Strategic Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	5,766,334	59,539	SH		SOLE		0	0	59,539
ABBVIE INC	COM	00287Y109	10,037,083	67,336	SH		SOLE		0	0	67,336
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	295,170	961	SH		SOLE		0	0	961
ADOBE INC	COM	00724F101	971,721	1,906	SH		SOLE		0	0	1,906
ALLSTATE CORP	COM	020002101	15,241,668	136,807	SH		SOLE		0	0	136,807
ALPHABET INC	CAP STK CL A	02079K305	928,940	7,099	SH		SOLE		0	0	7,099
ALPHABET INC	CAP STK CL C	02079K107	1,580,236	11,985	SH		SOLE		0	0	11,985
ALTRIA GROUP INC	COM	02209S103	550,599	13,094	SH		SOLE		0	0	13,094
AMAZON COM INC	COM	023135106	2,948,278	23,193	SH		SOLE		0	0	23,193
AMERICAN EXPRESS CO	COM	025816109	321,614	2,156	SH		SOLE		0	0	2,156
AMGEN INC	COM	031162100	255,195	950	SH		SOLE		0	0	950
ANALOG DEVICES INC	COM	032654105	246,541	1,408	SH		SOLE		0	0	1,408
AON PLC	SHS CL A	G0403H108	261,646	807	SH		SOLE		0	0	807
APPLE INC	COM	037833100	12,733,348	74,373	SH		SOLE		0	0	74,373
APPLIED MATLS INC	COM	038222105	263,886	1,906	SH		SOLE		0	0	1,906
ARES CAPITAL CORP	COM	04010L103	1,459,460	74,959	SH		SOLE		0	0	74,959
ASTRAZENECA PLC	SPONSORED ADR	046353108	203,492	3,005	SH		SOLE		0	0	3,005
AT&T INC	COM	00206R102	381,092	25,372	SH		SOLE		0	0	25,372
BARINGS BDC INC	COM	06759L103	497,891	55,880	SH		SOLE		0	0	55,880
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,200,014	6,280	SH		SOLE		0	0	6,280
BLACKSTONE INC	COM	09260D107	377,762	3,526	SH		SOLE		0	0	3,526
BOEING CO	COM	097023105	240,531	1,255	SH		SOLE		0	0	1,255
BOOKING HOLDINGS INC	COM	09857L108	222,045	72	SH		SOLE		0	0	72
BP PLC	SPONSORED ADR	055622104	324,706	8,386	SH		SOLE		0	0	8,386
BRISTOL-MYERS SQUIBB CO	COM	110122108	235,855	4,064	SH		SOLE		0	0	4,064
BROWN FORMAN CORP	CL A	115637100	297,356	5,118	SH		SOLE		0	0	5,118
BROWN FORMAN CORP	CL B	115637209	320,468	5,555	SH		SOLE		0	0	5,555
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	348,695	4,686	SH		SOLE		0	0	4,686
CATERPILLAR INC	COM	149123101	824,456	3,020	SH		SOLE		0	0	3,020
CHENIERE ENERGY PARTNERS LP	COM UNIT	16411Q101	320,643	5,917	SH		SOLE		0	0	5,917
CHEVRON CORP NEW	COM	166764100	1,509,461	8,952	SH		SOLE		0	0	8,952
CHUBB LIMITED	COM	H1467J104	233,389	1,121	SH		SOLE		0	0	1,121
CISCO SYS INC	COM	17275R102	1,108,151	20,613	SH		SOLE		0	0	20,613
CME GROUP INC	COM	12572Q105	1,599,997	7,991	SH		SOLE		0	0	7,991
COCA COLA CO	COM	191216100	875,633	15,642	SH		SOLE		0	0	15,642
COMCAST CORP NEW	CL A	20030N101	292,061	6,587	SH		SOLE		0	0	6,587
CONOCOPHILLIPS	COM	20825C104	231,563	1,933	SH		SOLE		0	0	1,933
CONSTELLATION ENERGY CORP	COM	21037T109	211,997	1,943	SH		SOLE		0	0	1,943
COSTCO WHSL CORP NEW	COM	22160K105	694,824	1,230	SH		SOLE		0	0	1,230
CSX CORP	COM	126408103	215,019	6,992	SH		SOLE		0	0	6,992
CUMMINS INC	COM	231021106	300,016	1,313	SH		SOLE		0	0	1,313
DANAHER CORPORATION	COM	235851102	1,514,553	6,105	SH		SOLE		0	0	6,105
DISNEY WALT CO	COM	254687106	593,818	7,327	SH		SOLE		0	0	7,327
