| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| iShares S&P 500 Growth ETF | ETF | 464287309 | 17,092 | 149,999 | SH | | SOLE | | 0 | 0 | 149,999 |
| SPDR S&P Dividend ETF | ETF | 78464A763 | 16,053 | 205,285 | SH | | SOLE | | 0 | 0 | 205,285 |
| Vanguard FTSE Developed Market | ETF | 921943858 | 12,090 | 303,545 | SH | | SOLE | | 0 | 0 | 303,545 |
| SPDR Barclays Capital High Yie | ETF | 78464A417 | 5,707 | 145,522 | SH | | SOLE | | 0 | 0 | 145,522 |
| WisdomTree Emerging Markets ET | ETF | 97717W315 | 5,638 | 132,661 | SH | | SOLE | | 0 | 0 | 132,661 |
| Market Vectors Short Term Muni | ETF | 57060U803 | 4,729 | 269,291 | SH | | SOLE | | 0 | 0 | 269,291 |
| PowerShares Emerging Markets S | ETF | 73936T573 | 3,958 | 139,283 | SH | | SOLE | | 0 | 0 | 139,283 |
| iShares Barclays TIPS Bond ETF | ETF | 464287176 | 3,339 | 29,395 | SH | | SOLE | | 0 | 0 | 29,395 |
| Vanguard Short-Term Bond Index | ETF | 921937827 | 3,193 | 39,658 | SH | | SOLE | | 0 | 0 | 39,658 |
| SPDR S&P 600 Small Cap Growth | ETF | 78464A201 | 3,099 | 16,428 | SH | | SOLE | | 0 | 0 | 16,428 |
| WisdomTree Mid Cap Dividend ET | ETF | 97717W505 | 3,087 | 35,858 | SH | | SOLE | | 0 | 0 | 35,858 |
| Guggenheim S&P Midcap 400 Grow | ETF | 78355W601 | 3,022 | 22,793 | SH | | SOLE | | 0 | 0 | 22,793 |
| iShares Morningstar Small Valu | ETF | 464288703 | 2,969 | 22,631 | SH | | SOLE | | 0 | 0 | 22,631 |
| WisdomTree Small Cap Dividend | ETF | 97717W604 | 2,963 | 41,109 | SH | | SOLE | | 0 | 0 | 41,109 |
| PIMCO Enhanced Short Maturity | ETF | 72201R833 | 2,724 | 26,930 | SH | | SOLE | | 0 | 0 | 26,930 |
| WisdomTree Intl SmallCap Divid | ETF | 97717W760 | 2,644 | 44,617 | SH | | SOLE | | 0 | 0 | 44,617 |
| iShares Russell 1000 Growth ET | ETF | 464287614 | 1,822 | 18,421 | SH | | SOLE | | 0 | 0 | 18,421 |
| PowerShares Dynamic Large Cap | ETF | 73935X708 | 1,553 | 50,392 | SH | | SOLE | | 0 | 0 | 50,392 |
| Novartis AG Spon ADR | ADR | 66987V109 | 1,416 | 14,357 | SH | | DFND | 1 | 14,357 | 0 | 0 |
| Johnson & Johnson | COM | 478160104 | 979 | 9,727 | SH | | DFND | 1 | 9,727 | 0 | 0 |
| iShares MSCI EAFE ETF | ETF | 464287465 | 957 | 14,917 | SH | | SOLE | | 0 | 0 | 14,917 |
| Royal Dutch Shell B ADR | ADR | 780259107 | 906 | 14,449 | SH | | DFND | 1 | 14,449 | 0 | 0 |
| STERIS CORP | COM | 859152100 | 905 | 12,873 | SH | | DFND | 1 | 12,873 | 0 | 0 |
| Verizon Communications | COM | 92343V104 | 869 | 17,880 | SH | | DFND | 1 | 17,880 | 0 | 0 |
| VF Corporation | COM | 918204108 | 853 | 11,330 | SH | | DFND | 1 | 11,330 | 0 | 0 |
