New Bancorp (NWBB) 10-Q 24 Sep 15 2015 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Aug. 12, 2015
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2
Entity Registrant Name	New Bancorp, Inc.
Entity Central Index Key	1,644,482
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		0

Condensed Balance Sheets (Unaud

Condensed Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 5,158	$ 5,165
Interest-earning demand deposits	3,367	2,816
Cash and cash equivalents	8,525	7,981
Interest-earning time deposits in banks	992	992
Loans held for sale	662	581
Loans, net of allowance for loan losses of $1,155 and $1,147 at June 30, 2015 and December 31, 2014, respectively	72,009	72,365
Premises and equipment	2,086	2,162
Federal Home Loan Bank stock	468	678
Foreclosed real estate held for sale, net	579	248
Accrued interest receivable	188	187
Bank owned life insurance	5,163	5,081
Mortgage servicing rights	310	269
Prepaid expenses and other assets	471	162
Total assets	91,453	90,706
Deposits
Demand	20,625	20,161
Savings and money market accounts	19,846	21,070
Time	32,838	26,637
Total deposits	73,309	67,868
Federal funds purchased		2,500
Borrowings	6,927	6,927
Accrued nonqualified benefit plans	166	2,830
Other liabilities	941	572
Total liabilities	$ 81,343	$ 80,697
Commitments and Contigencies
Equity
Retained earnings	$ 10,110	$ 10,009
Total liabilities and equity	$ 91,453	$ 90,706

Condensed Balance Sheets (Paren

Condensed Balance Sheets (Parenthetical) (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Statement Of Financial Position [Abstract]
Allowance for loan losses	$ 1,155	$ 1,147	$ 1,147	$ 1,047	$ 1,273	$ 1,273

Condensed Statements of Operati

Condensed Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest Income
Loans	$ 782	$ 692	$ 1,582	$ 1,388
Investment securities		3		5
Interest-bearing deposits	9	12	21	29
Total interest income	791	707	1,603	1,422
Interest Expense
Deposits	155	140	287	286
Borrowings	34	7	69	14
Total interest expense	189	147	356	300
Net Interest Income	602	560	1,247	1,122
Provision (Credit) for Loan Losses		(200)		(200)
Net Interest Income After Provision (Credit) for Loan Losses	602	760	1,247	1,322
Noninterest Income
Service charges and fees	88	77	155	144
Gain on sale of loans	144	6	245	22
Loss on sale of foreclosed real estate, net				(14)
Income from bank owned life insurance	41	40	82	80
Loan servicing fees, net	24	10	38	29
Other operating	7	3	30	19
Total noninterest income	304	136	550	280
Noninterest Expense
Salaries and employee benefits	456	539	899	1,017
Occupancy and equipment	117	110	241	221
Data processing fees	97	91	193	190
Franchise taxes	10	10	19	19
FDIC insurance premiums	19	32	37	63
Insurance premiums	13	10	25	24
Professional services	48	88	100	161
Impairment losses and expenses of foreclosed real estate	31	82	40	124
Other	75	89	142	155
Total noninterest expense	866	1,051	1,696	1,974
Income (Loss) Before Federal Income Taxes (Credits)	40	(155)	101	(372)
Net Income (Loss)	$ 40	$ (155)	$ 101	$ (372)

Condensed Statements of Compreh

Condensed Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Statement Of Income And Comprehensive Income [Abstract]
Net income (loss)	$ 40	$ (155)	$ 101	$ (372)
Other comprehensive income:
Unrealized holding gains on securities during the period				15
Comprehensive income (loss)	$ 40	$ (155)	$ 101	$ (357)

Condensed Statements of Changes

Condensed Statements of Changes in Equity (Unaudited) - USD ($) $ in Thousands	Total	Retained Earnings	Accumulated Other Comprehensive Loss
Beginning Balance at Dec. 31, 2013	$ 12,412	$ 12,444	$ (32)
Net income (loss)	(372)	(372)
Other comprehensive income	15		15
Ending Balance at Jun. 30, 2014	12,055	12,072	$ (17)
Beginning Balance at Dec. 31, 2014	10,009	10,009
Net income (loss)	101	101
Ending Balance at Jun. 30, 2015	$ 10,110	$ 10,110

Condensed Statements of Cash Fl

Condensed Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Operating Activities
Net income (loss)	$ 101	$ (372)
Items not requiring (providing) cash
Depreciation and amortization	105	102
Amortization of deferred loan origination fees and costs, net	4	(6)
Provision (Credit) for Loan Losses		(200)
Gain on sale of loans	(245)	(22)
Proceeds from sales of loans originated for sale	6,105	821
Loans originated for sale	(6,077)	(806)
Loss on sale of foreclosed real estate		14
Impairment loss on foreclosed real estate	7	54
Changes in
Accrued interest receivable	(1)	(4)
Prepaid expenses and other assets	(309)	110
Cash surrender value of life insurance	(82)	(80)
Other liabilities	(2,295)	221
Net cash used in operating activities	(2,687)	(168)
Investing Activities
Net change in interest-earning time deposit in banks		248
Principal repayments from mortgage-backed securities available-for-sale		30
Proceeds from sales of loans	2,135
Net change in loans	(2,043)	(2,181)
Purchase of premises and equipment	(12)	(134)
Proceeds from redemption of FHLB stock	210
Proceeds from sale of foreclosed assets		352
Net cash provided by (used in) investing activities	290	(1,685)
Financing Activities
Net increase (decrease) in deposits	5,441	(5,280)
Net change in federal funds purchased	(2,500)
Net cash provided by (used in) financing activities	2,941	(5,280)
Increase (Decrease) in Cash and Cash Equivalents	544	(7,133)
Cash and Cash Equivalents, Beginning of Period	7,981	25,353
Cash and Cash Equivalents, End of Period	8,525	18,220
Cash paid during the period for:
Interest on deposits and borrowings	355	301
Supplemental Disclosure of Noncash Investing Activities
Transfers from loans to loans held for sale	2,057
Transfers from loans to real estate acquired through foreclosure	$ 338	$ 82

Basis of Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Basis of Presentation	Note 1: Basis of Presentation The accompanying unaudited condensed balance sheet of New Buffalo Savings Bank (the Bank) as of December 31, 2014, which has been derived from audited financial statements, and unaudited condensed financial statements of the Bank as of June 30, 2015 and for the three and six months ended June 30, 2015 and 2014, were prepared in accordance with instructions for Form 10-Q and Article 10 of Regulation S-X and, therefore, do not include information or footnotes necessary for a complete presentation of financial position, results of operations and cash flows in conformity with accounting principles generally accepted in the United States of America. Accordingly, these condensed financial statements should be read in conjunction with the financial statements and notes thereto of the Bank for the year ended December 31, 2014 included in the Registrant’s Form S-1. Reference is made to the accounting policies of the Bank described in the Notes to the Financial Statements contained in the Form S-1. In the opinion of management, all adjustments (consisting only of normal recurring adjustments) which are necessary for a fair presentation of the unaudited financial statements have been included to present fairly the financial position as of June 30, 2015 and the results of operations for the three and six months ended June 30, 2015 and 2014, and cash flows for the six months ended June 30, 2015 and 2014. All interim amounts have not been audited and the results of operations for the three and six months ended June 30, 2015, herein are not necessarily indicative of the results of operations to be expected for the entire year. Use of Estimates The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, valuation of deferred tax assets and fair values of financial instruments.

