Grove Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AES CORP	COMMON STOCK	00130H105	208	8,100	SH		SOLE		8,100	0	0
AT&T INC	COMMON STOCK	00206R102	1,231	52,104	SH		SOLE		52,104	0	0
AT&T INC	COMMON STOCK	00206R102	165	7,000	SH		OTR		7,000	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	3,582	30,264	SH		SOLE		30,264	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	621	5,250	SH		OTR		5,250	0	0
ABBVIE INC SR NT	COMMON STOCK	00287Y109	2,521	15,554	SH		SOLE		15,554	0	0
ABBVIE INC SR NT	COMMON STOCK	00287Y109	1,135	7,000	SH		OTR		7,000	0	0
ACTIVISION BLIZZARD INC	COMMON STOCK	00507V109	239	2,985	SH		SOLE		2,985	0	0
ADOBE SYSTEMS INC	COMMON STOCK	00724F101	3,633	7,973	SH		SOLE		7,973	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	567	5,187	SH		SOLE		5,187	0	0
AGILENT TECHNOLOGIES INC	COMMON STOCK	00846U101	900	6,798	SH		SOLE		6,798	0	0
AIRBNB INC	COMMON STOCK	009066101	1,207	7,029	SH		SOLE		7,029	0	0
AIR PRODUCTS & CHEMICALS INC	COMMON STOCK	009158106	253	1,011	SH		SOLE		1,011	0	0
ALIGN TECHNOLOGY INC	COMMON STOCK	016255101	801	1,837	SH		SOLE		1,837	0	0
ALLSTATE CORP	COMMON STOCK	020002101	304	2,193	SH		SOLE		2,193	0	0
ALLY FINL INC	COMMON STOCK	02005N100	284	6,525	SH		SOLE		6,525	0	0
ALPHABET INC	COMMON STOCK	02079K107	4,972	1,780	SH		SOLE		1,780	0	0
ALPHABET INC	COMMON STOCK	02079K305	6,483	2,331	SH		SOLE		2,331	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	633	12,117	SH		SOLE		12,117	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	261	5,000	SH		OTR		5,000	0	0
AMAZON COM INC	COMMON STOCK	023135106	9,418	2,889	SH		SOLE		2,889	0	0
AMERICAN ELECTRIC POWER INC	COMMON STOCK	025537101	624	6,255	SH		SOLE		6,255	0	0
AMERICAN ELECTRIC POWER INC	COMMON STOCK	025537101	100	1,000	SH		OTR		1,000	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	649	3,472	SH		SOLE		3,472	0	0
AMERICAN INTERNATIONAL GROUP	COMMON STOCK	026874784	246	3,917	SH		SOLE		3,917	0	0
AMERICAN TOWER CORP	COMMON STOCK	03027X100	1,229	4,891	SH		SOLE		4,891	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	531	1,768	SH		SOLE		1,768	0	0
AMGEN INC	COMMON STOCK	031162100	981	4,057	SH		SOLE		4,057	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	375	2,268	SH		SOLE		2,268	0	0
ANTHEM INC COM	COMMON STOCK	036752103	218	443	SH		SOLE		443	0	0
APPLE INC	COMMON STOCK	037833100	23,472	134,423	SH		SOLE		134,423	0	0
APPLE HOSPITALITY REIT INC	COMMON STOCK	03784Y200	243	13,523	SH		SOLE		13,523	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	686	5,204	SH		SOLE		5,204	0	0
ASTRAZENECA PLC	FOREIGN STOCK	046353108	298	4,493	SH		SOLE		4,493	0	0
ASTRAZENECA PLC	FOREIGN STOCK	046353108	494	7,450	SH		OTR		7,450	0	0
