Ottawa Bancorp (OTTW) 10-Q 14 May 19 2019 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2019	May 14, 2019
Document Information [Line Items]
Entity Registrant Name	Ottawa Bancorp Inc
Entity Central Index Key	0001675192
Trading Symbol	ottw
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Common Stock, Shares Outstanding (in shares)		3,326,554
Document Type	10-Q
Document Period End Date	Mar. 31, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q1
Amendment Flag	false

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 4,460,551	$ 2,416,568
Interest bearing deposits	2,842,078	6,013,890
Total cash and cash equivalents	7,302,629	8,430,458
Time deposits	250,000	250,000
Federal funds sold	4,409,000	5,663,000
Securities available for sale	24,469,999	25,533,767
Loans, net of allowance for loan losses of $2,628,365 and $2,627,738 at March 31, 2019 and December 31, 2018, respectively	235,793,257	235,926,419
Loans held for sale	250,505
Premises and equipment, net	6,695,952	6,621,080
Accrued interest receivable	841,005	824,542
Foreclosed real estate	196,000
Deferred tax assets	1,847,488	1,898,141
Cash surrender value of life insurance	2,353,387	2,341,453
Goodwill	649,869	649,869
Core deposit intangible	213,500	228,000
Other assets	4,232,700	4,469,350
Total assets	289,505,291	292,836,079
Deposits:
Non-interest bearing	13,747,615	14,057,719
Interest bearing	207,494,542	209,390,810
Total deposits	221,242,157	223,448,529
Accrued interest payable	16,146	5,648
FHLB advances	10,588,245	12,087,152
Other liabilities	4,715,995	4,470,384
Total liabilities	236,562,543	240,011,713
Stockholders' Equity
Common stock, $0.01 par value, 12,000,000 shares authorized; 3,336,459 and 3,358,922 shares issued at March 31, 2019 and December 31, 2018, respectively	33,365	33,589
Additional paid-in-capital	35,260,770	35,579,606
Retained earnings	19,058,192	18,859,232
Unallocated ESOP shares	(1,532,112)	(1,576,616)
Unearned management recognition plan shares	(36,998)	(40,361)
Accumulated other comprehensive income (loss)	159,531	(31,084)
Total stockholders' equity	52,942,748	52,824,366
Total liabilities and stockholders' equity	$ 289,505,291	$ 292,836,079

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Allowance for loan losses	$ 2,628,365	$ 2,627,738
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	12,000,000	12,000,000
Common stock, shares issued (in shares)	3,336,459	3,358,922

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Interest and dividend income:
Interest and fees on loans	$ 2,860,592	$ 2,398,669
Securities:
Residential mortgage-backed and related securities	82,461	67,466
State and municipal securities	97,411	100,448
Dividends on non-marketable equity securities	6,434	4,186
Interest-bearing deposits	45,378	15,794
Total interest and dividend income	3,092,276	2,586,563
Interest expense:
Deposits	608,390	332,524
Borrowings	72,701	48,144
Total interest expense	681,091	380,668
Net interest income	2,411,185	2,205,895
Provision for loan losses	130,000	125,500
Net interest income after provision for loan losses	2,281,185	2,080,395
Other income:
Gain on sale of loans	84,957	133,211
Gain on sale of foreclosed real estate		42,035
Loan origination and servicing income	154,283	162,872
Origination of mortgage servicing rights, net of amortization	(9,690)	12,854
Increase in cash surrender value of life insurance	11,934	11,770
Other	21,762	24,938
Total other income	379,112	510,675
Other expenses:
Salaries and employee benefits	1,098,558	1,012,444
Directors fees	43,000	48,000
Occupancy	170,950	174,071
Deposit insurance premium	17,100	16,396
Legal and professional services	95,535	88,701
Data processing	186,588	154,773
Loan expense	164,412	168,807
Valuation adjustments and expenses on foreclosed real estate	5,584	9,012
Loss on sale of repossessed assets	748	2,708
Other	282,887	264,416
Total other expenses	2,065,362	1,939,328
Income before income tax expense	594,935	651,742
Income tax expense	194,865	172,160
Net income	$ 400,070	$ 479,582
Basic earnings per share (in dollars per share)	$ 0.13	$ 0.15
Diluted earnings per share (in dollars per share)	0.13	0.15
Dividends per share (in dollars per share)	$ 0.06	$ 0.115
Bank Servicing [Member]
Other income:
Customer service fees	$ 115,866	$ 122,995

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Net income	$ 400,070	$ 479,582
Other comprehensive income (loss), before tax:
Unrealized holding (losses) gains arising during the period	167,621	(243,971)
Other comprehensive income (loss) , before tax	167,621	(243,971)
Income tax expense (benefit) related to items of other comprehensive income (loss)	(22,994)	(69,544)
Other comprehensive income (loss) , net of tax	190,615	(174,427)
Comprehensive income	$ 590,685	$ 305,155

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($)	RRP Stock Options [Member]Common Stock [Member]	RRP Stock Options [Member]Additional Paid-in Capital [Member]	RRP Stock Options [Member]Retained Earnings [Member]	RRP Stock Options [Member]Unallocated ESOP Shares [Member]	RRP Stock Options [Member]Unallocated MRP Shares [Member]	RRP Stock Options [Member]AOCI Attributable to Parent [Member]	RRP Stock Options [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Unallocated ESOP Shares [Member]	Unallocated MRP Shares [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2017								$ 34,518	$ 36,949,508	$ 17,720,962	$ (1,754,632)		$ 152,579	$ 53,102,935
Net income										479,582				479,582
Other comprehensive income													(174,427)	(174,427)
Allocation of ESOP									21,269		44,504			65,773
RRP options exercised	$ 140	$ 64,995					$ 65,135
Cash dividends paid										(372,379)				(372,379)
Repurchase shares								(503)	(706,555)					(707,058)
Balance at Mar. 31, 2018								34,155	36,329,217	17,828,165	(1,710,128)		(21,848)	52,459,561
Balance at Dec. 31, 2018								33,589	35,579,606	18,859,232	(1,576,616)	(40,361)	(31,084)	52,824,366
Net income										400,070				400,070
Other comprehensive income													190,615	190,615
Allocation of ESOP									19,595		44,504			64,099
RRP options exercised	$ 25	$ 8,900					$ 8,925
Cash dividends paid										(201,110)				(201,110)
Repurchase shares								(249)	(347,331)					(347,580)
Compensation expense on MRP awards amortized												3,363		3,363
Balance at Mar. 31, 2019								$ 33,365	$ 35,260,770	$ 19,058,192	$ (1,532,112)	$ (36,998)	$ 159,531	$ 52,942,748

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Unallocated ESOP Shares [Member]
Allocation of ESOP shares (in shares)	4,694	4,695
Retained Earnings [Member]
Cash dividends paid, per share (in dollars per share)		$ 0.115
Common Stock [Member]
Shares repurchased (in shares)	24,963	50,305

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Cash Flows from Operating Activities
Net income	$ 400,070	$ 479,582
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	72,630	59,806
Provision for loan losses	130,000	125,500
Provision for deferred income taxes	73,647	(3,220)
Net amortization of premiums and discounts on securities	37,107	62,550
Origination of mortgage loans held for sale	(2,596,655)	(4,481,167)
Proceeds from sale of mortgage loans held for sale	2,431,107	4,905,269
Gain on sale of loans, net	(84,957)	(133,211)
Origination of mortgage servicing rights, net of amortization	9,690	(12,854)
Gain on sale of foreclosed real estate, net		(42,035)
Loss (gain) on sale of repossessed assets, net		2,708
MRP compensation expense	3,363
ESOP compensation expense	64,099	65,773
Amortization of core deposit intangible	14,500	14,500
Amortization (accretion) of fair value adjustments on acquired:
Loans	4,538	9,487
Federal Home Loan Bank Advances	1,093	1,736
Increase in cash surrender value of life insurance	(11,934)	(11,770)
Change in assets and liabilities:
Increase in accrued interest receivable	(16,463)	(18,479)
Decrease (increase) in other assets	167,016	(111,124)
Increase in accrued interest payable and other liabilities	256,109	117,687
Net cash provided by operating activities	954,960	1,030,738
Cash Flows from Investing Activities
Purchases		(665,765)
Sales, calls, maturities and paydowns	1,194,282	951,413
Sale of non-marketable equity securities		101,250
Net increase in loans	(251,876)	(13,393,000)
Net decrease (increase) in federal funds sold	1,254,000	(819,000)
Proceeds from sale of foreclosed real estate		126,135
Proceeds from sale of repossessed assets	114,444	18,211
Purchase of premises and equipment	(147,502)	(6,559)
Net cash used in (provided by) investing activities	2,163,348	(13,687,315)
Cash Flows from Financing Activities
Net (decrease) increase in deposits	(2,206,372)	14,967,865
Proceeds from Federal Home Loan Bank advances		3,250,000
Principal reduction of Federal Home Loan Bank advances	(1,500,000)	(5,500,000)
Proceeds from stock options exercised	8,925	65,135
Shares repurchased and cancelled	(347,580)	(707,058)
Dividends paid	(201,110)
Net cash (used in) provided by financing activities	(4,246,137)	12,075,942
Net decrease in cash and cash equivalents	(1,127,829)	(580,635)
Cash and cash equivalents:
Beginning of period	8,430,458	3,755,817
End of period	7,302,629	3,175,182
Supplemental Disclosures of Cash Flow Information
Income taxes paid, net of refunds received	300	300
Supplemental Schedule of Noncash Investing and Financing Activities
Real estate acquired through or in lieu of foreclosure	196,000	24,000
Other assets acquired in settlement of loans	54,500	47,500
Interest Paid to Depositors [Member]
Supplemental Disclosures of Cash Flow Information
Interest paid	597,245	326,295
Interest Paid on Borrowings [Member]
Supplemental Disclosures of Cash Flow Information
Interest paid	$ 73,348	$ 48,144

Note 1 - Nature of Business

Note 1 - Nature of Business	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Nature of Operations [Text Block]	NOTE 1 Ottawa Bancorp, Inc. (the “Company”) is a Maryland corporation that was incorporated in May 2016 second two second second On December 31, 2014, The primary business of the Company is the ownership of the Bank. Through the Bank, the Company is engaged in providing a variety of financial services to individual and corporate customers in the Ottawa, Marseilles, and Morris, Illinois areas, which are primarily agricultural areas consisting of several rural communities with small to medium sized businesses. The Bank’s primary source of revenue is interest and fees related to single-family residential loans to middle-income individuals.

Note 2 - Basis of Presentation

Note 2 - Basis of Presentation	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Basis of Accounting [Text Block]	NOTE 2 The consolidated financial statements presented in this quarterly report include the accounts of the Company and the Bank. The consolidated financial statements of the Company have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial information and predominant practices followed by the financial services industry and are unaudited. In the opinion of the Company’s management, all adjustments, consisting of normal recurring adjustments, which the Company considers necessary to fairly state the Company’s financial position and the results of operations and cash flows have been recorded. The interim financial statements should be read in conjunction with the audited financial statements and accompanying notes of the Company for the year ended December 31, 2018, 10 December 31, 2018 March 28, 2019. not

Note 3 - Use of Estimates

Note 3 - Use of Estimates	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Use of Estimates [Text Block]	NOTE 3 The preparation of the consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect amounts reported in the consolidated financial statements. Changes in these estimates and assumptions are considered reasonably possible and may At March 31, 2019, no 10 March 28, 2019.

