| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| iShares S&P 500 Growth ETF | ETF | 464287309 | 15,895 | 147,452 | SH | | SOLE | | 0 | 0 | 147,452 |
| Vanguard FTSE Developed Market | ETF | 921943858 | 9,240 | 259,250 | SH | | SOLE | | 0 | 0 | 259,250 |
| SPDR S&P Dividend ETF | ETF | 78464A763 | 9,133 | 126,566 | SH | | SOLE | | 0 | 0 | 126,566 |
| Vanguard High Dividend Yield E | ETF | 921946406 | 6,349 | 101,340 | SH | | SOLE | | 0 | 0 | 101,340 |
| SPDR Barclays Capital High Yie | ETF | 78464A417 | 5,669 | 158,968 | SH | | SOLE | | 0 | 0 | 158,968 |
| WisdomTree Emerging Markets ET | ETF | 97717W315 | 5,634 | 168,284 | SH | | SOLE | | 0 | 0 | 168,284 |
| WisdomTree Small Cap Dividend | ETF | 97717W604 | 4,853 | 77,028 | SH | | SOLE | | 0 | 0 | 77,028 |
| Market Vectors Short Term Muni | ETF | 57060U803 | 4,809 | 274,788 | SH | | SOLE | | 0 | 0 | 274,788 |
| PowerShares Emerging Markets S | ETF | 73936T573 | 4,618 | 168,350 | SH | | SOLE | | 0 | 0 | 168,350 |
| WisdomTree Intl SmallCap Divid | ETF | 97717W760 | 3,791 | 68,722 | SH | | SOLE | | 0 | 0 | 68,722 |
| Vanguard Short-Term Bond Index | ETF | 921937827 | 3,089 | 38,420 | SH | | SOLE | | 0 | 0 | 38,420 |
| iShares Barclays TIPS Bond ETF | ETF | 464287176 | 3,014 | 27,228 | SH | | SOLE | | 0 | 0 | 27,228 |
| iShares MSCI EAFE ETF | ETF | 464287465 | 2,898 | 50,552 | SH | | SOLE | | 0 | 0 | 50,552 |
| WisdomTree Mid Cap Dividend ET | ETF | 97717W505 | 2,783 | 35,838 | SH | | SOLE | | 0 | 0 | 35,838 |
| PIMCO Enhanced Short Maturity | ETF | 72201R833 | 2,549 | 25,301 | SH | | SOLE | | 0 | 0 | 25,301 |
| iShares Russell 1000 Growth ET | ETF | 464287614 | 1,711 | 18,399 | SH | | SOLE | | 0 | 0 | 18,399 |
| SPDR S&P 600 Small Cap Growth | ETF | 78464A201 | 1,629 | 9,349 | SH | | SOLE | | 0 | 0 | 9,349 |
| Guggenheim S&P Midcap 400 Grow | ETF | 78355W601 | 1,545 | 12,499 | SH | | SOLE | | 0 | 0 | 12,499 |
| A T & T Inc New | COM | 00206R102 | 1,464 | 44,922 | SH | | DFND | 1 | 44,922 | 0 | 0 |
| iShares Morningstar Small Valu | ETF | 464288703 | 1,453 | 12,916 | SH | | SOLE | | 0 | 0 | 12,916 |
| PowerShares Dynamic Large Cap | ETF | 73935X708 | 1,409 | 50,320 | SH | | SOLE | | 0 | 0 | 50,320 |
| Vanguard Small Cap Grwth ETF | ETF | 922908595 | 1,330 | 11,289 | SH | | SOLE | | 0 | 0 | 11,289 |
| Apple Inc | COM | 37833100 | 1,315 | 11,919 | SH | | DFND | 1 | 11,919 | 0 | 0 |
| iShares Russell Midcap Growth | ETF | 464287481 | 1,300 | 14,675 | SH | | SOLE | | 0 | 0 | 14,675 |
| Novartis AG Spon ADR | ADR | 66987V109 | 1,230 | 13,386 | SH | | DFND | 1 | 13,386 | 0 | 0 |
