Grove Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T INC	COMMON STOCK	00206R102	1,212	57,845	SH		SOLE		57,845	0	0
AT&T INC	COMMON STOCK	00206R102	147	7,000	SH		OTR		7,000	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	3,271	30,109	SH		SOLE		30,109	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	570	5,250	SH		OTR		5,250	0	0
ABBVIE INC SR NT	COMMON STOCK	00287Y109	2,199	14,359	SH		SOLE		14,359	0	0
ABBVIE INC SR NT	COMMON STOCK	00287Y109	1,072	7,000	SH		OTR		7,000	0	0
ACTIVISION BLIZZARD INC	COMMON STOCK	00507V109	232	2,985	SH		SOLE		2,985	0	0
ADOBE SYSTEMS INC	COMMON STOCK	00724F101	2,663	7,275	SH		SOLE		7,275	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	397	5,187	SH		SOLE		5,187	0	0
AGILENT TECHNOLOGIES INC	COMMON STOCK	00846U101	601	5,058	SH		SOLE		5,058	0	0
AIRBNB INC	COMMON STOCK	009066101	732	8,220	SH		SOLE		8,220	0	0
AIR PRODUCTS & CHEMICALS INC	COMMON STOCK	009158106	248	1,033	SH		SOLE		1,033	0	0
ALIGN TECHNOLOGY INC	COMMON STOCK	016255101	384	1,621	SH		SOLE		1,621	0	0
ALLSTATE CORP	COMMON STOCK	020002101	278	2,193	SH		SOLE		2,193	0	0
ALLY FINL INC	COMMON STOCK	02005N100	219	6,525	SH		SOLE		6,525	0	0
ALPHABET INC	COMMON STOCK	02079K107	3,905	1,785	SH		SOLE		1,785	0	0
ALPHABET INC	COMMON STOCK	02079K305	4,300	1,973	SH		SOLE		1,973	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	517	12,386	SH		SOLE		12,386	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	209	5,000	SH		OTR		5,000	0	0
AMAZON COM INC	COMMON STOCK	023135106	6,035	56,818	SH		SOLE		56,818	0	0
AMERICAN ELECTRIC POWER INC	COMMON STOCK	025537101	566	5,903	SH		SOLE		5,903	0	0
AMERICAN ELECTRIC POWER INC	COMMON STOCK	025537101	96	1,000	SH		OTR		1,000	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	489	3,531	SH		SOLE		3,531	0	0
AMERICAN INTERNATIONAL GROUP	COMMON STOCK	026874784	200	3,917	SH		SOLE		3,917	0	0
AMERICAN TOWER CORP	COMMON STOCK	03027X100	987	3,862	SH		SOLE		3,862	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	396	1,667	SH		SOLE		1,667	0	0
AMGEN INC	COMMON STOCK	031162100	1,016	4,174	SH		SOLE		4,174	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	331	2,268	SH		SOLE		2,268	0	0
ELEVANCE HEALTH	COMMON STOCK	036752103	214	443	SH		SOLE		443	0	0
APPLE INC	COMMON STOCK	037833100	17,510	128,070	SH		SOLE		128,070	0	0
APPLE HOSPITALITY REIT INC	COMMON STOCK	03784Y200	198	13,523	SH		SOLE		13,523	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	467	5,133	SH		SOLE		5,133	0	0
ASTRAZENECA PLC	FOREIGN STOCK	046353108	296	4,479	SH		SOLE		4,479	0	0
ASTRAZENECA PLC	FOREIGN STOCK	046353108	492	7,450	SH		OTR		7,450	0	0
AUTODESK INC	COMMON STOCK	052769106	937	5,447	SH		SOLE		5,447	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	968	4,607	SH		SOLE		4,607	0	0
BCE INC	FOREIGN STOCK	05534B760	1,051	21,369	SH		SOLE		21,369	0	0
