Grove Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Aflac Inc	COM	001055102	23,098	358	SH		SOLE		358	0	0
AGNC INVESTMENT CORP	COM	00123Q104	5,242	520	SH		SOLE		520	0	0
AES CORP	COM	00130H105	196,878	8,176	SH		SOLE		8,176	0	0
AT&T INC	COM	00206R102	134,750	7,000	SH		DFND		7,000	0	0
AT&T INC	COM	00206R102	1,133,036	58,859	SH		SOLE		58,859	0	0
ARK Investment Management LLC	AUTNMUS TECHNLGY	00214Q203	2,967	59	SH		SOLE		59	0	0
ARK Investment Management LLC	GENOMIC REV ETF	00214Q302	1,774	59	SH		SOLE		59	0	0
ASE Technology Holding Co Ltd	SPONSORED ADS	00215W100	141,563	17,762	SH		SOLE		17,762	0	0
Abbott Laboratories	COM	002824100	531,615	5,250	SH		DFND		5,250	0	0
Abbott Laboratories	COM	002824100	2,384,876	23,552	SH		SOLE		23,552	0	0
AbbVie Inc	COM	00287Y109	1,115,590	7,000	SH		DFND		7,000	0	0
AbbVie Inc	COM	00287Y109	1,548,598	9,717	SH		SOLE		9,717	0	0
Aberdeen Standard Investments	PHYSICAL PALLADM	003262102	5,267	39	SH		SOLE		39	0	0
ACADIA Pharmaceuticals Inc	COM	004225108	3,764	200	SH		SOLE		200	0	0
Activision Blizzard Inc	COM	00507V109	264,388	3,089	SH		SOLE		3,089	0	0
Acuity Brands Inc	COM	00508Y102	1,096	6	SH		SOLE		6	0	0
Adobe Inc	COM	00724F101	2,265,976	5,880	SH		SOLE		5,880	0	0
Advance Auto Parts Inc	COM	00751Y106	608	5	SH		SOLE		5	0	0
ADVANCED MICRO DEV	COM	007903107	526,118	5,368	SH		SOLE		5,368	0	0
AEROVIRONMENT INC	COM	008073108	917	10	SH		SOLE		10	0	0
Affiliated Managers Group Inc	COM	008252108	2,136	15	SH		SOLE		15	0	0
AGILENT TECHS INC	COM	00846U101	395,514	2,859	SH		SOLE		2,859	0	0
AGNICO EAGLE MINES	COM	008474108	5,097	100	SH		SOLE		100	0	0
Airbnb Inc	COM CL A	009066101	1,441,547	11,588	SH		SOLE		11,588	0	0
Air Products and Chemicals Inc	COM	009158106	302,145	1,052	SH		SOLE		1,052	0	0
Alaska Air Group Inc	COM	011659109	1,259	30	SH		SOLE		30	0	0
ALBEMARLE CORP	COM	012653101	6,410	29	SH		SOLE		29	0	0
Alcoa Corp	COM	013872106	1,277	30	SH		SOLE		30	0	0
Alexandria Real Estate Equitie	COM	015271109	5,024	40	SH		SOLE		40	0	0
Alibaba Group Holding Ltd	SPONSORED ADS	01609W102	1,124	11	SH		SOLE		11	0	0
Align Technology Inc	COM	016255101	503,215	1,506	SH		SOLE		1,506	0	0
Allstate Corp/The	COM	020002101	244,336	2,205	SH		SOLE		2,205	0	0
Ally Financial Inc	COM	02005N100	14,198	557	SH		SOLE		557	0	0
ALNYLAM PHARMACEUTICALS	COM	02043Q107	1,202	6	SH		SOLE		6	0	0
Alphabet Inc	CAP STK CL C	02079K107	72,800	700	SH		DFND		700	0	0
Alphabet Inc	CAP STK CL C	02079K107	3,611,712	34,728	SH		SOLE		34,728	0	0
ALPHABET INC	CAP STK CL A	02079K305	2,597,918	25,045	SH		SOLE		25,045	0	0
ALTRIA GROUP INC	COM	02209S103	624,680	14,000	SH		DFND		14,000	0	0
ALTRIA GROUP INC	COM	02209S103	348,571	7,812	SH		SOLE		7,812	0	0
Amazon.com Inc	COM	023135106	7,105,319	68,790	SH		SOLE		68,790	0	0
AMBEV SA	SPONSORED ADR	02319V103	64,899	23,014	SH		SOLE		23,014	0	0
AMEREN CORP	COM	023608102	3,628	42	SH		SOLE		42	0	0
American Century ETF Trust	AVANTIS EMGMKT	025072604	856,924	16,202	SH		SOLE		16,202	0	0
American Century ETF Trust	INTL EQT ETF	025072703	712,476	12,493	SH		SOLE		12,493	0	0
American Electric Power Co Inc	COM	025537101	90,990	1,000	SH		DFND		1,000	0	0
American Electric Power Co Inc	COM	025537101	659,041	7,243	SH		SOLE		7,243	0	0
AMER EXPRESS CO	COM	025816109	610,150	3,699	SH		SOLE		3,699	0	0
AMER INTL GRP	COM NEW	026874784	212,418	4,218	SH		SOLE		4,218	0	0
American Tower Corp	COM	03027X100	469,369	2,297	SH		SOLE		2,297	0	0
American Water Works Co Inc	COM	030420103	7,178	49	SH		SOLE		49	0	0
Ameriprise Financial Inc	COM	03076C106	507,564	1,656	SH		SOLE		1,656	0	0
AMETEK Inc	COM	031100100	4,215	29	SH		SOLE		29	0	0
Amgen Inc	COM	031162100	1,103,347	4,564	SH		SOLE		4,564	0	0
Amphenol Corp	CL A	032095101	96,021	1,175	SH		SOLE		1,175	0	0
ANALOG DEVICES INC	COM	032654105	279,066	1,415	SH		SOLE		1,415	0	0
Anheuser-Busch InBev SA/NV	SPONSORED ADR	03524A108	68,732	1,030	SH		SOLE		1,030	0	0
Annaly Capital Management Inc	COM NEW	035710839	2,618	137	SH		SOLE		137	0	0
ANSYS, INC.	COM	03662Q105	10,650	32	SH		SOLE		32	0	0
Elevance Health Inc	COM	036752103	231,284	503	SH		SOLE		503	0	0
APA Corp	COM	03743Q108	72,120	2,000	SH		SOLE		2,000	0	0
Apollo Global Management Inc	COM	03769M106	5,811	92	SH		SOLE		92	0	0
Apple Inc	COM	037833100	11,213,200	68,000	SH		DFND		68,000	0	0
Apple Inc	COM	037833100	17,690,967	107,283	SH		SOLE		107,283	0	0
Apple Hospitality REIT Inc	COM NEW	03784Y200	209,877	13,523	SH		SOLE		13,523	0	0
APPLIED MATERIALS	COM	038222105	655,544	5,337	SH		SOLE		5,337	0	0
Archer-Daniels-Midland Co	COM	039483102	82,687	1,038	SH		SOLE		1,038	0	0
Ares Capital Corp	COM	04010L103	13,158	720	SH		SOLE		720	0	0
ARISTA NETWORKS INC	COM	040413106	8,897	53	SH		SOLE		53	0	0
AstraZeneca PLC	SPONSORED ADR	046353108	517,105	7,450	SH		DFND		7,450	0	0
AstraZeneca PLC	SPONSORED ADR	046353108	264,244	3,807	SH		SOLE		3,807	0	0
Atlassian Corp	None	049468101	125,296	732	SH		SOLE		732	0	0
Autodesk Inc	COM	052769106	1,475,438	7,088	SH		SOLE		7,088	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	943,506	4,238	SH		SOLE		4,238	0	0
AUTOZONE INC	COM	053332102	41,789	17	SH		SOLE		17	0	0
AvalonBay Communities Inc	COM	053484101	1,176	7	SH		SOLE		7	0	0
Avantor Inc	COM	05352A100	3,869	183	SH		SOLE		183	0	0
AVERY DENNISON CORP	COM	053611109	51,532	288	SH		SOLE		288	0	0
Axcelis Technologies Inc	COM NEW	054540208	3,331	25	SH		SOLE		25	0	0
BCE Inc	COM NEW	05534B760	197,076	4,400	SH		DFND		4,400	0	0
BCE Inc	COM NEW	05534B760	983,006	21,947	SH		SOLE		21,947	0	0
BJ's Wholesale Club Holdings I	COM	05550J101	105,357	1,385	SH		SOLE		1,385	0	0
BP PLC	SPONSORED ADR	055622104	266,566	7,026	SH		SOLE		7,026	0	0
Baidu Inc	SPON ADR REP A	056752108	105,191	697	SH		SOLE		697	0	0
BAKER HUGHES INC	CL A	05722G100	6,638	230	SH		SOLE		230	0	0
Banco Bradesco SA	SP ADR PFD NEW	059460303	39,908	15,232	SH		SOLE		15,232	0	0
Banco Santander SA	ADR	05964H105	2,576	698	SH		SOLE		698	0	0
Bancolombia SA	SPON ADR PREF	05968L102	60,563	2,410	SH		SOLE		2,410	0	0
BK OF AMERICA CORP	COM	060505104	2,182,180	76,300	SH		SOLE		76,300	0	0
BK OF MONTREAL	COM	063671101	45,446	510	SH		SOLE		510	0	0
BK OF NY MELLON CP	COM	064058100	66,615	1,466	SH		SOLE		1,466	0	0
Barclays PLC	ADR	06738E204	63,344	8,810	SH		SOLE		8,810	0	0
BARRICK GOLD CORP	COM	067901108	47,279	2,546	SH		SOLE		2,546	0	0
BAXTER INTL INC	COM	071813109	121,518	2,996	SH		SOLE		2,996	0	0
BECTON DICKINSON	COM	075887109	1,733	7	SH		SOLE		7	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	1,013,692	3,283	SH		SOLE		3,283	0	0
BEST BUY CO INC	COM	086516101	79,679	1,018	SH		SOLE		1,018	0	0
BHP BILLITON LTD	SPONSORED ADS	088606108	120,796	1,905	SH		SOLE		1,905	0	0
Biogen Inc	COM	09062X103	30,027	108	SH		SOLE		108	0	0
