Klingman & Associates 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	800,315	7,702	SH		SOLE		0	0	7,702
ABBVIE INC	COM	00287Y109	1,474,386	8,596	SH		SOLE		0	0	8,596
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	373,498	1,231	SH		SOLE		0	0	1,231
ADOBE INC	COM	00724F101	683,315	1,230	SH		SOLE		0	0	1,230
ADVANCED MICRO DEVICES INC	COM	007903107	333,666	2,057	SH		SOLE		0	0	2,057
AIR PRODS & CHEMS INC	COM	009158106	212,892	825	SH		SOLE		0	0	825
ALLIANT ENERGY CORP	COM	018802108	251,701	4,945	SH		SOLE		0	0	4,945
ALPHABET INC	CAP STK CL C	02079K107	2,886,114	15,735	SH		SOLE		0	0	15,735
ALPHABET INC	CAP STK CL A	02079K305	2,837,351	15,577	SH		SOLE		0	0	15,577
AMAZON COM INC	COM	023135106	7,724,976	39,974	SH		SOLE		0	0	39,974
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	729,844	8,135	SH		SOLE		0	0	8,135
AMGEN INC	COM	031162100	373,691	1,196	SH		SOLE		0	0	1,196
APPLE INC	COM	037833100	50,463,650	239,596	SH		SOLE		0	0	239,596
APPLIED MATLS INC	COM	038222105	4,250,180	18,010	SH		SOLE		0	0	18,010
AT&T INC	COM	00206R102	220,849	11,557	SH		SOLE		0	0	11,557
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,141,655	4,783	SH		SOLE		0	0	4,783
BANK AMERICA CORP	COM	060505104	426,454	10,723	SH		SOLE		0	0	10,723
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	612,241	1	SH		SOLE		0	0	1
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,268,232	8,034	SH		SOLE		0	0	8,034
BHP GROUP LTD	SPONSORED ADS	088606108	255,878	4,482	SH		SOLE		0	0	4,482
BLACKROCK FLOATING RATE INCO	COM	09255X100	346,614	26,786	SH		SOLE		0	0	26,786
BLACKSTONE INC	COM	09260D107	1,634,406	13,202	SH		SOLE		0	0	13,202
BLACKSTONE SECD LENDING FD	COMMON STOCK	09261X102	419,494	13,700	SH		SOLE		0	0	13,700
BOOKING HOLDINGS INC	COM	09857L108	511,034	129	SH		SOLE		0	0	129
BROADCOM INC	COM	11135F101	852,537	531	SH		SOLE		0	0	531
BROADSTONE NET LEASE INC	COM	11135E203	226,751	14,288	SH		SOLE		0	0	14,288
BROWN & BROWN INC	COM	115236101	519,026	5,805	SH		SOLE		0	0	5,805
CAMDEN PPTY TR	SH BEN INT	133131102	224,331	2,056	SH		SOLE		0	0	2,056
CARMAX INC	COM	143130102	204,252	2,785	SH		SOLE		0	0	2,785
CATERPILLAR INC	COM	149123101	219,180	658	SH		SOLE		0	0	658
CHEVRON CORP NEW	COM	166764100	624,586	3,993	SH		SOLE		0	0	3,993
CISCO SYS INC	COM	17275R102	457,866	9,637	SH		SOLE		0	0	9,637
CITIGROUP INC	COM NEW	172967424	205,674	3,241	SH		SOLE		0	0	3,241
CITIZENS FINL GROUP INC	COM	174610105	15,160,019	420,761	SH		SOLE		0	0	420,761
COCA COLA CO	COM	191216100	437,403	6,872	SH		SOLE		0	0	6,872
COLGATE PALMOLIVE CO	COM	194162103	331,101	3,412	SH		SOLE		0	0	3,412
COMCAST CORP NEW	CL A	20030N101	285,785	7,298	SH		SOLE		0	0	7,298
