Grove Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T INC	COMMON STOCK	00206R102	1,392	51,542	SH		SOLE		51,542	0	0
AT&T INC	COMMON STOCK	00206R102	189	7,000	SH		OTR		7,000	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	3,268	27,668	SH		SOLE		27,668	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	620	5,250	SH		OTR		5,250	0	0
ABBVIE INC SR NT	COMMON STOCK	00287Y109	1,590	14,743	SH		SOLE		14,743	0	0
ABBVIE INC SR NT	COMMON STOCK	00287Y109	755	7,000	SH		OTR		7,000	0	0
ADOBE SYSTEMS INC	COMMON STOCK	00724F101	4,633	8,047	SH		SOLE		8,047	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	445	4,320	SH		SOLE		4,320	0	0
AGILENT TECHNOLOGIES INC	COMMON STOCK	00846U101	1,077	6,838	SH		SOLE		6,838	0	0
AIRBNB INC	COMMON STOCK	009066101	674	4,018	SH		SOLE		4,018	0	0
AIR PRODUCTS & CHEMICALS INC	COMMON STOCK	009158106	284	1,108	SH		SOLE		1,108	0	0
ALIGN TECHNOLOGY INC	COMMON STOCK	016255101	1,201	1,805	SH		SOLE		1,805	0	0
ALLSTATE CORP	COMMON STOCK	020002101	237	1,858	SH		SOLE		1,858	0	0
ALLY FINL INC	COMMON STOCK	02005N100	333	6,525	SH		SOLE		6,525	0	0
ALPHABET INC	COMMON STOCK	02079K107	4,259	1,598	SH		SOLE		1,598	0	0
ALPHABET INC	COMMON STOCK	02079K305	6,553	2,451	SH		SOLE		2,451	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	584	12,827	SH		SOLE		12,827	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	228	5,000	SH		OTR		5,000	0	0
AMAZON COM INC	COMMON STOCK	023135106	7,473	2,275	SH		SOLE		2,275	0	0
AMERICAN ELECTRIC POWER INC	COMMON STOCK	025537101	507	6,243	SH		SOLE		6,243	0	0
AMERICAN ELECTRIC POWER INC	COMMON STOCK	025537101	81	1,000	SH		OTR		1,000	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	572	3,415	SH		SOLE		3,415	0	0
AMERICAN TOWER CORP	COMMON STOCK	03027X100	1,266	4,770	SH		SOLE		4,770	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	423	1,600	SH		SOLE		1,600	0	0
AMGEN INC	COMMON STOCK	031162100	678	3,186	SH		SOLE		3,186	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	363	2,165	SH		SOLE		2,165	0	0
APPLE INC	COMMON STOCK	037833100	18,366	129,796	SH		SOLE		129,796	0	0
APPLE HOSPITALITY REIT INC	COMMON STOCK	03784Y200	213	13,523	SH		SOLE		13,523	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	658	5,108	SH		SOLE		5,108	0	0
ASTRAZENECA PLC	FOREIGN STOCK	046353108	270	4,493	SH		SOLE		4,493	0	0
ASTRAZENECA PLC	FOREIGN STOCK	046353108	447	7,450	SH		OTR		7,450	0	0
AUTODESK INC	COMMON STOCK	052769106	978	3,428	SH		SOLE		3,428	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	1,149	5,747	SH		SOLE		5,747	0	0
BCE INC	FOREIGN STOCK	05534B760	1,062	21,222	SH		SOLE		21,222	0	0
BCE INC	FOREIGN STOCK	05534B760	220	4,400	SH		OTR		4,400	0	0
BP PLC	FOREIGN STOCK	055622104	359	13,126	SH		SOLE		13,126	0	0
