Strategic Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	312	2,094	SH		SOLE		0	0	2,094
ABBOTT LABS	COM	002824100	10,518	88,862	SH		SOLE		0	0	88,862
ABBVIE INC	COM	00287Y109	15,412	95,074	SH		SOLE		0	0	95,074
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	238	706	SH		SOLE		0	0	706
ADOBE SYSTEMS INCORPORATED	COM	00724F101	879	1,929	SH		SOLE		0	0	1,929
ALLSTATE CORP	COM	020002101	13,950	100,718	SH		SOLE		0	0	100,718
ALPHABET INC	CAP STK CL A	02079K305	879	316	SH		SOLE		0	0	316
ALPHABET INC	CAP STK CL C	02079K107	1,950	698	SH		SOLE		0	0	698
ALTRIA GROUP INC	COM	02209S103	278	5,312	SH		SOLE		0	0	5,312
AMAZON COM INC	COM	023135106	3,517	1,079	SH		SOLE		0	0	1,079
AMERICAN EXPRESS CO	COM	025816109	400	2,142	SH		SOLE		0	0	2,142
AMERICAN TOWER CORP NEW	COM	03027X100	409	1,630	SH		SOLE		0	0	1,630
AMGEN INC	COM	031162100	284	1,173	SH		SOLE		0	0	1,173
ANALOG DEVICES INC	COM	032654105	240	1,454	SH		SOLE		0	0	1,454
ANTHEM INC	COM	036752103	205	417	SH		SOLE		0	0	417
AON PLC	SHS CL A	G0403H108	248	761	SH		SOLE		0	0	761
APPLE INC	COM	037833100	13,194	75,563	SH		SOLE		0	0	75,563
ARES CAPITAL CORP	COM	04010L103	1,476	70,470	SH		SOLE		0	0	70,470
AT&T INC	COM	00206R102	953	40,344	SH		SOLE		0	0	40,344
BARINGS BDC INC	COM	06759L103	739	71,450	SH		SOLE		0	0	71,450
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,185	6,190	SH		SOLE		0	0	6,190
BK OF AMERICA CORP	COM	060505104	291	7,049	SH		SOLE		0	0	7,049
BLACKROCK ENERGY & RES TR	COM	09250U101	155	13,400	SH		SOLE		0	0	13,400
BLACKSTONE INC	COM	09260D107	319	2,513	SH		SOLE		0	0	2,513
BLUEROCK RESIDENTIAL GWT REI	COM CL A	09627J102	1,162	43,735	SH		SOLE		0	0	43,735
BOEING CO	COM	097023105	220	1,149	SH		SOLE		0	0	1,149
BP PLC	SPONSORED ADR	055622104	232	7,906	SH		SOLE		0	0	7,906
BRISTOL-MYERS SQUIBB CO	COM	110122108	288	3,950	SH		SOLE		0	0	3,950
BROWN FORMAN CORP	CL A	115637100	321	5,118	SH		SOLE		0	0	5,118
BROWN FORMAN CORP	CL B	115637209	492	7,337	SH		SOLE		0	0	7,337
CANADIAN PAC RY LTD	COM	13645T100	376	4,553	SH		SOLE		0	0	4,553
CATERPILLAR INC	COM	149123101	470	2,108	SH		SOLE		0	0	2,108
CHENIERE ENERGY PARTNERS LP	COM UNIT	16411Q101	333	5,917	SH		SOLE		0	0	5,917
CHEVRON CORP NEW	COM	166764100	1,427	8,765	SH		SOLE		0	0	8,765
CHUBB LIMITED	COM	H1467J104	231	1,080	SH		SOLE		0	0	1,080
CIGNA CORP NEW	COM	125523100	617	2,574	SH		SOLE		0	0	2,574
CISCO SYS INC	COM	17275R102	1,307	23,445	SH		SOLE		0	0	23,445
CME GROUP INC	COM	12572Q105	1,901	7,991	SH		SOLE		0	0	7,991
COCA COLA CO	COM	191216100	960	15,486	SH		SOLE		0	0	15,486
COMCAST CORP NEW	CL A	20030N101	248	5,300	SH		SOLE		0	0	5,300
COSTCO WHSL CORP NEW	COM	22160K105	699	1,214	SH		SOLE		0	0	1,214