Securities

Securities	6 Months Ended
	Jun. 30, 2015
Investments Debt And Equity Securities [Abstract]
Securities	Note 2: Securities The Bank had no investment securities at June 30, 2015 and December 31, 2014. The Bank had no sales of investment securities during the three and six month periods ended June 30, 2015 and 2014.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Loans and Allowance for Loan Losses	Note 3: Loans and Allowance for Loan Losses The Company’s loan and allowance for loan losses policies are as follows: Loans Receivable Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoffs are reported at their outstanding principal balances adjusted for unearned income, charge-offs, the allowance for loan losses and any unamortized deferred fees or costs on originated loans. For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, as well as premiums and discounts, are deferred and amortized as a level yield adjustment over the respective term of the loan. The accrual of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past-due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers nonclassified loans and is based on historical charge-off experience and expected loss given default derived from the Bank’s internal risk rating process. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risk rating data. Classes of loans, including loans held for sale, at June 30, 2015 and December 31, 2014 include: June 30, December 31, 2015 2014 (Unaudited) Real estate loans Residential $ 38,628 $ 37,481 Commercial 26,256 26,633 Construction and land 6,500 7,854 Commercial business 1,572 1,625 Consumer and other 375 392 Total loans 73,331 73,985 Less: Net deferred loan fees, premiums and discounts (9 ) 2 Undisbursed loans in process (158 ) (475 ) Allowance for loan losses (1,155 ) (1,147 ) Net loans $ 72,009 $ 72,365 The risk characteristics applicable to each segment of the loan portfolio are described below: Residential 1-4 Family and Equity Lines of Credit Real Estate: The residential 1-4 family and home equity real estate loans are generally secured by owner-occupied 1-4 family residences. The Bank’s portfolio of home equity loans totaled $3.6 million and $3.4 million at June 30, 2015 and December 31, 2014, respectively, the preponderance of which were secured by first liens, or by second liens on properties where the Bank also holds the first lien. Repayment of these loans is primarily dependent on the personal income and credit rating of the borrowers. Credit risk in these loans can be impacted by economic conditions within the Bank’s market areas that might impact either property values or a borrower’s personal income. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers. Commercial Real Estate: Commercial real estate loans typically involve larger principal amounts, and repayment of these loans is generally dependent on the successful operations of the property securing the loan or the business conducted on the property securing the loan. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Credit risk in these loans may be impacted by the creditworthiness of a borrower, property values and the local economy in the Bank’s market area. Construction and Land: Construction and land loans are usually based upon estimates of costs and estimated value of the completed project and include independent appraisal reviews and a financial analysis of the developers and property owners. Sources of repayment of these loans may include permanent loans, sales of developed property or an interim loan commitment from the Bank until permanent financing is obtained. These loans are considered to be higher risk than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, general economic conditions and the availability of long-term financing. Credit risk in these loans may be impacted by the creditworthiness of a borrower, property values and the local economy in the Bank’s market area. Commercial Business: The commercial business loan portfolio includes loans to commercial customers for use in financing working capital needs, equipment purchases and expansions. The loans in this category are repaid primarily from the cash flow of a borrower’s principal business operation. Credit risk in these loans is driven by creditworthiness of a borrower and the economic conditions that impact the cash flow stability from business operations. Consumer: The consumer loan portfolio consists of various term and line of credit loans such as automobile loans and loans for other personal purposes. Repayment for these types of loans will come from a borrower’s income sources that are typically independent of the loan purpose. Credit risk is driven by consumer economic factors (such as unemployment and general economic conditions in the Bank’s market area) and the creditworthiness of a borrower. The following tables present by portfolio segment, the activity in the allowance for loan losses for the three and six months ended June 30, 2015 and 2014 and the year ended December 31, 2014, and the recorded investment in loans and impairment method as of June 30, 2015 and December 31, 2014: June 30, 2015 (Unaudited) Real Estate Construction Commercial Residential Commercial and Land Business Consumer Total (In thousands) Three months ended June 30, 2015 Allowance for loan losses: Balance, April 1, 2015 $ 564 $ 432 $ 123 $ 22 $ 6 $ 1,147 Provision (credit) for loan losses 27 (11 ) (17 ) 1 — — Charge-offs — — — — — — Recoveries 8 — — — — 8 Balance, June 30, 2015 $ 599 $ 421 $ 106 $ 23 $ 6 $ 1,155 Six months ended June 30, 2015 Allowance for loan losses: Balance, January 1, 2015 $ 575 $ 418 $ 126 $ 23 $ 5 $ 1,147 Provision (credit) for loan losses 16 3 (20 ) — 1 — Charge-offs — — — — — — Recoveries 8 — — — — 8 Balance, June 30, 2015 $ 599 $ 421 $ 106 $ 23 $ 6 $ 1,155 Allowance for loan losses: Ending balance, individually evaluated for impairment $ 6 $ — $ — $ — $ — $ 6 Ending balance, collectively evaluated for impairment $ 593 $ 421 $ 106 $ 23 $ 6 $ 1,149 Loans: Ending balance $ 38,628 $ 26,256 $ 6,500 $ 1,572 $ 375 $ 73,331 Ending balance; individually evaluated for impairment $ 1,519 $ 251 $ 1,826 $ — $ — $ 3,596 Ending balance; collectively evaluated for impairment $ 37,109 $ 26,005 $ 4,674 $ 1,572 $ 375 $ 69,735 June 30, 2014 (Unaudited) Real Estate Construction Commercial Residential Commercial and Land Business Consumer Total (In thousands) Three months ended June 30, 2014 Allowance for loan losses: Balance, April 1, 2014 $ 672 $ 417 $ 149 $ 32 $ 3 $ 1,273 Provision (credit) for loan losses (77 ) (84 ) (38 ) (2 ) 1 (200 ) Charge-offs (26 ) — — — — (26 ) Recoveries — — — — — — Balance, June 30, 2014 $ 569 $ 333 $ 111 $ 30 $ 4 $ 1,047 Six months ended June 30, 2014 Allowance for loan losses: Balance, January 1, 2014 $ 596 $ 513 $ 127 $ 34 $ 3 $ 1,273 Provision (credit) for loan losses (1 ) (180 ) (16 ) (4 ) 1 (200 ) Charge-offs (26 ) — — — — (26 ) Recoveries — — — — — — Balance, June 30, 2014 $ 569 $ 333 $ 111 $ 30 $ 4 $ 1,047 December 31, 2014 Real Estate Construction Commercial Residential Commercial and Land Business Consumer Total (In thousands) Allowance for loan losses: Balance, January 1, 2014 $ 596 $ 513 $ 127 $ 34 $ 3 $ 1,273 Provision (credit) for loan losses 5 (95 ) (1 ) (11 ) 2 (100 ) Charge-offs (26 ) — — — — (26 ) Recoveries — — — — — — Balance, December 31, 2014 $ 575 $ 418 $ 126 $ 23 $ 5 $ 1,147 Allowance for loan losses: Ending balance, individually evaluated for impairment $ 26 $ — $ — $ — $ — $ 26 Ending balance, collectively evaluated for impairment $ 549 $ 418 $ 126 $ 23 $ 5 $ 1,121 Loans: Ending balance $ 37,481 $ 26,633 $ 7,854 $ 1,625 $ 392 $ 73,985 Ending balance; individually evaluated for impairment $ 2,183 $ 214 $ 1,856 $ — $ — $ 4,253 Ending balance; collectively evaluated for impairment $ 35,298 $ 26,419 $ 5,998 $ 1,625 $ 392 $ 69,732 Internal Risk Categories The Bank has adopted a standard loan grading system for all loans. Loans are selected for a grading review based on certain characteristics, including concentrations of credit and upon delinquency of 90 days or more. Definitions are as follows: Pass: Loans categorized as Pass are higher quality loans that do not fit any of the other categories described below. Special Mention: The loans identified as special mention have an obvious flaw or a potential weakness that deserves special management attention, but which has not yet impacted collectability. These flaws or weaknesses, if left uncorrected, may result in the deterioration of the prospects of repayment or the deterioration of the Bank’s credit position. Substandard: These are loans with a well-defined weakness, where the Bank has a serious concern about the borrower’s ability to make full repayment if the weaknesses are not corrected. The loan may contain a flaw, which could impact the borrower’s ability to repay, or the borrower’s continuance as a “going concern”. When collateral values are not sufficient to secure the loan and other weaknesses are present, the loan may be rated substandard. A loan will also be graded substandard when full repayment is expected, but it must come from the liquidation of collateral. One-to-four family residential real estate loans and home equity loans that are past due 90 days or more with loan to value ratios greater than 60 percent are classified as substandard. Doubtful: These are loans with major defined weaknesses, where future charge-off of a part of the credit is highly likely. The primary repayment source is no longer viable and the viability of the secondary source of repayment is in doubt. The amount of loss is uncertain due to circumstances within the credit that are not yet fully developed and the loan is rated “Doubtful” until the loss can be accurately estimated. Loss: These are loans that represent near term charge-offs. Loans classified as loss are considered uncollectible and of such little value that it is not desirable to continue carrying them as assets on the Bank’s financial statements, even though partial recovery may be possible at some future time. The following tables present the credit risk profile of the Bank’s loan portfolio based on internal rating category and payment activity as of June 30, 2015 and December 31, 2014: June 30, 2015 (Unaudited) Real Estate Construction Commercial Residential Commercial and Land Business Consumer Total (In thousands) Pass $ 37,321 $ 24,408 $ 6,321 $ 1,572 $ 375 $ 69,997 Special mention — 554 13 — — 567 Substandard 1,307 1,294 166 — — 2,767 Doubtful — — — — — — Total $ 38,628 $ 26,256 $ 6,500 $ 1,572 $ 375 $ 73,331 December 31, 2014 Real Estate Construction Commercial Residential Commercial and Land Business Consumer Total (In thousands) Pass $ 35,820 $ 24,777 $ 7,669 $ 1,625 $ 392 $ 70,283 Special mention — 514 19 — — 533 Substandard 1,096 1,342 — — — 2,438 Doubtful 565 — 166 — — 731 Total $ 37,481 $ 26,633 $ 7,854 $ 1,625 $ 392 $ 73,985 The Bank evaluates the loan risk grading system definitions and allowance for loan losses methodology on an ongoing basis. No significant changes were made to either during the past year. The following tables present the Bank’s loan portfolio aging analysis of the recorded investment in loans as of June 30, 2015 and December 31, 2014: June 30, 2015 (Unaudited) Total Loans > 30-59 Days 60-89 Days Greater Than Total Total Loans 90 Days & Past Due Past Due 90 Days Past Due Current Receivable Accruing (In thousands) Real estate Residential $ 338 $ — $ 546 $ 884 $ 37,744 $ 38,628 $ — Commercial — — — — 26,256 26,256 — Construction and land — — 166 166 6,334 6,500 — Commercial business — — — — 1,572 1,572 — Consumer — — — — 375 375 — Total $ 338 $ — $ 712 $ 1,050 $ 72,281 $ 73,331 $ — December 31, 2014 Total Loans > 30-59 Days 60-89 Days Greater Than Total Total Loans 90 Days & Past Due Past Due 90 Days Past Due Current Receivable Accruing (In thousands) Real estate Residential $ 298 $ 109 $ 565 $ 972 $ 36,509 $ 37,481 $ — Commercial — — — — 26,633 26,633 — Construction and land — — 166 166 7,688 7,854 — Commercial business — — — — 1,625 1,625 — Consumer 22 — — 22 370 392 — Total $ 320 $ 109 $ 731 $ 1,160 $ 72,825 $ 73,985 $ — A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Bank will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming multi-family and commercial loans but also include loans modified in troubled debt restructurings. The following table presents impaired loans as of June 30, 2015 and for the three month periods ended June 30, 2015 and 2014: As of and for the Three Months Ended June 30, 2015 June 30, 2014 Average Average Unpaid Balance of Interest Balance of Interest Recorded Principal Specific Impaired Income Impaired Income Balance Balance Allowance Loans Recognized Loans Recognized (Unaudited) (In thousands) Loans without a specific valuation allowance: Real estate Residential $ 1,486 $ 1,519 $ — $ 1,415 $ 14 $ 2,266 $ 23 Commercial 251 251 — 252 3 221 5 Construction and land 1,826 1,826 — 1,832 21 1,758 26 Commercial business — — — — — — — Consumer — — — — — — — Loans with a specific valuation allowance: Real estate Residential 33 43 6 31 — 254 3 Commercial — — — — — — — Construction and land — — — — — — — Commercial business — — — — — — — Consumer — — — — — — — Totals $ 3,596 $ 3,639 $ 6 $ 3,530 $ 38 $ 4,499 $ 57 The following table presents impaired loans as of June 30, 2015 and for the six month periods ended June 30, 2015 and 2014: As of and for the Six Months Ended June 30, 2015 June 30, 2014 Average Average Unpaid Balance of Interest Balance of Interest Recorded Principal Specific Impaired Income Impaired Income Balance Balance Allowance Loans Recognized Loans Recognized (Unaudited) (In thousands) Loans without a specific valuation allowance: Real estate Residential $ 1,486 $ 1,519 $ — $ 1,413 $ 31 $ 2,060 $ 42 Commercial 251 251 — 239 8 222 7 Construction and land 1,826 1,826 — 1,840 43 1,723 46 Commercial business — — — — — — — Consumer — — — — — — — Loans with a specific valuation allowance: Real estate Residential 33 43 6 33 2 256 7 Commercial — — — — — — — Construction and land — — — — — — — Commercial business — — — — — — — Consumer — — — — — — — Totals $ 3,596 $ 3,639 $ 6 $ 3,525 $ 84 $ 4,261 $ 102 The following table presents impaired loans as of and for the year ended December 31, 2014: As of and for the year ended December 31, 2014 Average Unpaid Balance of Interest Recorded Principal Specific Impaired Income Balance Balance Allowance Loans Recognized (In thousands) Loans without a specific valuation allowance: Real estate Residential $ 1,617 $ 1,630 $ — $ 2,231 $ 80 Commercial 214 214 — 219 15 Construction and land 1,856 1,856 — 1,775 94 Commercial business — — — — — Consumer — — — — — Loans with a specific valuation allowance: Real estate Residential 566 584 26 316 — Commercial — — — — — Construction and land — — — — — Commercial business — — — — — Consumer — — — — — Totals $ 4,253 $ 4,284 $ 26 $ 4,541 $ 189 The following table presents the Bank’s nonaccrual loans at June 30, 2015 and December 31, 2014. The table excludes performing troubled debt restructurings. June 30, December 31, 2015 2014 (Unaudited) (In thousands) Real estate loans Residential $ 784 $ 1,033 Commercial 9 11 Construction and land 166 166 Commercial business — — Consumer and other — — Total nonaccrual $ 959 $ 1,210 At June 30, 2015 (unaudited) and December 31, 2014, the Bank had certain loans that were modified in troubled debt restructurings and impaired. The modification of terms of such loans generally included one or a combination of the following: an extension of the maturity date, a reduction of the stated interest rate or a permanent reduction of the recorded investment in the loan. The following tables present information regarding troubled debt restructurings by class for the six months ended June 30, 2015 and 2014. The Bank had no loans modified in a troubled debt restructuring during the three months ended June 30, 2015 and 2014. Newly classified troubled debt restructurings are as follows: June 30, 2015 (Unaudited) Pre- Post- Number of Modification Modification Contracts Balance Balance (In thousands) Real estate Residential — $ — $ — Commercial 1 42 42 Construction and land — — — Commercial business — — — Consumer — — — 1 $ 42 $ 42 June 30,2014 (Unaudited) Pre- Post- Number of Modification Modification Contracts Balance Balance (In thousands) Real estate Residential — $ — $ — Commercial — — — Construction and land 1 296 296 Commercial business — — — Consumer — — — 1 $ 296 $ 296 Newly restructured loans by type of modification are as follows for the six months ended June 30, 2015 and the year ended December 31, 2014. June 30, 2015 (Unaudited) Total Interest Only Term Combination Modification (In thousands) Real estate Residential $ — $ — $ — $ — Commercial — 42 — 42 Construction and land — — — — Commercial business — — — — Consumer — — — — $ — $ 42 $ — $ 42 June 30, 2014 (Unaudited) Total Interest Only Term Combination Modification (In thousands) Real estate Residential $ — $ — $ — $ — Commercial — — — — Construction and land — 296 — 296 Commercial business — — — — Consumer — — — — $ — $ 296 $ — $ 296 The troubled debt restructurings described above did not increase the allowance for loan losses or result in a charge off during the six months ended June 30, 2015 and 2014. The Bank had no troubled debt restructurings modified in the twelve months ended June 30, 2015 and 2014 that subsequently defaulted. A loan is considered to be in payment default once it is 30 days contractually past due under the loan’s modified terms. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Bank’s internal underwriting policy.

