Grove Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T INC	COMMON STOCK	00206R102	1,635	54,089	SH		SOLE		54,089	0	0
AT&T INC	COMMON STOCK	00206R102	242	8,000	SH		OTR		8,000	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	2,138	23,383	SH		SOLE		23,383	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	480	5,250	SH		OTR		5,250	0	0
ABBVIE INC SR NT	COMMON STOCK	00287Y109	1,452	14,792	SH		SOLE		14,792	0	0
ABBVIE INC SR NT	COMMON STOCK	00287Y109	687	7,000	SH		OTR		7,000	0	0
ADOBE SYSTEMS INC	COMMON STOCK	00724F101	3,216	7,387	SH		SOLE		7,387	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	223	4,230	SH		SOLE		4,230	0	0
AGILENT TECHNOLOGIES INC	COMMON STOCK	00846U101	628	7,102	SH		SOLE		7,102	0	0
ALIGN TECHNOLOGY INC	COMMON STOCK	016255101	566	2,061	SH		SOLE		2,061	0	0
ALPHABET INC	COMMON STOCK	02079K107	1,805	1,277	SH		SOLE		1,277	0	0
ALPHABET INC	COMMON STOCK	02079K305	3,452	2,434	SH		SOLE		2,434	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	517	13,162	SH		SOLE		13,162	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	196	5,000	SH		OTR		5,000	0	0
AMAZON COM INC	COMMON STOCK	023135106	5,515	1,999	SH		SOLE		1,999	0	0
AMERICAN ELECTRIC POWER INC	COMMON STOCK	025537101	272	3,412	SH		SOLE		3,412	0	0
AMERICAN ELECTRIC POWER INC	COMMON STOCK	025537101	80	1,000	SH		OTR		1,000	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	327	3,430	SH		SOLE		3,430	0	0
AMERICAN TOWER CORP	COMMON STOCK	03027X100	1,237	4,784	SH		SOLE		4,784	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	226	1,509	SH		SOLE		1,509	0	0
AMGEN INC	COMMON STOCK	031162100	728	3,087	SH		SOLE		3,087	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	244	1,991	SH		SOLE		1,991	0	0
APPLE INC	COMMON STOCK	037833100	9,049	24,806	SH		SOLE		24,806	0	0
APPLE HOSPITALITY REIT INC	COMMON STOCK	03784Y200	131	13,523	SH		SOLE		13,523	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	214	3,532	SH		SOLE		3,532	0	0
ASTRAZENECA PLC	FOREIGN STOCK	046353108	252	4,765	SH		SOLE		4,765	0	0
ASTRAZENECA PLC	FOREIGN STOCK	046353108	394	7,450	SH		OTR		7,450	0	0
AUTODESK INC	COMMON STOCK	052769106	438	1,831	SH		SOLE		1,831	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	652	4,379	SH		SOLE		4,379	0	0
BCE INC	FOREIGN STOCK	05534B760	858	20,542	SH		SOLE		20,542	0	0
BCE INC	FOREIGN STOCK	05534B760	184	4,400	SH		OTR		4,400	0	0
BP PLC	FOREIGN STOCK	055622104	429	18,377	SH		SOLE		18,377	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	1,453	61,188	SH		SOLE		61,188	0	0
THE BANK OF NEW YORK COMPANY INC	COMMON STOCK	064058100	1,546	40,000	SH		SOLE		40,000	0	0
BAXTER INTERNATIONAL INC	COMMON STOCK	071813109	255	2,964	SH		SOLE		2,964	0	0
BERKSHIRE HATHAWAY INC	COMMON STOCK	084670702	408	2,285	SH		SOLE		2,285	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	314	5,336	SH		SOLE		5,336	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	118	2,000	SH		OTR		2,000	0	0
BRITISH AMERICAN TOBACCO PLC	FOREIGN STOCK	110448107	560	14,431	SH		SOLE		14,431	0	0