CSX CORP	COM	126408103	242	6,468	SH		SOLE		0	0	6,468
CUMMINS INC	COM	231021106	344	1,678	SH		SOLE		0	0	1,678
CVS HEALTH CORP	COM	126650100	223	2,203	SH		SOLE		0	0	2,203
DANAHER CORPORATION	COM	235851102	1,865	6,357	SH		SOLE		0	0	6,357
DISNEY WALT CO	COM	254687106	1,164	8,488	SH		SOLE		0	0	8,488
DOLLAR GEN CORP NEW	COM	256677105	448	2,011	SH		SOLE		0	0	2,011
DUFF & PHELPS UTLITY AND INF	COM	26433C105	311	20,500	SH		SOLE		0	0	20,500
DUKE ENERGY CORP NEW	COM NEW	26441C204	340	3,046	SH		SOLE		0	0	3,046
ECOLAB INC	COM	278865100	92,995	526,706	SH		SOLE		0	0	526,706
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	125	11,214	SH		SOLE		0	0	11,214
ENTERPRISE PRODS PARTNERS L	COM	293792107	744	28,811	SH		SOLE		0	0	28,811
EXELON CORP	COM	30161N101	271	5,699	SH		SOLE		0	0	5,699
EXXON MOBIL CORP	COM	30231G102	1,471	17,811	SH		SOLE		0	0	17,811
FEDEX CORP	COM	31428X106	379	1,637	SH		SOLE		0	0	1,637
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	8,908	468,327	SH		SOLE		0	0	468,327
FIRST TR EXCH TRD ALPHDX FD	GERMANY ALPHA	33737J190	452	10,293	SH		SOLE		0	0	10,293
FIRST TR EXCHANGE TRADED FD	CLOUD COMPUTING	33734X192	422	4,664	SH		SOLE		0	0	4,664
FIRST TR EXCHANGE TRADED FD	CONSUMR STAPLE	33734X119	873	13,703	SH		SOLE		0	0	13,703
FIRST TR EXCHANGE TRADED FD	DJ GLBL DIVID	33734X200	397	15,675	SH		SOLE		0	0	15,675
FIRST TR EXCHANGE TRADED FD	HLTH CARE ALPH	33734X143	3,402	29,674	SH		SOLE		0	0	29,674
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	848	15,973	SH		SOLE		0	0	15,973
FIRST TR EXCHANGE TRADED FD	UTILITIES ALPH	33734X184	677	19,895	SH		SOLE		0	0	19,895
FIRST TR EXCHANGE-TRADED FD	DJ INTERNT IDX	33733E302	318	1,692	SH		SOLE		0	0	1,692
FIRST TR EXCHANGE-TRADED FD	NO AMER ENERGY	33738D101	518	18,698	SH		SOLE		0	0	18,698
FIRST TR EXCHANGE-TRADED FD	SENIOR LN FD	33738D309	2,007	42,659	SH		SOLE		0	0	42,659
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	385	10,279	SH		SOLE		0	0	10,279
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	651	15,401	SH		SOLE		0	0	15,401
FS KKR CAP CORP	COM	302635206	3,836	168,102	SH		SOLE		0	0	168,102
GLOBAL X FDS	GLB X SUPERDIV	37950E549	161	14,043	SH		SOLE		0	0	14,043
GOLDMAN SACHS GROUP INC	COM	38141G104	297	899	SH		SOLE		0	0	899
GREENBRIER COS INC	COM	393657101	424	8,234	SH		SOLE		0	0	8,234
HOME DEPOT INC	COM	437076102	2,170	7,249	SH		SOLE		0	0	7,249
HONEYWELL INTL INC	COM	438516106	584	3,001	SH		SOLE		0	0	3,001
HP INC	COM	40434L105	203	5,600	SH		SOLE		0	0	5,600
ILLINOIS TOOL WKS INC	COM	452308109	1,846	8,814	SH		SOLE		0	0	8,814
INGREDION INC	COM	457187102	3,860	44,292	SH		SOLE		0	0	44,292
INTEL CORP	COM	458140100	768	15,500	SH		SOLE		0	0	15,500
INTERNATIONAL BUSINESS MACHS	COM	459200101	437	3,359	SH		SOLE		0	0	3,359