AUTODESK INC	COMMON STOCK	052769106	1,030	4,805	SH		SOLE		4,805	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	1,320	5,799	SH		SOLE		5,799	0	0
BCE INC	FOREIGN STOCK	05534B760	1,140	20,547	SH		SOLE		20,547	0	0
BCE INC	FOREIGN STOCK	05534B760	244	4,400	SH		OTR		4,400	0	0
BP PLC	FOREIGN STOCK	055622104	340	11,571	SH		SOLE		11,571	0	0
BANCO SANTANDER SA	FOREIGN STOCK	05964H105	37	10,867	SH		SOLE		10,867	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	3,751	91,009	SH		SOLE		91,009	0	0
BANK NEW YORK MELLON CORP	COMMON STOCK	064058100	1,886	38,000	SH		SOLE		38,000	0	0
BAXTER INTERNATIONAL INC	COMMON STOCK	071813109	234	3,020	SH		SOLE		3,020	0	0
BERKSHIRE HATHAWAY INC	COMMON STOCK	084670702	1,234	3,496	SH		SOLE		3,496	0	0
BLACKROCK INC	COMMON STOCK	09247X101	276	361	SH		SOLE		361	0	0
BLACKROCK KELSO CAPITAL CORP	MUTUAL FUND/COR	092533108	123	29,201	SH		SOLE		29,201	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	762	10,440	SH		SOLE		10,440	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	146	2,000	SH		OTR		2,000	0	0
BRITISH AMERICAN TOBACCO PLC	FOREIGN STOCK	110448107	959	22,737	SH		SOLE		22,737	0	0
BRITISH AMERICAN TOBACCO PLC	FOREIGN STOCK	110448107	116	2,750	SH		OTR		2,750	0	0
BROADCOM INC COM	COMMON STOCK	11135F101	2,568	4,079	SH		SOLE		4,079	0	0
CIGNA CORP	COMMON STOCK	125523100	381	1,590	SH		SOLE		1,590	0	0
CME GROUP INC	COMMON STOCK	12572Q105	399	1,679	SH		SOLE		1,679	0	0
CSX CORP	COMMON STOCK	126408103	1,681	44,875	SH		SOLE		44,875	0	0
CVS HEALTH CORPORATION	COMMON STOCK	126650100	494	4,884	SH		SOLE		4,884	0	0
CDN IMPERIAL BK	FOREIGN STOCK	136069101	807	6,631	SH		SOLE		6,631	0	0
CDN IMPERIAL BK	FOREIGN STOCK	136069101	280	2,300	SH		OTR		2,300	0	0
CARRIER GLOBAL CORPORATION	COMMON STOCK	14448C104	170	3,712	SH		SOLE		3,712	0	0
CARRIER GLOBAL CORPORATION	COMMON STOCK	14448C104	34	750	SH		OTR		750	0	0
CATERPILLAR INC	COMMON STOCK	149123101	402	1,805	SH		SOLE		1,805	0	0
CELANESE CORP	COMMON STOCK	150870103	1,052	7,361	SH		SOLE		7,361	0	0
CHEVRON CORP NEW	COMMON STOCK	166764100	2,454	15,072	SH		SOLE		15,072	0	0
CHEVRON CORP NEW	COMMON STOCK	166764100	1,303	8,000	SH		OTR		0	0	8,000
CISCO SYSTEMS INC	COMMON STOCK	17275R102	1,244	22,307	SH		SOLE		22,307	0	0
CITIZENS FINL GROUP INC	COMMON STOCK	174610105	363	8,000	SH		SOLE		8,000	0	0
COCA COLA CO	COMMON STOCK	191216100	1,460	23,550	SH		SOLE		23,550	0	0
COCA COLA CO	COMMON STOCK	191216100	189	3,050	SH		OTR		3,050	0	0
COMCAST CORP	COMMON STOCK	20030N101	1,799	38,416	SH		SOLE		38,416	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	1,296	12,961	SH		SOLE		12,961	0	0
CONSTELLATION BRANDS INC	COMMON STOCK	21036P108	413	1,792	SH		SOLE		1,792	0	0
COSTCO WHOLESALE CORP NEW	COMMON STOCK	22160K105	2,444	4,245	SH		SOLE		4,245	0	0
