Klingman & Associates 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	865,292	7,937	SH		SOLE		0	0	7,937
ABBVIE INC	COM	00287Y109	1,103,843	8,193	SH		SOLE		0	0	8,193
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	329,564	1,068	SH		SOLE		0	0	1,068
ADOBE SYSTEMS INCORPORATED	COM	00724F101	340,827	697	SH		SOLE		0	0	697
ADVANCED MICRO DEVICES INC	COM	007903107	220,758	1,938	SH		SOLE		0	0	1,938
ALLIANT ENERGY CORP	COM	018802108	267,281	5,093	SH		SOLE		0	0	5,093
ALPHABET INC	CAP STK CL A	02079K305	1,649,227	13,778	SH		SOLE		0	0	13,778
ALPHABET INC	CAP STK CL C	02079K107	1,813,099	14,988	SH		SOLE		0	0	14,988
AMAZON COM INC	COM	023135106	4,966,716	38,100	SH		SOLE		0	0	38,100
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	719,041	9,265	SH		SOLE		0	0	9,265
AMGEN INC	COM	031162100	266,424	1,200	SH		SOLE		0	0	1,200
APPLE INC	COM	037833100	46,483,271	239,642	SH		SOLE		0	0	239,642
APPLIED MATLS INC	COM	038222105	2,284,022	15,802	SH		SOLE		0	0	15,802
AT&T INC	COM	00206R102	267,343	16,761	SH		SOLE		0	0	16,761
AUTOMATIC DATA PROCESSING IN	COM	053015103	983,781	4,476	SH		SOLE		0	0	4,476
BANK AMERICA CORP	COM	060505104	280,158	9,765	SH		SOLE		0	0	9,765
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,677,873	7,853	SH		SOLE		0	0	7,853
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	517,810	1	SH		SOLE		0	0	1
BHP GROUP LTD	SPONSORED ADS	088606108	250,435	4,197	SH		SOLE		0	0	4,197
BLACKROCK FLOATING RATE INCO	COM	09255X100	245,942	20,143	SH		SOLE		0	0	20,143
BLACKROCK INC	COM	09247X101	269,545	390	SH		SOLE		0	0	390
BLACKROCK MUNIHLDGS NY QLTY	COM	09255C106	151,803	14,485	SH		SOLE		0	0	14,485
BLACKSTONE INC	COM	09260D107	1,289,737	13,873	SH		SOLE		0	0	13,873
BROADCOM INC	COM	11135F101	271,506	313	SH		SOLE		0	0	313
BROADSTONE NET LEASE INC	COM	11135E203	220,607	14,288	SH		SOLE		0	0	14,288
BROWN & BROWN INC	COM	115236101	2,307,999	33,527	SH		SOLE		0	0	33,527
CAMDEN PPTY TR	SH BEN INT	133131102	220,136	2,022	SH		SOLE		0	0	2,022
CARMAX INC	COM	143130102	231,012	2,760	SH		SOLE		0	0	2,760
CHEVRON CORP NEW	COM	166764100	547,893	3,482	SH		SOLE		0	0	3,482
CISCO SYS INC	COM	17275R102	611,382	11,816	SH		SOLE		0	0	11,816
CITIZENS FINL GROUP INC	COM	174610105	8,772,478	336,368	SH		SOLE		0	0	336,368
COCA COLA CO	COM	191216100	436,355	7,246	SH		SOLE		0	0	7,246
COLGATE PALMOLIVE CO	COM	194162103	226,575	2,941	SH		SOLE		0	0	2,941
COMCAST CORP NEW	CL A	20030N101	246,967	5,944	SH		SOLE		0	0	5,944
COMPASS INC	CL A	20464U100	829,532	237,009	SH		SOLE		0	0	237,009
CONSOLIDATED EDISON INC	COM	209115104	252,216	2,790	SH		SOLE		0	0	2,790
CORNING INC	COM	219350105	219,596	6,267	SH		SOLE		0	0	6,267
COSTCO WHSL CORP NEW	COM	22160K105	588,988	1,094	SH		SOLE		0	0	1,094
