Strategic Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	6,213,423	61,361	SH		SOLE		0	0	61,361
ABBVIE INC	COM	00287Y109	10,710,281	67,204	SH		SOLE		0	0	67,204
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	269,519	943	SH		SOLE		0	0	943
ADOBE SYSTEMS INCORPORATED	COM	00724F101	694,823	1,803	SH		SOLE		0	0	1,803
ALLSTATE CORP	COM	020002101	15,165,125	136,857	SH		SOLE		0	0	136,857
ALPHABET INC	CAP STK CL A	02079K305	714,700	6,890	SH		SOLE		0	0	6,890
ALPHABET INC	CAP STK CL C	02079K107	1,188,408	11,427	SH		SOLE		0	0	11,427
ALTRIA GROUP INC	COM	02209S103	584,028	13,089	SH		SOLE		0	0	13,089
AMAZON COM INC	COM	023135106	2,242,633	21,712	SH		SOLE		0	0	21,712
AMERICAN EXPRESS CO	COM	025816109	353,048	2,140	SH		SOLE		0	0	2,140
AMERICAN TOWER CORP NEW	COM	03027X100	220,483	1,079	SH		SOLE		0	0	1,079
AMGEN INC	COM	031162100	255,772	1,058	SH		SOLE		0	0	1,058
ANALOG DEVICES INC	COM	032654105	272,953	1,384	SH		SOLE		0	0	1,384
AON PLC	SHS CL A	G0403H108	254,124	806	SH		SOLE		0	0	806
APPLE INC	COM	037833100	12,322,417	74,727	SH		SOLE		0	0	74,727
ARES CAPITAL CORP	COM	04010L103	1,399,787	76,596	SH		SOLE		0	0	76,596
AT&T INC	COM	00206R102	571,981	29,713	SH		SOLE		0	0	29,713
BARINGS BDC INC	COM	06759L103	567,949	71,530	SH		SOLE		0	0	71,530
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,931,357	6,255	SH		SOLE		0	0	6,255
BLACKROCK ENERGY & RES TR	COM	09250U101	136,192	11,200	SH		SOLE		0	0	11,200
BLACKSTONE INC	COM	09260D107	423,760	4,824	SH		SOLE		0	0	4,824
BOEING CO	COM	097023105	252,455	1,188	SH		SOLE		0	0	1,188
BP PLC	SPONSORED ADR	055622104	309,894	8,168	SH		SOLE		0	0	8,168
BRISTOL-MYERS SQUIBB CO	COM	110122108	282,708	4,079	SH		SOLE		0	0	4,079
BROWN FORMAN CORP	CL A	115637100	333,643	5,118	SH		SOLE		0	0	5,118
BROWN FORMAN CORP	CL B	115637209	405,351	6,307	SH		SOLE		0	0	6,307
CATERPILLAR INC	COM	149123101	663,369	2,899	SH		SOLE		0	0	2,899
CHENIERE ENERGY PARTNERS LP	COM UNIT	16411Q101	279,993	5,917	SH		SOLE		0	0	5,917
CHEVRON CORP NEW	COM	166764100	1,417,836	8,690	SH		SOLE		0	0	8,690
CHUBB LIMITED	COM	H1467J104	211,126	1,087	SH		SOLE		0	0	1,087
CISCO SYS INC	COM	17275R102	1,084,238	20,741	SH		SOLE		0	0	20,741
CME GROUP INC	COM	12572Q105	1,530,437	7,991	SH		SOLE		0	0	7,991
COCA COLA CO	COM	191216100	944,154	15,221	SH		SOLE		0	0	15,221
COMCAST CORP NEW	CL A	20030N101	213,115	5,622	SH		SOLE		0	0	5,622
COSTCO WHSL CORP NEW	COM	22160K105	591,773	1,191	SH		SOLE		0	0	1,191
CUMMINS INC	COM	231021106	323,922	1,356	SH		SOLE		0	0	1,356
DANAHER CORPORATION	COM	235851102	1,592,641	6,319	SH		SOLE		0	0	6,319
DISNEY WALT CO	COM	254687106	754,335	7,534	SH		SOLE		0	0	7,534
DOLLAR GEN CORP NEW	COM	256677105	423,236	2,011	SH		SOLE		0	0	2,011
DUFF & PHELPS UTLITY AND INF	COM	26433C105	237,274	17,800	SH		SOLE		0	0	17,800
