Farmers National Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	Equities	002824100	116,220	1,200	SH		DFND		1,200	0	0
Abbott Laboratories	Equities	002824100	484,928	5,007	SH		SOLE		5,007	0	0
Abbvie Inc	Equities	00287Y109	149,060	1,000	SH		DFND		1,000	0	0
Abbvie Inc	Equities	00287Y109	765,572	5,136	SH		SOLE		5,136	0	0
Accenture Plc Class A	Equities	G1151C101	11,670	38	SH		DFND		38	0	0
Accenture Plc Class A	Equities	G1151C101	6,052,524	19,708	SH		SOLE		19,554	74	80
Allstate Corp	Equities	020002101	5,459	49	SH		DFND		49	0	0
Allstate Corp	Equities	020002101	3,362,354	30,180	SH		SOLE		30,130	50	0
Alphabet Inc Class A	Equities	02079K305	642,915	4,913	SH		SOLE		4,913	0	0
Alphabet Inc Class C	Equities	02079K107	690,235	5,235	SH		SOLE		5,235	0	0
Amazon.com Inc	Equities	023135106	945,646	7,439	SH		SOLE		7,439	0	0
Amgen Inc	Equities	031162100	24,457	91	SH		DFND		91	0	0
Amgen Inc	Equities	031162100	722,964	2,690	SH		SOLE		2,690	0	0
Apple Inc.	Equities	037833100	117,450	686	SH		DFND		686	0	0
Apple Inc.	Equities	037833100	16,255,533	94,945	SH		SOLE		94,518	292	135
AT&T Inc	Equities	00206R102	39,608	2,637	SH		DFND		2,637	0	0
AT&T Inc	Equities	00206R102	2,134,763	142,128	SH		SOLE		141,553	500	75
Automatic Data Processing	Equities	053015103	295,673	1,229	SH		SOLE		1,229	0	0
Bank of New York Mellon Corp	Equities	064058100	4,265	100	SH		DFND		100	0	0
Bank of New York Mellon Corp	Equities	064058100	429,869	10,079	SH		SOLE		10,079	0	0
Berkshire Hathaway Inc Class B	Equities	084670702	17,865	51	SH		DFND		51	0	0
Berkshire Hathaway Inc Class B	Equities	084670702	1,175,607	3,356	SH		SOLE		3,356	0	0
Blackrock Inc	Equities	09247X101	6,465	10	SH		DFND		10	0	0
Blackrock Inc	Equities	09247X101	4,744,590	7,339	SH		SOLE		7,309	0	30
Bristol-Myers Squibb Co	Equities	110122108	98,668	1,700	SH		DFND		1,700	0	0
Bristol-Myers Squibb Co	Equities	110122108	579,704	9,988	SH		SOLE		9,988	0	0
Broadcom Ltd	Equities	11135F101	4,172,003	5,023	SH		SOLE		4,998	25	0
Carrier Global Corp	Equities	14448C104	4,968	90	SH		DFND		90	0	0
Carrier Global Corp	Equities	14448C104	373,373	6,764	SH		SOLE		6,764	0	0
Caterpillar Inc	Equities	149123101	4,095	15	SH		DFND		15	0	0
Caterpillar Inc	Equities	149123101	869,778	3,186	SH		SOLE		3,186	0	0
Cencora Inc	Equities	03073E105	245,839	1,366	SH		SOLE		1,366	0	0
Chevron Corp	Equities	166764100	37,771	224	SH		DFND		224	0	0
Chevron Corp	Equities	166764100	7,607,797	45,118	SH		SOLE		43,813	110	1,195
Chubb LTD Corp	Equities	H1467J104	9,368	45	SH		DFND		45	0	0
Chubb LTD Corp	Equities	H1467J104	362,650	1,742	SH		SOLE		1,742	0	0
Cisco Systems Inc	Equities	17275R102	26,557	494	SH		DFND		494	0	0
Cisco Systems Inc	Equities	17275R102	3,371,505	62,714	SH		SOLE		62,474	200	40
Clorox Company	Equities	189054109	643,898	4,913	SH		SOLE		4,773	0	140
Coca-Cola Company	Equities	191216100	123,156	2,200	SH		DFND		2,200	0	0
Coca-Cola Company	Equities	191216100	4,828,051	86,246	SH		SOLE		85,978	238	30
Colgate-Palmolive Co	Equities	194162103	490,872	6,903	SH		SOLE		6,903	0	0
Comcast Corp Class A	Equities	20030N101	15,297	345	SH		DFND		345	0	0
Comcast Corp Class A	Equities	20030N101	4,749,612	107,118	SH		SOLE		106,668	450	0