DOLLAR GEN CORP NEW	COM	256677105	212,764	2,011	SH		SOLE		0	0	2,011
DUFF & PHELPS UTLITY AND INF	COM	26433C105	131,024	15,200	SH		SOLE		0	0	15,200
DUKE ENERGY CORP NEW	COM NEW	26441C204	301,768	3,419	SH		SOLE		0	0	3,419
ECOLAB INC	COM	278865100	20,007,296	118,107	SH		SOLE		0	0	118,107
ELEVANCE HEALTH INC	COM	036752103	236,385	543	SH		SOLE		0	0	543
ELI LILLY & CO	COM	532457108	2,681,092	4,992	SH		SOLE		0	0	4,992
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	150,318	10,714	SH		SOLE		0	0	10,714
ENTERPRISE PRODS PARTNERS L	COM	293792107	801,511	29,284	SH		SOLE		0	0	29,284
EXELON CORP	COM	30161N101	216,873	5,739	SH		SOLE		0	0	5,739
EXXON MOBIL CORP	COM	30231G102	1,936,157	16,467	SH		SOLE		0	0	16,467
FEDEX CORP	COM	31428X106	417,353	1,575	SH		SOLE		0	0	1,575
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	2,574,639	59,106	SH		SOLE		0	0	59,106
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	11,099,089	694,996	SH		SOLE		0	0	694,996
FIRST TR EXCH TRD ALPHDX FD	GERMANY ALPHA	33737J190	252,061	6,963	SH		SOLE		0	0	6,963
FIRST TR EXCHANGE TRADED FD	CLOUD COMPUTING	33734X192	249,744	3,290	SH		SOLE		0	0	3,290
FIRST TR EXCHANGE TRADED FD	CONSUMR STAPLE	33734X119	749,695	12,425	SH		SOLE		0	0	12,425
FIRST TR EXCHANGE TRADED FD	DJ GLBL DIVID	33734X200	349,190	16,943	SH		SOLE		0	0	16,943
FIRST TR EXCHANGE TRADED FD	HLTH CARE ALPH	33734X143	3,011,190	30,992	SH		SOLE		0	0	30,992
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	976,777	21,501	SH		SOLE		0	0	21,501
FIRST TR EXCHANGE TRADED FD	UTILITIES ALPH	33734X184	450,677	15,780	SH		SOLE		0	0	15,780
FIRST TR EXCHANGE-TRADED FD	NO AMER ENERGY	33738D101	784,838	29,706	SH		SOLE		0	0	29,706
FIRST TR EXCHANGE-TRADED FD	SENIOR LN FD	33738D309	1,534,566	33,550	SH		SOLE		0	0	33,550
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	315,733	9,442	SH		SOLE		0	0	9,442
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	654,193	17,496	SH		SOLE		0	0	17,496
FS KKR CAP CORP	COM	302635206	2,729,802	138,639	SH		SOLE		0	0	138,639
GENERAL ELECTRIC CO	COM NEW	369604301	214,767	1,943	SH		SOLE		0	0	1,943
GLOBAL X FDS	US PFD ETF	37954Y657	768,671	40,865	SH		SOLE		0	0	40,865
GOLDMAN SACHS GROUP INC	COM	38141G104	367,640	1,136	SH		SOLE		0	0	1,136
GREENBRIER COS INC	COM	393657101	285,360	7,134	SH		SOLE		0	0	7,134
HOME DEPOT INC	COM	437076102	2,368,279	7,838	SH		SOLE		0	0	7,838
HONEYWELL INTL INC	COM	438516106	598,012	3,237	SH		SOLE		0	0	3,237
ILLINOIS TOOL WKS INC	COM	452308109	1,709,145	7,421	SH		SOLE		0	0	7,421
INGREDION INC	COM	457187102	4,358,333	44,292	SH		SOLE		0	0	44,292
INTEL CORP	COM	458140100	205,320	5,776	SH		SOLE		0	0	5,776
INTERNATIONAL BUSINESS MACHS	COM	459200101	562,710	4,011	SH		SOLE		0	0	4,011
INVESCO EXCH TRADED FD TR II	EMRNG MKT SVRG	46138E784	5,678,139	310,790	SH		SOLE		0	0	310,790
INVESCO EXCH TRADED FD TR II	NATL AMT MUNI	46138E537	1,482,992	66,922	SH		SOLE		0	0	66,922