CROWN CASTLE INTL CORP	COMMON STOCK	22822V101	877	4,750	SH		SOLE		4,750	0	0
CROWN CASTLE INTL CORP	COMMON STOCK	22822V101	314	1,700	SH		OTR		1,700	0	0
DANAHER CORP	COMMON STOCK	235851102	640	2,181	SH		SOLE		2,181	0	0
DARDEN RESTAURANTS INC	COMMON STOCK	237194105	252	1,898	SH		SOLE		1,898	0	0
DEERE & CO	COMMON STOCK	244199105	680	1,637	SH		SOLE		1,637	0	0
DIAGEO PLC	FOREIGN STOCK	25243Q205	164	806	SH		SOLE		806	0	0
DIAGEO PLC	FOREIGN STOCK	25243Q205	244	1,200	SH		OTR		1,200	0	0
DIGITAL REALTY TRUST INC	COMMON STOCK	253868103	299	2,110	SH		SOLE		2,110	0	0
DISNEY WALT CO	COMMON STOCK	254687106	2,435	17,755	SH		SOLE		17,755	0	0
DOCUSIGN INC	COMMON STOCK	256163106	295	2,757	SH		SOLE		2,757	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	1,175	13,825	SH		SOLE		13,825	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	85	1,000	SH		OTR		1,000	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	1,641	14,694	SH		SOLE		14,694	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	123	1,100	SH		OTR		1,100	0	0
EBAY INC	COMMON STOCK	278642103	287	5,019	SH		SOLE		5,019	0	0
ENBRIDGE INC	FOREIGN STOCK	29250N105	1,014	21,993	SH		SOLE		21,993	0	0
EQUINIX INC	COMMON STOCK	29444U700	210	283	SH		SOLE		283	0	0
EXELON CORP	COMMON STOCK	30161N101	471	9,895	SH		SOLE		9,895	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	2,824	34,192	SH		SOLE		34,192	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	3,634	44,000	SH		OTR		0	0	44,000
META PLATFORMS INC	COMMON STOCK	30303M102	3,397	15,276	SH		SOLE		15,276	0	0
FIRST TRUST LOW	MUTUAL FUND/GOV	33739Q200	6,805	139,026	SH		SOLE		139,026	0	0
FREEPORT-MCMORAN INC	COMMON STOCK	35671D857	248	4,981	SH		SOLE		4,981	0	0
GALLAGHER ARTHUR J & CO	COMMON STOCK	363576109	682	3,904	SH		SOLE		3,904	0	0
GARTNER INC	COMMON STOCK	366651107	1,068	3,591	SH		SOLE		3,591	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	260	3,843	SH		SOLE		3,843	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	237	3,500	SH		OTR		3,500	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	753	12,659	SH		SOLE		12,659	0	0
GLAXOSMITHKLINE PLC	FOREIGN STOCK	37733W105	649	14,906	SH		SOLE		14,906	0	0
GLAXOSMITHKLINE PLC	FOREIGN STOCK	37733W105	209	4,800	SH		OTR		4,800	0	0
HARTFORD FINANCIAL SERVICES	COMMON STOCK	416515104	217	3,023	SH		SOLE		3,023	0	0
HOME DEPOT INC	COMMON STOCK	437076102	2,901	9,692	SH		SOLE		9,692	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	1,315	6,760	SH		SOLE		6,760	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	214	1,100	SH		OTR		1,100	0	0
HUNTINGTON BANCSHARES INC	COMMON STOCK	446150104	555	37,959	SH		SOLE		37,959	0	0