BRITISH AMERICAN TOBACCO PLC	FOREIGN STOCK	110448107	107	2,750	SH		OTR		2,750	0	0
BROADCOM INC COM	COMMON STOCK	11135F101	1,284	4,069	SH		SOLE		4,069	0	0
CIGNA CORP	COMMON STOCK	125523100	303	1,615	SH		SOLE		1,615	0	0
CME GROUP INC	COMMON STOCK	12572Q105	222	1,367	SH		SOLE		1,367	0	0
CSX CORP	COMMON STOCK	126408103	993	14,235	SH		SOLE		14,235	0	0
CVS HEALTH CORPORATION	COMMON STOCK	126650100	232	3,569	SH		SOLE		3,569	0	0
CDN IMPERIAL BK	FOREIGN STOCK	136069101	666	9,952	SH		SOLE		9,952	0	0
CDN IMPERIAL BK	FOREIGN STOCK	136069101	154	2,300	SH		OTR		2,300	0	0
CELANESE CORP	COMMON STOCK	150870103	595	6,893	SH		SOLE		6,893	0	0
CHEVRON CORP NEW	COMMON STOCK	166764100	1,280	14,346	SH		SOLE		14,346	0	0
CHEVRON CORP NEW	COMMON STOCK	166764100	714	8,000	SH		OTR		0	0	8,000
CISCO SYSTEMS INC	COMMON STOCK	17275R102	1,174	25,169	SH		SOLE		25,169	0	0
CITRIX SYSTEMS INC	COMMON STOCK	177376100	244	1,647	SH		SOLE		1,647	0	0
COCA COLA CO	COMMON STOCK	191216100	979	21,912	SH		SOLE		21,912	0	0
COCA COLA CO	COMMON STOCK	191216100	136	3,050	SH		OTR		3,050	0	0
COMCAST CORP	COMMON STOCK	20030N101	872	22,372	SH		SOLE		22,372	0	0
CONSTELLATION BRANDS INC	COMMON STOCK	21036P108	345	1,970	SH		SOLE		1,970	0	0
COSTCO WHOLESALE CORP NEW	COMMON STOCK	22160K105	1,020	3,364	SH		SOLE		3,364	0	0
CROWN CASTLE INTL CORP	COMMON STOCK	22822V101	329	1,964	SH		SOLE		1,964	0	0
CROWN CASTLE INTL CORP	COMMON STOCK	22822V101	284	1,700	SH		OTR		1,700	0	0
DANAHER CORP	COMMON STOCK	235851102	317	1,792	SH		SOLE		1,792	0	0
DEERE & CO	COMMON STOCK	244199105	201	1,276	SH		SOLE		1,276	0	0
DIAGEO PLC	FOREIGN STOCK	25243Q205	83	620	SH		SOLE		620	0	0
DIAGEO PLC	FOREIGN STOCK	25243Q205	161	1,200	SH		OTR		1,200	0	0
DISNEY WALT CO	COMMON STOCK	254687106	1,101	9,871	SH		SOLE		9,871	0	0
DOLLAR GENERAL CORP	COMMON STOCK	256677105	641	3,366	SH		SOLE		3,366	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	1,320	16,255	SH		SOLE		16,255	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	81	1,000	SH		OTR		1,000	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	1,019	12,755	SH		SOLE		12,755	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	88	1,100	SH		OTR		1,100	0	0
ENBRIDGE INC	FOREIGN STOCK	29250N105	556	18,279	SH		SOLE		18,279	0	0
EXELON CORP	COMMON STOCK	30161N101	351	9,675	SH		SOLE		9,675	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	1,354	30,280	SH		SOLE		30,280	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	1,968	44,000	SH		OTR		0	0	44,000
FACEBOOK INC	COMMON STOCK	30303M102	3,211	14,141	SH		SOLE		14,141	0	0
FIRST TRUST LOW	MUTUAL FUND/GOV	33739Q200	9,551	184,810	SH		SOLE		184,810	0	0
FIRST TRUST LOW	MUTUAL FUND/GOV	33739Q200	23	442	SH		OTR		442	0	0
GALLAGHER ARTHUR J & CO	COMMON STOCK	363576109	375	3,849	SH		SOLE		3,849	0	0
GARTNER INC	COMMON STOCK	366651107	356	2,933	SH		SOLE		2,933	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	5	89	SH		SOLE		89	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	216	3,500	SH		OTR		3,500	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	369	4,795	SH		SOLE		4,795	0	0
