Farmers National Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	Equities	002824100	130,824	1,200	SH		DFND		1,200	0	0
Abbott Laboratories	Equities	002824100	605,824	5,557	SH		SOLE		5,557	0	0
Abbvie Inc	Equities	00287Y109	134,730	1,000	SH		DFND		1,000	0	0
Abbvie Inc	Equities	00287Y109	710,162	5,271	SH		SOLE		5,271	0	0
Accenture Plc Class A	Equities	G1151C101	11,726	38	SH		DFND		38	0	0
Accenture Plc Class A	Equities	G1151C101	5,732,182	18,576	SH		SOLE		18,406	90	80
Allstate Corp	Equities	020002101	5,343	49	SH		DFND		49	0	0
Allstate Corp	Equities	020002101	3,135,009	28,751	SH		SOLE		28,701	50	0
Alphabet Inc Class A	Equities	02079K305	604,485	5,050	SH		SOLE		5,050	0	0
Alphabet Inc Class C	Equities	02079K107	682,876	5,645	SH		SOLE		5,645	0	0
Amazon.com Inc	Equities	023135106	966,880	7,417	SH		SOLE		7,417	0	0
Amgen Inc	Equities	031162100	20,204	91	SH		DFND		91	0	0
Amgen Inc	Equities	031162100	601,008	2,707	SH		SOLE		2,707	0	0
Apple Inc.	Equities	037833100	133,063	686	SH		DFND		686	0	0
Apple Inc.	Equities	037833100	18,146,087	93,551	SH		SOLE		93,086	330	135
AT&T Inc	Equities	00206R102	42,060	2,637	SH		DFND		2,637	0	0
AT&T Inc	Equities	00206R102	2,201,882	138,049	SH		SOLE		137,474	500	75
Automatic Data Processing	Equities	053015103	272,759	1,241	SH		SOLE		1,241	0	0
Bank of New York Mellon Corp	Equities	064058100	4,452	100	SH		DFND		100	0	0
Bank of New York Mellon Corp	Equities	064058100	459,090	10,312	SH		SOLE		10,312	0	0
Berkshire Hathaway Inc Class B	Equities	084670702	17,391	51	SH		DFND		51	0	0
Berkshire Hathaway Inc Class B	Equities	084670702	1,151,216	3,376	SH		SOLE		3,376	0	0
Blackrock Inc	Equities	09247X101	6,911	10	SH		DFND		10	0	0
Blackrock Inc	Equities	09247X101	4,717,722	6,826	SH		SOLE		6,796	0	30
Bristol-Myers Squibb Co	Equities	110122108	108,715	1,700	SH		DFND		1,700	0	0
Bristol-Myers Squibb Co	Equities	110122108	640,331	10,013	SH		SOLE		10,013	0	0
Broadcom Ltd	Equities	11135F101	3,860,064	4,450	SH		SOLE		4,425	25	0
Carrier Global Corp	Equities	14448C104	4,474	90	SH		DFND		90	0	0
Carrier Global Corp	Equities	14448C104	335,642	6,752	SH		SOLE		6,752	0	0
Caterpillar Inc	Equities	149123101	3,691	15	SH		DFND		15	0	0
Caterpillar Inc	Equities	149123101	885,042	3,597	SH		SOLE		3,597	0	0
Cencora Inc	Equities	03073E105	259,203	1,347	SH		SOLE		1,347	0	0
Chevron Corp	Equities	166764100	35,246	224	SH		DFND		224	0	0
Chevron Corp	Equities	166764100	6,964,311	44,260	SH		SOLE		42,955	110	1,195
Chubb LTD Corp	Equities	H1467J104	8,665	45	SH		DFND		45	0	0
Chubb LTD Corp	Equities	H1467J104	335,440	1,742	SH		SOLE		1,742	0	0
Cisco Systems Inc	Equities	17275R102	25,560	494	SH		DFND		494	0	0
Cisco Systems Inc	Equities	17275R102	3,166,074	61,192	SH		SOLE		60,952	200	40
Clorox Company	Equities	189054109	783,749	4,928	SH		SOLE		4,788	0	140
Coca-Cola Company	Equities	191216100	132,484	2,200	SH		DFND		2,200	0	0
Coca-Cola Company	Equities	191216100	5,016,025	83,295	SH		SOLE		82,965	300	30
Colgate-Palmolive Co	Equities	194162103	542,208	7,038	SH		SOLE		7,038	0	0
Comcast Corp Class A	Equities	20030N101	14,335	345	SH		DFND		345	0	0
Comcast Corp Class A	Equities	20030N101	4,119,018	99,134	SH		SOLE		98,684	450	0
