CapStar Financial (CSTR) 10-Q 2 May 18 2018 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2018	Apr. 30, 2018
Document And Entity Information [Line Items]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2018
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q1
Trading Symbol	CSTR
Entity Registrant Name	CAPSTAR FINANCIAL HOLDINGS, INC.
Entity Central Index Key	1,676,479
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Voting
Document And Entity Information [Line Items]
Entity Common Stock, Shares Outstanding		11,660,457
Nonvoting
Document And Entity Information [Line Items]
Entity Common Stock, Shares Outstanding		132,561

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 10,980	$ 9,506
Interest-bearing deposits in financial institutions	34,629	68,572
Federal funds sold	5,516	4,719
Total cash and cash equivalents	51,125	82,797
Securities available-for-sale, at fair value	189,580	192,621
Securities held-to-maturity, fair value of $3,804, and $3,848 at March 31, 2018 and December 31, 2017, respectively	3,752	3,759
Loans held for sale	62,286	74,093
Loans	1,031,821	947,537
Less allowance for loan losses	(14,563)	(13,721)
Loans, net	1,017,258	933,816
Premises and equipment, net	5,856	5,884
Restricted equity securities	8,809	8,806
Accrued interest receivable	4,058	4,084
Goodwill	6,219	6,219
Core deposit intangible	13	23
Other assets	33,789	32,327
Total assets	1,382,745	1,344,429
Deposits:
Non-interest-bearing	258,161	301,742
Interest-bearing	295,495	274,681
Savings and money market accounts	403,216	367,246
Time	170,681	176,197
Total deposits	1,127,553	1,119,866
Federal Home Loan Bank advances	100,000	70,000
Other liabilities	6,499	7,617
Total liabilities	1,234,052	1,197,483
Shareholders’ equity:
Series A convertible preferred stock, $1 par value; 5,000,000 shares authorized; 878,049 shares issued and outstanding at March 31, 2018 and December 31, 2017	878	878
Additional paid-in capital	119,147	118,120
Retained earnings	22,087	18,892
Accumulated other comprehensive loss, net of income tax	(5,193)	(2,527)
Total shareholders’ equity	148,693	146,946
Total liabilities and shareholders’ equity	1,382,745	1,344,429
Voting
Shareholders’ equity:
Common stock	11,641	11,450
Nonvoting
Shareholders’ equity:
Common stock	$ 133	$ 133

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Securities held to maturity, fair value	$ 3,804	$ 3,848
Preferred stock, par value	$ 1	$ 1
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, shares issued	878,049	878,049
Preferred stock, shares outstanding	878,049	878,049
Voting
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	11,640,797	11,449,465
Common stock, shares outstanding	11,640,797	11,449,465
Nonvoting
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	5,000,000	5,000,000
Common stock, shares issued	132,561	132,561
Common stock, shares outstanding	132,561	132,561

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Interest income:
Loans, including fees	$ 12,234	$ 10,467
Securities:
Taxable	876	1,003
Tax-exempt	284	326
Federal funds sold	20	2
Restricted equity securities	129	76
Interest-bearing deposits in financial institutions	201	105
Total interest income	13,744	11,979
Interest expense:
Interest-bearing deposits	754	617
Savings and money market accounts	1,005	815
Time deposits	649	471
Federal funds purchased	1	4
Federal Home Loan Bank advances	489	140
Total interest expense	2,898	2,047
Net interest income	10,846	9,932
Provision for loan losses	678	3,405
Net interest income after provision for loan losses	10,168	6,527
Noninterest income:
Treasury management and other deposit service charges	402	329
Loan commitment fees	387	236
Net gain (loss) on sale of securities		(6)
Tri-Net fees	528	84
Mortgage banking income	1,313	1,132
Other noninterest income	460	359
Total noninterest income	3,090	2,134
Noninterest expense:
Salaries and employee benefits	6,257	5,086
Data processing and software	798	621
Professional fees	474	365
Occupancy	521	449
Equipment	539	496
Regulatory fees	203	307
Other operating	788	1,052
Total noninterest expense	9,580	8,376
Income before income taxes	3,678	285
Income tax expense (benefit)	483	(47)
Net income	$ 3,195	$ 332
Per share information:
Basic net income per share of common stock	$ 0.27	$ 0.03
Diluted net income per share of common stock	$ 0.25	$ 0.03
Weighted average shares outstanding:
Basic	11,664,467	11,210,948
Diluted	12,975,981	12,784,117

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Statement Of Income And Comprehensive Income [Abstract]
Net income	$ 3,195	$ 332
Unrealized gains (losses) on securities available-for-sale:
Unrealized holding gains (losses) arising during the period	(4,354)	575
Reclassification adjustment for (gains) losses included in net income		6
Tax effect	1,138	(222)
Net of tax	(3,216)	359
Unrealized losses on securities transferred to held-to-maturity:
Reclassification adjustment for losses included in net income	14	42
Tax effect	(4)	(16)
Net of tax	10	26
Unrealized gains (losses) on cash flow hedges:
Unrealized holding gains (losses) arising during the period	424	(1)
Reclassification adjustment for losses included in net income	250	154
Tax effect	(134)
Net of tax	540	153
Other comprehensive income (loss)	(2,666)	538
Comprehensive income	$ 529	$ 870

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Preferred Stock	Common Stock, Voting	Common Stock, Nonvoting	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Loss
Beginning balance at Dec. 31, 2016	$ 139,207	$ 878	$ 11,205		$ 116,143	$ 17,132	$ (6,151)
Beginning balance, shares at Dec. 31, 2016			11,204,515
Issuance of restricted common stock, net of forfeitures and withholdings to satisfy employee tax obligations	(189)		$ (2)		(187)
Issuance of restricted common stock, net of forfeitures and withholdings to satisfy employee tax obligations, shares			(2,054)
Stock-based compensation expense	236				236
Exercise of employee common stock options, net of withholdings to satisfy employee tax obligations	22		$ 9		13
Exercise of employee common stock options, net of withholdings to satisfy employee tax obligations, shares			9,367
Exercise of common stock warrants	65		$ 6		59
Exercise of common stock warrants, shares			6,500
Net income	332					332
Other comprehensive income (loss)	538						538
Ending balance at Mar. 31, 2017	140,211	878	$ 11,218		116,264	17,464	(5,613)
Ending balance, shares at Mar. 31, 2017			11,218,328
Beginning balance at Dec. 31, 2017	146,946	878	$ 11,450	$ 133	118,120	18,892	(2,527)
Beginning balance, shares at Dec. 31, 2017			11,449,465	132,561
Issuance of restricted common stock, net of forfeitures and withholdings to satisfy employee tax obligations	(329)		$ 25		(354)
Issuance of restricted common stock, net of forfeitures and withholdings to satisfy employee tax obligations, shares			24,729
Stock-based compensation expense	305				305
Exercise of employee common stock options, net of withholdings to satisfy employee tax obligations	300		$ 62		238
Exercise of employee common stock options, net of withholdings to satisfy employee tax obligations, shares			61,822
Exercise of common stock warrants	942		$ 104		838
Exercise of common stock warrants, shares			104,781
Net income	3,195					3,195
Other comprehensive income (loss)	(2,666)						(2,666)
Ending balance at Mar. 31, 2018	$ 148,693	$ 878	$ 11,641	$ 133	$ 119,147	$ 22,087	$ (5,193)
Ending balance, shares at Mar. 31, 2018			11,640,797	132,561

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Cash flows from operating activities:
Net income	$ 3,195,000	$ 332,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	678,000	3,405,000
Accretion of discounts on acquired loans and deferred fees	(171,000)	(159,000)
Depreciation and amortization	104,000	107,000
Net amortization of premiums on investment securities	289,000	358,000
Securities (gains) losses, net		6,000
Mortgage banking income	(1,313,000)	(1,132,000)
Tri-Net fees	(528,000)	(84,000)
Net loss on disposal of premises and equipment		137,000
Stock-based compensation	305,000	236,000
Deferred income tax expense (benefit)	255,000	(744,000)
Origination of loans held for sale	(123,853,000)	(93,162,000)
Proceeds from loans held for sale	137,501,000	101,118,000
Net increase in accrued interest receivable and other assets	(691,000)	(1,331,000)
Net decrease in accrued interest payable and other liabilities	(444,000)	(2,120,000)
Net cash provided by operating activities	15,327,000	6,967,000
Activities in securities available-for-sale:
Purchases	(8,639,000)	(11,754,000)
Sales	2,014,000	645,000
Maturities, prepayments and calls	5,044,000	5,186,000
Activities in securities held-to-maturity:
Maturities, prepayments and calls		29,000
Purchase of restricted equity securities	(3,000)	(513,000)
Net increase in loans	(83,949,000)	(69,065,000)
Purchase of premises and equipment	(66,000)	(742,000)
Proceeds from the sale of premises and equipment		3,000
Net cash used in investing activities	(85,599,000)	(76,211,000)
Cash flows from financing activities:
Net increase in deposits	7,687,000	29,273,000
Proceeds from Federal Home Loan Bank advances	30,000,000	20,000,000
Exercise of common stock options and warrants, net of repurchase of restricted shares	913,000	(101,000)
Net cash provided by financing activities	38,600,000	49,172,000
Net decrease in cash and cash equivalents	(31,672,000)	(20,072,000)
Cash and cash equivalents at beginning of period	82,797,000	80,111,000
Cash and cash equivalents at end of period	51,125,000	60,039,000
Supplemental disclosures of cash paid:
Interest paid	2,888,000	2,023,000
Income taxes	264,000
Supplemental disclosures of noncash transactions:
Loans charged off to the allowance for loan losses	$ 160,000	$ 1,124,000

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2018
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Basis of Presentation The accompanying unaudited consolidated financial statements as of and for the period ended March 31, 2018 include CapStar Financial Holdings, Inc. and its wholly owned subsidiary, CapStar Bank (the “Bank”, together referred to as the “Company”). Significant intercompany transactions and accounts are eliminated in consolidation. The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and do not include all information and footnotes required by U.S. generally accepted accounting principles (“U.S. GAAP”) for complete financial statements. All adjustments consisting of normally recurring accruals that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. These unaudited consolidated financial statements should be read in conjunction with the Company’s consolidated financial statements and related notes appearing in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017. Use of Estimates The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, determination of impairment of intangible assets, including goodwill, the valuation of our investment portfolio, deferred tax assets and estimated liabilities. There have been no significant changes to the Company’s critical accounting policies as disclosed in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017. Subsequent Events Accounting Standards Codification (“ASC”) 855, Subsequent Events, establishes general standards of accounting for and disclosure of events that occur after the balance sheet date but before financial statements are issued. The Company evaluated all events or transactions that occurred after March 31, 2018 through the date of the issued financial statements.

Securities

Securities	3 Months Ended
	Mar. 31, 2018
Investments Debt And Equity Securities [Abstract]
Securities	NOTE 2 – SECURITIES The amortized cost and fair value of securities available-for-sale and held-to-maturity at March 31, 2018 and December 31, 2017 are summarized as follows (in thousands): March 31, 2018 December 31, 2017 Amortized Cost Gross unrealized gains Gross unrealized (losses) Estimated fair value Amortized Cost Gross unrealized gains Gross unrealized (losses) Estimated fair value Securities available-for-sale: U. S. government agency securities $ 11,251 $ — $ (407 ) $ 10,844 $ 11,433 $ 12 $ (168 ) $ 11,277 State and municipal securities 49,234 442 (1,461 ) 48,215 51,790 1,430 (222 ) 52,998 Mortgage-backed securities 107,832 — (3,540 ) 104,292 108,236 40 (1,714 ) 106,562 Asset-backed securities 16,478 1 (123 ) 16,356 16,575 — (198 ) 16,377 Other debt securities 9,878 70 (75 ) 9,873 5,326 81 — 5,407 Total $ 194,673 $ 513 $ (5,606 ) $ 189,580 $ 193,360 $ 1,563 $ (2,302 ) $ 192,621 Securities held-to-maturity: State and municipal securities $ 3,752 $ 56 $ (4 ) $ 3,804 $ 3,759 $ 89 $ — $ 3,848 Total $ 3,752 $ 56 $ (4 ) $ 3,804 $ 3,759 $ 89 $ — $ 3,848 Security fair values are established by an independent pricing service as of the dates indicated. The difference between amortized cost and fair value reflects current interest rates and represents the potential gain (loss) had the portfolio been liquidated on those dates. Security gains (losses) are realized only in the event of dispositions prior to maturity or other-than-temporary impairment. Securities with unrealized losses as of March 31, 2018 and December 31, 2017, and the length of time they were in continuous loss positions as of such dates are as follows (in thousands): Less than 12 months 12 months or more Total March 31, 2018 Estimated fair value Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Gross unrealized losses U. S. government agency securities $ 8,969 $ (291 ) $ 1,875 $ (116 ) $ 10,844 $ (407 ) State and municipal securities 26,786 (1,081 ) 4,518 (384 ) 31,304 (1,465 ) Mortgage-backed securities 37,117 (913 ) 67,174 (2,627 ) 104,291 (3,540 ) Asset-backed securities — — 12,589 (123 ) 12,589 (123 ) Other debt securities 5,503 (75 ) — — 5,503 (75 ) Total temporarily impaired securities $ 78,375 $ (2,360 ) $ 86,156 $ (3,250 ) $ 164,531 $ (5,610 ) December 31, 2017 U. S. government agency securities $ 7,375 $ (90 ) $ 1,912 $ (78 ) $ 9,287 $ (168 ) State and municipal securities 7,490 (106 ) 5,798 (116 ) 13,288 (222 ) Mortgage-backed securities 29,832 (322 ) 67,813 (1,392 ) 97,645 (1,714 ) Asset-backed securities — — 16,377 (198 ) 16,377 (198 ) Other debt securities — — — — — — Total temporarily impaired securities $ 44,697 $ (518 ) $ 91,900 $ (1,784 ) $ 136,597 $ (2,302 ) As noted in the table above, as of March 31, 2018, the Company had unrealized losses of $5.6 million in its investment securities portfolio. The unrealized losses associated with these investment securities are driven by changes in interest rates and are recorded as a component of equity. These investment securities will continue to be monitored as a part of our ongoing impairment analysis. Management evaluates the financial performance of the issuers on a quarterly basis to determine if it is probable that the issuers can make all contractual principal and interest payments. If a shortfall in future cash flows is identified, a credit loss will be deemed to have occurred and will be recognized as a charge to earnings and a new cost basis for the security will be established. Because the Company currently does not intend to sell any investment securities that have an unrealized loss at March 31, 2018, and it is not more-likely-than-not that we will be required to sell these investment securities before recovery of their amortized cost bases, which may be at maturity, we do not consider these securities to be other-than-temporarily impaired at March 31, 2018. Securities with a carrying value of $123.6 million at March 31, 2018 were pledged to collateralize public deposits, derivative positions and Federal Home Loan Bank advances. Results from sales of debt and equity securities were as follows (in thousands): Three Months Ended Three Months Ended March 31, 2018 March 31, 2017 Proceeds $ 2,014 $ 645 Gross gains 70 — Gross losses (70 ) (6 ) The amortized cost and fair value of securities at March 31, 2018, by contractual maturity, are shown below (in thousands). Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately. Available-for-sale Held-to-maturity Amortized cost Estimated fair value Amortized cost Estimated fair value Due in less than one year $ 2,706 $ 2,729 $ — $ — Due one to five years 19,092 19,293 2,382 2,403 Due five to ten years 30,732 30,087 1,370 1,401 Due beyond ten years 17,833 16,823 — — Mortgage-backed securities 107,832 104,292 — — Asset-backed securities 16,478 16,356 — — $ 194,673 $ 189,580 $ 3,752 $ 3,804

