SPC Intermex SC 13D/A International Money Express, Inc.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

SCHEDULE 13D

Under the Securities Exchange Act of 1934

(Amendment No. 2)*

INTERNATIONAL MONEY EXPRESS, INC.

(Name of Issuer)

Common Stock, par value $0.0001 per share
(Title of Class of Securities)

46005L101
(CUSIP Number)

9480 S.  Dixie Hwy

Miami, FL  33156
Attn: Robert Lisy
Chief Executive Officer and President
(305) 671-8000
 (Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)

September 16, 2019

(Date of Event Which Requires Filing of this Statement)

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§ 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box.  ☐

Note: Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. See § 240.13d-7 for other parties to whom copies are to be sent.

* The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page.

The information required on the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	SPC Intermex, LP
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	Delaware
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			0
		10	SHARED DISPOSITIVE POWER
			8,305,826(2)
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	PN

(1)	SPC Intermex, LP may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement (as described in Item 6 of the original Schedule 13D filed on August 7, 2018 (the “Original Schedule 13D”)) with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 8,305,826 shares of Common Stock held of record by SPC Intermex, LP. SPC Intermex GP, LLC is the general partner of SPC Intermex, LP.  Stella Point Capital, LLC (“Stella Point Capital”) is the sole manager of SPC Intermex GP, LLC. Adam Godfrey and Justin Wender are the Managing Partners of and jointly control Stella Point Capital. SPC Intermex GP, LLC, Stella Point Capital, Adam Godfrey and Justin Wender may be deemed to share beneficial ownership of the shares of the Issuer’s Common Stock held of record by SPC Intermex, LP but disclaim beneficial ownership of such shares.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

2

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	SPC Intermex GP, LLC
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	Delaware
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			0
		10	SHARED DISPOSITIVE POWER
			8,305,826(2)
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	OO

(1)	SPC Intermex GP, LLC is the general partner of SPC Intermex, LP which is the holder of record of 8,305,826 shares of Common Stock.  SPC Intermex GP, LLC may be deemed by a Rule of the Securities and Exchange  Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 8,305,826 shares of Common Stock held of record by SPC Intermex, LP. SPC Intermex GP, LLC is the general partner of SPC Intermex, LP.  Stella Point Capital is the sole manager of SPC Intermex GP, LLC. Adam Godfrey and Justin Wender are the Managing Partners of and jointly control Stella Point Capital. SPC Intermex GP, LLC, Stella Point Capital, Adam Godfrey and Justin Wender may be deemed to share beneficial ownership of the shares of the Issuer’s Common Stock held of record by SPC Intermex, LP but disclaim beneficial ownership of such shares.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

3

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Stella Point Capital, LLC
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	Delaware
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			0
		10	SHARED DISPOSITIVE POWER
			8,305,826(2)
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	OO

(1)	Stella Point Capital is the sole manager of SPC Intermex GP, LLC. SPC Intermex GP, LLC is the general partner of SPC Intermex, LP which is the holder of record of 8,305,826 shares of Common Stock. Stella Point Capital may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 8,305,826 shares of Common Stock held of record by SPC Intermex, LP. SPC Intermex GP, LLC is the general partner of SPC Intermex, LP.  Stella Point Capital is the sole manager of SPC Intermex GP, LLC. Adam Godfrey and Justin Wender are the Managing Partners of and jointly control Stella Point Capital. SPC Intermex GP, LLC, Stella Point Capital, Adam Godfrey and Justin Wender may be deemed to share beneficial ownership of the shares of the Issuer’s Common Stock held of record by SPC Intermex, LP but disclaim beneficial ownership of such shares.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

4

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Adam Godfrey
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	United States of America
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			0
		10	SHARED DISPOSITIVE POWER
			8,305,826(2)
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	IN