COMPASS INC	CL A	20464U100	904,353	251,209	SH		SOLE		0	0	251,209
CONSOLIDATED EDISON INC	COM	209115104	230,436	2,577	SH		SOLE		0	0	2,577
CORNING INC	COM	219350105	247,397	6,368	SH		SOLE		0	0	6,368
COSTCO WHSL CORP NEW	COM	22160K105	952,839	1,121	SH		SOLE		0	0	1,121
COUPANG INC	CL A	22266T109	1,248,013	59,571	SH		SOLE		0	0	59,571
CREDIT ACCEP CORP MICH	COM	225310101	325,793	633	SH		SOLE		0	0	633
CROCS INC	COM	227046109	4,331,354	29,679	SH		SOLE		0	0	29,679
CSX CORP	COM	126408103	254,087	7,596	SH		SOLE		0	0	7,596
CVS HEALTH CORP	COM	126650100	296,009	5,012	SH		SOLE		0	0	5,012
DANAHER CORPORATION	COM	235851102	451,230	1,806	SH		SOLE		0	0	1,806
DARIOHEALTH CORP	COM NEW	23725P209	21,242	17,850	SH		SOLE		0	0	17,850
DATADOG INC	CL A COM	23804L103	2,593,800	20,000	PRN	Put	SOLE		0	0	20,000
DATADOG INC	CL A COM	23804L103	22,243,651	171,514	SH		SOLE		0	0	171,514
DEERE & CO	COM	244199105	273,124	731	SH		SOLE		0	0	731
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	349,373	9,721	SH		SOLE		0	0	9,721
DIMENSIONAL ETF TRUST	INFLATION PROTE	25434V856	3,422,219	83,806	SH		SOLE		0	0	83,806
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	883,339	15,010	SH		SOLE		0	0	15,010
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	3,227,248	62,218	SH		SOLE		0	0	62,218
DISNEY WALT CO	COM	254687106	549,372	5,533	SH		SOLE		0	0	5,533
DUPONT DE NEMOURS INC	COM	26614N102	200,260	2,488	SH		SOLE		0	0	2,488
ELI LILLY & CO	COM	532457108	1,428,690	1,578	SH		SOLE		0	0	1,578
ELME COMMUNITIES	SH BEN INT	939653101	473,918	29,750	SH		SOLE		0	0	29,750
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	204,194	12,589	SH		SOLE		0	0	12,589
ENHABIT INC	COM	29332G102	133,800	15,000	SH		SOLE		0	0	15,000
EQUITY RESIDENTIAL	SH BEN INT	29476L107	289,010	4,168	SH		SOLE		0	0	4,168
EXXON MOBIL CORP	COM	30231G102	3,031,110	26,330	SH		SOLE		0	0	26,330
F5 INC	COM	315616102	297,269	1,726	SH		SOLE		0	0	1,726
FEDEX CORP	COM	31428X106	261,161	871	SH		SOLE		0	0	871
FLEXSHARES TR	IBOXX 3R TARGT	33939L506	8,070,965	342,135	SH		SOLE		0	0	342,135
FORD MTR CO DEL	COM	345370860	374,921	29,898	SH		SOLE		0	0	29,898
FRANKLIN BSP RLTY TR INC	COMMON STOCK	35243J101	405,053	32,147	SH		SOLE		0	0	32,147
GE AEROSPACE	COM NEW	369604301	1,356,333	8,532	SH		SOLE		0	0	8,532
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	269,292	3,456	SH		SOLE		0	0	3,456
GE VERNOVA INC	COM	36828A101	361,715	2,109	SH		SOLE		0	0	2,109
GENERAL MLS INC	COM	370334104	332,875	5,262	SH		SOLE		0	0	5,262
GLOBAL X FDS	DATA CTR & DIGIT	37954Y236	247,195	16,414	SH		SOLE		0	0	16,414
GOLDMAN SACHS GROUP INC	COM	38141G104	344,966	763	SH		SOLE		0	0	763
GOLUB CAP BDC INC	COM	38173M102	974,806	62,050	SH		SOLE		0	0	62,050
