Farmers National Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	Equities	002824100	114,301	1,100	SH		DFND		1,100	0	0
Abbott Laboratories	Equities	002824100	441,929	4,253	SH		SOLE		4,253	0	0
Abbvie Inc	Equities	00287Y109	171,520	1,000	SH		DFND		1,000	0	0
Abbvie Inc	Equities	00287Y109	810,604	4,726	SH		SOLE		4,726	0	0
Accenture Plc Class A	Equities	G1151C101	5,461	18	SH		DFND		18	0	0
Accenture Plc Class A	Equities	G1151C101	5,693,489	18,765	SH		SOLE		18,626	59	80
Allstate Corp	Equities	020002101	7,823	49	SH		DFND		49	0	0
Allstate Corp	Equities	020002101	4,341,794	27,194	SH		SOLE		27,144	50	0
Alphabet Inc Class A	Equities	02079K305	842,990	4,628	SH		SOLE		4,628	0	0
Alphabet Inc Class C	Equities	02079K107	1,637,390	8,927	SH		SOLE		8,927	0	0
Amazon.com Inc	Equities	023135106	1,481,455	7,666	SH		SOLE		7,666	0	0
Amgen Inc	Equities	031162100	11,873	38	SH		DFND		38	0	0
Amgen Inc	Equities	031162100	727,071	2,327	SH		SOLE		2,327	0	0
Apple Inc.	Equities	037833100	60,237	286	SH		DFND		286	0	0
Apple Inc.	Equities	037833100	19,442,543	92,311	SH		SOLE		91,819	257	235
AT&T Inc	Equities	00206R102	50,393	2,637	SH		DFND		2,637	0	0
AT&T Inc	Equities	00206R102	2,678,343	140,154	SH		SOLE		139,579	500	75
Automatic Data Processing	Equities	053015103	261,843	1,097	SH		SOLE		1,097	0	0
Bank of New York Mellon Corp	Equities	064058100	5,989	100	SH		DFND		100	0	0
Bank of New York Mellon Corp	Equities	064058100	495,530	8,274	SH		SOLE		8,274	0	0
Berkshire Hathaway Inc Class B	Equities	084670702	1,315,184	3,233	SH		SOLE		3,233	0	0
Blackrock Inc	Equities	09247X101	7,873	10	SH		DFND		10	0	0
Blackrock Inc	Equities	09247X101	5,979,695	7,595	SH		SOLE		7,554	11	30
Bristol-Myers Squibb Co	Equities	110122108	70,601	1,700	SH		DFND		1,700	0	0
Bristol-Myers Squibb Co	Equities	110122108	366,918	8,835	SH		SOLE		8,835	0	0
Broadcom Ltd	Equities	11135F101	9,503,132	5,919	SH		SOLE		5,891	28	0
Carrier Global Corp	Equities	14448C104	5,677	90	SH		DFND		90	0	0
Carrier Global Corp	Equities	14448C104	422,636	6,700	SH		SOLE		6,700	0	0
Caterpillar Inc	Equities	149123101	958,662	2,878	SH		SOLE		2,878	0	0
Cencora Inc	Equities	03073E105	223,498	992	SH		SOLE		992	0	0
Chevron Corp	Equities	166764100	7,202,202	46,044	SH		SOLE		44,739	110	1,195
Chubb LTD Corp	Equities	H1467J104	375,478	1,472	SH		SOLE		1,472	0	0
Cisco Systems Inc	Equities	17275R102	14,205	299	SH		DFND		299	0	0
Cisco Systems Inc	Equities	17275R102	3,050,570	64,209	SH		SOLE		63,969	200	40
Clorox Company	Equities	189054109	567,715	4,160	SH		SOLE		4,020	0	140
Coca-Cola Company	Equities	191216100	140,030	2,200	SH		DFND		2,200	0	0
Coca-Cola Company	Equities	191216100	5,202,624	81,738	SH		SOLE		81,424	284	30