BANCO SANTANDER SA	FOREIGN STOCK	05964H105	0	10,617	SH		SOLE		10,617	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	3,808	89,709	SH		SOLE		89,709	0	0
BANK NEW YORK MELLON CORP	COMMON STOCK	064058100	1,983	38,250	SH		SOLE		38,250	0	0
BAXTER INTERNATIONAL INC	COMMON STOCK	071813109	240	2,985	SH		SOLE		2,985	0	0
BERKSHIRE HATHAWAY INC	COMMON STOCK	084670702	854	3,130	SH		SOLE		3,130	0	0
BLACKROCK INC	COMMON STOCK	09247X101	290	346	SH		SOLE		346	0	0
BLACKROCK KELSO CAPITAL CORP	MUTUAL FUND/COR	092533108	112	29,201	SH		SOLE		29,201	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	339	5,721	SH		SOLE		5,721	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	118	2,000	SH		OTR		2,000	0	0
BRITISH AMERICAN TOBACCO PLC	FOREIGN STOCK	110448107	727	20,610	SH		SOLE		20,610	0	0
BRITISH AMERICAN TOBACCO PLC	FOREIGN STOCK	110448107	97	2,750	SH		OTR		2,750	0	0
BROADCOM INC COM	COMMON STOCK	11135F101	2,047	4,221	SH		SOLE		4,221	0	0
CIGNA CORP	COMMON STOCK	125523100	301	1,506	SH		SOLE		1,506	0	0
CME GROUP INC	COMMON STOCK	12572Q105	282	1,459	SH		SOLE		1,459	0	0
CSX CORP	COMMON STOCK	126408103	1,269	42,660	SH		SOLE		42,660	0	0
CVS HEALTH CORPORATION	COMMON STOCK	126650100	355	4,185	SH		SOLE		4,185	0	0
CDN IMPERIAL BK	FOREIGN STOCK	136069101	995	8,939	SH		SOLE		8,939	0	0
CDN IMPERIAL BK	FOREIGN STOCK	136069101	256	2,300	SH		OTR		2,300	0	0
CARRIER GLOBAL CORPORATION	COMMON STOCK	14448C104	189	3,643	SH		SOLE		3,643	0	0
CARRIER GLOBAL CORPORATION	COMMON STOCK	14448C104	39	750	SH		OTR		750	0	0
CATERPILLAR INC	COMMON STOCK	149123101	327	1,701	SH		SOLE		1,701	0	0
CELANESE CORP	COMMON STOCK	150870103	1,067	7,084	SH		SOLE		7,084	0	0
CHARLES RIVER LABORATORIES	COMMON STOCK	159864107	281	680	SH		SOLE		680	0	0
CHEVRON CORP NEW	COMMON STOCK	166764100	1,510	14,886	SH		SOLE		14,886	0	0
CHEVRON CORP NEW	COMMON STOCK	166764100	812	8,000	SH		OTR		0	0	8,000
CISCO SYSTEMS INC	COMMON STOCK	17275R102	1,353	24,851	SH		SOLE		24,851	0	0
CITIZENS FINL GROUP INC	COMMON STOCK	174610105	323	6,870	SH		SOLE		6,870	0	0
COCA COLA CO	COMMON STOCK	191216100	1,257	23,948	SH		SOLE		23,948	0	0
COCA COLA CO	COMMON STOCK	191216100	160	3,050	SH		OTR		3,050	0	0
COMCAST CORP	COMMON STOCK	20030N101	2,108	37,691	SH		SOLE		37,691	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	797	11,754	SH		SOLE		11,754	0	0
CONSTELLATION BRANDS INC	COMMON STOCK	21036P108	380	1,803	SH		SOLE		1,803	0	0
COSTCO WHOLESALE CORP NEW	COMMON STOCK	22160K105	1,805	4,016	SH		SOLE		4,016	0	0
CROWN CASTLE INTL CORP	COMMON STOCK	22822V101	708	4,085	SH		SOLE		4,085	0	0
CROWN CASTLE INTL CORP	COMMON STOCK	22822V101	295	1,700	SH		OTR		1,700	0	0
DANAHER CORP	COMMON STOCK	235851102	579	1,902	SH		SOLE		1,902	0	0