DUKE ENERGY CORP NEW	COM NEW	26441C204	323,754	3,356	SH		SOLE		0	0	3,356
ECOLAB INC	COM	278865100	52,255,640	315,687	SH		SOLE		0	0	315,687
ELEVANCE HEALTH INC	COM	036752103	244,619	532	SH		SOLE		0	0	532
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	139,839	11,214	SH		SOLE		0	0	11,214
ENTERPRISE PRODS PARTNERS L	COM	293792107	758,463	29,284	SH		SOLE		0	0	29,284
EXELON CORP	COM	30161N101	240,319	5,737	SH		SOLE		0	0	5,737
EXXON MOBIL CORP	COM	30231G102	1,778,759	16,221	SH		SOLE		0	0	16,221
FEDEX CORP	COM	31428X106	357,194	1,563	SH		SOLE		0	0	1,563
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	10,318,804	646,542	SH		SOLE		0	0	646,542
FIRST TR EXCH TRD ALPHDX FD	GERMANY ALPHA	33737J190	308,496	8,063	SH		SOLE		0	0	8,063
FIRST TR EXCHANGE TRADED FD	CLOUD COMPUTING	33734X192	241,175	3,605	SH		SOLE		0	0	3,605
FIRST TR EXCHANGE TRADED FD	CONSUMR STAPLE	33734X119	777,397	12,525	SH		SOLE		0	0	12,525
FIRST TR EXCHANGE TRADED FD	DJ GLBL DIVID	33734X200	370,707	16,766	SH		SOLE		0	0	16,766
FIRST TR EXCHANGE TRADED FD	HLTH CARE ALPH	33734X143	3,305,257	30,738	SH		SOLE		0	0	30,738
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	907,147	21,220	SH		SOLE		0	0	21,220
FIRST TR EXCHANGE TRADED FD	UTILITIES ALPH	33734X184	537,674	16,380	SH		SOLE		0	0	16,380
FIRST TR EXCHANGE-TRADED FD	NO AMER ENERGY	33738D101	657,042	24,673	SH		SOLE		0	0	24,673
FIRST TR EXCHANGE-TRADED FD	SENIOR LN FD	33738D309	1,873,840	41,420	SH		SOLE		0	0	41,420
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	319,338	8,995	SH		SOLE		0	0	8,995
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	702,658	17,496	SH		SOLE		0	0	17,496
FS KKR CAP CORP	COM	302635206	2,942,573	159,058	SH		SOLE		0	0	159,058
GOLDMAN SACHS GROUP INC	COM	38141G104	336,784	1,030	SH		SOLE		0	0	1,030
GREENBRIER COS INC	COM	393657101	264,888	8,234	SH		SOLE		0	0	8,234
HOME DEPOT INC	COM	437076102	2,271,245	7,696	SH		SOLE		0	0	7,696
HONEYWELL INTL INC	COM	438516106	569,777	2,981	SH		SOLE		0	0	2,981
ILLINOIS TOOL WKS INC	COM	452308109	1,800,085	7,394	SH		SOLE		0	0	7,394
INGREDION INC	COM	457187102	4,505,826	44,292	SH		SOLE		0	0	44,292
INTEL CORP	COM	458140100	233,428	7,145	SH		SOLE		0	0	7,145
INTERNATIONAL BUSINESS MACHS	COM	459200101	516,789	3,942	SH		SOLE		0	0	3,942
INVESCO EXCH TRADED FD TR II	EMRNG MKT SVRG	46138E784	6,233,395	324,995	SH		SOLE		0	0	324,995
INVESCO EXCH TRADED FD TR II	NATL AMT MUNI	46138E537	1,459,636	61,640	SH		SOLE		0	0	61,640
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	724,262	63,089	SH		SOLE		0	0	63,089
INVESCO EXCH TRADED FD TR II	S&P MIDCP LOW	46138E198	509,600	9,725	SH		SOLE		0	0	9,725
INVESCO EXCH TRADED FD TR II	S&P500 HDL VOL	46138E362	857,248	20,309	SH		SOLE		0	0	20,309