Colgate-Palmolive Co	Equities	194162103	644,054	6,637	SH		SOLE		6,637	0	0
Comcast Corp Class A	Equities	20030N101	13,510	345	SH		DFND		345	0	0
Comcast Corp Class A	Equities	20030N101	4,605,059	117,596	SH		SOLE		117,088	508	0
Communication Services SPDR	Equities	81369Y852	896,775	10,469	SH		SOLE		10,469	0	0
Costco Wholesale Corp	Equities	22160K105	426,695	502	SH		SOLE		502	0	0
CSX Corp	Equities	126408103	250,842	7,499	SH		SOLE		7,499	0	0
CVS Health Corp	Equities	126650100	5,777,072	97,817	SH		SOLE		96,861	350	606
Darden Restaurants Inc	Equities	237194105	531,890	3,515	SH		SOLE		3,515	0	0
Deere & Co	Equities	244199105	516,730	1,383	SH		SOLE		1,383	0	0
Dimensional US Marketwide Value	Equities	25434V724	1,429,703	36,407	SH		SOLE		36,407	0	0
Duke Energy Corp	Equities	26441C204	3,030,755	30,238	SH		SOLE		29,871	77	290
Dupont De Nemours Inc	Equities	26614N102	214,264	2,662	SH		SOLE		2,662	0	0
Ecolab Inc	Equities	278865100	11,662	49	SH		DFND		49	0	0
Ecolab Inc	Equities	278865100	2,585,156	10,862	SH		SOLE		10,834	28	0
Eli Lilly & Co.	Equities	532457108	2,743,301	3,030	SH		SOLE		3,030	0	0
Emerson Electric Co	Equities	291011104	565,561	5,134	SH		SOLE		5,134	0	0
Enbridge Inc	Equities	29250N105	214,892	6,038	SH		SOLE		6,038	0	0
Exxon Mobil Corp	Equities	30231G102	4,311,704	37,454	SH		SOLE		36,054	0	1,400
Flexshares Glb. Upstream Ntrl.	Equities	33939L407	7,145	178	SH		DFND		178	0	0
Flexshares Glb. Upstream Ntrl.	Equities	33939L407	10,678,805	266,039	SH		SOLE		265,092	775	172
Flexshares Yr. TIPS ETF	Equities	33939L605	4,235	181	SH		DFND		181	0	0
Flexshares Yr. TIPS ETF	Equities	33939L605	6,534,450	279,250	SH		SOLE		278,490	591	169
General Dynamics Corp	Equities	369550108	15,668	54	SH		DFND		54	0	0
General Dynamics Corp	Equities	369550108	2,938,538	10,128	SH		SOLE		9,995	33	100
General Mills Inc	Equities	370334104	424,791	6,715	SH		SOLE		6,715	0	0
Genuine Parts Co	Equities	372460105	249,944	1,807	SH		SOLE		1,807	0	0
Hershey Co Foods	Equities	427866108	205,522	1,118	SH		SOLE		1,118	0	0
Home Depot Inc	Equities	437076102	82,618	240	SH		DFND		240	0	0
Home Depot Inc	Equities	437076102	8,019,759	23,297	SH		SOLE		23,041	61	195
Honeywell International Inc	Equities	438516106	33,526	157	SH		DFND		157	0	0
Honeywell International Inc	Equities	438516106	6,034,000	28,257	SH		SOLE		28,027	95	135
Howmet Aerospace Inc	Equities	443201108	261,613	3,370	SH		SOLE		3,370	0	0
Intel Corporation	Equities	458140100	16,724	540	SH		DFND		540	0	0
Intel Corporation	Equities	458140100	1,492,042	48,177	SH		SOLE		47,907	220	50
International Business Machines	Equities	459200101	11,415	66	SH		DFND		66	0	0
International Business Machines	Equities	459200101	3,917,145	22,649	SH		SOLE		22,600	49	0
