| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| ACADIA Pharmaceuticals Inc | COM | 004225108 | 3,341 | 177,523 | SH | | DFND | 1 | 177,523 | 0 | 0 |
| Activision Blizzard Inc | COM | 00507V109 | 35,202 | 411,290 | SH | | DFND | 1 | 411,290 | 0 | 0 |
| Adobe Inc | COM | 00724F101 | 19,515 | 50,640 | SH | | DFND | 1 | 50,640 | 0 | 0 |
| Albemarle Corp | COM | 012653101 | 2,004 | 9,066 | SH | | DFND | 1 | 9,066 | 0 | 0 |
| Alphabet Inc - CL C | CLS C | 02079K107 | 37,254 | 358,214 | SH | | DFND | 1 | 358,214 | 0 | 0 |
| Altria Group Inc | COM | 02209S103 | 27,785 | 622,713 | SH | | DFND | 1 | 622,713 | 0 | 0 |
| Amazon.Com Inc | COM | 023135106 | 24,210 | 234,386 | SH | | DFND | 1 | 234,386 | 0 | 0 |
| Ameren Corp | COM | 023608102 | 31,194 | 361,081 | SH | | DFND | 1 | 361,081 | 0 | 0 |
| American Water Works Co Inc | COM | 030420103 | 6,873 | 46,918 | SH | | DFND | 1 | 46,918 | 0 | 0 |
| Ansys Inc | COM | 03662Q105 | 1,635 | 4,914 | SH | | DFND | 1 | 4,914 | 0 | 0 |
| AT&T Inc | COM | 00206R102 | 23,865 | 1,239,759 | SH | | DFND | 1 | 1,239,759 | 0 | 0 |
| Bank of America Corp | COM | 060505104 | 27,456 | 959,988 | SH | | DFND | 1 | 959,988 | 0 | 0 |
| BHP Billiton Ltd Sponsored ADR | Sponsored ADS | 088606108 | 4,073 | 64,232 | SH | | DFND | 1 | 64,232 | 0 | 0 |
| Bristol-Myers Squibb Co | COM | 110122108 | 36,836 | 531,461 | SH | | DFND | 1 | 531,461 | 0 | 0 |
| Burlington Stores Inc | COM | 122017106 | 1,185 | 5,861 | SH | | DFND | 1 | 5,861 | 0 | 0 |
| CDW Corp/DE | COM | 12514G108 | 1,232 | 6,321 | SH | | DFND | 1 | 6,321 | 0 | 0 |
| Chevron Corp | COM | 166764100 | 17,787 | 109,017 | SH | | DFND | 1 | 109,017 | 0 | 0 |
| Church & Dwight Co Inc | COM | 171340102 | 1,303 | 14,734 | SH | | DFND | 1 | 14,734 | 0 | 0 |
| Cintas Corp | COM | 172908105 | 6,830 | 14,761 | SH | | DFND | 1 | 14,761 | 0 | 0 |
| Comcast Corp - A | CLS A | 20030N101 | 26,101 | 688,502 | SH | | DFND | 1 | 688,502 | 0 | 0 |
| Constellation Brands Inc - A | CLS A | 21036P108 | 6,837 | 30,265 | SH | | DFND | 1 | 30,265 | 0 | 0 |
| Costco Wholesale Corp Common | COM | 22160K105 | 6,799 | 13,684 | SH | | DFND | 1 | 13,684 | 0 | 0 |
| CROCS Inc | COM | 227046109 | 14,660 | 115,947 | SH | | DFND | 1 | 115,947 | 0 | 0 |
| Crown Castle International | COM | 22822V101 | 140 | 1,047 | SH | | DFND | 1 | 1,047 | 0 | 0 |
| CubeSmart | COM | 229663109 | 1,199 | 25,944 | SH | | DFND | 1 | 25,944 | 0 | 0 |
| Dun & Bradstreet Holdings | COM | 26484T106 | 8,062 | 686,749 | SH | | DFND | 1 | 686,749 | 0 | 0 |
| Elevance Health Inc | COM | 036752103 | 38,479 | 83,685 | SH | | DFND | 1 | 83,685 | 0 | 0 |
| EOG Resources Inc | COM | 26875P101 | 35,588 | 310,460 | SH | | DFND | 1 | 310,460 | 0 | 0 |
| EVI Industries Inc | COM | 26929N102 | 4,914 | 248,160 | SH | | DFND | 1 | 248,160 | 0 | 0 |
| Exact Sciences | COM | 30063P105 | 10,751 | 158,550 | SH | | DFND | 1 | 158,550 | 0 | 0 |
| Fidelity Growth Opportunities ETF | Fidelity Growth | 316092337 | 472 | 32,100 | SH | | DFND | 1 | 32,100 | 0 | 0 |
| Fidelity National Information Services | COM | 31620M106 | 14,432 | 265,640 | SH | | DFND | 1 | 265,640 | 0 | 0 |
