REDW Wealth 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	291,947	2,569	SH		SOLE		0	0	2,569
ABBOTT LABS	COM	002824100	5,683	50	SH		DFND		0	0	50
ABBVIE INC	COM	00287Y109	278,613	1,530	SH		SOLE		0	0	1,530
ABBVIE INC	COM	00287Y109	13,112	72	SH		DFND		0	0	72
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	355,276	1,025	SH		SOLE		0	0	1,025
ALPHABET INC	CAP STK CL C	02079K107	1,012,986	6,653	SH		SOLE		0	0	6,653
ALPHABET INC	CAP STK CL A	02079K305	923,843	6,121	SH		SOLE		0	0	6,121
ALPHABET INC	CAP STK CL A	02079K305	39,695	263	SH		DFND		0	0	263
AMAZON COM INC	COM	023135106	2,650,324	14,693	SH		SOLE		0	0	14,693
AMAZON COM INC	COM	023135106	39,864	221	SH		DFND		0	0	221
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	3,540,355	61,083	SH		SOLE		0	0	61,083
AMERICAN CENTY ETF TR	INTL EQT ETF	025072703	4,286,892	67,256	SH		SOLE		0	0	67,256
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	1,840,425	19,640	SH		SOLE		0	0	19,640
AMERICAN CENTY ETF TR	US EQT ETF	025072885	21,963,623	245,404	SH		SOLE		0	0	245,404
AMERICAN EXPRESS CO	COM	025816109	614,308	2,698	SH		SOLE		0	0	2,698
AMERICAN TOWER CORP NEW	COM	03027X100	307,451	1,556	SH		SOLE		0	0	1,556
AMGEN INC	COM	031162100	233,427	821	SH		SOLE		0	0	821
AMGEN INC	COM	031162100	7,108	25	SH		DFND		0	0	25
APPLE INC	COM	037833100	9,153,695	53,381	SH		SOLE		0	0	53,381
APPLE INC	COM	037833100	51,273	299	SH		DFND		0	0	299
BANK MONTREAL QUE	COM	063671101	216,850	2,220	SH		SOLE		0	0	2,220
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,864,162	6,811	SH		SOLE		0	0	6,811
CATERPILLAR INC	COM	149123101	750,816	2,049	SH		SOLE		0	0	2,049
CHEVRON CORP NEW	COM	166764100	233,585	1,481	SH		SOLE		0	0	1,481
CHEVRON CORP NEW	COM	166764100	29,498	187	SH		DFND		0	0	187
CHUBB LIMITED	COM	H1467J104	830,512	3,205	SH		SOLE		0	0	3,205
CISCO SYS INC	COM	17275R102	320,500	6,422	SH		SOLE		0	0	6,422
COSTCO WHSL CORP NEW	COM	22160K105	817,324	1,116	SH		SOLE		0	0	1,116
COSTCO WHSL CORP NEW	COM	22160K105	2,198	3	SH		DFND		0	0	3
DANAHER CORPORATION	COM	235851102	816,030	3,268	SH		SOLE		0	0	3,268
DEERE & CO	COM	244199105	427,170	1,040	SH		SOLE		0	0	1,040
DEERE & CO	COM	244199105	4,929	12	SH		DFND		0	0	12
DELTA AIR LINES INC DEL	COM NEW	247361702	252,850	5,282	SH		SOLE		0	0	5,282
DELTA AIR LINES INC DEL	COM NEW	247361702	13,596	284	SH		DFND		0	0	284
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	486,814	16,109	SH		SOLE		0	0	16,109
DIMENSIONAL ETF TRUST	EMGR CRE EQT MNG	25434V302	285,442	11,547	SH		SOLE		0	0	11,547
DIMENSIONAL ETF TRUST	US SMALL CAP VAL	25434V815	643,870	21,391	SH		SOLE		0	0	21,391
DIMENSIONAL ETF TRUST	US HIGH PROFITAB	25434V831	11,488,258	363,437	SH		SOLE		0	0	363,437
DISCOVER FINL SVCS	COM	254709108	265,196	2,023	SH		SOLE		0	0	2,023
DISNEY WALT CO	COM	254687106	214,933	1,757	SH		SOLE		0	0	1,757
