Grove Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
10X Genomics Inc	CL A COM	88025U109	1,403	34	SH		SOLE		34	0	0
2U Inc	COM	90214J101	432	175	SH		SOLE		175	0	0
3M Co	COM	88579Y101	93,620	1,000	SH		DFND		1,000	0	0
3M Co	COM	88579Y101	67,875	725	SH		SOLE		725	0	0
5TH THIRD BANCORP	COM	316773100	6,535	258	SH		SOLE		258	0	0
908 Devices Inc	COM	65443P102	739	111	SH		SOLE		111	0	0
ACADIA Pharmaceuticals Inc	COM	004225108	4,168	200	SH		SOLE		200	0	0
ACELYRIN Inc	None	00445A100	183	18	SH		SOLE		18	0	0
ADVANCED MICRO DEV	COM	007903107	583,195	5,672	SH		SOLE		3,112	0	2,560
AES CORP	COM	00130H105	121,600	8,000	SH		SOLE		8,000	0	0
AGILENT TECHS INC	COM	00846U101	265,573	2,375	SH		SOLE		2,375	0	0
AGNC INVESTMENT CORP	COM	00123Q104	4,909	520	SH		SOLE		520	0	0
ALBEMARLE CORP	COM	012653101	4,931	29	SH		SOLE		29	0	0
ALCON AG	ORD SHS	H01301128	14,179	184	SH		SOLE		184	0	0
ALPHABET INC	CAP STK CL A	02079K305	3,414,399	26,092	SH		SOLE		23,292	0	2,800
ALPS ETFs/USA	OSHARES US QUALT	00162Q387	62,895	1,500	SH		SOLE		1,500	0	0
ALPS ETFs/USA	None	00162Q395	10,533	300	SH		SOLE		300	0	0
ALTRIA GROUP INC	COM	02209S103	588,700	14,000	SH		DFND		14,000	0	0
ALTRIA GROUP INC	COM	02209S103	308,521	7,337	SH		SOLE		7,337	0	0
AMBEV SA	SPONSORED ADR	02319V103	57,715	22,370	SH		SOLE		0	0	22,370
AMER EXPRESS CO	COM	025816109	556,180	3,728	SH		SOLE		3,728	0	0
AMER INTL GRP	COM NEW	026874784	184,709	3,048	SH		SOLE		3,048	0	0
AMETEK Inc	COM	031100100	4,285	29	SH		SOLE		29	0	0
ANALOG DEVICES INC	COM	032654105	254,406	1,453	SH		SOLE		1,453	0	0
ANSYS, INC.	COM	03662Q105	8,629	29	SH		SOLE		29	0	0
APA Corp	COM	03743Q108	82,200	2,000	SH		SOLE		2,000	0	0
APPLIED MATERIALS	COM	038222105	787,642	5,689	SH		SOLE		5,689	0	0
ARISTA NETWORKS INC	COM	040413106	9,748	53	SH		SOLE		53	0	0
ARK Investment Management LLC	INNOVATION ETF	00214Q104	12,615	318	SH		SOLE		318	0	0
ASE Technology Holding Co Ltd	SPONSORED ADS	00215W100	128,381	17,072	SH		SOLE		0	0	17,072
ASML HOLDING NV	N Y REGISTRY SHS	N07059210	108,313	184	SH		SOLE		49	0	135
AT&T INC	COM	00206R102	105,140	7,000	SH		DFND		7,000	0	0
AT&T INC	COM	00206R102	851,529	56,693	SH		SOLE		21,727	0	34,966
AUTOMATIC DATA PROCESSING	COM	053015103	1,042,674	4,334	SH		SOLE		4,334	0	0
AUTOZONE INC	COM	053332102	53,340	21	SH		SOLE		21	0	0
AVERY DENNISON CORP	COM	053611109	52,609	288	SH		SOLE		288	0	0
AbbVie Inc	COM	00287Y109	1,043,420	7,000	SH		DFND		7,000	0	0
AbbVie Inc	COM	00287Y109	1,412,493	9,476	SH		SOLE		5,952	0	3,524
Abbott Laboratories	COM	002824100	508,463	5,250	SH		DFND		5,250	0	0
Abbott Laboratories	COM	002824100	2,553,353	26,364	SH		SOLE		13,194	0	13,170
Abcam PLC	ADS	000380204	2,059	91	SH		SOLE		91	0	0
Aberdeen Standard Investments	PHYSICAL PALLADM	003262102	1,611	14	SH		SOLE		14	0	0
Accenture PLC	SHS CLASS A	G1151C101	2,732,972	8,899	SH		SOLE		4,050	0	4,849
Activision Blizzard Inc	COM	00507V109	282,201	3,014	SH		SOLE		3,014	0	0
Addus HomeCare Corp	COM	006739106	1,193	14	SH		SOLE		14	0	0
Adobe Inc	COM	00724F101	3,405,622	6,679	SH		SOLE		2,213	0	4,466
Advance Auto Parts Inc	COM	00751Y106	9,452	169	SH		SOLE		169	0	0
Aflac Inc	COM	001055102	27,477	358	SH		SOLE		358	0	0
Air Products and Chemicals Inc	COM	009158106	318,258	1,123	SH		SOLE		1,123	0	0
Airbnb Inc	COM CL A	009066101	1,831,754	13,350	SH		SOLE		2,100	0	11,250
Alamos Gold Inc	COM CL A	011532108	914	81	SH		SOLE		81	0	0
Alaska Air Group Inc	COM	011659109	1,112	30	SH		SOLE		30	0	0
Align Technology Inc	COM	016255101	544,996	1,785	SH		SOLE		467	0	1,319
Allegion plc	ORD SHS	G0176J109	4,897	47	SH		SOLE		47	0	0
Allstate Corp/The	COM	020002101	68,740	617	SH		SOLE		617	0	0
Ally Financial Inc	COM	02005N100	4,669	175	SH		SOLE		175	0	0
Alphabet Inc	CAP STK CL C	02079K107	92,295	700	SH		DFND		700	0	0
Alphabet Inc	CAP STK CL C	02079K107	5,082,554	38,548	SH		SOLE		18,061	0	20,487
Amazon.com Inc	COM	023135106	9,244,421	72,722	SH		SOLE		31,392	0	41,330
Amcor PLC	ORD	G0250X107	66,410	7,250	SH		DFND		7,250	0	0
Amcor PLC	ORD	G0250X107	412,860	45,072	SH		SOLE		7,546	0	37,526
American Century ETF Trust	AVANTIS EMGMKT	025072604	1,038,696	19,676	SH		SOLE		18,128	0	1,548
American Century ETF Trust	INTL EQT ETF	025072703	938,816	16,870	SH		SOLE		13,616	0	3,254
American Electric Power Co Inc	COM	025537101	75,220	1,000	SH		DFND		1,000	0	0
American Electric Power Co Inc	COM	025537101	663,440	8,820	SH		SOLE		1,920	0	6,900
American Tower Corp	COM	03027X100	281,210	1,710	SH		SOLE		1,710	0	0
Ameriprise Financial Inc	COM	03076C106	572,654	1,737	SH		SOLE		1,737	0	0
Amgen Inc	COM	031162100	1,661,743	6,183	SH		SOLE		3,008	0	3,175
Amphenol Corp	CL A	032095101	88,441	1,053	SH		SOLE		1,053	0	0
Anheuser-Busch InBev SA/NV	SPONSORED ADR	03524A108	55,300	1,000	SH		SOLE		1,000	0	0
Antero Resources Corp	COM	03674X106	1,472	58	SH		SOLE		58	0	0
Aon PLC	SHS CL A	G0403H108	98,887	305	SH		SOLE		305	0	0
Apollo Global Management Inc	COM	03769M106	8,258	92	SH		SOLE		92	0	0
Apple Hospitality REIT Inc	COM NEW	03784Y200	207,443	13,523	SH		SOLE		13,523	0	0
Apple Inc	COM	037833100	11,642,280	68,000	SH		DFND		68,000	0	0
Apple Inc	COM	037833100	18,049,301	105,422	SH		SOLE		103,554	0	1,868
Archer Aviation Inc	None	03945R102	26,747	5,286	SH		SOLE		5,286	0	0
Archer-Daniels-Midland Co	COM	039483102	77,758	1,031	SH		SOLE		1,031	0	0
Arcus Biosciences Inc	COM	03969F109	880	49	SH		SOLE		49	0	0
Ares Capital Corp	COM	04010L103	14,018	720	SH		SOLE		720	0	0
Arthur J Gallagher & Co	COM	363576109	231,121	1,014	SH		SOLE		484	0	530
AstraZeneca PLC	SPONSORED ADR	046353108	504,514	7,450	SH		DFND		7,450	0	0
AstraZeneca PLC	SPONSORED ADR	046353108	274,740	4,057	SH		SOLE		4,057	0	0
Atkore Inc	COM	047649108	1,194	8	SH		SOLE		8	0	0
Atlassian Corp	CL A	049468101	104,382	518	SH		SOLE		518	0	0
Autodesk Inc	COM	052769106	1,307,464	6,319	SH		SOLE		1,170	0	5,149
Axcelis Technologies Inc	COM NEW	054540208	205,932	1,263	SH		SOLE		1,263	0	0
B. RILEY FINANCIAL INC	COM	05580M108	943	23	SH		SOLE		23	0	0
BAKER HUGHES INC	CL A	05722G100	5,298	150	SH		SOLE		150	0	0
BARRICK GOLD CORP	COM	067901108	35,589	2,446	SH		SOLE		2,446	0	0
BAXTER INTL INC	COM	071813109	80,235	2,126	SH		SOLE		2,126	0	0
BCE Inc	COM NEW	05534B760	167,948	4,400	SH		DFND		4,400	0	0
BCE Inc	COM NEW	05534B760	864,131	22,639	SH		SOLE		5,359	0	17,280
BECTON DICKINSON	COM	075887109	3,619	14	SH		SOLE		14	0	0
BEST BUY CO INC	COM	086516101	53,145	765	SH		SOLE		765	0	0
BHP BILLITON LTD	SPONSORED ADS	088606108	72,351	1,272	SH		SOLE		0	0	1,272
BILL Holdings Inc	COM	090043100	651	6	SH		SOLE		6	0	0
BJ's Wholesale Club Holdings I	COM	05550J101	97,063	1,360	SH		SOLE		1,360	0	0
BK OF AMERICA CORP	COM	060505104	2,015,469	73,611	SH		SOLE		69,501	0	4,110
BK OF MONTREAL	COM	063671101	43,029	510	SH		SOLE		510	0	0
BK OF NY MELLON CP	COM	064058100	62,525	1,466	SH		SOLE		1,466	0	0
