Pinnacle Wealth Management Advisory 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	445,674	4,240	SH		SOLE		4,240	0	0
Abbott Laboratories	COM	002824100	826,427	8,161	SH		SOLE		8,161	0	0
Abbvie Inc	COM	00287Y109	1,992,762	12,504	SH		SOLE		12,504	0	0
Accenture PLC Cl A	COM	G1151C101	1,719,147	6,015	SH		SOLE		6,015	0	0
Activision Blizzard Inc	COM	00507V109	282,784	3,304	SH		SOLE		3,304	0	0
Adobe Inc	COM	00724F101	2,224,741	5,773	SH		SOLE		5,773	0	0
Advanced Micro Devices	COM	007903107	892,577	9,107	SH		SOLE		9,107	0	0
Aflac Inc	COM	001055102	297,179	4,606	SH		SOLE		4,606	0	0
Air Products & Chemicals Inc	COM	009158106	386,872	1,347	SH		SOLE		1,347	0	0
Alphabet Inc - Class A	COM	02079K305	7,578,618	73,061	SH		SOLE		73,061	0	0
Alphabet Inc - Class C	COM	02079K107	2,120,456	20,389	SH		SOLE		20,389	0	0
Altria Group Inc	COM	02209S103	431,342	9,667	SH		SOLE		9,667	0	0
Amazon.Com Inc	COM	023135106	6,523,693	63,159	SH		SOLE		63,159	0	0
American Express	COM	025816109	4,165,592	25,254	SH		SOLE		24,304	0	950
American International Group	COM	026874784	272,196	5,405	SH		SOLE		5,405	0	0
Ameriprise Financial	COM	03076c106	278,302	908	SH		SOLE		908	0	0
Amerisourcebergen Corp Com	COM	03073E105	313,816	1,960	SH		SOLE		1,960	0	0
Amgen Inc	COM	031162100	2,796,526	11,568	SH		SOLE		11,568	0	0
Amyris Inc	COM	03236M200	21,216	15,600	SH		SOLE		15,600	0	0
Analog Devices	COM	032654105	348,291	1,766	SH		SOLE		1,766	0	0
Aon PLC	COM	G0403H108	208,722	662	SH		SOLE		662	0	0
Apple Inc	COM	037833100	39,819,796	241,478	SH		SOLE		241,478	0	0
Applied Materials	COM	038222105	808,344	6,581	SH		SOLE		6,581	0	0
Aptiv PLC	COM	g6095l109	637,800	5,685	SH		SOLE		5,685	0	0
Arthur J Gallagher & Co	COM	363576109	205,084	1,072	SH		SOLE		1,072	0	0
ASML Holding NV - NY Reg	COM	N07059210	428,167	629	SH		SOLE		629	0	0
AT&T Inc	COM	00206R102	1,019,870	52,980	SH		SOLE		52,980	0	0
Autodesk Inc	COM	052769106	201,915	970	SH		SOLE		970	0	0
Automatic Data Processing	COM	053015103	1,170,589	5,258	SH		SOLE		5,133	0	125
Auxly Cannabis Group	COM	04957F101	665	47,500	SH		SOLE		47,500	0	0
Bank Of America Corp	COM	060505104	1,677,478	58,653	SH		SOLE		58,653	0	0
Bank of New York Mellon Corp	COM	064058100	203,435	4,477	SH		SOLE		4,477	0	0
Becton Dickinson & Co	COM	075887109	274,274	1,108	SH		SOLE		1,108	0	0
Berkshire Hathaway Inc-CL B	COM	084670702	12,975,442	42,023	SH		SOLE		41,473	0	550
Blackrock Inc	COM	09247X101	4,168,430	6,230	SH		SOLE		6,230	0	0
Blackrock Short Maturity Bond	ETF	46431W507	2,174,216	43,835	SH		SOLE		42,510	0	1,325
Boeing Co	COM	097023105	1,409,685	6,636	SH		SOLE		6,636	0	0
Booking Holdings Inc	COM	09857L108	350,118	132	SH		SOLE		132	0	0
Boston Scientific Corp	COM	101137107	222,684	4,451	SH		SOLE		4,451	0	0
Boyd Gaming Corporation	COM	103304101	304,891	4,755	SH		SOLE		4,755	0	0
Bridgebio Pharma Inc.	COM	10806x102	244,555	14,750	SH		SOLE		14,750	0	0