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2018
Receivables [Abstract]
Loans and Allowance for Loan and Lease Losses	NOTE 3 – LOANS AND ALLOWANCE FOR LOAN LOSSES A summary of the loan portfolio as of March 31, 2018 and December 31, 2017 follows (in thousands): March 31, 2018 December 31, 2017 Commercial real estate $ 389,757 $ 350,622 Consumer real estate 104,224 102,581 Construction and land development 91,953 82,586 Commercial and industrial 408,353 373,248 Consumer 9,524 6,862 Other 28,750 31,983 Total 1,032,561 947,882 Less net unearned income (740 ) (345 ) 1,031,821 947,537 Allowance for loan and lease losses (14,563 ) (13,721 ) $ 1,017,258 $ 933,816 The adequacy of the allowance for loan losses (“ALL”) is assessed at the end of each quarter. The ALL includes a specific component related to loans that are individually evaluated for impairment and a general component related to loans that are segregated into homogenous pools and collectively evaluated for impairment. The ALL factors applied to these pools are an estimate of probable incurred losses based on management’s evaluation of historical net losses from loans with similar characteristics, which are adjusted by management to reflect current events, trends, and conditions. The adjustments include consideration of the following: changes in lending policies and procedures, economic conditions, nature and volume of the portfolio, experience of lending management, volume and severity of past due loans, quality of the loan review system, value of underlying collateral for collateral dependent loans, concentrations, and other external factors. The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes all commercial loans, and consumer relationships with an outstanding balance greater than $500,000, individually and assigns each loan a risk rating. This analysis is performed on a continual basis by the relationship managers and credit department personnel. On at least an annual basis an independent party performs a formal credit risk review of a sample of the loan portfolio. Among other things, this review assesses the appropriateness of the loan’s risk rating. The Company uses the following definitions for risk ratings: Special Mention – A special mention asset possesses deficiencies or potential weaknesses deserving of management’s attention. If uncorrected, such weaknesses or deficiencies may expose the Company to an increased risk of loss in the future. Substandard – A substandard asset is inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any. Assets so classified must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if deficiencies are not corrected. Loss potential, while existing in the aggregate amount of substandard assets, does not have to exist in individual assets classified substandard. Doubtful – A doubtful asset has all weaknesses inherent in one classified substandard, with the added characteristic that weaknesses make collection or liquidation in full, on the basis of existing facts, conditions, and values, highly questionable and improbable. The probability of loss is extremely high, but certain important and reasonable specific pending factors which may work to the advantage and strengthening of the asset exist, therefore, its classification as an estimated loss is deferred until a more exact status may be determined. Pending factors include proposed merger, acquisition or liquidation procedures, capital injection, perfecting liens on additional collateral, and refinancing plans. Loans not falling into the criteria above are considered to be pass-rated loans. The Company utilizes six loan grades within the pass risk rating. The following tables present the loan balances by category as well as risk rating (in thousands): Non-impaired Loans March 31, 2018 Pass Special Mention Substandard Total Non-impaired Total Loans Total Commercial real estate $ 387,925 $ — $ 642 $ 388,567 $ 1,190 $ 389,757 Consumer real estate 104,114 — 110 104,224 — 104,224 Construction and land development 91,953 — — 91,953 — 91,953 Commercial and industrial 393,520 1,540 11,964 407,024 1,329 408,353 Consumer 9,524 — — 9,524 — 9,524 Other 28,750 — — 28,750 — 28,750 Total $ 1,015,786 $ 1,540 $ 12,716 $ 1,030,042 $ 2,519 $ 1,032,561 December 31, 2017 Commercial real estate $ 349,415 $ — $ — $ 349,415 $ 1,207 $ 350,622 Consumer real estate 102,571 — 10 102,581 — 102,581 Construction and land development 82,586 — — 82,586 — 82,586 Commercial and industrial 349,494 11,193 11,073 371,760 1,488 373,248 Consumer 6,849 — 13 6,862 — 6,862 Other 31,983 — — 31,983 — 31,983 Total $ 922,898 $ 11,193 $ 11,096 $ 945,187 $ 2,695 $ 947,882 None of the Company’s loans had a risk rating of “Doubtful” as of March 31, 2018 or December 31, 2017. The following table details the changes in the ALL for the three months ended March 31, 2018 and 2017 (in thousands): Commercial real estate Consumer real estate Construction and land development Commercial and industrial Consumer Other Total Three Months Ended March 31, 2018 Balance, beginning of year $ 3,324 $ 1,063 $ 1,628 $ 7,209 $ 91 $ 406 $ 13,721 Charged-off loans — — — (147 ) (13 ) — (160 ) Recoveries 5 1 — 272 46 — 324 Provision for loan losses 183 (28 ) 114 464 (2 ) (53 ) 678 Balance, end of period $ 3,512 $ 1,036 $ 1,742 $ 7,798 $ 122 $ 353 $ 14,563 Three Months Ended March 31, 2017 Balance, beginning of year $ 2,655 $ 1,013 $ 1,574 $ 5,618 $ 76 $ 698 $ 11,634 Charged-off loans — — — (1,124 ) — — (1,124 ) Recoveries — — — 2 80 — 82 Provision for loan losses 602 35 (484 ) 3,517 (96 ) (169 ) 3,405 Balance, end of period $ 3,257 $ 1,048 $ 1,090 $ 8,013 $ 60 $ 529 $ 13,997 A breakdown of the ALL and the loan portfolio by loan category at March 31, 2018 and December 31, 2017 follows (in thousands): Commercial real estate Consumer real estate Construction and land development Commercial and industrial Consumer Other Total March 31, 2018 Allowance for Loan Losses: Collectively evaluated for impairment $ 3,512 $ 1,036 $ 1,742 $ 7,798 $ 122 $ 353 $ 14,563 Individually evaluated for impairment — — — — — — — Balances, end of period $ 3,512 $ 1,036 $ 1,742 $ 7,798 $ 122 $ 353 $ 14,563 Loans: Collectively evaluated for impairment $ 388,567 $ 104,224 $ 91,953 $ 407,024 $ 9,524 $ 28,750 $ 1,030,042 Individually evaluated for impairment 1,190 — — 1,329 — — 2,519 Balances, end of period $ 389,757 $ 104,224 $ 91,953 $ 408,353 $ 9,524 $ 28,750 $ 1,032,561 December 31, 2017 Allowance for Loan Losses: Collectively evaluated for impairment $ 3,324 $ 1,063 $ 1,628 $ 7,109 $ 91 $ 406 $ 13,621 Individually evaluated for impairment — — — 100 — — 100 Balances, end of period $ 3,324 $ 1,063 $ 1,628 $ 7,209 $ 91 $ 406 $ 13,721 Loans: Collectively evaluated for impairment $ 349,415 $ 102,581 $ 82,586 $ 371,760 $ 6,862 $ 31,983 $ 945,187 Individually evaluated for impairment 1,207 — — 1,488 — — 2,695 Balances, end of period $ 350,622 $ 102,581 $ 82,586 $ 373,248 $ 6,862 $ 31,983 $ 947,882 The following table presents the allocation of the ALL for each respective loan category with the corresponding percentage of the ALL in each category to total loans, net of deferred fees as of March 31, 2018 and December 31, 2017 (dollars in thousands): March 31, 2018 December 31, 2017 Amount Percent of total loans, net of deferred fees Amount Percent of total loans, net of deferred fees Commercial real estate $ 3,512 0.34 % $ 3,324 0.35 % Consumer real estate 1,036 0.10 1,063 0.11 Construction and land development 1,742 0.17 1,628 0.17 Commercial and industrial 7,798 0.76 7,209 0.76 Consumer 122 0.01 91 0.01 Other 353 0.03 406 0.04 Total allowance for loan and lease losses $ 14,563 1.41 % $ 13,721 1.45 % The following table presents the Company’s impaired loans that were evaluated for specific loss allowance as of March 31, 2018 and December 31, 2017 (in thousands): March 31, 2018 December 31, 2017 Recorded investment Unpaid principal balance Related allowance Recorded investment Unpaid principal balance Related allowance With no related allowance recorded: Commercial real estate $ 1,190 $ 1,638 $ — $ 1,207 $ 1,645 $ — Consumer real estate — — — — — — Construction and land development — — — — — — Commercial and industrial 1,329 2,770 — — — — Consumer — — — — — — Other — — — — — — Subtotal 2,519 4,408 — 1,207 1,645 — With an allowance recorded: Commercial real estate — — — — — — Consumer real estate — — — — — — Construction and land development — — — — — — Commercial and industrial — — — 1,488 2,770 100 Consumer — — — — — — Other — — — — — — Subtotal — — — 1,488 2,770 100 Total $ 2,519 $ 4,408 $ — $ 2,695 $ 4,415 $ 100 The following presents information related to the average recorded investment and interest income recognized on impaired loans for the three months ended March 31, 2018 and 2017 (in thousands): Three Months Ended Three Months Ended March 31, 2018 March 31, 2017 Average recorded investment Interest income recognized Average recorded investment Interest income recognized With no related allowance recorded: Commercial real estate $ 1,197 $ 10 $ 1,299 $ — Consumer real estate — — — — Construction and land development — — — — Commercial and industrial 1,470 — — — Consumer — — — — Other — — — — Subtotal 2,667 10 1,299 — With an allowance recorded: Commercial real estate — — — — Consumer real estate — — — — Construction and land development — — — — Commercial and industrial — — 13,106 — Consumer — — — — Other — — — — Subtotal — — 13,106 — Total $ 2,667 $ 10 $ 14,405 $ — Interest income recognized on a cash basis for impaired loans amounted to $10,000 for the three months ended March 31, 2018. No interest income was recognized on a cash basis for impaired loans during the three months ended March 31, 2017. The following table presents the aging of the recorded investment in past-due loans as of March 31, 2018 and December 31, 2017 by class of loans (in thousands): 30 - 59 60 - 89 Greater Than Days Days 89 Days Total Loans Not March 31, 2018 Past Due Past Due Past Due Past Due Past Due Total Commercial real estate $ — $ — $ — $ — $ 389,757 $ 389,757 Consumer real estate 177 317 — 494 103,730 104,224 Construction and land development — — — — 91,953 91,953 Commercial and industrial — — — — 408,353 408,353 Consumer 12 — — 12 9,512 9,524 Other 1,200 — — 1,200 27,550 28,750 Total $ 1,389 $ 317 $ — $ 1,706 $ 1,030,855 $ 1,032,561 December 31, 2017 Commercial real estate $ — $ — $ — $ — $ 350,622 $ 350,622 Consumer real estate — — 218 218 102,363 102,581 Construction and land development — — — — 82,586 82,586 Commercial and industrial 1,967 209 — 2,176 371,072 373,248 Consumer — — 13 13 6,849 6,862 Other — — — — 31,983 31,983 Total $ 1,967 $ 209 $ 231 $ 2,407 $ 945,475 $ 947,882 The following table presents the recorded investment in non-accrual loans, past due loans over 90 days and accruing and troubled debt restructurings (“TDR”) by class of loans as of March 31, 2018 and December 31, 2017 (in thousands): Past Due Over 90 Troubled Debt Non-Accrual Days and Accruing Restructurings March 31, 2018 Commercial real estate $ — $ — $ 1,190 Consumer real estate — — — Construction and land development — — — Commercial and industrial 1,329 — — Consumer — — — Other — — — Total $ 1,329 $ — $ 1,190 December 31, 2017 Commercial real estate $ 1,207 $ — $ 1,207 Consumer real estate — 218 — Construction and land development — — — Commercial and industrial 1,488 — — Consumer — 13 — Other — — — Total $ 2,695 $ 231 $ 1,207 As of March 31, 2018 and December 31, 2017, all loans classified as nonperforming were deemed to be impaired. As of both March 31, 2018 and December 31, 2017, the Company had a recorded investment in TDR of $1.2 million . The Company had no specific allowance for those loans at March 31, 2018 or December 31, 2017 and there were no commitments to lend additional amounts. Loans accounted for as TDR include modifications from original terms such as those due to bankruptcy proceedings, certain modifications of amortization periods or extended suspension of principal payments due to customer financial difficulties. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Bank’s loan policy. Loans accounted for as TDR are individually evaluated for impairment. There were no TDR identified during the three months ended March 31, 2018 or 2017. There were no TDR for which there was a payment default within twelve months following the modification during the three months ended March 31, 2018 or 2017. A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms.

Federal Home Loan Bank Advances

Federal Home Loan Bank Advances	3 Months Ended
	Mar. 31, 2018
Federal Home Loan Banks [Abstract]
Federal Home Loan Bank Advances	NOTE 4 – FEDERAL HOME LOAN BANK ADVANCES The Company had outstanding borrowings totaling of $100.0 million and $70.0 million at March 31, 2018 and December 31, 2017, respectively, via various advances. These advances are non-callable; interest payments are due monthly, with principal due at maturity. The following is a summary of the contractual maturities and average effective rates of outstanding advances (dollars in thousands): March 31, 2018 December 31, 2017 Year Amount Interest Rates Amount Interest Rates 2018 $ 100,000 1.98 % $ 70,000 1.66 % 2019 — — — — 2020 — — — — 2021 — — — — 2022 — — — — Thereafter — — — — Total $ 100,000 1.98 % $ 70,000 1.66 % Advances from the FHLB are collateralized by investment securities with a market value of $3.9 million, FHLB stock and certain commercial and residential real estate mortgage loans totaling $395.7 million under a blanket mortgage collateral agreement. At March 31, 2018, the amount of available credit from the FHLB totaled $75.7 million.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2018
Accumulated Other Comprehensive Income Loss Net Of Tax [Abstract]
Accumulated Other Comprehensive Income (Loss)	NOTE 5 – ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The following were changes in accumulated other comprehensive income (loss) by component, net of tax, for the periods ended March 31, 2018 and 2017 (in thousands): Unrealized Gains Unrealized Gains and and Losses Losses on Losses on on Available Securities Cash Flow for Sale Transferred to Three Months Ended March 31, 2018 Hedges Securities Held to Maturity Total Beginning Balance $ (3,679 ) $ 1,162 $ (10 ) $ (2,527 ) Other comprehensive income (loss) before reclassification 768 (3,216 ) 20 (2,428 ) Amounts reclassified from accumulated other comprehensive income (loss) (228 ) — (10 ) (238 ) Net current period other comprehensive income (loss) 540 (3,216 ) 10 (2,666 ) Ending Balance $ (3,139 ) $ (2,054 ) $ — $ (5,193 ) Three Months Ended March 31, 2017 Beginning Balance $ (4,241 ) $ (698 ) $ (1,212 ) $ (6,151 ) Other comprehensive income (loss) before reclassification 307 363 52 722 Amounts reclassified from accumulated other comprehensive income (loss) (154 ) (4 ) (26 ) (184 ) Net current period other comprehensive income (loss) 153 359 26 538 Ending Balance $ (4,088 ) $ (339 ) $ (1,186 ) $ (5,613 ) The following were significant amounts reclassified out of each component of accumulated other comprehensive income (loss) for the three months ended March 31, 2018 and 2017 (in thousands): Three Months Three Months Affected Line Item Details about Accumulated Other Ended Ended in the Statement Where Comprehensive Income Components March 31, 2018 March 31, 2017 Net Income is Presented Unrealized losses on cash flow hedges $ (108 ) $ (105 ) Interest expense - money market (144 ) (49 ) Interest expense - Federal Home Loan Bank advances 24 — Income tax benefit $ (228 ) $ (154 ) Net of tax Unrealized gains and (losses) on available-for-sale securities $ — $ (6 ) Net gain (loss) on sale of securities — 2 Income tax benefit $ — $ (4 ) Net of tax Unrealized losses on securities transferred to held-to-maturity $ (14 ) $ (42 ) Interest income - securities 4 16 Income tax benefit $ (10 ) $ (26 ) Net of tax

Income Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2018
Income Tax Disclosure [Abstract]
Income Taxes	NOTE 6 – INCOME TAXES The Company’s effective tax rate for the three months ended March 31, 2018 was 13.1% compared to (16.5)% for the three months ended March 31, 2017. In March 2016, the FASB issued guidance to simplify several aspects of the accounting for share-based payment award transactions, including income tax consequences. In addition to other changes, the guidance changed the accounting for excess tax benefits and tax deficiencies from generally being recognized in additional paid-in capital to recognition as income tax expense or benefit in the period they occur. The Company adopted the new guidance in the first quarter of 2017. As a result, the Company’s income tax expense was reduced by $363,000 and $145,000 for the periods ended March 31, 2018 and 2017. On December 22, 2017, Public Law 115-97, informally referred to as the Tax Cuts and Jobs Act (the “Tax Reform Act”) was enacted into law. The Tax Reform Act provides for significant changes to the U.S. tax code that impact businesses. Effective January 1, 2018, the Tax Reform Act reduced the U.S. federal tax rate for corporations from 35% to 21% for U.S. taxable income. The effective tax rate compared favorably to the statutory federal rate of 21% and Tennessee excise tax rate of 6.5% primarily due to investments in qualified municipal securities, company owned life insurance, state tax credits, net of the effect of certain non-deductible expenses and the recognition of excess tax benefits related to stock compensation.

