Strategic Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	5,938	61,370	SH		SOLE		0	0	61,370
ABBVIE INC	COM	00287Y109	9,144	68,129	SH		SOLE		0	0	68,129
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	243	943	SH		SOLE		0	0	943
ADOBE SYSTEMS INCORPORATED	COM	00724F101	497	1,805	SH		SOLE		0	0	1,805
ALKALINE WTR CO INC	COM NEW	01643A207	3	10,000	SH		SOLE		0	0	10,000
ALLSTATE CORP	COM	020002101	12,403	99,602	SH		SOLE		0	0	99,602
ALPHABET INC	CAP STK CL A	02079K305	599	6,260	SH		SOLE		0	0	6,260
ALPHABET INC	CAP STK CL C	02079K107	1,108	11,528	SH		SOLE		0	0	11,528
ALTRIA GROUP INC	COM	02209S103	529	13,089	SH		SOLE		0	0	13,089
AMAZON COM INC	COM	023135106	2,449	21,671	SH		SOLE		0	0	21,671
AMERICAN EXPRESS CO	COM	025816109	284	2,108	SH		SOLE		0	0	2,108
AMERICAN TOWER CORP NEW	COM	03027X100	349	1,625	SH		SOLE		0	0	1,625
AMGEN INC	COM	031162100	250	1,108	SH		SOLE		0	0	1,108
AON PLC	SHS CL A	G0403H108	204	761	SH		SOLE		0	0	761
APPLE INC	COM	037833100	10,346	74,863	SH		SOLE		0	0	74,863
ARES CAPITAL CORP	COM	04010L103	1,313	77,798	SH		SOLE		0	0	77,798
AT&T INC	COM	00206R102	562	36,647	SH		SOLE		0	0	36,647
BARINGS BDC INC	COM	06759L103	582	70,350	SH		SOLE		0	0	70,350
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,670	6,255	SH		SOLE		0	0	6,255
BLACKROCK ENERGY & RES TR	COM	09250U101	132	12,200	SH		SOLE		0	0	12,200
BLACKSTONE INC	COM	09260D107	430	5,133	SH		SOLE		0	0	5,133
BLUEROCK RESIDENTIAL GWT REI	COM CL A	09627J102	666	24,900	SH		SOLE		0	0	24,900
BP PLC	SPONSORED ADR	055622104	226	7,906	SH		SOLE		0	0	7,906
BRISTOL-MYERS SQUIBB CO	COM	110122108	288	4,050	SH		SOLE		0	0	4,050
BROWN FORMAN CORP	CL A	115637100	346	5,118	SH		SOLE		0	0	5,118
BROWN FORMAN CORP	CL B	115637209	445	6,692	SH		SOLE		0	0	6,692
CANADIAN PAC RY LTD	COM	13645T100	311	4,667	SH		SOLE		0	0	4,667
CATERPILLAR INC	COM	149123101	362	2,208	SH		SOLE		0	0	2,208
CHENIERE ENERGY PARTNERS LP	COM UNIT	16411Q101	316	5,917	SH		SOLE		0	0	5,917
CHEVRON CORP NEW	COM	166764100	1,274	8,868	SH		SOLE		0	0	8,868
CIGNA CORP NEW	COM	125523100	565	2,037	SH		SOLE		0	0	2,037
CISCO SYS INC	COM	17275R102	830	20,741	SH		SOLE		0	0	20,741
CME GROUP INC	COM	12572Q105	1,415	7,991	SH		SOLE		0	0	7,991
COCA COLA CO	COM	191216100	853	15,234	SH		SOLE		0	0	15,234
COSTCO WHSL CORP NEW	COM	22160K105	563	1,192	SH		SOLE		0	0	1,192
CUMMINS INC	COM	231021106	203	996	SH		SOLE		0	0	996
CVS HEALTH CORP	COM	126650100	212	2,218	SH		SOLE		0	0	2,218
DANAHER CORPORATION	COM	235851102	1,633	6,322	SH		SOLE		0	0	6,322
DISNEY WALT CO	COM	254687106	716	7,589	SH		SOLE		0	0	7,589
DOLLAR GEN CORP NEW	COM	256677105	482	2,011	SH		SOLE		0	0	2,011
DUCK CREEK TECHNOLOGIES INC	SHS	264120106	723	61,044	SH		SOLE		0	0	61,044
DUFF & PHELPS UTLITY AND INF	COM	26433C105	252	19,700	SH		SOLE		0	0	19,700
DUKE ENERGY CORP NEW	COM NEW	26441C204	308	3,311	SH		SOLE		0	0	3,311
