Strategic Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	259	2,004	SH		SOLE		0	0	2,004
ABBOTT LABS	COM	002824100	8,799	80,984	SH		SOLE		0	0	80,984
ABBVIE INC	COM	00287Y109	13,363	87,249	SH		SOLE		0	0	87,249
ADOBE SYSTEMS INCORPORATED	COM	00724F101	697	1,905	SH		SOLE		0	0	1,905
ALKALINE WTR CO INC	COM NEW	01643A207	4	10,000	SH		SOLE		0	0	10,000
ALLSTATE CORP	COM	020002101	12,626	99,632	SH		SOLE		0	0	99,632
ALPHABET INC	CAP STK CL A	02079K305	682	313	SH		SOLE		0	0	313
ALPHABET INC	CAP STK CL C	02079K107	1,227	561	SH		SOLE		0	0	561
ALTRIA GROUP INC	COM	02209S103	547	13,089	SH		SOLE		0	0	13,089
AMAZON COM INC	COM	023135106	2,282	21,490	SH		SOLE		0	0	21,490
AMERICAN EXPRESS CO	COM	025816109	290	2,095	SH		SOLE		0	0	2,095
AMERICAN TOWER CORP NEW	COM	03027X100	419	1,640	SH		SOLE		0	0	1,640
AMGEN INC	COM	031162100	273	1,123	SH		SOLE		0	0	1,123
ANALOG DEVICES INC	COM	032654105	205	1,404	SH		SOLE		0	0	1,404
ANNALY CAPITAL MANAGEMENT IN	COM	035710409	60	10,191	SH		SOLE		0	0	10,191
AON PLC	SHS CL A	G0403H108	205	761	SH		SOLE		0	0	761
APPLE INC	COM	037833100	10,236	74,868	SH		SOLE		0	0	74,868
ARES CAPITAL CORP	COM	04010L103	1,327	73,991	SH		SOLE		0	0	73,991
AT&T INC	COM	00206R102	800	38,167	SH		SOLE		0	0	38,167
BARINGS BDC INC	COM	06759L103	664	71,350	SH		SOLE		0	0	71,350
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,708	6,255	SH		SOLE		0	0	6,255
BLACKROCK ENERGY & RES TR	COM	09250U101	145	13,200	SH		SOLE		0	0	13,200
BLACKSTONE INC	COM	09260D107	229	2,513	SH		SOLE		0	0	2,513
BLUEROCK RESIDENTIAL GWT REI	COM CL A	09627J102	971	36,950	SH		SOLE		0	0	36,950
BP PLC	SPONSORED ADR	055622104	224	7,906	SH		SOLE		0	0	7,906
BRISTOL-MYERS SQUIBB CO	COM	110122108	304	3,950	SH		SOLE		0	0	3,950
BROWN FORMAN CORP	CL A	115637100	346	5,118	SH		SOLE		0	0	5,118
BROWN FORMAN CORP	CL B	115637209	515	7,337	SH		SOLE		0	0	7,337
CANADIAN PAC RY LTD	COM	13645T100	318	4,560	SH		SOLE		0	0	4,560
CATERPILLAR INC	COM	149123101	388	2,168	SH		SOLE		0	0	2,168
CHENIERE ENERGY PARTNERS LP	COM UNIT	16411Q101	265	5,917	SH		SOLE		0	0	5,917
CHEVRON CORP NEW	COM	166764100	1,279	8,833	SH		SOLE		0	0	8,833
CHUBB LIMITED	COM	H1467J104	213	1,082	SH		SOLE		0	0	1,082
CIGNA CORP NEW	COM	125523100	535	2,029	SH		SOLE		0	0	2,029
CISCO SYS INC	COM	17275R102	884	20,728	SH		SOLE		0	0	20,728
CME GROUP INC	COM	12572Q105	1,636	7,991	SH		SOLE		0	0	7,991
COCA COLA CO	COM	191216100	939	14,925	SH		SOLE		0	0	14,925
COMCAST CORP NEW	CL A	20030N101	212	5,413	SH		SOLE		0	0	5,413
COSTCO WHSL CORP NEW	COM	22160K105	571	1,192	SH		SOLE		0	0	1,192
CUMMINS INC	COM	231021106	315	1,630	SH		SOLE		0	0	1,630
CVS HEALTH CORP	COM	126650100	202	2,178	SH		SOLE		0	0	2,178
DANAHER CORPORATION	COM	235851102	1,590	6,272	SH		SOLE		0	0	6,272
DISNEY WALT CO	COM	254687106	716	7,583	SH		SOLE		0	0	7,583
DOLLAR GEN CORP NEW	COM	256677105	494	2,011	SH		SOLE		0	0	2,011
DUFF & PHELPS UTLITY AND INF	COM	26433C105	278	20,000	SH		SOLE		0	0	20,000
