The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||||||
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Berkshire Hathaway Inc Del | COM | 084670108 | 1,219 | 3 | SH | SOLE | 0 | 0 | 3 | ||
Abbott Laboratories | COM | 002824100 | 786 | 8,123 | SH | SOLE | 0 | 0 | 8,123 | ||
Abbvie Inc | COM | 00287Y109 | 1,251 | 9,318 | SH | SOLE | 0 | 0 | 9,318 | ||
Accenture Plc Cl A | COM | G1151C101 | 596 | 2,315 | SH | SOLE | 0 | 0 | 2,315 | ||
Amazon Com Inc | COM | 023135106 | 687 | 6,080 | SH | SOLE | 0 | 0 | 6,080 | ||
Apple Computer Inc | COM | 037833100 | 6,390 | 46,240 | SH | SOLE | 0 | 0 | 46,240 | ||
Arrow Financial Corp | COM | 042744102 | 350 | 12,148 | SH | SOLE | 0 | 0 | 12,148 | ||
AVANTIS RESPONSBL INTRL EQTY ETF | COM | 025072299 | 461 | 11,424 | SH | SOLE | 0 | 0 | 11,424 | ||
Avantis Emerging Markets EQ ETF | ETF | 025072604 | 1,098 | 23,901 | SH | SOLE | 0 | 0 | 23,901 | ||
Avantis International Equity ETF | ETF | 025072703 | 9,415 | 206,387 | SH | SOLE | 0 | 0 | 206,387 | ||
Avantis Real Estate ETF | ETF | 025072356 | 361 | 9,247 | SH | SOLE | 0 | 0 | 9,247 | ||
Avantis Responsible US Equity ETF | ETF | 025072281 | 1,020 | 24,010 | SH | SOLE | 0 | 0 | 24,010 | ||
AVANTIS US EQUITY ETF | ETF | 025072885 | 453 | 7,269 | SH | SOLE | 0 | 0 | 7,269 | ||
Avantis US Small Cap Value ETF | ETF | 025072877 | 524 | 7,925 | SH | SOLE | 0 | 0 | 7,925 | ||
Berkshire Hathaway B New | COM | 084670702 | 524 | 1,964 | SH | SOLE | 0 | 0 | 1,964 | ||
BGI i Shares/TIPS | ETF | 464287176 | 1,317 | 12,557 | SH | SOLE | 0 | 0 | 12,557 | ||
Blackstone Group Lp | ETF | 09260D107 | 343 | 4,101 | SH | SOLE | 0 | 0 | 4,101 | ||
Bristol-Myers Squibb Co | COM | 110122108 | 582 | 8,191 | SH | SOLE | 0 | 0 | 8,191 | ||
C S X Corp | COM | 126408103 | 360 | 13,500 | SH | SOLE | 0 | 0 | 13,500 | ||
Coca Cola Company | COM | 191216100 | 925 | 16,513 | SH | SOLE | 0 | 0 | 16,513 | ||
Comcast Corp New Cl A | COM | 20030N101 | 234 | 7,980 | SH | SOLE | 0 | 0 | 7,980 | ||
Consolidated Edison Inc | COM | 209115104 | 324 | 3,783 | SH | SOLE | 0 | 0 | 3,783 | ||
Costco Whsl Corp New | COM | 22160K105 | 245 | 518 | SH | SOLE | 0 | 0 | 518 | ||
Crown Castle Intl Corp | COM | 22822V101 | 318 | 2,200 | SH | SOLE | 0 | 0 | 2,200 | ||
Deere & Co | COM | 244199105 | 273 | 818 | SH | SOLE | 0 | 0 | 818 | ||
DFA Core Emerging Mkt ETF | ETF | 25434V302 | 5,250 | 261,345 | SH | SOLE | 0 | 0 | 261,345 | ||