(1)	Adam Godfrey and Justin Wender are the Managing Partners of and jointly control Stella Point Capital. Stella Point Capital is the sole manager of SPC Intermex GP, LLC. SPC Intermex GP, LLC is the general partner of SPC Intermex, LP which is the holder of record of 8,305,826 shares of Common Stock. Adam Godfrey may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 8,305,826 shares of Common Stock held of record by SPC Intermex, LP. SPC Intermex GP, LLC is the general partner of SPC Intermex, LP.  Stella Point Capital is the sole manager of SPC Intermex GP, LLC. Adam Godfrey and Justin Wender are the Managing Partners of and jointly control Stella Point Capital. SPC Intermex GP, LLC, Stella Point Capital, Adam Godfrey and Justin Wender may be deemed to share beneficial ownership of the shares of the Issuer’s Common Stock held of record by SPC Intermex, LP but disclaim beneficial ownership of such shares.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

5

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Justin Wender
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	United States of America
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			0
		10	SHARED DISPOSITIVE POWER
			8,305,826(2)
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	IN

(1)	Justin Wender and Adam Godfrey are the Managing Partners of and jointly control Stella Point Capital. Stella Point Capital is the sole manager of SPC Intermex GP, LLC. SPC Intermex GP, LLC is the general partner of SPC Intermex, LP which is the holder of record of 8,305,826 shares of Common Stock. Justin Wender may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 8,305,826 shares of Common Stock shares held of record by SPC Intermex, LP. SPC Intermex GP, LLC is the general partner of SPC Intermex, LP.  Stella Point Capital is the sole manager of SPC Intermex GP, LLC. Justin Wender and Adam Godfrey are the Managing Partners of and jointly control Stella Point Capital. SPC Intermex GP, LLC, Stella Point Capital, Justin Wender and Adam Godfrey may be deemed to share beneficial ownership of the shares of the Issuer’s Common Stock held of record by SPC Intermex, LP but disclaim beneficial ownership of such shares.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

6

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	SPC Intermex Representative LLC
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	Delaware
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			0
		10	SHARED DISPOSITIVE POWER
			8,305,826(2)
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	OO

(1) SPC Intermex Representative LLC may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.

(2) Represents 8,305,826 shares of Common Stock held of record by SPC Intermex, LP. SPC Intermex Representative LLC is a party to the Shareholders Agreement as an Intermex Representative (as defined in the Shareholders Agreement) and may be deemed to share beneficial ownership of the shares of the Issuer’s Common Stock held of record by SPC Intermex, LP but disclaim beneficial ownership of such shares.  

(3) Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

7

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Hawk Time Enterprises LLC
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	Delaware
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			0
		10	SHARED DISPOSITIVE POWER
			1,701,060(2)
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	OO

(1)	Hawk Time Enterprises LLC (“Hawk Time”) may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents (i) 438,531 shares of Common Stock held of record by Hawk Time, and (ii) 1,262,529 shares of Common Stock held by Robert Lisy Family Revocable Living Trust, Robert W. Lisy, Trustee (the “Lisy Trust”). Robert Lisy is the sole manager of Hawk Time and the sole trustee of the Lisy Trust.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

8

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Robert Lisy Family Revocable Living Trust
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	Florida
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			0
		10	SHARED DISPOSITIVE POWER
			1,701,060(2)
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	OO

(1)	Lisy Trust may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents (i) 438,531 shares of Common Stock held of record by Hawk Time, and (ii) 1,262,529 shares of Common Stock held by Lisy Trust. Robert Lisy is the sole manager of Hawk Time and the sole trustee of the Lisy Trust.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

9

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Robert Lisy
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	United States of America
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			0
		10	SHARED DISPOSITIVE POWER
			1,701,060(2)
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	IN

(1)	Robert Lisy may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents (i) 438,531 shares of Common Stock held of record by Hawk Time, and (ii) 1,262,529 shares of Common Stock held by Lisy Trust. Robert Lisy is the sole manager of Hawk Time and the sole trustee of the Lisy Trust.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

10

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	FinTech Investor Holdings II, LLC
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	Delaware
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			1,762,165(2)
		10	SHARED DISPOSITIVE POWER
			0
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	OO

