Farmers National Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	Equities	002824100	132,084	1,200	SH		DFND		1,200	0	0
Abbott Laboratories	Equities	002824100	527,786	4,795	SH		SOLE		4,795	0	0
Abbvie Inc	Equities	00287Y109	154,970	1,000	SH		DFND		1,000	0	0
Abbvie Inc	Equities	00287Y109	773,920	4,994	SH		SOLE		4,994	0	0
Accenture Plc Class A	Equities	G1151C101	13,335	38	SH		DFND		38	0	0
Accenture Plc Class A	Equities	G1151C101	6,660,272	18,980	SH		SOLE		18,836	64	80
Allstate Corp	Equities	020002101	6,859	49	SH		DFND		49	0	0
Allstate Corp	Equities	020002101	3,954,155	28,248	SH		SOLE		28,198	50	0
Alphabet Inc Class A	Equities	02079K305	690,348	4,942	SH		SOLE		4,942	0	0
Alphabet Inc Class C	Equities	02079K107	700,281	4,969	SH		SOLE		4,969	0	0
Amazon.com Inc	Equities	023135106	1,140,766	7,508	SH		SOLE		7,508	0	0
American Express	Equities	025816109	212,256	1,133	SH		SOLE		1,133	0	0
Amgen Inc	Equities	031162100	26,210	91	SH		DFND		91	0	0
Amgen Inc	Equities	031162100	677,423	2,352	SH		SOLE		2,352	0	0
Apple Inc.	Equities	037833100	132,076	686	SH		DFND		686	0	0
Apple Inc.	Equities	037833100	18,076,642	93,890	SH		SOLE		93,467	288	135
AT&T Inc	Equities	00206R102	44,249	2,637	SH		DFND		2,637	0	0
AT&T Inc	Equities	00206R102	2,324,265	138,514	SH		SOLE		137,939	500	75
Automatic Data Processing	Equities	053015103	274,672	1,179	SH		SOLE		1,179	0	0
Bank of New York Mellon Corp	Equities	064058100	5,205	100	SH		DFND		100	0	0
Bank of New York Mellon Corp	Equities	064058100	490,727	9,428	SH		SOLE		9,428	0	0
Berkshire Hathaway Inc Class B	Equities	084670702	18,190	51	SH		DFND		51	0	0
Berkshire Hathaway Inc Class B	Equities	084670702	1,185,181	3,323	SH		SOLE		3,323	0	0
Blackrock Inc	Equities	09247X101	8,118	10	SH		DFND		10	0	0
Blackrock Inc	Equities	09247X101	6,202,964	7,641	SH		SOLE		7,600	11	30
Bristol-Myers Squibb Co	Equities	110122108	87,227	1,700	SH		DFND		1,700	0	0
Bristol-Myers Squibb Co	Equities	110122108	502,171	9,787	SH		SOLE		9,787	0	0
Broadcom Ltd	Equities	11135F101	6,134,910	5,496	SH		SOLE		5,468	28	0
Carrier Global Corp	Equities	14448C104	5,171	90	SH		DFND		90	0	0
Carrier Global Corp	Equities	14448C104	387,902	6,752	SH		SOLE		6,752	0	0
Caterpillar Inc	Equities	149123101	4,435	15	SH		DFND		15	0	0
Caterpillar Inc	Equities	149123101	934,317	3,160	SH		SOLE		3,160	0	0
Cencora Inc	Equities	03073E105	280,549	1,366	SH		SOLE		1,366	0	0
Chevron Corp	Equities	166764100	33,412	224	SH		DFND		224	0	0
Chevron Corp	Equities	166764100	6,706,830	44,964	SH		SOLE		43,659	110	1,195
Chubb LTD Corp	Equities	H1467J104	10,170	45	SH		DFND		45	0	0
Chubb LTD Corp	Equities	H1467J104	393,240	1,740	SH		SOLE		1,740	0	0
Cisco Systems Inc	Equities	17275R102	24,957	494	SH		DFND		494	0	0