| iShares iBoxx High Yield Corpo | ETF | 464288513 | 1,058 | 12,702 | SH | | SOLE | | 0 | 0 | 12,702 |
| Johnson & Johnson | COM | 478160104 | 946 | 10,133 | SH | | DFND | 1 | 10,133 | 0 | 0 |
| General Electric Company | COM | 369604103 | 927 | 36,769 | SH | | DFND | 1 | 36,769 | 0 | 0 |
| Exxon Mobil Corporation | COM | 30231G102 | 867 | 11,667 | SH | | DFND | 1 | 11,667 | 0 | 0 |
| Altria Group Inc | COM | 02209S103 | 855 | 15,710 | SH | | DFND | 1 | 15,710 | 0 | 0 |
| Daiwa Securities Gp | ADR | 234064301 | 841 | 128,640 | SH | | DFND | 1 | 128,640 | 0 | 0 |
| Verizon Communications | COM | 92343V104 | 817 | 18,781 | SH | | DFND | 1 | 18,781 | 0 | 0 |
| iShares MSCI Emerging Markets | ETF | 464287234 | 809 | 24,674 | SH | | SOLE | | 0 | 0 | 24,674 |
| Pfizer Incorporated | COM | 717081103 | 787 | 25,047 | SH | | DFND | 1 | 25,047 | 0 | 0 |
| WISCONSIN ENERGY CORP | COM | 976657106 | 758 | 14,510 | SH | | DFND | 1 | 14,510 | 0 | 0 |
| GENERAL MLS INC | COM | 370334104 | 740 | 13,177 | SH | | DFND | 1 | 13,177 | 0 | 0 |
| Deutsche Post New ADR | ADR | 25157Y202 | 737 | 26,605 | SH | | DFND | 1 | 26,605 | 0 | 0 |
| Mc Donalds Corp | COM | 580135101 | 725 | 7,363 | SH | | DFND | 1 | 7,363 | 0 | 0 |
| Auto Data Processing | COM | 53015103 | 713 | 8,870 | SH | | DFND | 1 | 8,870 | 0 | 0 |
| XCEL ENERGY INC | COM | 98389B100 | 707 | 19,959 | SH | | DFND | 1 | 19,959 | 0 | 0 |
| Intl Business Machines | COM | 459200101 | 701 | 4,838 | SH | | DFND | 1 | 4,838 | 0 | 0 |
| VF Corporation | COM | 918204108 | 698 | 10,232 | SH | | DFND | 1 | 10,232 | 0 | 0 |
| Kimberly-Clark Corp | COM | 494368103 | 695 | 6,373 | SH | | DFND | 1 | 6,373 | 0 | 0 |
| REPUBLIC SVCS INC | COM | 760759100 | 692 | 16,788 | SH | | DFND | 1 | 16,788 | 0 | 0 |
| COMMERCE BANCSHARES INC | COM | 200525103 | 690 | 15,149 | SH | | DFND | 1 | 15,149 | 0 | 0 |
| STERIS CORP | COM | 859152100 | 687 | 10,573 | SH | | DFND | 1 | 10,573 | 0 | 0 |
| United Parcel Service | COM | 911312106 | 686 | 6,952 | SH | | DFND | 1 | 6,952 | 0 | 0 |
| Realty Income Corp | COM | 756109104 | 677 | 14,286 | SH | | DFND | 1 | 14,286 | 0 | 0 |
| DIGITAL REALTY | COM | 253868103 | 672 | 10,286 | SH | | DFND | 1 | 10,286 | 0 | 0 |
| Health Care REIT Inc | COM | 42217K106 | 663 | 9,796 | SH | | DFND | 1 | 9,796 | 0 | 0 |
| VANGUARD LARGE-CAP ETF | COM | 922908637 | 661 | 7,508 | SH | | DFND | 1 | 7,508 | 0 | 0 |
| Power Financial Corp | ADR | 73927C100 | 659 | 28,930 | SH | | DFND | 1 | 28,930 | 0 | 0 |
