Sanibel Captiva Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CORPORATION	Equities	88579Y101	84,176	770	SH		DFND		770	0	0
3M CORPORATION	Equities	88579Y101	584,753	5,349	SH		SOLE		5,349	0	0
ABBOTT LABORATORIES	Equities	002824100	603,404	5,482	SH		DFND		5,482	0	0
ABBOTT LABORATORIES	Equities	002824100	16,160,367	146,819	SH		SOLE		145,209	0	1,610
ABBVIE INC	Equities	00287Y109	1,371,330	8,849	SH		DFND		8,849	0	0
ABBVIE INC	Equities	00287Y109	40,618,102	262,103	SH		SOLE		261,028	0	1,075
ACCENTURE PLC	Equities	G1151C101	1,284,331	3,660	SH		DFND		3,660	0	0
ACCENTURE PLC	Equities	G1151C101	85,316,397	243,129	SH		SOLE		243,129	0	0
ADOBE SYS INC	Equities	00724F101	617,481	1,035	SH		DFND		1,035	0	0
ADOBE SYS INC	Equities	00724F101	20,915,006	35,057	SH		SOLE		35,057	0	0
ADR TOYOTA MOTOR	Equities	892331307	264,984	1,445	SH		DFND		1,445	0	0
ADVANCED MICRO DEV	Equities	007903107	756,656	5,133	SH		DFND		5,133	0	0
ADVANCED MICRO DEV	Equities	007903107	18,278,545	123,998	SH		SOLE		123,998	0	0
AFLAC INCORPORATED	Equities	001055102	80,850	980	SH		DFND		980	0	0
AFLAC INCORPORATED	Equities	001055102	1,230,488	14,915	SH		SOLE		14,915	0	0
AIR PRODS & CHEMS	Equities	009158106	591,682	2,161	SH		DFND		2,161	0	0
AIR PRODS & CHEMS	Equities	009158106	481,888	1,760	SH		SOLE		1,760	0	0
AKAMAI TECHNOLOGIES INC	Equities	00971T101	50,299	425	SH		DFND		425	0	0
AKAMAI TECHNOLOGIES INC	Equities	00971T101	3,149,057	26,608	SH		SOLE		26,608	0	0
AKOUSTIS TECHNOLOGIES ORD SHS	Equities	00973N102	12,510	15,000	SH		SOLE		15,000	0	0
ALIBABA GROUP HOLDING LIMITED	Equities	01609W102	441,807	5,700	SH		SOLE		5,700	0	0
ALLSTATE CORP	Equities	020002101	145,579	1,040	SH		DFND		1,040	0	0
ALLSTATE CORP	Equities	020002101	620,391	4,432	SH		SOLE		4,432	0	0
ALPHABET INC	Equities	02079K107	2,652,303	18,820	SH		DFND		18,820	0	0
ALPHABET INC	Equities	02079K107	91,605,768	650,009	SH		SOLE		649,309	0	700
ALPHABET INC CL A	Equities	02079K305	1,549,162	11,090	SH		DFND		11,090	0	0
ALPHABET INC CL A	Equities	02079K305	27,905,732	199,769	SH		SOLE		199,769	0	0
ALTRIA GROUP	Equities	02209S103	84,311	2,090	SH		DFND		2,090	0	0
ALTRIA GROUP	Equities	02209S103	1,605,774	39,806	SH		SOLE		39,806	0	0
AMAZON.COM, INC	Equities	023135106	1,936,171	12,743	SH		DFND		12,743	0	0
AMAZON.COM, INC	Equities	023135106	44,568,104	293,327	SH		SOLE		293,327	0	0
AMERICAN ELEC PWR	Equities	025537101	45,483	560	SH		DFND		560	0	0
AMERICAN ELEC PWR	Equities	025537101	226,360	2,787	SH		SOLE		2,787	0	0
AMERICAN EXPRESS CO	Equities	025816109	302,554	1,615	SH		DFND		1,615	0	0
AMERICAN EXPRESS CO	Equities	025816109	6,627,527	35,377	SH		SOLE		35,377	0	0
AMERICAN TOWER CORP	Equities	03027X100	339,363	1,572	SH		DFND		1,572	0	0
AMERICAN TOWER CORP	Equities	03027X100	346,919	1,607	SH		SOLE		1,607	0	0
AMERIPRISE FINANCIAL, INC.	Equities	03076C106	75,966	200	SH		DFND		200	0	0
AMERIPRISE FINANCIAL, INC.	Equities	03076C106	1,389,798	3,659	SH		SOLE		3,659	0	0
AMGEN INC	Equities	031162100	800,984	2,781	SH		DFND		2,781	0	0
AMGEN INC	Equities	031162100	23,289,873	80,862	SH		SOLE		80,862	0	0
AMPHENOL CORP NEW	Equities	032095101	63,443	640	SH		DFND		640	0	0
AMPHENOL CORP NEW	Equities	032095101	329,112	3,320	SH		SOLE		3,320	0	0
ANALOG DEVICES INC	Equities	032654105	61,554	310	SH		DFND		310	0	0
ANALOG DEVICES INC	Equities	032654105	364,159	1,834	SH		SOLE		1,834	0	0
APPLE COMPUTER INC	Equities	037833100	6,254,915	32,488	SH		DFND		32,488	0	0
APPLE COMPUTER INC	Equities	037833100	133,624,291	694,044	SH		SOLE		694,044	0	0
APPLIED MATERIALS	Equities	038222105	165,311	1,020	SH		DFND		1,020	0	0
APPLIED MATERIALS	Equities	038222105	1,281,325	7,906	SH		SOLE		7,906	0	0
APTIV PLC	Equities	G6095L109	94,206	1,050	SH		DFND		1,050	0	0
APTIV PLC	Equities	G6095L109	781,730	8,713	SH		SOLE		8,713	0	0
ARES CAP CORP	Equities	04010L103	240,360	12,000	SH		SOLE		12,000	0	0
ASML HOLDING NV	Equities	N07059210	358,023	473	SH		DFND		473	0	0
ASML HOLDING NV	Equities	N07059210	177,119	234	SH		SOLE		234	0	0
ASTRAZENECA ADR	Equities	046353108	182,384	2,708	SH		DFND		2,708	0	0
ASTRAZENECA ADR	Equities	046353108	1,029,579	15,287	SH		SOLE		15,287	0	0
AT&T INC COM	Equities	00206R102	60,358	3,597	SH		DFND		3,597	0	0
AT&T INC COM	Equities	00206R102	1,365,691	81,388	SH		SOLE		81,388	0	0
AUTODESK INC	Equities	052769106	257,358	1,057	SH		DFND		1,057	0	0
AUTODESK INC	Equities	052769106	11,183,036	45,930	SH		SOLE		45,930	0	0
AUTOMATIC DATA PRO	Equities	053015103	659,072	2,829	SH		DFND		2,829	0	0
AUTOMATIC DATA PRO	Equities	053015103	2,668,438	11,454	SH		SOLE		11,454	0	0
AUTOZONE INC	Equities	053332102	496,437	192	SH		DFND		192	0	0
AUTOZONE INC	Equities	053332102	8,527,342	3,298	SH		SOLE		3,298	0	0
BANCO BILBAO VIZCAYA	Equities	05946K101	73,172	8,032	SH		DFND		8,032	0	0
BANCO BILBAO VIZCAYA	Equities	05946K101	35,884	3,939	SH		SOLE		3,939	0	0
BANCO SANTANDER ADR	Equities	05964H105	55,907	13,504	SH		DFND		13,504	0	0
BANCO SANTANDER ADR	Equities	05964H105	137,688	33,258	SH		SOLE		33,258	0	0
BANK NEW YORK MELLON CORPCOM	Equities	064058100	46,845	900	SH		DFND		900	0	0
BANK NEW YORK MELLON CORPCOM	Equities	064058100	753,892	14,484	SH		SOLE		14,484	0	0
BANK OF AMERICA CORP	Equities	060505104	505,622	15,017	SH		DFND		15,017	0	0
BANK OF AMERICA CORP	Equities	060505104	8,729,958	259,280	SH		SOLE		259,280	0	0
BAXTER INTRNL	Equities	071813109	25,129	650	SH		DFND		650	0	0
BAXTER INTRNL	Equities	071813109	672,413	17,393	SH		SOLE		17,393	0	0
BECTON, DICKINSON	Equities	075887109	51,204	210	SH		DFND		210	0	0
BECTON, DICKINSON	Equities	075887109	2,006,965	8,231	SH		SOLE		8,231	0	0
BERKSHIRE HATHAWAY	Equities	084670108	2,170,500	4	SH		SOLE		4	0	0