GREENBRIER COS INC	COM	393657101	218,020	4,400	SH		SOLE		0	0	4,400
GRITSTONE BIO INC	COM	39868T105	21,495	34,786	SH		SOLE		0	0	34,786
HERSHEY CO	COM	427866108	643,405	3,500	SH		SOLE		0	0	3,500
HILTON WORLDWIDE HLDGS INC	COM	43300A203	289,552	1,327	SH		SOLE		0	0	1,327
HOLDCO NUVO GROUP D G LTD	ORD SHS	M53051104	84,149	70,124	SH		SOLE		0	0	70,124
HOME DEPOT INC	COM	437076102	2,046,163	5,944	SH		SOLE		0	0	5,944
HONEYWELL INTL INC	COM	438516106	567,590	2,658	SH		SOLE		0	0	2,658
INTEL CORP	COM	458140100	570,499	18,421	SH		SOLE		0	0	18,421
INTERNATIONAL BUSINESS MACHS	COM	459200101	604,980	3,498	SH		SOLE		0	0	3,498
INTUITIVE SURGICAL INC	COM NEW	46120E602	302,943	681	SH		SOLE		0	0	681
INVESCO EXCH TRADED FD TR II	VAR RATE PFD	46138G870	642,775	26,827	SH		SOLE		0	0	26,827
INVESCO EXCH TRADED FD TR II	S&P 500 REVENUE	46138G698	23,804,427	257,012	SH		SOLE		0	0	257,012
INVESCO EXCH TRADED FD TR II	S&P MDCP 400 REV	46138G672	1,422,155	12,954	SH		SOLE		0	0	12,954
INVESCO EXCH TRADED FD TR II	FTSE RAFI DEV	46138E743	278,786	5,727	SH		SOLE		0	0	5,727
INVESCO EXCH TRADED FD TR II	FTSE RAFI SML	46138E735	785,528	24,305	SH		SOLE		0	0	24,305
INVESCO EXCH TRADED FD TR II	S&P SMALLCAP 600	46138G664	1,157,979	28,899	SH		SOLE		0	0	28,899
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	3,793,795	58,411	SH		SOLE		0	0	58,411
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	2,524,656	15,368	SH		SOLE		0	0	15,368
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	27,225,855	717,414	SH		SOLE		0	0	717,414
INVESCO QQQ TR	UNIT SER 1	46090E103	1,298,868	2,711	SH		SOLE		0	0	2,711
ISHARES GOLD TR	ISHARES NEW	464285204	204,275	4,650	SH		SOLE		0	0	4,650
ISHARES INC	CORE MSCI EMKT	46434G103	9,077,083	169,570	SH		SOLE		0	0	169,570
ISHARES INC	MSCI GBL MIN VOL	464286525	233,437	2,231	SH		SOLE		0	0	2,231
ISHARES TR	CORE S&P500 ETF	464287200	280,765,165	513,066	SH		SOLE		0	0	513,066
ISHARES TR	MSCI EMG MKT ETF	464287234	810,233	19,024	SH		SOLE		0	0	19,024
ISHARES TR	IBONDS DEC2026	46435GAA0	21,775,412	914,165	SH		SOLE		0	0	914,165
ISHARES TR	CORE S&P MCP ETF	464287507	76,550,410	1,308,107	SH		SOLE		0	0	1,308,107
ISHARES TR	IBONDS DEC 2031	46436E486	13,364,349	658,667	SH		SOLE		0	0	658,667
ISHARES TR	MSCI USA ESG SLC	464288802	302,725	2,694	SH		SOLE		0	0	2,694
ISHARES TR	RUS 2000 GRW ETF	464287648	236,803	902	SH		SOLE		0	0	902
ISHARES TR	CORE HIGH DV ETF	46429B663	2,314,043	21,288	SH		SOLE		0	0	21,288
ISHARES TR	RUSSELL 2000 ETF	464287655	6,766,787	33,352	SH		SOLE		0	0	33,352
ISHARES TR	IBONDS DEC 2030	46436E726	18,875,970	887,863	SH		SOLE		0	0	887,863
ISHARES TR	CORE MSCI EAFE	46432F842	40,094,722	551,965	SH		SOLE		0	0	551,965