DFA Int'l Core Equity ETF | ETF | 25434V203 | 6,036 | 279,828 | SH | SOLE | 0 | 0 | 279,828 | ||
DFA Tax Managed Intl | ETF | 25434V807 | 1,415 | 54,917 | SH | SOLE | 0 | 0 | 54,917 | ||
DFA Tax-Managed US Marketwide Value II | ETF | 25434V724 | 7,472 | 252,332 | SH | SOLE | 0 | 0 | 252,332 | ||
DFA U.S. Equity ETF | ETF | 25434V401 | 494 | 12,727 | SH | SOLE | 0 | 0 | 12,727 | ||
DFA U.S. Small Cap (TM) | ETF | 25434V500 | 269 | 5,775 | SH | SOLE | 0 | 0 | 5,775 | ||
DFA U.S. Small Cap Value (TM) | ETF | 25434V609 | 3,327 | 85,373 | SH | SOLE | 0 | 0 | 85,373 | ||
DFA US Core Equity ETF | ETF | 25434V104 | 4,737 | 188,368 | SH | SOLE | 0 | 0 | 188,368 | ||
Dimensional National Munpl Bond ETF | ETF | 25434V849 | 2,419 | 51,853 | SH | SOLE | 0 | 0 | 51,853 | ||
Dimensional US Small Cap Value ETF | ETF | 25434V815 | 333 | 15,271 | SH | SOLE | 0 | 0 | 15,271 | ||
Direxion Daily 20 - Yr Trsy Bear 3X ETF | ETF | 25460G849 | 214 | 1,600 | SH | SOLE | 0 | 0 | 1,600 | ||
DTE Energy Company | COM | 233331107 | 422 | 3,664 | SH | SOLE | 0 | 0 | 3,664 | ||
Duke Energy Corporation | COM | 26441C204 | 317 | 3,403 | SH | SOLE | 0 | 0 | 3,403 | ||
Enbridge Inc | COM | 29250N105 | 415 | 11,193 | SH | SOLE | 0 | 0 | 11,193 | ||
Exxon Mobil Corporation | COM | 30231G102 | 1,325 | 15,176 | SH | SOLE | 0 | 0 | 15,176 | ||
First Merchants Corp | COM | 320817109 | 1,269 | 32,805 | SH | SOLE | 0 | 0 | 32,805 | ||
Google Inc. Class A | COM | 02079K305 | 365 | 3,820 | SH | SOLE | 0 | 0 | 3,820 | ||
Intuit Inc | COM | 461202103 | 269 | 694 | SH | SOLE | 0 | 0 | 694 | ||
Invesco QQQ Trust | ETF | 46090E103 | 903 | 3,377 | SH | SOLE | 0 | 0 | 3,377 | ||
iShares Aggregate Bond Fd | ETF | 464287226 | 2,761 | 28,657 | SH | SOLE | 0 | 0 | 28,657 | ||
iShares C&S Real Estate | ETF | 464287564 | 349 | 6,507 | SH | SOLE | 0 | 0 | 6,507 | ||
Ishares Core Msci | ETF | 46434G103 | 384 | 8,928 | SH | SOLE | 0 | 0 | 8,928 | ||
iShares Core S&P Total US Stock Mkt ETF | ETF | 464287150 | 624 | 7,842 | SH | SOLE | 0 | 0 | 7,842 | ||
Ishares Esg 1 5 Yr Usd | ETF | 46435G243 | 303 | 12,895 | SH | SOLE | 0 | 0 | 12,895 | ||
Ishares Esg U.S. Agg Bond | ETF | 46435U549 | 414 | 8,907 | SH | SOLE | 0 | 0 | 8,907 | ||
iShares Global REIT ETF | ETF | 46434V647 | 2,220 | 104,367 | SH | SOLE | 0 | 0 | 104,367 | ||
iShares Gold | ETF | 464285204 | 232 | 7,373 | SH | SOLE | 0 | 0 | 7,373 | ||