Communication Services SPDR	Equities	81369Y852	685,162	10,528	SH		SOLE		10,528	0	0
Costco Wholesale Corp	Equities	22160K105	225,581	419	SH		SOLE		419	0	0
CSX Corp	Equities	126408103	343,148	10,063	SH		SOLE		10,063	0	0
CVS Health Corp	Equities	126650100	17,836	258	SH		DFND		258	0	0
CVS Health Corp	Equities	126650100	5,176,178	74,876	SH		SOLE		74,020	350	506
Darden Restaurants Inc	Equities	237194105	526,803	3,153	SH		SOLE		3,153	0	0
Deere & Co	Equities	244199105	649,114	1,602	SH		SOLE		1,602	0	0
Dimensional US Marketwide Value	Equities	25434V724	1,743,699	50,542	SH		SOLE		50,542	0	0
Duke Energy Corp	Equities	26441C204	2,961	33	SH		DFND		33	0	0
Duke Energy Corp	Equities	26441C204	2,783,645	31,019	SH		SOLE		30,652	77	290
Ecolab Inc	Equities	278865100	12,882	69	SH		DFND		69	0	0
Ecolab Inc	Equities	278865100	2,364,242	12,664	SH		SOLE		12,614	50	0
Eli Lilly & Co.	Equities	532457108	1,463,687	3,121	SH		SOLE		3,121	0	0
Emerson Electric Co	Equities	291011104	551,921	6,106	SH		SOLE		6,106	0	0
Enbridge Inc	Equities	29250N105	309,534	8,332	SH		SOLE		8,332	0	0
Estee Lauder Companies Inc Clas	Equities	518439104	271,201	1,381	SH		SOLE		1,381	0	0
Exxon Mobil Corp	Equities	30231G102	4,102,956	38,256	SH		SOLE		36,856	0	1,400
Flexshares Glb. Upstream Ntrl.	Equities	33939L407	8,535	213	SH		DFND		213	0	0
Flexshares Glb. Upstream Ntrl.	Equities	33939L407	10,889,423	271,760	SH		SOLE		270,559	947	254
Flexshares Yr. TIPS ETF	Equities	33939L605	6,559	277	SH		DFND		277	0	0
Flexshares Yr. TIPS ETF	Equities	33939L605	6,438,829	271,910	SH		SOLE		271,061	591	258
General Dynamics Corp	Equities	369550108	11,618	54	SH		DFND		54	0	0
General Dynamics Corp	Equities	369550108	2,029,725	9,434	SH		SOLE		9,294	40	100
General Mills Inc	Equities	370334104	515,041	6,715	SH		SOLE		6,715	0	0
Genuine Parts Co	Equities	372460105	311,722	1,842	SH		SOLE		1,842	0	0
Hershey Co Foods	Equities	427866108	280,163	1,122	SH		SOLE		1,122	0	0
Home Depot Inc	Equities	437076102	87,911	283	SH		DFND		283	0	0
Home Depot Inc	Equities	437076102	7,058,051	22,721	SH		SOLE		22,451	75	195
Honeywell International Inc	Equities	438516106	53,535	258	SH		DFND		258	0	0
Honeywell International Inc	Equities	438516106	5,174,428	24,937	SH		SOLE		24,768	84	85
Intel Corporation	Equities	458140100	23,408	700	SH		DFND		700	0	0
Intel Corporation	Equities	458140100	1,554,392	46,483	SH		SOLE		46,333	100	50
International Business Machines	Equities	459200101	8,831	66	SH		DFND		66	0	0
International Business Machines	Equities	459200101	2,879,056	21,516	SH		SOLE		21,436	80	0
Invesco Bulletshares 2023 Munic	Equities	46138J544	9,982	398	SH		DFND		398	0	0
Invesco Bulletshares 2023 Munic	Equities	46138J544	865,110	34,494	SH		SOLE		34,494	0	0
Invesco Bulletshares 2024 Munic	Equities	46138J536	10,032	405	SH		DFND		405	0	0
Invesco Bulletshares 2024 Munic	Equities	46138J536	1,338,125	54,022	SH		SOLE		54,022	0	0
Invesco Bulletshares 2025 Munic	Equities	46138J528	9,691	398	SH		DFND		398	0	0
Invesco Bulletshares 2025 Munic	Equities	46138J528	1,079,776	44,344	SH		SOLE		44,344	0	0
Invesco Bulletshares 2026 Munic	Equities	46138J510	9,545	406	SH		DFND		406	0	0