ISHARES TR	IBONDS DEC 28	46435U325	708,284	28,309	SH		SOLE		0	0	28,309
ISHARES TR	RUS 1000 VAL ETF	464287598	385,230	2,208	SH		SOLE		0	0	2,208
ISHARES TR	RUS 2000 VAL ETF	464287630	1,971,067	12,942	SH		SOLE		0	0	12,942
ISHARES TR	ESG AWR MSCI USA	46435G425	217,879	1,826	SH		SOLE		0	0	1,826
ISHARES TR	PFD AND INCM SEC	464288687	442,111	14,013	SH		SOLE		0	0	14,013
ISHARES TR	IBDS DEC28 ETF	46435U515	26,191,567	1,057,391	SH		SOLE		0	0	1,057,391
ISHARES TR	IBONDS DEC 29	46436E205	26,875,575	1,185,513	SH		SOLE		0	0	1,185,513
ISHARES TR	IBONDS DEC 27	46435U283	708,605	28,333	SH		SOLE		0	0	28,333
ISHARES TR	MSCI EAFE MIN VL	46429B689	1,749,480	25,225	SH		SOLE		0	0	25,225
ISHARES TR	IBONDS DEC 26	46435U259	636,980	25,157	SH		SOLE		0	0	25,157
ISHARES TR	RUS 1000 ETF	464287622	6,576,527	22,103	SH		SOLE		0	0	22,103
ISHARES TR	MSCI EAFE ETF	464287465	2,685,721	34,287	SH		SOLE		0	0	34,287
ISHARES TR	MSCI USA MIN VOL	46429B697	32,605,080	388,341	SH		SOLE		0	0	388,341
ISHARES TR	ISHARES SEMICDTR	464287523	3,258,476	13,212	SH		SOLE		0	0	13,212
ISHARES TR	IBONDS 27 ETF	46435UAA9	24,301,302	1,024,075	SH		SOLE		0	0	1,024,075
ISHARES TR	EAFE SML CP ETF	464288273	11,492,039	186,438	SH		SOLE		0	0	186,438
ISHARES TR	RUS MID CAP ETF	464287499	1,018,690	12,564	SH		SOLE		0	0	12,564
ISHARES TR	IBONDS DEC 2029	46436E163	601,936	24,213	SH		SOLE		0	0	24,213
ISHARES TR	CORE S&P SCP ETF	464287804	55,389,178	519,306	SH		SOLE		0	0	519,306
ISHARES TR	RUS 1000 GRW ETF	464287614	718,814	1,972	SH		SOLE		0	0	1,972
ISHARES TR	AGGRES ALLOC ETF	464289859	419,068	5,604	SH		SOLE		0	0	5,604
ISHARES TR	CORE S&P TTL STK	464287150	2,048,599	17,247	SH		SOLE		0	0	17,247
ISHARES TR	NEW YORK MUN ETF	464288323	9,501,338	177,961	SH		SOLE		0	0	177,961
ISHARES TR	CORE MSCI TOTAL	46432F834	1,904,517	28,190	SH		SOLE		0	0	28,190
ISHARES TR	MSCI USA QLT FCT	46432F339	326,494	1,912	SH		SOLE		0	0	1,912
ISHARES TR	CORE S&P US VLU	464287663	237,070	2,690	SH		SOLE		0	0	2,690
ISHARES TR	S&P 100 ETF	464287101	1,774,775	6,715	SH		SOLE		0	0	6,715
ISHARES TR	S&P 500 VAL ETF	464287408	569,328	3,128	SH		SOLE		0	0	3,128
ISHARES TR	SELECT DIVID ETF	464287168	3,952,659	32,672	SH		SOLE		0	0	32,672
ISHARES TR	TIPS BD ETF	464287176	217,938	2,041	SH		SOLE		0	0	2,041
ISHARES TR	S&P MC 400GR ETF	464287606	216,751	2,460	SH		SOLE		0	0	2,460
ISHARES TR	S&P 500 GRWT ETF	464287309	535,067	5,782	SH		SOLE		0	0	5,782
ISHARES U S ETF TR	BLACKROCK SH DUR	46431W507	2,172,394	43,163	SH		SOLE		0	0	43,163
J P MORGAN EXCHANGE TRADED F	ULTRA SHT MUNCPL	46641Q654	1,934,248	38,117	SH		SOLE		0	0	38,117
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	2,609,703	51,708	SH		SOLE		0	0	51,708