Black Stone Minerals LP	COM UNIT	09225M101	15,690	1,000	SH		SOLE		1,000	0	0
BlackRock Inc	COM	09247X101	264,302	395	SH		SOLE		395	0	0
BlackRock Capital Investment C	COM	092533108	234,600	68,000	SH		SOLE		68,000	0	0
Blackstone Inc	COM	09260D107	87,840	1,000	SH		DFND		1,000	0	0
Blackstone Inc	COM	09260D107	41,285	470	SH		SOLE		470	0	0
BLOCK(H&R)INC	COM	093671105	3,701	105	SH		SOLE		105	0	0
BOEING CO	COM	097023105	137,442	647	SH		SOLE		647	0	0
Booking Holdings Inc	COM	09857L108	7,957	3	SH		SOLE		3	0	0
BorgWarner Inc	COM	099724106	51,369	1,046	SH		SOLE		1,046	0	0
Boston Scientific Corp	COM	101137107	178,557	3,569	SH		SOLE		3,569	0	0
BRISTOL-MYRS SQUIB	COM	110122108	138,620	2,000	SH		DFND		2,000	0	0
BRISTOL-MYRS SQUIB	COM	110122108	288,122	4,157	SH		SOLE		4,157	0	0
BRITISH AMERICAN TOBACCO PLC	SPONSORED ADR	110448107	96,580	2,750	SH		DFND		2,750	0	0
BRITISH AMERICAN TOBACCO PLC	SPONSORED ADR	110448107	1,111,443	31,647	SH		SOLE		31,647	0	0
Broadcom Inc	COM	11135F101	866,721	1,351	SH		SOLE		1,351	0	0
BROWN-FORMAN CORP	CL B	115637209	2,185	34	SH		SOLE		34	0	0
Burlington Stores Inc	COM	122017106	22,231	110	SH		SOLE		110	0	0
Cboe Global Markets Inc	COM	12503M108	2,685	20	SH		SOLE		20	0	0
CBRE Group Inc	CL A	12504L109	40,046	550	SH		SOLE		550	0	0
CDW Corp/DE	COM	12514G108	4,677	24	SH		SOLE		24	0	0
CF Industries Holdings Inc	COM	125269100	13,048	180	SH		SOLE		180	0	0
Cigna Group/The	COM	125523100	430,057	1,683	SH		SOLE		1,683	0	0
CME Group Inc	COM	12572Q105	243,230	1,270	SH		SOLE		1,270	0	0
CMS Energy Corp	COM	125896100	19,089	311	SH		SOLE		311	0	0
CRH PLC	ADR	12626K203	65,928	1,296	SH		SOLE		1,296	0	0
CSX CORP	COM	126408103	773,859	25,847	SH		SOLE		25,847	0	0
CNX Resources Corp	COM	12653C108	4,053	253	SH		SOLE		253	0	0
CVS Health Corp	COM	126650100	405,881	5,462	SH		SOLE		5,462	0	0
CACI International Inc	CL A	127190304	7,407	25	SH		SOLE		25	0	0
Cadence Design Systems Inc	COM	127387108	182,988	871	SH		SOLE		871	0	0
CAESARS ENTERTAINMENT	COM	12769G100	1,269	26	SH		SOLE		26	0	0
Camden Property Trust	SH BEN INT	133131102	1,048	10	SH		SOLE		10	0	0
CIBC	COM	136069101	195,132	4,600	SH		DFND		4,600	0	0
CIBC	COM	136069101	362,946	8,556	SH		SOLE		8,556	0	0
CDN NATL RAILWAYS	COM	136375102	79,630	675	SH		SOLE		675	0	0
CAN PACIFIC RYS	COM	13645T100	1,924	25	SH		SOLE		25	0	0
Capital One Financial Corp	COM	14040H105	84,332	877	SH		SOLE		877	0	0
Cardinal Health Inc	COM	14149Y108	20,536	272	SH		SOLE		272	0	0
CarMax Inc	COM	143130102	7,971	124	SH		SOLE		124	0	0
CARNIVAL CORP	COMMON STOCK	143658300	42,011	4,139	SH		SOLE		4,139	0	0
CARRIER GLOBAL CORP	COM	14448C104	34,313	750	SH		DFND		750	0	0
CARRIER GLOBAL CORP	COM	14448C104	139,034	3,039	SH		SOLE		3,039	0	0
Caterpillar Inc	COM	149123101	368,204	1,609	SH		SOLE		1,609	0	0
Celanese Corp	COM	150870103	382,966	3,517	SH		SOLE		3,517	0	0
Celsius Holdings Inc	COM NEW	15118V207	1,580	17	SH		SOLE		17	0	0
Centene Corp	COM	15135B101	12,263	194	SH		SOLE		194	0	0
Cenovus Energy Inc	COM	15135U109	2,270	130	SH		SOLE		130	0	0
Charter Communications Inc	CL A	16119P108	38,264	107	SH		SOLE		107	0	0
Chevron Corp	COM	166764100	1,305,280	8,000	SH		DFND		8,000	0	0
Chevron Corp	COM	166764100	932,786	5,717	SH		SOLE		5,717	0	0
Chipotle Mexican Grill Inc	COM	169656105	17,083	10	SH		SOLE		10	0	0
Church & Dwight Co Inc	COM	171340102	884	10	SH		SOLE		10	0	0
CIENA CORP	COM NEW	171779309	1,050	20	SH		SOLE		20	0	0
Cincinnati Financial Corp	COM	172062101	28,805	257	SH		SOLE		257	0	0
CISCO SYSTEMS	COM	17275R102	1,343,259	25,696	SH		SOLE		25,696	0	0
CINTAS CORP	COM	172908105	9,254	20	SH		SOLE		20	0	0
Citigroup Inc	COM NEW	172967424	148,126	3,159	SH		SOLE		3,159	0	0
Citizens Financial Group Inc	COM	174610105	76,624	2,523	SH		SOLE		2,523	0	0
CLEVELAND CLIFFS COM	COM	185899101	1,375	75	SH		SOLE		75	0	0
Clorox Co/The	COM	189054109	446,079	2,819	SH		SOLE		2,819	0	0
Coca-Cola Co/The	COM	191216100	189,192	3,050	SH		DFND		3,050	0	0
Coca-Cola Co/The	COM	191216100	1,147,431	18,498	SH		SOLE		18,498	0	0
COGNIZANT TECHNOLO	CL A	192446102	26,200	430	SH		SOLE		430	0	0
COLGATE-PALMOLIVE	COM	194162103	1,503	20	SH		SOLE		20	0	0
Comcast Corp	CL A	20030N101	676,731	17,851	SH		SOLE		17,851	0	0
Comerica Inc	COM	200340107	12,592	290	SH		SOLE		290	0	0
CONAGRA FOODS INC	COM	205887102	477,125	12,703	SH		SOLE		12,703	0	0
CONOCOPHILLIPS	COM	20825C104	1,299,155	13,095	SH		SOLE		13,095	0	0
CONSOL Energy Inc	COM	20854L108	1,457	25	SH		SOLE		25	0	0
Consolidated Edison Inc	COM	209115104	7,654	80	SH		SOLE		80	0	0
Constellation Brands Inc	CL A	21036P108	145,925	646	SH		SOLE		646	0	0
Constellation Energy Corp	COM	21037T109	191,540	2,440	SH		SOLE		2,440	0	0
Copart Inc	COM	217204106	9,928	132	SH		SOLE		132	0	0
CORNING INC	COM	219350105	55,531	1,574	SH		SOLE		1,574	0	0
Corteva Inc	COM	22052L104	14,595	242	SH		SOLE		242	0	0
Costco Wholesale Corp	COM	22160K105	1,460,301	2,939	SH		SOLE		2,939	0	0
CREDIT SUISSE AG/NASSAU	X LINK SILVER	22542D225	2,033	25	SH		SOLE		25	0	0
Crocs Inc	COM	227046109	1,770	14	SH		SOLE		14	0	0
CRONOS GROUP INC	COM	22717L101	3,880	2,000	SH		DFND		2,000	0	0
Crowdstrike Holdings Inc	CL A	22788C105	13,314	97	SH		SOLE		97	0	0
Crown Castle Inc	COM	22822V101	227,528	1,700	SH		DFND		1,700	0	0
Crown Castle Inc	COM	22822V101	1,013,169	7,570	SH		SOLE		7,570	0	0
Cullen/Frost Bankers Inc	COM	229899109	843	8	SH		SOLE		8	0	0
CUMMINS INC	COM	231021106	35,115	147	SH		SOLE		147	0	0
BC Partners Holdings Ltd	COM CL A	23284C102	153	501	SH		SOLE		501	0	0
DR HORTON INC	COM	23331A109	17,780	182	SH		SOLE		182	0	0
Danaher Corp	COM	235851102	578,432	2,295	SH		SOLE		2,295	0	0
Darden Restaurants Inc	COM	237194105	211,173	1,361	SH		SOLE		1,361	0	0
Darling Ingredients Inc	COM	237266101	2,394	41	SH		SOLE		41	0	0
Datadog Inc	CL A COM	23804L103	3,706	51	SH		SOLE		51	0	0
DEERE & CO	COM	244199105	687,032	1,664	SH		SOLE		1,664	0	0
Dell Technologies Inc	CL C	24703L202	3,217	80	SH		SOLE		80	0	0
Delta Air Lines Inc	COM NEW	247361702	40,787	1,168	SH		SOLE		1,168	0	0
Denbury Inc	COM	24790A101	2,191	25	SH		SOLE		25	0	0
Devon Energy Corp	COM	25179M103	48,737	963	SH		SOLE		963	0	0
Dexcom Inc	COM	252131107	9,062	78	SH		SOLE		78	0	0
DIAGEO	SPON ADR NEW	25243Q205	217,416	1,200	SH		DFND		1,200	0	0
DIAGEO	SPON ADR NEW	25243Q205	157,445	869	SH		SOLE		869	0	0
Diamondback Energy Inc	COM	25278X109	7,299	54	SH		SOLE		54	0	0
Digital Realty Trust Inc	COM	253868103	293,455	2,985	SH		SOLE		2,985	0	0
Walt Disney Co/The	COM	254687106	803,043	8,020	SH		SOLE		8,020	0	0
DISCOVER FINL SVCS	COM	254709108	3,361	34	SH		SOLE		34	0	0
DocuSign Inc	COM	256163106	474,970	8,147	SH		SOLE		8,147	0	0
Dolby Laboratories Inc	COM CL A	25659T107	34,168	400	SH		SOLE		400	0	0