(1)	FinTech Investor Holdings II, LLC (“FinTech LLC”) may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 1,762,165 shares of Common Stock (which includes 36,682 shares of Common Stock issued to FinTech LLC in exchange for the warrants that were previously held of record by FinTech LLC) that are held of record by FinTech LLC. Amanda Abrams is the Manager of FinTech LLC, shares voting and investment power over shares held by FinTech LLC and disclaims beneficial ownership over any securities owned by FinTech LLC in which she does not have any pecuniary interest.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

11

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Cohen Sponsor Interests II, LLC
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	Delaware
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			1,135,623(2)
		10	SHARED DISPOSITIVE POWER
			0
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	OO

(1)	Cohen Sponsor Interests II, LLC may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 1,135,623 shares of Common Stock held of record by Cohen Sponsor Interests II, LLC.  Amanda Abrams is the Manager of Cohen Sponsor Interests II, LLC and may be deemed to be a beneficial owner of shares held by Cohen Sponsor Interests II, LLC.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

12

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Hepco Family Trust
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	New York
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			134,566(2)
		10	SHARED DISPOSITIVE POWER
			0
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	OO

(1)	Hepco Family Trust may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to the shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 134,566 shares of Common Stock held of record by Hepco Family Trust.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

13

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Swarthmore Trust of 2016
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	Pennsylvania
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			249,209(2)
		10	SHARED DISPOSITIVE POWER
			0
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	OO

(1)	Swarthmore Trust of 2016 may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 249,209 shares of Common Stock held of record by Swarthmore Trust of 2016.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

14

 

 CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Amanda Abrams
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	Pennsylvania
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			2,897,788(2)
		10	SHARED DISPOSITIVE POWER
			0
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	IN

(1)	Amanda Abrams may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents (i) 1,762,165 shares of Common Stock  held of record by FinTech LLC of which Ms. Abrams is the Manager and shares voting and investment power over shares held by FinTech LLC and disclaims beneficial ownership over any securities owned by FinTech LLC in which she does not have any pecuniary interest, and (ii) 1,135,623 shares of Common Stock held of record by Cohen Sponsor Interests II, LLC for which Ms. Abrams may be deemed to be a beneficial owner.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

15

 CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	C.A.R. Holdings, LLC
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	Delaware
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			325,014(2)
		10	SHARED DISPOSITIVE POWER
			0
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	OO

(1)	C.A.R. Holdings, LLC may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 325,014 shares of Common Stock held of record by C.A.R. Holdings, LLC.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

16

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Eduardo Azcarate
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	United States of America
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			241,421(2)
		10	SHARED DISPOSITIVE POWER
			0
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	IN

(1)	Mr. Azcarate may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 241,421 shares of Common Stock held of record by Mr. Azcarate.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

17

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Darrell Ebbert
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	United States of America
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			255,679(2)
		10	SHARED DISPOSITIVE POWER
			0
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	IN

(1)	Mr. Ebbert may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 255,679 shares of Common Stock held of record by Mr. Ebbert.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

18

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Jose Perez-Villarreal
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	United States of America
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			246,202(2)
		10	SHARED DISPOSITIVE POWER
			0
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	IN

(1)	Mr. Perez-Villarreal may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 246,202 shares of Common Stock held of record by Mr. Perez-Villarreal.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

19

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	William Velez
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	United States of America
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			143,968(2)
		10	SHARED DISPOSITIVE POWER
			0
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	IN

(1)	Mr. Velez may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 143,968 shares of Common Stock held of record by Mr. Velez.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

20

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Randall Nilsen
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	United States of America
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			170,922(2)
		10	SHARED DISPOSITIVE POWER
			0
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	IN

(1)	Mr. Nilsen may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 170,922 shares of Common Stock held of record by Mr. Nilsen.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

21

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Jeremy Kuiper
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	United States of America
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			30,459(2)
		10	SHARED DISPOSITIVE POWER
			0
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	IN

