FVCBankcorp (FVCB) 10-K 24 Mar 22 2021 FY Annual report Financial data

Cover

Cover - USD ($)	12 Months Ended
	Dec. 31, 2021	Mar. 18, 2022	Jun. 30, 2021
Cover [Abstract]
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2021
Current Fiscal Year End Date	--12-31
Document Transition Report	false
Entity File Number	001-38647
Entity Registrant Name	FVCBankcorp, Inc.
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	47-5020283
Entity Address, Address Line One	11325 Random Hills Road, Suite 240
Entity Address, City or Town	Fairfax
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	22030
City Area Code	703
Local Phone Number	436-3800
Title of 12(b) Security	Common Stock, $0.01 par value
Trading Symbol	FVCB
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	true
ICFR Auditor Attestation Flag	false
Entity Shell Company	false
Entity Public Float			$ 202,296,607
Entity Common Stock, Shares Outstanding		13,930,814
Documents Incorporated by Reference	DOCUMENTS INCORPORATED BY REFERENCE Portions of the registrant's definitive Proxy Statement for the 2022 Annual Meeting of Shareholders are incorporated by reference into Part III of the Form 10-K. With the exception of the portions of the Proxy Statement specifically incorporated herein by reference, the Proxy Statement is not deemed to be filed as part of this Form 10-K.
Entity Central Index Key	0001675644
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	FY
Amendment Flag	false

Audit Information

Audit Information	12 Months Ended
	Dec. 31, 2021
Audit Information [Abstract]
Auditor Firm ID	613
Auditor Name	Yount, Hyde, & Barbour, P.C.
Auditor Location	Winchester, Virginia, USA

Consolidated Statements of Cond

Consolidated Statements of Condition - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 24,613,000	$ 20,835,000
Interest-bearing deposits at other financial institutions	216,345,000	120,228,000
Securities held-to-maturity (fair value of $0.3 million for both December 31, 2021 and 2020, respectively)	264,000	264,000
Securities available-for-sale, at fair value	357,774,000	126,151,000
Restricted stock, at cost	6,372,000	6,563,000
Loans, net of allowance for loan losses of $13.8 million and $15.0 million at December 31, 2021 and 2020, respectively	1,490,020,000	1,451,125,000
Premises and equipment, net	1,584,000	1,654,000
Accrued interest receivable	8,074,000	9,135,000
Prepaid expenses	1,393,000	621,000
Deferred tax assets, net	8,629,000	8,552,000
Goodwill and intangibles, net	8,052,000	8,357,000
Bank owned life insurance (BOLI)	39,171,000	38,178,000
Other real estate owned (OREO)	0	3,866,000
Operating lease right-of-use assets	10,167,000	11,125,000
Other assets	30,466,000	14,827,000
Total assets	2,202,924,000	1,821,481,000
Deposits:
Noninterest-bearing	581,293,000	399,062,000
Interest-bearing checking, savings and money market	1,071,059,000	820,378,000
Time deposits	231,417,000	313,053,000
Total deposits	1,883,769,000	1,532,493,000
FHLB advances	25,000,000	25,000,000
Subordinated notes, net of issuance costs	19,510,000	44,085,000
Accrued interest payable	1,034,000	685,000
Operating lease liabilities	11,111,000	12,123,000
Accrued expenses and other liabilities	52,704,000	17,595,000
Total liabilities	1,993,128,000	1,631,981,000
Commitments and Contingent Liabilities
Stockholders' Equity
Preferred stock, $0.01 par value
Common stock, $0.01 par value	137,000	135,000
Additional paid-in capital	121,798,000	119,568,000
Retained earnings	89,904,000	67,971,000
Accumulated other comprehensive (loss) income, net	(2,043,000)	1,826,000
Total stockholders' equity	209,796,000	189,500,000
Total liabilities and stockholders' equity	$ 2,202,924,000	$ 1,821,481,000

Consolidated Statements of Co_2

Consolidated Statements of Condition (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Statement of Financial Position [Abstract]
Securities held to maturity, fair value	$ 270	$ 274
Allowance for loan losses	$ 13,829	$ 14,958
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	13,727,045	13,510,760
Common stock, shares outstanding (in shares)	13,727,045	13,510,760

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Interest and Dividend Income
Interest and fees on loans	$ 63,974,000	$ 63,446,000
Interest and dividends on securities held-to-maturity	6,000	6,000
Interest and dividends on securities available-for-sale	3,860,000	3,156,000
Dividends on restricted stock	328,000	342,000
Interest on deposits at other financial institutions	260,000	153,000
Total interest and dividend income	68,428,000	67,103,000
Interest Expense
Interest on deposits	7,601,000	12,333,000
Interest on federal funds purchased	0	81,000
Interest on short-term debt	346,000	267,000
Interest on subordinated notes	2,534,000	1,802,000
Total interest expense	10,481,000	14,483,000
Net Interest Income	57,947,000	52,620,000
Provision for (reversal of) loan losses	(500,000)	5,016,000
Net interest income after provision for (reversal of) loan losses	58,447,000	47,604,000
Noninterest Income
Service charges on deposit accounts	1,028,000	1,008,000
Gain on sale of securities available-for-sale	0	141,000
Loss on loans held for sale	0	(451,000)
BOLI income	994,000	1,109,000
Income from minority membership interest	1,464,000	0
Other income	816,000	1,084,000
Total noninterest income	4,302,000	2,891,000
Noninterest Expenses
Salaries and employee benefits	18,980,000	16,815,000
Occupancy and equipment expense	3,290,000	3,329,000
Data processing and network administration	2,203,000	2,028,000
State franchise taxes	1,983,000	1,864,000
Audit, legal and consulting fees	1,489,000	986,000
Merger and acquisition expense	1,445,000	0
Loan related expenses	1,247,000	1,087,000
FDIC insurance	770,000	748,000
Director fees	651,000	554,000
Core deposit intangible amortization	305,000	345,000
Gain on sale of other real estate owned	(236,000)	0
Impairment on branch closures	0	676,000
Other operating expenses	2,413,000	2,406,000
Total noninterest expenses	34,540,000	30,838,000
Net income before income tax expense	28,209,000	19,657,000
Income tax expense	6,276,000	4,156,000
Net income	$ 21,933,000	$ 15,501,000
Earnings per share, basic (in dollars per share)	$ 1.61	$ 1.14
Earnings per share, diluted (in dollars per share)	$ 1.50	$ 1.10

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Statement of Comprehensive Income [Abstract]
Net income	$ 21,933	$ 15,501
Other comprehensive (loss) income:
Unrealized (loss) gain on securities available for sale, net of tax expense (benefit) of $(1,226) and $473 in 2021 and 2020, respectively.	(4,404)	1,780
Unrealized gain (loss) on interest rate swaps, net of tax expense (benefit) of $142 and $(142) in 2021 and 2020, respectively.	535	(532)
Reclassification adjustment for losses realized in income, net of tax expense of $0 and $29 for 2021 and 2020, respectively.	0	(112)
Total other comprehensive (loss) income	(3,869)	1,136
Total comprehensive income	$ 18,064	$ 16,637

Consolidated Statements of Co_3

Consolidated Statements of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Statement of Comprehensive Income [Abstract]
Tax expense securities available for sale	$ (1,226)	$ 473
Unrealized loss on interest rate swaps, tax benefit	142	(142)
Reclassification adjustment for losses realized in income, tax expense	$ 0	$ 29

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash Flows From Operating Activities
Net income	$ 21,933,000	$ 15,501,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	555,000	615,000
Provision for (reversal of) loan losses	(500,000)	5,016,000
Net amortization of premium of securities	528,000	497,000
Net accretion of deferred loan fees, costs, and purchase premiums	(5,830,000)	(2,782,000)
Net accretion of acquisition accounting adjustments	(442,000)	(1,073,000)
Gain on sale of other real estate owned	(236,000)	0
Gain on sale of available-for-sale securities	0	(141,000)
Loss on loans held for sale	0	451,000
Impairment loss on long lived assets	0	676,000
Payments received on loans held for sale, net	0	1,107,000
Amortization of subordinated debt issuance costs	488,000	88,000
Core deposit intangible amortization	305,000	345,000
Equity-based compensation expense	1,011,000	690,000
BOLI income	(994,000)	(1,109,000)
Income from minority membership interest	(1,464,000)	0
Deferred income tax expense (benefit)	1,007,000	(1,159,000)
Changes in assets and liabilities:
Decrease (increase) in accrued interest receivable, prepaid expenses and other assets	9,480,000	(10,061,000)
(Decrease) increase in accrued interest payable, accrued expenses and other liabilities	(6,396,000)	6,204,000
Net cash provided by operating activities	19,445,000	14,865,000
Cash Flows From Investing Activities
Increase in interest-bearing deposits at other financial institutions	(96,117,000)	(102,002,000)
Purchases of securities available-for-sale	(245,731,000)	(34,796,000)
Proceeds from sales of securities available-for-sale	0	13,239,000
Proceeds from maturities and calls of securities available-for-sale	6,996,000	4,250,000
Proceeds from paydowns of securities available-for-sale	41,016,000	34,237,000
Decrease (increase) in restricted stock	191,000	(546,000)
Net increase in loans	(32,110,000)	(182,331,000)
Proceeds from sale of OREO	4,102,000	0
Purchase of minority membership interest	(22,200,000)	0
Purchases of premises and equipment, net	(485,000)	(353,000)
Net cash used in investing activities	(344,338,000)	(268,302,000)
Cash Flows From Financing Activities
Net increase in noninterest-bearing, interest-bearing checking, savings, and money market deposits	432,912,000	356,057,000
Net decrease in time deposits	(81,649,000)	(109,306,000)
Repayment of subordinated notes, net	(23,813,000)	0
Decrease in federal funds purchased	0	(10,000,000)
Net increase in FHLB advances	0	10,000,000
Issuance of subordinated notes, net	0	19,510,000
Repurchase of shares of common stock	0	(7,280,000)
Common stock issuance	1,221,000	375,000
Net cash provided by financing activities	328,671,000	259,356,000
Net increase in cash and cash equivalents	3,778,000	5,919,000
Cash and cash equivalents, beginning of year	20,835,000	14,916,000
Cash and cash equivalents, end of year	$ 24,613,000	$ 20,835,000

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Balance at the beginning of the period (in shares) at Dec. 31, 2019		13,902
Balance at the beginning of the period at Dec. 31, 2019	$ 179,078	$ 139	$ 125,779	$ 52,470	$ 690
Increase (Decrease) in Stockholders' Equity
Net income	15,501			15,501
Other comprehensive income	1,136				1,136
Repurchase of common stock (in shares)		(487)
Repurchase of common stock	(7,280)	$ (5)	(7,275)
Common stock issuance for options exercised (in shares)		62
Common stock issuance for options exercised	375	$ 1	374
Vesting of restricted stock grants (in shares)		34
Stock-based compensation expense	690		690
Balance at the end of the period (in shares) at Dec. 31, 2020		13,511
Balance at the end of the period at Dec. 31, 2020	189,500	$ 135	119,568	67,971	1,826
Increase (Decrease) in Stockholders' Equity
Net income	21,933			21,933
Other comprehensive income	(3,869)				(3,869)
Common stock issuance for options exercised (in shares)		182
Common stock issuance for options exercised	1,221	$ 2	1,219
Vesting of restricted stock grants (in shares)		34
Stock-based compensation expense	1,011		1,011
Balance at the end of the period (in shares) at Dec. 31, 2021		13,727
Balance at the end of the period at Dec. 31, 2021	$ 209,796	$ 137	$ 121,798	$ 89,904	$ (2,043)

Organization and Summary of Sig

Organization and Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Organization and Summary of Significant Accounting Policies	Organization and Summary of Significant Accounting Policies Organization FVCBankcorp, Inc. (the "Company"), a Virginia corporation, was formed in 2015 and is registered as a bank holding company under the Bank Holding Company Act of 1956, as amended. The Company is headquartered in Fairfax, Virginia. The Company conducts its business activities through the branch offices of its wholly owned subsidiary bank, FVCbank (the "Bank"). The Company exists primarily for the purposes of holding the stock of its subsidiary, the Bank. The Bank was organized under the laws of the Commonwealth of Virginia to engage in a general banking business serving the Washington, D.C. metropolitan area. The Bank commenced regular operations on November 27, 2007 and is a member of the Federal Reserve System. It is subject to the regulations of the Board of Governors of the Federal Reserve System (the "Federal Reserve") and the State Corporation Commission of Virginia. Consequently, it undergoes periodic examinations by these regulatory authorities.

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies The accounting and reporting policies of the Company are in accordance with accounting principles generally accepted in the United States of America and conform to general practices within the banking industry. (a) Principles of Consolidation The consolidated financial statements include the accounts of the Company. All material intercompany balances and transactions have been eliminated in consolidation. (b) Use of Estimates In preparing consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates, judgments, and assumptions that affect the reported amounts of assets and liabilities, and disclosures of contingent assets and contingent liabilities, at of the date of the consolidated financial statements and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to accounting for business combinations and impairment testing of goodwill, the allowance for loan losses, the valuation of deferred tax assets, and other-than-temporary impairment. (c) Accounting for Business Combinations Business combinations are accounted for under the acquisition method. The acquisition method requires that the assets acquired and liabilities assumed be recorded, based on their estimated fair values at the date of acquisition. The excess of the cost of an acquired entity over the net of the amounts assigned to assets acquired and liabilities assumed, including identifiable intangibles, is recorded as goodwill. (d) Cash and Cash Equivalents For purposes of the statements of cash flows, cash and cash equivalents include cash on hand, amounts due from banks and federal funds sold. Generally, federal funds are purchased and sold for one day periods. (e) Investment Securities Debt securities are classified as held-to-maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt securities are classified as available-for-sale when they might be sold before maturity. Securities available-for-sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Equity securities are carried at fair value, with changes in fair value reported in net income. Equity securities without readily determinable fair values are carried at cost, minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment. Gains and losses on the sale of securities are determined using the specific identification method. The Company regularly evaluates its securities whose values have declined below their amortized cost to assess whether the decline in fair value is other-than-temporary. The Company considers various factors in determining whether a decline in fair value is other-than-temporary including the issuer's financial condition and/or future prospects, the effects of changes in interest rates or credit spreads, the expected recovery period and other quantitative and qualitative information. The valuation of securities for impairment is a process subject to estimation, judgment and uncertainty and is intended to determine whether declines in the fair value of investments should be recognized in current period earnings. The risks and uncertainties include changes in general economic conditions and future changes in assessments of the aforementioned factors. It is expected that such factors will change in the future, which may result in future other-than-temporary impairments. For impairments of debt securities that are deemed to be other-than-temporary, the credit portion of an other-than-temporary impairment loss is recognized in earnings and the non-credit portion is recognized in accumulated other comprehensive income in those situations where the Company does not intend to sell the security and it is more likely than not that the Company will not be required to sell the security prior to recovery. Interest income and dividends on securities are recognized in interest income on an accrual basis. Premiums and discounts are recognized in interest income using the effective interest method. Prepayments of the mortgages securing mortgage-backed securities may affect the yield to maturity. The Company uses actual principal prepayment experience and estimates of future principal prepayments in calculating the yield necessary to apply the effective interest method. (f) Loans and Allowance for Loan Losses Loans receivable that management has the intent and ability to hold for the foreseeable future or until loan maturity or pay-off are reported at their outstanding principal balance adjusted for any charge-offs, and net of the allowance for loan losses and deferred fees and costs. Loan origination fees and certain direct origination costs are deferred and amortized as an adjustment of the yield using the payment terms required by the loan contract. During 2019, as a result of the Company's acquisition of Colombo, the loan portfolio was segregated between loans initially accounted for under the amortized cost method (referred to as "originated" loans) and loans acquired (referred to as "acquired" loans). The loans segregated to the acquired loan portfolio were initially measured at fair value and subsequently accounted for under either Accounting Standards Codification ("ASC") Topic 310-30 or ASC Topic 310-20. Purchased credit-impaired ("PCI") loans, which are the non-performing loans acquired in the Company's acquisition of Colombo, are loans acquired at a discount (that is due, in part, to credit quality). These loans are initially recorded at fair value (as determined by the present value of expected future cash flows) with no allowance for loan losses. The Company accounts for interest income on all loans acquired at a discount (that is due, in part, to credit quality) based on the acquired loans' expected cash flows. The acquired loans may be aggregated and accounted for as a pool of loans if the loans being aggregated have common risk characteristics. A pool is accounted for as a single asset with a single composite interest rate and an aggregate expectation of cash flow. The difference between the cash flows expected at acquisition and the investment in the loans, or the "accretable yield," is recognized as interest income utilizing the level-yield method over the life of each pool. Increases in expected cash flows subsequent to the acquisition are recognized prospectively through adjustment to any previously recognized allowance for loan loss for that pool of loans and then through an increase in the yield on the pool over its remaining life, while decreases in expected cash flows are recognized as impairment through a loss provision and an increase in the allowance for loan losses. Therefore, the allowance for loan losses on these impaired pools reflect only losses incurred after the acquisition (representing the present value of all cash flows that were expected at acquisition but currently are not expected to be received). The Company periodically evaluates the remaining contractual required payments due and estimates of cash flows expected to be collected for PCI loans. These evaluations, performed quarterly, require the continued use of key assumptions and estimates, similar to the initial estimate of fair value. Changes in the contractual required payments due and estimated cash flows expected to be collected may result in changes in the accretable yield and non-accretable difference or reclassifications between accretable yield and the non-accretable difference. On an aggregate basis, if the acquired pools of PCI loans perform better than originally expected, the Company would expect to receive more future cash flows than originally modeled at the acquisition date. For the pools with better than expected cash flows, the forecasted increase would be recorded as an additional accretable yield that is recognized as a prospective increase to the Company's interest income on loans. Loans are generally placed into nonaccrual status when they are past-due 90 days as to either principal or interest or when, in the opinion of management, the collection of principal and/or interest is in doubt. A loan remains in nonaccrual status until the loan is current as to payment of both principal and interest or past-due less than 90 days and the borrower demonstrates the ability to pay and remain current. Loans are charged-off when a loan or a portion thereof is considered uncollectible. When cash payments are received, they are applied to principal first, then to accrued interest. It is the Company's policy not to record interest income on nonaccrual loans until principal has become current. In certain instances, accruing loans that are past due 90 days or more as to principal or interest may not go on nonaccrual status if the Company determines that the loans are well secured and are in the process of collection. Nonperforming assets include nonaccrual loans, loans past-due 90 days or more and other real estate owned ("OREO"). The allowance for loan losses is increased or decreased by provisions for or reversals of loan losses, increased by recoveries of previously charged-off loans, and decreased by loan charge-offs. The Company maintains the allowance for loan losses at a level that represents management's best estimate of known and inherent losses in the loan portfolio. Both the amount of the provision expense and the level of the allowance for loan losses are impacted by many factors, including general and industry-specific economic conditions, actual and expected credit losses, historical trends and specific conditions of the individual borrowers. Unusual and infrequently occurring events, such as weather-related disasters or disease epidemics or pandemics, may impact management's assessment of possible credit losses. As a part of the analysis, the Company uses comparative peer group data and qualitative factors such as levels of and trends in delinquencies, nonaccrual loans, charged-off loans, changes in volume and terms of loans, effects of changes in lending policy, experience and ability and depth of management, national and local economic trends and conditions and concentrations of credit, competition, and loan review results to support estimates. For purposes of monitoring the performance of the loan portfolio and estimating the allowance for loan losses, the Company's loans receivable portfolio is segmented as follows: commercial real estate, commercial and industrial, commercial construction, consumer residential, and consumer nonresidential. Commercial Real Estate Loans . Commercial real estate loans are secured by both owner occupied and investor owned commercial properties, including multi-family residential real estate. Collateral for this loan type includes various types of commercial real estate, including office, retail, warehouse, industrial and other non-residential types of properties. These loans typically involve larger loan balances concentrated with single borrowers or groups of related borrowers. Additionally, the repayment of loans secured by income-producing properties is typically dependent upon the successful operation of a business or real estate project and thus may be subject to adverse conditions in the commercial real estate market or in the general economy. The Company generally requires personal guarantees or endorsements with respect to these loans and loan-to-value ratios for real estate-commercial loans generally do not exceed 80%. Commercial and Industrial Loans . The Company makes commercial loans to qualified businesses within its market area. The commercial lending portfolio consists primarily of commercial and industrial loans for a variety of business purposes, including working capital and the financing of accounts receivable, property, plant and equipment. The Company has a government contract lending group which provides secured lending to government contracting firms and businesses based primarily on receivables from the federal government. Commercial and industrial loans generally have a higher degree of risk than other certain types of loans. Commercial loans typically are made on the basis of the borrower's ability to repay the loan from the cash flow from its business and are secured by business assets, such as commercial real estate, accounts receivable, equipment and inventory, the values of which may fluctuate over time and generally cannot be appraised with as much precision as residential real estate. As a result, the availability of funds for the repayment of commercial loans may be substantially dependent upon the commercial success of the business itself. To manage these risks, the Company's policy is to secure commercial loans originated with both the assets of the business, which are subject to the risks described above, and other additional collateral and guarantees that may be available. Commercial Construction Loans . The Company's commercial construction loan portfolio consists of acquisition, development, and construction of commercial real estate, including multi-family properties. Our typical commercial construction loan involves property that will ultimately be leased to a non-owner occupant. Construction lending entails significant additional risks as they often involve larger loan balances concentrated with single borrowers or groups of related borrowers. Construction loans also involve additional risks since funds are advanced while the property is under construction, which property has uncertain value prior to the completion of construction. Thus, it is more difficult to accurately evaluate the total loan funds required to complete a project and related loan-to-value ratios. To reduce the risks associated with construction lending, the Company generally limits loan-to-value ratios to 80% of when-completed appraised values for owner-occupied residential or commercial properties and for investor-owned residential or commercial properties. Construction loan agreements may include provisions which allow for the payment of contractual interest from an interest reserve. Amounts drawn from an interest reserve increase the amount of the outstanding balance of the construction loan. This is an industry standard practice. Consumer Residential . This portfolio consists primarily of home equity lines of credit ("HELOCs") that we originate in our market areas. Our HELOCs generally have a maximum loan to value of up to 85%, however, actual loan to values are typically lower than the maximum. We have also purchased portfolios of 1-4 family residential first mortgage loans on properties located in our market area for yield and diversification. Consumer Nonresidential . The Company's consumer nonresidential loans consist primarily of installment loans made to individuals for personal, family and household purposes. In addition, we have purchased pools of unsecured consumer loans and student loans from a third party for yield and diversification. Consumer loans may entail greater risk than certain other types of loans, particularly in the case of consumer loans that are unsecured or secured by rapidly depreciable assets, such as automobiles. The Company's policy for consumer loans is to accept moderate risk while minimizing losses, primarily through a careful credit and financial analysis of the borrower. In evaluating consumer loans, the Company requires its lending officers to review the borrower's collateral and stability of income, past credit history, amount of debt currently outstanding and the impact of these factors on the ability of the borrower to repay the loan in a timely manner. The Company's allowance for loan losses is based first on a segmentation of its loan portfolio by general loan type, or portfolio segments. For originated loans, certain portfolio segments are further disaggregated and evaluated collectively for impairment based on loan segments, which are largely based on the type of collateral underlying each loan. For purposes of this analysis, the Company categorizes loans into one of five categories: commercial and industrial, commercial real estate, commercial construction, consumer residential, and consumer nonresidential loans. Typically, financial institutions use their historical loss experience and trends in losses for each loan category which are then adjusted for portfolio trends and economic and environmental factors in determining their allowance for loan losses. Since the Bank's inception in 2007, the Bank has experienced minimal loss history within its loan portfolio. Because of this, the allowance model uses the average loss rates of similar institutions (a custom peer group) as a baseline which is then adjusted based on the Company's particular qualitative loan portfolio characteristics and environmental factors. The indicated loss factors resulting from this analysis are applied for each of the five categories of loans. The Company also maintains an allowance for loan losses for acquired loans when: (i) for loans accounted for under ASC 310-30, there is deterioration in credit quality subsequent to acquisition, and (ii) for loans accounted for under ASC 310-20, the inherent losses in the loans exceed the remaining discount recorded at the time of acquisition. The allowance for loan losses consists of specific and general components. The specific component relates to loans that are determined to be impaired and, therefore, individually evaluated for impairment. The Company determines and recognizes impairment of certain loans when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the loan agreement. A loan is not considered impaired during a period of delay in payment if the Company expects to collect all amounts due, including past-due interest. The Company individually assigns loss factors to all loans that have been identified as having loss attributes, as indicated by deterioration in the financial condition of the borrower or a decline in underlying collateral value if the loan is collateral dependent. The Company evaluates the impairment of certain loans on a loan by loan basis for those loans that are adversely risk rated. Measurement of impairment is based on the expected future cash flows of an impaired loan, which are discounted at the loan's effective interest rate, or measured on an observable market value, if one exists, or the fair value of the collateral underlying the loan, discounted to consider estimated costs to sell the collateral for collateral-dependent loans. If the net collateral value is less than the loan balance (including accrued interest and any unamortized premium or discount associated with the loan) an impairment is recognized and a specific reserve is established for the impaired loan. Loans classified as loss loans are fully reserved or charged-off. In addition, various regulatory agencies, as part of their examination process, periodically review the Company's allowance for loan losses. These agencies may require the Company to recognize additions to the allowance based on their risk evaluation and credit judgment. Management believes that the allowance for loan losses at December 31, 2021 and 2020 is a reasonable estimate of known and inherent losses in the loan portfolio at those dates. Loans considered to be troubled debt restructuring ("TDRs") are loans that have their terms restructured (e.g., interest rates, loan maturity date, payment and amortization period, etc.) in circumstances that provide payment relief to a borrower experiencing financial difficulty. All restructured loans are considered impaired loans and may either be in accruing status or nonaccruing status. Nonaccruing restructured loans may return to accruing status provided doubt has been removed concerning the collectability of principal and interest as evidenced by a sufficient period of payment performance in accordance with the restructured terms. Loans may be removed from the restructured category in the year subsequent to the restructuring if their revised loan terms are considered to be consistent with terms that can be obtained in the credit market for loans with comparable risk and if they meet certain performance criteria. (g) Premises and Equipment Land is carried at cost. Premises, furniture, equipment, and leasehold improvements are carried at cost less accumulated depreciation and amortization. Depreciation of premises, furniture and equipment is computed using the straight-line method over estimated useful lives from three one The Company follows ASU No. 2016-02 "Leases (Topic 842)" and all subsequent ASUs that modified Topic 842. Contracts are evaluated to determine whether they are or contain a lease in accordance with Topic 842. The Company elected the practical expedient provided by Topic 842 not to allocate consideration in a contract between lease and non-lease components. The Company also elected, as provided by the standard, not to recognize right-of-use assets and lease liabilities for short-term leases, defined by the standard as leases with terms of 12 months or less. Lease liabilities represent the Company's obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company's incremental borrowing rate in effect at the commencement date of the lease. Right-of-use assets represent the Company's right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. Lease payments for short-term leases are recognized as lease expense on a straight-line basis over the lease term, or for variable lease payments, in the period in which the obligation was incurred. Payments for leases with terms longer than twelve months are included in the determination of the lease liability. Payments may be fixed for the term of the lease or variable. If the lease agreement provides a known escalator, such as a specified percentage increase per year or a stated increase at a specified time, the variable payment is included in the cash flows used to determine the lease liability. If the variable payment is based upon an unknown escalator, such as the consumer price index at a future date, the increase is not included in the cash flows used to determine the lease liability. The Company's leases provide known escalators that are included in the determination of the lease liability, with the exception of three lease agreements. The Company's leases offer the option to extend the lease term. For each of the leases, the Company is reasonably certain it will exercise the options and has included the additional time and lease payments in the calculation of the lease liability. None of the Company's leases provide for residual value guarantees and none provide restrictions or covenants that would impact dividends or require incurring additional financial obligations. During 2020, the Company closed two branch office locations, which resulted in an impairment loss on right-of-use assets of $508 thousand and derecognition of right-of-use assets and lease liabilities of $458 thousand. No branch office locations were closed during 2021. (h) Goodwill and Intangible Assets Goodwill, which represents the excess of purchase price over fair value of net assets acquired, is not amortized but is evaluated at least annually for impairment by comparing its fair value with its carrying amount. Impairment is indicated when the carrying amount of a reporting unit exceeds its estimated fair value. Goodwill arises from business combinations and is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exist; that indicate that a goodwill impairment test should be performed. The Company performs the impairment test annually during the fourth quarter. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on our balance sheet. No impairment was recorded for 2021 and 2020. (i) Other Real Estate Owned Assets acquired through, or in lieu of, loan foreclosure are held for sale. At the time of acquisition, these properties are recorded at fair value less estimated selling costs, with any write down charged to the allowance for loan losses and any gain on foreclosure recorded in net income, establishing a new cost basis. Subsequent to foreclosure, valuations of the assets are periodically performed by management, and these assets are subsequently accounted for at lower of cost or fair value less estimated selling costs. Adjustments are made for subsequent decline in the fair value of the assets less selling costs. Revenue and expenses from operations and valuation changes are charged to operating income in the year of the transaction. (j) Bank Owned Life Insurance The Company has purchased life insurance policies on certain key employees. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance date, which is the cash surrender value. The increase in the cash surrender value over time is recorded as other non-interest income. The Company monitors the financial strength and condition of the counterparty. (k) Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed surrendered when (1) the assets have been isolated from the Company – put presumptively beyond reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets. (l) Income Taxes Deferred taxes are provided on a liability method whereby deferred tax assets and liabilities are recognized for deductible temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax basis. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or all of the deferred tax assets will not be realized. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment. Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management's judgment. The Company had no such liability recorded as of December 31, 2021 and 2020. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized. (m) Comprehensive Income (Loss) Comprehensive income consists of net income and other comprehensive income. Other comprehensive income (loss) includes unrealized gains (losses) on securities available-for-sale and interest rate swaps for 2021 and 2020, which are also recognized as separate components of equity. Items reclassified out of accumulated other comprehensive income (loss) to net income relate solely to realized gains (losses) on sales of securities available-for-sale and appear under the caption "Gain on sale of securities available-for-sale" in the Company's consolidated statements of income. (n) Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 16. Fair value estimates involve uncertainties and matters of significant judgment. Changes in assumptions or in market conditions could significantly affect the estimates. (o) Equity-based Compensation The Company recognizes in the income statement the grant date fair value of stock options and other equity-based compensation. The Company classifies stock awards as either an equity award or a liability award. Equity classified awards are valued as of the grant date using either an observable market price or a valuation methodology. Liability classified awards are valued at fair value at each reporting date. For the years presented, all of the Company's stock options are classified as equity awards. The fair value related to forfeitures of stock options and other equity-based compensation are recorded to the income statement as they occur, reducing equity-based compensation expense in that period. During 2018, the Company began granting restricted stock units which are granted at the fair market value of the Company's common stock on the grant date. Most restricted stock units vest in one-quarter increments on the anniversary date of the grant. The Company did not grant stock options in the years ended December 31, 2021 and 2020. (p) 401(k) Plan Employee 401(k) plan expense is the amount of matching contributions paid by the Company. 401(k) plan expense was $377 thousand and $350 thousand for the years ended December 31, 2021 and 2020, respectively. (q) Earnings Per Share Basic earnings per share represent income available to common shareholders divided by the weighted-average number of common shares outstanding during the period. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Common stock equivalents that may be issued by the Company consist primarily of outstanding stock options and restricted stock units, and the dilutive potential common shares resulting from outstanding stock options and restricted stock units are determined using the treasury method. The effects of anti-dilutive common stock equivalents are excluded from the calculation of diluted earnings per share. (r) Reclassifications Certain prior year amounts have been reclassified to conform to the current year's method of presentation. None of these reclassifications were significant. (s) Recent Accounting Pronouncements In June 2016, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") No. 2016-13, "Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to b