GLAXOSMITHKLINE PLC	FOREIGN STOCK	37733W105	893	21,899	SH		SOLE		21,899	0	0
GLAXOSMITHKLINE PLC	FOREIGN STOCK	37733W105	196	4,800	SH		OTR		4,800	0	0
HOME DEPOT INC	COMMON STOCK	437076102	1,953	7,798	SH		SOLE		7,798	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	838	5,799	SH		SOLE		5,799	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	159	1,100	SH		OTR		1,100	0	0
HUNTINGTON BANCSHARES INC	COMMON STOCK	446150104	344	38,047	SH		SOLE		38,047	0	0
HUNTINGTON BANCSHARES INC	COMMON STOCK	446150104	18	2,000	SH		OTR		2,000	0	0
ILLINOIS TOOL WORKS INC	COMMON STOCK	452308109	1,903	10,884	SH		SOLE		10,884	0	0
INTEL CORP	COMMON STOCK	458140100	926	15,479	SH		SOLE		15,479	0	0
INTERCONTINENTALEXCHANGE GROUP	COMMON STOCK	45866F104	712	7,771	SH		SOLE		7,771	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	800	6,625	SH		SOLE		6,625	0	0
ISHARES GOLD TRUST (MKT)	MUTUAL FUND/STO	464285105	353	20,777	SH		SOLE		20,777	0	0
ISHARES CORE S&P TOTAL US STOCK	MUTUAL FUND/STO	464287150	4,066	58,560	SH		SOLE		58,560	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	7,260	23,443	SH		SOLE		23,443	0	0
ISHARES CORE TOTAL US BOND	MUTUAL FUND/COR	464287226	2,398	20,285	SH		SOLE		20,285	0	0
ISHARES MSCI EMERGING MARKETS	MUTUAL FUNDS GL	464287234	2,808	70,205	SH		SOLE		70,205	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUNDS GL	464287465	3,509	57,645	SH		SOLE		57,645	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUNDS GL	464287465	108	1,775	SH		OTR		1,775	0	0
ISHARES RUSSELL MID-CAP (MKT)	MUTUAL FUND/STO	464287499	1,402	26,155	SH		SOLE		26,155	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	21,295	119,757	SH		SOLE		119,757	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	48	271	SH		OTR		271	0	0
ISHARES RUSSELL 1000 VALUE (MKT)	MUTUAL FUND/STO	464287598	1,194	10,600	SH		SOLE		10,600	0	0
ISHARES RUSSELL 1000 GROWTH	MUTUAL FUND/STO	464287614	3,695	19,250	SH		SOLE		19,250	0	0
ISHARES RUSSELL 2000 (MKT)	MUTUAL FUND/STO	464287655	1,138	7,950	SH		SOLE		7,950	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	20,496	300,135	SH		SOLE		300,135	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	258	3,783	SH		OTR		3,783	0	0
ISHARES S&P SMALL-CAP 600 GROWTH	MUTUAL FUND/STO	464287887	221	1,300	SH		SOLE		1,300	0	0
ISHARES ST NATIONAL AMTFREE	MUTUAL FUNDS/MU	464288158	1,772	16,425	SH		SOLE		16,425	0	0
ISHARES NATIONAL AMT-FREE MUNI	MUTUAL FUNDS/MU	464288414	2,490	21,578	SH		SOLE		21,578	0	0
ISHARES INTERNATIONAL SELECT DIV	MUTUAL FUND/STO	464288448	4,520	179,952	SH		SOLE		179,952	0	0
ISHARES INTERNATIONAL SELECT DIV	MUTUAL FUND/STO	464288448	151	6,000	SH		OTR		6,000	0	0
ISHARES IBOXX $ HIGH YIELD	MUTUAL FUND/COR	464288513	211	2,590	SH		SOLE		2,590	0	0
ISHARES INTERMEDIATE-TERM	MUTUAL FUND/COR	464288638	448	7,425	SH		SOLE		7,425	0	0
ISHARES SHORT-TERM	MUTUAL FUND/COR	464288646	344	6,285	SH		SOLE		6,285	0	0
ISHARES MSCI USA MINIMUM	MUTUAL FUND/STO	46429B697	303	5,000	SH		SOLE		5,000	0	0
