Pinnacle Wealth Management Advisory 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	378,044	4,038	SH		SOLE		4,038	0	0
Abbott Laboratories	COM	002824100	635,087	6,557	SH		SOLE		6,557	0	0
Abbvie Inc	COM	00287Y109	1,895,149	12,714	SH		SOLE		12,714	0	0
Accenture PLC Cl A	COM	G1151C101	2,008,499	6,540	SH		SOLE		6,540	0	0
Activision Blizzard Inc	COM	00507V109	340,340	3,635	SH		SOLE		3,635	0	0
Acumen Pharmaceuticals Inc	COM	00509G209	74,783	18,020	SH		SOLE		18,020	0	0
Adobe Inc	COM	00724F101	3,079,286	6,039	SH		SOLE		6,039	0	0
Advanced Micro Devices	COM	007903107	771,047	7,499	SH		SOLE		7,499	0	0
Aflac Inc	COM	001055102	356,197	4,641	SH		SOLE		4,641	0	0
Air Products & Chemicals Inc	COM	009158106	365,586	1,290	SH		SOLE		1,290	0	0
Airbnb Inc	COM	009066101	337,674	2,461	SH		SOLE		2,461	0	0
Alphabet Inc - Class A	COM	02079K305	9,746,453	74,480	SH		SOLE		74,480	0	0
Alphabet Inc - Class C	COM	02079K107	3,095,179	23,475	SH		SOLE		23,475	0	0
Altria Group Inc	COM	02209S103	265,546	6,315	SH		SOLE		6,315	0	0
Amazon.Com Inc	COM	023135106	8,363,098	65,789	SH		SOLE		65,789	0	0
American Express	COM	025816109	3,500,952	23,466	SH		SOLE		22,516	0	950
American International Group	COM	026874784	287,911	4,751	SH		SOLE		4,751	0	0
Ameriprise Financial	COM	03076c106	267,700	812	SH		SOLE		812	0	0
Amgen Inc	COM	031162100	3,457,969	12,866	SH		SOLE		12,866	0	0
Analog Devices	COM	032654105	268,238	1,532	SH		SOLE		1,532	0	0
Aon PLC	COM	G0403H108	209,122	645	SH		SOLE		645	0	0
Apple Inc	COM	037833100	40,176,921	234,665	SH		SOLE		234,665	0	0
Applied Materials	COM	038222105	864,482	6,244	SH		SOLE		6,244	0	0
Aptiv PLC	COM	g6095l109	492,654	4,997	SH		SOLE		4,997	0	0
Arthur J Gallagher & Co	COM	363576109	246,164	1,080	SH		SOLE		1,080	0	0
ASML Holding NV - NY Reg	COM	N07059210	373,210	634	SH		SOLE		634	0	0
AT&T Inc	COM	00206R102	688,476	45,837	SH		SOLE		45,837	0	0
Automatic Data Processing	COM	053015103	1,194,720	4,966	SH		SOLE		4,841	0	125
Auxly Cannabis Group	COM	04957F101	532	47,500	SH		SOLE		47,500	0	0
Bank Of America Corp	COM	060505104	1,911,783	69,824	SH		SOLE		69,824	0	0
Becton Dickinson & Co	COM	075887109	294,466	1,139	SH		SOLE		1,139	0	0
Berkshire Hathaway Inc-CL B	COM	084670702	14,630,630	41,766	SH		SOLE		41,216	0	550
Blackrock Inc	COM	09247X101	4,153,659	6,425	SH		SOLE		6,425	0	0
Blackrock Short Maturity Bond	ETF	46431W507	2,516,112	50,433	SH		SOLE		49,100	0	1,333
Blackstone Inc	COM	09260D107	350,669	3,273	SH		SOLE		3,273	0	0
Boeing Co	COM	097023105	1,181,324	6,163	SH		SOLE		6,163	0	0
Booking Holdings Inc	COM	09857L108	410,165	133	SH		SOLE		133	0	0
Boston Scientific Corp	COM	101137107	229,627	4,349	SH		SOLE		4,349	0	0
Boyd Gaming Corporation	COM	103304101	274,039	4,505	SH		SOLE		4,505	0	0
Bridgebio Pharma Inc.	COM	10806x102	388,958	14,750	SH		SOLE		14,750	0	0
Bristol-Myers Squibb Co	COM	110122108	1,473,123	25,381	SH		SOLE		25,381	0	0
