Farmers National Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	Equities	002824100	125,026	1,100	SH		DFND		1,100	0	0
Abbott Laboratories	Equities	002824100	520,449	4,579	SH		SOLE		4,579	0	0
Abbvie Inc	Equities	00287Y109	182,100	1,000	SH		DFND		1,000	0	0
Abbvie Inc	Equities	00287Y109	877,722	4,820	SH		SOLE		4,820	0	0
Accenture Plc Class A	Equities	G1151C101	6,239	18	SH		DFND		18	0	0
Accenture Plc Class A	Equities	G1151C101	6,493,392	18,734	SH		SOLE		18,595	59	80
Allstate Corp	Equities	020002101	8,477	49	SH		DFND		49	0	0
Allstate Corp	Equities	020002101	4,751,201	27,462	SH		SOLE		27,412	50	0
Alphabet Inc Class A	Equities	02079K305	693,523	4,595	SH		SOLE		4,595	0	0
Alphabet Inc Class C	Equities	02079K107	708,466	4,653	SH		SOLE		4,653	0	0
Amazon.com Inc	Equities	023135106	1,400,290	7,763	SH		SOLE		7,763	0	0
Amgen Inc	Equities	031162100	10,804	38	SH		DFND		38	0	0
Amgen Inc	Equities	031162100	663,603	2,334	SH		SOLE		2,334	0	0
Apple Inc.	Equities	037833100	49,043	286	SH		DFND		286	0	0
Apple Inc.	Equities	037833100	16,066,990	93,696	SH		SOLE		93,204	257	235
AT&T Inc	Equities	00206R102	46,411	2,637	SH		DFND		2,637	0	0
AT&T Inc	Equities	00206R102	2,467,678	140,209	SH		SOLE		139,634	500	75
Automatic Data Processing	Equities	053015103	281,457	1,127	SH		SOLE		1,127	0	0
Bank of New York Mellon Corp	Equities	064058100	5,762	100	SH		DFND		100	0	0
Bank of New York Mellon Corp	Equities	064058100	490,461	8,512	SH		SOLE		8,512	0	0
Berkshire Hathaway Inc Class B	Equities	084670702	1,375,521	3,271	SH		SOLE		3,271	0	0
Blackrock Inc	Equities	09247X101	8,337	10	SH		DFND		10	0	0
Blackrock Inc	Equities	09247X101	6,250,249	7,497	SH		SOLE		7,456	11	30
Bristol-Myers Squibb Co	Equities	110122108	92,191	1,700	SH		DFND		1,700	0	0
Bristol-Myers Squibb Co	Equities	110122108	479,122	8,835	SH		SOLE		8,835	0	0
Broadcom Ltd	Equities	11135F101	7,565,440	5,708	SH		SOLE		5,680	28	0
Carrier Global Corp	Equities	14448C104	5,232	90	SH		DFND		90	0	0
Carrier Global Corp	Equities	14448C104	389,471	6,700	SH		SOLE		6,700	0	0
Caterpillar Inc	Equities	149123101	1,092,694	2,982	SH		SOLE		2,982	0	0
Cencora Inc	Equities	03073E105	243,476	1,002	SH		SOLE		1,002	0	0
Chevron Corp	Equities	166764100	7,230,171	45,836	SH		SOLE		44,531	110	1,195
Chubb LTD Corp	Equities	H1467J104	415,904	1,605	SH		SOLE		1,605	0	0
Cisco Systems Inc	Equities	17275R102	14,923	299	SH		DFND		299	0	0
Cisco Systems Inc	Equities	17275R102	3,226,731	64,651	SH		SOLE		64,411	200	40
Clorox Company	Equities	189054109	655,770	4,283	SH		SOLE		4,143	0	140
Coca-Cola Company	Equities	191216100	134,596	2,200	SH		DFND		2,200	0	0
Coca-Cola Company	Equities	191216100	5,257,993	85,943	SH		SOLE		85,629	284	30
Colgate-Palmolive Co	Equities	194162103	604,416	6,712	SH		SOLE		6,712	0	0
