Klingman & Associates 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	795,917	7,231	SH		SOLE		0	0	7,231
ABBVIE INC	COM	00287Y109	1,279,278	8,255	SH		SOLE		0	0	8,255
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	296,519	845	SH		SOLE		0	0	845
ADOBE INC	COM	00724F101	785,126	1,316	SH		SOLE		0	0	1,316
ADVANCED MICRO DEVICES INC	COM	007903107	296,295	2,010	SH		SOLE		0	0	2,010
ALLIANT ENERGY CORP	COM	018802108	253,679	4,945	SH		SOLE		0	0	4,945
ALPHABET INC	CAP STK CL A	02079K305	2,193,692	15,704	SH		SOLE		0	0	15,704
ALPHABET INC	CAP STK CL C	02079K107	2,298,992	16,313	SH		SOLE		0	0	16,313
AMAZON COM INC	COM	023135106	6,000,111	39,490	SH		SOLE		0	0	39,490
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	725,967	8,084	SH		SOLE		0	0	8,084
AMGEN INC	COM	031162100	341,304	1,185	SH		SOLE		0	0	1,185
APPLE INC	COM	037833100	46,312,418	240,547	SH		SOLE		0	0	240,547
APPLIED MATLS INC	COM	038222105	2,909,157	17,950	SH		SOLE		0	0	17,950
AT&T INC	COM	00206R102	323,611	19,286	SH		SOLE		0	0	19,286
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,038,115	4,456	SH		SOLE		0	0	4,456
BANK AMERICA CORP	COM	060505104	302,929	8,997	SH		SOLE		0	0	8,997
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	542,626	1	SH		SOLE		0	0	1
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,095,096	8,678	SH		SOLE		0	0	8,678
BHP GROUP LTD	SPONSORED ADS	088606108	292,982	4,289	SH		SOLE		0	0	4,289
BLACKROCK FLOATING RATE INCO	COM	09255X100	270,148	21,339	SH		SOLE		0	0	21,339
BLACKSTONE INC	COM	09260D107	1,752,785	13,388	SH		SOLE		0	0	13,388
BLACKSTONE SECD LENDING FD	COMMON STOCK	09261X102	378,668	13,700	SH		SOLE		0	0	13,700
BOOKING HOLDINGS INC	COM	09857L108	461,139	130	SH		SOLE		0	0	130
BROADCOM INC	COM	11135F101	521,289	467	SH		SOLE		0	0	467
BROADSTONE NET LEASE INC	COM	11135E203	246,040	14,288	SH		SOLE		0	0	14,288
BROWN & BROWN INC	COM	115236101	2,384,674	33,535	SH		SOLE		0	0	33,535
CAMDEN PPTY TR	SH BEN INT	133131102	204,141	2,056	SH		SOLE		0	0	2,056
CARMAX INC	COM	143130102	213,721	2,785	SH		SOLE		0	0	2,785
CHEVRON CORP NEW	COM	166764100	553,832	3,713	SH		SOLE		0	0	3,713
CISCO SYS INC	COM	17275R102	512,993	10,154	SH		SOLE		0	0	10,154
CITIZENS FINL GROUP INC	COM	174610105	10,991,511	331,669	SH		SOLE		0	0	331,669
COCA COLA CO	COM	191216100	361,536	6,135	SH		SOLE		0	0	6,135
COLGATE PALMOLIVE CO	COM	194162103	268,065	3,363	SH		SOLE		0	0	3,363
COMCAST CORP NEW	CL A	20030N101	266,799	6,084	SH		SOLE		0	0	6,084
COMPASS INC	CL A	20464U100	891,154	237,009	SH		SOLE		0	0	237,009
CONSOLIDATED EDISON INC	COM	209115104	257,264	2,828	SH		SOLE		0	0	2,828
COSTCO WHSL CORP NEW	COM	22160K105	726,088	1,100	SH		SOLE		0	0	1,100
COUPANG INC	CL A	22266T109	194,718	12,027	SH		SOLE		0	0	12,027
CREDIT ACCEP CORP MICH	COM	225310101	389,426	731	SH		SOLE		0	0	731