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	822,105	75,078	SH		SOLE		0	0	75,078
INVESCO EXCH TRADED FD TR II	S&P MIDCP LOW	46138E198	478,075	9,723	SH		SOLE		0	0	9,723
INVESCO EXCH TRADED FD TR II	S&P500 HDL VOL	46138E362	776,664	19,818	SH		SOLE		0	0	19,818
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	215,760	3,670	SH		SOLE		0	0	3,670
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	2,209,482	105,264	SH		SOLE		0	0	105,264
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	247,834	11,990	SH		SOLE		0	0	11,990
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 MUNI	46138J536	202,087	8,200	SH		SOLE		0	0	8,200
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	1,202,671	13,367	SH		SOLE		0	0	13,367
INVESCO EXCHANGE TRADED FD T	DIVID ACHIEVEV	46137V506	1,982,457	54,269	SH		SOLE		0	0	54,269
INVESCO EXCHANGE TRADED FD T	HIG YLD EQ DIV	46137V563	365,269	19,034	SH		SOLE		0	0	19,034
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	507,251	3,580	SH		SOLE		0	0	3,580
INVESCO EXCHANGE TRADED FD T	WATER RES ETF	46137V142	404,858	7,613	SH		SOLE		0	0	7,613
INVESCO QQQ TR	UNIT SER 1	46090E103	9,618,452	26,847	SH		SOLE		0	0	26,847
ISHARES GOLD TR	ISHARES NEW	464285204	4,892,776	139,834	SH		SOLE		0	0	139,834
ISHARES INC	CORE MSCI EMKT	46434G103	709,526	14,909	SH		SOLE		0	0	14,909
ISHARES INC	JP MRG EM CRP BD	464286251	622,670	14,724	SH		SOLE		0	0	14,724
ISHARES INC	MSCI GBL MIN VOL	464286525	951,209	9,969	SH		SOLE		0	0	9,969
ISHARES INC	MSCI JPN ETF NEW	46434G822	808,962	13,418	SH		SOLE		0	0	13,418
ISHARES TR	0-3 MNTH TREASRY	46436E718	226,508	2,250	SH		SOLE		0	0	2,250
ISHARES TR	0-5 YR TIPS ETF	46429B747	707,516	7,300	SH		SOLE		0	0	7,300
ISHARES TR	0-5YR HI YL CP	46434V407	514,681	12,544	SH		SOLE		0	0	12,544
ISHARES TR	0-5YR INVT GR CP	46434V100	4,739,638	98,753	SH		SOLE		0	0	98,753
ISHARES TR	1 3 YR TREAS BD	464287457	1,740,635	21,497	SH		SOLE		0	0	21,497
ISHARES TR	20 YR TR BD ETF	464287432	623,935	7,035	SH		SOLE		0	0	7,035
ISHARES TR	AGGRES ALLOC ETF	464289859	2,886,701	45,467	SH		SOLE		0	0	45,467
ISHARES TR	BLACKROCK ULTRA	46434V878	8,262,472	164,003	SH		SOLE		0	0	164,003
ISHARES TR	CORE DIV GRWTH	46434V621	591,910	11,951	SH		SOLE		0	0	11,951
ISHARES TR	CORE HIGH DV ETF	46429B663	830,176	8,395	SH		SOLE		0	0	8,395
ISHARES TR	CORE MSCI EAFE	46432F842	1,313,724	20,415	SH		SOLE		0	0	20,415
ISHARES TR	CORE S&P MCP ETF	464287507	21,425,598	85,926	SH		SOLE		0	0	85,926
ISHARES TR	CORE S&P SCP ETF	464287804	974,529	10,331	SH		SOLE		0	0	10,331
ISHARES TR	CORE S&P TTL STK	464287150	2,917,291	30,972	SH		SOLE		0	0	30,972
ISHARES TR	CORE S&P500 ETF	464287200	13,716,186	31,940	SH		SOLE		0	0	31,940
ISHARES TR	CORE US AGGBD ET	464287226	534,618	5,685	SH		SOLE		0	0	5,685
ISHARES TR	CRE U S REIT ETF	464288521	3,494,364	74,065	SH		SOLE		0	0	74,065
ISHARES TR	EAFE GRWTH ETF	464288885	2,363,889	27,392	SH		SOLE		0	0	27,392