DUKE ENERGY CORP NEW	COM NEW	26441C204	332	3,096	SH		SOLE		0	0	3,096
ECOLAB INC	COM	278865100	96,689	628,833	SH		SOLE		0	0	628,833
ELEVANCE HEALTH INC	COM	036752103	201	417	SH		SOLE		0	0	417
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	112	11,214	SH		SOLE		0	0	11,214
ENTERPRISE PRODS PARTNERS L	COM	293792107	706	28,984	SH		SOLE		0	0	28,984
EXELON CORP	COM	30161N101	258	5,699	SH		SOLE		0	0	5,699
EXXON MOBIL CORP	COM	30231G102	1,428	16,677	SH		SOLE		0	0	16,677
FEDEX CORP	COM	31428X106	372	1,641	SH		SOLE		0	0	1,641
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	9,065	526,140	SH		SOLE		0	0	526,140
FIRST TR EXCH TRD ALPHDX FD	GERMANY ALPHA	33737J190	337	9,993	SH		SOLE		0	0	9,993
FIRST TR EXCHANGE TRADED FD	CLOUD COMPUTING	33734X192	232	3,520	SH		SOLE		0	0	3,520
FIRST TR EXCHANGE TRADED FD	CONSUMR STAPLE	33734X119	841	13,703	SH		SOLE		0	0	13,703
FIRST TR EXCHANGE TRADED FD	DJ GLBL DIVID	33734X200	349	16,074	SH		SOLE		0	0	16,074
FIRST TR EXCHANGE TRADED FD	HLTH CARE ALPH	33734X143	3,039	29,474	SH		SOLE		0	0	29,474
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	694	17,248	SH		SOLE		0	0	17,248
FIRST TR EXCHANGE TRADED FD	UTILITIES ALPH	33734X184	626	19,375	SH		SOLE		0	0	19,375
FIRST TR EXCHANGE-TRADED FD	NO AMER ENERGY	33738D101	452	17,563	SH		SOLE		0	0	17,563
FIRST TR EXCHANGE-TRADED FD	SENIOR LN FD	33738D309	1,981	44,910	SH		SOLE		0	0	44,910
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	354	10,046	SH		SOLE		0	0	10,046
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	559	14,406	SH		SOLE		0	0	14,406
FS KKR CAP CORP	COM	302635206	3,287	169,233	SH		SOLE		0	0	169,233
GLOBAL X FDS	GLB X SUPERDIV	37950E549	130	14,043	SH		SOLE		0	0	14,043
GOLDMAN SACHS GROUP INC	COM	38141G104	298	1,002	SH		SOLE		0	0	1,002
GREENBRIER COS INC	COM	393657101	296	8,234	SH		SOLE		0	0	8,234
HOME DEPOT INC	COM	437076102	2,026	7,387	SH		SOLE		0	0	7,387
HONEYWELL INTL INC	COM	438516106	457	2,631	SH		SOLE		0	0	2,631
ILLINOIS TOOL WKS INC	COM	452308109	1,606	8,814	SH		SOLE		0	0	8,814
INGREDION INC	COM	457187102	3,905	44,292	SH		SOLE		0	0	44,292
INTEL CORP	COM	458140100	416	11,126	SH		SOLE		0	0	11,126
INTERNATIONAL BUSINESS MACHS	COM	459200101	475	3,361	SH		SOLE		0	0	3,361
INVESCO EXCH TRADED FD TR II	EMRNG MKT SVRG	46138E784	6,535	352,680	SH		SOLE		0	0	352,680
INVESCO EXCH TRADED FD TR II	NATL AMT MUNI	46138E537	2,100	89,584	SH		SOLE		0	0	89,584
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	778	63,015	SH		SOLE		0	0	63,015
INVESCO EXCH TRADED FD TR II	S&P MIDCP LOW	46138E198	387	7,540	SH		SOLE		0	0	7,540
INVESCO EXCH TRADED FD TR II	S&P500 HDL VOL	46138E362	899	20,372	SH		SOLE		0	0	20,372
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	296	4,770	SH		SOLE		0	0	4,770
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	5,056	249,437	SH		SOLE		0	0	249,437
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	1,044	13,467	SH		SOLE		0	0	13,467
