Grove Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	120	1,000	SH		DFND		1,000	0	0
3M Co	COM	88579Y101	117	977	SH		SOLE		977	0	0
ACADIA Pharmaceuticals Inc	COM	004225108	3	200	SH		SOLE		200	0	0
ADVANCED MICRO DEV	COM	007903107	345	5,322	SH		SOLE		5,322	0	0
AEROVIRONMENT INC	COM	008073108	1	10	SH		SOLE		10	0	0
AES Corp/The	COM	00130H105	230	8,000	SH		SOLE		8,000	0	0
AGILENT TECHS INC	COM	00846U101	585	3,906	SH		SOLE		3,906	0	0
AGNC INVESTMENT CORP	COM	00123Q104	5	520	SH		SOLE		520	0	0
AGNICO EAGLE MINES	COM	008474108	5	100	SH		SOLE		100	0	0
ALBEMARLE CORP	COM	012653101	6	29	SH		SOLE		29	0	0
ALCON AG	ORD SHS	H01301128	1	20	SH		SOLE		20	0	0
ALPHABET INC	CAP STK CL A	02079K305	2,588	29,331	SH		SOLE		29,331	0	0
AMBEV SA	SPONSORED ADR	02319V103	60	22,065	SH		SOLE		9,594	0	12,471
AMER EXPRESS CO	COM	025816109	532	3,602	SH		SOLE		3,602	0	0
AMER INTL GRP	COM NEW	026874784	258	4,077	SH		SOLE		4,077	0	0
ANALOG DEVICES INC	COM	032654105	294	1,792	SH		SOLE		1,792	0	0
ANSYS, INC.	COM	03662Q105	1	3	SH		SOLE		3	0	0
APA Corp	COM	03743Q108	93	2,000	SH		SOLE		2,000	0	0
APPLIED MATERIALS	COM	038222105	506	5,201	SH		SOLE		5,201	0	0
ARISTA NETWORKS INC	COM	040413106	1	8	SH		SOLE		8	0	0
ARK Investment Management LLC	AUTNMUS TECHNLGY	00214Q203	2	59	SH		SOLE		59	0	0
ARK Investment Management LLC	GENOMIC REV ETF	00214Q302	2	59	SH		SOLE		59	0	0
ASE Technology Holding Co Ltd	SPONSORED ADS	00215W100	107	17,029	SH		SOLE		7,404	0	9,625
ASML HOLDING NV	N Y REGISTRY SHS	N07059210	34	63	SH		SOLE		63	0	0
AT&T INC	COM	00206R102	129	7,000	SH		DFND		7,000	0	0
AT&T INC	COM	00206R102	1,001	54,377	SH		SOLE		16,970	0	37,407
AUTOMATIC DATA PROCESSING	COM	053015103	1,044	4,371	SH		SOLE		4,371	0	0
AVERY DENNISON CORP	COM	053611109	52	288	SH		SOLE		288	0	0
AXON ENTERPRISE INC	COM	05464C101	139	835	SH		SOLE		835	0	0
AbbVie Inc	COM	00287Y109	1,131	7,000	SH		DFND		7,000	0	0
AbbVie Inc	COM	00287Y109	1,529	9,458	SH		SOLE		5,474	0	3,984
Abbott Laboratories	COM	002824100	576	5,250	SH		DFND		5,250	0	0
Abbott Laboratories	COM	002824100	2,565	23,365	SH		SOLE		12,533	0	10,832
Accenture PLC	SHS CLASS A	G1151C101	2,155	8,077	SH		SOLE		4,036	0	4,041
Activision Blizzard Inc	COM	00507V109	229	2,985	SH		SOLE		2,985	0	0
Adobe Inc	COM	00724F101	2,373	7,050	SH		SOLE		2,173	0	4,877
Advance Auto Parts Inc	COM	00751Y106	3	21	SH		SOLE		21	0	0
Aflac Inc	COM	001055102	26	363	SH		SOLE		363	0	0
Air Products and Chemicals Inc	COM	009158106	322	1,043	SH		SOLE		1,043	0	0
Airbnb Inc	COM CL A	009066101	955	11,172	SH		SOLE		1,697	0	9,475
Alaska Air Group Inc	COM	011659109	1	30	SH		SOLE		30	0	0
Alexandria Real Estate Equitie	COM	015271109	30	205	SH		SOLE		205	0	0
Align Technology Inc	COM	016255101	324	1,538	SH		SOLE		381	0	1,158
Allstate Corp/The	COM	020002101	295	2,179	SH		SOLE		2,179	0	0
Ally Financial Inc	COM	02005N100	84	3,427	SH		SOLE		3,427	0	0
Alphabet Inc	CAP STK CL C	02079K107	62	700	SH		DFND		700	0	0
Alphabet Inc	CAP STK CL C	02079K107	3,556	40,077	SH		SOLE		16,546	0	23,531
Altria Group Inc	COM	02209S103	640	14,000	SH		DFND		14,000	0	0
Altria Group Inc	COM	02209S103	379	8,300	SH		SOLE		8,300	0	0
Amazon.com Inc	COM	023135106	4,951	58,944	SH		SOLE		28,484	0	30,460
Amcor PLC	ORD	G0250X107	86	7,250	SH		DFND		7,250	0	0
Amcor PLC	ORD	G0250X107	419	35,144	SH		SOLE		5,318	0	29,826
American Century Investment Management Inc	AVANTIS EMGMKT	025072604	3	69	SH		DFND		69	0	0
American Century Investment Management Inc	AVANTIS EMGMKT	025072604	776	15,389	SH		SOLE		15,389	0	0
American Century Investment Management Inc	INTL EQT ETF	025072703	7	139	SH		DFND		139	0	0
American Century Investment Management Inc	INTL EQT ETF	025072703	592	11,130	SH		SOLE		11,130	0	0
American Electric Power Co Inc	COM	025537101	95	1,000	SH		DFND		1,000	0	0
American Electric Power Co Inc	COM	025537101	459	4,832	SH		SOLE		1,403	0	3,429
American Tower Corp	COM	03027X100	629	2,971	SH		SOLE		2,971	0	0
Americas Mining Corp/United St	COM	84265V105	33	550	SH		SOLE		550	0	0
Ameriprise Financial Inc	COM	03076C106	504	1,618	SH		SOLE		1,618	0	0
Amgen Inc	COM	031162100	1,048	3,990	SH		SOLE		2,745	0	1,245
Amphenol Corp	CL A	032095101	74	978	SH		SOLE		978	0	0
Anheuser-Busch InBev SA/NV	SPONSORED ADR	03524A108	62	1,030	SH		SOLE		1,030	0	0
Aon PLC	SHS CL A	G0403H108	69	229	SH		SOLE		229	0	0
Apple Hospitality REIT Inc	COM NEW	03784Y200	213	13,523	SH		SOLE		13,523	0	0
Apple Inc	COM	037833100	8,835	68,000	SH		DFND		68,000	0	0
Apple Inc	COM	037833100	16,046	123,494	SH		SOLE		123,494	0	0
Archer-Daniels-Midland Co	COM	039483102	93	1,006	SH		SOLE		1,006	0	0
Ares Capital Corp	COM	04010L103	13	720	SH		SOLE		720	0	0
Arthur J Gallagher & Co	COM	363576109	337	1,790	SH		SOLE		1,790	0	0
AstraZeneca PLC	SPONSORED ADR	046353108	505	7,450	SH		DFND		7,450	0	0
AstraZeneca PLC	SPONSORED ADR	046353108	254	3,745	SH		SOLE		3,745	0	0
Atlassian Corp	None	049468101	94	732	SH		SOLE		732	0	0
AutoZone Inc	COM	053332102	37	15	SH		SOLE		15	0	0
Autodesk Inc	COM	052769106	1,327	7,099	SH		SOLE		1,099	0	6,000
AvalonBay Communities Inc	COM	053484101	1	7	SH		SOLE		7	0	0
Axcelis Technologies Inc	COM NEW	054540208	2	25	SH		SOLE		25	0	0
BAKER HUGHES INC	CL A	05722G100	4	150	SH		SOLE		150	0	0
BARRICK GOLD CORP	COM	067901108	44	2,546	SH		SOLE		2,546	0	0
BAXTER INTL INC	COM	071813109	153	2,996	SH		SOLE		2,996	0	0
BC Partners Holdings Ltd	COM CL A	23284C102	1	500	SH		SOLE		500	0	0
BCE Inc	COM NEW	05534B760	193	4,400	SH		DFND		4,400	0	0
BCE Inc	COM NEW	05534B760	973	22,150	SH		SOLE		4,795	0	17,355
BECTON DICKINSON	COM	075887109	2	7	SH		SOLE		7	0	0
BEST BUY CO INC	COM	086516101	82	1,018	SH		SOLE		1,018	0	0
BHP BILLITON LTD	SPONSORED ADS	088606108	115	1,850	SH		SOLE		1,120	0	730