Note 4 - Critical Accounting Po

Note 4 - Critical Accounting Policies	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 4 We consider accounting policies involving significant judgments and assumptions by management that have, or could have, a material impact on the carrying value of certain assets or on income to be critical accounting policies. We consider the allowance for loan losses to be our critical accounting policy. Allowance for Loan Losses may A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not

Note 5 - Earnings Per Share

Note 5 - Earnings Per Share	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 5 – EARNINGS PER SHARE Basic earnings per share is based on net income divided by the weighted average number of shares outstanding during the period, including allocated and committed-to-be-released employee stock ownership plan shares. Diluted earnings per share show the dilutive effect, if any, of additional common shares issuable under stock options and awards. Three Months Ended March 31, 2019 2018 Net income available to common stockholders $ 400,070 $ 479,582 Basic potential common shares: Weighted average shares outstanding 3,346,185 3,429,002 Weighted average unvested MRP share (3,060 ) - Weighted average unallocated ESOP shares (157,022 ) (175,801 ) Basic weighted average shares outstanding 3,186,103 3,253,201 Dilutive potential common shares: Weighted average unrecognized compensation on MRP shares 103 - Weighted average RRP options outstanding 5,541 8,679 Dilutive weighted average shares outstanding 3,191,747 3,261,880 Basic earnings per share $ 0.13 $ 0.15 Diluted earnings per share $ 0.13 $ 0.15

Note 6 - Employee Stock Ownersh

Note 6 - Employee Stock Ownership Plan	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Pension and Other Postretirement Benefits Disclosure [Text Block]	NOTE 6 – EMPLOYEE STOCK OWNERSHIP PLAN On May 6, 2005, July 8, 2005, $763,140 76,314 $10.00 October 11, 2016, $1,907,160 190,716 second $10.00 Shares purchased by the ESOP with the loan proceeds are held in a suspense account and are allocated to ESOP participants on a pro rata basis as principal and interest payments are made by the ESOP to the Company. The loan is secured by shares purchased with the loan proceeds and will be repaid by the ESOP with funds from the Company’s discretionary contributions to the ESOP and earnings on the ESOP assets. Annual principal and interest payments of approximately $239,000 As shares are released from collateral, the Company will report compensation expense equal to the current market price of the shares, and the shares will become outstanding for earnings-per-share (“EPS”) computations. Dividends on allocated ESOP shares reduce retained earnings, and dividends on unallocated ESOP shares reduce accrued interest. A terminated participant or the beneficiary of a deceased participant who received a distribution of employer stock from the ESOP has the right to require the Company to purchase such shares at their fair market value any time within 60 not 60 The following table reflects the status of the shares held by the ESOP: March 31, December 31, 2019 2018 Shares allocated 127,745 123,051 Shares withdrawn from the plan (28,278 ) (28,278 ) Unallocated shares 153,945 158,639 Total ESOP shares 253,412 253,412 Fair value of unallocated shares $ 2,042,850 $ 2,114,657

Note 7 - Investment Securities

Note 7 - Investment Securities	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 7 – INVESTMENT SECURITIES The amortized cost and fair values of securities, with gross unrealized gains and losses, follows: Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value March 31, 201 9 : Securities Available for Sale State and municipal securities $ 12,569,484 $ 184,283 $ 2,780 $ 12,750,987 Residential mortgage-backed securities 11,776,371 74,257 131,616 $ 11,719,012 $ 24,345,855 $ 258,540 $ 134,396 $ 24,469,999 December 31, 2018: Securities Available for Sale State and municipal securities $ 13,092,077 $ 116,127 $ 21,416 $ 13,186,788 Residential mortgage-backed securities 12,485,167 59,282 197,470 12,346,979 $ 25,577,244 $ 175,409 $ 218,886 $ 25,533,767 The amortized cost and fair value at March 31, 2019, may may not Securities Available for Sale Amortized Fair Cost Value Due in three months or less $ 150,268 $ 150,515 Due after three months through one year 475,244 477,929 Due after one year through five years 4,896,781 4,956,310 Due after five years through ten years 4,113,562 4,186,789 Due after ten years 2,933,629 2,979,444 Residential mortgage-backed securities 11,776,371 11,719,012 $ 24,345,855 $ 24,469,999 The following table reflects securities with gross unrealized losses for less than 12 12 March 31, 2019 December 31, 2018: Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses March 31, 201 9 Securities Available for Sale State and municipal securities $ - $ - $ 534,227 $ 2,780 $ 534,227 $ 2,780 Residential mortgage-backed securities 690,547 6,817 6,172,041 124,799 6,862,588 131,616 $ 690,547 $ 6,817 $ 6,706,268 $ 127,579 $ 7,396,815 $ 134,396 December 31, 2018 Securities Available for Sale State and municipal securities $ 1,831,305 $ 9,610 $ 1,345,990 $ 11,806 $ 3,177,295 $ 21,416 Residential mortgage-backed securities 2,865,546 25,266 6,034,053 172,204 8,899,599 197,470 $ 4,696,851 $ 34,876 $ 7,380,043 $ 184,010 $ 12,076,894 $ 218,886 Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to ( 1 2 3 not not At March 31, 2019, 29 1.78% not March 31, 2019 ● Decline in value is attributable to interest rates. ● The value did not ● The Company does not ● The Company has adequate liquidity such that it will not not may There were no three March 31, 2019 March 31, 2018.