ISHARES TR	EAFE VALUE ETF	464288877	10,659,056	217,843	SH		SOLE		0	0	217,843
ISHARES TR	GRWT ALLOCAT ETF	464289867	2,370,654	47,979	SH		SOLE		0	0	47,979
ISHARES TR	IBOXX INV CP ETF	464287242	200,695	1,967	SH		SOLE		0	0	1,967
ISHARES TR	INDIA 50 ETF	464289529	690,052	15,270	SH		SOLE		0	0	15,270
ISHARES TR	INTL SEL DIV ETF	464288448	2,822,398	111,118	SH		SOLE		0	0	111,118
ISHARES TR	ISHARES BIOTECH	464287556	561,466	4,591	SH		SOLE		0	0	4,591
ISHARES TR	ISHS 1-5YR INVS	464288646	10,528,004	211,278	SH		SOLE		0	0	211,278
ISHARES TR	ISHS 5-10YR INVT	464288638	418,051	8,593	SH		SOLE		0	0	8,593
ISHARES TR	MODERT ALLOC ETF	464289875	1,189,348	30,551	SH		SOLE		0	0	30,551
ISHARES TR	MSCI ACWI ETF	464288257	2,103,057	22,768	SH		SOLE		0	0	22,768
ISHARES TR	MSCI EAFE ETF	464287465	964,077	13,988	SH		SOLE		0	0	13,988
ISHARES TR	MSCI EMG MKT ETF	464287234	366,092	9,647	SH		SOLE		0	0	9,647
ISHARES TR	MSCI USA MIN VOL	46429B697	1,187,306	16,404	SH		SOLE		0	0	16,404
ISHARES TR	NATIONAL MUN ETF	464288414	2,899,638	28,278	SH		SOLE		0	0	28,278
ISHARES TR	PFD AND INCM SEC	464288687	3,249,833	107,789	SH		SOLE		0	0	107,789
ISHARES TR	RUS 1000 ETF	464287622	7,371,432	31,380	SH		SOLE		0	0	31,380
ISHARES TR	RUS 1000 GRW ETF	464287614	923,793	3,473	SH		SOLE		0	0	3,473
ISHARES TR	RUS 1000 VAL ETF	464287598	217,559	1,433	SH		SOLE		0	0	1,433
ISHARES TR	RUS 2000 GRW ETF	464287648	1,984,314	8,853	SH		SOLE		0	0	8,853
ISHARES TR	RUS 2000 VAL ETF	464287630	2,606,463	19,229	SH		SOLE		0	0	19,229
ISHARES TR	RUS MID CAP ETF	464287499	373,673	5,396	SH		SOLE		0	0	5,396
ISHARES TR	RUSSELL 2000 ETF	464287655	10,738,850	60,761	SH		SOLE		0	0	60,761
ISHARES TR	RUSSELL 3000 ETF	464287689	23,774,496	97,015	SH		SOLE		0	0	97,015
ISHARES TR	S&P 100 ETF	464287101	1,679,357	8,370	SH		SOLE		0	0	8,370
ISHARES TR	S&P 500 GRWT ETF	464287309	871,335	12,735	SH		SOLE		0	0	12,735
ISHARES TR	S&P 500 VAL ETF	464287408	523,518	3,403	SH		SOLE		0	0	3,403
ISHARES TR	S&P MC 400GR ETF	464287606	1,154,878	15,987	SH		SOLE		0	0	15,987
ISHARES TR	S&P SML 600 GWT	464287887	364,552	3,324	SH		SOLE		0	0	3,324
ISHARES TR	SELECT DIVID ETF	464287168	1,072,282	9,962	SH		SOLE		0	0	9,962
ISHARES TR	SHRT NAT MUN ETF	464288158	2,067,692	20,102	SH		SOLE		0	0	20,102
ISHARES TR	SP SMCP600VL ETF	464287879	1,089,998	12,217	SH		SOLE		0	0	12,217
ISHARES TR	U.S. MED DVC ETF	464288810	897,285	18,501	SH		SOLE		0	0	18,501
ISHARES TR	U.S. PHARMA ETF	464288836	227,421	1,285	SH		SOLE		0	0	1,285
ISHARES TR	U.S. TECH ETF	464287721	257,684	2,456	SH		SOLE		0	0	2,456
ISHARES TR	US AER DEF ETF	464288760	1,907,401	17,999	SH		SOLE		0	0	17,999
ISHARES TR	US TRSPRTION	464287192	565,591	2,419	SH		SOLE		0	0	2,419
J P MORGAN EXCHANGE TRADED F	INTL BD OPP ETF	46641Q852	949,527	20,873	SH		SOLE		0	0	20,873
J P MORGAN EXCHANGE TRADED F	SHORT DURA CORE	46641Q274	2,656,554	58,566	SH		SOLE		0	0	58,566
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	12,553,072	250,161	SH		SOLE		0	0	250,161