| First Trust International Equity | INTL EQUITY OPP | 33734X853 | 449 | 11,000 | SH | | DFND | 1 | 11,000 | 0 | 0 |
| Fiserv Inc | COM | 337738108 | 31,003 | 274,286 | SH | | DFND | 1 | 274,286 | 0 | 0 |
| Gentex Corp | COM | 371901109 | 13,316 | 475,074 | SH | | DFND | 1 | 475,074 | 0 | 0 |
| Hess Corp | COM | 42809H107 | 35,052 | 264,860 | SH | | DFND | 1 | 264,860 | 0 | 0 |
| Home Depot Inc | COM | 437076102 | 257 | 872 | SH | | DFND | 1 | 872 | 0 | 0 |
| Huntington Bancshares Inc/OH | COM | 446150104 | 3,046 | 271,955 | SH | | DFND | 1 | 271,955 | 0 | 0 |
| Intercontinental Exchange | COM | 45866F104 | 12,697 | 121,749 | SH | | DFND | 1 | 121,749 | 0 | 0 |
| Invesco Russell 1000 Equal Weight ETF | RUSEL 1000 EQL | 46138E420 | 941 | 22,900 | SH | | DFND | 1 | 22,900 | 0 | 0 |
| Iridium Communications Inc | COM | 46269C102 | 1,783 | 28,796 | SH | | DFND | 1 | 28,796 | 0 | 0 |
| iShares 20 Plus Year Treasury bond | 20 YR TR BD ETF | 464287432 | 61 | 577 | SH | | DFND | 1 | 577 | 0 | 0 |
| iShares Core MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 | 14,467 | 216,411 | SH | | DFND | 1 | 216,411 | 0 | 0 |
| iShares MSCI INTL Momentum Factor ETF | MSCI INTL MOMENT | 46434V449 | 467 | 14,460 | SH | | DFND | 1 | 14,460 | 0 | 0 |
| iShares MSCI USA Min Vol Factor ETF | MSCI USA MIN | 46429B697 | 3,601 | 49,508 | SH | | DFND | 1 | 49,508 | 0 | 0 |
| iShares MSCI USA Momentum Factor ETF | MSCI USA MMENTM | 46432F396 | 584 | 4,200 | SH | | DFND | 1 | 4,200 | 0 | 0 |
| iShares MSCI USA Quality Factor ETF | MSCI USA QLT FCT | 46432F339 | 6,408 | 51,647 | SH | | DFND | 1 | 51,647 | 0 | 0 |
| iShares Russell Top 200 Growth ETF | RUS TP200 GR ETF | 464289438 | 597 | 4,300 | SH | | DFND | 1 | 4,300 | 0 | 0 |
| Jack Henry & Associates Inc | COM | 426281101 | 1,515 | 10,054 | SH | | DFND | 1 | 10,054 | 0 | 0 |
| Johnson & Johnson | COM | 478160104 | 42,426 | 273,713 | SH | | DFND | 1 | 273,713 | 0 | 0 |
| Lam Research Corp | COM | 512807108 | 15,827 | 29,856 | SH | | DFND | 1 | 29,856 | 0 | 0 |
| Lazard Ltd - A | SHS A | G54050102 | 625 | 18,876 | SH | | DFND | 1 | 18,876 | 0 | 0 |
| Mastercard Inc | CLS A | 57636Q104 | 45,263 | 124,551 | SH | | DFND | 1 | 124,551 | 0 | 0 |
| Maxar Technologies Ltd | COM | 57778K105 | 26,229 | 513,699 | SH | | DFND | 1 | 513,699 | 0 | 0 |
| Merck & Co Inc | COM | 58933Y105 | 52,470 | 493,186 | SH | | DFND | 1 | 493,186 | 0 | 0 |
| Microsoft Corp | COM | 594918104 | 75,320 | 261,255 | SH | | DFND | 1 | 261,255 | 0 | 0 |
| Morningstar Inc | COM | 617700109 | 1,326 | 6,530 | SH | | DFND | 1 | 6,530 | 0 | 0 |
| Motorola Solutions Inc | COM | 620076307 | 15,788 | 55,176 | SH | | DFND | 1 | 55,176 | 0 | 0 |
| MSCI Inc | COM | 55354G100 | 7,355 | 13,142 | SH | | DFND | 1 | 13,142 | 0 | 0 |
| Newmont Corp | COM | 651639106 | 17,793 | 362,982 | SH | | DFND | 1 | 362,982 | 0 | 0 |
| Northrop Grumman Corp | COM | 666807102 | 31,097 | 67,350 | SH | | DFND | 1 | 67,350 | 0 | 0 |
| Omeros Corp | COM | 682143102 | 40 | 8,704 | SH | | DFND | 1 | 8,704 | 0 | 0 |