Broadcom Ltd	COM	11135F101	5,635,485	6,785	SH		SOLE		6,785	0	0
Cadence Design System	COM	127387108	205,013	875	SH		SOLE		875	0	0
Caribou Biosciences Inc	COM	142038108	61,676	12,903	SH		SOLE		12,903	0	0
Carrier Global Corp	COM	14448c104	278,263	5,041	SH		SOLE		5,041	0	0
Caterpillar Incorporated	COM	149123101	1,020,331	3,737	SH		SOLE		3,737	0	0
CBD of Denver Inc	COM	12482B107	236	295,100	SH		SOLE		295,100	0	0
Cencora Inc	COM	03073E105	336,544	1,870	SH		SOLE		1,870	0	0
Charter Communications Inc	COM	16119P108	200,998	457	SH		SOLE		457	0	0
Chevron Corporation	COM	166764100	3,312,309	19,644	SH		SOLE		19,644	0	0
Chubb Ltd	COM	H1467J104	350,783	1,685	SH		SOLE		1,685	0	0
Cigna Group	COM	125523100	272,911	954	SH		SOLE		954	0	0
Cisco Systems	COM	17275R102	4,423,748	82,287	SH		SOLE		82,287	0	0
Citigroup Inc	COM	172967424	726,397	17,661	SH		SOLE		17,661	0	0
Clorox Co	COM	189054109	489,806	3,737	SH		SOLE		3,737	0	0
Coca-Cola Co	COM	191216100	3,327,139	59,434	SH		SOLE		58,634	0	800
Cognex Corp	COM	192422103	203,288	4,790	SH		SOLE		4,790	0	0
Colgate-Palmolive	COM	194162103	791,312	11,128	SH		SOLE		11,128	0	0
Comcast Corp Cl A	COM	20030N101	976,988	22,034	SH		SOLE		22,034	0	0
Comm Svcs Select Sector SPDR F	ETF	81369y852	201,956	3,080	SH		SOLE		3,080	0	0
ConocoPhillips	COM	20825C104	736,171	6,145	SH		SOLE		6,045	0	100
Consolidated Edison	COM	209115104	282,591	3,304	SH		SOLE		3,304	0	0
Constellation Brands Inc - A	COM	21036P108	323,964	1,289	SH		SOLE		1,289	0	0
Cormedix Inc	COM	21900C308	37,000	10,000	SH		SOLE		10,000	0	0
Costco Wholesale Corp	COM	22160K105	2,670,973	4,728	SH		SOLE		4,728	0	0
CSX Corp	COM	126408103	1,624,184	52,819	SH		SOLE		52,819	0	0
Cummins Inc	COM	231021106	1,116,941	4,889	SH		SOLE		4,889	0	0
CVS Health Corp	COM	126650100	467,093	6,690	SH		SOLE		6,690	0	0
Danaher Corp	COM	235851102	525,228	2,117	SH		SOLE		2,117	0	0
Deere & Co	COM	244199105	732,495	1,941	SH		SOLE		1,941	0	0
Diageo Plc-Sponsored Adr	ADR	25243Q205	1,814,760	12,165	SH		SOLE		11,665	0	500
Digital Realty Trust Inc	COM	253868103	251,480	2,078	SH		SOLE		2,078	0	0
Dimensional Emerging Mkts Core	ETF	25434V302	4,985,374	220,885	SH		SOLE		220,885	0	0
Dimensional International Core	ETF	25434V203	10,824,266	414,564	SH		SOLE		414,564	0	0
Dimensional Us High Proftblty	ETF	25434V831	9,851,961	383,494	SH		SOLE		383,494	0	0
Dimensional US S/C Value ETF	ETF	25434V815	8,073,907	318,623	SH		SOLE		318,623	0	0
Dominion Energy Inc	COM	25746U109	430,934	9,647	SH		SOLE		9,647	0	0
Drone Guarder Inc	COM	26211L103	2	12,070	SH		SOLE		12,070	0	0
Duke Energy Corp	COM	26441C204	333,093	3,774	SH		SOLE		3,774	0	0
Eaton Corp PLC	COM	G29183103	760,130	3,564	SH		SOLE		3,564	0	0
Ecolab Inc	COM	278865100	239,023	1,411	SH		SOLE		1,411	0	0
Edgio Inc	COM	53261M104	25,610	30,055	SH		SOLE		30,055	0	0
Elevance Health Inc	COM	036752103	669,241	1,537	SH		SOLE		1,537	0	0
Eli Lilly & Co	COM	532457108	2,008,866	3,740	SH		SOLE		3,740	0	0