HUNTINGTON BANCSHARES INC	COMMON STOCK	446150104	29	2,000	SH		OTR		2,000	0	0
ILLINOIS TOOL WORKS INC	COMMON STOCK	452308109	2,293	10,952	SH		SOLE		10,952	0	0
ILLUMINA INC	COMMON STOCK	452327109	648	1,854	SH		SOLE		1,854	0	0
INGERSOLL RAND INC	COMMON STOCK	45687V106	333	6,617	SH		SOLE		6,617	0	0
INTEL CORP	COMMON STOCK	458140100	914	18,436	SH		SOLE		18,436	0	0
INTERCONTINENTALEXCHANGE GROUP	COMMON STOCK	45866F104	995	7,532	SH		SOLE		7,532	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	744	5,726	SH		SOLE		5,726	0	0
INTUIT	COMMON STOCK	461202103	365	760	SH		SOLE		760	0	0
INTUITIVE SURGICAL INC	COMMON STOCK	46120E602	704	2,334	SH		SOLE		2,334	0	0
ISHARES CORE S&P TOTAL US STOCK	MUTUAL FUND/STO	464287150	6,148	60,910	SH		SOLE		60,910	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	13,685	30,163	SH		SOLE		30,163	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	25	55	SH		OTR		55	0	0
ISHARES CORE TOTAL US BOND	MUTUAL FUND/COR	464287226	3,145	29,367	SH		SOLE		29,367	0	0
ISHARES MSCI EMERGING MARKETS	MUTUAL FUNDS GL	464287234	3,164	70,077	SH		SOLE		70,077	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUNDS GL	464287465	4,970	67,528	SH		SOLE		67,528	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUNDS GL	464287465	131	1,775	SH		OTR		1,775	0	0
ISHARES RUSSELL MID-CAP (MKT)	MUTUAL FUND/STO	464287499	2,041	26,155	SH		SOLE		26,155	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	38,476	143,385	SH		SOLE		143,385	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	71	264	SH		OTR		264	0	0
ISHARES RUSSELL 1000 VALUE (MKT)	MUTUAL FUND/STO	464287598	2,190	13,193	SH		SOLE		13,193	0	0
ISHARES RUSSELL 1000 GROWTH	MUTUAL FUND/STO	464287614	5,455	19,649	SH		SOLE		19,649	0	0
ISHARES RUSSELL 2000 (MKT)	MUTUAL FUND/STO	464287655	1,677	8,170	SH		SOLE		8,170	0	0
ISHARES US ENERGY (MKT)	MUTUAL FUND/STO	464287796	457	11,158	SH		SOLE		11,158	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	37,835	350,713	SH		SOLE		350,713	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	325	3,016	SH		OTR		3,016	0	0
ISHARES S&P SMALL-CAP 600 GROWTH	MUTUAL FUND/STO	464287887	527	4,211	SH		SOLE		4,211	0	0
ISHARES ST NATIONAL AMTFREE	MUTUAL FUNDS/MU	464288158	4,664	44,593	SH		SOLE		44,593	0	0
ISHARES CALIF MUNI BD	MUTUAL FUNDS/MU	464288356	326	5,605	SH		SOLE		5,605	0	0
ISHARES NATIONAL AMT-FREE MUNI	MUTUAL FUNDS/MU	464288414	8,849	80,708	SH		SOLE		80,708	0	0
ISHARES NATIONAL AMT-FREE MUNI	MUTUAL FUNDS/MU	464288414	3	27	SH		OTR		27	0	0
ISHARES IBOXX $ HIGH YIELD	MUTUAL FUND/COR	464288513	205	2,490	SH		SOLE		2,490	0	0
ISHARES SHORT-TERM	MUTUAL FUND/COR	464288646	313	6,055	SH		SOLE		6,055	0	0
ISHARES MSCI USA ESG SELECT	MUTUAL FUND/STO	464288802	225	2,328	SH		SOLE		2,328	0	0