iShares MSCI Emrg Mkt | ETF | 464287234 | 715 | 20,506 | SH | SOLE | 0 | 0 | 20,506 | ||
iShares MSCI/EAFE Index | ETF | 464287465 | 772 | 13,776 | SH | SOLE | 0 | 0 | 13,776 | ||
Ishares Nationl Muni Bond | ETF | 464288414 | 508 | 4,948 | SH | SOLE | 0 | 0 | 4,948 | ||
iShares Russell 1000 | ETF | 464287622 | 775 | 3,927 | SH | SOLE | 0 | 0 | 3,927 | ||
iShares S&P 500 Growth | ETF | 464287309 | 2,173 | 37,555 | SH | SOLE | 0 | 0 | 37,555 | ||
iShares S&P 500 Index | ETF | 464287200 | 2,026 | 5,650 | SH | SOLE | 0 | 0 | 5,650 | ||
iShares S&P 500 Value | ETF | 464287408 | 969 | 7,541 | SH | SOLE | 0 | 0 | 7,541 | ||
iShares Short-Term National Muni Bond | ETF | 464288158 | 5,007 | 48,774 | SH | SOLE | 0 | 0 | 48,774 | ||
iShares Tr Barclays Bond | ETF | 464287457 | 849 | 10,450 | SH | SOLE | 0 | 0 | 10,450 | ||
ISHARES TRUST INTRM TR CRP ETF | ETF | 464288638 | 1,651 | 34,200 | SH | SOLE | 0 | 0 | 34,200 | ||
iShares Ultra Short-Term Bond ETF | ETF | 46434V878 | 8,906 | 178,086 | SH | SOLE | 0 | 0 | 178,086 | ||
Johnson & Johnson | COM | 478160104 | 1,281 | 7,843 | SH | SOLE | 0 | 0 | 7,843 | ||
Lilly Eli & Company | COM | 532457108 | 855 | 2,643 | SH | SOLE | 0 | 0 | 2,643 | ||
Mastercard Inc | COM | 57636Q104 | 395 | 1,390 | SH | SOLE | 0 | 0 | 1,390 | ||
Mc Donalds Corp | COM | 580135101 | 859 | 3,723 | SH | SOLE | 0 | 0 | 3,723 | ||
Merck & Co | COM | 58933Y105 | 240 | 2,782 | SH | SOLE | 0 | 0 | 2,782 | ||
Microsoft Corp | COM | 594918104 | 1,216 | 5,220 | SH | SOLE | 0 | 0 | 5,220 | ||
Mid Cap S P D R TRUST | ETF | 78467Y107 | 4,127 | 10,275 | SH | SOLE | 0 | 0 | 10,275 | ||
Nike Inc Class B | COM | 654106103 | 340 | 4,088 | SH | SOLE | 0 | 0 | 4,088 | ||
Northrop Grumman Corp | COM | 666807102 | 857 | 1,823 | SH | SOLE | 0 | 0 | 1,823 | ||
Novo-Nordisk A-S | COM | 670100205 | 996 | 10,000 | SH | SOLE | 0 | 0 | 10,000 | ||
Pepsico Incorporated | COM | 713448108 | 1,999 | 12,242 | SH | SOLE | 0 | 0 | 12,242 | ||
Pfizer Incorporated | COM | 717081103 | 583 | 13,333 | SH | SOLE | 0 | 0 | 13,333 | ||
Procter & Gamble Co | COM | 742718109 | 629 | 4,980 | SH | SOLE | 0 | 0 | 4,980 | ||
Qualcomm Inc | COM | 747525103 | 304 | 2,687 | SH | SOLE | 0 | 0 | 2,687 | ||
Raytheon Technologies Ord | COM | 75513E101 | 254 | 3,097 | SH | SOLE | 0 | 0 | 3,097 | ||
Russell 1000/ Lrg. Growth | ETF | 464287614 | 2,046 | 9,723 | SH | SOLE | 0 | 0 | 9,723 | ||