J P MORGAN EXCHANGE TRADED F	ULTRA SHT MUNCPL	46641Q654	241,908	4,795	SH		SOLE		0	0	4,795
JANUS DETROIT STR TR	HENDERSON MTG	47103U852	445,371	10,262	SH		SOLE		0	0	10,262
JANUS DETROIT STR TR	HENDRSN SHRT ETF	47103U886	3,205,514	66,823	SH		SOLE		0	0	66,823
JOHNSON & JOHNSON	COM	478160104	1,678,712	10,778	SH		SOLE		0	0	10,778
JPMORGAN CHASE & CO	COM	46625H100	3,719,275	25,647	SH		SOLE		0	0	25,647
KEURIG DR PEPPER INC	COM	49271V100	441,641	13,989	SH		SOLE		0	0	13,989
KROGER CO	COM	501044101	284,484	6,357	SH		SOLE		0	0	6,357
LOCKHEED MARTIN CORP	COM	539830109	472,788	1,156	SH		SOLE		0	0	1,156
MCDONALDS CORP	COM	580135101	2,167,711	8,228	SH		SOLE		0	0	8,228
MERCK & CO INC	COM	58933Y105	1,333,388	12,952	SH		SOLE		0	0	12,952
META PLATFORMS INC	CL A	30303M102	1,708,014	5,689	SH		SOLE		0	0	5,689
MICROSOFT CORP	COM	594918104	5,744,525	18,193	SH		SOLE		0	0	18,193
MONDELEZ INTL INC	CL A	609207105	857,204	12,352	SH		SOLE		0	0	12,352
NETFLIX INC	COM	64110L106	329,408	872	SH		SOLE		0	0	872
NEXTERA ENERGY INC	COM	65339F101	445,586	7,778	SH		SOLE		0	0	7,778
NISOURCE INC	COM	65473P105	209,188	8,476	SH		SOLE		0	0	8,476
NUVEEN AMT FREE QLTY MUN INC	COM	670657105	912,064	94,221	SH		SOLE		0	0	94,221
NUVEEN QUALITY MUNCP INCOME	COM	67066V101	125,229	12,350	SH		SOLE		0	0	12,350
NVENT ELECTRIC PLC	SHS	G6700G107	5,034,050	95,000	SH		SOLE		0	0	95,000
NVIDIA CORPORATION	COM	67066G104	1,279,497	2,941	SH		SOLE		0	0	2,941
ORACLE CORP	COM	68389X105	589,763	5,568	SH		SOLE		0	0	5,568
OREILLY AUTOMOTIVE INC	COM	67103H107	471,808	519	SH		SOLE		0	0	519
PENTAIR PLC	SHS	G7S00T104	6,374,303	98,445	SH		SOLE		0	0	98,445
PEPSICO INC	COM	713448108	1,492,210	8,807	SH		SOLE		0	0	8,807
PFIZER INC	COM	717081103	546,980	16,490	SH		SOLE		0	0	16,490
PHILIP MORRIS INTL INC	COM	718172109	1,247,114	13,471	SH		SOLE		0	0	13,471
PHILLIPS EDISON & CO INC	COMMON STOCK	71844V201	731,743	21,817	SH		SOLE		0	0	21,817
PIMCO ETF TR	ACTIVE BD ETF	72201R775	2,406,853	27,382	SH		SOLE		0	0	27,382
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	1,260,884	12,591	SH		SOLE		0	0	12,591
PIMCO ETF TR	INTER MUN BD ACT	72201R866	1,172,415	23,416	SH		SOLE		0	0	23,416
PIMCO ETF TR	MUNI INCOME OPP	72201R635	281,341	6,555	SH		SOLE		0	0	6,555
PIMCO ETF TR	SHTRM MUN BD ACT	72201R874	1,431,861	29,251	SH		SOLE		0	0	29,251
PIONEER MUNICIPAL HIGH INCOM	COM SHS	723763108	194,487	26,900	SH		SOLE		0	0	26,900
PLEXUS CORP	COM	729132100	557,880	6,000	SH		SOLE		0	0	6,000
PNC FINL SVCS GROUP INC	COM	693475105	241,272	1,965	SH		SOLE		0	0	1,965
PRINCIPAL FINANCIAL GROUP IN	COM	74251V102	250,389	3,474	SH		SOLE		0	0	3,474
PROCTER AND GAMBLE CO	COM	742718109	1,541,526	10,569	SH		SOLE		0	0	10,569
PROSHARES TR	S&P 500 DV ARIST	74348A467	937,003	10,582	SH		SOLE		0	0	10,582
REPUBLIC SVCS INC	COM	760759100	298,238	2,093	SH		SOLE		0	0	2,093
RIVERNORTH CAP AND INCM FD I	COM	76882B108	2,640,365	173,252	SH		SOLE		0	0	173,252
RTX CORPORATION	COM	75513E101	227,498	3,161	SH		SOLE		0	0	3,161