Bristol-Myers Squibb Co	COM	110122108	1,601,777	23,110	SH		SOLE		23,110	0	0
Broadcom Ltd	COM	11135F101	4,107,434	6,402	SH		SOLE		6,397	0	5
Caribou Biosciences Inc	COM	142038108	68,515	12,903	SH		SOLE		12,903	0	0
Carrier Global Corp	COM	14448c104	238,724	5,218	SH		SOLE		5,218	0	0
Caterpillar Incorporated	COM	149123101	834,918	3,648	SH		SOLE		3,648	0	0
CBD of Denver Inc	COM	12482B107	118	295,100	SH		SOLE		295,100	0	0
Chevron Corporation	COM	166764100	3,417,260	20,944	SH		SOLE		20,944	0	0
Chubb Ltd	COM	H1467J104	246,803	1,271	SH		SOLE		1,271	0	0
Cisco Systems	COM	17275R102	4,046,176	77,402	SH		SOLE		77,402	0	0
Citigroup Inc	COM	172967424	1,036,550	22,106	SH		SOLE		22,106	0	0
Clorox Co	COM	189054109	584,422	3,693	SH		SOLE		3,693	0	0
Coca-Cola Co	COM	191216100	3,791,672	61,126	SH		SOLE		60,326	0	800
Cognex Corp	COM	192422103	222,727	4,495	SH		SOLE		4,495	0	0
Colgate-Palmolive	COM	194162103	901,725	11,999	SH		SOLE		11,999	0	0
Comcast Corp Cl A	COM	20030N101	872,019	23,002	SH		SOLE		23,002	0	0
ConocoPhillips	COM	20825C104	512,177	5,163	SH		SOLE		5,063	0	100
Consolidated Edison	COM	209115104	345,560	3,612	SH		SOLE		3,612	0	0
Constellation Brands Inc - A	COM	21036P108	232,893	1,031	SH		SOLE		1,031	0	0
Cormedix Inc	COM	21900C308	41,400	10,000	SH		SOLE		10,000	0	0
Costco Wholesale Corp	COM	22160K105	2,143,817	4,315	SH		SOLE		4,315	0	0
CSX Corp	COM	126408103	1,533,647	51,224	SH		SOLE		51,224	0	0
Cummins Inc	COM	231021106	1,210,644	5,068	SH		SOLE		5,068	0	0
CVS Health Corp	COM	126650100	370,450	4,985	SH		SOLE		4,985	0	0
Danaher Corp	COM	235851102	399,987	1,587	SH		SOLE		1,587	0	0
Deere & Co	COM	244199105	876,957	2,124	SH		SOLE		2,124	0	0
Diageo Plc-Sponsored Adr	ADR	25243Q205	2,238,279	12,354	SH		SOLE		11,854	0	500
Dimensional Emerging Mkts Core	ETF	25434V302	4,991,772	216,845	SH		SOLE		216,845	0	0
Dimensional International Core	ETF	25434V203	11,112,833	412,350	SH		SOLE		412,350	0	0
Dimensional Us High Proftblty	ETF	25434V831	8,310,404	330,565	SH		SOLE		330,565	0	0
Dimensional US S/C Value ETF	ETF	25434V815	7,503,431	300,980	SH		SOLE		300,980	0	0
Dominion Energy Inc	COM	25746U109	568,049	10,160	SH		SOLE		10,160	0	0
Drone Guarder Inc	COM	26211L103	7	12,070	SH		SOLE		12,070	0	0
Duke Energy Corp	COM	26441C204	456,400	4,731	SH		SOLE		4,731	0	0
Eaton Corp PLC	COM	G29183103	661,715	3,862	SH		SOLE		3,862	0	0
Ecolab Inc	COM	278865100	249,950	1,510	SH		SOLE		1,510	0	0
Edgio Inc	COM	53261M104	21,902	27,685	SH		SOLE		27,685	0	0
Edison Intl Com	COM	281020107	207,676	2,942	SH		SOLE		2,942	0	0
Edwards Lifesciences Corp	COM	28176E108	203,764	2,463	SH		SOLE		2,463	0	0
Elevance Health Inc	COM	036752103	720,062	1,566	SH		SOLE		1,566	0	0
Eli Lilly & Co	COM	532457108	1,201,283	3,498	SH		SOLE		3,498	0	0
Emerson Elec Co	COM	291011104	904,988	10,385	SH		SOLE		10,385	0	0
Energy Select Sector SPDR Fund	ETF	81369Y506	567,965	6,857	SH		SOLE		6,857	0	0
Enterprise Prods Partners Mast	COM	293792107	275,861	10,651	SH		SOLE		10,651	0	0