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2018
Commitments And Contingencies Disclosure [Abstract]
Commitments and Contingencies	NOTE 7 – COMMITMENTS AND CONTINGENCIES In the normal course of business, the Company has outstanding commitments and contingent liabilities, such as commitments to extend credit and standby letters of credit, which are not included in the accompanying financial statements. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and standby letters of credit is represented by the contractual or notional amount of those instruments. The Company uses the same credit policies in making such commitments as it does for instruments that are included in the balance sheet. The following table sets forth outstanding financial instruments whose contract amounts represent credit risk as of March 31, 2018 and December 31, 2017 (in thousands): Contract or notional amount March 31, 2018 December 31, 2017 Financial instruments whose contract amounts represent credit risk: Unused commitments to extend credit $ 584,145 $ 584,494 Standby letters of credit 10,325 11,552 Total $ 594,470 $ 596,046 The Company is party to litigation and claims arising in the normal course of business. Management believes that the liabilities, if any, arising from such litigation and claims as of March 31, 2018, will not have a material impact on the financial statements of the Company.

Derivatives

Derivatives	3 Months Ended
	Mar. 31, 2018
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Derivatives	NOTE 8 – DERIVATIVES The Company utilizes interest rate swap agreements as part of its asset liability management strategy to help manage its interest rate risk position. The notional amount of the interest rate swaps does not represent amounts exchanged by the parties. The amount exchanged is determined by reference to the notional amount and the other terms of the individual interest rate swap agreements. Interest Rate Swaps Designated as Cash Flow Hedges Forward starting interest rate swaps with notional amounts totaling $20 million as of March 31, 2018 and December 31, 2017 were designated as cash flow hedges of certain liabilities and were determined to be fully effective during all periods presented. As such, no amount of ineffectiveness has been included in net income. Therefore, the aggregate fair value of the swaps is recorded in other assets (liabilities) with changes in fair value recorded in other comprehensive income (loss). The amount included in accumulated other comprehensive income (loss) would be reclassified to current earnings should the hedges no longer be considered effective. The Company expects the hedges to remain fully effective during the remaining terms of the swaps. Summary information about the interest-rate swaps designated as cash flow hedges was as follows (dollars in thousands): March 31, 2018 December 31, 2017 Notional amounts $ 20,000 $ 20,000 Weighted average pay rates 3.54 % 3.54 % Weighted average receive rates 3 month 3 month LIBOR Weighted average maturity 5.2 years 5.5 years Fair value $ (858 ) $ (1,375 ) Amount of unrealized loss recognized in accumulated other comprehensive income, net of tax $ (634 ) $ (1,016 ) Pursuant to its interest rate swap agreements, the Company pledged collateral to the counterparties in the form of investment securities with a carrying value of $2.3 million at March 31, 2018. There was no collateral posted from the counterparties to the Company as of March 31, 2018. It is possible that the Company may need to post additional collateral in the future or that the counterparties may be required to post collateral to the Company in the future. Other Interest Rate Swaps The Company also enters into swaps to facilitate customer transactions and meet their financing needs. Upon entering into these transactions the Company enters into offsetting positions with large U.S. financial institutions in order to minimize risk to the Company. A summary of the Company’s customer related interest rate swaps was as follows (in thousands): March 31, 2018 December 31, 2017 Notional Estimated Notional Estimated amount fair value amount fair value Interest rate swap agreements: Pay fixed/receive variable swaps $ 35,159 $ 174 $ 41,863 $ 55 Pay variable/receive fixed swaps 35,159 (174 ) 41,863 (55 ) Total $ 70,318 $ — $ 83,726 $ —

Stock Options and Restricted Sh

Stock Options and Restricted Shares	3 Months Ended
	Mar. 31, 2018
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Stock Options and Restricted Shares	NOTE 9 – STOCK OPTIONS AND RESTRICTED SHARES During 2008, the board of directors of the Bank approved the CapStar Bank 2008 Stock Incentive Plan. Following the formation of CapStar Financial Holdings, Inc. in 2016, and in connection with the Share Exchange, the outstanding awards of restricted stock and stock options under the CapStar Bank 2008 Stock Incentive Plan were exchanged for similar awards of restricted stock and stock options issued by CapStar Financial Holdings, Inc. under the CapStar Financial Holdings, Inc. Stock Incentive Plan (the “Plan”), which the board of directors adopted in 2016. The Stock Incentive Plan provides for the grant of stock-based incentives, including stock options, restricted stock units, performance awards and restricted stock, to employees, directors and service providers that are subject to forfeiture until vesting conditions have been satisfied by the award recipient under the terms of the award. The Plan is intended to help align the interests of employees and our shareholders and reward our employees for improved Company performance. The Plan reserved 1,569,475 shares of stock for issuance of stock incentives. Stock incentives include both restricted share and stock option grants. Total shares issuable under the plan were 113,050 at March 31, 2018. The Company has recognized stock-based compensation expense, within salaries and employee benefits for employees, and within other non-interest expense for directors, in the consolidated statements of income as follows (in thousands): Three Months Ended March 31, 2018 2017 Stock-based compensation expense before income taxes $ 305 $ 236 Less: deferred tax benefit (80 ) (90 ) Reduction of net income $ 225 $ 146 Restricted Shares Compensation expense is recognized over the vesting period of the awards based on the fair value of the stock at the issue date. The fair value of each restricted stock grant is based on valuations performed by independent consultants. The recipients have the right to vote and receive dividends but cannot sell, transfer, assign, pledge, hypothecate, or otherwise encumber the restricted stock until the shares have vested. Restricted shares fully vest on the third anniversary of the grant date. A summary of the changes in the Company’s nonvested restricted shares for the three months ended March 31, 2018 follows: Weighted Average Restricted Grant Date Nonvested Shares Shares Fair Value Nonvested at beginning of period 187,253 $ 14.21 Granted 46,219 19.11 Vested (76,690 ) 12.14 Forfeited (4,402 ) (17.54 ) Nonvested at end of period 152,380 $ 16.64 As of March 31, 2018, there was $2.1 million of unrecognized compensation cost related to nonvested shares granted under the Plan. The cost is expected to be recognized over a weighted-average period of 2.3 years. The total fair value of shares vested during the three months ended March 31, 2018 and 2017 was $1.5 million and $0.5 million. Stock Options Option awards are generally granted with an exercise price equal to the fair value of the Company’s common stock at the date of grant. Option awards generally have a three year vesting period and a ten year contractual term. The fair value of each option grant is estimated on the date of grant using the Black Scholes option pricing model . There were no options granted in 2018 or 2017. A summary of the activity in stock options for the three months ended March 31, 2018 follows: Weighted Weighted Average Average Remaining Exercise Contractual Shares Price Term (years) Outstanding at beginning of period 804,800 $ 10.59 Granted — — Exercised (94,950 ) 10.00 Forfeited or expired — — Outstanding at end of period 709,850 $ 10.67 2.4 Fully vested and expected to vest 706,658 $ 10.67 2.4 Exercisable at end of period 682,350 $ 10.61 2.2 Information related to stock options during each year follows: 2018 2017 Intrinsic value of options exercised $ 897,541 $ 193,800 Cash received from option exercises 949,500 200,000 Tax benefit realized from option exercises 234,617 74,206 Weighted average fair value of options granted — — As of March 31, 2018, there was $0.1 million of unrecognized compensation cost related to nonvested stock options granted under the Plan. The cost is expected to be recognized over a weighted-average period of 1.4 years.

Regulatory Capital Requirements

Regulatory Capital Requirements	3 Months Ended
	Mar. 31, 2018
Banking And Thrift [Abstract]
Regulatory Capital Requirements	NOTE 10 – REGULATORY CAPITAL REQUIREMENTS The Company and the Bank are subject to regulatory capital requirements administered by the Federal Reserve and the Bank is also subject to the regulatory capital requirements of the Tennessee Department of Financial Institutions. Failure to meet capital requirements can initiate certain mandatory – and possibly additional discretionary – actions by regulators that could, in that event, have a material adverse effect on the institutions’ financial statements. The relevant regulations require the Company and the Bank to meet specific capital adequacy guidelines that involve quantitative measures of their assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting principles. The capital classifications of the Company and the Bank are also subject to qualitative judgments by their regulators about components, risk weightings, and other factors. Those qualitative judgments could also affect the capital status of the Company and the Bank and the amount of dividends the Company and the Bank may distribute. The final rules implementing the Basel Committee on Banking Supervision’s capital guidelines for U.S. banks (Basel III rules) became effective for the Bank on January 1, 2015 with full compliance with all of the requirements being phased in over a multi-year schedule, and fully phased in by January 1, 2019. The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. Management believes as of March 31, 2018, the Company and the Bank met all regulatory capital adequacy requirements to which they are subject. The Company’s and the Bank’s capital amounts and ratios as of March 31, 2018 and December 31, 2017 are presented in the following table (dollars in thousands). Actual Minimum capital requirement (1) Minimum to be well-capitalized (2) Amount Ratio Amount Ratio Amount Ratio At March 31, 2018: Total capital to risk-weighted assets: CapStar Financial Holdings, Inc. $ 161,699 12.22 % $ 105,833 8.00 % N/A N/A CapStar Bank 146,639 11.09 105,820 8.00 $ 132,274 10.00 Tier I capital to risk-weighted assets: CapStar Financial Holdings, Inc. 146,957 11.11 79,375 6.00 N/A N/A CapStar Bank 131,897 9.97 79,365 6.00 105,820 8.00 Common equity Tier 1 capital to risk weighted assets: CapStar Financial Holdings, Inc. 137,957 10.43 59,531 4.50 N/A N/A CapStar Bank 115,397 8.72 59,523 4.50 85,978 6.50 Tier I capital to average assets: CapStar Financial Holdings, Inc. 146,957 10.86 54,143 4.00 N/A N/A CapStar Bank 131,897 9.75 54,139 4.00 67,674 5.00 At December 31, 2017: Total capital to risk-weighted assets: CapStar Financial Holdings, Inc. $ 156,434 12.52 % $ 99,932 8.00 % N/A N/A CapStar Bank 142,396 11.40 99,928 8.00 $ 124,909 10.00 Tier I capital to risk-weighted assets: CapStar Financial Holdings, Inc. 142,534 11.41 74,949 6.00 N/A N/A CapStar Bank 128,496 10.29 74,946 6.00 99,928 8.00 Common equity Tier 1 capital to risk weighted assets: CapStar Financial Holdings, Inc. 133,703 10.70 56,212 4.50 N/A N/A CapStar Bank 112,165 8.98 56,209 4.50 81,191 6.50 Tier I capital to average assets: CapStar Financial Holdings, Inc. 142,534 10.77 53,218 4.00 N/A N/A CapStar Bank 128,496 9.71 53,215 4.00 66,519 5.00 (1) For the calendar year 2018, the Company must maintain a capital conservation buffer of Tier 1 common equity capital in excess of minimum risk-based capital ratios by at least 1.875% to avoid limits on capital distributions and certain discretionary bonus payments to executive officers and similar employees. (2) For the Company to be well-capitalized, the Bank must be well-capitalized and the Company must not be subject to any written agreement, order, capital directive, or prompt corrective action directive issued by the Federal Reserve to meet and maintain a specific capital level for any capital measure.

Earnings Per Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2018
Earnings Per Share [Abstract]
Earnings Per Share	NOTE 11 – EARNINGS PER SHARE The following is a summary of the basic and diluted earnings per share calculation for the three months ended March 31, 2018 and 2017: Three Months Ended March 31, 2018 2017 Basic net income per share calculation: Numerator – Net income $ 3,195 $ 332 Denominator – Average common shares outstanding 11,664,467 11,210,948 Basic net income per share $ 0.27 $ 0.03 Diluted net income per share calculation: Numerator – Net income $ 3,195 $ 332 Denominator – Average common shares outstanding 11,664,467 11,210,948 Dilutive shares contingently issuable 1,311,514 1,573,169 Average diluted common shares outstanding 12,975,981 12,784,117 Diluted net income per share $ 0.25 $ 0.03