Invesco Bulletshares 2024 Munic	Equities	46138J536	10,052	405	SH		DFND		405	0	0
Invesco Bulletshares 2024 Munic	Equities	46138J536	1,402,131	56,492	SH		SOLE		56,492	0	0
Invesco Bulletshares 2025 Munic	Equities	46138J528	9,667	398	SH		DFND		398	0	0
Invesco Bulletshares 2025 Munic	Equities	46138J528	1,236,458	50,904	SH		SOLE		50,904	0	0
Invesco Bulletshares 2026 Munic	Equities	46138J510	9,539	406	SH		DFND		406	0	0
Invesco Bulletshares 2026 Munic	Equities	46138J510	1,499,453	63,819	SH		SOLE		63,819	0	0
Invesco Bulletshares 2027 Munic	Equities	46138J494	5,025	214	SH		DFND		214	0	0
Invesco Bulletshares 2027 Munic	Equities	46138J494	1,062,540	45,253	SH		SOLE		45,253	0	0
Invesco Bulletshares 2028 Munic	Equities	46138J486	5,041	217	SH		DFND		217	0	0
Invesco Bulletshares 2028 Munic	Equities	46138J486	1,107,049	47,656	SH		SOLE		47,656	0	0
Invesco Bulletshares 2029 Munic	Equities	46138J478	5,041	220	SH		DFND		220	0	0
Invesco Bulletshares 2029 Munic	Equities	46138J478	987,614	43,099	SH		SOLE		43,099	0	0
Invesco BulletShares 2030 Munic	Equities	46138J445	9,318	428	SH		DFND		428	0	0
Invesco BulletShares 2030 Munic	Equities	46138J445	1,135,329	52,147	SH		SOLE		52,147	0	0
Invesco Bulletshares 2031 Munic	Equities	46138J411	860,387	41,049	SH		SOLE		41,049	0	0
Invesco QQQ Trust Series I	Equities	46090E103	596,971	1,246	SH		SOLE		1,246	0	0
Invesco S&P 500 Equal Weight ET	Equities	46137V357	5,421	33	SH		DFND		33	0	0
Invesco S&P 500 Equal Weight ET	Equities	46137V357	1,990,909	12,119	SH		SOLE		12,064	0	55
iShares 1-3 Year Treasury Bond	Equities	464287457	685,942	8,401	SH		SOLE		8,401	0	0
iShares Core MSCI Emerging Mark	Equities	46434G103	292,702	5,468	SH		SOLE		5,468	0	0
iShares Core S&P 500 ETF	Equities	464287200	918,252	1,678	SH		SOLE		1,678	0	0
iShares Core S&P Mid-Cap ETF	Equities	464287507	574,257	9,813	SH		SOLE		9,813	0	0
iShares Core S&P Small-Cap ETF	Equities	464287804	235,719	2,210	SH		SOLE		2,210	0	0
iShares ESG Aware Aggregate Bon	Equities	46435U549	209,046	4,485	SH		SOLE		4,485	0	0
iShares ESG Aware MSCI EAFE ETF	Equities	46435G516	279,748	3,551	SH		SOLE		3,551	0	0
iShares ESG Aware MSCI USA ETF	Equities	46435G425	403,660	3,383	SH		SOLE		3,383	0	0
iShares ESG Aware Small Cap ETF	Equities	46435U663	273,812	7,112	SH		SOLE		7,112	0	0
iShares GNMA Bond ETF	Equities	46429B333	1,476,956	34,292	SH		SOLE		34,292	0	0
iShares iBonds 2024 Corporate E	Equities	46434VBG4	1,404,717	55,898	SH		SOLE		55,898	0	0
iShares iBonds 2025 Corporate E	Equities	46434VBD1	1,026,519	41,292	SH		SOLE		41,292	0	0
iShares iBonds 2026 Corporate E	Equities	46435GAA0	1,253,123	52,608	SH		SOLE		52,608	0	0
