The Bank of N.T. Butterfield & Son Limited (NTB) S-8 Registration of securities for employees

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM We hereby consent to the incorporation by reference in this Registration Statement on Form S-8 of The Bank of N.T. Butterfield & Son Limited of our report dated February 26, 2020 relating to the financial statements and the effectiveness of internal control over financial reporting, which appears in The Bank of N.T. Butterfield & Son Limited's Annual Report on Form 20-F for the year ended December 31, 2019. /s/ PricewaterhouseCoopers Ltd. Hamilton, Bermuda May 6, 2020