Grove Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T INC	COMMON STOCK	00206R102	948	61,802	SH		SOLE		61,802	0	0
AT&T INC	COMMON STOCK	00206R102	107	7,000	SH		OTR		7,000	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	2,913	30,102	SH		SOLE		30,102	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	508	5,250	SH		OTR		5,250	0	0
ABBVIE INC SR NT	COMMON STOCK	00287Y109	1,702	12,681	SH		SOLE		12,681	0	0
ABBVIE INC SR NT	COMMON STOCK	00287Y109	939	7,000	SH		OTR		7,000	0	0
ACTIVISION BLIZZARD INC	COMMON STOCK	00507V109	222	2,985	SH		SOLE		2,985	0	0
ADOBE SYSTEMS INC	COMMON STOCK	00724F101	2,019	7,338	SH		SOLE		7,338	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	330	5,210	SH		SOLE		5,210	0	0
AGILENT TECHNOLOGIES INC	COMMON STOCK	00846U101	615	5,058	SH		SOLE		5,058	0	0
AIRBNB INC	COMMON STOCK	009066101	877	8,346	SH		SOLE		8,346	0	0
AIR PRODUCTS & CHEMICALS INC	COMMON STOCK	009158106	238	1,024	SH		SOLE		1,024	0	0
ALIGN TECHNOLOGY INC	COMMON STOCK	016255101	334	1,615	SH		SOLE		1,615	0	0
ALLSTATE CORP	COMMON STOCK	020002101	274	2,203	SH		SOLE		2,203	0	0
ALPHABET INC	COMMON STOCK	02079K107	3,455	35,936	SH		SOLE		35,936	0	0
ALPHABET INC	COMMON STOCK	02079K107	37	380	SH		OTR		380	0	0
ALPHABET INC	COMMON STOCK	02079K305	3,793	39,654	SH		SOLE		39,654	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	374	9,267	SH		SOLE		9,267	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	202	5,000	SH		OTR		5,000	0	0
AMAZON COM INC	COMMON STOCK	023135106	6,517	57,669	SH		SOLE		57,669	0	0
AVANTIS EMG MARKETS EQ ETF	MUTUAL FUND/STO	025072604	215	4,689	SH		SOLE		4,689	0	0
AVANTIS EMG MARKETS EQ ETF	MUTUAL FUND/STO	025072604	3	69	SH		OTR		69	0	0
AVANTIS INTL EQ ETF	MUTUAL FUND/STO	025072703	380	8,330	SH		SOLE		8,330	0	0
AVANTIS INTL EQ ETF	MUTUAL FUND/STO	025072703	6	139	SH		OTR		139	0	0
AMERICAN ELECTRIC POWER INC	COMMON STOCK	025537101	512	5,919	SH		SOLE		5,919	0	0
AMERICAN ELECTRIC POWER INC	COMMON STOCK	025537101	86	1,000	SH		OTR		1,000	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	479	3,549	SH		SOLE		3,549	0	0
AMERICAN TOWER CORP	COMMON STOCK	03027X100	829	3,863	SH		SOLE		3,863	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	421	1,672	SH		SOLE		1,672	0	0
AMGEN INC	COMMON STOCK	031162100	1,078	4,782	SH		SOLE		4,782	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	315	2,263	SH		SOLE		2,263	0	0
ELEVANCE HEALTH	COMMON STOCK	036752103	205	451	SH		SOLE		451	0	0
APPLE INC	COMMON STOCK	037833100	17,671	127,865	SH		SOLE		127,865	0	0
APPLE INC	COMMON STOCK	037833100	9,398	68,000	SH		OTR		68,000	0	0
APPLE HOSPITALITY REIT INC	COMMON STOCK	03784Y200	190	13,523	SH		SOLE		13,523	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	424	5,170	SH		SOLE		5,170	0	0
ASTRAZENECA PLC	FOREIGN STOCK	046353108	217	3,949	SH		SOLE		3,949	0	0
ASTRAZENECA PLC	FOREIGN STOCK	046353108	409	7,450	SH		OTR		7,450	0	0
