losses	207
12 months or greater, fair value	1,974	6,360
12 months or greater, gross unrealized losses	526	158
Total, fair value	9,531	6,360
Total, gross unrealized losses	733	158
Collateralized Mortgage Backed Securities [Member]
Less than 12 months, fair value	8,167	950
Less than 12 months, gross unrealized losses	234	4
12 months or greater, fair value	4,844	44,366
12 months or greater, gross unrealized losses	54	493
Total, fair value	13,011	45,316
Total, gross unrealized losses	288	497
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, fair value	63,323	948
Less than 12 months, gross unrealized losses	1,456	4
12 months or greater, fair value	630	1,261
12 months or greater, gross unrealized losses	6	1
Total, fair value	63,953	2,209
Total, gross unrealized losses	$ 1,462	$ 5

Note 4 - Securities - Securit_3

Note 4 - Securities - Securities Available-for-sale by Contractual Maturity (Details) $ in Thousands	Mar. 31, 2020USD ($)
Less Than One Year, Amortized Cost	$ 23,463
Less Than One Year, Fair Value	23,381
One to Five Years, Amortized Cost	45,245
One to Five Years, Fair Value	45,152
Over Five to Ten Years, Amortized Cost	132,248
Over Five to Ten Years, Fair Value	132,951
Over Ten Years, Amortized Cost	71,454
Over Ten Years, Fair Value	73,631
Amortized Cost	272,410
Fair Value	$ 275,115

Note 5 - Loans and the Allowa_3

Note 5 - Loans and the Allowance for Loan Losses - (Details Textual)	3 Months Ended			12 Months Ended
	Mar. 31, 2020USD ($)		Mar. 31, 2019USD ($)	Dec. 31, 2019USD ($)		Dec. 31, 2018USD ($)
Loans and Leases Receivable, Deferred Income, Total	$ 3,200,000			$ 3,000,000
Loans and Leases Receivable Reclassified from Overdraft	884,000			276,000
Loans Receivable, Unpaid Principal Balance	139,900,000			129,700,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	5,188,000	[1]		5,009,000	[1]	$ 10,704,000
Loans and Leases Receivable, Net of Deferred Income, Total	1,771,380,000			1,710,265,000
Impaired Financing Receivable, Interest Income, Accrual Method, Total	56,000		$ 69,000
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	$ 0			0
Financing Receivable, Number of Loans Modified by Granting Temporary Payment Deferrals of Principal And/Or Interest	150
Financing Receivable, Amount of Loans Modified by Granting Temporary Payment Deferrals of Principal And/Or Interest.	$ 83,000,000
Minden Bancorp and Richland State Bancorp [Member] | Performing Financial Instruments [Member]
Loans and Leases Receivable, Deferred Income, Total	1,900,000			2,000,000
Loans Receivable, Fair Value Disclosure	151,600,000			180,000,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	5,200,000			5,000,000
Loans and Leases Receivable, Net of Deferred Income, Total	$ 148,300,000			$ 177,100,000
[1]	Purchased credit impaired loans are evaluated for impairment on an individual basis.

Note 5 - Loans and the Allowa_4

Note 5 - Loans and the Allowance for Loan Losses - Loans Receivable (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Loans	$ 1,771,380	$ 1,710,265
Allowance for loan losses	(13,319)	(12,124)	$ (11,220)
Net loans	1,758,061	1,698,141
Commercial Real Estate Portfolio Segment [Member] | Construction and Land [Member]
Loans	260,836	244,181
Allowance for loan losses	(2,108)	(1,868)	(1,590)
Commercial Real Estate Portfolio Segment [Member] | Farmland [Member]
Loans	53,900	48,681
Allowance for loan losses	(307)	(229)	(104)
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Loans	623,114	612,608
Allowance for loan losses	(4,148)	(3,882)	(2,715)
Residential Portfolio Segment [Member] | Real Estate Residential One- to Four-Family [Member]
Loans	295,876	293,142
Allowance for loan losses	(2,090)	(1,888)	(1,538)
Residential Portfolio Segment [Member] | Multi-family Residential [Member]
Loans	32,859	36,454
Allowance for loan losses	(213)	(226)	(236)
Commercial Portfolio Segment [Member]
Loans	431,992	390,398
Allowance for loan losses	(3,783)	(3,414)	(4,453)
Consumer Portfolio Segment [Member]
Loans	72,803	84,801
Allowance for loan losses	$ (670)	$ (617)	$ (584)