Cisco Systems Inc	Equities	17275R102	3,202,917	63,399	SH		SOLE		63,159	200	40
Clorox Company	Equities	189054109	668,034	4,685	SH		SOLE		4,545	0	140
Coca-Cola Company	Equities	191216100	129,646	2,200	SH		DFND		2,200	0	0
Coca-Cola Company	Equities	191216100	5,101,865	86,575	SH		SOLE		86,261	284	30
Colgate-Palmolive Co	Equities	194162103	560,361	7,030	SH		SOLE		7,030	0	0
Comcast Corp Class A	Equities	20030N101	15,128	345	SH		DFND		345	0	0
Comcast Corp Class A	Equities	20030N101	4,872,700	111,122	SH		SOLE		110,614	508	0
Communication Services SPDR	Equities	81369Y852	783,275	10,780	SH		SOLE		10,780	0	0
Costco Wholesale Corp	Equities	22160K105	261,392	396	SH		SOLE		396	0	0
CSX Corp	Equities	126408103	316,433	9,127	SH		SOLE		9,127	0	0
CVS Health Corp	Equities	126650100	20,372	258	SH		DFND		258	0	0
CVS Health Corp	Equities	126650100	6,746,816	85,446	SH		SOLE		84,490	350	606
Darden Restaurants Inc	Equities	237194105	526,746	3,206	SH		SOLE		3,206	0	0
Deere & Co	Equities	244199105	603,404	1,509	SH		SOLE		1,509	0	0
Dimensional US Marketwide Value	Equities	25434V724	1,504,842	40,431	SH		SOLE		40,431	0	0
Duke Energy Corp	Equities	26441C204	3,202	33	SH		DFND		33	0	0
Duke Energy Corp	Equities	26441C204	2,965,542	30,560	SH		SOLE		30,193	77	290
Ecolab Inc	Equities	278865100	13,686	69	SH		DFND		69	0	0
Ecolab Inc	Equities	278865100	2,762,619	13,928	SH		SOLE		13,878	50	0
Eli Lilly & Co.	Equities	532457108	1,788,981	3,069	SH		SOLE		3,069	0	0
Emerson Electric Co	Equities	291011104	549,817	5,649	SH		SOLE		5,649	0	0
Enbridge Inc	Equities	29250N105	307,899	8,548	SH		SOLE		8,548	0	0
Estee Lauder Companies Inc Clas	Equities	518439104	242,044	1,655	SH		SOLE		1,655	0	0
Exxon Mobil Corp	Equities	30231G102	3,791,242	37,920	SH		SOLE		36,520	0	1,400
Flexshares Glb. Upstream Ntrl.	Equities	33939L407	9,255	226	SH		DFND		226	0	0
Flexshares Glb. Upstream Ntrl.	Equities	33939L407	12,338,112	301,297	SH		SOLE		299,990	1,060	247
Flexshares Yr. TIPS ETF	Equities	33939L605	6,546	277	SH		DFND		277	0	0
Flexshares Yr. TIPS ETF	Equities	33939L605	6,570,770	278,069	SH		SOLE		277,261	591	217
General Dynamics Corp	Equities	369550108	14,022	54	SH		DFND		54	0	0
General Dynamics Corp	Equities	369550108	2,513,606	9,680	SH		SOLE		9,540	40	100
General Mills Inc	Equities	370334104	438,718	6,735	SH		SOLE		6,735	0	0
Genuine Parts Co	Equities	372460105	255,117	1,842	SH		SOLE		1,842	0	0
Hershey Co Foods	Equities	427866108	205,084	1,100	SH		SOLE		1,100	0	0
Home Depot Inc	Equities	437076102	98,074	283	SH		DFND		283	0	0
Home Depot Inc	Equities	437076102	8,091,249	23,348	SH		SOLE		23,085	68	195
Honeywell International Inc	Equities	438516106	54,105	258	SH		DFND		258	0	0