AUTODESK INC	COMMON STOCK	052769106	1,028	5,504	SH		SOLE		5,504	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	1,042	4,607	SH		SOLE		4,607	0	0
BCE INC	FOREIGN STOCK	05534B760	849	20,246	SH		SOLE		20,246	0	0
BCE INC	FOREIGN STOCK	05534B760	185	4,400	SH		OTR		4,400	0	0
BP PLC	FOREIGN STOCK	055622104	204	7,156	SH		SOLE		7,156	0	0
BANCO SANTANDER SA	FOREIGN STOCK	05964H105	24	10,239	SH		SOLE		10,239	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	2,555	84,591	SH		SOLE		84,591	0	0
BANK NEW YORK MELLON CORP	COMMON STOCK	064058100	1,483	38,500	SH		SOLE		38,500	0	0
BERKSHIRE HATHAWAY INC	COMMON STOCK	084670702	910	3,407	SH		SOLE		3,407	0	0
BLACKROCK INC	COMMON STOCK	09247X101	204	370	SH		SOLE		370	0	0
BLACKROCK KELSO CAPITAL CORP	MUTUAL FUND/COR	092533108	348	102,516	SH		SOLE		102,516	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	740	10,415	SH		SOLE		10,415	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	142	2,000	SH		OTR		2,000	0	0
BRITISH AMERICAN TOBACCO PLC	FOREIGN STOCK	110448107	1,039	29,274	SH		SOLE		29,274	0	0
BRITISH AMERICAN TOBACCO PLC	FOREIGN STOCK	110448107	98	2,750	SH		OTR		2,750	0	0
BROADCOM INC COM	COMMON STOCK	11135F101	1,365	3,074	SH		SOLE		3,074	0	0
CIGNA CORP	COMMON STOCK	125523100	447	1,610	SH		SOLE		1,610	0	0
CME GROUP INC	COMMON STOCK	12572Q105	222	1,256	SH		SOLE		1,256	0	0
CSX CORP	COMMON STOCK	126408103	1,076	40,405	SH		SOLE		40,405	0	0
CVS HEALTH CORPORATION	COMMON STOCK	126650100	469	4,914	SH		SOLE		4,914	0	0
CDN IMPERIAL BK	FOREIGN STOCK	136069101	407	9,306	SH		SOLE		9,306	0	0
CDN IMPERIAL BK	FOREIGN STOCK	136069101	201	4,600	SH		OTR		4,600	0	0
CATERPILLAR INC	COMMON STOCK	149123101	287	1,752	SH		SOLE		1,752	0	0
CELANESE CORP	COMMON STOCK	150870103	531	5,879	SH		SOLE		5,879	0	0
CHEVRON CORP NEW	COMMON STOCK	166764100	1,580	10,994	SH		SOLE		10,994	0	0
CHEVRON CORP NEW	COMMON STOCK	166764100	1,149	8,000	SH		OTR		0	0	8,000
CISCO SYSTEMS INC	COMMON STOCK	17275R102	968	24,207	SH		SOLE		24,207	0	0
CLOROX CO	COMMON STOCK	189054109	456	3,554	SH		SOLE		3,554	0	0
COCA COLA CO	COMMON STOCK	191216100	1,001	17,870	SH		SOLE		17,870	0	0
COCA COLA CO	COMMON STOCK	191216100	171	3,050	SH		OTR		3,050	0	0
COMCAST CORP	COMMON STOCK	20030N101	1,016	34,625	SH		SOLE		34,625	0	0
CONAGRA BRANDS INC	COMMON STOCK	205887102	342	10,477	SH		SOLE		10,477	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	1,321	12,908	SH		SOLE		12,908	0	0
CONSTELLATION BRANDS INC	COMMON STOCK	21036P108	215	937	SH		SOLE		937	0	0
CONSTELLATION ENERGY CORP	COMMON STOCK	21037T109	254	3,052	SH		SOLE		3,052	0	0
COSTCO WHOLESALE CORP NEW	COMMON STOCK	22160K105	1,816	3,846	SH		SOLE		3,846	0	0
CROWN CASTLE INC	COMMON STOCK	22822V101	838	5,800	SH		SOLE		5,800	0	0
CROWN CASTLE INC	COMMON STOCK	22822V101	246	1,700	SH		OTR		1,700	0	0
