Pinnacle Wealth Management Advisory 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	2,431	22,004	SH		SOLE		22,004	0	0
Abbott Laboratories	COM	002824100	528	5,453	SH		SOLE		5,453	0	0
Abbvie Inc	COM	00287Y109	1,960	14,606	SH		SOLE		14,606	0	0
Accenture PLC Cl A	COM	G1151C101	1,648	6,405	SH		SOLE		6,405	0	0
Adobe Inc	COM	00724F101	1,136	4,128	SH		SOLE		4,128	0	0
Advanced Micro Devices	COM	007903107	311	4,905	SH		SOLE		4,905	0	0
Aflac Inc	COM	001055102	256	4,553	SH		SOLE		4,553	0	0
Air Products & Chemicals Inc	COM	009158106	216	927	SH		SOLE		927	0	0
Alphabet Inc - Class A	COM	02079K305	7,020	73,390	SH		SOLE		73,390	0	0
Alphabet Inc - Class C	COM	02079K107	1,756	18,260	SH		SOLE		18,260	0	0
Altria Group Inc	COM	02209S103	331	8,203	SH		SOLE		8,203	0	0
Amazon.Com Inc	COM	023135106	7,058	62,459	SH		SOLE		62,459	0	0
American Express	COM	025816109	3,262	24,180	SH		SOLE		23,230	0	950
American Tower Corp	COM	03027X100	208	971	SH		SOLE		971	0	0
Amerisourcebergen Corp Com	COM	03073E105	219	1,621	SH		SOLE		1,621	0	0
AMG Pantheon Private Equity	COM	1114852D9	160	160,000	SH		SOLE		160,000	0	0
Amgen Inc	COM	031162100	2,181	9,677	SH		SOLE		9,677	0	0
Amyris Inc	COM	03236M200	45	15,520	SH		SOLE		15,520	0	0
Apple Inc	COM	037833100	32,766	237,088	SH		SOLE		237,088	0	0
Applied Materials	COM	038222105	462	5,635	SH		SOLE		5,635	0	0
Aptiv PLC	COM	g6095l109	497	6,349	SH		SOLE		6,349	0	0
AT&T Inc	COM	00206R102	698	45,492	SH		SOLE		45,492	0	0
Automatic Data Processing	COM	053015103	1,187	5,247	SH		SOLE		5,122	0	125
Auxly Cannabis Group	COM	04957F101	1	47,500	SH		SOLE		47,500	0	0
Bank Of America Corp	COM	060505104	2,108	69,809	SH		SOLE		69,809	0	0
Berkshire Hathaway Inc-CL B	COM	084670702	11,272	42,215	SH		SOLE		41,665	0	550
Blackrock Inc	COM	09247X101	3,444	6,258	SH		SOLE		6,258	0	0
Blackrock Short Maturity Bon	ETF	46431W507	2,027	41,150	SH		SOLE		39,880	0	1,270
Blackstone Inc	COM	09260D107	455	5,439	SH		SOLE		5,419	0	20
Boeing Co	COM	097023105	833	6,877	SH		SOLE		6,877	0	0
Boyd Gaming Corporation	COM	103304101	216	4,530	SH		SOLE		4,530	0	0
Bridgebio Pharma Inc.	COM	10806x102	465	46,737	SH		SOLE		46,737	0	0
Bristol-Myers Squibb Co	COM	110122108	2,182	30,687	SH		SOLE		30,687	0	0
Broadcom Ltd	COM	11135F101	858	1,932	SH		SOLE		1,932	0	0
Cable One Inc	COM	12685J105	270	317	SH		SOLE		317	0	0
Caribou Biosciences Inc	COM	142038108	136	12,903	SH		SOLE		12,903	0	0
Caterpillar Incorporated	COM	149123101	561	3,421	SH		SOLE		3,421	0	0
CBD of Denver Inc	COM	12482B107	0	295,100	SH		SOLE		295,100	0	0
Chevron Corporation	COM	166764100	2,966	20,646	SH		SOLE		20,646	0	0
Chubb Ltd	COM	H1467J104	236	1,295	SH		SOLE		1,295	0	0
Cigna Corp	COM	125523100	211	760	SH		SOLE		760	0	0