JACOBS SOLUTIONS INC	COM	46982L108	410,608	2,939	SH		SOLE		0	0	2,939
JOHNSON & JOHNSON	COM	478160104	2,207,163	15,101	SH		SOLE		0	0	15,101
JONES LANG LASALLE INC	COM	48020Q107	5,199,332	25,328	SH		SOLE		0	0	25,328
JPMORGAN CHASE & CO.	COM	46625H100	4,961,821	24,532	SH		SOLE		0	0	24,532
L3HARRIS TECHNOLOGIES INC	COM	502431109	419,965	1,870	SH		SOLE		0	0	1,870
LINDE PLC	SHS	G54950103	393,174	896	SH		SOLE		0	0	896
LOCKHEED MARTIN CORP	COM	539830109	798,741	1,710	SH		SOLE		0	0	1,710
LOWES COS INC	COM	548661107	379,853	1,723	SH		SOLE		0	0	1,723
MASTERCARD INCORPORATED	CL A	57636Q104	3,262,379	7,395	SH		SOLE		0	0	7,395
MCDONALDS CORP	COM	580135101	719,414	2,823	SH		SOLE		0	0	2,823
MERCK & CO INC	COM	58933Y105	1,187,738	9,594	SH		SOLE		0	0	9,594
META PLATFORMS INC	CL A	30303M102	2,076,916	4,119	SH		SOLE		0	0	4,119
MICROSOFT CORP	COM	594918104	12,412,142	27,771	SH		SOLE		0	0	27,771
MODERNA INC	COM	60770K107	345,088	2,906	SH		SOLE		0	0	2,906
MONDELEZ INTL INC	CL A	609207105	234,472	3,583	SH		SOLE		0	0	3,583
MORGAN STANLEY	COM NEW	617446448	228,494	2,351	SH		SOLE		0	0	2,351
NETFLIX INC	COM	64110L106	744,393	1,103	SH		SOLE		0	0	1,103
NEXTERA ENERGY INC	COM	65339F101	1,112,001	15,704	SH		SOLE		0	0	15,704
NOVARTIS AG	SPONSORED ADR	66987V109	279,458	2,625	SH		SOLE		0	0	2,625
NOVO-NORDISK A S	ADR	670100205	359,991	2,522	SH		SOLE		0	0	2,522
NUVEEN FLOATING RATE INCOME	COM	67072T108	174,241	20,143	SH		SOLE		0	0	20,143
NVIDIA CORPORATION	COM	67066G104	3,062,681	24,791	SH		SOLE		0	0	24,791
OAKTREE SPECIALTY LENDING CO	COM	67401P405	279,329	14,850	SH		SOLE		0	0	14,850
ORACLE CORP	COM	68389X105	1,618,435	11,462	SH		SOLE		0	0	11,462
OREILLY AUTOMOTIVE INC	COM	67103H107	793,102	751	SH		SOLE		0	0	751
PALO ALTO NETWORKS INC	COM	697435105	244,088	720	SH		SOLE		0	0	720
PARKER-HANNIFIN CORP	COM	701094104	212,441	420	SH		SOLE		0	0	420
PEPSICO INC	COM	713448108	603,314	3,658	SH		SOLE		0	0	3,658
PHATHOM PHARMACEUTICALS INC	COM	71722W107	106,873	10,376	SH		SOLE		0	0	10,376
PHILIP MORRIS INTL INC	COM	718172109	302,314	2,983	SH		SOLE		0	0	2,983
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	2,063,325	20,500	SH		SOLE		0	0	20,500
PJT PARTNERS INC	COM CL A	69343T107	16,111,179	149,302	SH		SOLE		0	0	149,302
PPG INDS INC	COM	693506107	418,711	3,326	SH		SOLE		0	0	3,326
PROCTER AND GAMBLE CO	COM	742718109	1,517,654	9,202	SH		SOLE		0	0	9,202
QUALCOMM INC	COM	747525103	293,791	1,475	SH		SOLE		0	0	1,475
RAYMOND JAMES FINL INC	COM	754730109	1,289,994	10,436	SH		SOLE		0	0	10,436
REGENERON PHARMACEUTICALS	COM	75886F107	265,911	253	SH		SOLE		0	0	253
RIO TINTO PLC	SPONSORED ADR	767204100	249,743	3,788	SH		SOLE		0	0	3,788
ROSS STORES INC	COM	778296103	919,440	6,327	SH		SOLE		0	0	6,327