Honeywell International Inc	Equities	438516106	5,340,685	25,467	SH		SOLE		25,248	84	135
Intel Corporation	Equities	458140100	35,175	700	SH		DFND		700	0	0
Intel Corporation	Equities	458140100	2,438,834	48,534	SH		SOLE		48,264	220	50
International Business Machines	Equities	459200101	10,794	66	SH		DFND		66	0	0
International Business Machines	Equities	459200101	3,495,718	21,374	SH		SOLE		21,294	80	0
Invesco Bulletshares 2024 Munic	Equities	46138J536	10,091	405	SH		DFND		405	0	0
Invesco Bulletshares 2024 Munic	Equities	46138J536	1,430,769	57,426	SH		SOLE		57,426	0	0
Invesco Bulletshares 2025 Munic	Equities	46138J528	9,765	398	SH		DFND		398	0	0
Invesco Bulletshares 2025 Munic	Equities	46138J528	1,243,479	50,681	SH		SOLE		50,681	0	0
Invesco Bulletshares 2026 Munic	Equities	46138J510	9,645	406	SH		DFND		406	0	0
Invesco Bulletshares 2026 Munic	Equities	46138J510	1,524,859	64,190	SH		SOLE		64,190	0	0
Invesco Bulletshares 2027 Munic	Equities	46138J494	5,115	214	SH		DFND		214	0	0
Invesco Bulletshares 2027 Munic	Equities	46138J494	1,066,261	44,608	SH		SOLE		44,608	0	0
Invesco Bulletshares 2028 Munic	Equities	46138J486	5,155	217	SH		DFND		217	0	0
Invesco Bulletshares 2028 Munic	Equities	46138J486	1,078,620	45,406	SH		SOLE		45,406	0	0
Invesco Bulletshares 2029 Munic	Equities	46138J478	5,169	220	SH		DFND		220	0	0
Invesco Bulletshares 2029 Munic	Equities	46138J478	1,032,018	43,925	SH		SOLE		43,925	0	0
Invesco BulletShares 2030 Munic	Equities	46138J445	9,596	428	SH		DFND		428	0	0
Invesco BulletShares 2030 Munic	Equities	46138J445	1,200,524	53,547	SH		SOLE		53,547	0	0
Invesco Bulletshares 2031 Munic	Equities	46138J411	731,713	33,813	SH		SOLE		33,813	0	0
Invesco QQQ Trust Series I	Equities	46090E103	565,957	1,382	SH		SOLE		1,382	0	0
iShares 1-3 Year Treasury Bond	Equities	464287457	491,009	5,985	SH		SOLE		5,985	0	0
iShares Core S&P 500 ETF	Equities	464287200	894,123	1,872	SH		SOLE		1,872	0	0
iShares Core S&P Mid-Cap ETF	Equities	464287507	540,165	1,949	SH		SOLE		1,949	0	0
iShares Core S&P Small-Cap ETF	Equities	464287804	227,542	2,102	SH		SOLE		2,102	0	0
iShares ESG Aware MSCI EAFE ETF	Equities	46435G516	239,613	3,172	SH		SOLE		3,172	0	0
iShares ESG Aware MSCI USA ETF	Equities	46435G425	302,589	2,884	SH		SOLE		2,884	0	0
iShares GNMA Bond ETF	Equities	46429B333	1,517,421	34,292	SH		SOLE		34,292	0	0
iShares iBonds 2024 Corporate E	Equities	46434VBG4	1,431,254	57,457	SH		SOLE		57,457	0	0
iShares iBonds 2025 Corporate E	Equities	46434VBD1	1,019,493	41,175	SH		SOLE		41,175	0	0
iShares iBonds 2026 Corporate E	Equities	46435GAA0	1,226,954	51,337	SH		SOLE		51,337	0	0
iShares iBonds 2027 Corporate E	Equities	46435UAA9	1,053,040	44,005	SH		SOLE		44,005	0	0