Note 8 - Loans and Allowance fo

Note 8 - Loans and Allowance for Credit Losses	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 8 OANS AND ALLOWANCE FOR CREDIT LOSSES The components of loans, net of deferred loan costs (fees), are as follows: March 31, December 31, 2019 2018 Mortgage loans: One-to-four family residential loans $ 145,180,143 $ 141,779,340 Multi-family residential loans 6,675,726 6,776,424 Total mortgage loans 151,855,869 148,555,764 Other loans: Non-residential real estate loans 31,440,008 35,286,236 Commercial loans 18,210,794 17,241,698 Consumer direct 16,708,018 15,390,263 Purchased auto 20,206,933 22,080,196 Total other loans 86,565,753 89,998,393 Gross loans 238,421,622 238,554,157 Less: Allowance for loan losses (2,628,365 ) (2,627,738 ) Loans, net $ 235,793,257 $ 235,926,419 Purchases of loans receivable, segregated by class of loans, for the periods indicated were as follows: Three Months Ended March 31, 2019 2018 Purchased auto loans $ - $ 4,034,864 Net (charge-offs) / recoveries, segregated by class of loans, for the periods indicated were as follows: Three Months Ended March 31, 2019 2018 One-to-four family $ (109,876 ) $ (2,283 ) Multi-family 3,971 3,972 Non-residential - - Consumer direct 353 1,727 Purchased auto (23,821 ) (30,829 ) Net (charge-offs)/recoveries $ (129,373 ) $ (27,413 ) The following table presents the activity in the allowance for loan losses by portfolio segment for the three March 31, 2019 2018: One-to- four Multi- Non- Consumer Purchased March 31, 201 9 family family residential Commercial direct auto Total Balance at beginning of period $ 1,761,736 $ 26,562 $ 343,663 $ 135,165 $ 82,947 $ 277,665 $ 2,627,738 Provision charged to income 71,605 (3,835 ) (25,809 ) 10,492 41,985 35,562 130,000 Loans charged off (236,220 ) - - - - (34,520 ) (270,740 ) Recoveries of loans previously charged off 126,344 3,971 - - 353 10,699 141,367 Balance at end of period $ 1,723,465 $ 26,698 $ 317,854 $ 145,657 $ 125,285 $ 289,406 $ 2,628,365 One-to- four Multi- Non- Consumer Purchased March 31, 2018 family family residential Commercial direct auto Total Balance at beginning of period $ 1,477,419 $ 21,970 $ 371,093 $ 153,596 $ 140,269 $ 308,099 $ 2,472,446 Provision charged to income 114,187 (816 ) 1,187 (521 ) (44,411 ) 55,874 125,500 Loans charged off (6,724 ) - - - - (36,194 ) (42,918 ) Recoveries of loans previously charged off 4,441 3,972 - - 1,727 5,365 15,505 Balance at end of period $ 1,589,323 $ 25,126 $ 372,280 $ 153,075 $ 97,585 $ 333,144 $ 2,570,533 The following table presents the recorded investment in loans and the related allowances allocated by portfolio segment and based on impairment method as of March 31, 2019 December 31, 2018: One-to- four Multi- Non- Consumer Purchased March 31, 201 9 family family residential Commercial direct auto Total Loans individually evaluated for Impairment $ 574,262 $ - $ 444,322 $ - $ - $ - $ 1,018,584 Loans acquired with deteriorated credit quality 87,860 - - - - - 87,860 Loans collectively evaluated for Impairment 144,518,021 6,675,726 30,995,686 18,210,794 16,708,018 20,206,933 237,315,178 Balance at end of period $ 145,180,143 $ 6,675,726 $ 31,440,008 $ 18,210,794 $ 16,708,018 $ 20,206,933 $ 238,421,622 Period-end amount allocated to: Loans individually evaluated for Impairment $ 86,591 $ - $ 38,921 $ - $ - $ - $ 125,512 Loans acquired with deteriorated credit quality 3,598 - - - - - 3,598 Loans collectively evaluated for Impairment 1,633,276 26,698 278,933 145,657 125,285 289,406 2,499,255 Balance at end of period $ 1,723,465 $ 26,698 $ 317,854 $ 145,657 $ 125,285 $ 289,406 $ 2,628,365 One-to- four Multi- Non- Consumer Purchased December 31, 2018 family family residential Commercial direct auto Total Loans individually evaluated for Impairment $ 955,317 $ - $ 455,196 $ - $ - $ - $ 1,410,513 Loans acquired with deteriorated credit quality 93,427 - - - - - 93,427 Loans collectively evaluated for Impairment 140,730,596 6,776,424 34,831,040 17,241,698 15,390,263 22,080,196 237,050,217 Balance at end of period $ 141,779,340 $ 6,776,424 $ 35,286,236 $ 17,241,698 $ 15,390,263 $ 22,080,196 $ 238,554,157 Period-end amount allocated to: Loans individually evaluated for Impairment $ 160,822 $ - $ 38,674 $ - $ - $ - $ 199,496 Loans acquired with deteriorated credit quality 17,817 - - - - - 17,817 Loans collectively evaluated for impairment 1,583,097 26,562 304,989 135,165 82,947 277,665 2,410,425 Balance at end of period $ 1,761,736 $ 26,562 $ 343,663 $ 135,165 $ 82,947 $ 277,665 $ 2,627,738 The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The following table presents loans individually evaluated for impairment, by class of loans, as of March 31, 2019 December 31, 2018: March 31, 201 9 Unpaid Contractual Principal Balance Recorded Investment with No Allowance Recorded Investment with Allowance Total Recorded Investment Related Allowance Average Recorded Investment One-to-four family $ 662,122 $ 414,670 $ 247,452 $ 662,122 $ 90,189 $ 875,235 Multi-family - - - - - - Non-residential 444,322 12,133 432,189 444,322 38,921 447,893 Commercial - - - - - - Consumer direct - - - - - - Purchased auto - - - - - - $ 1,106,444 $ 426,803 $ 679,641 $ 1,106,444 $ 129,110 $ 1,323,128 December 31, 2018 Unpaid Contractual Principal Balance Recorded Investment with No Allowance Recorded Investment with Allowance Total Recorded Investment Related Allowance Average Recorded Investment One-to-four family $ 1,048,744 $ 427,825 $ 620,919 $ 1,048,744 $ 178,639 $ 1,074,284 Multi-family - - - - - - Non-residential 455,196 141,804 313,392 455,196 38,674 366,226 Commercial - - - - - 1,282 Consumer direct - - - - - - Purchased auto - - - - - 5,708 $ 1,503,940 $ 569,629 $ 934,311 $ 1,503,940 $ 217,313 $ 1,447,500 For the three March 31, 2019, no three March 31, 2018, no At March 31, 2019 19 $1.1 21 $1.5 December 31, 2018. one $277,000 two $109,000 $22,000, one $18,500 Our loan portfolio also includes certain loans that have been modified in a troubled debt restructuring (“TDR”), where economic concessions have been granted to borrowers who have experienced financial difficulties. These concessions typically result from our loss mitigation activities and could include reductions in the interest rate, payment extensions, forbearance or other actions. TDRs are classified as non-performing at the time of restructuring and typically are returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period of at least six When we modify loans in a TDR, we evaluate any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan agreement, or use the current fair value of the collateral, less estimated selling costs, for collateral dependent loans. If we determine that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance. In periods subsequent to modification, we evaluate all TDRs, including those that have payment defaults, for possible impairment and recognize impairment through the allowance. Impaired loans at March 31, 2019 $68,000 $70,000 December 31, 2018. $2,000. not, six There were no three March 31, 2019 2018. There were no twelve March 31, 2019 2018 60 three March 31, 2019 2018. All TDRs are evaluated for possible impairment and any impairment identified is recognized through the allowance. Additionally, the qualitative factors are updated quarterly for trends in economic and non-performing factors, including collateral securing TDRs. The following table presents the recorded investment in nonaccrual loans and loans past due over 90 March 31, 2019 December 31, 2018: March 31, 201 9 Nonaccrual Loans Past Due Over 90 Days Still Accruing One-to-four family $ 662,122 $ - Multi-family - - Non-residential 444,322 - Commercial - - Consumer direct - - Purchased auto - - $ 1,106,444 $ - December 31, 2018 Nonaccrual Loans Past Due Over 90 Days Still Accruing One-to-four family $ 1,048,744 $ - Multi-family - - Non-residential 455,196 - Commercial - - Consumer direct - - Purchased auto - - $ 1,503,940 $ - The following table presents the aging of the recorded investment in loans, by class of loans, as of March 31, 2019 December 31, 2018: March 31, 201 9 Loans 30-59 Days Past Due Loans 60-89 Days Past Due Loans 90 or More Days Past Due Total Past Due Loans Current Loans Total Loans One-to-four family $ 2,290,101 $ 107,858 $ 240,756 $ 2,638,715 $ 142,541,428 $ 145,180,143 Multi-family - - - - 6,675,726 6,675,726 Non-residential 302,853 - 129,336 432,189 31,007,819 31,440,008 Commercial 10,504 178,634 - 189,138 18,021,656 18,210,794 Consumer direct - - - - 16,708,018 16,708,018 Purchased auto 2,085 - - 2,085 20,204,848 20,206,933 $ 2,605,543 $ 286,492 $ 370,092 $ 3,262,127 $ 235,159,495 $ 238,421,622 December 31, 2018 Loans 30-59 Days Past Due Loans 60-89 Days Past Due Loans 90 or More Days Past Due Total Past Due Loans Current Loans Total Loans One-to-four family $ 1,293,142 $ 549,331 $ 788,127 $ 2,630,600 $ 139,148,740 $ 141,779,340 Multi-family - - - - 6,776,424 6,776,424 Non-residential 1,413,392 129,464 127,464 1,670,320 33,615,916 35,286,236 Commercial 3,989 - - 3,989 17,237,709 17,241,698 Consumer direct 9,044 - - 9,044 15,381,219 15,390,263 Purchased auto 31,671 16,069 - 47,740 22,032,456 22,080,196 $ 2,751,238 $ 694,864 $ 915,591 $ 4,361,693 $ 234,192,464 $ 238,554,157 Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. For commercial and non-residential real estate loans, the Company’s credit quality indicator is internally assigned risk ratings. Each commercial and non-residential real estate loan is assigned a risk rating upon origination. The risk rating is reviewed annually, at a minimum, and on an as needed basis depending on the specific circumstances of the loan. For residential real estate loans, multi-family, consumer direct and purchased auto loans, the Company’s credit quality indicator is performance determined by delinquency status. Delinquency status is updated regularly by the Company’s loan system for real estate loans, multi-family and consumer direct loans. The Company receives monthly reports on the delinquency status of the purchased auto loan portfolio from the servicing company. Generally, when residential real estate loans, multi-family and consumer direct loans become over 90 6 12 The Company uses the following definitions for risk ratings: ● Pass – loans classified as pass are of a higher quality and do not ● Special Mention – loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may ● Substandard – loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not ● Doubtful – loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. ● Not not At March 31, 2019 December 31, 2018, March 31, 2019 Pass Special Mention Substandard Doubtful Not rated Total Loans One-to-four family $ 31,287,749 $ 332,047 $ 662,122 $ - $ 112,898,225 $ 145,180,143 Multi-family - - - - 6,675,726 6,675,726 Non-residential 30,995,686 - 444,322 - - 31,440,008 Commercial 18,210,794 - - - - 18,210,794 Consumer direct - 37,570 - - 16,670,448 16,708,018 Purchased auto - - - - 20,206,933 20,206,933 Total $ 80,494,229 $ 369,617 $ 1,106,444 $ - $ 156,451,332 $ 238,421,622 December 31, 2018 Pass Special Mention Substandard Doubtful Not rated Total Loans One-to-four family $ 29,653,633 $ 335,758 $ 1,048,744 $ - $ 110,741,205 $ 141,779,340 Multi-family - - - - 6,776,424 6,776,424 Non-residential 34,831,040 - 455,196 - - 35,286,236 Commercial 17,241,698 - - - - 17,241,698 Consumer direct - - - - 15,390,263 15,390,263 Purchased auto - - - - 22,080,196 22,080,196 Total $ 81,726,371 $ 335,758 $ 1,503,940 $ - $ 154,988,088 $ 238,554,157 At March 31, 2019, $196,000 $0 December 31, 2018. $92,925 $276,815 March 31, 2019 December 31, 2018,

Note 9 - Stock Compensation

Note 9 - Stock Compensation	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Shareholders' Equity and Share-based Payments [Text Block]	NOTE 9 – STOCK COMPENSATION Total stock-based compensation expense was $3,363 $0 three March 31, 2019 2018, 718, Compensation-Stock Compensation , three March 31, 2019 2018, not

Note 10 - Recent Accounting Dev

Note 10 - Recent Accounting Developments	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	NOTE 1 0 – RECENT ACCOUNTING DEVELOPMENTS In May 2014, No. 2014 09, Revenue from Contracts with Customers (Topic 606 ) 2014 09 2014 09 December 15, 2016. August 2015, ASU 2015 - 14, 606 2014 09 one four 2016 2014 09. not January 1, 2018 not The standard allowed the use of either the full retrospective or modified retrospective transition method. We elected to apply the modified retrospective transition method to incomplete contracts as of the initial date of application on January 1, 2018. not not not Descriptions of our significant revenue-generating transactions that are within the scope of the new revenue recognition standards, which are presented in the consolidated statements of income as components of non-interest income, are as follows: ● Service charges on deposit accounts. ● Gains/losses on sale of foreclosed real estate and repossessed assets. ● Other. In January 2016, 2016 01, Financial Instruments—Overall (Subtopic 825 10 2016 01 January 1, 2018. not no In February 2016, 2016 02, Leases (Topic 842 1 2 606, no 2016 02 December 15, 2018, not may not January 1, 2019 not In June 2016, 2016 13, Financial Instruments – Credit Losses (Topic 326 2016 13 2016 13 2016 13 December 15, 2019, December 31, 2018, 2016 13 In January 2017, No. 2017 04, Intangibles – Goodwill and Other (Topic 350 2 December 15, 2019, January 1, 2017. not In March 2017, 2017 08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310 20 2017 08 December 15, 2018, not

Note 11 - Borrowings

Note 11 - Borrowings	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 11 – BORROWINGS A summary of outstanding advances from the Federal Home Loan Bank of Chicago is as follows: March 31, December 31, 201 9 201 8 Matured 03/15/2019 at 2.42%, fixed $ - $ 1,500,000 Matures 04/01/2019 at 2.00%, fixed 499,818 499,272 Matures 08/30/2019 at 1.56%, fixed 3,000,000 3,000,000 Matures 12/16/2019 at 2.08%, fixed 2,000,000 2,000,000 Matures 03/22/2021 at 3.03%, fixed 1,000,000 1,000,000 Matures 09/21/2021 at 3.07%, fixed 1,000,000 1,000,000 Matures 03/21/2022 at 3.09%, fixed 1,000,000 1,000,000 Matures 09/21/2022 at 3.11%, fixed 1,000,000 1,000,000 Matures 10/03/2022 at 1.48%, fixed 88,427 87,880 Matures 03/21/2023 at 3.15%, fixed 500,000 500,000 Matures 09/21/2023 at 3.18%, fixed 500,000 500,000 $ 10,588,245 $ 12,087,152