S&P GLOBAL INC	COM	78409V104	313,442	858	SH		SOLE		0	0	858
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	544,540	22,746	SH		SOLE		0	0	22,746
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	4,022,891	84,003	SH		SOLE		0	0	84,003
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	1,203,853	27,218	SH		SOLE		0	0	27,218
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	548,051	10,994	SH		SOLE		0	0	10,994
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	991,419	14,011	SH		SOLE		0	0	14,011
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	3,985,699	61,832	SH		SOLE		0	0	61,832
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	690,286	13,642	SH		SOLE		0	0	13,642
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	1,011,884	14,951	SH		SOLE		0	0	14,951
SELECT SECTOR SPDR TR	INDL	81369Y704	3,781,917	37,304	SH		SOLE		0	0	37,304
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	789,758	4,906	SH		SOLE		0	0	4,906
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,124,150	16,337	SH		SOLE		0	0	16,337
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	3,736,505	29,024	SH		SOLE		0	0	29,024
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,254,606	38,259	SH		SOLE		0	0	38,259
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	467,938	2,854	SH		SOLE		0	0	2,854
SHELL PLC	SPON ADS	780259305	478,008	7,425	SH		SOLE		0	0	7,425
SIMMONS 1ST NATL CORP	CL A $1 PAR	828730200	1,092,733	64,430	SH		SOLE		0	0	64,430
SOUTHERN CO	COM	842587107	1,079,276	16,676	SH		SOLE		0	0	16,676
SPDR GOLD TR	GOLD SHS	78463V107	5,111,439	29,813	SH		SOLE		0	0	29,813
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	851,960	34,229	SH		SOLE		0	0	34,229
SPDR INDEX SHS FDS	PORTFLI MSCI GBL	78463X475	323,894	6,415	SH		SOLE		0	0	6,415
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	11,065,194	356,827	SH		SOLE		0	0	356,827
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	5,142,562	153,189	SH		SOLE		0	0	153,189
SPDR S&P 500 ETF TR	TR UNIT	78462F103	29,016,031	67,877	SH		SOLE		0	0	67,877
SPDR SER TR	AEROSPACE DEF	78464A631	954,152	8,512	SH		SOLE		0	0	8,512
SPDR SER TR	BLOOMBERG INVT	78468R200	508,865	16,565	SH		SOLE		0	0	16,565
SPDR SER TR	BLOOMBERG SHT TE	78468R408	1,531,313	62,605	SH		SOLE		0	0	62,605
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	453,825	10,385	SH		SOLE		0	0	10,385
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	1,893,396	40,956	SH		SOLE		0	0	40,956
SPDR SER TR	PORTFLI INTRMDIT	78464A672	440,178	15,989	SH		SOLE		0	0	15,989
SPDR SER TR	PORTFOLI S&P1500	78464A805	28,026,879	533,947	SH		SOLE		0	0	533,947
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	6,155,695	252,904	SH		SOLE		0	0	252,904
SPDR SER TR	PORTFOLIO INTRMD	78464A375	10,135,460	322,272	SH		SOLE		0	0	322,272
SPDR SER TR	PORTFOLIO S&P400	78464A847	9,238,665	210,977	SH		SOLE		0	0	210,977