Note 5 - Loans and the Allowa_5

Note 5 - Loans and the Allowance for Loan Losses - Allowance for Credit Losses and Recorded Investment in Loans Receivable (Details) - USD ($) $ in Thousands		3 Months Ended			12 Months Ended
		Mar. 31, 2020		Mar. 31, 2019	Dec. 31, 2019		Dec. 31, 2018
Beginning Balance		$ 12,124		$ 11,220	$ 11,220
Charge-offs		(194)			(1,825)
Recoveries		22			123
Provision		1,367		633	2,606
Ending Balance		13,319			12,124
Allowance for credit losses, individually evaluated for impairment		593			556
Allowance for credit losses, collectively evaluated for impairment		12,726			11,568
Allowance for credit losses, purchased credit impaired	[1]
Loans receivable		1,771,380			1,710,265
Loans receivable, individually evaluated for impairment		12,105			11,847
Loans receivable, collectively evaluated for impairment		1,754,087			1,693,409
Loans receivable, purchased credit impaired		5,188	[1]		5,009	[1]	$ 10,704
Commercial Real Estate Portfolio Segment [Member] | Construction and Land [Member]
Beginning Balance		1,868		1,590	1,590
Charge-offs					(2)
Recoveries
Provision		240			280
Ending Balance		2,108			1,868
Allowance for credit losses, individually evaluated for impairment
Allowance for credit losses, collectively evaluated for impairment		2,108			1,868
Allowance for credit losses, purchased credit impaired	[1]	0			0
Loans receivable		260,836			244,181
Loans receivable, individually evaluated for impairment		395			397
Loans receivable, collectively evaluated for impairment		260,441			243,784
Loans receivable, purchased credit impaired	[1]				0
Commercial Real Estate Portfolio Segment [Member] | Farmland [Member]
Beginning Balance		229		104	104
Charge-offs		(2)			(2)
Recoveries		0			0
Provision		80			127
Ending Balance		307			229
Allowance for credit losses, individually evaluated for impairment		3			4
Allowance for credit losses, collectively evaluated for impairment		304			225
Allowance for credit losses, purchased credit impaired	[1]	0			0
Loans receivable		53,900			48,681
Loans receivable, individually evaluated for impairment		236			222
Loans receivable, collectively evaluated for impairment		53,529			48,324
Loans receivable, purchased credit impaired	[1]	135			135
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Beginning Balance		3,882		2,715	2,715
Charge-offs					(51)
Recoveries		1			4
Provision		265			1,214
Ending Balance		4,148			3,882
Allowance for credit losses, individually evaluated for impairment		40			52
Allowance for credit losses, collectively evaluated for impairment		4,108			3,830
Allowance for credit losses, purchased credit impaired	[1]	0			0
Loans receivable		623,114			612,608
Loans receivable, individually evaluated for impairment		4,013			4,101
Loans receivable, collectively evaluated for impairment		614,276			603,891
Loans receivable, purchased credit impaired	[1]	4,825			4,616
Residential Portfolio Segment [Member] | Real Estate Residential One- to Four-Family [Member]
Beginning Balance		1,888		1,538	1,538
Charge-offs		(25)			(162)
Recoveries		2			14
Provision		225			498
Ending Balance		2,090			1,888
Allowance for credit losses, individually evaluated for impairment		49			30
Allowance for credit losses, collectively evaluated for impairment		2,041			1,858
Allowance for credit losses, purchased credit impaired	[1]
Loans receivable		295,876			293,142
Loans receivable, individually evaluated for impairment		3,047			2,531
Loans receivable, collectively evaluated for impairment		292,769			290,549
Loans receivable, purchased credit impaired	[1]	60			62
Residential Portfolio Segment [Member] | Multi-family Residential [Member]
Beginning Balance		226		236	236
Charge-offs		0			0
Recoveries		0			0
Provision		(13)			(10)
Ending Balance		213			226
Allowance for credit losses, individually evaluated for impairment		0			0
Allowance for credit losses, collectively evaluated for impairment		213			226
Allowance for credit losses, purchased credit impaired	[1]	0			0
Loans receivable		32,859			36,454
Loans receivable, individually evaluated for impairment		0			0
Loans receivable, collectively evaluated for impairment		32,859			36,454
Loans receivable, purchased credit impaired	[1]	0			0
Commercial Portfolio Segment [Member]
Beginning Balance		3,414		4,453	4,453
Charge-offs		(164)			(1,556)
Recoveries		15			41
Provision		518			476
Ending Balance		3,783			3,414
Allowance for credit losses, individually evaluated for impairment		440			421
Allowance for credit losses, collectively evaluated for impairment		3,343			2,993
Allowance for credit losses, purchased credit impaired	[1]	0			0
Loans receivable		431,992			390,398
Loans receivable, individually evaluated for impairment		3,991			4,175
Loans receivable, collectively evaluated for impairment		427,833			386,027
Loans receivable, purchased credit impaired	[1]	168			196
Consumer Portfolio Segment [Member]
Beginning Balance		617		$ 584	584
Charge-offs		(3)			(52)
Recoveries		4			64
Provision		52			21
Ending Balance		670			617
Allowance for credit losses, individually evaluated for impairment		61			49
Allowance for credit losses, collectively evaluated for impairment		609			568
Allowance for credit losses, purchased credit impaired	[1]	0			0
Loans receivable		72,803			84,801
Loans receivable, individually evaluated for impairment		423			421
Loans receivable, collectively evaluated for impairment		72,380			84,380
Loans receivable, purchased credit impaired	[1]	$ 0			$ 0
[1]	Purchased credit impaired loans are evaluated for impairment on an individual basis.