DANAHER CORP	COMMON STOCK	235851102	575	2,227	SH		SOLE		2,227	0	0
DEERE & CO	COMMON STOCK	244199105	547	1,637	SH		SOLE		1,637	0	0
DIAGEO PLC	FOREIGN STOCK	25243Q205	61	360	SH		SOLE		360	0	0
DIAGEO PLC	FOREIGN STOCK	25243Q205	204	1,200	SH		OTR		1,200	0	0
DIGITAL REALTY TRUST INC	COMMON STOCK	253868103	457	4,608	SH		SOLE		4,608	0	0
DISNEY WALT CO	COMMON STOCK	254687106	1,515	16,058	SH		SOLE		16,058	0	0
DOCUSIGN INC	COMMON STOCK	256163106	229	4,278	SH		SOLE		4,278	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	1,047	15,150	SH		SOLE		15,150	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	69	1,000	SH		OTR		1,000	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	1,456	15,654	SH		SOLE		15,654	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	102	1,100	SH		OTR		1,100	0	0
ENBRIDGE INC	FOREIGN STOCK	29250N105	1,085	29,250	SH		SOLE		29,250	0	0
EXELON CORP	COMMON STOCK	30161N101	370	9,865	SH		SOLE		9,865	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	2,674	30,629	SH		SOLE		30,629	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	3,667	42,000	SH		OTR		0	0	42,000
META PLATFORMS INC	COMMON STOCK	30303M102	1,947	14,350	SH		SOLE		14,350	0	0
FIRST TRUST LOW	MUTUAL FUND/GOV	33739Q200	6,469	136,614	SH		SOLE		136,614	0	0
FIRST TRUST LOW	MUTUAL FUND/GOV	33739Q200	44	937	SH		OTR		937	0	0
GALLAGHER ARTHUR J & CO	COMMON STOCK	363576109	448	2,614	SH		SOLE		2,614	0	0
GARTNER INC	COMMON STOCK	366651107	872	3,153	SH		SOLE		3,153	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	322	4,202	SH		SOLE		4,202	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	268	3,500	SH		OTR		3,500	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	1,177	19,087	SH		SOLE		19,087	0	0
HOME DEPOT INC	COMMON STOCK	437076102	2,560	9,277	SH		SOLE		9,277	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	986	5,903	SH		SOLE		5,903	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	184	1,100	SH		OTR		1,100	0	0
HUNTINGTON BANCSHARES INC	COMMON STOCK	446150104	546	41,390	SH		SOLE		41,390	0	0
HUNTINGTON BANCSHARES INC	COMMON STOCK	446150104	26	2,000	SH		OTR		2,000	0	0
ILLINOIS TOOL WORKS INC	COMMON STOCK	452308109	1,799	9,956	SH		SOLE		9,956	0	0
ILLUMINA INC	COMMON STOCK	452327109	373	1,954	SH		SOLE		1,954	0	0
INGERSOLL RAND INC	COMMON STOCK	45687V106	232	5,363	SH		SOLE		5,363	0	0
INTEL CORP	COMMON STOCK	458140100	322	12,512	SH		SOLE		12,512	0	0
INTERCONTINENTALEXCHANGE GROUP	COMMON STOCK	45866F104	537	5,946	SH		SOLE		5,946	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	590	4,962	SH		SOLE		4,962	0	0
INTUIT	COMMON STOCK	461202103	297	766	SH		SOLE		766	0	0
INTUITIVE SURGICAL INC	COMMON STOCK	46120E602	447	2,384	SH		SOLE		2,384	0	0
ISHARES GOLD TRUST	MUTUAL FUND/STO	464285204	962	30,510	SH		SOLE		30,510	0	0
