Exhibit 99.5
KPMG LLP
Bay Adelaide Centre
333 Bay Street, Suite 4600
Toronto, ON M5H 2S5
Canada
Tel 416-777-8500
Fax 416-777-8818
Consent of Independent Registered Public Accounting Firm
To The Board of Directors
VersaBank (the Bank)
We consent to the use of our report dated December 6, 2022 on the consolidated financial statements of the Bank which comprise the consolidated balance sheet as of October 31, 2022, the related consolidated statements of income and comprehensive income, changes in shareholders’ equity and cash flows for the year then ended, and the related notes (collectively the “consolidated financial statements”), which is included in the Annual Report on Form 40-F of the Bank for the fiscal year ended October 31, 2023.
/s/ KPMG LLP
Chartered Professional Accountants, Licensed Public Accountants
December 13, 2023
Toronto, Canada
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