BCE INC	FOREIGN STOCK	05534B760	216	4,400	SH		OTR		4,400	0	0
BP PLC	FOREIGN STOCK	055622104	287	10,134	SH		SOLE		10,134	0	0
BANCO SANTANDER SA	FOREIGN STOCK	05964H105	29	10,239	SH		SOLE		10,239	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	2,634	84,599	SH		SOLE		84,599	0	0
BANK NEW YORK MELLON CORP	COMMON STOCK	064058100	1,585	38,000	SH		SOLE		38,000	0	0
BERKSHIRE HATHAWAY INC	COMMON STOCK	084670702	938	3,437	SH		SOLE		3,437	0	0
BLACKROCK INC	COMMON STOCK	09247X101	225	370	SH		SOLE		370	0	0
BLACKROCK KELSO CAPITAL CORP	MUTUAL FUND/COR	092533108	153	41,670	SH		SOLE		41,670	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	737	9,571	SH		SOLE		9,571	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	154	2,000	SH		OTR		2,000	0	0
BRITISH AMERICAN TOBACCO PLC	FOREIGN STOCK	110448107	1,076	25,065	SH		SOLE		25,065	0	0
BRITISH AMERICAN TOBACCO PLC	FOREIGN STOCK	110448107	118	2,750	SH		OTR		2,750	0	0
BROADCOM INC COM	COMMON STOCK	11135F101	1,491	3,069	SH		SOLE		3,069	0	0
CIGNA CORP	COMMON STOCK	125523100	419	1,590	SH		SOLE		1,590	0	0
CME GROUP INC	COMMON STOCK	12572Q105	254	1,242	SH		SOLE		1,242	0	0
CSX CORP	COMMON STOCK	126408103	1,182	40,687	SH		SOLE		40,687	0	0
CVS HEALTH CORPORATION	COMMON STOCK	126650100	453	4,884	SH		SOLE		4,884	0	0
CDN IMPERIAL BK	FOREIGN STOCK	136069101	534	11,004	SH		SOLE		11,004	0	0
CDN IMPERIAL BK	FOREIGN STOCK	136069101	223	4,600	SH		OTR		4,600	0	0
CATERPILLAR INC	COMMON STOCK	149123101	313	1,752	SH		SOLE		1,752	0	0
CELANESE CORP	COMMON STOCK	150870103	691	5,879	SH		SOLE		5,879	0	0
CHEVRON CORP NEW	COMMON STOCK	166764100	1,794	12,388	SH		SOLE		12,388	0	0
CHEVRON CORP NEW	COMMON STOCK	166764100	1,158	8,000	SH		OTR		0	0	8,000
CISCO SYSTEMS INC	COMMON STOCK	17275R102	974	22,840	SH		SOLE		22,840	0	0
CLOROX CO	COMMON STOCK	189054109	350	2,485	SH		SOLE		2,485	0	0
COCA COLA CO	COMMON STOCK	191216100	1,339	21,280	SH		SOLE		21,280	0	0
COCA COLA CO	COMMON STOCK	191216100	192	3,050	SH		OTR		3,050	0	0
COMCAST CORP	COMMON STOCK	20030N101	1,359	34,624	SH		SOLE		34,624	0	0
CONAGRA BRANDS INC	COMMON STOCK	205887102	252	7,365	SH		SOLE		7,365	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	1,160	12,918	SH		SOLE		12,918	0	0
CONSTELLATION BRANDS INC	COMMON STOCK	21036P108	218	937	SH		SOLE		937	0	0
COSTCO WHOLESALE CORP NEW	COMMON STOCK	22160K105	1,839	3,836	SH		SOLE		3,836	0	0
CROWN CASTLE INTL CORP	COMMON STOCK	22822V101	902	5,354	SH		SOLE		5,354	0	0
CROWN CASTLE INTL CORP	COMMON STOCK	22822V101	286	1,700	SH		OTR		1,700	0	0
DANAHER CORP	COMMON STOCK	235851102	557	2,198	SH		SOLE		2,198	0	0
DEERE & CO	COMMON STOCK	244199105	490	1,637	SH		SOLE		1,637	0	0
DIAGEO PLC	FOREIGN STOCK	25243Q205	52	301	SH		SOLE		301	0	0
DIAGEO PLC	FOREIGN STOCK	25243Q205	209	1,200	SH		OTR		1,200	0	0
DIGITAL REALTY TRUST INC	COMMON STOCK	253868103	411	3,165	SH		SOLE		3,165	0	0