ISHARES CORE MSCI EAFE	MUTUAL FUNDS GL	46432F842	9,700	169,697	SH		SOLE		169,697	0	0
ISHARES CORE MSCI EAFE	MUTUAL FUNDS GL	46432F842	10	168	SH		OTR		168	0	0
ISHARES CORE MSCI EMERGING	MUTUAL FUNDS GL	46434G103	8,666	182,064	SH		SOLE		182,064	0	0
ISHARES CORE MSCI EMERGING	MUTUAL FUNDS GL	46434G103	18	382	SH		OTR		382	0	0
HDG MSCI EAFE	MUTUAL FUND/STO	46434V803	1,311	47,500	SH		SOLE		47,500	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	1,253	13,320	SH		SOLE		13,320	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	611	6,500	SH		OTR		6,500	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	969	6,893	SH		SOLE		6,893	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	352	2,500	SH		OTR		2,500	0	0
KLA-TENCOR CORP	COMMON STOCK	482480100	203	1,046	SH		SOLE		1,046	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	190	1,347	SH		SOLE		1,347	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	283	2,000	SH		OTR		2,000	0	0
LENNAR CORP	COMMON STOCK	526057104	249	4,047	SH		SOLE		4,047	0	0
ELI LILLY & CO	COMMON STOCK	532457108	786	4,788	SH		SOLE		4,788	0	0
ELI LILLY & CO	COMMON STOCK	532457108	246	1,500	SH		OTR		1,500	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	436	1,194	SH		SOLE		1,194	0	0
LOWES COMPANIES INC	COMMON STOCK	548661107	477	3,530	SH		SOLE		3,530	0	0
MSCI INC	COMMON STOCK	55354G100	325	975	SH		SOLE		975	0	0
MASTERCARD INC	COMMON STOCK	57636Q104	1,020	3,449	SH		SOLE		3,449	0	0
MCDONALDS CORP	COMMON STOCK	580135101	756	4,096	SH		SOLE		4,096	0	0
MCDONALDS CORP	COMMON STOCK	580135101	189	1,025	SH		OTR		1,025	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	1,817	23,500	SH		SOLE		23,500	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	232	3,000	SH		OTR		3,000	0	0
MICROSOFT CORP	COMMON STOCK	594918104	5,929	29,134	SH		SOLE		29,134	0	0
MICRON TECHNOLOGY INC	COMMON STOCK	595112103	916	17,775	SH		SOLE		17,775	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	579	11,327	SH		SOLE		11,327	0	0
MONSTER BEVERAGE CORP	COMMON STOCK	61174X109	520	7,506	SH		SOLE		7,506	0	0
NATIONAL GRID PLC	FOREIGN STOCK	636274409	790	13,003	SH		SOLE		13,003	0	0
NATIONAL GRID PLC	FOREIGN STOCK	636274409	213	3,500	SH		OTR		3,500	0	0
NETFLIX INC	COMMON STOCK	64110L106	450	989	SH		SOLE		989	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	1,147	4,776	SH		SOLE		4,776	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	240	1,000	SH		OTR		1,000	0	0
NIKE INC	COMMON STOCK	654106103	1,443	14,718	SH		SOLE		14,718	0	0
NVIDIA CORP	COMMON STOCK	67066G104	723	1,902	SH		SOLE		1,902	0	0
PNC FINANCIAL SERVICES GROUP	COMMON STOCK	693475105	358	3,405	SH		SOLE		3,405	0	0
PPL CORP	COMMON STOCK	69351T106	586	22,670	SH		SOLE		22,670	0	0
PPL CORP	COMMON STOCK	69351T106	32	1,250	SH		OTR		1,250	0	0
PAYPAL HLDGS INC	COMMON STOCK	70450Y103	901	5,169	SH		SOLE		5,169	0	0
PEPSICO INC	COMMON STOCK	713448108	1,692	12,794	SH		SOLE		12,794	0	0
PEPSICO INC	COMMON STOCK	713448108	132	1,000	SH		OTR		1,000	0	0
