Exhibit 1
JOINT FILING AGREEMENT
The undersigned hereby agree that this Schedule 13D, dated April 12, 2016, with respect to the common stock, par value $0.01 per share, of HCSB Financial Corporation, a South Carolina corporation, is, and any amendments hereto signed by each of the undersigned shall be, filed on behalf of each of us pursuant to and in accordance with the provisions of Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended.
Dated: April 12, 2016
| CASTLE CREEK CAPITAL PARTNERS VI, LP |
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| By: | /s/ John M. Eggemeyer III |
| Name: | John M. Eggemeyer III |
| Title: | Managing Principal |
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| CASTLE CREEK CAPITAL VI, LLC |
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| By: | /s/ John M. Eggemeyer III |
| Name: | John M. Eggemeyer III |
| Title: | Managing Principal |
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| JOHN M. EGGEMEYER III |
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| By: | /s/ John M. Eggemeyer III |
| Name: | John M. Eggemeyer III |
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| J. MIKESELL THOMAS |
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| By: | /s/ Mike Thomas |
| Name: | Mike Thomas |
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| MARK G. MERLO |
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| By: | /s/ Mark Merlo |
| Name: | Mark Merlo |
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| JOHN T. PIETRZAK |
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| By: | /s/ John T. Pietrzak |
| Name: | John T. Pietrzak |
SIGNATURE PAGE TO JOINT FILING AGREEMENT (HCSB FINANCIAL CORPORATION)