CROCS INC	COM	227046109	4,482,373	47,986	SH		SOLE		0	0	47,986
CSX CORP	COM	126408103	254,097	7,329	SH		SOLE		0	0	7,329
CVS HEALTH CORP	COM	126650100	413,277	5,234	SH		SOLE		0	0	5,234
DANAHER CORPORATION	COM	235851102	400,913	1,733	SH		SOLE		0	0	1,733
DARIOHEALTH CORP	COM NEW	23725P209	30,702	17,850	SH		SOLE		0	0	17,850
DATADOG INC	CL A COM	23804L103	23,088,176	190,214	SH		SOLE		0	0	190,214
DEERE & CO	COM	244199105	276,711	692	SH		SOLE		0	0	692
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	334,014	9,721	SH		SOLE		0	0	9,721
DIMENSIONAL ETF TRUST	INFLATION PROTE	25434V856	4,157,268	100,709	SH		SOLE		0	0	100,709
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	3,259,584	62,289	SH		SOLE		0	0	62,289
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	777,969	15,010	SH		SOLE		0	0	15,010
DISNEY WALT CO	COM	254687106	333,622	3,695	SH		SOLE		0	0	3,695
ELI LILLY & CO	COM	532457108	744,389	1,277	SH		SOLE		0	0	1,277
ELME COMMUNITIES	SH BEN INT	939653101	434,350	29,750	SH		SOLE		0	0	29,750
ENHABIT INC	COM	29332G102	155,250	15,000	SH		SOLE		0	0	15,000
EQUITY RESIDENTIAL	SH BEN INT	29476L107	310,632	5,079	SH		SOLE		0	0	5,079
EXXON MOBIL CORP	COM	30231G102	2,539,792	25,403	SH		SOLE		0	0	25,403
F5 INC	COM	315616102	307,130	1,716	SH		SOLE		0	0	1,716
FLEXSHARES TR	IBOXX 3R TARGT	33939L506	14,613,269	618,682	SH		SOLE		0	0	618,682
FORD MTR CO DEL	COM	345370860	429,561	35,239	SH		SOLE		0	0	35,239
FRANKLIN BSP RLTY TR INC	COMMON STOCK	35243J101	344,083	25,469	SH		SOLE		0	0	25,469
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	221,058	2,859	SH		SOLE		0	0	2,859
GENERAL ELECTRIC CO	COM NEW	369604301	1,109,488	8,693	SH		SOLE		0	0	8,693
GENERAL MLS INC	COM	370334104	338,989	5,204	SH		SOLE		0	0	5,204
GOLDMAN SACHS GROUP INC	COM	38141G104	292,398	758	SH		SOLE		0	0	758
GOLUB CAP BDC INC	COM	38173M102	841,825	55,750	SH		SOLE		0	0	55,750
HERSHEY CO	COM	427866108	651,235	3,493	SH		SOLE		0	0	3,493
HILTON WORLDWIDE HLDGS INC	COM	43300A203	233,804	1,284	SH		SOLE		0	0	1,284
HOME DEPOT INC	COM	437076102	1,973,949	5,696	SH		SOLE		0	0	5,696
HONEYWELL INTL INC	COM	438516106	507,499	2,420	SH		SOLE		0	0	2,420
INTEL CORP	COM	458140100	992,639	19,754	SH		SOLE		0	0	19,754
INTERNATIONAL BUSINESS MACHS	COM	459200101	552,472	3,378	SH		SOLE		0	0	3,378
INVESCO EXCH TRADED FD TR II	FTSE RAFI SML	46138E735	844,643	26,005	SH		SOLE		0	0	26,005
INVESCO EXCH TRADED FD TR II	VAR RATE PFD	46138G870	612,936	26,557	SH		SOLE		0	0	26,557
INVESCO EXCH TRADED FD TR II	S&P 500 REVENUE	46138G698	20,013,522	234,515	SH		SOLE		0	0	234,515
INVESCO EXCH TRADED FD TR II	FTSE RAFI DEV	46138E743	324,474	6,846	SH		SOLE		0	0	6,846
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	3,722,694	59,411	SH		SOLE		0	0	59,411
INVESCO EXCH TRADED FD TR II	S&P SMALLCAP 600	46138G664	1,205,941	29,108	SH		SOLE		0	0	29,108