PFIZER INC	COMMON STOCK	717081103	1,671	51,110	SH		SOLE		51,110	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	1,515	21,618	SH		SOLE		21,618	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	133	1,900	SH		OTR		1,900	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	1,937	16,196	SH		SOLE		16,196	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	239	2,000	SH		OTR		2,000	0	0
QUALCOMM INC	COMMON STOCK	747525103	204	2,240	SH		SOLE		2,240	0	0
REGENERON PHARMACEUTICALS INC	COMMON STOCK	75886F107	529	848	SH		SOLE		848	0	0
REGIONS FINANCIAL CORP NEW	COMMON STOCK	7591EP100	300	26,972	SH		SOLE		26,972	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	245	743	SH		SOLE		743	0	0
SPDR S&P 500 (MKT)	MUTUAL FUND/STO	78462F103	6,600	21,402	SH		SOLE		21,402	0	0
SPDR GOLD SHARES (MKT)	MUTUAL FUND/STO	78463V107	246	1,472	SH		SOLE		1,472	0	0
SPDR S&P 600 SMALL CAP	MUTUAL FUND/STO	78464A813	485	8,214	SH		SOLE		8,214	0	0
SPDR S&P MIDCAP 400 (MKT)	MUTUAL FUND/STO	78467Y107	6,915	21,311	SH		SOLE		21,311	0	0
SPDR S&P MIDCAP 400 (MKT)	MUTUAL FUND/STO	78467Y107	47	146	SH		OTR		146	0	0
SALESFORCE.COM INC	COMMON STOCK	79466L302	1,515	8,086	SH		SOLE		8,086	0	0
SANOFI	FOREIGN STOCK	80105N105	125	2,440	SH		SOLE		2,440	0	0
SANOFI	FOREIGN STOCK	80105N105	255	5,000	SH		OTR		5,000	0	0
SAP AKTIENGESELLSCHAFT	FOREIGN STOCK	803054204	235	1,677	SH		SOLE		1,677	0	0
SCHWAB CHARLES CORP NEW	COMMON STOCK	808513105	447	13,253	SH		SOLE		13,253	0	0
ENERGY SELECT SECTOR SPDR FUND	MUTUAL FUND/STO	81369Y506	1,555	41,087	SH		SOLE		41,087	0	0
ENERGY SELECT SECTOR SPDR FUND	MUTUAL FUND/STO	81369Y506	4	104	SH		OTR		104	0	0
FINANCIAL SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y605	498	21,511	SH		SOLE		21,511	0	0
SERVICENOW INC COM	COMMON STOCK	81762P102	558	1,377	SH		SOLE		1,377	0	0
SOUTHERN CO	COMMON STOCK	842587107	777	14,979	SH		SOLE		14,979	0	0
SOUTHERN CO	COMMON STOCK	842587107	207	4,000	SH		OTR		4,000	0	0
SOUTHWEST AIRLINES CO	COMMON STOCK	844741108	337	9,847	SH		SOLE		9,847	0	0
SPLUNK INC	COMMON STOCK	848637104	225	1,131	SH		SOLE		1,131	0	0
STARBUCKS CORP	COMMON STOCK	855244109	506	6,871	SH		SOLE		6,871	0	0
TAIWAN SEMICONDUCTOR	FOREIGN STOCK	874039100	824	14,515	SH		SOLE		14,515	0	0
TC ENERGY CORP COM	FOREIGN STOCK	87807B107	203	4,738	SH		SOLE		4,738	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	693	5,461	SH		SOLE		5,461	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	321	887	SH		SOLE		887	0	0
3M CO	COMMON STOCK	88579Y101	382	2,448	SH		SOLE		2,448	0	0
3M CO	COMMON STOCK	88579Y101	156	1,000	SH		OTR		1,000	0	0
UNILEVER PLC	FOREIGN STOCK	904767704	463	8,441	SH		SOLE		8,441	0	0
UNILEVER PLC	FOREIGN STOCK	904767704	55	1,000	SH		OTR		1,000	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	724	6,508	SH		SOLE		6,508	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	139	1,250	SH		OTR		1,250	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	1,708	5,792	SH		SOLE		5,792	0	0
VALERO ENERGY CORP NEW	COMMON STOCK	91913Y100	508	8,633	SH		SOLE		8,633	0	0
VANGUARD TOTAL BOND MARKET ETF	MUTUAL FUND/GOV	921937835	2,705	30,623	SH		SOLE		30,623	0	0