Dollar General Corp	COM	256677105	78,081	371	SH		SOLE		371	0	0
Dollar Tree Inc	COM	256746108	118,142	823	SH		SOLE		823	0	0
DOMINION RES(VIR)	COM	25746U109	55,910	1,000	SH		DFND		1,000	0	0
DOMINION RES(VIR)	COM	25746U109	859,225	15,368	SH		SOLE		15,368	0	0
Dover Corp	COM	260003108	34,490	227	SH		SOLE		227	0	0
Dow Inc	COM	260557103	61,124	1,115	SH		SOLE		1,115	0	0
DUKE ENERGY CORP	COM NEW	26441C204	106,117	1,100	SH		DFND		1,100	0	0
DUKE ENERGY CORP	COM NEW	26441C204	1,593,781	16,521	SH		SOLE		16,521	0	0
DuPont de Nemours Inc	COM	26614N102	61,435	856	SH		SOLE		856	0	0
ENI	SPONSORED ADR	26874R108	28,000	1,000	SH		SOLE		1,000	0	0
EOG Resources Inc	COM	26875P101	54,335	474	SH		SOLE		474	0	0
Eastman Chemical Co	COM	277432100	843	10	SH		SOLE		10	0	0
EBAY INC	COM	278642103	219,942	4,957	SH		SOLE		4,957	0	0
ECOLAB INC	COM	278865100	7,780	47	SH		SOLE		47	0	0
EDISON INTERNATIONAL	COM	281020107	13,059	185	SH		SOLE		185	0	0
Edwards Lifesciences Corp	COM	28176E108	78,263	946	SH		SOLE		946	0	0
Elanco Animal Health Inc	COM	28414H103	2,406	256	SH		SOLE		256	0	0
ELECTRONIC ARTS	COM	285512109	63,718	529	SH		SOLE		529	0	0
EMERSON ELECTRIC	COM	291011104	150,404	1,726	SH		SOLE		1,726	0	0
Aspen Technology Inc	COM	29109X106	1,144	5	SH		SOLE		5	0	0
ENBRIDGE INC	COM	29250N105	1,178,492	30,891	SH		SOLE		30,891	0	0
Enphase Energy Inc	COM	29355A107	2,944	14	SH		SOLE		14	0	0
Entergy Corp	COM	29364G103	398,961	3,703	SH		SOLE		3,703	0	0
Enviva Inc	COM	29415B103	28,880	1,000	SH		SOLE		1,000	0	0
Equifax Inc	COM	294429105	10,953	54	SH		SOLE		54	0	0
EQUINIX INC	COM	29444U700	194,681	270	SH		SOLE		270	0	0
Kingdom of Norway Ministry of	SPONSORED ADR	29446M102	97,828	3,441	SH		SOLE		3,441	0	0
Equity Residential	SH BEN INT	29476L107	10,620	177	SH		SOLE		177	0	0
ERICSSON(LM)TEL	ADR B SEK 10	294821608	45,712	7,814	SH		SOLE		7,814	0	0
Essex Property Trust Inc	COM	297178105	837	4	SH		SOLE		4	0	0
Evergy Inc	COM	30034W106	3,362	55	SH		SOLE		55	0	0
Eversource Energy	COM	30040W108	6,183	79	SH		SOLE		79	0	0
Exact Sciences Corp	COM	30063P105	8,680	128	SH		SOLE		128	0	0
EXELON CORP	COM	30161N101	311,871	7,445	SH		SOLE		7,445	0	0
EXPEDTRS INTL WASH	COM	302130109	55,060	500	SH		SOLE		500	0	0
Extra Space Storage Inc	COM	30225T102	1,955	12	SH		SOLE		12	0	0
Exxon Mobil Corp	COM	30231G102	4,605,720	42,000	SH		DFND		42,000	0	0
Exxon Mobil Corp	COM	30231G102	2,159,315	19,691	SH		SOLE		19,691	0	0
FMC Corp	COM NEW	302491303	74,621	611	SH		SOLE		611	0	0
FACEBOOK INC	CL A	30303M102	769,978	3,633	SH		SOLE		3,633	0	0
FactSet Research Systems Inc	COM	303075105	2,075	5	SH		SOLE		5	0	0
Fair Isaac Corp	COM	303250104	112,430	160	SH		SOLE		160	0	0
Fastenal Co	COM	311900104	41,642	772	SH		SOLE		772	0	0
FEDEX CORP	COM	31428X106	80,885	354	SH		SOLE		354	0	0
Fidelity Selectco LLC	MSCI HLTH CARE I	316092600	138,922	2,260	SH		SOLE		2,260	0	0
Fidelity National Information	COM	31620M106	41,997	773	SH		SOLE		773	0	0
Fidelity National Financial In	FNF GROUP COM	31620R303	34,930	1,000	SH		SOLE		1,000	0	0
5TH THIRD BANCORP	COM	316773100	9,937	373	SH		SOLE		373	0	0
First Citizens BancShares Inc/	CL A	31946M103	19,462	20	SH		SOLE		20	0	0
First Republic Bank/CA	COM	33616C100	336	24	SH		SOLE		24	0	0
FIRST SOLAR INC	COM	336433107	28,710	132	SH		SOLE		132	0	0
First Trust ETFs/USA	FST LOW OPPT EFT	33739Q200	44,854	937	SH		DFND		937	0	0
First Trust ETFs/USA	FST LOW OPPT EFT	33739Q200	6,063,645	126,669	SH		SOLE		126,669	0	0
FISERV INC	COM	337738108	15,146	134	SH		SOLE		134	0	0
FirstEnergy Corp	COM	337932107	4,567	114	SH		SOLE		114	0	0
Five Below Inc	COM	33829M101	1,442	7	SH		SOLE		7	0	0
Northern Trust Investments Inc	MORNSTAR UPSTR	33939L407	8,416	199	SH		DFND		199	0	0
Northern Trust Investments Inc	MORNSTAR UPSTR	33939L407	150,468	3,558	SH		SOLE		3,558	0	0
FlexShares ETFs/USA	IBOXX 3R TARGT	33939L506	5,777	239	SH		DFND		239	0	0
Northern Trust Investments Inc	STOXX GLOBR INF	33939L795	7,585	146	SH		DFND		146	0	0
Northern Trust Investments Inc	STOXX GLOBR INF	33939L795	38,703	745	SH		SOLE		745	0	0
Northern Trust Investments Inc	QLT DIV DEF IDX	33939L845	120,587	2,278	SH		SOLE		2,278	0	0
FORD MOTOR CO	COM	345370860	10,836	860	SH		SOLE		860	0	0
Fortinet Inc	COM	34959E109	21,799	328	SH		SOLE		328	0	0
Fortive Corp	COM	34959J108	3,409	50	SH		SOLE		50	0	0
Fortune Brands Innovations Inc	COM	34964C106	587	10	SH		SOLE		10	0	0
Franklin Resources Inc	COM	354613101	23,115	858	SH		SOLE		858	0	0
FREEPORT-MCMOR C&G	CL B	35671D857	205,695	5,028	SH		SOLE		5,028	0	0
GMS Inc	COM	36251C103	579	10	SH		SOLE		10	0	0
GE HealthCare Technologies Inc	None	36266G107	75,878	925	SH		SOLE		925	0	0
Arthur J Gallagher & Co	COM	363576109	200,876	1,050	SH		SOLE		1,050	0	0
Gaming and Leisure Properties	COM	36467J108	53,882	1,035	SH		SOLE		1,035	0	0
GARTNER INC	COM	366651107	974,052	2,990	SH		SOLE		2,990	0	0
GEN DYNAMICS CORP	COM	369550108	79,189	347	SH		SOLE		347	0	0
General Electric Co	COM NEW	369604301	325,040	3,400	SH		SOLE		3,400	0	0
GENERAL MILLS INC	COM	370334104	299,110	3,500	SH		DFND		3,500	0	0
GENERAL MILLS INC	COM	370334104	158,016	1,849	SH		SOLE		1,849	0	0
General Motors Co	COM	37045V100	21,348	582	SH		SOLE		582	0	0
Genesco Inc	COM	371532102	36,880	1,000	SH		SOLE		1,000	0	0
Genuine Parts Co	COM	372460105	94,196	563	SH		SOLE		563	0	0
Gilead Sciences Inc	COM	375558103	914,827	11,026	SH		SOLE		11,026	0	0
GSK PLC	SPONSORED ADR	37733W204	136,627	3,840	SH		DFND		3,840	0	0
GSK PLC	SPONSORED ADR	37733W204	135,951	3,821	SH		SOLE		3,821	0	0
Global Payments Inc	COM	37940X102	2,210	21	SH		SOLE		21	0	0
Global X Management Co LLC	MSCI NORWAY ETF	37950E101	608	25	SH		SOLE		25	0	0
Gold Fields Ltd	SPONSORED ADR	38059T106	6,660	500	SH		SOLE		500	0	0
GOLDMAN SACHS GRP	COM	38141G104	167,807	513	SH		SOLE		513	0	0
Goldman Sachs Asset Management LP	UNIT	38150K103	2,874	147	SH		SOLE		147	0	0
WW Grainger Inc	COM	384802104	1,378	2	SH		SOLE		2	0	0
GraniteShares ETF Trust	SHS BEN INT	38748T103	2,296	237	SH		SOLE		237	0	0
HF Sinclair Corp	COM	403949100	1,210	25	SH		SOLE		25	0	0
HCA Healthcare Inc	COM	40412C101	191,959	728	SH		SOLE		728	0	0
HDFC BANK	SPONSORED ADS	40415F101	150,074	2,251	SH		SOLE		2,251	0	0
HSBC HLDGS	SPON ADR NEW	404280406	76,349	2,237	SH		SOLE		2,237	0	0
HP Inc	COM	40434L105	43,056	1,467	SH		SOLE		1,467	0	0
Haleon PLC	SPON ADS	405552100	28,661	3,521	SH		SOLE		3,521	0	0
HALLIBURTON	COM	406216101	13,732	434	SH		SOLE		434	0	0
HARMONY GOLD MNG	SPONSORED ADR	413216300	1,025	250	SH		SOLE		250	0	0
Hartford Financial Services Gr	COM	416515104	102,653	1,473	SH		SOLE		1,473	0	0
Hecla Mining Co	COM	422704106	6,330	1,000	SH		SOLE		1,000	0	0