INVESCO EXCH TRADED FD TR II	S&P MDCP 400 REV	46138G672	1,360,576	12,954	SH		SOLE		0	0	12,954
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	2,532,848	16,051	SH		SOLE		0	0	16,051
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	25,799,593	732,943	SH		SOLE		0	0	732,943
INVESCO QQQ TR	UNIT SER 1	46090E103	1,052,876	2,571	SH		SOLE		0	0	2,571
ISHARES INC	MSCI GBL MIN VOL	464286525	223,867	2,231	SH		SOLE		0	0	2,231
ISHARES INC	CORE MSCI EMKT	46434G103	8,031,295	158,784	SH		SOLE		0	0	158,784
ISHARES TR	AGGRES ALLOC ETF	464289859	386,957	5,604	SH		SOLE		0	0	5,604
ISHARES TR	MSCI USA QLT FCT	46432F339	287,953	1,957	SH		SOLE		0	0	1,957
ISHARES TR	CORE S&P US VLU	464287663	226,848	2,690	SH		SOLE		0	0	2,690
ISHARES TR	MSCI EMG MKT ETF	464287234	680,313	16,919	SH		SOLE		0	0	16,919
ISHARES TR	IBDS DEC28 ETF	46435U515	26,919,452	1,072,916	SH		SOLE		0	0	1,072,916
ISHARES TR	SELECT DIVID ETF	464287168	3,829,812	32,672	SH		SOLE		0	0	32,672
ISHARES TR	MSCI EAFE ETF	464287465	2,510,456	33,317	SH		SOLE		0	0	33,317
ISHARES TR	CORE HIGH DV ETF	46429B663	2,225,922	21,825	SH		SOLE		0	0	21,825
ISHARES TR	IBONDS DEC 25	46435U432	522,964	19,701	SH		SOLE		0	0	19,701
ISHARES TR	MSCI USA MIN VOL	46429B697	32,065,651	410,940	SH		SOLE		0	0	410,940
ISHARES TR	IBONDS DEC 26	46435U259	1,442,984	56,563	SH		SOLE		0	0	56,563
ISHARES TR	S&P 500 GRWT ETF	464287309	434,229	5,782	SH		SOLE		0	0	5,782
ISHARES TR	CORE S&P500 ETF	464287200	236,788,749	495,758	SH		SOLE		0	0	495,758
ISHARES TR	S&P 500 VAL ETF	464287408	543,928	3,128	SH		SOLE		0	0	3,128
ISHARES TR	IBONDS DEC 2031	46436E486	8,708,072	419,262	SH		SOLE		0	0	419,262
ISHARES TR	IBONDS DEC 2029	46436E163	890,266	34,776	SH		SOLE		0	0	34,776
ISHARES TR	S&P 100 ETF	464287101	1,500,064	6,715	SH		SOLE		0	0	6,715
ISHARES TR	RUS 1000 VAL ETF	464287598	366,525	2,218	SH		SOLE		0	0	2,218
ISHARES TR	TIPS BD ETF	464287176	361,812	3,366	SH		SOLE		0	0	3,366
ISHARES TR	CORE S&P MCP ETF	464287507	68,942,418	248,755	SH		SOLE		0	0	248,755
ISHARES TR	IBONDS 27 ETF	46435UAA9	26,033,326	1,087,895	PRN		SOLE		0	0	1,087,895
ISHARES TR	CORE MSCI EAFE	46432F842	36,506,514	518,927	SH		SOLE		0	0	518,927
ISHARES TR	IBONDS DEC 2030	46436E726	14,125,947	652,770	SH		SOLE		0	0	652,770
ISHARES TR	ISHARES SEMICDTR	464287523	2,534,840	4,400	SH		SOLE		0	0	4,400
ISHARES TR	RUS 2000 VAL ETF	464287630	1,968,187	12,671	SH		SOLE		0	0	12,671
ISHARES TR	CORE MSCI TOTAL	46432F834	1,810,833	27,889	SH		SOLE		0	0	27,889
ISHARES TR	IBONDS DEC 27	46435U283	1,559,082	61,345	SH		SOLE		0	0	61,345
ISHARES TR	PFD AND INCM SEC	464288687	437,066	14,013	SH		SOLE		0	0	14,013
ISHARES TR	CORE S&P SCP ETF	464287804	51,965,898	480,054	SH		SOLE		0	0	480,054
ISHARES TR	RUSSELL 2000 ETF	464287655	6,560,101	32,684	SH		SOLE		0	0	32,684
ISHARES TR	CORE S&P TTL STK	464287150	1,914,976	18,198	SH		SOLE		0	0	18,198