ELI LILLY & CO	COM	532457108	264,507	340	SH		SOLE		0	0	340
ELI LILLY & CO	COM	532457108	17,894	23	SH		DFND		0	0	23
ENBRIDGE INC	COM	29250N105	173,447	4,794	SH		SOLE		0	0	4,794
ENBRIDGE INC	COM	29250N105	72,360	2,000	SH		DFND		0	0	2,000
EXXON MOBIL CORP	COM	30231G102	419,725	3,611	SH		SOLE		0	0	3,611
EXXON MOBIL CORP	COM	30231G102	203,420	1,750	SH		DFND		0	0	1,750
FLEXSHARES TR	HIG YLD VL ETF	33939L662	9,231,868	224,565	SH		SOLE		0	0	224,565
FLEXSHARES TR	INTL QLTDV DEF	33939L811	227,849	10,608	SH		SOLE		0	0	10,608
FLEXSHARES TR	QLT DIV DEF IDX	33939L845	985,228	15,344	SH		SOLE		0	0	15,344
FORD MTR CO DEL	COM	345370860	141,531	10,657	SH		SOLE		0	0	10,657
GENERAL ELECTRIC CO	COM NEW	369604301	213,621	1,217	SH		SOLE		0	0	1,217
GLOBAL X FDS	ARTIFICIAL ETF	37954Y632	236,702	6,970	SH		SOLE		0	0	6,970
GLOBAL X FDS	US INFR DEV ETF	37954Y673	2,572,650	64,623	SH		SOLE		0	0	64,623
GLOBAL X FDS	AGING POPULATION	37954Y772	328,320	10,904	SH		SOLE		0	0	10,904
GOLDMAN SACHS GROUP INC	COM	38141G104	277,347	664	SH		SOLE		0	0	664
GOLDMAN SACHS GROUP INC	COM	38141G104	3,342	8	SH		DFND		0	0	8
GRAINGER W W INC	COM	384802104	305,190	300	SH		SOLE		0	0	300
HOME DEPOT INC	COM	437076102	361,735	943	SH		SOLE		0	0	943
HOME DEPOT INC	COM	437076102	7,672	20	SH		DFND		0	0	20
INTEL CORP	COM	458140100	828,276	18,752	SH		SOLE		0	0	18,752
INTUIT	COM	461202103	2,048,800	3,152	SH		SOLE		0	0	3,152
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	7,317,020	43,201	SH		SOLE		0	0	43,201
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	191,389	1,130	SH		DFND		0	0	1,130
INVESCO QQQ TR	UNIT SER 1	46090E103	2,005,594	4,517	SH		SOLE		0	0	4,517
ISHARES INC	EM MKTS DIV ETF	464286319	281,456	10,759	SH		SOLE		0	0	10,759
ISHARES INC	CORE MSCI EMKT	46434G103	446,186	8,647	SH		SOLE		0	0	8,647
ISHARES INC	ESG AWR MSCI EM	46434G863	1,054,456	32,717	SH		SOLE		0	0	32,717
ISHARES INC	MSCI EMRG CHN	46434G764	11,234,575	195,146	SH		SOLE		0	0	195,146
ISHARES INC	MSCI EMRG CHN	46434G764	69,084	1,200	SH		DFND		0	0	1,200
ISHARES TR	CORE S&P500 ETF	464287200	1,307,994	2,488	SH		SOLE		0	0	2,488
ISHARES TR	CORE US AGGBD ET	464287226	1,884,660	19,243	SH		SOLE		0	0	19,243
ISHARES TR	MSCI EMG MKT ETF	464287234	5,147,653	125,308	SH		SOLE		0	0	125,308
ISHARES TR	GLOBAL TECH ETF	464287291	311,958	4,170	SH		SOLE		0	0	4,170
ISHARES TR	S&P 500 GRWT ETF	464287309	1,312,029	15,538	SH		SOLE		0	0	15,538
ISHARES TR	MSCI EAFE ETF	464287465	256,112	3,207	SH		SOLE		0	0	3,207
ISHARES TR	RUS MID CAP ETF	464287499	521,022	6,196	SH		SOLE		0	0	6,196
ISHARES TR	RUS 1000 VAL ETF	464287598	219,219	1,224	SH		SOLE		0	0	1,224
ISHARES TR	RUS 1000 GRW ETF	464287614	455,613	1,352	SH		SOLE		0	0	1,352
ISHARES TR	RUSSELL 2000 ETF	464287655	297,785	1,416	SH		SOLE		0	0	1,416
ISHARES TR	RUSSELL 3000 ETF	464287689	333,689	1,112	SH		SOLE		0	0	1,112