Fair Value

Fair Value	3 Months Ended
	Mar. 31, 2018
Fair Value Disclosures [Abstract]
Fair Value	NOTE 12 – FAIR VALUE Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Bank used the following methods and significant assumptions to estimate fair value: Investment Securities Derivatives-Interest Rate Swaps Impaired Loans Other Real Estate Owned Loans Held For Sale Assets and liabilities measured at fair value on a recurring basis are summarized below (in thousands): Fair value measurements at March 31, 2018 Quoted prices in active Significant markets for other Significant identical observable unobservable Carrying assets inputs inputs Value (Level 1) (Level 2) (Level 3) Assets: Securities available-for-sale: U.S. government-sponsored agencies $ 10,844 $ — $ 10,844 $ — Obligations of states and political subdivisions 48,215 — 48,215 — Mortgage-backed securities-residential 104,292 — 104,292 — Asset-backed securities 16,356 — 16,356 — Other debt securities 9,873 — 9,873 — Total securities available-for-sale $ 189,580 $ — $ 189,580 $ — Derivatives: Interest rate swaps - customer related $ 594 $ — $ 594 $ — Liabilities: Derivatives: Interest rate swaps - customer related $ (594 ) $ — $ (594 ) $ — Interest rate swaps - cash flow hedges (858 ) — (858 ) — Total derivatives $ (1,452 ) $ — $ (1,452 ) $ — Fair value measurements at December 31, 2017 Quoted prices in active Significant markets for other Significant identical observable unobservable Carrying assets inputs inputs Value (Level 1) (Level 2) (Level 3) Assets: Securities available-for-sale: U.S. government-sponsored agencies $ 11,277 $ — $ 11,277 $ — Obligations of states and political subdivisions 52,998 — 52,998 — Mortgage-backed securities-residential 106,562 — 106,562 — Asset-backed securities 16,377 — 16,377 — Other debt securities 5,407 5,407 Total securities available-for-sale $ 192,621 $ — $ 192,621 $ — Derivatives: Interest rate swaps - customer related $ 184 $ — $ 184 $ — Liabilities: Derivatives: Interest rate swaps - customer related $ (184 ) $ — $ (184 ) $ — Interest rate swaps - cash flow hedges (1,375 ) — (1,375 ) — Total derivatives $ (1,559 ) $ — $ (1,559 ) $ — Assets measured at fair value on a nonrecurring basis are summarized below (in thousands): There were no assets measured at fair value on a nonrecurring basis at March 31, 2018. Fair value measurements at December 31, 2017 Quoted prices in active Significant markets for other Significant identical observable unobservable Carrying assets inputs inputs Value (level 1) (level 2) (level 3) Assets: Impaired loans: Commercial and industrial $ 1,388 — — 1,388 The following table presents quantitative information about Level 3 fair value measurements for assets measured at fair value on a non-recurring basis at December 31, 2017 (dollars in thousands): Range Fair Valuation (Weighted- December 31, 2017 Value Technique(s) Unobservable Input(s) Average) Impaired loans: Commercial and industrial $ 1,388 Sales comparison approach Appraisal discounts 15 % Fair Value of Financial Instruments The carrying value and estimated fair values of the Bank’s financial instruments at March 31, 2018 and December 31, 2017 were as follows (in thousands): March 31, 2018 December 31, 2017 Carrying Carrying Fair value amount Fair value amount Fair value level of input Financial assets: Cash and due from banks, interest-bearing deposits in financial institutions $ 45,609 $ 45,609 $ 78,078 $ 78,078 Level 1 Federal funds sold 5,516 5,516 4,719 4,719 Level 1 Securities available-for-sale 189,580 189,580 192,621 192,621 Level 2 Securities held-to-maturity 3,752 3,804 3,759 3,848 Level 2 Loans held for sale 62,286 63,719 74,093 75,549 Level 2 Restricted equity securities 8,809 N/A 8,806 N/A N/A Loans, net 1,031,821 1,020,119 947,537 944,037 Level 3 Accrued interest receivable 4,058 4,058 4,084 4,084 Level 2 Other assets 23,210 23,210 22,663 22,663 Level 2 Financial liabilities: Deposits 1,127,553 1,123,284 1,119,866 1,065,669 Level 3 Federal Home Loan Bank advances 100,000 100,025 70,000 69,980 Level 2 Other liabilities 2,460 2,460 3,349 3,349 Level 3 The methods and assumptions, not previously presented, used to estimate fair values are described as follows: (a) Cash and Due from Banks, Interest-Bearing Deposits in Financial Institutions For these short‑term instruments, the carrying amount is a reasonable estimate of fair value. (b) Federal Funds Sold Federal funds sold clear on a daily basis. For this reason, the carrying amount is a reasonable estimate of fair value. (c) Restricted Equity Securities It is not practical to determine the fair value of restricted securities due to restrictions placed on their transferability. (d) Loans, net During the first quarter of 2018, the Company adopted ASU 2016-01, “Recognition and Measurement of Financial Assets and Liabilities.” The amendments included within this standard, which are applied prospectively, require the Company to disclose fair value of financial instruments measured at amortized cost on the balance sheet to measure that fair value using an exit price notion. Prior to adopting the amendments included in the standard, the Company was allowed to measure fair value under an entry price notion. The entry price notion previously applied by the Company used a discounted cash flows technique to calculate the present value of expected future cash flows for a financial instrument. The exit price notion uses the same approach, but also incorporates other factors, such as enhanced credit risk, illiquidity risk and market factors that sometimes exist in exit prices in dislocated markets. As of March 31, 2018, the technique used by the Company to estimate the exit price of the loan portfolio consists of similar procedures to those used as of December 31, 2017, but with added emphasis on both illiquidity risk and credit risk not captured by the previously applied entry price notion. The fair value of the Company’s loan portfolio has always included a credit risk assumption in the determination of the fair value of its loans. This credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. The Company’s loan portfolio is initially fair valued using a segmented approach. The Company divides its loan portfolio into the following categories: variable rate loans, impaired loans and all other loans. The results are then adjusted to account for credit risk as described above. However, under the new guidance, the Company believes a further credit risk discount must be applied through the use of a discounted cash flow model to compensate for illiquidity risk, based on certain assumptions included within the discounted cash flow model, primarily the use of discount rates that better capture inherent credit risk over the lifetime of a loan. This consideration of enhanced credit risk provides an estimated exit price for the Company’s loan portfolio. For variable-rate loans that reprice frequently and have no significant change in credit risk, fair values approximate carrying values. Fair values for impaired loans are estimated using discounted cash flow models or based on the fair value of the underlying collateral. As of December 31, 2017, the fair value of the Company’s loan portfolio includes a credit risk assumption in the determination of the fair value of its loans. This credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. The Company’s loan portfolio is initially fair valued using a segmented approach. The Company divides its loan portfolio into the following categories: variable rate loans, impaired loans and all other loans. The results are then adjusted to account for credit risk. For variable-rate loans that reprice frequently and have no significant change in credit risk, fair values approximate carrying values. Fair values for impaired loans are estimated using discounted cash flow models or based on the fair value of the underlying collateral. For other loans, fair values are estimated using discounted cash flow models, using current market interest rates offered for loans with similar terms to borrowers of similar credit quality. The values derived from the discounted cash flow approach for each of the above portfolios are then further discounted to incorporate credit risk. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price as of December 31, 2017. (e) Accrued Interest Receivable The carrying amounts of accrued interest approximate fair value. ( f ) Other Assets Included in other assets are bank owned life insurance, certain interest rate swap agreements and the cash flow hedge relationships. The fair values of interest rate swap agreements and the cash flow hedge relationships are based on independent pricing services that utilize pricing models with observable market inputs. ( g ) Deposits The fair value of demand deposits, savings accounts and certain money market deposits is the amount payable on demand at the reporting date. The fair value of certificates of deposit is estimated by discounted cash flow models, using current market interest rates offered on certificates with similar remaining maturities. ( h ) Federal Home Loan Bank Advances The fair value of fixed rate Federal Home Loan Bank Advances is estimated using discounted cash flow models, using current market interest rates offered on certificates, advances and other borrowings with similar remaining maturities. ( i ) Other Liabilities Included in other liabilities are accrued interest payable, certain interest rate swap agreements, the cash flow hedge relationships and contingent consideration. The fair values of interest rate swap agreements and the cash flow hedge relationships are based on independent pricing services that utilize pricing models with observable market inputs. The fair value of contingent consideration is estimated by a discounted cash flow model that utilizes various unobservable inputs. The carrying amounts of accrued interest approximate fair value. ( j ) Off-Balance Sheet Instruments Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. The fair value of commitments is not material. ( k ) Limitations Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instruments. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Bank’s entire holdings of a particular instrument. Because no market exists for a significant portion of the Bank’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on estimating on and off‑balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. For example, fixed assets are not considered financial instruments and their value has not been incorporated into the fair value estimates. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates.

Summary of Significant Accoun20

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2018
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited consolidated financial statements as of and for the period ended March 31, 2018 include CapStar Financial Holdings, Inc. and its wholly owned subsidiary, CapStar Bank (the “Bank”, together referred to as the “Company”). Significant intercompany transactions and accounts are eliminated in consolidation. The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions to Form 10-Q and do not include all information and footnotes required by U.S. generally accepted accounting principles (“U.S. GAAP”) for complete financial statements. All adjustments consisting of normally recurring accruals that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. These unaudited consolidated financial statements should be read in conjunction with the Company’s consolidated financial statements and related notes appearing in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, determination of impairment of intangible assets, including goodwill, the valuation of our investment portfolio, deferred tax assets and estimated liabilities. There have been no significant changes to the Company’s critical accounting policies as disclosed in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017.
Subsequent Events	Subsequent Events Accounting Standards Codification (“ASC”) 855, Subsequent Events, establishes general standards of accounting for and disclosure of events that occur after the balance sheet date but before financial statements are issued. The Company evaluated all events or transactions that occurred after March 31, 2018 through the date of the issued financial statements.

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2018
Investments Debt And Equity Securities [Abstract]
Summary of Amortized Cost and Fair Value of Available-for-sale and Held-to-maturity Securities	The amortized cost and fair value of securities available-for-sale and held-to-maturity at March 31, 2018 and December 31, 2017 are summarized as follows (in thousands): March 31, 2018 December 31, 2017 Amortized Cost Gross unrealized gains Gross unrealized (losses) Estimated fair value Amortized Cost Gross unrealized gains Gross unrealized (losses) Estimated fair value Securities available-for-sale: U. S. government agency securities $ 11,251 $ — $ (407 ) $ 10,844 $ 11,433 $ 12 $ (168 ) $ 11,277 State and municipal securities 49,234 442 (1,461 ) 48,215 51,790 1,430 (222 ) 52,998 Mortgage-backed securities 107,832 — (3,540 ) 104,292 108,236 40 (1,714 ) 106,562 Asset-backed securities 16,478 1 (123 ) 16,356 16,575 — (198 ) 16,377 Other debt securities 9,878 70 (75 ) 9,873 5,326 81 — 5,407 Total $ 194,673 $ 513 $ (5,606 ) $ 189,580 $ 193,360 $ 1,563 $ (2,302 ) $ 192,621 Securities held-to-maturity: State and municipal securities $ 3,752 $ 56 $ (4 ) $ 3,804 $ 3,759 $ 89 $ — $ 3,848 Total $ 3,752 $ 56 $ (4 ) $ 3,804 $ 3,759 $ 89 $ — $ 3,848
Summary of Securities with Unrealized Losses and Length of Time Continuous Loss Positions	Security fair values are established by an independent pricing service as of the dates indicated. The difference between amortized cost and fair value reflects current interest rates and represents the potential gain (loss) had the portfolio been liquidated on those dates. Security gains (losses) are realized only in the event of dispositions prior to maturity or other-than-temporary impairment. Securities with unrealized losses as of March 31, 2018 and December 31, 2017, and the length of time they were in continuous loss positions as of such dates are as follows (in thousands): Less than 12 months 12 months or more Total March 31, 2018 Estimated fair value Gross unrealized losses Estimated fair value Gross unrealized losses Estimated fair value Gross unrealized losses U. S. government agency securities $ 8,969 $ (291 ) $ 1,875 $ (116 ) $ 10,844 $ (407 ) State and municipal securities 26,786 (1,081 ) 4,518 (384 ) 31,304 (1,465 ) Mortgage-backed securities 37,117 (913 ) 67,174 (2,627 ) 104,291 (3,540 ) Asset-backed securities — — 12,589 (123 ) 12,589 (123 ) Other debt securities 5,503 (75 ) — — 5,503 (75 ) Total temporarily impaired securities $ 78,375 $ (2,360 ) $ 86,156 $ (3,250 ) $ 164,531 $ (5,610 ) December 31, 2017 U. S. government agency securities $ 7,375 $ (90 ) $ 1,912 $ (78 ) $ 9,287 $ (168 ) State and municipal securities 7,490 (106 ) 5,798 (116 ) 13,288 (222 ) Mortgage-backed securities 29,832 (322 ) 67,813 (1,392 ) 97,645 (1,714 ) Asset-backed securities — — 16,377 (198 ) 16,377 (198 ) Other debt securities — — — — — — Total temporarily impaired securities $ 44,697 $ (518 ) $ 91,900 $ (1,784 ) $ 136,597 $ (2,302 )
Summary of Sale of Debt and Equity Securities	Results from sales of debt and equity securities were as follows (in thousands): Three Months Ended Three Months Ended March 31, 2018 March 31, 2017 Proceeds $ 2,014 $ 645 Gross gains 70 — Gross losses (70 ) (6 )
Summary of Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	The amortized cost and fair value of securities at March 31, 2018, by contractual maturity, are shown below (in thousands). Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately. Available-for-sale Held-to-maturity Amortized cost Estimated fair value Amortized cost Estimated fair value Due in less than one year $ 2,706 $ 2,729 $ — $ — Due one to five years 19,092 19,293 2,382 2,403 Due five to ten years 30,732 30,087 1,370 1,401 Due beyond ten years 17,833 16,823 — — Mortgage-backed securities 107,832 104,292 — — Asset-backed securities 16,478 16,356 — — $ 194,673 $ 189,580 $ 3,752 $ 3,804