INVESCO EXCHANGE TRADED FD T	DIVID ACHIEVEV	46137V506	1,721	49,878	SH		SOLE		0	0	49,878
INVESCO EXCHANGE TRADED FD T	HIG YLD EQ DIV	46137V563	386	18,804	SH		SOLE		0	0	18,804
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	481	3,580	SH		SOLE		0	0	3,580
INVESCO EXCHANGE TRADED FD T	WATER RES ETF	46137V142	395	8,542	SH		SOLE		0	0	8,542
INVESCO QQQ TR	UNIT SER 1	46090E103	5,861	20,911	SH		SOLE		0	0	20,911
ISHARES GOLD TR	ISHARES NEW	464285204	5,523	160,988	SH		SOLE		0	0	160,988
ISHARES INC	CORE MSCI EMKT	46434G103	614	12,515	SH		SOLE		0	0	12,515
ISHARES INC	EM MKTS DIV ETF	464286319	266	10,000	SH		SOLE		0	0	10,000
ISHARES INC	JP MORGAN EM ETF	464286517	417	12,197	SH		SOLE		0	0	12,197
ISHARES INC	JP MRG EM CRP BD	464286251	736	17,183	SH		SOLE		0	0	17,183
ISHARES INC	MSCI GBL MIN VOL	464286525	1,138	12,046	SH		SOLE		0	0	12,046
ISHARES INC	MSCI JPN ETF NEW	46434G822	882	16,701	SH		SOLE		0	0	16,701
ISHARES TR	0-5 YR TIPS ETF	46429B747	1,283	12,645	SH		SOLE		0	0	12,645
ISHARES TR	0-5YR HI YL CP	46434V407	960	23,675	SH		SOLE		0	0	23,675
ISHARES TR	0-5YR INVT GR CP	46434V100	6,947	143,355	SH		SOLE		0	0	143,355
ISHARES TR	1 3 YR TREAS BD	464287457	365	4,406	SH		SOLE		0	0	4,406
ISHARES TR	AGGRES ALLOC ETF	464289859	2,605	43,499	SH		SOLE		0	0	43,499
ISHARES TR	BLACKROCK ULTRA	46434V878	200	3,994	SH		SOLE		0	0	3,994
ISHARES TR	CORE 1 5 YR USD	46432F859	642	13,541	SH		SOLE		0	0	13,541
ISHARES TR	CORE DIV GRWTH	46434V621	623	13,075	SH		SOLE		0	0	13,075
ISHARES TR	CORE HIGH DV ETF	46429B663	783	7,795	SH		SOLE		0	0	7,795
ISHARES TR	CORE MSCI EAFE	46432F842	1,297	22,046	SH		SOLE		0	0	22,046
ISHARES TR	CORE S&P MCP ETF	464287507	17,650	78,017	SH		SOLE		0	0	78,017
ISHARES TR	CORE S&P SCP ETF	464287804	976	10,557	SH		SOLE		0	0	10,557
ISHARES TR	CORE S&P TTL STK	464287150	3,128	37,333	SH		SOLE		0	0	37,333
ISHARES TR	CORE S&P500 ETF	464287200	11,938	31,487	SH		SOLE		0	0	31,487
ISHARES TR	CORE US AGGBD ET	464287226	271	2,670	SH		SOLE		0	0	2,670
ISHARES TR	CRE U S REIT ETF	464288521	4,218	78,984	SH		SOLE		0	0	78,984
ISHARES TR	EAFE GRWTH ETF	464288885	2,410	29,941	SH		SOLE		0	0	29,941
ISHARES TR	EAFE VALUE ETF	464288877	9,316	214,662	SH		SOLE		0	0	214,662
ISHARES TR	GRWT ALLOCAT ETF	464289867	2,331	48,567	SH		SOLE		0	0	48,567
ISHARES TR	INDIA 50 ETF	464289529	627	15,270	SH		SOLE		0	0	15,270
ISHARES TR	INTL SEL DIV ETF	464288448	2,439	89,812	SH		SOLE		0	0	89,812
ISHARES TR	ISHARES BIOTECH	464287556	525	4,461	SH		SOLE		0	0	4,461
ISHARES TR	ISHS 1-5YR INVS	464288646	11,549	228,469	SH		SOLE		0	0	228,469
ISHARES TR	ISHS 5-10YR INVT	464288638	668	13,077	SH		SOLE		0	0	13,077
ISHARES TR	MODERT ALLOC ETF	464289875	1,258	32,292	SH		SOLE		0	0	32,292
ISHARES TR	MSCI ACWI ETF	464288257	1,810	21,575	SH		SOLE		0	0	21,575
ISHARES TR	MSCI EAFE ETF	464287465	424	6,792	SH		SOLE		0	0	6,792
ISHARES TR	MSCI EMG MKT ETF	464287234	226	5,626	SH		SOLE		0	0	5,626
ISHARES TR	MSCI USA MIN VOL	46429B697	989	14,090	SH		SOLE		0	0	14,090