DISNEY WALT CO	COMMON STOCK	254687106	1,575	16,683	SH		SOLE		16,683	0	0
DOCUSIGN INC	COMMON STOCK	256163106	241	4,194	SH		SOLE		4,194	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	1,138	14,263	SH		SOLE		14,263	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	80	1,000	SH		OTR		1,000	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	1,648	15,375	SH		SOLE		15,375	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	118	1,100	SH		OTR		1,100	0	0
EBAY INC	COMMON STOCK	278642103	209	5,019	SH		SOLE		5,019	0	0
ENBRIDGE INC	FOREIGN STOCK	29250N105	1,055	24,958	SH		SOLE		24,958	0	0
EXELON CORP	COMMON STOCK	30161N101	448	9,895	SH		SOLE		9,895	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	2,770	32,339	SH		SOLE		32,339	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	3,597	42,000	SH		OTR		0	0	42,000
META PLATFORMS INC	COMMON STOCK	30303M102	2,323	14,406	SH		SOLE		14,406	0	0
FIRST TRUST LOW	MUTUAL FUND/GOV	33739Q200	6,594	136,515	SH		SOLE		136,515	0	0
FIRST TRUST LOW	MUTUAL FUND/GOV	33739Q200	42	875	SH		OTR		875	0	0
GALLAGHER ARTHUR J & CO	COMMON STOCK	363576109	426	2,614	SH		SOLE		2,614	0	0
GARTNER INC	COMMON STOCK	366651107	760	3,143	SH		SOLE		3,143	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604301	201	3,158	SH		SOLE		3,158	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	278	3,684	SH		SOLE		3,684	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	264	3,500	SH		OTR		3,500	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	991	16,034	SH		SOLE		16,034	0	0
GSK PLC	FOREIGN STOCK	37733W105	534	12,259	SH		SOLE		12,259	0	0
GSK PLC	FOREIGN STOCK	37733W105	209	4,800	SH		OTR		4,800	0	0
HOME DEPOT INC	COMMON STOCK	437076102	2,493	9,089	SH		SOLE		9,089	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	1,037	5,967	SH		SOLE		5,967	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	191	1,100	SH		OTR		1,100	0	0
HUNTINGTON BANCSHARES INC	COMMON STOCK	446150104	453	37,661	SH		SOLE		37,661	0	0
HUNTINGTON BANCSHARES INC	COMMON STOCK	446150104	24	2,000	SH		OTR		2,000	0	0
ILLINOIS TOOL WORKS INC	COMMON STOCK	452308109	1,814	9,956	SH		SOLE		9,956	0	0
ILLUMINA INC	COMMON STOCK	452327109	371	2,014	SH		SOLE		2,014	0	0
INGERSOLL RAND INC	COMMON STOCK	45687V106	226	5,363	SH		SOLE		5,363	0	0
INTEL CORP	COMMON STOCK	458140100	487	13,022	SH		SOLE		13,022	0	0
INTERCONTINENTALEXCHANGE GROUP	COMMON STOCK	45866F104	563	5,991	SH		SOLE		5,991	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	766	5,425	SH		SOLE		5,425	0	0
INTUIT	COMMON STOCK	461202103	293	759	SH		SOLE		759	0	0
INTUITIVE SURGICAL INC	COMMON STOCK	46120E602	513	2,558	SH		SOLE		2,558	0	0
ISHARES GOLD TRUST	MUTUAL FUND/STO	464285204	410	11,953	SH		SOLE		11,953	0	0