BLACKROCK FUND ADVISORS	HDG MSCI EAFE	46434V803	1,429,750	47,500	SH		SOLE		0	0	47,500
BOEING CO	COM	097023105	90,090	470	SH		SOLE		470	0	0
BP PLC	SPONSORED ADR	055622104	258,882	6,686	SH		SOLE		6,686	0	0
BRISTOL-MYRS SQUIB	COM	110122108	116,080	2,000	SH		DFND		2,000	0	0
BRISTOL-MYRS SQUIB	COM	110122108	195,247	3,364	SH		SOLE		3,364	0	0
BRITISH AMERICAN TOBACCO PLC	SPONSORED ADR	110448107	86,378	2,750	SH		DFND		2,750	0	0
BRITISH AMERICAN TOBACCO PLC	SPONSORED ADR	110448107	581,650	18,518	SH		SOLE		4,875	0	13,643
BROADRIDGE FIN SOL	COM	11133T103	8,953	50	SH		SOLE		50	0	0
Baidu Inc	SPON ADR REP A	056752108	88,402	658	SH		SOLE		0	0	658
Balchem Corp	COM	057665200	1,240	10	SH		SOLE		10	0	0
Banco Bradesco SA	SP ADR PFD NEW	059460303	41,057	14,406	SH		SOLE		0	0	14,406
Bancolombia SA	SPON ADR PREF	05968L102	60,804	2,279	SH		SOLE		0	0	2,279
Barclays PLC	ADR	06738E204	64,937	8,336	SH		SOLE		0	0	8,336
Beam Therapeutics Inc	COM	07373V105	1,275	53	SH		SOLE		53	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	1,162,996	3,320	SH		SOLE		3,320	0	0
Bio-Techne Corp	COM	09073M104	3,131	46	SH		SOLE		46	0	0
BioLife Solutions Inc	COM NEW	09062W204	635	46	SH		SOLE		46	0	0
Biogen Inc	COM	09062X103	18,248	71	SH		SOLE		71	0	0
Black Stone Minerals LP	COM UNIT	09225M101	17,230	1,000	SH		SOLE		1,000	0	0
BlackRock Capital Investment C	COM	092533108	252,280	68,000	SH		SOLE		68,000	0	0
BlackRock Fund Advisors	CORE S&P TTL STK	464287150	5,751,336	61,061	SH		SOLE		61,061	0	0
BlackRock Fund Advisors	20 YR TR BD ETF	464287432	1,330	15	SH		DFND		15	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	122,333	1,775	SH		DFND		1,775	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	5,146,877	74,679	SH		SOLE		67,864	0	6,815
BlackRock Fund Advisors	RUS MDCP VAL ETF	464287473	203,359	1,949	SH		SOLE		1,949	0	0
BlackRock Fund Advisors	RUS MD CP GR ETF	464287481	109,620	1,200	SH		SOLE		1,200	0	0
BlackRock Fund Advisors	RUS MID CAP ETF	464287499	1,772,800	25,600	SH		SOLE		25,600	0	0
BlackRock Fund Advisors	CORE S&P MCP ETF	464287507	53,112	213	SH		DFND		213	0	0
BlackRock Fund Advisors	CORE S&P MCP ETF	464287507	32,913,701	131,998	SH		SOLE		113,048	0	18,950
BlackRock Fund Advisors	S&P MC 400GR ETF	464287606	45,872	635	SH		SOLE		635	0	0
BlackRock Fund Advisors	RUSSELL 3000 ETF	464287689	126,206	515	SH		SOLE		515	0	0
BlackRock Fund Advisors	S&P MC 400VL ETF	464287705	170,067	1,685	SH		SOLE		1,685	0	0
BlackRock Fund Advisors	US INDUSTRIALS	464287754	10,089	100	SH		SOLE		100	0	0
BlackRock Fund Advisors	CORE S&P SCP ETF	464287804	280,632	2,975	SH		DFND		2,975	0	0
BlackRock Fund Advisors	CORE S&P SCP ETF	464287804	27,973,844	296,553	SH		SOLE		249,985	0	46,568
BlackRock Fund Advisors	SHRT NAT MUN ETF	464288158	9,886,903	96,120	SH		SOLE		93,051	0	3,069
BlackRock Fund Advisors	EAFE SML CP ETF	464288273	56,752	1,005	SH		SOLE		1,005	0	0
BlackRock Fund Advisors	GLB INFRASTR ETF	464288372	60,866	1,406	SH		SOLE		1,406	0	0
BlackRock Fund Advisors	INTL SEL DIV ETF	464288448	63,500	2,500	SH		SOLE		2,500	0	0
BlackRock Fund Advisors	ISHS 1-5YR INVS	464288646	463,768	9,307	SH		SOLE		9,307	0	0
BlackRock Fund Advisors	US HOME CONS ETF	464288752	6,593	84	SH		SOLE		84	0	0
BlackRock Fund Advisors	MSCI USA ESG SLC	464288802	209,450	2,328	SH		SOLE		2,328	0	0
BlackRock Fund Advisors	U.S. MED DVC ETF	464288810	2,619	54	SH		SOLE		54	0	0
BlackRock Fund Advisors	EAFE GRWTH ETF	464288885	5,782	67	SH		DFND		67	0	0
BlackRock Fund Advisors	MSCI USA MIN VOL	46429B697	2,316	32	SH		DFND		32	0	0
BlackRock Fund Advisors	MSCI USA MIN VOL	46429B697	361,900	5,000	SH		SOLE		5,000	0	0
BlackRock Fund Advisors	GSCI CMDTY STGY	46431W853	172,422	5,915	SH		SOLE		5,915	0	0
BlackRock Fund Advisors	MSCI USA QLT FCT	46432F339	7,248	55	SH		DFND		55	0	0
BlackRock Fund Advisors	MRNGSTR INC ETF	46432F875	75,056	3,942	SH		DFND		3,942	0	0
BlackRock Fund Advisors	CORE MSCI EMKT	46434G103	26,365	554	SH		DFND		554	0	0
BlackRock Fund Advisors	CORE MSCI EMKT	46434G103	9,897,673	207,978	SH		SOLE		114,185	0	93,793
BlackRock Fund Advisors	MSCI EMRG CHN	46434G764	21,427	430	SH		SOLE		430	0	0
BlackRock Fund Advisors	MSCI ITALY ETF	46434G830	3,042	100	SH		SOLE		100	0	0
BlackRock Fund Advisors	CORE TOTAL USD	46434V613	3,672	84	SH		DFND		84	0	0
BlackRock Fund Advisors	TRS FLT RT BD	46434V860	761	15	SH		DFND		15	0	0
BlackRock Fund Advisors	IBONDS DEC23 ETF	46434VAX8	47,398	1,869	SH		SOLE		1,869	0	0
BlackRock Fund Advisors	IBONDS DEC25 ETF	46434VBD1	18,399	755	SH		SOLE		755	0	0
BlackRock Fund Advisors	IBONDS DEC2026	46435GAA0	19,835	850	SH		SOLE		850	0	0
BlackRock Fund Advisors	US INFRASTRUC	46435U713	1,061	29	SH		DFND		29	0	0
BlackRock Inc	COM	09247X101	281,223	435	SH		SOLE		435	0	0
Blackstone Inc	COM	09260D107	107,140	1,000	SH		DFND		1,000	0	0
Blackstone Inc	COM	09260D107	50,356	470	SH		SOLE		470	0	0
Block Inc	CL A	852234103	13,189	298	SH		SOLE		298	0	0
Booking Holdings Inc	COM	09857L108	9,252	3	SH		SOLE		3	0	0
BorgWarner Inc	COM	099724106	42,227	1,046	SH		SOLE		1,046	0	0
Boston Scientific Corp	COM	101137107	130,997	2,481	SH		SOLE		2,481	0	0
Bowlero Corp	CL A COM	10258P102	1,289	134	SH		SOLE		134	0	0
Broadcom Inc	COM	11135F101	939,386	1,131	SH		SOLE		1,131	0	0
Burlington Stores Inc	COM	122017106	14,883	110	SH		SOLE		110	0	0
CACI International Inc	CL A	127190304	17,894	57	SH		SOLE		57	0	0
CARNIVAL CORP	COMMON STOCK	143658300	53,714	3,915	SH		SOLE		0	0	3,915
CARRIER GLOBAL CORP	COM	14448C104	41,400	750	SH		DFND		750	0	0
CARRIER GLOBAL CORP	COM	14448C104	165,655	3,001	SH		SOLE		3,001	0	0
CBRE Group Inc	CL A	12504L109	48,526	657	SH		SOLE		657	0	0
CDN NATL RAILWAYS	COM	136375102	69,115	638	SH		SOLE		0	0	638
CDW Corp/DE	COM	12514G108	807	4	SH		SOLE		4	0	0
CF Industries Holdings Inc	COM	125269100	15,433	180	SH		SOLE		180	0	0
CHUBB LIMITED COM	COM	H1467J104	62,454	300	SH		DFND		300	0	0
CHUBB LIMITED COM	COM	H1467J104	170,708	820	SH		SOLE		820	0	0
CIBC	COM	136069101	177,606	4,600	SH		DFND		4,600	0	0
CIBC	COM	136069101	400,231	10,366	SH		SOLE		1,690	0	8,676
CIENA CORP	COM NEW	171779309	945	20	SH		SOLE		20	0	0
CINTAS CORP	COM	172908105	4,810	10	SH		SOLE		10	0	0
CISCO SYSTEMS	COM	17275R102	979,346	18,217	SH		SOLE		16,673	0	1,544
CME Group Inc	COM	12572Q105	260,286	1,300	SH		SOLE		515	0	785
CMS Energy Corp	COM	125896100	16,517	311	SH		SOLE		311	0	0
CNX Resources Corp	COM	12653C108	5,713	253	SH		SOLE		253	0	0
COGNIZANT TECHNOLO	CL A	192446102	23,777	351	SH		SOLE		351	0	0
COINBASE GLOBAL INC -CLASS	COM CL A	19260Q107	7,208	96	SH		SOLE		96	0	0
CONAGRA FOODS INC	COM	205887102	361,889	13,198	SH		SOLE		3,052	0	10,146
CONOCOPHILLIPS	COM	20825C104	1,587,949	13,255	SH		SOLE		13,255	0	0
CONSOL Energy Inc	COM	20854L108	2,623	25	SH		SOLE		25	0	0
CORNING INC	COM	219350105	52,622	1,727	SH		SOLE		1,727	0	0