BERKSHIRE HATHAWAY INC DELCL B	Equities	084670702	1,028,251	2,883	SH		DFND		2,883	0	0
BERKSHIRE HATHAWAY INC DELCL B	Equities	084670702	42,609,457	119,468	SH		SOLE		118,388	0	1,080
BHP BILLITON LIMITED	Equities	088606108	203,974	2,986	SH		DFND		2,986	0	0
BHP BILLITON LIMITED	Equities	088606108	70,018	1,025	SH		SOLE		1,025	0	0
BLACKROCK INC	Equities	09247X101	1,367,071	1,684	SH		DFND		1,684	0	0
BLACKROCK INC	Equities	09247X101	30,269,587	37,287	SH		SOLE		37,287	0	0
BLACKSTONE GROUP ORD SHS CLASS	Equities	09260D107	605,636	4,626	SH		SOLE		4,626	0	0
BLACKSTONE SECURED LENDING ORD	Equities	09261X102	414,600	15,000	SH		SOLE		15,000	0	0
BOEING COMPANY	Equities	097023105	226,774	870	SH		DFND		870	0	0
BOEING COMPANY	Equities	097023105	6,914,267	26,526	SH		SOLE		26,526	0	0
BOOKING HOLDINGS INC.	Equities	09857L108	503,705	142	SH		DFND		142	0	0
BOOKING HOLDINGS INC.	Equities	09857L108	10,577,810	2,982	SH		SOLE		2,982	0	0
BP AMOCO PLC ADR	Equities	055622104	100,040	2,826	SH		DFND		2,826	0	0
BP AMOCO PLC ADR	Equities	055622104	506,680	14,313	SH		SOLE		14,313	0	0
BRISTOL MYERS SQUIBB	Equities	110122108	181,381	3,535	SH		DFND		3,535	0	0
BRISTOL MYERS SQUIBB	Equities	110122108	886,021	17,268	SH		SOLE		17,268	0	0
BROADCOM INC	Equities	11135F101	1,857,440	1,664	SH		DFND		1,664	0	0
BROADCOM INC	Equities	11135F101	8,956,790	8,024	SH		SOLE		8,024	0	0
BROADSTONE NET LEASE INC	Equities	11135E203	297,906	17,300	SH		SOLE		17,300	0	0
BROOKFIELD ASSET MANAGEMENT VOT	Equities	113004105	107,013	2,664	SH		DFND		2,664	0	0
BROOKFIELD ASSET MANAGEMENT VOT	Equities	113004105	4,425,328	110,165	SH		SOLE		110,165	0	0
BROOKFIELD INFRAST PARTNERS LP	Equities	G16252101	70,853	2,250	SH		DFND		2,250	0	0
BROOKFIELD INFRAST PARTNERS LP	Equities	G16252101	3,670,537	116,562	SH		SOLE		116,562	0	0
BROOKFIELD INFRASTRUCTURE CORP	Equities	11275Q107	8,785	249	SH		DFND		249	0	0
BROOKFIELD INFRASTRUCTURE CORP	Equities	11275Q107	841,393	23,849	SH		SOLE		23,849	0	0
BROOKFIELD ORD SHS CLASS A	Equities	11271J107	514,659	12,828	SH		DFND		12,828	0	0
BROOKFIELD ORD SHS CLASS A	Equities	11271J107	35,676,068	889,234	SH		SOLE		889,234	0	0
CABOT CORP	Equities	127055101	417,500	5,000	SH		SOLE		5,000	0	0
CACI INTL INC CLASS A	Equities	127190304	323,860	1,000	SH		SOLE		1,000	0	0
CANADIAN NATL RR	Equities	136375102	135,932	1,082	SH		DFND		1,082	0	0
CANADIAN NATL RR	Equities	136375102	338,573	2,695	SH		SOLE		2,695	0	0
CAPITAL ONE FINL	Equities	14040H105	138,332	1,055	SH		DFND		1,055	0	0
CAPITAL ONE FINL	Equities	14040H105	1,667,322	12,716	SH		SOLE		12,716	0	0
CARRIER GLOBAL CORPORATION COM	Equities	14448C104	78,017	1,358	SH		DFND		1,358	0	0
CARRIER GLOBAL CORPORATION COM	Equities	14448C104	1,404,595	24,449	SH		SOLE		24,449	0	0
CATERPILLAR INC	Equities	149123101	372,544	1,260	SH		DFND		1,260	0	0
CATERPILLAR INC	Equities	149123101	13,389,120	45,284	SH		SOLE		45,284	0	0
CBOE HOLDINGS INC	Equities	12503M108	3,662,444	20,511	SH		SOLE		20,511	0	0
CBRE GROUP, INC.	Equities	12504L109	276,477	2,970	SH		DFND		2,970	0	0
CBRE GROUP, INC.	Equities	12504L109	23,196,352	249,182	SH		SOLE		246,382	0	2,800
CDW CORPORATION	Equities	12514G108	34,098	150	SH		DFND		150	0	0
CDW CORPORATION	Equities	12514G108	1,514,179	6,661	SH		SOLE		6,661	0	0
CENTERPOINT ENERGY	Equities	15189T107	10,285	360	SH		DFND		360	0	0
CENTERPOINT ENERGY	Equities	15189T107	215,189	7,532	SH		SOLE		7,532	0	0
CHARLES RIVER LABS	Equities	159864107	88,650	375	SH		DFND		375	0	0
CHARLES RIVER LABS	Equities	159864107	4,288,532	18,141	SH		SOLE		18,141	0	0
CHECK POINT SOFTWARE TECH	Equities	M22465104	14,711,080	96,283	SH		SOLE		96,283	0	0
CHEVRON CORP	Equities	166764100	962,529	6,453	SH		DFND		6,453	0	0
CHEVRON CORP	Equities	166764100	19,345,455	129,696	SH		SOLE		129,696	0	0
CHIPOTLE MEXICAN GRILL INC	Equities	169656105	1,061,149	464	SH		SOLE		464	0	0
CHURCH & DWIGHT CO INC	Equities	171340102	378,240	4,000	SH		SOLE		4,000	0	0
CIGNA CORPORATION	Equities	125523100	269,206	899	SH		DFND		899	0	0
CIGNA CORPORATION	Equities	125523100	5,455,380	18,218	SH		SOLE		18,218	0	0
CINTAS CORP	Equities	172908105	72,319	120	SH		DFND		120	0	0
CINTAS CORP	Equities	172908105	195,865	325	SH		SOLE		325	0	0
CISCO SYSTEMS INC	Equities	17275R102	616,950	12,212	SH		DFND		12,212	0	0
CISCO SYSTEMS INC	Equities	17275R102	6,881,380	136,211	SH		SOLE		136,211	0	0
CITIGROUP INC COM NEW	Equities	172967424	146,810	2,854	SH		DFND		2,854	0	0
CITIGROUP INC COM NEW	Equities	172967424	431,016	8,379	SH		SOLE		8,379	0	0
CME GROUP INC	Equities	12572Q105	84,240	400	SH		DFND		400	0	0
CME GROUP INC	Equities	12572Q105	3,477,006	16,510	SH		SOLE		16,510	0	0
COCA COLA CO	Equities	191216100	308,793	5,240	SH		DFND		5,240	0	0
COCA COLA CO	Equities	191216100	3,602,980	61,140	SH		SOLE		61,140	0	0
COLGATE-PALMOLIVE CO	Equities	194162103	255,072	3,200	SH		DFND		3,200	0	0
COLGATE-PALMOLIVE CO	Equities	194162103	4,238,579	53,175	SH		SOLE		53,175	0	0
COMCAST CORP NEW A	Equities	20030N101	762,552	17,390	SH		DFND		17,390	0	0
COMCAST CORP NEW A	Equities	20030N101	16,274,708	371,145	SH		SOLE		371,145	0	0
COMERICA INC	Equities	200340107	30,696	550	SH		DFND		550	0	0
COMERICA INC	Equities	200340107	191,149	3,425	SH		SOLE		3,425	0	0
CONOCOPHILLIPS COM	Equities	20825C104	515,235	4,439	SH		DFND		4,439	0	0
CONOCOPHILLIPS COM	Equities	20825C104	4,388,258	37,807	SH		SOLE		37,807	0	0
CORNING INC	Equities	219350105	146,160	4,800	SH		DFND		4,800	0	0
CORNING INC	Equities	219350105	9,326,896	306,302	SH		SOLE		306,302	0	0
CORTEVA INC	Equities	22052L104	47,010	981	SH		DFND		981	0	0
CORTEVA INC	Equities	22052L104	563,731	11,764	SH		SOLE		11,764	0	0
COSTCO WHSL CORP NEW	Equities	22160K105	474,598	719	SH		DFND		719	0	0
