Pinnacle Wealth Management Advisory 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	430,653	3,336	SH		SOLE		3,336	0	0
Abbott Laboratories	COM	002824100	634,370	5,608	SH		SOLE		5,608	0	0
Abbvie Inc	COM	00287Y109	2,709,392	15,247	SH		SOLE		15,199	0	48
Accenture PLC Cl A	COM	G1151C101	1,757,191	4,995	SH		SOLE		4,995	0	0
Acumen Pharmaceuticals Inc	COM	00509G209	30,994	18,020	SH		SOLE		18,020	0	0
Adobe Inc	COM	00724F101	2,761,463	6,210	SH		SOLE		6,210	0	0
Advanced Micro Devices	COM	007903107	974,534	8,068	SH		SOLE		8,068	0	0
Aflac Inc	COM	001055102	465,687	4,502	SH		SOLE		4,502	0	0
Air Products & Chemicals Inc	COM	009158106	391,264	1,349	SH		SOLE		1,349	0	0
Alphabet Inc - Class A	COM	02079K305	14,266,796	75,366	SH		SOLE		75,366	0	0
Alphabet Inc - Class C	COM	02079K107	4,181,340	21,956	SH		SOLE		21,956	0	0
Altria Group Inc	COM	02209S103	451,198	8,629	SH		SOLE		8,629	0	0
Amazon.Com Inc	COM	023135106	15,436,337	70,360	SH		SOLE		70,360	0	0
Ambarella Inc	COM	G037AX101	256,409	3,525	SH		SOLE		3,525	0	0
American Express	COM	025816109	6,981,576	23,524	SH		SOLE		22,574	0	950
American International Group	COM	026874784	408,117	5,606	SH		SOLE		5,606	0	0
American Tower Corp	COM	03027X100	227,979	1,243	SH		SOLE		1,243	0	0
Ameriprise Financial	COM	03076c106	367,909	691	SH		SOLE		691	0	0
AMEX Consumer St	ETF	81369Y308	244,241	3,107	SH		SOLE		3,107	0	0
AMEX Industrial	ETF	81369Y704	483,512	3,670	SH		SOLE		3,670	0	0
AMEX Tech Select	ETF	81369Y803	1,764,273	7,588	SH		SOLE		7,588	0	0
Amgen Inc	COM	031162100	3,028,227	11,618	SH		SOLE		11,618	0	0
Amphenol Corp CL A	COM	032095101	269,466	3,880	SH		SOLE		3,880	0	0
Analog Devices	COM	032654105	378,391	1,781	SH		SOLE		1,781	0	0
Apple Inc	COM	037833100	56,610,913	226,064	SH		SOLE		226,064	0	0
Applied Materials	COM	038222105	1,276,886	7,851	SH		SOLE		7,851	0	0
Arista Networks Inc	COM	040413205	355,575	3,217	SH		SOLE		3,217	0	0
Arthur J Gallagher & Co	COM	363576109	274,199	966	SH		SOLE		966	0	0
ASML Holding NV - NY Reg	COM	N07059210	442,185	638	SH		SOLE		638	0	0
AT&T Inc	COM	00206R102	1,035,664	45,484	SH		SOLE		45,484	0	0
Automatic Data Processing	COM	053015103	3,443,151	11,762	SH		SOLE		11,637	0	125
Auxly Cannabis Group	COM	05335P109	1,278	47,500	SH		SOLE		47,500	0	0
Bank Of America Corp	COM	060505104	2,977,847	67,755	SH		SOLE		67,505	0	250
Bank Of America Corp 6percent PFD Se	PFD	060505229	201,440	8,000	SH		SOLE		8,000	0	0
Bank of New York Mellon Corp	COM	064058100	314,158	4,089	SH		SOLE		4,089	0	0
Barrick Gold Corp	COM	067901108	164,750	10,629	SH		SOLE		10,629	0	0
Berkshire Hathaway Inc-CL B	COM	084670702	18,175,621	40,098	SH		SOLE		39,548	0	550
Blackrock Inc	COM	09290D101	6,474,965	6,316	SH		SOLE		6,306	0	10
Blackrock Short Maturity Bond	ETF	46431W507	303,180	6,004	SH		SOLE		6,004	0	0
Blackstone Inc	COM	09260D107	788,822	4,575	SH		SOLE		4,575	0	0
Blackstone Secd Lending Fd Com	COM	09261X102	403,520	12,489	SH		SOLE		12,489	0	0
Boeing Co	COM	097023105	1,057,929	5,977	SH		SOLE		5,977	0	0
Booking Holdings Inc	COM	09857L108	710,484	143	SH		SOLE		143	0	0
Boston Scientific Corp	COM	101137107	438,025	4,904	SH		SOLE		4,904	0	0
Boyd Gaming Corporation	COM	103304101	270,937	3,735	SH		SOLE		3,735	0	0
Bristol-Myers Squibb Co	COM	110122108	1,067,226	18,869	SH		SOLE		18,869	0	0