Regulatory Matters

Regulatory Matters	6 Months Ended
	Jun. 30, 2015
Banking And Thrift [Abstract]
Regulatory Matters	Note 4: Regulatory Matters The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory- and possibly additional discretionary- actions by regulators that, if undertaken, could have a direct material effect on the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Furthermore, the Bank’s regulators could require adjustments to regulatory capital not reflected in these financial statements. Quantitative measures established by regulation to ensure capital adequacy requires the Bank to maintain minimum amounts and ratios (set forth in the table below), for periods through December 31, 2014, of total and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital to total assets (as defined). At June 30, 2015, quantitative measures established by regulation to ensure capital adequacy requires the Bank to maintain minimum amounts and ratios (set forth in the table below), of total capital, Tier 1 capital and common equity Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined) and of Tier 1 leverage capital to average total assets. Management believes, as of June 30, 2015 (unaudited) and December 31, 2014, that the Bank meets all capital adequacy requirements to which it is subject. As of June 30, 2015 (unaudited) and December 31, 2014, the most recent notification categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum total risk-based, Tier I risk-based and Tier I leverage capital ratios as set forth in the table. There are no conditions or events since that notification that management believes have changed the Bank’s category. The Bank’s actual capital amounts and ratios are presented in the following table: To Be Well Capitalized For Capital Adequacy Under Prompt Corrective Actual Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) As of June 30, 2015 Total Capital (to Risk-Weighted Assets) $ 10,903 17.3 % $ 5,047 8.0 % $ 6,309 10.0 % Tier 1 Capital (to Risk-Weighted Assets) $ 10,110 16.0 % $ 3,785 6.0 % $ 5,047 8.0 % Common Equity Tier I Capital (to Risk-Weighted Assets) $ 10,110 16.0 % $ 2,839 4.5 % $ 4,101 6.5 % Tier I Leverage Capital (to Average Total Assets) $ 10,110 11.2 % $ 3,603 4.0 % $ 4,504 5.0 % As of December 31, 2014 Total Capital (to Risk-Weighted Assets) $ 10,817 16.3 % $ 5,316 8.0 % $ 6,645 10.0 % Tier I Capital (to Risk-Weighted Assets) $ 9,982 15.0 % $ 2,658 4.0 % $ 3,987 6.0 % Tier I Capital (to Total Assets) $ 9,982 11.0 % $ 3,627 4.0 % $ 5,441 6.0 %