CREDIT ACCEP CORP MICH	COM	225310101	371,297	731	SH		SOLE		0	0	731
CROCS INC	COM	227046109	5,326,733	47,374	SH		SOLE		0	0	47,374
CSX CORP	COM	126408103	251,863	7,386	SH		SOLE		0	0	7,386
CVS HEALTH CORP	COM	126650100	223,843	3,238	SH		SOLE		0	0	3,238
DANAHER CORPORATION	COM	235851102	346,080	1,442	SH		SOLE		0	0	1,442
DARIOHEALTH CORP	COM NEW	23725P209	71,579	17,850	SH		SOLE		0	0	17,850
DATADOG INC	CL A COM	23804L103	20,228,306	205,614	SH		SOLE		0	0	205,614
DEERE & CO	COM	244199105	269,857	666	SH		SOLE		0	0	666
DIMENSIONAL ETF TRUST	INFLATION PROTE	25434V856	7,502,929	181,625	SH		SOLE		0	0	181,625
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	319,335	9,721	SH		SOLE		0	0	9,721
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	722,882	15,010	SH		SOLE		0	0	15,010
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	2,925,864	63,071	SH		SOLE		0	0	63,071
DISNEY WALT CO	COM	254687106	361,493	4,049	SH		SOLE		0	0	4,049
DUKE ENERGY CORP NEW	COM NEW	26441C204	218,966	2,440	SH		SOLE		0	0	2,440
ELME COMMUNITIES	SH BEN INT	939653101	489,090	29,750	SH		SOLE		0	0	29,750
ENHABIT INC	COM	29332G102	172,500	15,000	SH		SOLE		0	0	15,000
EQUITY RESIDENTIAL	SH BEN INT	29476L107	337,701	5,119	SH		SOLE		0	0	5,119
EXXON MOBIL CORP	COM	30231G102	2,714,283	25,308	SH		SOLE		0	0	25,308
F5 INC	COM	315616102	250,251	1,711	SH		SOLE		0	0	1,711
FLEXSHARES TR	IBOXX 3R TARGT	33939L506	24,132,816	1,025,619	SH		SOLE		0	0	1,025,619
FORD MTR CO DEL	COM	345370860	822,921	54,390	SH		SOLE		0	0	54,390
FRANKLIN BSP RLTY TR INC	COMMON STOCK	35243J101	354,425	25,030	SH		SOLE		0	0	25,030
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	234,703	2,889	SH		SOLE		0	0	2,889
GENERAL ELECTRIC CO	COM NEW	369604301	952,510	8,671	SH		SOLE		0	0	8,671
GENERAL MLS INC	COM	370334104	388,179	5,061	SH		SOLE		0	0	5,061
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	230,298	2,638	SH		SOLE		0	0	2,638
GOLDMAN SACHS GROUP INC	COM	38141G104	255,809	793	SH		SOLE		0	0	793
GOLUB CAP BDC INC	COM	38173M102	752,625	55,750	SH		SOLE		0	0	55,750
HERSHEY CO	COM	427866108	870,455	3,486	SH		SOLE		0	0	3,486
HOME DEPOT INC	COM	437076102	1,788,666	5,758	SH		SOLE		0	0	5,758
HONEYWELL INTL INC	COM	438516106	563,363	2,715	SH		SOLE		0	0	2,715
INTEL CORP	COM	458140100	652,315	19,507	SH		SOLE		0	0	19,507
INTERNATIONAL BUSINESS MACHS	COM	459200101	449,468	3,359	SH		SOLE		0	0	3,359
INVESCO EXCH TRADED FD TR II	S&P 500 REVENUE	46138G698	15,784,553	197,307	SH		SOLE		0	0	197,307
INVESCO EXCH TRADED FD TR II	FTSE RAFI SML	46138E735	779,394	25,305	SH		SOLE		0	0	25,305
INVESCO EXCH TRADED FD TR II	VAR RATE PFD	46138G870	813,616	36,567	SH		SOLE		0	0	36,567
INVESCO EXCH TRADED FD TR II	FTSE RAFI DEV	46138E743	307,793	6,846	SH		SOLE		0	0	6,846
