Norway Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AAON Inc	COM PAR $0.004	000360206	37	525	SH		OTR		525	0	0
ABB Ltd Sponsored ADR	SPONSORED ADR	000375204	1	29	SH		SOLE		29	0	0
Aflac Inc	COM	001055102	198	3,874	SH		SOLE		3,874	0	0
AT&T Inc	COM	00206R102	4	139	SH		SOLE		0	0	139
AT&T Inc	COM	00206R102	1,321	43,651	SH		SOLE		43,651	0	0
ARK Genomic Revolution ETF	GENOMIC REV ETF	00214Q302	9	100	SH		OTR		100	0	0
Abbott Labs	COM	002824100	3	25	SH		SOLE		0	0	25
Abbott Labs	COM	002824100	3,039	25,362	SH		SOLE		25,362	0	0
Abbvie Inc.	COM	00287Y109	681	6,290	SH		SOLE		6,290	0	0
Adobe Systems Inc DE	COM	00724F101	128	270	SH		SOLE		270	0	0
Advance Auto Parts Inc.	COM	00751Y106	5	25	SH		SOLE		25	0	0
Advanced Micro Devices Inc	COM	007903107	39	500	SH		OTR		500	0	0
Agios Pharmaceuticals Inc	COM	00847X104	14	265	SH		OTR		265	0	0
Air Prods & Chems Inc	COM	009158106	32	112	SH		SOLE		112	0	0
Alibaba.com Ltd.	SPONSORED ADS	01609W102	6	25	SH		OTR		25	0	0
Allstate Corp.	COM	020002101	29	255	SH		SOLE		255	0	0
Alphabet Inc-CL C	CAP STK CL C	02079K107	145	70	SH		SOLE		70	0	0
Alphabet Inc-CL A	CAP STK CL A	02079K305	8	4	SH		SOLE		0	0	4
Alphabet Inc-CL A	CAP STK CL A	02079K305	1,871	907	SH		SOLE		907	0	0
Escrow Altegrity Inc	COM	021ESC017	1	50	SH		OTR		50	0	0
Altria Group Inc.	COM	02209S103	130	2,539	SH		SOLE		2,539	0	0
Amazon.com Inc	COM	023135106	31	10	SH		SOLE		0	0	10
Amazon.com Inc	COM	023135106	2,076	671	SH		SOLE		671	0	0
Ameren Corp.	COM	023608102	229	2,818	SH		SOLE		2,818	0	0
American Express Co	COM	025816109	101	714	SH		SOLE		714	0	0
American International Group Inc.	COM NEW	026874784	12	262	SH		SOLE		262	0	0
American Tower Corp	COM	03027X100	1,098	4,594	SH		SOLE		4,594	0	0
Ameriprise Financial Inc.	COM	03076C106	9	37	SH		SOLE		37	0	0
Ametek Inc	COM	031100100	64	500	SH		OTR		500	0	0
Amgen Inc	COM	031162100	31	125	SH		SOLE		125	0	0
Amphenol Corp	CL A	032095101	19	290	SH		SOLE		0	0	290
Amphenol Corp	CL A	032095101	1,276	19,340	SH		SOLE		19,340	0	0
Analog Devices Inc.	COM	032654105	5	35	SH		SOLE		0	0	35
Analog Devices Inc.	COM	032654105	838	5,405	SH		SOLE		5,405	0	0
APA Corp	COM	03743Q108	139	7,785	SH		SOLE		7,785	0	0
Apple Inc.	COM	037833100	279	2,280	SH		OTR		2,280	0	0
Apple Inc.	COM	037833100	110	900	SH		SOLE		0	0	900
Apple Inc.	COM	037833100	6,856	56,129	SH		SOLE		56,129	0	0
Applied Materials	COM	038222105	71	533	SH		SOLE		533	0	0
Automatic Data Processing Inc.	COM	053015103	68	361	SH		SOLE		361	0	0
AUTOZONE INC	COM	053332102	3	2	SH		SOLE		2	0	0
BP P.L.C. Sponsored ADR	SPONSORED ADR	055622104	47	1,940	SH		SOLE		1,940	0	0
Baidu Inc	SPON ADR REP A	056752108	32	145	SH		OTR		145	0	0