Communication Services SPDR	Equities	81369Y852	694,845	10,597	SH		SOLE		10,597	0	0
Costco Wholesale Corp	Equities	22160K105	227,679	403	SH		SOLE		403	0	0
CSX Corp	Equities	126408103	321,153	10,444	SH		SOLE		10,444	0	0
CVS Health Corp	Equities	126650100	18,014	258	SH		DFND		258	0	0
CVS Health Corp	Equities	126650100	5,782,283	82,817	SH		SOLE		81,961	350	506
Darden Restaurants Inc	Equities	237194105	454,437	3,173	SH		SOLE		3,173	0	0
Deere & Co	Equities	244199105	579,278	1,535	SH		SOLE		1,535	0	0
Dimensional US Marketwide Value	Equities	25434V724	1,656,060	48,679	SH		SOLE		48,679	0	0
Duke Energy Corp	Equities	26441C204	2,913	33	SH		DFND		33	0	0
Duke Energy Corp	Equities	26441C204	2,788,222	31,591	SH		SOLE		31,224	77	290
Ecolab Inc	Equities	278865100	11,689	69	SH		DFND		69	0	0
Ecolab Inc	Equities	278865100	2,340,600	13,817	SH		SOLE		13,767	50	0
Eli Lilly & Co.	Equities	532457108	1,652,749	3,077	SH		SOLE		3,077	0	0
Emerson Electric Co	Equities	291011104	578,841	5,994	SH		SOLE		5,994	0	0
Enbridge Inc	Equities	29250N105	276,539	8,332	SH		SOLE		8,332	0	0
Estee Lauder Companies Inc Clas	Equities	518439104	209,164	1,447	SH		SOLE		1,447	0	0
Exxon Mobil Corp	Equities	30231G102	4,470,392	38,020	SH		SOLE		36,620	0	1,400
Flexshares Glb. Upstream Ntrl.	Equities	33939L407	9,139	226	SH		DFND		226	0	0
Flexshares Glb. Upstream Ntrl.	Equities	33939L407	11,956,450	295,659	SH		SOLE		294,465	947	247
Flexshares Yr. TIPS ETF	Equities	33939L605	6,354	277	SH		DFND		277	0	0
Flexshares Yr. TIPS ETF	Equities	33939L605	6,668,016	290,672	SH		SOLE		289,864	591	217
General Dynamics Corp	Equities	369550108	11,932	54	SH		DFND		54	0	0
General Dynamics Corp	Equities	369550108	2,064,081	9,341	SH		SOLE		9,201	40	100
General Mills Inc	Equities	370334104	430,269	6,724	SH		SOLE		6,724	0	0
Genuine Parts Co	Equities	372460105	265,948	1,842	SH		SOLE		1,842	0	0
Hershey Co Foods	Equities	427866108	225,090	1,125	SH		SOLE		1,125	0	0
Home Depot Inc	Equities	437076102	85,511	283	SH		DFND		283	0	0
Home Depot Inc	Equities	437076102	7,078,702	23,427	SH		SOLE		23,164	68	195
Honeywell International Inc	Equities	438516106	47,663	258	SH		DFND		258	0	0
Honeywell International Inc	Equities	438516106	4,700,894	25,446	SH		SOLE		25,277	84	85
Intel Corporation	Equities	458140100	24,885	700	SH		DFND		700	0	0
Intel Corporation	Equities	458140100	1,762,782	49,586	SH		SOLE		49,436	100	50
International Business Machines	Equities	459200101	9,260	66	SH		DFND		66	0	0
International Business Machines	Equities	459200101	3,099,227	22,090	SH		SOLE		22,010	80	0
Invesco Bulletshares 2023 Munic	Equities	46138J544	9,966	398	SH		DFND		398	0	0
Invesco Bulletshares 2023 Munic	Equities	46138J544	863,730	34,494	SH		SOLE		34,494	0	0
Invesco Bulletshares 2024 Munic	Equities	46138J536	9,981	405	SH		DFND		405	0	0
Invesco Bulletshares 2024 Munic	Equities	46138J536	1,423,995	57,781	SH		SOLE		57,781	0	0
Invesco Bulletshares 2025 Munic	Equities	46138J528	9,554	398	SH		DFND		398	0	0
Invesco Bulletshares 2025 Munic	Equities	46138J528	1,160,714	48,353	SH		SOLE		48,353	0	0
Invesco Bulletshares 2026 Munic	Equities	46138J510	9,334	406	SH		DFND		406	0	0