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	241,488	3,870	SH		SOLE		0	0	3,870
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	3,883,421	186,703	SH		SOLE		0	0	186,703
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	1,145,677	13,467	SH		SOLE		0	0	13,467
INVESCO EXCHANGE TRADED FD T	DIVID ACHIEVEV	46137V506	2,011,166	54,950	SH		SOLE		0	0	54,950
INVESCO EXCHANGE TRADED FD T	HIG YLD EQ DIV	46137V563	377,245	18,938	SH		SOLE		0	0	18,938
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	517,740	3,580	SH		SOLE		0	0	3,580
INVESCO EXCHANGE TRADED FD T	WATER RES ETF	46137V142	422,141	7,913	SH		SOLE		0	0	7,913
INVESCO QQQ TR	UNIT SER 1	46090E103	8,607,473	26,820	SH		SOLE		0	0	26,820
ISHARES GOLD TR	ISHARES NEW	464285204	5,224,459	139,804	SH		SOLE		0	0	139,804
ISHARES INC	CORE MSCI EMKT	46434G103	715,197	14,659	SH		SOLE		0	0	14,659
ISHARES INC	JP MORGAN EM ETF	464286517	203,359	5,641	SH		SOLE		0	0	5,641
ISHARES INC	JP MRG EM CRP BD	464286251	698,115	16,027	SH		SOLE		0	0	16,027
ISHARES INC	MSCI GBL MIN VOL	464286525	1,022,915	10,573	SH		SOLE		0	0	10,573
ISHARES INC	MSCI JPN ETF NEW	46434G822	838,180	14,281	SH		SOLE		0	0	14,281
ISHARES TR	0-5 YR TIPS ETF	46429B747	1,122,501	11,312	SH		SOLE		0	0	11,312
ISHARES TR	0-5YR HI YL CP	46434V407	950,346	22,801	SH		SOLE		0	0	22,801
ISHARES TR	0-5YR INVT GR CP	46434V100	4,712,248	97,200	SH		SOLE		0	0	97,200
ISHARES TR	1 3 YR TREAS BD	464287457	2,008,306	24,444	SH		SOLE		0	0	24,444
ISHARES TR	7-10 YR TRSY BD	464287440	211,721	2,136	SH		SOLE		0	0	2,136
ISHARES TR	AGGRES ALLOC ETF	464289859	2,747,700	43,210	SH		SOLE		0	0	43,210
ISHARES TR	BLACKROCK ULTRA	46434V878	8,219,895	163,580	SH		SOLE		0	0	163,580
ISHARES TR	CORE 1 5 YR USD	46432F859	577,405	12,245	SH		SOLE		0	0	12,245
ISHARES TR	CORE DIV GRWTH	46434V621	606,217	12,127	SH		SOLE		0	0	12,127
ISHARES TR	CORE HIGH DV ETF	46429B663	878,845	8,645	SH		SOLE		0	0	8,645
ISHARES TR	CORE MSCI EAFE	46432F842	1,384,118	20,705	SH		SOLE		0	0	20,705
ISHARES TR	CORE S&P MCP ETF	464287507	20,662,243	82,596	SH		SOLE		0	0	82,596
ISHARES TR	CORE S&P SCP ETF	464287804	999,656	10,338	SH		SOLE		0	0	10,338
ISHARES TR	CORE S&P TTL STK	464287150	2,965,632	32,751	SH		SOLE		0	0	32,751
ISHARES TR	CORE S&P500 ETF	464287200	12,872,200	31,313	SH		SOLE		0	0	31,313
ISHARES TR	CORE US AGGBD ET	464287226	530,285	5,322	SH		SOLE		0	0	5,322
ISHARES TR	CRE U S REIT ETF	464288521	4,361,772	86,543	SH		SOLE		0	0	86,543
ISHARES TR	EAFE GRWTH ETF	464288885	2,509,736	26,791	SH		SOLE		0	0	26,791
ISHARES TR	EAFE VALUE ETF	464288877	10,514,275	216,655	SH		SOLE		0	0	216,655
ISHARES TR	GRWT ALLOCAT ETF	464289867	2,394,737	47,866	SH		SOLE		0	0	47,866
ISHARES TR	IBOXX INV CP ETF	464287242	209,488	1,911	SH		SOLE		0	0	1,911