CRISPR Therapeutics AG	NAMEN AKT	H17182108	3,586	79	SH		SOLE		79	0	0
CRONOS GROUP INC	COM	22717L101	4,000	2,000	SH		DFND		2,000	0	0
CSX CORP	COM	126408103	808,756	26,301	SH		SOLE		22,551	0	3,750
CUMMINS INC	COM	231021106	5,940	26	SH		SOLE		26	0	0
CVS Health Corp	COM	126650100	326,967	4,683	SH		SOLE		4,683	0	0
Cadence Design Systems Inc	COM	127387108	199,389	851	SH		SOLE		851	0	0
Canadian Pacific Kansas City L	None	13646K108	18,082	243	SH		SOLE		243	0	0
Capital One Financial Corp	COM	14040H105	85,113	877	SH		SOLE		877	0	0
Capital Research and Managemen	None	14020W106	10,588	400	SH		SOLE		400	0	0
Capital Research and Managemen	None	14020X104	22,920	1,000	SH		SOLE		1,000	0	0
CarMax Inc	COM	143130102	8,063	114	SH		SOLE		114	0	0
Cardinal Health Inc	COM	14149Y108	22,226	256	SH		SOLE		256	0	0
Casella Waste Systems Inc	CL A	147448104	1,602	21	SH		SOLE		21	0	0
Caterpillar Inc	COM	149123101	416,598	1,526	SH		SOLE		1,526	0	0
Cboe Global Markets Inc	COM	12503M108	3,124	20	SH		SOLE		20	0	0
Celanese Corp	COM	150870103	372,292	2,966	SH		SOLE		2,966	0	0
Celsius Holdings Inc	COM NEW	15118V207	1,888	11	SH		SOLE		11	0	0
Centene Corp	COM	15135B101	4,133	60	SH		SOLE		60	0	0
ChampionX Corp	COM	15872M104	1,745	49	SH		SOLE		49	0	0
Charles Schwab Corp/The	COM	808513105	195,005	3,552	SH		SOLE		3,552	0	0
Charles Schwab Investment Management Inc	US LRG CAP ETF	808524201	185,095	3,658	SH		SOLE		3,658	0	0
Charles Schwab Investment Management Inc	US MID-CAP ETF	808524508	68,357	1,010	SH		SOLE		1,010	0	0
Charles Schwab Investment Management Inc	US SML CAP ETF	808524607	43,077	1,040	SH		SOLE		1,040	0	0
Charter Communications Inc	CL A	16119P108	41,343	94	SH		SOLE		94	0	0
Check Point Software Technolog	ORD	M22465104	98,760	741	SH		SOLE		0	0	741
Chemed Corp	COM	16359R103	3,638	7	SH		SOLE		7	0	0
Chevron Corp	COM	166764100	1,348,960	8,000	SH		DFND		8,000	0	0
Chevron Corp	COM	166764100	1,493,636	8,858	SH		SOLE		5,414	0	3,444
Chipotle Mexican Grill Inc	COM	169656105	62,282	34	SH		SOLE		34	0	0
Churchill Downs Inc	COM	171484108	1,160	10	SH		SOLE		10	0	0
Cigna Group/The	COM	125523100	507,202	1,773	SH		SOLE		1,773	0	0
Cincinnati Financial Corp	COM	172062101	5,831	57	SH		SOLE		57	0	0
Citigroup Inc	COM NEW	172967424	114,506	2,784	SH		SOLE		2,784	0	0
Citizens Financial Group Inc	COM	174610105	12,328	460	SH		SOLE		460	0	0
Clayton Dubilier & Rice LLC	CL A	21874C102	1,962	68	SH		SOLE		68	0	0
Clorox Co/The	COM	189054109	87,417	667	SH		SOLE		667	0	0
Coca-Cola Co/The	COM	191216100	170,739	3,050	SH		DFND		3,050	0	0
Coca-Cola Co/The	COM	191216100	1,087,579	19,428	SH		SOLE		15,494	0	3,934
Comcast Corp	CL A	20030N101	756,795	17,068	SH		SOLE		14,698	0	2,370
Comerica Inc	COM	200340107	12,050	290	SH		SOLE		290	0	0
Constellation Brands Inc	CL A	21036P108	78,164	311	SH		SOLE		311	0	0
Constellation Energy Corp	COM	21037T109	173,874	1,594	SH		SOLE		1,594	0	0
Copart Inc	COM	217204106	7,411	172	SH		SOLE		172	0	0
Corteva Inc	COM	22052L104	7,623	149	SH		SOLE		149	0	0
Costco Wholesale Corp	COM	22160K105	1,589,797	2,814	SH		SOLE		2,525	0	289
Crocs Inc	COM	227046109	794	9	SH		SOLE		9	0	0
Crowdstrike Holdings Inc	CL A	22788C105	25,442	152	SH		SOLE		152	0	0
Crown Castle Inc	COM	22822V101	156,451	1,700	SH		DFND		1,700	0	0
Crown Castle Inc	COM	22822V101	735,504	7,992	SH		SOLE		2,227	0	5,765
Curtiss-Wright Corp	COM	231561101	2,739	14	SH		SOLE		14	0	0
DEERE & CO	COM	244199105	618,526	1,639	SH		SOLE		1,156	0	483
DIAGEO	SPON ADR NEW	25243Q205	179,016	1,200	SH		DFND		1,200	0	0
DIAGEO	SPON ADR NEW	25243Q205	130,383	874	SH		SOLE		333	0	541
DISCOVER FINL SVCS	COM	254709108	17,239	199	SH		SOLE		199	0	0
DOMINION RES(VIR)	COM	25746U109	44,670	1,000	SH		DFND		1,000	0	0
DOMINION RES(VIR)	COM	25746U109	804,551	18,011	SH		SOLE		5,361	0	12,650
DR HORTON INC	COM	23331A109	15,261	142	SH		SOLE		142	0	0
DUKE ENERGY CORP	COM NEW	26441C204	97,086	1,100	SH		DFND		1,100	0	0
DUKE ENERGY CORP	COM NEW	26441C204	1,613,922	18,286	SH		SOLE		9,092	0	9,194
Danaher Corp	COM	235851102	604,124	2,435	SH		SOLE		2,435	0	0
Darden Restaurants Inc	COM	237194105	194,922	1,361	SH		SOLE		1,361	0	0
Darling Ingredients Inc	COM	237266101	10,544	202	SH		SOLE		202	0	0
Dell Technologies Inc	CL C	24703L202	5,512	80	SH		SOLE		80	0	0
Delta Air Lines Inc	COM NEW	247361702	46,287	1,251	SH		SOLE		1,251	0	0
Devon Energy Corp	COM	25179M103	41,642	873	SH		SOLE		873	0	0
Dexcom Inc	COM	252131107	9,797	105	SH		SOLE		105	0	0
Diamondback Energy Inc	COM	25278X109	5,266	34	SH		SOLE		34	0	0
Digital Realty Trust Inc	COM	253868103	30,981	256	SH		SOLE		256	0	0
DocuSign Inc	COM	256163106	37,758	899	SH		SOLE		899	0	0
Dolby Laboratories Inc	COM CL A	25659T107	31,704	400	SH		SOLE		400	0	0
Dollar General Corp	COM	256677105	33,221	314	SH		SOLE		314	0	0
Dollar Tree Inc	COM	256746108	9,687	91	SH		SOLE		91	0	0
Dover Corp	COM	260003108	28,460	204	SH		SOLE		204	0	0
Dow Inc	COM	260557103	13,509	262	SH		SOLE		262	0	0
DraftKings Inc	COM CL A	26142V105	4,357	148	SH		SOLE		148	0	0
DuPont de Nemours Inc	COM	26614N102	25,435	341	SH		SOLE		341	0	0
EBAY INC	COM	278642103	215,556	4,889	SH		SOLE		4,889	0	0
ECOLAB INC	COM	278865100	9,317	55	SH		SOLE		55	0	0
EDISON INTERNATIONAL	COM	281020107	11,709	185	SH		SOLE		185	0	0
ELECTRONIC ARTS	COM	285512109	49,966	415	SH		SOLE		415	0	0
EMERSON ELECTRIC	COM	291011104	183,386	1,899	SH		SOLE		1,899	0	0
ENBRIDGE INC	COM	29250N105	1,045,319	31,495	SH		SOLE		10,037	0	21,458
ENI	SPONSORED ADR	26874R108	31,920	1,000	SH		SOLE		1,000	0	0
EOG Resources Inc	COM	26875P101	85,183	672	SH		SOLE		672	0	0
EPAM Systems Inc	COM	29414B104	7,159	28	SH		SOLE		28	0	0
EQUINIX INC	COM	29444U700	186,649	257	SH		SOLE		125	0	132
ERICSSON(LM)TEL	ADR B SEK 10	294821608	36,008	7,409	SH		SOLE		0	0	7,409
ESTEE LAUDER COS	CL A	518439104	120,266	832	SH		SOLE		832	0	0
EXELON CORP	COM	30161N101	184,680	4,887	SH		SOLE		4,887	0	0
Eaton Corp PLC	SHS	G29183103	939,285	4,404	SH		SOLE		3,725	0	679
Edwards Lifesciences Corp	COM	28176E108	59,581	860	SH		SOLE		860	0	0
Elevance Health Inc	COM	036752103	288,683	663	SH		SOLE		663	0	0
Eli Lilly & Co	COM	532457108	805,695	1,500	SH		DFND		1,500	0	0
Eli Lilly & Co	COM	532457108	2,221,570	4,136	SH		SOLE		2,904	0	1,232
Energy Transfer LP	COM UT LTD PTN	29273V100	2,413	172	SH		SOLE		172	0	0
Entergy Corp	COM	29364G103	463,055	5,006	SH		SOLE		493	0	4,513
Enterprise Products Partners L	COM	293792107	1,451	53	SH		SOLE		53	0	0
Enviva Inc	COM	29415B103	7,470	1,000	SH		SOLE		1,000	0	0
Equity Residential	SH BEN INT	29476L107	9,217	157	SH		SOLE		157	0	0
Everest Group Ltd	COM	G3223R108	162,048	436	SH		SOLE		0	0	436
Eversource Energy	COM	30040W108	3,605	62	SH		SOLE		62	0	0
Exact Sciences Corp	COM	30063P105	7,231	106	SH		SOLE		106	0	0
Exponent Inc	COM	30214U102	770	9	SH		SOLE		9	0	0
Exxon Mobil Corp	COM	30231G102	4,938,360	42,000	SH		DFND		42,000	0	0