ECOLAB INC	COM	278865100	90,816	628,833	SH		SOLE		0	0	628,833
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	124	11,214	SH		SOLE		0	0	11,214
ENTERPRISE PRODS PARTNERS L	COM	293792107	687	28,884	SH		SOLE		0	0	28,884
EXELON CORP	COM	30161N101	213	5,699	SH		SOLE		0	0	5,699
EXXON MOBIL CORP	COM	30231G102	1,454	16,659	SH		SOLE		0	0	16,659
FEDEX CORP	COM	31428X106	244	1,647	SH		SOLE		0	0	1,647
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	9,602	574,977	SH		SOLE		0	0	574,977
FIRST TR EXCH TRD ALPHDX FD	GERMANY ALPHA	33737J190	259	9,138	SH		SOLE		0	0	9,138
FIRST TR EXCHANGE TRADED FD	CLOUD COMPUTING	33734X192	212	3,505	SH		SOLE		0	0	3,505
FIRST TR EXCHANGE TRADED FD	CONSUMR STAPLE	33734X119	756	13,286	SH		SOLE		0	0	13,286
FIRST TR EXCHANGE TRADED FD	DJ GLBL DIVID	33734X200	290	15,623	SH		SOLE		0	0	15,623
FIRST TR EXCHANGE TRADED FD	HLTH CARE ALPH	33734X143	2,905	29,886	SH		SOLE		0	0	29,886
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	766	19,903	SH		SOLE		0	0	19,903
FIRST TR EXCHANGE TRADED FD	UTILITIES ALPH	33734X184	578	18,920	SH		SOLE		0	0	18,920
FIRST TR EXCHANGE-TRADED FD	NO AMER ENERGY	33738D101	421	16,913	SH		SOLE		0	0	16,913
FIRST TR EXCHANGE-TRADED FD	SENIOR LN FD	33738D309	1,871	42,447	SH		SOLE		0	0	42,447
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	305	9,478	SH		SOLE		0	0	9,478
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	500	13,969	SH		SOLE		0	0	13,969
FS KKR CAP CORP	COM	302635206	2,863	168,925	SH		SOLE		0	0	168,925
GLOBAL X FDS	GLB X SUPERDIV	37950E549	104	13,743	SH		SOLE		0	0	13,743
GOLDMAN SACHS GROUP INC	COM	38141G104	295	1,006	SH		SOLE		0	0	1,006
GREENBRIER COS INC	COM	393657101	200	8,234	SH		SOLE		0	0	8,234
HOME DEPOT INC	COM	437076102	2,052	7,435	SH		SOLE		0	0	7,435
HONEYWELL INTL INC	COM	438516106	484	2,900	SH		SOLE		0	0	2,900
ILLINOIS TOOL WKS INC	COM	452308109	1,383	7,658	SH		SOLE		0	0	7,658
INGREDION INC	COM	457187102	3,566	44,292	SH		SOLE		0	0	44,292
INTEL CORP	COM	458140100	287	11,126	SH		SOLE		0	0	11,126
INTERNATIONAL BUSINESS MACHS	COM	459200101	405	3,405	SH		SOLE		0	0	3,405
INVESCO EXCH TRADED FD TR II	EMRNG MKT SVRG	46138E784	5,686	335,640	SH		SOLE		0	0	335,640
INVESCO EXCH TRADED FD TR II	NATL AMT MUNI	46138E537	2,011	91,084	SH		SOLE		0	0	91,084
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	704	59,246	SH		SOLE		0	0	59,246
INVESCO EXCH TRADED FD TR II	S&P MIDCP LOW	46138E198	379	7,892	SH		SOLE		0	0	7,892
INVESCO EXCH TRADED FD TR II	S&P500 HDL VOL	46138E362	802	20,501	SH		SOLE		0	0	20,501
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	259	4,470	SH		SOLE		0	0	4,470
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	5,063	250,764	SH		SOLE		0	0	250,764
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	1,000	13,467	SH		SOLE		0	0	13,467
INVESCO EXCHANGE TRADED FD T	DIVID ACHIEVEV	46137V506	1,616	49,958	SH		SOLE		0	0	49,958
