| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| Alphabet Inc - CL C | COM | 02079K107 | 44,865,437 | 268,350 | SH | | DFND | 1 | 268,350 | 0 | 0 |
| Altria Group Inc | CLS C | 02209S103 | 22,216,640 | 435,279 | SH | | DFND | 1 | 435,279 | 0 | 0 |
| Amazon.Com Inc | COM | 023135106 | 57,543,549 | 308,826 | SH | | DFND | 1 | 308,826 | 0 | 0 |
| Ameren Corp | COM | 023608102 | 17,010,008 | 194,489 | SH | | DFND | 1 | 194,489 | 0 | 0 |
| AMETEK Inc | COM | 031100100 | 22,809,441 | 132,837 | SH | | DFND | 1 | 132,837 | 0 | 0 |
| Ansys Inc | COM | 03662Q105 | 1,618,959 | 5,081 | SH | | DFND | 1 | 5,081 | 0 | 0 |
| Apple Inc | COM | 037833100 | 24,505,309 | 105,173 | SH | | DFND | 1 | 105,173 | 0 | 0 |
| ARCTURUS THERAPEUTICS HLDGS | COM | 03969T109 | 3,497,561 | 150,692 | SH | | DFND | 1 | 150,692 | 0 | 0 |
| AT&T Inc | COM | 00206R102 | 19,746,518 | 897,569 | SH | | DFND | 1 | 897,569 | 0 | 0 |
| Automatic Data Processing Inc | COM | 053015103 | 6,421,520 | 23,205 | SH | | DFND | 1 | 23,205 | 0 | 0 |
| AutoZone Inc | COM | 053332102 | 14,515,384 | 4,608 | SH | | DFND | 1 | 4,608 | 0 | 0 |
| Bank of America Corp | COM | 060505104 | 26,863,638 | 677,007 | SH | | DFND | 1 | 677,007 | 0 | 0 |
| Bently Systems Inc | CLS B | 08265T208 | 12,807,423 | 252,065 | SH | | DFND | 1 | 252,065 | 0 | 0 |
| Burlington Stores Inc | COM | 122017106 | 1,596,952 | 6,061 | SH | | DFND | 1 | 6,061 | 0 | 0 |
| CDW Corp/DE | COM | 12514G108 | 1,478,871 | 6,535 | SH | | DFND | 1 | 6,535 | 0 | 0 |
| Chevron Corp | COM | 166764100 | 26,212,587 | 177,990 | SH | | DFND | 1 | 177,990 | 0 | 0 |
| CHORD ENERGY CORPORATION COM NEW | COM | 674215207 | 665,215 | 5,108 | SH | | DFND | 1 | 5,108 | 0 | 0 |
| Church & Dwight Co Inc | COM | 171340102 | 1,109,823 | 10,598 | SH | | DFND | 1 | 10,598 | 0 | 0 |
| Cintas Corp | COM | 172908105 | 11,134,196 | 54,081 | SH | | DFND | 1 | 54,081 | 0 | 0 |
| CME Group Inc/IL | COM | 12572Q105 | 17,666,563 | 80,066 | SH | | DFND | 1 | 80,066 | 0 | 0 |
| Comcast Corp - A | CLS A | 20030N101 | 25,640,180 | 613,842 | SH | | DFND | 1 | 613,842 | 0 | 0 |
| Constellation Brands Inc - A | CLS A | 21036P108 | 19,881,814 | 77,154 | SH | | DFND | 1 | 77,154 | 0 | 0 |
| Costco Wholesale Corp Common | COM | 22160K105 | 21,549,528 | 24,308 | SH | | DFND | 1 | 24,308 | 0 | 0 |
| CubeSmart | COM | 229663109 | 1,443,667 | 26,819 | SH | | DFND | 1 | 26,819 | 0 | 0 |
| Danaher Corp | COM | 235851102 | 17,456,598 | 62,789 | SH | | DFND | 1 | 62,789 | 0 | 0 |