CIM Opportunity Zone Fund LP	COM	13599Y105	150	150,463	SH		SOLE		150,463	0	0
Cisco Systems	COM	17275R102	2,788	69,711	SH		SOLE		69,711	0	0
Citigroup Inc	COM	172967424	911	21,862	SH		SOLE		21,842	0	20
Clarion Ventures Opp Zone Fd	COM	1BZ993102	150	150,000	SH		SOLE		150,000	0	0
Clorox Co	COM	189054109	722	5,621	SH		SOLE		5,621	0	0
Coca-Cola Co	COM	191216100	3,579	63,892	SH		SOLE		63,092	0	800
Colgate-Palmolive	COM	194162103	740	10,528	SH		SOLE		10,528	0	0
Comcast Corp Cl A	COM	20030N101	497	16,955	SH		SOLE		16,955	0	0
ConocoPhillips	COM	20825C104	531	5,192	SH		SOLE		5,092	0	100
Consolidated Edison	COM	209115104	274	3,197	SH		SOLE		3,197	0	0
Constellation Brands Inc - A	COM	21036P108	388	1,691	SH		SOLE		1,691	0	0
Cormedix Inc	COM	21900C308	28	10,000	SH		SOLE		10,000	0	0
Costco Wholesale Corp	COM	22160K105	2,253	4,771	SH		SOLE		4,771	0	0
CSX Corp	COM	126408103	1,308	49,112	SH		SOLE		49,112	0	0
Cummins Inc	COM	231021106	1,017	4,998	SH		SOLE		4,998	0	0
CVS Health Corp	COM	126650100	597	6,258	SH		SOLE		6,258	0	0
Danaher Corp	COM	235851102	556	2,154	SH		SOLE		2,154	0	0
Deere & Co	COM	244199105	527	1,577	SH		SOLE		1,577	0	0
Diageo Plc-Sponsored Adr	ADR	25243Q205	2,022	11,909	SH		SOLE		11,409	0	500
Dominion Energy Inc	COM	25746U109	727	10,524	SH		SOLE		10,524	0	0
Drone Guarder Inc	COM	26211L103	0	12,070	SH		SOLE		12,070	0	0
Duke Energy Corp	COM	26441C204	374	4,021	SH		SOLE		4,021	0	0
Eaton Corp PLC	COM	G29183103	516	3,871	SH		SOLE		3,871	0	0
Ecolab Inc	COM	278865100	202	1,399	SH		SOLE		1,399	0	0
Edgio Inc	COM	53261M104	49	17,585	SH		SOLE		17,585	0	0
Elanco Animal Health Inc	COM	28414H103	205	16,485	SH		SOLE		16,485	0	0
Elevance Health Inc	COM	036752103	700	1,540	SH		SOLE		1,540	0	0
Eli Lilly & Co	COM	532457108	1,098	3,396	SH		SOLE		3,396	0	0
Emerson Elec Co	COM	291011104	693	9,465	SH		SOLE		9,465	0	0
Energy Select Sector SPDR Fu	ETF	81369Y506	479	6,655	SH		SOLE		6,655	0	0
Enterprise Prods Partners Ma	COM	293792107	253	10,651	SH		SOLE		10,651	0	0
Exxon Mobil Corp	COM	30231G102	1,959	22,441	SH		SOLE		22,191	0	250
Fedex Corp	COM	31428X106	491	3,309	SH		SOLE		3,309	0	0
First Trust DJ Internet	ETF	33733e302	2,160	17,110	SH		SOLE		17,110	0	0
First Trust Ise Cloud Comput	ETF	33734X192	247	4,091	SH		SOLE		4,091	0	0
First Trust NASDAQ Cybersecu	ETF	33734x846	3,963	102,907	SH		SOLE		102,907	0	0
First Trust NASDAQ Rising Di	ETF	33738r506	1,897	48,789	SH		SOLE		47,284	0	1,505
First Trust Senior Loan ETF	ETF	33738d309	468	10,615	SH		SOLE		10,615	0	0
First Trust TCW Opportunisti	ETF	33740f805	217	4,980	SH		SOLE		4,980	0	0
Flexshares Global Upstream N	ETF	33939L407	2,735	72,755	SH		SOLE		72,755	0	0
FlexShares iBoxx 3 Yr Target	ETF	33939l506	8,895	380,437	SH		SOLE		379,922	0	515
Ford Motor Co New	COM	345370860	146	13,043	SH		SOLE		13,043	0	0