| Apple Inc | COM | 37833100 | 769 | 6,181 | SH | | DFND | 1 | 6,181 | 0 | 0 |
| WISCONSIN ENERGY CORP | COM | 976657106 | 765 | 15,453 | SH | | DFND | 1 | 15,453 | 0 | 0 |
| KINDER MORGAN INC | COM | 49456B101 | 748 | 17,781 | SH | | DFND | 1 | 17,781 | 0 | 0 |
| Procter & Gamble | COM | 742718109 | 744 | 9,084 | SH | | DFND | 1 | 9,084 | 0 | 0 |
| Teva Pharm Inds Ltd ADR | ADR | 881624209 | 742 | 11,913 | SH | | DFND | 1 | 11,913 | 0 | 0 |
| Auto Data Processing | COM | 53015103 | 737 | 8,610 | SH | | DFND | 1 | 8,610 | 0 | 0 |
| GENERAL MLS INC | COM | 370334104 | 733 | 12,943 | SH | | DFND | 1 | 12,943 | 0 | 0 |
| Columbia Ppty Tr Inc | COM | 198287203 | 721 | 26,666 | SH | | DFND | 1 | 26,666 | 0 | 0 |
| Health Care REIT Inc | COM | 42217K106 | 716 | 9,250 | SH | | DFND | 1 | 9,250 | 0 | 0 |
| VANGUARD LARGE-CAP ETF | ETF | 922908637 | 715 | 7,508 | SH | | SOLE | | 0 | 0 | 7,508 |
| VALSPAR CORP | COM | 920355104 | 705 | 8,393 | SH | | DFND | 1 | 8,393 | 0 | 0 |
| Realty Income Corp | COM | 756109104 | 705 | 13,655 | SH | | DFND | 1 | 13,655 | 0 | 0 |
| REPUBLIC SVCS INC | COM | 760759100 | 699 | 17,237 | SH | | DFND | 1 | 17,237 | 0 | 0 |
| NOVO-NORDISK A S SPONS AD | ADR | 670100205 | 695 | 13,010 | SH | | DFND | 1 | 13,010 | 0 | 0 |
| SOUTHERN COMPANY | COM | 842587107 | 686 | 15,498 | SH | | DFND | 1 | 15,498 | 0 | 0 |
| XCEL ENERGY INC | COM | 98389B100 | 685 | 19,692 | SH | | DFND | 1 | 19,692 | 0 | 0 |
| DIGITAL REALTY | COM | 253868103 | 673 | 10,200 | SH | | DFND | 1 | 10,200 | 0 | 0 |
| LINEAR TECHNOLOGY CORP | COM | 535678106 | 677 | 14,264 | SH | | DFND | 1 | 14,264 | 0 | 0 |
| Mc Donalds Corp | COM | 580135101 | 664 | 6,818 | SH | | DFND | 1 | 6,818 | 0 | 0 |
| Kimberly-Clark Corp | COM | 494368103 | 657 | 6,131 | SH | | DFND | 1 | 6,131 | 0 | 0 |
| A T & T Inc New | COM | 00206R102 | 652 | 19,967 | SH | | DFND | 1 | 19,967 | 0 | 0 |
| COMMERCE BANCSHARES INC | COM | 200525103 | 641 | 15,158 | SH | | DFND | 1 | 15,158 | 0 | 0 |
| United Parcel Service | COM | 911312106 | 641 | 6,611 | SH | | DFND | 1 | 6,611 | 0 | 0 |
| Roche Hldg Ltd Spon ADR | ADR | 771195104 | 607 | 17,666 | SH | | DFND | 1 | 17,666 | 0 | 0 |
| CHINA MOBILE LIMITED SPON | ADR | 16941M109 | 607 | 9,328 | SH | | DFND | 1 | 9,328 | 0 | 0 |
| Canadian Natl Ry Co | COM | 136375102 | 604 | 9,030 | SH | | DFND | 1 | 9,030 | 0 | 0 |
| Nippon Tele & Tel Adr | ADR | 654624105 | 602 | 19,540 | SH | | DFND | 1 | 19,540 | 0 | 0 |
| Chevron Corporation | COM | 166764100 | 598 | 5,701 | SH | | DFND | 1 | 5,701 | 0 | 0 |