Note 5 - Loans and the Allowa_6

Note 5 - Loans and the Allowance for Loan Losses - Credit Quality Indicators (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Loans	$ 1,771,380	$ 1,710,265
Pass [Member]
Loans	1,719,286	1,660,185
Special Mention [Member]
Loans	29,457	27,887
Substandard [Member]
Loans	13,336	13,216
Doubtful [Member]
Loans	9,301	8,977
Commercial Real Estate Portfolio Segment [Member] | Construction and Land [Member]
Loans	260,836	244,181
Commercial Real Estate Portfolio Segment [Member] | Construction and Land [Member] | Pass [Member]
Loans	258,126	241,519
Commercial Real Estate Portfolio Segment [Member] | Construction and Land [Member] | Special Mention [Member]
Loans	757	1,141
Commercial Real Estate Portfolio Segment [Member] | Construction and Land [Member] | Substandard [Member]
Loans	1,558	1,124
Commercial Real Estate Portfolio Segment [Member] | Construction and Land [Member] | Doubtful [Member]
Loans	395	397
Commercial Real Estate Portfolio Segment [Member] | Farmland [Member]
Loans	53,900	48,681
Commercial Real Estate Portfolio Segment [Member] | Farmland [Member] | Pass [Member]
Loans	51,832	46,591
Commercial Real Estate Portfolio Segment [Member] | Farmland [Member] | Special Mention [Member]
Loans	1,718	1,737
Commercial Real Estate Portfolio Segment [Member] | Farmland [Member] | Substandard [Member]
Loans	13	14
Commercial Real Estate Portfolio Segment [Member] | Farmland [Member] | Doubtful [Member]
Loans	337	339
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Loans	623,114	612,608
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Pass [Member]
Loans	605,090	594,046
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Special Mention [Member]
Loans	11,134	11,077
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Substandard [Member]
Loans	3,308	3,830
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Doubtful [Member]
Loans	3,582	3,655
Residential Portfolio Segment [Member] | Real Estate Residential One- to Four-Family [Member]
Loans	295,876	293,142
Residential Portfolio Segment [Member] | Real Estate Residential One- to Four-Family [Member] | Pass [Member]
Loans	286,995	284,381
Residential Portfolio Segment [Member] | Real Estate Residential One- to Four-Family [Member] | Special Mention [Member]
Loans	2,982	3,175
Residential Portfolio Segment [Member] | Real Estate Residential One- to Four-Family [Member] | Substandard [Member]
Loans	3,032	3,237
Residential Portfolio Segment [Member] | Real Estate Residential One- to Four-Family [Member] | Doubtful [Member]
Loans	2,867	2,349
Residential Portfolio Segment [Member] | Multi-family Residential [Member]
Loans	32,859	36,454
Residential Portfolio Segment [Member] | Multi-family Residential [Member] | Pass [Member]
Loans	32,828	36,422
Residential Portfolio Segment [Member] | Multi-family Residential [Member] | Special Mention [Member]
Loans	0	0
Residential Portfolio Segment [Member] | Multi-family Residential [Member] | Substandard [Member]
Loans	31	32
Residential Portfolio Segment [Member] | Multi-family Residential [Member] | Doubtful [Member]
Loans	0	0
Commercial Portfolio Segment [Member]
Loans	431,992	390,398
Commercial Portfolio Segment [Member] | Pass [Member]
Loans	413,869	374,500
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans	11,192	9,219
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans	5,226	4,854
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans	1,705	1,825
Consumer Portfolio Segment [Member]
Loans	72,803	84,801
Consumer Portfolio Segment [Member] | Pass [Member]
Loans	70,546	82,726
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans	1,674	1,538
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans	168	125
Consumer Portfolio Segment [Member] | Doubtful [Member]
Loans	$ 415	$ 412