Broadcom Ltd	COM	11135F101	14,306,899	61,710	SH		SOLE		61,600	0	110
Broadridge Financial Solutions	COM	11133T103	352,941	1,561	SH		SOLE		1,561	0	0
Cadence Design System	COM	127387108	279,428	930	SH		SOLE		930	0	0
Capital One Financial Corp	COM	14040H105	381,248	2,138	SH		SOLE		2,138	0	0
Caribou Biosciences Inc	COM	142038108	20,516	12,903	SH		SOLE		12,903	0	0
Carrier Global Corp	COM	14448c104	361,983	5,303	SH		SOLE		5,303	0	0
Caterpillar Incorporated	COM	149123101	2,049,767	5,650	SH		SOLE		5,650	0	0
CBD of Denver Inc	COM	12482B107	118	295,100	SH		SOLE		295,100	0	0
Cencora Inc	COM	03073E105	342,412	1,524	SH		SOLE		1,524	0	0
Chevron Corporation	COM	166764100	2,539,222	17,531	SH		SOLE		17,501	0	30
Chipotle Mexican Grill Cl A	COM	169656105	398,764	6,613	SH		SOLE		6,613	0	0
Chubb Ltd	COM	H1467J104	465,842	1,686	SH		SOLE		1,686	0	0
Cigna Group	COM	125523100	438,510	1,588	SH		SOLE		1,588	0	0
Cintas Corp Com	COM	172908105	220,884	1,209	SH		SOLE		1,209	0	0
Cisco Systems	COM	17275R102	4,415,047	74,578	SH		SOLE		74,188	0	390
Citigroup Inc	COM	172967424	1,115,400	15,846	SH		SOLE		15,846	0	0
Clorox Co	COM	189054109	462,749	2,849	SH		SOLE		2,849	0	0
Coca-Cola Co	COM	191216100	3,805,171	61,117	SH		SOLE		60,317	0	800
Cognex Corp	COM	192422103	217,850	6,075	SH		SOLE		6,075	0	0
Coherent Corp	COM	19247G107	283,243	2,990	SH		SOLE		2,990	0	0
Colgate-Palmolive	COM	194162103	1,085,193	11,937	SH		SOLE		11,937	0	0
Comcast Corp Cl A	COM	20030N101	957,578	25,515	SH		SOLE		25,515	0	0
Comm Svcs Select Sector SPDR F	ETF	81369y852	652,596	6,741	SH		SOLE		6,741	0	0
Commvault Systems Inc	COM	204166102	236,778	1,569	SH		SOLE		1,569	0	0
ConocoPhillips	COM	20825C104	460,348	4,642	SH		SOLE		4,542	0	100
Consolidated Edison	COM	209115104	249,309	2,794	SH		SOLE		2,794	0	0
Constellation Brands Inc - A	COM	21036P108	256,802	1,162	SH		SOLE		1,162	0	0
Constellation Energy Corp	COM	21037t109	270,465	1,209	SH		SOLE		1,209	0	0
Costco Wholesale Corp	COM	22160K105	4,828,665	5,270	SH		SOLE		5,270	0	0
CSX Corp	COM	126408103	1,533,954	47,535	SH		SOLE		47,535	0	0
Cummins Inc	COM	231021106	1,629,008	4,673	SH		SOLE		4,673	0	0
Danaher Corp	COM	235851102	480,907	2,095	SH		SOLE		2,095	0	0
Deere & Co	COM	244199105	1,059,674	2,501	SH		SOLE		2,501	0	0
Diageo Plc-Sponsored Adr	ADR	25243Q205	1,080,723	8,501	SH		SOLE		8,091	0	410
Digital Realty Trust Inc	COM	253868103	395,801	2,232	SH		SOLE		2,232	0	0
Dimensional Emerging Mkts Core	ETF	25434V302	5,278,102	208,045	SH		SOLE		208,045	0	0
Dimensional International Core	ETF	25434V203	11,115,564	380,670	SH		SOLE		380,670	0	0
Dimensional Us High Proftblty	ETF	25434V831	12,596,405	372,785	SH		SOLE		372,785	0	0
Dimensional US S/C Value ETF	ETF	25434V815	9,425,175	306,211	SH		SOLE		306,211	0	0
Dominion Energy Inc	COM	25746U109	548,675	10,187	SH		SOLE		9,987	0	200
Dover Corp	COM	260003108	229,247	1,222	SH		SOLE		1,222	0	0
Drone Guarder Inc	COM	26211L103	2	12,070	SH		SOLE		12,070	0	0
Duke Energy Corp	COM	26441C204	557,985	5,179	SH		SOLE		5,179	0	0
Eaton Corp PLC	COM	G29183103	1,388,876	4,185	SH		SOLE		4,185	0	0
Ecolab Inc	COM	278865100	351,246	1,499	SH		SOLE		1,499	0	0
Elevance Health Inc	COM	036752103	727,102	1,971	SH		SOLE		1,971	0	0
Eli Lilly & Co	COM	532457108	2,864,892	3,711	SH		SOLE		3,711	0	0