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	4,453,920	70,911	SH		SOLE		0	0	70,911
INVESCO EXCH TRADED FD TR II	S&P MDCP 400 REV	46138G672	1,315,537	13,694	SH		SOLE		0	0	13,694
INVESCO EXCH TRADED FD TR II	S&P SMALLCAP 600	46138G664	1,137,831	10,033	SH		SOLE		0	0	10,033
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	2,176,963	14,548	SH		SOLE		0	0	14,548
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	25,193,164	153,945	SH		SOLE		0	0	153,945
INVESCO QQQ TR	UNIT SER 1	46090E103	997,065	2,699	SH		SOLE		0	0	2,699
ISHARES INC	CORE MSCI EMKT	46434G103	5,012,370	101,691	SH		SOLE		0	0	101,691
ISHARES INC	MSCI GBL MIN VOL	464286525	218,747	2,231	SH		SOLE		0	0	2,231
ISHARES TR	RUS 2000 VAL ETF	464287630	1,766,618	12,547	SH		SOLE		0	0	12,547
ISHARES TR	MSCI EAFE MIN VL	46429B689	2,200,905	32,606	SH		SOLE		0	0	32,606
ISHARES TR	IBONDS DEC 27	46435U283	1,466,846	58,522	SH		SOLE		0	0	58,522
ISHARES TR	CORE MSCI EAFE	46432F842	30,107,149	446,032	SH		SOLE		0	0	446,032
ISHARES TR	RUS MID CAP ETF	464287499	689,185	9,437	SH		SOLE		0	0	9,437
ISHARES TR	RUS 1000 GRW ETF	464287614	584,758	2,125	SH		SOLE		0	0	2,125
ISHARES TR	IBONDS DEC 29	46436E205	24,640,047	1,097,552	SH		SOLE		0	0	1,097,552
ISHARES TR	CORE HIGH DV ETF	46429B663	2,198,081	21,809	SH		SOLE		0	0	21,809
ISHARES TR	IBDS DEC28 ETF	46435U515	24,821,495	1,013,122	SH		SOLE		0	0	1,013,122
ISHARES TR	IBONDS DEC 25	46435U432	767,429	29,141	SH		SOLE		0	0	29,141
ISHARES TR	CORE S&P SCP ETF	464287804	43,554,152	437,071	SH		SOLE		0	0	437,071
ISHARES TR	S&P MC 400GR ETF	464287606	204,900	2,732	SH		SOLE		0	0	2,732
ISHARES TR	CORE S&P MCP ETF	464287507	60,424,577	231,087	SH		SOLE		0	0	231,087
ISHARES TR	MSCI USA MIN VOL	46429B697	31,885,066	428,966	SH		SOLE		0	0	428,966
ISHARES TR	RUS 1000 VAL ETF	464287598	406,571	2,576	SH		SOLE		0	0	2,576
ISHARES TR	MSCI EAFE ETF	464287465	2,089,614	28,822	SH		SOLE		0	0	28,822
ISHARES TR	CORE S&P TTL STK	464287150	1,306,556	13,354	SH		SOLE		0	0	13,354
ISHARES TR	CORE S&P US VLU	464287663	210,520	2,690	SH		SOLE		0	0	2,690
ISHARES TR	IBONDS DEC2026	46435GAA0	24,037,515	1,024,180	PRN		SOLE		0	0	1,024,180
ISHARES TR	IBONDS DEC 2030	46436E726	2,684,811	126,642	SH		SOLE		0	0	126,642
ISHARES TR	RUS 1000 ETF	464287622	5,392,261	22,123	SH		SOLE		0	0	22,123
ISHARES TR	EAFE SML CP ETF	464288273	10,728,580	181,902	SH		SOLE		0	0	181,902
ISHARES TR	RUSSELL 2000 ETF	464287655	6,216,884	33,197	SH		SOLE		0	0	33,197
ISHARES TR	SELECT DIVID ETF	464287168	5,646,419	49,836	SH		SOLE		0	0	49,836
ISHARES TR	IBONDS DEC 26	46435U259	1,487,281	59,066	SH		SOLE		0	0	59,066
ISHARES TR	IBONDS DEC 2031	46436E486	1,691,816	83,464	SH		SOLE		0	0	83,464