Emerson Elec Co	COM	291011104	969,316	10,037	SH		SOLE		10,037	0	0
Energy Select Sector SPDR Fund	ETF	81369Y506	521,912	5,774	SH		SOLE		5,774	0	0
EOG Resources Inc	COM	26875P101	201,548	1,590	SH		SOLE		1,590	0	0
Exxon Mobil Corp	COM	30231G102	2,803,005	23,839	SH		SOLE		23,589	0	250
Fedex Corp	COM	31428X106	692,501	2,614	SH		SOLE		2,614	0	0
First Trust DJ Internet	ETF	33733e302	2,979,999	18,671	SH		SOLE		18,671	0	0
First Trust Ise Cloud Computin	ETF	33734X192	241,014	3,175	SH		SOLE		3,175	0	0
First Trust NASDAQ Cybersecuri	ETF	33734x846	4,050,838	89,167	SH		SOLE		89,167	0	0
First Trust NASDAQ Rising Divi	ETF	33738r506	3,715,008	80,849	SH		SOLE		79,157	0	1,692
First Trust NASDAQ Tech Div In	ETF	33738r118	392,630	7,000	SH		SOLE		7,000	0	0
First Trust New Opp MLP & Ener	COM	33739M100	86,443	13,809	SH		SOLE		13,809	0	0
Fiserv Inc	COM	337738108	304,314	2,694	SH		SOLE		2,694	0	0
Flexshares Global Upstream Nat	ETF	33939L407	278,712	6,892	SH		SOLE		6,892	0	0
FlexShares iBoxx 3 Yr Target D	ETF	33939l506	210,774	9,089	SH		SOLE		9,089	0	0
Ford Motor Co	COM	345370860	165,583	13,332	SH		SOLE		13,332	0	0
FT Cboe Vest Rising DVD Achiev	ETF	33738D879	682,141	32,375	SH		SOLE		32,375	0	0
Fuse Battery Metals Inc	COM	36112c102	923	25,000	SH		SOLE		25,000	0	0
Galera Therapeutics Inc	COM	36338D108	8,351	47,695	SH		SOLE		47,695	0	0
General Dynamics Corp	COM	369550108	434,445	1,966	SH		SOLE		1,966	0	0
General Electric	COM	369604301	434,904	3,934	SH		SOLE		3,934	0	0
General Mills	COM	370334104	1,867,900	29,191	SH		SOLE		29,191	0	0
General Motors	COM	37045V100	353,471	10,721	SH		SOLE		10,721	0	0
Geron Corp	COM	374163103	107,071	50,505	SH		SOLE		50,505	0	0
Gilead Sciences Inc	COM	375558103	1,106,667	14,767	SH		SOLE		14,767	0	0
Global Security & Intellige	COM	379369101	0	10,000	SH		SOLE		10,000	0	0
Global X Robotics & Artificial	ETF	37954y715	1,043,530	42,214	SH		SOLE		42,214	0	0
Goldman Sachs Group Inc	COM	38141G104	994,911	3,075	SH		SOLE		3,075	0	0
Graham Holdings Co-Class B	COM	384637104	238,447	409	SH		SOLE		409	0	0
Health Care Select Sector SP	ETF	81369Y209	385,963	2,998	SH		SOLE		2,998	0	0
Hemp Inc	COM	423703206	3	25,000	SH		SOLE		0	0	25,000
Home Depot Inc	COM	437076102	4,662,122	15,429	SH		SOLE		15,429	0	0
Honeywell International	COM	438516106	905,904	4,904	SH		SOLE		4,904	0	0
Humana Inc Com	COM	444859102	247,639	509	SH		SOLE		509	0	0
Icon Plc	COM	G4705A100	260,779	1,059	SH		SOLE		1,059	0	0
Iddriven Inc	COM	45152R101	0	10,000	SH		SOLE		10,000	0	0
Illinois Tool Works Inc	COM	452308109	4,839,504	21,013	SH		SOLE		21,013	0	0
Intel Corp	COM	458140100	890,535	25,050	SH		SOLE		25,050	0	0
International Business Machine	COM	459200101	1,714,326	12,219	SH		SOLE		12,219	0	0
Intl Meta Sys	COM	45986B108	0	37,000	SH		SOLE		37,000	0	0
Intuit Inc	COM	461202103	465,371	911	SH		SOLE		911	0	0
Intuitive Surgical Inc	COM	46120e602	432,297	1,479	SH		SOLE		1,479	0	0
