Exhibit 99.1
TABLE 1
DISTRIBUTION BY CONTRACT INTEREST RATE OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
CONTRACT INTEREST RATE | | NUMBER OF CONTRACTS | | PERCENT OF NUMBER OF CONTRACTS (1) | | TOTAL OUTSTANDING PRINCIPAL BALANCE | | PERCENT OF POOL BALANCE (1) | |
0.990% | - | 1.000% | | 1,545 | | 8.42 | % | $ | 26,016,766.65 | | 8.62 | % |
1.001% | - | 2.000% | | 934 | | 5.09 | | 14,597,898.91 | | 4.84 | |
2.001% | - | 3.000% | | 1,117 | | 6.09 | | 21,032,037.72 | | 6.97 | |
3.001% | - | 4.000% | | 2,004 | | 10.93 | | 33,643,102.55 | | 11.15 | |
4.001% | - | 5.000% | | 1,445 | | 7.88 | | 20,342,054.32 | | 6.74 | |
5.001% | - | 6.000% | | 1,481 | | 8.07 | | 20,972,936.36 | | 6.95 | |
6.001% | - | 7.000% | | 1,874 | | 10.22 | | 27,103,008.78 | | 8.98 | |
7.001% | - | 8.000% | | 2,205 | | 12.02 | | 38,164,337.10 | | 12.65 | |
8.001% | - | 9.000% | | 2,069 | | 11.28 | | 35,165,064.58 | | 11.65 | |
9.001% | - | 10.000% | | 2,152 | | 11.73 | | 38,111,843.96 | | 12.63 | |
10.001% | - | 11.000% | | 1,517 | | 8.27 | | 26,662,196.61 | | 8.83 | |
| | | | | | | | | |
TOTALS: | | 18,343 | | 100.00 | % | $ | 301,811,247.54 | | 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.
TABLE 2
DISTRIBUTION BY REMAINING TERM (MONTHS) TO MATURITY
OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
REMAINING TERM (MONTHS) TO MATURITY | | NUMBER OF CONTRACTS | | PERCENT OF NUMBER OF CONTRACTS (1) | | TOTAL OUTSTANDING PRINCIPAL BALANCE | | PERCENT OF POOL BALANCE (1) | |
9 – 12 | | | 18 | | 0.10 | % | $ | 70,287.34 | | 0.02 | % |
13 – 24 | | | 109 | | 0.59 | | 715,211.93 | | 0.24 | |
25 – 36 | | | 259 | | 1.41 | | 2,167,326.18 | | 0.72 | |
37 – 48 | | | 3,033 | | 16.53 | | 38,957,170.45 | | 12.91 | |
49 – 60 | | | 7,236 | | 39.45 | | 106,949,044.58 | | 35.44 | |
61 – 72 | | | 4,605 | | 25.10 | | 84,608,368.68 | | 28.03 | |
73 – 80 | | | 3,083 | | 16.81 | | 68,343,838.38 | | 22.64 | |
| | | | | | | | | |
TOTALS: | | 18,343 | | 100.00 | % | $ | 301,811,247.54 | | 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.
TABLE 3
DISTRIBUTION BY ORIGINAL TERM (MONTHS) TO MATURITY(1)
OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
ORIGINAL TERM (MONTHS) TO MATURITY (1) | | NUMBER OF CONTRACTS | | PERCENT OF NUMBER OF CONTRACTS (2) | | TOTAL OUTSTANDING PRINCIPAL BALANCE | | PERCENT OF POOL BALANCE (2) | |
24 | | | 61 | | 0.33 | % | $ | 360,831.37 | | 0.12 | % |
25 – 36 | | | 196 | | 1.07 | | 1,420,021.69 | | 0.47 | |
37 – 48 | | | 378 | | 2.06 | | 3,774,234.76 | | 1.25 | |
49 – 60 | | | 8,887 | | 48.45 | | 127,262,752.35 | | 42.17 | |
61 – 72 | | | 4,321 | | 23.56 | | 72,121,511.39 | | 23.90 | |
73 – 84 | | | 4,500 | | 24.53 | | 96,871,895.98 | | 32.10 | |
| | | | | | | | | |
TOTALS: | | 18,343 | | 100.00 | % | $ | 301,811,247.54 | | 100.00 | % |
(1) Excluding any initial deferral period (such deferral period generally not exceeding 120 days, but in certain limited instances ranging up to 210 days).
(2) Percentages may not add to 100.00% because of rounding.