HEICO Corp	CL A	422806208	3,262	24	SH		SOLE		24	0	0
HERSHEY CO (THE)	COM	427866108	4,325	17	SH		SOLE		17	0	0
Hess Corp	COM	42809H107	139,751	1,056	SH		SOLE		1,056	0	0
Hewlett Packard Enterprise Co	COM	42824C109	8,507	534	SH		SOLE		534	0	0
Hilton Worldwide Holdings Inc	COM	43300A203	4,367	31	SH		SOLE		31	0	0
Home Depot Inc/The	COM	437076102	11,805	40	SH		DFND		40	0	0
Home Depot Inc/The	COM	437076102	2,599,417	8,808	SH		SOLE		8,808	0	0
HONDA MOTOR CO	AMERN SHS	438128308	59,523	2,247	SH		SOLE		2,247	0	0
Honeywell International Inc	COM	438516106	210,232	1,100	SH		DFND		1,100	0	0
Honeywell International Inc	COM	438516106	894,824	4,682	SH		SOLE		4,682	0	0
Hormel Foods Corp	COM	440452100	1,914	48	SH		SOLE		48	0	0
Hubbell Inc	COM	443510607	60,828	250	SH		SOLE		250	0	0
HUBSPOT INC	COM	443573100	8,146	19	SH		SOLE		19	0	0
HUMANA INC	COM	444859102	20,389	42	SH		SOLE		42	0	0
Huntington Bancshares Inc/OH	COM	446150104	22,400	2,000	SH		DFND		2,000	0	0
Huntington Bancshares Inc/OH	COM	446150104	539,258	48,148	SH		SOLE		48,148	0	0
ITT Inc	COM	45073V108	1,295	15	SH		SOLE		15	0	0
ICICI BANK	ADR	45104G104	137,378	6,366	SH		SOLE		6,366	0	0
IDEXX Laboratories Inc	COM	45168D104	16,003	32	SH		SOLE		32	0	0
ILLINOIS TOOL WKS	COM	452308109	2,049,362	8,418	SH		SOLE		8,418	0	0
Illumina Inc	COM	452327109	1,117,170	4,804	SH		SOLE		4,804	0	0
IMPERIAL OIL	COM NEW	453038408	2,541	50	SH		SOLE		50	0	0
ING Groep NV	SPONSORED ADR	456837103	37,972	3,199	SH		SOLE		3,199	0	0
Ingersoll Rand Inc	COM	45687V106	205,375	3,530	SH		SOLE		3,530	0	0
Intel Corp	COM	458140100	269,854	8,260	SH		SOLE		8,260	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	371,168	3,559	SH		SOLE		3,559	0	0
INTL BUSINESS MCHN	COM	459200101	658,596	5,024	SH		SOLE		5,024	0	0
INTL FLAVORS&FRAG	COM	459506101	6,069	66	SH		SOLE		66	0	0
International Paper Co	COM	460146103	22,970	637	SH		SOLE		637	0	0
Interpublic Group of Cos Inc/T	COM	460690100	1,266	34	SH		SOLE		34	0	0
Invesco Capital Management LLC	UNIT SER 1	46090E103	169,130	527	SH		SOLE		527	0	0
Intuit Inc	COM	461202103	362,014	812	SH		SOLE		812	0	0
Intuitive Surgical Inc	COM NEW	46120E602	176,019	689	SH		SOLE		689	0	0
Invesco Capital Management LLC	S&P SMCP VLU MNT	46137V480	7,330	161	SH		SOLE		161	0	0
Invesco Capital Management LLC	SR LN ETF	46138G508	23,982	1,153	SH		SOLE		1,153	0	0
IQVIA Holdings Inc	COM	46266C105	5,967	30	SH		SOLE		30	0	0
ISHARES GOLD TRUST	ISHARES NEW	464285204	403,148	10,788	SH		SOLE		10,788	0	0
ISHARES	MSCI BRAZIL ETF	464286400	685	25	SH		SOLE		25	0	0
BlackRock Fund Advisors	MSCI EMERG MRKT	464286533	3,274	60	SH		SOLE		60	0	0
BlackRock Fund Advisors	MSCI SWEDEN ETF	464286756	3,554	100	SH		SOLE		100	0	0
BlackRock Fund Advisors	CORE S&P TTL STK	464287150	5,529,074	61,061	SH		SOLE		61,061	0	0
ISHARES	SELECT DIVID ETF	464287168	149,522	1,276	SH		SOLE		1,276	0	0
ISHARES TRUST	TIPS BD ETF	464287176	55,125	500	SH		SOLE		500	0	0
ISHARES	CORE S&P500 ETF	464287200	10,287,277	25,025	SH		SOLE		25,025	0	0
iShares ETFs/USA	CORE US AGGBD ET	464287226	1,388,583	13,936	SH		SOLE		13,936	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	2,013,210	51,019	SH		SOLE		51,019	0	0
ISHARES	IBOXX INV CP ETF	464287242	79,358	724	SH		SOLE		724	0	0
ISHARES	GLOB HLTHCRE ETF	464287325	17,672	212	SH		SOLE		212	0	0
BlackRock Fund Advisors	20 YR TR BD ETF	464287432	8,297	78	SH		SOLE		78	0	0
iShares ETFs/USA	7-10 YR TRSY BD	464287440	36,179	365	SH		SOLE		365	0	0
ISHARES TRUST	1 3 YR TREAS BD	464287457	98,592	1,200	SH		SOLE		1,200	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	126,948	1,775	SH		DFND		1,775	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	4,954,548	69,275	SH		SOLE		69,275	0	0
BlackRock Fund Advisors	RUS MDCP VAL ETF	464287473	206,984	1,949	SH		SOLE		1,949	0	0
BlackRock Fund Advisors	RUS MD CP GR ETF	464287481	109,260	1,200	SH		SOLE		1,200	0	0
BlackRock Fund Advisors	RUS MID CAP ETF	464287499	1,789,952	25,600	SH		SOLE		25,600	0	0
BlackRock Fund Advisors	CORE S&P MCP ETF	464287507	51,783	207	SH		DFND		207	0	0
BlackRock Fund Advisors	CORE S&P MCP ETF	464287507	31,141,668	124,487	SH		SOLE		124,487	0	0
BlackRock Fund Advisors	EXPANDED TECH	464287515	14,930	49	SH		SOLE		49	0	0
ISHARES TRUST	RUS 1000 VAL ETF	464287598	1,908,275	12,533	SH		SOLE		12,533	0	0
ISHARES/USA	RUS 1000 GRW ETF	464287614	4,932,045	20,186	SH		SOLE		20,186	0	0
ISHARES	RUS 2000 VAL ETF	464287630	49,464	361	SH		SOLE		361	0	0
ISHARES	RUSSELL 2000 ETF	464287655	1,457,528	8,170	SH		SOLE		8,170	0	0
BlackRock Fund Advisors	RUSSELL 3000 ETF	464287689	121,236	515	SH		SOLE		515	0	0
BlackRock Fund Advisors	S&P MC 400VL ETF	464287705	81,291	791	SH		SOLE		791	0	0
ISHARES	U.S. ENERGY ETF	464287796	488,163	11,158	SH		SOLE		11,158	0	0
BlackRock Fund Advisors	CORE S&P SCP ETF	464287804	287,683	2,975	SH		DFND		2,975	0	0
BlackRock Fund Advisors	CORE S&P SCP ETF	464287804	26,764,143	276,775	SH		SOLE		276,775	0	0
ISHARES	SP SMCP600VL ETF	464287879	56,154	600	SH		SOLE		600	0	0
ISHARES/USA	S&P SML 600 GWT	464287887	467,025	4,248	SH		SOLE		4,248	0	0
BlackRock Fund Advisors	SHRT NAT MUN ETF	464288158	10,157,205	97,031	SH		SOLE		97,031	0	0
iShares ETFs/USA	MSCI ACWI EX US	464288240	26,580	545	SH		SOLE		545	0	0
BlackRock Fund Advisors	EAFE SML CP ETF	464288273	80,339	1,350	SH		SOLE		1,350	0	0
ISHARES/USA	NATIONAL MUN ETF	464288414	6,272,946	58,223	SH		SOLE		58,223	0	0
BlackRock Fund Advisors	INTL SEL DIV ETF	464288448	68,725	2,500	SH		SOLE		2,500	0	0
BlackRock Fund Advisors	ISHS 1-5YR INVS	464288646	239,762	4,744	SH		SOLE		4,744	0	0
BlackRock Fund Advisors	PFD AND INCM SEC	464288687	364,400	11,672	SH		SOLE		11,672	0	0
BlackRock Fund Advisors	MSCI USA ESG SLC	464288802	204,329	2,328	SH		SOLE		2,328	0	0
ISHARES	EAFE VALUE ETF	464288877	30,719	633	SH		SOLE		633	0	0
BlackRock Fund Advisors	MSCI EURO FL ETF	464289180	7,143	382	SH		SOLE		382	0	0
ISHARES	ISHARES	46428Q109	4,048	183	SH		SOLE		183	0	0
BlackRock Fund Advisors	US TREAS BD ETF	46429B267	16,927	724	SH		SOLE		724	0	0
BlackRock Fund Advisors	MSCI USA MIN VOL	46429B697	365,155	5,020	SH		SOLE		5,020	0	0
BlackRock Fund Advisors	GSCI CMDTY STGY	46431W853	92,389	3,418	SH		SOLE		3,418	0	0
BlackRock Fund Advisors	MSCI USA QLT FCT	46432F339	26,302	212	SH		SOLE		212	0	0
BlackRock Fund Advisors	MSCI USA MMENTM	46432F396	18,492	133	SH		SOLE		133	0	0
ISHARES	CORE MSCI EAFE	46432F842	14,166,050	211,908	SH		SOLE		211,908	0	0
BlackRock Fund Advisors	MRNGSTR INC ETF	46432F875	75,884	3,942	SH		DFND		3,942	0	0
BlackRock Fund Advisors	CORE MSCI EMKT	46434G103	24,102	494	SH		DFND		494	0	0
BlackRock Fund Advisors	CORE MSCI EMKT	46434G103	10,129,243	207,609	SH		SOLE		207,609	0	0