INVESCO EXCHANGE TRADED FD T	HIG YLD EQ DIV	46137V563	350	18,844	SH		SOLE		0	0	18,844
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	456	3,580	SH		SOLE		0	0	3,580
INVESCO EXCHANGE TRADED FD T	WATER RES ETF	46137V142	391	8,542	SH		SOLE		0	0	8,542
INVESCO QQQ TR	UNIT SER 1	46090E103	5,604	20,967	SH		SOLE		0	0	20,967
ISHARES GOLD TR	ISHARES NEW	464285204	4,463	141,554	SH		SOLE		0	0	141,554
ISHARES INC	CORE MSCI EMKT	46434G103	571	13,287	SH		SOLE		0	0	13,287
ISHARES INC	EM MKTS DIV ETF	464286319	205	9,045	SH		SOLE		0	0	9,045
ISHARES INC	JP MORGAN EM ETF	464286517	311	9,615	SH		SOLE		0	0	9,615
ISHARES INC	JP MRG EM CRP BD	464286251	602	14,579	SH		SOLE		0	0	14,579
ISHARES INC	MSCI GBL MIN VOL	464286525	1,049	11,846	SH		SOLE		0	0	11,846
ISHARES INC	MSCI JPN ETF NEW	46434G822	907	18,561	SH		SOLE		0	0	18,561
ISHARES TR	0-5 YR TIPS ETF	46429B747	3,733	38,839	SH		SOLE		0	0	38,839
ISHARES TR	0-5YR HI YL CP	46434V407	950	23,790	SH		SOLE		0	0	23,790
ISHARES TR	0-5YR INVT GR CP	46434V100	5,084	107,263	SH		SOLE		0	0	107,263
ISHARES TR	1 3 YR TREAS BD	464287457	367	4,521	SH		SOLE		0	0	4,521
ISHARES TR	AGGRES ALLOC ETF	464289859	2,362	42,604	SH		SOLE		0	0	42,604
ISHARES TR	BLACKROCK ULTRA	46434V878	200	3,994	SH		SOLE		0	0	3,994
ISHARES TR	CORE 1 5 YR USD	46432F859	607	13,174	SH		SOLE		0	0	13,174
ISHARES TR	CORE DIV GRWTH	46434V621	574	12,917	SH		SOLE		0	0	12,917
ISHARES TR	CORE HIGH DV ETF	46429B663	692	7,575	SH		SOLE		0	0	7,575
ISHARES TR	CORE MSCI EAFE	46432F842	1,119	21,247	SH		SOLE		0	0	21,247
ISHARES TR	CORE S&P MCP ETF	464287507	17,388	79,305	SH		SOLE		0	0	79,305
ISHARES TR	CORE S&P SCP ETF	464287804	906	10,386	SH		SOLE		0	0	10,386
ISHARES TR	CORE S&P TTL STK	464287150	2,945	37,019	SH		SOLE		0	0	37,019
ISHARES TR	CORE S&P500 ETF	464287200	11,362	31,679	SH		SOLE		0	0	31,679
ISHARES TR	CORE US AGGBD ET	464287226	262	2,718	SH		SOLE		0	0	2,718
ISHARES TR	CRE U S REIT ETF	464288521	3,934	82,824	SH		SOLE		0	0	82,824
ISHARES TR	EAFE GRWTH ETF	464288885	2,107	29,043	SH		SOLE		0	0	29,043
ISHARES TR	EAFE VALUE ETF	464288877	8,200	212,832	SH		SOLE		0	0	212,832
ISHARES TR	GRWT ALLOCAT ETF	464289867	2,160	48,230	SH		SOLE		0	0	48,230
ISHARES TR	INDIA 50 ETF	464289529	645	15,270	SH		SOLE		0	0	15,270
ISHARES TR	INTL SEL DIV ETF	464288448	1,979	87,835	SH		SOLE		0	0	87,835
ISHARES TR	ISHARES BIOTECH	464287556	554	4,736	SH		SOLE		0	0	4,736
ISHARES TR	ISHS 1-5YR INVS	464288646	11,707	237,557	SH		SOLE		0	0	237,557
ISHARES TR	ISHS 5-10YR INVT	464288638	571	11,829	SH		SOLE		0	0	11,829
ISHARES TR	MODERT ALLOC ETF	464289875	1,221	33,354	SH		SOLE		0	0	33,354
ISHARES TR	MSCI ACWI ETF	464288257	1,834	23,565	SH		SOLE		0	0	23,565
ISHARES TR	MSCI EAFE ETF	464287465	330	5,892	SH		SOLE		0	0	5,892
ISHARES TR	MSCI EMG MKT ETF	464287234	262	7,498	SH		SOLE		0	0	7,498
ISHARES TR	MSCI USA MIN VOL	46429B697	928	14,039	SH		SOLE		0	0	14,039