BJ's Wholesale Club Holdings I	COM	05550J101	92	1,385	SH		SOLE		1,385	0	0
BK OF AMERICA CORP	COM	060505104	2,670	80,630	SH		SOLE		80,630	0	0
BK OF MONTREAL	COM	063671101	46	510	SH		SOLE		510	0	0
BK OF NY MELLON CP	COM	064058100	1,753	38,500	SH		SOLE		38,500	0	0
BLACKROCK FUND ADVISORS	HDG MSCI EAFE	46434V803	1,283	47,500	SH		SOLE		47,500	0	0
BOEING CO	COM	097023105	93	487	SH		SOLE		487	0	0
BP PLC	SPONSORED ADR	055622104	251	7,197	SH		SOLE		7,197	0	0
BRISTOL-MYRS SQUIB	COM	110122108	144	2,000	SH		DFND		2,000	0	0
BRISTOL-MYRS SQUIB	COM	110122108	261	3,630	SH		SOLE		3,561	0	69
BRITISH AMERICAN TOBACCO PLC	SPONSORED ADR	110448107	110	2,750	SH		DFND		2,750	0	0
BRITISH AMERICAN TOBACCO PLC	SPONSORED ADR	110448107	1,227	30,679	SH		SOLE		4,559	0	26,120
Baidu Inc	SPON ADR REP A	056752108	76	668	SH		SOLE		290	0	378
Banco Bradesco SA	SP ADR PFD NEW	059460303	42	14,604	SH		SOLE		6,350	0	8,254
Banco Santander SA	ADR	05964H105	32	10,687	SH		SOLE		10,687	0	0
Bancolombia SA	SPON ADR PREF	05968L102	66	2,311	SH		SOLE		1,004	0	1,307
Barclays PLC	ADR	06738E204	66	8,447	SH		SOLE		3,673	0	4,774
Berkshire Hathaway Inc	CL B NEW	084670702	1,009	3,266	SH		SOLE		3,266	0	0
Biogen Inc	COM	09062X103	25	92	SH		SOLE		92	0	0
Black Stone Minerals LP	COM UNIT	09225M101	17	1,000	SH		SOLE		1,000	0	0
BlackRock Capital Investment C	COM	092533108	371	102,516	SH		SOLE		102,516	0	0
BlackRock Fund Advisors	20 YR TR BD ETF	464287432	8	78	SH		SOLE		78	0	0
BlackRock Fund Advisors	EXPANDED TECH	464287515	13	50	SH		SOLE		50	0	0
BlackRock Fund Advisors	SHRT NAT MUN ETF	464288158	9,130	87,561	SH		SOLE		86,440	0	1,121
BlackRock Fund Advisors	MSCI ACWI EX US	464288240	25	545	SH		SOLE		545	0	0
BlackRock Fund Advisors	EAFE SML CP ETF	464288273	57	1,005	SH		SOLE		1,005	0	0
BlackRock Fund Advisors	ISHS 1-5YR INVS	464288646	302	6,055	SH		SOLE		6,055	0	0
BlackRock Fund Advisors	PFD AND INCM SEC	464288687	356	11,672	SH		SOLE		11,672	0	0
BlackRock Fund Advisors	MSCI EURO FL ETF	464289180	7	383	SH		SOLE		383	0	0
BlackRock Fund Advisors	BROAD USD HIGH	46435U853	1,990	57,626	SH		SOLE		46,534	0	11,092
BlackRock Fund Advisors	ESG SCRND S&P500	46436E569	110	3,863	SH		SOLE		3,863	0	0
BlackRock Inc	COM	09247X101	265	374	SH		SOLE		374	0	0
Blackstone Inc	COM	09260D107	74	1,000	SH		DFND		1,000	0	0
Blackstone Inc	COM	09260D107	54	732	SH		SOLE		732	0	0
Block Inc	CL A	852234103	12	192	SH		SOLE		192	0	0
Booking Holdings Inc	COM	09857L108	4	2	SH		SOLE		2	0	0
BorgWarner Inc	COM	099724106	42	1,046	SH		SOLE		1,046	0	0
Boston Scientific Corp	COM	101137107	149	3,223	SH		SOLE		3,223	0	0
Broadcom Inc	COM	11135F101	1,233	2,206	SH		SOLE		2,206	0	0
Bunge Ltd	COM	G16962105	50	500	SH		SOLE		500	0	0
Burlington Stores Inc	COM	122017106	22	110	SH		SOLE		110	0	0
CAN PACIFIC RYS	COM	13645T100	5	71	SH		SOLE		71	0	0
CARNIVAL CORP	COMMON STOCK	143658300	32	3,968	SH		SOLE		1,724	0	2,244
CARRIER GLOBAL CORP	COM	14448C104	31	750	SH		DFND		750	0	0
CARRIER GLOBAL CORP	COM	14448C104	128	3,109	SH		SOLE		3,109	0	0
CBRE Group Inc	CL A	12504L109	35	461	SH		SOLE		461	0	0
CDN NATL RAILWAYS	COM	136375102	77	646	SH		SOLE		281	0	365
CDW Corp/DE	COM	12514G108	1	7	SH		SOLE		7	0	0
CF Industries Holdings Inc	COM	125269100	15	180	SH		SOLE		180	0	0
CHUBB LIMITED COM	COM	H1467J104	66	300	SH		DFND		300	0	0
CHUBB LIMITED COM	COM	H1467J104	131	592	SH		SOLE		592	0	0
CIBC	COM	136069101	186	4,600	SH		DFND		4,600	0	0
CIBC	COM	136069101	266	6,584	SH		SOLE		1,279	0	5,305
CIENA CORP	COM NEW	171779309	1	20	SH		SOLE		20	0	0
CINTAS CORP	COM	172908105	1	3	SH		SOLE		3	0	0
CISCO SYSTEMS	COM	17275R102	1,198	25,153	SH		SOLE		16,322	0	8,831
CLEVELAND CLIFFS COM	COM	185899101	1	75	SH		SOLE		75	0	0
CME Group Inc	COM	12572Q105	217	1,292	SH		SOLE		1,292	0	0
CMS Energy Corp	COM	125896100	20	311	SH		SOLE		311	0	0
CNX Resources Corp	COM	12653C108	4	253	SH		SOLE		253	0	0
COGNIZANT TECHNOLO	CL A	192446102	21	371	SH		SOLE		371	0	0
COLGATE-PALMOLIVE	COM	194162103	2	20	SH		SOLE		20	0	0
CONAGRA FOODS INC	COM	205887102	506	13,087	SH		SOLE		2,661	0	10,426
CONOCOPHILLIPS	COM	20825C104	1,526	12,928	SH		SOLE		12,928	0	0
CORE LABORATORIES	COM	N22717107	62	3,082	SH		SOLE		1,339	0	1,743
CORNING INC	COM	219350105	77	2,424	SH		SOLE		2,424	0	0
CREDIT SUISSE GRP	SPONSORED ADR	225401108	5	1,788	SH		SOLE		1,788	0	0
CRH PLC	ADR	12626K203	52	1,296	SH		SOLE		1,296	0	0
CRONOS GROUP INC	COM	22717L101	5	2,000	SH		DFND		2,000	0	0
CSX CORP	COM	126408103	1,027	33,144	SH		SOLE		33,144	0	0
CUMMINS INC	COM	231021106	32	134	SH		SOLE		134	0	0
CVS Health Corp	COM	126650100	462	4,959	SH		SOLE		4,959	0	0
Cadence Design Systems Inc	COM	127387108	133	831	SH		SOLE		831	0	0
Camden Property Trust	SH BEN INT	133131102	1	10	SH		SOLE		10	0	0
Canadian Solar Inc	COM	136635109	73	2,352	SH		SOLE		2,352	0	0
Capital One Financial Corp	COM	14040H105	79	845	SH		SOLE		845	0	0
CarMax Inc	COM	143130102	8	124	SH		SOLE		124	0	0
Cardinal Health Inc	COM	14149Y108	20	256	SH		SOLE		256	0	0
Caterpillar Inc	COM	149123101	423	1,766	SH		SOLE		1,766	0	0
Cboe Global Markets Inc	COM	12503M108	3	20	SH		SOLE		20	0	0
Celanese Corp	COM	150870103	427	4,180	SH		SOLE		4,180	0	0
Centene Corp	COM	15135B101	19	236	SH		SOLE		236	0	0
Charles Schwab Corp/The	COM	808513105	715	8,588	SH		SOLE		8,588	0	0
Charles Schwab Investment Management Inc	US LRG CAP ETF	808524201	165	3,658	SH		SOLE		3,658	0	0
Charles Schwab Investment Management Inc	US MID-CAP ETF	808524508	66	1,010	SH		SOLE		1,010	0	0
Charles Schwab Investment Management Inc	US SML CAP ETF	808524607	42	1,040	SH		SOLE		1,040	0	0
Charter Communications Inc	CL A	16119P108	32	94	SH		SOLE		94	0	0
Check Point Software Technolog	ORD	M22465104	94	746	SH		SOLE		324	0	422