ISHARES CORE S&P TOTAL US STOCK	MUTUAL FUND/STO	464287150	4,866	61,180	SH		SOLE		61,180	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	9,368	26,120	SH		SOLE		26,120	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	24	67	SH		OTR		67	0	0
ISHARES CORE TOTAL US BOND	MUTUAL FUND/COR	464287226	1,931	20,046	SH		SOLE		20,046	0	0
ISHARES MSCI EMERGING MARKETS	MUTUAL FUND/STO	464287234	2,291	65,687	SH		SOLE		65,687	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUNDS GL	464287465	3,704	66,134	SH		SOLE		66,134	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUNDS GL	464287465	99	1,775	SH		OTR		1,775	0	0
ISHARES RUSSELL MID-CAP (MKT)	MUTUAL FUND/STO	464287499	1,626	26,155	SH		SOLE		26,155	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	31,214	142,359	SH		SOLE		142,359	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	54	248	SH		OTR		248	0	0
ISHARES RUSSELL 1000 VALUE (MKT)	MUTUAL FUND/STO	464287598	1,781	13,095	SH		SOLE		13,095	0	0
ISHARES RUSSELL 1000 GROWTH	MUTUAL FUND/STO	464287614	4,134	19,649	SH		SOLE		19,649	0	0
ISHARES RUSSELL 2000 (MKT)	MUTUAL FUND/STO	464287655	1,347	8,170	SH		SOLE		8,170	0	0
ISHARES US ENERGY (MKT)	MUTUAL FUND/STO	464287796	439	11,158	SH		SOLE		11,158	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	29,943	343,427	SH		SOLE		343,427	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	266	3,055	SH		OTR		3,055	0	0
ISHARES S&P SMALL-CAP 600 GROWTH	MUTUAL FUND/STO	464287887	428	4,211	SH		SOLE		4,211	0	0
ISHARES ST NATIONAL AMTFREE	MUTUAL FUNDS/MU	464288158	3,055	29,759	SH		SOLE		29,759	0	0
ISHARES NATIONAL AMT-FREE MUNI	MUTUAL FUNDS/MU	464288414	7,215	70,335	SH		SOLE		70,335	0	0
ISHARES NATIONAL AMT-FREE MUNI	MUTUAL FUNDS/MU	464288414	3	27	SH		OTR		27	0	0
ISHARES SHORT-TERM	MUTUAL FUND/COR	464288646	298	6,055	SH		SOLE		6,055	0	0
ISHARES US PREFERRED STOCK (MKT)	PREFERRED STOCK	464288687	393	12,422	SH		SOLE		12,422	0	0
ISHARES MSCI USA MINIMUM	MUTUAL FUND/STO	46429B697	331	5,000	SH		SOLE		5,000	0	0
ISHARES CORE MSCI EAFE	MUTUAL FUNDS GL	46432F842	10,863	206,245	SH		SOLE		206,245	0	0
ISHARES CORE MSCI EMERGING	MUTUAL FUNDS GL	46434G103	8,508	197,961	SH		SOLE		197,961	0	0
ISHARES CORE MSCI EMERGING	MUTUAL FUNDS GL	46434G103	21	494	SH		OTR		494	0	0
HDG MSCI EAFE	MUTUAL FUND/STO	46434V803	1,420	47,500	SH		SOLE		47,500	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	1,950	18,656	SH		SOLE		18,656	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	679	6,500	SH		OTR		6,500	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	2,470	15,122	SH		SOLE		15,122	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	408	2,500	SH		OTR		2,500	0	0
KLA-TENCOR CORP	COMMON STOCK	482480100	298	984	SH		SOLE		984	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	574	5,097	SH		SOLE		5,097	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	225	2,000	SH		OTR		2,000	0	0
KROGER CO	COMMON STOCK	501044101	602	13,753	SH		SOLE		13,753	0	0