ISHARES TR	IBONDS DEC 28	46435U325	1,677,830	65,566	SH		SOLE		0	0	65,566
ISHARES TR	MSCI USA ESG SLC	464288802	270,774	2,694	SH		SOLE		0	0	2,694
ISHARES TR	RUS MID CAP ETF	464287499	772,714	9,941	SH		SOLE		0	0	9,941
ISHARES TR	RUS 1000 GRW ETF	464287614	569,051	1,877	SH		SOLE		0	0	1,877
ISHARES TR	RUS 1000 ETF	464287622	5,796,733	22,103	SH		SOLE		0	0	22,103
ISHARES TR	IBONDS DEC2026	46435GAA0	23,896,388	999,849	PRN		SOLE		0	0	999,849
ISHARES TR	EAFE SML CP ETF	464288273	11,641,657	188,072	SH		SOLE		0	0	188,072
ISHARES TR	RUS 2000 GRW ETF	464287648	227,503	902	SH		SOLE		0	0	902
ISHARES TR	MSCI EAFE MIN VL	46429B689	1,795,698	25,897	SH		SOLE		0	0	25,897
ISHARES TR	IBONDS DEC 29	46436E205	27,132,955	1,176,114	SH		SOLE		0	0	1,176,114
ISHARES U S ETF TR	BLACKROCK SH DUR	46431W507	2,180,595	43,163	SH		SOLE		0	0	43,163
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	2,935,291	58,437	SH		SOLE		0	0	58,437
J P MORGAN EXCHANGE TRADED F	ULTRA SHT MUNCPL	46641Q654	3,891,961	76,704	SH		SOLE		0	0	76,704
JACOBS SOLUTIONS INC	COM	46982L108	380,963	2,935	SH		SOLE		0	0	2,935
JOHNSON & JOHNSON	COM	478160104	2,480,881	15,828	SH		SOLE		0	0	15,828
JONES LANG LASALLE INC	COM	48020Q107	6,612,906	35,013	SH		SOLE		0	0	35,013
JPMORGAN CHASE & CO	COM	46625H100	1,933,829	11,369	SH		SOLE		0	0	11,369
L3HARRIS TECHNOLOGIES INC	COM	502431109	390,490	1,854	SH		SOLE		0	0	1,854
LINDE PLC	SHS	G54950103	361,015	879	SH		SOLE		0	0	879
LOCKHEED MARTIN CORP	COM	539830109	773,228	1,706	SH		SOLE		0	0	1,706
LOWES COS INC	COM	548661107	376,110	1,690	SH		SOLE		0	0	1,690
MASTERCARD INCORPORATED	CL A	57636Q104	3,137,408	7,356	SH		SOLE		0	0	7,356
MCDONALDS CORP	COM	580135101	740,979	2,499	SH		SOLE		0	0	2,499
MERCK & CO INC	COM	58933Y105	969,079	8,889	SH		SOLE		0	0	8,889
META PLATFORMS INC	CL A	30303M102	1,362,039	3,848	SH		SOLE		0	0	3,848
MICROSOFT CORP	COM	594918104	10,021,176	26,649	SH		SOLE		0	0	26,649
MODERNA INC	COM	60770K107	383,181	3,853	SH		SOLE		0	0	3,853
MONDELEZ INTL INC	CL A	609207105	254,447	3,513	SH		SOLE		0	0	3,513
NATURA &CO HLDG S A	ADS	63884N108	389,470	56,940	SH		SOLE		0	0	56,940
NETFLIX INC	COM	64110L106	497,592	1,022	SH		SOLE		0	0	1,022
NEXTERA ENERGY INC	COM	65339F101	879,394	14,478	SH		SOLE		0	0	14,478
NOVARTIS AG	SPONSORED ADR	66987V109	274,134	2,715	SH		SOLE		0	0	2,715
NUVEEN FLOATING RATE INCOME	COM	67072T108	165,580	20,143	SH		SOLE		0	0	20,143
NVIDIA CORPORATION	COM	67066G104	1,193,481	2,410	SH		SOLE		0	0	2,410
OAKTREE SPECIALTY LENDING CO	COM	67401P405	303,237	14,850	SH		SOLE		0	0	14,850
ORACLE CORP	COM	68389X105	1,180,711	11,199	SH		SOLE		0	0	11,199
OREILLY AUTOMOTIVE INC	COM	67103H107	761,015	801	SH		SOLE		0	0	801
PEPSICO INC	COM	713448108	553,000	3,256	SH		SOLE		0	0	3,256
PFIZER INC	COM	717081103	348,244	12,096	SH		SOLE		0	0	12,096