Invesco QQQ Trust Series I	ETF	46090E103	15,293,274	42,686	SH		SOLE		42,532	0	154
Invesco S&P 500 Equal Weight P	ETF	46137V357	8,351,958	58,945	SH		SOLE		58,445	0	500
Invesco Variable Rate Preferre	ETF	46138g870	450,263	20,128	SH		SOLE		20,128	0	0
Iridium Communications	COM	46269C102	216,305	4,755	SH		SOLE		4,755	0	0
iShares 1-5 Year Inv Gr Corpor	ETF	464288646	264,248	5,303	SH		SOLE		5,303	0	0
iShares 7-10 Year Bond Fund	ETF	464287440	3,772,134	41,185	SH		SOLE		40,785	0	400
iShares Barclays 3-7 Yr Treasu	ETF	464288661	3,710,743	32,792	SH		SOLE		32,777	0	15
iShares Barclays Aggregate Bon	ETF	464287226	777,617	8,269	SH		SOLE		8,269	0	0
iShares COMEX Gold Trust	ETF	464285204	269,528	7,703	SH		SOLE		7,703	0	0
iShares Core Dividend Growth E	ETF	46434V621	636,484	12,850	SH		SOLE		12,850	0	0
iShares Core MSCI Emerging Mar	ETF	46434G103	1,348,225	28,330	SH		SOLE		28,330	0	0
iShares Core MSCI Total Intl S	ETF	46432f834	1,186,002	19,770	SH		SOLE		19,770	0	0
iShares Core S&P 500 Index Fun	ETF	464287200	15,964,901	37,177	SH		SOLE		36,905	0	272
iShares Core S&P S/C ETF	ETF	464287804	16,562,469	175,580	SH		SOLE		175,550	0	30
IShares Edge MSCI Intl Quality	ETF	46434v456	250,999	7,468	SH		SOLE		7,468	0	0
iShares Edge MSCI USA Momentum	ETF	46432f396	237,211	1,698	SH		SOLE		1,672	0	26
iShares ESG MSCI USA Small-Cap	ETF	46435U663	204,760	6,085	SH		SOLE		6,085	0	0
iShares Floating Rate Bond ETF	ETF	46429B655	440,148	8,649	SH		SOLE		8,649	0	0
iShares GSCI Commodity Indexed	ETF	46428r107	1,519,425	67,500	SH		SOLE		67,500	0	0
IShares High Dividend Eq Fd	ETF	46429b663	634,379	6,415	SH		SOLE		6,415	0	0
iShares MSCI ACWI ex US ETF	ETF	464288240	480,207	10,215	SH		SOLE		10,215	0	0
iShares MSCI ACWI Index Fund	ETF	464288257	2,130,422	23,064	SH		SOLE		23,064	0	0
iShares MSCI EAFE Index Fund	ETF	464287465	200,488	2,909	SH		SOLE		2,875	0	34
iShares MSCI EAFE Small Cap In	ETF	464288273	6,362,649	112,673	SH		SOLE		112,673	0	0
iShares MSCI USA ESG Select	ETF	464288802	217,727	2,420	SH		SOLE		2,420	0	0
iShares MSCI USA Quality	ETF	46432F339	30,249,182	229,526	SH		SOLE		228,184	0	1,342
iShares Nasdaq Biotechnology I	ETF	464287556	218,047	1,783	SH		SOLE		1,783	0	0
iShares Preferred & Inc Securi	ETF	464288687	240,597	7,980	SH		SOLE		7,980	0	0
iShares Russell 1000 Growth In	ETF	464287614	518,140	1,948	SH		SOLE		1,948	0	0
iShares Russell 1000 Value Ind	ETF	464287598	581,622	3,831	SH		SOLE		3,831	0	0
iShares Russell Midcap Growth	ETF	464287481	205,570	2,250	SH		SOLE		2,250	0	0
iShares S&P 500 Value Index Fu	ETF	464287408	256,144	1,665	SH		SOLE		1,665	0	0
iShares S&P Glbl Energy Sect	ETF	464287341	577,062	13,986	SH		SOLE		13,986	0	0
iShares S&P National AMT Free	ETF	464288414	591,348	5,767	SH		SOLE		5,767	0	0
iShares S&P Smallcap 600 Growt	ETF	464287887	353,394	3,222	SH		SOLE		3,222	0	0
iShares S&P Smallcap 600 Value	ETF	464287879	1,387,014	15,546	SH		SOLE		15,546	0	0