ISHARES CORE S&P TOTAL US STOCK	MUTUAL FUND/STO	464287150	5,091	60,770	SH		SOLE		60,770	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	9,287	24,495	SH		SOLE		24,495	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	25	67	SH		OTR		67	0	0
ISHARES CORE TOTAL US BOND	MUTUAL FUND/COR	464287226	2,032	19,984	SH		SOLE		19,984	0	0
ISHARES MSCI EMERGING MARKETS	MUTUAL FUNDS GL	464287234	2,839	70,809	SH		SOLE		70,809	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUNDS GL	464287465	4,183	66,942	SH		SOLE		66,942	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUNDS GL	464287465	111	1,775	SH		OTR		1,775	0	0
ISHARES RUSSELL MID-CAP (MKT)	MUTUAL FUND/STO	464287499	1,691	26,155	SH		SOLE		26,155	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	32,622	144,197	SH		SOLE		144,197	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	64	283	SH		OTR		283	0	0
ISHARES RUSSELL 1000 VALUE (MKT)	MUTUAL FUND/STO	464287598	1,898	13,095	SH		SOLE		13,095	0	0
ISHARES RUSSELL 1000 GROWTH	MUTUAL FUND/STO	464287614	4,297	19,649	SH		SOLE		19,649	0	0
ISHARES RUSSELL 2000 (MKT)	MUTUAL FUND/STO	464287655	1,384	8,170	SH		SOLE		8,170	0	0
ISHARES US ENERGY (MKT)	MUTUAL FUND/STO	464287796	425	11,158	SH		SOLE		11,158	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	32,225	348,715	SH		SOLE		348,715	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	282	3,055	SH		OTR		3,055	0	0
ISHARES S&P SMALL-CAP 600 GROWTH	MUTUAL FUND/STO	464287887	444	4,211	SH		SOLE		4,211	0	0
ISHARES ST NATIONAL AMTFREE	MUTUAL FUNDS/MU	464288158	3,115	29,759	SH		SOLE		29,759	0	0
ISHARES NATIONAL AMT-FREE MUNI	MUTUAL FUNDS/MU	464288414	7,033	66,123	SH		SOLE		66,123	0	0
ISHARES NATIONAL AMT-FREE MUNI	MUTUAL FUNDS/MU	464288414	3	27	SH		OTR		27	0	0
ISHARES SHORT-TERM	MUTUAL FUND/COR	464288646	306	6,055	SH		SOLE		6,055	0	0
ISHARES MSCI USA MINIMUM	MUTUAL FUND/STO	46429B697	363	5,168	SH		SOLE		5,168	0	0
ISHARES CORE MSCI EAFE	MUTUAL FUNDS GL	46432F842	12,298	208,980	SH		SOLE		208,980	0	0
ISHARES CORE MSCI EMERGING	MUTUAL FUNDS GL	46434G103	9,608	195,836	SH		SOLE		195,836	0	0
ISHARES CORE MSCI EMERGING	MUTUAL FUNDS GL	46434G103	24	494	SH		OTR		494	0	0
HDG MSCI EAFE	MUTUAL FUND/STO	46434V803	1,511	47,500	SH		SOLE		47,500	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	2,106	18,702	SH		SOLE		18,702	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	732	6,500	SH		OTR		6,500	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	2,662	14,997	SH		SOLE		14,997	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	444	2,500	SH		OTR		2,500	0	0
KLA-TENCOR CORP	COMMON STOCK	482480100	312	979	SH		SOLE		979	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	562	4,158	SH		SOLE		4,158	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	270	2,000	SH		OTR		2,000	0	0
KROGER CO	COMMON STOCK	501044101	651	13,753	SH		SOLE		13,753	0	0
LAM RESEARCH CORP	COMMON STOCK	512807108	252	592	SH		SOLE		592	0	0