| DEXCOM INC | COM | 252131107 | 5,612,991 | 83,726 | SH | | DFND | 1 | 83,726 | 0 | 0 |
| Elevance Health Inc | COM | 036752103 | 50,293,360 | 96,718 | SH | | DFND | 1 | 96,718 | 0 | 0 |
| EOG Resources Inc | COM | 26875P101 | 29,067,659 | 236,457 | SH | | DFND | 1 | 236,457 | 0 | 0 |
| EVI Industries Inc | COM | 26929N102 | 4,504,431 | 233,028 | SH | | DFND | 1 | 233,028 | 0 | 0 |
| Exact Sciences | COM | 30063P105 | 16,941,308 | 248,698 | SH | | DFND | 1 | 248,698 | 0 | 0 |
| Fidelity Fundamental LargeCapGrowth ETF | Fidelity Growth | 316092337 | 1,963,900 | 82,000 | SH | | DFND | 1 | 82,000 | 0 | 0 |
| Fidelity National Information Services | COM | 31620M106 | 19,821,699 | 236,677 | SH | | DFND | 1 | 236,677 | 0 | 0 |
| Fiserv Inc | COM | 337738108 | 34,049,424 | 189,532 | SH | | DFND | 1 | 189,532 | 0 | 0 |
| FRANKLIN TEMPLETON ETF TR FRANKLIN FOCU | FRANKLIN FOCUSED | 35473P421 | 387,876 | 10,400 | SH | | DFND | 1 | 10,400 | 0 | 0 |
| Gentex Corp | COM | 371901109 | 11,225,848 | 378,102 | SH | | DFND | 1 | 378,102 | 0 | 0 |
| HubSpot Inc | COM | 443573100 | 6,166,560 | 11,600 | SH | | DFND | 1 | 11,600 | 0 | 0 |
| Intercontinental Exchange | COM | 45866F104 | 2,055,710 | 12,797 | SH | | DFND | 1 | 12,797 | 0 | 0 |
| Invesco Nasdaq 100 ETF | NASDAQ 100 ETF | 46138G649 | 14,200,095 | 70,700 | SH | | DFND | 1 | 70,700 | 0 | 0 |
| iShares Core MSCI EAFE ETF | Core MSCI EAFE | 46432F842 | 27,053,535 | 346,618 | SH | | DFND | 1 | 346,618 | 0 | 0 |
| iShares Europe ETF | EUROPE ETF | 464287861 | 170,090 | 2,919 | SH | | DFND | 1 | 2,919 | 0 | 0 |
| ishares MSCI EAFE Growth ETF | EAFE GRWTH ETF | 464288885 | 3,900,805 | 36,236 | SH | | DFND | 1 | 36,236 | 0 | 0 |
| iShares MSCI INTL Momentum Factor ETF | MSCI INTL MOMENT | 46434V449 | 880,284 | 21,800 | SH | | DFND | 1 | 21,800 | 0 | 0 |
| iShares MSCI USA Min Vol Factor ETF | MSCI USA MIN VOL | 46429B697 | 3,207,081 | 35,123 | SH | | DFND | 1 | 35,123 | 0 | 0 |
| iShares MSCI USA Momentum Factor ETF | MSCI USA MMENTM | 46432F396 | 1,905,944 | 9,400 | SH | | DFND | 1 | 9,400 | 0 | 0 |
| iShares MSCI USA Quality Factor ETF | MSCI USA QLT FCT | 46432F339 | 6,248,067 | 34,847 | SH | | DFND | 1 | 34,847 | 0 | 0 |
| iShares MSCI World ETF | MSCI WORLD ETF | 464286392 | 16,742,297 | 106,700 | SH | | DFND | 1 | 106,700 | 0 | 0 |
| iShares Russell Top 200 Growth ETF | RUS TP200 GR ETF | 464289438 | 1,760,400 | 8,000 | SH | | DFND | 1 | 8,000 | 0 | 0 |
| Jack Henry & Associates Inc | COM | 426281101 | 1,834,427 | 10,391 | SH | | DFND | 1 | 10,391 | 0 | 0 |