Note 5 - Loans and the Allowa_7

Note 5 - Loans and the Allowance for Loan Losses - Past Due Loans Receivable (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Past due	$ 15,852	$ 8,789
Current	1,755,528	1,701,476
Loans	1,771,380	1,710,265
Recorded investment over 90 days past due and still accruing	834	72
Financial Asset, 30 to 59 Days Past Due [Member]
Past due	8,349	2,228
Financial Asset, 60 to 89 Days Past Due [Member]
Past due	1,289	1,794
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	6,214	4,767
Commercial Real Estate Portfolio Segment [Member] | Construction and Land [Member]
Past due	1,302	879
Current	259,534	243,302
Loans	260,836	244,181
Recorded investment over 90 days past due and still accruing	465
Commercial Real Estate Portfolio Segment [Member] | Construction and Land [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	458	483
Commercial Real Estate Portfolio Segment [Member] | Construction and Land [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due		17
Commercial Real Estate Portfolio Segment [Member] | Construction and Land [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	844	379
Commercial Real Estate Portfolio Segment [Member] | Farmland [Member]
Past due	491	177
Current	53,409	48,504
Loans	53,900	48,681
Recorded investment over 90 days past due and still accruing		0
Commercial Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	230	18
Commercial Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	101	16
Commercial Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	160	143
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Past due	4,552	2,320
Current	618,562	610,288
Loans	623,114	612,608
Recorded investment over 90 days past due and still accruing
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	2,993	181
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	63	610
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	1,496	1,529
Residential Portfolio Segment [Member] | Real Estate Residential One- to Four-Family [Member]
Past due	5,294	3,220
Current	290,582	289,922
Loans	295,876	293,142
Recorded investment over 90 days past due and still accruing	180	29
Residential Portfolio Segment [Member] | Real Estate Residential One- to Four-Family [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	2,454	1,245
Residential Portfolio Segment [Member] | Real Estate Residential One- to Four-Family [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	948	975
Residential Portfolio Segment [Member] | Real Estate Residential One- to Four-Family [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	1,892	1,000
Residential Portfolio Segment [Member] | Multi-family Residential [Member]
Past due	31	32
Current	32,828	36,422
Loans	32,859	36,454
Recorded investment over 90 days past due and still accruing	0	0
Residential Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	31	32
Residential Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	0
Residential Portfolio Segment [Member] | Multi-family Residential [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Commercial Portfolio Segment [Member]
Past due	3,272	1,579
Current	428,720	388,819
Loans	431,992	390,398
Recorded investment over 90 days past due and still accruing	71
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	1,817	126
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	122	142
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	1,333	1,311
Consumer Portfolio Segment [Member]
Past due	910	582
Current	71,893	84,219
Loans	72,803	84,801
Recorded investment over 90 days past due and still accruing	118	43
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	366	143
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	55	34
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	$ 489	$ 405