FPL Group Inc	COM	302571104	102	18,551	SH		SOLE		18,551	0	0
Fuse Cobalt Inc	COM	36116V106	1	25,000	SH		SOLE		25,000	0	0
General Dynamics Corp	COM	369550108	348	1,641	SH		SOLE		1,641	0	0
General Electric	COM	369604301	255	4,117	SH		SOLE		4,105	0	12
General Mills	COM	370334104	2,412	31,481	SH		SOLE		31,481	0	0
General Motors	COM	37045V100	368	11,469	SH		SOLE		11,469	0	0
Gilead Sciences Inc	COM	375558103	1,044	16,929	SH		SOLE		16,929	0	0
Global Security & Intellige	COM	379369101	0	10,000	SH		SOLE		10,000	0	0
Global X Robotics & Artifici	ETF	37954y715	457	25,286	SH		SOLE		25,286	0	0
Goldman Sachs Group Inc	COM	38141G104	1,026	3,500	SH		SOLE		3,500	0	0
Graham Holdings Co-Class B	COM	384637104	292	542	SH		SOLE		542	0	0
Health Care Select Sector SP	ETF	81369Y209	229	1,893	SH		SOLE		1,893	0	0
Hemp Inc	COM	423703206	0	25,000	SH		SOLE		0	0	25,000
Hess Corp	COM	42809h107	220	2,021	SH		SOLE		2,021	0	0
Home Depot Inc	COM	437076102	3,863	14,001	SH		SOLE		14,001	0	0
Honeywell International	COM	438516106	616	3,691	SH		SOLE		3,691	0	0
Humana Inc Com	COM	444859102	330	681	SH		SOLE		681	0	0
iCapital Multi-Strategy Fd L	COM	0DU991025	141	140,942	SH		SOLE		140,942	0	0
Illinois Tool Works Inc	COM	452308109	950	5,259	SH		SOLE		5,259	0	0
Intel Corp	COM	458140100	1,542	59,837	SH		SOLE		59,837	0	0
International Business Machi	COM	459200101	1,507	12,687	SH		SOLE		12,687	0	0
Intl Meta Sys	COM	45986B108	0	37,000	SH		SOLE		37,000	0	0
Intuit Inc	COM	461202103	335	865	SH		SOLE		865	0	0
Invesco QQQ Trust Series I	ETF	46090E103	12,292	45,994	SH		SOLE		45,897	0	97
Invesco S&P 500 Equal Weight	ETF	46137V357	6,857	53,876	SH		SOLE		53,681	0	195
Invesco Variable Rate Prefer	ETF	46138g870	613	27,983	SH		SOLE		27,983	0	0
IQ Merger Arbitrage	ETF	45409B800	1,636	52,300	SH		SOLE		52,300	0	0
iShares 1-5 Year Inv Gr Corp	ETF	464288646	551	11,188	SH		SOLE		11,188	0	0
iShares Barclays 3-7 Yr Trea	ETF	464288661	3,589	31,409	SH		SOLE		31,384	0	25
iShares Barclays TIPS Bond F	ETF	464287176	626	5,970	SH		SOLE		5,970	0	0
iShares COMEX Gold Trust	ETF	464285204	262	8,305	SH		SOLE		8,305	0	0
iShares Core Dividend Growth	ETF	46434V621	436	9,809	SH		SOLE		9,809	0	0
iShares Core MSCI Emerging M	ETF	46434G103	2,356	54,822	SH		SOLE		54,778	0	44
iShares Core MSCI Total Intl	ETF	46432f834	626	12,290	SH		SOLE		12,290	0	0
iShares Core S&P 500 Index F	ETF	464287200	10,494	29,259	SH		SOLE		29,174	0	85
iShares Core S&P S/C ETF	ETF	464287804	12,182	139,724	SH		SOLE		139,659	0	65
iShares Edge MSCI USA Moment	ETF	46432f396	393	2,994	SH		SOLE		2,964	0	30
iShares Floating Rate Bond E	ETF	46429B655	724	14,399	SH		SOLE		14,399	0	0
iShares GSCI Commodity Index	ETF	46428r107	1,389	67,500	SH		SOLE		67,500	0	0