INVESCO EXCH TRADED FD TR II	EMRNG MKT SVRG	46138E784	7,974	352,677	SH		SOLE		0	0	352,677
INVESCO EXCH TRADED FD TR II	NATL AMT MUNI	46138E537	2,351	94,309	SH		SOLE		0	0	94,309
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	815	60,095	SH		SOLE		0	0	60,095
INVESCO EXCH TRADED FD TR II	S&P MIDCP LOW	46138E198	415	7,443	SH		SOLE		0	0	7,443
INVESCO EXCH TRADED FD TR II	S&P500 HDL VOL	46138E362	962	20,369	SH		SOLE		0	0	20,369
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	320	4,770	SH		SOLE		0	0	4,770
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	5,024	230,778	SH		SOLE		0	0	230,778
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	1,219	13,467	SH		SOLE		0	0	13,467
INVESCO EXCHANGE TRADED FD T	DIVID ACHIEVEV	46137V506	1,916	49,843	SH		SOLE		0	0	49,843
INVESCO EXCHANGE TRADED FD T	HIG YLD EQ DIV	46137V563	410	18,764	SH		SOLE		0	0	18,764
INVESCO EXCHANGE TRADED FD T	S&P MDCP400 EQ	46137V225	202	2,192	SH		SOLE		0	0	2,192
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	565	3,580	SH		SOLE		0	0	3,580
INVESCO EXCHANGE TRADED FD T	WATER RES ETF	46137V142	461	8,692	SH		SOLE		0	0	8,692
INVESCO QQQ TR	UNIT SER 1	46090E103	8,643	23,840	SH		SOLE		0	0	23,840
INVESCO QQQ TR	UNIT SER 1	46090E103	145	400	SH	Put	SOLE		0	0	400
ISHARES GOLD TR	ISHARES NEW	464285204	5,929	160,988	SH		SOLE		0	0	160,988
ISHARES INC	CORE MSCI EMKT	46434G103	665	11,963	SH		SOLE		0	0	11,963
ISHARES INC	EM MKTS DIV ETF	464286319	438	13,409	SH		SOLE		0	0	13,409
ISHARES INC	JP MORGAN EM ETF	464286517	531	14,377	SH		SOLE		0	0	14,377
ISHARES INC	JP MRG EM CRP BD	464286251	909	19,593	SH		SOLE		0	0	19,593
ISHARES INC	MSCI GBL MIN VOL	464286525	1,427	13,612	SH		SOLE		0	0	13,612
ISHARES INC	MSCI JPN ETF NEW	46434G822	970	15,750	SH		SOLE		0	0	15,750
ISHARES TR	0-5 YR TIPS ETF	46429B747	861	8,203	SH		SOLE		0	0	8,203
ISHARES TR	0-5YR HI YL CP	46434V407	1,053	23,950	SH		SOLE		0	0	23,950
ISHARES TR	0-5YR INVT GR CP	46434V100	4,780	96,836	SH		SOLE		0	0	96,836
ISHARES TR	1 3 YR TREAS BD	464287457	367	4,406	SH		SOLE		0	0	4,406
ISHARES TR	AGGRES ALLOC ETF	464289859	3,172	46,005	SH		SOLE		0	0	46,005
ISHARES TR	BLACKROCK ULTRA	46434V878	200	3,994	SH		SOLE		0	0	3,994
ISHARES TR	CORE 1 5 YR USD	46432F859	682	14,081	SH		SOLE		0	0	14,081
ISHARES TR	CORE DIV GRWTH	46434V621	704	13,181	SH		SOLE		0	0	13,181
ISHARES TR	CORE HIGH DV ETF	46429B663	840	7,860	SH		SOLE		0	0	7,860
ISHARES TR	CORE MSCI EAFE	46432F842	1,725	24,810	SH		SOLE		0	0	24,810
ISHARES TR	CORE S&P MCP ETF	464287507	20,596	76,752	SH		SOLE		0	0	76,752
ISHARES TR	CORE S&P SCP ETF	464287804	1,153	10,690	SH		SOLE		0	0	10,690