Chevron Corp	COM	166764100	1,436	8,000	SH		DFND		8,000	0	0
Chevron Corp	COM	166764100	979	5,454	SH		SOLE		5,417	0	37
Chipotle Mexican Grill Inc	COM	169656105	6	4	SH		SOLE		4	0	0
Church & Dwight Co Inc	COM	171340102	1	10	SH		SOLE		10	0	0
Cigna Corp	COM	125523100	533	1,610	SH		SOLE		1,610	0	0
Cincinnati Financial Corp	COM	172062101	26	257	SH		SOLE		257	0	0
Citigroup Inc	COM NEW	172967424	117	2,589	SH		SOLE		2,589	0	0
Citizens Financial Group Inc	COM	174610105	153	3,890	SH		SOLE		3,890	0	0
Clorox Co/The	COM	189054109	625	4,452	SH		SOLE		922	0	3,530
Coca-Cola Co/The	COM	191216100	194	3,050	SH		DFND		3,050	0	0
Coca-Cola Co/The	COM	191216100	1,148	18,040	SH		SOLE		18,040	0	0
Comcast Corp	CL A	20030N101	648	18,531	SH		SOLE		18,531	0	0
Comerica Inc	COM	200340107	19	290	SH		SOLE		290	0	0
Consolidated Edison Inc	COM	209115104	8	80	SH		SOLE		80	0	0
Constellation Brands Inc	CL A	21036P108	150	646	SH		SOLE		646	0	0
Constellation Energy Corp	COM	21037T109	227	2,632	SH		SOLE		2,632	0	0
Corteva Inc	COM	22052L104	14	242	SH		SOLE		242	0	0
Costco Wholesale Corp	COM	22160K105	1,539	3,371	SH		SOLE		3,371	0	0
Crowdstrike Holdings Inc	CL A	22788C105	10	97	SH		SOLE		97	0	0
Crown Castle Inc	COM	22822V101	231	1,700	SH		DFND		1,700	0	0
Crown Castle Inc	COM	22822V101	1,016	7,494	SH		SOLE		1,990	0	5,504
DCP Midstream LLC	COM UT LTD PTN	23311P100	34	889	SH		SOLE		889	0	0
DEERE & CO	COM	244199105	697	1,626	SH		SOLE		1,626	0	0
DEUTSCHE BANK AG	NAMEN AKT	D18190898	38	3,300	SH		SOLE		3,300	0	0
DIAGEO	SPON ADR NEW	25243Q205	214	1,200	SH		DFND		1,200	0	0
DIAGEO	SPON ADR NEW	25243Q205	161	906	SH		SOLE		598	0	308
DIANA SHIPPING INC	COM	Y2066G104	34	8,656	SH		SOLE		8,656	0	0
DISCOVER FINL SVCS	COM	254709108	11	110	SH		SOLE		110	0	0
DOMINION RES(VIR)	COM	25746U109	61	1,000	SH		DFND		1,000	0	0
DOMINION RES(VIR)	COM	25746U109	900	14,670	SH		SOLE		5,163	0	9,507
DOUBLELINE CAPITAL LP	COM	258623107	36	2,400	SH		SOLE		2,400	0	0
DR HORTON INC	COM	23331A109	13	142	SH		SOLE		142	0	0
DUKE ENERGY CORP	COM NEW	26441C204	113	1,100	SH		DFND		1,100	0	0
DUKE ENERGY CORP	COM NEW	26441C204	1,693	16,442	SH		SOLE		8,384	0	8,058
Danaher Corp	COM	235851102	595	2,243	SH		SOLE		2,243	0	0
Darden Restaurants Inc	COM	237194105	184	1,330	SH		SOLE		1,330	0	0
Dell Technologies Inc	CL C	24703L202	3	80	SH		SOLE		80	0	0
Delta Air Lines Inc	COM NEW	247361702	35	1,055	SH		SOLE		1,055	0	0
Denbury Inc	COM	24790A101	2	25	SH		SOLE		25	0	0
Devon Energy Corp	COM	25179M103	54	873	SH		SOLE		873	0	0
Dexcom Inc	COM	252131107	1	10	SH		SOLE		10	0	0
Diamondback Energy Inc	COM	25278X109	1	10	SH		SOLE		10	0	0
Digital Realty Trust Inc	COM	253868103	515	5,141	SH		SOLE		565	0	4,576
DocuSign Inc	COM	256163106	444	8,019	SH		SOLE		1,025	0	6,994
Dolby Laboratories Inc	COM CL A	25659T107	28	400	SH		SOLE		400	0	0
Dollar General Corp	COM	256677105	89	363	SH		SOLE		363	0	0
Dollar Tree Inc	COM	256746108	115	812	SH		SOLE		812	0	0
Dover Corp	COM	260003108	31	228	SH		SOLE		228	0	0
Dow Inc	COM	260557103	51	1,011	SH		SOLE		1,011	0	0
DuPont de Nemours Inc	COM	26614N102	44	642	SH		SOLE		642	0	0
EBAY INC	COM	278642103	204	4,919	SH		SOLE		4,919	0	0
ECOLAB INC	COM	278865100	7	47	SH		SOLE		47	0	0
EDISON INTERNATIONAL	COM	281020107	12	185	SH		SOLE		185	0	0
ELECTRONIC ARTS	COM	285512109	68	554	SH		SOLE		554	0	0
EMERSON ELECTRIC	COM	291011104	122	1,273	SH		SOLE		1,273	0	0
ENBRIDGE INC	COM	29250N105	1,230	31,463	SH		SOLE		9,308	0	22,155
ENI	SPONSORED ADR	26874R108	29	1,000	SH		SOLE		1,000	0	0
EOG Resources Inc	COM	26875P101	59	457	SH		SOLE		457	0	0
EQUINIX INC	COM	29444U700	172	262	SH		SOLE		262	0	0
ERICSSON(LM)TEL	ADR B SEK 10	294821608	44	7,492	SH		SOLE		3,257	0	4,235
ESTEE LAUDER COS	CL A	518439104	217	875	SH		SOLE		875	0	0
ETF Securities US LLC	PHYSICAL PALLADM	003262102	2	14	SH		SOLE		14	0	0
EXPEDTRS INTL WASH	COM	302130109	52	500	SH		SOLE		500	0	0
Eastman Chemical Co	COM	277432100	1	10	SH		SOLE		10	0	0
Eaton Corp PLC	SHS	G29183103	999	6,365	SH		SOLE		6,365	0	0
Edwards Lifesciences Corp	COM	28176E108	67	893	SH		SOLE		893	0	0
Ekso Bionics Holdings Inc	COM	282644301	1	533	SH		SOLE		533	0	0
Elevance Health Inc	COM	036752103	231	451	SH		SOLE		451	0	0
Eli Lilly & Co	COM	532457108	549	1,500	SH		DFND		1,500	0	0
Eli Lilly & Co	COM	532457108	1,708	4,668	SH		SOLE		4,668	0	0
Entergy Corp	COM	29364G103	1	10	SH		SOLE		10	0	0
Enviva Inc	COM	29415B103	53	1,000	SH		SOLE		1,000	0	0
Equifax Inc	COM	294429105	1	6	SH		SOLE		6	0	0
Equity Residential	SH BEN INT	29476L107	10	177	SH		SOLE		177	0	0
Essex Property Trust Inc	COM	297178105	1	4	SH		SOLE		4	0	0
Everest Re Group Ltd	COM	G3223R108	144	435	SH		SOLE		190	0	245
Eversource Energy	COM	30040W108	3	30	SH		SOLE		30	0	0
Exact Sciences Corp	COM	30063P105	6	128	SH		SOLE		128	0	0
Exelon Corp	COM	30161N101	371	8,591	SH		SOLE		8,591	0	0
Exxon Mobil Corp	COM	30231G102	4,633	42,000	SH		DFND		42,000	0	0
Exxon Mobil Corp	COM	30231G102	2,085	18,904	SH		SOLE		18,904	0	0
FACEBOOK INC	CL A	30303M102	431	3,583	SH		SOLE		3,582	0	1
FEDEX CORP	COM	31428X106	52	298	SH		SOLE		298	0	0
FERRARI NV	COM	N3167Y103	21	100	SH		SOLE		100	0	0
FIRST SOLAR INC	COM	336433107	20	132	SH		SOLE		132	0	0
FISERV INC	COM	337738108	14	134	SH		SOLE		134	0	0
FMC Corp	COM NEW	302491303	73	588	SH		SOLE		588	0	0
FORD MOTOR CO	COM	345370860	8	664	SH		SOLE		664	0	0
FREEPORT-MCMOR C&G	CL B	35671D857	188	4,936	SH		SOLE		4,936	0	0
FactSet Research Systems Inc	COM	303075105	2	5	SH		SOLE		5	0	0
Fair Isaac Corp	COM	303250104	96	160	SH		SOLE		160	0	0
Fastenal Co	COM	311900104	40	842	SH		SOLE		842	0	0
Fidelity National Financial In	None	30190A104	1	68	SH		SOLE		68	0	0
Fidelity National Financial In	FNF GROUP COM	31620R303	38	1,000	SH		SOLE		1,000	0	0