ISHARES TR	NATIONAL MUN ETF	464288414	3,827	35,980	SH		SOLE		0	0	35,980
ISHARES TR	PFD AND INCM SEC	464288687	3,239	98,500	SH		SOLE		0	0	98,500
ISHARES TR	RUS 1000 ETF	464287622	9,201	44,285	SH		SOLE		0	0	44,285
ISHARES TR	RUS 2000 GRW ETF	464287648	1,937	9,387	SH		SOLE		0	0	9,387
ISHARES TR	RUS 2000 VAL ETF	464287630	2,976	21,856	SH		SOLE		0	0	21,856
ISHARES TR	RUS MID CAP ETF	464287499	355	5,496	SH		SOLE		0	0	5,496
ISHARES TR	RUSSELL 2000 ETF	464287655	6,127	36,175	SH		SOLE		0	0	36,175
ISHARES TR	RUSSELL 3000 ETF	464287689	23,676	108,908	SH		SOLE		0	0	108,908
ISHARES TR	S&P 100 ETF	464287101	1,444	8,370	SH		SOLE		0	0	8,370
ISHARES TR	S&P 500 GRWT ETF	464287309	777	12,880	SH		SOLE		0	0	12,880
ISHARES TR	S&P MC 400GR ETF	464287606	1,124	17,635	SH		SOLE		0	0	17,635
ISHARES TR	S&P SML 600 GWT	464287887	321	3,046	SH		SOLE		0	0	3,046
ISHARES TR	SELECT DIVID ETF	464287168	1,313	11,160	SH		SOLE		0	0	11,160
ISHARES TR	SHRT NAT MUN ETF	464288158	370	3,531	SH		SOLE		0	0	3,531
ISHARES TR	SP SMCP600VL ETF	464287879	1,351	15,179	SH		SOLE		0	0	15,179
ISHARES TR	TIPS BD ETF	464287176	465	4,080	SH		SOLE		0	0	4,080
ISHARES TR	U.S. MED DVC ETF	464288810	579	11,484	SH		SOLE		0	0	11,484
ISHARES TR	U.S. PHARMA ETF	464288836	246	1,285	SH		SOLE		0	0	1,285
ISHARES TR	U.S. TECH ETF	464287721	205	2,564	SH		SOLE		0	0	2,564
ISHARES TR	US AER DEF ETF	464288760	1,825	18,407	SH		SOLE		0	0	18,407
ISHARES TR	US TRSPRTION	464287192	692	3,249	SH		SOLE		0	0	3,249
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	12,896	257,454	SH		SOLE		0	0	257,454
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	428	8,725	SH		SOLE		0	0	8,725
JOHNSON & JOHNSON	COM	478160104	1,883	10,605	SH		SOLE		0	0	10,605
JPMORGAN CHASE & CO	COM	46625H100	3,132	27,809	SH		SOLE		0	0	27,809
KEURIG DR PEPPER INC	COM	49271V100	513	14,484	SH		SOLE		0	0	14,484
KRAFT HEINZ CO	COM	500754106	201	5,281	SH		SOLE		0	0	5,281
LILLY ELI & CO	COM	532457108	1,596	4,922	SH		SOLE		0	0	4,922
LOCKHEED MARTIN CORP	COM	539830109	493	1,147	SH		SOLE		0	0	1,147
MCDONALDS CORP	COM	580135101	2,069	8,381	SH		SOLE		0	0	8,381
MERCK & CO INC	COM	58933Y105	937	10,279	SH		SOLE		0	0	10,279
META PLATFORMS INC	CL A	30303M102	256	1,587	SH		SOLE		0	0	1,587
MICROSOFT CORP	COM	594918104	4,396	17,117	SH		SOLE		0	0	17,117
MONDELEZ INTL INC	CL A	609207105	779	12,553	SH		SOLE		0	0	12,553
NEXTERA ENERGY INC	COM	65339F101	602	7,776	SH		SOLE		0	0	7,776
NIKE INC	CL B	654106103	215	2,104	SH		SOLE		0	0	2,104
NISOURCE INC	COM	65473P105	304	10,312	SH		SOLE		0	0	10,312
NUVEEN AMT FREE QLTY MUN INC	COM	670657105	1,351	114,977	SH		SOLE		0	0	114,977
NVENT ELECTRIC PLC	SHS	G6700G107	3,158	100,797	SH		SOLE		0	0	100,797
NVIDIA CORPORATION	COM	67066G104	263	1,733	SH		SOLE		0	0	1,733
ORACLE CORP	COM	68389X105	401	5,734	SH		SOLE		0	0	5,734
OREILLY AUTOMOTIVE INC	COM	67103H107	325	515	SH		SOLE		0	0	515
PENTAIR PLC	SHS	G7S00T104	4,609	100,697	SH		SOLE		0	0	100,697