Evoqua Water Tech Corp	COM	30057t105	269,731	5,425	SH		SOLE		5,425	0	0
Exxon Mobil Corp	COM	30231G102	2,683,249	24,469	SH		SOLE		24,219	0	250
Fedex Corp	COM	31428X106	831,018	3,637	SH		SOLE		3,637	0	0
First Trust DJ Internet	ETF	33733e302	2,527,274	17,094	SH		SOLE		17,094	0	0
First Trust Ise Cloud Computin	ETF	33734X192	250,541	3,745	SH		SOLE		3,745	0	0
First Trust NASDAQ Cybersecuri	ETF	33734x846	3,719,683	87,010	SH		SOLE		87,010	0	0
First Trust NASDAQ Rising Divi	ETF	33738r506	3,539,035	78,873	SH		SOLE		74,853	0	4,020
First Trust NASDAQ Tech Div In	ETF	33738r118	378,630	7,000	SH		SOLE		7,000	0	0
First Trust New Opp MLP & Ener	COM	33739M100	80,578	13,475	SH		SOLE		13,475	0	0
Fiserv Inc	COM	337738108	213,740	1,891	SH		SOLE		1,891	0	0
Flexshares Global Upstream Nat	ETF	33939L407	2,774,647	65,610	SH		SOLE		64,735	0	875
FlexShares iBoxx 3 Yr Target D	ETF	33939l506	420,365	17,392	SH		SOLE		17,392	0	0
Ford Motor Co New	COM	345370860	157,235	12,479	SH		SOLE		12,479	0	0
Fortinet Inc.	COM	34959e109	213,137	3,207	SH		SOLE		3,207	0	0
Fuse Battery Metals Inc	COM	36112c102	1,108	25,000	SH		SOLE		25,000	0	0
Gamco Global Gold Nat Resource	COM	36465A109	205,337	56,103	SH		SOLE		56,103	0	0
General Dynamics Corp	COM	369550108	432,020	1,893	SH		SOLE		1,893	0	0
General Electric	COM	369604301	355,919	3,723	SH		SOLE		3,723	0	0
General Mills	COM	370334104	2,493,338	29,176	SH		SOLE		29,176	0	0
General Motors	COM	37045V100	340,024	9,270	SH		SOLE		9,270	0	0
Gilead Sciences Inc	COM	375558103	1,254,371	15,118	SH		SOLE		15,118	0	0
Global Security & Intellige	COM	379369101	0	10,000	SH		SOLE		10,000	0	0
Global X Robotics & Artificial	ETF	37954y715	876,563	34,375	SH		SOLE		34,375	0	0
Goldman Sachs Group Inc	COM	38141G104	1,172,949	3,586	SH		SOLE		3,586	0	0
Graham Holdings Co-Class B	COM	384637104	305,070	512	SH		SOLE		512	0	0
Health Care Select Sector SP	ETF	81369Y209	375,305	2,899	SH		SOLE		2,899	0	0
Hemp Inc	COM	423703206	0	25,000	SH		SOLE		0	0	25,000
Hess Corp	COM	42809h107	337,732	2,552	SH		SOLE		2,552	0	0
Home Depot Inc	COM	437076102	4,501,424	15,253	SH		SOLE		15,253	0	0
Honeywell International	COM	438516106	817,814	4,279	SH		SOLE		4,279	0	0
Humana Inc Com	COM	444859102	342,249	705	SH		SOLE		705	0	0
Icon Plc	COM	G4705A100	226,192	1,059	SH		SOLE		1,059	0	0
Illinois Tool Works Inc	COM	452308109	5,038,198	20,695	SH		SOLE		20,695	0	0
Immunitybio Inc	COM	45256X103	186,987	102,740	SH		SOLE		102,740	0	0
Intel Corp	COM	458140100	1,038,471	31,787	SH		SOLE		31,787	0	0
International Business Machine	COM	459200101	1,592,744	12,150	SH		SOLE		12,150	0	0
Intl Meta Sys	COM	45986B108	0	37,000	SH		SOLE		37,000	0	0
Intuit Inc	COM	461202103	398,470	894	SH		SOLE		894	0	0
Intuitive Surgical Inc	COM	46120e602	341,052	1,335	SH		SOLE		1,335	0	0
Invesco QQQ Trust Series I	ETF	46090E103	13,257,364	41,309	SH		SOLE		40,787	0	522