Exxon Mobil Corp	COM	30231G102	2,384,405	20,279	SH		SOLE		20,279	0	0
FACEBOOK INC	CL A	30303M102	1,158,510	3,859	SH		SOLE		3,859	0	0
FEDEX CORP	COM	31428X106	97,491	368	SH		SOLE		368	0	0
FERRARI NV	COM	N3167Y103	25,121	85	SH		SOLE		85	0	0
FIRST SOLAR INC	COM	336433107	21,330	132	SH		SOLE		132	0	0
FISERV INC	COM	337738108	15,137	134	SH		SOLE		134	0	0
FMC Corp	COM NEW	302491303	37,369	558	SH		SOLE		558	0	0
FORD MOTOR CO	COM	345370860	6,769	545	SH		SOLE		545	0	0
FREEPORT-MCMOR C&G	CL B	35671D857	204,237	5,477	SH		SOLE		5,477	0	0
FTAI Aviation Ltd	SHS	G3730V105	4,230	119	SH		SOLE		119	0	0
FTI Consulting Inc	COM	302941109	2,498	14	SH		SOLE		14	0	0
Fair Isaac Corp	COM	303250104	138,965	160	SH		SOLE		160	0	0
Fastenal Co	COM	311900104	41,089	752	SH		SOLE		752	0	0
Ferguson PLC	SHS	G3421J106	9,375	57	SH		SOLE		57	0	0
Fidelity National Financial In	FNF GROUP COM	31620R303	41,300	1,000	SH		SOLE		1,000	0	0
Fidelity National Information	COM	31620M106	41,397	749	SH		SOLE		749	0	0
Figs Inc	CL A	30260D103	5,900	1,000	SH		SOLE		1,000	0	0
First Trust Advisors LP	NAS CLNEDG GREEN	33733E500	2,302	54	SH		SOLE		54	0	0
First Trust Advisors LP	NASDAQ CYB ETF	33734X846	35,935	791	SH		SOLE		791	0	0
First Trust Advisors LP	NASDQ CLN EDGE	33737A108	3,192	34	SH		SOLE		34	0	0
First Trust Advisors LP	FST LOW OPPT EFT	33739Q200	63,963	1,354	SH		DFND		1,354	0	0
First Trust Advisors LP	FST LOW OPPT EFT	33739Q200	5,767,484	122,089	SH		SOLE		120,591	0	1,498
First Trust ETFs/USA	CAP STRENGTH ETF	33733E104	287,157	3,900	SH		SOLE		0	0	3,900
FlexShares ETFs/USA	IBOXX 3R TARGT	33939L506	131,186	5,657	SH		SOLE		5,657	0	0
FlexShares ETFs/USA	HIG YLD VL ETF	33939L662	22,623	569	SH		SOLE		569	0	0
Fortinet Inc	COM	34959E109	22,768	388	SH		SOLE		388	0	0
Fortive Corp	COM	34959J108	3,708	50	SH		SOLE		50	0	0
Forward Air Corp	COM	349853101	825	12	SH		SOLE		12	0	0
Franklin Resources Inc	COM	354613101	28,882	1,175	SH		SOLE		1,175	0	0
GARTNER INC	COM	366651107	943,209	2,745	SH		SOLE		699	0	2,046
GE HealthCare Technologies Inc	COMMON STOCK	36266G107	3,538	52	SH		SOLE		52	0	0
GEN DYNAMICS CORP	COM	369550108	72,920	330	SH		SOLE		330	0	0
GENERAL MILLS INC	COM	370334104	223,965	3,500	SH		DFND		3,500	0	0
GENERAL MILLS INC	COM	370334104	109,359	1,709	SH		SOLE		1,709	0	0
GOLDMAN SACHS GRP	COM	38141G104	204,820	633	SH		SOLE		633	0	0
GSK PLC	SPONSORED ADR	37733W204	139,200	3,840	SH		DFND		3,840	0	0
GSK PLC	SPONSORED ADR	37733W204	95,120	2,624	SH		SOLE		2,624	0	0
Generac Holdings Inc	COM	368736104	763	7	SH		SOLE		7	0	0
General Electric Co	COM NEW	369604301	362,493	3,279	SH		SOLE		3,279	0	0
General Motors Co	COM	37045V100	13,847	420	SH		SOLE		420	0	0
Genesco Inc	COM	371532102	30,820	1,000	SH		SOLE		1,000	0	0
Genuine Parts Co	COM	372460105	86,628	600	SH		SOLE		600	0	0
Gilead Sciences Inc	COM	375558103	662,320	8,838	SH		SOLE		4,053	0	4,785
Ginkgo Bioworks Holdings Inc	CL A SHS	37611X100	2,617	1,446	SH		SOLE		1,446	0	0
Glaukos Corp	COM	377322102	753	10	SH		SOLE		10	0	0
Global Payments Inc	COM	37940X102	1,269	11	SH		SOLE		11	0	0
Globant SA	COM	L44385109	989	5	SH		SOLE		5	0	0
Golden Gate Private Equity Inc	COM CL A	53838L100	454	136	SH		SOLE		136	0	0
Goldman Sachs Asset Management LP	UNIT	38150K103	2,692	147	SH		SOLE		147	0	0
GoodRx Holdings Inc	COM CL A	38246G108	586	104	SH		SOLE		104	0	0
GraniteShares ETF Trust	SHS BEN INT	38748T103	2,089	237	SH		SOLE		237	0	0
HALLIBURTON	COM	406216101	17,577	434	SH		SOLE		434	0	0
HARMONY GOLD MNG	SPONSORED ADR	413216300	940	250	SH		SOLE		250	0	0
HCA Healthcare Inc	COM	40412C101	179,073	728	SH		SOLE		728	0	0
HDFC BANK	SPONSORED ADS	40415F101	128,642	2,180	SH		SOLE		910	0	1,270
HERSHEY CO (THE)	COM	427866108	3,401	17	SH		SOLE		17	0	0
HONDA MOTOR CO	AMERN SHS	438128308	71,485	2,125	SH		SOLE		0	0	2,125
HORIZON THERAPEUTICS PLC	SHS	G46188101	17,354	150	SH		SOLE		150	0	0
HSBC HLDGS	SPON ADR NEW	404280406	83,418	2,114	SH		SOLE		0	0	2,114
HUBSPOT INC	COM	443573100	13,298	27	SH		SOLE		27	0	0
HUMANA INC	COM	444859102	85,141	175	SH		SOLE		175	0	0
Haleon PLC	SPON ADS	405552100	26,531	3,185	SH		SOLE		3,185	0	0
Harmonic Inc	COM	413160102	1,165	121	SH		SOLE		121	0	0
Hartford Financial Services Gr	COM	416515104	48,786	688	SH		SOLE		688	0	0
Hecla Mining Co	COM	422704106	305	78	SH		SOLE		78	0	0
Henry Schein Inc	COM	806407102	4,010	54	SH		SOLE		54	0	0
Hess Corp	COM	42809H107	125,460	820	SH		SOLE		820	0	0
Hewlett Packard Enterprise Co	COM	42824C109	9,276	534	SH		SOLE		534	0	0
Home Depot Inc/The	COM	437076102	12,086	40	SH		DFND		40	0	0
Home Depot Inc/The	COM	437076102	2,529,381	8,371	SH		SOLE		8,068	0	303
Honeywell International Inc	COM	438516106	203,214	1,100	SH		DFND		1,100	0	0
Honeywell International Inc	COM	438516106	710,510	3,846	SH		SOLE		3,846	0	0
Hubbell Inc	COM	443510607	125,364	400	SH		SOLE		400	0	0
Huntington Bancshares Inc/OH	COM	446150104	20,800	2,000	SH		DFND		2,000	0	0
Huntington Bancshares Inc/OH	COM	446150104	516,214	49,636	SH		SOLE		7,579	0	42,057
ICICI BANK	ADR	45104G104	140,824	6,091	SH		SOLE		0	0	6,091
ICON PLC	SHS	G4705A100	179,763	730	SH		SOLE		68	0	662
ICU Medical Inc	COM	44930G107	1,309	11	SH		SOLE		11	0	0
IDEXX Laboratories Inc	COM	45168D104	10,932	25	SH		SOLE		25	0	0
ILLINOIS TOOL WKS	COM	452308109	1,830,734	7,949	SH		SOLE		7,419	0	530
IMPERIAL OIL	COM NEW	453038408	3,080	50	SH		SOLE		50	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	298,374	2,712	SH		SOLE		2,712	0	0
INTL BUSINESS MCHN	COM	459200101	696,169	4,962	SH		SOLE		4,962	0	0
INVESCO	SHS	G491BT108	25,439	1,752	SH		SOLE		1,752	0	0
IQVIA Holdings Inc	COM	46266C105	4,525	23	SH		SOLE		23	0	0
ISHARES	SELECT DIVID ETF	464287168	13,563	126	SH		SOLE		126	0	0
ISHARES	CORE S&P500 ETF	464287200	28,342	66	SH		DFND		66	0	0
ISHARES	CORE S&P500 ETF	464287200	11,704,544	27,256	SH		SOLE		23,201	0	4,055
ISHARES	S&P 500 GRWT ETF	464287309	2,189	32	SH		DFND		32	0	0
ISHARES	GLOB HLTHCRE ETF	464287325	17,473	212	SH		SOLE		212	0	0
ISHARES	RUS 2000 VAL ETF	464287630	48,934	361	SH		SOLE		361	0	0
ISHARES	RUSSELL 2000 ETF	464287655	1,446,263	8,183	SH		SOLE		8,183	0	0
ISHARES	U.S. TECH ETF	464287721	2,098	20	SH		DFND		20	0	0
ISHARES	U.S. ENERGY ETF	464287796	529,224	11,158	SH		SOLE		11,158	0	0
ISHARES	SP SMCP600VL ETF	464287879	53,532	600	SH		SOLE		600	0	0
ISHARES	EAFE VALUE ETF	464288877	7,780	159	SH		DFND		159	0	0
ISHARES	ISHARES	46428Q109	2,705	133	SH		SOLE		133	0	0
ISHARES	CORE MSCI EAFE	46432F842	11,247,029	174,779	SH		SOLE		137,638	0	37,141
ISHARES GOLD TRUST	ISHARES NEW	464285204	434,751	12,425	SH		SOLE		12,425	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	1,999,927	52,699	SH		SOLE		51,852	0	847
ISHARES TRUST	TIPS BD ETF	464287176	51,860	500	SH		SOLE		500	0	0
ISHARES TRUST	1 3 YR TREAS BD	464287457	97,164	1,200	SH		SOLE		1,200	0	0