| Johnson & Johnson | COM | 478160104 | 33,850,769 | 208,878 | SH | | DFND | 1 | 208,878 | 0 | 0 |
| Lam Research Corp | COM | 512807306 | 22,660,093 | 27,767 | SH | | DFND | 1 | 27,767 | 0 | 0 |
| LEGEND BIOTECH CORP SPONSORED ADS | sponsored ads | 52490G102 | 4,809,066 | 98,688 | SH | | DFND | 1 | 98,688 | 0 | 0 |
| Mastercard Inc | CLS A | 57636Q104 | 33,784,315 | 68,417 | SH | | DFND | 1 | 68,417 | 0 | 0 |
| Merck & Co Inc | COM | 58933Y105 | 36,099,702 | 317,891 | SH | | DFND | 1 | 317,891 | 0 | 0 |
| Micron Technology Inc | COM | 595112103 | 11,516,892 | 111,049 | SH | | DFND | 1 | 111,049 | 0 | 0 |
| Microsoft Corp | COM | 594918104 | 116,043,734 | 269,681 | SH | | DFND | 1 | 269,681 | 0 | 0 |
| MongoDB Inc | CLS A | 60937P106 | 7,098,850 | 26,258 | SH | | DFND | 1 | 26,258 | 0 | 0 |
| Morningstar Inc | COM | 617700109 | 2,154,060 | 6,750 | SH | | DFND | 1 | 6,750 | 0 | 0 |
| Motorola Solutions Inc | COM | 620076307 | 25,338,449 | 56,354 | SH | | DFND | 1 | 56,354 | 0 | 0 |
| MSCI Inc | COM | 55354G100 | 5,098,306 | 8,746 | SH | | DFND | 1 | 8,746 | 0 | 0 |
| Newmont Corp | COM | 651639106 | 46,434,634 | 868,749 | SH | | DFND | 1 | 868,749 | 0 | 0 |
| Northrop Grumman Corp | COM | 666807102 | 35,750,867 | 67,701 | SH | | DFND | 1 | 67,701 | 0 | 0 |
| Peabody Energy Corp | COM | 704551100 | 14,497,555 | 546,253 | SH | | DFND | 1 | 546,253 | 0 | 0 |
| PepsiCo Inc/NC | COM | 713448108 | 18,461,648 | 108,566 | SH | | DFND | 1 | 108,566 | 0 | 0 |
| Philip Morris International Inc | COM | 718172109 | 10,274,568 | 84,634 | SH | | DFND | 1 | 84,634 | 0 | 0 |
| PNC Financial Services Group Inc | COM | 693475105 | 45,231,871 | 244,695 | SH | | DFND | 1 | 244,695 | 0 | 0 |
| Progressive Corp | COM | 743315103 | 8,777,305 | 34,589 | SH | | DFND | 1 | 34,589 | 0 | 0 |
| PUTNAM ETF TRUST FOCUSED LAR CAP | Focused Lar Cap | 746729300 | 6,418,054 | 169,700 | SH | | DFND | 1 | 169,700 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 | 4,657,159 | 27,387 | SH | | DFND | 1 | 27,387 | 0 | 0 |
| Raymond James Financial Inc | COM | 754730109 | 1,840,206 | 15,027 | SH | | DFND | 1 | 15,027 | 0 | 0 |
| Regal Rexnord Corp | COM | 758750103 | 15,673,172 | 94,485 | SH | | DFND | 1 | 94,485 | 0 | 0 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 | 5,030,183 | 4,785 | SH | | DFND | 1 | 4,785 | 0 | 0 |
| Roper Technologies | COM | 776696106 | 15,839,065 | 28,465 | SH | | DFND | 1 | 28,465 | 0 | 0 |