Loans and Allowance for Loan 22

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2018
Receivables [Abstract]
Summary of Loan Portfolio	A summary of the loan portfolio as of March 31, 2018 and December 31, 2017 follows (in thousands): March 31, 2018 December 31, 2017 Commercial real estate $ 389,757 $ 350,622 Consumer real estate 104,224 102,581 Construction and land development 91,953 82,586 Commercial and industrial 408,353 373,248 Consumer 9,524 6,862 Other 28,750 31,983 Total 1,032,561 947,882 Less net unearned income (740 ) (345 ) 1,031,821 947,537 Allowance for loan and lease losses (14,563 ) (13,721 ) $ 1,017,258 $ 933,816
Summary of Loans by Risk Rating	The following tables present the loan balances by category as well as risk rating (in thousands): Non-impaired Loans March 31, 2018 Pass Special Mention Substandard Total Non-impaired Total Loans Total Commercial real estate $ 387,925 $ — $ 642 $ 388,567 $ 1,190 $ 389,757 Consumer real estate 104,114 — 110 104,224 — 104,224 Construction and land development 91,953 — — 91,953 — 91,953 Commercial and industrial 393,520 1,540 11,964 407,024 1,329 408,353 Consumer 9,524 — — 9,524 — 9,524 Other 28,750 — — 28,750 — 28,750 Total $ 1,015,786 $ 1,540 $ 12,716 $ 1,030,042 $ 2,519 $ 1,032,561 December 31, 2017 Commercial real estate $ 349,415 $ — $ — $ 349,415 $ 1,207 $ 350,622 Consumer real estate 102,571 — 10 102,581 — 102,581 Construction and land development 82,586 — — 82,586 — 82,586 Commercial and industrial 349,494 11,193 11,073 371,760 1,488 373,248 Consumer 6,849 — 13 6,862 — 6,862 Other 31,983 — — 31,983 — 31,983 Total $ 922,898 $ 11,193 $ 11,096 $ 945,187 $ 2,695 $ 947,882
Summary of Changes and Breakdown of Allowance for Loan Losses and Loan Portfolio by Loan Category	The following table details the changes in the ALL for the three months ended March 31, 2018 and 2017 (in thousands): Commercial real estate Consumer real estate Construction and land development Commercial and industrial Consumer Other Total Three Months Ended March 31, 2018 Balance, beginning of year $ 3,324 $ 1,063 $ 1,628 $ 7,209 $ 91 $ 406 $ 13,721 Charged-off loans — — — (147 ) (13 ) — (160 ) Recoveries 5 1 — 272 46 — 324 Provision for loan losses 183 (28 ) 114 464 (2 ) (53 ) 678 Balance, end of period $ 3,512 $ 1,036 $ 1,742 $ 7,798 $ 122 $ 353 $ 14,563 Three Months Ended March 31, 2017 Balance, beginning of year $ 2,655 $ 1,013 $ 1,574 $ 5,618 $ 76 $ 698 $ 11,634 Charged-off loans — — — (1,124 ) — — (1,124 ) Recoveries — — — 2 80 — 82 Provision for loan losses 602 35 (484 ) 3,517 (96 ) (169 ) 3,405 Balance, end of period $ 3,257 $ 1,048 $ 1,090 $ 8,013 $ 60 $ 529 $ 13,997 A breakdown of the ALL and the loan portfolio by loan category at March 31, 2018 and December 31, 2017 follows (in thousands): Commercial real estate Consumer real estate Construction and land development Commercial and industrial Consumer Other Total March 31, 2018 Allowance for Loan Losses: Collectively evaluated for impairment $ 3,512 $ 1,036 $ 1,742 $ 7,798 $ 122 $ 353 $ 14,563 Individually evaluated for impairment — — — — — — — Balances, end of period $ 3,512 $ 1,036 $ 1,742 $ 7,798 $ 122 $ 353 $ 14,563 Loans: Collectively evaluated for impairment $ 388,567 $ 104,224 $ 91,953 $ 407,024 $ 9,524 $ 28,750 $ 1,030,042 Individually evaluated for impairment 1,190 — — 1,329 — — 2,519 Balances, end of period $ 389,757 $ 104,224 $ 91,953 $ 408,353 $ 9,524 $ 28,750 $ 1,032,561 December 31, 2017 Allowance for Loan Losses: Collectively evaluated for impairment $ 3,324 $ 1,063 $ 1,628 $ 7,109 $ 91 $ 406 $ 13,621 Individually evaluated for impairment — — — 100 — — 100 Balances, end of period $ 3,324 $ 1,063 $ 1,628 $ 7,209 $ 91 $ 406 $ 13,721 Loans: Collectively evaluated for impairment $ 349,415 $ 102,581 $ 82,586 $ 371,760 $ 6,862 $ 31,983 $ 945,187 Individually evaluated for impairment 1,207 — — 1,488 — — 2,695 Balances, end of period $ 350,622 $ 102,581 $ 82,586 $ 373,248 $ 6,862 $ 31,983 $ 947,882
Allocation of ALL with Corresponding Percentage of ALL in Each Category to Total Loans, Net of Deferred Fee	The following table presents the allocation of the ALL for each respective loan category with the corresponding percentage of the ALL in each category to total loans, net of deferred fees as of March 31, 2018 and December 31, 2017 (dollars in thousands): March 31, 2018 December 31, 2017 Amount Percent of total loans, net of deferred fees Amount Percent of total loans, net of deferred fees Commercial real estate $ 3,512 0.34 % $ 3,324 0.35 % Consumer real estate 1,036 0.10 1,063 0.11 Construction and land development 1,742 0.17 1,628 0.17 Commercial and industrial 7,798 0.76 7,209 0.76 Consumer 122 0.01 91 0.01 Other 353 0.03 406 0.04 Total allowance for loan and lease losses $ 14,563 1.41 % $ 13,721 1.45 %
Summary of Impaired Loans	The following table presents the Company’s impaired loans that were evaluated for specific loss allowance as of March 31, 2018 and December 31, 2017 (in thousands): March 31, 2018 December 31, 2017 Recorded investment Unpaid principal balance Related allowance Recorded investment Unpaid principal balance Related allowance With no related allowance recorded: Commercial real estate $ 1,190 $ 1,638 $ — $ 1,207 $ 1,645 $ — Consumer real estate — — — — — — Construction and land development — — — — — — Commercial and industrial 1,329 2,770 — — — — Consumer — — — — — — Other — — — — — — Subtotal 2,519 4,408 — 1,207 1,645 — With an allowance recorded: Commercial real estate — — — — — — Consumer real estate — — — — — — Construction and land development — — — — — — Commercial and industrial — — — 1,488 2,770 100 Consumer — — — — — — Other — — — — — — Subtotal — — — 1,488 2,770 100 Total $ 2,519 $ 4,408 $ — $ 2,695 $ 4,415 $ 100 The following presents information related to the average recorded investment and interest income recognized on impaired loans for the three months ended March 31, 2018 and 2017 (in thousands): Three Months Ended Three Months Ended March 31, 2018 March 31, 2017 Average recorded investment Interest income recognized Average recorded investment Interest income recognized With no related allowance recorded: Commercial real estate $ 1,197 $ 10 $ 1,299 $ — Consumer real estate — — — — Construction and land development — — — — Commercial and industrial 1,470 — — — Consumer — — — — Other — — — — Subtotal 2,667 10 1,299 — With an allowance recorded: Commercial real estate — — — — Consumer real estate — — — — Construction and land development — — — — Commercial and industrial — — 13,106 — Consumer — — — — Other — — — — Subtotal — — 13,106 — Total $ 2,667 $ 10 $ 14,405 $ —
Schedule of Aging of Recorded Investment in Past-due Loans, by Class of Loans	The following table presents the aging of the recorded investment in past-due loans as of March 31, 2018 and December 31, 2017 by class of loans (in thousands): 30 - 59 60 - 89 Greater Than Days Days 89 Days Total Loans Not March 31, 2018 Past Due Past Due Past Due Past Due Past Due Total Commercial real estate $ — $ — $ — $ — $ 389,757 $ 389,757 Consumer real estate 177 317 — 494 103,730 104,224 Construction and land development — — — — 91,953 91,953 Commercial and industrial — — — — 408,353 408,353 Consumer 12 — — 12 9,512 9,524 Other 1,200 — — 1,200 27,550 28,750 Total $ 1,389 $ 317 $ — $ 1,706 $ 1,030,855 $ 1,032,561 December 31, 2017 Commercial real estate $ — $ — $ — $ — $ 350,622 $ 350,622 Consumer real estate — — 218 218 102,363 102,581 Construction and land development — — — — 82,586 82,586 Commercial and industrial 1,967 209 — 2,176 371,072 373,248 Consumer — — 13 13 6,849 6,862 Other — — — — 31,983 31,983 Total $ 1,967 $ 209 $ 231 $ 2,407 $ 945,475 $ 947,882
Schedule of Recorded In Non Accrual Loans, Past Due Loans over 90 Days and Accruing and Troubled Debt Restructurings	The following table presents the recorded investment in non-accrual loans, past due loans over 90 days and accruing and troubled debt restructurings (“TDR”) by class of loans as of March 31, 2018 and December 31, 2017 (in thousands): Past Due Over 90 Troubled Debt Non-Accrual Days and Accruing Restructurings March 31, 2018 Commercial real estate $ — $ — $ 1,190 Consumer real estate — — — Construction and land development — — — Commercial and industrial 1,329 — — Consumer — — — Other — — — Total $ 1,329 $ — $ 1,190 December 31, 2017 Commercial real estate $ 1,207 $ — $ 1,207 Consumer real estate — 218 — Construction and land development — — — Commercial and industrial 1,488 — — Consumer — 13 — Other — — — Total $ 2,695 $ 231 $ 1,207

Federal Home Loan Bank Advanc23

Federal Home Loan Bank Advances (Tables)	3 Months Ended
	Mar. 31, 2018
Federal Home Loan Banks [Abstract]
Summary of Contractual Maturities and Average Effective Rates of Outstanding Advances	The following is a summary of the contractual maturities and average effective rates of outstanding advances (dollars in thousands): March 31, 2018 December 31, 2017 Year Amount Interest Rates Amount Interest Rates 2018 $ 100,000 1.98 % $ 70,000 1.66 % 2019 — — — — 2020 — — — — 2021 — — — — 2022 — — — — Thereafter — — — — Total $ 100,000 1.98 % $ 70,000 1.66 %

Accumulated Other Comprehensi24

Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2018
Accumulated Other Comprehensive Income Loss Net Of Tax [Abstract]
Summary of Changes in Accumulated Other Comprehensive Income (Loss) by Component, Net of Tax	The following were changes in accumulated other comprehensive income (loss) by component, net of tax, for the periods ended March 31, 2018 and 2017 (in thousands): Unrealized Gains Unrealized Gains and and Losses Losses on Losses on on Available Securities Cash Flow for Sale Transferred to Three Months Ended March 31, 2018 Hedges Securities Held to Maturity Total Beginning Balance $ (3,679 ) $ 1,162 $ (10 ) $ (2,527 ) Other comprehensive income (loss) before reclassification 768 (3,216 ) 20 (2,428 ) Amounts reclassified from accumulated other comprehensive income (loss) (228 ) — (10 ) (238 ) Net current period other comprehensive income (loss) 540 (3,216 ) 10 (2,666 ) Ending Balance $ (3,139 ) $ (2,054 ) $ — $ (5,193 ) Three Months Ended March 31, 2017 Beginning Balance $ (4,241 ) $ (698 ) $ (1,212 ) $ (6,151 ) Other comprehensive income (loss) before reclassification 307 363 52 722 Amounts reclassified from accumulated other comprehensive income (loss) (154 ) (4 ) (26 ) (184 ) Net current period other comprehensive income (loss) 153 359 26 538 Ending Balance $ (4,088 ) $ (339 ) $ (1,186 ) $ (5,613 )
Summary of Significant Amounts Reclassified out off Accumulated Other Comprehensive Income (Loss)	The following were significant amounts reclassified out of each component of accumulated other comprehensive income (loss) for the three months ended March 31, 2018 and 2017 (in thousands): Three Months Three Months Affected Line Item Details about Accumulated Other Ended Ended in the Statement Where Comprehensive Income Components March 31, 2018 March 31, 2017 Net Income is Presented Unrealized losses on cash flow hedges $ (108 ) $ (105 ) Interest expense - money market (144 ) (49 ) Interest expense - Federal Home Loan Bank advances 24 — Income tax benefit $ (228 ) $ (154 ) Net of tax Unrealized gains and (losses) on available-for-sale securities $ — $ (6 ) Net gain (loss) on sale of securities — 2 Income tax benefit $ — $ (4 ) Net of tax Unrealized losses on securities transferred to held-to-maturity $ (14 ) $ (42 ) Interest income - securities 4 16 Income tax benefit $ (10 ) $ (26 ) Net of tax

Commitments and Contingencies (

Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2018
Commitments And Contingencies Disclosure [Abstract]
Schedule of Financial Instruments Representing Credit Risk	The following table sets forth outstanding financial instruments whose contract amounts represent credit risk as of March 31, 2018 and December 31, 2017 (in thousands): Contract or notional amount March 31, 2018 December 31, 2017 Financial instruments whose contract amounts represent credit risk: Unused commitments to extend credit $ 584,145 $ 584,494 Standby letters of credit 10,325 11,552 Total $ 594,470 $ 596,046

Derivatives (Tables)

Derivatives (Tables)	3 Months Ended
	Mar. 31, 2018
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Summary of Interest-Rate Swaps Designated as Cash Flow Hedges	Summary information about the interest-rate swaps designated as cash flow hedges was as follows (dollars in thousands): March 31, 2018 December 31, 2017 Notional amounts $ 20,000 $ 20,000 Weighted average pay rates 3.54 % 3.54 % Weighted average receive rates 3 month 3 month LIBOR Weighted average maturity 5.2 years 5.5 years Fair value $ (858 ) $ (1,375 ) Amount of unrealized loss recognized in accumulated other comprehensive income, net of tax $ (634 ) $ (1,016 )
Summary of Customer Related Interest Rate Swaps	A summary of the Company’s customer related interest rate swaps was as follows (in thousands): March 31, 2018 December 31, 2017 Notional Estimated Notional Estimated amount fair value amount fair value Interest rate swap agreements: Pay fixed/receive variable swaps $ 35,159 $ 174 $ 41,863 $ 55 Pay variable/receive fixed swaps 35,159 (174 ) 41,863 (55 ) Total $ 70,318 $ — $ 83,726 $ —

Stock Options and Restricted 27

Stock Options and Restricted Shares (Tables)	3 Months Ended
	Mar. 31, 2018
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Summary of Company Recognized Stock-Based Compensation Expense	The Company has recognized stock-based compensation expense, within salaries and employee benefits for employees, and within other non-interest expense for directors, in the consolidated statements of income as follows (in thousands): Three Months Ended March 31, 2018 2017 Stock-based compensation expense before income taxes $ 305 $ 236 Less: deferred tax benefit (80 ) (90 ) Reduction of net income $ 225 $ 146
Summary of Changes in Company's Nonvested Restricted Shares	A summary of the changes in the Company’s nonvested restricted shares for the three months ended March 31, 2018 follows: Weighted Average Restricted Grant Date Nonvested Shares Shares Fair Value Nonvested at beginning of period 187,253 $ 14.21 Granted 46,219 19.11 Vested (76,690 ) 12.14 Forfeited (4,402 ) (17.54 ) Nonvested at end of period 152,380 $ 16.64
Summary of Activity in Stock Options	A summary of the activity in stock options for the three months ended March 31, 2018 follows: Weighted Weighted Average Average Remaining Exercise Contractual Shares Price Term (years) Outstanding at beginning of period 804,800 $ 10.59 Granted — — Exercised (94,950 ) 10.00 Forfeited or expired — — Outstanding at end of period 709,850 $ 10.67 2.4 Fully vested and expected to vest 706,658 $ 10.67 2.4 Exercisable at end of period 682,350 $ 10.61 2.2
Information Related to Stock Options	Information related to stock options during each year follows: 2018 2017 Intrinsic value of options exercised $ 897,541 $ 193,800 Cash received from option exercises 949,500 200,000 Tax benefit realized from option exercises 234,617 74,206 Weighted average fair value of options granted — —

Regulatory Capital Requiremen28

Regulatory Capital Requirements (Tables)	3 Months Ended
	Mar. 31, 2018
Banking And Thrift [Abstract]
Schedule of Capital Amounts and Ratios	The Company’s and the Bank’s capital amounts and ratios as of March 31, 2018 and December 31, 2017 are presented in the following table (dollars in thousands). Actual Minimum capital requirement (1) Minimum to be well-capitalized (2) Amount Ratio Amount Ratio Amount Ratio At March 31, 2018: Total capital to risk-weighted assets: CapStar Financial Holdings, Inc. $ 161,699 12.22 % $ 105,833 8.00 % N/A N/A CapStar Bank 146,639 11.09 105,820 8.00 $ 132,274 10.00 Tier I capital to risk-weighted assets: CapStar Financial Holdings, Inc. 146,957 11.11 79,375 6.00 N/A N/A CapStar Bank 131,897 9.97 79,365 6.00 105,820 8.00 Common equity Tier 1 capital to risk weighted assets: CapStar Financial Holdings, Inc. 137,957 10.43 59,531 4.50 N/A N/A CapStar Bank 115,397 8.72 59,523 4.50 85,978 6.50 Tier I capital to average assets: CapStar Financial Holdings, Inc. 146,957 10.86 54,143 4.00 N/A N/A CapStar Bank 131,897 9.75 54,139 4.00 67,674 5.00 At December 31, 2017: Total capital to risk-weighted assets: CapStar Financial Holdings, Inc. $ 156,434 12.52 % $ 99,932 8.00 % N/A N/A CapStar Bank 142,396 11.40 99,928 8.00 $ 124,909 10.00 Tier I capital to risk-weighted assets: CapStar Financial Holdings, Inc. 142,534 11.41 74,949 6.00 N/A N/A CapStar Bank 128,496 10.29 74,946 6.00 99,928 8.00 Common equity Tier 1 capital to risk weighted assets: CapStar Financial Holdings, Inc. 133,703 10.70 56,212 4.50 N/A N/A CapStar Bank 112,165 8.98 56,209 4.50 81,191 6.50 Tier I capital to average assets: CapStar Financial Holdings, Inc. 142,534 10.77 53,218 4.00 N/A N/A CapStar Bank 128,496 9.71 53,215 4.00 66,519 5.00 (1) For the calendar year 2018, the Company must maintain a capital conservation buffer of Tier 1 common equity capital in excess of minimum risk-based capital ratios by at least 1.875% to avoid limits on capital distributions and certain discretionary bonus payments to executive officers and similar employees. (2) For the Company to be well-capitalized, the Bank must be well-capitalized and the Company must not be subject to any written agreement, order, capital directive, or prompt corrective action directive issued by the Federal Reserve to meet and maintain a specific capital level for any capital measure.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2018
Earnings Per Share [Abstract]
Summary of Basic and Diluted Earnings Per Share	The following is a summary of the basic and diluted earnings per share calculation for the three months ended March 31, 2018 and 2017: Three Months Ended March 31, 2018 2017 Basic net income per share calculation: Numerator – Net income $ 3,195 $ 332 Denominator – Average common shares outstanding 11,664,467 11,210,948 Basic net income per share $ 0.27 $ 0.03 Diluted net income per share calculation: Numerator – Net income $ 3,195 $ 332 Denominator – Average common shares outstanding 11,664,467 11,210,948 Dilutive shares contingently issuable 1,311,514 1,573,169 Average diluted common shares outstanding 12,975,981 12,784,117 Diluted net income per share $ 0.25 $ 0.03

Fair Value (Tables)