ISHARES TR	CORE S&P TTL STK	464287150	4,441	43,992	SH		SOLE		0	0	43,992
ISHARES TR	CORE S&P500 ETF	464287200	14,302	31,524	SH		SOLE		0	0	31,524
ISHARES TR	CORE US AGGBD ET	464287226	340	3,169	SH		SOLE		0	0	3,169
ISHARES TR	CRE U S REIT ETF	464288521	4,772	73,807	SH		SOLE		0	0	73,807
ISHARES TR	EAFE GRWTH ETF	464288885	2,497	25,937	SH		SOLE		0	0	25,937
ISHARES TR	EAFE VALUE ETF	464288877	10,411	207,135	SH		SOLE		0	0	207,135
ISHARES TR	FLTG RATE NT ETF	46429B655	416	8,234	SH		SOLE		0	0	8,234
ISHARES TR	GRWT ALLOCAT ETF	464289867	2,821	52,274	SH		SOLE		0	0	52,274
ISHARES TR	INDIA 50 ETF	464289529	705	15,270	SH		SOLE		0	0	15,270
ISHARES TR	INTL SEL DIV ETF	464288448	3,066	96,530	SH		SOLE		0	0	96,530
ISHARES TR	ISHARES BIOTECH	464287556	211	1,620	SH		SOLE		0	0	1,620
ISHARES TR	ISHS 1-5YR INVS	464288646	12,029	232,582	SH		SOLE		0	0	232,582
ISHARES TR	ISHS 5-10YR INVT	464288638	798	14,542	SH		SOLE		0	0	14,542
ISHARES TR	MODERT ALLOC ETF	464289875	1,450	33,753	SH		SOLE		0	0	33,753
ISHARES TR	MSCI ACWI ETF	464288257	1,950	19,548	SH		SOLE		0	0	19,548
ISHARES TR	MSCI EAFE ETF	464287465	500	6,788	SH		SOLE		0	0	6,788
ISHARES TR	MSCI EMG MKT ETF	464287234	210	4,645	SH		SOLE		0	0	4,645
ISHARES TR	MSCI USA MIN VOL	46429B697	1,093	14,088	SH		SOLE		0	0	14,088
ISHARES TR	NATIONAL MUN ETF	464288414	4,145	37,808	SH		SOLE		0	0	37,808
ISHARES TR	PFD AND INCM SEC	464288687	3,273	89,860	SH		SOLE		0	0	89,860
ISHARES TR	RUS 1000 ETF	464287622	11,074	44,285	SH		SOLE		0	0	44,285
ISHARES TR	RUS 2000 GRW ETF	464287648	2,553	9,982	SH		SOLE		0	0	9,982
ISHARES TR	RUS 2000 VAL ETF	464287630	3,654	22,639	SH		SOLE		0	0	22,639
ISHARES TR	RUS MID CAP ETF	464287499	429	5,496	SH		SOLE		0	0	5,496
ISHARES TR	RUSSELL 2000 ETF	464287655	6,599	32,147	SH		SOLE		0	0	32,147
ISHARES TR	RUSSELL 3000 ETF	464287689	31,065	118,403	SH		SOLE		0	0	118,403
ISHARES TR	S&P 100 ETF	464287101	1,745	8,370	SH		SOLE		0	0	8,370
ISHARES TR	S&P 500 GRWT ETF	464287309	983	12,876	SH		SOLE		0	0	12,876
ISHARES TR	S&P MC 400GR ETF	464287606	1,377	17,817	SH		SOLE		0	0	17,817
ISHARES TR	S&P SML 600 GWT	464287887	386	3,087	SH		SOLE		0	0	3,087
ISHARES TR	SELECT DIVID ETF	464287168	1,461	11,403	SH		SOLE		0	0	11,403
ISHARES TR	SHRT NAT MUN ETF	464288158	501	4,786	SH		SOLE		0	0	4,786
ISHARES TR	SP SMCP600VL ETF	464287879	1,688	16,485	SH		SOLE		0	0	16,485
ISHARES TR	U.S. MED DVC ETF	464288810	511	8,390	SH		SOLE		0	0	8,390
ISHARES TR	U.S. PHARMA ETF	464288836	250	1,285	SH		SOLE		0	0	1,285
ISHARES TR	U.S. TECH ETF	464287721	264	2,564	SH		SOLE		0	0	2,564
ISHARES TR	US AER DEF ETF	464288760	2,193	19,791	SH		SOLE		0	0	19,791
ISHARES TR	US TRSPRTION	464287192	920	3,408	SH		SOLE		0	0	3,408