PEPSICO INC	COM	713448108	1,492	8,952	SH		SOLE		0	0	8,952
PFIZER INC	COM	717081103	835	15,924	SH		SOLE		0	0	15,924
PHILIP MORRIS INTL INC	COM	718172109	1,458	14,768	SH		SOLE		0	0	14,768
PHILLIPS EDISON & CO INC	COMMON STOCK	71844V201	490	14,669	SH		SOLE		0	0	14,669
PIMCO ETF TR	ACTIVE BD ETF	72201R775	269	2,825	SH		SOLE		0	0	2,825
PIMCO ETF TR	INTER MUN BD ACT	72201R866	427	8,290	SH		SOLE		0	0	8,290
PIONEER MUNICIPAL HIGH INCOM	COM SHS	723763108	242	26,047	SH		SOLE		0	0	26,047
PLEXUS CORP	COM	729132100	471	6,000	SH		SOLE		0	0	6,000
PROCTER AND GAMBLE CO	COM	742718109	1,419	9,867	SH		SOLE		0	0	9,867
PROSHARES TR	S&P 500 DV ARIST	74348A467	913	10,701	SH		SOLE		0	0	10,701
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	292	3,043	SH		SOLE		0	0	3,043
REPUBLIC SVCS INC	COM	760759100	269	2,055	SH		SOLE		0	0	2,055
RIVERNORTH SPECIALTY FIN COR	COM	76882B108	3,813	211,508	SH		SOLE		0	0	211,508
S&P GLOBAL INC	COM	78409V104	284	844	SH		SOLE		0	0	844
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	529	20,828	SH		SOLE		0	0	20,828
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	261	5,444	SH		SOLE		0	0	5,444
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	508	11,492	SH		SOLE		0	0	11,492
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	1,067	14,900	SH		SOLE		0	0	14,900
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	3,681	58,975	SH		SOLE		0	0	58,975
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	818	18,318	SH		SOLE		0	0	18,318
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	963	15,356	SH		SOLE		0	0	15,356
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	743	5,403	SH		SOLE		0	0	5,403
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,272	17,629	SH		SOLE		0	0	17,629
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	3,994	31,143	SH		SOLE		0	0	31,143
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	2,743	31,411	SH		SOLE		0	0	31,411
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,894	41,262	SH		SOLE		0	0	41,262
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	367	2,885	SH		SOLE		0	0	2,885
SHELL PLC	SPON ADS	780259305	372	7,117	SH		SOLE		0	0	7,117
SIMMONS 1ST NATL CORP	CL A $1 PAR	828730200	1,370	64,430	SH		SOLE		0	0	64,430
SOUTHERN CO	COM	842587107	1,188	16,663	SH		SOLE		0	0	16,663
SPDR GOLD TR	GOLD SHS	78463V107	5,041	29,926	SH		SOLE		0	0	29,926
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	876	36,841	SH		SOLE		0	0	36,841
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	10,059	348,792	SH		SOLE		0	0	348,792
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	4,407	126,742	SH		SOLE		0	0	126,742
SPDR S&P 500 ETF TR	TR UNIT	78462F103	25,533	67,681	SH		SOLE		0	0	67,681
SPDR SER TR	AEROSPACE DEF	78464A631	736	7,320	SH		SOLE		0	0	7,320
SPDR SER TR	BLOOMBERG INVT	78468R200	1,059	35,169	SH		SOLE		0	0	35,169
SPDR SER TR	BLOOMBERG SHT TE	78468R408	4,491	186,177	SH		SOLE		0	0	186,177