Emerson Elec Co	COM	291011104	1,141,395	9,210	SH		SOLE		9,210	0	0
Energy Select Sector SPDR Fund	ETF	81369Y506	278,034	3,246	SH		SOLE		3,246	0	0
Essex Property Trust Inc	COM	297178105	248,904	872	SH		SOLE		872	0	0
Expedia Inc	COM	30212P303	632,218	3,393	SH		SOLE		3,393	0	0
Exxon Mobil Corp	COM	30231G102	2,639,004	24,533	SH		SOLE		24,283	0	250
Fair Isaac Corp	COM	303250104	322,531	162	SH		SOLE		162	0	0
Fedex Corp	COM	31428X106	979,872	3,483	SH		SOLE		3,483	0	0
First Trust DJ Internet	ETF	33733e302	6,587,111	27,089	SH		SOLE		27,079	0	10
First Trust Ise Cloud Computin	ETF	33734X192	364,388	3,059	SH		SOLE		3,059	0	0
First Trust NASDAQ Cybersecuri	ETF	33734x846	6,497,462	102,403	SH		SOLE		102,403	0	0
First Trust NASDAQ Rising Divi	ETF	33738r506	5,472,273	92,531	SH		SOLE		90,748	0	1,783
First Trust NASDAQ Tech Div In	ETF	33738r118	549,220	7,000	SH		SOLE		7,000	0	0
First Trust Smid Cap Rising Di	ETF	33741X102	516,240	14,400	SH		SOLE		14,400	0	0
Fiserv Inc	COM	337738108	559,975	2,726	SH		SOLE		2,726	0	0
FS KKR Capital Corp	COM	302635206	521,649	24,017	SH		SOLE		24,017	0	0
FT Vest Fund of Buffer ETFs	ETF	33740F755	1,794,988	58,910	SH		SOLE		58,910	0	0
FT Vest Rising DVD Achievers T	ETF	33738D879	5,819,908	240,095	SH		SOLE		238,685	0	1,410
GATX Corp	COM	361448103	216,944	1,400	SH		SOLE		1,400	0	0
GE Vernova Inc	COM	36828A101	359,192	1,092	SH		SOLE		1,092	0	0
General Dynamics Corp	COM	369550108	682,987	2,592	SH		SOLE		2,592	0	0
General Electric	COM	369604301	726,037	4,353	SH		SOLE		4,353	0	0
General Mills	COM	370334104	2,004,169	31,428	SH		SOLE		31,348	0	80
General Motors	COM	37045V100	430,901	8,089	SH		SOLE		8,089	0	0
Geron Corp	COM	374163103	178,788	50,505	SH		SOLE		50,505	0	0
Gilead Sciences Inc	COM	375558103	3,112,719	33,698	SH		SOLE		33,558	0	140
Global Security & Intellige	COM	379369101	0	10,000	SH		SOLE		10,000	0	0
Global X Robotics & Artificial	ETF	37954y715	2,006,268	62,794	SH		SOLE		62,794	0	0
Golar Lng Ltd	COM	G9456A100	325,229	7,685	SH		SOLE		7,685	0	0
Goldman Sachs Group Inc	COM	38141G104	1,682,240	2,938	SH		SOLE		2,938	0	0
Golub Capital Bdc Inc	COM	38173M102	353,031	23,287	SH		SOLE		23,287	0	0
Graham Holdings Co-Class B	COM	384637104	307,788	353	SH		SOLE		353	0	0
HCA Holdings Inc	COM	40412C101	216,408	721	SH		SOLE		721	0	0
Health Care Select Sector SP	ETF	81369Y209	534,459	3,885	SH		SOLE		3,885	0	0
Hemp Inc	COM	423703206	0	25,000	SH		SOLE		0	0	25,000
Hilton Inc	COM	43300a203	215,029	870	SH		SOLE		870	0	0
Home Depot Inc	COM	437076102	6,574,320	16,901	SH		SOLE		16,861	0	40
Honeywell International	COM	438516106	1,229,174	5,441	SH		SOLE		5,441	0	0
Humana Inc Com	COM	444859102	271,523	1,070	SH		SOLE		1,070	0	0
Icon Plc	COM	G4705A100	222,083	1,059	SH		SOLE		1,059	0	0
Iddriven Inc	COM	45152R101	0	10,000	SH		SOLE		10,000	0	0
Illinois Tool Works Inc	COM	452308109	5,090,626	20,077	SH		SOLE		20,037	0	40
Intercontinental Exchange Inc	COM	45866F104	311,580	2,091	SH		SOLE		2,091	0	0
International Business Machine	COM	459200101	3,670,690	16,698	SH		SOLE		16,618	0	80
Intl Meta Sys	COM	45986B108	0	37,000	SH		SOLE		37,000	0	0
Intuit Inc	COM	461202103	484,574	771	SH		SOLE		771	0	0
Intuitive Surgical Inc	COM	46120e602	773,023	1,481	SH		SOLE		1,481	0	0
Invesco QQQ Trust Series I	ETF	46090E103	25,434,394	49,751	SH		SOLE		49,586	0	165