Note 12 - Fair Value Measuremen

Note 12 - Fair Value Measurement and Disclosure	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block]	NOTE 1 2 – FAIR VALUE MEASUREMENT AND DISCLOSURE FASB ASC Topic 820, not 1 3 three 820 Basis of Fair Value Measurement: • Level 1 • Level 2 1 not • Level 3 no Following is a description of valuation methodologies used for assets and liabilities recorded at fair value: Securities Available for Sale Securities classified as available for sale are recorded at fair value on a recurring basis using pricing obtained from an independent pricing service. Where quoted market prices are available in an active market, securities are classified within Level 1. no 1. not may 2. 2 1 2 not 3. no 3. Foreclosed Assets Foreclosed assets, consisting of foreclosed real estate and repossessed assets, are adjusted to fair value less estimated costs to sell upon transfer of the loans to foreclosed assets. Subsequently, foreclosed assets are carried at the lower of cost or fair value. Fair value is based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the foreclosed asset as non-recurring Level 2. not no 3. Impaired Loans Impaired loans are evaluated and adjusted to the lower of carrying value or fair value less estimated costs to sell at the time the loan is identified as impaired. Impaired loans are carried at the lower of cost or fair value. Fair value is measured based on the value of the collateral securing these loans. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the impaired loan as non-recurring Level 2. not no 3. The Company did not 1 2 three March 31, 2019 December 31, 2018. The tables below present the recorded amounts of assets measured at fair value on a recurring basis at March 31, 2019 December 31, 2018. Total March 31, 201 9 Level 1 Level 2 Level 3 Fair Value State and municipal securities available for sale $ - $ 12,750,987 $ - $ 12,750,987 Residential mortgage-backed securities available for sale - 11,719,012 - 11,719,012 $ - $ 24,469,999 $ - $ 24,469,999 Total December 31, 2018 Level 1 Level 2 Level 3 Fair Value State and municipal securities available for sale $ - $ 13,186,788 $ - $ 13,186,788 Residential mortgage-backed securities available for sale - 12,346,979 - 12,346,979 $ - $ 25,533,767 $ - $ 25,533,767 The tables below present the recorded amounts of assets measured at fair value on a non-recurring basis at March 31, 2019 December 31, 2018. Total March 31, 201 9 Level 1 Level 2 Level 3 Fair Value Foreclosed assets $ - $ - $ 214,392 $ 214,392 Impaired loans, net - - 441,981 441,981 Total December 31, 201 8 Level 1 Level 2 Level 3 F a ir Value Foreclosed assets $ - $ - $ 78,926 $ 78,926 Impaired loans, net - - 716,998 716,998 The following tables present additional quantitative information about assets measured at fair value on a non-recurring basis for which the Company has utilized Level 3 Quantitative Information about Level 3 Fair Value Measurements Fair Value Valuation Unobservable Estimate Techniques Input Range March 31, 201 9 Foreclosed assets $ 214,392 Appraisal of collateral Appraisal adjustments -38% to -56% Impaired loans, net $ 438,883 Appraisal of collateral Appraisal adjustments -46% to -100.0% Impaired loans, net $ 3,098 Discounted Future Cash Flows Payment Stream N/A Discount Rate 10% December 31, 2018 Foreclosed assets $ 78,926 Appraisal of collateral Appraisal adjustments -36% to 49% Impaired loans, net $ 662,799 Appraisal of collateral Appraisal adjustments -44.0 to 69.0% Impaired loans, net $ 54,199 Discounted Future Cash Flows Payment Stream N/A Discount Rate 10% In accordance with accounting pronouncements, the carrying value and estimated fair value of the Company’s financial instruments as of March 31, 2019 December 31, 2018, Fair Value Measurements at Carrying March 31, 2019 using: Amount Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 7,302,629 $ 7,302,629 $ - $ - $ 7,302,629 Time deposits 250,000 250,000 - - 250,000 Federal funds sold 4,409,000 4,409,000 - - 4,409,000 Securities 24,469,999 - 24,469,999 - 24,469,999 Net loans 235,793,257 - - 233,769,242 233,769,242 Loans held for sale 250,505 - 250,505 - 250,505 Accrued interest receivable 841,005 841,005 - - 841,005 Mortgage servicing rights 437,061 - - 437,061 437,061 Financial Liabilities: Non-interest bearing deposits 13,747,615 13,747,615 - - 13,747,615 Interest bearing deposits 207,494,542 - - 207,890,710 207,890,710 Accrued interest payable 16,146 16,146 - - 16,146 FHLB advances 10,588,245 - 10,692,350 - 10,692,350 Carrying December 31, 2018 using: Amount Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 8,430,458 $ 8,430,458 $ - $ - $ 8,430,458 Time deposits 250,000 250,000 - - 250,000 Federal funds sold 5,663,000 5,663,000 - - 5,663,000 Securities 25,533,767 - 25,533,767 - 25,533,767 Net loans 235,926,419 - - 232,996,807 232,996,807 Accrued interest receivable 824,542 824,542 - - 824,542 Mortgage servicing rights 446,375 - - 446,375 446,375 Financial Liabilities: Non-interest bearing deposits 14,057,719 14,057,719 - - 14,057,719 Interest bearing deposits 209,390,810 - - 209,576,569 209,576,569 Accrued interest payable 5,648 5,648 - - 5,648 FHLB advances 12,087,152 - 12,136,836 - 12,136,386 The following methods and assumptions were used by the Bank in estimating the fair value of financial instruments: Cash and c ash e quivalents : Time deposits : Federal f unds s old : Securities: Loans: no 2019, not Loans held for sale : three Accrued i nterest r eceivable and p ayable : Mortgage s ervicing r ights : Deposits: FHLB a dvances : Loan c ommitments : not March 31, 2019 December 31, 2018, In addition, other assets and liabilities of the Bank that are not not not may not

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2019
Accounting Policies [Abstract]
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses may A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not

Note 5 - Earnings Per Share (Ta

Note 5 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended March 31, 2019 2018 Net income available to common stockholders $ 400,070 $ 479,582 Basic potential common shares: Weighted average shares outstanding 3,346,185 3,429,002 Weighted average unvested MRP share (3,060 ) - Weighted average unallocated ESOP shares (157,022 ) (175,801 ) Basic weighted average shares outstanding 3,186,103 3,253,201 Dilutive potential common shares: Weighted average unrecognized compensation on MRP shares 103 - Weighted average RRP options outstanding 5,541 8,679 Dilutive weighted average shares outstanding 3,191,747 3,261,880 Basic earnings per share $ 0.13 $ 0.15 Diluted earnings per share $ 0.13 $ 0.15

Note 6 - Employee Stock Owner_2

Note 6 - Employee Stock Ownership Plan (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Employee Stock Ownership Plan (ESOP) Disclosures [Table Text Block]	March 31, December 31, 2019 2018 Shares allocated 127,745 123,051 Shares withdrawn from the plan (28,278 ) (28,278 ) Unallocated shares 153,945 158,639 Total ESOP shares 253,412 253,412 Fair value of unallocated shares $ 2,042,850 $ 2,114,657

Note 7 - Investment Securities

Note 7 - Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Summary of Investment Holdings, Schedule of Investments [Table Text Block]	Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value March 31, 201 9 : Securities Available for Sale State and municipal securities $ 12,569,484 $ 184,283 $ 2,780 $ 12,750,987 Residential mortgage-backed securities 11,776,371 74,257 131,616 $ 11,719,012 $ 24,345,855 $ 258,540 $ 134,396 $ 24,469,999 December 31, 2018: Securities Available for Sale State and municipal securities $ 13,092,077 $ 116,127 $ 21,416 $ 13,186,788 Residential mortgage-backed securities 12,485,167 59,282 197,470 12,346,979 $ 25,577,244 $ 175,409 $ 218,886 $ 25,533,767
Investments Classified by Contractual Maturity Date [Table Text Block]	Securities Available for Sale Amortized Fair Cost Value Due in three months or less $ 150,268 $ 150,515 Due after three months through one year 475,244 477,929 Due after one year through five years 4,896,781 4,956,310 Due after five years through ten years 4,113,562 4,186,789 Due after ten years 2,933,629 2,979,444 Residential mortgage-backed securities 11,776,371 11,719,012 $ 24,345,855 $ 24,469,999
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses March 31, 201 9 Securities Available for Sale State and municipal securities $ - $ - $ 534,227 $ 2,780 $ 534,227 $ 2,780 Residential mortgage-backed securities 690,547 6,817 6,172,041 124,799 6,862,588 131,616 $ 690,547 $ 6,817 $ 6,706,268 $ 127,579 $ 7,396,815 $ 134,396 December 31, 2018 Securities Available for Sale State and municipal securities $ 1,831,305 $ 9,610 $ 1,345,990 $ 11,806 $ 3,177,295 $ 21,416 Residential mortgage-backed securities 2,865,546 25,266 6,034,053 172,204 8,899,599 197,470 $ 4,696,851 $ 34,876 $ 7,380,043 $ 184,010 $ 12,076,894 $ 218,886