Note 5 - Loans and the Allowa_8

Note 5 - Loans and the Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Recorded investment, with an allowance recorded	$ 1,835	$ 1,848
Unpaid principal balance, with an allowance recorded	1,958	1,975
Related allowance	593	556
Average recorded investment, with an allowance recorded	1,861	1,955
Recorded investment, with no allowance recorded	10,270	9,999
Unpaid principal balance, with no allowance recorded	12,167	11,892
Average recorded investment, with no allowance recorded	10,225	10,885
Recorded investment	12,105	11,847
Unpaid principal balance	14,125	13,867
Average recorded investment	12,086	12,840
Commercial Real Estate Portfolio Segment [Member] | Construction and Land [Member]
Recorded investment, with an allowance recorded
Unpaid principal balance, with an allowance recorded
Related allowance		0
Average recorded investment, with an allowance recorded		1
Recorded investment, with no allowance recorded	395	397
Unpaid principal balance, with no allowance recorded	419	420
Average recorded investment, with no allowance recorded	396	184
Recorded investment	395	397
Unpaid principal balance	419	420
Average recorded investment	396	185
Commercial Real Estate Portfolio Segment [Member] | Farmland [Member]
Recorded investment, with an allowance recorded	19	20
Unpaid principal balance, with an allowance recorded	21	21
Related allowance	3	4
Average recorded investment, with an allowance recorded	19	21
Recorded investment, with no allowance recorded	217	202
Unpaid principal balance, with no allowance recorded	223	207
Average recorded investment, with no allowance recorded	217	177
Recorded investment	236	222
Unpaid principal balance	244	228
Average recorded investment	236	198
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Recorded investment, with an allowance recorded	525	721
Unpaid principal balance, with an allowance recorded	543	738
Related allowance	40	52
Average recorded investment, with an allowance recorded	588	601
Recorded investment, with no allowance recorded	3,488	3,381
Unpaid principal balance, with no allowance recorded	3,828	3,693
Average recorded investment, with no allowance recorded	3,447	3,644
Recorded investment	4,013	4,102
Unpaid principal balance	4,371	4,431
Average recorded investment	4,035	4,245
Residential Portfolio Segment [Member] | Real Estate Residential One- to Four-Family [Member]
Recorded investment, with an allowance recorded	249	136
Unpaid principal balance, with an allowance recorded	268	167
Related allowance	49	30
Average recorded investment, with an allowance recorded	202	163
Recorded investment, with no allowance recorded	2,798	2,395
Unpaid principal balance, with no allowance recorded	3,442	3,041
Average recorded investment, with no allowance recorded	2,750	2,531
Recorded investment	3,047	2,531
Unpaid principal balance	3,710	3,208
Average recorded investment	2,952	2,694
Residential Portfolio Segment [Member] | Multi-family Residential [Member]
Recorded investment, with an allowance recorded	0	0
Unpaid principal balance, with an allowance recorded	0	0
Related allowance	0	0
Average recorded investment, with an allowance recorded	0	0
Recorded investment, with no allowance recorded	0	0
Unpaid principal balance, with no allowance recorded	0	0
Average recorded investment, with no allowance recorded	0	0
Recorded investment	0	0
Unpaid principal balance	0	0
Average recorded investment	0	0
Commercial Portfolio Segment [Member]
Recorded investment, with an allowance recorded	896	851
Unpaid principal balance, with an allowance recorded	977	926
Related allowance	440	421
Average recorded investment, with an allowance recorded	901	1,053
Recorded investment, with no allowance recorded	3,095	3,323
Unpaid principal balance, with no allowance recorded	3,948	4,173
Average recorded investment, with no allowance recorded	3,128	4,157
Recorded investment	3,991	4,174
Unpaid principal balance	4,925	5,099
Average recorded investment	4,029	5,210
Consumer Portfolio Segment [Member]
Recorded investment, with an allowance recorded	146	120
Unpaid principal balance, with an allowance recorded	149	123
Related allowance	61	49
Average recorded investment, with an allowance recorded	151	116
Recorded investment, with no allowance recorded	277	301
Unpaid principal balance, with no allowance recorded	307	358
Average recorded investment, with no allowance recorded	287	192
Recorded investment	423	421
Unpaid principal balance	456	481
Average recorded investment	$ 438	$ 308

Note 5 - Loans and the Allowa_9

Note 5 - Loans and the Allowance for Loan Losses - Purchased Impaired Credits (Details) - USD ($) $ in Thousands		3 Months Ended		12 Months Ended
		Mar. 31, 2020		Dec. 31, 2019
Carrying amount, beginning balance		$ 5,009	[1]	$ 10,704
Payments received, net of discounts realized		(71)		(5,695)
Advances on purchased impaired credit		250
Carrying amount, ending balance	[1]	$ 5,188		$ 5,009
[1]	Purchased credit impaired loans are evaluated for impairment on an individual basis.