Fair Value (Tables)	3 Months Ended
	Mar. 31, 2018
Fair Value Disclosures [Abstract]
Summary of Assets and Liabilities Measured at Fair Value on a Recurring Basis	Assets and liabilities measured at fair value on a recurring basis are summarized below (in thousands): Fair value measurements at March 31, 2018 Quoted prices in active Significant markets for other Significant identical observable unobservable Carrying assets inputs inputs Value (Level 1) (Level 2) (Level 3) Assets: Securities available-for-sale: U.S. government-sponsored agencies $ 10,844 $ — $ 10,844 $ — Obligations of states and political subdivisions 48,215 — 48,215 — Mortgage-backed securities-residential 104,292 — 104,292 — Asset-backed securities 16,356 — 16,356 — Other debt securities 9,873 — 9,873 — Total securities available-for-sale $ 189,580 $ — $ 189,580 $ — Derivatives: Interest rate swaps - customer related $ 594 $ — $ 594 $ — Liabilities: Derivatives: Interest rate swaps - customer related $ (594 ) $ — $ (594 ) $ — Interest rate swaps - cash flow hedges (858 ) — (858 ) — Total derivatives $ (1,452 ) $ — $ (1,452 ) $ — Fair value measurements at December 31, 2017 Quoted prices in active Significant markets for other Significant identical observable unobservable Carrying assets inputs inputs Value (Level 1) (Level 2) (Level 3) Assets: Securities available-for-sale: U.S. government-sponsored agencies $ 11,277 $ — $ 11,277 $ — Obligations of states and political subdivisions 52,998 — 52,998 — Mortgage-backed securities-residential 106,562 — 106,562 — Asset-backed securities 16,377 — 16,377 — Other debt securities 5,407 5,407 Total securities available-for-sale $ 192,621 $ — $ 192,621 $ — Derivatives: Interest rate swaps - customer related $ 184 $ — $ 184 $ — Liabilities: Derivatives: Interest rate swaps - customer related $ (184 ) $ — $ (184 ) $ — Interest rate swaps - cash flow hedges (1,375 ) — (1,375 ) — Total derivatives $ (1,559 ) $ — $ (1,559 ) $ —
Summary of Assets Measured at Fair Value on a Nonrecurring Basis	Assets measured at fair value on a nonrecurring basis are summarized below (in thousands): There were no assets measured at fair value on a nonrecurring basis at March 31, 2018. Fair value measurements at December 31, 2017 Quoted prices in active Significant markets for other Significant identical observable unobservable Carrying assets inputs inputs Value (level 1) (level 2) (level 3) Assets: Impaired loans: Commercial and industrial $ 1,388 — — 1,388
Summary of Quantitative Information About Level 3 Fair Value Measurements for Assets Measured at Fair Value on a Non-recurring Basis	The following table presents quantitative information about Level 3 fair value measurements for assets measured at fair value on a non-recurring basis at December 31, 2017 (dollars in thousands): Range Fair Valuation (Weighted- December 31, 2017 Value Technique(s) Unobservable Input(s) Average) Impaired loans: Commercial and industrial $ 1,388 Sales comparison approach Appraisal discounts 15 %
Summary of Carrying Value and Fair Values of the Bank's Financial Instruments	The carrying value and estimated fair values of the Bank’s financial instruments at March 31, 2018 and December 31, 2017 were as follows (in thousands): March 31, 2018 December 31, 2017 Carrying Carrying Fair value amount Fair value amount Fair value level of input Financial assets: Cash and due from banks, interest-bearing deposits in financial institutions $ 45,609 $ 45,609 $ 78,078 $ 78,078 Level 1 Federal funds sold 5,516 5,516 4,719 4,719 Level 1 Securities available-for-sale 189,580 189,580 192,621 192,621 Level 2 Securities held-to-maturity 3,752 3,804 3,759 3,848 Level 2 Loans held for sale 62,286 63,719 74,093 75,549 Level 2 Restricted equity securities 8,809 N/A 8,806 N/A N/A Loans, net 1,031,821 1,020,119 947,537 944,037 Level 3 Accrued interest receivable 4,058 4,058 4,084 4,084 Level 2 Other assets 23,210 23,210 22,663 22,663 Level 2 Financial liabilities: Deposits 1,127,553 1,123,284 1,119,866 1,065,669 Level 3 Federal Home Loan Bank advances 100,000 100,025 70,000 69,980 Level 2 Other liabilities 2,460 2,460 3,349 3,349 Level 3

Securities - Summary of Fair Va

Securities - Summary of Fair Value of Available for Sale Held to Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Securities available for sale [Abstract]
Amortized Cost	$ 194,673	$ 193,360
Gross unrealized gains	513	1,563
Gross unrealized (losses)	(5,606)	(2,302)
Estimated fair value	189,580	192,621
Securities held to maturity [Abstract]
Amortized Cost	3,752	3,759
Gross unrealized gains	56	89
Gross unrealized (losses)	(4)
Estimated fair value	3,804	3,848
U. S. government agency securities
Securities available for sale [Abstract]
Amortized Cost	11,251	11,433
Gross unrealized gains		12
Gross unrealized (losses)	(407)	(168)
Estimated fair value	10,844	11,277
State and municipal securities
Securities available for sale [Abstract]
Amortized Cost	49,234	51,790
Gross unrealized gains	442	1,430
Gross unrealized (losses)	(1,461)	(222)
Estimated fair value	48,215	52,998
Securities held to maturity [Abstract]
Amortized Cost	3,752	3,759
Gross unrealized gains	56	89
Gross unrealized (losses)	(4)
Estimated fair value	3,804	3,848
Mortgage-backed securities
Securities available for sale [Abstract]
Amortized Cost	107,832	108,236
Gross unrealized gains		40
Gross unrealized (losses)	(3,540)	(1,714)
Estimated fair value	104,292	106,562
Asset-backed securities
Securities available for sale [Abstract]
Amortized Cost	16,478	16,575
Gross unrealized gains	1
Gross unrealized (losses)	(123)	(198)
Estimated fair value	16,356	16,377
Other debt securities
Securities available for sale [Abstract]
Amortized Cost	9,878	5,326
Gross unrealized gains	70	81
Gross unrealized (losses)	(75)
Estimated fair value	$ 9,873	$ 5,407

Securities - Summary of Securit

Securities - Summary of Securities with Unrealized Losses and Length of Time Continuous Loss Positions (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Available-for-sale securities, continuous unrealized loss position [Abstract]
Less than 12 months, Estimated fair value	$ 78,375	$ 44,697
Less than 12 months, Gross unrealized (losses)	(2,360)	(518)
12 months or more, Estimated fair value	86,156	91,900
12 months or more, Gross unrealized losses	(3,250)	(1,784)
Total, Estimated fair value	164,531	136,597
Total, Gross unrealized losses	(5,610)	(2,302)
U. S. government agency securities
Available-for-sale securities, continuous unrealized loss position [Abstract]
Less than 12 months, Estimated fair value	8,969	7,375
Less than 12 months, Gross unrealized (losses)	(291)	(90)
12 months or more, Estimated fair value	1,875	1,912
12 months or more, Gross unrealized losses	(116)	(78)
Total, Estimated fair value	10,844	9,287
Total, Gross unrealized losses	(407)	(168)
State and municipal securities
Available-for-sale securities, continuous unrealized loss position [Abstract]
Less than 12 months, Estimated fair value	26,786	7,490
Less than 12 months, Gross unrealized (losses)	(1,081)	(106)
12 months or more, Estimated fair value	4,518	5,798
12 months or more, Gross unrealized losses	(384)	(116)
Total, Estimated fair value	31,304	13,288
Total, Gross unrealized losses	(1,465)	(222)
Mortgage-backed securities
Available-for-sale securities, continuous unrealized loss position [Abstract]
Less than 12 months, Estimated fair value	37,117	29,832
Less than 12 months, Gross unrealized (losses)	(913)	(322)
12 months or more, Estimated fair value	67,174	67,813
12 months or more, Gross unrealized losses	(2,627)	(1,392)
Total, Estimated fair value	104,291	97,645
Total, Gross unrealized losses	(3,540)	(1,714)
Asset-backed securities
Available-for-sale securities, continuous unrealized loss position [Abstract]
12 months or more, Estimated fair value	12,589	16,377
12 months or more, Gross unrealized losses	(123)	(198)
Total, Estimated fair value	12,589	16,377
Total, Gross unrealized losses	(123)	$ (198)
Other debt securities
Available-for-sale securities, continuous unrealized loss position [Abstract]
Less than 12 months, Estimated fair value	5,503
Less than 12 months, Gross unrealized (losses)	(75)
Total, Estimated fair value	5,503
Total, Gross unrealized losses	$ (75)

Securities - Additional Informa

Securities - Additional Information (Details) $ in Millions	3 Months Ended
	Mar. 31, 2018USD ($)
Schedule Of Available For Sale Securities [Line Items]
Unrealized losses in investment securities portfolio	$ 5.6
Public Deposits, Derivative Positions and Federal Home Loan Bank Advances
Schedule Of Available For Sale Securities [Line Items]
Carrying value of securities	$ 123.6

Securities - Summary of Sale of

Securities - Summary of Sale of Debt and Equity Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Investments Debt And Equity Securities [Abstract]
Proceeds	$ 2,014	$ 645
Gross gains	70
Gross losses	$ (70)	$ (6)

Securities - Summary of Amortiz

Securities - Summary of Amortized Cost and Fair Value of Debt and Equity Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Available-for-sale, Amortized cost [Abstract]
Due in less than one year	$ 2,706
Due one to five years	19,092
Due five to ten years	30,732
Due beyond ten years	17,833
Amortized Cost	194,673	$ 193,360
Available-for-sale, Estimated fair value [Abstract]
Due in less than one year	2,729
Due one to five years	19,293
Due five to ten years	30,087
Due beyond ten years	16,823
Estimated fair value	189,580	192,621
Held-to-maturity, Amortized cost [Abstract]
Due one to five years	2,382
Due five to ten years	1,370
Amortized Cost	3,752	3,759
Securities held to maturity [Abstract]
Due one to five years	2,403
Due five to ten years	1,401
Estimated fair value	3,804	3,848
Mortgage-backed securities
Available-for-sale, Amortized cost [Abstract]
Amortized cost	107,832
Amortized Cost	107,832	108,236
Available-for-sale, Estimated fair value [Abstract]
Estimated fair value	104,292
Estimated fair value	104,292	106,562
Asset-backed securities
Available-for-sale, Amortized cost [Abstract]
Amortized cost	16,478
Amortized Cost	16,478	16,575
Available-for-sale, Estimated fair value [Abstract]
Estimated fair value	16,356
Estimated fair value	$ 16,356	$ 16,377

Loans and Allowance for Loan 36

Loans and Allowance for Loan Losses - Summary of Loan Portfolio (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2016
Loans And Leases Receivable Disclosure [Line Items]
Total loans	$ 1,032,561	$ 947,882
Less net unearned income	(740)	(345)
Loans, net of unearned income	1,031,821	947,537
Allowance for loan and lease losses	(14,563)	(13,721)	$ (13,997)	$ (11,634)
Loans, net	1,017,258	933,816
Commercial real estate
Loans And Leases Receivable Disclosure [Line Items]
Total loans	389,757	350,622
Allowance for loan and lease losses	(3,512)	(3,324)	(3,257)	(2,655)
Consumer real estate
Loans And Leases Receivable Disclosure [Line Items]
Total loans	104,224	102,581
Allowance for loan and lease losses	(1,036)	(1,063)	(1,048)	(1,013)
Construction and land development
Loans And Leases Receivable Disclosure [Line Items]
Total loans	91,953	82,586
Allowance for loan and lease losses	(1,742)	(1,628)	(1,090)	(1,574)
Commercial and industrial
Loans And Leases Receivable Disclosure [Line Items]
Total loans	408,353	373,248
Allowance for loan and lease losses	(7,798)	(7,209)	(8,013)	(5,618)
Consumer
Loans And Leases Receivable Disclosure [Line Items]
Total loans	9,524	6,862
Allowance for loan and lease losses	(122)	(91)	(60)	(76)
Other
Loans And Leases Receivable Disclosure [Line Items]
Total loans	28,750	31,983
Allowance for loan and lease losses	$ (353)	$ (406)	$ (529)	$ (698)

Loans and Allowance for Loan 37

Loans and Allowance for Loan Losses - Additional Information (Details)	3 Months Ended
	Mar. 31, 2018USD ($)Contract	Mar. 31, 2017USD ($)Contract	Dec. 31, 2017USD ($)
Loans And Leases Receivable Disclosure [Line Items]
Minimum loan amount for loans analyzed by credit risk	$ 500,000
Total loans	1,032,561,000		$ 947,882,000
Interest income recognized on a cash basis for impaired loans	10,000	$ 0
Investment in TDR	1,200,000		1,200,000
Specific allowance related to loans			100,000
Additional commitments related to TDR	$ 0		0
New TDR identified during the period | Contract	0	0
TDR, payment default within twelve months | Contract	0	0
Loan period considered as payment default	30 days
Troubled Debt Restructurings
Loans And Leases Receivable Disclosure [Line Items]
Specific allowance related to loans	$ 0		0
Doubtful
Loans And Leases Receivable Disclosure [Line Items]
Total loans	$ 0		$ 0

Loans and Allowance for Loan 38

Loans and Allowance for Loan Losses - Summary of Loan Balances by Category as well as Risk Rating (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Financing Receivable Recorded Investment [Line Items]
Total loans	$ 1,032,561	$ 947,882
Total Impaired Loans
Financing Receivable Recorded Investment [Line Items]
Total loans	2,519	2,695
Non Impaired Loans
Financing Receivable Recorded Investment [Line Items]
Total loans	1,030,042	945,187
Non Impaired Loans | Pass
Financing Receivable Recorded Investment [Line Items]
Total loans	1,015,786	922,898
Non Impaired Loans | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total loans	1,540	11,193
Non Impaired Loans | Substandard
Financing Receivable Recorded Investment [Line Items]
Total loans	12,716	11,096
Commercial real estate
Financing Receivable Recorded Investment [Line Items]
Total loans	389,757	350,622
Commercial real estate | Total Impaired Loans
Financing Receivable Recorded Investment [Line Items]
Total loans	1,190	1,207
Commercial real estate | Non Impaired Loans
Financing Receivable Recorded Investment [Line Items]
Total loans	388,567	349,415
Commercial real estate | Non Impaired Loans | Pass
Financing Receivable Recorded Investment [Line Items]
Total loans	387,925	349,415
Commercial real estate | Non Impaired Loans | Substandard
Financing Receivable Recorded Investment [Line Items]
Total loans	642
Consumer real estate
Financing Receivable Recorded Investment [Line Items]
Total loans	104,224	102,581
Consumer real estate | Non Impaired Loans
Financing Receivable Recorded Investment [Line Items]
Total loans	104,224	102,581
Consumer real estate | Non Impaired Loans | Pass
Financing Receivable Recorded Investment [Line Items]
Total loans	104,114	102,571
Consumer real estate | Non Impaired Loans | Substandard
Financing Receivable Recorded Investment [Line Items]
Total loans	110	10
Construction and land development
Financing Receivable Recorded Investment [Line Items]
Total loans	91,953	82,586
Construction and land development | Non Impaired Loans
Financing Receivable Recorded Investment [Line Items]
Total loans	91,953	82,586
Construction and land development | Non Impaired Loans | Pass
Financing Receivable Recorded Investment [Line Items]
Total loans	91,953	82,586
Commercial and industrial
Financing Receivable Recorded Investment [Line Items]
Total loans	408,353	373,248
Commercial and industrial | Total Impaired Loans
Financing Receivable Recorded Investment [Line Items]
Total loans	1,329	1,488
Commercial and industrial | Non Impaired Loans
Financing Receivable Recorded Investment [Line Items]
Total loans	407,024	371,760
Commercial and industrial | Non Impaired Loans | Pass
Financing Receivable Recorded Investment [Line Items]
Total loans	393,520	349,494
Commercial and industrial | Non Impaired Loans | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total loans	1,540	11,193
Commercial and industrial | Non Impaired Loans | Substandard
Financing Receivable Recorded Investment [Line Items]
Total loans	11,964	11,073
Consumer
Financing Receivable Recorded Investment [Line Items]
Total loans	9,524	6,862
Consumer | Non Impaired Loans
Financing Receivable Recorded Investment [Line Items]
Total loans	9,524	6,862
Consumer | Non Impaired Loans | Pass
Financing Receivable Recorded Investment [Line Items]
Total loans	9,524	6,849
Consumer | Non Impaired Loans | Substandard
Financing Receivable Recorded Investment [Line Items]
Total loans		13
Other
Financing Receivable Recorded Investment [Line Items]
Total loans	28,750	31,983
Other | Non Impaired Loans
Financing Receivable Recorded Investment [Line Items]
Total loans	28,750	31,983
Other | Non Impaired Loans | Pass
Financing Receivable Recorded Investment [Line Items]
Total loans	$ 28,750	$ 31,983