Note 8 - Loans and Allowance _2

Note 8 - Loans and Allowance for Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, December 31, 2019 2018 Mortgage loans: One-to-four family residential loans $ 145,180,143 $ 141,779,340 Multi-family residential loans 6,675,726 6,776,424 Total mortgage loans 151,855,869 148,555,764 Other loans: Non-residential real estate loans 31,440,008 35,286,236 Commercial loans 18,210,794 17,241,698 Consumer direct 16,708,018 15,390,263 Purchased auto 20,206,933 22,080,196 Total other loans 86,565,753 89,998,393 Gross loans 238,421,622 238,554,157 Less: Allowance for loan losses (2,628,365 ) (2,627,738 ) Loans, net $ 235,793,257 $ 235,926,419
Schedule Of Loans Purchased [Table Text Block]	Three Months Ended March 31, 2019 2018 Purchased auto loans $ - $ 4,034,864
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	Three Months Ended March 31, 2019 2018 One-to-four family $ (109,876 ) $ (2,283 ) Multi-family 3,971 3,972 Non-residential - - Consumer direct 353 1,727 Purchased auto (23,821 ) (30,829 ) Net (charge-offs)/recoveries $ (129,373 ) $ (27,413 )
Financing Receivable, Allowance for Credit Loss [Table Text Block]	One-to- four Multi- Non- Consumer Purchased March 31, 201 9 family family residential Commercial direct auto Total Balance at beginning of period $ 1,761,736 $ 26,562 $ 343,663 $ 135,165 $ 82,947 $ 277,665 $ 2,627,738 Provision charged to income 71,605 (3,835 ) (25,809 ) 10,492 41,985 35,562 130,000 Loans charged off (236,220 ) - - - - (34,520 ) (270,740 ) Recoveries of loans previously charged off 126,344 3,971 - - 353 10,699 141,367 Balance at end of period $ 1,723,465 $ 26,698 $ 317,854 $ 145,657 $ 125,285 $ 289,406 $ 2,628,365 One-to- four Multi- Non- Consumer Purchased March 31, 2018 family family residential Commercial direct auto Total Balance at beginning of period $ 1,477,419 $ 21,970 $ 371,093 $ 153,596 $ 140,269 $ 308,099 $ 2,472,446 Provision charged to income 114,187 (816 ) 1,187 (521 ) (44,411 ) 55,874 125,500 Loans charged off (6,724 ) - - - - (36,194 ) (42,918 ) Recoveries of loans previously charged off 4,441 3,972 - - 1,727 5,365 15,505 Balance at end of period $ 1,589,323 $ 25,126 $ 372,280 $ 153,075 $ 97,585 $ 333,144 $ 2,570,533 One-to- four Multi- Non- Consumer Purchased March 31, 201 9 family family residential Commercial direct auto Total Loans individually evaluated for Impairment $ 574,262 $ - $ 444,322 $ - $ - $ - $ 1,018,584 Loans acquired with deteriorated credit quality 87,860 - - - - - 87,860 Loans collectively evaluated for Impairment 144,518,021 6,675,726 30,995,686 18,210,794 16,708,018 20,206,933 237,315,178 Balance at end of period $ 145,180,143 $ 6,675,726 $ 31,440,008 $ 18,210,794 $ 16,708,018 $ 20,206,933 $ 238,421,622 Period-end amount allocated to: Loans individually evaluated for Impairment $ 86,591 $ - $ 38,921 $ - $ - $ - $ 125,512 Loans acquired with deteriorated credit quality 3,598 - - - - - 3,598 Loans collectively evaluated for Impairment 1,633,276 26,698 278,933 145,657 125,285 289,406 2,499,255 Balance at end of period $ 1,723,465 $ 26,698 $ 317,854 $ 145,657 $ 125,285 $ 289,406 $ 2,628,365 One-to- four Multi- Non- Consumer Purchased December 31, 2018 family family residential Commercial direct auto Total Loans individually evaluated for Impairment $ 955,317 $ - $ 455,196 $ - $ - $ - $ 1,410,513 Loans acquired with deteriorated credit quality 93,427 - - - - - 93,427 Loans collectively evaluated for Impairment 140,730,596 6,776,424 34,831,040 17,241,698 15,390,263 22,080,196 237,050,217 Balance at end of period $ 141,779,340 $ 6,776,424 $ 35,286,236 $ 17,241,698 $ 15,390,263 $ 22,080,196 $ 238,554,157 Period-end amount allocated to: Loans individually evaluated for Impairment $ 160,822 $ - $ 38,674 $ - $ - $ - $ 199,496 Loans acquired with deteriorated credit quality 17,817 - - - - - 17,817 Loans collectively evaluated for impairment 1,583,097 26,562 304,989 135,165 82,947 277,665 2,410,425 Balance at end of period $ 1,761,736 $ 26,562 $ 343,663 $ 135,165 $ 82,947 $ 277,665 $ 2,627,738
Impaired Financing Receivables [Table Text Block]	March 31, 201 9 Unpaid Contractual Principal Balance Recorded Investment with No Allowance Recorded Investment with Allowance Total Recorded Investment Related Allowance Average Recorded Investment One-to-four family $ 662,122 $ 414,670 $ 247,452 $ 662,122 $ 90,189 $ 875,235 Multi-family - - - - - - Non-residential 444,322 12,133 432,189 444,322 38,921 447,893 Commercial - - - - - - Consumer direct - - - - - - Purchased auto - - - - - - $ 1,106,444 $ 426,803 $ 679,641 $ 1,106,444 $ 129,110 $ 1,323,128 December 31, 2018 Unpaid Contractual Principal Balance Recorded Investment with No Allowance Recorded Investment with Allowance Total Recorded Investment Related Allowance Average Recorded Investment One-to-four family $ 1,048,744 $ 427,825 $ 620,919 $ 1,048,744 $ 178,639 $ 1,074,284 Multi-family - - - - - - Non-residential 455,196 141,804 313,392 455,196 38,674 366,226 Commercial - - - - - 1,282 Consumer direct - - - - - - Purchased auto - - - - - 5,708 $ 1,503,940 $ 569,629 $ 934,311 $ 1,503,940 $ 217,313 $ 1,447,500
Financing Receivable, Nonaccrual [Table Text Block]	March 31, 201 9 Nonaccrual Loans Past Due Over 90 Days Still Accruing One-to-four family $ 662,122 $ - Multi-family - - Non-residential 444,322 - Commercial - - Consumer direct - - Purchased auto - - $ 1,106,444 $ - December 31, 2018 Nonaccrual Loans Past Due Over 90 Days Still Accruing One-to-four family $ 1,048,744 $ - Multi-family - - Non-residential 455,196 - Commercial - - Consumer direct - - Purchased auto - - $ 1,503,940 $ -
Financing Receivable, Past Due [Table Text Block]	March 31, 201 9 Loans 30-59 Days Past Due Loans 60-89 Days Past Due Loans 90 or More Days Past Due Total Past Due Loans Current Loans Total Loans One-to-four family $ 2,290,101 $ 107,858 $ 240,756 $ 2,638,715 $ 142,541,428 $ 145,180,143 Multi-family - - - - 6,675,726 6,675,726 Non-residential 302,853 - 129,336 432,189 31,007,819 31,440,008 Commercial 10,504 178,634 - 189,138 18,021,656 18,210,794 Consumer direct - - - - 16,708,018 16,708,018 Purchased auto 2,085 - - 2,085 20,204,848 20,206,933 $ 2,605,543 $ 286,492 $ 370,092 $ 3,262,127 $ 235,159,495 $ 238,421,622 December 31, 2018 Loans 30-59 Days Past Due Loans 60-89 Days Past Due Loans 90 or More Days Past Due Total Past Due Loans Current Loans Total Loans One-to-four family $ 1,293,142 $ 549,331 $ 788,127 $ 2,630,600 $ 139,148,740 $ 141,779,340 Multi-family - - - - 6,776,424 6,776,424 Non-residential 1,413,392 129,464 127,464 1,670,320 33,615,916 35,286,236 Commercial 3,989 - - 3,989 17,237,709 17,241,698 Consumer direct 9,044 - - 9,044 15,381,219 15,390,263 Purchased auto 31,671 16,069 - 47,740 22,032,456 22,080,196 $ 2,751,238 $ 694,864 $ 915,591 $ 4,361,693 $ 234,192,464 $ 238,554,157
Financing Receivable Credit Quality Indicators [Table Text Block]	March 31, 2019 Pass Special Mention Substandard Doubtful Not rated Total Loans One-to-four family $ 31,287,749 $ 332,047 $ 662,122 $ - $ 112,898,225 $ 145,180,143 Multi-family - - - - 6,675,726 6,675,726 Non-residential 30,995,686 - 444,322 - - 31,440,008 Commercial 18,210,794 - - - - 18,210,794 Consumer direct - 37,570 - - 16,670,448 16,708,018 Purchased auto - - - - 20,206,933 20,206,933 Total $ 80,494,229 $ 369,617 $ 1,106,444 $ - $ 156,451,332 $ 238,421,622 December 31, 2018 Pass Special Mention Substandard Doubtful Not rated Total Loans One-to-four family $ 29,653,633 $ 335,758 $ 1,048,744 $ - $ 110,741,205 $ 141,779,340 Multi-family - - - - 6,776,424 6,776,424 Non-residential 34,831,040 - 455,196 - - 35,286,236 Commercial 17,241,698 - - - - 17,241,698 Consumer direct - - - - 15,390,263 15,390,263 Purchased auto - - - - 22,080,196 22,080,196 Total $ 81,726,371 $ 335,758 $ 1,503,940 $ - $ 154,988,088 $ 238,554,157

Note 11 - Borrowings (Tables)

Note 11 - Borrowings (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Schedule of Debt [Table Text Block]	March 31, December 31, 201 9 201 8 Matured 03/15/2019 at 2.42%, fixed $ - $ 1,500,000 Matures 04/01/2019 at 2.00%, fixed 499,818 499,272 Matures 08/30/2019 at 1.56%, fixed 3,000,000 3,000,000 Matures 12/16/2019 at 2.08%, fixed 2,000,000 2,000,000 Matures 03/22/2021 at 3.03%, fixed 1,000,000 1,000,000 Matures 09/21/2021 at 3.07%, fixed 1,000,000 1,000,000 Matures 03/21/2022 at 3.09%, fixed 1,000,000 1,000,000 Matures 09/21/2022 at 3.11%, fixed 1,000,000 1,000,000 Matures 10/03/2022 at 1.48%, fixed 88,427 87,880 Matures 03/21/2023 at 3.15%, fixed 500,000 500,000 Matures 09/21/2023 at 3.18%, fixed 500,000 500,000 $ 10,588,245 $ 12,087,152

Note 12 - Fair Value Measurem_2

Note 12 - Fair Value Measurement and Disclosure (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Total March 31, 201 9 Level 1 Level 2 Level 3 Fair Value State and municipal securities available for sale $ - $ 12,750,987 $ - $ 12,750,987 Residential mortgage-backed securities available for sale - 11,719,012 - 11,719,012 $ - $ 24,469,999 $ - $ 24,469,999 Total December 31, 2018 Level 1 Level 2 Level 3 Fair Value State and municipal securities available for sale $ - $ 13,186,788 $ - $ 13,186,788 Residential mortgage-backed securities available for sale - 12,346,979 - 12,346,979 $ - $ 25,533,767 $ - $ 25,533,767
Fair Value Measurements, Nonrecurring [Table Text Block]	Total March 31, 201 9 Level 1 Level 2 Level 3 Fair Value Foreclosed assets $ - $ - $ 214,392 $ 214,392 Impaired loans, net - - 441,981 441,981 Total December 31, 201 8 Level 1 Level 2 Level 3 F a ir Value Foreclosed assets $ - $ - $ 78,926 $ 78,926 Impaired loans, net - - 716,998 716,998
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Quantitative Information about Level 3 Fair Value Measurements Fair Value Valuation Unobservable Estimate Techniques Input Range March 31, 201 9 Foreclosed assets $ 214,392 Appraisal of collateral Appraisal adjustments -38% to -56% Impaired loans, net $ 438,883 Appraisal of collateral Appraisal adjustments -46% to -100.0% Impaired loans, net $ 3,098 Discounted Future Cash Flows Payment Stream N/A Discount Rate 10% December 31, 2018 Foreclosed assets $ 78,926 Appraisal of collateral Appraisal adjustments -36% to 49% Impaired loans, net $ 662,799 Appraisal of collateral Appraisal adjustments -44.0 to 69.0% Impaired loans, net $ 54,199 Discounted Future Cash Flows Payment Stream N/A Discount Rate 10%
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at Carrying March 31, 2019 using: Amount Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 7,302,629 $ 7,302,629 $ - $ - $ 7,302,629 Time deposits 250,000 250,000 - - 250,000 Federal funds sold 4,409,000 4,409,000 - - 4,409,000 Securities 24,469,999 - 24,469,999 - 24,469,999 Net loans 235,793,257 - - 233,769,242 233,769,242 Loans held for sale 250,505 - 250,505 - 250,505 Accrued interest receivable 841,005 841,005 - - 841,005 Mortgage servicing rights 437,061 - - 437,061 437,061 Financial Liabilities: Non-interest bearing deposits 13,747,615 13,747,615 - - 13,747,615 Interest bearing deposits 207,494,542 - - 207,890,710 207,890,710 Accrued interest payable 16,146 16,146 - - 16,146 FHLB advances 10,588,245 - 10,692,350 - 10,692,350 Carrying December 31, 2018 using: Amount Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 8,430,458 $ 8,430,458 $ - $ - $ 8,430,458 Time deposits 250,000 250,000 - - 250,000 Federal funds sold 5,663,000 5,663,000 - - 5,663,000 Securities 25,533,767 - 25,533,767 - 25,533,767 Net loans 235,926,419 - - 232,996,807 232,996,807 Accrued interest receivable 824,542 824,542 - - 824,542 Mortgage servicing rights 446,375 - - 446,375 446,375 Financial Liabilities: Non-interest bearing deposits 14,057,719 14,057,719 - - 14,057,719 Interest bearing deposits 209,390,810 - - 209,576,569 209,576,569 Accrued interest payable 5,648 5,648 - - 5,648 FHLB advances 12,087,152 - 12,136,836 - 12,136,386

Note 5 - Earnings Per Share - E

Note 5 - Earnings Per Share - Earnings Per Share (Details) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Net income available to common stockholders	$ 400,070	$ 479,582
Basic potential common shares:
Weighted average shares outstanding (in shares)	3,346,185	3,429,002
Weighted average unvested MRP share (in shares)	(3,060)
Weighted average unallocated ESOP shares (in shares)	(157,022)	(175,801)
Basic weighted average shares outstanding (in shares)	3,186,103	3,253,201
Dilutive potential common shares:
Dilutive weighted average shares outstanding (in shares)	3,191,747	3,261,880
Basic earnings per share (in dollars per share)	$ 0.13	$ 0.15
Diluted earnings per share (in dollars per share)	$ 0.13	$ 0.15
MRP Stock Awards [Member]
Dilutive potential common shares:
Weighted average dilutive shares (in shares)	103
Recognition and Retention Plan [Member]
Dilutive potential common shares:
Weighted average dilutive shares (in shares)	5,541	8,679

Note 6 - Employee Stock Owner_3

Note 6 - Employee Stock Ownership Plan (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2019	Dec. 31, 2018	Oct. 11, 2016	Jul. 08, 2005
Loan to Employee Stock Ownership Plan			$ 1,907,160	$ 763,140
Employee Stock Ownership Plan (ESOP), Shares in ESOP, Total	253,412	253,412	190,716	76,314
Sale of Stock, Price Per Share			$ 10	$ 10
Employee Stock Ownership Plan ESOP Interest and Principal Payments from ESOP	$ 239,000