iShares iBonds 2028 Corporate E	Equities	46435U515	1,138,057	45,359	SH		SOLE		45,359	0	0
iShares iBonds 2029 Corporate E	Equities	46436E205	785,580	34,052	SH		SOLE		34,052	0	0
iShares iBonds 2030 Corporate E	Equities	46436E726	895,961	41,403	SH		SOLE		41,403	0	0
iShares iBonds 2031 Corporate E	Equities	46436E486	565,505	27,227	SH		SOLE		27,227	0	0
iShares MBS ETF	Equities	464288588	1,512,618	16,078	SH		SOLE		16,078	0	0
iShares Russell 1000 ETF	Equities	464287622	445,842	1,700	SH		SOLE		1,700	0	0
iShares Russell 1000 Growth ETF	Equities	464287614	827,654	2,730	SH		SOLE		2,730	0	0
iShares Russell 1000 Value ETF	Equities	464287598	260,599	1,577	SH		SOLE		1,577	0	0
iShares Russell 2000 ETF	Equities	464287655	1,163,917	5,799	SH		SOLE		5,799	0	0
iShares Russell Mid-Cap ETF	Equities	464287499	1,294,826	16,658	SH		SOLE		16,658	0	0
iShares S&P Mid-Cap 400 Growth	Equities	464287606	220,232	2,780	SH		SOLE		2,780	0	0
iShares S&P National Municipal	Equities	464288414	222,891	2,056	SH		SOLE		2,056	0	0
iShares Select Dividend ETF	Equities	464287168	1,182,750	10,090	SH		SOLE		10,090	0	0
iShares Trust Core US Aggregate	Equities	464287226	258,745	2,607	SH		SOLE		2,607	0	0
iShares US Preferred Stock ETF	Equities	464288687	265,770	8,521	SH		SOLE		8,521	0	0
Johnson & Johnson	Equities	478160104	7,837	50	SH		DFND		50	0	0
Johnson & Johnson	Equities	478160104	9,284,651	59,236	SH		SOLE		58,769	172	295
JP Morgan Chase	Equities	46625H100	104,782	616	SH		DFND		616	0	0
JP Morgan Chase	Equities	46625H100	11,641,644	68,440	SH		SOLE		68,132	48	260
Kimberly-Clark Corp	Equities	494368103	632,703	5,207	SH		SOLE		5,207	0	0
KLA Corporation	Equities	482480100	11,626	20	SH		DFND		20	0	0
KLA Corporation	Equities	482480100	217,988	375	SH		SOLE		375	0	0
Lockheed Martin Corp	Equities	539830109	320,894	708	SH		SOLE		708	0	0
Lowe's Companies Inc	Equities	548661107	1,796,869	8,074	SH		SOLE		7,874	0	200
Mastercard Inc Class A	Equities	57636Q104	4,212,213	9,876	SH		SOLE		9,464	0	412
McDonald's Corp	Equities	580135101	22,238	75	SH		DFND		75	0	0
McDonald's Corp	Equities	580135101	7,748,103	26,131	SH		SOLE		25,929	67	135
Medtronic Plc Corp	Equities	G5960L103	3,349,983	40,665	SH		SOLE		40,267	193	205
Merck & Co Inc	Equities	58933Y105	9,267	85	SH		DFND		85	0	0
Merck & Co Inc	Equities	58933Y105	1,399,054	12,833	SH		SOLE		12,658	0	175
Meta Platforms Inc	Equities	30303M102	313,609	886	SH		SOLE		886	0	0
Microsoft Corp	Equities	594918104	216,223	575	SH		DFND		575	0	0
Microsoft Corp	Equities	594918104	19,459,318	51,748	SH		SOLE		51,349	132	267
Mondelez International Inc A	Equities	609207105	15,717	217	SH		DFND		217	0	0
Mondelez International Inc A	Equities	609207105	2,144,652	29,610	SH		SOLE		29,473	137	0