BlackRock Fund Advisors	MSCI JPN ETF NEW	46434G822	1,467	25	SH		SOLE		25	0	0
BlackRock Fund Advisors	MSCI ITALY ETF	46434G830	3,043	100	SH		SOLE		100	0	0
BLACKROCK FUND ADVISORS	HDG MSCI EAFE	46434V803	1,399,825	47,500	SH		SOLE		47,500	0	0
iShares ETFs/USA	BROAD USD HIGH	46435U853	2,553,592	71,831	SH		SOLE		71,831	0	0
iShares ETFs/USA	ESG SCRND S&P500	46436E569	119,354	3,863	SH		SOLE		3,863	0	0
Itau Unibanco Holding SA	SPON ADR REP PFD	465562106	69,797	14,332	SH		SOLE		14,332	0	0
JPMorgan Chase & Co	COM	46625H100	847,015	6,500	SH		DFND		6,500	0	0
JPMorgan Chase & Co	COM	46625H100	2,306,487	17,700	SH		SOLE		17,700	0	0
Jacobs Solutions Inc	COM	46982L108	37,721	321	SH		SOLE		321	0	0
Jefferies Financial Group Inc	COM	47233W109	3,174	100	SH		SOLE		100	0	0
Johnson & Johnson	COM	478160104	387,500	2,500	SH		DFND		2,500	0	0
Johnson & Johnson	COM	478160104	2,449,620	15,804	SH		SOLE		15,804	0	0
JUNIPER NETWORKS	COM	48203R104	32,389	941	SH		SOLE		941	0	0
KLA Corp	COM NEW	482480100	221,939	556	SH		SOLE		556	0	0
KKR & Co Inc	COM	48251W104	1,418	27	SH		SOLE		27	0	0
KELLOGG CO	COM	487836108	13,392	200	SH		SOLE		200	0	0
KeyCorp	COM	493267108	341,708	27,293	SH		SOLE		27,293	0	0
Keysight Technologies Inc	COM	49338L103	6,298	39	SH		SOLE		39	0	0
KIMBERLY-CLARK CP	COM	494368103	268,440	2,000	SH		DFND		2,000	0	0
KIMBERLY-CLARK CP	COM	494368103	917,259	6,834	SH		SOLE		6,834	0	0
Kinder Morgan Inc	COM	49456B101	42,357	2,419	SH		SOLE		2,419	0	0
Knight-Swift Transportation Ho	CL A	499049104	1,188	21	SH		SOLE		21	0	0
KOSMOS ENERGY LTD	COM	500688106	1,205	162	SH		SOLE		162	0	0
Kraft Heinz Co/The	COM	500754106	3,944	102	SH		SOLE		102	0	0
KROGER	COM	501044101	678,986	13,753	SH		SOLE		13,753	0	0
Kyndryl Holdings Inc	COMMON STOCK	50155Q100	12,915	875	SH		SOLE		875	0	0
L3Harris Technologies Inc	COM	502431109	85,168	434	SH		SOLE		434	0	0
Laboratory Corp of America Hol	COM NEW	50540R409	39,690	173	SH		SOLE		173	0	0
Lam Research Corp	COM	512807108	320,192	604	SH		SOLE		604	0	0
Lamb Weston Holdings Inc	COM	513272104	4,703	45	SH		SOLE		45	0	0
LAS VEGAS SANDS CO	COM	517834107	10,341	180	SH		SOLE		180	0	0
Lattice Semiconductor Corp	COM	518415104	47,750	500	SH		SOLE		500	0	0
ESTEE LAUDER COS	CL A	518439104	213,434	866	SH		SOLE		866	0	0
Leggett & Platt Inc	COM	524660107	142,599	4,473	SH		SOLE		4,473	0	0
LENNAR CORP	CL A	526057104	439,885	4,185	SH		SOLE		4,185	0	0
Lennar Corp	CL B	526057302	7,055	79	SH		SOLE		79	0	0
Eli Lilly & Co	COM	532457108	515,130	1,500	SH		DFND		1,500	0	0
Eli Lilly & Co	COM	532457108	1,252,109	3,646	SH		SOLE		3,646	0	0
Lincoln Electric Holdings Inc	COM	533900106	81,337	481	SH		SOLE		481	0	0
Littelfuse Inc	COM	537008104	53,618	200	SH		SOLE		200	0	0
LiveOne Inc	COM	53814X102	4,290	3,763	SH		SOLE		3,763	0	0
Lloyds Banking Group PLC	SPONSORED ADR	539439109	2,320	1,000	SH		SOLE		1,000	0	0
Lockheed Martin Corp	COM	539830109	18,909	40	SH		DFND		40	0	0
Lockheed Martin Corp	COM	539830109	329,493	697	SH		SOLE		697	0	0
LOWE'S COS INC	COM	548661107	528,521	2,643	SH		SOLE		2,643	0	0
LULULEMON ATHLETIC	COM	550021109	36,419	100	SH		DFND		100	0	0
LULULEMON ATHLETIC	COM	550021109	1,821	5	SH		SOLE		5	0	0
Lumentum Holdings Inc	COM	55024U109	2,430	45	SH		SOLE		45	0	0
Lyft Inc	CL A COM	55087P104	1,854	200	SH		SOLE		200	0	0
M&T Bank Corp	COM	55261F104	10,761	90	SH		SOLE		90	0	0
MGM MIRAGE INC	COM	552953101	195,359	4,398	SH		SOLE		4,398	0	0
Marathon Petroleum Corp	COM UNIT REP LTD	55336V100	1,723	50	SH		SOLE		50	0	0
MSCI Inc	COM	55354G100	66,603	119	SH		SOLE		119	0	0
Magna International Inc	COM	559222401	54,106	1,010	SH		SOLE		1,010	0	0
Marathon Digital Holdings Inc	COM	565788106	1,238	142	SH		SOLE		142	0	0
MARATHON OIL CORP	COM	565849106	17,107	714	SH		SOLE		714	0	0
Marathon Petroleum Corp	COM	56585A102	274,379	2,035	SH		SOLE		2,035	0	0
MARSH & MCLENNAN	COM	571748102	159,555	958	SH		SOLE		958	0	0
Marriott International Inc/MD	CL A	571903202	198,750	1,197	SH		SOLE		1,197	0	0
MARTIN MARIETTA M.	COM	573284106	2,130	6	SH		SOLE		6	0	0
Marvell Technology Inc	COM	573874104	78,719	1,818	SH		SOLE		1,818	0	0
MASTERCARD INC	CL A	57636Q104	2,095,059	5,765	SH		SOLE		5,765	0	0
Masterbrand Inc	None	57638P104	80	10	SH		SOLE		10	0	0
Match Group Inc	COM	57667L107	12,669	330	SH		SOLE		330	0	0
Maximus Inc	COM	577933104	1,731	22	SH		SOLE		22	0	0
MCCORMICK & CO INC	COM NON VTG	579780206	26,045	313	SH		SOLE		313	0	0
MCDONALD'S CORP	COM	580135101	286,600	1,025	SH		DFND		1,025	0	0
MCDONALD'S CORP	COM	580135101	788,780	2,821	SH		SOLE		2,821	0	0
MCKESSON CORP	COM	58155Q103	145,268	408	SH		SOLE		408	0	0
Medical Properties Trust Inc	COM	58463J304	2,721	331	SH		SOLE		331	0	0
Merck & Co Inc	COM	58933Y105	319,170	3,000	SH		DFND		3,000	0	0
Merck & Co Inc	COM	58933Y105	1,297,107	12,192	SH		SOLE		12,192	0	0
MetLife Inc	COM	59156R108	106,841	1,844	SH		SOLE		1,844	0	0
Mettler-Toledo International I	COM	592688105	3,060	2	SH		SOLE		2	0	0
MICROSOFT CORP	COM	594918104	172,980	600	SH		DFND		600	0	0
MICROSOFT CORP	COM	594918104	7,975,531	27,664	SH		SOLE		27,664	0	0
Microchip Technology Inc	COM	595017104	86,712	1,035	SH		SOLE		1,035	0	0
Micron Technology Inc	COM	595112103	664,886	11,019	SH		SOLE		11,019	0	0
Mid-America Apartment Communit	COM	59522J103	4,078	27	SH		SOLE		27	0	0
Moderna Inc	COM	60770K107	3,072	20	SH		SOLE		20	0	0
KRAFT FOODS INC	CL A	609207105	676,075	9,697	SH		SOLE		9,697	0	0
MongoDB Inc	CL A	60937P106	4,196	18	SH		SOLE		18	0	0
Monster Beverage Corp	COM	61174X109	386,063	7,148	SH		SOLE		7,148	0	0
MOODYS CORP	COM	615369105	108,943	356	SH		SOLE		356	0	0
MORGAN STANLEY	COM NEW	617446448	156,723	1,785	SH		SOLE		1,785	0	0
Morningstar Inc	COM	617700109	20,303	100	SH		SOLE		100	0	0
Mosaic Co/The	COM	61945C103	47,486	1,035	SH		SOLE		1,035	0	0
MOTOROLA INC	COM NEW	620076307	369,966	1,293	SH		SOLE		1,293	0	0
Murphy Oil Corp	COM	626717102	8,247	223	SH		SOLE		223	0	0
NRG Energy Inc	COM NEW	629377508	3,635	106	SH		SOLE		106	0	0
National Grid PLC	SPONSORED ADR NE	636274409	237,965	3,500	SH		DFND		3,500	0	0
National Grid PLC	SPONSORED ADR NE	636274409	840,900	12,368	SH		SOLE		12,368	0	0
NETFLIX INC	COM	64110L106	2,241,129	6,487	SH		SOLE		6,487	0	0
New Gold Inc	COM	644535106	1,100	1,000	SH		SOLE		1,000	0	0
Rithm Capital Corp	COM NEW	64828T201	2,440	305	SH		SOLE		305	0	0
Newell Brands Inc	COM	651229106	10,064	809	SH		SOLE		809	0	0
NEWMONT MINING CP	COM	651639106	101,373	2,068	SH		SOLE		2,068	0	0
NEXTERA ENERGY	COM	65339F101	308,320	4,000	SH		DFND		4,000	0	0
NEXTERA ENERGY	COM	65339F101	1,636,717	21,234	SH		SOLE		21,234	0	0
Nice Ltd	SPONSORED ADR	653656108	135,274	591	SH		SOLE		591	0	0
NIKE INC	CL B	654106103	1,508,717	12,302	SH		SOLE		12,302	0	0