ISHARES TR	US HLTHCARE ETF	464287762	226,245	3,655	SH		SOLE		0	0	3,655
ISHARES TR	CRE U S REIT ETF	464288521	377,600	7,019	SH		SOLE		0	0	7,019
ISHARES TR	3 7 YR TREAS BD	464288661	293,926	2,538	SH		SOLE		0	0	2,538
ISHARES TR	CONSER ALLOC ETF	464289883	613,689	16,665	SH		SOLE		0	0	16,665
ISHARES TR	IBONDS DEC 2033	46436E130	278,140	10,916	SH		SOLE		0	0	10,916
ISHARES TR	IBONDS DEC 29	46436E205	380,364	16,668	SH		SOLE		0	0	16,668
ISHARES TR	EXPONENTIAL TECH	46434V381	1,266,150	21,237	SH		SOLE		0	0	21,237
ISHARES TR	BLACKROCK ULTRA	46434V878	592,665	11,722	SH		SOLE		0	0	11,722
ISHARES TR	IBONDS DEC25 ETF	46434VBD1	384,208	15,486	SH		SOLE		0	0	15,486
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	820,488	32,754	SH		SOLE		0	0	32,754
ISHARES TR	ESG AWR MSCI USA	46435G425	2,229,216	19,391	SH		SOLE		0	0	19,391
ISHARES TR	ESG AW MSCI EAFE	46435G516	1,402,482	17,551	SH		SOLE		0	0	17,551
ISHARES TR	IBONDS DEC2026	46435GAA0	245,679	10,301	SH		SOLE		0	0	10,301
ISHARES TR	IBDS DEC28 ETF	46435U515	254,978	10,238	SH		SOLE		0	0	10,238
ISHARES TR	IBONDS DEC 2032	46436E312	1,280,891	51,628	SH		SOLE		0	0	51,628
ISHARES TR	IBONDS DEC 2031	46436E486	2,880,423	140,577	SH		SOLE		0	0	140,577
ISHARES TR	IBONDS DEC 2030	46436E726	1,101,373	51,466	SH		SOLE		0	0	51,466
ISHARES TR	IBONDS 29 TRM TS	46436E825	399,019	18,559	SH		SOLE		0	0	18,559
ISHARES TR	IBONDS 25 TRM TS	46436E866	254,532	10,957	SH		SOLE		0	0	10,957
ISHARES TR	IBONDS 24 TRM TS	46436E874	378,085	15,793	SH		SOLE		0	0	15,793
J P MORGAN EXCHANGE TRADED F	US QUALTY FCTR	46641Q761	31,931,061	603,954	SH		SOLE		0	0	603,954
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	8,894,436	176,302	SH		SOLE		0	0	176,302
JOHNSON & JOHNSON	COM	478160104	339,458	2,146	SH		SOLE		0	0	2,146
JOHNSON & JOHNSON	COM	478160104	7,277	46	SH		DFND		0	0	46
JPMORGAN CHASE & CO	COM	46625H100	1,364,244	6,811	SH		SOLE		0	0	6,811
LAM RESEARCH CORP	COM	512807108	220,547	227	SH		SOLE		0	0	227
LINDE PLC	SHS	G54950103	1,028,469	2,215	SH		SOLE		0	0	2,215
LINDE PLC	SHS	G54950103	15,787	34	SH		DFND		0	0	34
LOWES COS INC	COM	548661107	257,533	1,011	SH		SOLE		0	0	1,011
MARSH & MCLENNAN COS INC	COM	571748102	543,170	2,637	SH		SOLE		0	0	2,637
MASTERCARD INCORPORATED	CL A	57636Q104	535,506	1,112	SH		SOLE		0	0	1,112
MCDONALDS CORP	COM	580135101	391,347	1,388	SH		SOLE		0	0	1,388
META PLATFORMS INC	CL A	30303M102	745,851	1,536	SH		SOLE		0	0	1,536
META PLATFORMS INC	CL A	30303M102	31,078	64	SH		DFND		0	0	64
MICROSOFT CORP	COM	594918104	4,996,001	11,875	SH		SOLE		0	0	11,875
MICROSOFT CORP	COM	594918104	413,989	984	SH		DFND		0	0	984
NEXTERA ENERGY INC	COM	65339F101	383,524	6,001	SH		SOLE		0	0	6,001
NORFOLK SOUTHN CORP	COM	655844108	440,899	1,730	SH		SOLE		0	0	1,730
NOVO-NORDISK A S	ADR	670100205	658,692	5,130	SH		SOLE		0	0	5,130
NVIDIA CORPORATION	COM	67066G104	1,096,019	1,213	SH		SOLE		0	0	1,213