LAUDER ESTEE COS INC	COMMON STOCK	518439104	228	895	SH		SOLE		895	0	0
LENNAR CORP	COMMON STOCK	526057104	289	4,101	SH		SOLE		4,101	0	0
ELI LILLY & CO	COMMON STOCK	532457108	1,848	5,699	SH		SOLE		5,699	0	0
ELI LILLY & CO	COMMON STOCK	532457108	486	1,500	SH		OTR		1,500	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	465	1,082	SH		SOLE		1,082	0	0
LOWES COMPANIES INC	COMMON STOCK	548661107	608	3,479	SH		SOLE		3,479	0	0
MSCI INC	COMMON STOCK	55354G100	246	598	SH		SOLE		598	0	0
MASTERCARD INC	COMMON STOCK	57636Q104	2,029	6,432	SH		SOLE		6,432	0	0
MCDONALDS CORP	COMMON STOCK	580135101	904	3,663	SH		SOLE		3,663	0	0
MCDONALDS CORP	COMMON STOCK	580135101	253	1,025	SH		OTR		1,025	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	2,484	27,241	SH		SOLE		27,241	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	274	3,000	SH		OTR		3,000	0	0
MICROSOFT CORP	COMMON STOCK	594918104	7,861	30,609	SH		SOLE		30,609	0	0
MICRON TECHNOLOGY INC	COMMON STOCK	595112103	1,049	18,980	SH		SOLE		18,980	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	595	9,580	SH		SOLE		9,580	0	0
MONSTER BEVERAGE CORP	COMMON STOCK	61174X109	552	5,952	SH		SOLE		5,952	0	0
MOTOROLA SOLUTIONS INC	COMMON STOCK	620076307	265	1,264	SH		SOLE		1,264	0	0
NATIONAL GRID PLC	FOREIGN STOCK	636274409	833	12,876	SH		SOLE		12,876	0	0
NATIONAL GRID PLC	FOREIGN STOCK	636274409	226	3,500	SH		OTR		3,500	0	0
NETFLIX INC	COMMON STOCK	64110L106	411	2,348	SH		SOLE		2,348	0	0
NEW YORK COMMUNITY BANCORP INC	COMMON STOCK	649445103	104	11,427	SH		SOLE		11,427	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	1,957	25,269	SH		SOLE		25,269	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	310	4,000	SH		OTR		4,000	0	0
NIKE INC	COMMON STOCK	654106103	1,470	14,379	SH		SOLE		14,379	0	0
NUCOR CORP	COMMON STOCK	670346105	406	3,887	SH		SOLE		3,887	0	0
NVIDIA CORP	COMMON STOCK	67066G104	1,259	8,302	SH		SOLE		8,302	0	0
ORACLE CORP	COMMON STOCK	68389X105	331	4,737	SH		SOLE		4,737	0	0
PNC FINANCIAL SERVICES GROUP	COMMON STOCK	693475105	456	2,892	SH		SOLE		2,892	0	0
PPL CORP	COMMON STOCK	69351T106	492	18,149	SH		SOLE		18,149	0	0
PPL CORP	COMMON STOCK	69351T106	34	1,250	SH		OTR		1,250	0	0
PALO ALTO NETWORKS INC	COMMON STOCK	697435105	280	567	SH		SOLE		567	0	0
PAYPAL HLDGS INC	COMMON STOCK	70450Y103	585	8,377	SH		SOLE		8,377	0	0
PEPSICO INC	COMMON STOCK	713448108	1,703	10,220	SH		SOLE		10,220	0	0
PEPSICO INC	COMMON STOCK	713448108	167	1,000	SH		OTR		1,000	0	0
PFIZER INC	COMMON STOCK	717081103	2,764	52,709	SH		SOLE		52,709	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	1,997	20,220	SH		SOLE		20,220	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	188	1,900	SH		OTR		1,900	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	2,260	15,715	SH		SOLE		15,715	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	288	2,000	SH		OTR		2,000	0	0