IShares High Dividend Eq Fd	ETF	46429b663	247	2,705	SH		SOLE		2,705	0	0
iShares MSCI ACWI ex US ETF	ETF	464288240	554	13,835	SH		SOLE		13,835	0	0
iShares MSCI ACWI Index Fund	ETF	464288257	628	8,064	SH		SOLE		8,064	0	0
iShares MSCI EAFE Small Cap	ETF	464288273	3,998	81,963	SH		SOLE		81,963	0	0
iShares MSCI USA Quality	ETF	46432F339	20,360	195,886	SH		SOLE		195,010	0	876
iShares Nasdaq Biotechnology	ETF	464287556	206	1,763	SH		SOLE		1,763	0	0
iShares Preferred & Inc Secu	ETF	464288687	323	10,210	SH		SOLE		10,210	0	0
iShares Russell 1000 Growth	ETF	464287614	391	1,859	SH		SOLE		1,859	0	0
iShares Russell 1000 Value I	ETF	464287598	571	4,200	SH		SOLE		4,200	0	0
iShares Russell 2000 Growth	ETF	464287648	745	3,605	SH		SOLE		3,605	0	0
iShares Russell 2000 Value I	ETF	464287630	644	4,996	SH		SOLE		4,996	0	0
iShares Russell Midcap Growt	ETF	464287481	248	3,160	SH		SOLE		3,160	0	0
iShares S&P Glbl Energy Sect	ETF	464287341	350	10,511	SH		SOLE		10,511	0	0
iShares S&P National AMT Fre	ETF	464288414	363	3,541	SH		SOLE		3,541	0	0
iShares S&P Smallcap 600 Gro	ETF	464287887	337	3,317	SH		SOLE		3,317	0	0
iShares S&P Smallcap 600 Val	ETF	464287879	1,511	18,321	SH		SOLE		18,261	0	60
iShares Tr Russell 2000	ETF	464287655	7,084	42,957	SH		SOLE		42,957	0	0
Ishares Tr Russell Midcap	ETF	464287499	938	15,094	SH		SOLE		15,094	0	0
iShares Tr S&P 100 Index Fd	ETF	464287101	491	3,021	SH		SOLE		2,971	0	50
iShares Tr S&P Midcap 400	ETF	464287507	9,084	41,432	SH		SOLE		41,432	0	0
iShares Ultra Short-Term Bon	ETF	46434v878	252	5,033	SH		SOLE		5,033	0	0
Johnson & Johnson	COM	478160104	15,326	93,817	SH		SOLE		93,167	0	650
JP Morgan Ultra-Short Income	ETF	46641Q837	205	4,080	SH		SOLE		4,080	0	0
JPMorgan Chase & Co	COM	46625H100	4,028	38,549	SH		SOLE		38,049	0	500
JPMorgan Diversified Return	ETF	46641Q845	408	11,530	SH		SOLE		11,530	0	0
JPMorgan Equity Premium ETF	ETF	46641Q332	12,504	244,078	SH		SOLE		244,078	0	0
Kimberly-Clark	COM	494368103	204	1,813	SH		SOLE		1,813	0	0
KLA Corp	COM	482480100	840	2,775	SH		SOLE		2,775	0	0
Lam Research	COM	512807108	326	891	SH		SOLE		891	0	0
Lexicon Pharmaceuticals Inc	COM	528872302	24	10,140	SH		SOLE		10,140	0	0
Linde PLC	COM	g5494j103	554	2,055	SH		SOLE		2,055	0	0
Lockheed Martin Corporation	COM	539830109	2,671	6,914	SH		SOLE		6,914	0	0
Lowe's Companies Inc	COM	548661107	1,283	6,833	SH		SOLE		6,833	0	0
Lumentum Holdings Inc	COM	55024u109	502	7,315	SH		SOLE		7,315	0	0
LyondellBasell Indus NV	COM	N53745100	586	7,779	SH		SOLE		7,779	0	0
Madison Square Garden Sports	COM	55825T103	494	3,613	SH		SOLE		938	0	2,675
Marathon Petroleum Corp	COM	56585A102	493	4,967	SH		SOLE		4,967	0	0
Marsh & Mclennan	COM	571748102	671	4,497	SH		SOLE		4,497	0	0
Mastercard Inc Class A	COM	57636q104	4,435	15,596	SH		SOLE		15,596	0	0