SPDR SER TR	PORTFOLIO S&P500	78464A854	15,576,541	309,919	SH		SOLE		0	0	309,919
SPDR SER TR	PORTFOLIO S&P600	78468R853	4,124,548	111,776	SH		SOLE		0	0	111,776
SPDR SER TR	PORTFOLIO SH TSR	78468R101	5,649,083	196,695	SH		SOLE		0	0	196,695
SPDR SER TR	PORTFOLIO SHORT	78464A474	18,715,118	638,306	SH		SOLE		0	0	638,306
SPDR SER TR	PRTFLO S&P500 GW	78464A409	9,592,240	161,812	SH		SOLE		0	0	161,812
SPDR SER TR	PRTFLO S&P500 HI	78468R788	310,791	8,862	SH		SOLE		0	0	8,862
SPDR SER TR	PRTFLO S&P500 VL	78464A508	10,733,774	260,150	SH		SOLE		0	0	260,150
SPDR SER TR	S&P 600 SMCP VAL	78464A300	4,319,440	59,686	SH		SOLE		0	0	59,686
SPDR SER TR	S&P BK ETF	78464A797	752,970	20,433	SH		SOLE		0	0	20,433
SPDR SER TR	S&P DIVID ETF	78464A763	1,892,580	16,456	SH		SOLE		0	0	16,456
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	3,445,877	82,182	SH		SOLE		0	0	82,182
STARBUCKS CORP	COM	855244109	417,350	4,573	SH		SOLE		0	0	4,573
STRYKER CORPORATION	COM	863667101	264,253	967	SH		SOLE		0	0	967
TARGET CORP	COM	87612E106	385,324	3,485	SH		SOLE		0	0	3,485
TEKLA HEALTHCARE OPPORTUNITI	SHS	879105104	220,740	13,000	SH		SOLE		0	0	13,000
TESLA INC	COM	88160R101	708,325	2,831	SH		SOLE		0	0	2,831
TEXAS INSTRS INC	COM	882508104	578,747	3,640	SH		SOLE		0	0	3,640
THE CIGNA GROUP	COM	125523100	601,340	2,102	SH		SOLE		0	0	2,102
TJX COS INC NEW	COM	872540109	459,824	5,174	SH		SOLE		0	0	5,174
TOMPKINS FINL CORP	COM	890110109	618,646	12,628	SH		SOLE		0	0	12,628
UNION PAC CORP	COM	907818108	2,899,191	14,238	SH		SOLE		0	0	14,238
UNITED PARCEL SERVICE INC	CL B	911312106	11,938,126	76,590	SH		SOLE		0	0	76,590
UNITEDHEALTH GROUP INC	COM	91324P102	449,404	891	SH		SOLE		0	0	891
US FOODS HLDG CORP	COM	912008109	632,500	15,932	SH		SOLE		0	0	15,932
VALERO ENERGY CORP	COM	91913Y100	292,773	2,066	SH		SOLE		0	0	2,066
VANECK ETF TRUST	GOLD MINERS ETF	92189F106	2,863,569	106,413	SH		SOLE		0	0	106,413
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	1,192,205	24,296	SH		SOLE		0	0	24,296
VANECK ETF TRUST	INTRMDT MUNI ETF	92189H201	667,542	15,137	SH		SOLE		0	0	15,137
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	205,846	2,714	SH		SOLE		0	0	2,714
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	588,089	4,056	SH		SOLE		0	0	4,056
VANECK ETF TRUST	SHRT HGH YLD MUN	92189F387	529,296	24,482	SH		SOLE		0	0	24,482
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,802,422	25,830	SH		SOLE		0	0	25,830
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	21,499,036	437,061	SH		SOLE		0	0	437,061
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	2,867,890	20,009	SH		SOLE		0	0	20,009
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	1,782,556	13,611	SH		SOLE		0	0	13,611
VANGUARD INDEX FDS	MID CAP ETF	922908629	773,553	3,715	SH		SOLE		0	0	3,715
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	670,129	8,857	SH		SOLE		0	0	8,857
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	14,797,380	37,681	SH		SOLE		0	0	37,681