(1)	Mr. Kuiper may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 30,459 shares of Common Stock held of record by Mr. Kuiper.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

22

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Shami Patel
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	United States of America
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			30,459(2)
		10	SHARED DISPOSITIVE POWER
			0
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	IN

(1)	Mr. Patel may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 30,459 shares of Common Stock held of record by Mr. Patel.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

23

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Plamen Mitrikov
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	United States of America
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			26,793(2)
		10	SHARED DISPOSITIVE POWER
			0
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	IN

(1)	Mr. Mitrikov may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 26,793 shares of Common Stock held of record by Mr. Mitrikov.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

24

CUSIP No. 46005L101

1	NAMES OF REPORTING PERSONS
	I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
	Solomon Cohen
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP			(a)	☒
				(b)	☐
3	SEC USE ONLY
4	SOURCE OF FUNDS (SEE INSTRUCTIONS)
	OO
5	CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(D) OR 2(E)				☐
6	CITIZENSHIP OR PLACE OF ORGANIZATION
	United States of America
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH		7	SOLE VOTING POWER
			0
		8	SHARED VOTING POWER
			14,792,858(1)
		9	SOLE DISPOSITIVE POWER
			33,492(2)
		10	SHARED DISPOSITIVE POWER
			0
11	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	14,792,858(1)
12	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)				☐
13	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
	38.9%(3)
14	TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
	IN

(1)	Solomon Cohen may be deemed by a Rule of the Securities and Exchange Commission to have shared voting power by virtue of the Shareholders Agreement with respect to shares of Common Stock held by the parties to the Shareholders Agreement.
(2)	Represents 33,492 shares of Common Stock held of record by Solomon Cohen.
(3)	Based on information provided by the Issuer as of September 16, 2019, reflecting 37,982,848 shares of Common Stock of the Issuer issued and outstanding as of such date.

25

Introductory Note

This Amendment No. 2 to Schedule 13D (this “Amendment”) relates to common shares, par value $0.0001 per share of International Money Express, Inc. (f/k/a FinTech Acquisition Corp. II) (the “Issuer”). This Amendment amends the Original Schedule 13D filed with the Securities and Exchange Commission on August 7, 2018 (the “Original Schedule 13D”) and Amendment No. 1 to Schedule 13D filed with the Securities and Exchange Commission on December 18, 2018 (“Amendment No. 1”) by SPC Intermex, LP, a Delaware limited partnership, SPC Intermex Representative LLC,  a Delaware limited liability company, SPC Intermex GP, LLC, a Delaware limited liability company, Stella Point Capital, LLC, a Delaware limited liability company, Adam Godfrey, Justin Wender, FinTech LLC, a Delaware limited liability company, DGC Family FinTech Trust, a Florida trust, Cohen Sponsor Interests II, LLC, a Delaware limited liability company, Cohen and Company, LLC, a Delaware limited liability company, Hawk Time Enterprises LLC, a Delaware limited liability company, Robert Lisy Family Revocable Living Trust, a Florida trust, Robert Lisy, Daniel Cohen, Hepco Family Trust, a New York trust, Betsy Cohen, Swarthmore Trust of 2016, a Pennsylvania trust, James J. McEntee, III, C.A.R. Holdings, LLC, a Delaware limited liability company, Darrell Ebbert, Jose Perez-Villarreal, Eduardo Azcarate, Randall Nilsen, William Velez, Jeremy Kuiper, Shami Patel, Plamen Mitrikov and Solomon Cohen, and in the case of Amendment No. 1, also by Amanda Abrams.  Except as otherwise specified in this Amendment, all previous Items are unchanged. Capitalized terms used herein which are not defined herein have the meanings given to them in the Original Schedule 13D and/or Amendment No. 1.

Item 1.          Security and Issuer.

Item 1 is hereby amended and restated in its entirety as follows:

The securities to which this statement relates are shares of common stock, par value $0.0001 per share (the “Common Stock”) of the Issuer. The principal executive offices of the Issuer are located at 9480 South Dixie Highway, Miami, FL 33156.