iShares Tr Russell 2000	ETF	464287655	9,714,297	54,964	SH		SOLE		54,964	0	0
Ishares Tr Russell Midcap	ETF	464287499	635,300	9,174	SH		SOLE		9,174	0	0
iShares Tr S&P 100 Index Fd	ETF	464287101	861,949	4,296	SH		SOLE		4,246	0	50
iShares Tr S&P Midcap 400	ETF	464287507	14,283,401	57,283	SH		SOLE		57,283	0	0
J P Morgan Nasdaq Eqt Prm Inc	ETF	46654Q203	579,586	12,350	SH		SOLE		12,350	0	0
Johnson & Johnson	COM	478160104	14,424,893	92,616	SH		SOLE		91,966	0	650
JP Morgan Ultra-Short Income E	ETF	46641Q837	316,535	6,308	SH		SOLE		6,133	0	175
JPMorgan Chase & Co	COM	46625H100	5,755,619	39,688	SH		SOLE		39,188	0	500
JPMorgan Diversified Return US	ETF	46641Q845	440,244	11,205	SH		SOLE		11,205	0	0
JPMorgan Equity Premium ETF	ETF	46641Q332	16,766,369	313,039	SH		SOLE		312,454	0	585
Kimberly-Clark	COM	494368103	273,604	2,264	SH		SOLE		2,264	0	0
KLA Corp	COM	482480100	1,059,963	2,311	SH		SOLE		2,311	0	0
Lam Research	COM	512807108	701,356	1,119	SH		SOLE		1,119	0	0
Lexicon Pharmaceuticals Inc	COM	528872302	13,227	12,135	SH		SOLE		12,135	0	0
Linde PLC	COM	g54950103	831,085	2,232	SH		SOLE		2,232	0	0
Lockheed Martin Corporation	COM	539830109	2,916,821	7,132	SH		SOLE		7,132	0	0
Lowe's Companies Inc	COM	548661107	1,453,009	6,991	SH		SOLE		6,991	0	0
Lumentum Holdings Inc	COM	55024u109	216,638	4,795	SH		SOLE		4,795	0	0
Lvmh Moet Hennessy-Unsp Adr	ADR	502441306	264,443	1,750	SH		SOLE		1,750	0	0
LyondellBasell Indus NV	COM	N53745100	895,199	9,453	SH		SOLE		9,453	0	0
Madison Square Garden Sports C	COM	55825T103	627,275	3,558	SH		SOLE		883	0	2,675
Marathon Petroleum Corp	COM	56585A102	315,393	2,084	SH		SOLE		2,084	0	0
Market Vectors Semiconductor T	ETF	92189f676	261,036	1,800	SH		SOLE		1,800	0	0
Marsh & Mclennan	COM	571748102	907,986	4,771	SH		SOLE		4,771	0	0
Mastercard Inc Class A	COM	57636q104	6,276,414	15,853	SH		SOLE		15,853	0	0
Match Group Inc	COM	57667L107	205,943	5,257	SH		SOLE		5,257	0	0
McDonald's Corp	COM	580135101	4,891,127	18,566	SH		SOLE		18,566	0	0
McKesson Corp	COM	58155Q103	530,071	1,219	SH		SOLE		1,219	0	0
Medtronic PLC	COM	G5960L103	683,230	8,719	SH		SOLE		8,719	0	0
Merck & Co	COM	58933Y105	5,645,464	54,837	SH		SOLE		54,837	0	0
Meta Platforms Inc - A	COM	30303M102	2,971,178	9,897	SH		SOLE		9,897	0	0
Metlife Inc	COM	59156R108	231,760	3,684	SH		SOLE		3,684	0	0
Micron Technology Inc	COM	595112103	300,080	4,411	SH		SOLE		4,411	0	0
Microsoft Corp	COM	594918104	28,106,820	89,016	SH		SOLE		88,316	0	700
Mondelez International Inc	COM	609207105	777,905	11,209	SH		SOLE		11,209	0	0
Monster Beverage Corp	COM	61174x109	231,180	4,366	SH		SOLE		4,366	0	0
Morgan Stanley	COM	617446448	4,037,846	49,441	SH		SOLE		49,221	0	220
Nestle Sa-Spons Adr	ADR	641069406	4,287,200	37,806	SH		SOLE		37,206	0	600
Netflix Inc	COM	64110L106	965,901	2,558	SH		SOLE		2,558	0	0
New Jersey Resource Corp	COM	646025106	748,190	18,415	SH		SOLE		18,415	0	0