Russell 1000/ Lrg. Value | ETF | 464287598 | 3,326 | 24,456 | SH | SOLE | 0 | 0 | 24,456 | ||
Russell 2000/ Small Value | ETF | 464287630 | 492 | 3,816 | SH | SOLE | 0 | 0 | 3,816 | ||
Russell 2000/Small Blend | ETF | 464287655 | 6,396 | 38,781 | SH | SOLE | 0 | 0 | 38,781 | ||
Russell 3000 | ETF | 464287689 | 11,646 | 56,249 | SH | SOLE | 0 | 0 | 56,249 | ||
Sch US Tips Etf | ETF | 808524870 | 948 | 18,309 | SH | SOLE | 0 | 0 | 18,309 | ||
Schw Emg Mkt Eq Etf | ETF | 808524706 | 438 | 19,562 | SH | SOLE | 0 | 0 | 19,562 | ||
Schw Intl Eq Etf | ETF | 808524805 | 524 | 18,624 | SH | SOLE | 0 | 0 | 18,624 | ||
Schw US Brd Mkt Etf | ETF | 808524102 | 3,034 | 72,256 | SH | SOLE | 0 | 0 | 72,256 | ||
Schw US Scap Etf | ETF | 808524607 | 236 | 6,232 | SH | SOLE | 0 | 0 | 6,232 | ||
SCHWAB STRATEGIC TR INTRM TRM TRES ETF | ETF | 808524854 | 505 | 10,271 | SH | SOLE | 0 | 0 | 10,271 | ||
SCHWAB STRATEGIC TR SHT TM US TRES ETF | ETF | 808524862 | 3,468 | 71,860 | SH | SOLE | 0 | 0 | 71,860 | ||
Schwab US Large Cap | ETF | 808524409 | 474 | 8,105 | SH | SOLE | 0 | 0 | 8,105 | ||
Schwab US Large Cap Etf | ETF | 808524201 | 148 | 3,492 | SH | SOLE | 0 | 0 | 3,492 | ||
Sempra Energy | ETF | 816851109 | 413 | 2,755 | SH | SOLE | 0 | 0 | 2,755 | ||
SPDR Dow Jones Industrial Average ETF | ETF | 78467X109 | 247 | 859 | SH | SOLE | 0 | 0 | 859 | ||
SPDR Trust (S&P 500) | ETF | 78462F103 | 14,328 | 40,115 | SH | SOLE | 0 | 0 | 40,115 | ||
Tesla Motors Inc | ETF | 88160R101 | 1,036 | 3,906 | SH | SOLE | 0 | 0 | 3,906 | ||
The Southern Company | COM | 842587107 | 1,673 | 24,603 | SH | SOLE | 0 | 0 | 24,603 | ||
The Trade Desk Inc | COM | 88339J105 | 320 | 5,360 | SH | SOLE | 0 | 0 | 5,360 | ||
Thermo Electron Corp | COM | 883556102 | 407 | 802 | SH | SOLE | 0 | 0 | 802 | ||
TMC THE METALS COMPANY ORD | COM | 87261Y106 | 42 | 40,000 | SH | SOLE | 0 | 0 | 40,000 | ||
Vanguard Div Apprciation | ETF | 921908844 | 211 | 1,561 | SH | SOLE | 0 | 0 | 1,561 | ||
Vanguard Emerging Market | ETF | 922042858 | 559 | 15,324 | SH | SOLE | 0 | 0 | 15,324 | ||
Vanguard ESG Int'l ETF | ETF | 921910725 | 5,039 | 116,005 | SH | SOLE | 0 | 0 | 116,005 | ||
Vanguard ESG U.S. Stock ETF | ETF | 921910733 | 10,029 | 159,422 | SH | SOLE | 0 | 0 | 159,422 | ||
Vanguard Growth | ETF | 922908736 | 6,342 | 29,644 | SH | SOLE | 0 | 0 | 29,644 | ||