Note 6 - Employee Stock Owner_4

Note 6 - Employee Stock Ownership Plan - Employee Stock Ownership Plan (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018	Oct. 11, 2016	Jul. 08, 2005
Shares allocated (in shares)	127,745	123,051
Shares withdrawn from the plan (in shares)	(28,278)	(28,278)
Unallocated shares (in shares)	153,945	158,639
Total ESOP shares (in shares)	253,412	253,412	190,716	76,314
Fair value of unallocated shares	$ 2,042,850	$ 2,114,657

Note 7 - Investment Securitie_2

Note 7 - Investment Securities (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Total	29
Aggregate Percentage Loss On Securities With Unrealized Loss Position	1.78%
Other than Temporary Impairment Losses, Investments, Total	$ 0
Proceeds from Sale of Available-for-sale Securities, Total	$ 0	$ 0

Note 7 - Investment Securitie_3

Note 7 - Investment Securities - Amortized Cost and Fair Values of Securities (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Securities available for sale, amortized cost	$ 24,345,855	$ 25,577,244
Securities available for sale, gross unrealized gains	258,540	175,409
Securities available for sale, gross unrealized losses	134,396	218,886
Securities available for sale	24,469,999	25,533,767
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, amortized cost	12,569,484	13,092,077
Securities available for sale, gross unrealized gains	184,283	116,127
Securities available for sale, gross unrealized losses	2,780	21,416
Securities available for sale	12,750,987	13,186,788
Residential Mortgage Backed Securities [Member]
Securities available for sale, amortized cost	11,776,371	12,485,167
Securities available for sale, gross unrealized gains	74,257	59,282
Securities available for sale, gross unrealized losses	131,616	197,470
Securities available for sale	$ 11,719,012	$ 12,346,979

Note 7 - Investment Securitie_4

Note 7 - Investment Securities - Securities by Contractual Maturity (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Securities available for sale, due in three months or less, amortized cost	$ 150,268
Securities available for sale, due in three months or less, fair value	150,515
Securities available for sale, due after three months through one year, amortized cost	475,244
Securities available for sale, due after three months through one year, fair value	477,929
Securities available for sale, due after one year through five years, amortized cost	4,896,781
Securities available for sale, due after one year through five years, fair value	4,956,310
Securities available for sale, due after five years through ten years, amortized cost	4,113,562
Securities available for sale, due after five years through ten years, fair value	4,186,789
Securities available for sale, due after ten years, amortized cost	2,933,629
Securities available for sale, due after ten years, fair value	2,979,444
Residential mortgage-backed securities, amortized cost	11,776,371
Residential mortgage-backed securities, fair value	11,719,012
Securities available for sale, amortized cost	24,345,855	$ 25,577,244
Securities available for sale, fair value	$ 24,469,999	$ 25,533,767

Note 7 - Investment Securitie_5

Note 7 - Investment Securities - Securities With Gross Unrealized Losses (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Securities available for sale, less than 12 months, fair value	$ 690,547	$ 4,696,851
Securities available for sale, less than 12 months, unrealized losses	6,817	34,876
Securities available for sale, 12 months or more, fair value	6,706,268	7,380,043
Securities available for sale, 12 months or more, unrealized losses	127,579	184,010
Securities available for sale, fair value	7,396,815	12,076,894
Securities available for sale, unrealized losses	134,396	218,886
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, less than 12 months, fair value		1,831,305
Securities available for sale, less than 12 months, unrealized losses		9,610
Securities available for sale, 12 months or more, fair value	534,227	1,345,990
Securities available for sale, 12 months or more, unrealized losses	2,780	11,806
Securities available for sale, fair value	534,227	3,177,295
Securities available for sale, unrealized losses	2,780	21,416
Residential Mortgage Backed Securities [Member]
Securities available for sale, less than 12 months, fair value	690,547	2,865,546
Securities available for sale, less than 12 months, unrealized losses	6,817	25,266
Securities available for sale, 12 months or more, fair value	6,172,041	6,034,053
Securities available for sale, 12 months or more, unrealized losses	124,799	172,204
Securities available for sale, fair value	6,862,588	8,899,599
Securities available for sale, unrealized losses	$ 131,616	$ 197,470

Note 8 - Loans and Allowance _3

Note 8 - Loans and Allowance for Credit Losses (Details Textual)	3 Months Ended
	Mar. 31, 2019USD ($)	Mar. 31, 2018USD ($)	Dec. 31, 2018USD ($)
Impaired Financing Receivable, Interest Income, Cash Basis Method, Total	$ 0	$ 0
Number of Impaired Loans	19		21
Impaired Financing Receivable, Recorded Investment, Total	$ 1,106,444		$ 1,503,940
Financing Receivable, Modifications, Number of Contracts	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Real Estate Acquired Through Foreclosure	$ 196,000
Mortgage Loans in Process of Foreclosure, Amount	92,925		276,815
Residential Portfolio Segment [Member]
Real Estate Acquired Through Foreclosure	196,000		0
Impaired Loan [Member]
Payments for (Proceeds from) Loans Receivable, Total	$ 22,000
Additional Impaired Loans [Member]
Number of Impaired Loans	1
Impaired Financing Receivable, Recorded Investment, Total	$ 18,500
Troubled Debt Restructurings [Member]
Impaired Financing Receivable, Recorded Investment, Total	68,000		$ 70,000
Proceeds from Impaired Loans, Principal Payment	$ 2,000
Written Down and Moved to OREO [Member]
Number of Impaired Loans	1
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 277,000
Impaired Loans Paid Off [Member]
Number of Impaired Loans	2
Impaired Financing Receivable, Recorded Investment, Total	$ 109,000

Note 8 - Loans and Allowance _4

Note 8 - Loans and Allowance for Credit Losses - Components of Loans, Net of Deferred Loan Costs (Fees) (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018	Dec. 31, 2017
Gross loans	$ 238,421,622	$ 238,554,157
Less: Allowance for loan losses	(2,628,365)	(2,627,738)	$ (2,570,533)	$ (2,472,446)
Loans, net	235,793,257	235,926,419
Residential Portfolio Segment [Member]
Gross loans	151,855,869	148,555,764
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member]
Gross loans	145,180,143	141,779,340
Less: Allowance for loan losses	(1,723,465)	(1,761,736)	(1,589,323)	(1,477,419)
Residential Portfolio Segment [Member] | Multi-family Loans [Member]
Gross loans	6,675,726	6,776,424
Less: Allowance for loan losses	(26,698)	(26,562)	(25,126)	(21,970)
Nonresidential Real Estate Portfolio Segment [Member]
Gross loans	31,440,008	35,286,236
Less: Allowance for loan losses	(317,854)	(343,663)	(372,280)	(371,093)
Commercial Portfolio Segment [Member]
Gross loans	18,210,794	17,241,698
Less: Allowance for loan losses	(145,657)	(135,165)	(153,075)	(153,596)
Consumer Portfolio Segment [Member]
Gross loans	16,708,018	15,390,263
Less: Allowance for loan losses	(125,285)	(82,947)	(97,585)	(140,269)
Purchased Auto Loans [Member]
Gross loans	20,206,933	22,080,196
Less: Allowance for loan losses	(289,406)	(277,665)	$ (333,144)	$ (308,099)
Non-mortgage Loans [Member]
Gross loans	$ 86,565,753	$ 89,998,393

Note 8 - Loans and Allowance _5

Note 8 - Loans and Allowance for Credit Losses - Purchases of Loans Receivable (Details) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Purchased Auto Loans [Member]
Purchases of loans receivable		$ 4,034,864

Note 8 - Loans and Allowance _6

Note 8 - Loans and Allowance for Credit Losses - Net (Charge-offs) Recoveries (Details) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Net (charge-offs)/recoveries	$ (129,373)	$ (27,413)
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member]
Net (charge-offs)/recoveries	(109,876)	(2,283)
Residential Portfolio Segment [Member] | Multi-family Loans [Member]
Net (charge-offs)/recoveries	3,971	3,972
Nonresidential Real Estate Portfolio Segment [Member]
Net (charge-offs)/recoveries
Consumer Portfolio Segment [Member]
Net (charge-offs)/recoveries	353	1,727
Purchased Auto Loans [Member]
Net (charge-offs)/recoveries	$ (23,821)	$ (30,829)

Note 8 - Loans and Allowance _7

Note 8 - Loans and Allowance for Credit Losses - Recorded Investment in Loans and the Related Allowances (Details) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Mar. 31, 2019	Dec. 31, 2018
Balance	$ 2,627,738	$ 2,472,446
Provision for loan losses	130,000	125,500
Loans charged off	(270,740)	(42,918)
Recoveries of loans previously charged off	141,367	15,505
Balance	2,628,365	2,570,533
Loans individually evaluated for Impairment			$ 1,018,584	$ 1,410,513
Gross loans			238,421,622	238,554,157
Loans collectively evaluated for Impairment			237,315,178	237,050,217
Loans individually evaluated for Impairment			125,512	199,496
Allowance for loan losses	2,628,365	2,472,446	2,628,365	2,627,738
Loans collectively evaluated for Impairment			2,499,255	2,410,425
Financial Asset Acquired with Credit Deterioration [Member]
Balance	17,817
Balance	3,598
Gross loans			87,860	93,427
Allowance for loan losses	3,598		3,598	17,817
Residential Portfolio Segment [Member]
Gross loans			151,855,869	148,555,764
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member]
Balance	1,761,736	1,477,419
Provision for loan losses	71,605	114,187
Loans charged off	(236,220)	(6,724)
Recoveries of loans previously charged off	126,344	4,441
Balance	1,723,465	1,589,323
Loans individually evaluated for Impairment			574,262	955,317
Gross loans			145,180,143	141,779,340
Loans collectively evaluated for Impairment			144,518,021	140,730,596
Loans individually evaluated for Impairment			86,591	160,822
Allowance for loan losses	1,761,736	1,477,419	1,723,465	1,761,736
Loans collectively evaluated for Impairment			1,633,276	1,583,097
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Balance	17,817
Balance	3,598
Gross loans			87,860	93,427
Allowance for loan losses	3,598		3,598	17,817
Residential Portfolio Segment [Member] | Multi-family Loans [Member]
Balance	26,562	21,970
Provision for loan losses	(3,835)	(816)
Loans charged off	0	0
Recoveries of loans previously charged off	3,971	3,972
Balance	26,698	25,126
Loans individually evaluated for Impairment			0	0
Gross loans			6,675,726	6,776,424
Loans collectively evaluated for Impairment			6,675,726	6,776,424
Loans individually evaluated for Impairment			0	0
Allowance for loan losses	26,562	21,970	26,698	26,562
Loans collectively evaluated for Impairment			26,698	26,562
Residential Portfolio Segment [Member] | Multi-family Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Balance	0
Balance	0
Gross loans			0	0
Allowance for loan losses	0		0	0
Nonresidential Real Estate Portfolio Segment [Member]
Balance	343,663	371,093
Provision for loan losses	(25,809)	1,187
Loans charged off
Recoveries of loans previously charged off	0
Balance	317,854	372,280
Loans individually evaluated for Impairment			444,322	455,196
Gross loans			31,440,008	35,286,236
Loans collectively evaluated for Impairment			30,995,686	34,831,040
Loans individually evaluated for Impairment			38,921	38,674
Allowance for loan losses	343,663	371,093	317,854	343,663
Loans collectively evaluated for Impairment			278,933	304,989
Nonresidential Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Balance	0
Balance	0
Gross loans			0	0
Allowance for loan losses	0		0	0
Commercial Portfolio Segment [Member]
Balance	135,165	153,596
Provision for loan losses	10,492	(521)
Loans charged off	0	0
Recoveries of loans previously charged off	0	0
Balance	145,657	153,075
Loans individually evaluated for Impairment
Gross loans			18,210,794	17,241,698
Loans collectively evaluated for Impairment			18,210,794	17,241,698
Loans individually evaluated for Impairment			0	0
Allowance for loan losses	135,165	153,596	145,657	135,165
Loans collectively evaluated for Impairment			145,657	135,165
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Balance	0
Balance	0
Gross loans			0	0
Allowance for loan losses	0		0	0
Consumer Portfolio Segment [Member]
Balance	82,947	140,269
Provision for loan losses	41,985	(44,411)
Loans charged off
Recoveries of loans previously charged off	353	1,727
Balance	125,285	97,585
Loans individually evaluated for Impairment			0	0
Gross loans			16,708,018	15,390,263
Loans collectively evaluated for Impairment			16,708,018	15,390,263
Loans individually evaluated for Impairment			0	0
Allowance for loan losses	82,947	140,269	125,285	82,947
Loans collectively evaluated for Impairment			125,285	82,947
Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Balance	0
Balance	0
Gross loans			0	0
Allowance for loan losses	0		0	0
Purchased Auto Loans [Member]
Balance	277,665	308,099
Provision for loan losses	35,562	55,874
Loans charged off	(34,520)	(36,194)
Recoveries of loans previously charged off	10,699	5,365
Balance	289,406	333,144
Loans individually evaluated for Impairment
Gross loans			20,206,933	22,080,196
Loans collectively evaluated for Impairment			20,206,933	22,080,196
Loans individually evaluated for Impairment
Allowance for loan losses	277,665	$ 308,099	289,406	277,665
Loans collectively evaluated for Impairment			289,406	277,665
Purchased Auto Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Balance	0
Balance	0
Gross loans			0	0
Allowance for loan losses	$ 0		$ 0	$ 0