DARDEN RESTAURANTS INC	COMMON STOCK	237194105	285	1,880	SH		SOLE		1,880	0	0
DEERE & CO	COMMON STOCK	244199105	510	1,521	SH		SOLE		1,521	0	0
DIAGEO PLC	FOREIGN STOCK	25243Q205	156	806	SH		SOLE		806	0	0
DIAGEO PLC	FOREIGN STOCK	25243Q205	232	1,200	SH		OTR		1,200	0	0
DIGITAL REALTY TRUST INC	COMMON STOCK	253868103	203	1,406	SH		SOLE		1,406	0	0
DISNEY WALT CO	COMMON STOCK	254687106	2,880	17,023	SH		SOLE		17,023	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	918	12,568	SH		SOLE		12,568	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	73	1,000	SH		OTR		1,000	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	1,462	14,980	SH		SOLE		14,980	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	107	1,100	SH		OTR		1,100	0	0
EBAY INC	COMMON STOCK	278642103	243	3,488	SH		SOLE		3,488	0	0
ENBRIDGE INC	FOREIGN STOCK	29250N105	842	21,147	SH		SOLE		21,147	0	0
EQUINIX INC	COMMON STOCK	29444U700	201	254	SH		SOLE		254	0	0
EXELON CORP	COMMON STOCK	30161N101	434	8,975	SH		SOLE		8,975	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	2,063	35,078	SH		SOLE		35,078	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	2,588	44,000	SH		OTR		0	0	44,000
FACEBOOK INC	COMMON STOCK	30303M102	5,492	16,184	SH		SOLE		16,184	0	0
FIRST TR MANAGD MUN ETF	MUTUAL FUNDS/MU	33739N108	429	7,550	SH		SOLE		7,550	0	0
FIRST TRUST LOW	MUTUAL FUND/GOV	33739Q200	7,997	158,113	SH		SOLE		158,113	0	0
FIRST TRUST LOW	MUTUAL FUND/GOV	33739Q200	27	539	SH		OTR		539	0	0
GALLAGHER ARTHUR J & CO	COMMON STOCK	363576109	580	3,904	SH		SOLE		3,904	0	0
GARTNER INC	COMMON STOCK	366651107	1,095	3,605	SH		SOLE		3,605	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604301	367	3,558	SH		SOLE		3,558	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	233	3,890	SH		SOLE		3,890	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	209	3,500	SH		OTR		3,500	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	867	12,417	SH		SOLE		12,417	0	0
GLAXOSMITHKLINE PLC	FOREIGN STOCK	37733W105	460	12,027	SH		SOLE		12,027	0	0
GLAXOSMITHKLINE PLC	FOREIGN STOCK	37733W105	183	4,800	SH		OTR		4,800	0	0
GOLDMAN SACHS GROUP INC	COMMON STOCK	38141G104	202	534	SH		SOLE		534	0	0
HDFC BANK	FOREIGN STOCK	40415F101	255	3,491	SH		SOLE		3,491	0	0
HARTFORD FINANCIAL SERVICES	COMMON STOCK	416515104	207	2,953	SH		SOLE		2,953	0	0
HOME DEPOT INC	COMMON STOCK	437076102	2,981	9,082	SH		SOLE		9,082	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	1,385	6,524	SH		SOLE		6,524	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	234	1,100	SH		OTR		1,100	0	0
HUNTINGTON BANCSHARES INC	COMMON STOCK	446150104	605	39,115	SH		SOLE		39,115	0	0
HUNTINGTON BANCSHARES INC	COMMON STOCK	446150104	31	2,000	SH		OTR		2,000	0	0