Investment Securities and Other

Investment Securities and Other Investments	12 Months Ended
	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Investment Securities and Other Investments	Investment Securities and Other Investments Amortized cost and fair values of securities held-to-maturity and securities available-for-sale as of December 31, 2021 and 2020, are as follows: December 31, 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Held-to-maturity Securities of state and local municipalities tax exempt $ 264 $ 6 $ — $ 270 Total Held-to-maturity Securities $ 264 $ 6 $ — $ 270 Available-for-sale Securities of U.S. government and federal agencies $ 13,719 $ — $ (283) $ 13,436 Securities of state and local municipalities tax exempt 1,393 58 — 1,451 Securities of state and local municipalities taxable 607 — (11) 596 Corporate bonds 13,970 259 (78) 14,151 SBA pass-through securities 107 1 — 108 Mortgage-backed securities 316,313 1,352 (3,827) 313,838 Collateralized mortgage obligations 14,230 113 (149) 14,194 Total Available-for-sale Securities $ 360,339 $ 1,783 $ (4,348) $ 357,774 December 31, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Held-to-maturity Securities of state and local municipalities tax exempt $ 264 $ 10 $ — $ 274 Total Held-to-maturity Securities $ 264 $ 10 $ — $ 274 Available-for-sale Securities of state and local municipalities tax exempt $ 3,398 $ 95 $ — $ 3,493 Securities of state and local municipalities taxable 804 14 — 818 Corporate bonds 12,974 80 (237) 12,817 SBA pass-through securities 138 3 — 141 Mortgage-backed securities 81,296 2,479 (61) 83,714 Collateralized mortgage obligations 24,476 718 (26) 25,168 Total Available-for-sale Securities $ 123,086 $ 3,389 $ (324) $ 126,151 The Company had securities with a market value of $5.8 million and $9.2 million pledged with the Federal Reserve Bank of Richmond (the "FRB") for the years ended December 31, 2021 and 2020, respectively. The Company had securities with a market value of $79.7 million pledged with the Treasury Board of Virginia at the Community Bankers' Bank at December 31, 2021. There were no securities pledged with the Treasury Board of Virginia at the Community Bankers' Bank at December 31, 2020. The following table shows fair value and gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2021 and 2020, respectively. The reference point for determining when securities are in an unrealized loss position is month-end. Therefore, it is possible that a security's market value exceeded its amortized cost on other days during the prior twelve-month period. Securities that have been in a continuous unrealized loss position are as follows: Less Than 12 Months 12 Months or Longer Total At December 31, 2021 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Securities of U.S. government and federal agencies $ 13,275 $ (283) $ — $ — $ 13,275 $ (283) Securities of state and local municipalities taxable 595 (11) — — 595 (11) Corporate bonds 3,922 (78) — — 3,922 (78) Mortgage-backed securities 216,278 (3,175) 19,225 (652) 235,503 (3,827) Collateralized mortgage obligations 3,362 (82) 1,814 (67) 5,176 (149) Total $ 237,432 $ (3,629) $ 21,039 $ (719) $ 258,471 $ (4,348) Less Than 12 Months 12 Months or Longer Total At December 31, 2020 Fair Unrealized Fair Unrealized Fair Unrealized Corporate bonds $ 4,240 $ (10) $ 2,000 $ (227) $ 6,240 $ (237) Mortgage-backed securities 17,504 (61) — — 17,504 (61) Collateralized mortgage obligations 2,098 (26) — — 2,098 (26) Total $ 23,842 $ (97) $ 2,000 $ (227) $ 25,842 $ (324) Securities of U.S. government and federal agencies: The unrealized losses on three available-for-sale securities were caused by interest rate increases. The contractual terms of these investments do not permit the issuer to settle the securities at a price less than the amortized cost basis of the investments. Securities of state and local municipalities taxable: The unrealized loss on one of the investment in securities of state and local municipalities were caused by interest rate increases. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost basis of the investments. The investment carries an S&P investment grade rating of AAA. Corporate bonds: The unrealized losses on the Company's investments in four corporate bonds were caused by interest rate increases. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost basis of the investments. One of these investments carries an S&P investment grade rating of BBB+. The remaining three investments do not carry a rating. Mortgage-backed securities: The unrealized losses on the Company's investment in thirty-nine mortgage-backed securities were caused by interest rate increases. The contractual cash flows of those investments are guaranteed by an agency of the U.S. Government. Accordingly, it is expected that the securities would not be settled at a price less than the amortized cost basis of the Company's investments. Because the decline in market value is attributable to changes in interest rates and not credit quality, the Company does not consider those investments to be other-than-temporarily impaired at December 31, 2021. Collateralized mortgage obligations (CMOs): The unrealized loss associated with nine CMOs was caused by interest rate increases. The contractual cash flows of these investments are guaranteed by an agency of the U.S. Government. Accordingly, it is expected that the securities would not be settled at a price less than the amortized cost basis of the Company's investments. Because the decline in market value is attributable to changes in interest rates and not credit quality, the Company does not consider those investments to be other-than-temporarily impaired at December 31, 2021. The amortized cost and fair value of securities available-for-sale as of December 31, 2021, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations without penalties. 2021 Held-to-maturity Available-for-sale Amortized Fair Amortized Fair After 1 year through 5 years $ — $ — $ 3,393 $ 3,437 After 5 years through 10 years 264 270 44,617 45,153 After 10 years — — 312,329 309,184 Total $ 264 $ 270 $ 360,339 $ 357,774 For the years ended December 31, 2021 and 2020, proceeds from principal repayments of securities were $48.0 million and $38.5 million, respectively. No securities were sold during 2021. For the year ended December 31, 2020, proceeds from sales of securities amounted to $13.2 million, respectively, and gross realized gains amounted to $141 thousand. There were no realized losses in 2021 and 2020. The Company has other investments in the form of restricted stock totaling $6.4 million and $6.6 million at December 31, 2021 and 2020, respectively. The following table discloses the types of investments included in other investments: 2021 2020 Federal Reserve stock $ 4,378 $ 3,973 FHLB stock 1,847 2,443 Community Bankers' Bank stock 122 122 Atlantic Bankers' Bank stock 25 25 $ 6,372 $ 6,563 As members of the FRB and the FHLB, the Company's banking subsidiary is required to hold stock in these entities. Stock membership in Community Bankers' Bank allows the Company to secure overnight funding and participate in other services offered by this institution. These investments are carried at cost since no active trading markets exist.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Loans and Allowance for Loan Losses	Loans and Allowance for Loan Losses A summary of loan balances by type follows: 2021 2020 Originated Acquired Total Originated Acquired Total Commercial real estate $ 887,310 $ 18,802 $ 906,112 $ 761,876 $ 28,149 $ 790,025 Commercial and industrial 199,040 3,710 202,750 271,039 4,295 275,334 Commercial construction 186,572 1,043 187,615 220,845 1,474 222,319 Consumer real estate 176,682 23,922 200,604 133,940 33,932 167,872 Consumer nonresidential 10,277 27 10,304 15,802 33 15,835 $ 1,459,881 $ 47,504 $ 1,507,385 $ 1,403,502 $ 67,883 $ 1,471,385 Less: Allowance for loan losses 13,829 — 13,829 14,333 625 14,958 Unearned income and (unamortized premiums), net 3,536 — 3,536 5,302 — 5,302 Loans, net $ 1,442,516 $ 47,504 $ 1,490,020 $ 1,383,867 $ 67,258 $ 1,451,125 During 2018, as a result of the Company's acquisition of Colombo, the loan portfolio was segregated between loans initially accounted for under the amortized cost method (referred to as "originated" loans) and loans acquired (referred to as "acquired" loans). The loans segregated to the acquired loan portfolio were initially measured at fair value and subsequently accounted for under either ASC Topic 310-30 or ASC 310-20. The outstanding principal balance and related carrying amount of acquired loans included in the consolidated statement of condition as of December 31, 2021 and 2020 are as follows: 2021 Purchased credit impaired acquired loans evaluated individually for future credit losses Outstanding principal balance $ 207 Carrying amount — Other acquired loans Outstanding principal balance 48,049 Carrying amount 47,504 Total acquired loans Outstanding principal balance 48,256 Carrying amount 47,504 2020 Purchased credit impaired acquired loans evaluated individually for future credit losses Outstanding principal balance $ 4,010 Carrying amount 3,064 Other acquired loans Outstanding principal balance 65,656 Carrying amount 64,819 Total acquired loans Outstanding principal balance 69,666 Carrying amount 67,883 The following table presents changes for the year ended December 31, 2021 and 2020 in the accretable yield on purchased credit impaired loans for which the Company applies ASC 310-30. Balance at January 1, 2021 $ 216 Accretion (217) Reclassification of nonaccretable difference due to improvement in expected cash flows 54 Other changes, net (50) Balance at December 31, 2021 $ 3 Balance at January 1, 2020 $ 371 Accretion (878) Reclassification of nonaccretable difference due to improvement in expected cash flows 691 Other changes, net 32 Balance at December 31, 2020 $ 216 An analysis of the allowance for loan losses for the years ended December 31, 2021 and 2020 follows: Commercial Commercial and Commercial Consumer Real Consumer Total 2021 Allowance for loan losses: Beginning Balance $ 9,291 $ 2,546 $ 1,960 $ 690 $ 471 $ 14,958 Charge-offs (477) (117) — — (255) (849) Recoveries 24 — — 35 161 220 Provision (reversal) 157 (602) 49 56 (160) (500) Ending Balance $ 8,995 $ 1,827 $ 2,009 $ 781 $ 217 $ 13,829 Commercial Commercial and Commercial Consumer Real Consumer Total 2020 Allowance for loan losses: Beginning Balance $ 6,399 $ 1,275 $ 2,067 $ 417 $ 73 $ 10,231 Charge-offs (115) — — (41) (254) (410) Recoveries 9 62 — 2 48 121 Provision (reversal) 2,998 1,209 (107) 312 604 5,016 Ending Balance $ 9,291 $ 2,546 $ 1,960 $ 690 $ 471 $ 14,958 The following table presents the recorded investment in loans and impairment method as of December 31, 2021 and 2020, by portfolio segment: Allowance for Loan Losses Commercial Commercial Commercial Consumer Consumer Total 2021 Allowance for loan losses: Ending Balance: Individually evaluated for impairment $ — $ 181 $ — $ 5 $ — $ 186 Purchased credit impaired — — — — — — Collectively evaluated for impairment 8,995 1,646 2,009 776 217 13,643 $ 8,995 $ 1,827 $ 2,009 $ 781 $ 217 $ 13,829 Loans Receivable Commercial Commercial Commercial Consumer Consumer Total 2021 Financing receivables: Ending Balance Individually evaluated for impairment $ 11,915 $ 5,214 $ 1,557 $ 343 $ — $ 19,029 Purchased credit impaired loans — — — — — — Collectively evaluated for impairment 894,197 197,536 186,058 200,261 10,304 1,488,356 $ 906,112 $ 202,750 $ 187,615 $ 200,604 $ 10,304 $ 1,507,385 Allowance for Loan Losses Commercial Commercial Commercial Consumer Consumer Total 2020 Allowance for loan losses: Ending Balance: Individually evaluated for impairment $ 625 $ 1,450 $ — $ 25 $ — $ 2,100 Purchased credit impaired loans — — — — — — Collectively evaluated for impairment 8,666 1,096 1,960 665 471 12,858 $ 9,291 $ 2,546 $ 1,960 $ 690 $ 471 $ 14,958 Loans Receivable Commercial Commercial Commercial Consumer Consumer Total 2020 Financing receivables: Ending Balance Individually evaluated for impairment $ 13,379 $ 7,086 $ — $ 254 $ — $ 20,719 Purchased credit impaired loans 3,007 — — 57 — 3,064 Collectively evaluated for impairment 773,639 268,248 222,319 167,561 15,835 1,447,602 $ 790,025 $ 275,334 $ 222,319 $ 167,872 $ 15,835 $ 1,471,385 Impaired loans by class excluding purchased credit impaired, as of December 31, 2021 and 2020 are summarized as follows: Impaired Loans – Originated Loan Portfolio Recorded Unpaid Related Average Interest 2021 With an allowance recorded: Commercial real estate $ — $ — $ — $ — $ — Commercial and industrial 1,678 1,688 181 1,711 95 Commercial construction — — — — — Consumer real estate 93 93 5 95 7 Consumer nonresidential — — — — — $ 1,771 $ 1,781 $ 186 $ 1,806 $ 102 2021 With no related allowance: Commercial real estate $ 11,915 $ 11,915 $ — $ 11,947 $ 581 Commercial and industrial 3,536 3,536 — 3,660 238 Commercial construction 1,557 1,596 — 1,597 174 Consumer real estate 250 250 — 250 28 Consumer nonresidential — — — — — $ 17,258 $ 17,297 $ — $ 17,454 $ 1,021 Impaired Loans – Acquired Loan Portfolio Recorded Unpaid Related Average Interest 2021 With an allowance recorded: Commercial real estate $ — $ — $ — $ — $ — Commercial and industrial — — — — — Commercial construction — — — — — Consumer real estate — — — — — Consumer nonresidential — — — — — $ — $ — $ — $ — $ — 2021 With no related allowance: Commercial real estate $ — $ — $ — $ — $ — Commercial and industrial — — — — — Commercial construction — — — — — Consumer real estate — — — — — Consumer nonresidential — — — — — $ — $ — $ — $ — $ — Impaired Loans – Originated Loan Portfolio Recorded Unpaid Related Average Interest 2020 With an allowance recorded: Commercial real estate $ — $ — $ — $ — $ — Commercial and industrial 5,287 5,287 1,450 5,682 358 Commercial construction — — — — — Consumer real estate 97 97 25 99 6 Consumer nonresidential — — — — — $ 5,384 $ 5,384 $ 1,475 $ 5,781 $ 364 2020 With no related allowance: Commercial real estate $ 9,926 $ 9,930 $ — $ 9,938 $ 133 Commercial and industrial 1,799 1,799 — 2,433 148 Commercial construction — — — — — Consumer real estate — — — — — Consumer nonresidential — — — — — $ 11,725 $ 11,729 $ — $ 12,371 $ 281 Impaired Loans – Acquired Loan Portfolio Recorded Unpaid Related Average Interest 2020 With an allowance recorded: Commercial real estate $ 3,303 $ 4,316 $ 625 $ 4,811 $ 267 Commercial and industrial — — — — — Commercial construction — — — — — Consumer real estate — — — — — Consumer nonresidential — — — — — $ 3,303 $ 4,316 $ 625 $ 4,811 $ 267 2020 With no related allowance: Commercial real estate $ 150 $ 164 $ — $ 164 $ 13 Commercial and industrial 157 215 — 215 12 Commercial construction — — — — — Consumer real estate — — — — — Consumer nonresidential — — — — — $ 307 $ 379 $ — $ 379 $ 25 No additional funds are committed to be advanced in connection with the impaired loans. There were no nonaccrual loans excluded from the impaired loan disclosure. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, collateral adequacy, credit documentation, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis typically includes larger, non-homogeneous loans such as commercial real estate and commercial and industrial loans. This analysis is performed on an ongoing basis as new information is obtained. The Company uses the following definitions for risk ratings: Pass – Loans listed as pass include larger non-homogeneous loans not meeting the risk rating definitions below and smaller, homogeneous loans not assessed on an individual basis. Special Mention – Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution's credit position at some future date. Substandard – Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the enhanced possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful – Loans classified as doubtful include those loans which have all the weaknesses inherent in those classified Substandard with the added characteristic that the weaknesses make collection or liquidation in full, based on currently known facts, conditions and values, improbable. Loss – Loans classified as loss include those loans which are considered uncollectible and of such little value that their continuance as loans is not warranted. Even though partial recovery may be achieved in the future, it is neither practical nor desirable to defer writing off these loans. Based on the most recent analysis performed, the risk category of loans by class of loans was as follows as of December 31, 2021 and 2020: 2021 – Originated Loan Portfolio Commercial Real Commercial and Commercial Construction Consumer Real Estate Consumer Nonresidential Total Grade: Pass $ 875,395 $ 193,426 $ 182,497 $ 176,271 $ 10,277 $ 1,437,866 Special mention — 400 2,518 68 — 2,986 Substandard 11,915 5,214 1,557 343 — 19,029 Doubtful — — — — — — Loss — — — — — — Total $ 887,310 $ 199,040 $ 186,572 $ 176,682 $ 10,277 $ 1,459,881 2021 – Acquired Loan Portfolio Commercial Real Commercial and Commercial Construction Consumer Real Estate Consumer Nonresidential Total Grade: Pass $ 18,802 $ 3,710 $ 1,043 $ 23,922 $ 27 $ 47,504 Special mention — — — — — — Substandard — — — — — — Doubtful — — — — — — Loss — — — — — — Total $ 18,802 $ 3,710 $ 1,043 $ 23,922 $ 27 $ 47,504 2020 – Originated Loan Portfolio Commercial Real Commercial and Commercial Construction Consumer Real Estate Consumer Nonresidential Total Grade: Pass $ 741,570 $ 262,355 $ 220,845 $ 133,750 $ 15,802 $ 1,374,322 Special mention 10,380 1,598 — 93 — 12,071 Substandard 9,926 7,086 — 97 — 17,109 Doubtful — — — — — — Loss — — — — — — Total $ 761,876 $ 271,039 $ 220,845 $ 133,940 $ 15,802 $ 1,403,502 2020 – Acquired Loan Portfolio Commercial Real Commercial and Commercial Construction Consumer Real Estate Consumer Nonresidential Total Grade: Pass $ 24,696 $ 4,295 $ 1,474 $ 33,844 $ 33 $ 64,342 Special mention — — — — — — Substandard 3,453 — — 88 — 3,541 Doubtful — — — — — — Loss — — — — — — Total $ 28,149 $ 4,295 $ 1,474 $ 33,932 $ 33 $ 67,883 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, collateral adequacy, credit documentation, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis includes, larger non-homogeneous loans such as commercial real estate and commercial and industrial loans. This analysis is performed on an ongoing basis as new information is obtained. At December 31, 2021, the Company had $3.0 million in loans identified as special mention within the originated loan portfolio, a decrease of $9.1 million from December 31, 2020. Special mention rated loans are loans that have a potential weakness that deserve management's close attention. These loans do not have a specific reserve and are considered well-secured. At December 31, 2021, the Company had $19.0 million in loans identified as substandard within the originated loan portfolio, an increase of $1.9 million from December 31, 2020. Substandard rated loans are loans that are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. For each of these substandard loans, a liquidation analysis is completed. As of December 31, 2021, specific reserves on originated and acquired loans totaling $0.2 million, has been allocated within the allowance for loan losses to supplement any shortfall of collateral. Past due and nonaccrual loans presented by loan class were as follows as of December 31, 2021 and 2020: 2021 – Originated Loan Portfolio 30-59 days past 60-89 days past due 90 days or more past due Total past due Current Total loans 90 days past due Nonaccruals Commercial real estate $ — $ — $ — $ — $ 887,310 $ 887,310 $ — $ — Commercial and industrial — — 1,678 1,678 197,362 199,040 — 1,678 Commercial construction — — 1,557 1,557 185,015 186,572 — 1,557 Consumer real estate — — 250 250 176,432 176,682 — 250 Consumer nonresidential 14 21 18 53 10,224 10,277 18 Total $ 14 $ 21 $ 3,503 $ 3,538 $ 1,456,343 $ 1,459,881 $ 18 $ 3,485 2021 – Acquired Loan Portfolio 30-59 days past 60-89 days past due 90 days or more past due Total past due Current Total loans 90 days past due Nonaccruals Commercial real estate $ — $ — $ — $ — $ 18,802 $ 18,802 $ — $ — Commercial and industrial — — — — 3,710 3,710 — — Commercial construction — — — — 1,043 1,043 — — Consumer real estate 234 — 5 239 23,683 23,922 5 — Consumer nonresidential 2 — — 2 25 27 — — Total $ 236 $ — $ 5 $ 241 $ 47,263 $ 47,504 $ 5 $ — 2020 – Originated Loan Portfolio 30-59 days past 60-89 days past due 90 days or more past due Total past due Current Total loans 90 days past due Nonaccruals Commercial real estate $ — $ 88 $ — $ 88 $ 761,788 $ 761,876 $ — $ — Commercial and industrial — — 2,883 2,883 268,156 271,039 — 2,883 Commercial construction — 13 — 13 220,832 220,845 — — Consumer real estate 347 76 — 423 133,517 133,940 — — Consumer nonresidential — — 44 44 15,758 15,802 44 — Total $ 347 $ 177 $ 2,927 $ 3,451 $ 1,400,051 $ 1,403,502 $ 44 $ 2,883 2020 – Acquired Loan Portfolio 30-59 days past 60-89 days past due 90 days or more past due Total past due Current Total loans 90 days past due Nonaccruals Commercial real estate $ 694 $ — $ 2,309 $ 3,003 $ 25,146 $ 28,149 $ — $ 2,309 Commercial and industrial — — — — 4,295 4,295 — — Commercial construction 111 — — 111 1,363 1,474 — — Consumer real estate 353 108 385 846 33,086 33,932 228 157 Consumer nonresidential — — — — 33 33 — — Total $ 1,158 $ 108 $ 2,694 $ 3,960 $ 63,923 $ 67,883 $ 228 $ 2,466 There were overdrafts of $58 thousand and $72 thousand at December 31, 2021 and 2020, respectively, which have been reclassified from deposits to loans. At December 31, 2021 and 2020, loans with a carrying value of $290.3 million and $132.6 million were pledged to the FHLB. There were no defaults of TDRs where the default occurred within twelve months of the restructuring during the years ended December 31, 2021 and December 31, 2020. No TDRs were originated during the year ended December 31, 2021. The following table presents the TDRs originated during the year ended December 31, 2020: Troubled Debt Restructurings Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial real estate 1 $ 97 $ 97 Total 1 $ 97 $ 97 For each of December 31, 2021 and 2020, the Company had a recorded investment in TDRs of $92 thousand and $97 thousand, respectively. The concessions made in TDRs were extensions of the maturity dates or reductions in the stated interest rate for the remaining life of the debt. The payment deferrals that were made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief, are not to be considered TDRs.

Other Real Estate Owned

Other Real Estate Owned	12 Months Ended
	Dec. 31, 2021
Other Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate OwnedThe Company had no OREO property at December 31, 2021 compared to $3.9 million at December 31, 2020. OREO totaling $3.9 million was sold during 2021 and the Company recognized a gain on sale of OREO of $236 thousand. There was no activity in 2020. There were no foreclosed residential real estate properties recorded in OREO as a result of obtaining physical possession of the property at December 31, 2021 and 2020. There were no consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceedings are in process as of December 31, 2021 and 2020. The Company recorded no impairment charges during 2021 and 2020.

Goodwill and Intangibles

Goodwill and Intangibles	12 Months Ended
	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangibles	Goodwill and IntangiblesAs a result of the Company's acquisition of Colombo in October 2018, the Company recognized goodwill and core deposit intangibles. Information concerning amortizable intangibles follows: Acquisition of 1st Commonwealth Acquisition of Colombo Bank Total Gross Carrying Accumulated Gross Carrying Accumulated Gross Carrying Accumulated Balance at December 31, 2019 $ 204 $ 145 $ 1,950 $ 463 $ 2,154 $ 608 2020 activity: 1st Commonwealth amortization — 20 — — — 20 Colombo Bank amortization — — — 326 — 326 Balance at December 31, 2020 $ 204 $ 165 $ 1,950 $ 789 $ 2,154 $ 954 2021 activity: 1st Commonwealth amortization — 20 — — — 20 Colombo Bank amortization — — — 285 — 285 Balance at December 31, 2021 $ 204 $ 185 $ 1,950 $ 1,074 $ 2,154 $ 1,259 The aggregate amortization expense was $305 thousand for 2021 and $345 thousand for 2020. The estimated amortization expense for the next five years and thereafter is as follows: 2022 $ 262 2023 205 2024 165 2025 125 2026 85 Thereafter 53 The carrying amount of goodwill for the years ended December 31, 2021 and 2020 were as follows: Balance at December 31, 2021 and 2020 $ 7,157

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Premises and Equipment	Premises and Equipment A summary of the cost and accumulated depreciation of premises and equipment follows: 2021 2020 Leasehold improvements $ 3,039 $ 2,715 Furniture, fixtures and equipment 4,163 4,081 Computer software 1,275 1,233 Land 61 61 Buildings 196 196 Vehicles 47 — $ 8,781 $ 8,286 Less: accumulated depreciation 7,197 6,632 $ 1,584 $ 1,654 For the years ended December 31, 2021 and 2020, depreciation expense was $555 thousand and $615 thousand, respectively. The Company has entered into operating leases for office space over various terms. The leases cover an agreed upon period of time and generally have options to renew and are subject to annual increases as well as allocations for real estate taxes and certain operating expenses. The following tables present information about leases as of December 31, 2021 and 2020: 2021 2020 Right-of-Use-Asset $ 10,167 $ 11,125 Lease Liability $ 11,111 $ 12,123 Weighted Average Remaining Lease Term (Years) 8.9 9.8 Weighted Average discount rate 3.20 % 3.22 % Years Ended December 31, 2021 2020 Operating Lease Expense $ 1,626 $ 1,694 Cash paid for amounts included in lease liabilities $ 1,559 $ 1,582 Impairment loss on right-of-use asset — 508 Derecognition of right-of-use asset and lease liabilities — 458 Right-of-use assets obtained in exchange for operating lease liabilities 207 59 The following table presents a maturity schedule of undiscounted cash flows that contribute to the lease liability: 2022 $ 1,667 2023 1,666 2024 1,596 2025 1,441 2026 1,343 Thereafter 5,123 Total $ 12,836 Less: discount (1,725) $ 11,111

Deposits

Deposits	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Deposits	Deposits Remaining maturities on certificates of deposit are as follows: 2022 $ 191,589 2023 27,508 2024 7,458 2025 3,375 2026 1,487 $ 231,417 Total time deposits greater than $250,000 were $89.7 million and $100.8 million at December 31, 2021 and 2020, respectively. At December 31, 2021 and 2020, the Company had one customer relationship whose related balance on deposit exceeded 5% of outstanding deposits. This customer relationship comprises 17% of outstanding deposits at December 31, 2021 and 10% of outstanding deposits at December 31, 2020. Brokered deposits totaled $35.0 million and $50.0 million at December 31, 2021 and 2020, respectively.