VANGUARD FTSE DEVELOPED MARKETS	MUTUAL FUND/STO	921943858	1,929	49,735	SH		SOLE		49,735	0	0
VANGUARD FTSE DEVELOPED MARKETS	MUTUAL FUND/STO	921943858	4	110	SH		OTR		110	0	0
VANGUARD EMERGING MARKETS STOCK	MUTUAL FUND/STO	922042858	1,488	37,568	SH		SOLE		37,568	0	0
VANGUARD ENERGY ETF (MKT)	MUTUAL FUND/STO	92204A306	1,824	36,259	SH		SOLE		36,259	0	0
VANGUARD ENERGY ETF (MKT)	MUTUAL FUND/STO	92204A306	4	78	SH		OTR		78	0	0
VANGUARD INFORMATION TECHNOLOGY	MUTUAL FUND/STO	92204A702	266	955	SH		SOLE		955	0	0
VANGUARD SHORT-TERM CORP BD IDX	MUTUAL FUND/COR	92206C409	3,609	43,666	SH		SOLE		43,666	0	0
VANGUARD S&P 500 ETF	MUTUAL FUND/STO	922908363	17,106	60,354	SH		SOLE		60,354	0	0
VANGUARD S&P 500 ETF	MUTUAL FUND/STO	922908363	171	602	SH		OTR		602	0	0
VANGUARD MID-CAP VALUE ETF (MKT)	MUTUAL FUND/STO	922908512	1,067	11,154	SH		SOLE		11,154	0	0
VANGUARD MID-CAP VALUE ETF (MKT)	MUTUAL FUND/STO	922908512	12	123	SH		OTR		123	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	1,596	20,320	SH		SOLE		20,320	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	429	5,457	SH		OTR		5,457	0	0
VANGUARD SMALL CAP VALUE ETF	MUTUAL FUND/STO	922908611	1,085	10,144	SH		SOLE		10,144	0	0
VANGUARD SMALL CAP VALUE ETF	MUTUAL FUND/STO	922908611	11	106	SH		OTR		106	0	0
VANGUARD MID-CAP ETF (MKT)	MUTUAL FUND/STO	922908629	2,754	16,799	SH		SOLE		16,799	0	0
VANGUARD MID-CAP ETF (MKT)	MUTUAL FUND/STO	922908629	7	41	SH		OTR		41	0	0
VANGUARD VALUE INDEX	MUTUAL FUND/STO	922908744	3,814	38,296	SH		SOLE		38,296	0	0
VANGUARD VALUE INDEX	MUTUAL FUND/STO	922908744	36	364	SH		OTR		364	0	0
VANGUARD SMALL CAP ETF (MKT)	MUTUAL FUND/STO	922908751	2,550	17,501	SH		SOLE		17,501	0	0
VANGUARD SMALL CAP ETF (MKT)	MUTUAL FUND/STO	922908751	6	44	SH		OTR		44	0	0
VANGUARD TOTAL STOCK MARKET ETF	MUTUAL FUND/STO	922908769	597	3,815	SH		SOLE		3,815	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	1,788	32,441	SH		SOLE		32,441	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	358	6,500	SH		OTR		6,500	0	0
VISA INC	COMMON STOCK	92826C839	2,819	14,592	SH		SOLE		14,592	0	0
VODAFONE GROUP PLC	FOREIGN STOCK	92857W308	733	46,013	SH		SOLE		46,013	0	0
VODAFONE GROUP PLC	FOREIGN STOCK	92857W308	73	4,600	SH		OTR		4,600	0	0
VOYA FINL INC	COMMON STOCK	929089100	485	10,403	SH		SOLE		10,403	0	0
WALMART, INC	COMMON STOCK	931142103	537	4,485	SH		SOLE		4,485	0	0
WELLS FARGO & CO NEW	COMMON STOCK	949746101	312	12,202	SH		SOLE		12,202	0	0
YUM! BRANDS INC	COMMON STOCK	988498101	496	5,709	SH		SOLE		5,709	0	0
ZOETIS INC	COMMON STOCK	98978V103	725	5,294	SH		SOLE		5,294	0	0
ACCENTURE PLC	FOREIGN STOCK	G1151C101	1,488	6,928	SH		SOLE		6,928	0	0
EATON CORP PLC	FOREIGN STOCK	G29183103	817	9,335	SH		SOLE		9,335	0	0
INVESCO LTD	FOREIGN STOCK	G491BT108	89	8,281	SH		SOLE		8,281	0	0
INVESCO LTD	FOREIGN STOCK	G491BT108	22	2,000	SH		OTR		2,000	0	0
TRANE TECHNOLOGIES PLC	FOREIGN STOCK	G8994E103	737	8,284	SH		SOLE		8,284	0	0
ASML HOLDING NV	FOREIGN STOCK	N07059210	226	614	SH		SOLE		614	0	0