ILLINOIS TOOL WORKS INC	COMMON STOCK	452308109	2,275	11,010	SH		SOLE		11,010	0	0
ILLUMINA INC	COMMON STOCK	452327109	698	1,722	SH		SOLE		1,722	0	0
INGERSOLL RAND INC	COMMON STOCK	45687V106	341	6,756	SH		SOLE		6,756	0	0
INTEL CORP	COMMON STOCK	458140100	928	17,416	SH		SOLE		17,416	0	0
INTERCONTINENTALEXCHANGE GROUP	COMMON STOCK	45866F104	861	7,496	SH		SOLE		7,496	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	931	6,704	SH		SOLE		6,704	0	0
INTUIT	COMMON STOCK	461202103	324	601	SH		SOLE		601	0	0
INTUITIVE SURGICAL INC	COMMON STOCK	46120E602	670	674	SH		SOLE		674	0	0
ISHARES GOLD TRUST	MUTUAL FUND/STO	464285204	347	10,388	SH		SOLE		10,388	0	0
ISHARES CORE S&P TOTAL US STOCK	MUTUAL FUND/STO	464287150	5,997	60,960	SH		SOLE		60,960	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	12,098	28,081	SH		SOLE		28,081	0	0
ISHARES CORE TOTAL US BOND	MUTUAL FUND/COR	464287226	3,408	29,678	SH		SOLE		29,678	0	0
ISHARES MSCI EMERGING MARKETS	MUTUAL FUNDS GL	464287234	3,767	74,778	SH		SOLE		74,778	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUNDS GL	464287465	5,217	66,875	SH		SOLE		66,875	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUNDS GL	464287465	138	1,775	SH		OTR		1,775	0	0
ISHARES RUSSELL MID-CAP (MKT)	MUTUAL FUND/STO	464287499	2,046	26,155	SH		SOLE		26,155	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	34,765	132,151	SH		SOLE		132,151	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	64	242	SH		OTR		242	0	0
ISHARES RUSSELL 1000 VALUE (MKT)	MUTUAL FUND/STO	464287598	1,933	12,350	SH		SOLE		12,350	0	0
ISHARES RUSSELL 1000 GROWTH	MUTUAL FUND/STO	464287614	5,426	19,799	SH		SOLE		19,799	0	0
ISHARES RUSSELL 2000 (MKT)	MUTUAL FUND/STO	464287655	1,787	8,170	SH		SOLE		8,170	0	0
ISHARES US ENERGY (MKT)	MUTUAL FUND/STO	464287796	315	11,158	SH		SOLE		11,158	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	35,217	322,532	SH		SOLE		322,532	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	362	3,317	SH		OTR		3,317	0	0
ISHARES S&P SMALL-CAP 600 GROWTH	MUTUAL FUND/STO	464287887	548	4,211	SH		SOLE		4,211	0	0
ISHARES ST NATIONAL AMTFREE	MUTUAL FUNDS/MU	464288158	4,261	39,611	SH		SOLE		39,611	0	0
ISHARES CALIF MUNI BD	MUTUAL FUNDS/MU	464288356	348	5,605	SH		SOLE		5,605	0	0
ISHARES NATIONAL AMT-FREE MUNI	MUTUAL FUNDS/MU	464288414	6,922	59,588	SH		SOLE		59,588	0	0
ISHARES IBOXX $ HIGH YIELD	MUTUAL FUND/COR	464288513	218	2,490	SH		SOLE		2,490	0	0
ISHARES INTERMEDIATE-TERM	MUTUAL FUND/COR	464288638	420	6,995	SH		SOLE		6,995	0	0
ISHARES SHORT-TERM	MUTUAL FUND/COR	464288646	331	6,055	SH		SOLE		6,055	0	0
ISHARES MSCI USA ESG SELECT	MUTUAL FUND/STO	464288802	223	2,328	SH		SOLE		2,328	0	0
ISHARES MSCI USA MINIMUM	MUTUAL FUND/STO	46429B697	368	5,000	SH		SOLE		5,000	0	0