Item 2.          Identity and Background

Item 2 is hereby amended and restated in its entirety as follows:

(a) This statement is filed on behalf of SPC Intermex, LP, a Delaware limited partnership, SPC Intermex Representative LLC,  a Delaware limited liability company, SPC Intermex GP, LLC, a Delaware limited liability company, Stella Point Capital, LLC, a Delaware limited liability company, Adam Godfrey, Justin Wender, FinTech LLC, a Delaware limited liability company, Cohen Sponsor Interests II, LLC, a Delaware limited liability company, Hawk Time Enterprises LLC, a Delaware limited liability company, Robert Lisy Family Revocable Living Trust, a Florida trust, Robert Lisy,  Hepco Family Trust, a New York trust, Swarthmore Trust of 2016, a Pennsylvania trust, C.A.R. Holdings, LLC, a Delaware limited liability company, Darrell Ebbert, Jose Perez-Villarreal, Eduardo Azcarate, Randall Nilsen, William Velez, Jeremy Kuiper, Shami Patel, Plamen Mitrikov, Solomon Cohen and Amanda Abrams. Each of the foregoing is referred to as a “Reporting Person” in this statement.

As a result of the Shareholders Agreement, dated as of July 26, 2018, among the Issuer, SPC Intermex, certain of the Intermex legacy stockholders, and certain of FinTech’s original stockholders (as amended by the Shareholders Agreement Amendment, dated as of December 12, 2018, and as amended, supplemented or amended and restated from time to time, the “Shareholders Agreement”) the Reporting Persons may be deemed to constitute a “group” within the meaning of Rule 13d-5(b) under the Securities Exchange Act of 1934, as amended (the “Exchange Act”). The Shareholders Agreement includes a covenant obligating all parties thereto to jointly file this statement and any necessary amendments hereto.

Each of the Reporting Persons is responsible for the completeness and accuracy of the information concerning it contained herein but is not responsible for the completeness and accuracy of the information concerning the other Reporting Person, except to the extent that he, she or it knows or has reason to believe that such information is inaccurate.

In addition, the following persons are identified pursuant to Instruction C of Schedule 13D: Justin Wender and Adam Godfrey are the Managing Partners of and jointly control Stella Point Capital. Stella Point Capital is the sole manager of SPC Intermex GP, LLC. SPC Intermex GP, LLC is the general partner of SPC Intermex, LP. The sole member of SPC Intermex Representative LLC is SPC Intermex, LP.  The sole manager of Hawk Time Enterprises LLC is Robert Lisy. The sole trustee of Robert Lisy Family Revocable Living Trust is Robert Lisy. The sole manager of C.A.R.. Holdings, LLC is Ceasar Rincon. Amanda Abrams is the sole Manager of FinTech LLC and Cohen Sponsor Interests II, LLC.  Richard Maiocco is a trustee of Swarthmore Trust of 2016.  Jonathan Cohen is a trustee of Hepco Family Trust. Each of the foregoing is referred to as an “Instruction C Person” in this statement.

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(b) The addresses of the Reporting Persons and Instruction C Persons are as follows:

SPC Intermex, LP	444 Madison Avenue New York, NY 10022
SPC Intermex Representative LLC	444 Madison Avenue New York, NY 10022
SPC Intermex GP, LLC	444 Madison Avenue New York, NY 10022
Stella Point Capital, LLC	444 Madison Avenue New York, NY 10022
Adam Godfrey	444 Madison Avenue New York, NY 10022
Justin Wender	444 Madison Avenue New York, NY 10022
FinTech LLC	c/o Cohen and Company 3 Columbus Circle 24th Floor New York, NY 10019
Cohen Sponsor Interests II, LLC	c/o Cohen and Company 3 Columbus Circle 24th Floor New York, NY 10019
Hawk Time Enterprises LLC	9480 South Dixie Highway Miami, FL 33156
Robert Lisy Family Revocable Living Trust	9480 South Dixie Highway Miami, FL 33156
Robert Lisy	9480 South Dixie Highway Miami, FL 33156
Hepco Family Trust/Jonathan Cohen	1845 Walnut Street, 10th Floor Philadelphia, PA 19103
Swarthmore Trust of 2016/Richard Maiocco	2929 Arch Street, Suite 1703 Philadelphia, PA 19104
C.A.R. Holdings, LLC/Ceasar Rincon	15315 SW 39 Street, Davie, FL 33331
Eduardo Azcarate	6224 Paradise Point Drive Palmetto Bay, FL 33157
Jose Perez-Villareal	7200 SW 130 Street Miami, FL 33156
William Velez	4581 Weston Road #174 Weston, FL 33331
Jeremy Kuiper	1019 E. Sunrise Place Apt. 317 Sioux Falls, SD 57108
Shami Patel	15 Dos Posos Orinda, CA 94563
Darrell Ebbert	9480 South Dixie Highway Miami, FL 33156
Randy Nilsen	8111 SW 178 Street Palmetto Bay, FL 33157
Plamen Mitrikov	2 12th Street, Apt. 912 Hoboken, NJ 07030
Solomon Cohen	c/o Cohen and Company 3 Columbus Circle 24th Floor New York, NY 10019
Amanda Abrams	2929 Arch Street, Suite 1703 Philadelphia, PA 19104

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(c) The Reporting Persons and the Instruction C Persons are primarily involved in investment activities, and the address of each Reporting Person and Instruction C Person is set forth in (b) above. In addition, certain Reporting Persons hold the following positions at the Issuer: Robert Lisy - Chief Executive Officer, President and Chairman; Randy Nilsen - Chief Sales and Marketing Officer; Eduardo Azcarate - Chief Business Development Officer; Jose Perez- Villarreal - Chief Administrative and Compliance Officer and Secretary; and Adam Godfrey and Justin Wender are directors.

(d) and (e) None of the Reporting Persons or Instruction C Persons during the last five years (i) has been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors) or (ii) has been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and as a result of such proceeding was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws.

(f) The citizenship of each Reporting Person that is not a natural person is set forth in (a) above. Each Reporting Person who is a natural person and each Instruction C Person is a citizen of the United States.

Item 4.          Purpose of Transaction

Item 4 is hereby amended and supplemented as follows:

On September 16, 2019, pursuant to an underwritten public offering (the “Offering”), certain selling stockholders of the Issuer (the “Selling Stockholders”) sold an aggregate of 6,000,000 shares of Common Stock (including shares subject to the underwriter’s option, which was exercised in full) at a price to the public of $12.75 per share. The following Reporting Persons sold the following shares of Common Stock in such Offering: SPC Intermex, LP sold 4,042,728 shares of Common Stock; Robert Lisy Family Revocable Living Trust sold 160,000 shares of Common Stock; FinTech LLC sold 857,220 shares of Common Stock; Cohen Sponsor Interests II, LLC sold 553,147 shares of Common Stock; Hepco Family Trust sold 65,434 shares of Common Stock; Swarthmore Trust of 2016 sold 121,586 shares of Common Stock; William Velez sold 8,000 shares of Common Stock; each of Jeremy Kuiper and Shami Patel sold 15,177 shares of Common Stock; Plamen Mitrikov sold 13,207 shares of Common Stock and Solomon Cohen sold 16,508 shares of Common Stock.

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Other than as described above, each of the Reporting Persons reports that neither he, she or it nor, to his, her or its knowledge, any of the Instruction C Persons, currently has any plan or proposal which relates to, or may result in, any of the matters listed in Items 4(a)–(j) of Schedule 13D, although the Reporting Persons may, at any time and from time to time, review or reconsider their positions and/or change their purposes and/or formulate plans or proposals with respect thereto.