Invesco Bulletshares 2026 Munic	Equities	46138J510	1,548,768	65,877	SH		SOLE		65,877	0	0
Invesco Bulletshares 2027 Munic	Equities	46138J494	5,050	214	SH		DFND		214	0	0
Invesco Bulletshares 2027 Munic	Equities	46138J494	897,461	38,028	SH		SOLE		38,028	0	0
Invesco Bulletshares 2028 Munic	Equities	46138J486	5,071	217	SH		DFND		217	0	0
Invesco Bulletshares 2028 Munic	Equities	46138J486	1,075,885	46,037	SH		SOLE		46,037	0	0
Invesco Bulletshares 2029 Munic	Equities	46138J478	5,056	220	SH		DFND		220	0	0
Invesco Bulletshares 2029 Munic	Equities	46138J478	933,792	40,635	SH		SOLE		40,635	0	0
Invesco BulletShares 2030 Munic	Equities	46138J445	9,401	428	SH		DFND		428	0	0
Invesco BulletShares 2030 Munic	Equities	46138J445	1,265,986	57,636	SH		SOLE		57,636	0	0
Invesco Bulletshares 2031 Munic	Equities	46138J411	472,908	22,365	SH		SOLE		22,365	0	0
Invesco QQQ Trust Series I	Equities	46090E103	510,538	1,382	SH		SOLE		1,382	0	0
iShares Core S&P 500 ETF	Equities	464287200	904,346	2,029	SH		SOLE		2,029	0	0
iShares Core S&P Mid-Cap ETF	Equities	464287507	517,469	1,979	SH		SOLE		1,979	0	0
iShares GNMA Bond ETF	Equities	46429B333	1,503,361	34,292	SH		SOLE		34,292	0	0
iShares iBonds 2023 Corporate E	Equities	46434VAX8	863,021	34,125	SH		SOLE		34,125	0	0
iShares iBonds 2024 Corporate E	Equities	46434VBG4	1,432,022	58,165	SH		SOLE		58,165	0	0
iShares iBonds 2025 Corporate E	Equities	46434VBD1	970,007	39,787	SH		SOLE		39,787	0	0
iShares iBonds 2026 Corporate E	Equities	46435GAA0	1,179,368	50,250	SH		SOLE		50,250	0	0
iShares iBonds 2027 Corporate E	Equities	46435UAA9	984,422	41,926	SH		SOLE		41,926	0	0
iShares iBonds 2028 Corporate E	Equities	46435U515	1,044,484	42,632	SH		SOLE		42,632	0	0
iShares iBonds 2029 Corporate E	Equities	46436E205	714,449	31,824	SH		SOLE		31,824	0	0
iShares iBonds 2030 Corporate E	Equities	46436E726	822,857	38,814	SH		SOLE		38,814	0	0
iShares iBonds 2031 Corporate E	Equities	46436E486	470,203	23,197	SH		SOLE		23,197	0	0
iShares MBS ETF	Equities	464288588	1,499,515	16,078	SH		SOLE		16,078	0	0
iShares Russell 1000 ETF	Equities	464287622	457,744	1,878	SH		SOLE		1,878	0	0
iShares Russell 1000 Growth ETF	Equities	464287614	767,202	2,788	SH		SOLE		2,788	0	0
iShares Russell 1000 Value ETF	Equities	464287598	275,729	1,747	SH		SOLE		1,747	0	0
iShares Russell 2000 ETF	Equities	464287655	1,158,452	6,186	SH		SOLE		6,186	0	0
iShares Russell Mid-Cap ETF	Equities	464287499	1,260,571	17,261	SH		SOLE		17,261	0	0
iShares S&P Mid-Cap 400 Growth	Equities	464287606	216,000	2,880	SH		SOLE		2,880	0	0
iShares Select Dividend ETF	Equities	464287168	1,046,665	9,238	SH		SOLE		9,238	0	0
iShares Trust Core US Aggregate	Equities	464287226	266,620	2,722	SH		SOLE		2,722	0	0
iShares US Preferred Stock ETF	Equities	464288687	374,439	12,106	SH		SOLE		12,106	0	0
Johnson & Johnson	Equities	478160104	34,759	210	SH		DFND		210	0	0
Johnson & Johnson	Equities	478160104	9,479,496	57,271	SH		SOLE		56,836	140	295
JP Morgan Chase	Equities	46625H100	89,591	616	SH		DFND		616	0	0
JP Morgan Chase	Equities	46625H100	9,365,172	64,392	SH		SOLE		64,127	105	160
Kimberly-Clark Corp	Equities	494368103	735,170	5,325	SH		SOLE		5,325	0	0