ISHARES TR	INDIA 50 ETF	464289529	627,750	15,270	SH		SOLE		0	0	15,270
ISHARES TR	INTL SEL DIV ETF	464288448	2,821,855	102,650	SH		SOLE		0	0	102,650
ISHARES TR	ISHARES BIOTECH	464287556	595,591	4,611	SH		SOLE		0	0	4,611
ISHARES TR	ISHS 1-5YR INVS	464288646	13,922,808	275,481	SH		SOLE		0	0	275,481
ISHARES TR	ISHS 5-10YR INVT	464288638	503,817	9,825	SH		SOLE		0	0	9,825
ISHARES TR	MODERT ALLOC ETF	464289875	1,242,110	31,162	SH		SOLE		0	0	31,162
ISHARES TR	MSCI ACWI ETF	464288257	2,144,625	23,526	SH		SOLE		0	0	23,526
ISHARES TR	MSCI EAFE ETF	464287465	414,316	5,793	SH		SOLE		0	0	5,793
ISHARES TR	MSCI EMG MKT ETF	464287234	363,925	9,223	SH		SOLE		0	0	9,223
ISHARES TR	MSCI USA MIN VOL	46429B697	1,229,869	16,908	SH		SOLE		0	0	16,908
ISHARES TR	NATIONAL MUN ETF	464288414	3,922,304	36,405	SH		SOLE		0	0	36,405
ISHARES TR	PFD AND INCM SEC	464288687	3,500,093	112,111	SH		SOLE		0	0	112,111
ISHARES TR	RUS 1000 ETF	464287622	7,210,288	32,013	SH		SOLE		0	0	32,013
ISHARES TR	RUS 2000 GRW ETF	464287648	2,125,503	9,371	SH		SOLE		0	0	9,371
ISHARES TR	RUS 2000 VAL ETF	464287630	2,650,420	19,343	SH		SOLE		0	0	19,343
ISHARES TR	RUS MID CAP ETF	464287499	384,281	5,496	SH		SOLE		0	0	5,496
ISHARES TR	RUSSELL 2000 ETF	464287655	10,005,526	56,085	SH		SOLE		0	0	56,085
ISHARES TR	RUSSELL 3000 ETF	464287689	22,892,917	97,247	SH		SOLE		0	0	97,247
ISHARES TR	S&P 100 ETF	464287101	1,565,525	8,370	SH		SOLE		0	0	8,370
ISHARES TR	S&P 500 GRWT ETF	464287309	818,774	12,815	SH		SOLE		0	0	12,815
ISHARES TR	S&P 500 VAL ETF	464287408	326,133	2,149	SH		SOLE		0	0	2,149
ISHARES TR	S&P MC 400GR ETF	464287606	1,229,640	17,195	SH		SOLE		0	0	17,195
ISHARES TR	S&P SML 600 GWT	464287887	368,089	3,348	SH		SOLE		0	0	3,348
ISHARES TR	SELECT DIVID ETF	464287168	1,223,902	10,445	SH		SOLE		0	0	10,445
ISHARES TR	SHRT NAT MUN ETF	464288158	2,501,665	23,898	SH		SOLE		0	0	23,898
ISHARES TR	SP SMCP600VL ETF	464287879	1,152,274	12,312	SH		SOLE		0	0	12,312
ISHARES TR	U.S. MED DVC ETF	464288810	957,460	17,737	SH		SOLE		0	0	17,737
ISHARES TR	U.S. PHARMA ETF	464288836	225,231	1,285	SH		SOLE		0	0	1,285
ISHARES TR	U.S. TECH ETF	464287721	227,942	2,456	SH		SOLE		0	0	2,456
ISHARES TR	US AER DEF ETF	464288760	2,119,019	18,413	SH		SOLE		0	0	18,413
ISHARES TR	US TRSPRTION	464287192	633,795	2,782	SH		SOLE		0	0	2,782
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	14,731,170	292,750	SH		SOLE		0	0	292,750
JANUS DETROIT STR TR	HENDRSN SHRT ETF	47103U886	485,140	10,160	SH		SOLE		0	0	10,160
JOHNSON & JOHNSON	COM	478160104	1,666,351	10,751	SH		SOLE		0	0	10,751
JPMORGAN CHASE & CO	COM	46625H100	3,658,185	28,073	SH		SOLE		0	0	28,073
KEURIG DR PEPPER INC	COM	49271V100	493,356	13,984	SH		SOLE		0	0	13,984