COSTCO WHSL CORP NEW	Equities	22160K105	31,301,654	47,421	SH		SOLE		47,421	0	0
CROWN CASTLE INTERNATIONAL CORP	Equities	22822V101	323,799	2,811	SH		DFND		2,811	0	0
CROWN CASTLE INTERNATIONAL CORP	Equities	22822V101	61,627	535	SH		SOLE		535	0	0
CROWN HOLDINGS INC	Equities	228368106	414,405	4,500	SH		SOLE		4,500	0	0
CSX CORP	Equities	126408103	156,015	4,500	SH		DFND		4,500	0	0
CSX CORP	Equities	126408103	1,361,734	39,277	SH		SOLE		39,277	0	0
CUMMINS INC	Equities	231021106	91,516	382	SH		DFND		382	0	0
CUMMINS INC	Equities	231021106	17,086,132	71,320	SH		SOLE		71,320	0	0
CVS HEALTH CORPORATION	Equities	126650100	527,690	6,683	SH		DFND		6,683	0	0
CVS HEALTH CORPORATION	Equities	126650100	7,455,561	94,422	SH		SOLE		94,422	0	0
D B A CHUBB LIMITED	Equities	H1467J104	509,404	2,254	SH		DFND		2,254	0	0
D B A CHUBB LIMITED	Equities	H1467J104	16,320,590	72,215	SH		SOLE		72,215	0	0
DANAHER CORP	Equities	235851102	350,017	1,513	SH		DFND		1,513	0	0
DANAHER CORP	Equities	235851102	3,844,177	16,618	SH		SOLE		16,618	0	0
DEERE & CO	Equities	244199105	155,949	390	SH		DFND		390	0	0
DEERE & CO	Equities	244199105	3,402,094	8,508	SH		SOLE		8,508	0	0
DEXCOM INC	Equities	252131107	147,047	1,185	SH		DFND		1,185	0	0
DEXCOM INC	Equities	252131107	1,643,944	13,248	SH		SOLE		13,248	0	0
DEXCOM INC CV 0.250 11/15/25	Fixed Income	252131AK3	20,880	20,000	PRN		SOLE		20,000	0	0
DIAGEO PLC SPON ADR	Equities	25243Q205	199,554	1,370	SH		DFND		1,370	0	0
DIAGEO PLC SPON ADR	Equities	25243Q205	7,785,527	53,450	SH		SOLE		53,450	0	0
DIGITAL REALTY TRUST	Equities	253868103	8,075	60	SH		DFND		60	0	0
DIGITAL REALTY TRUST	Equities	253868103	1,655,738	12,303	SH		SOLE		12,303	0	0
DIMENSIONAL U S SMALL CAP ETF	Mutual Funds	25434V500	236,691	3,970	SH		SOLE		3,970	0	0
DISCOVER FINANCIAL SERVICES	Equities	254709108	70,812	630	SH		DFND		630	0	0
DISCOVER FINANCIAL SERVICES	Equities	254709108	2,472,126	21,994	SH		SOLE		21,994	0	0
DISNEY WALT CO	Equities	254687106	817,395	9,053	SH		DFND		9,053	0	0
DISNEY WALT CO	Equities	254687106	23,283,353	257,873	SH		SOLE		257,873	0	0
DOLLAR TREE INC	Equities	256746108	15,199	107	SH		DFND		107	0	0
DOLLAR TREE INC	Equities	256746108	1,758,011	12,376	SH		SOLE		12,376	0	0
DOW INC	Equities	260557103	140,390	2,560	SH		DFND		2,560	0	0
DOW INC	Equities	260557103	9,484,304	172,945	SH		SOLE		172,945	0	0
DUKE ENERGY CORP NEW	Equities	26441C204	264,337	2,724	SH		DFND		2,724	0	0
DUKE ENERGY CORP NEW	Equities	26441C204	8,642,576	89,062	SH		SOLE		89,062	0	0
DUPONT DE NEMOURS INC	Equities	26614N102	54,236	705	SH		DFND		705	0	0
DUPONT DE NEMOURS INC	Equities	26614N102	2,892,876	37,604	SH		SOLE		37,604	0	0
EATON CORP NEW	Equities	G29183103	426,492	1,771	SH		DFND		1,771	0	0
EATON CORP NEW	Equities	G29183103	723,182	3,003	SH		SOLE		3,003	0	0
ECOLAB INC	Equities	278865100	31,736	160	SH		DFND		160	0	0
ECOLAB INC	Equities	278865100	297,128	1,498	SH		SOLE		1,498	0	0
EDISON INTL	Equities	281020107	27,881	390	SH		DFND		390	0	0
EDISON INTL	Equities	281020107	296,183	4,143	SH		SOLE		4,143	0	0
EDWARDS LIFESCIENCES	Equities	28176E108	58,331	765	SH		DFND		765	0	0
EDWARDS LIFESCIENCES	Equities	28176E108	533,369	6,995	SH		SOLE		6,995	0	0
ELEVANCE HEALTH ORD SHS	Equities	036752103	249,927	530	SH		DFND		530	0	0
ELEVANCE HEALTH ORD SHS	Equities	036752103	340,938	723	SH		SOLE		723	0	0
EMERSON ELECTRIC CO	Equities	291011104	232,424	2,388	SH		DFND		2,388	0	0
EMERSON ELECTRIC CO	Equities	291011104	13,423,364	137,916	SH		SOLE		137,916	0	0
ENBRIDGE INC	Equities	29250N105	523,731	14,540	SH		DFND		14,540	0	0
ENBRIDGE INC	Equities	29250N105	25,833,796	717,207	SH		SOLE		717,207	0	0
ENERGY SELECT SECTOR SPDR	Mutual Funds	81369Y506	1,517,085	18,095	SH		SOLE		18,095	0	0
ENERGY TRANSFER EQ LP	Equities	29273V100	278,070	20,150	SH		SOLE		20,150	0	0
ENTERPRISE PRODUCTS PARTNERS LP	Equities	293792107	438,042	16,624	SH		SOLE		16,624	0	0
EOG RES INC	Equities	26875P101	91,438	756	SH		DFND		756	0	0
EOG RES INC	Equities	26875P101	251,334	2,078	SH		SOLE		2,078	0	0
EPAM SYSTEMS INC	Equities	29414B104	93,662	315	SH		DFND		315	0	0
EPAM SYSTEMS INC	Equities	29414B104	604,195	2,032	SH		SOLE		2,032	0	0
EQUIFAX, INC.	Equities	294429105	38,330	155	SH		DFND		155	0	0
EQUIFAX, INC.	Equities	294429105	1,760,952	7,121	SH		SOLE		7,121	0	0
ESSENTIAL UTILITIES INC	Equities	29670G102	37,350	1,000	SH		DFND		1,000	0	0
ESSENTIAL UTILITIES INC	Equities	29670G102	192,614	5,157	SH		SOLE		5,157	0	0
EXTRA SPACE STORAGE INC	Equities	30225T102	22,607	141	SH		DFND		141	0	0
EXTRA SPACE STORAGE INC	Equities	30225T102	195,603	1,220	SH		SOLE		1,220	0	0
EXXON MOBIL CORP	Equities	30231G102	629,774	6,299	SH		DFND		6,299	0	0
EXXON MOBIL CORP	Equities	30231G102	16,679,863	166,832	SH		SOLE		166,832	0	0
FACTSET RESH SYS	Equities	303075105	188,435	395	SH		DFND		395	0	0
FACTSET RESH SYS	Equities	303075105	2,976,315	6,239	SH		SOLE		6,239	0	0
FASTENAL CO	Equities	311900104	148,323	2,290	SH		DFND		2,290	0	0
FASTENAL CO	Equities	311900104	12,690,904	195,938	SH		SOLE		195,938	0	0
FEDEX CORPORATION	Equities	31428X106	175,055	692	SH		DFND		692	0	0
FEDEX CORPORATION	Equities	31428X106	6,266,573	24,772	SH		SOLE		24,772	0	0
FIDELITY NATL INFORMATION SVCS	Equities	31620M106	84,098	1,400	SH		DFND		1,400	0	0
FIDELITY NATL INFORMATION SVCS	Equities	31620M106	600,400	9,995	SH		SOLE		9,995	0	0
FINANCIAL SEL SPDR	Mutual Funds	81369Y605	268,276	7,135	SH		SOLE		7,135	0	0
FIRSTENERGY CORP	Equities	337932107	299,329	8,165	SH		SOLE		8,165	0	0
FISERV INC	Equities	337738108	79,704	600	SH		DFND		600	0	0
FISERV INC	Equities	337738108	1,064,181	8,011	SH		SOLE		8,011	0	0
FORD MOTOR CO	Equities	345370860	61,560	5,050	SH		DFND		5,050	0	0