ISHARES TR	NATIONAL MUN ETF	464288414	4,463	43,504	SH		SOLE		0	0	43,504
ISHARES TR	PFD AND INCM SEC	464288687	3,247	102,530	SH		SOLE		0	0	102,530
ISHARES TR	RUS 1000 ETF	464287622	8,739	44,285	SH		SOLE		0	0	44,285
ISHARES TR	RUS 2000 GRW ETF	464287648	1,900	9,197	SH		SOLE		0	0	9,197
ISHARES TR	RUS 2000 VAL ETF	464287630	2,686	20,835	SH		SOLE		0	0	20,835
ISHARES TR	RUS MID CAP ETF	464287499	342	5,496	SH		SOLE		0	0	5,496
ISHARES TR	RUSSELL 2000 ETF	464287655	7,869	47,711	SH		SOLE		0	0	47,711
ISHARES TR	RUSSELL 3000 ETF	464287689	21,401	103,368	SH		SOLE		0	0	103,368
ISHARES TR	S&P 100 ETF	464287101	1,360	8,370	SH		SOLE		0	0	8,370
ISHARES TR	S&P 500 GRWT ETF	464287309	694	12,004	SH		SOLE		0	0	12,004
ISHARES TR	S&P MC 400GR ETF	464287606	1,105	17,534	SH		SOLE		0	0	17,534
ISHARES TR	S&P SML 600 GWT	464287887	330	3,246	SH		SOLE		0	0	3,246
ISHARES TR	SELECT DIVID ETF	464287168	1,164	10,854	SH		SOLE		0	0	10,854
ISHARES TR	SHRT NAT MUN ETF	464288158	665	6,478	SH		SOLE		0	0	6,478
ISHARES TR	SP SMCP600VL ETF	464287879	1,083	13,131	SH		SOLE		0	0	13,131
ISHARES TR	TIPS BD ETF	464287176	400	3,810	SH		SOLE		0	0	3,810
ISHARES TR	U.S. MED DVC ETF	464288810	607	12,860	SH		SOLE		0	0	12,860
ISHARES TR	U.S. PHARMA ETF	464288836	218	1,285	SH		SOLE		0	0	1,285
ISHARES TR	US AER DEF ETF	464288760	1,679	18,417	SH		SOLE		0	0	18,417
ISHARES TR	US TRSPRTION	464287192	608	3,095	SH		SOLE		0	0	3,095
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	12,462	248,436	SH		SOLE		0	0	248,436
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	255	5,195	SH		SOLE		0	0	5,195
JOHNSON & JOHNSON	COM	478160104	1,759	10,765	SH		SOLE		0	0	10,765
JPMORGAN CHASE & CO	COM	46625H100	2,927	28,013	SH		SOLE		0	0	28,013
KEURIG DR PEPPER INC	COM	49271V100	501	13,984	SH		SOLE		0	0	13,984
LILLY ELI & CO	COM	532457108	1,592	4,924	SH		SOLE		0	0	4,924
LOCKHEED MARTIN CORP	COM	539830109	443	1,147	SH		SOLE		0	0	1,147
MCDONALDS CORP	COM	580135101	1,887	8,176	SH		SOLE		0	0	8,176
MERCK & CO INC	COM	58933Y105	884	10,267	SH		SOLE		0	0	10,267
META PLATFORMS INC	CL A	30303M102	220	1,621	SH		SOLE		0	0	1,621
MICROSOFT CORP	COM	594918104	4,029	17,297	SH		SOLE		0	0	17,297
MONDELEZ INTL INC	CL A	609207105	691	12,595	SH		SOLE		0	0	12,595
NETFLIX INC	COM	64110L106	217	920	SH		SOLE		0	0	920
NEXTERA ENERGY INC	COM	65339F101	610	7,777	SH		SOLE		0	0	7,777
NISOURCE INC	COM	65473P105	226	8,966	SH		SOLE		0	0	8,966
NUVEEN AMT FREE QLTY MUN INC	COM	670657105	1,232	116,186	SH		SOLE		0	0	116,186
NVENT ELECTRIC PLC	SHS	G6700G107	3,186	100,797	SH		SOLE		0	0	100,797
NVIDIA CORPORATION	COM	67066G104	291	2,401	SH		SOLE		0	0	2,401
ORACLE CORP	COM	68389X105	361	5,919	SH		SOLE		0	0	5,919
OREILLY AUTOMOTIVE INC	COM	67103H107	362	515	SH		SOLE		0	0	515
PENTAIR PLC	SHS	G7S00T104	4,091	100,697	SH		SOLE		0	0	100,697
PEPSICO INC	COM	713448108	1,462	8,952	SH		SOLE		0	0	8,952