J P MORGAN EXCHANGE-TRADED F	ULTRA SHRT INC	46641Q837	13,531	269,167	SH		SOLE		0	0	269,167
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	528	10,525	SH		SOLE		0	0	10,525
JOHNSON & JOHNSON	COM	478160104	1,998	11,275	SH		SOLE		0	0	11,275
JPMORGAN CHASE & CO	COM	46625H100	3,501	25,685	SH		SOLE		0	0	25,685
KEURIG DR PEPPER INC	COM	49271V100	549	14,484	SH		SOLE		0	0	14,484
LILLY ELI & CO	COM	532457108	1,407	4,912	SH		SOLE		0	0	4,912
LOCKHEED MARTIN CORP	COM	539830109	506	1,147	SH		SOLE		0	0	1,147
MCDONALDS CORP	COM	580135101	1,708	6,907	SH		SOLE		0	0	6,907
MEDTRONIC PLC	SHS	G5960L103	224	2,021	SH		SOLE		0	0	2,021
MERCK & CO INC	COM	58933Y105	703	8,573	SH		SOLE		0	0	8,573
META PLATFORMS INC	CL A	30303M102	356	1,600	SH		SOLE		0	0	1,600
MICROSOFT CORP	COM	594918104	5,888	19,097	SH		SOLE		0	0	19,097
MONDELEZ INTL INC	CL A	609207105	785	12,511	SH		SOLE		0	0	12,511
MOTOROLA SOLUTIONS INC	COM NEW	620076307	338	1,397	SH		SOLE		0	0	1,397
NETFLIX INC	COM	64110L106	260	693	SH		SOLE		0	0	693
NEXTERA ENERGY INC	COM	65339F101	845	9,976	SH		SOLE		0	0	9,976
NIKE INC	CL B	654106103	291	2,164	SH		SOLE		0	0	2,164
NISOURCE INC	COM	65473P105	328	10,312	SH		SOLE		0	0	10,312
NUVEEN AMT FREE QLTY MUN INC	COM	670657105	1,504	114,459	SH		SOLE		0	0	114,459
NVENT ELECTRIC PLC	SHS	G6700G107	3,506	100,797	SH		SOLE		0	0	100,797
NVIDIA CORPORATION	COM	67066G104	385	1,411	SH		SOLE		0	0	1,411
ORACLE CORP	COM	68389X105	474	5,734	SH		SOLE		0	0	5,734
OREILLY AUTOMOTIVE INC	COM	67103H107	348	508	SH		SOLE		0	0	508
PENTAIR PLC	SHS	G7S00T104	5,453	100,597	SH		SOLE		0	0	100,597
PEPSICO INC	COM	713448108	1,479	8,839	SH		SOLE		0	0	8,839
PFIZER INC	COM	717081103	824	15,924	SH		SOLE		0	0	15,924
PHILIP MORRIS INTL INC	COM	718172109	658	7,000	SH		SOLE		0	0	7,000
PHILLIPS EDISON & CO INC	COMMON STOCK	71844V201	303	8,798	SH		SOLE		0	0	8,798
PIMCO ETF TR	ACTIVE BD ETF	72201R775	288	2,825	SH		SOLE		0	0	2,825
PIMCO ETF TR	INTER MUN BD ACT	72201R866	439	8,290	SH		SOLE		0	0	8,290
PIONEER MUNICIPAL HIGH INCOM	COM SHS	723763108	301	28,706	SH		SOLE		0	0	28,706
PLEXUS CORP	COM	729132100	491	6,000	SH		SOLE		0	0	6,000
PROCTER AND GAMBLE CO	COM	742718109	860	5,630	SH		SOLE		0	0	5,630
PROSHARES TR	S&P 500 DV ARIST	74348A467	1,034	10,896	SH		SOLE		0	0	10,896
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	301	3,043	SH		SOLE		0	0	3,043
REPUBLIC SVCS INC	COM	760759100	271	2,048	SH		SOLE		0	0	2,048
RIVERNORTH SPECIALTY FIN COR	COM	76882B108	4,174	215,051	SH		SOLE		0	0	215,051
S&P GLOBAL INC	COM	78409V104	346	844	SH		SOLE		0	0	844
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	581	20,929	SH		SOLE		0	0	20,929
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	296	5,852	SH		SOLE		0	0	5,852