Note 5 - Loans and the Allow_10

Note 5 - Loans and the Allowance for Loan Losses - Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Number of contracts	14	13
Pre-modification outstanding recorded investment	$ 8,584	$ 8,571
Post-modification outstanding recorded investment	$ 4,915	$ 5,027
Residential Portfolio Segment [Member] | Real Estate Residential One- to Four-Family [Member]
Number of contracts	3	3
Pre-modification outstanding recorded investment	$ 235	$ 235
Post-modification outstanding recorded investment	$ 218	$ 219
Residential Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Number of contracts	3	3
Pre-modification outstanding recorded investment	$ 2,411	$ 2,411
Post-modification outstanding recorded investment	$ 1,996	$ 2,044
Commercial Portfolio Segment [Member]
Number of contracts	7	6
Pre-modification outstanding recorded investment	$ 5,927	$ 5,914
Post-modification outstanding recorded investment	$ 2,694	$ 2,755
Consumer Portfolio Segment [Member]
Number of contracts	1	1
Pre-modification outstanding recorded investment	$ 11	$ 11
Post-modification outstanding recorded investment	$ 7	$ 9

Note 6 - Leases - (Details Text

Note 6 - Leases - (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Operating Lease, Expense	$ 693,000	$ 673,000
Operating Lease, Weighted Average Remaining Lease Term (Year)	8 years 36 days
Operating Lease, Weighted Average Discount Rate, Percent	3.10%
Minimum [Member]
Lessee, Operating Lease, Term of Contract (Year)	1 year
Maximum [Member]
Lessee, Operating Lease, Term of Contract (Year)	10 years

Note 6 - Leases - Future Minimu

Note 6 - Leases - Future Minimum Lease Payments (Details) $ in Thousands	Mar. 31, 2020USD ($)
April 1, 2020 through March 31, 2021	$ 1,650
April 1, 2021 through March 31, 2022	1,990
April 1, 2022 through March 31, 2023	1,809
April 1, 2023 through March 31, 2024	1,701
April 1, 2024 and Thereafter	7,341
Total Future Minimum Lease Payments	14,491
Less Imputed Interest	(1,700)
Other Liabilities [Member]
Present Value of Lease Liabilities	$ 12,791

Note 7 - Commitments and Cont_2

Note 7 - Commitments and Contingencies - (Details Textual) $ in Millions	Mar. 31, 2020USD ($)
Standby Letters of Credit [Member]
Contractual Obligation, Total	$ 23.2
Commitments to Extend Credit [Member]
Contractual Obligation, Total	$ 400.3

Note 8 - Fair Value of Financ_3

Note 8 - Fair Value of Financial Instruments - (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Fair Value, Recurring [Member]
Financial and Nonfinancial Liabilities, Fair Value Disclosure	$ 0	$ 0
Fair Value, Nonrecurring [Member]
Financial and Nonfinancial Liabilities, Fair Value Disclosure	$ 0	$ 0

Note 8 - Fair Value of Financ_4

Note 8 - Fair Value of Financial Instruments - Assets and Liabilities Measured On a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Securities available for sale	$ 275,115	$ 278,193
Fair Value, Recurring [Member]
Mortgage Loans Held for Sale	868	251
Total	275,983	278,444
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Mortgage Loans Held for Sale
Total
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Mortgage Loans Held for Sale	868	251
Total	269,763	271,857
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Mortgage Loans Held for Sale
Total	6,220	6,587
US Government Agencies Debt Securities [Member]
Securities available for sale	16,702	15,937
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member]
Securities available for sale	16,702	15,937
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	16,702	15,937
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale
Corporate Debt Securities [Member]
Securities available for sale	24,139	23,714
Corporate Debt Securities [Member] | Fair Value, Recurring [Member]
Securities available for sale	24,139	23,714
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	24,139	23,714
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale
Collateralized Mortgage Backed Securities [Member]
Securities available for sale	148,633	139,459
Collateralized Mortgage Backed Securities [Member] | Fair Value, Recurring [Member]
Securities available for sale	148,633	139,459
Collateralized Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale
Collateralized Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	148,633	139,459
Collateralized Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale	85,641	99,083
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member]
Securities available for sale	85,641	99,083
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	79,421	92,496
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	$ 6,220	$ 6,587