ISHARES TRUST	RUS 1000 VAL ETF	464287598	2,264,851	14,918	SH		SOLE		14,545	0	373
ISHARES TRUST	IBOXX HI YD ETF	464288513	17,988	244	SH		SOLE		244	0	0
ISHARES/USA	RUS 1000 GRW ETF	464287614	5,613,453	21,104	SH		SOLE		21,104	0	0
ISHARES/USA	S&P SML 600 GWT	464287887	490,160	4,469	SH		SOLE		4,469	0	0
ISHARES/USA	NATIONAL MUN ETF	464288414	5,672,410	55,319	SH		SOLE		54,813	0	506
Illumina Inc	COM	452327109	779,339	5,677	SH		SOLE		817	0	4,860
Ingersoll Rand Inc	COM	45687V106	175,294	2,751	SH		SOLE		1,847	0	904
Inspire Medical Systems Inc	COM	457730109	1,588	8	SH		SOLE		8	0	0
Intel Corp	COM	458140100	293,643	8,260	SH		SOLE		8,260	0	0
Intellia Therapeutics Inc	COM	45826J105	3,984	126	SH		SOLE		126	0	0
International Paper Co	COM	460146103	30,433	858	SH		SOLE		858	0	0
Intuit Inc	COM	461202103	743,418	1,455	SH		SOLE		1,455	0	0
Intuitive Surgical Inc	COM NEW	46120E602	220,387	754	SH		SOLE		754	0	0
Invesco Capital Management LLC	S&P500 EQL WGT	46137V357	430,879	3,041	SH		SOLE		3,041	0	0
Invesco Capital Management LLC	SR LN ETF	46138G508	97,121	4,627	SH		SOLE		4,627	0	0
Invesco ETFs/USA	UNIT SER 1	46090E103	291,274	813	SH		SOLE		813	0	0
Invitae Corp	COM	46185L103	427	706	SH		SOLE		706	0	0
Itau Unibanco Holding SA	SPON ADR REP PFD	465562106	72,796	13,556	SH		SOLE		0	0	13,556
JP Morgan ETFs/USA	ACTIVE VALUE ETF	46641Q167	10,252	200	SH		SOLE		200	0	0
JP Morgan ETFs/USA	EQUITY PREMIUM	46641Q332	10,712	200	SH		SOLE		200	0	0
JP Morgan ETFs/USA	ULTRA SHRT INC	46641Q837	86,811	1,730	SH		SOLE		1,730	0	0
JPMorgan Chase & Co	COM	46625H100	942,630	6,500	SH		DFND		6,500	0	0
JPMorgan Chase & Co	COM	46625H100	2,583,386	17,814	SH		SOLE		16,685	0	1,129
JUNIPER NETWORKS	COM	48203R104	26,150	941	SH		SOLE		941	0	0
Jacobs Solutions Inc	COM	46982L108	42,452	311	SH		SOLE		311	0	0
Johnson & Johnson	COM	478160104	389,375	2,500	SH		DFND		2,500	0	0
Johnson & Johnson	COM	478160104	2,545,578	16,344	SH		SOLE		15,835	0	509
Johnson Controls International	SHS	G51502105	118,445	2,226	SH		SOLE		2,226	0	0
KELLOGG CO	COM	487836108	11,902	200	SH		SOLE		200	0	0
KIMBERLY-CLARK CP	COM	494368103	241,700	2,000	SH		DFND		2,000	0	0
KIMBERLY-CLARK CP	COM	494368103	917,252	7,590	SH		SOLE		2,694	0	4,896
KKR & Co Inc	COM	48251W104	12,874	209	SH		SOLE		209	0	0
KLA Corp	COM NEW	482480100	257,767	562	SH		SOLE		562	0	0
KRAFT FOODS INC	CL A	609207105	680,328	9,803	SH		SOLE		7,613	0	2,190
KROGER	COM	501044101	615,447	13,753	SH		SOLE		13,753	0	0
Kartoon Studios Inc	COM NEW	37229T509	140	100	SH		SOLE		100	0	0
Keurig Dr Pepper Inc	COM	49271V100	9,692	307	SH		SOLE		307	0	0
KeyCorp	COM	493267108	18,948	1,761	SH		SOLE		1,761	0	0
Kinder Morgan Inc	COM	49456B101	6,632	400	SH		SOLE		400	0	0
Kingdom of Norway Ministry of	SPONSORED ADR	29446M102	119,257	3,637	SH		SOLE		0	0	3,637
Kura Sushi USA Inc	CL A COM	501270102	1,256	19	SH		SOLE		19	0	0
Kyndryl Holdings Inc	COMMON STOCK	50155Q100	12,427	823	SH		SOLE		823	0	0
L3Harris Technologies Inc	COM	502431109	57,111	328	SH		SOLE		328	0	0
LAS VEGAS SANDS CO	COM	517834107	2,292	50	SH		SOLE		50	0	0
LENNAR CORP	CL A	526057104	469,683	4,185	SH		SOLE		235	0	3,950
LOWE'S COS INC	COM	548661107	559,921	2,694	SH		SOLE		2,184	0	510
LULULEMON ATHLETIC	COM	550021109	38,561	100	SH		DFND		100	0	0
LULULEMON ATHLETIC	COM	550021109	23,908	62	SH		SOLE		62	0	0
Laboratory Corp of America Hol	COM NEW	50540R409	33,977	169	SH		SOLE		169	0	0
Lam Research Corp	COM	512807108	370,421	591	SH		SOLE		413	0	178
Lamb Weston Holdings Inc	COM	513272104	4,161	45	SH		SOLE		45	0	0
Lattice Semiconductor Corp	COM	518415104	86,703	1,009	SH		SOLE		1,009	0	0
Lennar Corp	CL B	526057302	8,076	79	SH		SOLE		0	0	79
Lincoln Electric Holdings Inc	COM	533900106	87,441	481	SH		SOLE		481	0	0
Linde PLC	SHS	G54950103	144,472	388	SH		SOLE		388	0	0
Littelfuse Inc	COM	537008104	49,464	200	SH		SOLE		200	0	0
Lockheed Martin Corp	COM	539830109	16,358	40	SH		DFND		40	0	0
Lockheed Martin Corp	COM	539830109	373,789	914	SH		SOLE		914	0	0
Lumentum Holdings Inc	COM	55024U109	2,033	45	SH		SOLE		45	0	0
LyondellBasell Industries NV	SHS - A -	N53745100	846,713	8,941	SH		SOLE		1,234	0	7,707
M&T Bank Corp	COM	55261F104	8,472	67	SH		SOLE		67	0	0
MARATHON OIL CORP	COM	565849106	16,077	601	SH		SOLE		601	0	0
MARSH & MCLENNAN	COM	571748102	205,334	1,079	SH		SOLE		1,079	0	0
MASTERCARD INC	CL A	57636Q104	2,693,772	6,804	SH		SOLE		2,266	0	4,538
MCCORMICK & CO INC	COM NON VTG	579780206	18,910	250	SH		SOLE		250	0	0
MCDONALD'S CORP	COM	580135101	270,026	1,025	SH		DFND		1,025	0	0
MCDONALD'S CORP	COM	580135101	760,288	2,886	SH		SOLE		2,413	0	473
MCKESSON CORP	COM	58155Q103	293,524	675	SH		SOLE		675	0	0
MGM MIRAGE INC	COM	552953101	161,670	4,398	SH		SOLE		2,018	0	2,380
MICROSOFT CORP	COM	594918104	189,450	600	SH		DFND		600	0	0
MICROSOFT CORP	COM	594918104	9,326,624	29,538	SH		SOLE		21,182	0	8,356
MOODYS CORP	COM	615369105	106,865	338	SH		SOLE		338	0	0
MORGAN STANLEY	COM NEW	617446448	189,719	2,323	SH		SOLE		2,323	0	0
MOTOROLA INC	COM NEW	620076307	395,837	1,454	SH		SOLE		1,454	0	0
MSCI Inc	COM	55354G100	59,004	115	SH		SOLE		115	0	0
Magna International Inc	COM	559222401	51,251	956	SH		SOLE		0	0	956
Marathon Digital Holdings Inc	COM	565788106	1,207	142	SH		SOLE		142	0	0
Marathon Petroleum Corp	COM UNIT REP LTD	55336V100	1,779	50	SH		SOLE		50	0	0
Marathon Petroleum Corp	COM	56585A102	307,977	2,035	SH		SOLE		2,035	0	0
Marriott International Inc/MD	CL A	571903202	248,452	1,264	SH		SOLE		1,264	0	0
Marvell Technology Inc	COM	573874104	88,503	1,635	SH		SOLE		65	0	1,570
Masterbrand Inc	COMMON STOCK	57638P104	122	10	SH		SOLE		10	0	0
Matador Resources Co	COM	576485205	1,249	21	SH		SOLE		21	0	0
MaxCyte Inc	COM	57777K106	209	67	SH		SOLE		67	0	0
Medical Properties Trust Inc	COM	58463J304	2,447	449	SH		SOLE		449	0	0
Medtronic PLC	SHS	G5960L103	627,820	8,012	SH		SOLE		3,352	0	4,660
MercadoLibre Inc	COM	58733R102	12,679	10	SH		SOLE		10	0	0
Merck & Co Inc	COM	58933Y105	308,850	3,000	SH		DFND		3,000	0	0
Merck & Co Inc	COM	58933Y105	1,216,663	11,818	SH		SOLE		10,598	0	1,220
MetLife Inc	COM	59156R108	97,385	1,548	SH		SOLE		1,548	0	0
Mettler-Toledo International I	COM	592688105	6,648	6	SH		SOLE		6	0	0
Microchip Technology Inc	COM	595017104	57,367	735	SH		SOLE		735	0	0
Micron Technology Inc	COM	595112103	560,431	8,238	SH		SOLE		5,688	0	2,550
MongoDB Inc	CL A	60937P106	6,225	18	SH		SOLE		18	0	0
Monster Beverage Corp	COM	61174X109	212,753	4,018	SH		SOLE		4,018	0	0
Morningstar Inc	COM	617700109	23,424	100	SH		SOLE		100	0	0
Murphy Oil Corp	COM	626717102	10,113	223	SH		SOLE		223	0	0
NETFLIX INC	COM	64110L106	2,933,197	7,768	SH		SOLE		1,123	0	6,645
NEWMONT MINING CP	COM	651639106	70,353	1,904	SH		SOLE		1,904	0	0
NEXTERA ENERGY	COM	65339F101	229,160	4,000	SH		DFND		4,000	0	0
NEXTERA ENERGY	COM	65339F101	883,011	15,413	SH		SOLE		13,589	0	1,824