ISHARES MSCI USA MINIMUM	MUTUAL FUND/STO	46429B697	388	5,000	SH		SOLE		5,000	0	0
ISHARES CORE MSCI EAFE	MUTUAL FUNDS GL	46432F842	14,245	204,937	SH		SOLE		204,937	0	0
ISHARES CORE MSCI EMERGING	MUTUAL FUNDS GL	46434G103	10,493	188,899	SH		SOLE		188,899	0	0
ISHARES CORE MSCI EMERGING	MUTUAL FUNDS GL	46434G103	27	494	SH		OTR		494	0	0
HDG MSCI EAFE	MUTUAL FUND/STO	46434V803	1,612	47,500	SH		SOLE		47,500	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	2,569	18,845	SH		SOLE		18,845	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	886	6,500	SH		OTR		6,500	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	2,663	15,025	SH		SOLE		15,025	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	443	2,500	SH		OTR		2,500	0	0
KLA-TENCOR CORP	COMMON STOCK	482480100	479	1,309	SH		SOLE		1,309	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	396	3,219	SH		SOLE		3,219	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	246	2,000	SH		OTR		2,000	0	0
KROGER CO	COMMON STOCK	501044101	790	13,773	SH		SOLE		13,773	0	0
LAM RESEARCH CORP	COMMON STOCK	512807108	318	592	SH		SOLE		592	0	0
LAUDER ESTEE COS INC	COMMON STOCK	518439104	272	998	SH		SOLE		998	0	0
LENNAR CORP	COMMON STOCK	526057104	333	4,101	SH		SOLE		4,101	0	0
ELI LILLY & CO	COMMON STOCK	532457108	1,618	5,650	SH		SOLE		5,650	0	0
ELI LILLY & CO	COMMON STOCK	532457108	430	1,500	SH		OTR		1,500	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	700	1,586	SH		SOLE		1,586	0	0
LOWES COMPANIES INC	COMMON STOCK	548661107	795	3,932	SH		SOLE		3,932	0	0
MSCI INC	COMMON STOCK	55354G100	453	901	SH		SOLE		901	0	0
MARATHON PETE CORP	COMMON STOCK	56585A102	360	4,205	SH		SOLE		4,205	0	0
MARRIOTT INTERNATIONAL INC NEW	COMMON STOCK	571903202	278	1,579	SH		SOLE		1,579	0	0
MASTERCARD INC	COMMON STOCK	57636Q104	2,139	5,984	SH		SOLE		5,984	0	0
MCDONALDS CORP	COMMON STOCK	580135101	1,045	4,224	SH		SOLE		4,224	0	0
MCDONALDS CORP	COMMON STOCK	580135101	253	1,025	SH		OTR		1,025	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	2,350	28,635	SH		SOLE		28,635	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	246	3,000	SH		OTR		3,000	0	0
MICROSOFT CORP	COMMON STOCK	594918104	9,769	31,687	SH		SOLE		31,687	0	0
MICRON TECHNOLOGY INC	COMMON STOCK	595112103	1,488	19,100	SH		SOLE		19,100	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	743	11,840	SH		SOLE		11,840	0	0
MONSTER BEVERAGE CORP	COMMON STOCK	61174X109	552	6,906	SH		SOLE		6,906	0	0
MOTOROLA SOLUTIONS INC	COMMON STOCK	620076307	306	1,264	SH		SOLE		1,264	0	0
NATIONAL GRID PLC	FOREIGN STOCK	636274409	968	12,597	SH		SOLE		12,597	0	0
NATIONAL GRID PLC	FOREIGN STOCK	636274409	269	3,500	SH		OTR		3,500	0	0