FORD MOTOR CO	Equities	345370860	583,791	47,891	SH		SOLE		47,891	0	0
FORTINET INC	Equities	34959E109	166,225	2,840	SH		DFND		2,840	0	0
FORTINET INC	Equities	34959E109	10,227,766	174,744	SH		SOLE		174,744	0	0
FORTUNE BRANDS HOME & SECURITY,	Equities	34964C106	454,404	5,968	SH		SOLE		5,968	0	0
FREEPORT MCMORAN COPPER & GOLD	Equities	35671D857	80,457	1,890	SH		DFND		1,890	0	0
FREEPORT MCMORAN COPPER & GOLD	Equities	35671D857	234,220	5,502	SH		SOLE		5,502	0	0
FRONTLINE PLC COM	Equities	M46528101	200,500	10,000	SH		SOLE		10,000	0	0
GATX CORP	Equities	361448103	384,704	3,200	SH		SOLE		3,200	0	0
GE HEALTHCARE TECHNOLOGIES INC	Equities	36266G107	22,114	286	SH		DFND		286	0	0
GE HEALTHCARE TECHNOLOGIES INC	Equities	36266G107	201,032	2,600	SH		SOLE		2,600	0	0
GENERAL DYNAMICS	Equities	369550108	576,467	2,220	SH		DFND		2,220	0	0
GENERAL DYNAMICS	Equities	369550108	27,530,473	106,022	SH		SOLE		106,022	0	0
GENERAL ELEC CO	Equities	369604301	109,634	859	SH		DFND		859	0	0
GENERAL ELEC CO	Equities	369604301	1,299,273	10,180	SH		SOLE		10,180	0	0
GENERAL MILLS	Equities	370334104	32,570	500	SH		DFND		500	0	0
GENERAL MILLS	Equities	370334104	1,249,906	19,188	SH		SOLE		19,188	0	0
GENUINE PARTS CO	Equities	372460105	55,400	400	SH		DFND		400	0	0
GENUINE PARTS CO	Equities	372460105	1,063,403	7,678	SH		SOLE		7,678	0	0
GILEAD SCIENCES INC	Equities	375558103	155,539	1,920	SH		DFND		1,920	0	0
GILEAD SCIENCES INC	Equities	375558103	1,438,090	17,752	SH		SOLE		17,752	0	0
GLOBAL X ROBO & AI THEMATIC ETF	Mutual Funds	37954Y715	296,400	10,400	SH		SOLE		10,400	0	0
GOLDMAN SACHS GROUP	Equities	38141G104	104,158	270	SH		DFND		270	0	0
GOLDMAN SACHS GROUP	Equities	38141G104	4,003,907	10,379	SH		SOLE		10,379	0	0
GRAINGER W W INC	Equities	384802104	66,295	80	SH		DFND		80	0	0
GRAINGER W W INC	Equities	384802104	596,657	720	SH		SOLE		720	0	0
GSK PLC SPONSORED ADR	Equities	37733W204	67,968	1,834	SH		DFND		1,834	0	0
GSK PLC SPONSORED ADR	Equities	37733W204	548,747	14,807	SH		SOLE		14,807	0	0
HARTFORD FINL SVCS	Equities	416515104	36,171	450	SH		DFND		450	0	0
HARTFORD FINL SVCS	Equities	416515104	226,270	2,815	SH		SOLE		2,815	0	0
HEXCEL CORP NEW	Equities	428291108	516,250	7,000	SH		SOLE		7,000	0	0
HOME DEPOT, INC.	Equities	437076102	1,686,659	4,867	SH		DFND		4,867	0	0
HOME DEPOT, INC.	Equities	437076102	87,021,824	251,110	SH		SOLE		251,110	0	0
HONEYWELL INTL INC	Equities	438516106	419,420	2,000	SH		DFND		2,000	0	0
HONEYWELL INTL INC	Equities	438516106	26,810,165	127,844	SH		SOLE		127,844	0	0
HORMEL FOODS CORP	Equities	440452100	10,275	320	SH		DFND		320	0	0
HORMEL FOODS CORP	Equities	440452100	343,577	10,700	SH		SOLE		10,700	0	0
HP INC	Equities	40434L105	46,640	1,550	SH		DFND		1,550	0	0
HP INC	Equities	40434L105	525,191	17,454	SH		SOLE		17,454	0	0
HUMANA INC	Equities	444859102	96,140	210	SH		DFND		210	0	0
HUMANA INC	Equities	444859102	1,373,430	3,000	SH		SOLE		3,000	0	0
IAC INTERACTIVECORP NEW	Equities	44891N208	361,422	6,900	SH		SOLE		6,900	0	0
IBM CORP.	Equities	459200101	429,809	2,628	SH		DFND		2,628	0	0
IBM CORP.	Equities	459200101	23,581,130	144,183	SH		SOLE		144,183	0	0
IDEXX LABS INC	Equities	45168D104	34,968	63	SH		DFND		63	0	0
IDEXX LABS INC	Equities	45168D104	543,949	980	SH		SOLE		980	0	0
ILLINOIS TOOL WORKS	Equities	452308109	591,461	2,258	SH		DFND		2,258	0	0
ILLINOIS TOOL WORKS	Equities	452308109	14,300,090	54,593	SH		SOLE		53,553	0	1,040
INTEL CORP	Equities	458140100	395,468	7,870	SH		DFND		7,870	0	0
INTEL CORP	Equities	458140100	4,082,561	81,245	SH		SOLE		81,245	0	0
INTERCONTINENTAL EXCHANGE INC	Equities	45866F104	111,349	867	SH		DFND		867	0	0
INTERCONTINENTAL EXCHANGE INC	Equities	45866F104	3,516,028	27,377	SH		SOLE		27,377	0	0
INTUIT	Equities	461202103	634,405	1,015	SH		DFND		1,015	0	0
INTUIT	Equities	461202103	21,872,925	34,995	SH		SOLE		34,995	0	0
INTUITIVE SURGICAL, INC.	Equities	46120E602	121,450	360	SH		DFND		360	0	0
INTUITIVE SURGICAL, INC.	Equities	46120E602	87,714	260	SH		SOLE		260	0	0
INVESCO KBW BANK ETF	Mutual Funds	46138E628	404,342	8,220	SH		SOLE		8,220	0	0
INVESCO PREFERRED ETF	Mutual Funds	46138E511	4,588	400	SH		DFND		400	0	0
INVESCO PREFERRED ETF	Mutual Funds	46138E511	4,323,731	376,960	SH		SOLE		376,960	0	0
INVESCO QQQ TRUST SERIES 1	Mutual Funds	46090E103	1,708,927	4,173	SH		SOLE		4,173	0	0
INVESCO WATER RESOURCES ETF TRU	Mutual Funds	46137V142	219,096	3,600	SH		SOLE		3,600	0	0
IQVIA HOLDINGS INC	Equities	46266C105	85,842	371	SH		DFND		371	0	0
IQVIA HOLDINGS INC	Equities	46266C105	2,044,242	8,835	SH		SOLE		8,835	0	0
ISHARES S&P MIDCAP 400	Mutual Funds	464287507	328,423	1,185	SH		SOLE		1,185	0	0
ISHARES CORE MSCI EAFE	Mutual Funds	46432F842	123,113	1,750	SH		DFND		1,750	0	0
ISHARES CORE MSCI EAFE	Mutual Funds	46432F842	428,924	6,097	SH		SOLE		6,097	0	0
ISHARES CORE S&P TOTAL US STOCK	Mutual Funds	464287150	408,924	3,886	SH		SOLE		3,886	0	0
ISHARES CORE US AGGREGATE BOND	Mutual Funds	464287226	8,502,450	85,667	SH		SOLE		85,667	0	0
ISHARES DJ SELECT DIVIDEND	Mutual Funds	464287168	117,220	1,000	SH		DFND		1,000	0	0
ISHARES DJ SELECT DIVIDEND	Mutual Funds	464287168	345,799	2,950	SH		SOLE		2,950	0	0
ISHARES GOLD TRUST ETF	Mutual Funds	464285204	656,797	16,829	SH		SOLE		16,829	0	0
ISHARES HIGH YIELD CORP BND FD	Mutual Funds	464288513	61,912	800	SH		DFND		800	0	0
ISHARES HIGH YIELD CORP BND FD	Mutual Funds	464288513	968,613	12,516	SH		SOLE		12,516	0	0
ISHARES MSCI EAFE	Mutual Funds	464287465	1,667,646	22,132	SH		SOLE		22,132	0	0
ISHARES RUSSELL 1000	Mutual Funds	464287622	2,360,340	9,000	SH		DFND		9,000	0	0
ISHARES RUSSELL 1000	Mutual Funds	464287622	1,660,106	6,330	SH		SOLE		6,330	0	0