Item 5.          Interest in Securities of the Issuer

Item 5 is hereby amended and restated in its entirety as follows:

(a) and (b). The information contained on the cover pages to this Schedule 13D and the information set forth or incorporated in Items 2, 3, 4 and 6 of the Original Schedule 13D, Amendment No.1 and this Amendment is incorporated herein by reference. Because the Reporting Persons are parties to the Shareholders Agreement , each Reporting Person is deemed by Rule 13d-5(b)(1) of the Exchange Act to be the beneficial owner of all shares of Common Stock beneficially owned by each party to the Shareholders Agreement. Therefore, as a result of such Rule, each Reporting Person may be deemed to have shared voting power over all of the 14,792,858 shares of Common Stock subject to the Shareholders Agreement.  The Common Stock beneficially owned by the parties to the Shareholders Agreement represent approximately 38.9% of the outstanding Common Stock.

(c) Transactions in shares of Common Stock by the Reporting Persons during the 60 days prior to the filing of this Schedule 13D are as follows:

(1)	On August 7, 2019, FinTech LLC transferred 150,000 shares of Common Stock to funds of Wellington Management Group LLP for $0.0047 per share.
(2)	On August 23, 2019, FinTech LLC made a pro rata distribution of 394,793 shares of Common Stock to its members for no consideration.
(3)	On September 16, 2019, pursuant to the Offering, SPC Intermex, LP sold 4,042,728 shares of Common Stock; Robert Lisy Family Revocable Living Trust sold 160,000 shares of Common Stock; FinTech LLC sold 857,220 shares of Common Stock; Cohen Sponsor Interests II, LLC sold 553,147 shares of Common Stock; Hepco Family Trust sold 65,434 shares of Common Stock; Swarthmore Trust of 2016 sold 121,586 shares of Common Stock; William Velez sold 8,000 shares of Common Stock; each of Jeremy Kuiper and Shami Patel sold 15,177 shares of Common Stock; Plamen Mitrikov sold 13,207 shares of Common Stock and Solomon Cohen sold 16,508 shares of Common Stock, in each case, for a consideration of $11.956950 per share (which represents the offering price of $12.75 per share to the public less the underwriting discount of $0.793050 per share).

Except for the transactions described herein, there have been no transactions in the securities of the Issuer effected by any Reporting Person within the last 60 days.

(d)  To the knowledge of the Reporting Persons, no one other than the Reporting Persons has the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, the shares of Common Stock.

(e)  Not applicable.

Item 6.          Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer

Item 6 is hereby amended and supplemented as follows:

Shareholders Agreement

Pursuant to the lock-up provision in the Shareholders Agreement, the Reporting Persons were restricted from transferring any shares of Common Stock (other than in connection with a registered offering under the Registration Rights Agreement) until the earlier of (a) such time as the number of shares of Common Stock subject to the Shareholders Agreement represents less than 50% of the Issuer’s outstanding voting power for a period of five consecutive business days, (b) receipt of written consent from stockholders holding a majority of the Issuer’s shares of Common Stock subject to the Shareholders Agreement and (c) 15 months after the closing of the Merger, subject to certain limited exceptions. Following the completion of the Offering, the number of shares of Common Stock subject to the Shareholders Agreement represents less than 50% of the Issuer’s outstanding voting power and, as a result, the lock-up period under the Shareholders Agreement expires on September 20, 2019.

On August 23, 2019, pursuant to a waiver agreement among the Issuer, FinTech LLC and SPC Intermex Representative LLC, 394,793 shares of Common Stock held by FinTech LLC were released from the lock-up restrictions in the Shareholders Agreement and transferred pro rata to certain members of FinTech LLC. The waiver also authorized release of an additional 394,785 shares of Common Stock held by FinTech LLC from the lock-up restrictions in the Shareholders Agreement on October 15, 2019; however, based on completion of the Offering and pursuant to the terms of the Shareholders Agreement, the lock-up period expires on September 20, 2019.