Fidelity National Information	COM	31620M106	65	957	SH		SOLE		957	0	0
Fidelity Selectco LLC	MSCI HLTH CARE I	316092600	145	2,260	SH		SOLE		2,260	0	0
Fifth Third Bancorp	COM	316773100	14	418	SH		SOLE		418	0	0
First Republic Bank/CA	COM	33616C100	1	7	SH		SOLE		7	0	0
First Trust ETFs/USA	FST LOW OPPT EFT	33739Q200	44	937	SH		DFND		937	0	0
First Trust ETFs/USA	FST LOW OPPT EFT	33739Q200	6,129	129,268	SH		SOLE		127,770	0	1,498
Fortinet Inc	COM	34959E109	8	155	SH		SOLE		155	0	0
Fortive Corp	COM	34959J108	3	50	SH		SOLE		50	0	0
Fortune Brands Innovations Inc	COM	34964C106	1	10	SH		SOLE		10	0	0
Frontier Communications Parent	COM	35909D109	14	557	SH		SOLE		557	0	0
GARTNER INC	COM	366651107	1,029	3,060	SH		SOLE		591	0	2,469
GEN DYNAMICS CORP	COM	369550108	82	330	SH		SOLE		330	0	0
GMS Inc	COM	36251C103	0	10	SH		SOLE		10	0	0
GOLDMAN SACHS GRP	COM	38141G104	176	513	SH		SOLE		513	0	0
GSK PLC	SPONSORED ADR	37733W204	135	3,840	SH		DFND		3,840	0	0
GSK PLC	SPONSORED ADR	37733W204	157	4,479	SH		SOLE		4,479	0	0
Gaming and Leisure Properties	COM	36467J108	54	1,035	SH		SOLE		1,035	0	0
Garmin Ltd	SHS	H2906T109	1	10	SH		SOLE		10	0	0
General Electric Co	COM NEW	369604301	266	3,180	SH		SOLE		3,180	0	0
General Mills Inc	COM	370334104	293	3,500	SH		DFND		3,500	0	0
General Mills Inc	COM	370334104	169	2,013	SH		SOLE		2,013	0	0
General Motors Co	COM	37045V100	21	615	SH		SOLE		615	0	0
Genesco Inc	COM	371532102	46	1,000	SH		SOLE		1,000	0	0
Genius Brands International In	COM	37229T301	0	1,000	SH		SOLE		1,000	0	0
Genuine Parts Co	COM	372460105	78	452	SH		SOLE		452	0	0
Gilead Sciences Inc	COM	375558103	1,586	18,475	SH		SOLE		4,699	0	13,776
Global Payments Inc	COM	37940X102	2	21	SH		SOLE		21	0	0
Global X Management Co LLC	MSCI NORWAY ETF	37950E101	1	25	SH		SOLE		25	0	0
Gold Fields Ltd	SPONSORED ADR	38059T106	1	100	SH		SOLE		100	0	0
Goldman Sachs ETF Trust	UNIT	38150K103	3	147	SH		SOLE		147	0	0
GraniteShares ETF Trust	SHS BEN INT	38748T103	2	237	SH		SOLE		237	0	0
HALLIBURTON	COM	406216101	17	434	SH		SOLE		434	0	0
HARMONY GOLD MNG	SPONSORED ADR	413216300	1	250	SH		SOLE		250	0	0
HCA Healthcare Inc	COM	40412C101	173	719	SH		SOLE		719	0	0
HDFC BANK	SPONSORED ADS	40415F101	173	2,525	SH		SOLE		1,798	0	727
HONDA MOTOR CO	AMERN SHS	438128308	49	2,155	SH		SOLE		936	0	1,219
HORIZON THERAPEUTICS PLC	SHS	G46188101	17	150	SH		SOLE		150	0	0
HP Inc	COM	40434L105	38	1,425	SH		SOLE		1,425	0	0
HSBC HLDGS	SPON ADR NEW	404280406	92	2,945	SH		SOLE		1,731	0	1,214
HUBSPOT INC	COM	443573100	5	17	SH		SOLE		17	0	0
HUMANA INC	COM	444859102	7	14	SH		SOLE		14	0	0
Haleon PLC	SPON ADS	405552100	38	4,801	SH		SOLE		4,801	0	0
Hartford Financial Services Gr	COM	416515104	112	1,473	SH		SOLE		1,473	0	0
Hecla Mining Co	COM	422704106	1	250	SH		SOLE		250	0	0
Henry Schein Inc	COM	806407102	4	54	SH		SOLE		54	0	0
Hershey Co/The	COM	427866108	4	17	SH		SOLE		17	0	0
Hess Corp	COM	42809H107	145	1,020	SH		SOLE		1,020	0	0
Hewlett Packard Enterprise Co	COM	42824C109	9	534	SH		SOLE		534	0	0
Hilton Worldwide Holdings Inc	COM	43300A203	1	7	SH		SOLE		7	0	0
Home Depot Inc/The	COM	437076102	13	40	SH		DFND		40	0	0
Home Depot Inc/The	COM	437076102	2,872	9,094	SH		SOLE		9,094	0	0
Honeywell International Inc	COM	438516106	236	1,100	SH		DFND		1,100	0	0
Honeywell International Inc	COM	438516106	1,136	5,302	SH		SOLE		5,302	0	0
Hubbell Inc	COM	443510607	59	250	SH		SOLE		250	0	0
Huntington Bancshares Inc/OH	COM	446150104	28	2,000	SH		DFND		2,000	0	0
Huntington Bancshares Inc/OH	COM	446150104	693	49,176	SH		SOLE		6,415	0	42,761
IBM	COM	459200101	699	4,962	SH		SOLE		4,962	0	0
ICICI BANK	ADR	45104G104	134	6,104	SH		SOLE		2,653	0	3,451
ICL Group Ltd	SHS	M53213100	1	100	SH		SOLE		100	0	0
ICON PLC	SHS	G4705A100	129	663	SH		SOLE		289	0	374
IDEXX Laboratories Inc	COM	45168D104	2	5	SH		SOLE		5	0	0
ILLINOIS TOOL WKS	COM	452308109	2,038	9,249	SH		SOLE		9,249	0	0
IMPERIAL OIL	COM NEW	453038408	2	50	SH		SOLE		50	0	0
ING Groep NV	SPONSORED ADR	456837103	39	3,199	SH		SOLE		3,199	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	484	4,713	SH		SOLE		4,713	0	0
INVESCO	SHS	G491BT108	63	3,482	SH		SOLE		3,482	0	0
IQVIA Holdings Inc	COM	46266C105	6	30	SH		SOLE		30	0	0
ISHARES	MSCI BRAZIL ETF	464286400	1	25	SH		SOLE		25	0	0
ISHARES	CORE S&P500 ETF	464287200	26	67	SH		DFND		67	0	0
ISHARES	CORE S&P500 ETF	464287200	9,692	25,227	SH		SOLE		25,227	0	0
ISHARES	IBOXX INV CP ETF	464287242	76	725	SH		SOLE		725	0	0
ISHARES	GLOB HLTHCRE ETF	464287325	18	212	SH		SOLE		212	0	0
ISHARES	RUSSELL 2000 ETF	464287655	1,425	8,170	SH		SOLE		8,170	0	0
ISHARES	U.S. ENERGY ETF	464287796	519	11,158	SH		SOLE		11,158	0	0
ISHARES	SP SMCP600VL ETF	464287879	101	1,111	SH		SOLE		1,111	0	0
ISHARES	ISHARES	46428Q109	4	183	SH		SOLE		183	0	0
ISHARES	CORE MSCI EAFE	46432F842	12,835	208,225	SH		SOLE		151,606	0	56,619
ISHARES GOLD TRUST	ISHARES NEW	464285204	378	10,920	SH		SOLE		10,920	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	1,759	46,411	SH		SOLE		46,411	0	0
ISHARES TRUST	TIPS BD ETF	464287176	53	500	SH		SOLE		500	0	0
ISHARES TRUST	RUS 1000 VAL ETF	464287598	1,849	12,195	SH		SOLE		12,195	0	0
ISHARES/USA	RUS 1000 GRW ETF	464287614	4,210	19,649	SH		SOLE		19,649	0	0
ISHARES/USA	S&P SML 600 GWT	464287887	455	4,211	SH		SOLE		4,211	0	0
ISHARES/USA	NATIONAL MUN ETF	464288414	3	27	SH		DFND		27	0	0
ISHARES/USA	NATIONAL MUN ETF	464288414	6,451	61,136	SH		SOLE		61,136	0	0
Illumina Inc	COM	452327109	962	4,760	SH		SOLE		548	0	4,212
Ingersoll Rand Inc	COM	45687V106	232	4,441	SH		SOLE		4,441	0	0
Intel Corp	COM	458140100	233	8,829	SH		SOLE		8,829	0	0
Intuit Inc	COM	461202103	304	780	SH		SOLE		780	0	0
Intuitive Surgical Inc	COM NEW	46120E602	187	703	SH		SOLE		703	0	0