QUALCOMM INC	COMMON STOCK	747525103	363	2,845	SH		SOLE		2,845	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	437	4,550	SH		SOLE		4,550	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	72	750	SH		OTR		750	0	0
REALTY INCOME CORP	COMMON STOCK	756109104	315	4,609	SH		SOLE		4,609	0	0
REALTY INCOME CORP	COMMON STOCK	756109104	51	750	SH		OTR		750	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	279	827	SH		SOLE		827	0	0
SPDR S&P 500 (MKT)	MUTUAL FUND/STO	78462F103	8,410	22,292	SH		SOLE		22,292	0	0
SPDR GOLD SHARES (MKT)	MUTUAL FUND/STO	78463V107	279	1,657	SH		SOLE		1,657	0	0
SPDR S&P 600 SMALL CAP	MUTUAL FUND/STO	78464A813	643	8,034	SH		SOLE		8,034	0	0
SPDR S&P MIDCAP 400 (MKT)	MUTUAL FUND/STO	78467Y107	7,514	18,171	SH		SOLE		18,171	0	0
SALESFORCE	COMMON STOCK	79466L302	1,738	10,528	SH		SOLE		10,528	0	0
SANOFI	FOREIGN STOCK	80105N105	94	1,872	SH		SOLE		1,872	0	0
SANOFI	FOREIGN STOCK	80105N105	250	5,000	SH		OTR		5,000	0	0
SCHWAB CHARLES CORP	COMMON STOCK	808513105	658	10,422	SH		SOLE		10,422	0	0
SCHWAB STRATEGIC TR	MUTUAL FUND/STO	808524201	255	5,706	SH		SOLE		5,706	0	0
SCHWAB US REIT ETF	MUTUAL FUND/STO	808524847	1,007	47,766	SH		SOLE		47,766	0	0
ENERGY SELECT SECTOR SPDR FUND	MUTUAL FUND/STO	81369Y506	1,649	23,058	SH		SOLE		23,058	0	0
FINANCIAL SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y605	531	16,896	SH		SOLE		16,896	0	0
SERVICENOW INC COM	COMMON STOCK	81762P102	1,048	2,203	SH		SOLE		2,203	0	0
SOUTHERN CO	COMMON STOCK	842587107	1,204	16,888	SH		SOLE		16,888	0	0
SOUTHERN CO	COMMON STOCK	842587107	285	4,000	SH		OTR		4,000	0	0
SOUTHWEST AIRLINES CO	COMMON STOCK	844741108	355	9,828	SH		SOLE		9,828	0	0
STARBUCKS CORP	COMMON STOCK	855244109	231	3,030	SH		SOLE		3,030	0	0
SYNCHRONY FINL	COMMON STOCK	87165B103	251	9,099	SH		SOLE		9,099	0	0
TAIWAN SEMICONDUCTOR	FOREIGN STOCK	874039100	779	9,527	SH		SOLE		9,527	0	0
TC ENERGY CORP COM	FOREIGN STOCK	87807B107	419	8,088	SH		SOLE		8,088	0	0
TESLA INC	COMMON STOCK	88160R101	741	1,101	SH		SOLE		1,101	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	863	5,617	SH		SOLE		5,617	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	663	1,221	SH		SOLE		1,221	0	0
3M CO	COMMON STOCK	88579Y101	211	1,633	SH		SOLE		1,633	0	0
3M CO	COMMON STOCK	88579Y101	129	1,000	SH		OTR		1,000	0	0
TOTAL S A	FOREIGN STOCK	89151E109	604	11,470	SH		SOLE		11,470	0	0
THE TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	229	1,356	SH		SOLE		1,356	0	0
TRUIST FINL CORP	COMMON STOCK	89832Q109	514	10,828	SH		SOLE		10,828	0	0
US BANCORP DEL	COMMON STOCK	902973304	311	6,753	SH		SOLE		6,753	0	0
UNILEVER PLC	FOREIGN STOCK	904767704	355	7,752	SH		SOLE		7,752	0	0