Invesco Bulletshares 2026 Munic	Equities	46138J510	1,605,369	69,829	SH		SOLE		69,829	0	0
Invesco Bulletshares 2027 Munic	Equities	46138J494	4,897	214	SH		DFND		214	0	0
Invesco Bulletshares 2027 Munic	Equities	46138J494	971,233	42,439	SH		SOLE		42,439	0	0
Invesco Bulletshares 2028 Munic	Equities	46138J486	4,889	217	SH		DFND		217	0	0
Invesco Bulletshares 2028 Munic	Equities	46138J486	1,143,232	50,744	SH		SOLE		50,744	0	0
Invesco Bulletshares 2029 Munic	Equities	46138J478	4,867	220	SH		DFND		220	0	0
Invesco Bulletshares 2029 Munic	Equities	46138J478	988,061	44,667	SH		SOLE		44,667	0	0
Invesco BulletShares 2030 Munic	Equities	46138J445	8,941	428	SH		DFND		428	0	0
Invesco BulletShares 2030 Munic	Equities	46138J445	1,299,274	62,196	SH		SOLE		62,196	0	0
Invesco Bulletshares 2031 Munic	Equities	46138J411	539,405	26,958	SH		SOLE		26,958	0	0
Invesco QQQ Trust Series I	Equities	46090E103	498,712	1,392	SH		SOLE		1,392	0	0
iShares Core S&P 500 ETF	Equities	464287200	877,325	2,043	SH		SOLE		2,043	0	0
iShares Core S&P Mid-Cap ETF	Equities	464287507	493,464	1,979	SH		SOLE		1,979	0	0
iShares GNMA Bond ETF	Equities	46429B333	1,432,720	34,292	SH		SOLE		34,292	0	0
iShares iBonds 2023 Corporate E	Equities	46434VAX8	860,338	33,925	SH		SOLE		33,925	0	0
iShares iBonds 2024 Corporate E	Equities	46434VBG4	1,449,673	58,620	SH		SOLE		58,620	0	0
iShares iBonds 2025 Corporate E	Equities	46434VBD1	1,015,985	41,690	SH		SOLE		41,690	0	0
iShares iBonds 2026 Corporate E	Equities	46435GAA0	1,216,687	52,140	SH		SOLE		52,140	0	0
iShares iBonds 2027 Corporate E	Equities	46435UAA9	1,024,269	44,264	SH		SOLE		44,264	0	0
iShares iBonds 2028 Corporate E	Equities	46435U515	1,080,725	44,974	SH		SOLE		44,974	0	0
iShares iBonds 2029 Corporate E	Equities	46436E205	742,717	33,914	SH		SOLE		33,914	0	0
iShares iBonds 2030 Corporate E	Equities	46436E726	821,762	40,322	SH		SOLE		40,322	0	0
iShares iBonds 2031 Corporate E	Equities	46436E486	491,778	25,369	SH		SOLE		25,369	0	0
iShares MBS ETF	Equities	464288588	1,427,726	16,078	SH		SOLE		16,078	0	0
iShares Russell 1000 ETF	Equities	464287622	441,161	1,878	SH		SOLE		1,878	0	0
iShares Russell 1000 Growth ETF	Equities	464287614	732,004	2,752	SH		SOLE		2,752	0	0
iShares Russell 1000 Value ETF	Equities	464287598	247,467	1,630	SH		SOLE		1,630	0	0
iShares Russell 2000 ETF	Equities	464287655	1,075,640	6,086	SH		SOLE		6,086	0	0
iShares Russell Mid-Cap ETF	Equities	464287499	1,176,281	16,986	SH		SOLE		16,986	0	0
iShares S&P Mid-Cap 400 Growth	Equities	464287606	200,827	2,780	SH		SOLE		2,780	0	0
iShares Select Dividend ETF	Equities	464287168	923,013	8,575	SH		SOLE		8,575	0	0
iShares Trust Core US Aggregate	Equities	464287226	246,291	2,619	SH		SOLE		2,619	0	0
iShares US Preferred Stock ETF	Equities	464288687	364,996	12,106	SH		SOLE		12,106	0	0
Johnson & Johnson	Equities	478160104	7,788	50	SH		DFND		50	0	0
Johnson & Johnson	Equities	478160104	9,176,946	58,921	SH		SOLE		58,486	140	295
JP Morgan Chase	Equities	46625H100	89,332	616	SH		DFND		616	0	0
JP Morgan Chase	Equities	46625H100	9,823,655	67,740	SH		SOLE		67,532	48	160
Kimberly-Clark Corp	Equities	494368103	644,010	5,329	SH		SOLE		5,329	0	0