Invesco ETFs/USA	UNIT SER 1	46090E103	140	527	SH		SOLE		527	0	0
Iron Mountain Inc	COM	46284V101	11	220	SH		SOLE		220	0	0
Itau Unibanco Holding SA	SPON ADR REP PFD	465562106	65	13,741	SH		SOLE		5,974	0	7,767
JD.com Inc	SPON ADR CL A	47215P106	42	753	SH		SOLE		753	0	0
JPMorgan Chase & Co	COM	46625H100	872	6,500	SH		DFND		6,500	0	0
JPMorgan Chase & Co	COM	46625H100	2,803	20,899	SH		SOLE		17,139	0	3,760
JUNIPER NETWORKS	COM	48203R104	30	941	SH		SOLE		941	0	0
Jacobs Solutions Inc	COM	46982L108	39	321	SH		SOLE		321	0	0
Jefferies Financial Group Inc	COM	47233W109	3	100	SH		SOLE		100	0	0
Johnson & Johnson	COM	478160104	442	2,500	SH		DFND		2,500	0	0
Johnson & Johnson	COM	478160104	2,674	15,135	SH		SOLE		15,135	0	0
Johnson Controls International	SHS	G51502105	143	2,232	SH		SOLE		2,232	0	0
KIMBERLY-CLARK CP	COM	494368103	272	2,000	SH		DFND		2,000	0	0
KIMBERLY-CLARK CP	COM	494368103	907	6,680	SH		SOLE		2,314	0	4,366
KIMCO REALTY	COM	49446R109	32	1,490	SH		SOLE		1,490	0	0
KLA Corp	COM NEW	482480100	279	739	SH		SOLE		739	0	0
KRAFT FOODS INC	CL A	609207105	649	9,730	SH		SOLE		9,730	0	0
Kayne Anderson/Closed-end	COM	486606106	15	1,700	SH		SOLE		1,700	0	0
Kellogg Co	COM	487836108	14	200	SH		SOLE		200	0	0
KeyCorp	COM	493267108	464	26,639	SH		SOLE		3,179	0	23,460
Keysight Technologies Inc	COM	49338L103	1	6	SH		SOLE		6	0	0
Kinder Morgan Inc	COM	49456B101	101	5,606	SH		SOLE		5,606	0	0
Kingdom of Norway Ministry of	SPONSORED ADR	29446M102	116	3,251	SH		SOLE		1,413	0	1,838
Kroger Co/The	COM	501044101	613	13,753	SH		SOLE		13,753	0	0
Kyndryl Holdings Inc	COMMON STOCK	50155Q100	10	907	SH		SOLE		907	0	0
L3Harris Technologies Inc	COM	502431109	88	422	SH		SOLE		422	0	0
LAS VEGAS SANDS CO	COM	517834107	2	50	SH		SOLE		50	0	0
LENNAR CORP	CL A	526057104	371	4,101	SH		SOLE		4,101	0	0
LOWE'S COS INC	COM	548661107	603	3,026	SH		SOLE		3,026	0	0
LUCID GROUP INC	COM	549498103	13	1,882	SH		SOLE		1,882	0	0
Laboratory Corp of America Hol	COM NEW	50540R409	41	173	SH		SOLE		173	0	0
Lam Research Corp	COM	512807108	240	570	SH		SOLE		570	0	0
Lamb Weston Holdings Inc	COM	513272104	4	45	SH		SOLE		45	0	0
Lattice Semiconductor Corp	COM	518415104	32	500	SH		SOLE		500	0	0
Leggett & Platt Inc	COM	524660107	144	4,473	SH		SOLE		4,473	0	0
Lennar Corp	CL B	526057302	6	79	SH		SOLE		79	0	0
Lincoln Electric Holdings Inc	COM	533900106	69	481	SH		SOLE		481	0	0
Linde PLC	SHS	G5494J103	101	309	SH		SOLE		309	0	0
Littelfuse Inc	COM	537008104	44	200	SH		SOLE		200	0	0
LiveOne Inc	COM	53814X102	2	3,763	SH		SOLE		3,763	0	0
Lloyds Banking Group PLC	SPONSORED ADR	539439109	2	1,000	SH		SOLE		1,000	0	0
Lockheed Martin Corp	COM	539830109	19	40	SH		DFND		40	0	0
Lockheed Martin Corp	COM	539830109	408	838	SH		SOLE		838	0	0
Logitech International SA	SHS	H50430232	2	25	SH		SOLE		25	0	0
Lululemon Athletica Inc	COM	550021109	32	100	SH		DFND		100	0	0
Lululemon Athletica Inc	COM	550021109	2	5	SH		SOLE		5	0	0
Lumentum Holdings Inc	COM	55024U109	2	45	SH		SOLE		45	0	0
Lyft Inc	CL A COM	55087P104	1	118	SH		SOLE		118	0	0
LyondellBasell Industries NV	SHS - A -	N53745100	282	3,393	SH		SOLE		537	0	2,856
M&T Bank Corp	COM	55261F104	13	91	SH		SOLE		91	0	0
MARSH & MCLENNAN	COM	571748102	154	933	SH		SOLE		933	0	0
MARTIN MARIETTA M.	COM	573284106	2	7	SH		SOLE		7	0	0
MASTERCARD INC	CL A	57636Q104	2,001	5,754	SH		SOLE		1,678	0	4,076
MCCORMICK & CO INC	COM NON VTG	579780206	22	264	SH		SOLE		264	0	0
MCDONALD'S CORP	COM	580135101	270	1,025	SH		DFND		1,025	0	0
MCDONALD'S CORP	COM	580135101	824	3,125	SH		SOLE		3,125	0	0
MCKESSON CORP	COM	58155Q103	144	384	SH		SOLE		384	0	0
MGM MIRAGE INC	COM	552953101	147	4,398	SH		SOLE		4,398	0	0
MICROSOFT CORP	COM	594918104	144	600	SH		DFND		600	0	0
MICROSOFT CORP	COM	594918104	6,493	27,073	SH		SOLE		19,976	0	7,097
MOLSON COORS BREWING CO	CL B	60871R209	2	40	SH		SOLE		40	0	0
MOODYS CORP	COM	615369105	93	334	SH		SOLE		334	0	0
MORGAN STANLEY	COM NEW	617446448	134	1,574	SH		SOLE		1,574	0	0
MOTOROLA INC	COM NEW	620076307	326	1,264	SH		SOLE		1,264	0	0
MSCI Inc	COM	55354G100	63	135	SH		SOLE		135	0	0
Magna International Inc	COM	559222401	54	968	SH		SOLE		421	0	547
Marathon Digital Holdings Inc	COM	565788106	0	142	SH		SOLE		142	0	0
Marathon Oil Corp	COM	565849106	19	713	SH		SOLE		713	0	0
Marathon Petroleum Corp	COM UNIT REP LTD	55336V100	2	50	SH		SOLE		50	0	0
Marathon Petroleum Corp	COM	56585A102	237	2,035	SH		SOLE		2,035	0	0
Marriott International Inc/MD	CL A	571903202	168	1,126	SH		SOLE		1,126	0	0
Marvell Technology Inc	COM	573874104	63	1,700	SH		SOLE		1,700	0	0
Masterbrand Inc	None	57638P104	0	10	SH		SOLE		10	0	0
Match Group Inc	COM	57667L107	14	330	SH		SOLE		330	0	0
Medtronic PLC	SHS	G5960L103	550	7,081	SH		SOLE		2,907	0	4,174
MercadoLibre Inc	COM	58733R102	4	5	SH		SOLE		5	0	0
Merck & Co Inc	COM	58933Y105	333	3,000	SH		DFND		3,000	0	0
Merck & Co Inc	COM	58933Y105	1,731	15,605	SH		SOLE		12,193	0	3,412
MetLife Inc	COM	59156R108	200	2,768	SH		SOLE		2,768	0	0
Microchip Technology Inc	COM	595017104	66	934	SH		SOLE		934	0	0
Micron Technology Inc	COM	595112103	748	14,958	SH		SOLE		14,958	0	0
Monster Beverage Corp	COM	61174X109	477	4,699	SH		SOLE		4,699	0	0
Morningstar Inc	COM	617700109	22	100	SH		SOLE		100	0	0
Mosaic Co/The	COM	61945C103	45	1,035	SH		SOLE		1,035	0	0
Murphy Oil Corp	COM	626717102	10	223	SH		SOLE		223	0	0
Murphy USA Inc	COM	626755102	7	25	SH		SOLE		25	0	0
NETFLIX INC	COM	64110L106	1,880	6,377	SH		SOLE		614	0	5,763
NEWMONT MINING CP	COM	651639106	94	1,984	SH		SOLE		1,984	0	0
NEXTERA ENERGY	COM	65339F101	334	4,000	SH		DFND		4,000	0	0
NEXTERA ENERGY	COM	65339F101	2,041	24,408	SH		SOLE		24,408	0	0
NIKE INC	CL B	654106103	1,433	12,247	SH		SOLE		6,671	0	5,576