ISHARES RUSSELL 1000 GROWTH	Mutual Funds	464287614	375,324	1,238	SH		SOLE		1,238	0	0
ISHARES RUSSELL 1000 VALUE	Mutual Funds	464287598	911,354	5,515	SH		SOLE		5,515	0	0
ISHARES RUSSELL 2000	Mutual Funds	464287655	70,249	350	SH		DFND		350	0	0
ISHARES RUSSELL 2000	Mutual Funds	464287655	933,703	4,652	SH		SOLE		4,652	0	0
ISHARES RUSSELL MID CAP	Mutual Funds	464287499	136,028	1,750	SH		DFND		1,750	0	0
ISHARES RUSSELL MID CAP	Mutual Funds	464287499	452,389	5,820	SH		SOLE		5,820	0	0
ISHARES RUSSELL MIDCAP GROWTH F	Mutual Funds	464287481	371,878	3,560	SH		SOLE		3,560	0	0
ISHARES RUSSELL MIDCAP VALUE FD	Mutual Funds	464287473	298,633	2,568	SH		SOLE		2,568	0	0
ISHARES S P GLOBAL ETF	Mutual Funds	464288372	282,300	6,000	SH		SOLE		6,000	0	0
ISHARES S&P 100	Mutual Funds	464287101	325,032	1,455	SH		SOLE		1,455	0	0
ISHARES S&P 500	Mutual Funds	464287200	1,782,038	3,731	SH		SOLE		3,731	0	0
ISHARES S&P 500 BARRA GROWTH	Mutual Funds	464287309	555,440	7,396	SH		SOLE		7,396	0	0
ISHARES S&P 500 BARRA VALUE	Mutual Funds	464287408	3,220,964	18,523	SH		SOLE		18,523	0	0
ISHARES S&P SMALL CAP 600	Mutual Funds	464287804	397,278	3,670	SH		SOLE		3,670	0	0
ISHARES TR SP US PFD	Mutual Funds	464288687	209,753	6,725	SH		DFND		6,725	0	0
ISHARES TR SP US PFD	Mutual Funds	464288687	15,235,286	488,467	SH		SOLE		488,467	0	0
J.P. MORGAN CHASE &	Equities	46625H100	1,175,391	6,910	SH		DFND		6,910	0	0
J.P. MORGAN CHASE &	Equities	46625H100	39,063,125	229,648	SH		SOLE		229,648	0	0
JACOBS SOLUTIONS INC	Equities	46982L108	106,436	820	SH		DFND		820	0	0
JACOBS SOLUTIONS INC	Equities	46982L108	478,053	3,683	SH		SOLE		3,683	0	0
JETBLUE AIRWAYS CORP	Equities	477143101	83,250	15,000	SH		SOLE		15,000	0	0
JOHNSON & JOHNSON	Equities	478160104	872,258	5,565	SH		DFND		5,565	0	0
JOHNSON & JOHNSON	Equities	478160104	64,713,244	412,870	SH		SOLE		412,410	0	460
JONES LANG LASALLE INC	Equities	48020Q107	169,983	900	SH		DFND		900	0	0
JONES LANG LASALLE INC	Equities	48020Q107	162,428	860	SH		SOLE		860	0	0
KEMPER CORP	Equities	488401100	613,242	12,600	SH		SOLE		12,600	0	0
KENVUE INC COM	Equities	49177J102	36,623	1,701	SH		DFND		1,701	0	0
KENVUE INC COM	Equities	49177J102	851,684	39,558	SH		SOLE		37,832	0	1,726
KEURIG DR PEPPER INC.	Equities	49271V100	351,559	10,551	SH		DFND		10,551	0	0
KEURIG DR PEPPER INC.	Equities	49271V100	11,296,313	339,025	SH		SOLE		339,025	0	0
KEYSIGHT TECHNOLOGIES INC	Equities	49338L103	32,613	205	SH		DFND		205	0	0
KEYSIGHT TECHNOLOGIES INC	Equities	49338L103	230,681	1,450	SH		SOLE		1,450	0	0
KIMBERLY-CLARK	Equities	494368103	151,888	1,250	SH		DFND		1,250	0	0
KIMBERLY-CLARK	Equities	494368103	2,909,071	23,941	SH		SOLE		23,941	0	0
KRAFT HEINZ CO	Equities	500754106	17,787	481	SH		DFND		481	0	0
KRAFT HEINZ CO	Equities	500754106	5,668,923	153,297	SH		SOLE		153,297	0	0
L3HARRIS TECHNOLOGIES ORD SHS	Equities	502431109	58,131	276	SH		DFND		276	0	0
L3HARRIS TECHNOLOGIES ORD SHS	Equities	502431109	318,457	1,512	SH		SOLE		1,512	0	0
LAM RESEARCH CORPORATION	Equities	512807108	173,884	222	SH		DFND		222	0	0
LAM RESEARCH CORPORATION	Equities	512807108	137,071	175	SH		SOLE		175	0	0
LILLY ELI & CO.	Equities	532457108	1,306,324	2,241	SH		DFND		2,241	0	0
LILLY ELI & CO.	Equities	532457108	10,500,138	18,013	SH		SOLE		18,013	0	0
LINDE PLC SHS	Equities	G54950103	289,551	705	SH		DFND		705	0	0
LINDE PLC SHS	Equities	G54950103	301,461	734	SH		SOLE		734	0	0
LIVE NATION	Equities	538034109	1,030	11	SH		DFND		11	0	0
LIVE NATION	Equities	538034109	1,163,074	12,426	SH		SOLE		12,426	0	0
LLOYDS TSB GROUP PLC	Equities	539439109	54,382	22,754	SH		DFND		22,754	0	0
LLOYDS TSB GROUP PLC	Equities	539439109	24,223	10,135	SH		SOLE		10,135	0	0
LOCKHEED MARTIN CORP	Equities	539830109	487,686	1,076	SH		DFND		1,076	0	0
LOCKHEED MARTIN CORP	Equities	539830109	6,080,668	13,416	SH		SOLE		13,416	0	0
LOWES COMPANIES	Equities	548661107	362,757	1,630	SH		DFND		1,630	0	0
LOWES COMPANIES	Equities	548661107	9,539,383	42,864	SH		SOLE		42,864	0	0
LUMEN TECHNOLOGIES INC LA	Equities	550241103	27,450	15,000	SH		SOLE		15,000	0	0
LYONDELLBASELL INDUSTRIES	Equities	N53745100	29,475	310	SH		DFND		310	0	0
LYONDELLBASELL INDUSTRIES	Equities	N53745100	1,389,119	14,610	SH		SOLE		14,610	0	0
M&T BANK CORP	Equities	55261F104	52,090	380	SH		DFND		380	0	0
M&T BANK CORP	Equities	55261F104	3,560,927	25,977	SH		SOLE		25,977	0	0
MANULIFE FINL CORP	Equities	56501R106	54,211	2,453	SH		DFND		2,453	0	0
MANULIFE FINL CORP	Equities	56501R106	150,391	6,805	SH		SOLE		6,805	0	0
MARATHON OIL CORP	Equities	565849106	24,885	1,030	SH		DFND		1,030	0	0
MARATHON OIL CORP	Equities	565849106	1,776,412	73,527	SH		SOLE		73,527	0	0
MARATHON PETROLEUM CORPORATION	Equities	56585A102	195,687	1,319	SH		DFND		1,319	0	0
MARATHON PETROLEUM CORPORATION	Equities	56585A102	10,124,235	68,241	SH		SOLE		68,241	0	0
MARKEL CORP	Equities	570535104	4,033,936	2,841	SH		SOLE		2,841	0	0
MARRIOTT INTL INC	Equities	571903202	113,657	504	SH		DFND		504	0	0
MARRIOTT INTL INC	Equities	571903202	327,666	1,453	SH		SOLE		1,453	0	0
MARSH & MCLENNAN CO	Equities	571748102	580,157	3,062	SH		DFND		3,062	0	0
MASCO CORPORATION	Equities	574599106	26,792	400	SH		DFND		400	0	0
MASCO CORPORATION	Equities	574599106	419,094	6,257	SH		SOLE		6,257	0	0
MASTERCARD INC	Equities	57636Q104	326,280	765	SH		DFND		765	0	0
MASTERCARD INC	Equities	57636Q104	42,255,625	99,073	SH		SOLE		99,073	0	0
MATCH GROUP INC NEW	Equities	57667L107	543,558	14,892	SH		SOLE		14,892	0	0
MCCORMICK & CO INC CL V	Equities	579780107	297,024	4,368	SH		SOLE		4,368	0	0
MCCORMICK & CO.	Equities	579780206	17,789	260	SH		DFND		260	0	0
MCCORMICK & CO.	Equities	579780206	3,902,540	57,038	SH		SOLE		57,038	0	0