ISHARES CORE MSCI EAFE	MUTUAL FUNDS GL	46432F842	14,803	199,369	SH		SOLE		199,369	0	0
ISHARES CORE MSCI EMERGING	MUTUAL FUNDS GL	46434G103	11,987	194,097	SH		SOLE		194,097	0	0
ISHARES CORE MSCI EMERGING	MUTUAL FUNDS GL	46434G103	31	494	SH		OTR		494	0	0
HDG MSCI EAFE	MUTUAL FUND/STO	46434V803	1,634	47,500	SH		SOLE		47,500	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	2,770	16,925	SH		SOLE		16,925	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	1,064	6,500	SH		OTR		6,500	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	2,264	14,018	SH		SOLE		14,018	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	404	2,500	SH		OTR		2,500	0	0
KLA-TENCOR CORP	COMMON STOCK	482480100	389	1,163	SH		SOLE		1,163	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	292	2,202	SH		SOLE		2,202	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	265	2,000	SH		OTR		2,000	0	0
KROGER CO	COMMON STOCK	501044101	553	13,673	SH		SOLE		13,673	0	0
LAM RESEARCH CORP	COMMON STOCK	512807108	329	578	SH		SOLE		578	0	0
LAUDER ESTEE COS INC	COMMON STOCK	518439104	240	801	SH		SOLE		801	0	0
LEGGETT & PLATT INC	COMMON STOCK	524660107	202	4,514	SH		SOLE		4,514	0	0
LENNAR CORP	COMMON STOCK	526057104	380	4,061	SH		SOLE		4,061	0	0
ELI LILLY & CO	COMMON STOCK	532457108	1,215	5,257	SH		SOLE		5,257	0	0
ELI LILLY & CO	COMMON STOCK	532457108	347	1,500	SH		OTR		1,500	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	431	1,249	SH		SOLE		1,249	0	0
LOWES COMPANIES INC	COMMON STOCK	548661107	770	3,795	SH		SOLE		3,795	0	0
MSCI INC	COMMON STOCK	55354G100	548	900	SH		SOLE		900	0	0
MARATHON PETE CORP	COMMON STOCK	56585A102	256	4,135	SH		SOLE		4,135	0	0
MARVELL TECHNOLOGY GROUP LTD	COMMON STOCK	573874104	322	5,331	SH		SOLE		5,331	0	0
MASTERCARD INC	COMMON STOCK	57636Q104	1,629	4,686	SH		SOLE		4,686	0	0
MCDONALDS CORP	COMMON STOCK	580135101	1,016	4,215	SH		SOLE		4,215	0	0
MCDONALDS CORP	COMMON STOCK	580135101	247	1,025	SH		OTR		1,025	0	0
MERCADOLIBRE INC	COMMON STOCK	58733R102	249	148	SH		SOLE		148	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	2,085	27,760	SH		SOLE		27,760	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	225	3,000	SH		OTR		3,000	0	0
MICROSOFT CORP	COMMON STOCK	594918104	8,988	31,882	SH		SOLE		31,882	0	0
MICRON TECHNOLOGY INC	COMMON STOCK	595112103	1,315	18,525	SH		SOLE		18,525	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	684	11,750	SH		SOLE		11,750	0	0
MONSTER BEVERAGE CORP	COMMON STOCK	61174X109	628	7,072	SH		SOLE		7,072	0	0
MOTOROLA SOLUTIONS INC	COMMON STOCK	620076307	278	1,196	SH		SOLE		1,196	0	0
NATIONAL GRID PLC	FOREIGN STOCK	636274409	751	12,595	SH		SOLE		12,595	0	0
NATIONAL GRID PLC	FOREIGN STOCK	636274409	209	3,500	SH		OTR		3,500	0	0