Invesco S&P 500 Equal Weight P	ETF	46137V357	7,958,025	55,027	SH		SOLE		53,979	0	1,048
Invesco Variable Rate Preferre	ETF	46138g870	521,588	23,548	SH		SOLE		23,548	0	0
IQ Merger Arbitrage	ETF	45409B800	1,247,962	39,455	SH		SOLE		39,455	0	0
Iridium Communications	COM	46269C102	272,802	4,405	SH		SOLE		4,405	0	0
iShares 1-5 Year Inv Gr Corpor	ETF	464288646	295,154	5,840	SH		SOLE		5,840	0	0
iShares 7-10 Year Bond Fund	ETF	464287440	2,386,413	24,076	SH		SOLE		23,888	0	188
iShares Barclays 3-7 Yr Treasu	ETF	464288661	3,567,736	30,325	SH		SOLE		30,300	0	25
iShares COMEX Gold Trust	ETF	464285204	355,949	9,525	SH		SOLE		9,525	0	0
iShares Core Dividend Growth E	ETF	46434V621	644,119	12,885	SH		SOLE		12,885	0	0
iShares Core MSCI Emerging Mar	ETF	46434G103	972,141	19,925	SH		SOLE		19,925	0	0
iShares Core MSCI Total Intl S	ETF	46432f834	1,855,155	29,946	SH		SOLE		29,946	0	0
iShares Core S&P 500 Index Fun	ETF	464287200	13,595,954	33,074	SH		SOLE		32,176	0	898
iShares Core S&P S/C ETF	ETF	464287804	16,569,507	171,350	SH		SOLE		171,320	0	30
IShares Edge MSCI Intl Quality	ETF	46434v456	293,873	8,325	SH		SOLE		8,325	0	0
iShares Edge MSCI USA Momentum	ETF	46432f396	372,766	2,681	SH		SOLE		2,648	0	33
iShares ESG MSCI USA Small-Cap	ETF	46435U663	206,829	6,085	SH		SOLE		6,085	0	0
iShares Floating Rate Bond ETF	ETF	46429B655	612,188	12,149	SH		SOLE		12,149	0	0
iShares GSCI Commodity Indexed	ETF	46428r107	1,358,100	67,500	SH		SOLE		67,500	0	0
IShares High Dividend Eq Fd	ETF	46429b663	652,149	6,415	SH		SOLE		6,415	0	0
iShares MSCI ACWI ex US ETF	ETF	464288240	507,940	10,415	SH		SOLE		10,415	0	0
iShares MSCI ACWI Index Fund	ETF	464288257	1,109,600	12,172	SH		SOLE		12,172	0	0
iShares MSCI EAFE Small Cap In	ETF	464288273	6,379,418	107,199	SH		SOLE		107,199	0	0
iShares MSCI USA ESG Select	ETF	464288802	229,519	2,615	SH		SOLE		2,615	0	0
iShares MSCI USA Quality	ETF	46432F339	26,389,622	212,708	SH		SOLE		209,620	0	3,088
iShares Nasdaq Biotechnology I	ETF	464287556	236,109	1,828	SH		SOLE		1,828	0	0
iShares Preferred & Inc Securi	ETF	464288687	296,902	9,510	SH		SOLE		9,510	0	0
iShares Russell 1000 Growth In	ETF	464287614	454,968	1,862	SH		SOLE		1,862	0	0
iShares Russell 1000 Value Ind	ETF	464287598	639,492	4,200	SH		SOLE		4,200	0	0
iShares Russell Midcap Growth	ETF	464287481	266,294	2,925	SH		SOLE		2,925	0	0
iShares S&P 500 Value Index Fu	ETF	464287408	260,268	1,715	SH		SOLE		1,715	0	0
iShares S&P Glbl Energy Sect	ETF	464287341	433,711	11,486	SH		SOLE		11,486	0	0
iShares S&P National AMT Free	ETF	464288414	380,430	3,531	SH		SOLE		3,531	0	0
iShares S&P Smallcap 600 Growt	ETF	464287887	336,091	3,057	SH		SOLE		3,057	0	0
iShares S&P Smallcap 600 Value	ETF	464287879	1,568,849	16,763	SH		SOLE		16,763	0	0
iShares Tr Russell 2000	ETF	464287655	10,280,035	57,624	SH		SOLE		57,624	0	0
Ishares Tr Russell Midcap	ETF	464287499	641,446	9,174	SH		SOLE		9,174	0	0
iShares Tr S&P 100 Index Fd	ETF	464287101	700,839	3,747	SH		SOLE		3,697	0	50