LAM RESEARCH CORP	COMMON STOCK	512807108	218	595	SH		SOLE		595	0	0
LENNAR CORP	COMMON STOCK	526057104	306	4,101	SH		SOLE		4,101	0	0
ELI LILLY & CO	COMMON STOCK	532457108	1,875	5,799	SH		SOLE		5,799	0	0
ELI LILLY & CO	COMMON STOCK	532457108	485	1,500	SH		OTR		1,500	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	409	1,060	SH		SOLE		1,060	0	0
LOWES COMPANIES INC	COMMON STOCK	548661107	653	3,479	SH		SOLE		3,479	0	0
MSCI INC	COMMON STOCK	55354G100	248	589	SH		SOLE		589	0	0
MARATHON PETE CORP	COMMON STOCK	56585A102	202	2,035	SH		SOLE		2,035	0	0
MASTERCARD INC	COMMON STOCK	57636Q104	1,847	6,494	SH		SOLE		6,494	0	0
MCDONALDS CORP	COMMON STOCK	580135101	786	3,408	SH		SOLE		3,408	0	0
MCDONALDS CORP	COMMON STOCK	580135101	237	1,025	SH		OTR		1,025	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	2,353	27,320	SH		SOLE		27,320	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	258	3,000	SH		OTR		3,000	0	0
MICROSOFT CORP	COMMON STOCK	594918104	7,283	31,272	SH		SOLE		31,272	0	0
MICROSOFT CORP	COMMON STOCK	594918104	105	450	SH		OTR		450	0	0
MICRON TECHNOLOGY INC	COMMON STOCK	595112103	952	18,995	SH		SOLE		18,995	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	527	9,610	SH		SOLE		9,610	0	0
MONSTER BEVERAGE CORP	COMMON STOCK	61174X109	512	5,892	SH		SOLE		5,892	0	0
MOTOROLA SOLUTIONS INC	COMMON STOCK	620076307	283	1,264	SH		SOLE		1,264	0	0
NATIONAL GRID PLC	FOREIGN STOCK	636274409	609	11,826	SH		SOLE		11,826	0	0
NATIONAL GRID PLC	FOREIGN STOCK	636274409	180	3,500	SH		OTR		3,500	0	0
NETFLIX INC	COMMON STOCK	64110L106	583	2,477	SH		SOLE		2,477	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	1,934	24,667	SH		SOLE		24,667	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	314	4,000	SH		OTR		4,000	0	0
NIKE INC	COMMON STOCK	654106103	1,202	14,462	SH		SOLE		14,462	0	0
NUCOR CORP	COMMON STOCK	670346105	416	3,892	SH		SOLE		3,892	0	0
NVIDIA CORP	COMMON STOCK	67066G104	998	8,218	SH		SOLE		8,218	0	0
NVIDIA CORP	COMMON STOCK	67066G104	95	785	SH		OTR		785	0	0
ORACLE CORP	COMMON STOCK	68389X105	292	4,787	SH		SOLE		4,787	0	0
PNC FINANCIAL SERVICES GROUP	COMMON STOCK	693475105	553	3,700	SH		SOLE		3,700	0	0
PPL CORP	COMMON STOCK	69351T106	420	16,562	SH		SOLE		16,562	0	0
PPL CORP	COMMON STOCK	69351T106	32	1,250	SH		OTR		1,250	0	0
PALO ALTO NETWORKS INC	COMMON STOCK	697435105	279	1,701	SH		SOLE		1,701	0	0
PAYPAL HLDGS INC	COMMON STOCK	70450Y103	750	8,711	SH		SOLE		8,711	0	0
PEPSICO INC	COMMON STOCK	713448108	1,536	9,409	SH		SOLE		9,409	0	0
PEPSICO INC	COMMON STOCK	713448108	163	1,000	SH		OTR		1,000	0	0
PFIZER INC	COMMON STOCK	717081103	2,251	51,439	SH		SOLE		51,439	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	1,680	20,236	SH		SOLE		20,236	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	158	1,900	SH		OTR		1,900	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	1,935	15,324	SH		SOLE		15,324	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	253	2,000	SH		OTR		2,000	0	0