Bank of America	COM	060505104	77	2,000	SH		OTR		2,000	0	0
Bank of America	COM	060505104	235	6,084	SH		SOLE		6,084	0	0
Bank New York Mellon Corp	COM	064058100	184	3,897	SH		SOLE		3,897	0	0
Bar Harbor Bankshares	COM	066849100	91	3,083	SH		OTR		3,083	0	0
Baxter Intl Corp	COM	071813109	617	7,320	SH		SOLE		7,320	0	0
Becton Dickinson & Co	COM	075887109	310	1,273	SH		SOLE		1,273	0	0
Berkshire Hathaway Inc Cl B	CL B NEW	084670702	26	100	SH		OTR		100	0	0
Berkshire Hathaway Inc Cl B	CL B NEW	084670702	8	30	SH		SOLE		0	0	30
Berkshire Hathaway Inc Cl B	CL B NEW	084670702	897	3,513	SH		SOLE		3,513	0	0
Best Buy Co Inc.	COM	086516101	3	23	SH		SOLE		23	0	0
BHP Billiton	SPONSORED ADS	088606108	14	200	SH		SOLE		200	0	0
Biogen IDEC Inc	COM	09062X103	6	20	SH		SOLE		20	0	0
Blackline Inc	COM	09239B109	3	30	SH		OTR		30	0	0
Blackrock Inc.	COM	09247X101	2	2	SH		SOLE		0	0	2
Blackrock Inc.	COM	09247X101	21	28	SH		SOLE		28	0	0
Boeing Co.	COM	097023105	32	125	SH		SOLE		0	0	125
Boeing Co.	COM	097023105	648	2,545	SH		SOLE		2,545	0	0
Booking Holdings Inc	COM	09857L108	42	18	SH		SOLE		18	0	0
Bristol Myers Squibb	COM	110122108	38	600	SH		SOLE		0	0	600
Bristol Myers Squibb	COM	110122108	523	8,287	SH		SOLE		8,287	0	0
Broadcom Inc	COM	11135F101	19	41	SH		SOLE		41	0	0
Brown & Brown Inc	COM	115236101	23	500	SH		OTR		500	0	0
CDW Corp/DE	COM	12514G108	442	2,665	SH		SOLE		2,665	0	0
Cigna Corp	COM	125523100	908	3,755	SH		SOLE		3,755	0	0
CME Group Inc.	COM	12572Q105	2	9	SH		SOLE		9	0	0
CSX Corp.	COM	126408103	331	3,430	SH		SOLE		3,430	0	0
CVS Health Corporation	COM	126650100	15	200	SH		SOLE		0	0	200
CVS Health Corporation	COM	126650100	2,045	27,185	SH		SOLE		27,185	0	0
Camden National Corp.	COM	133034108	112	2,343	SH		OTR		2,343	0	0
Capital One Finl Corp	COM	14040H105	13	104	SH		SOLE		0	0	104
Capital One Finl Corp	COM	14040H105	67	523	SH		SOLE		523	0	0
Cardinal Health Inc	COM	14149Y108	6	100	SH		SOLE		100	0	0
Carnival Corp	UNIT 99/99/9999	143658300	5	200	SH		OTR		200	0	0
Carrier Global Corporation	COM	14448C104	16	388	SH		SOLE		388	0	0
Caterpillar Inc	COM	149123101	227	977	SH		SOLE		977	0	0
Chevron Corp	COM	166764100	21	197	SH		SOLE		0	0	197
Chevron Corp	COM	166764100	2,245	21,427	SH		SOLE		21,427	0	0
Chico's FAS, Inc.	COM	168615102	1	200	SH		OTR		200	0	0
Church & Dwight Co Inc	COM	171340102	26	300	SH		OTR		300	0	0
Cisco Systems	COM	17275R102	3	50	SH		SOLE		0	0	50
Cisco Systems	COM	17275R102	401	7,758	SH		SOLE		7,758	0	0
Citigroup Inc.	COM NEW	172967424	7	90	SH		SOLE		0	0	90
Citigroup Inc.	COM NEW	172967424	1,408	19,353	SH		SOLE		19,353	0	0
Clorox Co	COM	189054109	620	3,216	SH		SOLE		3,216	0	0
Coca Cola Company	COM	191216100	1,223	23,194	SH		SOLE		23,194	0	0