iShares iBonds 2027 Corporate E	Equities	46435UAA9	1,060,043	44,671	SH		SOLE		44,671	0	0
iShares iBonds 2028 Corporate E	Equities	46435U515	1,070,881	43,233	SH		SOLE		43,233	0	0
iShares iBonds 2029 Corporate E	Equities	46436E205	859,034	37,893	SH		SOLE		37,893	0	0
iShares iBonds 2030 Corporate E	Equities	46436E726	913,797	42,982	SH		SOLE		42,982	0	0
iShares iBonds 2031 Corporate E	Equities	46436E486	679,066	33,468	SH		SOLE		33,468	0	0
iShares iBonds 2032 Corporate E	Equities	46436E312	379,747	15,462	SH		SOLE		15,462	0	0
iShares MBS ETF	Equities	464288588	1,476,121	16,078	SH		SOLE		16,078	0	0
iShares MSCI EAFE Index - ETF	Equities	464287465	218,619	2,791	SH		SOLE		2,791	0	0
iShares Russell 1000 ETF	Equities	464287622	505,818	1,700	SH		SOLE		1,700	0	0
iShares Russell 1000 Growth ETF	Equities	464287614	1,062,182	2,914	SH		SOLE		2,914	0	0
iShares Russell 1000 Value ETF	Equities	464287598	319,804	1,833	SH		SOLE		1,833	0	0
iShares Russell 2000 ETF	Equities	464287655	1,135,778	5,598	SH		SOLE		5,598	0	0
iShares Russell Mid-Cap ETF	Equities	464287499	1,295,091	15,973	SH		SOLE		15,973	0	0
iShares S&P 500 Growth ETF	Equities	464287309	419,391	4,532	SH		SOLE		4,532	0	0
iShares S&P Mid-Cap 400 Growth	Equities	464287606	253,845	2,881	SH		SOLE		2,881	0	0
iShares S&P National Municipal	Equities	464288414	478,729	4,493	SH		SOLE		4,493	0	0
iShares Select Dividend ETF	Equities	464287168	8,348	69	SH		DFND		69	0	0
iShares Select Dividend ETF	Equities	464287168	1,397,924	11,555	SH		SOLE		11,555	0	0
iShares Trust Core US Aggregate	Equities	464287226	382,456	3,940	SH		SOLE		3,940	0	0
iShares US Treasury Bond ETF	Equities	46429B267	403,619	17,883	SH		SOLE		17,883	0	0
Johnson & Johnson	Equities	478160104	7,308	50	SH		DFND		50	0	0
Johnson & Johnson	Equities	478160104	8,788,601	60,130	SH		SOLE		59,663	172	295
JP Morgan Chase	Equities	46625H100	86,972	430	SH		DFND		430	0	0
JP Morgan Chase	Equities	46625H100	14,154,155	69,980	SH		SOLE		69,672	48	260
Kimberly-Clark Corp	Equities	494368103	698,048	5,051	SH		SOLE		5,051	0	0
KLA Corporation	Equities	482480100	347,943	422	SH		SOLE		422	0	0
Lockheed Martin Corp	Equities	539830109	323,233	692	SH		SOLE		692	0	0
Lowe's Companies Inc	Equities	548661107	1,648,379	7,477	SH		SOLE		7,277	0	200
Mastercard Inc Class A	Equities	57636Q104	4,253,665	9,642	SH		SOLE		9,230	0	412
McDonald's Corp	Equities	580135101	12,742	50	SH		DFND		50	0	0
McDonald's Corp	Equities	580135101	6,589,398	25,857	SH		SOLE		25,655	67	135
Medtronic Plc Corp	Equities	G5960L103	3,514,952	44,657	SH		SOLE		44,259	193	205
Merck & Co Inc	Equities	58933Y105	3,095	25	SH		DFND		25	0	0
Merck & Co Inc	Equities	58933Y105	1,501,818	12,131	SH		SOLE		11,956	0	175