NORTHERN TRUST CORP	COM	665859104	71	804	SH		SOLE		804	0	0
NORTHROP GRUMMAN	COM	666807102	31	56	SH		SOLE		56	0	0
NVIDIA Corp	COM	67066G104	146	1,000	SH		DFND		1,000	0	0
NVIDIA Corp	COM	67066G104	1,221	8,353	SH		SOLE		8,353	0	0
NXP Semiconductors NV	COM	N6596X109	1	6	SH		SOLE		6	0	0
National Amusements Inc	CLASS B COM	92556H206	13	750	SH		SOLE		750	0	0
National Grid PLC	SPONSORED ADR NE	636274409	211	3,500	SH		DFND		3,500	0	0
National Grid PLC	SPONSORED ADR NE	636274409	733	12,149	SH		SOLE		3,249	0	8,900
New Gold Inc	COM	644535106	1	1,000	SH		SOLE		1,000	0	0
New York Community Bancorp Inc	COM	649445103	65	7,527	SH		SOLE		7,527	0	0
NiSource Inc	COM	65473P105	1	40	SH		SOLE		40	0	0
Nice Ltd	SPONSORED ADR	653656108	109	567	SH		SOLE		247	0	320
Nikola Corp	COM	654110105	2	941	SH		SOLE		941	0	0
Nordson Corp	COM	655663102	48	203	SH		SOLE		203	0	0
Norfolk Southern Corp	COM	655844108	136	552	SH		SOLE		552	0	0
Northern Trust Investments Inc	MORNSTAR UPSTR	33939L407	9	199	SH		DFND		199	0	0
Northern Trust Investments Inc	MORNSTAR UPSTR	33939L407	94	2,169	SH		SOLE		2,169	0	0
Northern Trust Investments Inc	IBOXX 3R TARGT	33939L506	6	239	SH		DFND		239	0	0
Northern Trust Investments Inc	STOXX GLOBR INF	33939L795	7	146	SH		DFND		146	0	0
Northern Trust Investments Inc	STOXX GLOBR INF	33939L795	38	745	SH		SOLE		745	0	0
Novartis AG	SPONSORED ADR	66987V109	83	914	SH		SOLE		454	0	460
Novo Holdings A/S	ADR	670100205	9	68	SH		SOLE		68	0	0
Nucor Corp	COM	670346105	368	2,790	SH		SOLE		2,790	0	0
Nutrien Ltd	COM	67077M108	82	1,129	SH		SOLE		1,129	0	0
O'Reilly Automotive Inc	COM	67103H107	71	84	SH		SOLE		84	0	0
OCCIDENTAL PETROLEUM CORP	*W EXP 08/03/202	674599162	2	37	SH		SOLE		37	0	0
OCEANPAL INC	None	Y6430L160	1	998	SH		SOLE		998	0	0
ONEOK Inc	COM	682680103	10	152	SH		SOLE		152	0	0
OPKO Health Inc	COM	68375N103	3	2,000	SH		SOLE		2,000	0	0
ORACLE CORP	COM	68389X105	324	3,959	SH		SOLE		3,959	0	0
Occidental Petroleum Corp	COM	674599105	23	372	SH		SOLE		372	0	0
Old Dominion Freight Line Inc	COM	679580100	5	17	SH		SOLE		17	0	0
Omnicom Group Inc	COM	681919106	4	54	SH		SOLE		54	0	0
Organon & Co	COMMON STOCK	68622V106	8	300	SH		DFND		300	0	0
Organon & Co	COMMON STOCK	68622V106	23	807	SH		SOLE		807	0	0
Otis Worldwide Corp	COM	68902V107	29	375	SH		DFND		375	0	0
Otis Worldwide Corp	COM	68902V107	133	1,698	SH		SOLE		1,698	0	0
Owens Corning	COM	690742101	100	1,170	SH		SOLE		1,170	0	0
PACCAR INC	COM	693718108	23	228	SH		SOLE		228	0	0
PARKER-HANNIFIN	COM	701094104	6	20	SH		SOLE		20	0	0
PEPSICO INC	COM	713448108	181	1,000	SH		DFND		1,000	0	0
PEPSICO INC	COM	713448108	1,535	8,495	SH		SOLE		8,495	0	0
PHILIP MORRIS INTL	COM	718172109	294	2,900	SH		DFND		2,900	0	0
PHILIP MORRIS INTL	COM	718172109	1,852	18,300	SH		SOLE		7,871	0	10,429
PNC Financial Services Group I	COM	693475105	691	4,376	SH		SOLE		872	0	3,504
PPG Industries Inc	COM	693506107	6	44	SH		SOLE		44	0	0
PPL Corp	COM	69351T106	37	1,250	SH		DFND		1,250	0	0
PPL Corp	COM	69351T106	492	16,850	SH		SOLE		5,204	0	11,646
PROGRESSIVE CP(OH)	COM	743315103	73	563	SH		SOLE		563	0	0
PULTE HOMES INC	COM	745867101	6	130	SH		SOLE		130	0	0
Palo Alto Networks Inc	COM	697435105	140	1,001	SH		SOLE		1,001	0	0
PayPal Holdings Inc	COM	70450Y103	919	12,899	SH		SOLE		3,073	0	9,826
Paychex Inc	COM	704326107	47	411	SH		SOLE		411	0	0
Penske Automotive Group Inc	COM	70959W103	14	125	SH		SOLE		125	0	0
Pfizer Inc	COM	717081103	2,397	46,787	SH		SOLE		35,760	0	11,027
Pfizer Inc	CL A	98978V103	941	6,419	SH		SOLE		1,774	0	4,645
Phillips 66	COM	718546104	110	1,056	SH		SOLE		1,056	0	0
Pioneer Natural Resources Co	COM	723787107	117	514	SH		SOLE		514	0	0
Principal Financial Group Inc	COM	74251V102	21	250	SH		SOLE		250	0	0
Procter & Gamble Co/The	COM	742718109	303	2,000	SH		DFND		2,000	0	0
Procter & Gamble Co/The	COM	742718109	2,126	14,026	SH		SOLE		14,026	0	0
Prologis Inc	COM	74340W103	145	1,288	SH		SOLE		1,288	0	0
Prudential Financial Inc	COM	744320102	9	86	SH		SOLE		86	0	0
Prudential PLC	ADR	74435K204	51	1,849	SH		SOLE		803	0	1,046
Public Service Enterprise Grou	COM	744573106	47	759	SH		SOLE		759	0	0
Public Storage	COM	74460D109	140	500	SH		DFND		500	0	0
Public Storage	COM	74460D109	6	22	SH		SOLE		22	0	0
QUALCOMM Inc	COM	747525103	304	2,765	SH		SOLE		2,765	0	0
Quanta Services Inc	COM	74762E102	13	90	SH		SOLE		90	0	0
REALTY INCOME CORP	COM	756109104	48	750	SH		DFND		750	0	0
REALTY INCOME CORP	COM	756109104	395	6,228	SH		SOLE		1,427	0	4,801
REGENERON PHARMACEUTICALS	COM	75886F107	40	56	SH		SOLE		56	0	0
RELX PLC	SPONSORED ADR	759530108	116	4,187	SH		SOLE		2,205	0	1,982
RESTAURANT BRANDS INTERNATIONA	COM	76131D103	96	1,492	SH		SOLE		648	0	844
ROCKWELL AUTOMATION	COM	773903109	110	426	SH		SOLE		426	0	0
ROPER INDUSTRIES INC	COM	776696106	7	16	SH		SOLE		16	0	0
ROYAL CARIBBEAN	COM	V7780T103	25	508	SH		SOLE		508	0	0
Raymond James Financial Inc	COM	754730109	1	10	SH		SOLE		10	0	0
Rayonier Inc	COM	754907103	1	25	SH		SOLE		25	0	0
Raytheon Technologies Corp	COM	75513E101	76	750	SH		DFND		750	0	0
Raytheon Technologies Corp	COM	75513E101	480	4,757	SH		SOLE		4,757	0	0
Reaves Utility Income Trust/Cl	COM SH BEN INT	756158101	131	4,623	SH		SOLE		4,623	0	0
Regions Financial Corp	COM	7591EP100	107	4,976	SH		SOLE		4,976	0	0
Reliance Steel & Aluminum Co	COM	759509102	196	970	SH		SOLE		970	0	0
Republic Services Inc	COM	760759100	9	68	SH		SOLE		68	0	0
Rio Tinto PLC	SPONSORED ADR	767204100	160	2,251	SH		SOLE		1,628	0	623
Rithm Capital Corp	COM NEW	64828T201	2	305	SH		SOLE		305	0	0
Robert Half International Inc	COM	770323103	19	253	SH		SOLE		253	0	0
Rogers Communications Inc	CL B	775109200	48	1,026	SH		SOLE		445	0	581
Ross Stores Inc	COM	778296103	20	175	SH		SOLE		175	0	0