Disclosures about Fair Value of

Disclosures about Fair Value of Assets and Liabilities	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Disclosures about Fair Value of Assets and Liabilities	Note 5: Disclosures about Fair Value of Assets and Liabilities Fair value is the exchange price that would be received to sell an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value: Level 1 Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 Significant unobservable inputs that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. Nonrecurring Measurements The following table presents fair value measurements of assets measured at fair value on a non-recurring basis and the level within the fair value hierarchy in which fair value measurements fall at June 30, 2015 and December 31, 2014: Fair Value Measurement Using Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (In thousands) June 30, 2015 (Unaudited) Impaired loans $ 27 $ — $ — $ 27 Foreclosed assets held for sale 503 — — 503 December 31, 2014 Impaired loans $ 540 $ — $ — $ 540 Foreclosed assets held for sale 76 — — 76 Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a non-recurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Collateral-dependent Impaired Loans, Net of ALLL The estimated fair value of collateral-dependent impaired loans is based on the appraised fair value of the collateral, less estimated cost to sell. Collateral-dependent impaired loans are classified within Level 3 of the fair value hierarchy. The Bank considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary by management. Appraisals are reviewed for accuracy and consistency by management. Appraisers are selected from the list of approved appraisers maintained by management. The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral. These discounts and estimates are developed by management by comparison to historical results. Foreclosed Real Estate Held for Sale Foreclosed real estate held for sale is carried at the lower of fair value at acquisition date or current estimated fair value, less estimated cost to sell when the real estate is acquired. Estimated fair value of foreclosed real estate is based on appraisals or evaluations. Foreclosed real estate is classified within Level 3 of the fair value hierarchy. Appraisals of foreclosed real estate are obtained when the real estate is acquired and subsequently as deemed necessary by management. Appraisals are reviewed for accuracy and consistency by the management. Appraisers are selected from the list of approved appraisers maintained by management. Unobservable (Level 3) Inputs The following table presents quantitative information about unobservable inputs used in nonrecurring Level 3 fair value measurements: Fair Value Valuation Technique Unobservable Inputs Range (In thousands) June 30, 2015 (unaudited) Impaired loans (collateral dependent) $ 27 Marketable comparable properties Marketability discount 9% Foreclosed real estate 503 Marketable comparable properties Comparability adjustments 9% December 31, 2014 Impaired loans (collateral dependent) $ 540 Marketable comparable properties Marketability discount 10%-15% Foreclosed real estate 76 Marketable comparable properties Comparability adjustments 10% Fair Value of Financial Instruments The following table presents the estimated fair values of the Bank’s financial instruments not carried at fair value and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2015 and December 31, 2014. Fair Value Measurement Using Carrying Value Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (In thousands) June 30, 2015 (Unaudited) Financial assets Cash and due from banks $ 5,158 $ 5,158 $ 5,158 $ — $ — Interest-earning demand deposits in banks 3,367 3,367 3,367 — — Interest-earning time deposits 992 992 — 992 — Loans held for sale 662 673 — 673 — Loans, net 72,009 72,576 — — 72,576 Federal Home Loan Bank stock 468 468 — 468 — Accrued interest receivable 188 188 — 188 — Mortgage servicing rights 310 310 — — 310 Financial liabilities Deposits 73,309 73,987 40,471 33,516 — Advances from the Federal Home Loan Bank 6,927 7,066 — 7,066 — Accrued interest payable 10 10 — 10 — December 31, 2014 Financial assets Cash and due from banks $ 5,165 $ 5,165 $ 5,165 $ — $ — Interest-earning demand deposits in banks 2,816 2,816 2,816 — — Interest-earning time deposits 992 992 — 992 — Loans held for sale 581 592 — 592 — Loans, net 72,365 72,959 — — 72,959 Federal Home Loan Bank stock 678 678 — 678 — Accrued interest receivable 187 187 — 187 — Mortgage servicing rights 269 269 — — 269 Financial liabilities Deposits 67,868 68,507 41,231 27,276 — Federal funds purchased 2,500 2,500 2,500 — — Advances from the Federal Home Loan Bank 6,927 7,049 — 7,049 — Accrued interest payable 9 9 — 9 — The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying balance sheets at amounts other than fair value. Cash and Due from Banks and Interest-earning Demand Deposits The carrying amount approximates fair value. Interest-earning Time Deposits in Banks The carrying amount approximates fair value. Loans Held For Sale Fair value is based on prices quoted by the U.S. government sponsored agencies generally used by the Bank in sales transactions. Loans Fair value is estimated by discounting the future cash flows using the market rates at which similar notes would be made to borrowers with similar credit ratings and for the same remaining maturities. The market rates used are based on current rates the Bank would impose for similar loans and reflect a market participant assumption about risks associated with nonperformance, illiquidity, and the structure and term of the loans along with local economic and market conditions. Federal Home Loan Bank Stock Fair value is estimated at book value due to restrictions that limit the sale or transfer of such securities. Accrued Interest Receivable and Payable The carrying amount approximates fair value. The carrying amount is determined using the interest rate, balance and last payment date. Mortgage Servicing Rights Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models having significant inputs of discount rate, prepayment speed and default rate. Deposits Fair value of term deposits is estimated by discounting the future cash flows using rates of similar deposits with similar maturities. The market rates used were obtained from a knowledgeable independent third party and reviewed by the Bank. The rates were the average of current rates offered by local competitors of the Bank. The estimated fair value of demand, NOW, savings and money market deposits is the book value since rates are regularly adjusted to market rates and amounts are payable on demand at the reporting date. Federal Funds Purchased The carrying amount approximates fair value. Federal Home Loan Bank Advances Fair value is estimated by discounting the future cash flows using rates of similar advances with similar maturities. These rates were obtained from current rates offered by FHLB. Commitments to Originate Loans, Letters of Credit and Lines of Credit The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair values of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2015
New Accounting Pronouncements And Changes In Accounting Principles [Abstract]
Recent Accounting Pronouncements	Note 6: Recent Accounting Pronouncements The Company is an emerging growth company and as such will be subject to the effective dates noted for the private companies if they differ from the effective dates noted for public companies. FASB ASU 2014-09, Revenue from Contracts with Customers In May 2014, the FASB issued amended guidance on revenue recognition from contracts with customers. The standard outlines a single comprehensive model for entities to use in accounting for revenue arising from contracts with customers and supersedes most contract revenue recognition guidance, including industry-specific guidance. The core principle of the amended guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The amended guidance is effective for annual reporting periods beginning after December 15, 2017, and interim periods within the reporting period, and should be applied either retrospectively to each prior reporting period presented or retrospectively with the cumulative effect of initially applying the amendments recognized at the date of initial application. Early adoption is prohibited. With the issuance of ASU 2015-14 on July 9, 2015, FASB approved the deferral of the effective date of ASU 2014-09 for one year giving companies the option to early adopt using the original effective dates. Management is currently in the process of evaluating the impact of the amended guidance on the Bank’s financial statements.

Plan of Conversion and Change i

Plan of Conversion and Change in Corporate Form	6 Months Ended
	Jun. 30, 2015
Plan Of Conversion And Change In Corporate Form [Abstract]
Plan of Conversion and Change in Corporate Form	Note 7: Plan of Conversion and Change in Corporate Form On May 28, 2015, the Bank’s Board of Directors adopted a Plan of Conversion (the “Plan”) to convert from a federal mutual savings bank to a capital stock savings bank (the “Conversion”). A new Maryland-chartered corporation, New Bancorp, Inc. (the “Company”), was formed in June 2015, which, upon consummation of the Conversion and offering, will become the savings and loan holding company of the Bank. The Plan is subject to approval of the members of the Bank; a special Meeting of Members is scheduled for September 25, 2015. Additionally, the Plan is subject to the final approval of the Office of the Comptroller of the Currency (“OCC”) and the formation of the Company as the holding company of the Bank, upon consummation of the Conversion, is subject to the approval of the Board of Governors of the Federal Reserve System (“FRB”). As part of the Conversion and offering, the Company filed a registration statement with the U.S. Securities and Exchange Commission. Upon receipt of the final approval of the OCC and the FRB and the consummation of the Conversion and offering, the Bank will become the wholly owned subsidiary of the Company, and the Company will issue and sell shares of its capital stock to eligible depositors and borrowers of the Bank and the public pursuant to an independent valuation appraisal of the Bank and the Company on a converted basis that has been conducted by an independent appraisal firm that is experienced in appraising financial institutions in connection with mutual to stock conversions. The cost of the Conversion and issuing the capital stock will be deferred and deducted from the proceeds of the offering. In the event the Conversion and offering are not completed, any deferred costs will be charged to operations. Through June 30, 2015, the Bank had incurred approximately $364,000 in conversion costs, which are included in prepaid expenses and other assets on the balance sheet. In accordance with OCC regulations, at the time of the Conversion, the Bank will substantially restrict retained earnings by establishing a liquidation account. The liquidation account will be maintained for the benefit of eligible holders who continue to maintain their accounts at the Bank after the Conversion. The liquidation account will be reduced annually to the extent that eligible account holders have reduced their qualifying deposits. Subsequent increases will not restore an eligible account holder’s interest in the liquidation account. In the event of a complete liquidation of the Bank, and only in such event, each eligible account holder will be entitled to receive a distribution from the liquidation account in an amount proportionate to the adjusted qualifying account balances then held. The Bank may not pay dividends if those dividends would reduce equity capital below the required liquidation account amount.