NIKE INC	CL B	654106103	1,307,125	13,670	SH		SOLE		6,157	0	7,513
NORTHERN TRUST CORP	COM	665859104	21,122	304	SH		SOLE		304	0	0
NORTHROP GRUMMAN	COM	666807102	65,588	149	SH		SOLE		149	0	0
NRG Energy Inc	COM NEW	629377508	14,329	372	SH		SOLE		372	0	0
NVIDIA Corp	COM	67066G104	434,990	1,000	SH		DFND		1,000	0	0
NVIDIA Corp	COM	67066G104	4,707,462	10,822	SH		SOLE		10,822	0	0
NXP Semiconductors NV	COM	N6596X109	1,200	6	SH		SOLE		6	0	0
Natera Inc	COM	632307104	2,390	54	SH		SOLE		54	0	0
National Amusements Inc	CLASS B COM	92556H206	9,675	750	SH		SOLE		750	0	0
National Grid PLC	SPONSORED ADR NE	636274409	212,205	3,500	SH		DFND		3,500	0	0
National Grid PLC	SPONSORED ADR NE	636274409	862,219	14,221	SH		SOLE		3,655	0	10,566
New Gold Inc	COM	644535106	910	1,000	SH		SOLE		1,000	0	0
Newell Brands Inc	COM	651229106	9,996	1,107	SH		SOLE		1,107	0	0
Nice Ltd	SPONSORED ADR	653656108	96,560	568	SH		SOLE		0	0	568
Nordson Corp	COM	655663102	45,304	203	SH		SOLE		203	0	0
Norfolk Southern Corp	COM	655844108	109,493	556	SH		SOLE		556	0	0
Northern Oil and Gas Inc	COM	665531307	2,575	64	SH		SOLE		64	0	0
Northern Trust Investments Inc	MORNSTAR UPSTR	33939L407	178,745	4,420	SH		SOLE		4,420	0	0
Northern Trust Investments Inc	STOXX GLOBR INF	33939L795	15,159	313	SH		SOLE		313	0	0
Novartis AG	SPONSORED ADR	66987V109	91,572	899	SH		SOLE		100	0	799
Novo Holdings A/S	ADR	670100205	435,330	4,787	SH		SOLE		554	0	4,233
Nucor Corp	COM	670346105	268,609	1,718	SH		SOLE		1,718	0	0
O'Reilly Automotive Inc	COM	67103H107	126,332	139	SH		SOLE		139	0	0
OMNICOM GROUP INC	COM	681919106	4,022	54	SH		SOLE		54	0	0
ON Semiconductor Corp	COM	682189105	4,369	47	SH		SOLE		47	0	0
ONEOK Inc	COM	682680103	36,599	577	SH		SOLE		577	0	0
OPKO Health Inc	COM	68375N103	3,200	2,000	SH		SOLE		2,000	0	0
ORACLE CORP	COM	68389X105	451,537	4,263	SH		SOLE		4,263	0	0
Occidental Petroleum Corp	COM	674599105	18,102	279	SH		SOLE		279	0	0
Old Dominion Freight Line Inc	COM	679580100	11,456	28	SH		SOLE		28	0	0
Olink Holding AB	SPONSORED ADS	680710100	413	28	SH		SOLE		28	0	0
Omega Healthcare Investors Inc	COM	681936100	15,685	473	SH		SOLE		473	0	0
On Holding AG	NAMEN AKT A	H5919C104	49,575	1,782	SH		SOLE		1,782	0	0
Onto Innovation Inc	COM	683344105	1,913	15	SH		SOLE		15	0	0
Organon & Co	COMMON STOCK	68622V106	5,208	300	SH		DFND		300	0	0
Organon & Co	COMMON STOCK	68622V106	7,656	441	SH		SOLE		441	0	0
Osisko Gold Royalties Ltd	COM	68827L101	623	53	SH		SOLE		53	0	0
Otis Worldwide Corp	COM	68902V107	30,116	375	SH		DFND		375	0	0
Otis Worldwide Corp	COM	68902V107	136,366	1,698	SH		SOLE		1,698	0	0
Owens Corning	COM	690742101	159,600	1,170	SH		SOLE		1,170	0	0
PACCAR INC	COM	693718108	30,862	363	SH		SOLE		363	0	0
PARKER-HANNIFIN	COM	701094104	43,237	111	SH		SOLE		111	0	0
PEPSICO INC	COM	713448108	169,440	1,000	SH		DFND		1,000	0	0
PEPSICO INC	COM	713448108	1,230,134	7,260	SH		SOLE		6,787	0	473
PHILIP MORRIS INTL	COM	718172109	268,482	2,900	SH		DFND		2,900	0	0
PHILIP MORRIS INTL	COM	718172109	1,773,555	19,157	SH		SOLE		7,491	0	11,666
PIMCO ETF TR	0-5 HIGH YIELD	72201R783	90,300	1,000	SH		SOLE		1,000	0	0
PIONEER NATURAL RESOURCE	COM	723787107	122,809	535	SH		SOLE		535	0	0
PNC Financial Services Group I	COM	693475105	694,755	5,659	SH		SOLE		1,454	0	4,205
PPG Industries Inc	COM	693506107	4,413	34	SH		SOLE		34	0	0
PPL CORP	COM	69351T106	29,450	1,250	SH		DFND		1,250	0	0
PPL CORP	COM	69351T106	427,190	18,132	SH		SOLE		6,531	0	11,601
PROGRESSIVE CP(OH)	COM	743315103	96,953	696	SH		SOLE		696	0	0
PRUDENTIAL FINL	COM	744320102	43,839	462	SH		SOLE		462	0	0
PTC Therapeutics Inc	COM	69366J200	403	18	SH		SOLE		18	0	0
PULTE HOMES INC	COM	745867101	30,361	410	SH		SOLE		410	0	0
Pacer ETFs/USA	DATA AND INFRAST	69374H741	1,398	54	SH		SOLE		54	0	0
Pacer ETFs/USA	None	69374H766	1,544	44	SH		SOLE		44	0	0
Pacer ETFs/USA	PACER US SMALL	69374H857	4,170	100	SH		SOLE		100	0	0
Pacer ETFs/USA	US CASH COWS 100	69374H881	103,160	2,087	SH		SOLE		2,087	0	0
Pacific Biosciences of Califor	COM	69404D108	1,946	233	SH		SOLE		233	0	0
PagerDuty Inc	COM	69553P100	2,699	120	SH		SOLE		120	0	0
Palantir Technologies Inc	CL A	69608A108	2,336	146	SH		SOLE		146	0	0
Palo Alto Networks Inc	COM	697435105	115,813	494	SH		SOLE		494	0	0
Pangaea Logistics Solutions Lt	SHS	G6891L105	1,470	250	SH		SOLE		250	0	0
PayPal Holdings Inc	COM	70450Y103	1,601,278	27,391	SH		SOLE		4,651	0	22,740
Paychex Inc	COM	704326107	294,092	2,550	SH		SOLE		745	0	1,805
Penske Automotive Group Inc	COM	70959W103	41,765	250	SH		SOLE		250	0	0
Pfizer Inc	COM	717081103	1,831,150	55,205	SH		SOLE		37,039	0	18,166
Pfizer Inc	CL A	98978V103	1,312,157	7,542	SH		SOLE		2,272	0	5,270
Phillips 66	COM	718546104	145,622	1,212	SH		SOLE		1,212	0	0
Phinia Inc	None	71880K101	1,072	40	SH		SOLE		0	0	40
Plains All American Pipeline L	UNIT LTD PARTN	726503105	1,746	114	SH		SOLE		114	0	0
Planet Fitness Inc	CL A	72703H101	1,180	24	SH		SOLE		24	0	0
Prime Medicine Inc	COM	74168J101	735	77	SH		SOLE		77	0	0
ProShare Advisors LLC	S&P 500 DV ARIST	74348A467	180,111	2,034	SH		SOLE		2,034	0	0
Procore Technologies Inc	COM	74275K108	3,005	46	SH		SOLE		46	0	0
Procter & Gamble Co/The	COM	742718109	291,720	2,000	SH		DFND		2,000	0	0
Procter & Gamble Co/The	COM	742718109	1,878,093	12,876	SH		SOLE		12,180	0	696
Prologis Inc	COM	74340W103	176,170	1,570	SH		SOLE		1,570	0	0
Prudential PLC	ADR	74435K204	37,878	1,728	SH		SOLE		0	0	1,728
Public Service Enterprise Grou	COM	744573106	12,691	223	SH		SOLE		223	0	0
Public Storage	COM	74460D109	131,760	500	SH		DFND		500	0	0
QUALCOMM Inc	COM	747525103	313,633	2,824	SH		SOLE		2,824	0	0
Quanta Services Inc	COM	74762E102	29,557	158	SH		SOLE		158	0	0
RBC Bearings Inc	COM	75524B104	2,575	11	SH		SOLE		11	0	0
REALTY INCOME CORP	COM	756109104	37,455	750	SH		DFND		750	0	0
REALTY INCOME CORP	COM	756109104	339,692	6,802	SH		SOLE		1,844	0	4,958
REGENERON PHARMACEUTICALS	COM	75886F107	56,784	69	SH		SOLE		69	0	0
RELX PLC	SPONSORED ADR	759530108	118,388	3,513	SH		SOLE		0	0	3,513
RESTAURANT BRANDS INTERNATIONA	COM	76131D103	99,597	1,495	SH		SOLE		0	0	1,495
ROBLOX Corp	CL A	771049103	4,605	159	SH		SOLE		159	0	0
ROCKWELL AUTOMATION	COM	773903109	30,302	106	SH		SOLE		106	0	0
ROPER INDUSTRIES INC	COM	776696106	5,811	12	SH		SOLE		12	0	0
ROYAL CARIBBEAN	COM	V7780T103	46,807	508	SH		SOLE		508	0	0
RTX Corp	COM	75513E101	53,978	750	SH		DFND		750	0	0
RTX Corp	COM	75513E101	422,320	5,868	SH		SOLE		5,868	0	0
Rafferty Asset Management LLC	None	25459W557	23,085	1,500	SH		SOLE		1,500	0	0
Rambus Inc	COM	750917106	1,729	31	SH		SOLE		31	0	0
Reaves Utility Income Trust/Cl	COM SH BEN INT	756158101	113,957	4,623	SH		SOLE		4,623	0	0
Regions Financial Corp	COM	7591EP100	30,066	1,748	SH		SOLE		1,748	0	0
Reliance Steel & Aluminum Co	COM	759509102	254,363	970	SH		SOLE		970	0	0