Note 8 - Loans and Allowance _8

Note 8 - Loans and Allowance for Credit Losses - Loans Individually Evaluated for Impairment (Details) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Unpaid Contractual Principal Balance	$ 1,106,444	$ 1,503,940
Recorded Investment With No Allowance	426,803	569,629
Recorded Investment With Allowance	679,641	934,311
Total Recorded Investment	1,106,444	1,503,940
Related Allowance	129,110	217,313
Average Recorded Investment	1,323,128	1,447,500
Unpaid Contractual Principal Balance	1,106,444	1,503,940
Recorded Investment With No Allowance	426,803	569,629
Recorded Investment With Allowance	679,641	934,311
Related Allowance	129,110	217,313
Average Recorded Investment	1,323,128	1,447,500
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member]
Unpaid Contractual Principal Balance	662,122	1,048,744
Recorded Investment With No Allowance	414,670	427,825
Recorded Investment With Allowance	247,452	620,919
Total Recorded Investment	662,122	1,048,744
Related Allowance	90,189	178,639
Average Recorded Investment	875,235	1,074,284
Unpaid Contractual Principal Balance	662,122	1,048,744
Recorded Investment With No Allowance	414,670	427,825
Recorded Investment With Allowance	247,452	620,919
Related Allowance	90,189	178,639
Average Recorded Investment	875,235	1,074,284
Residential Portfolio Segment [Member] | Multi-family Loans [Member]
Unpaid Contractual Principal Balance	0	0
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Unpaid Contractual Principal Balance	0	0
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Nonresidential Real Estate Portfolio Segment [Member]
Unpaid Contractual Principal Balance	444,322	455,196
Recorded Investment With No Allowance	12,133	141,804
Recorded Investment With Allowance	432,189	313,392
Total Recorded Investment	444,322	455,196
Related Allowance	38,921	38,674
Average Recorded Investment	447,893	366,226
Unpaid Contractual Principal Balance	444,322	455,196
Recorded Investment With No Allowance	12,133	141,804
Recorded Investment With Allowance	432,189	313,392
Related Allowance	38,921	38,674
Average Recorded Investment	447,893	366,226
Commercial Portfolio Segment [Member]
Unpaid Contractual Principal Balance
Recorded Investment With No Allowance
Recorded Investment With Allowance	0	0
Total Recorded Investment
Related Allowance	0	0
Average Recorded Investment		1,282
Unpaid Contractual Principal Balance
Recorded Investment With No Allowance
Recorded Investment With Allowance	0	0
Related Allowance	0	0
Average Recorded Investment		1,282
Consumer Portfolio Segment [Member]
Unpaid Contractual Principal Balance	0	0
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Unpaid Contractual Principal Balance	0	0
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	0
Related Allowance	0	0
Average Recorded Investment	0	0
Purchased Auto Loans [Member]
Unpaid Contractual Principal Balance
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance
Total Recorded Investment
Related Allowance
Average Recorded Investment		5,708
Unpaid Contractual Principal Balance
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance
Related Allowance
Average Recorded Investment		$ 5,708

Note 8 - Loans and Allowance _9

Note 8 - Loans and Allowance for Credit Losses - Nonaccrual Loans and Loans Past Due Over 90 Days (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Nonaccrual Loans	$ 1,106,444	$ 1,503,940
Loans Past Due Over 90 Days Still Accruing		0
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member]
Nonaccrual Loans	662,122	1,048,744
Loans Past Due Over 90 Days Still Accruing		0
Residential Portfolio Segment [Member] | Multi-family Loans [Member]
Nonaccrual Loans	0	0
Loans Past Due Over 90 Days Still Accruing	0	0
Nonresidential Real Estate Portfolio Segment [Member]
Nonaccrual Loans	444,322	455,196
Loans Past Due Over 90 Days Still Accruing		0
Commercial Portfolio Segment [Member]
Nonaccrual Loans
Loans Past Due Over 90 Days Still Accruing	0	0
Consumer Portfolio Segment [Member]
Nonaccrual Loans	0	0
Loans Past Due Over 90 Days Still Accruing	0	0
Purchased Auto Loans [Member]
Nonaccrual Loans
Loans Past Due Over 90 Days Still Accruing	$ 0	$ 0

Note 8 - Loans and Allowance_10

Note 8 - Loans and Allowance for Credit Losses - Aging of the Recorded Investment in Loans (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Loans past due	$ 3,262,127	$ 4,361,693
Loans, current	235,159,495	234,192,464
Total loans	238,421,622	238,554,157
Financial Asset, 30 to 59 Days Past Due [Member]
Loans past due	2,605,543	2,751,238
Financial Asset, 60 to 89 Days Past Due [Member]
Loans past due	286,492	694,864
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans past due	370,092	915,591
Residential Portfolio Segment [Member]
Total loans	151,855,869	148,555,764
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member]
Loans past due	2,638,715	2,630,600
Loans, current	142,541,428	139,148,740
Total loans	145,180,143	141,779,340
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans past due	2,290,101	1,293,142
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans past due	107,858	549,331
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans past due	240,756	788,127
Residential Portfolio Segment [Member] | Multi-family Loans [Member]
Loans past due	0	0
Loans, current	6,675,726	6,776,424
Total loans	6,675,726	6,776,424
Residential Portfolio Segment [Member] | Multi-family Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans past due	0	0
Residential Portfolio Segment [Member] | Multi-family Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans past due	0	0
Residential Portfolio Segment [Member] | Multi-family Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans past due	0	0
Nonresidential Real Estate Portfolio Segment [Member]
Loans past due	432,189	1,670,320
Loans, current	31,007,819	33,615,916
Total loans	31,440,008	35,286,236
Nonresidential Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans past due	302,853	1,413,392
Nonresidential Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans past due		129,464
Nonresidential Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans past due	129,336	127,464
Commercial Portfolio Segment [Member]
Loans past due	189,138	3,989
Loans, current	18,021,656	17,237,709
Total loans	18,210,794	17,241,698
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans past due	10,504	3,989
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans past due	178,634
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans past due		0
Consumer Portfolio Segment [Member]
Loans past due		9,044
Loans, current	16,708,018	15,381,219
Total loans	16,708,018	15,390,263
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans past due		9,044
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans past due	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans past due	0	0
Purchased Auto Loans [Member]
Loans past due	2,085	47,740
Loans, current	20,204,848	22,032,456
Total loans	20,206,933	22,080,196
Purchased Auto Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans past due	2,085	31,671
Purchased Auto Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans past due		16,069
Purchased Auto Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans past due

Note 8 - Loans and Allowance_11

Note 8 - Loans and Allowance for Credit Losses - Loans by Risk Category (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Gross loans	$ 238,421,622	$ 238,554,157
Pass [Member]
Gross loans	80,494,229	81,726,371
Special Mention [Member]
Gross loans	369,617	335,758
Substandard [Member]
Gross loans	1,106,444	1,503,940
Doubtful [Member]
Gross loans
Not Rated [Member]
Gross loans	156,451,332	154,988,088
Residential Portfolio Segment [Member]
Gross loans	151,855,869	148,555,764
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member]
Gross loans	145,180,143	141,779,340
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member] | Pass [Member]
Gross loans	31,287,749	29,653,633
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member] | Special Mention [Member]
Gross loans	332,047	335,758
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member] | Substandard [Member]
Gross loans	662,122	1,048,744
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member] | Doubtful [Member]
Gross loans
Residential Portfolio Segment [Member] | One- to Four-family Loan [Member] | Not Rated [Member]
Gross loans	112,898,225	110,741,205
Residential Portfolio Segment [Member] | Multi-family Loans [Member]
Gross loans	6,675,726	6,776,424
Residential Portfolio Segment [Member] | Multi-family Loans [Member] | Pass [Member]
Gross loans	0	0
Residential Portfolio Segment [Member] | Multi-family Loans [Member] | Special Mention [Member]
Gross loans
Residential Portfolio Segment [Member] | Multi-family Loans [Member] | Substandard [Member]
Gross loans	0	0
Residential Portfolio Segment [Member] | Multi-family Loans [Member] | Doubtful [Member]
Gross loans	0	0
Residential Portfolio Segment [Member] | Multi-family Loans [Member] | Not Rated [Member]
Gross loans	6,675,726	6,776,424
Nonresidential Real Estate Portfolio Segment [Member]
Gross loans	31,440,008	35,286,236
Nonresidential Real Estate Portfolio Segment [Member] | Pass [Member]
Gross loans	30,995,686	34,831,040
Nonresidential Real Estate Portfolio Segment [Member] | Special Mention [Member]
Gross loans
Nonresidential Real Estate Portfolio Segment [Member] | Substandard [Member]
Gross loans	444,322	455,196
Nonresidential Real Estate Portfolio Segment [Member] | Doubtful [Member]
Gross loans		0
Nonresidential Real Estate Portfolio Segment [Member] | Not Rated [Member]
Gross loans		0
Commercial Portfolio Segment [Member]
Gross loans	18,210,794	17,241,698
Commercial Portfolio Segment [Member] | Pass [Member]
Gross loans	18,210,794	17,241,698
Commercial Portfolio Segment [Member] | Special Mention [Member]
Gross loans		0
Commercial Portfolio Segment [Member] | Substandard [Member]
Gross loans
Commercial Portfolio Segment [Member] | Doubtful [Member]
Gross loans		0
Commercial Portfolio Segment [Member] | Not Rated [Member]
Gross loans		0
Consumer Portfolio Segment [Member]
Gross loans	16,708,018	15,390,263
Consumer Portfolio Segment [Member] | Pass [Member]
Gross loans	0	0
Consumer Portfolio Segment [Member] | Special Mention [Member]
Gross loans	37,570	0
Consumer Portfolio Segment [Member] | Substandard [Member]
Gross loans	0	0
Consumer Portfolio Segment [Member] | Doubtful [Member]
Gross loans	0	0
Consumer Portfolio Segment [Member] | Not Rated [Member]
Gross loans	16,670,448	15,390,263
Purchased Auto Loans [Member]
Gross loans	20,206,933	22,080,196
Purchased Auto Loans [Member] | Pass [Member]
Gross loans	0	0
Purchased Auto Loans [Member] | Special Mention [Member]
Gross loans	0	0
Purchased Auto Loans [Member] | Substandard [Member]
Gross loans
Purchased Auto Loans [Member] | Doubtful [Member]
Gross loans	0	0
Purchased Auto Loans [Member] | Not Rated [Member]
Gross loans	$ 20,206,933	$ 22,080,196