SALESFORCE INC	COM	79466L302	367,396	1,429	SH		SOLE		0	0	1,429
SCHWAB CHARLES CORP	COM	808513105	297,119	4,032	SH		SOLE		0	0	4,032
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	576,773	8,977	SH		SOLE		0	0	8,977
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,253,837	32,635	SH		SOLE		0	0	32,635
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	430,776	5,815	SH		SOLE		0	0	5,815
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	469,709	4,658	SH		SOLE		0	0	4,658
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	245,256	3,154	SH		SOLE		0	0	3,154
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	352,701	5,610	SH		SOLE		0	0	5,610
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	550,871	2,435	SH		SOLE		0	0	2,435
SHELL PLC	SPON ADS	780259305	235,596	3,264	SH		SOLE		0	0	3,264
SOUTHERN CO	COM	842587107	278,244	3,587	SH		SOLE		0	0	3,587
SPDR GOLD TR	GOLD SHS	78463V107	374,763	1,743	SH		SOLE		0	0	1,743
SPDR S&P 500 ETF TR	TR UNIT	78462F103	67,497,589	124,026	SH		SOLE		0	0	124,026
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	23,754,655	44,395	SH		SOLE		0	0	44,395
SPDR SER TR	S&P 400 MDCP VAL	78464A839	25,154,360	344,864	SH		SOLE		0	0	344,864
SPDR SER TR	S&P DIVID ETF	78464A763	26,250,649	206,405	SH		SOLE		0	0	206,405
SPDR SER TR	S&P 600 SMCP GRW	78464A201	15,057,976	175,378	SH		SOLE		0	0	175,378
SPDR SER TR	S&P 400 MDCP GRW	78464A821	25,313,470	301,136	SH		SOLE		0	0	301,136
SPDR SER TR	PRTFLO S&P500 VL	78464A508	54,286,211	1,113,792	SH		SOLE		0	0	1,113,792
SPDR SER TR	S&P 600 SMCP VAL	78464A300	20,115,540	256,871	SH		SOLE		0	0	256,871
SPDR SER TR	PRTFLO S&P500 GW	78464A409	55,103,636	687,678	SH		SOLE		0	0	687,678
STARBUCKS CORP	COM	855244109	205,057	2,634	SH		SOLE		0	0	2,634
STRYKER CORPORATION	COM	863667101	298,400	877	SH		SOLE		0	0	877
SYSCO CORP	COM	871829107	433,124	6,067	SH		SOLE		0	0	6,067
TESLA INC	COM	88160R101	797,457	4,030	SH		SOLE		0	0	4,030
TEXAS INSTRS INC	COM	882508104	284,014	1,460	SH		SOLE		0	0	1,460
THERMO FISHER SCIENTIFIC INC	COM	883556102	433,552	784	SH		SOLE		0	0	784
TJX COS INC NEW	COM	872540109	1,237,965	11,244	SH		SOLE		0	0	11,244
T-MOBILE US INC	COM	872590104	246,476	1,399	SH		SOLE		0	0	1,399
TRUIST FINL CORP	COM	89832Q109	448,601	11,547	SH		SOLE		0	0	11,547
UNION PAC CORP	COM	907818108	497,546	2,199	SH		SOLE		0	0	2,199
UNITED BANKSHARES INC WEST V	COM	909907107	992,535	30,596	SH		SOLE		0	0	30,596
UNITED RENTALS INC	COM	911363109	422,315	653	SH		SOLE		0	0	653
UNITEDHEALTH GROUP INC	COM	91324P102	471,575	926	SH		SOLE		0	0	926
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	214,035	821	SH		SOLE		0	0	821