Invesco S&P 500 Equal Weight P	ETF	46137V357	13,993,078	79,855	SH		SOLE		79,135	0	720
Invesco S&P 500 High Qual Port	ETF	46137V241	205,615	3,068	SH		SOLE		3,068	0	0
Invesco Variable Rate Preferre	ETF	46138g870	485,808	20,083	SH		SOLE		20,083	0	0
iShares 1-5 Year Inv Gr Corpor	ETF	464288646	268,426	5,192	SH		SOLE		5,192	0	0
iShares 7-10 Year Bond Fund	ETF	464287440	6,236,686	67,460	SH		SOLE		66,705	0	755
iShares Barclays 3-7 Yr Treasu	ETF	464288661	3,789,462	32,795	SH		SOLE		32,780	0	15
iShares Barclays Aggregate Bon	ETF	464287226	901,945	9,308	SH		SOLE		9,308	0	0
iShares COMEX Gold Trust	ETF	464285204	352,412	7,118	SH		SOLE		7,118	0	0
iShares Core Dividend Growth E	ETF	46434V621	1,084,777	17,685	SH		SOLE		17,685	0	0
iShares Core MSCI EAFE ETF	ETF	46432F842	393,146	5,594	SH		SOLE		5,594	0	0
iShares Core MSCI Emerging Mar	ETF	46434G103	1,233,959	23,630	SH		SOLE		22,248	0	1,382
iShares Core MSCI Total Intl S	ETF	46432f834	2,135,330	32,285	SH		SOLE		32,285	0	0
iShares Core S&P 500 Index Fun	ETF	464287200	27,452,668	46,634	SH		SOLE		46,296	0	338
iShares Core S&P S/C ETF	ETF	464287804	20,414,688	177,180	SH		SOLE		177,150	0	30
IShares Edge MSCI Intl Quality	ETF	46434v456	261,028	7,032	SH		SOLE		7,032	0	0
iShares Edge MSCI USA Momentum	ETF	46432f396	356,730	1,724	SH		SOLE		1,698	0	26
iShares ESG MSCI USA ETF	ETF	46435G425	201,603	1,565	SH		SOLE		1,565	0	0
iShares ESG MSCI USA Small-Cap	ETF	46435U663	270,928	6,443	SH		SOLE		6,443	0	0
iShares GSCI Commodity Indexed	ETF	46428r107	1,197,350	55,000	SH		SOLE		55,000	0	0
IShares High Dividend Eq Fd	ETF	46429b663	496,189	4,420	SH		SOLE		4,420	0	0
iShares iBoxx High Yield Corp	ETF	464288513	430,058	5,468	SH		SOLE		5,468	0	0
iShares MSCI ACWI ex US ETF	ETF	464288240	601,666	11,535	SH		SOLE		11,535	0	0
iShares MSCI ACWI Index Fund	ETF	464288257	3,595,500	30,600	SH		SOLE		30,600	0	0
iShares MSCI EAFE Index Fund	ETF	464287465	351,965	4,655	SH		SOLE		4,621	0	34
iShares MSCI EAFE Small Cap In	ETF	464288273	5,193,700	85,493	SH		SOLE		84,993	0	500
iShares MSCI USA ESG Select	ETF	464288802	358,691	2,950	SH		SOLE		2,950	0	0
iShares MSCI USA Quality	ETF	46432F339	46,914,858	263,448	SH		SOLE		261,958	0	1,490
iShares Nasdaq Biotechnology I	ETF	464287556	401,125	3,034	SH		SOLE		3,034	0	0
iShares Preferred & Inc Securi	ETF	464288687	291,166	9,261	SH		SOLE		8,740	0	521
iShares Russell 1000 Growth In	ETF	464287614	745,376	1,856	SH		SOLE		1,856	0	0
iShares Russell 1000 Value Ind	ETF	464287598	736,447	3,978	SH		SOLE		3,978	0	0
iShares Russell Midcap Growth	ETF	464287481	244,474	1,929	SH		SOLE		1,929	0	0
iShares Russell Midcap Value	ETF	464287473	219,231	1,695	SH		SOLE		1,695	0	0
iShares S&P 500 Growth Index F	ETF	464287309	656,188	6,463	SH		SOLE		6,463	0	0
iShares S&P 500 Value Index Fu	ETF	464287408	723,435	3,790	SH		SOLE		3,790	0	0
iShares S&P Glbl Energy Sect	ETF	464287341	1,104,776	28,936	SH		SOLE		28,936	0	0
iShares S&P National AMT Free	ETF	464288414	762,472	7,156	SH		SOLE		7,156	0	0
iShares S&P Smallcap 600 Growt	ETF	464287887	307,030	2,268	SH		SOLE		2,268	0	0
iShares S&P Smallcap 600 Value	ETF	464287879	1,529,252	14,080	SH		SOLE		14,080	0	0
iShares Tr DJ US Healthcare Fd	ETF	464287762	201,847	3,464	SH		SOLE		3,464	0	0
iShares Tr Russell 2000	ETF	464287655	12,443,237	56,314	SH		SOLE		56,314	0	0