Morgan Stanley Corp	Equities	617446448	357,800	3,837	SH		SOLE		3,837	0	0
Nextera Energy Inc	Equities	65339F101	5,163	85	SH		DFND		85	0	0
Nextera Energy Inc	Equities	65339F101	3,471,352	57,151	SH		SOLE		56,722	179	250
Nike Inc Class B	Equities	654106103	4,343	40	SH		DFND		40	0	0
Nike Inc Class B	Equities	654106103	898,742	8,278	SH		SOLE		8,278	0	0
Norfolk Southern Corp	Equities	655844108	19,147	81	SH		DFND		81	0	0
Norfolk Southern Corp	Equities	655844108	6,187,010	26,174	SH		SOLE		26,112	62	0
Novartis Ag ADR	Equities	66987V109	324,921	3,218	SH		SOLE		3,218	0	0
NVIDIA Corp	Equities	67066G104	1,046,895	2,114	SH		SOLE		2,114	0	0
Opko Health Inc	Equities	68375N103	75,953	50,300	SH		SOLE		50,300	0	0
Oracle Corporation	Equities	68389X105	562,785	5,338	SH		SOLE		5,338	0	0
Otis Worldwide Corp	Equities	68902V107	4,026	45	SH		DFND		45	0	0
Otis Worldwide Corp	Equities	68902V107	299,725	3,350	SH		SOLE		3,350	0	0
Pepsico Inc	Equities	713448108	2,826,691	16,643	SH		SOLE		16,318	0	325
Pfizer Inc	Equities	717081103	19,174	666	SH		DFND		666	0	0
Pfizer Inc	Equities	717081103	3,260,899	113,265	SH		SOLE		112,237	203	825
PNC Financial Services Group	Equities	693475105	497,843	3,215	SH		SOLE		3,215	0	0
PPG Industries Inc	Equities	693506107	634,391	4,242	SH		SOLE		4,242	0	0
Procter & Gamble Co	Equities	742718109	271,978	1,856	SH		DFND		1,856	0	0
Procter & Gamble Co	Equities	742718109	8,574,935	58,516	SH		SOLE		58,051	100	365
Raytheon Technologies Corp	Equities	75513E101	27,514	327	SH		DFND		327	0	0
Raytheon Technologies Corp	Equities	75513E101	691,294	8,216	SH		SOLE		8,216	0	0
Realty Income Corp REIT	Equities	756109104	28,710	500	SH		DFND		500	0	0
Realty Income Corp REIT	Equities	756109104	813,986	14,176	SH		SOLE		13,801	0	375
Shoshone Silver Mining Company	Equities	825356108	1	10,000	SH		SOLE		10,000	0	0
Southern Company	Equities	842587107	6,311	90	SH		DFND		90	0	0
Southern Company	Equities	842587107	1,350,441	19,259	SH		SOLE		18,984	0	275
SPDR Dow Jones Industrial Avera	Equities	78467X109	249,111	661	SH		SOLE		661	0	0
SPDR S&P 500 ETF	Equities	78462F103	114,074	240	SH		DFND		240	0	0
SPDR S&P 500 ETF	Equities	78462F103	2,916,502	6,136	SH		SOLE		6,136	0	0
Starbucks Corp	Equities	855244109	52,037	542	SH		DFND		542	0	0
Starbucks Corp	Equities	855244109	5,101,491	53,135	SH		SOLE		52,875	200	60
T Rowe Price Group Inc.	Equities	74144T108	460,913	4,280	SH		SOLE		4,255	0	25
Target Co	Equities	87612E106	18,230	128	SH		DFND		128	0	0
Target Co	Equities	87612E106	3,117,859	21,892	SH		SOLE		21,762	105	25
Technology Select Sector SPDR -	Equities	81369Y803	371,294	1,929	SH		SOLE		1,929	0	0
TJX Companies Inc	Equities	872540109	392,313	4,182	SH		SOLE		4,182	0	0