Meta Platforms Inc	Equities	30303M102	450,268	893	SH		SOLE		893	0	0
Microsoft Corp	Equities	594918104	201,128	450	SH		DFND		450	0	0
Microsoft Corp	Equities	594918104	22,210,733	49,694	SH		SOLE		49,300	127	267
Mondelez International Inc A	Equities	609207105	11,583	177	SH		DFND		177	0	0
Mondelez International Inc A	Equities	609207105	1,909,277	29,176	SH		SOLE		29,039	137	0
Morgan Stanley Corp	Equities	617446448	356,687	3,670	SH		SOLE		3,670	0	0
Nextera Energy Inc	Equities	65339F101	4,513,571	63,742	SH		SOLE		63,313	179	250
Nike Inc Class B	Equities	654106103	3,015	40	SH		DFND		40	0	0
Nike Inc Class B	Equities	654106103	605,372	8,032	SH		SOLE		8,032	0	0
Norfolk Southern Corp	Equities	655844108	4,508	21	SH		DFND		21	0	0
Norfolk Southern Corp	Equities	655844108	5,652,788	26,330	SH		SOLE		26,268	62	0
Novartis Ag ADR	Equities	66987V109	302,666	2,843	SH		SOLE		2,843	0	0
NVIDIA Corp	Equities	67066G104	2,653,639	21,480	SH		SOLE		21,480	0	0
NXP Semiconductors NV	Equities	N6596X109	241,912	899	SH		SOLE		899	0	0
Opko Health Inc	Equities	68375N103	62,875	50,300	SH		SOLE		50,300	0	0
Oracle Corporation	Equities	68389X105	757,256	5,363	SH		SOLE		5,363	0	0
Otis Worldwide Corp	Equities	68902V107	4,332	45	SH		DFND		45	0	0
Otis Worldwide Corp	Equities	68902V107	322,471	3,350	SH		SOLE		3,350	0	0
Pepsico Inc	Equities	713448108	2,655,868	16,103	SH		SOLE		15,778	0	325
Pfizer Inc	Equities	717081103	7,443	266	SH		DFND		266	0	0
Pfizer Inc	Equities	717081103	2,859,724	102,206	SH		SOLE		101,178	203	825
PNC Financial Services Group	Equities	693475105	391,965	2,521	SH		SOLE		2,521	0	0
PPG Industries Inc	Equities	693506107	541,327	4,300	SH		SOLE		4,300	0	0
Procter & Gamble Co	Equities	742718109	261,563	1,586	SH		DFND		1,586	0	0
Procter & Gamble Co	Equities	742718109	8,180,857	49,605	SH		SOLE		49,152	88	365
Raytheon Technologies Corp	Equities	75513E101	19,074	190	SH		DFND		190	0	0
Raytheon Technologies Corp	Equities	75513E101	775,312	7,723	SH		SOLE		7,723	0	0
Realty Income Corp REIT	Equities	756109104	26,410	500	SH		DFND		500	0	0
Realty Income Corp REIT	Equities	756109104	222,742	4,217	SH		SOLE		3,842	0	375
Shoshone Silver Mining Company	Equities	825356108	1	10,000	SH		SOLE		10,000	0	0
Southern Company	Equities	842587107	1,319,698	17,013	SH		SOLE		16,738	0	275
SPDR Dow Jones Industrial Avera	Equities	78467X109	731,022	1,869	SH		SOLE		1,869	0	0
SPDR S&P 500 ETF	Equities	78462F103	3,616,342	6,645	SH		SOLE		6,645	0	0
Starbucks Corp	Equities	855244109	28,415	365	SH		DFND		365	0	0
Starbucks Corp	Equities	855244109	4,734,526	60,816	SH		SOLE		60,556	200	60
T Rowe Price Group Inc.	Equities	74144T108	354,117	3,071	SH		SOLE		3,046	0	25
Target Co	Equities	87612E106	4,737	32	SH		DFND		32	0	0