| Peabody Energy Corp | COM | 704551100 | 18,182 | 710,221 | SH | | DFND | 1 | 710,221 | 0 | 0 |
| PepsiCo Inc/NC | COM | 713448108 | 27,509 | 150,897 | SH | | DFND | 1 | 150,897 | 0 | 0 |
| Philip Morris International Inc | COM | 718172109 | 13,007 | 133,748 | SH | | DFND | 1 | 133,748 | 0 | 0 |
| Planet Fitness | CLS A | 72703H101 | 1,354 | 17,436 | SH | | DFND | 1 | 17,436 | 0 | 0 |
| PNC Financial Services Group Inc | COM | 693475105 | 32,631 | 256,736 | SH | | DFND | 1 | 256,736 | 0 | 0 |
| Raymond James Financial Inc | COM | 754730109 | 1,356 | 14,536 | SH | | DFND | 1 | 14,536 | 0 | 0 |
| Raytheon Technologies | COM | 75513E101 | 47,635 | 486,423 | SH | | DFND | 1 | 486,423 | 0 | 0 |
| Roper Technologies | COM | 776696106 | 14,158 | 32,128 | SH | | DFND | 1 | 32,128 | 0 | 0 |
| Ross Stores Inc | COM | 778296103 | 32,030 | 301,802 | SH | | DFND | 1 | 301,802 | 0 | 0 |
| SiteOne Landscape Supply | COM | 82982L103 | 5,836 | 42,640 | SH | | DFND | 1 | 42,640 | 0 | 0 |
| SPDR Portfolio S&P 500 Growth ETF | PRTFLO S&P500 GW | 78464A409 | 1,278 | 23,088 | SH | | DFND | 1 | 23,088 | 0 | 0 |
| T Rowe Price Blue Chip Growth ETF | PRICE BLUE CHIP | 87283Q107 | 444 | 18,520 | SH | | DFND | 1 | 18,520 | 0 | 0 |
| T Rowe Price Dividend Growth ETF | Price Div Grwt | 87283Q404 | 3,638 | 113,848 | SH | | DFND | 1 | 113,848 | 0 | 0 |
| Texas Instruments Inc | COM | 882508104 | 25,585 | 137,547 | SH | | DFND | 1 | 137,547 | 0 | 0 |
| TJX Companies Inc | COM | 872540109 | 37,202 | 474,755 | SH | | DFND | 1 | 474,755 | 0 | 0 |
| Truist Financial Corp | COM | 89832Q109 | 6,726 | 197,243 | SH | | DFND | 1 | 197,243 | 0 | 0 |
| Trulieve Cannabis Crop | COM | 89788C104 | 157 | 26,403 | SH | | DFND | 1 | 26,403 | 0 | 0 |
| Twilio Inc | CLS A | 90138F102 | 990 | 14,863 | SH | | DFND | 1 | 14,863 | 0 | 0 |
| Tyler Technologies Inc | COM | 902252105 | 20,166 | 56,863 | SH | | DFND | 1 | 56,863 | 0 | 0 |
| United Rentals Inc | COM | 911363109 | 84 | 212 | SH | | DFND | 1 | 212 | 0 | 0 |
| UnitedHealth Group Inc | COM | 91324P102 | 7,494 | 15,858 | SH | | DFND | 1 | 15,858 | 0 | 0 |
| Upwork Inc | COM | 91688F104 | 103 | 9,092 | SH | | DFND | 1 | 9,092 | 0 | 0 |
| Valero Energy Corp | COM | 91913Y100 | 61,268 | 438,885 | SH | | DFND | 1 | 438,885 | 0 | 0 |
| Vanguard International Dividend Apprec | INTL DVD ETF | 921946810 | 1,636 | 22,201 | SH | | DFND | 1 | 22,201 | 0 | 0 |
| Vanguard Russell 1000 Growth ETF | VNG RUS1000GRW | 92206C680 | 2,219 | 35,277 | SH | | DFND | 1 | 35,277 | 0 | 0 |
| Vanguard Russell 1000 Value | VNG RUS1000VAL | 92206C714 | 5,525 | 82,691 | SH | | DFND | 1 | 82,691 | 0 | 0 |
| Vanguard S&P 500 ETF | S&P 500 ETF SHS | 922908363 | 18,918 | 50,305 | SH | | DFND | 1 | 50,305 | 0 | 0 |
| Verizon Communications Inc | COM | 92343V104 | 14,398 | 370,235 | SH | | DFND | 1 | 370,235 | 0 | 0 |
| Visa Inc - A | COM | 92826C839 | 49,856 | 221,128 | SH | | DFND | 1 | 221,128 | 0 | 0 |
| Vontier Corp | COM | 928881101 | 12,929 | 472,891 | SH | | DFND | 1 | 472,891 | 0 | 0 |
| WEC Energy Group | COM | 92939U106 | 6,493 | 68,501 | SH | | DFND | 1 | 68,501 | 0 | 0 |