Comcast Corp Class A	Equities	20030N101	14,956	345	SH		DFND		345	0	0
Comcast Corp Class A	Equities	20030N101	4,989,195	115,091	SH		SOLE		114,583	508	0
Communication Services SPDR	Equities	81369Y852	854,899	10,469	SH		SOLE		10,469	0	0
Costco Wholesale Corp	Equities	22160K105	388,294	530	SH		SOLE		530	0	0
CSX Corp	Equities	126408103	277,988	7,499	SH		SOLE		7,499	0	0
CVS Health Corp	Equities	126650100	7,366,953	92,364	SH		SOLE		91,408	350	606
Darden Restaurants Inc	Equities	237194105	542,402	3,245	SH		SOLE		3,245	0	0
Deere & Co	Equities	244199105	574,215	1,398	SH		SOLE		1,398	0	0
Dimensional US Marketwide Value	Equities	25434V724	1,552,319	37,954	SH		SOLE		37,954	0	0
Duke Energy Corp	Equities	26441C204	2,935,342	30,352	SH		SOLE		29,985	77	290
Dupont De Nemours Inc	Equities	26614N102	204,096	2,662	SH		SOLE		2,662	0	0
Ecolab Inc	Equities	278865100	11,314	49	SH		DFND		49	0	0
Ecolab Inc	Equities	278865100	2,612,634	11,315	SH		SOLE		11,287	28	0
Eli Lilly & Co.	Equities	532457108	2,392,227	3,075	SH		SOLE		3,075	0	0
Emerson Electric Co	Equities	291011104	582,298	5,134	SH		SOLE		5,134	0	0
Enbridge Inc	Equities	29250N105	219,757	6,074	SH		SOLE		6,074	0	0
Estee Lauder Companies Inc Clas	Equities	518439104	245,715	1,594	SH		SOLE		1,594	0	0
Exxon Mobil Corp	Equities	30231G102	4,408,402	37,925	SH		SOLE		36,525	0	1,400
Flexshares Glb. Upstream Ntrl.	Equities	33939L407	7,680	187	SH		DFND		187	0	0
Flexshares Glb. Upstream Ntrl.	Equities	33939L407	11,371,667	276,885	SH		SOLE		275,929	775	181
Flexshares Yr. TIPS ETF	Equities	33939L605	4,990	211	SH		DFND		211	0	0
Flexshares Yr. TIPS ETF	Equities	33939L605	6,670,695	282,059	SH		SOLE		281,276	591	192
General Dynamics Corp	Equities	369550108	15,254	54	SH		DFND		54	0	0
General Dynamics Corp	Equities	369550108	2,835,070	10,036	SH		SOLE		9,903	33	100
General Mills Inc	Equities	370334104	471,248	6,735	SH		SOLE		6,735	0	0
Genuine Parts Co	Equities	372460105	285,381	1,842	SH		SOLE		1,842	0	0
Hershey Co Foods	Equities	427866108	217,451	1,118	SH		SOLE		1,118	0	0
Home Depot Inc	Equities	437076102	92,064	240	SH		DFND		240	0	0
Home Depot Inc	Equities	437076102	8,884,176	23,160	SH		SOLE		22,904	61	195
Honeywell International Inc	Equities	438516106	32,224	157	SH		DFND		157	0	0
Honeywell International Inc	Equities	438516106	5,757,673	28,052	SH		SOLE		27,822	95	135
Howmet Aerospace Inc	Equities	443201108	230,609	3,370	SH		SOLE		3,370	0	0
Intel Corporation	Equities	458140100	23,852	540	SH		DFND		540	0	0
Intel Corporation	Equities	458140100	2,080,584	47,104	SH		SOLE		46,834	220	50
International Business Machines	Equities	459200101	12,603	66	SH		DFND		66	0	0
International Business Machines	Equities	459200101	3,895,966	20,402	SH		SOLE		20,353	49	0