Loans and Allowance for Loan 39

Loans and Allowance for Loan Losses - Summary of Changes in Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	$ 13,721	$ 11,634
Charged-off loans	(160)	(1,124)
Recoveries	324	82
Provision for loan losses	678	3,405
Ending Balance	14,563	13,997
Commercial real estate
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	3,324	2,655
Recoveries	5
Provision for loan losses	183	602
Ending Balance	3,512	3,257
Consumer real estate
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	1,063	1,013
Recoveries	1
Provision for loan losses	(28)	35
Ending Balance	1,036	1,048
Construction and land development
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	1,628	1,574
Provision for loan losses	114	(484)
Ending Balance	1,742	1,090
Commercial and industrial
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	7,209	5,618
Charged-off loans	(147)	(1,124)
Recoveries	272	2
Provision for loan losses	464	3,517
Ending Balance	7,798	8,013
Consumer
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	91	76
Charged-off loans	(13)
Recoveries	46	80
Provision for loan losses	(2)	(96)
Ending Balance	122	60
Other
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	406	698
Provision for loan losses	(53)	(169)
Ending Balance	$ 353	$ 529

Loans and Allowance for Loan 40

Loans and Allowance for Loan Losses - Summary of Breakdown of Allowance for Loan Losses and Loan Portfolio by Loan Category (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2016
Allowance for Loan Losses:
Collectively evaluated for impairment	$ 14,563	$ 13,621
Individually evaluated for impairment		100
Allowance for Loan Losses, Ending Balance	14,563	13,721	$ 13,997	$ 11,634
Loans:
Collectively evaluated for impairment	1,030,042	945,187
Individually evaluated for impairment	2,519	2,695
Total	1,032,561	947,882
Commercial real estate
Allowance for Loan Losses:
Collectively evaluated for impairment	3,512	3,324
Individually evaluated for impairment		0
Allowance for Loan Losses, Ending Balance	3,512	3,324	3,257	2,655
Loans:
Collectively evaluated for impairment	388,567	349,415
Individually evaluated for impairment	1,190	1,207
Total	389,757	350,622
Consumer real estate
Allowance for Loan Losses:
Collectively evaluated for impairment	1,036	1,063
Individually evaluated for impairment		0
Allowance for Loan Losses, Ending Balance	1,036	1,063	1,048	1,013
Loans:
Collectively evaluated for impairment	104,224	102,581
Total	104,224	102,581
Construction and land development
Allowance for Loan Losses:
Collectively evaluated for impairment	1,742	1,628
Individually evaluated for impairment		0
Allowance for Loan Losses, Ending Balance	1,742	1,628	1,090	1,574
Loans:
Collectively evaluated for impairment	91,953	82,586
Total	91,953	82,586
Commercial and industrial
Allowance for Loan Losses:
Collectively evaluated for impairment	7,798	7,109
Individually evaluated for impairment		100
Allowance for Loan Losses, Ending Balance	7,798	7,209	8,013	5,618
Loans:
Collectively evaluated for impairment	407,024	371,760
Individually evaluated for impairment	1,329	1,488
Total	408,353	373,248
Consumer
Allowance for Loan Losses:
Collectively evaluated for impairment	122	91
Individually evaluated for impairment		0
Allowance for Loan Losses, Ending Balance	122	91	60	76
Loans:
Collectively evaluated for impairment	9,524	6,862
Total	9,524	6,862
Other
Allowance for Loan Losses:
Collectively evaluated for impairment	353	406
Individually evaluated for impairment		0
Allowance for Loan Losses, Ending Balance	353	406	$ 529	$ 698
Loans:
Collectively evaluated for impairment	28,750	31,983
Total	$ 28,750	$ 31,983

Loans and Allowance for Loan 41

Loans and Allowance for Loan Losses - Allocation of ALL with Corresponding Percentage of ALL in Each Category to Total Loans, Net of Deferred Fee (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2016
Loans And Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Amount	$ 14,563	$ 13,721	$ 13,997	$ 11,634
Allowance for loan and lease losses, Percentage of total loans, net of deferred fees	1.41%	1.45%
Commercial real estate
Loans And Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Amount	$ 3,512	$ 3,324	3,257	2,655
Allowance for loan and lease losses, Percentage of total loans, net of deferred fees	0.34%	0.35%
Consumer real estate
Loans And Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Amount	$ 1,036	$ 1,063	1,048	1,013
Allowance for loan and lease losses, Percentage of total loans, net of deferred fees	0.10%	0.11%
Construction and land development
Loans And Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Amount	$ 1,742	$ 1,628	1,090	1,574
Allowance for loan and lease losses, Percentage of total loans, net of deferred fees	0.17%	0.17%
Commercial and industrial
Loans And Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Amount	$ 7,798	$ 7,209	8,013	5,618
Allowance for loan and lease losses, Percentage of total loans, net of deferred fees	0.76%	0.76%
Consumer
Loans And Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Amount	$ 122	$ 91	60	76
Allowance for loan and lease losses, Percentage of total loans, net of deferred fees	0.01%	0.01%
Other
Loans And Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Amount	$ 353	$ 406	$ 529	$ 698
Allowance for loan and lease losses, Percentage of total loans, net of deferred fees	0.03%	0.04%

Loans and Allowance for Loan 42

Loans and Allowance for Loan Losses - Summary of Impaired Loans Evaluated for Specific Loss Allowance (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Financing Receivable Impaired [Line Items]
Impaired loans with no related allowance recorded, Recorded investment	$ 2,519	$ 1,207
Impaired loans with no related allowance recorded, Unpaid principal balance	4,408	1,645
Impaired loans with an allowance recorded, Related allowance		100
Impaired loans with an allowance recorded, Recorded investment		1,488
Impaired loans with an allowance recorded, Unpaid principal balance		2,770
Recorded investment	2,519	2,695
Unpaid principal balance	4,408	4,415
Commercial real estate
Financing Receivable Impaired [Line Items]
Impaired loans with no related allowance recorded, Recorded investment	1,190	1,207
Impaired loans with no related allowance recorded, Unpaid principal balance	1,638	1,645
Commercial and industrial
Financing Receivable Impaired [Line Items]
Impaired loans with no related allowance recorded, Recorded investment	1,329
Impaired loans with no related allowance recorded, Unpaid principal balance	$ 2,770
Impaired loans with an allowance recorded, Related allowance		100
Impaired loans with an allowance recorded, Recorded investment		1,488
Impaired loans with an allowance recorded, Unpaid principal balance		$ 2,770

Loans and Allowance for Loan 43

Loans and Allowance for Loan Losses - Summary of Average Recorded Investment and Interest Income Recognized on Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Financing Receivable Impaired [Line Items]
Impaired loans with no related allowance recorded, Average recorded investment	$ 2,667	$ 1,299
Impaired loans with no related allowance recorded, Interest income recognized	10
Impaired loans with an allowance recorded, Average recorded investment		13,106
Average recorded investment	2,667	14,405
Interest income recognized	10
Commercial real estate
Financing Receivable Impaired [Line Items]
Impaired loans with no related allowance recorded, Average recorded investment	1,197	1,299
Impaired loans with no related allowance recorded, Interest income recognized	10
Commercial and industrial
Financing Receivable Impaired [Line Items]
Impaired loans with no related allowance recorded, Average recorded investment	$ 1,470
Impaired loans with an allowance recorded, Average recorded investment		$ 13,106

Loans and Allowance for Loan 44

Loans and Allowance for Loan Losses - Schedule of Aging of Recorded Investment in Past-due Loans, by Class of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	$ 1,706	$ 2,407
Loans Not Past Due	1,030,855	945,475
Total	1,032,561	947,882
Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Loans Not Past Due	389,757	350,622
Total	389,757	350,622
Consumer real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	494	218
Loans Not Past Due	103,730	102,363
Total	104,224	102,581
Construction and land development
Financing Receivable Recorded Investment Past Due [Line Items]
Loans Not Past Due	91,953	82,586
Total	91,953	82,586
Commercial and industrial
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due		2,176
Loans Not Past Due	408,353	371,072
Total	408,353	373,248
Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	12	13
Loans Not Past Due	9,512	6,849
Total	9,524	6,862
Other
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	1,200
Loans Not Past Due	27,550	31,983
Total	28,750	31,983
30 - 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	1,389	1,967
30 - 59 Days Past Due [Member] | Consumer real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	177
30 - 59 Days Past Due [Member] | Commercial and industrial
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due		1,967
30 - 59 Days Past Due [Member] | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	12
30 - 59 Days Past Due [Member] | Other
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	1,200
60 - 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	317	209
60 - 89 Days Past Due [Member] | Consumer real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due	$ 317
60 - 89 Days Past Due [Member] | Commercial and industrial
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due		209
Greater than 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due		231
Greater than 89 Days Past Due [Member] | Consumer real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due		218
Greater than 89 Days Past Due [Member] | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Total Past Due		$ 13

Loans and Allowance for Loan 45

Loans and Allowance for Loan Losses - Schedule of Non-Accrual Loans, Past Due Loans over 90 Days and Accruing and Troubled Debt Restructurings (TDR) by Class of Loans (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2018	Dec. 31, 2017
Accounts Notes And Loans Receivable [Line Items]
Non-Accrual	$ 1,329	$ 2,695
Past Due Over 90 Days and Accruing		231
Troubled Debt Restructurings	1,190	1,207
Commercial real estate
Accounts Notes And Loans Receivable [Line Items]
Non-Accrual		1,207
Troubled Debt Restructurings	1,190	1,207
Consumer real estate
Accounts Notes And Loans Receivable [Line Items]
Past Due Over 90 Days and Accruing		218
Commercial and industrial
Accounts Notes And Loans Receivable [Line Items]
Non-Accrual	$ 1,329	1,488
Consumer
Accounts Notes And Loans Receivable [Line Items]
Past Due Over 90 Days and Accruing		$ 13

Federal Home Loan Bank Advanc46

Federal Home Loan Bank Advances - Additional Information (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Federal Home Loan Bank Advances [Line Items]
Outstanding borrowings	$ 100,000	$ 70,000
Investment securities, FHLB stock and commercial and residential real estate mortgage loans
Federal Home Loan Bank Advances [Line Items]
Market value of collateralized investment securities	3,900
Mortgage loans collateralized amount	395,700
Amount of available credit	$ 75,700

Federal Home Loan Bank Advanc47

Federal Home Loan Bank Advances - Summary of Contractual Maturities and Average Effective Rates of Outstanding Advances (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Federal Home Loan Bank Advances Maturities Summary [Abstract]
2,018	$ 100,000	$ 70,000
Total amount	$ 100,000	$ 70,000
2,018	1.98%	1.66%
Total interest rates	1.98%	1.66%

Accumulated Other Comprehensi48

Accumulated Other Comprehensive Income (Loss) - Summary of Changes In Accumulated Other Comprehensive Income (Loss) By Component, Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning balance	$ 146,946	$ 139,207
Other comprehensive income (loss) before reclassification	(2,428)	722
Amounts reclassified from accumulated other comprehensive income (loss)	(238)	(184)
Other comprehensive income (loss)	(2,666)	538
Ending balance	148,693	140,211
Gains and Losses on Cash Flow Hedges
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning balance	(3,679)	(4,241)
Other comprehensive income (loss) before reclassification	768	307
Amounts reclassified from accumulated other comprehensive income (loss)	(228)	(154)
Other comprehensive income (loss)	540	153
Ending balance	(3,139)	(4,088)
Unrealized Gains and Losses on Available for Sale Securities
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning balance	1,162	(698)
Other comprehensive income (loss) before reclassification	(3,216)	363
Amounts reclassified from accumulated other comprehensive income (loss)		(4)
Other comprehensive income (loss)	(3,216)	359
Ending balance	(2,054)	(339)
Unrealized Losses on Securities Transferred to Held to Maturity
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning balance	(10)	(1,212)
Other comprehensive income (loss) before reclassification	20	52
Amounts reclassified from accumulated other comprehensive income (loss)	(10)	(26)
Other comprehensive income (loss)	10	26
Ending balance		(1,186)
Accumulated Other Comprehensive Loss
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning balance	(2,527)	(6,151)
Other comprehensive income (loss)	(2,666)	538
Ending balance	$ (5,193)	$ (5,613)

Accumulated Other Comprehensi49

Accumulated Other Comprehensive Income (Loss) - Summary of Significant Amounts Reclassified out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income On Derivatives [Line Items]
Net (gain) loss on sale of securities		$ (6)
Interest expense - Federal Home Loan Bank advances	$ (489)	(140)
Income tax benefit	(483)	47
Net income	3,195	332
Reclassification out of Accumulated Other Comprehensive Income | Gains and Losses on Cash Flow Hedges
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income On Derivatives [Line Items]
Interest expense money market	(108)	(105)
Interest expense - Federal Home Loan Bank advances	(144)	(49)
Income tax benefit	24
Net income	(228)	(154)
Reclassification out of Accumulated Other Comprehensive Income | Unrealized Gains and (Losses) on Available for Sale Securities
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income On Derivatives [Line Items]
Net (gain) loss on sale of securities		(6)
Income tax benefit		2
Net income		(4)
Reclassification out of Accumulated Other Comprehensive Income | Unrealized Losses on Securities Transferred to Held to Maturity
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income On Derivatives [Line Items]
Interest income - securities	(14)	(42)
Income tax benefit	4	16
Net income	$ (10)	$ (26)

Income Taxes - Additional Infor

Income Taxes - Additional Information (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Income Taxes [Line Items]
Effective tax rate	13.10%	(16.50%)
Income tax expense	$ (363,000)	$ (145,000)
Federal statutory income tax rate	21.00%		35.00%
Tennessee | State and Local Jurisdiction
Income Taxes [Line Items]
Excise tax rate	6.50%

Commitments and Contingencies -

Commitments and Contingencies - Schedule of Financial Instruments Representing Credit Risk (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Commitments And Contingencies Disclosure [Abstract]
Unused commitments to extend credit	$ 584,145	$ 584,494
Standby letters of credit	10,325	11,552
Total	$ 594,470	$ 596,046

Derivatives - Additional Inform

Derivatives - Additional Information (Details) - Designated as Hedging Instrument - Interest Rate Swaps - Cash Flow Hedges - USD ($)	Mar. 31, 2018	Dec. 31, 2017
Derivative [Line Items]
Notional amounts	$ 20,000,000	$ 20,000,000
Investment securities pledged collateral to counterparties	2,300,000
Investment securities pledged collateral from counterparties	$ 0

Derivatives - Summary of Intere

Derivatives - Summary of Interest-Rate Swaps Designated as Cash Flow Hedges (Details) - Designated as Hedging Instrument - Cash Flow Hedges - Interest Rate Swaps - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2018	Dec. 31, 2017
Derivative [Line Items]
Notional amounts	$ 20,000,000	$ 20,000,000
Weighted average pay rates	3.54%	3.54%
Weighted average receive rates	Mar. 31, 2018: 3 month LIBOR and Dec. 31, 2017: 3 month LIBOR
Weighted average maturity	5 years 2 months 12 days	5 years 6 months
Fair value	$ (858,000)	$ (1,375,000)
Amount of unrealized loss recognized in accumulated other comprehensive income, net of tax	$ (634,000)	$ (1,016,000)