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	399	8,706	SH		SOLE		0	0	8,706
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	2,346	49,644	SH		SOLE		0	0	49,644
SPDR SER TR	PORTFOLI S&P1500	78464A805	19,400	417,379	SH		SOLE		0	0	417,379
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	7,780	295,253	SH		SOLE		0	0	295,253
SPDR SER TR	PORTFOLIO INTRMD	78464A375	6,155	188,623	SH		SOLE		0	0	188,623
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,241	182,441	SH		SOLE		0	0	182,441
SPDR SER TR	PORTFOLIO S&P500	78464A854	14,540	327,917	SH		SOLE		0	0	327,917
SPDR SER TR	PORTFOLIO S&P600	78468R853	3,414	94,876	SH		SOLE		0	0	94,876
SPDR SER TR	PORTFOLIO SHORT	78464A474	22,911	770,620	SH		SOLE		0	0	770,620
SPDR SER TR	PRTFLO S&P500 GW	78464A409	6,184	118,278	SH		SOLE		0	0	118,278
SPDR SER TR	PRTFLO S&P500 HI	78468R788	433	10,861	SH		SOLE		0	0	10,861
SPDR SER TR	PRTFLO S&P500 VL	78464A508	8,496	230,749	SH		SOLE		0	0	230,749
SPDR SER TR	S&P 600 SMCP VAL	78464A300	5,785	79,888	SH		SOLE		0	0	79,888
SPDR SER TR	S&P BK ETF	78464A797	816	18,605	SH		SOLE		0	0	18,605
SPDR SER TR	S&P DIVID ETF	78464A763	2,270	19,125	SH		SOLE		0	0	19,125
SPDR SER TR	S&P REGL BKG	78464A698	299	5,155	SH		SOLE		0	0	5,155
SPDR SER TR	SSGA US SMAL ETF	78468R887	201	1,928	SH		SOLE		0	0	1,928
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	4,244	101,925	SH		SOLE		0	0	101,925
STARBUCKS CORP	COM	855244109	352	4,603	SH		SOLE		0	0	4,603
STRYKER CORPORATION	COM	863667101	222	1,117	SH		SOLE		0	0	1,117
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	306	3,746	SH		SOLE		0	0	3,746
TARGET CORP	COM	87612E106	574	4,061	SH		SOLE		0	0	4,061
TEKLA HEALTHCARE OPPORTUNITI	SHS	879105104	303	15,200	SH		SOLE		0	0	15,200
TESLA INC	COM	88160R101	725	1,077	SH		SOLE		0	0	1,077
TEXAS INSTRS INC	COM	882508104	566	3,686	SH		SOLE		0	0	3,686
TJX COS INC NEW	COM	872540109	275	4,918	SH		SOLE		0	0	4,918
TOMPKINS FINL CORP	COM	890110109	1,046	14,506	SH		SOLE		0	0	14,506
TYLER TECHNOLOGIES INC	COM	902252105	223	672	SH		SOLE		0	0	672
UNION PAC CORP	COM	907818108	3,053	14,314	SH		SOLE		0	0	14,314
UNITED PARCEL SERVICE INC	CL B	911312106	11,493	62,962	SH		SOLE		0	0	62,962
UNITEDHEALTH GROUP INC	COM	91324P102	389	757	SH		SOLE		0	0	757
VANECK ETF TRUST	GOLD MINERS ETF	92189F106	3,174	115,931	SH		SOLE		0	0	115,931
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	1,610	29,901	SH		SOLE		0	0	29,901
VANECK ETF TRUST	INTRMDT MUNI ETF	92189H201	557	12,197	SH		SOLE		0	0	12,197
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	419	2,058	SH		SOLE		0	0	2,058
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,504	19,987	SH		SOLE		0	0	19,987
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	1,175	23,881	SH		SOLE		0	0	23,881
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	5,470	41,723	SH		SOLE		0	0	41,723
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,738	7,799	SH		SOLE		0	0	7,799
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	300	1,711	SH		SOLE		0	0	1,711