Nextera Energy Inc	COM	65339F101	1,296,759	22,635	SH		SOLE		22,635	0	0
Nike Inc - B	COM	654106103	538,697	5,634	SH		SOLE		5,634	0	0
Norfolk Southern	COM	655844108	298,349	1,515	SH		SOLE		1,515	0	0
NorthStar HealthCare Income	COM	66799d107	73,250	25,000	SH		SOLE		25,000	0	0
Novartis AG - ADR	ADR	66987V109	510,319	5,010	SH		SOLE		4,510	0	500
Novo-Nordisk A/S-Spons Adr	ADR	670100205	273,002	3,002	SH		SOLE		3,002	0	0
NVIDIA Corp	COM	67066G104	7,250,814	16,669	SH		SOLE		16,579	0	90
OGE Energy Corp	COM	670837103	237,703	7,132	SH		SOLE		7,132	0	0
OneSpaWorld Holdings Ltd	COM	P73684113	153,377	13,670	SH		SOLE		13,670	0	0
Oracle Corp	COM	68389X105	1,165,967	11,008	SH		SOLE		11,008	0	0
O'Reilly Automotive Inc	COM	67103H107	290,835	320	SH		SOLE		320	0	0
Otis Worldwide Corp	COM	68902V107	284,137	3,538	SH		SOLE		3,538	0	0
Parker Hannifin Corp Com	COM	701094104	282,402	725	SH		SOLE		725	0	0
Paychex	COM	704326107	1,463,780	12,692	SH		SOLE		12,192	0	500
Pepsico Inc	COM	713448108	4,970,175	29,333	SH		SOLE		29,333	0	0
Pfizer Inc	COM	717081103	4,079,011	122,973	SH		SOLE		122,873	0	100
Philip Morris Intl	COM	718172109	456,049	4,926	SH		SOLE		4,926	0	0
Phillips 66	COM	718546104	492,255	4,097	SH		SOLE		4,047	0	50
PIMCO Total Return ETF	ETF	72201R775	467,364	5,317	SH		SOLE		5,317	0	0
Plug Power Inc	COM	72919P202	124,610	16,396	SH		SOLE		16,396	0	0
PNC Fincl Services Group	COM	693475105	1,609,488	13,110	SH		SOLE		13,110	0	0
PPL Corp	COM	69351T106	355,935	15,108	SH		SOLE		15,108	0	0
Procter & Gamble	COM	742718109	8,007,041	54,895	SH		SOLE		54,476	0	419
Progressive Corp	COM	743315103	241,964	1,737	SH		SOLE		1,737	0	0
Prologis Inc	COM	74340W103	315,422	2,811	SH		SOLE		2,811	0	0
Public Service Enterprise Grp	COM	744573106	341,745	6,005	SH		SOLE		6,005	0	0
PulteGroup Inc	COM	745867101	246,587	3,330	SH		SOLE		3,330	0	0
Qorvo Inc	COM	74736k101	331,758	3,475	SH		SOLE		3,475	0	0
Qualcomm Inc	COM	747525103	593,394	5,343	SH		SOLE		5,343	0	0
Raymond James Financial Inc	COM	754730109	277,187	2,760	SH		SOLE		2,760	0	0
Regeneron Pharmaceuticals	COM	75886F107	576,072	700	SH		SOLE		700	0	0
Robo Global Robotics & Automat	ETF	301505707	705,040	14,000	SH		SOLE		14,000	0	0
Rockwell Automation Inc	COM	773903109	262,143	917	SH		SOLE		917	0	0
Royal Caribbean Cruises LTD	COM	V7780T103	234,036	2,540	SH		SOLE		2,540	0	0
RTX Corp	COM	75513e101	2,611,364	36,284	SH		SOLE		36,284	0	0
S & P Global Inc	COM	78409v104	419,491	1,148	SH		SOLE		1,148	0	0
Salesforce.com Inc	COM	79466l302	571,028	2,816	SH		SOLE		2,816	0	0
Schlumberger Ltd	COM	806857108	326,655	5,603	SH		SOLE		5,603	0	0
Schwab U.S. Large Cap ETF	ETF	808524201	232,146	4,588	SH		SOLE		4,588	0	0
Schwab US Broad Martket ETF	ETF	808524102	410,096	8,227	SH		SOLE		8,227	0	0
Schwab US DVD equity ETF	ETF	808524797	22,506,631	318,070	SH		SOLE		316,730	0	1,340
Schwab US Mid Cap ETF	ETF	808524508	3,150,566	46,551	SH		SOLE		46,551	0	0