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	222,170	1,393	SH		SOLE		0	0	1,393
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,694,074	8,960	SH		SOLE		0	0	8,960
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	431,056	2,013	SH		SOLE		0	0	2,013
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	41,287,500	194,376	SH		SOLE		0	0	194,376
VANGUARD INDEX FDS	VALUE ETF	922908744	1,526,913	11,070	SH		SOLE		0	0	11,070
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	7,437,028	143,378	SH		SOLE		0	0	143,378
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,270,831	108,922	SH		SOLE		0	0	108,922
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	429,293	8,925	SH		SOLE		0	0	8,925
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	935,846	12,317	SH		SOLE		0	0	12,317
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	24,554,794	326,744	SH		SOLE		0	0	326,744
VANGUARD SCOTTSDALE FDS	VNG RUS1000IDX	92206C730	13,929,769	71,559	SH		SOLE		0	0	71,559
VANGUARD SCOTTSDALE FDS	VNG RUS3000IDX	92206C599	1,702,266	8,925	SH		SOLE		0	0	8,925
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	27,960,931	179,952	SH		SOLE		0	0	179,952
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	5,041,246	115,308	SH		SOLE		0	0	115,308
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	6,998,991	67,741	SH		SOLE		0	0	67,741
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	2,495,453	34,985	SH		SOLE		0	0	34,985
VERIZON COMMUNICATIONS INC	COM	92343V104	288,059	8,888	SH		SOLE		0	0	8,888
VICTORY PORTFOLIOS II	SHORT TRM BD ETF	92647N535	8,242,650	168,492	SH		SOLE		0	0	168,492
VISA INC	COM CL A	92826C839	894,802	3,890	SH		SOLE		0	0	3,890
WALGREENS BOOTS ALLIANCE INC	COM	931427108	382,295	17,190	SH		SOLE		0	0	17,190
WALMART INC	COM	931142103	717,016	4,483	SH		SOLE		0	0	4,483
WELLS FARGO CO NEW	COM	949746101	483,765	11,840	SH		SOLE		0	0	11,840
WESTERN ASSET INTER MUNI FD	COM	958435109	575,147	80,328	SH		SOLE		0	0	80,328
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	3,427,063	91,437	SH		SOLE		0	0	91,437
WISDOMTREE TR	FLOATNG RAT TREA	97717Y527	3,465,967	68,879	SH		SOLE		0	0	68,879
WISDOMTREE TR	INTL LRGCAP DV	97717W794	2,073,684	45,456	SH		SOLE		0	0	45,456
WISDOMTREE TR	INTL SMCAP DIV	97717W760	1,519,185	26,434	SH		SOLE		0	0	26,434
WISDOMTREE TR	US AI ENHANCED	97717W406	554,151	6,229	SH		SOLE		0	0	6,229
WISDOMTREE TR	US HIGH DIVIDEND	97717W208	907,517	11,626	SH		SOLE		0	0	11,626
WISDOMTREE TR	US MIDCAP DIVID	97717W505	864,256	21,100	SH		SOLE		0	0	21,100
WISDOMTREE TR	US MIDCAP FUND	97717W570	915,892	18,051	SH		SOLE		0	0	18,051
WISDOMTREE TR	US QTLY DIV GRT	97717X669	242,977	3,827	SH		SOLE		0	0	3,827
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	423,204	15,007	SH		SOLE		0	0	15,007
WISDOMTREE TR	YIELD ENHANCD US	97717X511	3,172,319	76,423	SH		SOLE		0	0	76,423
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	212,877	900	SH		SOLE		0	0	900