Other Borrowed Funds

Other Borrowed Funds	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
Other Borrowed Funds	Other Borrowed Funds Other borrowed funds at December 31, 2021 and 2020 consist of the following: FHLB Advances Subordinated Debt, net 2021 2020 2021 2020 Balance Outstanding at December 31 $ 25,000 $ 25,000 $ 19,510 $ 44,085 Maximum balance at any month end during the year $ 25,000 $ 25,000 $ 44,157 $ 44,085 Average balance for the year $ 25,000 $ 23,115 $ 37,856 $ 28,790 Weighted average rate on borrowings at year end 0.20 % 0.23 % 4.88 % 5.50 % The Company had $25 million of FHLB advances at each of December 31, 2021 and December 31, 2020. The FHLB advances outstanding at December, 31, 2021 mature during the first quarter of 2022. At December 31, 2021, 1-4 family residential loans with a lendable value of $23.2 million, multi-family residential loans with a lendable value of $42.8 million, home equity lines of credit with a lendable value of $8.1 million and commercial real estate loans with a lendable value of $129.5 million were pledged against an available line of credit with the FHLB totaling $203.6 million as of December 31, 2021. The Bank has a letter of credit with the FHLB in the amount of $51.0 million for the purpose of providing collateral for Virginia public deposits. The remaining lendable collateral value at December 31, 2021 totaled $127.6 million. The Company has unsecured lines of credit with correspondent banks totaling $265.0 million at December 31, 2021 and $269.0 million at December 31, 2020, available for overnight borrowing. At December 31, 2021 and 2020, none of these lines of credit with correspondent banks were drawn upon. On June 20, 2016, the Company issued $25.0 million in fixed-to-floating rate subordinated notes due June 30, 2026 in a private placement transaction. Interest was payable at 6.00% per annum, from and including June 20, 2016 to, but excluding June 30, 2021, payable semi-annually in arrears. From and including June 30, 2021 to the maturity date or early redemption date, the interest rate was to reset quarterly to an interest rate per annum equal to the then current three-month LIBOR rate plus 487 basis points, payable quarterly in arrears. The Company had the option, on any scheduled interest payment date on or after June 30, 2021, to redeem the subordinated notes, in whole or in part, upon not fewer than 30 nor greater than 60 days' notice to holders, at a redemption price equal to 100% of the principal amount of the subordinated notes to be redeemed plus accrued and unpaid interest to, but excluding, the date of redemption. In August 2021, the Company provided a redemption notice to each holder of the subordinated notes that the notes would be redeemed in full on September 30, 2021 or such later date as the holder returned its note to the Company. $23.8 million of principal was redeemed and paid during the year ended December 31, 2021. The remaining principal balance of $1.2 million as of December 31, 2021 is included in other liabilities. The remaining note holders redeemed their notes in February 2022. The notes stopped accruing interest effective as of September 30, 2021 redemption date. On October 13, 2020, the Company completed its private placement of $20 million of its 4.875% fixed-to-floating subordinated notes due 2030 (the "Notes") to certain qualified institutional buyers and accredited investors. The Notes have a maturity date of October 15, 2030 and carry a fixed rate of interest of 4.875% for the first five years. Thereafter, the Notes will pay interest at the then current three-month Secured Overnight Financing Rate plus 471 basis points, resetting quarterly. The Notes include a right of prepayment without penalty on or after October 15, 2025. The Notes have been structured to qualify as Tier 2 capital for regulatory purposes. The Company used the proceeds from the placement of the Notes for general corporate purposes, including to support capital ratios at the Bank, and the repayment of the $25.0 million outstanding subordinated debt called in August 2021.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2021 and 2020 are presented below: 2021 2020 Deferred Tax Assets: Allowance for loan losses $ 3,131 $ 3,365 Net operating loss carryforward – federal and state 2,785 3,204 Bank premises and equipment 184 224 Nonqualified stock options and restricted stock 611 546 Organizational and start-up expenses 22 34 Acquisition accounting adjustments 258 181 Non-accrual loan interest 24 66 Deferred loan costs 801 1,193 Lease liability 2,516 2,728 Unrealized loss on securities available for sale 582 — Unrealized loss on interest rate swap 17 158 $ 10,931 $ 11,699 Deferred Tax Liabilities: Right-of-use assets $ (2,302) $ (2,503) Unrealized gain on securities available for sale — (644) $ (2,302) $ (3,147) Net Deferred Tax Assets $ 8,629 $ 8,552 The income tax expense charged to operations for the years ended December 31, 2021 and 2020 consists of the following: 2021 2020 Current tax expense $ 5,269 $ 5,315 Deferred tax expense (benefit) 1,007 (1,159) $ 6,276 $ 4,156 Income tax expense differed from amounts computed by applying the U.S. federal income tax rate to income, before income tax expense as a result of the following: 2021 2020 Computed "expected" tax expense $ 5,924 $ 4,128 Increase (decrease) in income taxes resulting from: State income tax expense 472 294 Non-deductible expense 231 31 Tax free income (217) (251) Tax benefits from exercise of stock options (163) (89) Other 29 43 $ 6,276 $ 4,156 The Company files income tax returns in the U.S. federal jurisdiction. With few exceptions, the Company is no longer subject to U.S. federal examination by tax authorities for years prior to 2018. Under the provisions of the Internal Revenue Code, the Company has $11.7 million of net operating loss carryforwards acquired from Colombo which can be offset against future taxable income. The carryforwards expire through December 31, 2037. The full realization of tax benefits associated with carryforwards depends predominately upon the recognition of ordinary income during the carryforward period. The federal portion of net operating loss carryforwards available to offset taxable income is limited to $762 thousand annually under Internal Revenue Code section 382. The Company believes it will generate sufficient future taxable income to fully utilize the remaining deferred tax assets.

Derivative Financial Instrument

Derivative Financial Instruments	12 Months Ended
	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Derivative Financial Instruments The Company enters into interest rate swap agreements ("swap agreements") to facilitate the risk management strategies needed in order to accommodate the needs of its banking customers. The Company mitigates the risk of entering into these loan agreements by entering into equal and offsetting swap agreements with highly-rated third party financial institutions. These back-to-back swap agreements are free-standing derivatives and are recorded at fair value in the Company's consolidated statements of condition (asset positions are included in other assets and liability positions are included in other liabilities) as of December 31, 2021. The Company is party to master netting arrangements with its financial institution counterparty; however, the Company does not offset assets and liabilities under these arrangements for financial statement presentation purposes. The master netting arrangements provide for a single net settlement of all swap agreements, as well as collateral, in the event of default on, or termination of, any one contract. Parties to a centrally cleared over-the-counter derivative exchange daily payments that reflect the daily change in value of the derivative. These payments, commonly referred to as variation margin, are recorded as settlements of the derivatives' mark-to-market exposure rather than collateral against the exposures, which effectively results in any centrally cleared derivative having a Level 2 fair value that approximates zero on a daily basis, and therefore, these swap agreements were not included in the offsetting table in the Fair Value Measurement section. As of December 31, 2021, the Company entered into 19 interest rate swap agreements which were collateralized by $6.7 million in cash. As of December 31, 2020, the Company entered into 21 interest rate swap agreements which were collateralized by $14.0 million in cash. The notional amount and fair value of the Company's derivative financial instruments as of December 31, 2021 and 2020 were as follows: December 31, 2021 Notional Amount Fair Value Interest Rate Swap Agreements Receive Fixed/Pay Variable Swaps $ 80,643 $ 6,052 Pay Fixed/Receive Variable Swaps 80,643 (6,052) December 31, 2020 Notional Amount Fair Value Interest Rate Swap Agreements Receive Fixed/Pay Variable Swaps $ 97,658 $ 12,880 Pay Fixed/Receive Variable Swaps 97,658 (12,880) Interest Rate Risk Management—Cash Flow Hedging Instruments The Company uses FHLB advances and other wholesale funding from time to time as a source of funds for use in the Company's lending and investment activities and other general business purposes. This wholesale funding exposes the Company to increased interest rate risk as a result of the variability in cash flows (future interest payments). The Company believes it is prudent to reduce this interest rate risk. To meet this objective, the Company entered into interest rate swap agreements whereby the Company reduces the interest rate risk associated with the Company's variable rate advances (or other wholesale funding) from the designation date and going through the maturity date. At December 31, 2021 and 2020, the information pertaining to outstanding interest rate swap agreements used to hedge variability in cash flows is as follows: (Dollars in thousands) 2021 2020 Notional amount $ 60,000 $ 60,000 Weighted average pay rate 0.87 % 0.87 % Weighted average receive rate 0.21 % 0.24 % Weighted average maturity in years 1.10 years 2.10 years Unrealized loss relating to interest rate swaps $ (77) $ (754) These agreements provided for the Company to receive payments determined by a specific index (three month LIBOR) in exchange for making payments at a fixed rate. At December 31, 2021 and 2020, the unrealized loss relating to interest rate swaps designated as hedging instruments of the variability of cash flows associated with wholesale funds are reported in other comprehensive income (loss). These amounts are subsequently reclassified into interest expense as a yield adjustment in the same period in which the related interest on the advance affects earnings. The Company measures cash flow hedging relationships for effectiveness on a monthly basis, and at December 31, 2021 and 2020, the hedges were highly effective and the amount of ineffectiveness reflected in earnings was de minimus.

Financial Instruments with Off-

Financial Instruments with Off-Balance Sheet Risk	12 Months Ended
	Dec. 31, 2021
Financial Instruments with Off-Balance Sheet Risk
Financial Instruments with Off-Balance Sheet Risk	Financial Instruments with Off-Balance Sheet Risk The Company is party to credit-related financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheet. The Company's exposure to credit loss is represented by the contractual amount of these commitments. The Company follows the same credit policies in making commitments as it does for on-balance sheet instruments. At December 31, 2021 and 2020, the following financial instruments were outstanding which contract amounts represent credit risk: 2021 2020 Commitments to grant loans $ 90,591 $ 13,598 Unused commitments to fund loans and lines of credit 183,145 166,259 Commercial and standby letters of credit 8,930 5,529 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The commitments for equity lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if it is deemed necessary by the Company, is based on management's credit evaluation of the customer. Unfunded commitments under commercial lines of credit, revolving credit lines and overdraft protection agreements are commitments for possible future extensions of credit to existing customers. These lines of credit usually do not contain a specified maturity date and may not be drawn upon to the total extent to which the Company is committed. The amount of collateral obtained, if it is deemed necessary by the Company, is based on management's credit evaluation of the customer. Commercial and standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Those letters of credit are primarily issued to support public and private borrowing arrangements. Substantially all letters of credit issued have expiration dates within one year. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Company generally holds collateral supporting those commitments, if deemed necessary. The Company maintains its cash accounts with the FRB and correspondent banks. The total amount of cash on deposit in correspondent banks exceeding the federally insured limits was $32.8 million and $25.3 million at December 31, 2021 and 2020, respectively.

Minimum Regulatory Capital Requ

Minimum Regulatory Capital Requirements	12 Months Ended
	Dec. 31, 2021
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Minimum Regulatory Capital Requirements	Minimum Regulatory Capital Requirements Banks and bank holding companies are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, financial institutions must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. A financial institution’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. In August, 2018, the Federal Reserve updated the Small Bank Holding Company Policy Statement (the “Statement”), in compliance with the Economic Growth, Regulatory Relief and Consumer Protection Act of 2018 (“EGRRCPA”). The Statement, among other things, exempts bank holding companies that have assets below a specified asset threshold from the consolidated regulatory capital requirements. The rule expanded the exemption to bank holding companies with consolidated total assets of less than $3 billion. Prior to August 2018, the statement exempted bank holding companies with consolidated total assets of less than $1 billion. As a result of the rule, the Company qualifies as a small bank holding company and is no longer subject to regulatory capital requirements on a consolidated basis. The final rules implementing Basel Committee on Banking Supervision’s capital guidelines for U.S. banks (“Basel III”) became effective for the Bank on January 1, 2015 with full compliance with all of the requirements being fully phased in January 1, 2019. As a part of the requirements, the Common Equity Tier 1 Capital ratio is calculated and utilized in the assessment of capital for all institutions. Under the Basel III rules, institutions must hold a capital conservation buffer above the adequately capitalized risk-based capital ratios. Prompt corrective action regulations, which also apply to the Bank, provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. Pursuant to the EGRRCPA, federal banking agencies have provided for an optional, simplified measure of capital adequacy, the community bank leverage ratio (“CBLR”) framework, for qualifying community bank organizations with less than $10 billion in consolidated total assets. Organizations that qualify could opt in to the CBLR framework beginning January 1, 2020 or any time thereafter. An institution that maintains a leverage ratio that exceeds the CBLR is considered to have met all generally applicable leverage and risk based capital requirements (including the Basel III rules), the capital ratio requirements for “well capitalized” status under the prompt corrective action regulations, and any other leverage or capital requirements to which it is subject. On January 1, 2020, the Company opted in to the CBLR framework. The Coronavirus Aid, Relief, and Economic Security Act, passed in response to the COVID-19 pandemic, directed federal banking agencies to adopt interim final rules to lower the threshold under the CBLR from 9% to 8% and to provide a reasonable grace period for a community bank that falls below the threshold to regain compliance, in each case until the earlier of the termination date of the national emergency or December 31, 2021. In April 2020, the federal banking agencies issued two interim final rules implementing this directive. One interim final rule provided that, as of the second quarter of 2021, banking organizations with leverage ratios of 8% or greater (and that meet the other existing qualifying criteria) could elect to use the CBLR framework. It also established a two-quarter grace period for qualifying community banking organizations whose leverage ratios fall below the 8% CBLR requirement, so long as the banking organization maintains a leverage ratio of 7% or greater. The second interim final rule provided a transition from the temporary 8% CBLR requirement to a 9% CBLR requirement. It established a minimum CBLR of 8% for the second through fourth quarters of 2021, 8.5% for 2021, and 9% thereafter, and maintained a two-quarter grace period for qualifying community banking organizations whose leverage ratios fall no more than 100 basis points below the applicable CBLR requirement. As of December 31, 2021 and 2020, the Bank meets all capital adequacy requirements to which it is subject and is considered well capitalized under the prompt corrective action regulations. The capital ratios for the Bank as of December 31, 2021 and 2020 are shown in the following table. Actual Minimum Capital Requirement Amount Ratio Amount Ratio As of December 31, 2021: Tier 1 Capital (to Average Assets) $ 214,442 10.55 % $ 172,732 8.500 % As of December 31, 2020: Tier 1 Capital (to Average Assets) $ 209,359 11.65 % $ 143,823 8.000 % Dividend Restrictions – The Company's principal source of funds for dividend payments is dividends received from the Bank. Banking regulations limit the amounts of dividends that may be paid without approval of regulatory agencies. As of December 31, 2021, $36.9 million of retained earnings is available to pay dividends.

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2021
Related Party Transactions [Abstract]
Related Party Transactions	Related Party Transactions Officers, directors and their affiliates had borrowings of $19.5 million and $14.3 million at December 31, 2021 and 2020, respectively, with the Company. During the years ended December 31, 2021 and 2020, total principal additions were $9.0 million and $476 thousand, respectively, and total principal payments were $3.8 million and $608 thousand, respectively. Related party deposits amounted to $31.7 million and $43.7 million at December 31, 2021 and 2020, respectively.

Stock-Based Compensation Plan

Stock-Based Compensation Plan	12 Months Ended
	Dec. 31, 2021
Share-based Payment Arrangement [Abstract]
Stock-Based Compensation Plan	Stock-Based Compensation Plan The Company's Amended and Restated 2008 Option Plan (the "Plan"), which is shareholder-approved, was adopted to advance the interests of the Company by providing selected key employees of the Company, their affiliates, and directors with the opportunity to acquire shares of common stock. In June 2018, the shareholders approved an amendment to the Amended and Restated 2008 Plan to extend the term of the plan until 2028 and increase the number of shares authorized for issuance under the Plan by 200,000 shares. The maximum number of shares with respect to which awards may be made is 2,529,296 shares of common stock, subject to adjustment for certain corporate events. Option awards are generally granted with an exercise price equal to the market price of the Company's stock at the date of grant, generally vest annually over four years of continuous service and have ten years contractual terms. At December 31, 2021, 50,295 shares were available to grant under the Plan. No options were granted during 2021 and 2020. For the year ended December 31, 2021, no shares were withheld from issuance upon exercise of options in order to cover the cost of the exercise by the participant. For the year ended December 31, 2020, 2,737 shares were withheld from issuance upon exercise of options in order to cover the cost of the exercise by the participant. A summary of option activity under the Plan as of December 31, 2021, and changes during the year then ended is presented below: Options Shares Weighted Weighted Aggregate Intrinsic Value (1) Outstanding at January 1, 2020 1,727,945 $ 8.14 3.17 — Granted — — Exercised (182,292) 6.70 Forfeited or expired (760) 10.76 Outstanding and Exercisable at December 31, 2021 1,544,893 $ 8.31 2.46 $ 17,566,446 ________________________ (1) The aggregate intrinsic value of stock options represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price of the option) that would have been received by the option holders had all option holders exercised their options on December 31, 2021. This amount changes based on changes in the market value of the Company's stock. As of December 31, 2021, all outstanding shares of the Plan are fully vested and amortized. Tax benefits recognized for qualified and non-qualified stock option exercises during 2021 and 2020 totaled $163 thousand and $89 thousand, respectively. A summary of the Company's restricted stock grant activity as of December 31, 2021 is shown below. Number of Weighted Average Nonvested at January 1, 2020 72,743 $ 18.82 Granted 117,238 17.51 Vested (33,993) 18.44 Forfeited (4,585) 17.84 Balance at December 31, 2021 151,403 $ 17.92 The compensation cost that has been charged to income for the plan was $1.0 million and $690 thousand for 2021 and 2020, respectively. As of December 31, 2021, there was $2.1 million of total unrecognized compensation cost related to nonvested restricted shares granted under the Plan. The cost is expected to be recognized over a weighted-average period of 33 months.

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements Determination of Fair Value The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with Fair Value Measurements and Disclosures topic of FASB ASC, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions. Fair Value Hierarchy In accordance with this guidance, the Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. Level 1 — Valuation is based on quoted prices in active markets for identical assets and liabilities. Level 2 — Valuation is based on observable inputs including quoted prices in active markets for similar assets and liabilities, quoted prices for identical or similar assets and liabilities in less active markets, and model -based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the market. Level 3 — Valuation is based on model-based techniques that use one or more significant inputs or assumptions that are unobservable in the market. The following describes the valuation techniques used by the Company to measure certain financial assets and liabilities recorded at fair value on a recurring basis in the financial statements: Securities available-for-sale : Securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1). If quoted market prices are not available, fair values are measured utilizing independent valuation techniques of identical or similar securities for which significant assumptions are derived primarily from or corroborated by observable market data. Third party vendors compile prices from various sources and may determine the fair value of identical or similar securities by using pricing models that consider observable market data (Level 2). The following table presents the balances of financial assets and liabilities measured at fair value on a recurring basis as of December 31, 2021 and 2020: Fair Value Measurements at December 31, 2021 Using Balance as of December 31, 2021 Quoted Prices Significant Significant Description (Level 1) (Level 2) (Level 3) Assets Available-for-sale Securities of U.S. government and federal agencies $ 13,436 $ — $ 13,436 $ — Securities of state and local municipalities tax exempt 1,451 — 1,451 — Securities of state and local municipalities taxable 596 — 596 — Corporate bonds 14,151 — 14,151 — SBA pass-through securities 108 — 108 — Mortgage-backed securities 313,838 — 313,838 — Collateralized mortgage obligations 14,194 — 14,194 — Total Available-for-Sale Securities $ 357,774 $ — $ 357,774 $ — Fair Value Measurements at December 31, 2020 Using Balance as of December 31, 2020 Quoted Prices Significant Significant Description (Level 1) (Level 2) (Level 3) Assets Available-for-sale Securities of state and local municipalities tax exempt $ 3,493 $ — $ 3,493 $ — Securities of state and local municipalities taxable 818 — 818 — Corporate bonds 12,817 — 12,817 — SBA pass-through securities 141 — 141 — Mortgage-backed securities 83,714 — 83,714 — Collateralized mortgage obligations 25,168 — 25,168 — Total Available-for-Sale Securities $ 126,151 $ — $ 126,151 $ — Certain financial assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower of cost or market accounting or write-downs of individual assets. The following describes the valuation techniques used by the Company to measure certain financial assets recorded at fair value on a nonrecurring basis in the financial statements: Impaired Loans: Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement will not be collected. The measurement of loss associated with impaired loans can be based on either the observable market price of the loan or the fair value of the collateral. Fair value is measured based on the value of the collateral securing the loans. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined utilizing a market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Company using observable market data (Level 2). However, if the collateral is a house or building in the process of construction, has the value derived by discounting comparable sales due to lack of similar properties, or is discounted by the Company due to marketability, then the fair value is considered Level 3. The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business's financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivables collateral are based on financial statement balances or aging reports (Level 3). Impaired loans allocated to the Allowance for Loan Losses are measured at fair value on a nonrecurring basis. Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Statements of Income. Other Real Estate Owned: Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals which are updated no less frequently than annually. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach with data from comparable properties. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available, which results in a Level 3 classification of the inputs for determining fair value. OREO properties are evaluated regularly for impairment and adjusted accordingly. The following table summarizes the Company's assets that were measured at fair value on a nonrecurring basis at December 31, 2021 and December 31, 2020: Fair Value Measurements Using Balance as of December 31, 2021 Quoted Prices Significant Significant Description (Level 1) (Level 2) (Level 3) Assets Impaired loans Commercial and industrial $ 1,497 $ — $ — $ 1,497 Consumer residential 88 — — 88 Total Impaired loans $ 1,585 $ — $ — $ 1,585 Fair Value Measurements Using Balance as of December 31, 2020 Quoted Prices Significant Significant Description (Level 1) (Level 2) (Level 3) Assets Impaired loans Commercial real estate $ 2,678 $ — $ — $ 2,678 Commercial and industrial 3,837 — — 3,837 Consumer residential 72 — — 72 Total Impaired loans $ 6,587 $ — $ — $ 6,587 Other real estate owned $ 3,866 $ — $ — $ 3,866 The following table displays quantitative information about Level 3 Fair Value Measurements for December 31, 2021 and 2020: Quantitative information about Level 3 Fair Value Measurements for December 31, 2021 Assets Fair Value Valuation Technique(s) Unobservable input Range (Avg.) Impaired loans Commercial and industrial $ 1,497 Discounted appraised value Marketability/Selling costs 8% - 8% 8.00 % Consumer residential 88 Discounted appraised value Marketability/Selling costs 8% - 8% 8.00 % Total Impaired loans $ 1,585 Discounted appraised value Marketability/Selling costs 8% - 8% 8.00 % Quantitative information about Level 3 Fair Value Measurements for December 31, 2020 Assets Fair Value Valuation Technique(s) Unobservable input Range (Avg.) Impaired loans Commercial real estate $ 2,678 Discounted appraised value Marketability/Selling costs 0% - 6% 4.42 % Commercial and industrial $ 3,837 Discounted appraised value Marketability/Selling costs 7% - 8 % 7.81 % Consumer residential $ 72 Discounted appraised value Marketability/Selling costs 8% - 8% 8.00 % Total Impaired loans $ 6,587 Discounted appraised value Marketability/Selling costs 0% - 8% 6.23 % Other real estate owned $ 3,866 Discounted appraised value Selling costs 10.51% The following presents the carrying amount, fair value and placement in the fair value hierarchy of the Company's financial instruments as of December 31, 2021 and 2020. Fair values for December 31, 2021 and 2020 are estimated under the exit price notion in accordance with the prospective adoption of ASU 2016-01, "Recognition and Measurement of Financial Assets and Financial Liabilities." Fair Value Measurements as of December 31, 2021 using Carrying Amount Quoted Prices in Active Markets for Identical Assets Significant Significant Unobservable Inputs Level 1 Level 2 Level 3 Financial assets: Cash and due from banks $ 24,613 $ 24,613 $ — $ — Interest-bearing deposits at other institutions 216,345 216,345 — — Securities held-to-maturity 264 — 270 — Securities available-for-sale 357,774 — 357,774 — Restricted stock 6,372 — 6,372 — Loans, net 1,490,020 — — 1,493,185 Bank owned life insurance 39,171 — 39,171 — Accrued interest receivable 8,074 — 8,074 — Financial liabilities: Checking, savings and money market accounts $ 1,652,352 $ — $ 1,652,352 $ — Time deposits 231,417 — 232,837 — FHLB advances 25,000 — 25,000 — Subordinated notes 19,510 — 18,133 — Accrued interest payable 1,034 — 1,034 — Fair Value Measurements as of December 31, 2020 using Carrying Amount Quoted Prices in Active Markets for Identical Assets Significant Significant Unobservable Inputs Level 1 Level 2 Level 3 Financial assets: Cash and due from banks $ 20,835 $ 20,835 $ — $ — Interest-bearing deposits at other institutions 120,228 120,228 — — Securities held-to-maturity 264 — 274 — Securities available-for-sale 126,151 — 126,151 — Restricted stock 6,563 — 6,563 — Loans, net 1,451,125 — — 1,463,270 Bank owned life insurance 38,178 — 38,178 — Accrued interest receivable 9,135 — 9,135 — Financial liabilities: Checking, savings and money market accounts $ 1,219,440 $ — $ 1,219,440 $ — Time deposits 313,053 — 316,341 — FHLB advances 25,000 — 25,000 — Subordinated notes 44,085 — 42,438 — Accrued interest payable 685 — 685 —

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2021
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic earnings per share ("EPS") excludes dilution and is computed by dividing net income available to common stockholders by the weighted average number of common shares outstanding for the period. Diluted earnings per share reflects the potential dilution that could occur if contracts to issue common stock were exercised or converted into common stock, or resulted in the issuance of stock which then shared in the earnings of the Company. Weighted average shares – diluted includes only the potential dilution of stock options and unvested restricted stock units as of as of December 31, 2021 and 2020, respectively. The following shows the weighted average number of shares used in computing earnings per share and the effect of weighted average number of shares of dilutive potential common stock. Dilutive potential common stock has no effect on income available to common shareholders. There were no anti-dilutive shares for each of the years ended December 31, 2021 and 2020. The holders of restricted stock do not share in dividends and do not have voting rights during the vesting period. Years Ended December 31, 2021 2020 Net income $ 21,933 $ 15,501 Weighted average shares - basic 13,650 13,542 Effect of dilutive securities 931 592 Weighted average shares - diluted 14,581 14,134 Basic EPS $ 1.61 $ 1.14 Diluted EPS $ 1.50 $ 1.10

Supplemental Cash Flow Informat

Supplemental Cash Flow Information	12 Months Ended
	Dec. 31, 2021
Supplemental Cash Flow Information [Abstract]
Supplemental Cash Flow Information	Supplemental Cash Flow Information For the Years Ended December 31, 2021 2020 Supplemental Disclosure of Cash Flow Information: Cash paid for: Interest on deposits and borrowed funds $ 9,361 $ 14,295 Income taxes 4,735 3,505 Noncash investing and financing activities: Unrealized (loss) gain on securities available-for-sale (5,630) 2,112 Unrealized gain (loss) on interest rate swaps 677 (674) Transfer of loans held for sale to loans, net — 9,641 Right-of-use assets obtained in the exchange for lease liabilities during the current period 207 59 Derecognition of right-of-use assets and lease liability — 458

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2021
Statement of Other Comprehensive Income [Abstract]
Accumulated Other Comprehensive Income (Loss)	Accumulated Other Comprehensive Income (Loss) Changes in accumulated other comprehensive income ("AOCI") for the years ended December 31, 2021 and 2020 are shown in the following table. The Company has two components of AOCI, which are available-for-sale securities and cash flow hedges, for each of the years ended December 31, 2021 and 2020. 2021 Available-for- Cash Flow Total Balance, beginning of period $ 2,421 $ (595) $ 1,826 Net unrealized (losses) gains during the period (4,404) 535 (3,869) Other comprehensive (loss) income, net of tax (4,404) 535 (3,869) Balance, end of period $ (1,983) $ (60) $ (2,043) 2020 Available-for- Cash Flow Total Balance, beginning of period $ 753 $ (63) $ 690 Net unrealized gains (losses) during the period 1,780 (532) 1,248 Net reclassification adjustment for gains realized in income (112) — (112) Other comprehensive income (loss), net of tax 1,668 (532) 1,136 Balance, end of period $ 2,421 $ (595) $ 1,826 The following table presents information related to reclassifications from accumulated other comprehensive income. Amount Reclassified from AOCI into Income For the Years Ended December 31, Affected Line Item Details about AOCI 2021 2020 Gain on sale of available-for-sale securities $ — $ (141) Gain on sale of securities available-for-sale Income tax expense — 29 Income tax benefit Total $ — $ (112) Net of tax

