Durante & Waters 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALPHABET INC	CAP STK CL C	02079K107	598,866	3,265	SH		SOLE		0	0	3,265
ALPHABET INC	CAP STK CL A	02079K305	1,404,923	7,713	SH		SOLE		0	0	7,713
AMAZON COM INC	COM	023135106	1,362,606	7,051	SH		SOLE		0	0	7,051
APPLE INC	COM	037833100	1,219,865	5,792	SH		SOLE		0	0	5,792
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	4,285,687	7	SH		SOLE		0	0	7
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,468,955	3,611	SH		SOLE		0	0	3,611
INVESCO QQQ TR	UNIT SER 1	46090E103	795,323	1,660	SH		SOLE		0	0	1,660
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	257,147	1,305	SH		SOLE		0	0	1,305
ISHARES GOLD TR	ISHARES NEW	464285204	301,799	6,870	SH		SOLE		0	0	6,870
ISHARES TR	CORE S&P TTL STK	464287150	21,765,252	183,240	SH		SOLE		0	0	183,240
ISHARES TR	CORE S&P500 ETF	464287200	21,852,440	39,933	SH		SOLE		0	0	39,933
ISHARES TR	CORE US AGGBD ET	464287226	5,607,590	57,769	SH		SOLE		0	0	57,769
ISHARES TR	S&P 500 VAL ETF	464287408	19,414,358	106,666	SH		SOLE		0	0	106,666
ISHARES TR	1 3 YR TREAS BD	464287457	6,609,213	80,946	SH		SOLE		0	0	80,946
ISHARES TR	SHRT NAT MUN ETF	464288158	4,281,009	40,947	SH		SOLE		0	0	40,947
ISHARES TR	NEW YORK MUN ETF	464288323	2,072,624	38,820	SH		SOLE		0	0	38,820
ISHARES TR	NATIONAL MUN ETF	464288414	3,394,708	31,860	SH		SOLE		0	0	31,860
ISHARES SILVER TR	ISHARES	46428Q109	316,050	11,895	SH		SOLE		0	0	11,895
ISHARES TR	MSCI INTL QUALTY	46434V456	1,532,669	39,249	SH		SOLE		0	0	39,249
MASTERCARD INCORPORATED	CL A	57636Q104	446,454	1,012	SH		SOLE		0	0	1,012
NVIDIA CORPORATION	COM	67066G104	735,681	5,955	SH		SOLE		0	0	5,955
SPDR S&P 500 ETF TR	TR UNIT	78462F103	220,409	405	SH		SOLE		0	0	405
SPDR GOLD TR	GOLD SHS	78463V107	321,870	1,497	SH		SOLE		0	0	1,497
TJX COS INC NEW	COM	872540109	344,943	3,133	SH		SOLE		0	0	3,133
TESLA INC	COM	88160R101	724,439	3,661	SH		SOLE		0	0	3,661
UNITED PARCEL SERVICE INC	CL B	911312106	513,753	3,754	SH		SOLE		0	0	3,754
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	2,209,280	12,102	SH		SOLE		0	0	12,102
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	4,966,591	18,566	SH		SOLE		0	0	18,566
VISA INC	COM CL A	92826C839	213,168	812	SH		SOLE		0	0	812
WISDOMTREE TR	US QTLY DIV GRT	97717X669	3,104,629	39,777	SH		SOLE		0	0	39,777