NVIDIA CORPORATION	COM	67066G104	56,021	62	SH		DFND		0	0	62
ORACLE CORP	COM	68389X105	377,459	3,005	SH		SOLE		0	0	3,005
ORACLE CORP	COM	68389X105	2,261	18	SH		DFND		0	0	18
PARAMOUNT GLOBAL	CLASS B COM	92556H206	117,700	10,000	SH		SOLE		0	0	10,000
PARKER-HANNIFIN CORP	COM	701094104	250,106	450	SH		SOLE		0	0	450
PEPSICO INC	COM	713448108	425,450	2,431	SH		SOLE		0	0	2,431
PEPSICO INC	COM	713448108	22,752	130	SH		DFND		0	0	130
PROCTER AND GAMBLE CO	COM	742718109	758,048	4,672	SH		SOLE		0	0	4,672
PROGRESSIVE CORP	COM	743315103	292,651	1,415	SH		SOLE		0	0	1,415
PROGRESSIVE CORP	COM	743315103	4,964	24	SH		DFND		0	0	24
QUALCOMM INC	COM	747525103	219,921	1,299	SH		SOLE		0	0	1,299
REPUBLIC SVCS INC	COM	760759100	425,954	2,225	SH		SOLE		0	0	2,225
RTX CORPORATION	COM	75513E101	494,283	5,068	SH		SOLE		0	0	5,068
SALESFORCE INC	COM	79466L302	204,803	680	SH		SOLE		0	0	680
SALESFORCE INC	COM	79466L302	5,121	17	SH		DFND		0	0	17
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	3,760,444	61,596	SH		SOLE		0	0	61,596
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	578,110	6,235	SH		SOLE		0	0	6,235
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	203,159	2,495	SH		SOLE		0	0	2,495
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	431,731	17,098	SH		SOLE		0	0	17,098
SCHWAB STRATEGIC TR	SCHWB FDT EMK LG	808524730	421,952	15,200	SH		SOLE		0	0	15,200
SCHWAB STRATEGIC TR	SCHWB FDT INT SC	808524748	255,917	7,215	SH		SOLE		0	0	7,215
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,395,436	35,762	SH		SOLE		0	0	35,762
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	233,726	5,081	SH		SOLE		0	0	5,081
SCHWAB STRATEGIC TR	US REIT ETF	808524847	1,440,235	70,947	SH		SOLE		0	0	70,947
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	522,500	10,838	SH		SOLE		0	0	10,838
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	566,250	3,833	SH		SOLE		0	0	3,833
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	231,702	1,260	SH		SOLE		0	0	1,260
SELECT SECTOR SPDR TR	ENERGY	81369Y506	547,578	5,800	SH		SOLE		0	0	5,800
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	494,160	2,373	SH		SOLE		0	0	2,373
SOUTHERN CO	COM	842587107	358,051	4,991	SH		SOLE		0	0	4,991
SOUTHERN CO	COM	842587107	1,866	26	SH		DFND		0	0	26
SPDR GOLD TR	GOLD SHS	78463V107	222,590	1,082	SH		SOLE		0	0	1,082
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	296,720	8,279	SH		SOLE		0	0	8,279
SPDR S&P 500 ETF TR	TR UNIT	78462F103	6,245,721	11,941	SH		SOLE		0	0	11,941
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	441,907	794	SH		SOLE		0	0	794
SPDR SER TR	NYSE TECH ETF	78464A102	232,910	1,277	SH		SOLE		0	0	1,277
SPDR SER TR	PRTFLO S&P500 VL	78464A508	1,367,629	27,298	SH		SOLE		0	0	27,298
SPDR SER TR	S&P DIVID ETF	78464A763	874,453	6,663	SH		SOLE		0	0	6,663