Ishares Tr Russell Midcap	ETF	464287499	1,396,543	15,798	SH		SOLE		15,798	0	0
iShares Tr S&P 100 Index Fd	ETF	464287101	1,127,093	3,902	SH		SOLE		3,902	0	0
iShares Tr S&P Midcap 400	ETF	464287507	17,457,665	280,174	SH		SOLE		280,174	0	0
Itron Inc Com	COM	465741106	237,247	2,185	SH		SOLE		2,185	0	0
J P Morgan Nasdaq Eqt Prm Inc	ETF	46654Q203	1,152,013	20,433	SH		SOLE		20,433	0	0
Johnson & Johnson	COM	478160104	12,119,385	83,802	SH		SOLE		83,037	0	765
JP Morgan Ultra-Short Income E	ETF	46641Q837	278,294	5,525	SH		SOLE		5,525	0	0
JPMorgan Chase & Co	COM	46625H100	9,845,568	41,073	SH		SOLE		40,523	0	550
JPMorgan Diversified Return US	ETF	46641Q845	414,678	8,859	SH		SOLE		8,859	0	0
JPMorgan Equity Premium ETF	ETF	46641Q332	19,580,000	340,344	SH		SOLE		338,944	0	1,400
Kimberly-Clark	COM	494368103	208,485	1,591	SH		SOLE		1,591	0	0
KLA Corp	COM	482480100	1,700,831	2,699	SH		SOLE		2,699	0	0
L3Harris Tech Inc	COM	502431109	217,219	1,033	SH		SOLE		1,033	0	0
Lam Research	COM	512807306	1,467,208	20,313	SH		SOLE		20,313	0	0
Lexicon Pharmaceuticals Inc	COM	528872302	9,191	12,445	SH		SOLE		12,445	0	0
Linde PLC	COM	g54950103	1,040,395	2,485	SH		SOLE		2,485	0	0
Lockheed Martin Corporation	COM	539830109	4,268,253	8,783	SH		SOLE		8,773	0	10
Lowe's Companies Inc	COM	548661107	1,704,072	6,905	SH		SOLE		6,905	0	0
Lumentum Holdings Inc	COM	55024u109	272,418	3,245	SH		SOLE		3,245	0	0
Lvmh Moet Hennessy-Unsp Adr	ADR	502441306	228,708	1,750	SH		SOLE		1,750	0	0
LyondellBasell Indus NV	COM	N53745100	746,339	10,049	SH		SOLE		10,049	0	0
Madison Square Garden Sports C	COM	55825T103	802,969	3,558	SH		SOLE		883	0	2,675
Marathon Petroleum Corp	COM	56585A102	485,600	3,481	SH		SOLE		3,420	0	61
Market Vectors Semiconductor T	ETF	92189f676	1,430,906	5,909	SH		SOLE		5,909	0	0
Marriott International	COM	571903202	282,845	1,014	SH		SOLE		1,014	0	0
Marsh & Mclennan	COM	571748102	949,545	4,470	SH		SOLE		4,470	0	0
Mastercard Inc Class A	COM	57636q104	8,196,748	15,566	SH		SOLE		15,566	0	0
McDonald's Corp	COM	580135101	4,893,836	16,882	SH		SOLE		16,842	0	40
McKesson Corp	COM	58155Q103	473,100	830	SH		SOLE		830	0	0
Merck & Co	COM	58933Y105	5,453,687	54,822	SH		SOLE		54,822	0	0
Meta Platforms Inc - A	COM	30303M102	6,524,977	11,144	SH		SOLE		11,144	0	0
Metlife Inc	COM	59156R108	243,184	2,970	SH		SOLE		2,970	0	0
Microchip Technology Inc	COM	595017104	295,811	5,158	SH		SOLE		5,158	0	0
Micron Technology Inc	COM	595112103	381,076	4,528	SH		SOLE		4,528	0	0
Microsoft Corp	COM	594918104	34,717,181	82,366	SH		SOLE		81,631	0	735
Mid-America Apartment Comm	COM	59522J103	238,656	1,544	SH		SOLE		1,544	0	0
Mondelez International Inc	COM	609207105	373,910	6,260	SH		SOLE		6,260	0	0
Monster Beverage Corp	COM	61174x109	232,105	4,416	SH		SOLE		4,416	0	0
Moody's Cop.	COM	615369105	376,329	795	SH		SOLE		795	0	0
Morgan Stanley	COM	617446448	5,685,428	45,223	SH		SOLE		44,923	0	300
Motorola Solutions Inc	COM	620076307	310,619	672	SH		SOLE		672	0	0
Nestle Sa-Spons Adr	ADR	641069406	2,466,115	30,185	SH		SOLE		29,785	0	400
Netflix Inc	COM	64110L106	2,539,371	2,849	SH		SOLE		2,849	0	0
New Jersey Resource Corp	COM	646025106	824,059	17,665	SH		SOLE		17,665	0	0
Nextera Energy Inc	COM	65339F101	2,041,660	28,479	SH		SOLE		28,479	0	0