Repligen Corp	COM	759916109	2,385	15	SH		SOLE		15	0	0
Republic Services Inc	COM	760759100	13,823	97	SH		SOLE		97	0	0
ResMed Inc	COM	761152107	7,246	49	SH		SOLE		49	0	0
Rio Tinto PLC	SPONSORED ADR	767204100	94,505	1,485	SH		SOLE		400	0	1,085
Rithm Capital Corp	COM NEW	64828T201	2,833	305	SH		SOLE		305	0	0
Robinhood Markets Inc	COM CL A	770700102	2,786	284	SH		SOLE		284	0	0
Rogers Communications Inc	CL B	775109200	38,774	1,010	SH		SOLE		0	0	1,010
Roku Inc	COM CL A	77543R102	11,083	157	SH		SOLE		157	0	0
Ross Stores Inc	COM	778296103	19,766	175	SH		SOLE		175	0	0
Ryder System Inc	COM	783549108	13,369	125	SH		SOLE		125	0	0
S&P Global Inc	COM	78409V104	276,250	756	SH		SOLE		512	0	244
SALESFORCE.COM INC	COM	79466L302	2,384,693	11,760	SH		SOLE		3,902	0	7,858
SAP SE	SPON ADR	803054204	70,350	544	SH		SOLE		544	0	0
SCOTTS MIRACLE-GRO CO/THE	CL A	810186106	2,584	50	SH		SOLE		50	0	0
SELECT SECTOR SPDR	SBI HEALTHCARE	81369Y209	109,815	853	SH		SOLE		853	0	0
SELECT SECTOR SPDR	ENERGY	81369Y506	2,652,043	29,340	SH		SOLE		8,211	0	21,129
SELECT SECTOR SPDR	FINANCIAL	81369Y605	405,039	12,211	SH		SOLE		12,211	0	0
SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	114,751	700	SH		SOLE		700	0	0
SEMPRA ENERGY	COM	816851109	51,567	758	SH		SOLE		758	0	0
SHOPIFY INC	CL A	82509L107	4,529	83	SH		SOLE		83	0	0
SIMON PROP GROUP	COM	828806109	18,797	174	SH		SOLE		174	0	0
SOUTHWEST AIRLINES	COM	844741108	268,643	9,924	SH		SOLE		9,924	0	0
SPDR DOW JONES IND	UT SER 1	78467X109	45,218	135	SH		SOLE		135	0	0
SPDR SER TR	PORTFOLIO S&P600	78468R853	649,625	17,605	SH		SOLE		17,605	0	0
SPDR SERIES TRUST	DJ REIT ETF	78464A607	83,189	1,003	SH		SOLE		1,003	0	0
SPS Commerce Inc	COM	78463M107	853	5	SH		SOLE		5	0	0
SSGA FUNDS MANAGEMENT INC	GLB NAT RESRCE	78463X541	27,024	485	SH		SOLE		485	0	0
SSGA FUNDS MANAGEMENT INC	PORTFOLIO DEVLPD	78463X889	73,959	2,385	SH		SOLE		2,385	0	0
SSGA Funds Management Inc	S&P DIVID ETF	78464A763	66,936	582	SH		SOLE		582	0	0
STARBUCKS CORP	COM	855244109	134,806	1,477	SH		SOLE		1,477	0	0
STATE STREET ETF/USA	UTSER1 S&PDCRP	78467Y107	7,249,160	15,875	SH		SOLE		15,718	0	157
STERIS PLC	SHS USD	G8473T100	11,190	51	SH		SOLE		51	0	0
SYNCHRONY FINANCIAL	COM	87165B103	24,823	812	SH		SOLE		812	0	0
Saia Inc	COM	78709Y105	797	2	SH		SOLE		2	0	0
Sanken Electric Co Ltd	COM	01749D105	1,022	32	SH		SOLE		32	0	0
Sanofi	SPONSORED ADR	80105N105	268,200	5,000	SH		DFND		5,000	0	0
Sanofi	SPONSORED ADR	80105N105	627,266	11,694	SH		SOLE		2,542	0	9,152
Schlumberger NV	COM STK	806857108	118,466	2,032	SH		SOLE		2,032	0	0
Schwab ETFs/USA	US REIT ETF	808524847	51,457	2,899	SH		SOLE		2,831	0	68
Sea Ltd	SPONSORD ADS	81141R100	4,483	102	SH		SOLE		102	0	0
Seagate Technology Holdings PL	ORD SHS	G7997R103	57,377	870	SH		SOLE		870	0	0
ServiceNow Inc	COM	81762P102	2,652,824	4,746	SH		SOLE		794	0	3,952
Shell PLC	SPON ADS	780259305	126,120	1,959	SH		SOLE		201	0	1,758
Sherwin-Williams Co/The	COM	824348106	43,103	169	SH		SOLE		169	0	0
Silver Lake Group LLC	CL A COM	29260Y109	995	50	SH		SOLE		50	0	0
Simpson Manufacturing Co Inc	COM	829073105	1,198	8	SH		SOLE		8	0	0
SiteOne Landscape Supply Inc	COM	82982L103	3,432	21	SH		SOLE		21	0	0
Skyworks Solutions Inc	COM	83088M102	3,352	34	SH		SOLE		34	0	0
Smartsheet Inc	COM CL A	83200N103	1,740	43	SH		SOLE		43	0	0
Smith & Nephew PLC	SPDN ADR NEW	83175M205	50,630	2,044	SH		SOLE		0	0	2,044
Snowflake Inc	CL A	833445109	7,027	46	SH		SOLE		46	0	0
Sony Group Corp	SPONSORED ADR	835699307	110,924	1,346	SH		SOLE		500	0	846
Southern Co/The	COM	842587107	258,880	4,000	SH		DFND		4,000	0	0
Southern Co/The	COM	842587107	960,768	14,845	SH		SOLE		5,308	0	9,537
Splunk Inc	COM	848637104	29,689	203	SH		SOLE		203	0	0
Spotify Technology SA	SHS	L8681T102	1,701	11	SH		SOLE		11	0	0
Starwood Property Trust Inc	COM	85571B105	45,473	2,350	SH		SOLE		2,350	0	0
State Street Corp	COM	857477103	10,044	150	SH		SOLE		150	0	0
State Street ETF/USA	TR UNIT	78462F103	8,368,776	19,577	SH		SOLE		12,942	0	6,635
State Street Global Advisors Inc	SPDR MSCI USA GE	78468R747	160,310	1,886	SH		SOLE		1,886	0	0
Steel Dynamics Inc	COM	858119100	11,901	111	SH		SOLE		111	0	0
Stryker Corp	COM	863667101	21,042	77	SH		SOLE		77	0	0
Sumitomo Mitsui Financial Grou	SPONSORED ADR	86562M209	739	75	SH		SOLE		75	0	0
Summit Materials Inc	CL A	86614U100	1,713	55	SH		SOLE		55	0	0
Super Micro Computer Inc	COM	86800U104	1,371	5	SH		SOLE		5	0	0
Syndax Pharmaceuticals Inc	COM	87164F105	348	24	SH		SOLE		24	0	0
Synopsys Inc	COM	871607107	15,146	33	SH		SOLE		33	0	0
Sysco Corp	COM	871829107	41,612	630	SH		SOLE		630	0	0
T-MOBILE US INC	COM	872590104	139,210	994	SH		SOLE		994	0	0
TC Energy Corp	COM	87807B107	582,148	16,918	SH		SOLE		2,539	0	14,379
TE Connectivity Ltd	SHS	H84989104	73,747	597	SH		SOLE		597	0	0
TEXAS INSTRUMENTS	COM	882508104	909,060	5,717	SH		SOLE		5,301	0	416
TJX Cos Inc/The	COM	872540109	357,298	4,020	SH		SOLE		4,020	0	0
TORONTO-DOMINION	COM NEW	891160509	167,402	2,778	SH		SOLE		2,778	0	0
TRACTOR SUPPLY CO	COM	892356106	5,482	27	SH		SOLE		27	0	0
TRAVEL PLUS LEISURE CO	COM	894164102	21,487	585	SH		SOLE		585	0	0
TRAVELERS CO INC	COM	89417E109	241,372	1,478	SH		SOLE		1,478	0	0
TSMC	SPONSORED ADS	874039100	334,739	3,852	SH		SOLE		986	0	2,866
Targa Resources Corp	COM	87612G101	38,574	450	SH		SOLE		450	0	0
Target Corp	COM	87612E106	152,587	1,380	SH		SOLE		1,380	0	0
TechnipFMC PLC	COM	G87110105	2,034	100	SH		SOLE		100	0	0
Teladoc Health Inc	COM	87918A105	3,160	170	SH		SOLE		170	0	0
Tenable Holdings Inc	COM	88025T102	1,747	39	SH		SOLE		39	0	0
Tenet Healthcare Corp	COM NEW	88033G407	857	13	SH		SOLE		13	0	0
Teradyne Inc	COM	880770102	55,052	548	SH		SOLE		548	0	0
Tesla Inc	COM	88160R101	856,753	3,424	SH		SOLE		3,424	0	0
Texas Roadhouse Inc	COM	882681109	1,057	11	SH		SOLE		11	0	0
Textron Inc	COM	883203101	12,112	155	SH		SOLE		155	0	0
Thermo Fisher Scientific Inc	COM	883556102	1,760,459	3,478	SH		SOLE		1,262	0	2,216
TopBuild Corp	COM	89055F103	1,006	4	SH		SOLE		4	0	0
TotalEnergies SE	SPONSORED ADS	89151E109	1,389,246	21,126	SH		SOLE		4,683	0	16,443
Trade Desk Inc/The	COM CL A	88339J105	37,512	480	SH		SOLE		480	0	0
Trane Technologies PLC	SHS	G8994E103	866,629	4,271	SH		SOLE		3,246	0	1,025
Triple Flag Precious Metals Co	COM	89679M104	471	36	SH		SOLE		36	0	0
Truist Financial Corp	COM	89832Q109	572,629	20,015	SH		SOLE		5,705	0	14,310
Twilio Inc	CL A	90138F102	3,922	67	SH		SOLE		67	0	0
Twist Bioscience Corp	COM	90184D100	1,155	57	SH		SOLE		57	0	0
Tyson Foods Inc	CL A	902494103	5,049	100	SH		SOLE		100	0	0
US Bancorp	COM NEW	902973304	636,273	19,246	SH		SOLE		3,869	0	15,377
UTD PARCEL SERV	CL B	911312106	194,838	1,250	SH		DFND		1,250	0	0
UTD PARCEL SERV	CL B	911312106	753,320	4,833	SH		SOLE		2,161	0	2,672
Uber Technologies Inc	COM	90353T100	20,098	437	SH		SOLE		437	0	0
UiPath Inc	CL A	90364P105	5,646	330	SH		SOLE		330	0	0