iShares Tr S&P Midcap 400	ETF	464287507	12,974,182	51,864	SH		SOLE		51,864	0	0
J P Morgan Nasdaq Eqt Prm Inc	ETF	46654Q203	439,628	9,750	SH		SOLE		9,750	0	0
Johnson & Johnson	COM	478160104	14,043,921	90,606	SH		SOLE		89,956	0	650
JPMorgan Chase & Co	COM	46625H100	4,956,273	38,034	SH		SOLE		37,534	0	500
JPMorgan Diversified Return US	ETF	46641Q845	459,586	11,530	SH		SOLE		11,530	0	0
JPMorgan Equity Premium ETF	ETF	46641Q332	14,471,894	265,053	SH		SOLE		264,968	0	85
Kimberly-Clark	COM	494368103	306,022	2,280	SH		SOLE		2,280	0	0
Kinder Morgan Inc	COM	49456B101	229,346	13,098	SH		SOLE		13,098	0	0
KLA Corp	COM	482480100	1,019,480	2,554	SH		SOLE		2,554	0	0
Lam Research	COM	512807108	603,807	1,139	SH		SOLE		1,139	0	0
Lexicon Pharmaceuticals Inc	COM	528872302	27,666	11,385	SH		SOLE		11,385	0	0
Linde PLC	COM	g54950103	789,788	2,222	SH		SOLE		2,222	0	0
Lockheed Martin Corporation	COM	539830109	3,371,983	7,133	SH		SOLE		7,133	0	0
Lowe's Companies Inc	COM	548661107	1,404,189	7,022	SH		SOLE		7,022	0	0
Lumentum Holdings Inc	COM	55024u109	283,282	5,245	SH		SOLE		5,245	0	0
Lvmh Moet Hennessy-Unsp Adr	ADR	502441306	321,528	1,750	SH		SOLE		1,750	0	0
LyondellBasell Indus NV	COM	N53745100	766,236	8,161	SH		SOLE		8,161	0	0
Madison Square Garden Entertai	COM	55826T102	222,576	3,768	SH		SOLE		233	0	3,535
Madison Square Garden Sports C	COM	55825T103	705,942	3,623	SH		SOLE		948	0	2,675
Marathon Petroleum Corp	COM	56585A102	692,352	5,135	SH		SOLE		5,135	0	0
Market Vectors Semiconductor T	ETF	92189f676	236,937	900	SH		SOLE		900	0	0
Marsh & Mclennan	COM	571748102	767,852	4,610	SH		SOLE		4,610	0	0
Mastercard Inc Class A	COM	57636q104	5,989,045	16,480	SH		SOLE		16,480	0	0
McDonald's Corp	COM	580135101	5,111,990	18,283	SH		SOLE		18,283	0	0
McKesson Corp	COM	58155Q103	467,263	1,312	SH		SOLE		1,312	0	0
Medtronic PLC	COM	G5960L103	657,708	8,158	SH		SOLE		8,158	0	0
Merck & Co	COM	58933Y105	6,036,795	56,742	SH		SOLE		56,742	0	0
Meta Platforms Inc - A	COM	30303M102	2,436,674	11,497	SH		SOLE		11,497	0	0
Micron Technology Inc	COM	595112103	212,880	3,528	SH		SOLE		3,528	0	0
Microsoft Corp	COM	594918104	25,421,036	88,176	SH		SOLE		87,476	0	700
Mondelez International Inc	COM	609207105	807,427	11,581	SH		SOLE		11,581	0	0
Monster Beverage Corp	COM	61174x109	240,345	4,450	SH		SOLE		4,450	0	0
Morgan Stanley	COM	617446448	4,515,817	51,433	SH		SOLE		51,213	0	220
Nestle Sa-Spons Adr	ADR	641069406	4,767,907	39,078	SH		SOLE		38,478	0	600
Netflix Inc	COM	64110L106	884,083	2,559	SH		SOLE		2,559	0	0
New Jersey Resource Corp	COM	646025106	1,219,062	22,915	SH		SOLE		22,915	0	0
Nextera Energy Inc	COM	65339F101	1,721,119	22,329	SH		SOLE		22,329	0	0
Nike Inc - B	COM	654106103	866,750	7,067	SH		SOLE		7,067	0	0
Norfolk Southern	COM	655844108	289,804	1,367	SH		SOLE		1,367	0	0
Northrop Grumman	COM	666807102	262,257	568	SH		SOLE		568	0	0
NorthStar HealthCare Income	COM	66799d107	73,250	25,000	SH		SOLE		25,000	0	0