| SKY PLC SPONS ADR | ADR | 83084V106 | 556 | 9,410 | SH | | DFND | 1 | 9,410 | 0 | 0 |
| Sabmiller Plc Spons ADR | ADR | 78572M105 | 543 | 10,327 | SH | | DFND | 1 | 10,327 | 0 | 0 |
| Nestle SA Reg B ADR | ADR | 641069406 | 535 | 7,107 | SH | | DFND | 1 | 7,107 | 0 | 0 |
| GlaxoSmithKline PLC ADR | ADR | 37733W105 | 512 | 11,086 | SH | | DFND | 1 | 11,086 | 0 | 0 |
| Unilever Plc ADR | ADR | 904767704 | 506 | 12,135 | SH | | DFND | 1 | 12,135 | 0 | 0 |
| SPDR Nuveen Barclays Capital S | ETF | 78464A425 | 495 | 20,336 | SH | | SOLE | | 0 | 0 | 20,336 |
| Vodafone Group ADR | ADR | 92857W209 | 492 | 15,059 | SH | | DFND | 1 | 15,059 | 0 | 0 |
| B C E Inc New | COM | 05534B760 | 481 | 11,365 | SH | | DFND | 1 | 11,365 | 0 | 0 |
| British American Tobacco PLC A | ADR | 110448107 | 480 | 4,626 | SH | | DFND | 1 | 4,626 | 0 | 0 |
| Diageo Plc New ADR | ADR | 25243Q205 | 458 | 4,145 | SH | | DFND | 1 | 4,145 | 0 | 0 |
| SIEMENS A G SPONSORED ADR | ADR | 826197501 | 456 | 4,210 | SH | | DFND | 1 | 4,210 | 0 | 0 |
| Petrochina Co ADR | ADR | 71646E100 | 441 | 3,965 | SH | | DFND | 1 | 3,965 | 0 | 0 |
| iShares MSCI Emerging Markets | ETF | 464287234 | 377 | 9,382 | SH | | SOLE | | 0 | 0 | 9,382 |
| Vanguard Small Cap Grwth ETF | ETF | 922908595 | 375 | 2,842 | SH | | SOLE | | 0 | 0 | 2,842 |
| iShares iBoxx High Yield Corpo | ETF | 464288513 | 365 | 4,033 | SH | | SOLE | | 0 | 0 | 4,033 |
| iShares Russell Midcap Value E | ETF | 464287473 | 352 | 4,681 | SH | | SOLE | | 0 | 0 | 4,681 |
| Facebook Inc Class A | COM | 30303M102 | 343 | 4,174 | SH | | DFND | 1 | 4,174 | 0 | 0 |
| BHP Billiton Ltd ADR | ADR | 05545E209 | 327 | 7,028 | SH | | DFND | 1 | 7,028 | 0 | 0 |
| iShares Russell Midcap Growth | ETF | 464287481 | 302 | 3,087 | SH | | SOLE | | 0 | 0 | 3,087 |
| Vanguard Small Cap Value ETF | ETF | 922908611 | 288 | 2,632 | SH | | SOLE | | 0 | 0 | 2,632 |
| Market Vectors Intermediate Mu | ETF | 57060U845 | 284 | 11,915 | SH | | SOLE | | 0 | 0 | 11,915 |
| Bank Of America Corp | COM | 60505104 | 275 | 17,881 | SH | | DFND | 1 | 17,881 | 0 | 0 |
| Berkshire Hathaway B New | COM | 84670702 | 270 | 1,869 | SH | | DFND | 1 | 1,869 | 0 | 0 |
| VANGUARD FTSE ALL-WORLD E | ETF | 922042775 | 231 | 4,731 | SH | | SOLE | | 0 | 0 | 4,731 |
| iShares S&P MidCap 400 ETF | ETF | 464287507 | 219 | 1,440 | SH | | SOLE | | 0 | 0 | 1,440 |
| JP Morgan Chase & Co | COM | 46625H100 | 217 | 3,579 | SH | | DFND | 1 | 3,579 | 0 | 0 |
| Bristol-Myers Squibb Co | COM | 110122108 | 211 | 3,277 | SH | | DFND | 1 | 3,277 | 0 | 0 |