NETFLIX INC	COMMON STOCK	64110L106	1,509	2,473	SH		SOLE		2,473	0	0
NEW YORK COMMUNITY BANCORP INC	COMMON STOCK	649445103	153	11,900	SH		SOLE		11,900	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	2,594	33,035	SH		SOLE		33,035	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	314	4,000	SH		OTR		4,000	0	0
NIKE INC	COMMON STOCK	654106103	2,224	15,314	SH		SOLE		15,314	0	0
NUCOR CORP	COMMON STOCK	670346105	549	5,576	SH		SOLE		5,576	0	0
NVIDIA CORP	COMMON STOCK	67066G104	1,640	7,917	SH		SOLE		7,917	0	0
ORACLE CORP	COMMON STOCK	68389X105	407	4,673	SH		SOLE		4,673	0	0
PNC FINANCIAL SERVICES GROUP	COMMON STOCK	693475105	405	2,072	SH		SOLE		2,072	0	0
PPL CORP	COMMON STOCK	69351T106	516	18,520	SH		SOLE		18,520	0	0
PPL CORP	COMMON STOCK	69351T106	35	1,250	SH		OTR		1,250	0	0
PALO ALTO NETWORKS INC	COMMON STOCK	697435105	270	564	SH		SOLE		564	0	0
PAYPAL HLDGS INC	COMMON STOCK	70450Y103	1,587	6,099	SH		SOLE		6,099	0	0
PEPSICO INC	COMMON STOCK	713448108	1,969	13,088	SH		SOLE		13,088	0	0
PEPSICO INC	COMMON STOCK	713448108	150	1,000	SH		OTR		1,000	0	0
PFIZER INC	COMMON STOCK	717081103	2,438	56,684	SH		SOLE		56,684	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	2,073	21,866	SH		SOLE		21,866	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	180	1,900	SH		OTR		1,900	0	0
T ROWE PRICE GROUP INC	COMMON STOCK	74144T108	249	1,266	SH		SOLE		1,266	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	2,289	16,370	SH		SOLE		16,370	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	280	2,000	SH		OTR		2,000	0	0
PUBLIC SERVICE ENTERPRISE GROUP	COMMON STOCK	744573106	210	3,451	SH		SOLE		3,451	0	0
QUALCOMM INC	COMMON STOCK	747525103	341	2,645	SH		SOLE		2,645	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	359	4,176	SH		SOLE		4,176	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	64	750	SH		OTR		750	0	0
REALTY INCOME CORP	COMMON STOCK	756109104	174	2,687	SH		SOLE		2,687	0	0
REALTY INCOME CORP	COMMON STOCK	756109104	49	750	SH		OTR		750	0	0
REGIONS FINANCIAL CORP NEW	COMMON STOCK	7591EP100	473	22,186	SH		SOLE		22,186	0	0
RELIANCE STEEL & ALUMINUM CO	COMMON STOCK	759509102	226	1,590	SH		SOLE		1,590	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	280	658	SH		SOLE		658	0	0
SPDR S&P 500 (MKT)	MUTUAL FUND/STO	78462F103	9,557	22,269	SH		SOLE		22,269	0	0
SPDR GOLD SHARES (MKT)	MUTUAL FUND/STO	78463V107	243	1,477	SH		SOLE		1,477	0	0
SPDR S&P 600 SMALL CAP	MUTUAL FUND/STO	78464A813	761	8,034	SH		SOLE		8,034	0	0
SPDR S&P MIDCAP 400 (MKT)	MUTUAL FUND/STO	78467Y107	9,407	19,563	SH		SOLE		19,563	0	0
SPDR S&P MIDCAP 400 (MKT)	MUTUAL FUND/STO	78467Y107	32	66	SH		OTR		66	0	0
SVB FINL GROUP	COMMON STOCK	78486Q101	202	313	SH		SOLE		313	0	0