Nike Inc - B	COM	654106103	278,087	3,675	SH		SOLE		3,675	0	0
nLight Inc	COM	65487K100	138,678	13,220	SH		SOLE		13,220	0	0
Norfolk Southern	COM	655844108	332,101	1,415	SH		SOLE		1,415	0	0
Northrop Grumman	COM	666807102	256,702	547	SH		SOLE		547	0	0
Novartis AG - ADR	ADR	66987V109	395,371	4,063	SH		SOLE		3,663	0	400
Novo-Nordisk A/S-Spons Adr	ADR	670100205	259,780	3,020	SH		SOLE		3,020	0	0
NVIDIA Corp	COM	67066G104	19,653,623	146,352	SH		SOLE		146,352	0	0
Occidental Pete Corp	COM	674599105	357,481	7,235	SH		SOLE		7,235	0	0
OGE Energy Corp	COM	670837103	294,187	7,132	SH		SOLE		7,132	0	0
Oneok Inc	COM	682680103	355,918	3,545	SH		SOLE		3,545	0	0
OneSpaWorld Holdings Ltd	COM	P73684113	221,487	11,130	SH		SOLE		11,130	0	0
Oracle Corp	COM	68389X105	1,818,042	10,910	SH		SOLE		10,910	0	0
O'Reilly Automotive Inc	COM	67103H107	291,707	246	SH		SOLE		246	0	0
Otis Worldwide Corp	COM	68902V107	321,079	3,467	SH		SOLE		3,467	0	0
Paccar Inc	COM	693718108	229,988	2,211	SH		SOLE		2,211	0	0
Palo Alto Networks Inc	COM	697435105	431,063	2,369	SH		SOLE		2,369	0	0
Parker Hannifin Corp Com	COM	701094104	987,119	1,552	SH		SOLE		1,552	0	0
Paychex	COM	704326107	1,606,094	11,454	SH		SOLE		10,954	0	500
Pentair Plc	COM	G7S00T104	216,980	2,156	SH		SOLE		2,156	0	0
Pepsico Inc	COM	713448108	3,809,095	25,050	SH		SOLE		24,990	0	60
Pfizer Inc	COM	717081103	1,723,952	64,981	SH		SOLE		64,881	0	100
Philip Morris Intl	COM	718172109	756,761	6,288	SH		SOLE		6,288	0	0
Phillips 66	COM	718546104	434,757	3,816	SH		SOLE		3,766	0	50
PIMCO Total Return ETF	ETF	72201R775	539,265	5,964	SH		SOLE		5,964	0	0
Plug Power Inc	COM	72919P202	51,942	24,386	SH		SOLE		24,386	0	0
PNC Fincl Services Group	COM	693475105	1,989,452	10,316	SH		SOLE		10,316	0	0
PPL Corp	COM	69351T106	411,449	12,676	SH		SOLE		12,676	0	0
Procter & Gamble	COM	742718109	9,370,153	55,891	SH		SOLE		55,472	0	419
Progressive Corp	COM	743315103	452,384	1,888	SH		SOLE		1,888	0	0
Prologis Inc	COM	74340W103	322,596	3,052	SH		SOLE		3,052	0	0
Prudential Financial Inc	COM	744320102	221,296	1,867	SH		SOLE		1,867	0	0
Public Service Enterprise Grp	COM	744573106	457,329	5,413	SH		SOLE		5,413	0	0
PulteGroup Inc	COM	745867101	994,366	9,131	SH		SOLE		9,131	0	0
Qorvo Inc	COM	74736k101	244,196	3,492	SH		SOLE		3,492	0	0
Qualcomm Inc	COM	747525103	1,884,303	12,266	SH		SOLE		12,266	0	0
Raymond James Financial Inc	COM	754730109	469,252	3,021	SH		SOLE		3,021	0	0
Regeneron Pharmaceuticals	COM	75886F107	741,536	1,041	SH		SOLE		1,041	0	0
Robo Global Robotics & Automat	ETF	301505707	781,901	13,898	SH		SOLE		13,898	0	0
Rockwell Automation Inc	COM	773903109	209,484	733	SH		SOLE		733	0	0
Royal Caribbean Cruises LTD	COM	V7780T103	548,812	2,379	SH		SOLE		2,379	0	0
RTX Corp	COM	75513e101	5,049,160	43,633	SH		SOLE		43,543	0	90
S & P Global Inc	COM	78409v104	511,975	1,028	SH		SOLE		1,028	0	0
Salesforce.com Inc	COM	79466l302	730,511	2,185	SH		SOLE		2,185	0	0
Schwab US Broad Martket ETF	ETF	808524102	570,806	25,146	SH		SOLE		25,146	0	0
Schwab US DVD equity ETF	ETF	808524797	28,478,416	1,042,402	SH		SOLE		1,035,562	0	6,840
Schwab US Mid Cap ETF	ETF	808524508	2,916,533	105,252	SH		SOLE		105,252	0	0
Schwab US Small-Cap ETF	ETF	808524607	1,154,236	44,634	SH		SOLE		44,634	0	0
Servicenow Inc	COM	81762P102	714,521	674	SH		SOLE		674	0	0