TABLE 4
DISTRIBUTION BY OUTSTANDING PRINCIPAL BALANCE
OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
OUTSTANDING PRINCIPAL BALANCE | | NUMBER OF CONTRACTS | | PERCENT OF NUMBER OF CONTRACTS (1) | | TOTAL OUTSTANDING PRINCIPAL BALANCE | | PERCENT OF POOL BALANCE (1) | |
$ 800.98 | - | $5,000.00 | | 469 | | 2.56 | % | $ | 1,807,845.32 | | 0.60 | % |
$ 5,000.01 | - | $10,000.00 | | 3,441 | | 18.76 | | 27,279,692.04 | | 9.04 | |
$10,000.01 | - | $15,000.00 | | 4,661 | | 25.41 | | 58,241,884.65 | | 19.30 | |
$15,000.01 | - | $20,000.00 | | 4,325 | | 23.58 | | 75,352,211.95 | | 24.97 | |
$20,000.01 | - | $25,000.00 | | 3,116 | | 16.99 | | 69,451,298.70 | | 23.01 | |
$25,000.01 | - | $30,000.00 | | 1,488 | | 8.11 | | 40,339,869.65 | | 13.37 | |
$30,000.01 | - | $35,000.00 | | 530 | | 2.89 | | 17,055,799.19 | | 5.65 | |
$35,000.01 | - | $40,000.00 | | 209 | | 1.14 | | 7,777,173.34 | | 2.58 | |
$40,000.01 | - | $45,000.00 | | 80 | | 0.44 | | 3,366,787.74 | | 1.12 | |
$45,000.01 | - | $50,000.00 | | 23 | | 0.13 | | 1,087,540.04 | | 0.36 | |
$50,000.01 | - | $51,144.92 | | 1 | | 0.01 | | 51,144.92 | | 0.02 | |
| | | | | | | | | | | |
TOTALS: | | 18,343 | | 100.00 | % | $ | 301,811,247.54 | | 100.00 | % |
| | | | | | | | | | | | | |
(1) Percentages may not add to 100.00% because of rounding.
TABLE 5
GEOGRAPHIC DISTRIBUTION OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
GEOGRAPHIC LOCATION(1) | | NUMBER OF CONTRACTS | | PERCENT OF NUMBER OF CONTRACTS (2) | | TOTAL OUTSTANDING PRINCIPAL BALANCE | | PERCENT OF POOL BALANCE (2) | |
ALABAMA | | 243 | | 1.32 | % | $ | 4,238,269.91 | | 1.40 | % |
ALASKA | | 35 | | 0.19 | | 573,043.77 | | 0.19 | |
ARIZONA | | 364 | | 1.98 | | 6,481,293.30 | | 2.15 | |
ARKANSAS | | 206 | | 1.12 | | 3,534,933.92 | | 1.17 | |
CALIFORNIA | | 1,673 | | 9.12 | | 27,910,895.58 | | 9.25 | |
COLORADO | | 376 | | 2.05 | | 6,508,276.25 | | 2.16 | |
CONNECTICUT | | 206 | | 1.12 | | 3,294,375.55 | | 1.09 | |
DELAWARE | | 76 | | 0.41 | | 1,144,043.25 | | 0.38 | |
DISTRICT OF COLUMBIA | | 9 | | 0.05 | | 166,801.74 | | 0.06 | |
FLORIDA | | 1,385 | | 7.55 | | 25,113,645.16 | | 8.32 | |
GEORGIA | | 610 | | 3.33 | | 10,742,196.54 | | 3.56 | |
HAWAII | | 48 | | 0.26 | | 902,704.56 | | 0.30 | |
IDAHO | | 68 | | 0.37 | | 1,184,178.29 | | 0.39 | |
ILLINOIS | | 754 | | 4.11 | | 11,191,975.43 | | 3.71 | |
INDIANA | | 378 | | 2.06 | | 6,003,596.13 | | 1.99 | |
IOWA | | 290 | | 1.58 | | 4,339,195.14 | | 1.44 | |
KANSAS | | 164 | | 0.89 | | 2,970,443.53 | | 0.98 | |
KENTUCKY | | 235 | | 1.28 | | 3,522,558.45 | | 1.17 | |
LOUISIANA | | 266 | | 1.45 | | 5,337,445.41 | | 1.77 | |
MAINE | | 103 | | 0.56 | | 1,562,326.79 | | 0.52 | |
MARYLAND | | 296 | | 1.61 | | 4,595,659.26 | | 1.52 | |
MASSACHUSETTS | | 283 | | 1.54 | | 4,269,618.05 | | 1.41 | |
MICHIGAN | | 340 | | 1.85 | | 5,434,139.03 | | 1.80 | |
MINNESOTA | | 395 | | 2.15 | | 6,013,296.23 | | 1.99 | |
MISSISSIPPI | | 149 | | 0.81 | | 2,727,008.02 | | 0.90 | |