QUALCOMM INC	COMMON STOCK	747525103	312	2,765	SH		SOLE		2,765	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	387	4,728	SH		SOLE		4,728	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	61	750	SH		OTR		750	0	0
REALTY INCOME CORP	COMMON STOCK	756109104	318	5,460	SH		SOLE		5,460	0	0
REALTY INCOME CORP	COMMON STOCK	756109104	44	750	SH		OTR		750	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	251	822	SH		SOLE		822	0	0
SPDR S&P 500 (MKT)	MUTUAL FUND/STO	78462F103	7,803	21,846	SH		SOLE		21,846	0	0
SPDR GOLD SHARES (MKT)	MUTUAL FUND/STO	78463V107	832	5,377	SH		SOLE		5,377	0	0
SPDR S&P 600 SMALL CAP	MUTUAL FUND/STO	78464A813	608	8,034	SH		SOLE		8,034	0	0
SPDR S&P MIDCAP 400 (MKT)	MUTUAL FUND/STO	78467Y107	7,287	18,143	SH		SOLE		18,143	0	0
SALESFORCE	COMMON STOCK	79466L302	1,530	10,638	SH		SOLE		10,638	0	0
SANOFI	FOREIGN STOCK	80105N105	44	1,158	SH		SOLE		1,158	0	0
SANOFI	FOREIGN STOCK	80105N105	190	5,000	SH		OTR		5,000	0	0
SCHWAB CHARLES CORP	COMMON STOCK	808513105	749	10,422	SH		SOLE		10,422	0	0
SCHWAB US REIT ETF	MUTUAL FUND/STO	808524847	713	38,164	SH		SOLE		38,164	0	0
ENERGY SELECT SECTOR SPDR FUND	MUTUAL FUND/STO	81369Y506	1,342	18,637	SH		SOLE		18,637	0	0
FINANCIAL SELECT SECTOR SPDRR	MUTUAL FUND/STO	81369Y605	513	16,896	SH		SOLE		16,896	0	0
SERVICENOW INC COM	COMMON STOCK	81762P102	838	2,219	SH		SOLE		2,219	0	0
SOUTHERN CO	COMMON STOCK	842587107	1,152	16,934	SH		SOLE		16,934	0	0
SOUTHERN CO	COMMON STOCK	842587107	272	4,000	SH		OTR		4,000	0	0
SOUTHWEST AIRLINES CO	COMMON STOCK	844741108	304	9,847	SH		SOLE		9,847	0	0
STARBUCKS CORP	COMMON STOCK	855244109	266	3,151	SH		SOLE		3,151	0	0
SYNCHRONY FINL	COMMON STOCK	87165B103	257	9,099	SH		SOLE		9,099	0	0
TAIWAN SEMICONDUCTOR	FOREIGN STOCK	874039100	649	9,469	SH		SOLE		9,469	0	0
TC ENERGY CORP COM	FOREIGN STOCK	87807B107	365	9,070	SH		SOLE		9,070	0	0
TESLA INC	COMMON STOCK	88160R101	1,194	4,503	SH		SOLE		4,503	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	869	5,617	SH		SOLE		5,617	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	619	1,221	SH		SOLE		1,221	0	0
3M CO	COMMON STOCK	88579Y101	152	1,376	SH		SOLE		1,376	0	0
3M CO	COMMON STOCK	88579Y101	111	1,000	SH		OTR		1,000	0	0
TOTAL S A	FOREIGN STOCK	89151E109	775	16,663	SH		SOLE		16,663	0	0
THE TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	206	1,344	SH		SOLE		1,344	0	0
TRUIST FINL CORP	COMMON STOCK	89832Q109	625	14,347	SH		SOLE		14,347	0	0
US BANCORP DEL	COMMON STOCK	902973304	350	8,674	SH		SOLE		8,674	0	0
UNILEVER PLC	FOREIGN STOCK	904767704	380	8,676	SH		SOLE		8,676	0	0
UNILEVER PLC	FOREIGN STOCK	904767704	44	1,000	SH		OTR		1,000	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	400	2,479	SH		SOLE		2,479	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	202	1,250	SH		OTR		1,250	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	4,007	7,934	SH		SOLE		7,934	0	0