| LINEAR TECHNOLOGY CORP | COM | 535678106 | 647 | 16,044 | SH | | DFND | 1 | 16,044 | 0 | 0 |
| Royal Dutch Shell B ADR | ADR | 780259107 | 631 | 13,282 | SH | | DFND | 1 | 13,282 | 0 | 0 |
| VALSPAR CORP | COM | 920355104 | 621 | 8,636 | SH | | DFND | 1 | 8,636 | 0 | 0 |
| ACCENTURE PLC CL A | ADR | G1151C101 | 610 | 6,211 | SH | | DFND | 1 | 6,211 | 0 | 0 |
| Swedbank Ab | ADR | 870195104 | 608 | 27,383 | SH | | DFND | 1 | 27,383 | 0 | 0 |
| Chevron Corporation | COM | 166764100 | 605 | 7,670 | SH | | DFND | 1 | 7,670 | 0 | 0 |
| Gallagher Arthur J & Co | COM | 363576109 | 596 | 14,446 | SH | | DFND | 1 | 14,446 | 0 | 0 |
| Nippon Tele & Tel Adr | ADR | 654624105 | 583 | 16,520 | SH | | DFND | 1 | 16,520 | 0 | 0 |
| Roche Hldg Ltd Spon ADR | ADR | 771195104 | 574 | 17,432 | SH | | DFND | 1 | 17,432 | 0 | 0 |
| SSE PLC SPONS ADR | ADR | 78467K107 | 573 | 25,120 | SH | | DFND | 1 | 25,120 | 0 | 0 |
| Cisco Systems Inc | COM | 17275R102 | 556 | 21,189 | SH | | DFND | 1 | 21,189 | 0 | 0 |
| KINDER MORGAN INC | COM | 49456B101 | 548 | 19,800 | SH | | DFND | 1 | 19,800 | 0 | 0 |
| British American Tobacco PLC A | ADR | 110448107 | 540 | 4,901 | SH | | DFND | 1 | 4,901 | 0 | 0 |
| CA INC | COM | 12673P105 | 515 | 18,875 | SH | | DFND | 1 | 18,875 | 0 | 0 |
| Diageo Plc New ADR | COM | 25243Q205 | 515 | 4,778 | SH | | DFND | 1 | 4,778 | 0 | 0 |
| Vodafone Group ADR | ADR | 92857W209 | 496 | 15,620 | SH | | DFND | 1 | 15,620 | 0 | 0 |
| SPDR Nuveen Barclays Capital S | ETF | 78464A425 | 495 | 20,336 | SH | | SOLE | | 0 | 0 | 20,336 |
| Facebook Inc Class A | COM | 30303M102 | 452 | 5,029 | SH | | DFND | 1 | 5,029 | 0 | 0 |
| DAIMLER AG SPONSORED ADR | ADR | 233825108 | 436 | 5,988 | SH | | DFND | 1 | 5,988 | 0 | 0 |
| Koninklijke Ahold NV ADR | ADR | 500467402 | 433 | 22,206 | SH | | DFND | 1 | 22,206 | 0 | 0 |
| Columbia Ppty Tr Inc | COM | 198287203 | 422 | 18,196 | SH | | DFND | 1 | 18,196 | 0 | 0 |
| Yum Brands Inc | COM | 988498101 | 419 | 5,247 | SH | | DFND | 1 | 5,247 | 0 | 0 |
| Prosiebnsat 1 Media | ADR | 743476202 | 403 | 33,020 | SH | | DFND | 1 | 33,020 | 0 | 0 |
| Amgen Incorporated | COM | 31162100 | 402 | 2,907 | SH | | DFND | 1 | 2,907 | 0 | 0 |
| Sanofi ADR | ADR | 80105N105 | 397 | 8,368 | SH | | DFND | 1 | 8,368 | 0 | 0 |
| S K Telecom Ltd Adr | ADR | 78440P108 | 392 | 16,052 | SH | | DFND | 1 | 16,052 | 0 | 0 |
| Orica Limited | ADR | 68618H103 | 388 | 36,609 | SH | | DFND | 1 | 36,609 | 0 | 0 |
| BHP Billiton Ltd ADR | ADR | 88606108 | 383 | 12,127 | SH | | DFND | 1 | 12,127 | 0 | 0 |