MCDONALDS CORP	Equities	580135101	1,189,598	4,012	SH		DFND		4,012	0	0
MCDONALDS CORP	Equities	580135101	7,951,509	26,817	SH		SOLE		26,817	0	0
MCKESSON CORP	Equities	58155Q103	300,937	650	SH		DFND		650	0	0
MCKESSON CORP	Equities	58155Q103	16,650,150	35,963	SH		SOLE		35,963	0	0
MEDTRONIC PLC	Equities	G5960L103	108,000	1,311	SH		DFND		1,311	0	0
MEDTRONIC PLC	Equities	G5960L103	9,489,846	115,196	SH		SOLE		115,196	0	0
MERCK & CO INC NEWCOM	Equities	58933Y105	2,207,764	20,251	SH		DFND		20,251	0	0
MERCK & CO INC NEWCOM	Equities	58933Y105	62,017,444	568,863	SH		SOLE		568,863	0	0
META PLATFORMS INC. CL A	Equities	30303M102	951,798	2,689	SH		DFND		2,689	0	0
META PLATFORMS INC. CL A	Equities	30303M102	5,740,877	16,219	SH		SOLE		16,219	0	0
MICROCHIP TECH INC	Equities	595017104	70,340	780	SH		DFND		780	0	0
MICROCHIP TECH INC	Equities	595017104	340,880	3,780	SH		SOLE		3,780	0	0
MICRON TECHNOLOGY	Equities	595112103	96,434	1,130	SH		DFND		1,130	0	0
MICRON TECHNOLOGY	Equities	595112103	267,114	3,130	SH		SOLE		3,130	0	0
MICROSOFT CORPORATION	Equities	594918104	5,552,983	14,767	SH		DFND		14,767	0	0
MICROSOFT CORPORATION	Equities	594918104	149,895,185	398,615	SH		SOLE		396,335	0	2,280
MITSUBISHI UFJ FINL - ADR	Equities	606822104	96,148	11,167	SH		DFND		11,167	0	0
MITSUBISHI UFJ FINL - ADR	Equities	606822104	4,426	514	SH		SOLE		514	0	0
MIZUHO FINANCIAL GROUP ADR	Equities	60687Y109	36,478	10,604	SH		DFND		10,604	0	0
MONDELEZ INTERNATIONAL INC	Equities	609207105	912,546	12,599	SH		DFND		12,599	0	0
MONDELEZ INTERNATIONAL INC	Equities	609207105	11,388,314	157,232	SH		SOLE		157,232	0	0
MONOLITHIC POWER SYSTEMS INC	Equities	609839105	240,327	381	SH		SOLE		381	0	0
MORGAN STANLEY	Equities	617446448	145,657	1,562	SH		DFND		1,562	0	0
MORGAN STANLEY	Equities	617446448	315,465	3,383	SH		SOLE		3,383	0	0
NETFLIX INC	Equities	64110L106	245,388	504	SH		DFND		504	0	0
NETFLIX INC	Equities	64110L106	615,903	1,265	SH		SOLE		1,265	0	0
NEXTERA ENERGY INCCOM	Equities	65339F101	868,278	14,295	SH		DFND		14,295	0	0
NEXTERA ENERGY INCCOM	Equities	65339F101	13,629,084	224,384	SH		SOLE		224,384	0	0
NIKE, INC.	Equities	654106103	728,288	6,708	SH		DFND		6,708	0	0
NIKE, INC.	Equities	654106103	15,146,384	139,509	SH		SOLE		139,509	0	0
NORFOLK SOUTHERN	Equities	655844108	182,013	770	SH		DFND		770	0	0
NORFOLK SOUTHERN	Equities	655844108	1,792,942	7,585	SH		SOLE		7,585	0	0
NORTHERN TRUST CORP	Equities	665859104	16,201	192	SH		DFND		192	0	0
NORTHERN TRUST CORP	Equities	665859104	219,304	2,599	SH		SOLE		2,599	0	0
NORTHROP GRUMMAN	Equities	666807102	332,379	710	SH		DFND		710	0	0
NORTHROP GRUMMAN	Equities	666807102	3,591,102	7,671	SH		SOLE		7,671	0	0
NOVARTIS AG	Equities	66987V109	265,046	2,625	SH		DFND		2,625	0	0
NOVARTIS AG	Equities	66987V109	1,279,593	12,673	SH		SOLE		12,673	0	0
NOVO-NORDISK A/S ADR	Equities	670100205	457,249	4,420	SH		DFND		4,420	0	0
NOVO-NORDISK A/S ADR	Equities	670100205	456,835	4,416	SH		SOLE		4,416	0	0
NVIDIA CORP	Equities	67066G104	1,287,572	2,600	SH		DFND		2,600	0	0
NVIDIA CORP	Equities	67066G104	9,777,128	19,743	SH		SOLE		19,743	0	0
NY CMTY BANCORP	Equities	649445103	102,300	10,000	SH		SOLE		10,000	0	0
O REILLY AUTOMOTIVE INC NEW COM	Equities	67103H107	486,441	512	SH		DFND		512	0	0
O REILLY AUTOMOTIVE INC NEW COM	Equities	67103H107	11,929,204	12,556	SH		SOLE		12,556	0	0
OMNICOM GROUP INC	Equities	681919106	28,548	330	SH		DFND		330	0	0
OMNICOM GROUP INC	Equities	681919106	2,539,761	29,358	SH		SOLE		29,358	0	0
ONEOK INC	Equities	682680103	383,682	5,465	SH		SOLE		5,465	0	0
ORACLE CORP	Equities	68389X105	905,644	8,590	SH		DFND		8,590	0	0
ORACLE CORP	Equities	68389X105	26,773,210	253,943	SH		SOLE		253,943	0	0
OTIS WORLDWIDE CORP	Equities	68902V107	60,750	679	SH		DFND		679	0	0
OTIS WORLDWIDE CORP	Equities	68902V107	964,129	10,776	SH		SOLE		10,776	0	0
PALO ALTO NETWORKS INC	Equities	697435105	1,487,670	5,045	SH		SOLE		5,045	0	0
PARKER HANNIFIN CORP	Equities	701094104	191,191	415	SH		DFND		415	0	0
PARKER HANNIFIN CORP	Equities	701094104	6,191,347	13,439	SH		SOLE		13,439	0	0
PAYCHEX INC	Equities	704326107	656,177	5,509	SH		DFND		5,509	0	0
PAYCHEX INC	Equities	704326107	22,673,422	190,357	SH		SOLE		188,862	0	1,495
PAYPAL HOLDINGS, INC.	Equities	70450Y103	191,599	3,120	SH		DFND		3,120	0	0
PAYPAL HOLDINGS, INC.	Equities	70450Y103	8,580,512	139,725	SH		SOLE		139,725	0	0
PEPSICO, INC.	Equities	713448108	1,474,211	8,680	SH		DFND		8,680	0	0
PEPSICO, INC.	Equities	713448108	34,039,503	200,421	SH		SOLE		199,721	0	700
PFIZER INC	Equities	717081103	379,855	13,194	SH		DFND		13,194	0	0
PFIZER INC	Equities	717081103	1,580,715	54,905	SH		SOLE		54,905	0	0
PHILIP MORRIS INTL INC	Equities	718172109	173,107	1,840	SH		DFND		1,840	0	0
PHILIP MORRIS INTL INC	Equities	718172109	2,066,279	21,963	SH		SOLE		21,963	0	0
PHILLIPS 66	Equities	718546104	387,837	2,913	SH		DFND		2,913	0	0
PHILLIPS 66	Equities	718546104	512,456	3,849	SH		SOLE		3,849	0	0
PIONEER NATURAL RESOURCES CO	Equities	723787107	45,876	204	SH		DFND		204	0	0
PIONEER NATURAL RESOURCES CO	Equities	723787107	163,038	725	SH		SOLE		725	0	0
PNC FINANCIAL SERVICES GROUP IN	Equities	693475105	200,221	1,293	SH		DFND		1,293	0	0
PNC FINANCIAL SERVICES GROUP IN	Equities	693475105	2,379,270	15,365	SH		SOLE		15,365	0	0
PPG INDUSTRIES	Equities	693506107	50,847	340	SH		DFND		340	0	0
PPG INDUSTRIES	Equities	693506107	290,576	1,943	SH		SOLE		1,943	0	0
PROCTER & GAMBLE CO	Equities	742718109	1,363,408	9,304	SH		DFND		9,304	0	0
PROCTER & GAMBLE CO	Equities	742718109	26,915,735	183,675	SH		SOLE		183,675	0	0
PROGRESSIVE CORP OH	Equities	743315103	116,274	730	SH		DFND		730	0	0
PROGRESSIVE CORP OH	Equities	743315103	105,284	661	SH		SOLE		661	0	0