VALERO ENERGY CORP NEW	COMMON STOCK	91913Y100	540	5,050	SH		SOLE		5,050	0	0
VANGUARD TOTAL BOND MARKET ETF	MUTUAL FUND/GOV	921937835	3,890	54,540	SH		SOLE		54,540	0	0
VANGUARD FTSE DEVELOPED MARKETS	MUTUAL FUND/STO	921943858	2,180	59,947	SH		SOLE		59,947	0	0
VANGUARD EMERGING MARKETS STOCK	MUTUAL FUND/STO	922042858	785	21,508	SH		SOLE		21,508	0	0
VANGUARD ENERGY ETF (MKT)	MUTUAL FUND/STO	92204A306	2,015	19,832	SH		SOLE		19,832	0	0
VANGUARD INFORMATION TECHNOLOGY	MUTUAL FUND/STO	92204A702	294	955	SH		SOLE		955	0	0
VANGUARD SHORT-TERM TREASURY	MUTUAL FUND/GOV	92206C102	900	15,571	SH		SOLE		15,571	0	0
VANGUARD SHORT-TERM CORP BD IDX	MUTUAL FUND/COR	92206C409	5,192	69,904	SH		SOLE		69,904	0	0
VANGUARD S&P 500 ETF	MUTUAL FUND/STO	922908363	25,126	76,534	SH		SOLE		76,534	0	0
VANGUARD S&P 500 ETF	MUTUAL FUND/STO	922908363	121	369	SH		OTR		369	0	0
VANGUARD MID-CAP VALUE ETF (MKT)	MUTUAL FUND/STO	922908512	1,438	11,811	SH		SOLE		11,811	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	4,128	51,491	SH		SOLE		51,491	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	413	5,150	SH		OTR		5,150	0	0
VANGUARD SMALL CAP VALUE ETF	MUTUAL FUND/STO	922908611	1,484	10,346	SH		SOLE		10,346	0	0
VANGUARD MID-CAP ETF (MKT)	MUTUAL FUND/STO	922908629	3,582	19,057	SH		SOLE		19,057	0	0
VANGUARD VALUE INDEX	MUTUAL FUND/STO	922908744	5,538	44,853	SH		SOLE		44,853	0	0
VANGUARD SMALL CAP ETF (MKT)	MUTUAL FUND/STO	922908751	3,287	19,235	SH		SOLE		19,235	0	0
VANGUARD TOTAL STOCK MARKET ETF	MUTUAL FUND/STO	922908769	685	3,815	SH		SOLE		3,815	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	1,439	37,902	SH		SOLE		37,902	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	247	6,500	SH		OTR		6,500	0	0
VISA INC	COMMON STOCK	92826C839	2,797	15,746	SH		SOLE		15,746	0	0
VODAFONE GROUP PLC	FOREIGN STOCK	92857W308	655	57,794	SH		SOLE		57,794	0	0
VODAFONE GROUP PLC	FOREIGN STOCK	92857W308	52	4,600	SH		OTR		4,600	0	0
VOYA FINL INC	COMMON STOCK	929089100	534	8,832	SH		SOLE		8,832	0	0
WALMART INC	COMMON STOCK	931142103	861	6,642	SH		SOLE		6,642	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	349	11,125	SH		SOLE		11,125	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	337	8,370	SH		SOLE		8,370	0	0
WILLIAMS COMPANIES INC	COMMON STOCK	969457100	686	23,944	SH		SOLE		23,944	0	0
YUM! BRANDS INC	COMMON STOCK	988498101	497	4,678	SH		SOLE		4,678	0	0
ZOETIS INC	COMMON STOCK	98978V103	1,001	6,747	SH		SOLE		6,747	0	0
ACCENTURE PLC	FOREIGN STOCK	G1151C101	2,257	8,772	SH		SOLE		8,772	0	0
EATON CORP PLC	FOREIGN STOCK	G29183103	1,058	7,935	SH		SOLE		7,935	0	0
MEDTRONIC PLC	FOREIGN STOCK	G5960L103	220	2,730	SH		SOLE		2,730	0	0
TRANE TECHNOLOGIES PLC	FOREIGN STOCK	G8994E103	1,010	6,974	SH		SOLE		6,974	0	0