NiSource Inc	COM	65473P105	1,118	40	SH		SOLE		40	0	0
Nordson Corp	COM	655663102	45,119	203	SH		SOLE		203	0	0
Norfolk Southern Corp	COM	655844108	122,536	578	SH		SOLE		578	0	0
NORTHERN TRUST CORP	COM	665859104	79,493	902	SH		SOLE		902	0	0
NORTHROP GRUMMAN	COM	666807102	82,648	179	SH		SOLE		179	0	0
Gen Digital Inc	COM	668771108	1,733	101	SH		SOLE		101	0	0
Novartis AG	SPONSORED ADR	66987V109	87,308	949	SH		SOLE		949	0	0
Novo Holdings A/S	ADR	670100205	10,981	69	SH		SOLE		69	0	0
Nucor Corp	COM	670346105	274,648	1,778	SH		SOLE		1,778	0	0
NVIDIA Corp	COM	67066G104	277,770	1,000	SH		DFND		1,000	0	0
NVIDIA Corp	COM	67066G104	2,386,600	8,592	SH		SOLE		8,592	0	0
O'Reilly Automotive Inc	COM	67103H107	81,502	96	SH		SOLE		96	0	0
Occidental Petroleum Corp	COM	674599105	29,529	473	SH		SOLE		473	0	0
OCCIDENTAL PETROLEUM CORP	*W EXP 08/03/202	674599162	449	11	SH		SOLE		11	0	0
Old Dominion Freight Line Inc	COM	679580100	10,907	32	SH		SOLE		32	0	0
Olin Corp	COM PAR $1	680665205	1,665	30	SH		SOLE		30	0	0
OMNICOM GROUP INC	COM	681919106	5,094	54	SH		SOLE		54	0	0
Omega Healthcare Investors Inc	COM	681936100	9,182	335	SH		SOLE		335	0	0
ON Semiconductor Corp	COM	682189105	1,399	17	SH		SOLE		17	0	0
ONEOK Inc	COM	682680103	30,054	473	SH		SOLE		473	0	0
Open Text Corp	COM	683715106	1,735	45	SH		SOLE		45	0	0
OPKO Health Inc	COM	68375N103	2,920	2,000	SH		SOLE		2,000	0	0
ORACLE CORP	COM	68389X105	398,162	4,285	SH		SOLE		4,285	0	0
Organon & Co	COMMON STOCK	68622V106	7,056	300	SH		DFND		300	0	0
Organon & Co	COMMON STOCK	68622V106	17,899	761	SH		SOLE		761	0	0
OSHKOSH CORP	COM	688239201	2,911	35	SH		SOLE		35	0	0
Otis Worldwide Corp	COM	68902V107	31,650	375	SH		DFND		375	0	0
Otis Worldwide Corp	COM	68902V107	143,311	1,698	SH		SOLE		1,698	0	0
Ovintiv Inc	COM	69047Q102	1,371	38	SH		SOLE		38	0	0
Owens Corning	COM	690742101	112,086	1,170	SH		SOLE		1,170	0	0
PG&E CORP	COM	69331C108	5,449	337	SH		SOLE		337	0	0
PNC Financial Services Group I	COM	693475105	660,920	5,200	SH		SOLE		5,200	0	0
PPG Industries Inc	COM	693506107	11,087	83	SH		SOLE		83	0	0
PPL CORP	COM	69351T106	34,738	1,250	SH		DFND		1,250	0	0
PPL CORP	COM	69351T106	486,047	17,490	SH		SOLE		17,490	0	0
PACCAR INC	COM	693718108	28,768	393	SH		SOLE		393	0	0
Palo Alto Networks Inc	COM	697435105	68,711	344	SH		SOLE		344	0	0
PARKER-HANNIFIN	COM	701094104	14,117	42	SH		SOLE		42	0	0
Paychex Inc	COM	704326107	52,711	460	SH		SOLE		460	0	0
PayPal Holdings Inc	COM	70450Y103	999,902	13,167	SH		SOLE		13,167	0	0
Penn Entertainment Inc	COM	707569109	1,157	39	SH		SOLE		39	0	0
Penske Automotive Group Inc	COM	70959W103	17,726	125	SH		SOLE		125	0	0
PEPSICO INC	COM	713448108	182,300	1,000	SH		DFND		1,000	0	0
PEPSICO INC	COM	713448108	1,370,531	7,518	SH		SOLE		7,518	0	0
Permian Basin Royalty Trust	UNIT BEN INT	714236106	12,200	500	SH		SOLE		500	0	0
Pfizer Inc	COM	717081103	2,032,615	49,819	SH		SOLE		49,819	0	0
PHILIP MORRIS INTL	COM	718172109	282,025	2,900	SH		DFND		2,900	0	0
PHILIP MORRIS INTL	COM	718172109	1,796,208	18,470	SH		SOLE		18,470	0	0
Phillips 66	COM	718546104	113,039	1,115	SH		SOLE		1,115	0	0
PDD Holdings Inc	SPONSORED ADS	722304102	1,063	14	SH		SOLE		14	0	0
PIONEER NATURAL RESOURCE	COM	723787107	110,290	540	SH		SOLE		540	0	0
Portland General Electric Co	COM NEW	736508847	1,613	33	SH		SOLE		33	0	0
T Rowe Price Group Inc	COM	74144T108	128,029	1,134	SH		SOLE		1,134	0	0
Principal Financial Group Inc	COM	74251V102	22,073	297	SH		SOLE		297	0	0
Procter & Gamble Co/The	COM	742718109	297,380	2,000	SH		DFND		2,000	0	0
Procter & Gamble Co/The	COM	742718109	1,918,993	12,906	SH		SOLE		12,906	0	0
PROGRESSIVE CP(OH)	COM	743315103	97,567	682	SH		SOLE		682	0	0
Prologis Inc	COM	74340W103	176,050	1,411	SH		SOLE		1,411	0	0
PRUDENTIAL FINL	COM	744320102	13,321	161	SH		SOLE		161	0	0
Prudential PLC	ADR	74435K204	49,649	1,816	SH		SOLE		1,816	0	0
Public Service Enterprise Grou	COM	744573106	34,472	552	SH		SOLE		552	0	0
Public Storage	COM	74460D109	151,070	500	SH		DFND		500	0	0
Public Storage	COM	74460D109	3,626	12	SH		SOLE		12	0	0
PULTE HOMES INC	COM	745867101	12,064	207	SH		SOLE		207	0	0
QUALCOMM Inc	COM	747525103	375,978	2,947	SH		SOLE		2,947	0	0
Quanta Services Inc	COM	74762E102	14,998	90	SH		SOLE		90	0	0
RH	COM	74967X103	974	4	SH		SOLE		4	0	0
Raymond James Financial Inc	COM	754730109	2,612	28	SH		SOLE		28	0	0
Rayonier Inc	COM	754907103	832	25	SH		SOLE		25	0	0
Raytheon Technologies Corp	COM	75513E101	73,448	750	SH		DFND		750	0	0
Raytheon Technologies Corp	COM	75513E101	480,640	4,908	SH		SOLE		4,908	0	0
REALTY INCOME CORP	COM	756109104	47,490	750	SH		DFND		750	0	0
REALTY INCOME CORP	COM	756109104	396,573	6,263	SH		SOLE		6,263	0	0
Reaves Utility Income Trust/Cl	COM SH BEN INT	756158101	131,201	4,623	SH		SOLE		4,623	0	0
REGAL-BELOIT CORP	COM	758750103	2,815	20	SH		SOLE		20	0	0
REGENERON PHARMACEUTICALS	COM	75886F107	51,765	63	SH		SOLE		63	0	0
Regions Financial Corp	COM	7591EP100	74,667	4,023	SH		SOLE		4,023	0	0
Reliance Steel & Aluminum Co	COM	759509102	249,038	970	SH		SOLE		970	0	0
RELX PLC	SPONSORED ADR	759530108	118,568	3,655	SH		SOLE		3,655	0	0
Republic Services Inc	COM	760759100	9,195	68	SH		SOLE		68	0	0
ResMed Inc	COM	761152107	3,504	16	SH		SOLE		16	0	0
RESTAURANT BRANDS INTERNATIONA	COM	76131D103	104,470	1,556	SH		SOLE		1,556	0	0
Rio Tinto PLC	SPONSORED ADR	767204100	170,951	2,492	SH		SOLE		2,492	0	0
Rivian Automotive Inc	COM CL A	76954A103	387	25	SH		SOLE		25	0	0
Robert Half International Inc	COM	770323103	20,384	253	SH		SOLE		253	0	0
ROCKWELL AUTOMATION	COM	773903109	121,488	414	SH		SOLE		414	0	0
Rogers Communications Inc	CL B	775109200	49,559	1,069	SH		SOLE		1,069	0	0
Roku Inc	COM CL A	77543R102	1,646	25	SH		SOLE		25	0	0
ROPER INDUSTRIES INC	COM	776696106	7,051	16	SH		SOLE		16	0	0
Ross Stores Inc	COM	778296103	21,014	198	SH		SOLE		198	0	0
Shell PLC	SPON ADS	780259305	114,677	1,993	SH		SOLE		1,993	0	0
Ryder System Inc	COM	783549108	11,155	125	SH		SOLE		125	0	0
S&P Global Inc	COM	78409V104	233,754	678	SH		SOLE		678	0	0
SBA Communications Corp	CL A	78410G104	3,394	13	SH		SOLE		13	0	0
SSgA Funds Management Inc	TR UNIT	78462F103	7,421,013	18,127	SH		SOLE		18,127	0	0
SPDR GOLD TRUST	GOLD SHS	78463V107	44,339	242	SH		SOLE		242	0	0
STATE STREET ETF/USA	DJ INTL RL ETF	78463X863	9,356	356	SH		SOLE		356	0	0
SSGA FUNDS MANAGEMENT INC	PORTFOLIO DEVLPD	78463X889	76,606	2,385	SH		SOLE		2,385	0	0
SSGA Funds Management Inc	S&P DIVID ETF	78464A763	71,999	582	SH		SOLE		582	0	0
SSgA Funds Management Inc	S&P 600 SML CAP	78464A813	675,097	8,034	SH		SOLE		8,034	0	0
SPDR DOW JONES IND	UT SER 1	78467X109	31,932	96	SH		SOLE		96	0	0
STATE STREET ETF/USA	UTSER1 S&PDCRP	78467Y107	8,429,243	18,388	SH		SOLE		18,388	0	0