Lockheed Martin Corp	Equities	539830109	252,737	618	SH		SOLE		618	0	0
Lowe's Companies Inc	Equities	548661107	1,697,845	8,169	SH		SOLE		7,969	0	200
Mastercard Inc Class A	Equities	57636Q104	4,070,747	10,282	SH		SOLE		9,870	0	412
McDonald's Corp	Equities	580135101	19,758	75	SH		DFND		75	0	0
McDonald's Corp	Equities	580135101	7,049,391	26,759	SH		SOLE		26,554	70	135
Medtronic Plc Corp	Equities	G5960L103	3,153,755	40,247	SH		SOLE		39,922	120	205
Merck & Co Inc	Equities	58933Y105	8,751	85	SH		DFND		85	0	0
Merck & Co Inc	Equities	58933Y105	1,332,894	12,947	SH		SOLE		12,772	0	175
Meta Platforms Inc	Equities	30303M102	247,373	824	SH		SOLE		824	0	0
Microsoft Corp	Equities	594918104	181,556	575	SH		DFND		575	0	0
Microsoft Corp	Equities	594918104	16,602,767	52,582	SH		SOLE		52,169	146	267
Mondelez International Inc A	Equities	609207105	15,060	217	SH		DFND		217	0	0
Mondelez International Inc A	Equities	609207105	2,037,931	29,365	SH		SOLE		29,228	137	0
Morgan Stanley Corp	Equities	617446448	319,575	3,913	SH		SOLE		3,913	0	0
Nextera Energy Inc	Equities	65339F101	4,870	85	SH		DFND		85	0	0
Nextera Energy Inc	Equities	65339F101	3,160,460	55,166	SH		SOLE		54,791	125	250
Nike Inc Class B	Equities	654106103	3,825	40	SH		DFND		40	0	0
Nike Inc Class B	Equities	654106103	787,431	8,235	SH		SOLE		8,235	0	0
Norfolk Southern Corp	Equities	655844108	15,951	81	SH		DFND		81	0	0
Norfolk Southern Corp	Equities	655844108	5,124,119	26,020	SH		SOLE		25,970	50	0
Novartis Ag ADR	Equities	66987V109	339,805	3,336	SH		SOLE		3,336	0	0
NVIDIA Corp	Equities	67066G104	926,529	2,130	SH		SOLE		2,130	0	0
Opko Health Inc	Equities	68375N103	80,480	50,300	SH		SOLE		50,300	0	0
Oracle Corporation	Equities	68389X105	563,812	5,323	SH		SOLE		5,323	0	0
Otis Worldwide Corp	Equities	68902V107	3,614	45	SH		DFND		45	0	0
Otis Worldwide Corp	Equities	68902V107	269,520	3,356	SH		SOLE		3,356	0	0
Pepsico Inc	Equities	713448108	2,999,132	17,700	SH		SOLE		17,375	0	325
Pfizer Inc	Equities	717081103	22,091	666	SH		DFND		666	0	0
Pfizer Inc	Equities	717081103	4,151,259	125,151	SH		SOLE		124,123	203	825
PNC Financial Services Group	Equities	693475105	456,950	3,722	SH		SOLE		3,722	0	0
PPG Industries Inc	Equities	693506107	551,131	4,246	SH		SOLE		4,246	0	0
Procter & Gamble Co	Equities	742718109	270,716	1,856	SH		DFND		1,856	0	0
Procter & Gamble Co	Equities	742718109	8,726,950	59,831	SH		SOLE		59,366	100	365
Raytheon Technologies Corp	Equities	75513E101	16,337	227	SH		DFND		227	0	0
Raytheon Technologies Corp	Equities	75513E101	592,817	8,237	SH		SOLE		8,237	0	0
Realty Income Corp REIT	Equities	756109104	24,970	500	SH		DFND		500	0	0
Realty Income Corp REIT	Equities	756109104	823,161	16,483	SH		SOLE		16,108	0	375
Shoshone Silver Mining Company	Equities	825356108	1	10,000	SH		SOLE		10,000	0	0
Southern Company	Equities	842587107	5,825	90	SH		DFND		90	0	0
Southern Company	Equities	842587107	1,340,934	20,719	SH		SOLE		20,444	0	275
SPDR Dow Jones Industrial Avera	Equities	78467X109	221,402	661	SH		SOLE		661	0	0
SPDR S&P 500 ETF	Equities	78462F103	102,595	240	SH		DFND		240	0	0
SPDR S&P 500 ETF	Equities	78462F103	2,687,994	6,288	SH		SOLE		6,288	0	0