PFIZER INC	COM	717081103	758	17,329	SH		SOLE		0	0	17,329
PHILIP MORRIS INTL INC	COM	718172109	1,226	14,768	SH		SOLE		0	0	14,768
PHILLIPS EDISON & CO INC	COMMON STOCK	71844V201	443	15,794	SH		SOLE		0	0	15,794
PIMCO ETF TR	ACTIVE BD ETF	72201R775	253	2,825	SH		SOLE		0	0	2,825
PIONEER MUNICIPAL HIGH INCOM	COM SHS	723763108	213	25,947	SH		SOLE		0	0	25,947
PLEXUS CORP	COM	729132100	525	6,000	SH		SOLE		0	0	6,000
PROCTER AND GAMBLE CO	COM	742718109	1,377	10,908	SH		SOLE		0	0	10,908
PROSHARES TR	S&P 500 DV ARIST	74348A467	854	10,679	SH		SOLE		0	0	10,679
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	249	3,043	SH		SOLE		0	0	3,043
REPUBLIC SVCS INC	COM	760759100	281	2,062	SH		SOLE		0	0	2,062
RIVERNORTH SPECIALTY FIN COR	COM	76882B108	3,453	200,973	SH		SOLE		0	0	200,973
S&P GLOBAL INC	COM	78409V104	258	844	SH		SOLE		0	0	844
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	497	22,176	SH		SOLE		0	0	22,176
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	255	5,631	SH		SOLE		0	0	5,631
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	477	11,352	SH		SOLE		0	0	11,352
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	981	14,768	SH		SOLE		0	0	14,768
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	3,440	58,801	SH		SOLE		0	0	58,801
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	776	18,318	SH		SOLE		0	0	18,318
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	922	15,225	SH		SOLE		0	0	15,225
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	750	5,266	SH		SOLE		0	0	5,266
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,060	15,879	SH		SOLE		0	0	15,879
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	3,644	30,092	SH		SOLE		0	0	30,092
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	2,873	34,687	SH		SOLE		0	0	34,687
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,614	39,905	SH		SOLE		0	0	39,905
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	376	3,169	SH		SOLE		0	0	3,169
SHELL PLC	SPON ADS	780259305	349	7,017	SH		SOLE		0	0	7,017
SIMMONS 1ST NATL CORP	CL A $1 PAR	828730200	1,404	64,430	SH		SOLE		0	0	64,430
SOUTHERN CO	COM	842587107	1,118	16,438	SH		SOLE		0	0	16,438
SPDR GOLD TR	GOLD SHS	78463V107	4,619	29,866	SH		SOLE		0	0	29,866
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	780	36,786	SH		SOLE		0	0	36,786
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	9,004	348,999	SH		SOLE		0	0	348,999
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	4,453	143,469	SH		SOLE		0	0	143,469
SPDR S&P 500 ETF TR	TR UNIT	78462F103	25,706	71,970	SH		SOLE		0	0	71,970
SPDR SER TR	AEROSPACE DEF	78464A631	763	8,326	SH		SOLE		0	0	8,326
SPDR SER TR	BLOOMBERG INVT	78468R200	734	24,228	SH		SOLE		0	0	24,228
SPDR SER TR	BLOOMBERG SHT TE	78468R408	4,339	182,470	SH		SOLE		0	0	182,470
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	511	11,623	SH		SOLE		0	0	11,623