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	619	11,592	SH		SOLE		0	0	11,592
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	1,175	14,900	SH		SOLE		0	0	14,900
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	4,175	58,478	SH		SOLE		0	0	58,478
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	994	18,458	SH		SOLE		0	0	18,458
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	1,166	15,371	SH		SOLE		0	0	15,371
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	1,188	6,419	SH		SOLE		0	0	6,419
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,279	16,853	SH		SOLE		0	0	16,853
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	4,338	31,667	SH		SOLE		0	0	31,667
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	3,101	30,116	SH		SOLE		0	0	30,116
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	3,092	41,532	SH		SOLE		0	0	41,532
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	451	2,835	SH		SOLE		0	0	2,835
SHELL PLC	SPON ADS	780259305	227	4,140	SH		SOLE		0	0	4,140
SIMMONS 1ST NATL CORP	CL A $1 PAR	828730200	1,689	64,430	SH		SOLE		0	0	64,430
SKYWORKS SOLUTIONS INC	COM	83088M102	284	2,129	SH		SOLE		0	0	2,129
SOUTHERN CO	COM	842587107	1,204	16,598	SH		SOLE		0	0	16,598
SPDR GOLD TR	GOLD SHS	78463V107	5,406	29,926	SH		SOLE		0	0	29,926
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	1,017	36,944	SH		SOLE		0	0	36,944
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	11,633	339,363	SH		SOLE		0	0	339,363
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	4,539	117,469	SH		SOLE		0	0	117,469
SPDR S&P 500 ETF TR	TR UNIT	78462F103	30,080	66,602	SH		SOLE		0	0	66,602
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,084	2,400	SH	Put	SOLE		0	0	2,400
SPDR SER TR	AEROSPACE DEF	78464A631	750	6,019	SH		SOLE		0	0	6,019
SPDR SER TR	BLOOMBERG INVT	78468R200	1,675	54,950	SH		SOLE		0	0	54,950
SPDR SER TR	BLOOMBERG SHT TE	78468R408	4,663	177,701	SH		SOLE		0	0	177,701
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	602	12,583	SH		SOLE		0	0	12,583
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	2,471	52,206	SH		SOLE		0	0	52,206
SPDR SER TR	PORTFOLI S&P1500	78464A805	14,216	255,775	SH		SOLE		0	0	255,775
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	8,696	312,908	SH		SOLE		0	0	312,908
SPDR SER TR	PORTFOLIO INTRMD	78464A375	6,788	198,766	SH		SOLE		0	0	198,766
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,579	181,909	SH		SOLE		0	0	181,909
SPDR SER TR	PORTFOLIO S&P500	78464A854	23,830	448,522	SH		SOLE		0	0	448,522
SPDR SER TR	PORTFOLIO S&P600	78468R853	3,947	93,812	SH		SOLE		0	0	93,812
SPDR SER TR	PORTFOLIO SHORT	78464A474	23,064	765,485	SH		SOLE		0	0	765,485