KRAFT HEINZ CO	COM	500754106	204,223	5,281	SH		SOLE		0	0	5,281
KROGER CO	COM	501044101	288,568	5,845	SH		SOLE		0	0	5,845
LILLY ELI & CO	COM	532457108	1,732,251	5,044	SH		SOLE		0	0	5,044
LOCKHEED MARTIN CORP	COM	539830109	542,293	1,147	SH		SOLE		0	0	1,147
MCDONALDS CORP	COM	580135101	2,297,030	8,215	SH		SOLE		0	0	8,215
MERCK & CO INC	COM	58933Y105	1,088,030	10,227	SH		SOLE		0	0	10,227
META PLATFORMS INC	CL A	30303M102	1,232,432	5,815	SH		SOLE		0	0	5,815
MICROSOFT CORP	COM	594918104	5,047,521	17,508	SH		SOLE		0	0	17,508
MONDELEZ INTL INC	CL A	609207105	881,898	12,649	SH		SOLE		0	0	12,649
NETFLIX INC	COM	64110L106	315,223	912	SH		SOLE		0	0	912
NEXTERA ENERGY INC	COM	65339F101	563,575	7,312	SH		SOLE		0	0	7,312
NIKE INC	CL B	654106103	250,677	2,044	SH		SOLE		0	0	2,044
NIKE INC	CL B	654106103	53	0	SH		SOLE		0	0	0
NISOURCE INC	COM	65473P105	249,571	8,926	SH		SOLE		0	0	8,926
NUVEEN AMT FREE QLTY MUN INC	COM	670657105	1,079,132	97,044	SH		SOLE		0	0	97,044
NUVEEN QUALITY MUNCP INCOME	COM	67066V101	145,855	12,650	SH		SOLE		0	0	12,650
NVENT ELECTRIC PLC	SHS	G6700G107	4,327,279	100,775	SH		SOLE		0	0	100,775
NVIDIA CORPORATION	COM	67066G104	684,981	2,466	SH		SOLE		0	0	2,466
ORACLE CORP	COM	68389X105	482,255	5,190	SH		SOLE		0	0	5,190
OREILLY AUTOMOTIVE INC	COM	67103H107	437,225	515	SH		SOLE		0	0	515
PENTAIR PLC	SHS	G7S00T104	5,564,308	100,675	SH		SOLE		0	0	100,675
PEPSICO INC	COM	713448108	1,641,065	9,002	SH		SOLE		0	0	9,002
PFIZER INC	COM	717081103	700,559	17,171	SH		SOLE		0	0	17,171
PHILIP MORRIS INTL INC	COM	718172109	1,436,156	14,768	SH		SOLE		0	0	14,768
PHILLIPS EDISON & CO INC	COMMON STOCK	71844V201	625,032	19,161	SH		SOLE		0	0	19,161
PIMCO ETF TR	ACTIVE BD ETF	72201R775	262,033	2,825	SH		SOLE		0	0	2,825
PIMCO ETF TR	INTER MUN BD ACT	72201R866	312,777	5,985	SH		SOLE		0	0	5,985
PIMCO ETF TR	SHTRM MUN BD ACT	72201R874	495,311	9,950	SH		SOLE		0	0	9,950
PIONEER MUNICIPAL HIGH INCOM	COM SHS	723763108	273,874	30,807	SH		SOLE		0	0	30,807
PLEXUS CORP	COM	729132100	585,420	6,000	SH		SOLE		0	0	6,000
PNC FINL SVCS GROUP INC	COM	693475105	222,044	1,747	SH		SOLE		0	0	1,747
PRINCIPAL FINANCIAL GROUP IN	COM	74251V102	217,033	2,920	SH		SOLE		0	0	2,920
PROCTER AND GAMBLE CO	COM	742718109	1,653,450	11,120	SH		SOLE		0	0	11,120
PROSHARES TR	S&P 500 DV ARIST	74348A467	970,803	10,640	SH		SOLE		0	0	10,640
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	298,001	3,043	SH		SOLE		0	0	3,043
REPUBLIC SVCS INC	COM	760759100	279,871	2,070	SH		SOLE		0	0	2,070
RIVERNORTH CAP AND INCM FD I	COM	76882B108	2,803,469	181,689	SH		SOLE		0	0	181,689
S&P GLOBAL INC	COM	78409V104	290,986	844	SH		SOLE		0	0	844
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	560,381	22,854	SH		SOLE		0	0	22,854