Sherwin-Williams	COM	824348106	366,784	1,079	SH		SOLE		1,079	0	0
Simon Property Group Inc	COM	828806109	451,018	2,619	SH		SOLE		2,619	0	0
Southern Co	COM	842587107	2,491,844	30,270	SH		SOLE		30,140	0	130
SPDR Doubleline Total Return T	ETF	78467V848	8,531,492	216,590	SH		SOLE		213,385	0	3,205
SPDR Dow Jones Indl Avrg ETF	ETF	78467X109	6,500,642	15,278	SH		SOLE		15,278	0	0
SPDR Gold Trust	ETF	78463V107	597,577	2,468	SH		SOLE		2,468	0	0
SPDR S & P Mid-Cap 400 ETF Tr	ETF	78467Y107	6,617,165	11,618	SH		SOLE		11,618	0	0
SPDR S&P 500 ETF Tr	ETF	78462F103	30,560,053	52,143	SH		SOLE		51,341	0	802
SPDR S&P Aerospace & DEF ETF	ETF	78464a631	233,806	1,410	SH		SOLE		1,410	0	0
Spdr S&P Dividend Etf	ETF	78464A763	222,209	1,682	SH		SOLE		1,682	0	0
SPDR S&P Homebuilders ETF Shar	ETF	78464A888	271,540	2,598	SH		SOLE		2,598	0	0
Starbucks Corp	COM	855244109	2,378,456	26,065	SH		SOLE		26,065	0	0
Stryker Corp	COM	863667101	511,631	1,421	SH		SOLE		1,371	0	50
Synopsys Inc	COM	871607107	236,370	487	SH		SOLE		487	0	0
Sysco Corp	COM	871829107	559,458	7,317	SH		SOLE		7,317	0	0
T Rowe Price Group Inc	COM	74144T108	512,976	4,536	SH		SOLE		4,536	0	0
Take-Two Interactive Software	COM	874054109	390,618	2,122	SH		SOLE		2,122	0	0
Target Corp	COM	87612E106	579,517	4,287	SH		SOLE		4,287	0	0
Telos Corp	COM	87969b101	59,320	17,345	SH		SOLE		17,345	0	0
Tesla Inc	COM	88160r101	5,309,284	13,147	SH		SOLE		13,147	0	0
Texas Instruments Inc	COM	882508104	1,322,133	7,051	SH		SOLE		7,051	0	0
The Charles Schwab	COM	808513105	750,461	10,140	SH		SOLE		10,140	0	0
Thermo Fisher Scientific Inc	COM	883556102	430,750	828	SH		SOLE		828	0	0
TJX Companies Inc	COM	872540109	755,183	6,251	SH		SOLE		6,251	0	0
T-Mobile US Inc	COM	872590104	361,335	1,637	SH		SOLE		1,637	0	0
Trane Technologies PLC	COM	G8994E103	463,904	1,256	SH		SOLE		1,256	0	0
TransDigm Group Inc	COM	893641100	275,000	217	SH		SOLE		217	0	0
Travelers Companies Inc	COM	89417E109	822,398	3,414	SH		SOLE		3,414	0	0
Trimble Inc	COM	896239100	233,743	3,308	SH		SOLE		3,308	0	0
Truist Financial Corp	COM	89832q109	369,251	8,512	SH		SOLE		8,512	0	0
Union Pac Corp	COM	907818108	654,475	2,870	SH		SOLE		2,870	0	0
United Parcel Service -Cl B	COM	911312106	1,009,113	8,002	SH		SOLE		8,002	0	0
United Parks & Resorts Inc	COM	81282V100	235,436	4,190	SH		SOLE		4,190	0	0
Unitedhealth Group Inc	COM	91324P102	4,237,589	8,377	SH		SOLE		8,377	0	0
Uranium Energy Corp	COM	916896103	91,252	13,640	SH		SOLE		13,640	0	0
US Bancorp New	COM	902973304	207,391	4,336	SH		SOLE		4,336	0	0
Valero Energy Corp New	COM	91913Y100	1,787,607	14,582	SH		SOLE		14,582	0	0
Vanguard Bd Index Fd Short Trm	ETF	921937827	516,859	6,689	SH		SOLE		6,689	0	0
Vanguard Bd Index Fd Tot Mkt	ETF	921937835	12,565,451	174,739	SH		SOLE		173,301	0	1,438
Vanguard Dividend Appreciation	ETF	921908844	3,323,561	16,972	SH		SOLE		16,692	0	280
Vanguard ESG International Sto	ETF	921910725	286,392	5,051	SH		SOLE		5,051	0	0
Vanguard ESG US ETF	ETF	921910733	418,301	3,988	SH		SOLE		3,988	0	0
Vanguard Extended Market ETF	ETF	922908652	1,424,850	7,500	SH		SOLE		7,500	0	0
Vanguard FTSE ALL WO X-US SC	ETF	922042718	533,248	4,658	SH		SOLE		4,658	0	0
Vanguard FTSE All World Ex US	ETF	922042775	22,861,115	398,208	SH		SOLE		395,207	0	3,001
Vanguard FTSE Developed Market	ETF	921943858	19,850,880	415,117	SH		SOLE		415,117	0	0