Basis of Presentation (Policies

Basis of Presentation (Policies)	6 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, valuation of deferred tax assets and fair values of financial instruments.
Recent Accounting Pronouncements	Recent Accounting Pronouncements The Company is an emerging growth company and as such will be subject to the effective dates noted for the private companies if they differ from the effective dates noted for public companies.

Loans and Allowance for Loan 16

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Classes of Loans Including Loans Held for Sale	Classes of loans, including loans held for sale, at June 30, 2015 and December 31, 2014 include: June 30, December 31, 2015 2014 (Unaudited) Real estate loans Residential $ 38,628 $ 37,481 Commercial 26,256 26,633 Construction and land 6,500 7,854 Commercial business 1,572 1,625 Consumer and other 375 392 Total loans 73,331 73,985 Less: Net deferred loan fees, premiums and discounts (9 ) 2 Undisbursed loans in process (158 ) (475 ) Allowance for loan losses (1,155 ) (1,147 ) Net loans $ 72,009 $ 72,365
Activity in Allowance for Loan Losses and Recorded Investment and Impairment Method	The following tables present by portfolio segment, the activity in the allowance for loan losses for the three and six months ended June 30, 2015 and 2014 and the year ended December 31, 2014, and the recorded investment in loans and impairment method as of June 30, 2015 and December 31, 2014: June 30, 2015 (Unaudited) Real Estate Construction Commercial Residential Commercial and Land Business Consumer Total (In thousands) Three months ended June 30, 2015 Allowance for loan losses: Balance, April 1, 2015 $ 564 $ 432 $ 123 $ 22 $ 6 $ 1,147 Provision (credit) for loan losses 27 (11 ) (17 ) 1 — — Charge-offs — — — — — — Recoveries 8 — — — — 8 Balance, June 30, 2015 $ 599 $ 421 $ 106 $ 23 $ 6 $ 1,155 Six months ended June 30, 2015 Allowance for loan losses: Balance, January 1, 2015 $ 575 $ 418 $ 126 $ 23 $ 5 $ 1,147 Provision (credit) for loan losses 16 3 (20 ) — 1 — Charge-offs — — — — — — Recoveries 8 — — — — 8 Balance, June 30, 2015 $ 599 $ 421 $ 106 $ 23 $ 6 $ 1,155 Allowance for loan losses: Ending balance, individually evaluated for impairment $ 6 $ — $ — $ — $ — $ 6 Ending balance, collectively evaluated for impairment $ 593 $ 421 $ 106 $ 23 $ 6 $ 1,149 Loans: Ending balance $ 38,628 $ 26,256 $ 6,500 $ 1,572 $ 375 $ 73,331 Ending balance; individually evaluated for impairment $ 1,519 $ 251 $ 1,826 $ — $ — $ 3,596 Ending balance; collectively evaluated for impairment $ 37,109 $ 26,005 $ 4,674 $ 1,572 $ 375 $ 69,735 June 30, 2014 (Unaudited) Real Estate Construction Commercial Residential Commercial and Land Business Consumer Total (In thousands) Three months ended June 30, 2014 Allowance for loan losses: Balance, April 1, 2014 $ 672 $ 417 $ 149 $ 32 $ 3 $ 1,273 Provision (credit) for loan losses (77 ) (84 ) (38 ) (2 ) 1 (200 ) Charge-offs (26 ) — — — — (26 ) Recoveries — — — — — — Balance, June 30, 2014 $ 569 $ 333 $ 111 $ 30 $ 4 $ 1,047 Six months ended June 30, 2014 Allowance for loan losses: Balance, January 1, 2014 $ 596 $ 513 $ 127 $ 34 $ 3 $ 1,273 Provision (credit) for loan losses (1 ) (180 ) (16 ) (4 ) 1 (200 ) Charge-offs (26 ) — — — — (26 ) Recoveries — — — — — — Balance, June 30, 2014 $ 569 $ 333 $ 111 $ 30 $ 4 $ 1,047 December 31, 2014 Real Estate Construction Commercial Residential Commercial and Land Business Consumer Total (In thousands) Allowance for loan losses: Balance, January 1, 2014 $ 596 $ 513 $ 127 $ 34 $ 3 $ 1,273 Provision (credit) for loan losses 5 (95 ) (1 ) (11 ) 2 (100 ) Charge-offs (26 ) — — — — (26 ) Recoveries — — — — — — Balance, December 31, 2014 $ 575 $ 418 $ 126 $ 23 $ 5 $ 1,147 Allowance for loan losses: Ending balance, individually evaluated for impairment $ 26 $ — $ — $ — $ — $ 26 Ending balance, collectively evaluated for impairment $ 549 $ 418 $ 126 $ 23 $ 5 $ 1,121 Loans: Ending balance $ 37,481 $ 26,633 $ 7,854 $ 1,625 $ 392 $ 73,985 Ending balance; individually evaluated for impairment $ 2,183 $ 214 $ 1,856 $ — $ — $ 4,253 Ending balance; collectively evaluated for impairment $ 35,298 $ 26,419 $ 5,998 $ 1,625 $ 392 $ 69,732
Credit Risk Profile of Bank's Loan Portfolio Based on Internal Rating Category and Payment Activity	The following tables present the credit risk profile of the Bank’s loan portfolio based on internal rating category and payment activity as of June 30, 2015 and December 31, 2014: June 30, 2015 (Unaudited) Real Estate Construction Commercial Residential Commercial and Land Business Consumer Total (In thousands) Pass $ 37,321 $ 24,408 $ 6,321 $ 1,572 $ 375 $ 69,997 Special mention — 554 13 — — 567 Substandard 1,307 1,294 166 — — 2,767 Doubtful — — — — — — Total $ 38,628 $ 26,256 $ 6,500 $ 1,572 $ 375 $ 73,331 December 31, 2014 Real Estate Construction Commercial Residential Commercial and Land Business Consumer Total (In thousands) Pass $ 35,820 $ 24,777 $ 7,669 $ 1,625 $ 392 $ 70,283 Special mention — 514 19 — — 533 Substandard 1,096 1,342 — — — 2,438 Doubtful 565 — 166 — — 731 Total $ 37,481 $ 26,633 $ 7,854 $ 1,625 $ 392 $ 73,985
Bank's Loan Portfolio Aging Analysis of Recorded Investment in Loans	The following tables present the Bank’s loan portfolio aging analysis of the recorded investment in loans as of June 30, 2015 and December 31, 2014: June 30, 2015 (Unaudited) Total Loans > 30-59 Days 60-89 Days Greater Than Total Total Loans 90 Days & Past Due Past Due 90 Days Past Due Current Receivable Accruing (In thousands) Real estate Residential $ 338 $ — $ 546 $ 884 $ 37,744 $ 38,628 $ — Commercial — — — — 26,256 26,256 — Construction and land — — 166 166 6,334 6,500 — Commercial business — — — — 1,572 1,572 — Consumer — — — — 375 375 — Total $ 338 $ — $ 712 $ 1,050 $ 72,281 $ 73,331 $ — December 31, 2014 Total Loans > 30-59 Days 60-89 Days Greater Than Total Total Loans 90 Days & Past Due Past Due 90 Days Past Due Current Receivable Accruing (In thousands) Real estate Residential $ 298 $ 109 $ 565 $ 972 $ 36,509 $ 37,481 $ — Commercial — — — — 26,633 26,633 — Construction and land — — 166 166 7,688 7,854 — Commercial business — — — — 1,625 1,625 — Consumer 22 — — 22 370 392 — Total $ 320 $ 109 $ 731 $ 1,160 $ 72,825 $ 73,985 $ —
Impaired Loans	The following table presents impaired loans as of June 30, 2015 and for the three month periods ended June 30, 2015 and 2014: As of and for the Three Months Ended June 30, 2015 June 30, 2014 Average Average Unpaid Balance of Interest Balance of Interest Recorded Principal Specific Impaired Income Impaired Income Balance Balance Allowance Loans Recognized Loans Recognized (Unaudited) (In thousands) Loans without a specific valuation allowance: Real estate Residential $ 1,486 $ 1,519 $ — $ 1,415 $ 14 $ 2,266 $ 23 Commercial 251 251 — 252 3 221 5 Construction and land 1,826 1,826 — 1,832 21 1,758 26 Commercial business — — — — — — — Consumer — — — — — — — Loans with a specific valuation allowance: Real estate Residential 33 43 6 31 — 254 3 Commercial — — — — — — — Construction and land — — — — — — — Commercial business — — — — — — — Consumer — — — — — — — Totals $ 3,596 $ 3,639 $ 6 $ 3,530 $ 38 $ 4,499 $ 57 The following table presents impaired loans as of June 30, 2015 and for the six month periods ended June 30, 2015 and 2014: As of and for the Six Months Ended June 30, 2015 June 30, 2014 Average Average Unpaid Balance of Interest Balance of Interest Recorded Principal Specific Impaired Income Impaired Income Balance Balance Allowance Loans Recognized Loans Recognized (Unaudited) (In thousands) Loans without a specific valuation allowance: Real estate Residential $ 1,486 $ 1,519 $ — $ 1,413 $ 31 $ 2,060 $ 42 Commercial 251 251 — 239 8 222 7 Construction and land 1,826 1,826 — 1,840 43 1,723 46 Commercial business — — — — — — — Consumer — — — — — — — Loans with a specific valuation allowance: Real estate Residential 33 43 6 33 2 256 7 Commercial — — — — — — — Construction and land — — — — — — — Commercial business — — — — — — — Consumer — — — — — — — Totals $ 3,596 $ 3,639 $ 6 $ 3,525 $ 84 $ 4,261 $ 102 The following table presents impaired loans as of and for the year ended December 31, 2014: As of and for the year ended December 31, 2014 Average Unpaid Balance of Interest Recorded Principal Specific Impaired Income Balance Balance Allowance Loans Recognized (In thousands) Loans without a specific valuation allowance: Real estate Residential $ 1,617 $ 1,630 $ — $ 2,231 $ 80 Commercial 214 214 — 219 15 Construction and land 1,856 1,856 — 1,775 94 Commercial business — — — — — Consumer — — — — — Loans with a specific valuation allowance: Real estate Residential 566 584 26 316 — Commercial — — — — — Construction and land — — — — — Commercial business — — — — — Consumer — — — — — Totals $ 4,253 $ 4,284 $ 26 $ 4,541 $ 189
Bank's Nonaccrual Loans, Excludes Performing Troubled Debt Restructurings	The following table presents the Bank’s nonaccrual loans at June 30, 2015 and December 31, 2014. The table excludes performing troubled debt restructurings. June 30, December 31, 2015 2014 (Unaudited) (In thousands) Real estate loans Residential $ 784 $ 1,033 Commercial 9 11 Construction and land 166 166 Commercial business — — Consumer and other — — Total nonaccrual $ 959 $ 1,210
Information Regarding Troubled Debt Restructurings by Class	The following tables present information regarding troubled debt restructurings by class for the six months ended June 30, 2015 and 2014. The Bank had no loans modified in a troubled debt restructuring during the three months ended June 30, 2015 and 2014. Newly classified troubled debt restructurings are as follows: June 30, 2015 (Unaudited) Pre- Post- Number of Modification Modification Contracts Balance Balance (In thousands) Real estate Residential — $ — $ — Commercial 1 42 42 Construction and land — — — Commercial business — — — Consumer — — — 1 $ 42 $ 42 June 30,2014 (Unaudited) Pre- Post- Number of Modification Modification Contracts Balance Balance (In thousands) Real estate Residential — $ — $ — Commercial — — — Construction and land 1 296 296 Commercial business — — — Consumer — — — 1 $ 296 $ 296 Newly restructured loans by type of modification are as follows for the six months ended June 30, 2015 and the year ended December 31, 2014. June 30, 2015 (Unaudited) Total Interest Only Term Combination Modification (In thousands) Real estate Residential $ — $ — $ — $ — Commercial — 42 — 42 Construction and land — — — — Commercial business — — — — Consumer — — — — $ — $ 42 $ — $ 42 June 30, 2014 (Unaudited) Total Interest Only Term Combination Modification (In thousands) Real estate Residential $ — $ — $ — $ — Commercial — — — — Construction and land — 296 — 296 Commercial business — — — — Consumer — — — — $ — $ 296 $ — $ 296