NETFLIX INC	COMMON STOCK	64110L106	1,053	2,812	SH		SOLE		2,812	0	0
NEW YORK COMMUNITY BANCORP INC	COMMON STOCK	649445103	128	11,900	SH		SOLE		11,900	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	2,141	25,269	SH		SOLE		25,269	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	339	4,000	SH		OTR		4,000	0	0
NIKE INC	COMMON STOCK	654106103	2,191	16,280	SH		SOLE		16,280	0	0
NUCOR CORP	COMMON STOCK	670346105	839	5,641	SH		SOLE		5,641	0	0
NVIDIA CORP	COMMON STOCK	67066G104	2,276	8,342	SH		SOLE		8,342	0	0
ORACLE CORP	COMMON STOCK	68389X105	436	5,269	SH		SOLE		5,269	0	0
PNC FINANCIAL SERVICES GROUP	COMMON STOCK	693475105	329	1,784	SH		SOLE		1,784	0	0
PPL CORP	COMMON STOCK	69351T106	519	18,175	SH		SOLE		18,175	0	0
PPL CORP	COMMON STOCK	69351T106	36	1,250	SH		OTR		1,250	0	0
PALO ALTO NETWORKS INC	COMMON STOCK	697435105	357	573	SH		SOLE		573	0	0
PAYPAL HLDGS INC	COMMON STOCK	70450Y103	798	6,896	SH		SOLE		6,896	0	0
PEPSICO INC	COMMON STOCK	713448108	2,016	12,042	SH		SOLE		12,042	0	0
PEPSICO INC	COMMON STOCK	713448108	167	1,000	SH		OTR		1,000	0	0
PFIZER INC	COMMON STOCK	717081103	2,866	55,366	SH		SOLE		55,366	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	1,826	19,433	SH		SOLE		19,433	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	178	1,900	SH		OTR		1,900	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	2,653	17,363	SH		SOLE		17,363	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	306	2,000	SH		OTR		2,000	0	0
PROLOGIS INC	COMMON STOCK	74340W103	214	1,327	SH		SOLE		1,327	0	0
PUBLIC SERVICE ENTERPRISE GROUP	COMMON STOCK	744573106	237	3,380	SH		SOLE		3,380	0	0
PUBLIC STORAGE	COMMON STOCK	74460D109	9	22	SH		SOLE		22	0	0
PUBLIC STORAGE	COMMON STOCK	74460D109	195	500	SH		OTR		500	0	0
QUALCOMM INC	COMMON STOCK	747525103	433	2,835	SH		SOLE		2,835	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	512	5,170	SH		SOLE		5,170	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	74	750	SH		OTR		750	0	0
REALTY INCOME CORP	COMMON STOCK	756109104	263	3,789	SH		SOLE		3,789	0	0
REALTY INCOME CORP	COMMON STOCK	756109104	52	750	SH		OTR		750	0	0
REGIONS FINANCIAL CORP NEW	COMMON STOCK	7591EP100	358	16,104	SH		SOLE		16,104	0	0
RELIANCE STEEL & ALUMINUM CO	COMMON STOCK	759509102	292	1,590	SH		SOLE		1,590	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	339	827	SH		SOLE		827	0	0
SPDR S&P 500 (MKT)	MUTUAL FUND/STO	78462F103	10,077	22,311	SH		SOLE		22,311	0	0
SPDR GOLD SHARES (MKT)	MUTUAL FUND/STO	78463V107	269	1,487	SH		SOLE		1,487	0	0
SPDR S&P 600 SMALL CAP	MUTUAL FUND/STO	78464A813	752	8,034	SH		SOLE		8,034	0	0
SPDR S&P MIDCAP 400 (MKT)	MUTUAL FUND/STO	78467Y107	9,518	19,406	SH		SOLE		19,406	0	0
SALESFORCE	COMMON STOCK	79466L302	2,368	11,154	SH		SOLE		11,154	0	0