Ryder System Inc	COM	783549108	8	100	SH		SOLE		100	0	0
S&P Global Inc	COM	78409V104	213	637	SH		SOLE		637	0	0
SALESFORCE.COM INC	COM	79466L302	1,608	12,131	SH		SOLE		3,100	0	9,031
SAP SE	SPON ADR	803054204	69	673	SH		SOLE		673	0	0
SBA Communications Corp	CL A	78410G104	1	4	SH		SOLE		4	0	0
SCOTTS MIRACLE-GRO CO/THE	CL A	810186106	2	50	SH		SOLE		50	0	0
SELECT SECTOR SPDR	SBI HEALTHCARE	81369Y209	93	688	SH		SOLE		688	0	0
SELECT SECTOR SPDR	ENERGY	81369Y506	1,382	15,802	SH		SOLE		8,815	0	6,987
SELECT SECTOR SPDR	FINANCIAL	81369Y605	578	16,896	SH		SOLE		16,896	0	0
SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	87	700	SH		SOLE		700	0	0
SEMPRA ENERGY	COM	816851109	73	472	SH		SOLE		472	0	0
SHOPIFY INC	CL A	82509L107	7	190	SH		SOLE		190	0	0
SIMON PROP GROUP	COM	828806109	3	24	SH		SOLE		24	0	0
SOUTHWEST AIRLINES	COM	844741108	332	9,847	SH		SOLE		9,847	0	0
SPDR DOW JONES IND	UT SER 1	78467X109	8	25	SH		SOLE		25	0	0
SPDR GOLD TRUST	GOLD SHS	78463V107	21	123	SH		SOLE		123	0	0
SPDR SERIES TRUST	DJ REIT ETF	78464A607	21	245	SH		SOLE		245	0	0
SSGA FUNDS MANAGEMENT INC	PORTFOLIO DEVLPD	78463X889	71	2,385	SH		SOLE		2,385	0	0
SSGA Funds Management Inc	S&P DIVID ETF	78464A763	73	582	SH		SOLE		582	0	0
SSgA Funds Management Inc	S&P 600 SML CAP	78464A813	660	8,034	SH		SOLE		8,034	0	0
STARBUCKS CORP	COM	855244109	165	1,662	SH		SOLE		1,662	0	0
STATE STREET ETF/USA	DJ INTL RL ETF	78463X863	10	356	SH		SOLE		356	0	0
STATE STREET ETF/USA	UTSER1 S&PDCRP	78467Y107	8,152	18,410	SH		SOLE		18,253	0	157
STERIS PLC	SHS USD	G8473T100	52	279	SH		SOLE		279	0	0
SVB Financial Group	COM	78486Q101	64	280	SH		SOLE		280	0	0
SYNCHRONY FINANCIAL	COM	87165B103	206	6,284	SH		SOLE		6,284	0	0
Sanofi	SPONSORED ADR	80105N105	242	5,000	SH		DFND		5,000	0	0
Sanofi	SPONSORED ADR	80105N105	56	1,158	SH		SOLE		1,158	0	0
Schlumberger Ltd	COM STK	806857108	56	1,053	SH		SOLE		1,053	0	0
Schwab ETFs/USA	US REIT ETF	808524847	825	42,753	SH		SOLE		9,631	0	33,122
Sea Ltd	SPONSORD ADS	81141R100	5	95	SH		SOLE		95	0	0
Seagate Technology Holdings PL	ORD SHS	G7997R103	140	2,670	SH		SOLE		2,670	0	0
ServiceNow Inc	COM	81762P102	1,543	3,975	SH		SOLE		487	0	3,488
Shell PLC	SPON ADS	780259305	109	1,917	SH		SOLE		925	0	992
Sherwin-Williams Co/The	COM	824348106	25	105	SH		SOLE		105	0	0
Signature Bank/New York NY	COM	82669G104	1	10	SH		SOLE		10	0	0
Sixth Street Specialty Lending	COM	83012A109	36	2,000	SH		SOLE		2,000	0	0
Skyworks Solutions Inc	COM	83088M102	3	34	SH		SOLE		34	0	0
Smith & Nephew PLC	SPDN ADR NEW	83175M205	47	1,745	SH		SOLE		785	0	960
Sony Group Corp	SPONSORED ADR	835699307	105	1,382	SH		SOLE		896	0	486
Southern Co/The	COM	842587107	286	4,000	SH		DFND		4,000	0	0
Southern Co/The	COM	842587107	1,120	15,681	SH		SOLE		5,200	0	10,481
Splunk Inc	COM	848637104	28	329	SH		SOLE		329	0	0
Stanley Black & Decker Inc	COM	854502101	19	248	SH		SOLE		248	0	0
Starwood Property Trust Inc	COM	85571B105	83	4,502	SH		SOLE		4,502	0	0
State Street Corp	COM	857477103	12	160	SH		SOLE		160	0	0
State Street ETF/USA	TR UNIT	78462F103	7,490	19,586	SH		SOLE		19,586	0	0
State Street ETF/USA	NUVEEN BLMBRG MU	78468R721	19	416	SH		SOLE		416	0	0
State Street ETF/USA	SPDR MSCI USA GE	78468R747	149	1,886	SH		SOLE		1,886	0	0
State Street ETF/USA	SBI INT-INDS	81369Y704	1	14	SH		SOLE		14	0	0
Stryker Corp	COM	863667101	20	82	SH		SOLE		82	0	0
Sumitomo Mitsui Financial Grou	SPONSORED ADR	86562M209	1	100	SH		SOLE		100	0	0
Synopsys Inc	COM	871607107	7	22	SH		SOLE		22	0	0
Sysco Corp	COM	871829107	50	657	SH		SOLE		657	0	0
T Rowe Price Group Inc	COM	74144T108	116	1,060	SH		SOLE		1,060	0	0
T-Mobile US Inc	COM	872590104	181	1,295	SH		SOLE		1,295	0	0
TATA MOTORS LTD.	SPONSORED ADR	876568502	2	100	SH		SOLE		100	0	0
TC Energy Corp	COM	87807B107	452	11,332	SH		SOLE		1,466	0	9,866
TE Connectivity Ltd	SHS	H84989104	71	617	SH		SOLE		617	0	0
TEXAS INSTRUMENTS	COM	882508104	869	5,260	SH		SOLE		5,260	0	0
TJX Cos Inc/The	COM	872540109	252	3,164	SH		SOLE		3,164	0	0
TORONTO-DOMINION	COM NEW	891160509	146	2,261	SH		SOLE		2,261	0	0
TOYOTA MOTOR CORP	ADS	892331307	3	22	SH		SOLE		22	0	0
TRACTOR SUPPLY CO	COM	892356106	6	27	SH		SOLE		27	0	0
TRAVELERS CO INC	COM	89417E109	252	1,344	SH		SOLE		1,344	0	0
TSMC	SPONSORED ADS	874039100	485	6,513	SH		SOLE		5,756	0	757
Targa Resources Corp	COM	87612G101	33	450	SH		SOLE		450	0	0
Target Corp	COM	87612E106	139	933	SH		SOLE		933	0	0
Teladoc Health Inc	COM	87918A105	4	188	SH		SOLE		188	0	0
Teleflex Inc	COM	879369106	37	150	SH		SOLE		150	0	0
Teradyne Inc	COM	880770102	44	500	SH		SOLE		500	0	0
Tesla Inc	COM	88160R101	427	3,463	SH		SOLE		3,463	0	0
Textron Inc	COM	883203101	9	128	SH		SOLE		128	0	0
Thermo Fisher Scientific Inc	COM	883556102	1,671	3,034	SH		SOLE		1,317	0	1,717
TotalEnergies SE	SPONSORED ADS	89151E109	1,275	20,532	SH		SOLE		3,517	0	17,015
Trade Desk Inc/The	COM CL A	88339J105	14	310	SH		SOLE		310	0	0
Trane Technologies PLC	SHS	G8994E103	985	5,862	SH		SOLE		5,862	0	0
Truist Financial Corp	COM	89832Q109	742	17,240	SH		SOLE		5,801	0	11,439
Tyson Foods Inc	CL A	902494103	31	500	SH		SOLE		500	0	0
US Bancorp	COM NEW	902973304	629	14,429	SH		SOLE		2,181	0	12,248
UTD PARCEL SERV	CL B	911312106	217	1,250	SH		DFND		1,250	0	0
UTD PARCEL SERV	CL B	911312106	487	2,800	SH		SOLE		1,407	0	1,393
Ulta Beauty Inc	COM	90384S303	67	142	SH		SOLE		142	0	0
Unilever PLC	SPON ADR NEW	904767704	50	1,000	SH		DFND		1,000	0	0
Unilever PLC	SPON ADR NEW	904767704	612	12,150	SH		SOLE		3,133	0	9,017
Union Pacific Corp	COM	907818108	171	824	SH		SOLE		824	0	0
UnitedHealth Group Inc	COM	91324P102	2,938	5,542	SH		SOLE		3,270	0	2,272
VANGUARD	S&P 500 ETF SHS	922908363	130	369	SH		DFND		369	0	0