SPDR SER TR	PRTFLO S&P500 GW	78464A409	7,568	114,303	SH		SOLE		0	0	114,303
SPDR SER TR	PRTFLO S&P500 HI	78468R788	477	10,861	SH		SOLE		0	0	10,861
SPDR SER TR	PRTFLO S&P500 VL	78464A508	9,386	224,810	SH		SOLE		0	0	224,810
SPDR SER TR	S&P 600 SMCP GRW	78464A201	208	2,478	SH		SOLE		0	0	2,478
SPDR SER TR	S&P 600 SMCP VAL	78464A300	6,806	81,678	SH		SOLE		0	0	81,678
SPDR SER TR	S&P BK ETF	78464A797	1,045	19,955	SH		SOLE		0	0	19,955
SPDR SER TR	S&P DIVID ETF	78464A763	2,426	18,935	SH		SOLE		0	0	18,935
SPDR SER TR	SSGA US SMAL ETF	78468R887	214	1,875	SH		SOLE		0	0	1,875
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	4,511	100,343	SH		SOLE		0	0	100,343
STARBUCKS CORP	COM	855244109	437	4,800	SH		SOLE		0	0	4,800
STRYKER CORPORATION	COM	863667101	312	1,167	SH		SOLE		0	0	1,167
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	375	3,601	SH		SOLE		0	0	3,601
TARGET CORP	COM	87612E106	820	3,865	SH		SOLE		0	0	3,865
TEKLA HEALTHCARE OPPORTUNITI	SHS	879105104	338	15,200	SH		SOLE		0	0	15,200
TESLA INC	COM	88160R101	1,155	1,072	SH		SOLE		0	0	1,072
TEXAS INSTRS INC	COM	882508104	730	3,981	SH		SOLE		0	0	3,981
TJX COS INC NEW	COM	872540109	461	7,610	SH		SOLE		0	0	7,610
TOMPKINS FINL CORP	COM	890110109	1,175	15,006	SH		SOLE		0	0	15,006
TYLER TECHNOLOGIES INC	COM	902252105	299	672	SH		SOLE		0	0	672
UNION PAC CORP	COM	907818108	3,898	14,266	SH		SOLE		0	0	14,266
UNITED PARCEL SERVICE INC	CL B	911312106	13,546	63,161	SH		SOLE		0	0	63,161
UNITEDHEALTH GROUP INC	COM	91324P102	392	768	SH		SOLE		0	0	768
VALERO ENERGY CORP	COM	91913Y100	254	2,501	SH		SOLE		0	0	2,501
VANECK ETF TRUST	GOLD MINERS ETF	92189F106	4,149	108,176	SH		SOLE		0	0	108,176
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	1,673	29,143	SH		SOLE		0	0	29,143
VANECK ETF TRUST	INTRMDT MUNI ETF	92189H201	732	15,479	SH		SOLE		0	0	15,479
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	527	1,955	SH		SOLE		0	0	1,955
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	585	2,124	SH		SOLE		0	0	2,124
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,736	21,824	SH		SOLE		0	0	21,824
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	708	14,341	SH		SOLE		0	0	14,341
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	7,239	43,698	SH		SOLE		0	0	43,698
VANGUARD INDEX FDS	GROWTH ETF	922908736	777	2,701	SH		SOLE		0	0	2,701
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	3,993	17,919	SH		SOLE		0	0	17,919
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	1,803	12,046	SH		SOLE		0	0	12,046
VANGUARD INDEX FDS	MID CAP ETF	922908629	5,042	21,200	SH		SOLE		0	0	21,200
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	244	2,253	SH		SOLE		0	0	2,253