Target Co	Equities	87612E106	3,232,157	21,833	SH		SOLE		21,703	105	25
Technology Select Sector SPDR -	Equities	81369Y803	413,775	1,829	SH		SOLE		1,829	0	0
TJX Companies Inc	Equities	872540109	462,860	4,204	SH		SOLE		4,204	0	0
Truist Financial Corp	Equities	89832Q109	2,134,225	54,935	SH		SOLE		54,935	0	0
Union Pacific Corp	Equities	907818108	879,699	3,888	SH		SOLE		3,888	0	0
United Parcel Service Inc Class	Equities	911312106	27,370	200	SH		DFND		200	0	0
United Parcel Service Inc Class	Equities	911312106	3,991,367	29,166	SH		SOLE		28,746	70	350
UnitedHealth Group Inc	Equities	91324P102	3,234,310	6,351	SH		SOLE		6,325	26	0
Vanguard Developed Markets Inde	Equities	921943858	643,251	13,016	SH		SOLE		13,016	0	0
Vanguard Dividend Appreciation	Equities	921908844	559,333	3,064	SH		SOLE		3,064	0	0
Vanguard Growth Index ETF	Equities	922908736	874,435	2,338	SH		SOLE		2,338	0	0
Vanguard Idx Total Stock Market	Equities	922908769	260,822	975	SH		SOLE		975	0	0
Vanguard Information Technology	Equities	92204A702	28,830	50	SH		DFND		50	0	0
Vanguard Information Technology	Equities	92204A702	4,459,347	7,734	SH		SOLE		7,469	0	265
Vanguard Large Cap Index ETF	Equities	922908637	799,782	3,204	SH		SOLE		3,204	0	0
Vanguard Mid-Cap Index ETF	Equities	922908629	1,046,840	4,324	SH		SOLE		4,324	0	0
Vanguard REIT Index ETF	Equities	922908553	520,317	6,212	SH		SOLE		6,212	0	0
Vanguard S&P 500 ETF	Equities	922908363	847,220	1,694	SH		SOLE		1,694	0	0
Vanguard Small-Cap Grwth ETF	Equities	922908595	249,129	996	SH		SOLE		996	0	0
Vanguard Small-Cap Index ETF	Equities	922908751	643,436	2,951	SH		SOLE		2,951	0	0
Vanguard Value Index ETF	Equities	922908744	348,250	2,171	SH		SOLE		2,171	0	0
Verizon Communications Inc	Equities	92343V104	43,921	1,065	SH		DFND		1,065	0	0
Verizon Communications Inc	Equities	92343V104	348,973	8,462	SH		SOLE		8,462	0	0
Visa Inc Class A	Equities	92826C839	10,499	40	SH		DFND		40	0	0
Visa Inc Class A	Equities	92826C839	6,338,388	24,149	SH		SOLE		23,587	17	545
Walgreens Boots Alliance Inc	Equities	931427108	18,143	1,500	SH		DFND		1,500	0	0
Walgreens Boots Alliance Inc	Equities	931427108	135,912	11,237	SH		SOLE		11,237	0	0
Walmart Stores Inc	Equities	931142103	1,347,564	19,902	SH		SOLE		19,902	0	0
Walt Disney Co	Equities	254687106	4,927,465	49,627	SH		SOLE		49,116	251	260
Wisdomtree Global Ex-US Quality	Equities	97717W802	863,539	22,503	SH		SOLE		22,503	0	0
Wisdomtree US Midcap Dividend F	Equities	97717W505	5,285	113	SH		DFND		113	0	0
Wisdomtree US Midcap Dividend F	Equities	97717W505	2,033,232	43,473	SH		SOLE		43,473	0	0
Wisdomtree US Smallcap Dividend	Equities	97717W604	1,625,999	52,199	SH		SOLE		52,199	0	0