Note 9 - Stock Compensation (De

Note 9 - Stock Compensation (Details Textual) - USD ($) shares in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Share-based Payment Arrangement, Expense	$ 3,363	$ 0
Management Recognition Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	0	0

Note 11 - Borrowings - Outstand

Note 11 - Borrowings - Outstanding Advances (Details) - Federal Home Loan Bank of Chicago [Member] - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Advances from FHLB	$ 10,588,245	$ 12,087,152
Matures 03/15/2019 at 2.42% [Member]
Advances from FHLB		1,500,000
Matures 04/01/2019 at 2.00% [Member]
Advances from FHLB	499,818	499,272
Matures 08/30/2019 at 1.56% [Member]
Advances from FHLB	3,000,000	3,000,000
Matures 12/16/2019 at 2.08% [Member]
Advances from FHLB	2,000,000	2,000,000
Matures 03/22/2021 at 3.03% [Member]
Advances from FHLB	1,000,000	1,000,000
Matures 09/21/2021 at 3.07% [Member]
Advances from FHLB	1,000,000	1,000,000
Matures 03/21/2022 at 3.09% [Member]
Advances from FHLB	1,000,000	1,000,000
Matures 09/21/2022 at 3.11% [Member]
Advances from FHLB	1,000,000	1,000,000
Matures 10/03/2022 at 1.48% [Member]
Advances from FHLB	88,427	87,880
Matures 03/21/2023 at 3.15% [Member]
Advances from FHLB	500,000	500,000
Matures 09/21/2023 at 3.18 % [Member]
Advances from FHLB	$ 500,000	$ 500,000

Note 11 - Borrowings - Outsta_2

Note 11 - Borrowings - Outstanding Advances (Details) (Parentheticals) - Federal Home Loan Bank of Chicago [Member]	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Matures 03/15/2019 at 2.42% [Member]
Maturity date on fixed rate advance		Mar. 15, 2019
Interest rate, fixed		2.42%
Matures 04/01/2019 at 2.00% [Member]
Maturity date on fixed rate advance	Apr. 1, 2019	Apr. 1, 2019
Interest rate, fixed	2.00%	2.00%
Matures 08/30/2019 at 1.56% [Member]
Maturity date on fixed rate advance	Aug. 30, 2019	Aug. 30, 2019
Interest rate, fixed	1.56%	1.56%
Matures 12/16/2019 at 2.08% [Member]
Maturity date on fixed rate advance	Dec. 16, 2019	Dec. 16, 2019
Interest rate, fixed	2.08%	2.08%
Matures 03/22/2021 at 3.03% [Member]
Maturity date on fixed rate advance	Mar. 22, 2021	Mar. 22, 2021
Interest rate, fixed	3.03%	3.03%
Matures 09/21/2021 at 3.07% [Member]
Maturity date on fixed rate advance	Sep. 21, 2021	Sep. 21, 2021
Interest rate, fixed	3.07%	3.07%
Matures 03/21/2022 at 3.09% [Member]
Maturity date on fixed rate advance	Mar. 21, 2022	Mar. 21, 2022
Interest rate, fixed	3.09%	3.09%
Matures 09/21/2022 at 3.11% [Member]
Maturity date on fixed rate advance	Sep. 21, 2022	Sep. 21, 2022
Interest rate, fixed	3.11%	3.11%
Matures 10/03/2022 at 1.48% [Member]
Maturity date on fixed rate advance	Oct. 3, 2022	Oct. 3, 2022
Interest rate, fixed	1.48%	1.48%
Matures 03/21/2023 at 3.15% [Member]
Maturity date on fixed rate advance	Mar. 21, 2023	Mar. 21, 2023
Interest rate, fixed	3.15%	3.15%
Matures 09/21/2023 at 3.18 % [Member]
Maturity date on fixed rate advance	Sep. 21, 2023	Sep. 21, 2023
Interest rate, fixed	3.18%	3.18%

Note 12 - Fair Value Measurem_3

Note 12 - Fair Value Measurement and Disclosure (Details Textual) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Debt Securities, Available-for-sale, Total	$ 24,469,999	$ 25,533,767
Fair Value, Inputs, Level 1 [Member]
Debt Securities, Available-for-sale, Total	0
Fair Value, Inputs, Level 3 [Member]
Debt Securities, Available-for-sale, Total	$ 0

Note 12 - Fair Value Measurem_4

Note 12 - Fair Value Measurement and Disclosure - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Securities available for sale	$ 24,469,999	$ 25,533,767
Fair Value, Recurring [Member]
Securities available for sale	24,469,999	25,533,767
Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Securities available for sale	24,469,999	25,533,767
Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale	12,750,987	13,186,788
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member]
Securities available for sale	12,750,987	13,186,788
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Securities available for sale	12,750,987	13,186,788
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Securities available for sale	0	0
Residential Mortgage Backed Securities [Member]
Securities available for sale	11,719,012	12,346,979
Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member]
Securities available for sale	11,719,012	12,346,979
Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Securities available for sale	0	0
Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Securities available for sale	11,719,012	12,346,979
Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Securities available for sale	$ 0	$ 0

Note 12 - Fair Value Measurem_5

Note 12 - Fair Value Measurement and Disclosure - Assets Measured at Fair Value on a Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Foreclosed assets	$ 214,392	$ 78,926
Impaired loans, net	441,981	716,998
Fair Value, Inputs, Level 1 [Member]
Foreclosed assets	0
Impaired loans, net	0	0
Fair Value, Inputs, Level 2 [Member]
Foreclosed assets	0
Impaired loans, net	0	0
Fair Value, Inputs, Level 3 [Member]
Foreclosed assets	214,392	78,926
Impaired loans, net	$ 441,981	$ 716,998

Note 12 - Fair Value Measurem_6

Note 12 - Fair Value Measurement and Disclosure - Quantitative Information About Assets Measured at Fair Value (Details) - Fair Value, Inputs, Level 3 [Member] $ in Thousands	Mar. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Measurement Input, Discount Rate [Member]
Impaired loans, net range	10	10
Valuation, Market Approach [Member] | Measurement Input, Appraised Value [Member]
Foreclosed assets	$ 214,392	$ 78,926
Impaired loans, net	$ 438,883	$ 662,799
Valuation, Market Approach [Member] | Measurement Input, Appraised Value [Member] | Minimum [Member]
Foreclosed assets range	(38)	(36)
Impaired loans, net range	(46)	(44)
Valuation, Market Approach [Member] | Measurement Input, Appraised Value [Member] | Maximum [Member]
Foreclosed assets range	(56)	49
Impaired loans, net range	(100)	69
Valuation, Income Approach [Member] | Payment Stream [Member]
Impaired loans, net	$ 3,098	$ 54,199

Note 12 - Fair Value Measurem_7

Note 12 - Fair Value Measurement and Disclosure - Estimated Fair Values of Financial Instruments (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Reported Value Measurement [Member]
Financial Assets:
Cash and cash equivalents	$ 7,302,629	$ 8,430,458
Time deposits	250,000	250,000
Federal funds sold	4,409,000	5,663,000
Securities	24,469,999	25,533,767
Net loans	235,793,257	235,926,419
Loans held for sale	250,505
Accrued interest receivable	841,005	824,542
Mortgage servicing rights	437,061	446,375
Financial Liabilities:
Accrued interest payable	16,146	5,648
FHLB advances	10,588,245	12,087,152
Reported Value Measurement [Member] | Non-Interest Bearing Deposits [Member]
Financial Liabilities:
Deposits	13,747,615	14,057,719
Reported Value Measurement [Member] | Interest Bearing Deposits, Liabilities [Member]
Financial Liabilities:
Deposits	207,494,542	209,390,810
Estimate of Fair Value Measurement [Member]
Financial Assets:
Cash and cash equivalents	7,302,629	8,430,458
Time deposits	250,000	250,000
Federal funds sold	4,409,000	5,663,000
Securities	24,469,999	25,533,767
Net loans	233,769,242	232,996,807
Loans held for sale	250,505
Accrued interest receivable	841,005	824,542
Mortgage servicing rights	437,061	446,375
Financial Liabilities:
Accrued interest payable	16,146	5,648
FHLB advances	10,692,350	12,136,386
Estimate of Fair Value Measurement [Member] | Non-Interest Bearing Deposits [Member]
Financial Liabilities:
Deposits	13,747,615	14,057,719
Estimate of Fair Value Measurement [Member] | Interest Bearing Deposits, Liabilities [Member]
Financial Liabilities:
Deposits	207,890,710	209,576,569
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and cash equivalents	7,302,629	8,430,458
Time deposits	250,000	250,000
Federal funds sold	4,409,000	5,663,000
Securities
Net loans
Loans held for sale
Accrued interest receivable	841,005	824,542
Mortgage servicing rights
Financial Liabilities:
Accrued interest payable	16,146	5,648
FHLB advances
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Non-Interest Bearing Deposits [Member]
Financial Liabilities:
Deposits	13,747,615	14,057,719
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Interest Bearing Deposits, Liabilities [Member]
Financial Liabilities:
Deposits
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Cash and cash equivalents
Time deposits
Federal funds sold
Securities	24,469,999	25,533,767
Net loans
Loans held for sale	250,505
Accrued interest receivable
Mortgage servicing rights
Financial Liabilities:
Accrued interest payable
FHLB advances	10,692,350	12,136,836
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Non-Interest Bearing Deposits [Member]
Financial Liabilities:
Deposits
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Bearing Deposits, Liabilities [Member]
Financial Liabilities:
Deposits
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial Assets:
Cash and cash equivalents
Time deposits
Federal funds sold
Securities
Net loans	233,769,242	232,996,807
Loans held for sale
Accrued interest receivable
Mortgage servicing rights	437,061	446,375
Financial Liabilities:
Accrued interest payable
FHLB advances
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Non-Interest Bearing Deposits [Member]
Financial Liabilities:
Deposits
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Interest Bearing Deposits, Liabilities [Member]
Financial Liabilities:
Deposits	$ 207,890,710	$ 209,576,569