Nuveen Asset Management LLC	NUVEEN BLMBRG MU	78468R721	19,524	417	SH		SOLE		417	0	0
State Street Global Advisors Inc	SPDR MSCI USA GE	78468R747	156,349	1,886	SH		SOLE		1,886	0	0
SVB Financial Group	COM	78486Q101	270	298	SH		SOLE		298	0	0
SALESFORCE.COM INC	COM	79466L302	2,403,353	12,030	SH		SOLE		12,030	0	0
Sanofi	SPONSORED ADR	80105N105	272,100	5,000	SH		DFND		5,000	0	0
Sanofi	SPONSORED ADR	80105N105	496,256	9,119	SH		SOLE		9,119	0	0
SAP SE	SPON ADR	803054204	65,806	520	SH		SOLE		520	0	0
Henry Schein Inc	COM	806407102	4,403	54	SH		SOLE		54	0	0
Schlumberger NV	COM STK	806857108	59,313	1,208	SH		SOLE		1,208	0	0
Charles Schwab Corp/The	COM	808513105	357,389	6,823	SH		SOLE		6,823	0	0
Charles Schwab Investment Management Inc	US LRG CAP ETF	808524201	176,937	3,658	SH		SOLE		3,658	0	0
Charles Schwab Investment Management Inc	US MID-CAP ETF	808524508	68,529	1,010	SH		SOLE		1,010	0	0
Charles Schwab Investment Management Inc	US SML CAP ETF	808524607	43,607	1,040	SH		SOLE		1,040	0	0
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	US DIVIDEND EQ	808524797	4,829	66	SH		SOLE		66	0	0
Schwab ETFs/USA	US REIT ETF	808524847	123,221	6,319	SH		SOLE		6,319	0	0
SCOTTS MIRACLE-GRO CO/THE	CL A	810186106	4,324	62	SH		SOLE		62	0	0
Sea Ltd	SPONSORD ADS	81141R100	9,694	112	SH		SOLE		112	0	0
SELECT SECTOR SPDR	SBI HEALTHCARE	81369Y209	89,068	688	SH		SOLE		688	0	0
SELECT SECTOR SPDR	ENERGY	81369Y506	1,158,129	13,982	SH		SOLE		13,982	0	0
SELECT SECTOR SPDR	FINANCIAL	81369Y605	543,206	16,896	SH		SOLE		16,896	0	0
State Street Global Advisors Inc	SBI INT-INDS	81369Y704	1,518	15	SH		SOLE		15	0	0
SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	105,707	700	SH		SOLE		700	0	0
SEMPRA ENERGY	COM	816851109	48,220	319	SH		SOLE		319	0	0
ServiceNow Inc	COM	81762P102	1,834,250	3,947	SH		SOLE		3,947	0	0
Sherwin-Williams Co/The	COM	824348106	3,821	17	SH		SOLE		17	0	0
Shockwave Medical Inc	COM	82489T104	867	4	SH		SOLE		4	0	0
Signature Bridge Bank NA	COM	82669G104	8	44	SH		SOLE		44	0	0
SIMON PROP GROUP	COM	828806109	3,695	33	SH		SOLE		33	0	0
Skyworks Solutions Inc	COM	83088M102	4,011	34	SH		SOLE		34	0	0
Smith & Nephew PLC	SPDN ADR NEW	83175M205	49,345	1,768	SH		SOLE		1,768	0	0
SMUCKER(JM)CO	COM NEW	832696405	3,305	21	SH		SOLE		21	0	0
SNAP INC	CL A	83304A106	2,903	259	SH		SOLE		259	0	0
Sony Group Corp	SPONSORED ADR	835699307	129,992	1,434	SH		SOLE		1,434	0	0
Southern Co/The	COM	842587107	278,320	4,000	SH		DFND		4,000	0	0
Southern Co/The	COM	842587107	1,074,037	15,436	SH		SOLE		15,436	0	0
Americas Mining Corp/United St	COM	84265V105	76,250	1,000	SH		SOLE		1,000	0	0
SOUTHWEST AIRLINES	COM	844741108	322,927	9,924	SH		SOLE		9,924	0	0
Southwestern Energy Co	COM	845467109	2,750	550	SH		SOLE		550	0	0
Spectrum Brands Holdings Inc	COM	84790A105	1,987	30	SH		SOLE		30	0	0
Splunk Inc	COM	848637104	31,545	329	SH		SOLE		329	0	0
Block Inc	CL A	852234103	13,181	192	SH		SOLE		192	0	0
Stanley Black & Decker Inc	COM	854502101	1,370	17	SH		SOLE		17	0	0
STARBUCKS CORP	COM	855244109	132,766	1,275	SH		SOLE		1,275	0	0
Starwood Property Trust Inc	COM	85571B105	43,694	2,470	SH		SOLE		2,470	0	0
State Street Corp	COM	857477103	18,241	241	SH		SOLE		241	0	0
Steel Dynamics Inc	COM	858119100	4,635	41	SH		SOLE		41	0	0
Stryker Corp	COM	863667101	27,976	98	SH		SOLE		98	0	0
Sumitomo Mitsui Financial Grou	SPONSORED ADR	86562M209	800	100	SH		SOLE		100	0	0
Sun Communities Inc	COM	866674104	5,072	36	SH		SOLE		36	0	0
Synopsys Inc	COM	871607107	16,609	43	SH		SOLE		43	0	0
SYNCHRONY FINANCIAL	COM	87165B103	137,868	4,741	SH		SOLE		4,741	0	0
Sysco Corp	COM	871829107	47,265	612	SH		SOLE		612	0	0
TJX Cos Inc/The	COM	872540109	257,178	3,282	SH		SOLE		3,282	0	0
T-Mobile US Inc	COM	872590104	201,328	1,390	SH		SOLE		1,390	0	0
TSMC	SPONSORED ADS	874039100	348,918	3,751	SH		SOLE		3,751	0	0
Target Corp	COM	87612E106	203,725	1,230	SH		SOLE		1,230	0	0
Targa Resources Corp	COM	87612G101	32,828	450	SH		SOLE		450	0	0
TC Energy Corp	COM	87807B107	546,569	14,047	SH		SOLE		14,047	0	0
Teradyne Inc	COM	880770102	58,055	540	SH		SOLE		540	0	0
Terran Orbital Corp	COM	88105P103	46,920	25,500	SH		SOLE		25,500	0	0
Tesla Inc	COM	88160R101	638,769	3,079	SH		SOLE		3,079	0	0
TEXAS INSTRUMENTS	COM	882508104	910,147	4,893	SH		SOLE		4,893	0	0
Textron Inc	COM	883203101	6,215	88	SH		SOLE		88	0	0
Trade Desk Inc/The	COM CL A	88339J105	23,268	382	SH		SOLE		382	0	0
Thermo Fisher Scientific Inc	COM	883556102	1,770,032	3,071	SH		SOLE		3,071	0	0
3M Co	COM	88579Y101	105,110	1,000	SH		DFND		1,000	0	0
3M Co	COM	88579Y101	67,586	643	SH		SOLE		643	0	0
TORONTO-DOMINION	COM NEW	891160509	158,675	2,649	SH		SOLE		2,649	0	0
TotalEnergies SE	SPONSORED ADS	89151E109	1,182,476	20,025	SH		SOLE		20,025	0	0
TOYOTA MOTOR CORP	ADS	892331307	3,259	23	SH		SOLE		23	0	0
TRACTOR SUPPLY CO	COM	892356106	6,346	27	SH		SOLE		27	0	0
TRAVEL PLUS LEISURE CO	COM	894164102	14,700	375	SH		SOLE		375	0	0
TRAVELERS CO INC	COM	89417E109	237,746	1,387	SH		SOLE		1,387	0	0
Truist Financial Corp	COM	89832Q109	676,374	19,835	SH		SOLE		19,835	0	0
Tyson Foods Inc	CL A	902494103	7,237	122	SH		SOLE		122	0	0
US Bancorp	COM NEW	902973304	527,195	14,624	SH		SOLE		14,624	0	0
Uber Technologies Inc	COM	90353T100	6,245	197	SH		SOLE		197	0	0
Ulta Beauty Inc	COM	90384S303	77,485	142	SH		SOLE		142	0	0
Unilever PLC	SPON ADR NEW	904767704	51,930	1,000	SH		DFND		1,000	0	0
Unilever PLC	SPON ADR NEW	904767704	636,714	12,261	SH		SOLE		12,261	0	0
Union Pacific Corp	COM	907818108	171,071	850	SH		SOLE		850	0	0
UTD PARCEL SERV	CL B	911312106	242,488	1,250	SH		DFND		1,250	0	0
UTD PARCEL SERV	CL B	911312106	842,693	4,344	SH		SOLE		4,344	0	0
US Foods Holding Corp	COM	912008109	2,881	78	SH		SOLE		78	0	0
US NATURAL GAS FD	UNIT PAR	912318300	2,214	319	SH		SOLE		319	0	0
UnitedHealth Group Inc	COM	91324P102	2,693,763	5,700	SH		SOLE		5,700	0	0
VF Corp	COM	918204108	4,032	176	SH		SOLE		176	0	0
Valero Energy Corp	COM	91913Y100	376,362	2,696	SH		SOLE		2,696	0	0
VANGUARD ETF/USA	SMLLCP 600 IDX	921932828	75,294	848	SH		SOLE		848	0	0
Vanguard ETF/USA	INTERMED TERM	921937819	26,782	349	SH		SOLE		349	0	0
Vanguard Group Inc/The	TOTAL BND MRKT	921937835	4,780,345	64,748	SH		SOLE		64,748	0	0
Vanguard ETF/USA	VAN FTSE DEV MKT	921943858	2,655,228	58,783	SH		SOLE		58,783	0	0
VANGUARD WHITEHALL	HIGH DIV YLD	921946406	143,902	1,364	SH		DFND		1,364	0	0
Vanguard Group Inc/The	FTSE SMCAP ETF	922042718	12,126	111	SH		SOLE		111	0	0
Vanguard ETF/USA	ALLWRLD EX US	922042775	90,899	1,700	SH		SOLE		1,700	0	0
VANGUARD ETF/USA	FTSE EMR MKT ETF	922042858	2,917,526	72,216	SH		SOLE		72,216	0	0
Vanguard ETF/USA	ENERGY ETF	92204A306	1,649,595	14,441	SH		SOLE		14,441	0	0