Invesco Bulletshares 2024 Munic	Equities	46138J536	10,036	405	SH		DFND		405	0	0
Invesco Bulletshares 2024 Munic	Equities	46138J536	1,435,183	57,917	SH		SOLE		57,917	0	0
Invesco Bulletshares 2025 Munic	Equities	46138J528	9,687	398	SH		DFND		398	0	0
Invesco Bulletshares 2025 Munic	Equities	46138J528	1,266,508	52,034	SH		SOLE		52,034	0	0
Invesco Bulletshares 2026 Munic	Equities	46138J510	9,567	406	SH		DFND		406	0	0
Invesco Bulletshares 2026 Munic	Equities	46138J510	1,524,356	64,687	SH		SOLE		64,687	0	0
Invesco Bulletshares 2027 Munic	Equities	46138J494	5,062	214	SH		DFND		214	0	0
Invesco Bulletshares 2027 Munic	Equities	46138J494	1,085,812	45,902	SH		SOLE		45,902	0	0
Invesco Bulletshares 2028 Munic	Equities	46138J486	5,095	217	SH		DFND		217	0	0
Invesco Bulletshares 2028 Munic	Equities	46138J486	1,120,231	47,710	SH		SOLE		47,710	0	0
Invesco Bulletshares 2029 Munic	Equities	46138J478	5,113	220	SH		DFND		220	0	0
Invesco Bulletshares 2029 Munic	Equities	46138J478	975,778	41,987	SH		SOLE		41,987	0	0
Invesco BulletShares 2030 Munic	Equities	46138J445	9,467	428	SH		DFND		428	0	0
Invesco BulletShares 2030 Munic	Equities	46138J445	1,159,287	52,409	SH		SOLE		52,409	0	0
Invesco Bulletshares 2031 Munic	Equities	46138J411	819,647	38,463	SH		SOLE		38,463	0	0
Invesco QQQ Trust Series I	Equities	46090E103	559,897	1,261	SH		SOLE		1,261	0	0
Invesco S&P 500 Equal Weight ET	Equities	46137V357	5,081	30	SH		DFND		30	0	0
Invesco S&P 500 Equal Weight ET	Equities	46137V357	1,878,652	11,092	SH		SOLE		11,036	0	56
iShares 1-3 Year Treasury Bond	Equities	464287457	694,230	8,489	SH		SOLE		8,489	0	0
iShares Core MSCI Emerging Mark	Equities	46434G103	282,149	5,468	SH		SOLE		5,468	0	0
iShares Core S&P 500 ETF	Equities	464287200	887,432	1,688	SH		SOLE		1,688	0	0
iShares Core S&P Mid-Cap ETF	Equities	464287507	598,168	9,848	SH		SOLE		9,848	0	0
iShares Core S&P Small-Cap ETF	Equities	464287804	245,244	2,219	SH		SOLE		2,219	0	0
iShares ESG Aware Aggregate Bon	Equities	46435U549	202,970	4,313	SH		SOLE		4,313	0	0
iShares ESG Aware MSCI EAFE ETF	Equities	46435G516	282,002	3,529	SH		SOLE		3,529	0	0
iShares ESG Aware MSCI USA ETF	Equities	46435G425	380,518	3,310	SH		SOLE		3,310	0	0
iShares ESG Aware Small Cap ETF	Equities	46435U663	274,360	6,813	SH		SOLE		6,813	0	0
iShares GNMA Bond ETF	Equities	46429B333	1,487,930	34,292	SH		SOLE		34,292	0	0
iShares iBonds 2024 Corporate E	Equities	46434VBG4	1,411,041	56,329	SH		SOLE		56,329	0	0
iShares iBonds 2025 Corporate E	Equities	46434VBD1	1,066,557	42,989	SH		SOLE		42,989	0	0
iShares iBonds 2026 Corporate E	Equities	46435GAA0	1,289,832	54,081	SH		SOLE		54,081	0	0
iShares iBonds 2027 Corporate E	Equities	46435UAA9	1,098,156	46,141	SH		SOLE		46,141	0	0