Lockheed Martin Corp	Equities	539830109	289,579	629	SH		SOLE		629	0	0
Lowe's Companies Inc	Equities	548661107	1,862,928	8,254	SH		SOLE		8,054	0	200
Mastercard Inc Class A	Equities	57636Q104	4,082,454	10,380	SH		SOLE		9,968	0	412
McDonald's Corp	Equities	580135101	22,381	75	SH		DFND		75	0	0
McDonald's Corp	Equities	580135101	7,705,543	25,822	SH		SOLE		25,617	70	135
Medtronic Plc Corp	Equities	G5960L103	3,130,898	35,538	SH		SOLE		35,213	120	205
Merck & Co Inc	Equities	58933Y105	9,808	85	SH		DFND		85	0	0
Merck & Co Inc	Equities	58933Y105	1,501,916	13,016	SH		SOLE		12,841	0	175
Meta Platforms Inc	Equities	30303M102	241,063	840	SH		SOLE		840	0	0
Microsoft Corp	Equities	594918104	195,811	575	SH		DFND		575	0	0
Microsoft Corp	Equities	594918104	17,876,307	52,494	SH		SOLE		52,042	185	267
Mondelez International Inc A	Equities	609207105	15,828	217	SH		DFND		217	0	0
Mondelez International Inc A	Equities	609207105	2,258,514	30,964	SH		SOLE		30,827	137	0
Morgan Stanley Corp	Equities	617446448	345,443	4,045	SH		SOLE		4,045	0	0
Nextera Energy Inc	Equities	65339F101	6,307	85	SH		DFND		85	0	0
Nextera Energy Inc	Equities	65339F101	3,960,722	53,379	SH		SOLE		53,004	125	250
Nike Inc Class B	Equities	654106103	4,415	40	SH		DFND		40	0	0
Nike Inc Class B	Equities	654106103	899,295	8,148	SH		SOLE		8,148	0	0
Norfolk Southern Corp	Equities	655844108	18,368	81	SH		DFND		81	0	0
Norfolk Southern Corp	Equities	655844108	5,495,302	24,234	SH		SOLE		24,184	50	0
Novartis Ag ADR	Equities	66987V109	415,446	4,117	SH		SOLE		4,117	0	0
NVIDIA Corp	Equities	67066G104	943,335	2,230	SH		SOLE		2,230	0	0
Opko Health Inc	Equities	68375N103	109,151	50,300	SH		SOLE		50,300	0	0
Oracle Corporation	Equities	68389X105	658,568	5,530	SH		SOLE		5,530	0	0
Otis Worldwide Corp	Equities	68902V107	4,005	45	SH		DFND		45	0	0
Otis Worldwide Corp	Equities	68902V107	298,184	3,350	SH		SOLE		3,350	0	0
Pepsico Inc	Equities	713448108	3,375,127	18,222	SH		SOLE		17,897	0	325
Pfizer Inc	Equities	717081103	24,429	666	SH		DFND		666	0	0
Pfizer Inc	Equities	717081103	4,540,214	123,779	SH		SOLE		122,684	270	825
PNC Financial Services Group	Equities	693475105	494,480	3,926	SH		SOLE		3,926	0	0
PPG Industries Inc	Equities	693506107	629,089	4,242	SH		SOLE		4,242	0	0
Procter & Gamble Co	Equities	742718109	281,629	1,856	SH		DFND		1,856	0	0
Procter & Gamble Co	Equities	742718109	8,956,302	59,024	SH		SOLE		58,559	100	365
Raytheon Technologies Corp	Equities	75513E101	17,339	177	SH		DFND		177	0	0
Raytheon Technologies Corp	Equities	75513E101	844,513	8,621	SH		SOLE		8,621	0	0
Realty Income Corp REIT	Equities	756109104	29,895	500	SH		DFND		500	0	0
Realty Income Corp REIT	Equities	756109104	1,019,718	17,055	SH		SOLE		16,680	0	375
Shoshone Silver Mining Company	Equities	825356108	1	10,000	SH		SOLE		10,000	0	0
Southern Company	Equities	842587107	6,323	90	SH		DFND		90	0	0
Southern Company	Equities	842587107	1,476,655	21,020	SH		SOLE		20,745	0	275
SPDR Dow Jones Industrial Avera	Equities	78467X109	230,723	671	SH		SOLE		671	0	0
SPDR S&P 500 ETF	Equities	78462F103	106,387	240	SH		DFND		240	0	0
SPDR S&P 500 ETF	Equities	78462F103	2,469,513	5,571	SH		SOLE		5,571	0	0