Novartis AG - ADR	ADR	66987V109	479,320	5,210	SH		SOLE		4,710	0	500
Novo-Nordisk A/S-Spons Adr	ADR	670100205	236,164	1,484	SH		SOLE		1,484	0	0
NVIDIA Corp	COM	67066G104	5,134,001	18,483	SH		SOLE		18,393	0	90
Occidental Pete Corp	COM	674599105	211,414	3,386	SH		SOLE		3,386	0	0
OGE Energy Corp	COM	670837103	272,463	7,235	SH		SOLE		7,235	0	0
OneSpaWorld Holdings Ltd	COM	P73684113	150,235	12,530	SH		SOLE		12,530	0	0
Oracle Corp	COM	68389X105	1,015,709	10,931	SH		SOLE		10,931	0	0
O'Reilly Automotive Inc	COM	67103H107	284,408	335	SH		SOLE		335	0	0
Otis Worldwide Corp	COM	68902V107	303,418	3,595	SH		SOLE		3,595	0	0
Paramount Global	COM	92556H206	334,076	14,974	SH		SOLE		14,974	0	0
Parker Hannifin Corp Com	COM	701094104	231,916	690	SH		SOLE		690	0	0
Paychex	COM	704326107	1,506,527	13,147	SH		SOLE		12,647	0	500
Paypal Inc	COM	70450y103	249,767	3,289	SH		SOLE		3,289	0	0
Pepsico Inc	COM	713448108	5,300,456	29,075	SH		SOLE		29,075	0	0
Pfizer Inc	COM	717081103	4,216,810	103,353	SH		SOLE		103,253	0	100
Philip Morris Intl	COM	718172109	529,818	5,448	SH		SOLE		5,448	0	0
Phillips 66	COM	718546104	383,521	3,783	SH		SOLE		3,733	0	50
PIMCO Total Return ETF	ETF	72201R775	499,671	5,387	SH		SOLE		5,387	0	0
Plug Power Inc	COM	72919P202	138,296	11,800	SH		SOLE		11,800	0	0
PNC Fincl Services Group	COM	693475105	1,624,261	12,779	SH		SOLE		12,779	0	0
PPL Corp	COM	69351T106	419,006	15,078	SH		SOLE		15,078	0	0
Procter & Gamble	COM	742718109	8,081,820	54,353	SH		SOLE		53,934	0	419
Progressive Corp	COM	743315103	297,422	2,079	SH		SOLE		2,079	0	0
Prologis Inc	COM	74340W103	353,473	2,833	SH		SOLE		2,833	0	0
Public Service Enterprise Grp	COM	744573106	372,202	5,960	SH		SOLE		5,960	0	0
PulteGroup Inc	COM	745867101	225,718	3,873	SH		SOLE		3,873	0	0
Qorvo Inc	COM	74736k101	339,853	3,346	SH		SOLE		3,346	0	0
Qualcomm Inc	COM	747525103	785,893	6,160	SH		SOLE		6,160	0	0
Raymond James Financial Inc	COM	754730109	333,720	3,578	SH		SOLE		3,578	0	0
Raytheon Tech Corp	COM	75513e101	3,697,930	37,761	SH		SOLE		37,761	0	0
Regeneron Pharmaceuticals	COM	75886F107	612,966	746	SH		SOLE		746	0	0
Robo Global Robotics & Automat	ETF	301505707	780,581	14,265	SH		SOLE		14,265	0	0
Rockwell Automation Inc	COM	773903109	303,427	1,034	SH		SOLE		1,034	0	0
S & P Global Inc	COM	78409v104	399,588	1,159	SH		SOLE		1,159	0	0
Salesforce.com Inc	COM	79466l302	612,525	3,066	SH		SOLE		3,066	0	0
Schlumberger Ltd	COM	806857108	241,474	4,918	SH		SOLE		4,918	0	0
Schwab U.S. Large Cap ETF	ETF	808524201	216,227	4,470	SH		SOLE		4,470	0	0
Schwab US Broad Martket ETF	ETF	808524102	397,471	8,307	SH		SOLE		8,307	0	0
Schwab US DVD equity ETF	ETF	808524797	22,447,946	306,834	SH		SOLE		305,644	0	1,190
Schwab US Mid Cap ETF	ETF	808524508	2,434,384	35,879	SH		SOLE		35,879	0	0
Schwab US Small-Cap ETF	ETF	808524607	1,192,346	28,437	SH		SOLE		28,437	0	0
SeaGen Inc	COM	81181C104	686,373	3,390	SH		SOLE		3,390	0	0