Truist Financial Corp	Equities	89832Q109	1,661	45	SH		DFND		45	0	0
Truist Financial Corp	Equities	89832Q109	1,013,085	27,440	SH		SOLE		27,440	0	0
U.S. Bancorp	Equities	902973304	202,227	4,673	SH		SOLE		4,323	0	350
Unilever Plc ADR	Equities	904767704	20,119	415	SH		DFND		415	0	0
Unilever Plc ADR	Equities	904767704	190,623	3,932	SH		SOLE		3,567	0	365
Union Pacific Corp	Equities	907818108	1,013,183	4,125	SH		SOLE		4,125	0	0
United Parcel Service Inc Class	Equities	911312106	31,446	200	SH		DFND		200	0	0
United Parcel Service Inc Class	Equities	911312106	4,477,439	28,477	SH		SOLE		28,057	70	350
UnitedHealth Group Inc	Equities	91324P102	729,687	1,386	SH		SOLE		1,386	0	0
Vanguard Developed Markets Inde	Equities	921943858	529,487	11,054	SH		SOLE		11,054	0	0
Vanguard Dividend Appreciation	Equities	921908844	571,351	3,353	SH		SOLE		3,353	0	0
Vanguard Growth Index ETF	Equities	922908736	855,853	2,753	SH		SOLE		2,753	0	0
Vanguard Idx Total Stock Market	Equities	922908769	286,087	1,206	SH		SOLE		1,206	0	0
Vanguard Information Technology	Equities	92204A702	24,200	50	SH		DFND		50	0	0
Vanguard Information Technology	Equities	92204A702	4,014,296	8,294	SH		SOLE		8,029	0	265
Vanguard Large Cap Index ETF	Equities	922908637	549,302	2,518	SH		SOLE		2,518	0	0
Vanguard Mid-Cap Index ETF	Equities	922908629	978,949	4,208	SH		SOLE		4,208	0	0
Vanguard REIT Index ETF	Equities	922908553	599,081	6,780	SH		SOLE		6,780	0	0
Vanguard S&P 500 ETF	Equities	922908363	744,307	1,704	SH		SOLE		1,704	0	0
Vanguard Small-Cap Index ETF	Equities	922908751	624,630	2,928	SH		SOLE		2,928	0	0
Vanguard Value Index ETF	Equities	922908744	325,910	2,180	SH		SOLE		2,180	0	0
Verizon Communications Inc	Equities	92343V104	40,151	1,065	SH		DFND		1,065	0	0
Verizon Communications Inc	Equities	92343V104	343,447	9,110	SH		SOLE		9,110	0	0
Visa Inc Class A	Equities	92826C839	36,449	140	SH		DFND		140	0	0
Visa Inc Class A	Equities	92826C839	6,102,083	23,438	SH		SOLE		22,876	17	545
Walgreens Boots Alliance Inc	Equities	931427108	39,165	1,500	SH		DFND		1,500	0	0
Walgreens Boots Alliance Inc	Equities	931427108	323,581	12,393	SH		SOLE		12,393	0	0
Walmart Stores Inc	Equities	931142103	18,918	120	SH		DFND		120	0	0
Walmart Stores Inc	Equities	931142103	1,085,893	6,888	SH		SOLE		6,888	0	0
Walt Disney Co	Equities	254687106	36,116	400	SH		DFND		400	0	0
Walt Disney Co	Equities	254687106	4,370,126	48,401	SH		SOLE		47,890	251	260
Wisdomtree Global Ex-US Quality	Equities	97717W802	874,940	22,497	SH		SOLE		22,497	0	0
Wisdomtree US Midcap Dividend F	Equities	97717W505	1,761,624	38,556	SH		SOLE		38,556	0	0
Wisdomtree US Smallcap Dividend	Equities	97717W604	1,517,041	47,157	SH		SOLE		47,157	0	0