Revenue Recognition

Revenue Recognition	12 Months Ended
	Dec. 31, 2021
Revenue from Contract with Customer [Abstract]
Revenue Recognition	Revenue Recognition The Company recognizes revenue in accordance with ASU No. 2014-09 "Revenue from Contracts with Customers" (Topic 606) and all subsequent ASUs that modified Topic 606 in recognizing revenue. Topic 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. In addition, certain noninterest income streams such as fees associated with mortgage servicing rights, gain on sale of securities, BOLI income, financial guarantees, derivatives, and certain credit card fees are also not in scope of the new guidance. Topic 606 is applicable to noninterest revenue streams such as trust and asset management income, deposit related fees, interchange fees, merchant income, and insurance commissions. However, the recognition of these revenue streams did not change significantly upon adoption of Topic 606. Substantially all of the Company's revenue is generated from contracts with customers. Noninterest revenue streams in-scope of Topic 606 are discussed below. Service Charges on Deposit Accounts Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business and personal checking accounts), monthly service fees, check orders, and other deposit account related fees. The Company's performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transactional based, and therefore, the Company's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers' accounts. Fees, Exchange and Other Service Charges Fees, exchange, and other service charges are primarily comprised of debit and credit card income, ATM fees, merchant services income, and other service charges and are included in other income on our consolidated statements of income. Debit and credit card income is primarily comprised of interchange fees earned whenever the Company's debit and credit cards are processed through card payment networks such as Visa. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. Other service charges include revenue from processing wire transfers, bill pay service, cashier's checks, and other services. The Company's performance obligation for fees, exchange, and other service charges are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. This income is reflected in other income on the Company's consolidated statements of income. Other Income Other noninterest income consists of loan swap fees, insurance commissions, and other miscellaneous revenue streams not meeting the criteria above. When the Company enters into an interest rate swap agreement, the Company may receive an additional one-time payment fee which is recognized as income when received. The Company receives monthly recurring commissions based on a percentage of premiums issued and revenue is recognized when received. Any residual miscellaneous fees are recognized as they occur, and therefore, the Company determined this consistent practice satisfies the obligation for performance. The following presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the years ended December 31, 2021 and 2020: Years Ended December 31, 2021 2020 Noninterest Income In-scope of Topic 606 Service Charges on Deposit Accounts $ 1,028 $ 1,008 Fees, Exchange, and Other Service Charges 369 345 Other income 191 76 Noninterest Income (in-scope of Topic 606) 1,588 1,429 Noninterest Income (out-scope of Topic 606) 2,714 1,462 Total Noninterest Income $ 4,302 $ 2,891 Contract Balances A contract asset balance occurs when an entity performs a service for a customer before the customer pays consideration (resulting in a contract receivable) or before payment is due (resulting in a contract asset). A contract liability balance is an entity's obligation to transfer a service to a customer for which the entity has already received payment (or payment is due) from the customer. The Company's noninterest revenue streams are largely based on transactional activity. Consideration is often received immediately or shortly after the Company satisfies its performance obligation and revenue is recognized. The Company does not typically enter into long-term revenue contracts with customers, and therefore, does not experience significant contract balances. As of December 31, 2021 and 2020, the Company did not have any significant contract balances. Contract Acquisition Costs Under Topic 606, an entity is required to capitalize, and subsequently amortize into expense, certain incremental costs of obtaining a contract with a customer if these costs are expected to be recovered. The incremental costs of obtaining a contract are those costs that an entity incurs to obtain a contract with a customer that it would not have incurred if the contract had not been obtained (for example, sales commission). The Company utilizes the practical expedient which allows entities to immediately expense contract acquisition costs when the asset that would have resulted from capitalizing these costs would have been amortized in one year or less. The Company did not capitalize any contract acquisition cost during the years ended December 31, 2021 or 2020. Gain on sale of other real estate owned The Company records a gain/loss from the sale of other real estate owned when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of the property to a buyer, the Company assesses whether the buyer is committed to perform the obligations under the contract and whether collectability of the transaction price is probable. In determining the gain (loss) on the sale, the Company adjusts the transaction price and the related gain or loss on sale if a significant financing component is present. The Company recorded a gain on sale of other real estate owned of $236 thousand in 2021 and $0 in 2020. Gain on sale of other real estate owned is reflected in the consolidated statements of income under Noninterest Expense and is not reflected in the table below.

Parent Company Only Financial S

Parent Company Only Financial Statements	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Disclosure [Abstract]
Parent Company Only Financial Statements	Parent Company Only Financial Statements The FVCBankcorp, Inc. (Parent Company only) condensed financial statements are as follows: PARENT COMPANY ONLY CONDENSED STATEMENTS OF CONDITION December 31, 2021 and 2020 Assets 2021 2020 Cash and cash equivalents $ 1,882 $ 8,016 Securities available-for-sale 1,005 1,012 Investment in subsidiary 223,043 222,531 Other assets 3,903 2,162 Total assets $ 229,833 $ 233,721 Liabilities and Stockholders' Equity Subordinated notes $ 19,510 $ 44,085 Other liabilities 527 136 Total liabilities $ 20,037 $ 44,221 Total stockholders' equity $ 209,796 $ 189,500 Total liabilities and stockholders' equity $ 229,833 $ 233,721 PARENT COMPANY ONLY CONDENSED STATEMENTS OF INCOME For the Years Ended December 31, 2021 and 2020 2021 2020 Income: Interest on securities available-for-sale $ 65 $ 65 Dividend income 20,820 3,500 Total income $ 20,885 $ 3,565 Expense: Interest on subordinated notes 2,534 1,802 Salaries and employee benefits 1,021 699 Occupancy and equipment 83 83 Audit, legal and consulting fees 320 365 Other operating expenses 249 217 Total expense 4,207 3,166 Net income before income tax benefit and equity in undistributed earnings of subsidiary $ 16,678 $ 399 Income tax benefit (879) (643) Equity in undistributed earnings of subsidiary 4,376 14,459 Net income $ 21,933 $ 15,501 PARENT COMPANY ONLY CONDENSED STATEMENTS OF CASH FLOWS For The Years Ended December 31, 2021 and 2020 2021 2020 Cash Flows From Operating Activities Net income $ 21,933 $ 15,501 Equity in undistributed earnings of subsidiary (4,376) (14,459) Deferred income tax benefit — (6) Amortization of subordinated debt issuance costs 488 88 Stock-based compensation expense 1,011 690 Change in other assets and liabilities (2,598) 176 Net cash provided by operating activities $ 16,458 $ 1,990 Cash Flows From Investing Activities Pushdown of capital to banking subsidiary $ — $ (12,000) Net cash used in investing activities $ — $ (12,000) Cash Flows From Financing Activities Issuance of subordinated notes, net $ — $ 19,510 Repayment of subordinated notes, net (23,813) — Repurchase of shares of common stock — (7,280) Common stock issuance 1,221 375 Net cash (used in) provided by financing activities $ (22,592) $ 12,605 Net (decrease) increase in cash and cash equivalents $ (6,134) $ 2,595 Cash and cash equivalents, beginning of year 8,016 5,421 Cash and cash equivalents, end of year $ 1,882 $ 8,016

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Principles of Consolidation	(a) Principles of Consolidation The consolidated financial statements include the accounts of the Company. All material intercompany balances and transactions have been eliminated in consolidation.
Use of Estimates	(b) Use of Estimates In preparing consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates, judgments, and assumptions that affect the reported amounts of assets and liabilities, and disclosures of contingent assets and contingent liabilities, at of the date of the consolidated financial statements and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to accounting for business combinations and impairment testing of goodwill, the allowance for loan losses, the valuation of deferred tax assets, and other-than-temporary impairment.
Accounting for Business Combinations	(c)    Accounting for Business CombinationsBusiness combinations are accounted for under the acquisition method. The acquisition method requires that the assets acquired and liabilities assumed be recorded, based on their estimated fair values at the date of acquisition. The excess of the cost of an acquired entity over the net of the amounts assigned to assets acquired and liabilities assumed, including identifiable intangibles, is recorded as goodwill.
Cash and Cash Equivalents	(d) Cash and Cash Equivalents For purposes of the statements of cash flows, cash and cash equivalents include cash on hand, amounts due from banks and federal funds sold. Generally, federal funds are purchased and sold for one day periods.
Investment Securities	(e) Investment Securities Debt securities are classified as held-to-maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt securities are classified as available-for-sale when they might be sold before maturity. Securities available-for-sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Equity securities are carried at fair value, with changes in fair value reported in net income. Equity securities without readily determinable fair values are carried at cost, minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment. Gains and losses on the sale of securities are determined using the specific identification method. The Company regularly evaluates its securities whose values have declined below their amortized cost to assess whether the decline in fair value is other-than-temporary. The Company considers various factors in determining whether a decline in fair value is other-than-temporary including the issuer's financial condition and/or future prospects, the effects of changes in interest rates or credit spreads, the expected recovery period and other quantitative and qualitative information. The valuation of securities for impairment is a process subject to estimation, judgment and uncertainty and is intended to determine whether declines in the fair value of investments should be recognized in current period earnings. The risks and uncertainties include changes in general economic conditions and future changes in assessments of the aforementioned factors. It is expected that such factors will change in the future, which may result in future other-than-temporary impairments. For impairments of debt securities that are deemed to be other-than-temporary, the credit portion of an other-than-temporary impairment loss is recognized in earnings and the non-credit portion is recognized in accumulated other comprehensive income in those situations where the Company does not intend to sell the security and it is more likely than not that the Company will not be required to sell the security prior to recovery. Interest income and dividends on securities are recognized in interest income on an accrual basis. Premiums and discounts are recognized in interest income using the effective interest method. Prepayments of the mortgages securing mortgage-backed securities may affect the yield to maturity. The Company uses actual principal prepayment experience and estimates of future principal prepayments in calculating the yield necessary to apply the effective interest method.
Loans and Allowance for Loan Losses	(f) Loans and Allowance for Loan Losses Loans receivable that management has the intent and ability to hold for the foreseeable future or until loan maturity or pay-off are reported at their outstanding principal balance adjusted for any charge-offs, and net of the allowance for loan losses and deferred fees and costs. Loan origination fees and certain direct origination costs are deferred and amortized as an adjustment of the yield using the payment terms required by the loan contract. During 2019, as a result of the Company's acquisition of Colombo, the loan portfolio was segregated between loans initially accounted for under the amortized cost method (referred to as "originated" loans) and loans acquired (referred to as "acquired" loans). The loans segregated to the acquired loan portfolio were initially measured at fair value and subsequently accounted for under either Accounting Standards Codification ("ASC") Topic 310-30 or ASC Topic 310-20. Purchased credit-impaired ("PCI") loans, which are the non-performing loans acquired in the Company's acquisition of Colombo, are loans acquired at a discount (that is due, in part, to credit quality). These loans are initially recorded at fair value (as determined by the present value of expected future cash flows) with no allowance for loan losses. The Company accounts for interest income on all loans acquired at a discount (that is due, in part, to credit quality) based on the acquired loans' expected cash flows. The acquired loans may be aggregated and accounted for as a pool of loans if the loans being aggregated have common risk characteristics. A pool is accounted for as a single asset with a single composite interest rate and an aggregate expectation of cash flow. The difference between the cash flows expected at acquisition and the investment in the loans, or the "accretable yield," is recognized as interest income utilizing the level-yield method over the life of each pool. Increases in expected cash flows subsequent to the acquisition are recognized prospectively through adjustment to any previously recognized allowance for loan loss for that pool of loans and then through an increase in the yield on the pool over its remaining life, while decreases in expected cash flows are recognized as impairment through a loss provision and an increase in the allowance for loan losses. Therefore, the allowance for loan losses on these impaired pools reflect only losses incurred after the acquisition (representing the present value of all cash flows that were expected at acquisition but currently are not expected to be received). The Company periodically evaluates the remaining contractual required payments due and estimates of cash flows expected to be collected for PCI loans. These evaluations, performed quarterly, require the continued use of key assumptions and estimates, similar to the initial estimate of fair value. Changes in the contractual required payments due and estimated cash flows expected to be collected may result in changes in the accretable yield and non-accretable difference or reclassifications between accretable yield and the non-accretable difference. On an aggregate basis, if the acquired pools of PCI loans perform better than originally expected, the Company would expect to receive more future cash flows than originally modeled at the acquisition date. For the pools with better than expected cash flows, the forecasted increase would be recorded as an additional accretable yield that is recognized as a prospective increase to the Company's interest income on loans. Loans are generally placed into nonaccrual status when they are past-due 90 days as to either principal or interest or when, in the opinion of management, the collection of principal and/or interest is in doubt. A loan remains in nonaccrual status until the loan is current as to payment of both principal and interest or past-due less than 90 days and the borrower demonstrates the ability to pay and remain current. Loans are charged-off when a loan or a portion thereof is considered uncollectible. When cash payments are received, they are applied to principal first, then to accrued interest. It is the Company's policy not to record interest income on nonaccrual loans until principal has become current. In certain instances, accruing loans that are past due 90 days or more as to principal or interest may not go on nonaccrual status if the Company determines that the loans are well secured and are in the process of collection. Nonperforming assets include nonaccrual loans, loans past-due 90 days or more and other real estate owned ("OREO"). The allowance for loan losses is increased or decreased by provisions for or reversals of loan losses, increased by recoveries of previously charged-off loans, and decreased by loan charge-offs. The Company maintains the allowance for loan losses at a level that represents management's best estimate of known and inherent losses in the loan portfolio. Both the amount of the provision expense and the level of the allowance for loan losses are impacted by many factors, including general and industry-specific economic conditions, actual and expected credit losses, historical trends and specific conditions of the individual borrowers. Unusual and infrequently occurring events, such as weather-related disasters or disease epidemics or pandemics, may impact management's assessment of possible credit losses. As a part of the analysis, the Company uses comparative peer group data and qualitative factors such as levels of and trends in delinquencies, nonaccrual loans, charged-off loans, changes in volume and terms of loans, effects of changes in lending policy, experience and ability and depth of management, national and local economic trends and conditions and concentrations of credit, competition, and loan review results to support estimates. For purposes of monitoring the performance of the loan portfolio and estimating the allowance for loan losses, the Company's loans receivable portfolio is segmented as follows: commercial real estate, commercial and industrial, commercial construction, consumer residential, and consumer nonresidential. Commercial Real Estate Loans . Commercial real estate loans are secured by both owner occupied and investor owned commercial properties, including multi-family residential real estate. Collateral for this loan type includes various types of commercial real estate, including office, retail, warehouse, industrial and other non-residential types of properties. These loans typically involve larger loan balances concentrated with single borrowers or groups of related borrowers. Additionally, the repayment of loans secured by income-producing properties is typically dependent upon the successful operation of a business or real estate project and thus may be subject to adverse conditions in the commercial real estate market or in the general economy. The Company generally requires personal guarantees or endorsements with respect to these loans and loan-to-value ratios for real estate-commercial loans generally do not exceed 80%. Commercial and Industrial Loans . The Company makes commercial loans to qualified businesses within its market area. The commercial lending portfolio consists primarily of commercial and industrial loans for a variety of business purposes, including working capital and the financing of accounts receivable, property, plant and equipment. The Company has a government contract lending group which provides secured lending to government contracting firms and businesses based primarily on receivables from the federal government. Commercial and industrial loans generally have a higher degree of risk than other certain types of loans. Commercial loans typically are made on the basis of the borrower's ability to repay the loan from the cash flow from its business and are secured by business assets, such as commercial real estate, accounts receivable, equipment and inventory, the values of which may fluctuate over time and generally cannot be appraised with as much precision as residential real estate. As a result, the availability of funds for the repayment of commercial loans may be substantially dependent upon the commercial success of the business itself. To manage these risks, the Company's policy is to secure commercial loans originated with both the assets of the business, which are subject to the risks described above, and other additional collateral and guarantees that may be available. Commercial Construction Loans . The Company's commercial construction loan portfolio consists of acquisition, development, and construction of commercial real estate, including multi-family properties. Our typical commercial construction loan involves property that will ultimately be leased to a non-owner occupant. Construction lending entails significant additional risks as they often involve larger loan balances concentrated with single borrowers or groups of related borrowers. Construction loans also involve additional risks since funds are advanced while the property is under construction, which property has uncertain value prior to the completion of construction. Thus, it is more difficult to accurately evaluate the total loan funds required to complete a project and related loan-to-value ratios. To reduce the risks associated with construction lending, the Company generally limits loan-to-value ratios to 80% of when-completed appraised values for owner-occupied residential or commercial properties and for investor-owned residential or commercial properties. Construction loan agreements may include provisions which allow for the payment of contractual interest from an interest reserve. Amounts drawn from an interest reserve increase the amount of the outstanding balance of the construction loan. This is an industry standard practice. Consumer Residential . This portfolio consists primarily of home equity lines of credit ("HELOCs") that we originate in our market areas. Our HELOCs generally have a maximum loan to value of up to 85%, however, actual loan to values are typically lower than the maximum. We have also purchased portfolios of 1-4 family residential first mortgage loans on properties located in our market area for yield and diversification. Consumer Nonresidential . The Company's consumer nonresidential loans consist primarily of installment loans made to individuals for personal, family and household purposes. In addition, we have purchased pools of unsecured consumer loans and student loans from a third party for yield and diversification. Consumer loans may entail greater risk than certain other types of loans, particularly in the case of consumer loans that are unsecured or secured by rapidly depreciable assets, such as automobiles. The Company's policy for consumer loans is to accept moderate risk while minimizing losses, primarily through a careful credit and financial analysis of the borrower. In evaluating consumer loans, the Company requires its lending officers to review the borrower's collateral and stability of income, past credit history, amount of debt currently outstanding and the impact of these factors on the ability of the borrower to repay the loan in a timely manner. The Company's allowance for loan losses is based first on a segmentation of its loan portfolio by general loan type, or portfolio segments. For originated loans, certain portfolio segments are further disaggregated and evaluated collectively for impairment based on loan segments, which are largely based on the type of collateral underlying each loan. For purposes of this analysis, the Company categorizes loans into one of five categories: commercial and industrial, commercial real estate, commercial construction, consumer residential, and consumer nonresidential loans. Typically, financial institutions use their historical loss experience and trends in losses for each loan category which are then adjusted for portfolio trends and economic and environmental factors in determining their allowance for loan losses. Since the Bank's inception in 2007, the Bank has experienced minimal loss history within its loan portfolio. Because of this, the allowance model uses the average loss rates of similar institutions (a custom peer group) as a baseline which is then adjusted based on the Company's particular qualitative loan portfolio characteristics and environmental factors. The indicated loss factors resulting from this analysis are applied for each of the five categories of loans. The Company also maintains an allowance for loan losses for acquired loans when: (i) for loans accounted for under ASC 310-30, there is deterioration in credit quality subsequent to acquisition, and (ii) for loans accounted for under ASC 310-20, the inherent losses in the loans exceed the remaining discount recorded at the time of acquisition. The allowance for loan losses consists of specific and general components. The specific component relates to loans that are determined to be impaired and, therefore, individually evaluated for impairment. The Company determines and recognizes impairment of certain loans when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the loan agreement. A loan is not considered impaired during a period of delay in payment if the Company expects to collect all amounts due, including past-due interest. The Company individually assigns loss factors to all loans that have been identified as having loss attributes, as indicated by deterioration in the financial condition of the borrower or a decline in underlying collateral value if the loan is collateral dependent. The Company evaluates the impairment of certain loans on a loan by loan basis for those loans that are adversely risk rated. Measurement of impairment is based on the expected future cash flows of an impaired loan, which are discounted at the loan's effective interest rate, or measured on an observable market value, if one exists, or the fair value of the collateral underlying the loan, discounted to consider estimated costs to sell the collateral for collateral-dependent loans. If the net collateral value is less than the loan balance (including accrued interest and any unamortized premium or discount associated with the loan) an impairment is recognized and a specific reserve is established for the impaired loan. Loans classified as loss loans are fully reserved or charged-off. In addition, various regulatory agencies, as part of their examination process, periodically review the Company's allowance for loan losses. These agencies may require the Company to recognize additions to the allowance based on their risk evaluation and credit judgment. Management believes that the allowance for loan losses at December 31, 2021 and 2020 is a reasonable estimate of known and inherent losses in the loan portfolio at those dates. Loans considered to be troubled debt restructuring ("TDRs") are loans that have their terms restructured (e.g., interest rates, loan maturity date, payment and amortization period, etc.) in circumstances that provide payment relief to a borrower experiencing financial difficulty. All restructured loans are considered impaired loans and may either be in accruing status or nonaccruing status. Nonaccruing restructured loans may return to accruing status provided doubt has been removed concerning the collectability of principal and interest as evidenced by a sufficient period of payment performance in accordance with the restructured terms. Loans may be removed from the restructured category in the year subsequent to the restructuring if their revised loan terms are considered to be consistent with terms that can be obtained in the credit market for loans with comparable risk and if they meet certain performance criteria.
Premises and Equipment	(g) Premises and Equipment Land is carried at cost. Premises, furniture, equipment, and leasehold improvements are carried at cost less accumulated depreciation and amortization. Depreciation of premises, furniture and equipment is computed using the straight-line method over estimated useful lives from three one The Company follows ASU No. 2016-02 "Leases (Topic 842)" and all subsequent ASUs that modified Topic 842. Contracts are evaluated to determine whether they are or contain a lease in accordance with Topic 842. The Company elected the practical expedient provided by Topic 842 not to allocate consideration in a contract between lease and non-lease components. The Company also elected, as provided by the standard, not to recognize right-of-use assets and lease liabilities for short-term leases, defined by the standard as leases with terms of 12 months or less. Lease liabilities represent the Company's obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company's incremental borrowing rate in effect at the commencement date of the lease. Right-of-use assets represent the Company's right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. Lease payments for short-term leases are recognized as lease expense on a straight-line basis over the lease term, or for variable lease payments, in the period in which the obligation was incurred. Payments for leases with terms longer than twelve months are included in the determination of the lease liability. Payments may be fixed for the term of the lease or variable. If the lease agreement provides a known escalator, such as a specified percentage increase per year or a stated increase at a specified time, the variable payment is included in the cash flows used to determine the lease liability. If the variable payment is based upon an unknown escalator, such as the consumer price index at a future date, the increase is not included in the cash flows used to determine the lease liability. The Company's leases provide known escalators that are included in the determination of the lease liability, with the exception of three lease agreements.
Goodwill and Intangible Assets	(h) Goodwill and Intangible Assets Goodwill, which represents the excess of purchase price over fair value of net assets acquired, is not amortized but is evaluated at least annually for impairment by comparing its fair value with its carrying amount. Impairment is indicated when the carrying amount of a reporting unit exceeds its estimated fair value.
Other Real Estate Owned	(i)    Other Real Estate OwnedAssets acquired through, or in lieu of, loan foreclosure are held for sale. At the time of acquisition, these properties are recorded at fair value less estimated selling costs, with any write down charged to the allowance for loan losses and any gain on foreclosure recorded in net income, establishing a new cost basis. Subsequent to foreclosure, valuations of the assets are periodically performed by management, and these assets are subsequently accounted for at lower of cost or fair value less estimated selling costs. Adjustments are made for subsequent decline in the fair value of the assets less selling costs. Revenue and expenses from operations and valuation changes are charged to operating income in the year of the transaction.
Bank Owned Life Insurance	(j) Bank Owned Life Insurance The Company has purchased life insurance policies on certain key employees. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance date, which is the cash surrender value. The increase in the cash surrender value over time is recorded as other non-interest income. The Company monitors the financial strength and condition of the counterparty.
Transfers of Financial Assets	(k) Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed surrendered when (1) the assets have been isolated from the Company – put presumptively beyond reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets.
Income Taxes	(l) Income Taxes Deferred taxes are provided on a liability method whereby deferred tax assets and liabilities are recognized for deductible temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax basis. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or all of the deferred tax assets will not be realized. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment. Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances, and information available at the reporting date and is subject to management's judgment. The Company had no such liability recorded as of December 31, 2021 and 2020. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.
Comprehensive Income (Loss)	(m)    Comprehensive Income (Loss)Comprehensive income consists of net income and other comprehensive income. Other comprehensive income (loss) includes unrealized gains (losses) on securities available-for-sale and interest rate swaps for 2021 and 2020, which are also recognized as separate components of equity. Items reclassified out of accumulated other comprehensive income (loss) to net income relate solely to realized gains (losses) on sales of securities available-for-sale and appear under the caption "Gain on sale of securities available-for-sale" in the Company's consolidated statements of income.
Fair Value of Financial Instruments	(n)    Fair Value of Financial InstrumentsFair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 16. Fair value estimates involve uncertainties and matters of significant judgment. Changes in assumptions or in market conditions could significantly affect the estimates.
Equity-based Compensation	(o) Equity-based Compensation The Company recognizes in the income statement the grant date fair value of stock options and other equity-based compensation. The Company classifies stock awards as either an equity award or a liability award. Equity classified awards are valued as of the grant date using either an observable market price or a valuation methodology. Liability classified awards are valued at fair value at each reporting date. For the years presented, all of the Company's stock options are classified as equity awards. The fair value related to forfeitures of stock options and other equity-based compensation are recorded to the income statement as they occur, reducing equity-based compensation expense in that period. During 2018, the Company began granting restricted stock units which are granted at the fair market value of the Company's common stock on the grant date. Most restricted stock units vest in one-quarter increments on the anniversary date of the grant. The Company did not grant stock options in the years ended December 31, 2021 and 2020.
401(k) Plan	(p)    401(k) PlanEmployee 401(k) plan expense is the amount of matching contributions paid by the Company.
Earnings Per Share	(q) Earnings Per Share Basic earnings per share represent income available to common shareholders divided by the weighted-average number of common shares outstanding during the period. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Common stock equivalents that may be issued by the Company consist primarily of outstanding stock options and restricted stock units, and the dilutive potential common shares resulting from outstanding stock options and restricted stock units are determined using the treasury method. The effects of anti-dilutive common stock equivalents are excluded from the calculation of diluted earnings per share.
Reclassifications	(r) Reclassifications Certain prior year amounts have been reclassified to conform to the current year's method of presentation. None of these reclassifications were significant.
Recent Accounting Pronouncements	(s) Recent Accounting Pronouncements In June 2016, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") No. 2016-13, "Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The FASB has issued multiple updates to ASU 2016-13 as codified in Topic 326, including ASUs 2019-04, 2019-05, 2019-10, 2019-11, 2020-02, and 2020-03. These ASUs have provided for various minor technical corrections and improvements to the codification as well as other transition matters. Smaller reporting companies who file with the U.S. Securities and Exchange Commission ("SEC"), such as the Company, and all other entities who do not file with the SEC are required to apply the guidance for fiscal years, and interim periods within those years, beginning after December 15, 2022. The Company has identified a third party vendor to assist in the measurement of expected credit losses under this standard. The implementation committee has completed the data collection process, validated the data inputs, determined its allowance methodology and is running the model parallel to the Company's incurred loss model. Effective November 25, 2019, the SEC adopted Staff Accounting Bulletin ("SAB") 119. SAB 119 updated portions of SEC interpretative guidance to align with FASB Accounting Standards Codification ("ASC") 326, "Financial Instruments - Credit Losses." It covers topics including (1) measuring current expected credit losses; (2) development, governance, and documentation of a systematic methodology; (3) documenting the results of a systematic methodology; and (4) validating a systematic methodology. In March 2020, the FASB issued ASU No. 2020-04 "Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting." These amendments provide temporary optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference the London Interbank Offered Rate ("LIBOR") or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. The guidance is effective for all entities as of March 12, 2020 through December 31, 2022. Subsequently, in January 2021, the FASB issued ASU 2021-01 "Reference Rate Reform (Topic 848): Scope." This ASU clarifies that certain optional expedients and exceptions in Topic 848 for contract modifications and hedge accounting apply to derivatives that are affected by the discounting transition. The ASU also amends the expedients and exceptions in Topic 848 to capture the incremental consequences of the scope clarification and to tailor the existing guidance to derivative instruments affected by the discounting transition. An entity may elect to apply ASU 2021-01 on contract modifications that change the interest rate used for margining, discounting, or contract price alignment retrospectively as of any date from the beginning of the interim period that includes March 12, 2020, or prospectively to new modifications from any date within the interim period that includes or is subsequent to January 7, 2021, up to the date that financial statements are available to be issued. An entity may elect to apply ASU 2021-01 to eligible hedging relationships existing as of the beginning of the interim period that includes March 12, 2020, and to new eligible hedging relationships entered into after the beginning of the interim period that includes March 12, 2020. To facilitate an orderly transition from interbank offered rates and other benchmark rates to alternative reference rates ("ARRs"), the Company has established an enterprise-wide initiative led by senior management. The objective of this initiative is to identify, assess and monitor risks associated with the expected discontinuation or unavailability of benchmarks, including LIBOR, achieve operational readiness and engage impacted clients in connection with the transition to ARRs. The Company is assessing ASU 2020-04 and its impact on the Company's transition away from LIBOR for its loan and other financial instruments. In August 2020, the FASB issued ASU No. 2020-06 "Debt - Debt with Conversion and Other Options (Subtopic 470-20) and Derivatives and Hedging - Contracts in Entity's Own Equity (Subtopic 815-40): Accounting for Convertible Instruments and Contracts in an Entity's Own Equity." The ASU simplifies accounting for convertible instruments by removing major separation models required under current GAAP. Consequently, more convertible debt instruments will be reported as a single liability instrument and more convertible preferred stock as a single equity instrument with no separate accounting for embedded conversion features. The ASU removes certain settlement conditions that are required for equity contracts to qualify for the derivative scope exception, which will permit more equity contracts to qualify for it. The ASU also simplifies the diluted earnings per share calculation in certain areas. In addition, the amendment updates the disclosure requirements for convertible instruments to increase the information transparency. For public business entities, excluding smaller reporting companies, the amendments in the ASU are effective for fiscal years beginning after December 15, 2021, and interim periods within those fiscal years. For all other entities, including the Company, the standard will be effective for fiscal years beginning after December 15, 2023, including interim periods within those fiscal years. Early adoption is permitted. The Company does not expect the adoption of ASU 2020-06 to have a material impact on its consolidated financial statements. In May 2021, the FASB issued ASU 2021-04, "Earnings Per Share (Topic 260), Debt - Modifications and Extinguishments (Subtopic 470-50), Compensation - Stock Compensation (Topic 718), and Derivatives and Hedging – Contracts in Entity's Own Equity (Subtopic 815-40): Issuer's Accounting for Certain Modifications or Exchanges of Freestanding Equity – Classified Written Call Options (a consensus of the FASB Emerging Issues Task Force)." The ASU addresses how an issuer should account for a modification or an exchange of freestanding written call options classified as equity that is not within the scope of another Topic. For both public and private companies, the ASU is effective for fiscal years beginning after December 15, 2021. Transition is prospective. Early adoption is permitted. The Company does not expect the adoption of ASU 2021-04 to have a material impact on its consolidated financial statements. In August 2021, the FASB issued ASU 2021-06, "Presentation of Financial Statements (Topic 205), Financial Services—Depository and Lending (Topic 942), and Financial Services—Investment Companies (Topic 946): Amendments to SEC Paragraphs Pursuant to SEC Final Rule Releases No. 33-10786, Amendments to Financial Disclosures about Acquired and Disposed Businesses, and No. 33-10835, Update of Statistical Disclosures for Bank and Savings and Loan Registrants." This ASU incorporates recent SEC rule changes into the FASB Codification, including SEC Final Rule Releases No. 33-10786, Amendments to Financial Disclosures about Acquired and Disposed Businesses, and No. 33-10835, Update of Statistical Disclosures for Bank and Savings and Loan Registrants. The ASU is effective upon addition to the FASB Codification. The Company does not expect the adoption of ASU 2021-06 to have a material impact on its consolidated financial statements. In October 2021, the FASB issued ASU 2021-08, "Business Combinations (Topic 805): Accounting for Contract Assets and Contract Liabilities from Contracts with Customers." The ASU requires entities to apply Topic 606 to recognize and measure contract assets and contract liabilities in a business combination. The amendments improve comparability after the business combination by providing consistent recognition and measurement guidance for revenue contracts with customers acquired in a business combination and revenue contracts with customers not acquired in a business combination. The ASU is effective for fiscal years, including interim periods within those fiscal years, beginning after December 15, 2022. Entities should apply the amendments prospectively and early adoption is permitted. The Company does not expect the adoption of ASU 2021-08 to have a material impact on its consolidated financial statements.