Colgate Palmolive	COM	194162103	49	626	SH		SOLE		626	0	0
Colony Credit Real Estate Inc	COM CL A	19625T101	18	2,095	SH		OTR		2,095	0	0
Comcast Corp Com CL A	CL A	20030N101	1	12	SH		SOLE		0	0	12
Comcast Corp Com CL A	CL A	20030N101	148	2,726	SH		SOLE		2,726	0	0
Conocophillips Inc.	COM	20825C104	108	2,038	SH		SOLE		2,038	0	0
Consolidated Edison Inc.	COM	209115104	11	150	SH		OTR		150	0	0
Corning Inc.	COM	219350105	44	1,000	SH		SOLE		1,000	0	0
Costco Wholesale Corp	COM	22160K105	550	1,561	SH		SOLE		1,561	0	0
Crown Castle Int Corp	COM	22822V101	9	55	SH		SOLE		0	0	55
Crown Castle Int Corp	COM	22822V101	707	4,110	SH		SOLE		4,110	0	0
Cummins Inc.	COM	231021106	13	50	SH		SOLE		50	0	0
Danaher Corp.	COM	235851102	351	1,558	SH		SOLE		1,558	0	0
Darling Ingredients Inc	COM	237266101	2	29	SH		SOLE		29	0	0
Deere & Co	COM	244199105	30	80	SH		SOLE		80	0	0
Diageo PLC	SPON ADR NEW	25243Q205	33	200	SH		OTR		200	0	0
Diageo PLC	SPON ADR NEW	25243Q205	212	1,293	SH		SOLE		1,293	0	0
Digital Realty Trust	COM	253868103	14	100	SH		SOLE		0	0	100
Digital Realty Trust	COM	253868103	1,084	7,700	SH		SOLE		7,700	0	0
Walt Disney Co	COM	254687106	8	45	SH		SOLE		0	0	45
Walt Disney Co	COM	254687106	2,364	12,812	SH		SOLE		12,812	0	0
Discover Financial Services	COM	254709108	38	400	SH		SOLE		400	0	0
Dollar General Corp.	COM	256677105	30	150	SH		OTR		150	0	0
Dollar Tree Inc	COM	256746108	2	17	SH		SOLE		17	0	0
Dominion Energy Inc	COM	25746U109	290	3,817	SH		SOLE		3,817	0	0
Dow Inc	COM	260557103	58	903	SH		SOLE		903	0	0
Duke Energy Corp	COM NEW	26441C204	12	125	SH		SOLE		0	0	125
Duke Energy Corp	COM NEW	26441C204	1,928	19,968	SH		SOLE		19,968	0	0
Dupont De Nemours Inc	COM	26614N102	60	779	SH		SOLE		779	0	0
EOG Resources Inc.	COM	26875P101	1	10	SH		SOLE		10	0	0
Eastman Chemical Co	COM	277432100	62	562	SH		SOLE		562	0	0
EBAY Inc	COM	278642103	1	17	SH		SOLE		17	0	0
Edwards Lifesciences Corp	COM	28176E108	10	120	SH		OTR		120	0	0
Emerson Elec Co	COM	291011104	30	333	SH		SOLE		333	0	0
Enbridge Inc	COM	29250N105	305	8,390	SH		SOLE		8,390	0	0
Envista Holdings Corp	COM	29415F104	2	59	SH		SOLE		59	0	0
Etsy Inc	COM	29786A106	10	50	SH		OTR		50	0	0
Eversource Energy	COM	30040W108	10	117	SH		OTR		117	0	0
Exelon Corp.	COM	30161N101	89	2,025	SH		SOLE		2,025	0	0
Exxon Mobil Corp	COM	30231G102	3	50	SH		SOLE		0	0	50
Exxon Mobil Corp	COM	30231G102	1,913	34,266	SH		SOLE		34,266	0	0
Facebook Inc.	CL A	30303M102	480	1,631	SH		SOLE		1,631	0	0
Fair Isaac & Co	COM	303250104	36	75	SH		OTR		75	0	0
Fastenal Co.	COM	311900104	40	800	SH		SOLE		800	0	0
Fedex Corporation	COM	31428X106	100	353	SH		SOLE		353	0	0
Fifth Third Bancorp	COM	316773100	5	123	SH		SOLE		123	0	0