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	21,840	52,605	SH		SOLE		0	0	52,605
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	263	1,493	SH		SOLE		0	0	1,493
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,851	8,711	SH		SOLE		0	0	8,711
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	335	1,351	SH		SOLE		0	0	1,351
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	39,904	175,273	SH		SOLE		0	0	175,273
VANGUARD INDEX FDS	VALUE ETF	922908744	1,474	9,975	SH		SOLE		0	0	9,975
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	9,420	163,568	SH		SOLE		0	0	163,568
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	5,495	119,125	SH		SOLE		0	0	119,125
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	544	6,323	SH		SOLE		0	0	6,323
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	5,689	72,847	SH		SOLE		0	0	72,847
VANGUARD SCOTTSDALE FDS	VNG RUS1000IDX	92206C730	17,275	83,375	SH		SOLE		0	0	83,375
VANGUARD SCOTTSDALE FDS	VNG RUS2000GRW	92206C623	688	3,699	SH		SOLE		0	0	3,699
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	25,734	158,694	SH		SOLE		0	0	158,694
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	6,135	127,727	SH		SOLE		0	0	127,727
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	8,044	71,662	SH		SOLE		0	0	71,662
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	1,810	22,900	SH		SOLE		0	0	22,900
VERIZON COMMUNICATIONS INC	COM	92343V104	513	10,069	SH		SOLE		0	0	10,069
VISA INC	COM CL A	92826C839	886	3,997	SH		SOLE		0	0	3,997
WALGREENS BOOTS ALLIANCE INC	COM	931427108	832	18,590	SH		SOLE		0	0	18,590
WALMART INC	COM	931142103	867	5,819	SH		SOLE		0	0	5,819
WEC ENERGY GROUP INC	COM	92939U106	306	3,065	SH		SOLE		0	0	3,065
WELLS FARGO CO NEW	COM	949746101	208	4,297	SH		SOLE		0	0	4,297
WESTERN ASSET INTER MUNI FD	COM	958435109	842	98,046	SH		SOLE		0	0	98,046
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	4,678	106,907	SH		SOLE		0	0	106,907
WISDOMTREE TR	INTL LRGCAP DV	97717W794	2,512	51,671	SH		SOLE		0	0	51,671
WISDOMTREE TR	INTL SMCAP DIV	97717W760	2,299	33,492	SH		SOLE		0	0	33,492
WISDOMTREE TR	US AI ENHANCED	97717W406	818	8,255	SH		SOLE		0	0	8,255
WISDOMTREE TR	US HIGH DIVIDEND	97717W208	1,085	12,312	SH		SOLE		0	0	12,312
WISDOMTREE TR	US MIDCAP DIVID	97717W505	967	21,780	SH		SOLE		0	0	21,780
WISDOMTREE TR	US MIDCAP FUND	97717W570	1,075	19,668	SH		SOLE		0	0	19,668
WISDOMTREE TR	US QTLY DIV GRT	97717X669	263	4,136	SH		SOLE		0	0	4,136
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	430	13,507	SH		SOLE		0	0	13,507
WISDOMTREE TR	YIELD ENHANCD US	97717X511	2,128	44,462	SH		SOLE		0	0	44,462
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	372	900	SH		SOLE		0	0	900