Vanguard ETF/USA	INF TECH ETF	92204A702	192,735	500	SH		SOLE		500	0	0
VANGUARD GROUP INC/THE	SHORT TERM TREAS	92206C102	911,526	15,571	SH		SOLE		15,571	0	0
VANGUARD ETF/USA	SHRT TRM CORP BD	92206C409	5,868,643	76,986	SH		SOLE		76,986	0	0
Vanguard Group Inc/The	INTER TERM TREAS	92206C706	5,996	100	SH		SOLE		100	0	0
VANGUARD ETF/USA	INT-TERM CORP	92206C870	33,692	420	SH		SOLE		420	0	0
Veeva Systems Inc	CL A COM	922475108	6,433	35	SH		SOLE		35	0	0
Ventas Inc	COM	92276F100	32,989	761	SH		SOLE		761	0	0
Vanguard Group Inc/The	TAX EXEMPT BD	922907746	9,278,987	183,162	SH		SOLE		183,162	0	0
VANGUARD	S&P 500 ETF SHS	922908363	138,770	369	SH		DFND		369	0	0
VANGUARD	S&P 500 ETF SHS	922908363	39,808,138	105,853	SH		SOLE		105,853	0	0
Vanguard ETF/USA	MCAP VL IDXVIP	922908512	1,145,762	8,546	SH		SOLE		8,546	0	0
Vanguard ETF/USA	MCAP GR IDXVIP	922908538	155,912	800	SH		SOLE		800	0	0
Vanguard ETF/USA	REAL ESTATE ETF	922908553	427,656	5,150	SH		DFND		5,150	0	0
Vanguard ETF/USA	REAL ESTATE ETF	922908553	3,706,989	44,641	SH		SOLE		44,641	0	0
Vanguard ETF/USA	SML CP GRW ETF	922908595	27,268	126	SH		SOLE		126	0	0
VANGUARD ETF/USA	SM CP VAL ETF	922908611	1,059,247	6,672	SH		SOLE		6,672	0	0
Vanguard ETF/USA	MID CAP ETF	922908629	3,710,294	17,591	SH		SOLE		17,591	0	0
Vanguard Group Inc/The	LARGE CAP ETF	922908637	68,372	366	SH		SOLE		366	0	0
Vanguard ETF/USA	GROWTH ETF	922908736	24,944	100	SH		SOLE		100	0	0
Vanguard ETF/USA	VALUE ETF	922908744	6,363,556	46,076	SH		SOLE		46,076	0	0
Vanguard ETF/USA	SMALL CP ETF	922908751	3,054,570	16,114	SH		SOLE		16,114	0	0
VANGUARD ETF/USA	TOTAL STK MKT	922908769	784,765	3,845	SH		SOLE		3,845	0	0
VeriSign Inc	COM	92343E102	7,185	34	SH		SOLE		34	0	0
VERIZON COMMUN	COM	92343V104	252,785	6,500	SH		DFND		6,500	0	0
VERIZON COMMUN	COM	92343V104	1,445,658	37,173	SH		SOLE		37,173	0	0
Verisk Analytics Inc	COM	92345Y106	41,634	217	SH		SOLE		217	0	0
Vertex Pharmaceuticals Inc	COM	92532F100	173,289	550	SH		SOLE		550	0	0
Vertiv Holdings Co	COM CL A	92537N108	773	54	SH		SOLE		54	0	0
National Amusements Inc	CLASS B COM	92556H206	20,927	938	SH		SOLE		938	0	0
VIATRIS INC	COM	92556V106	19,259	2,002	SH		SOLE		2,002	0	0
Virgin Galactic Holdings Inc	COM	92766K106	1,381	341	SH		SOLE		341	0	0
VISA INC	COM CL A	92826C839	2,747,230	12,185	SH		SOLE		12,185	0	0
VMware Inc	CL A COM	928563402	3,870	31	SH		SOLE		31	0	0
Vodafone Group PLC	SPONSORED ADR	92857W308	37,525	3,399	SH		SOLE		3,399	0	0
Vontier Corp	COM	928881101	547	20	SH		SOLE		20	0	0
Voya Financial Inc	COM	929089100	376,380	5,267	SH		SOLE		5,267	0	0
WEC Energy Group Inc	COM	92939U106	3,981	42	SH		SOLE		42	0	0
Westinghouse Air Brake Technol	COM	929740108	16,372	162	SH		SOLE		162	0	0
Walmart Inc	COM	931142103	912,568	6,189	SH		SOLE		6,189	0	0
Walgreens Boots Alliance Inc	COM	931427108	503,727	14,567	SH		SOLE		14,567	0	0
Warner Bros Discovery Inc	COM SER A	934423104	5,285	350	SH		SOLE		350	0	0
AI Entertainment Holdings LLC	COM CL A	934550203	1,168	35	SH		SOLE		35	0	0
Waste Connections Inc	COM	94106B101	44,502	320	SH		SOLE		320	0	0
WASTE MANAGEMENT	COM	94106L109	163,986	1,005	SH		SOLE		1,005	0	0
Weibo Corp	SPONSORED ADR	948596101	57,151	2,849	SH		SOLE		2,849	0	0
WELLS FARGO & CO	COM	949746101	123,840	3,313	SH		SOLE		3,313	0	0
WELLTOWER INC COM	COM	95040Q104	73,841	1,030	SH		SOLE		1,030	0	0
WEYERHAEUSER CO	COM NEW	962166104	12,655	420	SH		SOLE		420	0	0
Williams Cos Inc/The	COM	969457100	850,950	28,498	SH		SOLE		28,498	0	0
Williams-Sonoma Inc	COM	969904101	1,217	10	SH		SOLE		10	0	0
Wolfspeed Inc	COM	977852102	19,485	300	SH		SOLE		300	0	0
Woodside Energy Group Ltd	SPONSORED ADR	980228308	53,137	2,369	SH		SOLE		2,369	0	0
Workday Inc	CL A	98138H101	6,816	33	SH		SOLE		33	0	0
Xcel Energy Inc	COM	98389B100	1,349	20	SH		SOLE		20	0	0
Xylem Inc/NY	COM	98419M100	25,337	242	SH		SOLE		242	0	0
Yelp Inc	CL A	985817105	16,056	523	SH		SOLE		523	0	0
YETI Holdings Inc	COM	98585X104	36,000	900	SH		SOLE		900	0	0
YUM BRANDS INC	COM	988498101	439,430	3,327	SH		SOLE		3,327	0	0
Zebra Technologies Corp	CL A	989207105	37,206	117	SH		SOLE		117	0	0
ZIMMER HLDGS INC	COM	98956P102	5,039	39	SH		SOLE		39	0	0
Pfizer Inc	CL A	98978V103	1,066,880	6,410	SH		SOLE		6,410	0	0
Zoom Video Communications Inc	CL A	98980L101	1,551	21	SH		SOLE		21	0	0
DEUTSCHE BANK AG	NAMEN AKT	D18190898	33,693	3,300	SH		SOLE		3,300	0	0
Amcor PLC	ORD	G0250X107	82,505	7,250	SH		DFND		7,250	0	0
Amcor PLC	ORD	G0250X107	475,297	41,766	SH		SOLE		41,766	0	0
AMDOCS	SHS	G02602103	3,361	35	SH		SOLE		35	0	0
Aon PLC	SHS CL A	G0403H108	78,192	248	SH		SOLE		248	0	0
Accenture PLC	SHS CLASS A	G1151C101	2,294,483	8,028	SH		SOLE		8,028	0	0
BUNGE LIMITED	COM	G16962105	47,760	500	SH		SOLE		500	0	0
Capri Holdings Ltd	SHS	G1890L107	893	19	SH		SOLE		19	0	0
Coca-Cola Europacific Partners	SHS	G25839104	2,131	36	SH		SOLE		36	0	0
Eaton Corp PLC	SHS	G29183103	863,040	5,037	SH		SOLE		5,037	0	0
Everest Re Group Ltd	COM	G3223R108	162,899	455	SH		SOLE		455	0	0
Mubadala Treasury Holding Co L	ORDINARY SHARES	G39387108	1,299	18	SH		SOLE		18	0	0
HORIZON THERAPEUTICS PLC	SHS	G46188101	16,371	150	SH		SOLE		150	0	0
ICON PLC	SHS	G4705A100	147,591	691	SH		SOLE		691	0	0
INVESCO	SHS	G491BT108	29,274	1,785	SH		SOLE		1,785	0	0
Johnson Controls International	SHS	G51502105	140,674	2,336	SH		SOLE		2,336	0	0
Medtronic PLC	SHS	G5960L103	572,563	7,102	SH		SOLE		7,102	0	0
Seagate Technology Holdings PL	ORD SHS	G7997R103	61,558	931	SH		SOLE		931	0	0
PENTAIR PLC	SHS	G7S00T104	2,321	42	SH		SOLE		42	0	0
Trane Technologies PLC	SHS	G8994E103	893,959	4,859	SH		SOLE		4,859	0	0
Willis Towers Watson PLC	SHS	G96629103	4,415	19	SH		SOLE		19	0	0
XP INC	CL A	G98239109	27,182	2,290	SH		SOLE		2,290	0	0
ALCON AG	ORD SHS	H01301128	1,411	20	SH		SOLE		20	0	0
CHUBB LIMITED COM	COM	H1467J104	58,254	300	SH		DFND		300	0	0
CHUBB LIMITED COM	COM	H1467J104	119,421	615	SH		SOLE		615	0	0
Garmin Ltd	SHS	H2906T109	1,009	10	SH		SOLE		10	0	0
Logitech International SA	SHS	H50430232	1,452	25	SH		SOLE		25	0	0
TE Connectivity Ltd	SHS	H84989104	89,707	684	SH		SOLE		684	0	0
Check Point Software Technolog	ORD	M22465104	101,270	779	SH		SOLE		779	0	0
ICL Group Ltd	SHS	M53213100	680	100	SH		SOLE		100	0	0
ZIM Integrated Shipping Servic	SHS	M9T951109	2,358	100	SH		SOLE		100	0	0
ASML HOLDING NV	N Y REGISTRY SHS	N07059210	42,885	63	SH		SOLE		63	0	0
CORE LABORATORIES	COM	N22717107	70,869	3,214	SH		SOLE		3,214	0	0
FERRARI NV	COM	N3167Y103	27,094	100	SH		SOLE		100	0	0
LyondellBasell Industries NV	SHS - A -	N53745100	617,233	6,574	SH		SOLE		6,574	0	0
NXP Semiconductors NV	COM	N6596X109	5,594	30	SH		SOLE		30	0	0
ROYAL CARIBBEAN	COM	V7780T103	33,172	508	SH		SOLE		508	0	0