SeaWorld Entertainment	COM	81282V100	210,906	3,440	SH		SOLE		3,440	0	0
Sector SPDR AMEX Consumer St	ETF	81369Y308	272,467	3,647	SH		SOLE		3,647	0	0
Sector SPDR AMEX Industrial	ETF	81369Y704	523,743	5,176	SH		SOLE		5,176	0	0
Sector SPDR AMEX Tech Select	ETF	81369Y803	920,237	6,094	SH		SOLE		6,094	0	0
Servicenow Inc	COM	81762P102	303,462	653	SH		SOLE		653	0	0
Sherwin-Williams	COM	824348106	207,687	924	SH		SOLE		924	0	0
SJW Corp	COM	784305104	228,390	3,000	SH		SOLE		3,000	0	0
Southern Co	COM	842587107	385,821	5,545	SH		SOLE		5,545	0	0
SPDR Doubleline Total Return T	ETF	78467V848	2,970,750	72,404	SH		SOLE		68,934	0	3,470
SPDR Dow Jones Indl Avrg ETF	ETF	78467X109	6,188,395	18,605	SH		SOLE		18,605	0	0
SPDR Gold Trust	ETF	78463V107	432,949	2,363	SH		SOLE		2,363	0	0
SPDR S & P Mid-Cap 400 ETF Tr	ETF	78467Y107	5,336,525	11,641	SH		SOLE		11,641	0	0
SPDR S&P 500 ETF Tr	ETF	78462F103	19,948,585	48,728	SH		SOLE		48,068	0	660
Spdr S&P Dividend Etf	ETF	78464A763	456,122	3,687	SH		SOLE		3,687	0	0
Starbucks Corp	COM	855244109	5,022,815	48,236	SH		SOLE		48,236	0	0
Stryker Corp	COM	863667101	394,805	1,383	SH		SOLE		1,333	0	50
Sysco Corp	COM	871829107	587,025	7,601	SH		SOLE		7,601	0	0
T Rowe Price Group Inc	COM	74144T108	752,140	6,662	SH		SOLE		6,662	0	0
Take-Two Interactive Software	COM	874054109	389,157	3,262	SH		SOLE		3,262	0	0
Target Corp	COM	87612E106	904,505	5,461	SH		SOLE		5,461	0	0
Telos Corp	COM	87969b101	25,313	10,005	SH		SOLE		10,005	0	0
Tesla Inc	COM	88160r101	2,775,607	13,379	SH		SOLE		13,379	0	0
Texas Instruments Inc	COM	882508104	974,320	5,238	SH		SOLE		5,238	0	0
The Charles Schwab	COM	808513105	841,380	16,063	SH		SOLE		16,063	0	0
The Hershey Company	COM	427866108	410,363	1,613	SH		SOLE		1,613	0	0
Thermo Fisher Scientific Inc	COM	883556102	841,596	1,460	SH		SOLE		1,460	0	0
TJX Companies Inc	COM	872540109	543,505	6,936	SH		SOLE		6,936	0	0
T-Mobile US Inc	COM	872590104	241,448	1,667	SH		SOLE		1,667	0	0
Travelers Companies Inc	COM	89417E109	582,794	3,400	SH		SOLE		3,400	0	0
Unilever Plc-ADR	ADR	904767704	244,642	4,711	SH		SOLE		4,711	0	0
Union Pac Corp	COM	907818108	411,577	2,045	SH		SOLE		2,045	0	0
United Parcel Service -Cl B	COM	911312106	3,717,624	19,164	SH		SOLE		19,164	0	0
Unitedhealth Group Inc	COM	91324P102	3,760,041	7,956	SH		SOLE		7,956	0	0
Valero Energy Corp New	COM	91913Y100	1,619,779	11,603	SH		SOLE		11,603	0	0
Valley National Bancorp	COM	919794107	119,214	12,902	SH		SOLE		12,902	0	0
Vanguard Bd Index Fd Tot Mkt	ETF	921937835	5,890,832	79,789	SH		SOLE		77,733	0	2,056
Vanguard Dividend Appreciation	ETF	921908844	1,046,268	6,794	SH		SOLE		6,794	0	0
Vanguard Energy ETF	ETF	92204A306	214,981	1,882	SH		SOLE		1,882	0	0
Vanguard ESG International Sto	ETF	921910725	381,443	7,285	SH		SOLE		7,285	0	0
Vanguard ESG US ETF	ETF	921910733	257,080	3,585	SH		SOLE		3,585	0	0
Vanguard Extended Market ETF	ETF	922908652	1,121,600	8,000	SH		SOLE		8,000	0	0