Regulatory Matters (Tables)

Regulatory Matters (Tables)	6 Months Ended
	Jun. 30, 2015
Banking And Thrift [Abstract]
Summary of Bank's Actual Capital Amounts and Ratios	The Bank’s actual capital amounts and ratios are presented in the following table: To Be Well Capitalized For Capital Adequacy Under Prompt Corrective Actual Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) As of June 30, 2015 Total Capital (to Risk-Weighted Assets) $ 10,903 17.3 % $ 5,047 8.0 % $ 6,309 10.0 % Tier 1 Capital (to Risk-Weighted Assets) $ 10,110 16.0 % $ 3,785 6.0 % $ 5,047 8.0 % Common Equity Tier I Capital (to Risk-Weighted Assets) $ 10,110 16.0 % $ 2,839 4.5 % $ 4,101 6.5 % Tier I Leverage Capital (to Average Total Assets) $ 10,110 11.2 % $ 3,603 4.0 % $ 4,504 5.0 % As of December 31, 2014 Total Capital (to Risk-Weighted Assets) $ 10,817 16.3 % $ 5,316 8.0 % $ 6,645 10.0 % Tier I Capital (to Risk-Weighted Assets) $ 9,982 15.0 % $ 2,658 4.0 % $ 3,987 6.0 % Tier I Capital (to Total Assets) $ 9,982 11.0 % $ 3,627 4.0 % $ 5,441 6.0 %

Disclosures about Fair Value 18

Disclosures about Fair Value of Assets and Liabilities (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements of Assets Measured at Fair Value on Non-recurring Basis	The following table presents fair value measurements of assets measured at fair value on a non-recurring basis and the level within the fair value hierarchy in which fair value measurements fall at June 30, 2015 and December 31, 2014: Fair Value Measurement Using Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (In thousands) June 30, 2015 (Unaudited) Impaired loans $ 27 $ — $ — $ 27 Foreclosed assets held for sale 503 — — 503 December 31, 2014 Impaired loans $ 540 $ — $ — $ 540 Foreclosed assets held for sale 76 — — 76
Quantitative Information about Unobservable Inputs Used in Nonrecurring Level 3 Fair Value Measurements	The following table presents quantitative information about unobservable inputs used in nonrecurring Level 3 fair value measurements: Fair Value Valuation Technique Unobservable Inputs Range (In thousands) June 30, 2015 (unaudited) Impaired loans (collateral dependent) $ 27 Marketable comparable properties Marketability discount 9% Foreclosed real estate 503 Marketable comparable properties Comparability adjustments 9% December 31, 2014 Impaired loans (collateral dependent) $ 540 Marketable comparable properties Marketability discount 10%-15% Foreclosed real estate 76 Marketable comparable properties Comparability adjustments 10%
Estimated Fair Values of the Bank's Financial Instruments	The following table presents the estimated fair values of the Bank’s financial instruments not carried at fair value and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2015 and December 31, 2014. Fair Value Measurement Using Carrying Value Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (In thousands) June 30, 2015 (Unaudited) Financial assets Cash and due from banks $ 5,158 $ 5,158 $ 5,158 $ — $ — Interest-earning demand deposits in banks 3,367 3,367 3,367 — — Interest-earning time deposits 992 992 — 992 — Loans held for sale 662 673 — 673 — Loans, net 72,009 72,576 — — 72,576 Federal Home Loan Bank stock 468 468 — 468 — Accrued interest receivable 188 188 — 188 — Mortgage servicing rights 310 310 — — 310 Financial liabilities Deposits 73,309 73,987 40,471 33,516 — Advances from the Federal Home Loan Bank 6,927 7,066 — 7,066 — Accrued interest payable 10 10 — 10 — December 31, 2014 Financial assets Cash and due from banks $ 5,165 $ 5,165 $ 5,165 $ — $ — Interest-earning demand deposits in banks 2,816 2,816 2,816 — — Interest-earning time deposits 992 992 — 992 — Loans held for sale 581 592 — 592 — Loans, net 72,365 72,959 — — 72,959 Federal Home Loan Bank stock 678 678 — 678 — Accrued interest receivable 187 187 — 187 — Mortgage servicing rights 269 269 — — 269 Financial liabilities Deposits 67,868 68,507 41,231 27,276 — Federal funds purchased 2,500 2,500 2,500 — — Advances from the Federal Home Loan Bank 6,927 7,049 — 7,049 — Accrued interest payable 9 9 — 9 —

Securities - Additional Informa

Securities - Additional Information (Details) - USD ($)	Jun. 30, 2015	Dec. 31, 2014
Investments Debt And Equity Securities [Abstract]
Investment securities	$ 0	$ 0