Schwab US Small-Cap ETF	ETF	808524607	1,051,822	25,394	SH		SOLE		25,394	0	0
SeaGen Inc	COM	81181C104	693,731	3,270	SH		SOLE		3,270	0	0
Select Sector SPDR AMEX Consumer St	ETF	81369Y308	235,537	3,423	SH		SOLE		3,423	0	0
Select Sector SPDR AMEX Industrial	ETF	81369Y704	571,856	5,641	SH		SOLE		5,641	0	0
Select Sector SPDR AMEX Tech Select	ETF	81369Y803	1,033,922	6,307	SH		SOLE		6,307	0	0
Servicenow Inc	COM	81762P102	363,883	651	SH		SOLE		651	0	0
Sherwin-Williams	COM	824348106	223,424	876	SH		SOLE		876	0	0
Southern Co	COM	842587107	1,927,038	29,775	SH		SOLE		29,775	0	0
SPDR Doubleline Total Return T	ETF	78467V848	3,174,377	82,131	SH		SOLE		80,691	0	1,440
SPDR Dow Jones Indl Avrg ETF	ETF	78467X109	5,817,077	17,367	SH		SOLE		17,367	0	0
SPDR Gold Trust	ETF	78463V107	418,852	2,443	SH		SOLE		2,443	0	0
SPDR S & P Mid-Cap 400 ETF Tr	ETF	78467Y107	5,239,297	11,474	SH		SOLE		11,474	0	0
SPDR S&P 500 ETF Tr	ETF	78462F103	20,730,768	48,495	SH		SOLE		47,729	0	766
Spdr S&P Dividend Etf	ETF	78464A763	403,229	3,506	SH		SOLE		3,506	0	0
Starbucks Corp	COM	855244109	3,980,741	43,615	SH		SOLE		43,615	0	0
Stryker Corp	COM	863667101	305,516	1,118	SH		SOLE		1,068	0	50
Synopsys Inc	COM	871607107	223,977	488	SH		SOLE		488	0	0
Sysco Corp	COM	871829107	453,565	6,867	SH		SOLE		6,867	0	0
T Rowe Price Group Inc	COM	74144T108	648,201	6,181	SH		SOLE		6,181	0	0
Take-Two Interactive Software	COM	874054109	314,474	2,240	SH		SOLE		2,240	0	0
Target Corp	COM	87612E106	519,679	4,700	SH		SOLE		4,700	0	0
Telos Corp	COM	87969b101	24,987	10,455	SH		SOLE		10,455	0	0
Tesla Inc	COM	88160r101	3,460,543	13,830	SH		SOLE		13,830	0	0
Texas Instruments Inc	COM	882508104	813,177	5,114	SH		SOLE		5,114	0	0
The Charles Schwab	COM	808513105	693,826	12,638	SH		SOLE		12,638	0	0
The Hershey Company	COM	427866108	244,098	1,220	SH		SOLE		1,220	0	0
Thermo Fisher Scientific Inc	COM	883556102	525,494	1,038	SH		SOLE		1,038	0	0
TJX Companies Inc	COM	872540109	593,541	6,678	SH		SOLE		6,678	0	0
T-Mobile US Inc	COM	872590104	212,036	1,514	SH		SOLE		1,514	0	0
Travelers Companies Inc	COM	89417E109	478,662	2,931	SH		SOLE		2,931	0	0
Unilever Plc-ADR	ADR	904767704	227,783	4,611	SH		SOLE		4,611	0	0
Union Pac Corp	COM	907818108	599,487	2,944	SH		SOLE		2,944	0	0
United Parcel Service -Cl B	COM	911312106	2,713,541	17,409	SH		SOLE		17,409	0	0
Unitedhealth Group Inc	COM	91324P102	3,920,230	7,775	SH		SOLE		7,775	0	0
Valero Energy Corp New	COM	91913Y100	1,679,830	11,854	SH		SOLE		11,854	0	0
Vanguard Bd Index Fd Tot Mkt	ETF	921937835	7,766,774	111,304	SH		SOLE		109,645	0	1,659
Vanguard Dividend Appreciation	ETF	921908844	1,124,037	7,234	SH		SOLE		7,234	0	0
Vanguard Energy ETF	ETF	92204A306	241,440	1,905	SH		SOLE		1,905	0	0
Vanguard ESG International Sto	ETF	921910725	374,366	7,422	SH		SOLE		7,422	0	0
Vanguard ESG US ETF	ETF	921910733	272,597	3,624	SH		SOLE		3,624	0	0
Vanguard Extended Market ETF	ETF	922908652	1,146,640	8,000	SH		SOLE		8,000	0	0