Starbucks Corp	Equities	855244109	49,468	542	SH		DFND		542	0	0
Starbucks Corp	Equities	855244109	4,766,302	52,222	SH		SOLE		51,962	200	60
T Rowe Price Group Inc.	Equities	74144T108	540,919	5,158	SH		SOLE		4,883	0	275
Target Co	Equities	87612E106	14,153	128	SH		DFND		128	0	0
Target Co	Equities	87612E106	2,669,160	24,140	SH		SOLE		23,965	100	75
Technology Select Sector SPDR -	Equities	81369Y803	201,962	1,232	SH		SOLE		1,232	0	0
TJX Companies Inc	Equities	872540109	374,629	4,215	SH		SOLE		4,215	0	0
Truist Financial Corp	Equities	89832Q109	1,287	45	SH		DFND		45	0	0
Truist Financial Corp	Equities	89832Q109	876,897	30,650	SH		SOLE		30,650	0	0
Unilever Plc ADR	Equities	904767704	20,501	415	SH		DFND		415	0	0
Unilever Plc ADR	Equities	904767704	292,152	5,914	SH		SOLE		5,549	0	365
Union Pacific Corp	Equities	907818108	996,362	4,893	SH		SOLE		4,893	0	0
United Parcel Service Inc Class	Equities	911312106	49,878	320	SH		DFND		320	0	0
United Parcel Service Inc Class	Equities	911312106	4,402,392	28,244	SH		SOLE		27,844	50	350
UnitedHealth Group Inc	Equities	91324P102	677,127	1,343	SH		SOLE		1,343	0	0
Vanguard Developed Markets Inde	Equities	921943858	488,046	11,163	SH		SOLE		11,163	0	0
Vanguard Dividend Appreciation	Equities	921908844	516,328	3,323	SH		SOLE		3,323	0	0
Vanguard Growth Index ETF	Equities	922908736	753,209	2,766	SH		SOLE		2,766	0	0
Vanguard Idx Total Stock Market	Equities	922908769	295,250	1,390	SH		SOLE		1,390	0	0
Vanguard Information Technology	Equities	92204A702	20,745	50	SH		DFND		50	0	0
Vanguard Information Technology	Equities	92204A702	3,533,288	8,516	SH		SOLE		8,251	0	265
Vanguard Large Cap Index ETF	Equities	922908637	492,747	2,518	SH		SOLE		2,518	0	0
Vanguard Mid-Cap Index ETF	Equities	922908629	861,072	4,135	SH		SOLE		4,135	0	0
Vanguard REIT Index ETF	Equities	922908553	565,785	7,478	SH		SOLE		7,478	0	0
Vanguard S&P 500 ETF	Equities	922908363	701,362	1,786	SH		SOLE		1,786	0	0
Vanguard Small-Cap Index ETF	Equities	922908751	551,328	2,916	SH		SOLE		2,916	0	0
Vanguard Value Index ETF	Equities	922908744	434,480	3,150	SH		SOLE		3,150	0	0
Verizon Communications Inc	Equities	92343V104	34,517	1,065	SH		DFND		1,065	0	0
Verizon Communications Inc	Equities	92343V104	306,955	9,471	SH		SOLE		9,471	0	0
Visa Inc Class A	Equities	92826C839	32,201	140	SH		DFND		140	0	0
Visa Inc Class A	Equities	92826C839	5,231,807	22,746	SH		SOLE		22,201	0	545
Walgreens Boots Alliance Inc	Equities	931427108	33,360	1,500	SH		DFND		1,500	0	0
Walgreens Boots Alliance Inc	Equities	931427108	283,338	12,740	SH		SOLE		12,740	0	0
Walmart Stores Inc	Equities	931142103	19,192	120	SH		DFND		120	0	0
Walmart Stores Inc	Equities	931142103	1,107,035	6,922	SH		SOLE		6,922	0	0
Walt Disney Co	Equities	254687106	32,420	400	SH		DFND		400	0	0
Walt Disney Co	Equities	254687106	3,878,972	47,859	SH		SOLE		47,369	230	260
Wisdomtree Global Ex-US Quality	Equities	97717W802	805,307	22,249	SH		SOLE		22,249	0	0
Wisdomtree US Midcap Dividend F	Equities	97717W505	1,490,002	36,377	SH		SOLE		36,377	0	0
Wisdomtree US Smallcap Dividend	Equities	97717W604	1,248,978	44,290	SH		SOLE		44,290	0	0