PHILIP MORRIS INTL INC	COM	718172109	259,892	2,762	SH		SOLE		0	0	2,762
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	2,045,695	20,500	SH		SOLE		0	0	20,500
PJT PARTNERS INC	COM CL A	69343T107	15,209,395	149,302	SH		SOLE		0	0	149,302
PPG INDS INC	COM	693506107	484,991	3,243	SH		SOLE		0	0	3,243
PROCTER AND GAMBLE CO	COM	742718109	1,300,651	8,876	SH		SOLE		0	0	8,876
QUALCOMM INC	COM	747525103	208,702	1,443	SH		SOLE		0	0	1,443
RAYMOND JAMES FINL INC	COM	754730109	1,010,859	9,066	SH		SOLE		0	0	9,066
REGENERON PHARMACEUTICALS	COM	75886F107	216,938	247	SH		SOLE		0	0	247
RIO TINTO PLC	SPONSORED ADR	767204100	277,290	3,724	SH		SOLE		0	0	3,724
ROSS STORES INC	COM	778296103	874,487	6,319	SH		SOLE		0	0	6,319
ROYAL BK CDA	COM	780087102	552,979	5,468	SH		SOLE		0	0	5,468
SALESFORCE INC	COM	79466L302	357,608	1,359	SH		SOLE		0	0	1,359
SCHWAB CHARLES CORP	COM	808513105	263,298	3,827	SH		SOLE		0	0	3,827
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	240,115	3,154	SH		SOLE		0	0	3,154
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	487,406	6,953	SH		SOLE		0	0	6,953
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,221,898	33,060	SH		SOLE		0	0	33,060
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	312,309	5,610	SH		SOLE		0	0	5,610
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	467,144	5,631	SH		SOLE		0	0	5,631
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	468,689	2,435	SH		SOLE		0	0	2,435
SMUCKER J M CO	COM NEW	832696405	228,243	1,806	SH		SOLE		0	0	1,806
SOUTHERN CO	COM	842587107	263,722	3,761	SH		SOLE		0	0	3,761
SPDR GOLD TR	GOLD SHS	78463V107	345,636	1,808	SH		SOLE		0	0	1,808
SPDR S&P 500 ETF TR	TR UNIT	78462F103	59,834,405	125,885	SH		SOLE		0	0	125,885
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	23,060,357	45,450	SH		SOLE		0	0	45,450
SPDR SER TR	S&P 400 MDCP VAL	78464A839	25,642,540	349,449	SH		SOLE		0	0	349,449
SPDR SER TR	PRTFLO S&P500 VL	78464A508	53,958,949	1,157,172	SH		SOLE		0	0	1,157,172
SPDR SER TR	PRTFLO S&P500 GW	78464A409	47,595,271	731,560	SH		SOLE		0	0	731,560
SPDR SER TR	S&P 600 SMCP VAL	78464A300	21,710,509	260,599	SH		SOLE		0	0	260,599
SPDR SER TR	S&P 400 MDCP GRW	78464A821	23,304,739	307,979	SH		SOLE		0	0	307,979
SPDR SER TR	S&P 600 SMCP GRW	78464A201	14,945,030	178,704	SH		SOLE		0	0	178,704
SPDR SER TR	S&P DIVID ETF	78464A763	26,391,107	211,180	SH		SOLE		0	0	211,180
STARBUCKS CORP	COM	855244109	261,052	2,719	SH		SOLE		0	0	2,719
SYSCO CORP	COM	871829107	438,854	6,001	SH		SOLE		0	0	6,001
TESLA INC	COM	88160R101	993,175	3,997	SH		SOLE		0	0	3,997
THERMO FISHER SCIENTIFIC INC	COM	883556102	278,134	524	SH		SOLE		0	0	524
TJX COS INC NEW	COM	872540109	1,084,819	11,564	SH		SOLE		0	0	11,564
TRUIST FINL CORP	COM	89832Q109	413,948	11,212	SH		SOLE		0	0	11,212
UNION PAC CORP	COM	907818108	540,610	2,201	SH		SOLE		0	0	2,201