Vanguard FTSE ALL WO X-US SC	ETF	922042718	996,815	9,125	SH		SOLE		9,125	0	0
Vanguard FTSE All World Ex US	ETF	922042775	15,571,810	291,225	SH		SOLE		284,605	0	6,620
Vanguard FTSE Developed Market	ETF	921943858	15,975,500	353,675	SH		SOLE		353,675	0	0
Vanguard FTSE Emerging Markets	ETF	922042858	4,606,650	114,026	SH		SOLE		114,026	0	0
Vanguard FTSE Europe ETF	ETF	922042874	365,068	5,990	SH		SOLE		5,990	0	0
Vanguard Health Care ETF	ETF	92204A504	206,506	866	SH		SOLE		866	0	0
Vanguard High Div Yield ETF	ETF	921946406	27,896,575	264,423	SH		SOLE		263,078	0	1,345
Vanguard Information Technolog	ETF	92204A702	318,398	826	SH		SOLE		826	0	0
Vanguard Interm-Term Govt Bd	ETF	92206C706	2,040,619	34,033	SH		SOLE		34,033	0	0
Vanguard Intl Hi Div Yield Ind	ETF	921946794	659,458	10,645	SH		SOLE		10,645	0	0
Vanguard Large Cap ETF	ETF	922908637	4,082,359	21,853	SH		SOLE		21,853	0	0
Vanguard Mid-Cap ETF	ETF	922908629	1,768,252	8,384	SH		SOLE		8,384	0	0
Vanguard REIT ETF	ETF	922908553	707,418	8,519	SH		SOLE		8,519	0	0
Vanguard S&P 500 ETF	ETF	922908363	3,161,244	8,406	SH		SOLE		8,406	0	0
Vanguard S&P 500 Growth ETF	ETF	921932505	610,772	2,650	SH		SOLE		2,650	0	0
Vanguard Short Term Corp Bond	ETF	92206C409	706,709	9,271	SH		SOLE		8,271	0	1,000
Vanguard Small-Cap ETF	ETF	922908751	20,246,345	106,807	SH		SOLE		106,188	0	619
Vanguard Tax Exempt Bond ETF	ETF	922907746	1,620,867	31,995	SH		SOLE		31,995	0	0
Vanguard Total International B	ETF	92203J407	263,141	5,379	SH		SOLE		5,379	0	0
Vanguard Total Intl Stock Inde	ETF	921909768	3,217,375	58,275	SH		SOLE		58,275	0	0
Vanguard Total World Stock ETF	ETF	922042742	1,675,762	18,197	SH		SOLE		18,197	0	0
Vanguard US Total Stock Market	ETF	922908769	16,440,831	80,553	SH		SOLE		79,240	0	1,313
Vanguard Value ETF	ETF	922908744	250,752	1,816	SH		SOLE		1,816	0	0
Verizon Communications	COM	92343V104	2,922,586	75,150	SH		SOLE		75,150	0	0
Vertex Pharmaceuticals Com	COM	92532F100	220,549	700	SH		SOLE		700	0	0
Visa Inc Class A Shares	COM	92826C839	2,368,908	10,507	SH		SOLE		10,507	0	0
Wal Mart Stores Inc	COM	931142103	6,805,555	46,155	SH		SOLE		45,855	0	300
Walgreens Boots Alliance Inc	COM	931427108	204,472	5,913	SH		SOLE		5,913	0	0
Walt Disney Co	COM	254687106	4,828,228	48,220	SH		SOLE		47,520	0	700
Warner Bros Discovery Inc	COM	934423104	177,078	11,727	SH		SOLE		11,727	0	0
Waste Management Inc	COM	94106L109	743,239	4,555	SH		SOLE		3,905	0	650
Waters Corp	COM	941848103	544,020	1,757	SH		SOLE		1,757	0	0
Wells Fargo Company	COM	949746101	473,713	12,673	SH		SOLE		12,673	0	0
Welltower Inc	COM	95040q104	1,984,451	27,681	SH		SOLE		27,681	0	0
Wisdomtree MidCap Dividend Fun	ETF	97717W505	1,220,630	29,786	SH		SOLE		29,786	0	0
Wisdomtree SmallCap Dividend F	ETF	97717W604	572,914	20,060	SH		SOLE		20,060	0	0
WW Grainger INC	COM	384802104	211,465	307	SH		SOLE		307	0	0
Zoetis Inc	COM	98978V103	509,972	3,064	SH		SOLE		3,064	0	0