Investment Securities and Oth_2

Investment Securities and Other Investments (Tables)	12 Months Ended
	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and fair values of securities held-to-maturity and securities available-for-sale	Amortized cost and fair values of securities held-to-maturity and securities available-for-sale as of December 31, 2021 and 2020, are as follows: December 31, 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Held-to-maturity Securities of state and local municipalities tax exempt $ 264 $ 6 $ — $ 270 Total Held-to-maturity Securities $ 264 $ 6 $ — $ 270 Available-for-sale Securities of U.S. government and federal agencies $ 13,719 $ — $ (283) $ 13,436 Securities of state and local municipalities tax exempt 1,393 58 — 1,451 Securities of state and local municipalities taxable 607 — (11) 596 Corporate bonds 13,970 259 (78) 14,151 SBA pass-through securities 107 1 — 108 Mortgage-backed securities 316,313 1,352 (3,827) 313,838 Collateralized mortgage obligations 14,230 113 (149) 14,194 Total Available-for-sale Securities $ 360,339 $ 1,783 $ (4,348) $ 357,774 December 31, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Held-to-maturity Securities of state and local municipalities tax exempt $ 264 $ 10 $ — $ 274 Total Held-to-maturity Securities $ 264 $ 10 $ — $ 274 Available-for-sale Securities of state and local municipalities tax exempt $ 3,398 $ 95 $ — $ 3,493 Securities of state and local municipalities taxable 804 14 — 818 Corporate bonds 12,974 80 (237) 12,817 SBA pass-through securities 138 3 — 141 Mortgage-backed securities 81,296 2,479 (61) 83,714 Collateralized mortgage obligations 24,476 718 (26) 25,168 Total Available-for-sale Securities $ 123,086 $ 3,389 $ (324) $ 126,151
Schedule of available-for-sale securities that have been in a continuous unrealized loss position	Securities that have been in a continuous unrealized loss position are as follows: Less Than 12 Months 12 Months or Longer Total At December 31, 2021 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Securities of U.S. government and federal agencies $ 13,275 $ (283) $ — $ — $ 13,275 $ (283) Securities of state and local municipalities taxable 595 (11) — — 595 (11) Corporate bonds 3,922 (78) — — 3,922 (78) Mortgage-backed securities 216,278 (3,175) 19,225 (652) 235,503 (3,827) Collateralized mortgage obligations 3,362 (82) 1,814 (67) 5,176 (149) Total $ 237,432 $ (3,629) $ 21,039 $ (719) $ 258,471 $ (4,348) Less Than 12 Months 12 Months or Longer Total At December 31, 2020 Fair Unrealized Fair Unrealized Fair Unrealized Corporate bonds $ 4,240 $ (10) $ 2,000 $ (227) $ 6,240 $ (237) Mortgage-backed securities 17,504 (61) — — 17,504 (61) Collateralized mortgage obligations 2,098 (26) — — 2,098 (26) Total $ 23,842 $ (97) $ 2,000 $ (227) $ 25,842 $ (324)
Schedule of amortized cost and fair value of held-to-maturity securities and available-for-sale securities by contractual maturity	The amortized cost and fair value of securities available-for-sale as of December 31, 2021, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations without penalties. 2021 Held-to-maturity Available-for-sale Amortized Fair Amortized Fair After 1 year through 5 years $ — $ — $ 3,393 $ 3,437 After 5 years through 10 years 264 270 44,617 45,153 After 10 years — — 312,329 309,184 Total $ 264 $ 270 $ 360,339 $ 357,774
Schedule of other investments	The Company has other investments in the form of restricted stock totaling $6.4 million and $6.6 million at December 31, 2021 and 2020, respectively. The following table discloses the types of investments included in other investments: 2021 2020 Federal Reserve stock $ 4,378 $ 3,973 FHLB stock 1,847 2,443 Community Bankers' Bank stock 122 122 Atlantic Bankers' Bank stock 25 25 $ 6,372 $ 6,563

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Schedule of loan balances	A summary of loan balances by type follows: 2021 2020 Originated Acquired Total Originated Acquired Total Commercial real estate $ 887,310 $ 18,802 $ 906,112 $ 761,876 $ 28,149 $ 790,025 Commercial and industrial 199,040 3,710 202,750 271,039 4,295 275,334 Commercial construction 186,572 1,043 187,615 220,845 1,474 222,319 Consumer real estate 176,682 23,922 200,604 133,940 33,932 167,872 Consumer nonresidential 10,277 27 10,304 15,802 33 15,835 $ 1,459,881 $ 47,504 $ 1,507,385 $ 1,403,502 $ 67,883 $ 1,471,385 Less: Allowance for loan losses 13,829 — 13,829 14,333 625 14,958 Unearned income and (unamortized premiums), net 3,536 — 3,536 5,302 — 5,302 Loans, net $ 1,442,516 $ 47,504 $ 1,490,020 $ 1,383,867 $ 67,258 $ 1,451,125
Schedule of acquired loans	The loans segregated to the acquired loan portfolio were initially measured at fair value and subsequently accounted for under either ASC Topic 310-30 or ASC 310-20. The outstanding principal balance and related carrying amount of acquired loans included in the consolidated statement of condition as of December 31, 2021 and 2020 are as follows: 2021 Purchased credit impaired acquired loans evaluated individually for future credit losses Outstanding principal balance $ 207 Carrying amount — Other acquired loans Outstanding principal balance 48,049 Carrying amount 47,504 Total acquired loans Outstanding principal balance 48,256 Carrying amount 47,504 2020 Purchased credit impaired acquired loans evaluated individually for future credit losses Outstanding principal balance $ 4,010 Carrying amount 3,064 Other acquired loans Outstanding principal balance 65,656 Carrying amount 64,819 Total acquired loans Outstanding principal balance 69,666 Carrying amount 67,883
Schedule of accretable yield on purchased credit impaired loans	The following table presents changes for the year ended December 31, 2021 and 2020 in the accretable yield on purchased credit impaired loans for which the Company applies ASC 310-30. Balance at January 1, 2021 $ 216 Accretion (217) Reclassification of nonaccretable difference due to improvement in expected cash flows 54 Other changes, net (50) Balance at December 31, 2021 $ 3 Balance at January 1, 2020 $ 371 Accretion (878) Reclassification of nonaccretable difference due to improvement in expected cash flows 691 Other changes, net 32 Balance at December 31, 2020 $ 216
Schedule of allowance for loan losses	An analysis of the allowance for loan losses for the years ended December 31, 2021 and 2020 follows: Commercial Commercial and Commercial Consumer Real Consumer Total 2021 Allowance for loan losses: Beginning Balance $ 9,291 $ 2,546 $ 1,960 $ 690 $ 471 $ 14,958 Charge-offs (477) (117) — — (255) (849) Recoveries 24 — — 35 161 220 Provision (reversal) 157 (602) 49 56 (160) (500) Ending Balance $ 8,995 $ 1,827 $ 2,009 $ 781 $ 217 $ 13,829 Commercial Commercial and Commercial Consumer Real Consumer Total 2020 Allowance for loan losses: Beginning Balance $ 6,399 $ 1,275 $ 2,067 $ 417 $ 73 $ 10,231 Charge-offs (115) — — (41) (254) (410) Recoveries 9 62 — 2 48 121 Provision (reversal) 2,998 1,209 (107) 312 604 5,016 Ending Balance $ 9,291 $ 2,546 $ 1,960 $ 690 $ 471 $ 14,958
Schedule of recorded investment in loans and impairment by portfolio segment	The following table presents the recorded investment in loans and impairment method as of December 31, 2021 and 2020, by portfolio segment: Allowance for Loan Losses Commercial Commercial Commercial Consumer Consumer Total 2021 Allowance for loan losses: Ending Balance: Individually evaluated for impairment $ — $ 181 $ — $ 5 $ — $ 186 Purchased credit impaired — — — — — — Collectively evaluated for impairment 8,995 1,646 2,009 776 217 13,643 $ 8,995 $ 1,827 $ 2,009 $ 781 $ 217 $ 13,829 Loans Receivable Commercial Commercial Commercial Consumer Consumer Total 2021 Financing receivables: Ending Balance Individually evaluated for impairment $ 11,915 $ 5,214 $ 1,557 $ 343 $ — $ 19,029 Purchased credit impaired loans — — — — — — Collectively evaluated for impairment 894,197 197,536 186,058 200,261 10,304 1,488,356 $ 906,112 $ 202,750 $ 187,615 $ 200,604 $ 10,304 $ 1,507,385 Allowance for Loan Losses Commercial Commercial Commercial Consumer Consumer Total 2020 Allowance for loan losses: Ending Balance: Individually evaluated for impairment $ 625 $ 1,450 $ — $ 25 $ — $ 2,100 Purchased credit impaired loans — — — — — — Collectively evaluated for impairment 8,666 1,096 1,960 665 471 12,858 $ 9,291 $ 2,546 $ 1,960 $ 690 $ 471 $ 14,958 Loans Receivable Commercial Commercial Commercial Consumer Consumer Total 2020 Financing receivables: Ending Balance Individually evaluated for impairment $ 13,379 $ 7,086 $ — $ 254 $ — $ 20,719 Purchased credit impaired loans 3,007 — — 57 — 3,064 Collectively evaluated for impairment 773,639 268,248 222,319 167,561 15,835 1,447,602 $ 790,025 $ 275,334 $ 222,319 $ 167,872 $ 15,835 $ 1,471,385
Schedule of Impaired loans	Impaired loans by class excluding purchased credit impaired, as of December 31, 2021 and 2020 are summarized as follows: Impaired Loans – Originated Loan Portfolio Recorded Unpaid Related Average Interest 2021 With an allowance recorded: Commercial real estate $ — $ — $ — $ — $ — Commercial and industrial 1,678 1,688 181 1,711 95 Commercial construction — — — — — Consumer real estate 93 93 5 95 7 Consumer nonresidential — — — — — $ 1,771 $ 1,781 $ 186 $ 1,806 $ 102 2021 With no related allowance: Commercial real estate $ 11,915 $ 11,915 $ — $ 11,947 $ 581 Commercial and industrial 3,536 3,536 — 3,660 238 Commercial construction 1,557 1,596 — 1,597 174 Consumer real estate 250 250 — 250 28 Consumer nonresidential — — — — — $ 17,258 $ 17,297 $ — $ 17,454 $ 1,021 Impaired Loans – Acquired Loan Portfolio Recorded Unpaid Related Average Interest 2021 With an allowance recorded: Commercial real estate $ — $ — $ — $ — $ — Commercial and industrial — — — — — Commercial construction — — — — — Consumer real estate — — — — — Consumer nonresidential — — — — — $ — $ — $ — $ — $ — 2021 With no related allowance: Commercial real estate $ — $ — $ — $ — $ — Commercial and industrial — — — — — Commercial construction — — — — — Consumer real estate — — — — — Consumer nonresidential — — — — — $ — $ — $ — $ — $ — Impaired Loans – Originated Loan Portfolio Recorded Unpaid Related Average Interest 2020 With an allowance recorded: Commercial real estate $ — $ — $ — $ — $ — Commercial and industrial 5,287 5,287 1,450 5,682 358 Commercial construction — — — — — Consumer real estate 97 97 25 99 6 Consumer nonresidential — — — — — $ 5,384 $ 5,384 $ 1,475 $ 5,781 $ 364 2020 With no related allowance: Commercial real estate $ 9,926 $ 9,930 $ — $ 9,938 $ 133 Commercial and industrial 1,799 1,799 — 2,433 148 Commercial construction — — — — — Consumer real estate — — — — — Consumer nonresidential — — — — — $ 11,725 $ 11,729 $ — $ 12,371 $ 281 Impaired Loans – Acquired Loan Portfolio Recorded Unpaid Related Average Interest 2020 With an allowance recorded: Commercial real estate $ 3,303 $ 4,316 $ 625 $ 4,811 $ 267 Commercial and industrial — — — — — Commercial construction — — — — — Consumer real estate — — — — — Consumer nonresidential — — — — — $ 3,303 $ 4,316 $ 625 $ 4,811 $ 267 2020 With no related allowance: Commercial real estate $ 150 $ 164 $ — $ 164 $ 13 Commercial and industrial 157 215 — 215 12 Commercial construction — — — — — Consumer real estate — — — — — Consumer nonresidential — — — — — $ 307 $ 379 $ — $ 379 $ 25
Schedule of risk category of loans	Based on the most recent analysis performed, the risk category of loans by class of loans was as follows as of December 31, 2021 and 2020: 2021 – Originated Loan Portfolio Commercial Real Commercial and Commercial Construction Consumer Real Estate Consumer Nonresidential Total Grade: Pass $ 875,395 $ 193,426 $ 182,497 $ 176,271 $ 10,277 $ 1,437,866 Special mention — 400 2,518 68 — 2,986 Substandard 11,915 5,214 1,557 343 — 19,029 Doubtful — — — — — — Loss — — — — — — Total $ 887,310 $ 199,040 $ 186,572 $ 176,682 $ 10,277 $ 1,459,881 2021 – Acquired Loan Portfolio Commercial Real Commercial and Commercial Construction Consumer Real Estate Consumer Nonresidential Total Grade: Pass $ 18,802 $ 3,710 $ 1,043 $ 23,922 $ 27 $ 47,504 Special mention — — — — — — Substandard — — — — — — Doubtful — — — — — — Loss — — — — — — Total $ 18,802 $ 3,710 $ 1,043 $ 23,922 $ 27 $ 47,504 2020 – Originated Loan Portfolio Commercial Real Commercial and Commercial Construction Consumer Real Estate Consumer Nonresidential Total Grade: Pass $ 741,570 $ 262,355 $ 220,845 $ 133,750 $ 15,802 $ 1,374,322 Special mention 10,380 1,598 — 93 — 12,071 Substandard 9,926 7,086 — 97 — 17,109 Doubtful — — — — — — Loss — — — — — — Total $ 761,876 $ 271,039 $ 220,845 $ 133,940 $ 15,802 $ 1,403,502 2020 – Acquired Loan Portfolio Commercial Real Commercial and Commercial Construction Consumer Real Estate Consumer Nonresidential Total Grade: Pass $ 24,696 $ 4,295 $ 1,474 $ 33,844 $ 33 $ 64,342 Special mention — — — — — — Substandard 3,453 — — 88 — 3,541 Doubtful — — — — — — Loss — — — — — — Total $ 28,149 $ 4,295 $ 1,474 $ 33,932 $ 33 $ 67,883
Schedule of past due and nonaccrual loans	Past due and nonaccrual loans presented by loan class were as follows as of December 31, 2021 and 2020: 2021 – Originated Loan Portfolio 30-59 days past 60-89 days past due 90 days or more past due Total past due Current Total loans 90 days past due Nonaccruals Commercial real estate $ — $ — $ — $ — $ 887,310 $ 887,310 $ — $ — Commercial and industrial — — 1,678 1,678 197,362 199,040 — 1,678 Commercial construction — — 1,557 1,557 185,015 186,572 — 1,557 Consumer real estate — — 250 250 176,432 176,682 — 250 Consumer nonresidential 14 21 18 53 10,224 10,277 18 Total $ 14 $ 21 $ 3,503 $ 3,538 $ 1,456,343 $ 1,459,881 $ 18 $ 3,485 2021 – Acquired Loan Portfolio 30-59 days past 60-89 days past due 90 days or more past due Total past due Current Total loans 90 days past due Nonaccruals Commercial real estate $ — $ — $ — $ — $ 18,802 $ 18,802 $ — $ — Commercial and industrial — — — — 3,710 3,710 — — Commercial construction — — — — 1,043 1,043 — — Consumer real estate 234 — 5 239 23,683 23,922 5 — Consumer nonresidential 2 — — 2 25 27 — — Total $ 236 $ — $ 5 $ 241 $ 47,263 $ 47,504 $ 5 $ — 2020 – Originated Loan Portfolio 30-59 days past 60-89 days past due 90 days or more past due Total past due Current Total loans 90 days past due Nonaccruals Commercial real estate $ — $ 88 $ — $ 88 $ 761,788 $ 761,876 $ — $ — Commercial and industrial — — 2,883 2,883 268,156 271,039 — 2,883 Commercial construction — 13 — 13 220,832 220,845 — — Consumer real estate 347 76 — 423 133,517 133,940 — — Consumer nonresidential — — 44 44 15,758 15,802 44 — Total $ 347 $ 177 $ 2,927 $ 3,451 $ 1,400,051 $ 1,403,502 $ 44 $ 2,883 2020 – Acquired Loan Portfolio 30-59 days past 60-89 days past due 90 days or more past due Total past due Current Total loans 90 days past due Nonaccruals Commercial real estate $ 694 $ — $ 2,309 $ 3,003 $ 25,146 $ 28,149 $ — $ 2,309 Commercial and industrial — — — — 4,295 4,295 — — Commercial construction 111 — — 111 1,363 1,474 — — Consumer real estate 353 108 385 846 33,086 33,932 228 157 Consumer nonresidential — — — — 33 33 — — Total $ 1,158 $ 108 $ 2,694 $ 3,960 $ 63,923 $ 67,883 $ 228 $ 2,466
Schedule of TDR's originated	The following table presents the TDRs originated during the year ended December 31, 2020: Troubled Debt Restructurings Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial real estate 1 $ 97 $ 97 Total 1 $ 97 $ 97

Goodwill and Intangibles (Table

Goodwill and Intangibles (Tables)	12 Months Ended
	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of information concerning amortizable intangibles	Information concerning amortizable intangibles follows: Acquisition of 1st Commonwealth Acquisition of Colombo Bank Total Gross Carrying Accumulated Gross Carrying Accumulated Gross Carrying Accumulated Balance at December 31, 2019 $ 204 $ 145 $ 1,950 $ 463 $ 2,154 $ 608 2020 activity: 1st Commonwealth amortization — 20 — — — 20 Colombo Bank amortization — — — 326 — 326 Balance at December 31, 2020 $ 204 $ 165 $ 1,950 $ 789 $ 2,154 $ 954 2021 activity: 1st Commonwealth amortization — 20 — — — 20 Colombo Bank amortization — — — 285 — 285 Balance at December 31, 2021 $ 204 $ 185 $ 1,950 $ 1,074 $ 2,154 $ 1,259
Schedule of estimated amortization expense	The aggregate amortization expense was $305 thousand for 2021 and $345 thousand for 2020. The estimated amortization expense for the next five years and thereafter is as follows: 2022 $ 262 2023 205 2024 165 2025 125 2026 85 Thereafter 53
Schedule of carrying amount of goodwill	The carrying amount of goodwill for the years ended December 31, 2021 and 2020 were as follows: Balance at December 31, 2021 and 2020 $ 7,157

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Summary of the cost and accumulated depreciation of premises and equipment	A summary of the cost and accumulated depreciation of premises and equipment follows: 2021 2020 Leasehold improvements $ 3,039 $ 2,715 Furniture, fixtures and equipment 4,163 4,081 Computer software 1,275 1,233 Land 61 61 Buildings 196 196 Vehicles 47 — $ 8,781 $ 8,286 Less: accumulated depreciation 7,197 6,632 $ 1,584 $ 1,654
Schedule of information about leases	The following tables present information about leases as of December 31, 2021 and 2020: 2021 2020 Right-of-Use-Asset $ 10,167 $ 11,125 Lease Liability $ 11,111 $ 12,123 Weighted Average Remaining Lease Term (Years) 8.9 9.8 Weighted Average discount rate 3.20 % 3.22 %
Maturity schedule of undiscounted cash flows that contribute to the lease liability	Years Ended December 31, 2021 2020 Operating Lease Expense $ 1,626 $ 1,694 Cash paid for amounts included in lease liabilities $ 1,559 $ 1,582 Impairment loss on right-of-use asset — 508 Derecognition of right-of-use asset and lease liabilities — 458 Right-of-use assets obtained in exchange for operating lease liabilities 207 59 The following table presents a maturity schedule of undiscounted cash flows that contribute to the lease liability: 2022 $ 1,667 2023 1,666 2024 1,596 2025 1,441 2026 1,343 Thereafter 5,123 Total $ 12,836 Less: discount (1,725) $ 11,111

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Schedule of maturities on certificates of deposits	Remaining maturities on certificates of deposit are as follows: 2022 $ 191,589 2023 27,508 2024 7,458 2025 3,375 2026 1,487 $ 231,417

Other Borrowed Funds (Tables)

Other Borrowed Funds (Tables)	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
Schedule of other borrowed funds	Other borrowed funds at December 31, 2021 and 2020 consist of the following: FHLB Advances Subordinated Debt, net 2021 2020 2021 2020 Balance Outstanding at December 31 $ 25,000 $ 25,000 $ 19,510 $ 44,085 Maximum balance at any month end during the year $ 25,000 $ 25,000 $ 44,157 $ 44,085 Average balance for the year $ 25,000 $ 23,115 $ 37,856 $ 28,790 Weighted average rate on borrowings at year end 0.20 % 0.23 % 4.88 % 5.50 %

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Schedule of tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2021 and 2020 are presented below: 2021 2020 Deferred Tax Assets: Allowance for loan losses $ 3,131 $ 3,365 Net operating loss carryforward – federal and state 2,785 3,204 Bank premises and equipment 184 224 Nonqualified stock options and restricted stock 611 546 Organizational and start-up expenses 22 34 Acquisition accounting adjustments 258 181 Non-accrual loan interest 24 66 Deferred loan costs 801 1,193 Lease liability 2,516 2,728 Unrealized loss on securities available for sale 582 — Unrealized loss on interest rate swap 17 158 $ 10,931 $ 11,699 Deferred Tax Liabilities: Right-of-use assets $ (2,302) $ (2,503) Unrealized gain on securities available for sale — (644) $ (2,302) $ (3,147) Net Deferred Tax Assets $ 8,629 $ 8,552
Schedule of income tax expense charged to operations	The income tax expense charged to operations for the years ended December 31, 2021 and 2020 consists of the following: 2021 2020 Current tax expense $ 5,269 $ 5,315 Deferred tax expense (benefit) 1,007 (1,159) $ 6,276 $ 4,156
Schedule of income tax expense differed from amounts computed by applying the U.S. federal income tax rate to income, before income tax expense	Income tax expense differed from amounts computed by applying the U.S. federal income tax rate to income, before income tax expense as a result of the following: 2021 2020 Computed "expected" tax expense $ 5,924 $ 4,128 Increase (decrease) in income taxes resulting from: State income tax expense 472 294 Non-deductible expense 231 31 Tax free income (217) (251) Tax benefits from exercise of stock options (163) (89) Other 29 43 $ 6,276 $ 4,156

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of notional amount and fair value of derivative financial instruments	The notional amount and fair value of the Company's derivative financial instruments as of December 31, 2021 and 2020 were as follows: December 31, 2021 Notional Amount Fair Value Interest Rate Swap Agreements Receive Fixed/Pay Variable Swaps $ 80,643 $ 6,052 Pay Fixed/Receive Variable Swaps 80,643 (6,052) December 31, 2020 Notional Amount Fair Value Interest Rate Swap Agreements Receive Fixed/Pay Variable Swaps $ 97,658 $ 12,880 Pay Fixed/Receive Variable Swaps 97,658 (12,880) At December 31, 2021 and 2020, the information pertaining to outstanding interest rate swap agreements used to hedge variability in cash flows is as follows: (Dollars in thousands) 2021 2020 Notional amount $ 60,000 $ 60,000 Weighted average pay rate 0.87 % 0.87 % Weighted average receive rate 0.21 % 0.24 % Weighted average maturity in years 1.10 years 2.10 years Unrealized loss relating to interest rate swaps $ (77) $ (754)

Financial Instruments with Of_2

Financial Instruments with Off-Balance Sheet Risk (Tables)	12 Months Ended
	Dec. 31, 2021
Financial Instruments with Off-Balance Sheet Risk
Schedule of financial instruments outstanding which contract amounts represent credit risk	At December 31, 2021 and 2020, the following financial instruments were outstanding which contract amounts represent credit risk: 2021 2020 Commitments to grant loans $ 90,591 $ 13,598 Unused commitments to fund loans and lines of credit 183,145 166,259 Commercial and standby letters of credit 8,930 5,529

Minimum Regulatory Capital Re_2

Minimum Regulatory Capital Requirements (Tables)	12 Months Ended
	Dec. 31, 2021
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Schedule of minimum capital requirement and capital position	The capital ratios for the Bank as of December 31, 2021 and 2020 are shown in the following table. Actual Minimum Capital Requirement Amount Ratio Amount Ratio As of December 31, 2021: Tier 1 Capital (to Average Assets) $ 214,442 10.55 % $ 172,732 8.500 % As of December 31, 2020: Tier 1 Capital (to Average Assets) $ 209,359 11.65 % $ 143,823 8.000 %