Fiserv Inc.	COM	337738108	83	700	SH		SOLE		700	0	0
First Energy Corp.	COM	337932107	105	3,024	SH		SOLE		3,024	0	0
FlexShares Quality Dividend Index Fund	QUALT DIVD IDX	33939L860	186	3,490	SH		SOLE		3,490	0	0
Fortinet Inc	COM	34959E109	28	150	SH		OTR		150	0	0
Fortive Corp	COM	34959J108	9	125	SH		SOLE		0	0	125
Fortive Corp	COM	34959J108	701	9,917	SH		SOLE		9,917	0	0
Freeport-McMoran Inc	CL B	35671D857	3	100	SH		SOLE		100	0	0
Generac Holdings Inc	COM	368736104	501	1,530	SH		SOLE		1,530	0	0
General Dynamics Corp.	COM	369550108	630	3,469	SH		SOLE		3,469	0	0
General Elec	COM	369604103	32	2,430	SH		OTR		2,430	0	0
General Elec	COM	369604103	0	12	SH		SOLE		0	0	12
General Elec	COM	369604103	84	6,374	SH		SOLE		6,374	0	0
General Mills Inc.	COM	370334104	34	550	SH		SOLE		550	0	0
Gilead Sciences Inc.	COM	375558103	42	646	SH		SOLE		646	0	0
Glaxosmithkline PLC-ADR	SPONSORED ADR	37733W105	315	8,813	SH		SOLE		8,813	0	0
Global Payments Inc	COM	37940X102	55	275	SH		OTR		275	0	0
HCA Healthcare Inc	COM	40412C101	431	2,286	SH		SOLE		2,286	0	0
HP Inc.	COM	40434L105	34	1,078	SH		SOLE		1,078	0	0
Hewlett Packard Enterprise Co.	COM	42824C109	4	233	SH		SOLE		233	0	0
Home Depot	COM	437076102	31	100	SH		SOLE		0	0	100
Home Depot	COM	437076102	852	2,791	SH		SOLE		2,791	0	0
Honeywell Intl Inc	COM	438516106	3	15	SH		SOLE		0	0	15
Honeywell Intl Inc	COM	438516106	920	4,236	SH		SOLE		4,236	0	0
Idexx Labs	COM	45168D104	220	449	SH		OTR		449	0	0
Idexx Labs	COM	45168D104	734	1,500	SH		SOLE		1,500	0	0
Intel Inc.	COM	458140100	38	600	SH		SOLE		0	0	600
Intel Inc.	COM	458140100	1,956	30,568	SH		SOLE		30,568	0	0
Intercontinental Exchange Inc	COM	45866F104	1,017	9,110	SH		SOLE		9,110	0	0
International Business Machines	COM	459200101	9	70	SH		OTR		70	0	0
International Business Machines	COM	459200101	3	20	SH		SOLE		0	0	20
International Business Machines	COM	459200101	492	3,695	SH		SOLE		3,695	0	0
Invesco QQQ Trust Series 1	UNIT SER 1	46090E103	31	97	SH		SOLE		97	0	0
Intuit Inc	COM	461202103	44	116	SH		SOLE		116	0	0
Invesco S&P 500 Low Volatility	S&P500 LOW VOL	46138E354	21	363	SH		SOLE		363	0	0
iShares MSCI Pacific ex Japan ETF	MSCI PAC JP ETF	464286665	204	4,055	SH		SOLE		4,055	0	0
iShares MSCI USA Equal Weighted ETF	MSCI EQUAL WEITE	464286681	20	250	SH		SOLE		0	0	250
iShares MSCI USA Equal Weighted ETF	MSCI EQUAL WEITE	464286681	2,017	25,742	SH		SOLE		25,742	0	0
iShares Dow Jones Dividend ETF	SELECT DIVID ETF	464287168	138	1,206	SH		SOLE		1,206	0	0
iShares Barclays TIPS Bonds Fund ETF	TIPS BD ETF	464287176	56	445	SH		SOLE		445	0	0
iShares Core S&P 500 ETF	CORE S&P500 ETF	464287200	641	1,612	SH		SOLE		1,612	0	0