Registration Rights Agreement

On August 23, 2019, the Issuer, FinTech LLC and SPC Intermex Representative LLC executed a separate waiver agreement pursuant to which the parties waived the requirement in the Registration Rights Agreement that certain stockholders agree to an underwriters lock-up in connection with an underwritten offering. Such waiver was effective only with respect to the Offering that was completed on September 16, 2019.

Underwriters Lock-Up

In connection with the Offering, subject to certain exceptions, the Issuer and certain Reporting Persons have agreed not to offer, sell or agree to sell, directly or indirectly, any shares of Common Stock without the consent of Credit Suisse Securities (USA) LLC and Cowen and Company, LLC for a period of 90 days from September 11, 2019. When the applicable lock-up periods expire, subject to the applicable securities laws and availability of exemptions to registration requirements, such Reporting Persons will be able to sell shares in the public market.

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After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Dated: September 18, 2019

SPC INTERMEX, LP
By:	SPC Intermex GP, LLC, its General Partner
By:	Stella Point Capital, LLC, its managing member
By:	/s/ Adam Godfrey
	Name: Adam Godfrey
	Title: Authorized Signatory
By:	/s/Justin Wender
	Name: Justin Wender
	Title: Authorized Signatory

SPC INTERMEX GP, LLC
By:	Stella Point Capital, LLC, its managing member
By:	/s/ Adam Godfrey
	Name: Adam Godfrey
	Title: Authorized Signatory
By:	/s/ Justin Wender
	Name: Justin Wender
	Title: Authorized Signatory

STELLA POINT CAPITAL, LLC
By:	/s/ Adam Godfrey
	Name: Adam Godfrey
	Title: Authorized Signatory
By:	/s/ Justin Wender
	Name: Justin Wender
	Title: Authorized Signatory

SPC INTERMEX REPRESENTATIVE LLC
By:	/s/ Adam Godfrey
	Name: Adam Godfrey
	Title: Authorized Signatory
By:	/s/ Justin Wender
	Name: Justin Wender
	Title: Authorized Signatory

HAWK TIME ENTERPRISES LLC
By:	/s/ Robert Lisy
	Name: Robert Lisy
	Title: Manager

ROBERT LISY FAMILY REVOCABLE LIVING TRUST
By:	/s/ Robert Lisy
	Name: Robert Lisy
	Title: Trustee

/s/ Robert Lisy

Robert Lisy

/s/ Adam Godfrey

Adam Godfrey

/s/ Justin Wender

Justin Wender

/s/ Tony Lauro II

Tony Lauro II, Attorney-in-Fact for Darrell Ebbert

/s/ Tony Lauro II

Tony Lauro II, Attorney-in-Fact for Jose Perez-Villarreal

/s/ Tony Lauro II

Tony Lauro II, Attorney-in-Fact for Eduardo Azcarate

/s/ Tony Lauro II

Tony Lauro II, Attorney-in-Fact for William Velez

/s/ Tony Lauro II

Tony Lauro II, Attorney-in-Fact for Randall Nilsen

C.A.R HOLDINGS, LLC
By:	/s/ Tony Lauro II
	Name: Tony Lauro II
	Title: Attorney-in-Fact for Cesar Rincon, Manager

SWARTHMORE TRUST OF 2016
By:	/s/ Richard Maiocco
	Name: Richard Maiocco
	Title:  Trustee

FINTECH INVESTOR HOLDINGS II, LLC
By:	/s/ Amanda Abrams
	Name: Amanda Abrams
	Title: Manager

COHEN SPONSOR INTERESTS II, LLC
By:	/s/ Amanda Abrams
	Name: Amanda Abrams
	Title:  Manager

HEPCO FAMILY TRUST
By:	/s/ Jonathan Cohen
	Name: Jonathan Cohen
	Title: Trustee

/s/ Jeremy Kuiper

Jeremy Kuiper

/s/ Shami Patel

Shami Patel

/s/ Plamen Mitrikov

Plamen Mitrikov

/s/ Solomon Cohen

Solomon Cohen

/s/ Amanda Abrams

Amanda Abrams