SALESFORCE.COM INC	COMMON STOCK	79466L302	2,840	10,472	SH		SOLE		10,472	0	0
SANOFI	FOREIGN STOCK	80105N105	90	1,873	SH		SOLE		1,873	0	0
SANOFI	FOREIGN STOCK	80105N105	241	5,000	SH		OTR		5,000	0	0
SAP AKTIENGESELLSCHAFT	FOREIGN STOCK	803054204	222	1,647	SH		SOLE		1,647	0	0
SCHWAB CHARLES CORP	COMMON STOCK	808513105	935	12,842	SH		SOLE		12,842	0	0
SCHWAB STRATEGIC TR	MUTUAL FUND/STO	808524201	297	2,853	SH		SOLE		2,853	0	0
SCHWAB US REIT ETF	MUTUAL FUND/STO	808524847	1,148	25,134	SH		SOLE		25,134	0	0
ENERGY SELECT SECTOR SPDR FUND	MUTUAL FUND/STO	81369Y506	1,526	29,297	SH		SOLE		29,297	0	0
FINANCIAL SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y605	634	16,896	SH		SOLE		16,896	0	0
SERVICENOW INC COM	COMMON STOCK	81762P102	1,192	1,915	SH		SOLE		1,915	0	0
SOUTHERN CO	COMMON STOCK	842587107	1,006	16,232	SH		SOLE		16,232	0	0
SOUTHERN CO	COMMON STOCK	842587107	248	4,000	SH		OTR		4,000	0	0
SOUTHWEST AIRLINES CO	COMMON STOCK	844741108	506	9,838	SH		SOLE		9,838	0	0
STARBUCKS CORP	COMMON STOCK	855244109	1,167	10,581	SH		SOLE		10,581	0	0
STARWOOD PPTY TR INC COM	COMMON STOCK	85571B105	231	9,470	SH		SOLE		9,470	0	0
SYNCHRONY FINL	COMMON STOCK	87165B103	385	7,869	SH		SOLE		7,869	0	0
TJX COS INC NEW	COMMON STOCK	872540109	231	3,496	SH		SOLE		3,496	0	0
TAIWAN SEMICONDUCTOR	FOREIGN STOCK	874039100	1,513	13,555	SH		SOLE		13,555	0	0
TARGET CORP	COMMON STOCK	87612E106	220	961	SH		SOLE		961	0	0
TC ENERGY CORP COM	FOREIGN STOCK	87807B107	377	7,832	SH		SOLE		7,832	0	0
TESLA INC	COMMON STOCK	88160R101	654	843	SH		SOLE		843	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	1,136	5,910	SH		SOLE		5,910	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	644	1,128	SH		SOLE		1,128	0	0
3M CO	COMMON STOCK	88579Y101	514	2,930	SH		SOLE		2,930	0	0
3M CO	COMMON STOCK	88579Y101	175	1,000	SH		OTR		1,000	0	0
THE TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	202	1,329	SH		SOLE		1,329	0	0
TRUIST FINL CORP	COMMON STOCK	89832Q109	318	5,425	SH		SOLE		5,425	0	0
US BANCORP DEL	COMMON STOCK	902973304	202	3,390	SH		SOLE		3,390	0	0
UNILEVER PLC	FOREIGN STOCK	904767704	737	13,585	SH		SOLE		13,585	0	0
UNILEVER PLC	FOREIGN STOCK	904767704	54	1,000	SH		OTR		1,000	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	461	2,533	SH		SOLE		2,533	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	228	1,250	SH		OTR		1,250	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	3,073	7,865	SH		SOLE		7,865	0	0
VALERO ENERGY CORP NEW	COMMON STOCK	91913Y100	496	7,031	SH		SOLE		7,031	0	0
VANGUARD TOTAL BOND MARKET ETF	MUTUAL FUND/GOV	921937835	4,701	55,015	SH		SOLE		55,015	0	0
VANGUARD FTSE DEVELOPED MARKETS	MUTUAL FUND/STO	921943858	2,584	51,178	SH		SOLE		51,178	0	0