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	262,442	5,379	SH		SOLE		0	0	5,379
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	300,318	6,402	SH		SOLE		0	0	6,402
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	531,758	11,113	SH		SOLE		0	0	11,113
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	1,031,118	14,094	SH		SOLE		0	0	14,094
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	3,912,489	59,660	SH		SOLE		0	0	59,660
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	876,175	18,114	SH		SOLE		0	0	18,114
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	1,026,300	15,126	SH		SOLE		0	0	15,126
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	772,963	5,169	SH		SOLE		0	0	5,169
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,196,240	16,012	SH		SOLE		0	0	16,012
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	3,930,903	30,364	SH		SOLE		0	0	30,364
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	3,745,759	37,021	SH		SOLE		0	0	37,021
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,592,256	38,296	SH		SOLE		0	0	38,296
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	445,253	2,948	SH		SOLE		0	0	2,948
SHELL PLC	SPON ADS	780259305	415,254	7,217	SH		SOLE		0	0	7,217
SIMMONS 1ST NATL CORP	CL A $1 PAR	828730200	1,126,881	64,430	SH		SOLE		0	0	64,430
SOUTHERN CO	COM	842587107	1,165,173	16,746	SH		SOLE		0	0	16,746
SPDR GOLD TR	GOLD SHS	78463V107	5,466,919	29,838	SH		SOLE		0	0	29,838
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	922,524	35,854	SH		SOLE		0	0	35,854
SPDR INDEX SHS FDS	PORTFLI MSCI GBL	78463X475	208,008	4,171	SH		SOLE		0	0	4,171
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	11,145,923	347,009	SH		SOLE		0	0	347,009
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	5,302,443	155,360	SH		SOLE		0	0	155,360
SPDR S&P 500 ETF TR	TR UNIT	78462F103	29,142,694	71,186	SH		SOLE		0	0	71,186
SPDR SER TR	AEROSPACE DEF	78464A631	1,116,502	9,550	SH		SOLE		0	0	9,550
SPDR SER TR	BBG CONV SEC ETF	78464A359	477,002	7,112	SH		SOLE		0	0	7,112
SPDR SER TR	BLOOMBERG INVT	78468R200	599,660	19,706	SH		SOLE		0	0	19,706
SPDR SER TR	BLOOMBERG SHT TE	78468R408	4,478,835	180,307	SH		SOLE		0	0	180,307
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	693,994	14,823	SH		SOLE		0	0	14,823
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	2,970,401	62,469	SH		SOLE		0	0	62,469
SPDR SER TR	PORTFOLI S&P1500	78464A805	27,253,687	540,426	SH		SOLE		0	0	540,426
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	6,982,462	270,743	SH		SOLE		0	0	270,743
SPDR SER TR	PORTFOLIO INTRMD	78464A375	10,458,579	321,901	SH		SOLE		0	0	321,901
SPDR SER TR	PORTFOLIO S&P400	78464A847	8,629,660	196,396	SH		SOLE		0	0	196,396
SPDR SER TR	PORTFOLIO S&P500	78464A854	15,409,180	320,024	SH		SOLE		0	0	320,024