iShares iBonds 2028 Corporate E	Equities	46435U515	1,118,907	44,927	SH		SOLE		44,927	0	0
iShares iBonds 2029 Corporate E	Equities	46436E205	792,356	34,722	SH		SOLE		34,722	0	0
iShares iBonds 2030 Corporate E	Equities	46436E726	888,678	41,527	SH		SOLE		41,527	0	0
iShares iBonds 2031 Corporate E	Equities	46436E486	629,863	30,740	SH		SOLE		30,740	0	0
iShares iBonds 2032 Corporate E	Equities	46436E312	246,338	9,929	SH		SOLE		9,929	0	0
iShares MBS ETF	Equities	464288588	1,485,929	16,078	SH		SOLE		16,078	0	0
iShares MSCI EAFE Index - ETF	Equities	464287465	210,751	2,639	SH		SOLE		2,639	0	0
iShares Russell 1000 ETF	Equities	464287622	489,651	1,700	SH		SOLE		1,700	0	0
iShares Russell 1000 Growth ETF	Equities	464287614	985,197	2,923	SH		SOLE		2,923	0	0
iShares Russell 1000 Value ETF	Equities	464287598	372,549	2,080	SH		SOLE		2,080	0	0
iShares Russell 2000 ETF	Equities	464287655	1,198,289	5,698	SH		SOLE		5,698	0	0
iShares Russell Mid-Cap ETF	Equities	464287499	1,359,988	16,173	SH		SOLE		16,173	0	0
iShares S&P 500 Growth ETF	Equities	464287309	289,291	3,426	SH		SOLE		3,426	0	0
iShares S&P Mid-Cap 400 Growth	Equities	464287606	264,351	2,897	SH		SOLE		2,897	0	0
iShares S&P National Municipal	Equities	464288414	483,447	4,493	SH		SOLE		4,493	0	0
iShares Select Dividend ETF	Equities	464287168	8,499	69	SH		DFND		69	0	0
iShares Select Dividend ETF	Equities	464287168	1,449,705	11,769	SH		SOLE		11,769	0	0
iShares Trust Core US Aggregate	Equities	464287226	385,884	3,940	SH		SOLE		3,940	0	0
iShares US Treasury Bond ETF	Equities	46429B267	391,712	17,203	SH		SOLE		17,203	0	0
Johnson & Johnson	Equities	478160104	7,910	50	SH		DFND		50	0	0
Johnson & Johnson	Equities	478160104	9,587,105	60,605	SH		SOLE		60,138	172	295
JP Morgan Chase	Equities	46625H100	86,129	430	SH		DFND		430	0	0
JP Morgan Chase	Equities	46625H100	13,886,999	69,331	SH		SOLE		69,023	48	260
Kimberly-Clark Corp	Equities	494368103	658,133	5,088	SH		SOLE		5,088	0	0
KLA Corporation	Equities	482480100	282,921	405	SH		SOLE		405	0	0
Lockheed Martin Corp	Equities	539830109	322,048	708	SH		SOLE		708	0	0
Lowe's Companies Inc	Equities	548661107	1,911,749	7,505	SH		SOLE		7,305	0	200
Mastercard Inc Class A	Equities	57636Q104	4,694,826	9,749	SH		SOLE		9,337	0	412
McDonald's Corp	Equities	580135101	14,098	50	SH		DFND		50	0	0
McDonald's Corp	Equities	580135101	7,280,231	25,821	SH		SOLE		25,619	67	135
Medtronic Plc Corp	Equities	G5960L103	3,733,942	42,845	SH		SOLE		42,447	193	205
Merck & Co Inc	Equities	58933Y105	3,299	25	SH		DFND		25	0	0
Merck & Co Inc	Equities	58933Y105	1,614,012	12,232	SH		SOLE		12,057	0	175
Meta Platforms Inc	Equities	30303M102	436,051	898	SH		SOLE		898	0	0