PROLOGIS	Equities	74340W103	444,955	3,338	SH		DFND		3,338	0	0
PROLOGIS	Equities	74340W103	174,623	1,310	SH		SOLE		1,310	0	0
PROSPECT CAPITAL CORPORATION	Equities	74348T102	119,800	20,000	SH		SOLE		20,000	0	0
PRUDENTIAL FINANCIAL	Equities	744320102	90,228	870	SH		DFND		870	0	0
PRUDENTIAL FINANCIAL	Equities	744320102	233,970	2,256	SH		SOLE		2,256	0	0
PUBLIC STORAGE INC	Equities	74460D109	59,475	195	SH		DFND		195	0	0
PUBLIC STORAGE INC	Equities	74460D109	271,755	891	SH		SOLE		891	0	0
PUBLIC SVC ENTERPRISE GROUP	Equities	744573106	117,714	1,925	SH		DFND		1,925	0	0
PUBLIC SVC ENTERPRISE GROUP	Equities	744573106	11,794,001	192,870	SH		SOLE		192,870	0	0
QUALCOMM INC	Equities	747525103	668,624	4,623	SH		DFND		4,623	0	0
QUALCOMM INC	Equities	747525103	3,193,141	22,078	SH		SOLE		22,078	0	0
QUANTA SERVICES	Equities	74762E102	400,309	1,855	SH		SOLE		1,855	0	0
RAYMOND JAMES FINL	Equities	754730109	1,091,028	9,786	SH		SOLE		9,786	0	0
RAYTHEON TECHNOLOGIES CORP COM	Equities	75513E101	278,335	3,308	SH		DFND		3,308	0	0
RAYTHEON TECHNOLOGIES CORP COM	Equities	75513E101	9,485,270	112,732	SH		SOLE		112,732	0	0
REALTY INCOME CORP	Equities	756109104	403,720	7,031	SH		DFND		7,031	0	0
REALTY INCOME CORP	Equities	756109104	3,292,865	57,347	SH		SOLE		57,347	0	0
REGENERON PHARMACEUTICALS INC	Equities	75886F107	13,174	15	SH		DFND		15	0	0
REGENERON PHARMACEUTICALS INC	Equities	75886F107	4,499,480	5,123	SH		SOLE		5,123	0	0
ROSS STORES, INC	Equities	778296103	330,199	2,386	SH		SOLE		2,386	0	0
ROYAL BANK OF CANADA	Equities	780087102	152,201	1,505	SH		DFND		1,505	0	0
ROYAL BANK OF CANADA	Equities	780087102	74,432	736	SH		SOLE		736	0	0
RPM INTERNATIONAL	Equities	749685103	78,141	700	SH		DFND		700	0	0
RPM INTERNATIONAL	Equities	749685103	133,956	1,200	SH		SOLE		1,200	0	0
S P GLOBAL INC	Equities	78409V104	207,485	471	SH		DFND		471	0	0
S P GLOBAL INC	Equities	78409V104	2,137,403	4,852	SH		SOLE		4,852	0	0
SALESFORCE.COM INC	Equities	79466L302	814,155	3,094	SH		DFND		3,094	0	0
SALESFORCE.COM INC	Equities	79466L302	30,943,948	117,595	SH		SOLE		117,595	0	0
SANOFI ADR	Equities	80105N105	130,541	2,625	SH		DFND		2,625	0	0
SANOFI ADR	Equities	80105N105	81,557	1,640	SH		SOLE		1,640	0	0
SAP AKTIENGESELL	Equities	803054204	172,368	1,115	SH		DFND		1,115	0	0
SAP AKTIENGESELL	Equities	803054204	107,440	695	SH		SOLE		695	0	0
SCHLUMBERGER LTD	Equities	806857108	328,372	6,310	SH		DFND		6,310	0	0
SCHLUMBERGER LTD	Equities	806857108	7,749,641	148,917	SH		SOLE		148,917	0	0
SCHWAB US LARGE CAP GROWTH	Mutual Funds	808524300	294,840	3,554	SH		SOLE		3,554	0	0
SELECT SECTOR SPDR-HEALTH CARE	Equities	81369Y209	1,808,672	13,262	SH		SOLE		13,262	0	0
SEMPRA ENERGY	Equities	816851109	383,664	5,134	SH		DFND		5,134	0	0
SENSATA TECHNOLOGIES HOLDING	Equities	G8060N102	355,037	9,450	SH		SOLE		9,450	0	0
SERVICENOW INC	Equities	81762P102	286,128	405	SH		DFND		405	0	0
SERVICENOW INC	Equities	81762P102	7,379,288	10,445	SH		SOLE		10,445	0	0
SHELL PLC SPON ADR	Equities	780259305	241,815	3,675	SH		DFND		3,675	0	0
SHELL PLC SPON ADR	Equities	780259305	1,185,519	18,017	SH		SOLE		18,017	0	0
SOUTHERN CO.	Equities	842587107	344,429	4,912	SH		DFND		4,912	0	0
SOUTHERN CO.	Equities	842587107	15,722,797	224,227	SH		SOLE		224,227	0	0
SOUTHWEST CV 1.250 05/01/25	Fixed Income	844741BG2	10,105	10,000	PRN		SOLE		10,000	0	0
SPDR GOLD TRGOLD SHS	Mutual Funds	78463V107	876,132	4,583	SH		SOLE		4,583	0	0
SPDR PORT S&P 500 GROWTH	Mutual Funds	78464A409	21,145	325	SH		DFND		325	0	0
SPDR PORT S&P 500 GROWTH	Mutual Funds	78464A409	14,600,245	224,412	SH		SOLE		224,412	0	0
SPDR S&P 500 ETF	Mutual Funds	78462F103	13,202,686	27,777	SH		SOLE		27,777	0	0
SPDR S&P DIVIDEND	Mutual Funds	78464A763	546,244	4,371	SH		SOLE		4,371	0	0
SPDR S&P MIDCAP 400 ETF TR	Mutual Funds	78467Y107	558,118	1,100	SH		SOLE		1,100	0	0
STANLEY BLACK & DECKER INC	Equities	854502101	229,456	2,339	SH		DFND		2,339	0	0
STANLEY BLACK & DECKER INC	Equities	854502101	5,405,212	55,099	SH		SOLE		55,099	0	0
STARBUCKS CORP	Equities	855244109	1,360,846	14,174	SH		DFND		14,174	0	0
STARBUCKS CORP	Equities	855244109	29,885,225	311,272	SH		SOLE		311,272	0	0
STREETTRACKS DJ WILSHIRE REIT E	Mutual Funds	78464A607	484,226	5,080	SH		SOLE		5,080	0	0
STRYKER CORP	Equities	863667101	312,936	1,045	SH		DFND		1,045	0	0
STRYKER CORP	Equities	863667101	17,308,489	57,799	SH		SOLE		57,799	0	0
SYSCO CORP	Equities	871829107	50,460	690	SH		DFND		690	0	0
SYSCO CORP	Equities	871829107	825,784	11,292	SH		SOLE		11,292	0	0
T MOBILE US INC	Equities	872590104	30,463	190	SH		DFND		190	0	0
T MOBILE US INC	Equities	872590104	2,200,850	13,727	SH		SOLE		13,727	0	0
TAIWAN SEMICONDUCTOR ADR	Equities	874039100	427,856	4,114	SH		DFND		4,114	0	0
TAIWAN SEMICONDUCTOR ADR	Equities	874039100	1,863,784	17,921	SH		SOLE		17,921	0	0
TARGET CORP.	Equities	87612E106	370,719	2,603	SH		DFND		2,603	0	0
TARGET CORP.	Equities	87612E106	6,637,911	46,608	SH		SOLE		46,608	0	0
TELEFONICA ADR	Equities	879382208	54,113	13,875	SH		SOLE		13,875	0	0
TESLA MOTORS INC	Equities	88160R101	1,757,499	7,073	SH		SOLE		7,073	0	0
TEXAS INSTRUMENTS	Equities	882508104	691,897	4,059	SH		DFND		4,059	0	0
TEXAS INSTRUMENTS	Equities	882508104	1,393,340	8,174	SH		SOLE		8,174	0	0
THE TRAVELERS COMPANIES	Equities	89417E109	99,055	520	SH		DFND		520	0	0
THE TRAVELERS COMPANIES	Equities	89417E109	233,350	1,225	SH		SOLE		1,225	0	0
THERMO FISHER SCIENTIFIC, INC	Equities	883556102	180,469	340	SH		DFND		340	0	0
THERMO FISHER SCIENTIFIC, INC	Equities	883556102	650,749	1,226	SH		SOLE		1,226	0	0
TJX COS INC	Equities	872540109	399,349	4,257	SH		DFND		4,257	0	0
TJX COS INC	Equities	872540109	14,995,435	159,849	SH		SOLE		159,849	0	0