SANOFI	FOREIGN STOCK	80105N105	96	1,873	SH		SOLE		1,873	0	0
SANOFI	FOREIGN STOCK	80105N105	257	5,000	SH		OTR		5,000	0	0
SCHWAB CHARLES CORP	COMMON STOCK	808513105	1,087	12,892	SH		SOLE		12,892	0	0
SCHWAB STRATEGIC TR	MUTUAL FUND/STO	808524201	307	5,706	SH		SOLE		5,706	0	0
SCHWAB US REIT ETF	MUTUAL FUND/STO	808524847	1,716	68,960	SH		SOLE		68,960	0	0
ENERGY SELECT SECTOR SPDR FUND	MUTUAL FUND/STO	81369Y506	2,588	33,863	SH		SOLE		33,863	0	0
FINANCIAL SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y605	647	16,896	SH		SOLE		16,896	0	0
SERVICENOW INC COM	COMMON STOCK	81762P102	1,092	1,960	SH		SOLE		1,960	0	0
SOUTHERN CO	COMMON STOCK	842587107	1,158	15,966	SH		SOLE		15,966	0	0
SOUTHERN CO	COMMON STOCK	842587107	290	4,000	SH		OTR		4,000	0	0
SOUTHWEST AIRLINES CO	COMMON STOCK	844741108	451	9,838	SH		SOLE		9,838	0	0
STARBUCKS CORP	COMMON STOCK	855244109	450	4,945	SH		SOLE		4,945	0	0
STARWOOD PPTY TR INC COM	COMMON STOCK	85571B105	229	9,470	SH		SOLE		9,470	0	0
SYNCHRONY FINL	COMMON STOCK	87165B103	317	9,099	SH		SOLE		9,099	0	0
TAIWAN SEMICONDUCTOR	FOREIGN STOCK	874039100	1,304	12,511	SH		SOLE		12,511	0	0
TARGET CORP	COMMON STOCK	87612E106	212	997	SH		SOLE		997	0	0
TC ENERGY CORP COM	FOREIGN STOCK	87807B107	410	7,259	SH		SOLE		7,259	0	0
TESLA INC	COMMON STOCK	88160R101	1,240	1,151	SH		SOLE		1,151	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	1,101	6,002	SH		SOLE		6,002	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	721	1,221	SH		SOLE		1,221	0	0
3M CO	COMMON STOCK	88579Y101	340	2,286	SH		SOLE		2,286	0	0
3M CO	COMMON STOCK	88579Y101	149	1,000	SH		OTR		1,000	0	0
TOTAL S A	FOREIGN STOCK	89151E109	311	6,163	SH		SOLE		6,163	0	0
THE TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	248	1,356	SH		SOLE		1,356	0	0
TRUIST FINL CORP	COMMON STOCK	89832Q109	456	8,045	SH		SOLE		8,045	0	0
US BANCORP DEL	COMMON STOCK	902973304	280	5,272	SH		SOLE		5,272	0	0
UNILEVER PLC	FOREIGN STOCK	904767704	326	7,164	SH		SOLE		7,164	0	0
UNILEVER PLC	FOREIGN STOCK	904767704	46	1,000	SH		OTR		1,000	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	202	740	SH		SOLE		740	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	555	2,586	SH		SOLE		2,586	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	268	1,250	SH		OTR		1,250	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	4,280	8,393	SH		SOLE		8,393	0	0
VALERO ENERGY CORP NEW	COMMON STOCK	91913Y100	750	7,386	SH		SOLE		7,386	0	0
VANGUARD TOTAL BOND MARKET ETF	MUTUAL FUND/GOV	921937835	3,975	49,980	SH		SOLE		49,980	0	0
VANGUARD FTSE DEVELOPED MARKETS	MUTUAL FUND/STO	921943858	2,683	55,856	SH		SOLE		55,856	0	0