SPDR SER TR	PORTFOLIO S&P600	78468R853	4,051,097	107,257	SH		SOLE		0	0	107,257
SPDR SER TR	PORTFOLIO SH TSR	78468R101	5,593,213	191,352	SH		SOLE		0	0	191,352
SPDR SER TR	PORTFOLIO SHORT	78464A474	24,043,635	811,463	SH		SOLE		0	0	811,463
SPDR SER TR	PRTFLO S&P500 GW	78464A409	8,405,024	151,825	SH		SOLE		0	0	151,825
SPDR SER TR	PRTFLO S&P500 HI	78468R788	341,696	8,992	SH		SOLE		0	0	8,992
SPDR SER TR	PRTFLO S&P500 VL	78464A508	10,051,744	246,850	SH		SOLE		0	0	246,850
SPDR SER TR	S&P 600 SMCP VAL	78464A300	4,675,358	61,373	SH		SOLE		0	0	61,373
SPDR SER TR	S&P BK ETF	78464A797	765,621	20,653	SH		SOLE		0	0	20,653
SPDR SER TR	S&P DIVID ETF	78464A763	2,085,922	16,861	SH		SOLE		0	0	16,861
SPDR SER TR	S&P REGL BKG	78464A698	208,687	4,758	SH		SOLE		0	0	4,758
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	3,990,266	96,244	SH		SOLE		0	0	96,244
STARBUCKS CORP	COM	855244109	462,356	4,440	SH		SOLE		0	0	4,440
STRYKER CORPORATION	COM	863667101	284,043	995	SH		SOLE		0	0	995
TARGET CORP	COM	87612E106	581,693	3,512	SH		SOLE		0	0	3,512
TEKLA HEALTHCARE OPPORTUNITI	SHS	879105104	279,524	14,900	SH		SOLE		0	0	14,900
TESLA INC	COM	88160R101	570,723	2,751	SH		SOLE		0	0	2,751
TEXAS INSTRS INC	COM	882508104	681,355	3,663	SH		SOLE		0	0	3,663
THE CIGNA GROUP	COM	125523100	524,605	2,053	SH		SOLE		0	0	2,053
TJX COS INC NEW	COM	872540109	393,331	5,020	SH		SOLE		0	0	5,020
TOMPKINS FINL CORP	COM	890110109	845,304	12,767	SH		SOLE		0	0	12,767
UNION PAC CORP	COM	907818108	2,843,242	14,127	SH		SOLE		0	0	14,127
UNITED PARCEL SERVICE INC	CL B	911312106	14,932,187	76,974	SH		SOLE		0	0	76,974
UNITEDHEALTH GROUP INC	COM	91324P102	405,010	857	SH		SOLE		0	0	857
VALERO ENERGY CORP	COM	91913Y100	251,420	1,801	SH		SOLE		0	0	1,801
VANECK ETF TRUST	GOLD MINERS ETF	92189F106	3,278,182	101,335	SH		SOLE		0	0	101,335
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	1,380,010	26,672	SH		SOLE		0	0	26,672
VANECK ETF TRUST	INTRMDT MUNI ETF	92189H201	777,769	16,737	SH		SOLE		0	0	16,737
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	507,476	1,928	SH		SOLE		0	0	1,928
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,235,891	30,284	SH		SOLE		0	0	30,284
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	18,468,208	375,065	SH		SOLE		0	0	375,065
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	2,878,166	20,529	SH		SOLE		0	0	20,529
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	1,827,720	13,633	SH		SOLE		0	0	13,633
VANGUARD INDEX FDS	MID CAP ETF	922908629	781,760	3,706	SH		SOLE		0	0	3,706
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	592,076	7,130	SH		SOLE		0	0	7,130
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	15,131,180	40,235	SH		SOLE		0	0	40,235