TORONTO DOMINION	Equities	891160509	147,075	2,276	SH		DFND		2,276	0	0
TORONTO DOMINION	Equities	891160509	115,541	1,788	SH		SOLE		1,788	0	0
TOTAL FINA ELF S.A.	Equities	89151E109	120,610	1,790	SH		DFND		1,790	0	0
TOTAL FINA ELF S.A.	Equities	89151E109	187,990	2,790	SH		SOLE		2,790	0	0
TRACTOR SUPPLY COMPANY	Equities	892356106	3,720,664	17,303	SH		SOLE		17,303	0	0
TYSON FOODS INC CL A	Equities	902494103	13,975	260	SH		DFND		260	0	0
TYSON FOODS INC CL A	Equities	902494103	215,000	4,000	SH		SOLE		4,000	0	0
ULTA BEAUTY INC	Equities	90384S303	257,245	525	SH		DFND		525	0	0
ULTA BEAUTY INC	Equities	90384S303	3,782,723	7,720	SH		SOLE		7,720	0	0
UMB FINANCIAL CORPORATION	Equities	902788108	382,158	4,574	SH		SOLE		4,574	0	0
UNILEVER PLC AMER SH	Equities	904767704	130,896	2,700	SH		DFND		2,700	0	0
UNILEVER PLC AMER SH	Equities	904767704	2,366,697	48,818	SH		SOLE		48,818	0	0
UNION PACIFIC CORP	Equities	907818108	255,445	1,040	SH		DFND		1,040	0	0
UNION PACIFIC CORP	Equities	907818108	1,143,361	4,655	SH		SOLE		4,655	0	0
UNITED PARCEL SVC	Equities	911312106	204,399	1,300	SH		DFND		1,300	0	0
UNITED PARCEL SVC	Equities	911312106	1,808,459	11,502	SH		SOLE		11,502	0	0
UNITED RENTALS	Equities	911363109	1,818,315	3,171	SH		SOLE		3,171	0	0
UNITEDHEALTH GRP INC	Equities	91324P102	1,331,969	2,530	SH		DFND		2,530	0	0
UNITEDHEALTH GRP INC	Equities	91324P102	34,320,579	65,190	SH		SOLE		65,190	0	0
US BANCORP COM	Equities	902973304	78,337	1,810	SH		DFND		1,810	0	0
US BANCORP COM	Equities	902973304	540,957	12,499	SH		SOLE		12,499	0	0
VALERO ENERGY	Equities	91913Y100	84,500	650	SH		DFND		650	0	0
VALERO ENERGY	Equities	91913Y100	572,260	4,402	SH		SOLE		4,402	0	0
VANGUARD DIVIDEND APPRECIATION	Mutual Funds	921908844	414,924	2,435	SH		DFND		2,435	0	0
VANGUARD DIVIDEND APPRECIATION	Mutual Funds	921908844	28,646,455	168,113	SH		SOLE		168,113	0	0
VANGUARD ESG US STOCK ETF	Mutual Funds	921910733	389,745	4,582	SH		SOLE		4,582	0	0
VANGUARD FTSE ALL WORLD ETF	Mutual Funds	922042775	391,857	6,980	SH		DFND		6,980	0	0
VANGUARD GROWTH	Mutual Funds	922908736	206,735	665	SH		DFND		665	0	0
VANGUARD GROWTH	Mutual Funds	922908736	45,705,267	147,019	SH		SOLE		147,019	0	0
VANGUARD HIGH DIVDEND YIELD	Mutual Funds	921946406	2,791,866	25,010	SH		DFND		25,010	0	0
VANGUARD HIGH DIVDEND YIELD	Mutual Funds	921946406	94,603,299	847,472	SH		SOLE		847,472	0	0
VANGUARD INTERMEDIATE TERM CORP	Mutual Funds	92206C870	375,514	4,620	SH		SOLE		4,620	0	0
VANGUARD MID-CAP ETF	Mutual Funds	922908629	634,177	2,726	SH		SOLE		2,726	0	0
VANGUARD MSCI EAFE ETF	Mutual Funds	921943858	31,135	650	SH		DFND		650	0	0
VANGUARD MSCI EAFE ETF	Mutual Funds	921943858	2,558,579	53,415	SH		SOLE		53,415	0	0
VANGUARD S P 500 INDEX FUND ETF	Mutual Funds	922908363	6,004,690	13,747	SH		SOLE		13,747	0	0
VANGUARD S&P 500 GROWTH	Mutual Funds	921932505	203,093	750	SH		SOLE		750	0	0
VANGUARD SF REIT ETF	Mutual Funds	922908553	2,903,421	32,859	SH		SOLE		32,859	0	0
VANGUARD SHORT TERM CORPORATE B	Mutual Funds	92206C409	2,894,412	37,410	SH		SOLE		37,410	0	0
VANGUARD SMALL-CAP ETF	Mutual Funds	922908751	28,800	135	SH		DFND		135	0	0
VANGUARD SMALL-CAP ETF	Mutual Funds	922908751	7,996,248	37,483	SH		SOLE		37,483	0	0
VANGUARD TAX-EXEMPT BOND INDEX	Mutual Funds	922907746	9,700	190	SH		DFND		190	0	0
VANGUARD TAX-EXEMPT BOND INDEX	Mutual Funds	922907746	832,677	16,311	SH		SOLE		16,311	0	0
VANGUARD TOTAL STOCK MKT ETF	Mutual Funds	922908769	2,555,808	10,774	SH		SOLE		10,774	0	0
VANGUARD VALUE ETF	Mutual Funds	922908744	992,232	6,637	SH		SOLE		6,637	0	0
VENTAS INC	Equities	92276F100	22,677	455	SH		DFND		455	0	0
VENTAS INC	Equities	92276F100	837,262	16,799	SH		SOLE		16,799	0	0
VERALTO ORD SHS	Equities	92338C103	37,264	453	SH		DFND		453	0	0
VERALTO ORD SHS	Equities	92338C103	396,740	4,823	SH		SOLE		4,823	0	0
VERIZON COMM INC	Equities	92343V104	347,481	9,217	SH		DFND		9,217	0	0
VERIZON COMM INC	Equities	92343V104	11,879,195	315,098	SH		SOLE		315,098	0	0
VISA INC	Equities	92826C839	1,496,752	5,749	SH		DFND		5,749	0	0
VISA INC	Equities	92826C839	77,838,922	298,979	SH		SOLE		298,979	0	0
WAL-MART STORES INC	Equities	931142103	196,590	1,247	SH		DFND		1,247	0	0
WAL-MART STORES INC	Equities	931142103	7,222,577	45,814	SH		SOLE		45,814	0	0
WALGREEN BOOTS ALLIANCE INC	Equities	931427108	22,977	880	SH		DFND		880	0	0
WALGREEN BOOTS ALLIANCE INC	Equities	931427108	699,905	26,806	SH		SOLE		26,806	0	0
WASTE MANAGEMENT INC	Equities	94106L109	194,324	1,085	SH		DFND		1,085	0	0
WASTE MANAGEMENT INC	Equities	94106L109	460,287	2,570	SH		SOLE		2,570	0	0
WEC ENERGY GROUP INC	Equities	92939U106	228,017	2,709	SH		DFND		2,709	0	0
WEC ENERGY GROUP INC	Equities	92939U106	104,539	1,242	SH		SOLE		1,242	0	0
WELLS FARGO & CO NEW	Equities	949746101	68,908	1,400	SH		DFND		1,400	0	0
WELLS FARGO & CO NEW	Equities	949746101	494,267	10,042	SH		SOLE		10,042	0	0
WELLTOWER INC	Equities	95040Q104	47,429	526	SH		DFND		526	0	0
WELLTOWER INC	Equities	95040Q104	902,061	10,004	SH		SOLE		10,004	0	0
WESTERN DIGITAL CV 1.500 02/01/	Fixed Income	958102AP0	23,904	24,000	PRN		SOLE		24,000	0	0
WILLIAMS CO.	Equities	969457100	169,866	4,877	SH		DFND		4,877	0	0
WILLIAMS CO.	Equities	969457100	901,853	25,893	SH		SOLE		25,893	0	0
WILLIS TOWERS WATSON PUBLIC LTD	Equities	G96629103	38,592	160	SH		DFND		160	0	0
WILLIS TOWERS WATSON PUBLIC LTD	Equities	G96629103	277,862	1,152	SH		SOLE		1,152	0	0
WISDOMTREE US TTL DIV FD ETF	Mutual Funds	97717W109	447,853	6,850	SH		SOLE		6,850	0	0
WORKDAY INC	Equities	98138H101	317,469	1,150	SH		SOLE		1,150	0	0
YUM BRANDS INC	Equities	988498101	64,023	490	SH		DFND		490	0	0
YUM BRANDS INC	Equities	988498101	355,395	2,720	SH		SOLE		2,720	0	0