Stock-Based Compensation Plan (

Stock-Based Compensation Plan (Tables)	12 Months Ended
	Dec. 31, 2021
Share-based Payment Arrangement [Abstract]
Schedule of option activity	A summary of option activity under the Plan as of December 31, 2021, and changes during the year then ended is presented below: Options Shares Weighted Weighted Aggregate Intrinsic Value (1) Outstanding at January 1, 2020 1,727,945 $ 8.14 3.17 — Granted — — Exercised (182,292) 6.70 Forfeited or expired (760) 10.76 Outstanding and Exercisable at December 31, 2021 1,544,893 $ 8.31 2.46 $ 17,566,446 ________________________ (1) The aggregate intrinsic value of stock options represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price of the option) that would have been received by the option holders had all option holders exercised their options on December 31, 2021. This amount changes based on changes in the market value of the Company's stock.
Schedule of restricted stock grant activity	A summary of the Company's restricted stock grant activity as of December 31, 2021 is shown below. Number of Weighted Average Nonvested at January 1, 2020 72,743 $ 18.82 Granted 117,238 17.51 Vested (33,993) 18.44 Forfeited (4,585) 17.84 Balance at December 31, 2021 151,403 $ 17.92

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Schedule of financial assets and liabilities measured at fair value on a recurring basis	The following table presents the balances of financial assets and liabilities measured at fair value on a recurring basis as of December 31, 2021 and 2020: Fair Value Measurements at December 31, 2021 Using Balance as of December 31, 2021 Quoted Prices Significant Significant Description (Level 1) (Level 2) (Level 3) Assets Available-for-sale Securities of U.S. government and federal agencies $ 13,436 $ — $ 13,436 $ — Securities of state and local municipalities tax exempt 1,451 — 1,451 — Securities of state and local municipalities taxable 596 — 596 — Corporate bonds 14,151 — 14,151 — SBA pass-through securities 108 — 108 — Mortgage-backed securities 313,838 — 313,838 — Collateralized mortgage obligations 14,194 — 14,194 — Total Available-for-Sale Securities $ 357,774 $ — $ 357,774 $ — Fair Value Measurements at December 31, 2020 Using Balance as of December 31, 2020 Quoted Prices Significant Significant Description (Level 1) (Level 2) (Level 3) Assets Available-for-sale Securities of state and local municipalities tax exempt $ 3,493 $ — $ 3,493 $ — Securities of state and local municipalities taxable 818 — 818 — Corporate bonds 12,817 — 12,817 — SBA pass-through securities 141 — 141 — Mortgage-backed securities 83,714 — 83,714 — Collateralized mortgage obligations 25,168 — 25,168 — Total Available-for-Sale Securities $ 126,151 $ — $ 126,151 $ —
Schedule of the Company's assets that were measured at fair value on a nonrecurring basis	The following table summarizes the Company's assets that were measured at fair value on a nonrecurring basis at December 31, 2021 and December 31, 2020: Fair Value Measurements Using Balance as of December 31, 2021 Quoted Prices Significant Significant Description (Level 1) (Level 2) (Level 3) Assets Impaired loans Commercial and industrial $ 1,497 $ — $ — $ 1,497 Consumer residential 88 — — 88 Total Impaired loans $ 1,585 $ — $ — $ 1,585 Fair Value Measurements Using Balance as of December 31, 2020 Quoted Prices Significant Significant Description (Level 1) (Level 2) (Level 3) Assets Impaired loans Commercial real estate $ 2,678 $ — $ — $ 2,678 Commercial and industrial 3,837 — — 3,837 Consumer residential 72 — — 72 Total Impaired loans $ 6,587 $ — $ — $ 6,587 Other real estate owned $ 3,866 $ — $ — $ 3,866
Schedule of quantitative information about Level 3 Fair Value Measurements	The following table displays quantitative information about Level 3 Fair Value Measurements for December 31, 2021 and 2020: Quantitative information about Level 3 Fair Value Measurements for December 31, 2021 Assets Fair Value Valuation Technique(s) Unobservable input Range (Avg.) Impaired loans Commercial and industrial $ 1,497 Discounted appraised value Marketability/Selling costs 8% - 8% 8.00 % Consumer residential 88 Discounted appraised value Marketability/Selling costs 8% - 8% 8.00 % Total Impaired loans $ 1,585 Discounted appraised value Marketability/Selling costs 8% - 8% 8.00 % Quantitative information about Level 3 Fair Value Measurements for December 31, 2020 Assets Fair Value Valuation Technique(s) Unobservable input Range (Avg.) Impaired loans Commercial real estate $ 2,678 Discounted appraised value Marketability/Selling costs 0% - 6% 4.42 % Commercial and industrial $ 3,837 Discounted appraised value Marketability/Selling costs 7% - 8 % 7.81 % Consumer residential $ 72 Discounted appraised value Marketability/Selling costs 8% - 8% 8.00 % Total Impaired loans $ 6,587 Discounted appraised value Marketability/Selling costs 0% - 8% 6.23 % Other real estate owned $ 3,866 Discounted appraised value Selling costs 10.51%
Schedule of carrying amount, fair value and placement in the fair value hierarchy of the Company's financial instruments	The following presents the carrying amount, fair value and placement in the fair value hierarchy of the Company's financial instruments as of December 31, 2021 and 2020. Fair values for December 31, 2021 and 2020 are estimated under the exit price notion in accordance with the prospective adoption of ASU 2016-01, "Recognition and Measurement of Financial Assets and Financial Liabilities." Fair Value Measurements as of December 31, 2021 using Carrying Amount Quoted Prices in Active Markets for Identical Assets Significant Significant Unobservable Inputs Level 1 Level 2 Level 3 Financial assets: Cash and due from banks $ 24,613 $ 24,613 $ — $ — Interest-bearing deposits at other institutions 216,345 216,345 — — Securities held-to-maturity 264 — 270 — Securities available-for-sale 357,774 — 357,774 — Restricted stock 6,372 — 6,372 — Loans, net 1,490,020 — — 1,493,185 Bank owned life insurance 39,171 — 39,171 — Accrued interest receivable 8,074 — 8,074 — Financial liabilities: Checking, savings and money market accounts $ 1,652,352 $ — $ 1,652,352 $ — Time deposits 231,417 — 232,837 — FHLB advances 25,000 — 25,000 — Subordinated notes 19,510 — 18,133 — Accrued interest payable 1,034 — 1,034 — Fair Value Measurements as of December 31, 2020 using Carrying Amount Quoted Prices in Active Markets for Identical Assets Significant Significant Unobservable Inputs Level 1 Level 2 Level 3 Financial assets: Cash and due from banks $ 20,835 $ 20,835 $ — $ — Interest-bearing deposits at other institutions 120,228 120,228 — — Securities held-to-maturity 264 — 274 — Securities available-for-sale 126,151 — 126,151 — Restricted stock 6,563 — 6,563 — Loans, net 1,451,125 — — 1,463,270 Bank owned life insurance 38,178 — 38,178 — Accrued interest receivable 9,135 — 9,135 — Financial liabilities: Checking, savings and money market accounts $ 1,219,440 $ — $ 1,219,440 $ — Time deposits 313,053 — 316,341 — FHLB advances 25,000 — 25,000 — Subordinated notes 44,085 — 42,438 — Accrued interest payable 685 — 685 —

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2021
Earnings Per Share [Abstract]
Schedule of earning per share	The holders of restricted stock do not share in dividends and do not have voting rights during the vesting period. Years Ended December 31, 2021 2020 Net income $ 21,933 $ 15,501 Weighted average shares - basic 13,650 13,542 Effect of dilutive securities 931 592 Weighted average shares - diluted 14,581 14,134 Basic EPS $ 1.61 $ 1.14 Diluted EPS $ 1.50 $ 1.10

Supplemental Cash Flow Inform_2

Supplemental Cash Flow Information (Tables)	12 Months Ended
	Dec. 31, 2021
Supplemental Cash Flow Information [Abstract]
Schedule of supplemental cash flow information	For the Years Ended December 31, 2021 2020 Supplemental Disclosure of Cash Flow Information: Cash paid for: Interest on deposits and borrowed funds $ 9,361 $ 14,295 Income taxes 4,735 3,505 Noncash investing and financing activities: Unrealized (loss) gain on securities available-for-sale (5,630) 2,112 Unrealized gain (loss) on interest rate swaps 677 (674) Transfer of loans held for sale to loans, net — 9,641 Right-of-use assets obtained in the exchange for lease liabilities during the current period 207 59 Derecognition of right-of-use assets and lease liability — 458

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2021
Statement of Other Comprehensive Income [Abstract]
Schedule of changes in accumulated other comprehensive income (AOCI)	Changes in accumulated other comprehensive income ("AOCI") for the years ended December 31, 2021 and 2020 are shown in the following table. The Company has two components of AOCI, which are available-for-sale securities and cash flow hedges, for each of the years ended December 31, 2021 and 2020. 2021 Available-for- Cash Flow Total Balance, beginning of period $ 2,421 $ (595) $ 1,826 Net unrealized (losses) gains during the period (4,404) 535 (3,869) Other comprehensive (loss) income, net of tax (4,404) 535 (3,869) Balance, end of period $ (1,983) $ (60) $ (2,043) 2020 Available-for- Cash Flow Total Balance, beginning of period $ 753 $ (63) $ 690 Net unrealized gains (losses) during the period 1,780 (532) 1,248 Net reclassification adjustment for gains realized in income (112) — (112) Other comprehensive income (loss), net of tax 1,668 (532) 1,136 Balance, end of period $ 2,421 $ (595) $ 1,826
Schedule of reclassifications from accumulated other comprehensive income	The following table presents information related to reclassifications from accumulated other comprehensive income. Amount Reclassified from AOCI into Income For the Years Ended December 31, Affected Line Item Details about AOCI 2021 2020 Gain on sale of available-for-sale securities $ — $ (141) Gain on sale of securities available-for-sale Income tax expense — 29 Income tax benefit Total $ — $ (112) Net of tax

Revenue Recognition (Tables)

Revenue Recognition (Tables)	12 Months Ended
	Dec. 31, 2021
Revenue from Contract with Customer [Abstract]
Schedule of noninterest income	The following presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the years ended December 31, 2021 and 2020: Years Ended December 31, 2021 2020 Noninterest Income In-scope of Topic 606 Service Charges on Deposit Accounts $ 1,028 $ 1,008 Fees, Exchange, and Other Service Charges 369 345 Other income 191 76 Noninterest Income (in-scope of Topic 606) 1,588 1,429 Noninterest Income (out-scope of Topic 606) 2,714 1,462 Total Noninterest Income $ 4,302 $ 2,891

Parent Company Only Financial_2

Parent Company Only Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Disclosure [Abstract]
Schedule of parent company only condensed statements of condition	The FVCBankcorp, Inc. (Parent Company only) condensed financial statements are as follows: PARENT COMPANY ONLY CONDENSED STATEMENTS OF CONDITION December 31, 2021 and 2020 Assets 2021 2020 Cash and cash equivalents $ 1,882 $ 8,016 Securities available-for-sale 1,005 1,012 Investment in subsidiary 223,043 222,531 Other assets 3,903 2,162 Total assets $ 229,833 $ 233,721 Liabilities and Stockholders' Equity Subordinated notes $ 19,510 $ 44,085 Other liabilities 527 136 Total liabilities $ 20,037 $ 44,221 Total stockholders' equity $ 209,796 $ 189,500 Total liabilities and stockholders' equity $ 229,833 $ 233,721
Schedule of parent company only condensed statements of operations	PARENT COMPANY ONLY CONDENSED STATEMENTS OF INCOME For the Years Ended December 31, 2021 and 2020 2021 2020 Income: Interest on securities available-for-sale $ 65 $ 65 Dividend income 20,820 3,500 Total income $ 20,885 $ 3,565 Expense: Interest on subordinated notes 2,534 1,802 Salaries and employee benefits 1,021 699 Occupancy and equipment 83 83 Audit, legal and consulting fees 320 365 Other operating expenses 249 217 Total expense 4,207 3,166 Net income before income tax benefit and equity in undistributed earnings of subsidiary $ 16,678 $ 399 Income tax benefit (879) (643) Equity in undistributed earnings of subsidiary 4,376 14,459 Net income $ 21,933 $ 15,501
Schedule of parent company only condensed statements of cash flows	PARENT COMPANY ONLY CONDENSED STATEMENTS OF CASH FLOWS For The Years Ended December 31, 2021 and 2020 2021 2020 Cash Flows From Operating Activities Net income $ 21,933 $ 15,501 Equity in undistributed earnings of subsidiary (4,376) (14,459) Deferred income tax benefit — (6) Amortization of subordinated debt issuance costs 488 88 Stock-based compensation expense 1,011 690 Change in other assets and liabilities (2,598) 176 Net cash provided by operating activities $ 16,458 $ 1,990 Cash Flows From Investing Activities Pushdown of capital to banking subsidiary $ — $ (12,000) Net cash used in investing activities $ — $ (12,000) Cash Flows From Financing Activities Issuance of subordinated notes, net $ — $ 19,510 Repayment of subordinated notes, net (23,813) — Repurchase of shares of common stock — (7,280) Common stock issuance 1,221 375 Net cash (used in) provided by financing activities $ (22,592) $ 12,605 Net (decrease) increase in cash and cash equivalents $ (6,134) $ 2,595 Cash and cash equivalents, beginning of year 8,016 5,421 Cash and cash equivalents, end of year $ 1,882 $ 8,016

Organization and Summary of S_2

Organization and Summary of Significant Accounting Policies (Details) - Atlantic Coast Mortgage LLC $ in Millions	Aug. 31, 2021USD ($)
Schedule of Equity Method Investments [Line Items]
Equity method investment, cost	$ 20.4
Equity method investment, ownership percentage	28.70%
Earnback option percentage	3.70%
Earnback period	3 years

Summary of Significant Accoun_3

Summary of Significant Accounting Policies - Loans and Allowance for Loan Losses (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)
Line of Credit Facility [Line Items]
Allowance for loan losses	$ 0
Home equity lines of credit
Line of Credit Facility [Line Items]
Maximum loan to value	85.00%
Maximum
Line of Credit Facility [Line Items]
Loan to value ratios for real estate-commercial loans	80.00%

Summary of Significant Accoun_4

Summary of Significant Accounting Policies - Premises and Equipment (Details)	12 Months Ended
	Dec. 31, 2021USD ($)location	Dec. 31, 2020USD ($)location
Premises and Equipment
Number of lease arrangements without known escalators	3
Number of branch office locations closed | location	0	2
Impairment loss on right-of-use asset	$ 0	$ 508,000
Derecognition of right-of-use asset and lease liabilities	$ 0	$ 458,000
Premises, furniture and equipment | Minimum
Premises and Equipment
Estimated useful life (in years)	3 years
Premises, furniture and equipment | Maximum
Premises and Equipment
Estimated useful life (in years)	7 years
Computer software | Minimum
Premises and Equipment
Estimated useful life (in years)	1 year
Computer software | Maximum
Premises and Equipment
Estimated useful life (in years)	3 years

Summary of Significant Accoun_5

Summary of Significant Accounting Policies - Goodwill and Intangible Assets (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Goodwill and Intangible Assets
Impairment of goodwill and intangible assets	$ 0	$ 0

Summary of Significant Accoun_6

Summary of Significant Accounting Policies - 401(k) Plan (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Accounting Policies [Abstract]
401(K) plan contribution expense	$ 377	$ 350

Investment Securities and Oth_3

Investment Securities and Other Investments (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Held-to-maturity
Total	$ 264,000	$ 264,000
Gross Unrealized Gains	6,000	10,000
Gross Unrealized (Losses)	0	0
Fair Value	270,000	274,000
Available-for-sale
Total	360,339,000	123,086,000
Gross Unrealized Gains	1,783,000	3,389,000
Gross Unrealized (Losses)	(4,348,000)	(324,000)
Securities available-for-sale, at fair value	357,774,000	126,151,000
Securities of U.S. government and federal agencies
Available-for-sale
Total	13,719,000
Gross Unrealized Gains	0
Gross Unrealized (Losses)	(283,000)
Securities available-for-sale, at fair value	13,436,000
Securities of state and local municipalities tax exempt
Held-to-maturity
Total	264,000	264,000
Gross Unrealized Gains	6,000	10,000
Gross Unrealized (Losses)	0	0
Fair Value	270,000	274,000
Available-for-sale
Total	1,393,000	3,398,000
Gross Unrealized Gains	58,000	95,000
Gross Unrealized (Losses)	0	0
Securities available-for-sale, at fair value	1,451,000	3,493,000
Securities of state and local municipalities taxable
Available-for-sale
Total	607,000	804,000
Gross Unrealized Gains	0	14,000
Gross Unrealized (Losses)	(11,000)	0
Securities available-for-sale, at fair value	596,000	818,000
Federal Reserve Bank Member
Available-for-sale
Pledged securities	5,800,000	9,200,000
Community Bankers Bank Member
Available-for-sale
Pledged securities	79,700,000	0
Corporate bonds
Available-for-sale
Total	13,970,000	12,974,000
Gross Unrealized Gains	259,000	80,000
Gross Unrealized (Losses)	(78,000)	(237,000)
Securities available-for-sale, at fair value	14,151,000	12,817,000
SBA pass-through securities
Available-for-sale
Total	107,000	138,000
Gross Unrealized Gains	1,000	3,000
Gross Unrealized (Losses)	0	0
Securities available-for-sale, at fair value	108,000	141,000
Mortgage-backed securities
Available-for-sale
Total	316,313,000	81,296,000
Gross Unrealized Gains	1,352,000	2,479,000
Gross Unrealized (Losses)	(3,827,000)	(61,000)
Securities available-for-sale, at fair value	313,838,000	83,714,000
Collateralized mortgage obligations
Available-for-sale
Total	14,230,000	24,476,000
Gross Unrealized Gains	113,000	718,000
Gross Unrealized (Losses)	(149,000)	(26,000)
Securities available-for-sale, at fair value	$ 14,194,000	$ 25,168,000

Investment Securities and Oth_4

Investment Securities and Other Investments - Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Available-for-sale securities, Continuous Unrealized Loss Position, Fair Value
Fair Value, Less than 12 Months	$ 237,432	$ 23,842
Fair Value, 12 Months or Longer	21,039	2,000
Fair Value, Total	258,471	25,842
Available-for-sale securities, Continuous Unrealized Loss Position, Gross Unrealized Losses
Unrealized Losses, Less than 12 Months	(3,629)	(97)
Unrealized Losses, Less than 12 Months	(719)	(227)
Unrealized Losses, Total	(4,348)	(324)
Securities of U.S. government and federal agencies
Available-for-sale securities, Continuous Unrealized Loss Position, Fair Value
Fair Value, Less than 12 Months	13,275
Fair Value, 12 Months or Longer	0
Fair Value, Total	13,275
Available-for-sale securities, Continuous Unrealized Loss Position, Gross Unrealized Losses
Unrealized Losses, Less than 12 Months	(283)
Unrealized Losses, Less than 12 Months	0
Unrealized Losses, Total	(283)
Securities of state and local municipalities - taxable
Available-for-sale securities, Continuous Unrealized Loss Position, Fair Value
Fair Value, Less than 12 Months	595
Fair Value, 12 Months or Longer	0
Fair Value, Total	595
Available-for-sale securities, Continuous Unrealized Loss Position, Gross Unrealized Losses
Unrealized Losses, Less than 12 Months	(11)
Unrealized Losses, Less than 12 Months	0
Unrealized Losses, Total	(11)
Corporate bonds
Available-for-sale securities, Continuous Unrealized Loss Position, Fair Value
Fair Value, Less than 12 Months	3,922	4,240
Fair Value, 12 Months or Longer	0	2,000
Fair Value, Total	3,922	6,240
Available-for-sale securities, Continuous Unrealized Loss Position, Gross Unrealized Losses
Unrealized Losses, Less than 12 Months	(78)	(10)
Unrealized Losses, Less than 12 Months	0	(227)
Unrealized Losses, Total	(78)	(237)
Mortgage-backed securities
Available-for-sale securities, Continuous Unrealized Loss Position, Fair Value
Fair Value, Less than 12 Months	216,278	17,504
Fair Value, 12 Months or Longer	19,225	0
Fair Value, Total	235,503	17,504
Available-for-sale securities, Continuous Unrealized Loss Position, Gross Unrealized Losses
Unrealized Losses, Less than 12 Months	(3,175)	(61)
Unrealized Losses, Less than 12 Months	(652)	0
Unrealized Losses, Total	(3,827)	(61)
Collateralized mortgage obligations
Available-for-sale securities, Continuous Unrealized Loss Position, Fair Value
Fair Value, Less than 12 Months	3,362	2,098
Fair Value, 12 Months or Longer	1,814	0
Fair Value, Total	5,176	2,098
Available-for-sale securities, Continuous Unrealized Loss Position, Gross Unrealized Losses
Unrealized Losses, Less than 12 Months	(82)	(26)
Unrealized Losses, Less than 12 Months	(67)	0
Unrealized Losses, Total	$ (149)	$ (26)

Investment Securities and Oth_5

Investment Securities and Other Investments - Continuous Unrealized Loss Position - Additional information (Details)	12 Months Ended
	Dec. 31, 2021security
Corporate bonds | A-
Debt Securities, Available-for-sale
Number of investment securities	1
Mortgage-backed securities
Debt Securities, Available-for-sale
Number of investment securities	39
Collateralized mortgage obligations
Debt Securities, Available-for-sale
Number of investment securities	9

Investment Securities and Oth_6

Investment Securities and Other Investments - Contractual Maturities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Held-to-maturity, Amortized Cost
After 1 year through 5 years	$ 0
After 5 years through 10 years	264
After 10 years	0
Total	264	$ 264
Held-to-maturity, Fair Value
After 1 year through 5 years	0
After 5 years through 10 years	270
After 10 years	0
Total	270	274
Available-for-sale, Amortized Cost
After 1 year through 5 years	3,393
After 5 years through 10 years	44,617
After 10 years	312,329
Total	360,339	123,086
Available-for-sale, Fair Value
After 1 year through 5 years	3,437
After 5 years through 10 years	45,153
After 10 years	309,184
Total	$ 357,774	$ 126,151

Investment Securities and Oth_7

Investment Securities and Other Investments - Contractual Maturities - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Investments, Debt and Equity Securities [Abstract]
Proceeds from maturities, calls and principal repayments of securities	$ 48,000,000	$ 38,500,000
Proceeds from sales of securities available-for-sale	0	13,239,000
Gross realized gains on available-for-sale securities		141,000
Gross realized losses on available-for-sale securities	$ 0	$ 0

Investment Securities and Oth_8

Investment Securities and Other Investments - Other Investments - Additional Information (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Schedule of Investments [Line Items]
Restricted stock, at cost	$ 6,372	$ 6,563
Federal Reserve stock
Schedule of Investments [Line Items]
Restricted stock, at cost	4,378	3,973
FHLB stock
Schedule of Investments [Line Items]
Restricted stock, at cost	1,847	2,443
Community Bankers' Bank stock
Schedule of Investments [Line Items]
Restricted stock, at cost	122	122
Atlantic Bankers' Bank stock
Schedule of Investments [Line Items]
Restricted stock, at cost	$ 25	$ 25

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses - Summary of loan balances by type (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Loans and Allowance for Loan Losses
Loans, gross	$ 1,507,385	$ 1,471,385
Allowance for loan losses	13,829	14,958	$ 10,231
Unearned income and (unamortized premiums), net	3,536	5,302
Loans, net	1,490,020	1,451,125
Commercial | Real Estate
Loans and Allowance for Loan Losses
Loans, gross	906,112	790,025
Allowance for loan losses	8,995	9,291	6,399
Commercial | Commercial and Industrial
Loans and Allowance for Loan Losses
Loans, gross	202,750	275,334
Allowance for loan losses	1,827	2,546	1,275
Commercial | Construction
Loans and Allowance for Loan Losses
Loans, gross	187,615	222,319
Allowance for loan losses	2,009	1,960	2,067
Consumer | Real Estate
Loans and Allowance for Loan Losses
Loans, gross	200,604	167,872
Allowance for loan losses	781	690	417
Consumer | Nonresidential
Loans and Allowance for Loan Losses
Loans, gross	10,304	15,835
Allowance for loan losses	217	471	$ 73
Originated Loan Portfolio
Loans and Allowance for Loan Losses
Loans, gross	1,459,881	1,403,502
Allowance for loan losses	13,829	14,333
Unearned income and (unamortized premiums), net	3,536	5,302
Loans, net	1,442,516	1,383,867
Originated Loan Portfolio | Commercial | Real Estate
Loans and Allowance for Loan Losses
Loans, gross	887,310	761,876
Originated Loan Portfolio | Commercial | Commercial and Industrial
Loans and Allowance for Loan Losses
Loans, gross	199,040	271,039
Originated Loan Portfolio | Commercial | Construction
Loans and Allowance for Loan Losses
Loans, gross	186,572	220,845
Originated Loan Portfolio | Consumer | Real Estate
Loans and Allowance for Loan Losses
Loans, gross	176,682	133,940
Originated Loan Portfolio | Consumer | Nonresidential
Loans and Allowance for Loan Losses
Loans, gross	10,277	15,802
Acquired Loan Portfolio
Loans and Allowance for Loan Losses
Loans, gross	47,504	67,883
Allowance for loan losses	0	625
Unearned income and (unamortized premiums), net	0	0
Loans, net	47,504	67,258
Acquired Loan Portfolio | Commercial | Real Estate
Loans and Allowance for Loan Losses
Loans, gross	18,802	28,149
Acquired Loan Portfolio | Commercial | Commercial and Industrial
Loans and Allowance for Loan Losses
Loans, gross	3,710	4,295
Acquired Loan Portfolio | Commercial | Construction
Loans and Allowance for Loan Losses
Loans, gross	1,043	1,474
Acquired Loan Portfolio | Consumer | Real Estate
Loans and Allowance for Loan Losses
Loans, gross	23,922	33,932
Acquired Loan Portfolio | Consumer | Nonresidential
Loans and Allowance for Loan Losses
Loans, gross	$ 27	$ 33

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses - Outstanding principal balance and related carrying amount of acquired loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Loans and Allowance for Loan Losses
Carrying amount	$ 19,029	$ 20,719
Changes in the accretable yield on purchased credit impaired loans
Balance at the beginning of the period	216	371
Accretion	(217)	(878)
Reclassification of nonaccretable difference due to improvement in expected cash flows	54	691
Other changes, net	(50)	32
Balance at the end of the period	3	216
Purchased credit impaired
Loans and Allowance for Loan Losses
Outstanding principal balance	207	4,010
Carrying amount	0	3,064
Other acquired loans
Loans and Allowance for Loan Losses
Outstanding principal balance	48,049	65,656
Carrying amount	47,504	64,819
Acquired Loan Portfolio
Loans and Allowance for Loan Losses
Outstanding principal balance	48,256	69,666
Carrying amount	$ 47,504	$ 67,883