Mazda Motor - Unsp ADR	ADR	578787103	33	10,000	SH		SOLE		10,000	0	0
McDonald's Corp	COM	580135101	4,219	18,285	SH		SOLE		18,285	0	0
McKesson Corp	COM	58155Q103	364	1,070	SH		SOLE		1,070	0	0
Medtronic PLC	COM	G5960L103	571	7,077	SH		SOLE		7,077	0	0
Merck & Co	COM	58933Y105	4,983	57,863	SH		SOLE		57,863	0	0
Meta Platforms Inc - A	COM	30303M102	1,321	9,735	SH		SOLE		9,735	0	0
Microsoft Corp	COM	594918104	20,149	86,512	SH		SOLE		85,792	0	720
Mondelez International Inc	COM	609207105	431	7,868	SH		SOLE		7,868	0	0
Morgan Stanley	COM	617446448	4,341	54,948	SH		SOLE		54,748	0	200
Nestle Sa-Spons Adr	ADR	641069406	4,200	39,031	SH		SOLE		38,431	0	600
Netflix Inc	COM	64110L106	996	4,231	SH		SOLE		4,231	0	0
New Jersey Resource Corp	COM	646025106	887	22,915	SH		SOLE		22,915	0	0
Nextera Energy Inc	COM	65339F101	1,543	19,682	SH		SOLE		19,682	0	0
Nike Inc - B	COM	654106103	344	4,139	SH		SOLE		4,139	0	0
Norfolk Southern	COM	655844108	587	2,800	SH		SOLE		2,800	0	0
Northrop Grumman	COM	666807102	222	473	SH		SOLE		473	0	0
NorthStar HealthCare Income	COM	66799d107	98	25,000	SH		SOLE		25,000	0	0
Novartis AG - ADR	ADR	66987V109	392	5,157	SH		SOLE		4,657	0	500
NVIDIA Corp	COM	67066G104	1,920	15,815	SH		SOLE		15,815	0	0
OGE Energy Corp	COM	670837103	264	7,235	SH		SOLE		7,235	0	0
OneSpaWorld Holdings Ltd	COM	P73684113	92	11,000	SH		SOLE		11,000	0	0
Oracle Corp	COM	68389X105	368	6,018	SH		SOLE		6,018	0	0
O'Reilly Automotive Inc	COM	67103H107	218	310	SH		SOLE		310	0	0
Paramount Global	COM	92556H206	350	18,390	SH		SOLE		18,390	0	0
Paychex	COM	704326107	1,495	13,322	SH		SOLE		12,822	0	500
Paypal Inc	COM	70450y103	343	3,983	SH		SOLE		3,983	0	0
Pepsico Inc	COM	713448108	4,873	29,847	SH		SOLE		29,847	0	0
Pfizer Inc	COM	717081103	4,800	109,696	SH		SOLE		109,596	0	100
Philip Morris Intl	COM	718172109	362	4,362	SH		SOLE		4,362	0	0
Phillips 66	COM	718546104	266	3,292	SH		SOLE		3,242	0	50
PIMCO Total Return ETF	ETF	72201R775	623	6,940	SH		SOLE		6,940	0	0
Plug Power Inc	COM	72919P202	226	10,745	SH		SOLE		10,745	0	0
PNC Fincl Services Group	COM	693475105	2,267	15,171	SH		SOLE		15,171	0	0
PPL Corp	COM	69351T106	381	15,042	SH		SOLE		15,042	0	0
Procter & Gamble	COM	742718109	6,881	54,505	SH		SOLE		54,086	0	419
Public Service Enterprise Gr	COM	744573106	374	6,653	SH		SOLE		6,653	0	0
Public Storage	COM	74460D109	223	761	SH		SOLE		761	0	0
Qorvo Inc	COM	74736k101	276	3,477	SH		SOLE		3,477	0	0
Qualcomm Inc	COM	747525103	533	4,715	SH		SOLE		4,715	0	0
Raymond James Financial Inc	COM	754730109	274	2,775	SH		SOLE		2,775	0	0
Raytheon Tech Corp	COM	75513e101	2,763	33,748	SH		SOLE		33,748	0	0
Regeneron Pharmaceuticals	COM	75886F107	400	581	SH		SOLE		581	0	0
Robo Global Robotics & Autom	ETF	301505707	610	14,760	SH		SOLE		14,760	0	0