| Ross Stores Inc | COM | 778296103 | 41,685,250 | 276,960 | SH | | DFND | 1 | 276,960 | 0 | 0 |
| SiteOne Landscape Supply | COM | 82982L103 | 6,724,851 | 44,562 | SH | | DFND | 1 | 44,562 | 0 | 0 |
| SPDR Portfolio S&P 500 Growth ETF | PRTFLO S&P500 GW | 78464A409 | 2,561,851 | 30,888 | SH | | DFND | 1 | 30,888 | 0 | 0 |
| T Rowe Price Blue Chip Growth ETF | PRICE BLUE CHIP | 87283Q107 | 1,178,695 | 29,720 | SH | | DFND | 1 | 29,720 | 0 | 0 |
| T Rowe Price Dividend Growth ETF | PRICE DIV GRWT | 87283Q404 | 4,233,134 | 103,348 | SH | | DFND | 1 | 103,348 | 0 | 0 |
| Texas Instruments Inc | COM | 882508104 | 13,419,613 | 64,964 | SH | | DFND | 1 | 64,964 | 0 | 0 |
| Tidewater Inc | COM | 88642R109 | 21,097,932 | 293,884 | SH | | DFND | 1 | 293,884 | 0 | 0 |
| TJX Companies Inc | COM | 872540109 | 38,105,410 | 324,191 | SH | | DFND | 1 | 324,191 | 0 | 0 |
| Tyler Technologies Inc | COM | 902252105 | 34,842,247 | 59,690 | SH | | DFND | 1 | 59,690 | 0 | 0 |
| UnitedHealth Group Inc | COM | 91324P102 | 8,492,477 | 14,525 | SH | | DFND | 1 | 14,525 | 0 | 0 |
| Valero Energy Corp | COM | 91913Y100 | 10,207,863 | 75,597 | SH | | DFND | 1 | 75,597 | 0 | 0 |
| Vanguard International Dividend Apprec | INTL DVD ETF | 921946810 | 591,476 | 6,700 | SH | | DFND | 1 | 6,700 | 0 | 0 |
| Vanguard Russell 1000 Growth ETF | VNG RUS1000GRW | 92206C680 | 3,366,135 | 34,875 | SH | | DFND | 1 | 34,875 | 0 | 0 |
| Vanguard Russell 1000 Value | VNG RUS1000VAL | 92206C714 | 1,007,543 | 12,091 | SH | | DFND | 1 | 12,091 | 0 | 0 |
| Vanguard S&P 500 ETF | S&P 500 ETF SHS | 922908363 | 73,952,423 | 140,149 | SH | | DFND | 1 | 140,149 | 0 | 0 |
| VANGUARD TOTAL WORLD STOCK ETF | TT WRLD ST ETF | 922042742 | 259,390 | 2,167 | SH | | DFND | 1 | 2,167 | 0 | 0 |
| Veralto Corp | COM | 92338C103 | 3,179,285 | 28,422 | SH | | DFND | 1 | 28,422 | 0 | 0 |
| Verizon Communications Inc | COM | 92343V104 | 14,877,964 | 331,284 | SH | | DFND | 1 | 331,284 | 0 | 0 |
| Visa Inc - A | CLS A | 92826C839 | 50,010,106 | 181,888 | SH | | DFND | 1 | 181,888 | 0 | 0 |
| VISTRA CORP | COM | 92840M102 | 23,028,292 | 194,266 | SH | | DFND | 1 | 194,266 | 0 | 0 |
| Vontier Corp | COM | 928881101 | 13,847,874 | 410,429 | SH | | DFND | 1 | 410,429 | 0 | 0 |
| WEC Energy Group | COM | 92939U106 | 22,384,356 | 232,734 | SH | | DFND | 1 | 232,734 | 0 | 0 |
| WILLSCOT HLDNG CORP COM CL A | CLS A | 971378104 | 20,595,438 | 547,751 | SH | | DFND | 1 | 547,751 | 0 | 0 |
| Zoetis Inc | COM | 98978V103 | 22,830,544 | 116,852 | SH | | DFND | 1 | 116,852 | 0 | 0 |