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	1,589	12,269	SH		SOLE		0	0	12,269
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,188	6,032	SH		SOLE		0	0	6,032
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	205	2,253	SH		SOLE		0	0	2,253
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	18,204	52,478	SH		SOLE		0	0	52,478
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	224	1,493	SH		SOLE		0	0	1,493
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,525	8,661	SH		SOLE		0	0	8,661
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	354	1,796	SH		SOLE		0	0	1,796
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	35,806	189,830	SH		SOLE		0	0	189,830
VANGUARD INDEX FDS	VALUE ETF	922908744	1,389	10,535	SH		SOLE		0	0	10,535
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	8,141	162,947	SH		SOLE		0	0	162,947
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,954	118,937	SH		SOLE		0	0	118,937
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	804	10,053	SH		SOLE		0	0	10,053
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	19,726	258,673	SH		SOLE		0	0	258,673
VANGUARD SCOTTSDALE FDS	VNG RUS1000IDX	92206C730	10,897	63,420	SH		SOLE		0	0	63,420
VANGUARD SCOTTSDALE FDS	VNG RUS2000GRW	92206C623	555	3,699	SH		SOLE		0	0	3,699
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	23,071	160,807	SH		SOLE		0	0	160,807
VANGUARD TAX-MANAGED INTL FD	VAN FTSE DEV MKT	921943858	5,156	126,377	SH		SOLE		0	0	126,377
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	7,343	72,207	SH		SOLE		0	0	72,207
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	1,688	24,610	SH		SOLE		0	0	24,610
VERIZON COMMUNICATIONS INC	COM	92343V104	497	9,802	SH		SOLE		0	0	9,802
VISA INC	COM CL A	92826C839	768	3,902	SH		SOLE		0	0	3,902
WALGREENS BOOTS ALLIANCE INC	COM	931427108	695	18,348	SH		SOLE		0	0	18,348
WALMART INC	COM	931142103	734	6,037	SH		SOLE		0	0	6,037
WEC ENERGY GROUP INC	COM	92939U106	247	2,454	SH		SOLE		0	0	2,454
WESTERN ASSET INTER MUNI FD	COM	958435109	815	101,160	SH		SOLE		0	0	101,160
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	3,873	104,594	SH		SOLE		0	0	104,594
WISDOMTREE TR	INTL LRGCAP DV	97717W794	2,122	50,727	SH		SOLE		0	0	50,727
WISDOMTREE TR	INTL SMCAP DIV	97717W760	1,932	33,096	SH		SOLE		0	0	33,096
WISDOMTREE TR	US AI ENHANCED	97717W406	728	8,205	SH		SOLE		0	0	8,205
WISDOMTREE TR	US HIGH DIVIDEND	97717W208	1,013	12,311	SH		SOLE		0	0	12,311
WISDOMTREE TR	US MIDCAP DIVID	97717W505	849	21,780	SH		SOLE		0	0	21,780
WISDOMTREE TR	US MIDCAP FUND	97717W570	845	18,371	SH		SOLE		0	0	18,371
WISDOMTREE TR	US QTLY DIV GRT	97717X669	237	4,139	SH		SOLE		0	0	4,139
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	381	13,507	SH		SOLE		0	0	13,507
WISDOMTREE TR	YIELD ENHANCD US	97717X511	1,713	38,317	SH		SOLE		0	0	38,317
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	265	900	SH		SOLE		0	0	900