Loans and Allowance for Loan 20

Loans and Allowance for Loan Losses - Classes of Loans Including Loans Held for Sale (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Accounts Notes And Loans Receivable [Line Items]
Total loans	$ 73,331		$ 73,985
Net deferred loan fees, premiums and discounts	(9)		2
Undisbursed loans in process	(158)		(475)
Allowance for loan losses	(1,155)	$ (1,147)	(1,147)	$ (1,047)	$ (1,273)	$ (1,273)
Net loans	72,009		72,365
Residential Real Estate
Accounts Notes And Loans Receivable [Line Items]
Total loans	38,628		37,481
Allowance for loan losses	(599)	(564)	(575)	(569)	(672)	(596)
Commercial Real Estate
Accounts Notes And Loans Receivable [Line Items]
Total loans	26,256		26,633
Allowance for loan losses	(421)	(432)	(418)	(333)	(417)	(513)
Construction and Land Real Estate
Accounts Notes And Loans Receivable [Line Items]
Total loans	6,500		7,854
Allowance for loan losses	(106)	(123)	(126)	(111)	(149)	(127)
Commercial Business
Accounts Notes And Loans Receivable [Line Items]
Total loans	1,572		1,625
Allowance for loan losses	(23)	$ (22)	(23)	$ (30)	$ (32)	$ (34)
Consumer and Other
Accounts Notes And Loans Receivable [Line Items]
Total loans	$ 375		$ 392

Loans and Allowance for Loan 21

Loans and Allowance for Loan Losses - Additional Information (Details) $ in Millions	3 Months Ended	6 Months Ended		12 Months Ended
	Jun. 30, 2015USD ($)Contract	Jun. 30, 2015USD ($)Contract	Jun. 30, 2014Contract	Jun. 30, 2015USD ($)Contract	Dec. 31, 2014USD ($)Contract
Accounts Notes And Loans Receivable [Line Items]
Number of loans modified in troubled debt restructuring	0	1	1
Number of troubled debt restructuring, subsequently defaulted				0	0
Number of days, past due for loan payment default		30 days
Residential Real Estate | Home Equity Loans
Accounts Notes And Loans Receivable [Line Items]
Secured loans | $	$ 3.6	$ 3.6		$ 3.6	$ 3.4

Loans and Allowance for Loan 22

Loans and Allowance for Loan Losses - Activity in Allowance for Loan Losses and Recorded Investment in Loans and Impairment Method (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Allowance for loan losses:
Beginning balance	$ 1,147	$ 1,273	$ 1,147	$ 1,273	$ 1,273
Provision (Credit) for Loan Losses		(200)		(200)	(100)
Charge-offs		(26)		(26)	(26)
Recoveries	8		8
Ending balance	1,155	1,047	1,155	1,047	1,147
Allowance for loan losses:
Ending balance, individually evaluated for impairment	6		6		26
Ending balance, collectively evaluated for impairment	1,149		1,149		1,121
Loans:
Total Loans Receivable	73,331		73,331		73,985
Ending balance; individually evaluated for impairment	3,596		3,596		4,253
Ending balance; collectively evaluated for impairment	69,735		69,735		69,732
Residential Real Estate
Allowance for loan losses:
Beginning balance	564	672	575	596	596
Provision (Credit) for Loan Losses	27	(77)	16	(1)	5
Charge-offs		(26)		(26)	(26)
Recoveries	8		8
Ending balance	599	569	599	569	575
Allowance for loan losses:
Ending balance, individually evaluated for impairment	6		6		26
Ending balance, collectively evaluated for impairment	593		593		549
Loans:
Total Loans Receivable	38,628		38,628		37,481
Ending balance; individually evaluated for impairment	1,519		1,519		2,183
Ending balance; collectively evaluated for impairment	37,109		37,109		35,298
Commercial Real Estate
Allowance for loan losses:
Beginning balance	432	417	418	513	513
Provision (Credit) for Loan Losses	(11)	(84)	3	(180)	(95)
Ending balance	421	333	421	333	418
Allowance for loan losses:
Ending balance, collectively evaluated for impairment	421		421		418
Loans:
Total Loans Receivable	26,256		26,256		26,633
Ending balance; individually evaluated for impairment	251		251		214
Ending balance; collectively evaluated for impairment	26,005		26,005		26,419
Construction and Land Real Estate
Allowance for loan losses:
Beginning balance	123	149	126	127	127
Provision (Credit) for Loan Losses	(17)	(38)	(20)	(16)	(1)
Ending balance	106	111	106	111	126
Allowance for loan losses:
Ending balance, collectively evaluated for impairment	106		106		126
Loans:
Total Loans Receivable	6,500		6,500		7,854
Ending balance; individually evaluated for impairment	1,826		1,826		1,856
Ending balance; collectively evaluated for impairment	4,674		4,674		5,998
Commercial Business
Allowance for loan losses:
Beginning balance	22	32	23	34	34
Provision (Credit) for Loan Losses	1	(2)		(4)	(11)
Ending balance	23	30	23	30	23
Allowance for loan losses:
Ending balance, collectively evaluated for impairment	23		23		23
Loans:
Total Loans Receivable	1,572		1,572		1,625
Ending balance; collectively evaluated for impairment	1,572		1,572		1,625
Consumer
Allowance for loan losses:
Beginning balance	6	3	5	3	3
Provision (Credit) for Loan Losses		1	1	1	2
Ending balance	6	$ 4	6	$ 4	5
Allowance for loan losses:
Ending balance, collectively evaluated for impairment	6		6		5
Loans:
Total Loans Receivable	375		375		392
Ending balance; collectively evaluated for impairment	$ 375		$ 375		$ 392

Loans and Allowance for Loan 23

Loans and Allowance for Loan Losses - Credit Risk Profile of Bank's Loan Portfolio Based on Internal Rating Category and Payment Activity (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment [Line Items]
Total loans	$ 73,331	$ 73,985
Residential Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans	38,628	37,481
Commercial Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans	26,256	26,633
Construction and Land Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans	6,500	7,854
Commercial Business
Financing Receivable Recorded Investment [Line Items]
Total loans	1,572	1,625
Consumer
Financing Receivable Recorded Investment [Line Items]
Total loans	375	392
Pass
Financing Receivable Recorded Investment [Line Items]
Total loans	69,997	70,283
Pass | Residential Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans	37,321	35,820
Pass | Commercial Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans	24,408	24,777
Pass | Construction and Land Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans	6,321	7,669
Pass | Commercial Business
Financing Receivable Recorded Investment [Line Items]
Total loans	1,572	1,625
Pass | Consumer
Financing Receivable Recorded Investment [Line Items]
Total loans	375	392
Special Mention
Financing Receivable Recorded Investment [Line Items]
Total loans	567	533
Special Mention | Commercial Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans	554	514
Special Mention | Construction and Land Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans	13	19
Substandard
Financing Receivable Recorded Investment [Line Items]
Total loans	2,767	2,438
Substandard | Residential Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans	1,307	1,096
Substandard | Commercial Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans	1,294	1,342
Substandard | Construction and Land Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans	$ 166
Doubtful
Financing Receivable Recorded Investment [Line Items]
Total loans		731
Doubtful | Residential Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans		565
Doubtful | Construction and Land Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans		$ 166

Loans and Allowance for Loan 24

Loans and Allowance for Loan Losses - Bank's Loan Portfolio Aging Analysis of Recorded Investment in Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	$ 1,050	$ 1,160
Current	72,281	72,825
Total Loans Receivable	73,331	73,985
30-59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	338	320
60-89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due		109
Greater Than 90 Days
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	712	731
Residential Real Estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	884	972
Current	37,744	36,509
Total Loans Receivable	38,628	37,481
Residential Real Estate | 30-59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	338	298
Residential Real Estate | 60-89 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due		109
Residential Real Estate | Greater Than 90 Days
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	546	565
Commercial Real Estate
Financing Receivable Recorded Investment Past Due [Line Items]
Current	26,256	26,633
Total Loans Receivable	26,256	26,633
Construction and Land Real Estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	166	166
Current	6,334	7,688
Total Loans Receivable	6,500	7,854
Construction and Land Real Estate | Greater Than 90 Days
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	166	166
Commercial Business
Financing Receivable Recorded Investment Past Due [Line Items]
Current	1,572	1,625
Total Loans Receivable	1,572	1,625
Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due		22
Current	375	370
Total Loans Receivable	$ 375	392
Consumer | 30-59 Days Past Due
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due		$ 22

Loans and Allowance for Loan 25

Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Financing Receivable Impaired [Line Items]
Total Recorded Balance	$ 3,596		$ 3,596		$ 4,253
Total Unpaid Principal Balance	3,639		3,639		4,284
Total Specific Allowance	6		6		26
Total Average Balance of Impaired Loans	3,530	$ 4,499	3,525	$ 4,261	4,541
Total Interest Income Recognized	38	57	84	102	189
Residential Real Estate
Financing Receivable Impaired [Line Items]
Loan without a specific valuation allowance, Recorded Balance	1,486		1,486		1,617
Loan without a specific valuation allowance, Unpaid Principal Balance	1,519		1,519		1,630
Loan without a specific valuation allowance, Average Balance of Impaired Loans	1,415	2,266	1,413	2,060	2,231
Loan without a specific valuation allowance, Interest Income Recognized	14	23	31	42	80
Loans with a specific valuation allowance, Recorded Balance	33		33		566
Loans with a specific valuation allowance, Unpaid Principal Balance	43		43		584
Loans with a specific valuation allowance, Specific Allowance	6		6		26
Loans with a specific valuation allowance, Average Balance Impaired Loans	31	254	33	256	316
Loans with a specific valuation allowance, Interest Income Recognized		3	2	7
Commercial Real Estate
Financing Receivable Impaired [Line Items]
Loan without a specific valuation allowance, Recorded Balance	251		251		214
Loan without a specific valuation allowance, Unpaid Principal Balance	251		251		214
Loan without a specific valuation allowance, Average Balance of Impaired Loans	252	221	239	222	219
Loan without a specific valuation allowance, Interest Income Recognized	3	5	8	7	15
Construction and Land Real Estate
Financing Receivable Impaired [Line Items]
Loan without a specific valuation allowance, Recorded Balance	1,826		1,826		1,856
Loan without a specific valuation allowance, Unpaid Principal Balance	1,826		1,826		1,856
Loan without a specific valuation allowance, Average Balance of Impaired Loans	1,832	1,758	1,840	1,723	1,775
Loan without a specific valuation allowance, Interest Income Recognized	$ 21	$ 26	$ 43	$ 46	$ 94