VANGUARD EMERGING MARKETS STOCK	MUTUAL FUND/STO	922042858	1,039	22,521	SH		SOLE		22,521	0	0
VANGUARD ENERGY ETF (MKT)	MUTUAL FUND/STO	92204A306	3,395	31,719	SH		SOLE		31,719	0	0
VANGUARD INFORMATION TECHNOLOGY	MUTUAL FUND/STO	92204A702	398	955	SH		SOLE		955	0	0
VANGUARD SHORT-TERM CORP BD IDX	MUTUAL FUND/COR	92206C409	5,939	76,051	SH		SOLE		76,051	0	0
VANGUARD S&P 500 ETF	MUTUAL FUND/STO	922908363	28,939	69,705	SH		SOLE		69,705	0	0
VANGUARD S&P 500 ETF	MUTUAL FUND/STO	922908363	153	369	SH		OTR		369	0	0
VANGUARD MID-CAP VALUE ETF (MKT)	MUTUAL FUND/STO	922908512	1,735	11,593	SH		SOLE		11,593	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	6,439	59,419	SH		SOLE		59,419	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	558	5,150	SH		OTR		5,150	0	0
VANGUARD SMALL CAP VALUE ETF	MUTUAL FUND/STO	922908611	1,897	10,781	SH		SOLE		10,781	0	0
VANGUARD MID-CAP ETF (MKT)	MUTUAL FUND/STO	922908629	4,960	20,854	SH		SOLE		20,854	0	0
VANGUARD VALUE INDEX	MUTUAL FUND/STO	922908744	6,294	42,589	SH		SOLE		42,589	0	0
VANGUARD SMALL CAP ETF (MKT)	MUTUAL FUND/STO	922908751	4,502	21,186	SH		SOLE		21,186	0	0
VANGUARD TOTAL STOCK MARKET ETF	MUTUAL FUND/STO	922908769	869	3,815	SH		SOLE		3,815	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	1,668	32,745	SH		SOLE		32,745	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	331	6,500	SH		OTR		6,500	0	0
VISA INC	COMMON STOCK	92826C839	3,653	16,474	SH		SOLE		16,474	0	0
VODAFONE GROUP PLC	FOREIGN STOCK	92857W308	716	43,107	SH		SOLE		43,107	0	0
VODAFONE GROUP PLC	FOREIGN STOCK	92857W308	76	4,600	SH		OTR		4,600	0	0
VOYA FINL INC	COMMON STOCK	929089100	719	10,842	SH		SOLE		10,842	0	0
WALMART INC	COMMON STOCK	931142103	1,001	6,723	SH		SOLE		6,723	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	214	4,782	SH		SOLE		4,782	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	518	10,689	SH		SOLE		10,689	0	0
WILLIAMS COMPANIES INC	COMMON STOCK	969457100	440	13,173	SH		SOLE		13,173	0	0
YUM! BRANDS INC	COMMON STOCK	988498101	664	5,598	SH		SOLE		5,598	0	0
ZOETIS INC	COMMON STOCK	98978V103	1,356	7,191	SH		SOLE		7,191	0	0
ATLASSIAN CORP	FOREIGN STOCK	G06242104	383	1,305	SH		SOLE		1,305	0	0
ACCENTURE PLC	FOREIGN STOCK	G1151C101	3,114	9,234	SH		SOLE		9,234	0	0
EATON CORP PLC	FOREIGN STOCK	G29183103	1,551	10,221	SH		SOLE		10,221	0	0
INVESCO LTD	FOREIGN STOCK	G491BT108	194	8,417	SH		SOLE		8,417	0	0
INVESCO LTD	FOREIGN STOCK	G491BT108	46	2,000	SH		OTR		2,000	0	0
MEDTRONIC PLC	FOREIGN STOCK	G5960L103	378	3,407	SH		SOLE		3,407	0	0
TRANE TECHNOLOGIES PLC	FOREIGN STOCK	G8994E103	1,263	8,274	SH		SOLE		8,274	0	0
ASML HOLDING NV	FOREIGN STOCK	N07059210	449	672	SH		SOLE		672	0	0
NXP SEMICONDUCTORS N V	FOREIGN STOCK	N6596X109	226	1,221	SH		SOLE		1,221	0	0