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses - Allowance for loan losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Allowance for loan losses
Loans and Leases Receivable, Allowance, Beginning Balance	$ 14,958	$ 10,231
Charge-offs	(849)	(410)
Recoveries	220	121
Provision (reversal)	(500)	5,016
Loans and Leases Receivable, Allowance, Ending Balance	13,829	14,958
Individually evaluated for impairment	186	2,100
Collectively evaluated for impairment	13,643	12,858
Total allowance for loans and leases receivables	13,829	14,958
Loans receivables:
Individually evaluated for impairment	19,029	20,719
Collectively evaluated for impairment	1,488,356	1,447,602
Loans receivables	1,507,385	1,471,385
Purchased credit impaired
Allowance for loan losses
Purchased credit impaired loans	0	0
Loans receivables:
Individually evaluated for impairment	0	3,064
Purchased credit impaired loans	0	3,064
Commercial | Real Estate
Allowance for loan losses
Loans and Leases Receivable, Allowance, Beginning Balance	9,291	6,399
Charge-offs	(477)	(115)
Recoveries	24	9
Provision (reversal)	157	2,998
Loans and Leases Receivable, Allowance, Ending Balance	8,995	9,291
Individually evaluated for impairment	0	625
Collectively evaluated for impairment	8,995	8,666
Total allowance for loans and leases receivables	8,995	9,291
Loans receivables:
Individually evaluated for impairment	11,915	13,379
Collectively evaluated for impairment	894,197	773,639
Loans receivables	906,112	790,025
Commercial | Real Estate | Purchased credit impaired
Allowance for loan losses
Purchased credit impaired loans	0	0
Loans receivables:
Purchased credit impaired loans	0	3,007
Commercial | Commercial and Industrial
Allowance for loan losses
Loans and Leases Receivable, Allowance, Beginning Balance	2,546	1,275
Charge-offs	(117)	0
Recoveries	0	62
Provision (reversal)	(602)	1,209
Loans and Leases Receivable, Allowance, Ending Balance	1,827	2,546
Individually evaluated for impairment	181	1,450
Collectively evaluated for impairment	1,646	1,096
Total allowance for loans and leases receivables	1,827	2,546
Loans receivables:
Individually evaluated for impairment	5,214	7,086
Collectively evaluated for impairment	197,536	268,248
Loans receivables	202,750	275,334
Commercial | Commercial and Industrial | Purchased credit impaired
Allowance for loan losses
Purchased credit impaired loans	0	0
Loans receivables:
Purchased credit impaired loans	0	0
Commercial | Construction
Allowance for loan losses
Loans and Leases Receivable, Allowance, Beginning Balance	1,960	2,067
Charge-offs	0	0
Recoveries	0	0
Provision (reversal)	49	(107)
Loans and Leases Receivable, Allowance, Ending Balance	2,009	1,960
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	2,009	1,960
Total allowance for loans and leases receivables	2,009	1,960
Loans receivables:
Individually evaluated for impairment	1,557	0
Collectively evaluated for impairment	186,058	222,319
Loans receivables	187,615	222,319
Commercial | Construction | Purchased credit impaired
Allowance for loan losses
Purchased credit impaired loans	0	0
Loans receivables:
Purchased credit impaired loans	0	0
Consumer | Real Estate
Allowance for loan losses
Loans and Leases Receivable, Allowance, Beginning Balance	690	417
Charge-offs	0	(41)
Recoveries	35	2
Provision (reversal)	56	312
Loans and Leases Receivable, Allowance, Ending Balance	781	690
Individually evaluated for impairment	5	25
Collectively evaluated for impairment	776	665
Total allowance for loans and leases receivables	781	690
Loans receivables:
Individually evaluated for impairment	343	254
Collectively evaluated for impairment	200,261	167,561
Loans receivables	200,604	167,872
Consumer | Real Estate | Purchased credit impaired
Allowance for loan losses
Purchased credit impaired loans	0	0
Loans receivables:
Purchased credit impaired loans	0	57
Consumer | Nonresidential
Allowance for loan losses
Loans and Leases Receivable, Allowance, Beginning Balance	471	73
Charge-offs	(255)	(254)
Recoveries	161	48
Provision (reversal)	(160)	604
Loans and Leases Receivable, Allowance, Ending Balance	217	471
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	217	471
Total allowance for loans and leases receivables	217	471
Loans receivables:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	10,304	15,835
Loans receivables	10,304	15,835
Consumer | Nonresidential | Purchased credit impaired
Allowance for loan losses
Purchased credit impaired loans	0	0
Loans receivables:
Purchased credit impaired loans	$ 0	$ 0

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Originated Loan Portfolio
Recorded Investment
With an allowance recorded	$ 1,771	$ 5,384
With no related allowance	17,258	11,725
Unpaid Principal Balance
With an allowance recorded	1,781	5,384
With no related allowance	17,297	11,729
Related Allowance	186	1,475
Average Recorded Investment
With an allowance recorded	1,806	5,781
With no related allowance	17,454	12,371
Interest Income Recognized
With an allowance recorded	102	364
With no related allowance	1,021	281
Originated Loan Portfolio | Commercial | Real Estate
Recorded Investment
With an allowance recorded	0	0
With no related allowance	11,915	9,926
Unpaid Principal Balance
With an allowance recorded	0	0
With no related allowance	11,915	9,930
Related Allowance	0	0
Average Recorded Investment
With an allowance recorded	0	0
With no related allowance	11,947	9,938
Interest Income Recognized
With an allowance recorded	0	0
With no related allowance	581	133
Originated Loan Portfolio | Commercial | Commercial and Industrial
Recorded Investment
With an allowance recorded	1,678	5,287
With no related allowance	3,536	1,799
Unpaid Principal Balance
With an allowance recorded	1,688	5,287
With no related allowance	3,536	1,799
Related Allowance	181	1,450
Average Recorded Investment
With an allowance recorded	1,711	5,682
With no related allowance	3,660	2,433
Interest Income Recognized
With an allowance recorded	95	358
With no related allowance	238	148
Originated Loan Portfolio | Commercial | Construction
Recorded Investment
With an allowance recorded	0	0
With no related allowance	1,557	0
Unpaid Principal Balance
With an allowance recorded	0	0
With no related allowance	1,596	0
Related Allowance	0	0
Average Recorded Investment
With an allowance recorded	0	0
With no related allowance	1,597	0
Interest Income Recognized
With an allowance recorded	0	0
With no related allowance	174	0
Originated Loan Portfolio | Consumer | Real Estate
Recorded Investment
With an allowance recorded	93	97
With no related allowance	250	0
Unpaid Principal Balance
With an allowance recorded	93	97
With no related allowance	250	0
Related Allowance	5	25
Average Recorded Investment
With an allowance recorded	95	99
With no related allowance	250	0
Interest Income Recognized
With an allowance recorded	7	6
With no related allowance	28	0
Originated Loan Portfolio | Consumer | Nonresidential
Recorded Investment
With an allowance recorded	0	0
With no related allowance	0	0
Unpaid Principal Balance
With an allowance recorded	0	0
With no related allowance	0	0
Related Allowance	0	0
Average Recorded Investment
With an allowance recorded	0	0
With no related allowance	0	0
Interest Income Recognized
With an allowance recorded	0	0
With no related allowance	0	0
Acquired Loan Portfolio
Recorded Investment
With an allowance recorded	0	3,303
With no related allowance	0	307
Unpaid Principal Balance
With an allowance recorded	0	4,316
With no related allowance	0	379
Related Allowance	0	625
Average Recorded Investment
With an allowance recorded	0	4,811
With no related allowance	0	379
Interest Income Recognized
With an allowance recorded	0	267
With no related allowance	0	25
Acquired Loan Portfolio | Commercial | Real Estate
Recorded Investment
With an allowance recorded	0	3,303
With no related allowance	0	150
Unpaid Principal Balance
With an allowance recorded	0	4,316
With no related allowance	0	164
Related Allowance	0	625
Average Recorded Investment
With an allowance recorded	0	4,811
With no related allowance	0	164
Interest Income Recognized
With an allowance recorded	0	267
With no related allowance	0	13
Acquired Loan Portfolio | Commercial | Commercial and Industrial
Recorded Investment
With an allowance recorded	0	0
With no related allowance	0	157
Unpaid Principal Balance
With an allowance recorded	0	0
With no related allowance	0	215
Related Allowance	0	0
Average Recorded Investment
With an allowance recorded	0	0
With no related allowance	0	215
Interest Income Recognized
With an allowance recorded	0	0
With no related allowance	0	12
Acquired Loan Portfolio | Commercial | Construction
Recorded Investment
With an allowance recorded	0	0
With no related allowance	0	0
Unpaid Principal Balance
With an allowance recorded	0	0
With no related allowance	0	0
Related Allowance	0	0
Average Recorded Investment
With an allowance recorded	0	0
With no related allowance	0	0
Interest Income Recognized
With an allowance recorded	0	0
With no related allowance	0	0
Acquired Loan Portfolio | Consumer | Real Estate
Recorded Investment
With an allowance recorded	0	0
With no related allowance	0	0
Unpaid Principal Balance
With an allowance recorded	0	0
With no related allowance	0	0
Related Allowance	0	0
Average Recorded Investment
With an allowance recorded	0	0
With no related allowance	0	0
Interest Income Recognized
With an allowance recorded	0	0
With no related allowance	0	0
Acquired Loan Portfolio | Consumer | Nonresidential
Recorded Investment
With an allowance recorded	0	0
With no related allowance	0	0
Unpaid Principal Balance
With an allowance recorded	0	0
With no related allowance	0	0
Related Allowance	0	0
Average Recorded Investment
With an allowance recorded	0	0
With no related allowance	0	0
Interest Income Recognized
With an allowance recorded	0	0
With no related allowance	$ 0	$ 0

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses - Risk category (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Loans and allowance - Risk category of loans
Loans, gross	$ 1,507,385	$ 1,471,385
Substandard
Loans and allowance - Risk category of loans
Loans, gross	200
Commercial | Real Estate
Loans and allowance - Risk category of loans
Loans, gross	906,112	790,025
Commercial | Commercial and Industrial
Loans and allowance - Risk category of loans
Loans, gross	202,750	275,334
Commercial | Construction
Loans and allowance - Risk category of loans
Loans, gross	187,615	222,319
Consumer | Real Estate
Loans and allowance - Risk category of loans
Loans, gross	200,604	167,872
Consumer | Nonresidential
Loans and allowance - Risk category of loans
Loans, gross	10,304	15,835
Originated Loan Portfolio
Loans and allowance - Risk category of loans
Loans, gross	1,459,881	1,403,502
Originated Loan Portfolio | Pass
Loans and allowance - Risk category of loans
Loans, gross	1,437,866	1,374,322
Originated Loan Portfolio | Special mention
Loans and allowance - Risk category of loans
Loans, gross	2,986	12,071
Leases receivable	9,100
Originated Loan Portfolio | Substandard
Loans and allowance - Risk category of loans
Loans, gross	19,029	17,109
Leases receivable	1,900
Originated Loan Portfolio | Commercial | Real Estate
Loans and allowance - Risk category of loans
Loans, gross	887,310	761,876
Originated Loan Portfolio | Commercial | Real Estate | Pass
Loans and allowance - Risk category of loans
Loans, gross	875,395	741,570
Originated Loan Portfolio | Commercial | Real Estate | Special mention
Loans and allowance - Risk category of loans
Loans, gross	0	10,380
Originated Loan Portfolio | Commercial | Real Estate | Substandard
Loans and allowance - Risk category of loans
Loans, gross	11,915	9,926
Originated Loan Portfolio | Commercial | Commercial and Industrial
Loans and allowance - Risk category of loans
Loans, gross	199,040	271,039
Originated Loan Portfolio | Commercial | Commercial and Industrial | Pass
Loans and allowance - Risk category of loans
Loans, gross	193,426	262,355
Originated Loan Portfolio | Commercial | Commercial and Industrial | Special mention
Loans and allowance - Risk category of loans
Loans, gross	400	1,598
Originated Loan Portfolio | Commercial | Commercial and Industrial | Substandard
Loans and allowance - Risk category of loans
Loans, gross	5,214	7,086
Originated Loan Portfolio | Commercial | Construction
Loans and allowance - Risk category of loans
Loans, gross	186,572	220,845
Originated Loan Portfolio | Commercial | Construction | Pass
Loans and allowance - Risk category of loans
Loans, gross	182,497	220,845
Originated Loan Portfolio | Commercial | Construction | Special mention
Loans and allowance - Risk category of loans
Loans, gross	2,518	0
Originated Loan Portfolio | Commercial | Construction | Substandard
Loans and allowance - Risk category of loans
Loans, gross	1,557	0
Originated Loan Portfolio | Consumer | Real Estate
Loans and allowance - Risk category of loans
Loans, gross	176,682	133,940
Originated Loan Portfolio | Consumer | Real Estate | Pass
Loans and allowance - Risk category of loans
Loans, gross	176,271	133,750
Originated Loan Portfolio | Consumer | Real Estate | Special mention
Loans and allowance - Risk category of loans
Loans, gross	68	93
Originated Loan Portfolio | Consumer | Real Estate | Substandard
Loans and allowance - Risk category of loans
Loans, gross	343	97
Originated Loan Portfolio | Consumer | Nonresidential
Loans and allowance - Risk category of loans
Loans, gross	10,277	15,802
Originated Loan Portfolio | Consumer | Nonresidential | Pass
Loans and allowance - Risk category of loans
Loans, gross	10,277	15,802
Originated Loan Portfolio | Consumer | Nonresidential | Special mention
Loans and allowance - Risk category of loans
Loans, gross	0	0
Originated Loan Portfolio | Consumer | Nonresidential | Substandard
Loans and allowance - Risk category of loans
Loans, gross	0	0
Acquired Loan Portfolio
Loans and allowance - Risk category of loans
Loans, gross	47,504	67,883
Acquired Loan Portfolio | Pass
Loans and allowance - Risk category of loans
Loans, gross	47,504	64,342
Acquired Loan Portfolio | Special mention
Loans and allowance - Risk category of loans
Loans, gross	0	0
Acquired Loan Portfolio | Substandard
Loans and allowance - Risk category of loans
Loans, gross	0	3,541
Acquired Loan Portfolio | Commercial | Real Estate
Loans and allowance - Risk category of loans
Loans, gross	18,802	28,149
Acquired Loan Portfolio | Commercial | Real Estate | Pass
Loans and allowance - Risk category of loans
Loans, gross	18,802	24,696
Acquired Loan Portfolio | Commercial | Real Estate | Special mention
Loans and allowance - Risk category of loans
Loans, gross	0	0
Acquired Loan Portfolio | Commercial | Real Estate | Substandard
Loans and allowance - Risk category of loans
Loans, gross	0	3,453
Acquired Loan Portfolio | Commercial | Commercial and Industrial
Loans and allowance - Risk category of loans
Loans, gross	3,710	4,295
Acquired Loan Portfolio | Commercial | Commercial and Industrial | Pass
Loans and allowance - Risk category of loans
Loans, gross	3,710	4,295
Acquired Loan Portfolio | Commercial | Commercial and Industrial | Special mention
Loans and allowance - Risk category of loans
Loans, gross	0	0
Acquired Loan Portfolio | Commercial | Commercial and Industrial | Substandard
Loans and allowance - Risk category of loans
Loans, gross	0	0
Acquired Loan Portfolio | Commercial | Construction
Loans and allowance - Risk category of loans
Loans, gross	1,043	1,474
Acquired Loan Portfolio | Commercial | Construction | Pass
Loans and allowance - Risk category of loans
Loans, gross	1,043	1,474
Acquired Loan Portfolio | Commercial | Construction | Special mention
Loans and allowance - Risk category of loans
Loans, gross	0	0
Acquired Loan Portfolio | Commercial | Construction | Substandard
Loans and allowance - Risk category of loans
Loans, gross	0	0
Acquired Loan Portfolio | Consumer | Real Estate
Loans and allowance - Risk category of loans
Loans, gross	23,922	33,932
Acquired Loan Portfolio | Consumer | Real Estate | Pass
Loans and allowance - Risk category of loans
Loans, gross	23,922	33,844
Acquired Loan Portfolio | Consumer | Real Estate | Special mention
Loans and allowance - Risk category of loans
Loans, gross	0	0
Acquired Loan Portfolio | Consumer | Real Estate | Substandard
Loans and allowance - Risk category of loans
Loans, gross	0	88
Acquired Loan Portfolio | Consumer | Nonresidential
Loans and allowance - Risk category of loans
Loans, gross	27	33
Acquired Loan Portfolio | Consumer | Nonresidential | Pass
Loans and allowance - Risk category of loans
Loans, gross	27	33
Acquired Loan Portfolio | Consumer | Nonresidential | Special mention
Loans and allowance - Risk category of loans
Loans, gross	0	0
Acquired Loan Portfolio | Consumer | Nonresidential | Substandard
Loans and allowance - Risk category of loans
Loans, gross	$ 0	$ 0

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses - Past due and Non accrual of loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Loans and Allowance for Loan Losses
Loans, net	$ 1,490,020	$ 1,451,125
Federal Home Loan Bank of Atlanta
Loans and Allowance for Loan Losses
Loans pledged	290,300	132,600
Adjustment
Loans and Allowance for Loan Losses
Loans, net	58	72
Commercial | Real Estate | 60-89 days past due
Loans and Allowance for Loan Losses
Financing receivables		88
Originated Loan Portfolio
Loans and Allowance for Loan Losses
Financing receivables	1,459,881	1,403,502
90 days past due and still accruing	18	44
Nonaccruals	3,485	2,883
Loans, net	1,442,516	1,383,867
Originated Loan Portfolio | Special mention
Loans and Allowance for Loan Losses
Leases receivable	9,100
Originated Loan Portfolio | Substandard
Loans and Allowance for Loan Losses
Leases receivable	1,900
Originated Loan Portfolio | 30-59 days past due
Loans and Allowance for Loan Losses
Financing receivables	14	347
Originated Loan Portfolio | 60-89 days past due
Loans and Allowance for Loan Losses
Financing receivables	21	177
Originated Loan Portfolio | 90 days or more past due
Loans and Allowance for Loan Losses
Financing receivables	3,503	2,927
Originated Loan Portfolio | Total past due
Loans and Allowance for Loan Losses
Financing receivables	3,538	3,451
Originated Loan Portfolio | Current
Loans and Allowance for Loan Losses
Financing receivables	1,456,343	1,400,051
Originated Loan Portfolio | Commercial | Real Estate
Loans and Allowance for Loan Losses
Financing receivables	887,310	761,876
90 days past due and still accruing	0	0
Nonaccruals	0	0
Originated Loan Portfolio | Commercial | Real Estate | 30-59 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	0
Originated Loan Portfolio | Commercial | Real Estate | 60-89 days past due
Loans and Allowance for Loan Losses
Financing receivables	0
Originated Loan Portfolio | Commercial | Real Estate | 90 days or more past due
Loans and Allowance for Loan Losses
Financing receivables	0	0
Originated Loan Portfolio | Commercial | Real Estate | Total past due
Loans and Allowance for Loan Losses
Financing receivables	0	88
Originated Loan Portfolio | Commercial | Real Estate | Current
Loans and Allowance for Loan Losses
Financing receivables	887,310	761,788
Originated Loan Portfolio | Commercial | Commercial and Industrial
Loans and Allowance for Loan Losses
Financing receivables	199,040	271,039
90 days past due and still accruing	0	0
Nonaccruals	1,678	2,883
Originated Loan Portfolio | Commercial | Commercial and Industrial | 30-59 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	0
Originated Loan Portfolio | Commercial | Commercial and Industrial | 60-89 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	0
Originated Loan Portfolio | Commercial | Commercial and Industrial | 90 days or more past due
Loans and Allowance for Loan Losses
Financing receivables	1,678	2,883
Originated Loan Portfolio | Commercial | Commercial and Industrial | Total past due
Loans and Allowance for Loan Losses
Financing receivables	1,678	2,883
Originated Loan Portfolio | Commercial | Commercial and Industrial | Current
Loans and Allowance for Loan Losses
Financing receivables	197,362	268,156
Originated Loan Portfolio | Commercial | Construction
Loans and Allowance for Loan Losses
Financing receivables	186,572	220,845
90 days past due and still accruing	0	0
Nonaccruals	1,557	0
Originated Loan Portfolio | Commercial | Construction | 30-59 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	0
Originated Loan Portfolio | Commercial | Construction | 60-89 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	13
Originated Loan Portfolio | Commercial | Construction | 90 days or more past due
Loans and Allowance for Loan Losses
Financing receivables	1,557	0
Originated Loan Portfolio | Commercial | Construction | Total past due
Loans and Allowance for Loan Losses
Financing receivables	1,557	13
Originated Loan Portfolio | Commercial | Construction | Current
Loans and Allowance for Loan Losses
Financing receivables	185,015	220,832
Originated Loan Portfolio | Consumer | Real Estate
Loans and Allowance for Loan Losses
Financing receivables	176,682	133,940
90 days past due and still accruing	0	0
Nonaccruals	250	0
Originated Loan Portfolio | Consumer | Real Estate | 30-59 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	347
Originated Loan Portfolio | Consumer | Real Estate | 60-89 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	76
Originated Loan Portfolio | Consumer | Real Estate | 90 days or more past due
Loans and Allowance for Loan Losses
Financing receivables	250	0
Originated Loan Portfolio | Consumer | Real Estate | Total past due
Loans and Allowance for Loan Losses
Financing receivables	250	423
Originated Loan Portfolio | Consumer | Real Estate | Current
Loans and Allowance for Loan Losses
Financing receivables	176,432	133,517
Originated Loan Portfolio | Consumer | Nonresidential
Loans and Allowance for Loan Losses
Financing receivables	10,277	15,802
90 days past due and still accruing	18	44
Nonaccruals		0
Originated Loan Portfolio | Consumer | Nonresidential | 30-59 days past due
Loans and Allowance for Loan Losses
Financing receivables	14	0
Originated Loan Portfolio | Consumer | Nonresidential | 60-89 days past due
Loans and Allowance for Loan Losses
Financing receivables	21	0
Originated Loan Portfolio | Consumer | Nonresidential | 90 days or more past due
Loans and Allowance for Loan Losses
Financing receivables	18	44
Originated Loan Portfolio | Consumer | Nonresidential | Total past due
Loans and Allowance for Loan Losses
Financing receivables	53	44
Originated Loan Portfolio | Consumer | Nonresidential | Current
Loans and Allowance for Loan Losses
Financing receivables	10,224	15,758
Acquired Loan Portfolio
Loans and Allowance for Loan Losses
Financing receivables	47,504	67,883
90 days past due and still accruing	5	228
Nonaccruals	0	2,466
Loans, net	47,504	67,258
Acquired Loan Portfolio | 30-59 days past due
Loans and Allowance for Loan Losses
Financing receivables	236	1,158
Acquired Loan Portfolio | 60-89 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	108
Acquired Loan Portfolio | 90 days or more past due
Loans and Allowance for Loan Losses
Financing receivables	5	2,694
Acquired Loan Portfolio | Total past due
Loans and Allowance for Loan Losses
Financing receivables	241	3,960
Acquired Loan Portfolio | Current
Loans and Allowance for Loan Losses
Financing receivables	47,263	63,923
Acquired Loan Portfolio | Commercial | Real Estate
Loans and Allowance for Loan Losses
Financing receivables	18,802	28,149
90 days past due and still accruing	0	0
Nonaccruals	0	2,309
Acquired Loan Portfolio | Commercial | Real Estate | 30-59 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	694
Acquired Loan Portfolio | Commercial | Real Estate | 60-89 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	0
Acquired Loan Portfolio | Commercial | Real Estate | 90 days or more past due
Loans and Allowance for Loan Losses
Financing receivables	0	2,309
Acquired Loan Portfolio | Commercial | Real Estate | Total past due
Loans and Allowance for Loan Losses
Financing receivables	0	3,003
Acquired Loan Portfolio | Commercial | Real Estate | Current
Loans and Allowance for Loan Losses
Financing receivables	18,802	25,146
Acquired Loan Portfolio | Commercial | Commercial and Industrial
Loans and Allowance for Loan Losses
Financing receivables	3,710	4,295
90 days past due and still accruing	0	0
Nonaccruals	0	0
Acquired Loan Portfolio | Commercial | Commercial and Industrial | 30-59 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	0
Acquired Loan Portfolio | Commercial | Commercial and Industrial | 60-89 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	0
Acquired Loan Portfolio | Commercial | Commercial and Industrial | 90 days or more past due
Loans and Allowance for Loan Losses
Financing receivables	0	0
Acquired Loan Portfolio | Commercial | Commercial and Industrial | Total past due
Loans and Allowance for Loan Losses
Financing receivables	0	0
Acquired Loan Portfolio | Commercial | Commercial and Industrial | Current
Loans and Allowance for Loan Losses
Financing receivables	3,710	4,295
Acquired Loan Portfolio | Commercial | Construction
Loans and Allowance for Loan Losses
Financing receivables	1,043	1,474
90 days past due and still accruing	0	0
Nonaccruals	0	0
Acquired Loan Portfolio | Commercial | Construction | 30-59 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	111
Acquired Loan Portfolio | Commercial | Construction | 60-89 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	0
Acquired Loan Portfolio | Commercial | Construction | 90 days or more past due
Loans and Allowance for Loan Losses
Financing receivables	0	0
Acquired Loan Portfolio | Commercial | Construction | Total past due
Loans and Allowance for Loan Losses
Financing receivables	0	111
Acquired Loan Portfolio | Commercial | Construction | Current
Loans and Allowance for Loan Losses
Financing receivables	1,043	1,363
Acquired Loan Portfolio | Consumer | Real Estate
Loans and Allowance for Loan Losses
Financing receivables	23,922	33,932
90 days past due and still accruing	5	228
Nonaccruals	0	157
Acquired Loan Portfolio | Consumer | Real Estate | 30-59 days past due
Loans and Allowance for Loan Losses
Financing receivables	234	353
Acquired Loan Portfolio | Consumer | Real Estate | 60-89 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	108
Acquired Loan Portfolio | Consumer | Real Estate | 90 days or more past due
Loans and Allowance for Loan Losses
Financing receivables	5	385
Acquired Loan Portfolio | Consumer | Real Estate | Total past due
Loans and Allowance for Loan Losses
Financing receivables	239	846
Acquired Loan Portfolio | Consumer | Real Estate | Current
Loans and Allowance for Loan Losses
Financing receivables	23,683	33,086
Acquired Loan Portfolio | Consumer | Nonresidential
Loans and Allowance for Loan Losses
Financing receivables	27	33
90 days past due and still accruing	0	0
Nonaccruals	0	0
Acquired Loan Portfolio | Consumer | Nonresidential | 30-59 days past due
Loans and Allowance for Loan Losses
Financing receivables	2	0
Acquired Loan Portfolio | Consumer | Nonresidential | 60-89 days past due
Loans and Allowance for Loan Losses
Financing receivables	0	0
Acquired Loan Portfolio | Consumer | Nonresidential | 90 days or more past due
Loans and Allowance for Loan Losses
Financing receivables	0	0
Acquired Loan Portfolio | Consumer | Nonresidential | Total past due
Loans and Allowance for Loan Losses
Financing receivables	2	0
Acquired Loan Portfolio | Consumer | Nonresidential | Current
Loans and Allowance for Loan Losses
Financing receivables	$ 25	$ 33

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses - Troubled debt restructurings (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)contract	Dec. 31, 2021USD ($)
Loans and Allowance for Loan Losses - Troubled debt restructurings
Number of Contracts | contract	1
Pre-Modification Outstanding Recorded Investment	$ 97
Post-Modification Outstanding Recorded Investment	97
Recorded investment in troubled debt restructurings	$ 97	$ 92
Commercial | Real Estate
Loans and Allowance for Loan Losses - Troubled debt restructurings
Number of Contracts | contract	1
Pre-Modification Outstanding Recorded Investment	$ 97
Post-Modification Outstanding Recorded Investment	$ 97

Other Real Estate Owned (Detail

Other Real Estate Owned (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Other Real Estate Owned
OREO activity	$ 0	$ 3,866,000
Gain on sale of other real estate owned	236,000	0
Impairment charges	0	0
Residential
Other Real Estate Owned
OREO activity	0	0
Consumer | Residential
Other Real Estate Owned
OREO activity	$ 0	$ 0

Goodwill and Intangibles - Amor

Goodwill and Intangibles - Amortizable intangibles (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Finite-lived Intangible Assets [Roll Forward]
Gross Carrying Amount, beginning period	$ 2,154	$ 2,154
Gross Carrying Amount, ending period	2,154	2,154
Amortization during the period	305	345
Accumulated Amortization, beginning period	954	608
Accumulated Amortization, ending period	1,259	954
1st Commonwealth
Finite-lived Intangible Assets [Roll Forward]
Gross Carrying Amount, beginning period	204	204
Gross Carrying Amount, ending period	204	204
Amortization during the period	20	20
Accumulated Amortization, beginning period	165	145
Accumulated Amortization, ending period	185	165
Colombo
Finite-lived Intangible Assets [Roll Forward]
Gross Carrying Amount, beginning period	1,950	1,950
Gross Carrying Amount, ending period	1,950	1,950
Amortization during the period	285	326
Accumulated Amortization, beginning period	789	463
Accumulated Amortization, ending period	$ 1,074	$ 789

Goodwill and Intangibles - Esti

Goodwill and Intangibles - Estimated amortization expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Goodwill and Intangible Assets Disclosure [Abstract]
Amortization during the period	$ 305	$ 345
Estimated amortization expense
2022	262
2023	205
2024	165
2025	125
2026	85
Thereafter	$ 53

Goodwill and Intangibles - Carr

Goodwill and Intangibles - Carrying amount of goodwill (Details) $ in Thousands	Dec. 31, 2021USD ($)
Carrying amount of goodwill
Beginning balance	$ 7,157
Ending balance	$ 7,157

Premises and Equipment (Details

Premises and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Premises and Equipment
Premises and equipment, gross	$ 8,781	$ 8,286
Less: accumulated depreciation	7,197	6,632
Premises and equipment, net	1,584	1,654
Depreciation expense	555	615
Right-of-Use-Asset	10,167	11,125
Lease Liability	$ 11,111	$ 12,123
Weighted Average Remaining Lease Term (Years)	8 years 10 months 24 days	9 years 9 months 18 days
Weighted Average discount rate	0.032%	0.0322%
Operating Lease Expense	$ 1,626	$ 1,694
Cash paid for amounts included in lease liabilities	1,559	1,582
Impairment loss on right-of-use asset	0	508
Derecognition of right-of-use asset and lease liabilities	0	458
Right-of-use assets obtained in exchange for operating lease liabilities	207	59
Leasehold improvements
Premises and Equipment
Premises and equipment, gross	3,039	2,715
Furniture, fixtures and equipment
Premises and Equipment
Premises and equipment, gross	4,163	4,081
Computer software
Premises and Equipment
Premises and equipment, gross	1,275	1,233
Land
Premises and Equipment
Premises and equipment, gross	61	61
Buildings
Premises and Equipment
Premises and equipment, gross	196	196
Vehicles
Premises and Equipment
Premises and equipment, gross	$ 47	$ 0