Microsoft Corp	Equities	594918104	189,324	450	SH		DFND		450	0	0
Microsoft Corp	Equities	594918104	21,325,035	50,687	SH		SOLE		50,293	127	267
Mondelez International Inc A	Equities	609207105	12,390	177	SH		DFND		177	0	0
Mondelez International Inc A	Equities	609207105	2,078,370	29,691	SH		SOLE		29,554	137	0
Morgan Stanley Corp	Equities	617446448	345,944	3,674	SH		SOLE		3,674	0	0
Nextera Energy Inc	Equities	65339F101	3,993,800	62,491	SH		SOLE		62,062	179	250
Nike Inc Class B	Equities	654106103	3,759	40	SH		DFND		40	0	0
Nike Inc Class B	Equities	654106103	726,935	7,735	SH		SOLE		7,735	0	0
Norfolk Southern Corp	Equities	655844108	5,352	21	SH		DFND		21	0	0
Norfolk Southern Corp	Equities	655844108	6,721,177	26,371	SH		SOLE		26,309	62	0
Novartis Ag ADR	Equities	66987V109	277,422	2,868	SH		SOLE		2,868	0	0
NVIDIA Corp	Equities	67066G104	1,967,954	2,178	SH		SOLE		2,178	0	0
NXP Semiconductors NV	Equities	N6596X109	209,861	847	SH		SOLE		847	0	0
Opko Health Inc	Equities	68375N103	60,360	50,300	SH		SOLE		50,300	0	0
Oracle Corporation	Equities	68389X105	676,912	5,389	SH		SOLE		5,389	0	0
Otis Worldwide Corp	Equities	68902V107	4,467	45	SH		DFND		45	0	0
Otis Worldwide Corp	Equities	68902V107	332,555	3,350	SH		SOLE		3,350	0	0
Pepsico Inc	Equities	713448108	2,863,164	16,360	SH		SOLE		16,035	0	325
Pfizer Inc	Equities	717081103	7,382	266	SH		DFND		266	0	0
Pfizer Inc	Equities	717081103	2,906,591	104,742	SH		SOLE		103,714	203	825
PNC Financial Services Group	Equities	693475105	406,262	2,514	SH		SOLE		2,514	0	0
PPG Industries Inc	Equities	693506107	623,070	4,300	SH		SOLE		4,300	0	0
Procter & Gamble Co	Equities	742718109	257,329	1,586	SH		DFND		1,586	0	0
Procter & Gamble Co	Equities	742718109	8,495,410	52,360	SH		SOLE		51,907	88	365
Raytheon Technologies Corp	Equities	75513E101	18,531	190	SH		DFND		190	0	0
Raytheon Technologies Corp	Equities	75513E101	789,603	8,096	SH		SOLE		8,096	0	0
Realty Income Corp REIT	Equities	756109104	27,050	500	SH		DFND		500	0	0
Realty Income Corp REIT	Equities	756109104	300,958	5,563	SH		SOLE		5,188	0	375
Shoshone Silver Mining Company	Equities	825356108	1	10,000	SH		SOLE		10,000	0	0
Southern Company	Equities	842587107	1,253,226	17,469	SH		SOLE		17,194	0	275
SPDR Dow Jones Industrial Avera	Equities	78467X109	595,447	1,497	SH		SOLE		1,497	0	0
SPDR S&P 500 ETF	Equities	78462F103	3,428,201	6,554	SH		SOLE		6,554	0	0
Starbucks Corp	Equities	855244109	33,357	365	SH		DFND		365	0	0
Starbucks Corp	Equities	855244109	5,307,840	58,079	SH		SOLE		57,819	200	60
T Rowe Price Group Inc.	Equities	74144T108	417,088	3,421	SH		SOLE		3,396	0	25
Target Co	Equities	87612E106	5,671	32	SH		DFND		32	0	0
Target Co	Equities	87612E106	3,719,283	20,988	SH		SOLE		20,858	105	25