Vanguard FTSE ALL WO X-US SC	ETF	922042718	839,723	7,907	SH		SOLE		7,907	0	0
Vanguard FTSE All World Ex US	ETF	922042775	17,270,178	332,951	SH		SOLE		331,267	0	1,684
Vanguard FTSE Developed Market	ETF	921943858	15,526,284	355,130	SH		SOLE		355,130	0	0
Vanguard FTSE Emerging Markets	ETF	922042858	4,181,903	106,654	SH		SOLE		106,654	0	0
Vanguard FTSE Europe ETF	ETF	922042874	312,711	5,398	SH		SOLE		5,398	0	0
Vanguard Health Care ETF	ETF	92204A504	280,004	1,191	SH		SOLE		1,191	0	0
Vanguard High Div Yield ETF	ETF	921946406	27,571,431	266,855	SH		SOLE		265,747	0	1,108
Vanguard Information Technolog	ETF	92204A702	405,357	977	SH		SOLE		977	0	0
Vanguard Intermediate-Term Cor	ETF	92206c870	362,501	4,771	SH		SOLE		4,771	0	0
Vanguard Interm-Term Govt Bd	ETF	92206C706	2,595,696	45,419	SH		SOLE		45,419	0	0
Vanguard Intl Hi Div Yield Ind	ETF	921946794	615,187	9,940	SH		SOLE		9,940	0	0
Vanguard Large Cap ETF	ETF	922908637	4,251,952	21,728	SH		SOLE		21,728	0	0
Vanguard Mid-Cap ETF	ETF	922908629	2,036,488	9,780	SH		SOLE		9,780	0	0
Vanguard REIT ETF	ETF	922908553	653,248	8,634	SH		SOLE		8,634	0	0
Vanguard S&P 500 ETF	ETF	922908363	3,501,706	8,917	SH		SOLE		8,917	0	0
Vanguard S&P 500 Growth ETF	ETF	921932505	654,126	2,650	SH		SOLE		2,650	0	0
Vanguard Short Term Corp Bond	ETF	92206C409	551,336	7,336	SH		SOLE		6,336	0	1,000
Vanguard Small-Cap ETF	ETF	922908751	21,301,742	112,666	SH		SOLE		112,377	0	289
Vanguard Tax Exempt Bond ETF	ETF	922907746	2,346,847	48,791	SH		SOLE		48,791	0	0
Vanguard Total Intl Stock Inde	ETF	921909768	3,774,532	70,526	SH		SOLE		70,526	0	0
Vanguard Total World Stock ETF	ETF	922042742	1,695,596	18,197	SH		SOLE		18,197	0	0
Vanguard US Total Stock Market	ETF	922908769	18,996,485	89,433	SH		SOLE		88,831	0	602
Vanguard Value ETF	ETF	922908744	255,381	1,852	SH		SOLE		1,852	0	0
Verizon Communications	COM	92343V104	2,234,656	68,950	SH		SOLE		68,950	0	0
Vertex Pharmaceuticals Com	COM	92532F100	226,031	650	SH		SOLE		650	0	0
Visa Inc Class A Shares	COM	92826C839	2,284,919	9,934	SH		SOLE		9,934	0	0
Vishay Intertechnology Inc	COM	928298108	219,019	8,860	SH		SOLE		8,860	0	0
Wal Mart Stores Inc	COM	931142103	7,234,627	45,236	SH		SOLE		44,936	0	300
Walt Disney Co	COM	254687106	3,472,632	42,846	SH		SOLE		42,146	0	700
Waste Management Inc	COM	94106L109	675,004	4,428	SH		SOLE		3,778	0	650
Waters Corp	COM	941848103	441,752	1,611	SH		SOLE		1,611	0	0
Wells Fargo Company	COM	949746101	490,565	12,006	SH		SOLE		12,006	0	0
Welltower Inc	COM	95040q104	2,360,279	28,812	SH		SOLE		28,812	0	0
Wisdomtree MidCap Dividend Fun	ETF	97717W505	1,087,611	26,553	SH		SOLE		26,553	0	0
Wisdomtree SmallCap Dividend F	ETF	97717W604	480,500	17,039	SH		SOLE		17,039	0	0
WW Grainger INC	COM	384802104	208,244	301	SH		SOLE		301	0	0
Xylem Inc	COM	98419M100	320,244	3,518	SH		SOLE		3,518	0	0
Zoetis Inc	COM	98978V103	494,103	2,840	SH		SOLE		2,840	0	0