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	2,640	57,284	SH		SOLE		0	0	57,284
SPDR SER TR	PORTFOLI S&P1500	78464A805	20,150	456,815	SH		SOLE		0	0	456,815
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	7,115	285,168	SH		SOLE		0	0	285,168
SPDR SER TR	PORTFOLIO INTRMD	78464A375	5,918	188,950	SH		SOLE		0	0	188,950
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,138	185,123	SH		SOLE		0	0	185,123
SPDR SER TR	PORTFOLIO S&P500	78464A854	13,662	325,369	SH		SOLE		0	0	325,369
SPDR SER TR	PORTFOLIO S&P600	78468R853	3,360	98,638	SH		SOLE		0	0	98,638
SPDR SER TR	PORTFOLIO SHORT	78464A474	22,973	786,218	SH		SOLE		0	0	786,218
SPDR SER TR	PRTFLO S&P500 GW	78464A409	6,620	132,144	SH		SOLE		0	0	132,144
SPDR SER TR	PRTFLO S&P500 HI	78468R788	326	9,194	SH		SOLE		0	0	9,194
SPDR SER TR	PRTFLO S&P500 VL	78464A508	8,224	238,433	SH		SOLE		0	0	238,433
SPDR SER TR	S&P 600 SMCP VAL	78464A300	4,665	69,475	SH		SOLE		0	0	69,475
SPDR SER TR	S&P BK ETF	78464A797	831	18,768	SH		SOLE		0	0	18,768
SPDR SER TR	S&P DIVID ETF	78464A763	1,973	17,697	SH		SOLE		0	0	17,697
SPDR SER TR	S&P REGL BKG	78464A698	309	5,255	SH		SOLE		0	0	5,255
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	4,266	104,375	SH		SOLE		0	0	104,375
STARBUCKS CORP	COM	855244109	400	4,746	SH		SOLE		0	0	4,746
STRYKER CORPORATION	COM	863667101	226	1,117	SH		SOLE		0	0	1,117
TARGET CORP	COM	87612E106	574	3,865	SH		SOLE		0	0	3,865
TEKLA HEALTHCARE OPPORTUNITI	SHS	879105104	275	15,200	SH		SOLE		0	0	15,200
TESLA INC	COM	88160R101	857	3,231	SH		SOLE		0	0	3,231
TEXAS INSTRS INC	COM	882508104	564	3,646	SH		SOLE		0	0	3,646
TJX COS INC NEW	COM	872540109	312	5,020	SH		SOLE		0	0	5,020
TOMPKINS FINL CORP	COM	890110109	1,012	13,931	SH		SOLE		0	0	13,931
TYLER TECHNOLOGIES INC	COM	902252105	234	672	SH		SOLE		0	0	672
UNION PAC CORP	COM	907818108	2,774	14,238	SH		SOLE		0	0	14,238
UNITED PARCEL SERVICE INC	CL B	911312106	10,169	62,952	SH		SOLE		0	0	62,952
UNITEDHEALTH GROUP INC	COM	91324P102	382	757	SH		SOLE		0	0	757
VALERO ENERGY CORP	COM	91913Y100	210	1,961	SH		SOLE		0	0	1,961
VANECK ETF TRUST	GOLD MINERS ETF	92189F106	2,842	117,826	SH		SOLE		0	0	117,826
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	1,515	30,343	SH		SOLE		0	0	30,343
VANECK ETF TRUST	INTRMDT MUNI ETF	92189H201	509	11,697	SH		SOLE		0	0	11,697
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	389	2,100	SH		SOLE		0	0	2,100
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,346	18,873	SH		SOLE		0	0	18,873
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	1,791	36,581	SH		SOLE		0	0	36,581
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	5,102	40,138	SH		SOLE		0	0	40,138
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,646	7,695	SH		SOLE		0	0	7,695
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	292	1,711	SH		SOLE		0	0	1,711