UNILEVER PLC	FOREIGN STOCK	904767704	46	1,000	SH		OTR		1,000	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	405	2,221	SH		SOLE		2,221	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	228	1,250	SH		OTR		1,250	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	4,034	7,853	SH		SOLE		7,853	0	0
VALERO ENERGY CORP NEW	COMMON STOCK	91913Y100	537	5,056	SH		SOLE		5,056	0	0
VANGUARD TOTAL BOND MARKET ETF	MUTUAL FUND/GOV	921937835	4,048	53,790	SH		SOLE		53,790	0	0
VANGUARD FTSE DEVELOPED MARKETS	MUTUAL FUND/STO	921943858	2,708	66,374	SH		SOLE		66,374	0	0
VANGUARD EMERGING MARKETS STOCK	MUTUAL FUND/STO	922042858	961	23,075	SH		SOLE		23,075	0	0
VANGUARD ENERGY ETF (MKT)	MUTUAL FUND/STO	92204A306	2,291	23,037	SH		SOLE		23,037	0	0
VANGUARD INFORMATION TECHNOLOGY	MUTUAL FUND/STO	92204A702	312	955	SH		SOLE		955	0	0
VANGUARD SHORT-TERM CORP BD IDX	MUTUAL FUND/COR	92206C409	5,829	76,441	SH		SOLE		76,441	0	0
VANGUARD S&P 500 ETF	MUTUAL FUND/STO	922908363	25,973	74,877	SH		SOLE		74,877	0	0
VANGUARD S&P 500 ETF	MUTUAL FUND/STO	922908363	128	369	SH		OTR		369	0	0
VANGUARD MID-CAP VALUE ETF (MKT)	MUTUAL FUND/STO	922908512	1,670	12,892	SH		SOLE		12,892	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	4,956	54,398	SH		SOLE		54,398	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	469	5,150	SH		OTR		5,150	0	0
VANGUARD SMALL CAP VALUE ETF	MUTUAL FUND/STO	922908611	1,689	11,276	SH		SOLE		11,276	0	0
VANGUARD MID-CAP ETF (MKT)	MUTUAL FUND/STO	922908629	4,276	21,711	SH		SOLE		21,711	0	0
VANGUARD VALUE INDEX	MUTUAL FUND/STO	922908744	5,810	44,056	SH		SOLE		44,056	0	0
VANGUARD SMALL CAP ETF (MKT)	MUTUAL FUND/STO	922908751	3,913	22,220	SH		SOLE		22,220	0	0
VANGUARD TOTAL STOCK MARKET ETF	MUTUAL FUND/STO	922908769	720	3,815	SH		SOLE		3,815	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	1,865	36,756	SH		SOLE		36,756	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	330	6,500	SH		OTR		6,500	0	0
VISA INC	COMMON STOCK	92826C839	3,071	15,595	SH		SOLE		15,595	0	0
VODAFONE GROUP PLC	FOREIGN STOCK	92857W308	821	52,686	SH		SOLE		52,686	0	0
VODAFONE GROUP PLC	FOREIGN STOCK	92857W308	72	4,600	SH		OTR		4,600	0	0
VOYA FINL INC	COMMON STOCK	929089100	526	8,832	SH		SOLE		8,832	0	0
WALMART INC	COMMON STOCK	931142103	808	6,642	SH		SOLE		6,642	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	290	7,652	SH		SOLE		7,652	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	328	8,370	SH		SOLE		8,370	0	0
WILLIAMS COMPANIES INC	COMMON STOCK	969457100	550	17,626	SH		SOLE		17,626	0	0
YUM! BRANDS INC	COMMON STOCK	988498101	531	4,678	SH		SOLE		4,678	0	0
ZOETIS INC	COMMON STOCK	98978V103	1,156	6,725	SH		SOLE		6,725	0	0
ACCENTURE PLC	FOREIGN STOCK	G1151C101	2,409	8,675	SH		SOLE		8,675	0	0
EATON CORP PLC	FOREIGN STOCK	G29183103	1,022	8,114	SH		SOLE		8,114	0	0
MEDTRONIC PLC	FOREIGN STOCK	G5960L103	280	3,125	SH		SOLE		3,125	0	0
TRANE TECHNOLOGIES PLC	FOREIGN STOCK	G8994E103	906	6,974	SH		SOLE		6,974	0	0