Premises and Equipment - Rent e

Premises and Equipment - Rent expenses (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Schedule of undiscounted cash flows
2022	$ 1,667
2023	1,666
2024	1,596
2025	1,441
2026	1,343
Thereafter	5,123
Total	12,836
Less: discount	(1,725)
Operating lease liabilities	$ 11,111	$ 12,123

Deposits (Details)

Deposits (Details) $ in Thousands	Dec. 31, 2021USD ($)customer	Dec. 31, 2020USD ($)customer
Maturities on certificates of deposits
2022	$ 191,589
2023	27,508
2024	7,458
2025	3,375
2026	1,487
Total time deposits	231,417	$ 313,053
Time deposits of $250,000 and greater	$ 89,700	$ 100,800
Customer relationships, balance on deposit exceeded 5% of outstanding deposits | customer	1	1
Customer relationships deposits to outstanding deposits (in percent)	17.00%	10.00%
Brokered deposits	$ 35,000	$ 50,000

Other Borrowed Funds - Other bo

Other Borrowed Funds - Other borrowed funds (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
FHLB Advances
Balance Outstanding at December 31	$ 25,000	$ 25,000
Maximum balance at any month end during the year	25,000	25,000
Average balance for the year	$ 25,000	$ 23,115
Weighted average rate on borrowings at year end	0.20%	0.23%
Subordinated Debt, net
Balance Outstanding at December 31	$ 19,510	$ 44,085
Maximum balance at any month end during the year	44,157	44,085
Average balance for the year	$ 37,856	$ 28,790
Weighted average rate on borrowings at year end	4.88%	5.50%

Other Borrowed Funds (Details)

Other Borrowed Funds (Details) - USD ($) $ in Thousands	Oct. 13, 2020	Dec. 31, 2021	Dec. 31, 2020	Jun. 20, 2016
Other Borrowed Funds
FHLB advances		$ 25,000	$ 25,000
Remaining amount of available line of credit		203,600
Amount of letter of credit obtained		51,000
Remaining lendable collateral value		127,600
Line of credit borrowing capacity		265,000	269,000
Repayments of debt		$ 23,813	$ 0
Subordinated Notes
Other Borrowed Funds
Face amount				$ 25,000
Interest rate				6.00%
Redemption price percentage of outstanding principal amount		100.00%
Principal amount redeemed		$ 23,800
Remaining principal amount yet to be redeemed		$ 1,200
Subordinated Notes | Minimum
Other Borrowed Funds
Notice period for redeem the subordinated notes		30 days
Subordinated Notes | Maximum
Other Borrowed Funds
Notice period for redeem the subordinated notes		60 days
Subordinated Notes | LIBOR
Other Borrowed Funds
Variable interest rate (as a percent)		4.87%
Subordinated Notes due 2030
Other Borrowed Funds
Face amount	$ 20,000
Interest rate	4.875%
Term for fixed interest rate	5 years
Subordinated Notes due 2030 | 3-month SOFR
Other Borrowed Funds
Variable interest rate (as a percent)	4.71%
Subordinated debt due June 30, 2021
Other Borrowed Funds
Repayments of debt	$ 25,000
1-4 family residential loans
Other Borrowed Funds
Book value of loans pledged against available line of credit		$ 23,200
Multi-family residential loans
Other Borrowed Funds
Book value of loans pledged against available line of credit		42,800
Home equity lines of credit
Other Borrowed Funds
Book value of loans pledged against available line of credit		8,100
Commercial real estate loans
Other Borrowed Funds
Book value of loans pledged against available line of credit		$ 129,500

Income Taxes - Deferred tax ass

Income Taxes - Deferred tax assets and deferred tax liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deferred Tax Assets:
Allowance for loan losses	$ 3,131	$ 3,365
Net operating loss carryforward – federal and state	2,785	3,204
Bank premises and equipment	184	224
Nonqualified stock options and restricted stock	611	546
Organizational and start-up expenses	22	34
Acquisition accounting adjustments	258	181
Non-accrual loan interest	24	66
Deferred loan costs	801	1,193
Lease liability	2,516	2,728
Unrealized loss on securities available for sale	582	0
Unrealized loss on interest rate swap	17	158
Total deferred tax assets	10,931	11,699
Deferred Tax Liabilities:
Right-of-use assets	(2,302)	(2,503)
Unrealized gain on securities available for sale	0	(644)
Total deferred tax liabilities	(2,302)	(3,147)
Net Deferred Tax Assets	$ 8,629	$ 8,552

Income Taxes - Charged to opera

Income Taxes - Charged to operations (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Current tax expense	$ 5,269	$ 5,315
Deferred tax expense (benefit)	1,007	(1,159)
Total income tax expense (benefit)	$ 6,276	$ 4,156

Income Taxes - Reconciliation o

Income Taxes - Reconciliation of income tax expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Computed "expected" tax expense	$ 5,924	$ 4,128
Increase (decrease) in income taxes resulting from:
State income tax expense	472	294
Non-deductible expense	231	31
Tax free income	(217)	(251)
Tax benefits from exercise of stock options	(163)	(89)
Other	29	43
Total income tax expense (benefit)	$ 6,276	$ 4,156

Income Taxes - Net operating lo

Income Taxes - Net operating loss carryforwards (Details) - Internal Revenue Code - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Income Taxes
Net operating loss carryforwards	$ 11,700
Net operating loss carryforwards taxable income		$ 762

Derivative Financial Instrume_3

Derivative Financial Instruments (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)agreement	Dec. 31, 2020USD ($)agreement
Swap agreements
Derivative Financial Instruments
Number of swap agreements outstanding not included in the offsetting | agreement	19	21
Collateralized amount	$ 6,700	$ 14,000
Notional Amount	60,000	60,000
Receive Fixed/Pay Variable Swaps
Derivative Financial Instruments
Notional Amount	80,643	97,658
Derivative liability, Fair Value	6,052	12,880
Pay Fixed/Receive Variable Swaps
Derivative Financial Instruments
Notional Amount	80,643	97,658
Derivative asset, Fair Value	$ (6,052)	$ (12,880)

Derivative Financial Instrume_4

Derivative Financial Instruments - Interest Rate Risk Management-Cash Flow Hedging Instruments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Derivative Financial Instruments
Unrealized loss relating to interest rate swaps	$ 677	$ (674)
Swap agreements
Derivative Financial Instruments
Notional amount	$ 60,000	$ 60,000
Weighted average pay rate	0.87%	0.87%
Weighted average receive rate	0.21%	0.24%
Weighted average maturity in years	1 year 1 month 6 days	2 years 1 month 6 days
Unrealized loss relating to interest rate swaps	$ (77)	$ (754)

Financial Instruments with Of_3

Financial Instruments with Off-Balance Sheet Risk (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Financial Instruments with Off-Balance Sheet Risk
Cash on deposit in correspondent banks exceeding the federally insured limits	$ 32,800	$ 25,300
Commitments to grant loans | Contract credit risk
Financial Instruments with Off-Balance Sheet Risk
Financial instruments outstanding	90,591	13,598
Unused commitments to fund loans and lines of credit | Contract credit risk
Financial Instruments with Off-Balance Sheet Risk
Financial instruments outstanding	183,145	166,259
Commercial and standby letters of credit | Contract credit risk
Financial Instruments with Off-Balance Sheet Risk
Financial instruments outstanding	$ 8,930	$ 5,529
Letters of credit expiration period (in years)	1 year

Minimum Regulatory Capital Re_3

Minimum Regulatory Capital Requirements (Details) - FVC bank $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Tier 1 Capital - to Average Assets Amount	$ 214,442	$ 209,359
Tier 1 Capital - to Average Assets Ratio	0.1055	0.1165
Tier 1 Capital - to Average Assets Minimum Capital Requirement Amount	$ 172,732	$ 143,823
Tier 1 Capital - to Average Assets Minimum Capital Requirement Ratio	0.08500	0.08000
Retained earnings available to pay dividends	$ 36,900

Related Party Transactions (Det

Related Party Transactions (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Related Party Transactions
Related party deposits	$ 31,700	$ 43,700
Officers, directors and their affiliates
Related Party Transactions
Borrowings	19,500	14,300
Principle additions	9,000	476
Principle payments	$ 3,800	$ 608

Stock-Based Compensation Plan_2

Stock-Based Compensation Plan (Details) - shares	1 Months Ended	12 Months Ended
	Jun. 30, 2018	Dec. 31, 2021	Dec. 31, 2020
Stock-Based Compensation Plan
Number of shares withheld to cover the cost of the exercise (in shares)		0	2,737
Amended and Restated 2008 Option Plan | Stock option
Stock-Based Compensation Plan
Additional shares authorized for issuance (in shares)	200,000
Maximum shares authorized (in shares)		2,529,296
Vesting period (in years)		4 years
Contractual term (in years)		10 years
Shares available for grant (in shares)		50,295
Options granted (in shares)		0	0

Stock-Based Compensation Plan -

Stock-Based Compensation Plan - Options (Details) - Stock option - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Additional disclosures
Total income tax benefits related to stock options exercised	$ 163,000	$ 89,000
Compensation cost	$ 1,000,000	$ 690,000
Amended and Restated 2008 Option Plan
Shares
Outstanding at the beginning of the year (in shares)	1,727,945
Granted (in shares)	0	0
Exercised (in shares)	(182,292)
Forfeited or expired (in shares)	(760)
Outstanding at the end of the year (in shares)	1,544,893	1,727,945
Exercisable at the end of the year (in shares)	1,544,893
Weighted-Average Exercise Price
Outstanding at the beginning of the year (in dollars per share)	$ 8.14
Granted (in dollars per share)	0
Exercised (in dollars per share)	6.70
Forfeited or expired (in dollars per share)	10.76
Outstanding at the end of the year (in dollars per share)	8.31	$ 8.14
Exercisable at the end of the year (in dollars per share)	$ 8.31
Additional disclosures
Outstanding Weighted-Average Remaining Contractual Term (in years)		3 years 2 months 1 day
Exercisable Weighted-Average Remaining Contractual Term (in years)	2 years 5 months 15 days
Outstanding Aggregate Intrinsic Value		$ 0
Exercisable Aggregate Intrinsic Value	$ 17,566,446

Stock-Based Compensation Plan_3

Stock-Based Compensation Plan - Restricted stock (Details) - Restricted stock $ / shares in Units, $ in Millions	12 Months Ended
	Dec. 31, 2021USD ($)$ / sharesshares
Weighted Average Grant Date Fair Value
Unrecognized compensation cost | $	$ 2.1
Weighted-average recognition period (in months)	33 months
Amended and Restated 2008 Option Plan
Number of Shares
Balance at the beginning of the year (in shares) | shares	72,743
Granted (in shares) | shares	117,238
Vested (in shares) | shares	(33,993)
Forfeited (in shares) | shares	(4,585)
Balance at the end of the year (in shares) | shares	151,403
Weighted Average Grant Date Fair Value
Outstanding at the beginning of the year (in dollars per share) | $ / shares	$ 18.82
Granted (in dollars per share) | $ / shares	17.51
Vested (in dollars per share) | $ / shares	18.44
Forfeited (in dollars per share) | $ / shares	17.84
Outstanding at the end of the year (in dollars per share) | $ / shares	$ 17.92

Fair Value Measurements - Finan

Fair Value Measurements - Financial assets and liabilities measured at fair value on a recurring basis (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets
Securities available-for-sale, at fair value	$ 357,774	$ 126,151
Securities of U.S. government and federal agencies
Assets
Securities available-for-sale, at fair value	13,436
Securities of state and local municipalities tax exempt
Assets
Securities available-for-sale, at fair value	1,451	3,493
Securities of state and local municipalities taxable
Assets
Securities available-for-sale, at fair value	596	818
Corporate bonds
Assets
Securities available-for-sale, at fair value	14,151	12,817
SBA pass-through securities
Assets
Securities available-for-sale, at fair value	108	141
Mortgage-backed securities
Assets
Securities available-for-sale, at fair value	313,838	83,714
Collateralized mortgage obligations
Assets
Securities available-for-sale, at fair value	14,194	25,168
Level 2
Assets
Securities available-for-sale, at fair value	357,774	126,151
Recurring
Assets
Securities available-for-sale, at fair value	357,774	126,151
Recurring | Securities of U.S. government and federal agencies
Assets
Securities available-for-sale, at fair value	13,436
Recurring | Securities of state and local municipalities tax exempt
Assets
Securities available-for-sale, at fair value	1,451	3,493
Recurring | Securities of state and local municipalities taxable
Assets
Securities available-for-sale, at fair value	596	818
Recurring | Corporate bonds
Assets
Securities available-for-sale, at fair value	14,151	12,817
Recurring | SBA pass-through securities
Assets
Securities available-for-sale, at fair value	108	141
Recurring | Mortgage-backed securities
Assets
Securities available-for-sale, at fair value	313,838	83,714
Recurring | Collateralized mortgage obligations
Assets
Securities available-for-sale, at fair value	14,194	25,168
Recurring | Level 2
Assets
Securities available-for-sale, at fair value	357,774	126,151
Recurring | Level 2 | Securities of U.S. government and federal agencies
Assets
Securities available-for-sale, at fair value	13,436
Recurring | Level 2 | Securities of state and local municipalities tax exempt
Assets
Securities available-for-sale, at fair value	1,451	3,493
Recurring | Level 2 | Securities of state and local municipalities taxable
Assets
Securities available-for-sale, at fair value	596	818
Recurring | Level 2 | Corporate bonds
Assets
Securities available-for-sale, at fair value	14,151	12,817
Recurring | Level 2 | SBA pass-through securities
Assets
Securities available-for-sale, at fair value	108	141
Recurring | Level 2 | Mortgage-backed securities
Assets
Securities available-for-sale, at fair value	313,838	83,714
Recurring | Level 2 | Collateralized mortgage obligations
Assets
Securities available-for-sale, at fair value	$ 14,194	$ 25,168

Fair Value Measurements - Asset

Fair Value Measurements - Assets measured at fair value on a nonrecurring basis (Details) - Nonrecurring - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets
Impaired loans	$ 1,585	$ 6,587
Other real estate owned		3,866
Nonresidential
Assets
Impaired loans		2,678
Commercial and Industrial
Assets
Impaired loans	1,497	3,837
Residential
Assets
Impaired loans	88	72
Level 1
Assets
Impaired loans	0	0
Other real estate owned		0
Level 1 | Nonresidential
Assets
Impaired loans		0
Level 1 | Commercial and Industrial
Assets
Impaired loans	0	0
Level 1 | Residential
Assets
Impaired loans	0	0
Level 2
Assets
Impaired loans	0	0
Other real estate owned		0
Level 2 | Nonresidential
Assets
Impaired loans		0
Level 2 | Commercial and Industrial
Assets
Impaired loans	0	0
Level 2 | Residential
Assets
Impaired loans	0	0
Level 3
Assets
Impaired loans	1,585	6,587
Other real estate owned		3,866
Level 3 | Nonresidential
Assets
Impaired loans		2,678
Level 3 | Commercial and Industrial
Assets
Impaired loans	1,497	3,837
Level 3 | Residential
Assets
Impaired loans	$ 88	$ 72

Fair Value Measurements - Quant

Fair Value Measurements - Quantitative information about Level 3 fair value measurements (Details) $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Level 3
Quantitative information about Level 3 Fair Value Measurements
Impaired loans, Valuation Technique	Valuation Technique Discounted Appraised Value [Member]	Valuation Technique Discounted Appraised Value [Member]
Impaired loans, Measurement Input	Measurement Input, Cost to Sell [Member]	Measurement Input, Cost to Sell [Member]
Other real estate owned, Valuation Technique	Valuation Technique Discounted Appraised Value [Member]	Valuation Technique Discounted Appraised Value [Member]
Other real estate owned, Unobservable input	Measurement Input, Cost to Sell [Member]	Measurement Input, Cost to Sell [Member]
Other real estate owned, Range		0.1051
Avg | Level 3
Quantitative information about Level 3 Fair Value Measurements
Impaired loans, Range	0.0800	0.0623
Avg | Level 3 | Nonresidential
Quantitative information about Level 3 Fair Value Measurements
Impaired loans, Range		0.0442
Avg | Level 3 | Commercial and Industrial
Quantitative information about Level 3 Fair Value Measurements
Impaired loans, Range	0.0800	0.0781
Avg | Level 3 | Residential
Quantitative information about Level 3 Fair Value Measurements
Impaired loans, Range	0.0800	0.0800
Minimum | Level 3
Quantitative information about Level 3 Fair Value Measurements
Impaired loans, Range	0.08	0
Minimum | Level 3 | Nonresidential
Quantitative information about Level 3 Fair Value Measurements
Impaired loans, Range		0
Minimum | Level 3 | Commercial and Industrial
Quantitative information about Level 3 Fair Value Measurements
Impaired loans, Range	0.08	0.07
Minimum | Level 3 | Residential
Quantitative information about Level 3 Fair Value Measurements
Impaired loans, Range	0.08	0.08
Maximum | Level 3
Quantitative information about Level 3 Fair Value Measurements
Impaired loans, Range	0.08	0.08
Maximum | Level 3 | Nonresidential
Quantitative information about Level 3 Fair Value Measurements
Impaired loans, Range		0.06
Maximum | Level 3 | Commercial and Industrial
Quantitative information about Level 3 Fair Value Measurements
Impaired loans, Range	0.08	0.08
Maximum | Level 3 | Residential
Quantitative information about Level 3 Fair Value Measurements
Impaired loans, Range	0.08	0.08
Nonrecurring
Quantitative information about Level 3 Fair Value Measurements
Impaired loans	$ 1,585	$ 6,587
Other real estate owned		3,866
Nonrecurring | Nonresidential
Quantitative information about Level 3 Fair Value Measurements
Impaired loans		2,678
Nonrecurring | Commercial and Industrial
Quantitative information about Level 3 Fair Value Measurements
Impaired loans	1,497	3,837
Nonrecurring | Residential
Quantitative information about Level 3 Fair Value Measurements
Impaired loans	88	72
Nonrecurring | Level 3
Quantitative information about Level 3 Fair Value Measurements
Impaired loans	1,585	6,587
Other real estate owned		3,866
Nonrecurring | Level 3 | Nonresidential
Quantitative information about Level 3 Fair Value Measurements
Impaired loans		2,678
Nonrecurring | Level 3 | Commercial and Industrial
Quantitative information about Level 3 Fair Value Measurements
Impaired loans	1,497	3,837
Nonrecurring | Level 3 | Residential
Quantitative information about Level 3 Fair Value Measurements
Impaired loans	$ 88	$ 72

Fair Value Measurements - Carry

Fair Value Measurements - Carrying amount, fair value and placement in the fair value hierarchy of financial instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financial assets:
Cash and due from banks	$ 24,613	$ 20,835
Interest-bearing deposits at other institutions	216,345	120,228
Securities available-for-sale	357,774	126,151
Restricted stock	6,372	6,563
Loans, net	1,490,020	1,451,125
Bank owned life insurance	39,171	38,178
Accrued interest receivable	8,074	9,135
Financial liabilities:
Time deposits	231,417	313,053
FHLB advances	25,000	25,000
Subordinated notes	19,510	44,085
Accrued interest payable	1,034	685
Carrying Amount
Financial assets:
Cash and due from banks	24,613	20,835
Interest-bearing deposits at other institutions	216,345	120,228
Securities held-to-maturity	264	264
Securities available-for-sale	357,774	126,151
Restricted stock	6,372	6,563
Loans, net	1,490,020	1,451,125
Bank owned life insurance	39,171	38,178
Accrued interest receivable	8,074	9,135
Financial liabilities:
Checking, savings and money market accounts	1,652,352	1,219,440
Time deposits	231,417	313,053
FHLB advances	25,000	25,000
Subordinated notes	19,510	44,085
Accrued interest payable	1,034	685
Level 1
Financial assets:
Cash and due from banks	24,613	20,835
Interest-bearing deposits at other institutions	216,345	120,228
Securities held-to-maturity	0	0
Securities available-for-sale	0	0
Restricted stock	0	0
Loans, net	0	0
Bank owned life insurance	0	0
Accrued interest receivable	0	0
Financial liabilities:
Checking, savings and money market accounts	0	0
Time deposits	0	0
FHLB advances	0	0
Subordinated notes	0	0
Accrued interest payable	0	0
Level 2
Financial assets:
Cash and due from banks	0	0
Interest-bearing deposits at other institutions	0	0
Securities held-to-maturity	270	274
Securities available-for-sale	357,774	126,151
Restricted stock	6,372	6,563
Loans, net	0	0
Bank owned life insurance	39,171	38,178
Accrued interest receivable	8,074	9,135
Financial liabilities:
Checking, savings and money market accounts	1,652,352	1,219,440
Time deposits	232,837	316,341
FHLB advances	25,000	25,000
Subordinated notes	18,133	42,438
Accrued interest payable	1,034	685
Level 3
Financial assets:
Cash and due from banks	0	0
Interest-bearing deposits at other institutions	0	0
Securities held-to-maturity	0	0
Securities available-for-sale	0	0
Restricted stock	0	0
Loans, net	1,493,185	1,463,270
Bank owned life insurance	0	0
Accrued interest receivable	0	0
Financial liabilities:
Checking, savings and money market accounts	0	0
Time deposits	0	0
FHLB advances	0	0
Subordinated notes	0	0
Accrued interest payable	$ 0	$ 0

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Earnings Per Share [Abstract]
Number of anti-dilutive shares excluded from the calculation (in shares)	0	0
Net income	$ 21,933	$ 15,501
Weighted average shares - basic (in shares)	13,650	13,542
Effect of dilutive securities (in shares)	931	592
Weighted average shares - diluted (in shares)	14,581	14,134
Basic EPS (in dollars per share)	$ 1.61	$ 1.14
Diluted EPS (in dollars per share)	$ 1.50	$ 1.10

Supplemental Cash Flow Inform_3

Supplemental Cash Flow Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Supplemental Disclosure of Cash Flow Information:
Interest on deposits and borrowed funds	$ 9,361	$ 14,295
Income taxes	4,735	3,505
Noncash investing and financing activities:
Unrealized (loss) gain on securities available-for-sale	(5,630)	2,112
Unrealized gain (loss) on interest rate swaps	677	(674)
Transfer of loans held for sale to loans, net	0	9,641
Right-of-use assets obtained in the exchange for lease liabilities during the current period	207	59
Derecognition of right-of-use asset and lease liabilities	$ 0	$ 458

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)component	Dec. 31, 2020USD ($)component
Changes in accumulated other comprehensive income
Balance, beginning of period	$ 1,826	$ 690
Net unrealized (losses) gains during the period	(3,869)	1,248
Net reclassification adjustment for gains realized in income	0	(112)
Other comprehensive (loss) income, net of tax	(3,869)	1,136
Balance, end of period	(2,043)	1,826
Reclassifications From Accumulated Other Comprehensive Income
Gain on sale of available-for-sale securities	0	(141)
Income tax expense	0	29
Total	$ 0	$ (112)
Accumulated Other Comprehensive Income (Loss)
Number of securities component of AOCI | component	2	2
Changes in accumulated other comprehensive income
Other comprehensive (loss) income, net of tax	$ (3,869)	$ 1,136
Available-for- Sale Securities
Changes in accumulated other comprehensive income
Balance, beginning of period	2,421	753
Net unrealized (losses) gains during the period	(4,404)	1,780
Net reclassification adjustment for gains realized in income		(112)
Other comprehensive (loss) income, net of tax	(4,404)	1,668
Balance, end of period	(1,983)	2,421
Reclassifications From Accumulated Other Comprehensive Income
Total		(112)
Cash Flow Hedges
Changes in accumulated other comprehensive income
Balance, beginning of period	(595)	(63)
Net unrealized (losses) gains during the period	535	(532)
Net reclassification adjustment for gains realized in income		0
Other comprehensive (loss) income, net of tax	535	(532)
Balance, end of period	$ (60)	(595)
Reclassifications From Accumulated Other Comprehensive Income
Total		$ 0

Revenue Recognition (Details)

Revenue Recognition (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Revenue Recognition
Total noninterest income	$ 4,302,000	$ 2,891,000
Revenue, Practical Expedient, Incremental Cost of Obtaining Contract	true
Gain on sale of other real estate owned	$ 236,000	0
Before adoption of ASU 2014-09
Revenue Recognition
Noninterest Income (in-scope of Topic 606)	1,588,000	1,429,000
Noninterest Income (out-scope of Topic 606)	2,714,000	1,462,000
Total noninterest income	4,302,000	2,891,000
Other Income | Before adoption of ASU 2014-09
Revenue Recognition
Noninterest Income (in-scope of Topic 606)	191,000	76,000
Service Charges on Deposit Accounts | Before adoption of ASU 2014-09
Revenue Recognition
Noninterest Income (in-scope of Topic 606)	1,028,000	1,008,000
Fees, Exchange, and Other Service Charges | Before adoption of ASU 2014-09
Revenue Recognition
Noninterest Income (in-scope of Topic 606)	$ 369,000	$ 345,000

Parent Company Only Financial_3

Parent Company Only Financial Statements - Balance sheet (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Assets
Securities available-for-sale, at fair value	$ 357,774	$ 126,151
Other assets	30,466	14,827
Total assets	2,202,924	1,821,481
Liabilities and Stockholders' Equity
Subordinated notes	19,510	44,085
Total liabilities	1,993,128	1,631,981
Total stockholders' equity	209,796	189,500	$ 179,078
Total liabilities and stockholders' equity	2,202,924	1,821,481
Parent Company | Reportable Entity
Assets
Cash and cash equivalents	1,882	8,016
Securities available-for-sale, at fair value	1,005	1,012
Investment in subsidiary	223,043	222,531
Other assets	3,903	2,162
Total assets	229,833	233,721
Liabilities and Stockholders' Equity
Subordinated notes	19,510	44,085
Other liabilities	527	136
Total liabilities	20,037	44,221
Total stockholders' equity	209,796	189,500
Total liabilities and stockholders' equity	$ 229,833	$ 233,721

Parent Company Only Financial_4

Parent Company Only Financial Statements - Statement of Operations (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Income:
Interest on securities available-for-sale	$ 3,860	$ 3,156
Expense:
Interest on subordinated notes	2,534	1,802
Salaries and employee benefits	18,980	16,815
Occupancy and equipment	3,290	3,329
Audit, legal and consulting fees	1,489	986
Income tax benefit	6,276	4,156
Net income	21,933	15,501
Parent Company | Reportable Entity
Income:
Interest on securities available-for-sale	65	65
Dividend income	20,820	3,500
Total income	20,885	3,565
Expense:
Interest on subordinated notes	2,534	1,802
Salaries and employee benefits	1,021	699
Occupancy and equipment	83	83
Audit, legal and consulting fees	320	365
Other operating expenses	249	217
Total expense	4,207	3,166
Net income before income tax benefit and equity in undistributed earnings of subsidiary	16,678	399
Income tax benefit	(879)	(643)
Equity in undistributed earnings of subsidiary	4,376	14,459
Net income	$ 21,933	$ 15,501

Parent Company Only Financial_5

Parent Company Only Financial Statements - Statement of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash Flows From Operating Activities
Net income	$ 21,933	$ 15,501
Deferred income tax benefit	1,007	(1,159)
Amortization of subordinated debt issuance costs	488	88
Net cash provided by operating activities	19,445	14,865
Cash Flows From Investing Activities
Net cash used in investing activities	(344,338)	(268,302)
Cash Flows From Financing Activities
Issuance of subordinated notes, net	0	19,510
Repayment of subordinated notes, net	(23,813)	0
Repurchase of shares of common stock	0	(7,280)
Net cash provided by financing activities	328,671	259,356
Net increase in cash and cash equivalents	3,778	5,919
Cash and cash equivalents, beginning of year	20,835	14,916
Cash and cash equivalents, end of year	24,613	20,835
Parent Company | Reportable Entity
Cash Flows From Operating Activities
Net income	21,933	15,501
Equity in undistributed earnings of subsidiary	(4,376)	(14,459)
Deferred income tax benefit	0	(6)
Amortization of subordinated debt issuance costs	488	88
Stock-based compensation expense	1,011	690
Change in other assets and liabilities	(2,598)	176
Net cash provided by operating activities	16,458	1,990
Cash Flows From Investing Activities
Pushdown of capital to banking subsidiary	0	(12,000)
Net cash used in investing activities	0	(12,000)
Cash Flows From Financing Activities
Issuance of subordinated notes, net	0	19,510
Repayment of subordinated notes, net	(23,813)	0
Repurchase of shares of common stock	0	(7,280)
Common stock issuance	1,221	375
Net cash provided by financing activities	(22,592)	12,605
Net increase in cash and cash equivalents	(6,134)	2,595
Cash and cash equivalents, beginning of year	8,016	5,421
Cash and cash equivalents, end of year	$ 1,882	$ 8,016