Technology Select Sector SPDR -	Equities	81369Y803	401,753	1,929	SH		SOLE		1,929	0	0
TJX Companies Inc	Equities	872540109	431,136	4,251	SH		SOLE		4,251	0	0
Truist Financial Corp	Equities	89832Q109	1,801,227	46,209	SH		SOLE		46,209	0	0
U.S. Bancorp	Equities	902973304	205,352	4,594	SH		SOLE		4,244	0	350
Union Pacific Corp	Equities	907818108	968,964	3,940	SH		SOLE		3,940	0	0
United Parcel Service Inc Class	Equities	911312106	29,726	200	SH		DFND		200	0	0
United Parcel Service Inc Class	Equities	911312106	4,307,446	28,981	SH		SOLE		28,561	70	350
UnitedHealth Group Inc	Equities	91324P102	2,720,850	5,500	SH		SOLE		5,474	26	0
Vanguard Developed Markets Inde	Equities	921943858	715,625	14,264	SH		SOLE		14,264	0	0
Vanguard Dividend Appreciation	Equities	921908844	596,039	3,264	SH		SOLE		3,264	0	0
Vanguard Extended Markets ETF	Equities	922908652	204,540	1,167	SH		SOLE		1,167	0	0
Vanguard Growth Index ETF	Equities	922908736	899,739	2,614	SH		SOLE		2,614	0	0
Vanguard Idx Total Stock Market	Equities	922908769	295,766	1,138	SH		SOLE		1,138	0	0
Vanguard Information Technology	Equities	92204A702	26,217	50	SH		DFND		50	0	0
Vanguard Information Technology	Equities	92204A702	4,119,739	7,857	SH		SOLE		7,592	0	265
Vanguard Large Cap Index ETF	Equities	922908637	740,139	3,087	SH		SOLE		3,087	0	0
Vanguard Mid-Cap Index ETF	Equities	922908629	1,036,419	4,148	SH		SOLE		4,148	0	0
Vanguard REIT Index ETF	Equities	922908553	543,527	6,285	SH		SOLE		6,285	0	0
Vanguard S&P 500 ETF	Equities	922908363	815,267	1,696	SH		SOLE		1,696	0	0
Vanguard Small-Cap Grwth ETF	Equities	922908595	228,912	878	SH		SOLE		878	0	0
Vanguard Small-Cap Index ETF	Equities	922908751	627,480	2,745	SH		SOLE		2,745	0	0
Vanguard Value Index ETF	Equities	922908744	355,035	2,180	SH		SOLE		2,180	0	0
Verizon Communications Inc	Equities	92343V104	44,687	1,065	SH		DFND		1,065	0	0
Verizon Communications Inc	Equities	92343V104	358,464	8,543	SH		SOLE		8,543	0	0
Visa Inc Class A	Equities	92826C839	11,163	40	SH		DFND		40	0	0
Visa Inc Class A	Equities	92826C839	6,765,178	24,241	SH		SOLE		23,679	17	545
Walgreens Boots Alliance Inc	Equities	931427108	32,535	1,500	SH		DFND		1,500	0	0
Walgreens Boots Alliance Inc	Equities	931427108	243,731	11,237	SH		SOLE		11,237	0	0
Walmart Stores Inc	Equities	931142103	1,224,580	20,352	SH		SOLE		20,352	0	0
Walt Disney Co	Equities	254687106	5,803,168	47,427	SH		SOLE		46,916	251	260
Wisdomtree Global Ex-US Quality	Equities	97717W802	908,676	22,929	SH		SOLE		22,929	0	0
Wisdomtree US Midcap Dividend F	Equities	97717W505	5,511	113	SH		DFND		113	0	0
Wisdomtree US Midcap Dividend F	Equities	97717W505	2,131,639	43,708	SH		SOLE		43,708	0	0
Wisdomtree US Smallcap Dividend	Equities	97717W604	1,678,281	51,355	SH		SOLE		51,355	0	0