Loans and Allowance for Loan 26

Loans and Allowance for Loan Losses - Bank's Nonaccrual Loans, Excludes Performing Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment Past Due [Line Items]
Total nonaccrual	$ 959	$ 1,210
Residential Real Estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total nonaccrual	784	1,033
Commercial Real Estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total nonaccrual	9	11
Construction and Land Real Estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total nonaccrual	$ 166	$ 166

Loans and Allowance for Loan 27

Loans and Allowance for Loan Losses - Newly Classified Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2015Contract	Jun. 30, 2015USD ($)Contract	Jun. 30, 2014USD ($)Contract
Financing Receivable Modifications [Line Items]
Number of Contracts | Contract	0	1	1
Pre-Modification Balance		$ 42	$ 296
Post-Modification Balance		$ 42	$ 296
Commercial Real Estate
Financing Receivable Modifications [Line Items]
Number of Contracts | Contract		1
Pre-Modification Balance		$ 42
Post-Modification Balance		$ 42
Construction and Land Real Estate
Financing Receivable Modifications [Line Items]
Number of Contracts | Contract			1
Pre-Modification Balance			$ 296
Post-Modification Balance			$ 296

Loans and Allowance for Loan 28

Loans and Allowance for Loan Losses - Restructured Loans by Type of Modification (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable Modifications [Line Items]
Newly restructured loans	$ 42	$ 296
Term
Financing Receivable Modifications [Line Items]
Newly restructured loans	42	296
Commercial Real Estate
Financing Receivable Modifications [Line Items]
Newly restructured loans	42
Commercial Real Estate | Term
Financing Receivable Modifications [Line Items]
Newly restructured loans	$ 42
Construction and Land Real Estate
Financing Receivable Modifications [Line Items]
Newly restructured loans		296
Construction and Land Real Estate | Term
Financing Receivable Modifications [Line Items]
Newly restructured loans		$ 296

Regulatory Matters - Summary of

Regulatory Matters - Summary of Bank's Actual Capital Amounts and Ratios (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Total Capital
Total Capital, Actual Amount	$ 10,903	$ 10,817
Total Capital (to Risk-Weighted Assets), Actual Ratio	17.30%	16.30%
Total Capital, For Capital Adequacy Purposes, Amount	$ 5,047	$ 5,316
Total Capital (to Risk-Weighted Assets), For Capital Adequacy Purposes, Ratio	8.00%	8.00%
Total Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 6,309	$ 6,645
Total Capital (to Risk-Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier 1 Capital
Tier 1 Capital, Actual Amount	$ 10,110	$ 9,982
Tier 1 Capital (to Risk-Weighted Assets), Actual Ratio	16.00%	15.00%
Tier 1 Capital, For Capital Adequacy Purposes, Amount	$ 3,785	$ 2,658
Tier 1 Capital (to Risk-Weighted Assets), For Capital Adequacy Purposes, Ratio	6.00%	4.00%
Tier 1 Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 5,047	$ 3,987
Tier 1 Capital (to Risk-Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	8.00%	6.00%
Common Equity Tier I Capital
Common Equity Tier I Capital, Actual Amount	$ 10,110
Common Equity Tier I Capital (to Risk-Weighted Assets), Actual Ratio	16.00%
Common Equity Tier I Capital, For Capital Adequacy Purposes, Amount	$ 2,839
Common Equity Tier I Capital (to Risk-Weighted Assets), For Capital Adequacy Purposes, Ratio	4.50%
Common Equity Tier 1 Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 4,101
Common Equity Tier I Capital (to Risk-Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.50%
Tier I Leverage Capital
Tier I Leverage Capital, Actual Amount	$ 10,110	$ 9,982
Tier I Leverage Capital (to Average Total Assets), Actual Ratio	11.20%	11.00%
Tier 1 Leverage Capital, For Capital Adequacy Purposes, Amount	$ 3,603	$ 3,627
Tier I Leverage Capital (to Average Total Assets), For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Tier I Leverage Capital, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 4,504	$ 5,441
Tier I Leverage Capital (to Average Total Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5.00%	6.00%

Disclosures about Fair Value 30

Disclosures about Fair Value of Assets and Liabilities - Fair Value Measurements of Assets Measured at Fair Value on Non-recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Impaired Loans
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Fair Value	$ 27	$ 540
Foreclosed Real Estate
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Fair Value	503	76
Significant Unobservable Inputs (Level 3) | Impaired Loans
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Fair Value	27	540
Significant Unobservable Inputs (Level 3) | Foreclosed Real Estate
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Fair Value	$ 503	$ 76

Disclosures about Fair Value 31

Disclosures about Fair Value of Assets and Liabilities - Quantitative Information about Unobservable Inputs Used in Nonrecurring Level 3 Fair Value Measurements (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Impaired Loans
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value	$ 27	$ 540
Marketability discount, Range	9.00%
Impaired Loans | Minimum
Fair Value Inputs Assets Quantitative Information [Line Items]
Marketability discount, Range		10.00%
Impaired Loans | Maximum
Fair Value Inputs Assets Quantitative Information [Line Items]
Marketability discount, Range		15.00%
Impaired Loans | Fair Value Measurements Nonrecurring
Fair Value Inputs Assets Quantitative Information [Line Items]
Valuation Technique	Marketable comparable properties	Marketable comparable properties
Foreclosed Real Estate
Fair Value Inputs Assets Quantitative Information [Line Items]
Fair Value	$ 503	$ 76
Comparability adjustments, Range	9.00%	10.00%
Foreclosed Real Estate | Fair Value Measurements Nonrecurring
Fair Value Inputs Assets Quantitative Information [Line Items]
Valuation Technique	Marketable comparable properties	Marketable comparable properties

Disclosures about Fair Value 32

Disclosures about Fair Value of Assets and Liabilities - Estimated Fair Values of the Bank's Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financial assets
Cash and due from banks	$ 5,158	$ 5,165
Interest-earning demand deposits in banks	3,367	2,816
Interest-earning time deposits	992	992
Loans held for sale	662	581
Loans, net	72,009	72,365
Federal Home Loan Bank stock	468	678
Accrued interest receivable	188	187
Mortgage servicing rights	310	269
Financial liabilities
Deposits	73,309	67,868
Federal funds purchased		2,500
Advances from the Federal Home Loan Bank	6,927	6,927
Accrued interest payable	10	9
Quoted Prices In Active Markets For Identical Assets (Level 1)
Financial assets
Cash and due from banks	5,158	5,165
Interest-earning demand deposits in banks	3,367	2,816
Financial liabilities
Deposits	40,471	41,231
Federal funds purchased		2,500
Significant Other Observable Inputs (Level 2)
Financial assets
Interest-earning time deposits	992	992
Loans held for sale	673	592
Federal Home Loan Bank stock	468	678
Accrued interest receivable	188	187
Financial liabilities
Deposits	33,516	27,276
Advances from the Federal Home Loan Bank	7,066	7,049
Accrued interest payable	10	9
Significant Unobservable Inputs (Level 3)
Financial assets
Loans, net	72,576	72,959
Mortgage servicing rights	310	269
Fair Value
Financial assets
Cash and due from banks	5,158	5,165
Interest-earning demand deposits in banks	3,367	2,816
Interest-earning time deposits	992	992
Loans held for sale	673	592
Loans, net	72,576	72,959
Federal Home Loan Bank stock	468	678
Accrued interest receivable	188	187
Mortgage servicing rights	310	269
Financial liabilities
Deposits	73,987	68,507
Federal funds purchased		2,500
Advances from the Federal Home Loan Bank	7,066	7,049
Accrued interest payable	$ 10	$ 9

Plan of Conversion and Change33

Plan of Conversion and Change in Corporate Form - Additional Information (Details) - Jun. 30, 2015 - USD ($)	Total
Plan Of Conversion And Change In Corporate Form [Line Items]
Company formation date	2015-06
Prepaid Expenses and Other Assets
Plan Of Conversion And Change In Corporate Form [Line Items]
Conversion costs	$ 364,000