Charter Research & Investment 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M COMPANY	COM	88579Y101	520	2,969	SH		SOLE		2,969	0	0
A T & T INC.	COM	00206R102	3,530	81,697	SH		SOLE		81,697	0	0
ABBOTT LABS	COM	002824100	224	5,702	SH		SOLE		5,702	0	0
ABBVIE INC.	COM	00287Y109	345	5,577	SH		SOLE		5,577	0	0
ALBEMARLE CORP.	COM	012653101	251	3,170	SH		SOLE		3,170	0	0
ALPHABET INC.	CAP STK CL A	02079K305	2,163	3,075	SH		SOLE		3,075	0	0
ALPHABET INC.	CAP STK CL C	02079K107	1,361	1,967	SH		SOLE		1,967	0	0
ALTRIA GROUP INC.	COM	02209S103	758	10,985	SH		SOLE		10,985	0	0
AMAZON.COM, INC.	COM	023135106	444	620	SH		SOLE		620	0	0
ANADARKO PETROLEUM	COM	032511107	939	17,625	SH		SOLE		17,625	0	0
APPLE INC.	COM	037833100	3,070	32,112	SH		SOLE		32,112	0	0
APPLIED MATERIALS INC.	COM	038222105	720	30,025	SH		SOLE		30,025	0	0
AQUA AMERICA	COM	03836W103	219	6,150	SH		SOLE		6,150	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	215	2,338	SH		SOLE		2,338	0	0
AVANGRID, INC.	COM	05351W103	1,166	25,315	SH		SOLE		25,315	0	0
BCE, INC.	COM	05534B760	2,194	46,375	SH		SOLE		46,375	0	0
BERKSHIRE HATHAWAY CL B	CL B	084670702	236	1,633	SH		SOLE		1,633	0	0
BRISTOL-MYERS SQUIBB CO.	COM	110122108	1,112	15,120	SH		SOLE		15,120	0	0
BUCKEYE PARTNERS LP	UNIT LTD PARTN	118230101	241	3,430	SH		SOLE		3,430	0	0
C.R. BARD INC.	COM	067383109	353	1,500	SH		SOLE		1,500	0	0
CARDINAL HEALTH, INC.	COM	14149Y108	2,473	31,696	SH		SOLE		31,696	0	0
CELGENE CORP.	COM	151020104	1,947	19,744	SH		SOLE		19,744	0	0
CHEVRON CORP.	COM	166764100	739	7,048	SH		SOLE		7,048	0	0
COCA-COLA CO.	COM	191216100	531	11,718	SH		SOLE		11,718	0	0
COLGATE PALMOLIVE	COM	194162103	376	5,143	SH		SOLE		5,143	0	0
CONAGRA FOODS, INC.	COM	205887102	2,042	42,715	SH		SOLE		42,715	0	0
CONSOLIDATED EDISON INC.	COM	209115104	400	4,967	SH		SOLE		4,967	0	0
DEVON ENERGY	COM	25179M103	435	12,010	SH		SOLE		12,010	0	0
DOMINION RESOURCES, INC.	COM	25746U109	396	5,085	SH		SOLE		5,085	0	0
ESTEE LAUDER COMPANIES INC.	CL A	518439104	1,712	18,805	SH		SOLE		18,805	0	0
EXPRESS SCRIPTS HOLDINGS CO.	COM	30219G108	318	4,200	SH		SOLE		4,200	0	0
EXXON MOBIL CORP.	COM	30231G102	2,829	30,176	SH		SOLE		30,176	0	0
FACEBOOK INC.	CL A	30303M102	1,446	12,650	SH		SOLE		12,650	0	0
FORD MOTOR CO.	COM	345370860	1,681	133,750	SH		SOLE		133,750	0	0
GENERAL ELECTRIC	COM	369604103	4,343	137,967	SH		SOLE		137,967	0	0