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	1,524	12,517	SH		SOLE		0	0	12,517
VANGUARD INDEX FDS	MID CAP ETF	922908629	991	5,274	SH		SOLE		0	0	5,274
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	370	4,611	SH		SOLE		0	0	4,611
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	17,238	52,508	SH		SOLE		0	0	52,508
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	214	1,493	SH		SOLE		0	0	1,493
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,480	8,661	SH		SOLE		0	0	8,661
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	359	1,842	SH		SOLE		0	0	1,842
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	33,338	185,760	SH		SOLE		0	0	185,760
VANGUARD INDEX FDS	VALUE ETF	922908744	1,306	10,580	SH		SOLE		0	0	10,580
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	6,691	150,832	SH		SOLE		0	0	150,832
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,289	117,543	SH		SOLE		0	0	117,543
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	507	6,693	SH		SOLE		0	0	6,693
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	27,484	369,999	SH		SOLE		0	0	369,999
VANGUARD SCOTTSDALE FDS	VNG RUS1000IDX	92206C730	10,362	63,420	SH		SOLE		0	0	63,420
VANGUARD SCOTTSDALE FDS	VNG RUS2000GRW	92206C623	556	3,699	SH		SOLE		0	0	3,699
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	22,559	166,904	SH		SOLE		0	0	166,904
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,324	118,908	SH		SOLE		0	0	118,908
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	6,710	70,724	SH		SOLE		0	0	70,724
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	1,866	30,095	SH		SOLE		0	0	30,095
VERIZON COMMUNICATIONS INC	COM	92343V104	377	9,942	SH		SOLE		0	0	9,942
VISA INC	COM CL A	92826C839	693	3,902	SH		SOLE		0	0	3,902
WALGREENS BOOTS ALLIANCE INC	COM	931427108	566	18,041	SH		SOLE		0	0	18,041
WALMART INC	COM	931142103	628	4,842	SH		SOLE		0	0	4,842
WEC ENERGY GROUP INC	COM	92939U106	219	2,454	SH		SOLE		0	0	2,454
WESTERN ASSET INTER MUNI FD	COM	958435109	729	99,174	SH		SOLE		0	0	99,174
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	3,458	106,291	SH		SOLE		0	0	106,291
WISDOMTREE TR	INTL LRGCAP DV	97717W794	1,872	50,015	SH		SOLE		0	0	50,015
WISDOMTREE TR	INTL SMCAP DIV	97717W760	1,576	30,629	SH		SOLE		0	0	30,629
WISDOMTREE TR	US AI ENHANCED	97717W406	646	7,914	SH		SOLE		0	0	7,914
WISDOMTREE TR	US HIGH DIVIDEND	97717W208	893	11,775	SH		SOLE		0	0	11,775
WISDOMTREE TR	US MIDCAP DIVID	97717W505	817	21,700	SH		SOLE		0	0	21,700
WISDOMTREE TR	US MIDCAP FUND	97717W570	808	18,375	SH		SOLE		0	0	18,375
WISDOMTREE TR	US QTLY DIV GRT	97717X669	223	4,143	SH		SOLE		0	0	4,143
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	348	13,507	SH		SOLE		0	0	13,507
WISDOMTREE TR	YIELD ENHANCD US	97717X511	1,466	34,723	SH		SOLE		0	0	34,723
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	236	900	SH		SOLE		0	0	900