Ulta Beauty Inc	COM	90384S303	56,722	142	SH		SOLE		142	0	0
Unilever PLC	SPON ADR NEW	904767704	49,400	1,000	SH		DFND		1,000	0	0
Unilever PLC	SPON ADR NEW	904767704	705,728	14,286	SH		SOLE		2,678	0	11,608
Union Pacific Corp	COM	907818108	187,747	922	SH		SOLE		922	0	0
UnitedHealth Group Inc	COM	91324P102	3,306,982	6,559	SH		SOLE		3,671	0	2,888
Unity Software Inc	COM	91332U101	3,422	109	SH		SOLE		109	0	0
Universal Health Services Inc	CL B	913903100	880	7	SH		SOLE		7	0	0
VANGUARD	S&P 500 ETF SHS	922908363	144,906	369	SH		DFND		369	0	0
VANGUARD	S&P 500 ETF SHS	922908363	37,249,951	94,856	SH		SOLE		44,110	0	50,746
VANGUARD ETF/USA	DIV APP ETF	921908844	570,089	3,669	SH		SOLE		46	0	3,623
VANGUARD ETF/USA	VG TL INTL STK F	921909768	32,112	600	SH		SOLE		600	0	0
VANGUARD ETF/USA	FTSE EMR MKT ETF	922042858	3,428,326	87,435	SH		SOLE		27,217	0	60,218
VANGUARD ETF/USA	INF TECH ETF	92204A702	207,450	500	SH		SOLE		500	0	0
VANGUARD ETF/USA	SHRT TRM CORP BD	92206C409	5,885,222	78,313	SH		SOLE		71,303	0	7,010
VANGUARD ETF/USA	INT-TERM CORP	92206C870	31,912	420	SH		SOLE		420	0	0
VANGUARD ETF/USA	SM CP VAL ETF	922908611	1,478,632	9,271	SH		SOLE		5,547	0	3,724
VANGUARD ETF/USA	TOTAL STK MKT	922908769	816,716	3,845	SH		SOLE		3,845	0	0
VANGUARD GROUP INC/THE	SHORT TERM TREAS	92206C102	896,890	15,571	SH		SOLE		15,571	0	0
VANGUARD WHITEHALL	HIGH DIV YLD	921946406	140,928	1,364	SH		DFND		1,364	0	0
VERIZON COMMUN	COM	92343V104	210,665	6,500	SH		DFND		6,500	0	0
VERIZON COMMUN	COM	92343V104	1,214,370	37,469	SH		SOLE		13,378	0	24,091
VIATRIS INC	COM	92556V106	11,793	1,196	SH		SOLE		1,196	0	0
VISA INC	COM CL A	92826C839	3,199,899	13,912	SH		SOLE		5,892	0	8,020
Valero Energy Corp	COM	91913Y100	437,034	3,084	SH		SOLE		2,573	0	511
Vanguard ETF/USA	VAN FTSE DEV MKT	921943858	1,562,290	35,734	SH		SOLE		9,370	0	26,364
Vanguard ETF/USA	ALLWRLD EX US	922042775	88,179	1,700	SH		SOLE		1,700	0	0
Vanguard ETF/USA	ENERGY ETF	92204A306	2,835,047	22,369	SH		SOLE		7,205	0	15,164
Vanguard ETF/USA	MCAP VL IDXVIP	922908512	1,525,160	11,646	SH		SOLE		7,280	0	4,366
Vanguard ETF/USA	MCAP GR IDXVIP	922908538	155,816	800	SH		SOLE		800	0	0
Vanguard ETF/USA	REAL ESTATE ETF	922908553	389,649	5,150	SH		DFND		5,150	0	0
Vanguard ETF/USA	REAL ESTATE ETF	922908553	2,837,477	37,503	SH		SOLE		37,270	0	233
Vanguard ETF/USA	SML CP GRW ETF	922908595	26,987	126	SH		SOLE		126	0	0
Vanguard ETF/USA	MID CAP ETF	922908629	4,702,059	22,580	SH		SOLE		15,872	0	6,708
Vanguard ETF/USA	GROWTH ETF	922908736	27,231	100	SH		SOLE		100	0	0
Vanguard ETF/USA	VALUE ETF	922908744	6,236,919	45,218	SH		SOLE		29,967	0	15,251
Vanguard ETF/USA	SMALL CP ETF	922908751	4,171,451	22,063	SH		SOLE		14,561	0	7,502
Vanguard Group Inc/The	TOTAL BND MRKT	921937835	4,355,458	62,417	SH		SOLE		56,712	0	5,705
Vanguard Group Inc/The	FTSE SMCAP ETF	922042718	10,195	96	SH		SOLE		96	0	0
Vanguard Group Inc/The	TAX EXEMPT BD	922907746	8,978,490	186,663	SH		SOLE		181,229	0	5,434
Vanguard Group Inc/The	LARGE CAP ETF	922908637	71,623	366	SH		SOLE		366	0	0
Ventas Inc	COM	92276F100	32,061	761	SH		SOLE		761	0	0
Veracyte Inc	COM	92337F107	2,099	94	SH		SOLE		94	0	0
Verisk Analytics Inc	COM	92345Y106	45,122	191	SH		SOLE		191	0	0
Vertex Pharmaceuticals Inc	COM	92532F100	141,182	406	SH		SOLE		406	0	0
Vertiv Holdings Co	COM CL A	92537N108	4,278	115	SH		SOLE		115	0	0
Virgin Galactic Holdings Inc	COM	92766K106	614	341	SH		SOLE		341	0	0
Vitesse Energy Inc	COMMON STOCK	92852X103	2,289	100	SH		SOLE		100	0	0
Vodafone Group PLC	SPONSORED ADR	92857W308	23,842	2,515	SH		SOLE		2,515	0	0
Vontier Corp	COM	928881101	618	20	SH		SOLE		20	0	0
Voya Financial Inc	COM	929089100	198,486	2,987	SH		SOLE		2,987	0	0
WASTE MANAGEMENT	COM	94106L109	153,202	1,005	SH		SOLE		1,005	0	0
WEC Energy Group Inc	COM	92939U106	7,491	93	SH		SOLE		93	0	0
WELLS FARGO & CO	COM	949746101	124,460	3,046	SH		SOLE		3,046	0	0
WELLTOWER INC COM	COM	95040Q104	84,378	1,030	SH		SOLE		1,030	0	0
WW INTERNATIONAL INC	COM	98262P101	1,317	119	SH		SOLE		119	0	0
Walgreens Boots Alliance Inc	COM	931427108	55,311	2,487	SH		SOLE		2,487	0	0
Walmart Inc	COM	931142103	987,088	6,172	SH		SOLE		6,172	0	0
Walt Disney Co/The	COM	254687106	537,929	6,637	SH		SOLE		6,637	0	0
Warner Bros Discovery Inc	COM SER A	934423104	4,442	409	SH		SOLE		409	0	0
Waste Connections Inc	COM	94106B101	49,557	369	SH		SOLE		369	0	0
Weibo Corp	SPONSORED ADR	948596101	33,770	2,693	SH		SOLE		0	0	2,693
Westinghouse Air Brake Technol	COM	929740108	5,845	55	SH		SOLE		55	0	0
Weyerhaeuser Co	COM NEW	962166104	7,634	249	SH		SOLE		249	0	0
Williams Cos Inc/The	COM	969457100	1,012,452	30,052	SH		SOLE		7,745	0	22,307
Wolfspeed Inc	COM	977852102	11,430	300	SH		SOLE		300	0	0
Woodside Energy Group Ltd	SPONSORED ADR	980228308	67,751	2,909	SH		SOLE		0	0	2,909
Workday Inc	CL A	98138H101	1,422,307	6,620	SH		SOLE		3,216	0	3,404
Workiva Inc	COM CL A	98139A105	2,229	22	SH		SOLE		22	0	0
XP INC	CL A	G98239109	49,926	2,166	SH		SOLE		0	0	2,166
XPO Inc	COM	983793100	2,613	35	SH		SOLE		35	0	0
Xcel Energy Inc	COM	98389B100	85,601	1,496	SH		SOLE		149	0	1,347
Xometry Inc	CLASS A COM	98423F109	1,375	81	SH		SOLE		81	0	0
Xponential Fitness Inc	COM CL A	98422X101	527	34	SH		SOLE		34	0	0
Xylem Inc/NY	COM	98419M100	21,119	232	SH		SOLE		232	0	0
YETI Holdings Inc	COM	98585X104	43,398	900	SH		SOLE		900	0	0
YUM BRANDS INC	COM	988498101	359,702	2,879	SH		SOLE		1,999	0	880
Yelp Inc	CL A	985817105	21,752	523	SH		SOLE		523	0	0
Zebra Technologies Corp	CL A	989207105	27,674	117	SH		SOLE		117	0	0
Zoom Video Communications Inc	CL A	98980L101	7,414	106	SH		SOLE		106	0	0
ZoomInfo Technologies Inc	COMMON STOCK	98980F104	1,394	85	SH		SOLE		85	0	0
iShares ETFs/USA	CORE US AGGBD ET	464287226	1,471,538	15,648	SH		SOLE		13,307	0	2,341
iShares ETFs/USA	MSCI ACWI EX US	464288240	25,620	545	SH		SOLE		545	0	0
iShares ETFs/USA	IBONDS DEC24 ETF	46434VBG4	28,984	1,172	SH		SOLE		1,172	0	0
iShares ETFs/USA	ESG AWR MSCI USA	46435G425	3,569	38	SH		DFND		38	0	0
iShares ETFs/USA	IBONDS 23 TRM HG	46435U150	2,009	85	SH		SOLE		85	0	0
iShares ETFs/USA	IBONDS 24 TRM HG	46435U184	2,088	90	SH		SOLE		90	0	0
iShares ETFs/USA	IBDS DEC28 ETF	46435U515	15,620	650	SH		SOLE		650	0	0
iShares ETFs/USA	BROAD USD HIGH	46435U853	2,558,231	73,703	SH		SOLE		64,560	0	9,143
iShares ETFs/USA	IBONDS DEC 2032	46436E296	11,369	517	SH		SOLE		517	0	0
iShares ETFs/USA	IBONDS DEC 2031	46436E486	9,208	475	SH		SOLE		475	0	0
iShares ETFs/USA	ESG SCRND S&P500	46436E569	125,269	3,863	SH		SOLE		3,863	0	0
iShares ETFs/USA	IBONDS 29 TRM TS	46436E825	23,625	1,125	SH		SOLE		1,125	0	0
iShares ETFs/USA	IBONDS 27 TRM TS	46436E841	28,405	1,300	SH		SOLE		1,300	0	0
iShares ETFs/USA	IBONDS 23 TRM TS	46436E882	18,392	741	SH		SOLE		741	0	0
nVent Electric PLC	SHS	G6700G107	689	13	SH		SOLE		13	0	0