ISHARES TR	CORE MSCI TOTAL	46432F834	1,217,083	19,436	SH		SOLE		0	0	19,436
ISHARES TR	MSCI USA ESG SLC	464288802	205,447	2,194	SH		SOLE		0	0	2,194
ISHARES TR	TIPS BD ETF	464287176	690,275	6,414	SH		SOLE		0	0	6,414
ISHARES TR	S&P 100 ETF	464287101	1,390,408	6,715	SH		SOLE		0	0	6,715
ISHARES TR	IBONDS 27 ETF	46435UAA9	24,483,086	1,042,721	PRN		SOLE		0	0	1,042,721
ISHARES TR	IBONDS DEC 28	46435U325	1,136,277	45,162	SH		SOLE		0	0	45,162
ISHARES TR	S&P 500 GRWT ETF	464287309	484,832	6,879	SH		SOLE		0	0	6,879
ISHARES TR	CORE S&P500 ETF	464287200	209,963,845	471,077	SH		SOLE		0	0	471,077
ISHARES TR	ISHARES SEMICDTR	464287523	2,231,944	4,400	SH		SOLE		0	0	4,400
ISHARES TR	S&P 500 VAL ETF	464287408	554,333	3,439	SH		SOLE		0	0	3,439
ISHARES TR	MSCI EMG MKT ETF	464287234	525,436	13,282	SH		SOLE		0	0	13,282
ISHARES U S ETF TR	BLACKROCK ST MAT	46431W507	2,282,795	45,913	SH		SOLE		0	0	45,913
J P MORGAN EXCHANGE TRADED F	ULTRA SHT MUNCPL	46641Q654	10,616,494	209,605	SH		SOLE		0	0	209,605
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	4,625,466	92,251	SH		SOLE		0	0	92,251
JACOBS SOLUTIONS INC	COM	46982L108	347,278	2,921	SH		SOLE		0	0	2,921
JOHNSON & JOHNSON	COM	478160104	2,671,659	16,141	SH		SOLE		0	0	16,141
JPMORGAN CHASE & CO	COM	46625H100	2,089,662	14,368	SH		SOLE		0	0	14,368
L3HARRIS TECHNOLOGIES INC	COM	502431109	352,191	1,799	SH		SOLE		0	0	1,799
LILLY ELI & CO	COM	532457108	612,019	1,305	SH		SOLE		0	0	1,305
LINDE PLC	SHS	G54950103	348,308	914	SH		SOLE		0	0	914
LOCKHEED MARTIN CORP	COM	539830109	833,288	1,810	SH		SOLE		0	0	1,810
LOWES COS INC	COM	548661107	270,389	1,198	SH		SOLE		0	0	1,198
MASTERCARD INCORPORATED	CL A	57636Q104	2,923,399	7,433	SH		SOLE		0	0	7,433
MCDONALDS CORP	COM	580135101	771,390	2,585	SH		SOLE		0	0	2,585
MERCK & CO INC	COM	58933Y105	1,809,316	15,680	SH		SOLE		0	0	15,680
META PLATFORMS INC	CL A	30303M102	1,044,034	3,638	SH		SOLE		0	0	3,638
MICROSOFT CORP	COM	594918104	9,707,234	28,505	SH		SOLE		0	0	28,505
MONDELEZ INTL INC	CL A	609207105	247,632	3,395	SH		SOLE		0	0	3,395
NATURA &CO HLDG S A	ADS	63884N108	395,736	56,777	SH		SOLE		0	0	56,777
NETFLIX INC	COM	64110L106	398,203	904	SH		SOLE		0	0	904
NEXTERA ENERGY INC	COM	65339F101	1,085,175	14,625	SH		SOLE		0	0	14,625
NUVEEN FLOATING RATE INCOME	COM SHS	6706EN100	156,299	20,038	SH		SOLE		0	0	20,038
NVIDIA CORPORATION	COM	67066G104	655,681	1,550	SH		SOLE		0	0	1,550
ORACLE CORP	COM	68389X105	1,455,042	12,218	SH		SOLE		0	0	12,218
OREILLY AUTOMOTIVE INC	COM	67103H107	818,693	857	SH		SOLE		0	0	857
PEPSICO INC	COM	713448108	819,414	4,424	SH		SOLE		0	0	4,424
PFIZER INC	COM	717081103	469,468	12,799	SH		SOLE		0	0	12,799
PHENOMEX INC	COM	084310101	6,373	13,005	SH		SOLE		0	0	13,005
PHILIP MORRIS INTL INC	COM	718172109	284,607	2,915	SH		SOLE		0	0	2,915