VANGUARD EMERGING MARKETS STOCK	MUTUAL FUND/STO	922042858	1,213	24,258	SH		SOLE		24,258	0	0
VANGUARD ENERGY ETF (MKT)	MUTUAL FUND/STO	92204A306	2,116	28,628	SH		SOLE		28,628	0	0
VANGUARD INFORMATION TECHNOLOGY	MUTUAL FUND/STO	92204A702	383	955	SH		SOLE		955	0	0
VANGUARD SHORT-TERM CORP BD IDX	MUTUAL FUND/COR	92206C409	6,644	80,626	SH		SOLE		80,626	0	0
VANGUARD S&P 500 ETF	MUTUAL FUND/STO	922908363	24,934	63,220	SH		SOLE		63,220	0	0
VANGUARD S&P 500 ETF	MUTUAL FUND/STO	922908363	146	369	SH		OTR		369	0	0
VANGUARD MID-CAP VALUE ETF (MKT)	MUTUAL FUND/STO	922908512	1,516	10,859	SH		SOLE		10,859	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	5,836	57,336	SH		SOLE		57,336	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	524	5,150	SH		OTR		5,150	0	0
VANGUARD SMALL CAP VALUE ETF	MUTUAL FUND/STO	922908611	1,462	8,640	SH		SOLE		8,640	0	0
VANGUARD MID-CAP ETF (MKT)	MUTUAL FUND/STO	922908629	4,439	18,749	SH		SOLE		18,749	0	0
VANGUARD VALUE INDEX	MUTUAL FUND/STO	922908744	5,324	39,326	SH		SOLE		39,326	0	0
VANGUARD SMALL CAP ETF (MKT)	MUTUAL FUND/STO	922908751	4,238	19,382	SH		SOLE		19,382	0	0
VANGUARD TOTAL STOCK MARKET ETF	MUTUAL FUND/STO	922908769	847	3,815	SH		SOLE		3,815	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	1,702	31,510	SH		SOLE		31,510	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	351	6,500	SH		OTR		6,500	0	0
VISA INC	COMMON STOCK	92826C839	3,487	15,656	SH		SOLE		15,656	0	0
VODAFONE GROUP PLC	FOREIGN STOCK	92857W308	781	50,537	SH		SOLE		50,537	0	0
VODAFONE GROUP PLC	FOREIGN STOCK	92857W308	71	4,600	SH		OTR		4,600	0	0
VOYA FINL INC	COMMON STOCK	929089100	635	10,342	SH		SOLE		10,342	0	0
WALMART INC	COMMON STOCK	931142103	869	6,238	SH		SOLE		6,238	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	414	8,922	SH		SOLE		8,922	0	0
WILLIAMS COMPANIES INC	COMMON STOCK	969457100	220	8,476	SH		SOLE		8,476	0	0
YUM! BRANDS INC	COMMON STOCK	988498101	682	5,575	SH		SOLE		5,575	0	0
ZOETIS INC	COMMON STOCK	98978V103	1,347	6,936	SH		SOLE		6,936	0	0
ATLASSIAN CORP	FOREIGN STOCK	G06242104	361	923	SH		SOLE		923	0	0
ACCENTURE PLC	FOREIGN STOCK	G1151C101	2,919	9,123	SH		SOLE		9,123	0	0
EATON CORP PLC	FOREIGN STOCK	G29183103	1,487	9,958	SH		SOLE		9,958	0	0
INVESCO LTD	FOREIGN STOCK	G491BT108	199	8,267	SH		SOLE		8,267	0	0
INVESCO LTD	FOREIGN STOCK	G491BT108	48	2,000	SH		OTR		2,000	0	0
MEDTRONIC PLC	FOREIGN STOCK	G5960L103	462	3,689	SH		SOLE		3,689	0	0
SEAGATE TECHNOLOGY HLDNGS PLC	FOREIGN STOCK	G7997R103	253	3,070	SH		SOLE		3,070	0	0
TRANE TECHNOLOGIES PLC	FOREIGN STOCK	G8994E103	1,412	8,178	SH		SOLE		8,178	0	0
ASML HOLDING NV	FOREIGN STOCK	N07059210	492	660	SH		SOLE		660	0	0
NXP SEMICONDUCTORS N V	FOREIGN STOCK	N6596X109	235	1,200	SH		SOLE		1,200	0	0