Vanguard High Dividend ETF | ETF | 921946406 | 206 | 2,171 | SH | SOLE | 0 | 0 | 2,171 | ||
Vanguard Info Technology | ETF | 92204A702 | 314 | 1,020 | SH | SOLE | 0 | 0 | 1,020 | ||
Vanguard Interm Bond Index ETF | ETF | 921937819 | 24,563 | 334,277 | SH | SOLE | 0 | 0 | 334,277 | ||
Vanguard Intermediate | ETF | 92206C870 | 245 | 3,244 | SH | SOLE | 0 | 0 | 3,244 | ||
Vanguard Large Cap Etf | ETF | 922908637 | 274 | 1,674 | SH | SOLE | 0 | 0 | 1,674 | ||
Vanguard Mid Cap | ETF | 922908629 | 258 | 1,374 | SH | SOLE | 0 | 0 | 1,374 | ||
Vanguard Msci Eafe Etf | ETF | 921943858 | 273 | 7,499 | SH | SOLE | 0 | 0 | 7,499 | ||
Vanguard Reit | ETF | 922908553 | 3,296 | 41,112 | SH | SOLE | 0 | 0 | 41,112 | ||
Vanguard Russell 1000 | ETF | 92206C714 | 1,003 | 16,809 | SH | SOLE | 0 | 0 | 16,809 | ||
Vanguard Russell 1000 Growth ETF | ETF | 92206C680 | 433 | 7,985 | SH | SOLE | 0 | 0 | 7,985 | ||
Vanguard Russell 3000 ETF | ETF | 92206C599 | 3,135 | 19,459 | SH | SOLE | 0 | 0 | 19,459 | ||
Vanguard S&P 500 Etf | ETF | 922908363 | 540 | 1,645 | SH | SOLE | 0 | 0 | 1,645 | ||
Vanguard Short Term Corp Bond | ETF | 92206C409 | 954 | 12,849 | SH | SOLE | 0 | 0 | 12,849 | ||
Vanguard Shrt Inf Prot | ETF | 922020805 | 2,000 | 41,575 | SH | SOLE | 0 | 0 | 41,575 | ||
Vanguard Small Cap Value | ETF | 922908611 | 719 | 5,014 | SH | SOLE | 0 | 0 | 5,014 | ||
Vanguard ST Bond Idx ETF | ETF | 921937827 | 54,470 | 728,012 | SH | SOLE | 0 | 0 | 728,012 | ||
Vanguard Total Bond | ETF | 921937835 | 6,106 | 85,605 | SH | SOLE | 0 | 0 | 85,605 | ||
Vanguard Total Internatl | ETF | 92203J407 | 1,065 | 22,309 | SH | SOLE | 0 | 0 | 22,309 | ||
Vanguard Total Intl Etf | ETF | 921909768 | 804 | 17,570 | SH | SOLE | 0 | 0 | 17,570 | ||
Vanguard Total Stock Mkt | ETF | 922908769 | 72,300 | 402,851 | SH | SOLE | 0 | 0 | 402,851 | ||
Vanguard Value | ETF | 922908744 | 8,288 | 67,119 | SH | SOLE | 0 | 0 | 67,119 | ||
Verizon Communications | COM | 92343V104 | 482 | 12,690 | SH | SOLE | 0 | 0 | 12,690 | ||
Visa Inc Cl A | COM | 92826C839 | 574 | 3,232 | SH | SOLE | 0 | 0 | 3,232 | ||
Weyerhaeuser Co | COM | 962166104 | 259 | 9,057 | SH | SOLE | 0 | 0 | 9,057 | ||
Yum China Holdings I | COM | 98850P109 | 172 | 3,628 | SH | SOLE | 0 | 0 | 3,628 | ||
Yum! Brands Inc | COM | 988498101 | 398 | 3,744 | SH | SOLE | 0 | 0 | 3,744 | ||
Zoetis Inc | COM | 98978V103 | 247 | 1,666 | SH | SOLE | 0 | 0 | 1,666 |