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	221,153	1,393	SH		SOLE		0	0	1,393
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,641,786	8,661	SH		SOLE		0	0	8,661
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	418,402	1,933	SH		SOLE		0	0	1,933
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	33,112,064	162,235	SH		SOLE		0	0	162,235
VANGUARD INDEX FDS	VALUE ETF	922908744	1,517,580	10,988	SH		SOLE		0	0	10,988
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	7,731,858	144,602	SH		SOLE		0	0	144,602
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,438,608	109,867	SH		SOLE		0	0	109,867
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	463,512	5,778	SH		SOLE		0	0	5,778
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	24,615,585	322,912	SH		SOLE		0	0	322,912
VANGUARD SCOTTSDALE FDS	VNG RUS1000IDX	92206C730	13,367,315	71,740	SH		SOLE		0	0	71,740
VANGUARD SCOTTSDALE FDS	VNG RUS3000IDX	92206C599	1,635,953	8,925	SH		SOLE		0	0	8,925
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	27,630,564	179,408	SH		SOLE		0	0	179,408
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	5,326,702	117,926	SH		SOLE		0	0	117,926
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	7,244,748	68,671	SH		SOLE		0	0	68,671
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	2,381,922	32,328	SH		SOLE		0	0	32,328
VERIZON COMMUNICATIONS INC	COM	92343V104	372,562	9,580	SH		SOLE		0	0	9,580
VISA INC	COM CL A	92826C839	863,963	3,832	SH		SOLE		0	0	3,832
WALGREENS BOOTS ALLIANCE INC	COM	931427108	601,383	17,391	SH		SOLE		0	0	17,391
WALMART INC	COM	931142103	636,675	4,318	SH		SOLE		0	0	4,318
WEC ENERGY GROUP INC	COM	92939U106	224,046	2,364	SH		SOLE		0	0	2,364
WESTERN ASSET INTER MUNI FD	COM	958435109	660,395	83,522	SH		SOLE		0	0	83,522
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	3,551,717	93,812	SH		SOLE		0	0	93,812
WISDOMTREE TR	FLOATNG RAT TREA	97717Y527	1,140,666	22,691	SH		SOLE		0	0	22,691
WISDOMTREE TR	INTL LRGCAP DV	97717W794	2,237,064	47,903	SH		SOLE		0	0	47,903
WISDOMTREE TR	INTL SMCAP DIV	97717W760	1,651,627	27,103	SH		SOLE		0	0	27,103
WISDOMTREE TR	US AI ENHANCED	97717W406	598,270	6,527	SH		SOLE		0	0	6,527
WISDOMTREE TR	US HIGH DIVIDEND	97717W208	955,787	11,618	SH		SOLE		0	0	11,618
WISDOMTREE TR	US MIDCAP DIVID	97717W505	874,923	21,350	SH		SOLE		0	0	21,350
WISDOMTREE TR	US MIDCAP FUND	97717W570	904,343	18,181	SH		SOLE		0	0	18,181
WISDOMTREE TR	US QTLY DIV GRT	97717X669	236,705	3,797	SH		SOLE		0	0	3,797
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	434,319	15,207	SH		SOLE		0	0	15,207
WISDOMTREE TR	YIELD ENHANCD US	97717X511	1,357,886	31,080	SH		SOLE		0	0	31,080
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	286,200	900	SH		SOLE		0	0	900