HOME DEPOT	COM	437076102	1,154	9,038	SH		SOLE		9,038	0	0
INTL. BUSINESS MACHINES	COM	459200101	401	2,639	SH		SOLE		2,639	0	0
I-SHARES BARCLAYS TIPS INDEX	TIPS BD ETF	464287176	295	2,530	SH		SOLE		2,530	0	0
JOHNSON & JOHNSON	COM	478160104	3,771	31,092	SH		SOLE		31,092	0	0
JPMORGAN CHASE & CO.	COM	46625H100	236	3,796	SH		SOLE		3,796	0	0
KINDER MORGAN INC.	COM	49456B101	542	28,937	SH		SOLE		28,937	0	0
KRAFT HEINZ COMPANY	COM	500754106	3,741	42,279	SH		SOLE		42,279	0	0
MCDONALD'S CORP.	COM	580135101	202	1,675	SH		SOLE		1,675	0	0
MCKESSON CORP.	COM	58155Q103	681	3,650	SH		SOLE		3,650	0	0
MERCK & CO.	COM	58933Y105	2,180	37,848	SH		SOLE		37,848	0	0
METLIFE	COM	59156R108	1,559	39,143	SH		SOLE		39,143	0	0
MONDELEZ INTL. INC.	CL A	609207105	2,916	64,076	SH		SOLE		64,076	0	0
NEWMARKET CORP.	COM	651587107	382	922	SH		SOLE		922	0	0
ORACLE CORP.	COM	68389X105	392	9,575	SH		SOLE		9,575	0	0
PAYCHEX INC.	COM	704326107	521	8,750	SH		SOLE		8,750	0	0
PEOPLE'S UNITED FINANCIAL INC.	COM	712704105	1,253	85,452	SH		SOLE		85,452	0	0
PEPSICO INC.	COM	713448108	3,864	36,472	SH		SOLE		36,472	0	0
PFIZER	COM	717081103	808	22,954	SH		SOLE		22,954	0	0
PHILIP MORRIS INTL. INC.	COM	718172109	1,296	12,745	SH		SOLE		12,745	0	0
POWERSHARES QQQ TRUST	UNIT SER 1	73935A104	204	1,900	SH		SOLE		1,900	0	0
PPG INDUSTRIES	COM	693506107	224	2,150	SH		SOLE		2,150	0	0
PPL CORP.	COM	69351T106	2,150	56,948	SH		SOLE		56,948	0	0
PROCTER & GAMBLE CO.	COM	742718109	414	4,893	SH		SOLE		4,893	0	0
SANOFI	SPONSORED ADR	80105N105	2,082	49,755	SH		SOLE		49,755	0	0
SPDR GOLD SHARES	GOLD SHS	78463V107	1,749	13,829	SH		SOLE		13,829	0	0
SPDR S&P MID-CAP 400 ETF	UTSER1 S&PDCRP	78467Y107	842	3,093	SH		SOLE		3,093	0	0
SPDR S&P 500 ETF	TR UNIT	78462F103	986	4,705	SH		SOLE		4,705	0	0
THE WALT DISNEY CO.	COM	254687106	2,329	23,807	SH		SOLE		23,807	0	0
TUPPERWARE BRANDS	COM	899896104	214	3,800	SH		SOLE		3,800	0	0
U.S. BANCORP	COM	902973304	267	6,612	SH		SOLE		6,612	0	0
UNITED TECHNOLOGIES	COM	913017109	1,997	19,477	SH		SOLE		19,477	0	0
VERIZON COMMUNICATIONS	COM	92343V104	1,225	21,935	SH		SOLE		21,935	0	0
VERTEX PHARMACEUTICALS	COM	92532F100	368	4,275	SH		SOLE		4,275	0	0
WATERS CORP.	COM	941848103	239	1,700	SH		SOLE		1,700	0	0
WELLS FARGO & CO.	COM	949746101	2,134	45,095	SH		SOLE		45,095	0	0
WESTERN GAS PARTNERS LP	COM UNIT LP	958254104	1,560	30,960	SH		SOLE		30,960	0	0
WORKDAY INC.	CL A	98138H101	402	5,390	SH		SOLE		5,390	0	0