S & P Global Inc	COM	78409v104	238	780	SH		SOLE		780	0	0
Salesforce.com Inc	COM	79466l302	276	1,920	SH		SOLE		1,920	0	0
Schwab US Broad Martket ETF	ETF	808524102	296	7,040	SH		SOLE		7,040	0	0
Schwab US DVD equity ETF	ETF	808524797	17,588	264,762	SH		SOLE		263,922	0	840
Schwab US Mid Cap ETF	ETF	808524508	1,095	18,097	SH		SOLE		17,837	0	260
Schwab US Small-Cap ETF	ETF	808524607	992	26,236	SH		SOLE		26,236	0	0
SeaGen Inc	COM	81181C104	486	3,555	SH		SOLE		3,555	0	0
Sector SPDR AMEX Consumer	ETF	81369Y308	264	3,954	SH		SOLE		3,954	0	0
Sector SPDR AMEX Industria	ETF	81369Y704	351	4,235	SH		SOLE		4,235	0	0
Sector SPDR AMEX Tech Sele	ETF	81369Y803	696	5,861	SH		SOLE		5,861	0	0
Southern Co	COM	842587107	275	4,044	SH		SOLE		4,044	0	0
SPDR Bloomberg Conv Secs ETF	ETF	78464a359	217	3,430	SH		SOLE		3,430	0	0
SPDR Doubleline Total Return	ETF	78467V848	2,683	66,779	SH		SOLE		65,359	0	1,420
SPDR Dow Jones Indl Avrg ETF	ETF	78467X109	5,624	19,575	SH		SOLE		19,575	0	0
SPDR Gold Trust	ETF	78463V107	401	2,591	SH		SOLE		2,591	0	0
SPDR S & P Mid-Cap 400 ETF T	ETF	78467Y107	4,742	11,806	SH		SOLE		11,766	0	40
SPDR S&P 500 ETF Tr	ETF	78462F103	16,804	47,046	SH		SOLE		46,386	0	660
Starbucks Corp	COM	855244109	3,981	47,251	SH		SOLE		47,251	0	0
Stryker Corp	COM	863667101	273	1,349	SH		SOLE		1,299	0	50
Sysco Corp	COM	871829107	480	6,789	SH		SOLE		6,789	0	0
T Rowe Price Group Inc	COM	74144T108	726	6,911	SH		SOLE		6,911	0	0
Take-Two Interactive Softwar	COM	874054109	549	5,039	SH		SOLE		5,039	0	0
Target Corp	COM	87612E106	603	4,061	SH		SOLE		4,061	0	0
Tesla Inc	COM	88160r101	4,267	16,086	SH		SOLE		16,086	0	0
Texas Instruments Inc	COM	882508104	774	4,999	SH		SOLE		4,999	0	0
The Charles Schwab	COM	808513105	1,360	18,918	SH		SOLE		18,918	0	0
The Hershey Company	COM	427866108	308	1,396	SH		SOLE		1,396	0	0
Thermo Fisher Scientific Inc	COM	883556102	534	1,052	SH		SOLE		1,052	0	0
TJX Companies Inc	COM	872540109	379	6,105	SH		SOLE		6,105	0	0
T-Mobile US Inc	COM	872590104	245	1,826	SH		SOLE		1,826	0	0
Travelers Companies Inc	COM	89417E109	439	2,863	SH		SOLE		2,863	0	0
Trimble Inc	COM	896239100	227	4,177	SH		SOLE		4,177	0	0
Truist Financial Corp	COM	89832q109	355	8,153	SH		SOLE		8,153	0	0
Unilever Plc-ADR	ADR	904767704	207	4,711	SH		SOLE		4,711	0	0
Union Pac Corp	COM	907818108	511	2,621	SH		SOLE		2,621	0	0
United Parcel Service -Cl B	COM	911312106	3,130	19,374	SH		SOLE		19,374	0	0
Unitedhealth Group Inc	COM	91324P102	3,939	7,799	SH		SOLE		7,799	0	0
Valero Energy Corp New	COM	91913Y100	1,135	10,625	SH		SOLE		10,625	0	0
Valley National Bancorp	COM	919794107	139	12,902	SH		SOLE		12,902	0	0
Vanguard Bd Index Fd Tot Mkt	ETF	921937835	4,065	56,987	SH		SOLE		55,942	0	1,045