VANGUARD	S&P 500 ETF SHS	922908363	32,140	91,477	SH		SOLE		47,080	0	44,397
VANGUARD ETF/USA	SMLLCP 600 IDX	921932828	73	424	SH		SOLE		424	0	0
VANGUARD ETF/USA	SHRT TRM CORP BD	92206C409	5,469	72,734	SH		SOLE		64,131	0	8,603
VANGUARD ETF/USA	INT-TERM CORP	92206C870	33	420	SH		SOLE		420	0	0
VANGUARD ETF/USA	SM CP VAL ETF	922908611	1,280	8,060	SH		SOLE		5,950	0	2,110
VANGUARD ETF/USA	TOTAL STK MKT	922908769	729	3,815	SH		SOLE		3,815	0	0
VANGUARD GROUP INC/THE	SHORT TERM TREAS	92206C102	900	15,571	SH		SOLE		15,571	0	0
VANGUARD WHITEHALL	HIGH DIV YLD	921946406	148	1,364	SH		DFND		1,364	0	0
VERIZON COMMUN	COM	92343V104	256	6,500	SH		DFND		6,500	0	0
VERIZON COMMUN	COM	92343V104	1,393	35,346	SH		SOLE		12,932	0	22,414
VIATRIS INC	COM	92556V106	27	2,398	SH		SOLE		2,398	0	0
VISA INC	COM CL A	92826C839	2,538	12,217	SH		SOLE		5,804	0	6,413
Valero Energy Corp	COM	91913Y100	476	3,749	SH		SOLE		3,749	0	0
Vanguard ETF/USA	TOTAL BND MRKT	921937835	4,630	64,455	SH		SOLE		59,139	0	5,316
Vanguard ETF/USA	VAN FTSE DEV MKT	921943858	2,663	63,457	SH		SOLE		26,214	0	37,243
Vanguard ETF/USA	ALLWRLD EX US	922042775	85	1,700	SH		SOLE		1,700	0	0
Vanguard ETF/USA	FTSE EMR MKT ETF	922042858	2,178	55,865	SH		SOLE		17,629	0	38,236
Vanguard ETF/USA	ENERGY ETF	92204A306	1,904	15,698	SH		SOLE		10,718	0	4,980
Vanguard ETF/USA	INF TECH ETF	92204A702	160	500	SH		SOLE		500	0	0
Vanguard ETF/USA	INTER TERM TREAS	92206C706	6	100	SH		SOLE		100	0	0
Vanguard ETF/USA	TAX EXEMPT BD	922907746	7,942	160,474	SH		SOLE		158,124	0	2,350
Vanguard ETF/USA	MCAP VL IDXVIP	922908512	1,389	10,272	SH		SOLE		7,744	0	2,528
Vanguard ETF/USA	MCAP GR IDXVIP	922908538	144	800	SH		SOLE		800	0	0
Vanguard ETF/USA	REAL ESTATE ETF	922908553	425	5,150	SH		DFND		5,150	0	0
Vanguard ETF/USA	REAL ESTATE ETF	922908553	4,284	51,937	SH		SOLE		43,928	0	8,009
Vanguard ETF/USA	SML CP GRW ETF	922908595	25	126	SH		SOLE		126	0	0
Vanguard ETF/USA	MID CAP ETF	922908629	3,832	18,803	SH		SOLE		15,095	0	3,708
Vanguard ETF/USA	VALUE ETF	922908744	6,368	45,366	SH		SOLE		32,121	0	13,245
Vanguard ETF/USA	SMALL CP ETF	922908751	3,311	18,041	SH		SOLE		14,005	0	4,036
Vanguard Group Inc/The	FTSE SMCAP ETF	922042718	22	210	SH		SOLE		210	0	0
Ventas Inc	COM	92276F100	34	761	SH		SOLE		761	0	0
Verisk Analytics Inc	COM	92345Y106	34	191	SH		SOLE		191	0	0
Vertex Pharmaceuticals Inc	COM	92532F100	150	518	SH		SOLE		518	0	0
Virgin Galactic Holdings Inc	COM	92766K106	1	341	SH		SOLE		341	0	0
Vodafone Group PLC	SPONSORED ADR	92857W308	521	51,436	SH		SOLE		6,581	0	44,855
Vontier Corp	COM	928881101	0	20	SH		SOLE		20	0	0
Voya Financial Inc	COM	929089100	417	6,785	SH		SOLE		6,785	0	0
WASTE MANAGEMENT	COM	94106L109	154	979	SH		SOLE		979	0	0
WELLS FARGO & CO	COM	949746101	267	6,470	SH		SOLE		6,470	0	0
WELLTOWER INC COM	COM	95040Q104	62	945	SH		SOLE		945	0	0
WEYERHAEUSER CO	COM NEW	962166104	9	279	SH		SOLE		279	0	0
WW Grainger Inc	COM	384802104	4	7	SH		SOLE		7	0	0
Walgreens Boots Alliance Inc	COM	931427108	535	14,320	SH		SOLE		2,447	0	11,873
Walmart Inc	COM	931142103	902	6,363	SH		SOLE		6,363	0	0
Walt Disney Co/The	COM	254687106	763	8,781	SH		SOLE		8,781	0	0
Waste Connections Inc	COM	94106B101	42	320	SH		SOLE		320	0	0
Weibo Corp	SPONSORED ADR	948596101	52	2,732	SH		SOLE		1,187	0	1,545
Westinghouse Air Brake Technol	COM	929740108	11	109	SH		SOLE		109	0	0
Westrock Co	COM	96145D105	23	659	SH		SOLE		659	0	0
Williams Cos Inc/The	COM	969457100	964	29,290	SH		SOLE		6,242	0	23,048
Williams-Sonoma Inc	COM	969904101	1	10	SH		SOLE		10	0	0
Wolfspeed Inc	COM	977852102	21	300	SH		SOLE		300	0	0
Woodside Energy Group Ltd	SPONSORED ADR	980228308	55	2,281	SH		SOLE		1,104	0	1,177
XP INC	CL A	G98239109	34	2,197	SH		SOLE		954	0	1,243
Xcel Energy Inc	COM	98389B100	1	20	SH		SOLE		20	0	0
Xylem Inc/NY	COM	98419M100	27	242	SH		SOLE		242	0	0
YETI Holdings Inc	COM	98585X104	37	900	SH		SOLE		900	0	0
YUM BRANDS INC	COM	988498101	514	4,013	SH		SOLE		4,013	0	0
Yelp Inc	CL A	985817105	14	523	SH		SOLE		523	0	0
Zebra Technologies Corp	CL A	989207105	30	117	SH		SOLE		117	0	0
Zions Bancorp NA	COM	989701107	5	100	SH		SOLE		100	0	0
Zoom Video Communications Inc	CL A	98980L101	1	21	SH		SOLE		21	0	0
iShares ETFs/USA	CORE S&P TTL STK	464287150	5,178	61,061	SH		SOLE		61,061	0	0
iShares ETFs/USA	CORE US AGGBD ET	464287226	1,354	13,961	SH		SOLE		11,180	0	2,781
iShares ETFs/USA	MSCI EAFE ETF	464287465	117	1,775	SH		DFND		1,775	0	0
iShares ETFs/USA	MSCI EAFE ETF	464287465	4,166	63,460	SH		SOLE		63,460	0	0
iShares ETFs/USA	RUS MDCP VAL ETF	464287473	158	1,500	SH		SOLE		1,500	0	0
iShares ETFs/USA	RUS MD CP GR ETF	464287481	100	1,200	SH		SOLE		1,200	0	0
iShares ETFs/USA	RUS MID CAP ETF	464287499	1,727	25,600	SH		SOLE		25,600	0	0
iShares ETFs/USA	CORE S&P MCP ETF	464287507	60	248	SH		DFND		248	0	0
iShares ETFs/USA	CORE S&P MCP ETF	464287507	30,950	127,949	SH		SOLE		118,927	0	9,022
iShares ETFs/USA	RUSSELL 3000 ETF	464287689	114	515	SH		SOLE		515	0	0
iShares ETFs/USA	S&P MC 400VL ETF	464287705	77	764	SH		SOLE		764	0	0
iShares ETFs/USA	CORE S&P SCP ETF	464287804	289	3,055	SH		DFND		3,055	0	0
iShares ETFs/USA	CORE S&P SCP ETF	464287804	26,869	283,905	SH		SOLE		261,100	0	22,805
iShares ETFs/USA	INTL SEL DIV ETF	464288448	68	2,500	SH		SOLE		2,500	0	0
iShares ETFs/USA	MSCI USA ESG SLC	464288802	192	2,328	SH		SOLE		2,328	0	0
iShares ETFs/USA	MSCI USA MIN VOL	46429B697	361	5,000	SH		SOLE		5,000	0	0
iShares ETFs/USA	MRNGSTR INC ETF	46432F875	75	3,942	SH		DFND		3,942	0	0
iShares ETFs/USA	CORE MSCI EMKT	46434G103	23	494	SH		DFND		494	0	0
iShares ETFs/USA	CORE MSCI EMKT	46434G103	9,049	193,776	SH		SOLE		130,614	0	63,162
iShares ETFs/USA	MSCI JPN ETF NEW	46434G822	1	15	SH		SOLE		15	0	0