Note 8 - Fair Value of Financ_5

Note 8 - Fair Value of Financial Instruments - Assets Measured on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Assets measured on a nonrecurring basis	$ 19,580	$ 20,072
Fair Value, Inputs, Level 1 [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member]
Assets measured on a nonrecurring basis	19,580	20,072
Fair Value, Inputs, Level 3 [Member]
Assets measured on a nonrecurring basis
Impaired Loans [Member]
Assets measured on a nonrecurring basis	16,288	15,876
Impaired Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets measured on a nonrecurring basis
Impaired Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets measured on a nonrecurring basis	16,288	15,876
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets measured on a nonrecurring basis
Repossessed Assets [Member]
Assets measured on a nonrecurring basis	3,292	4,196
Repossessed Assets [Member] | Fair Value, Inputs, Level 1 [Member]
Assets measured on a nonrecurring basis
Repossessed Assets [Member] | Fair Value, Inputs, Level 2 [Member]
Assets measured on a nonrecurring basis	3,292	4,196
Repossessed Assets [Member] | Fair Value, Inputs, Level 3 [Member]
Assets measured on a nonrecurring basis

Note 8 - Fair Value of Financ_6

Note 8 - Fair Value of Financial Instruments - Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financial Assets:
Other Equity Securities	$ 11,721	$ 12,565
Reported Value Measurement [Member]
Financial Assets:
Cash and Short-Term Investments	109,244	150,743
Securities	275,115	278,193
Mortgage Loans Held for Sale	868	251
Loans - Net	1,758,061	1,698,141
Cash Value of BOLI	32,765	32,568
Other Equity Securities	11,721	12,565
Total	2,187,774	2,172,461
Financial Liabilities:
Deposits	1,802,808	1,782,010
Borrowings	182,728	185,989
Total	1,985,536	1,967,999
Estimate of Fair Value Measurement [Member]
Financial Assets:
Cash and Short-Term Investments	109,244	150,743
Securities	275,115	278,193
Mortgage Loans Held for Sale	868	251
Loans - Net	1,728,314	1,696,470
Cash Value of BOLI	32,765	32,568
Other Equity Securities	11,821	12,565
Total	2,158,127	2,170,790
Financial Liabilities:
Deposits	1,810,716	1,782,692
Borrowings	206,977	202,863
Total	2,017,693	1,985,555
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and Short-Term Investments	109,244	150,743
Securities
Mortgage Loans Held for Sale
Loans - Net
Cash Value of BOLI
Other Equity Securities
Total	109,244	150,743
Financial Liabilities:
Deposits
Borrowings
Total
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Cash and Short-Term Investments
Securities	268,895	271,606
Mortgage Loans Held for Sale	868	251
Loans - Net
Cash Value of BOLI	32,765	32,568
Other Equity Securities
Total	302,528	304,425
Financial Liabilities:
Deposits
Borrowings	206,977	202,863
Total	206,977	202,863
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial Assets:
Cash and Short-Term Investments
Securities	6,220	6,587
Mortgage Loans Held for Sale
Loans - Net	1,728,314	1,696,470
Cash Value of BOLI
Other Equity Securities	11,821	12,565
Total	1,746,355	1,715,622
Financial Liabilities:
Deposits	1,810,716	1,782,692
Borrowings
Total	$ 1,810,716	$ 1,782,692

Note 9 - Subsequent Events - (D

Note 9 - Subsequent Events - (Details Textual) - USD ($) $ in Thousands	May 01, 2020	Mar. 31, 2020	Dec. 31, 2019
Assets, Total		$ 2,287,662	$ 2,273,835
Deposits, Total		1,802,808	$ 1,782,010
Pedestal [Member]
Assets, Total		1,300,000
Loans Payable, Total		848,600
Deposits, Total		$ 1,000,000
Subsequent Event [Member] | Pedestal Merger [Member]
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares (in shares)	7,614,506