Derivatives - Summary of Custom

Derivatives - Summary of Customer Related Interest Rate Swaps (Details) - Interest Rate Swaps - USD ($)	Mar. 31, 2018	Dec. 31, 2017
Derivative [Line Items]
Interest rate swap, Notional amount	$ 70,318,000	$ 83,726,000
Pay fixed/receive variable swaps
Derivative [Line Items]
Interest rate swap, Notional amount	35,159,000	41,863,000
Interest rate swap, Estimated fair value	174,000	55,000
Pay variable/receive fixed swaps
Derivative [Line Items]
Interest rate swap, Notional amount	35,159,000	41,863,000
Interest rate swap, Estimated fair value	$ (174,000)	$ (55,000)

Stock Options and Restricted 55

Stock Options and Restricted Shares - Additional Information (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Unrecognized compensation cost	$ 2.1
Total fair value of shares vested	$ 1.5	$ 0.5
Vesting period	3 years
Contractual term	10 years
Options granted	0	0
Unrecognized compensation cost	$ 0.1
Restricted Shares
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Cost expected to be recognized over a weighted-average period	2 years 3 months 18 days
Stock Options
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Cost expected to be recognized over a weighted-average period	1 year 4 months 24 days
CapStar Bank 2008 Stock Incentive Plan
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Shares of stock reserved for issuance of stock incentives	1,569,475
Shares issuable under both restricted share and stock option grants	113,050

Stock Options and Restricted 56

Stock Options and Restricted Shares - Summary of Company Recognized Stock-Based Compensation Expense (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Stock-based compensation expense before income taxes	$ 305	$ 236
Less: deferred tax benefit	(80)	(90)
Reduction of net income	$ 225	$ 146

Stock Options and Restricted 57

Stock Options and Restricted Shares - Summary of Changes in Company's Nonvested Restricted Shares (Details)	3 Months Ended
	Mar. 31, 2018$ / sharesshares
Restricted Shares, Abstract
Restricted Shares, Nonvested Beginning Balance | shares	187,253
Restricted Shares, Granted | shares	46,219
Restricted Shares, Vested | shares	(76,690)
Restricted Shares, Forfeited | shares	(4,402)
Restricted Shares, Nonvested Ending Balance | shares	152,380
Weighted Average Grant Date Fair Value, Abstract
Weighted Average Grant Date Fair Value, Nonvested Beginning Balance | $ / shares	$ 14.21
Weighted Average Grant Date Fair Value, Granted | $ / shares	19.11
Weighted Average Grant Date Fair Value, Vested | $ / shares	12.14
Weighted Average Grant Date Fair Value, Forfeited | $ / shares	(17.54)
Weighted Average Grant Date Fair Value, Nonvested Ending Balance | $ / shares	$ 16.64

Stock Options and Restricted 58

Stock Options and Restricted Shares - Summary of Activity in Stock Options (Details) - $ / shares	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Shares, Abstract
Shares Outstanding, Beginning Balance	804,800
Shares Outstanding, Granted	0	0
Shares Outstanding, Exercised	(94,950)
Shares Outstanding, Ending Balance	709,850
Shares, Fully Vested and Expected to Vest	706,658
Shares, Exercisable at End of Period	682,350
Weighted Average Exercise Price, Abstract
Weighted Average Exercise Price Outstanding, Beginning Balance	$ 10.59
Weighted Average Exercise Price Outstanding, Exercised	10
Weighted Average Exercise Price Outstanding, Ending Balance	10.67
Weighted Average Exercise Price, Fully vested and expected to vest	10.67
Weighted Average Exercise Price, Exercisable at End of Period	$ 10.61
Weighted Average Remaining Contractual Term (year), Abstract
Weighted Average Remaining Contractual Term Outstanding	2 years 4 months 24 days
Weighted Average Remaining Contractual Term, Fully Vested and Expected to Vest	2 years 4 months 24 days
Weighted Average Remaining Contractual Term, Exercisable at End of Period	2 years 1 month 6 days

Stock Options and Restricted 59

Stock Options and Restricted Shares - Information Related to Stock Options (Details) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2018	Dec. 31, 2017
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Intrinsic value of options exercised	$ 897,541	$ 193,800
Cash received from option exercises	949,500	200,000
Tax benefit realized from option exercises	$ 234,617	$ 74,206

Regulatory Capital Requiremen60

Regulatory Capital Requirements - Schedule of Capital Amounts and Ratios (Details) - USD ($) $ in Thousands		Mar. 31, 2018	Dec. 31, 2017
CapStar Financial Holdings, Inc.
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Total capital to risk-weighted assets, actual amount		$ 161,699	$ 156,434
Tier I capital to risk-weighted assets, actual amount		146,957	142,534
Tier I capital to average assets, actual amount		$ 146,957	$ 142,534
Total capital to risk-weighted assets, actual ratio		12.22%	12.52%
Tier I capital to risk-weighted assets, actual ratio		11.11%	11.41%
Tier I capital to average assets, actual ratio		10.86%	10.77%
Total capital to risk-weighted assets, minimum capital requirement amount	[1]	$ 105,833	$ 99,932
Tier I capital to risk-weighted assets, minimum capital requirement amount	[1]	79,375	74,949
Tier I capital to average assets, minimum capital requirement amount	[1]	$ 54,143	$ 53,218
Total capital to risk-weighted assets, minimum capital requirement ratio	[1]	8.00%	8.00%
Tier I capital to risk-weighted assets, minimum capital requirement ratio	[1]	6.00%	6.00%
Tier I capital to average assets, minimum capital requirement ratio	[1]	4.00%	4.00%
CapStar Financial Holdings, Inc. | Common Stock
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Tier I capital to risk-weighted assets, actual amount		$ 137,957	$ 133,703
Tier I capital to risk-weighted assets, actual ratio		10.43%	10.70%
Tier I capital to risk-weighted assets, minimum capital requirement amount	[1]	$ 59,531	$ 56,212
Tier I capital to risk-weighted assets, minimum capital requirement ratio	[1]	4.50%	4.50%
CapStar Bank
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Total capital to risk-weighted assets, actual amount		$ 146,639	$ 142,396
Tier I capital to risk-weighted assets, actual amount		131,897	128,496
Tier I capital to average assets, actual amount		$ 131,897	$ 128,496
Total capital to risk-weighted assets, actual ratio		11.09%	11.40%
Tier I capital to risk-weighted assets, actual ratio		9.97%	10.29%
Tier I capital to average assets, actual ratio		9.75%	9.71%
Total capital to risk-weighted assets, minimum capital requirement amount	[1]	$ 105,820	$ 99,928
Tier I capital to risk-weighted assets, minimum capital requirement amount	[1]	79,365	74,946
Tier I capital to average assets, minimum capital requirement amount	[1]	$ 54,139	$ 53,215
Total capital to risk-weighted assets, minimum capital requirement ratio	[1]	8.00%	8.00%
Tier I capital to risk-weighted assets, minimum capital requirement ratio	[1]	6.00%	6.00%
Tier I capital to average assets, minimum capital requirement ratio	[1]	4.00%	4.00%
Total capital to risk-weighted assets, minimum to be well capitalized amount	[2]	$ 132,274	$ 124,909
Tier I capital to risk-weighted assets, minimum to be well capitalized amount	[2]	105,820	99,928
Tier I capital to average assets, minimum to be well capitalized amount	[2]	$ 67,674	$ 66,519
Total capital to risk-weighted assets, minimum to be well capitalized ratio	[2]	10.00%	10.00%
Tier I capital to risk-weighted assets, minimum to be well capitalized ratio	[2]	8.00%	8.00%
Tier I capital to average assets, minimum to be well capitalized ratio	[2]	5.00%	5.00%
CapStar Bank | Common Stock
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Tier I capital to risk-weighted assets, actual amount		$ 115,397	$ 112,165
Tier I capital to risk-weighted assets, actual ratio		8.72%	8.98%
Tier I capital to risk-weighted assets, minimum capital requirement amount	[1]	$ 59,523	$ 56,209
Tier I capital to risk-weighted assets, minimum capital requirement ratio	[1]	4.50%	4.50%
Tier I capital to risk-weighted assets, minimum to be well capitalized amount	[2]	$ 85,978	$ 81,191
Tier I capital to risk-weighted assets, minimum to be well capitalized ratio	[2]	6.50%	6.50%
[1]	For the calendar year 2018, the Company must maintain a capital conservation buffer of Tier 1 common equity capital in excess of minimum risk-based capital ratios by at least 1.875% to avoid limits on capital distributions and certain discretionary bonus payments to executive officers and similar employees.
[2]	For the Company to be well-capitalized, the Bank must be well-capitalized and the Company must not be subject to any written agreement, order, capital directive, or prompt corrective action directive issued by the Federal Reserve to meet and maintain a specific capital level for any capital measure.

Regulatory Capital Requiremen61

Regulatory Capital Requirements - Schedule of Capital Amounts and Ratios (Parenthetical) (Details)	Mar. 31, 2018
Banking And Thrift [Abstract]
Minimum risk based capital ratios	1.875%

Earning Per Share - Summary of

Earning Per Share - Summary of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Basic net income per share calculation:
Numerator – Net income	$ 3,195	$ 332
Denominator – Average common shares outstanding	11,664,467	11,210,948
Basic net income per share of common stock	$ 0.27	$ 0.03
Diluted net income per share calculation:
Numerator – Net income	$ 3,195	$ 332
Denominator – Average common shares outstanding	11,664,467	11,210,948
Dilutive shares contingently issuable	1,311,514	1,573,169
Average diluted common shares outstanding	12,975,981	12,784,117
Diluted net income per share of common stock	$ 0.25	$ 0.03

Fair Value - Additional Informa

Fair Value - Additional Information (Details) - USD ($)	Mar. 31, 2018	Dec. 31, 2017
Fair Value Disclosures [Abstract]
Impaired loans marked to fair value	$ 0
Other real estate owned	0	$ 0
Loans held for sale carried at fair value	0	$ 0
Assets measured at fair value on nonrecurring basis	$ 0

Fair Value - Summary of Assets

Fair Value - Summary of Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Assets:
Total securities available-for-sale	$ 189,580	$ 192,621
Obligations of States and Political Subdivisions
Assets:
Total securities available-for-sale	48,215	52,998
Asset-backed securities
Assets:
Total securities available-for-sale	16,356	16,377
Other debt securities
Assets:
Total securities available-for-sale	9,873	5,407
Fair Value Measurements Recurring Basis
Assets:
Total securities available-for-sale	189,580	192,621
Liabilities:
Total derivatives	(1,452)	(1,559)
Fair Value Measurements Recurring Basis | U.S. Government-sponsored Agencies
Assets:
Total securities available-for-sale	10,844	11,277
Fair Value Measurements Recurring Basis | Obligations of States and Political Subdivisions
Assets:
Total securities available-for-sale	48,215	52,998
Fair Value Measurements Recurring Basis | Mortgage-backed Securities-residential
Assets:
Total securities available-for-sale	104,292	106,562
Fair Value Measurements Recurring Basis | Asset-backed securities
Assets:
Total securities available-for-sale	16,356	16,377
Fair Value Measurements Recurring Basis | Other debt securities
Assets:
Total securities available-for-sale	9,873	5,407
Fair Value Measurements Recurring Basis | Interest Rate Swaps - Customer Related
Assets:
Interest rate swaps - customer related	594	184
Liabilities:
Total derivatives	(594)	(184)
Fair Value Measurements Recurring Basis | Interest Rate Swaps - Cash Flow Hedges
Liabilities:
Total derivatives	(858)	(1,375)
Fair Value Measurements Recurring Basis | Significant Other Observable Inputs (Level 2)
Assets:
Total securities available-for-sale	189,580	192,621
Liabilities:
Total derivatives	(1,452)	(1,559)
Fair Value Measurements Recurring Basis | Significant Other Observable Inputs (Level 2) | U.S. Government-sponsored Agencies
Assets:
Total securities available-for-sale	10,844	11,277
Fair Value Measurements Recurring Basis | Significant Other Observable Inputs (Level 2) | Obligations of States and Political Subdivisions
Assets:
Total securities available-for-sale	48,215	52,998
Fair Value Measurements Recurring Basis | Significant Other Observable Inputs (Level 2) | Mortgage-backed Securities-residential
Assets:
Total securities available-for-sale	104,292	106,562
Fair Value Measurements Recurring Basis | Significant Other Observable Inputs (Level 2) | Asset-backed securities
Assets:
Total securities available-for-sale	16,356	16,377
Fair Value Measurements Recurring Basis | Significant Other Observable Inputs (Level 2) | Other debt securities
Assets:
Total securities available-for-sale	9,873	5,407
Fair Value Measurements Recurring Basis | Significant Other Observable Inputs (Level 2) | Interest Rate Swaps - Customer Related
Assets:
Interest rate swaps - customer related	594	184
Liabilities:
Total derivatives	(594)	(184)
Fair Value Measurements Recurring Basis | Significant Other Observable Inputs (Level 2) | Interest Rate Swaps - Cash Flow Hedges
Liabilities:
Total derivatives	$ (858)	$ (1,375)

Fair Value - Summary of Asset65

Fair Value - Summary of Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, Measurements, Nonrecurring [Member] - Commercial and industrial $ in Thousands	Dec. 31, 2017USD ($)
Assets:
Impaired loans	$ 1,388
Significant Unobservable Inputs (Level 3)
Assets:
Impaired loans	$ 1,388

Fair Value - Summary of Quantit

Fair Value - Summary of Quantitative Information About Level 3 Fair Value Measurements for Assets Measured at Fair Value on a Non-Recurring Basis (Details) - Commercial and industrial - Fair Value, Measurements, Nonrecurring [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2017USD ($)
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	$ 1,388
Significant Unobservable Inputs (Level 3)
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	$ 1,388
Valuation Technique(s)	Dec. 31, 2017: Sales comparison approach
Unobservable Input(s)	Dec. 31, 2017: Appraisal discounts
Range (Weighted-Average)	15.00%

Fair Value - Summary of Carryin

Fair Value - Summary of Carrying Value and Fair Values of the Bank's Financial Instruments (Details) - USD ($)	Mar. 31, 2018	Dec. 31, 2017
Financial assets:
Securities available-for-sale	$ 189,580,000	$ 192,621,000
Securities held to maturity, fair value	3,804,000	3,848,000
Loans held for sale	0	0
Carrying amount
Financial assets:
Restricted equity securities	8,809,000	8,806,000
Carrying amount | Level 1
Financial assets:
Cash and due from banks, interest-bearing deposits in financial institutions	45,609,000	78,078,000
Federal funds sold	5,516,000	4,719,000
Carrying amount | Level 2
Financial assets:
Securities available-for-sale	189,580,000	192,621,000
Securities held to maturity, fair value	3,752,000	3,759,000
Loans held for sale	62,286,000	74,093,000
Accrued interest receivable	4,058,000	4,084,000
Other assets	23,210,000	22,663,000
Financial liabilities:
Federal Home Loan Bank advances	100,000,000	70,000,000
Carrying amount | Level 3 Fair Value Measurements
Financial assets:
Loans, net	1,031,821,000	947,537,000
Financial liabilities:
Deposits	1,127,553,000	1,119,866,000
Other liabilities	2,460,000	3,349,000
Fair value | Level 1
Financial assets:
Cash and due from banks, interest-bearing deposits in financial institutions	45,609,000	78,078,000
Federal funds sold	5,516,000	4,719,000
Fair value | Level 2
Financial assets:
Securities available-for-sale	189,580,000	192,621,000
Securities held to maturity, fair value	3,804,000	3,848,000
Loans held for sale	63,719,000	75,549,000
Accrued interest receivable	4,058,000	4,084,000
Other assets	23,210,000	22,663,000
Financial liabilities:
Federal Home Loan Bank advances	100,025,000	69,980,000
Fair value | Level 3 Fair Value Measurements
Financial assets:
Loans, net	1,020,119,000	944,037,000
Financial liabilities:
Deposits	1,123,284,000	1,065,669,000
Other liabilities	$ 2,460,000	$ 3,349,000