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	2,045,080	20,500	SH		SOLE		0	0	20,500
PJT PARTNERS INC	COM CL A	69343T107	22,811,279	327,560	SH		SOLE		0	0	327,560
PPG INDS INC	COM	693506107	476,488	3,213	SH		SOLE		0	0	3,213
PROCTER AND GAMBLE CO	COM	742718109	1,381,307	9,103	SH		SOLE		0	0	9,103
RIO TINTO PLC	SPONSORED ADR	767204100	237,741	3,724	SH		SOLE		0	0	3,724
ROSS STORES INC	COM	778296103	779,192	6,949	SH		SOLE		0	0	6,949
ROYAL BK CDA	COM	780087102	518,906	5,433	SH		SOLE		0	0	5,433
SALESFORCE INC	COM	79466L302	300,412	1,422	SH		SOLE		0	0	1,422
SCHWAB CHARLES CORP	COM	808513105	207,506	3,661	SH		SOLE		0	0	3,661
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	457,487	6,819	SH		SOLE		0	0	6,819
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	290,037	5,610	SH		SOLE		0	0	5,610
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	422,039	5,631	SH		SOLE		0	0	5,631
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	229,044	3,154	SH		SOLE		0	0	3,154
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,196,414	33,560	SH		SOLE		0	0	33,560
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	445,951	2,565	SH		SOLE		0	0	2,565
SMUCKER J M CO	COM NEW	832696405	254,436	1,723	SH		SOLE		0	0	1,723
SOUTHERN CO	COM	842587107	396,351	5,642	SH		SOLE		0	0	5,642
SPDR GOLD TR	GOLD SHS	78463V107	310,725	1,743	SH		SOLE		0	0	1,743
SPDR S&P 500 ETF TR	TR UNIT	78462F103	57,137,528	128,897	SH		SOLE		0	0	128,897
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	22,077,201	46,099	SH		SOLE		0	0	46,099
SPDR SER TR	PRTFLO S&P500 GW	78464A409	44,971,507	737,117	SH		SOLE		0	0	737,117
SPDR SER TR	S&P 400 MDCP VAL	78464A839	24,468,672	355,753	SH		SOLE		0	0	355,753
SPDR SER TR	S&P 600 SMCP VAL	78464A300	19,846,964	257,118	SH		SOLE		0	0	257,118
SPDR SER TR	S&P DIVID ETF	78464A763	26,822,807	218,819	SH		SOLE		0	0	218,819
SPDR SER TR	PRTFLO S&P500 VL	78464A508	50,333,899	1,165,137	SH		SOLE		0	0	1,165,137
SPDR SER TR	S&P 600 SMCP GRW	78464A201	13,577,790	176,427	SH		SOLE		0	0	176,427
SPDR SER TR	S&P 400 MDCP GRW	78464A821	22,239,062	310,385	SH		SOLE		0	0	310,385
STARBUCKS CORP	COM	855244109	434,081	4,382	SH		SOLE		0	0	4,382
SYSCO CORP	COM	871829107	457,740	6,169	SH		SOLE		0	0	6,169
TESLA INC	COM	88160R101	661,493	2,527	SH		SOLE		0	0	2,527
TEXAS INSTRS INC	COM	882508104	249,148	1,384	SH		SOLE		0	0	1,384
THERMO FISHER SCIENTIFIC INC	COM	883556102	229,049	439	SH		SOLE		0	0	439
TJX COS INC NEW	COM	872540109	982,123	11,583	SH		SOLE		0	0	11,583
TRUIST FINL CORP	COM	89832Q109	329,419	10,854	SH		SOLE		0	0	10,854
UNION PAC CORP	COM	907818108	484,541	2,368	SH		SOLE		0	0	2,368
UNITED BANKSHARES INC WEST V	COM	909907107	907,784	30,596	SH		SOLE		0	0	30,596