SPDR SER TR	PORTFOLIO SH TSR	78468R101	292,150	10,102	SH		SOLE		0	0	10,102
STARBUCKS CORP	COM	855244109	293,778	3,215	SH		SOLE		0	0	3,215
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	322,439	2,370	SH		SOLE		0	0	2,370
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	16,871	124	SH		DFND		0	0	124
TESLA INC	COM	88160R101	735,506	4,184	SH		SOLE		0	0	4,184
TESLA INC	COM	88160R101	11,603	66	SH		DFND		0	0	66
TEXAS INSTRS INC	COM	882508104	475,420	2,729	SH		SOLE		0	0	2,729
TG THERAPEUTICS INC	COM	88322Q108	152,100	10,000	SH		SOLE		0	0	10,000
THERMO FISHER SCIENTIFIC INC	COM	883556102	362,676	624	SH		SOLE		0	0	624
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,744	3	SH		DFND		0	0	3
UNION PAC CORP	COM	907818108	763,009	3,103	SH		SOLE		0	0	3,103
UNION PAC CORP	COM	907818108	2,952	12	SH		DFND		0	0	12
UNITEDHEALTH GROUP INC	COM	91324P102	434,842	879	SH		SOLE		0	0	879
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	16,070,676	209,608	SH		SOLE		0	0	209,608
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	3,975,539	54,737	SH		SOLE		0	0	54,737
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	672,019	1,398	SH		SOLE		0	0	1,398
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	11,201,649	129,529	SH		SOLE		0	0	129,529
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	201,537	773	SH		SOLE		0	0	773
VANGUARD INDEX FDS	MID CAP ETF	922908629	4,168,415	16,683	SH		SOLE		0	0	16,683
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	982,297	4,097	SH		SOLE		0	0	4,097
VANGUARD INDEX FDS	GROWTH ETF	922908736	2,118,256	6,154	SH		SOLE		0	0	6,154
VANGUARD INDEX FDS	VALUE ETF	922908744	3,740,078	22,965	SH		SOLE		0	0	22,965
VANGUARD INDEX FDS	SMALL CP ETF	922908751	777,637	3,402	SH		SOLE		0	0	3,402
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	49,341,928	189,850	SH		SOLE		0	0	189,850
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	7,411,102	177,426	SH		SOLE		0	0	177,426
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	4,606,697	79,330	SH		SOLE		0	0	79,330
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	1,773,045	22,934	SH		SOLE		0	0	22,934
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	4,814,230	82,224	SH		SOLE		0	0	82,224
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,099,462	38,498	SH		SOLE		0	0	38,498
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	31,341,970	624,715	SH		SOLE		0	0	624,715
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,118,916	9,248	SH		SOLE		0	0	9,248
VICTORY PORTFOLIOS II	SHORT TRM BD ETF	92647N535	461,925	9,270	SH		SOLE		0	0	9,270
VISA INC	COM CL A	92826C839	913,708	3,274	SH		SOLE		0	0	3,274
VISA INC	COM CL A	92826C839	6,698	24	SH		DFND		0	0	24
WALMART INC	COM	931142103	892,081	14,826	SH		SOLE		0	0	14,826
WISDOMTREE TR	EM EX ST-OWNED	97717X578	671,983	22,810	SH		SOLE		0	0	22,810