Vanguard FTSE Emerging Markets	ETF	922042858	5,586,378	126,848	SH		SOLE		126,848	0	0
Vanguard FTSE Europe ETF	ETF	922042874	318,146	5,013	SH		SOLE		5,013	0	0
Vanguard Growth ETF	ETF	922908736	799,537	1,948	SH		SOLE		1,948	0	0
Vanguard High Div Yield ETF	ETF	921946406	37,367,630	292,873	SH		SOLE		291,296	0	1,577
Vanguard Information Technolog	ETF	92204A702	568,325	914	SH		SOLE		914	0	0
Vanguard Intermediate-Term Cor	ETF	92206c870	688,396	8,576	SH		SOLE		8,576	0	0
Vanguard Interm-Term Govt Bd	ETF	92206C706	2,456,918	42,361	SH		SOLE		42,361	0	0
Vanguard Intl Hi Div Yield Ind	ETF	921946794	544,601	8,023	SH		SOLE		8,023	0	0
Vanguard Large Cap ETF	ETF	922908637	6,240,588	23,139	SH		SOLE		23,139	0	0
Vanguard Mid Cap Growth Index	ETF	922908538	238,779	941	SH		SOLE		941	0	0
Vanguard Mid Cap Value Index	ETF	922908512	249,288	1,541	SH		SOLE		1,537	0	4
Vanguard Mid-Cap ETF	ETF	922908629	3,185,672	12,061	SH		SOLE		12,061	0	0
Vanguard REIT ETF	ETF	922908553	632,023	7,095	SH		SOLE		7,095	0	0
Vanguard Russell 1000 Growth E	ETF	92206C680	540,672	5,234	SH		SOLE		5,234	0	0
Vanguard Russell 1000 Value In	ETF	92206C714	420,144	5,171	SH		SOLE		5,171	0	0
Vanguard S&P 500 ETF	ETF	922908363	5,987,601	11,113	SH		SOLE		11,113	0	0
Vanguard S&P 500 Growth ETF	ETF	921932505	970,059	2,650	SH		SOLE		2,650	0	0
Vanguard Short Term Corp Bond	ETF	92206C409	333,646	4,277	SH		SOLE		3,277	0	1,000
Vanguard Small Cap Growth ETF	ETF	922908595	488,985	1,746	SH		SOLE		1,746	0	0
Vanguard Small Cap Value - ETF	ETF	922908611	357,715	1,805	SH		SOLE		1,805	0	0
Vanguard Small-Cap ETF	ETF	922908751	33,012,595	137,392	SH		SOLE		136,525	0	867
Vanguard Tax Exempt Bond ETF	ETF	922907746	3,711,219	74,032	SH		SOLE		74,032	0	0
Vanguard Total Intl Stock Inde	ETF	921909768	4,258,385	72,262	SH		SOLE		72,262	0	0
Vanguard Total World Stock ETF	ETF	922042742	988,829	8,417	SH		SOLE		8,417	0	0
Vanguard US Total Stock Market	ETF	922908769	32,656,700	112,683	SH		SOLE		111,812	0	871
Vanguard Value ETF	ETF	922908744	411,399	2,430	SH		SOLE		2,430	0	0
Verizon Communications	COM	92343V104	2,146,693	53,681	SH		SOLE		53,421	0	260
Vertex Pharmaceuticals Com	COM	92532F100	276,252	686	SH		SOLE		686	0	0
Visa Inc Class A Shares	COM	92826C839	3,491,875	11,049	SH		SOLE		11,049	0	0
Wal Mart Stores Inc	COM	931142103	11,641,630	128,850	SH		SOLE		127,870	0	980
Walt Disney Co	COM	254687106	3,274,247	29,405	SH		SOLE		28,495	0	910
Waste Management Inc	COM	94106L109	873,347	4,328	SH		SOLE		3,678	0	650
Waters Corp	COM	941848103	713,024	1,922	SH		SOLE		1,922	0	0
Wells Fargo Company	COM	949746101	806,425	11,481	SH		SOLE		11,481	0	0
Welltower Inc	COM	95040q104	3,539,174	28,082	SH		SOLE		27,892	0	190
Williams Cos Inc	COM	969457100	335,165	6,193	SH		SOLE		6,193	0	0
WisdomTree Bloomberg Fl Rate T	ETF	97717y527	1,642,948	32,650	SH		SOLE		32,475	0	175
Wisdomtree MidCap Dividend Fun	ETF	97717W505	1,042,110	20,446	SH		SOLE		20,446	0	0
Wisdomtree SmallCap Dividend F	ETF	97717W604	393,308	11,450	SH		SOLE		11,450	0	0
Wisdomtree Us Dividend Grow	ETF	97717X669	398,742	4,927	SH		SOLE		4,927	0	0
WW Grainger INC	COM	384802104	1,135,212	1,077	SH		SOLE		1,077	0	0
Xylem Inc	COM	98419M100	390,871	3,369	SH		SOLE		3,369	0	0
Zoetis Inc	COM	98978V103	430,135	2,640	SH		SOLE		2,640	0	0