| SGS SOC GEN SURVEILLNCE U | ADR | 818800104 | 374 | 21,477 | SH | | DFND | 1 | 21,477 | 0 | 0 |
| Intesa Sanpaolo Spa | ADR | 46115H107 | 369 | 17,371 | SH | | DFND | 1 | 17,371 | 0 | 0 |
| BNP PARIBAS ADR | ADR | 05565A202 | 367 | 12,418 | SH | | DFND | 1 | 12,418 | 0 | 0 |
| PRUDENTIAL PLC-ADR | ADR | 74435K204 | 354 | 8,409 | SH | | DFND | 1 | 8,409 | 0 | 0 |
| BARCLAYS PLC ADR | ADR | 06738E204 | 353 | 23,895 | SH | | DFND | 1 | 23,895 | 0 | 0 |
| AstraZeneca PLC ADR | ADR | 46353108 | 348 | 10,934 | SH | | DFND | 1 | 10,934 | 0 | 0 |
| W P P PLC ADR | ADR | 92937A102 | 346 | 3,324 | SH | | DFND | 1 | 3,324 | 0 | 0 |
| Taiwan Semiconductr ADR | ADR | 874039100 | 343 | 16,527 | SH | | DFND | 1 | 16,527 | 0 | 0 |
| Orange SA ADR | ADR | 684060106 | 342 | 22,594 | SH | | DFND | 1 | 22,594 | 0 | 0 |
| Swire Pacific Ltd. ADR | ADR | 870794302 | 339 | 30,229 | SH | | DFND | 1 | 30,229 | 0 | 0 |
| Compagnie de Saint-Gobain ADR | ADR | 204280309 | 338 | 38,982 | SH | | DFND | 1 | 38,982 | 0 | 0 |
| Harvey Norman Hldgs Adrf | ADR | 417772100 | 338 | 25,215 | SH | | DFND | 1 | 25,215 | 0 | 0 |
| BT Group PLC ADR | ADR | 05577E101 | 336 | 5,263 | SH | | DFND | 1 | 5,263 | 0 | 0 |
| ING Groep N.V. ADR | ADR | 456837103 | 326 | 23,071 | SH | | DFND | 1 | 23,071 | 0 | 0 |
| iShares Russell Midcap Value E | ETF | 464287473 | 312 | 4,651 | SH | | SOLE | | 0 | 0 | 4,651 |
| ROLLS-ROYCE HOLDINGS PLC | ADR | 775781206 | 306 | 29,964 | SH | | DFND | 1 | 29,964 | 0 | 0 |
| Market Vectors Intermediate Mu | ETF | 57060U845 | 282 | 11,915 | SH | | SOLE | | 0 | 0 | 11,915 |
| Bank Of America Corp | COM | 60505104 | 281 | 18,014 | SH | | DFND | 1 | 18,014 | 0 | 0 |
| Amazon Com Inc | COM | 23135106 | 262 | 511 | SH | | DFND | 1 | 511 | 0 | 0 |
| NOVO-NORDISK A S SPONS AD | ADR | 670100205 | 254 | 4,680 | SH | | DFND | 1 | 4,680 | 0 | 0 |
| Vanguard Small Cap Value ETF | COM | 922908611 | 253 | 2,611 | SH | | DFND | 1 | 2,611 | 0 | 0 |
| Bristol-Myers Squibb Co | COM | 110122108 | 250 | 4,226 | SH | | DFND | 1 | 4,226 | 0 | 0 |
| Syngenta AG ADR | ADR | 87160A100 | 248 | 3,883 | SH | | DFND | 1 | 3,883 | 0 | 0 |
| Teva Pharm Inds Ltd ADR | ADR | 881624209 | 247 | 4,382 | SH | | DFND | 1 | 4,382 | 0 | 0 |
| Berkshire Hathaway B New | COM | 84670702 | 245 | 1,875 | SH | | DFND | 1 | 1,875 | 0 | 0 |
| SKY PLC SPONS ADR | ADR | 83084V106 | 208 | 3,275 | SH | | DFND | 1 | 3,275 | 0 | 0 |
| Netflix Inc | COM | 64110L106 | 207 | 2,009 | SH | | DFND | 1 | 2,009 | 0 | 0 |
| VANGUARD FTSE ALL-WORLD E | ADR | 922042775 | 202 | 4,731 | SH | | DFND | 1 | 4,731 | 0 | 0 |