MISSOURI | | 398 | | 2.17 | | 6,156,246.66 | | 2.04 | |
MONTANA | | 69 | | 0.38 | | 1,007,299.05 | | 0.33 | |
NEBRASKA | | 183 | | 1.00 | | 2,631,308.92 | | 0.87 | |
NEVADA | | 192 | | 1.05 | | 3,310,067.18 | | 1.10 | |
NEW HAMPSHIRE | | 191 | | 1.04 | | 2,777,873.54 | | 0.92 | |
NEW JERSEY | | 478 | | 2.61 | | 6,605,901.03 | | 2.19 | |
NEW MEXICO | | 174 | | 0.95 | | 3,116,885.61 | | 1.03 | |
NEW YORK | | 647 | | 3.53 | | 8,811,251.05 | | 2.92 | |
NORTH CAROLINA | | 729 | | 3.97 | | 12,146,284.28 | | 4.02 | |
NORTH DAKOTA | | 106 | | 0.58 | | 1,764,081.28 | | 0.58 | |
OHIO | | 790 | | 4.31 | | 12,787,721.02 | | 4.24 | |
OKLAHOMA | | 283 | | 1.54 | | 5,071,332.40 | | 1.68 | |
OREGON | | 217 | | 1.18 | | 3,278,427.99 | | 1.09 | |
PENNSYLVANIA | | 1,023 | | 5.58 | | 14,893,164.68 | | 4.93 | |
RHODE ISLAND | | 35 | | 0.19 | | 498,932.56 | | 0.17 | |
| | | | | | | | | | |
(1) Based on billing addresses of obligors as of the cutoff date.
(2) Percentages may not add to 100.00% because of rounding.
TABLE 5 (continued)
GEOGRAPHIC DISTRIBUTION OF THE POOL OF CONTRACTS
(AS OF THE CUTOFF DATE)
GEOGRAPHIC LOCATION(1) | | NUMBER OF CONTRACTS | | PERCENT OF NUMBER OF CONTRACTS (2) | | TOTAL OUTSTANDING PRINCIPAL BALANCE | | PERCENT OF POOL BALANCE (2) | |
SOUTH CAROLINA | | 311 | | 1.70 | | 5,007,847.28 | | 1.66 | |
SOUTH DAKOTA | | 67 | | 0.37 | | 1,021,556.02 | | 0.34 | |
TENNESSEE | | 462 | | 2.52 | | 8,247,072.28 | | 2.73 | |
TEXAS | | 1,578 | | 8.60 | | 29,273,063.66 | | 9.70 | |
UTAH | | 111 | | 0.61 | | 1,797,425.13 | | 0.60 | |
VERMONT | | 53 | | 0.29 | | 903,556.16 | | 0.30 | |
VIRGINIA | | 474 | | 2.58 | | 7,873,139.58 | | 2.61 | |
WASHINGTON | | 376 | | 2.05 | | 6,242,554.98 | | 2.07 | |
WEST VIRGINIA | | 120 | | 0.65 | | 1,948,798.91 | | 0.65 | |
WISCONSIN | | 263 | | 1.43 | | 3,861,592.91 | | 1.28 | |
WYOMING | | 58 | | 0.32 | | 956,807.45 | | 0.32 | |
OTHER (3) | | 3 | | 0.02 | | 59,136.64 | | 0.02 | |
| | | | | | | | | |
TOTALS: | | 18,343 | | 100.00 | % | $ | 301,811,247.54 | | 100.00 | % |
| | | | | | | | | | |
(1) Based on billing addresses of obligors as of the cutoff date.
(2) Percentages may not add to 100.00% because of rounding.
(3) Includes U.S. military bases.
TABLE 6
DISTRIBUTION (AS OF THE CUTOFF DATE) BY FICO® SCORE
(AS OF ORIGINATION)
OF THE POOL OF CONTRACTS
FICO® SCORE | | NUMBER OF CONTRACTS | | PERCENT OF NUMBER OF CONTRACTS (1) | | TOTAL OUTSTANDING PRINCIPAL BALANCE | | PERCENT OF POOL BALANCE (1) | |
670 – 699 | | 2,933 | | 15.99 | % | $ | 48,682,338.49 | | 16.13 | % |
700 – 729 | | 3,855 | | 21.02 | | 63,569,857.83 | | 21.06 | |
730 – 759 | | 3,883 | | 21.17 | | 64,822,709.35 | | 21.48 | |
760 – 789 | | 3,069 | | 16.73 | | 51,021,525.39 | | 16.91 | |
790 – 819 | | 2,755 | | 15.02 | | 44,428,674.27 | | 14.72 | |
820 – 850 | | 1,848 | | 10.07 | | 29,286,142.21 | | 9.70 | |
| | | | | | | | | |
TOTALS: | | 18,343 | | 100.00 | % | $ | 301,811,247.54 | | 100.00 | % |
(1) Percentages may not add to 100.00% because of rounding.