UNITEDHEALTH GROUP INC	COM	91324P102	509,479	1,060	SH		SOLE		0	0	1,060
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	1,319,239	14,897	SH		SOLE		0	0	14,897
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	1,004,726	10,934	SH		SOLE		0	0	10,934
VANGUARD INDEX FDS	GROWTH ETF	922908736	868,971	3,071	SH		SOLE		0	0	3,071
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	373,267	1,814	SH		SOLE		0	0	1,814
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	3,403,232	8,356	SH		SOLE		0	0	8,356
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	406,561	2,938	SH		SOLE		0	0	2,938
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	323,245	1,407	SH		SOLE		0	0	1,407
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	297,796	1,469	SH		SOLE		0	0	1,469
VANGUARD INDEX FDS	VALUE ETF	922908744	441,789	3,109	SH		SOLE		0	0	3,109
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,569,554	54,686	SH		SOLE		0	0	54,686
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	9,798,885	44,484	SH		SOLE		0	0	44,484
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	531,621	3,572	SH		SOLE		0	0	3,572
VANGUARD INDEX FDS	MID CAP ETF	922908629	313,288	1,423	SH		SOLE		0	0	1,423
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	967,297	5,848	SH		SOLE		0	0	5,848
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,345,510	11,793	SH		SOLE		0	0	11,793
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	7,446,764	183,057	SH		SOLE		0	0	183,057
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	1,783,996	32,788	SH		SOLE		0	0	32,788
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	312,880	2,832	SH		SOLE		0	0	2,832
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	57,621,180	1,215,124	SH		SOLE		0	0	1,215,124
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	1,092,079	18,917	SH		SOLE		0	0	18,917
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,154,692	7,109	SH		SOLE		0	0	7,109
VANGUARD STAR FDS	VG TL INTL STK F	921909768	429,573	7,660	SH		SOLE		0	0	7,660
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	22,893,196	495,738	SH		SOLE		0	0	495,738
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,019,757	9,614	SH		SOLE		0	0	9,614
VERIZON COMMUNICATIONS INC	COM	92343V104	459,632	12,359	SH		SOLE		0	0	12,359
VISA INC	COM CL A	92826C839	673,731	2,837	SH		SOLE		0	0	2,837
WALMART INC	COM	931142103	333,222	2,120	SH		SOLE		0	0	2,120
WESTERN ASSET EMERGING MKTS	COM	95766A101	117,069	13,581	SH		SOLE		0	0	13,581
WISDOMTREE TR	PUTWRITE STRAT	97717X560	435,352	13,435	SH		SOLE		0	0	13,435
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	399,233	10,432	SH		SOLE		0	0	10,432
WISDOMTREE TR	US QTLY DIV GRT	97717X669	405,293	6,080	SH		SOLE		0	0	6,080