Vanguard Dividend Appreciati	ETF	921908844	754	5,575	SH		SOLE		5,575	0	0
Vanguard ESG International S	ETF	921910725	230	5,305	SH		SOLE		5,305	0	0
Vanguard ESG US ETF	ETF	921910733	233	3,710	SH		SOLE		3,710	0	0
Vanguard Extended Market ETF	ETF	922908652	1,115	8,768	SH		SOLE		8,750	0	18
Vanguard FTSE ALL WO X-US SC	ETF	922042718	1,079	11,625	SH		SOLE		11,625	0	0
Vanguard FTSE All World Ex U	ETF	922042775	10,380	233,998	SH		SOLE		233,073	0	925
Vanguard FTSE Developed Mark	ETF	921943858	12,142	333,941	SH		SOLE		333,941	0	0
Vanguard FTSE Emerging Marke	ETF	922042858	3,395	93,033	SH		SOLE		93,033	0	0
Vanguard FTSE Europe ETF	ETF	922042874	297	6,439	SH		SOLE		6,439	0	0
Vanguard Health Care ETF	ETF	92204A504	213	954	SH		SOLE		954	0	0
Vanguard High Div Yield ETF	ETF	921946406	21,908	230,901	SH		SOLE		230,426	0	475
Vanguard Information Technol	ETF	92204A702	346	1,125	SH		SOLE		1,125	0	0
Vanguard Interm-Term Govt Bd	ETF	92206C706	1,155	19,815	SH		SOLE		19,815	0	0
Vanguard Intl Hi Div Yield I	ETF	921946794	917	17,625	SH		SOLE		17,625	0	0
Vanguard Large Cap ETF	ETF	922908637	3,574	21,853	SH		SOLE		21,853	0	0
Vanguard Mid-Cap ETF	ETF	922908629	1,834	9,759	SH		SOLE		9,759	0	0
Vanguard REIT ETF	ETF	922908553	669	8,347	SH		SOLE		8,347	0	0
Vanguard S&P 500 ETF	ETF	922908363	12,001	36,555	SH		SOLE		36,529	0	26
Vanguard S&P 500 Growth ETF	ETF	921932505	626	3,000	SH		SOLE		3,000	0	0
Vanguard Short Term Corp Bon	ETF	92206C409	2,009	27,050	SH		SOLE		26,050	0	1,000
Vanguard Short-Term TIPS Ind	ETF	922020805	224	4,666	SH		SOLE		4,666	0	0
Vanguard Small-Cap ETF	ETF	922908751	21,449	125,497	SH		SOLE		125,236	0	261
Vanguard Tax Exempt Bond ETF	ETF	922907746	1,162	24,129	SH		SOLE		24,129	0	0
Vanguard Total Intl Stock In	ETF	921909768	2,739	59,836	SH		SOLE		59,606	0	230
Vanguard Total World Stock E	ETF	922042742	321	4,067	SH		SOLE		4,067	0	0
Vanguard US Total Stock Mark	ETF	922908769	12,411	69,156	SH		SOLE		68,891	0	265
Verizon Communications	COM	92343V104	3,293	86,730	SH		SOLE		86,730	0	0
Visa Inc Class A Shares	COM	92826C839	1,460	8,216	SH		SOLE		8,216	0	0
Wal Mart Stores Inc	COM	931142103	5,886	45,380	SH		SOLE		45,080	0	300
Walt Disney Co	COM	254687106	4,863	51,552	SH		SOLE		50,852	0	700
Waste Management Inc	COM	94106L109	743	4,636	SH		SOLE		3,986	0	650
Waters Corp	COM	941848103	447	1,659	SH		SOLE		1,659	0	0
Wells Fargo Company	COM	949746101	568	14,130	SH		SOLE		14,130	0	0
Welltower Inc	COM	95040q104	2,014	31,318	SH		SOLE		31,318	0	0
WisdomTree Bloomberg Fl Rate	ETF	97717y527	290	5,769	SH		SOLE		5,769	0	0
Wisdomtree MidCap Dividend F	ETF	97717W505	1,184	31,436	SH		SOLE		31,216	0	220
Wisdomtree SmallCap Dividend	ETF	97717W604	641	24,898	SH		SOLE		24,898	0	0
Zoetis Inc	COM	98978V103	384	2,589	SH		SOLE		2,589	0	0