Starbucks Corp	Equities	855244109	53,691	542	SH		DFND		542	0	0
Starbucks Corp	Equities	855244109	4,888,809	49,352	SH		SOLE		49,092	200	60
T Rowe Price Group Inc.	Equities	74144T108	588,665	5,255	SH		SOLE		4,980	0	275
Target Co	Equities	87612E106	11,871	90	SH		DFND		90	0	0
Target Co	Equities	87612E106	2,841,126	21,540	SH		SOLE		21,365	100	75
Technology Select Sector SPDR -	Equities	81369Y803	223,932	1,288	SH		SOLE		1,288	0	0
TJX Companies Inc	Equities	872540109	354,592	4,182	SH		SOLE		4,182	0	0
Truist Financial Corp	Equities	89832Q109	1,366	45	SH		DFND		45	0	0
Truist Financial Corp	Equities	89832Q109	962,186	31,703	SH		SOLE		31,703	0	0
Unilever Plc ADR	Equities	904767704	21,634	415	SH		DFND		415	0	0
Unilever Plc ADR	Equities	904767704	367,204	7,044	SH		SOLE		6,679	0	365
Union Pacific Corp	Equities	907818108	996,704	4,871	SH		SOLE		4,871	0	0
United Parcel Service Inc Class	Equities	911312106	57,360	320	SH		DFND		320	0	0
United Parcel Service Inc Class	Equities	911312106	4,766,975	26,594	SH		SOLE		26,194	50	350
UnitedHealth Group Inc	Equities	91324P102	652,228	1,357	SH		SOLE		1,357	0	0
Vanguard Developed Markets Inde	Equities	921943858	552,728	11,969	SH		SOLE		11,969	0	0
Vanguard Dividend Appreciation	Equities	921908844	582,312	3,585	SH		SOLE		3,585	0	0
Vanguard Growth Index ETF	Equities	922908736	800,777	2,830	SH		SOLE		2,830	0	0
Vanguard Idx Total Stock Market	Equities	922908769	326,014	1,480	SH		SOLE		1,480	0	0
Vanguard Information Technology	Equities	92204A702	22,108	50	SH		DFND		50	0	0
Vanguard Information Technology	Equities	92204A702	3,764,992	8,515	SH		SOLE		8,250	0	265
Vanguard Large Cap Index ETF	Equities	922908637	522,612	2,578	SH		SOLE		2,578	0	0
Vanguard Mid-Cap Index ETF	Equities	922908629	923,351	4,194	SH		SOLE		4,194	0	0
Vanguard REIT Index ETF	Equities	922908553	650,097	7,780	SH		SOLE		7,780	0	0
Vanguard S&P 500 ETF	Equities	922908363	746,137	1,832	SH		SOLE		1,832	0	0
Vanguard Small-Cap Index ETF	Equities	922908751	576,383	2,898	SH		SOLE		2,898	0	0
Vanguard Value Index ETF	Equities	922908744	446,762	3,144	SH		SOLE		3,144	0	0
Verizon Communications Inc	Equities	92343V104	39,607	1,065	SH		DFND		1,065	0	0
Verizon Communications Inc	Equities	92343V104	432,185	11,621	SH		SOLE		11,621	0	0
Visa Inc Class A	Equities	92826C839	33,247	140	SH		DFND		140	0	0
Visa Inc Class A	Equities	92826C839	5,054,524	21,284	SH		SOLE		20,739	0	545
Walgreens Boots Alliance Inc	Equities	931427108	42,735	1,500	SH		DFND		1,500	0	0
Walgreens Boots Alliance Inc	Equities	931427108	362,963	12,740	SH		SOLE		12,740	0	0
Walmart Stores Inc	Equities	931142103	18,862	120	SH		DFND		120	0	0
Walmart Stores Inc	Equities	931142103	1,114,878	7,093	SH		SOLE		7,093	0	0
Walt Disney Co	Equities	254687106	32,587	365	SH		DFND		365	0	0
Walt Disney Co	Equities	254687106	3,973,585	44,507	SH		SOLE		44,017	230	260
Wisdomtree Global Ex-US Quality	Equities	97717W802	865,984	23,443	SH		SOLE		23,443	0	0
Wisdomtree US Midcap Dividend F	Equities	97717W505	1,571,030	37,361	SH		SOLE		37,361	0	0
Wisdomtree US Smallcap Dividend	Equities	97717W604	1,268,747	44,069	SH		SOLE		44,069	0	0