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	1,476,618	14,899	SH		SOLE		0	0	14,899
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	1,073,829	10,934	SH		SOLE		0	0	10,934
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	427,974	2,845	SH		SOLE		0	0	2,845
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	454,070	1,978	SH		SOLE		0	0	1,978
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	345,430	1,381	SH		SOLE		0	0	1,381
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	11,936,201	44,620	SH		SOLE		0	0	44,620
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	420,860	1,686	SH		SOLE		0	0	1,686
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,516,199	53,918	SH		SOLE		0	0	53,918
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	4,302,119	8,602	SH		SOLE		0	0	8,602
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,421,771	11,107	SH		SOLE		0	0	11,107
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,298,937	3,473	SH		SOLE		0	0	3,473
VANGUARD INDEX FDS	VALUE ETF	922908744	715,269	4,459	SH		SOLE		0	0	4,459
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	950,548	5,208	SH		SOLE		0	0	5,208
VANGUARD INDEX FDS	MID CAP ETF	922908629	247,911	1,024	SH		SOLE		0	0	1,024
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	24,573,088	561,542	SH		SOLE		0	0	561,542
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	308,294	2,624	SH		SOLE		0	0	2,624
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	1,922,689	32,788	SH		SOLE		0	0	32,788
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	55,919,106	1,152,021	SH		SOLE		0	0	1,152,021
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	1,138,170	19,627	SH		SOLE		0	0	19,627
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,180,561	6,467	SH		SOLE		0	0	6,467
VANGUARD STAR FDS	VG TL INTL STK F	921909768	470,220	7,798	SH		SOLE		0	0	7,798
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	35,248,287	713,239	SH		SOLE		0	0	713,239
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,218,853	10,277	SH		SOLE		0	0	10,277
VERIZON COMMUNICATIONS INC	COM	92343V104	309,383	7,502	SH		SOLE		0	0	7,502
VISA INC	COM CL A	92826C839	1,001,848	3,817	SH		SOLE		0	0	3,817
WALMART INC	COM	931142103	598,895	8,845	SH		SOLE		0	0	8,845
WESTERN ASSET EMERGING MKTS	COM	95766A101	117,130	12,581	SH		SOLE		0	0	12,581
WILLIAMS SONOMA INC	COM	969904101	345,057	1,222	SH		SOLE		0	0	1,222
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	384,290	8,873	SH		SOLE		0	0	8,873
WISDOMTREE TR	US QTLY DIV GRT	97717X669	570,234	7,306	SH		SOLE		0	0	7,306
WISDOMTREE TR	PUTWRITE STRAT	97717X560	448,199	13,435	SH		SOLE		0	0	13,435
YUM BRANDS INC	COM	988498101	260,814	1,969	SH		SOLE		0	0	1,969