UNITED BANKSHARES INC WEST V	COM	909907107	1,148,880	30,596	SH		SOLE		0	0	30,596
UNITED RENTALS INC	COM	911363109	371,577	648	SH		SOLE		0	0	648
UNITEDHEALTH GROUP INC	COM	91324P102	536,473	1,019	SH		SOLE		0	0	1,019
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	1,400,016	14,899	SH		SOLE		0	0	14,899
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	1,084,544	10,934	SH		SOLE		0	0	10,934
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	965,365	5,364	SH		SOLE		0	0	5,364
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	3,738,572	8,559	SH		SOLE		0	0	8,559
VANGUARD INDEX FDS	VALUE ETF	922908744	595,758	3,985	SH		SOLE		0	0	3,985
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,727,172	53,499	SH		SOLE		0	0	53,499
VANGUARD INDEX FDS	MID CAP ETF	922908629	238,224	1,024	SH		SOLE		0	0	1,024
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	398,300	1,814	SH		SOLE		0	0	1,814
VANGUARD INDEX FDS	GROWTH ETF	922908736	872,330	2,806	SH		SOLE		0	0	2,806
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,385,883	11,184	SH		SOLE		0	0	11,184
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	425,315	2,933	SH		SOLE		0	0	2,933
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	10,201,972	43,006	SH		SOLE		0	0	43,006
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	340,171	1,407	SH		SOLE		0	0	1,407
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	367,801	1,686	SH		SOLE		0	0	1,686
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	20,242,196	492,511	SH		SOLE		0	0	492,511
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	1,840,719	32,788	SH		SOLE		0	0	32,788
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	264,109	2,296	SH		SOLE		0	0	2,296
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	69,208,429	1,457,326	SH		SOLE		0	0	1,457,326
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	1,275,794	21,872	SH		SOLE		0	0	21,872
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,094,480	6,423	SH		SOLE		0	0	6,423
VANGUARD STAR FDS	VG TL INTL STK F	921909768	442,409	7,633	SH		SOLE		0	0	7,633
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	28,209,314	588,921	SH		SOLE		0	0	588,921
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,003,331	8,988	SH		SOLE		0	0	8,988
VERIZON COMMUNICATIONS INC	COM	92343V104	480,562	12,747	SH		SOLE		0	0	12,747
VISA INC	COM CL A	92826C839	957,568	3,678	SH		SOLE		0	0	3,678
WALMART INC	COM	931142103	415,881	2,638	SH		SOLE		0	0	2,638
WESTERN ASSET EMERGING MKTS	COM	95766A101	115,872	12,581	SH		SOLE		0	0	12,581
WILLIAMS SONOMA INC	COM	969904101	260,095	1,289	SH		SOLE		0	0	1,289
WISDOMTREE TR	US QTLY DIV GRT	97717X669	513,466	7,306	SH		SOLE		0	0	7,306
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	424,374	10,432	SH		SOLE		0	0	10,432
WISDOMTREE TR	PUTWRITE STRAT	97717X560	425,897	13,435	SH		SOLE		0	0	13,435