iShares Inc MSCI Emerging Markets ETF	MSCI EMG MKT ETF	464287234	219	4,102	SH		SOLE		4,102	0	0
iShares Investment Grade Corp Bond ETF	IBOXX INV CP ETF	464287242	33	250	SH		SOLE		0	0	250
iShares Investment Grade Corp Bond ETF	IBOXX INV CP ETF	464287242	2,619	20,135	SH		SOLE		20,135	0	0
iShares S&P 500 Growth Index Fund	S&P 500 GRWT ETF	464287309	33	500	SH		SOLE		0	0	500
iShares S&P 500 Growth Index Fund	S&P 500 GRWT ETF	464287309	1,126	17,299	SH		SOLE		17,299	0	0
iShares S&P 500 Value Index Fund ETF	S&P 500 VAL ETF	464287408	1,361	9,639	SH		SOLE		9,639	0	0
iShares Trust Barclays 1-3 Year Treasury Bond Fund ETF	1 3 YR TREAS BD	464287457	4	50	SH		SOLE		50	0	0
iShares Trust MSCI EAFE Index Fund ETF	MSCI EAFE ETF	464287465	705	9,297	SH		SOLE		9,297	0	0
iShares Russell Midcap Value Index Fd ETF	RUS MDCP VAL ETF	464287473	44	400	SH		SOLE		0	0	400
iShares Russell Midcap Value Index Fd ETF	RUS MDCP VAL ETF	464287473	2	18	SH		SOLE		18	0	0
iShares Russell Midcap Growth ETF	RUS MD CP GR ETF	464287481	17	170	SH		SOLE		170	0	0
iShares Russell Midcap Index Fd ETF	RUS MID CAP ETF	464287499	24	324	SH		SOLE		324	0	0
iShares Core S&P Mid-Cap ETF	CORE S&P MCP ETF	464287507	1,342	5,155	SH		SOLE		5,155	0	0
iShares Biotechnology ETF	NASDAQ BIOTECH	464287556	2	15	SH		SOLE		15	0	0
IShares Russell 1000 Value Index Fund ETF	RUS 1000 VAL ETF	464287598	47	310	SH		SOLE		310	0	0
iShares S&P Mid Cap Growth ETF	S&P MC 400GR ETF	464287606	77	980	SH		SOLE		0	0	980
iShares S&P Mid Cap Growth ETF	S&P MC 400GR ETF	464287606	517	6,598	SH		SOLE		6,598	0	0
IShares Russell 1000 Growth Index Fd ETF	RUS 1000 GRW ETF	464287614	24	100	SH		SOLE		0	0	100
IShares Russell 1000 Growth Index Fd ETF	RUS 1000 GRW ETF	464287614	72	295	SH		SOLE		295	0	0
iShares Tr Russell 1000 Index Fd ETF	RUS 1000 ETF	464287622	123	550	SH		SOLE		550	0	0
iShares Russell 2000 Growth ETF	RUS 2000 GRW ETF	464287648	38	126	SH		SOLE		126	0	0
iShares Russell 2000 Index Fund ETF	RUSSELL 2000 ETF	464287655	11	50	SH		SOLE		50	0	0
iShares Inc S&P Mid Cap 400 Value ETF	S&P MC 400VL ETF	464287705	32	313	SH		SOLE		0	0	313
iShares Inc S&P Mid Cap 400 Value ETF	S&P MC 400VL ETF	464287705	3,701	36,306	SH		SOLE		36,306	0	0
iShares Core S&P Small-Cap ETF	CORE S&P SCP ETF	464287804	1,946	17,930	SH		SOLE		17,930	0	0
iShares Inc S&P Small Cap 600 Value ETF	SP SMCP600VL ETF	464287879	8	75	SH		SOLE		0	0	75
iShares Inc S&P Small Cap 600 Value ETF	SP SMCP600VL ETF	464287879	3,631	36,047	SH		SOLE		36,047	0	0
iShares S&P Small Cap 600 Growth ETF	S&P SML 600 GWT	464287887	92	720	SH		SOLE		0	0	720
iShares S&P Small Cap 600 Growth ETF	S&P SML 600 GWT	464287887	367	2,859	SH		SOLE		2,859	0	0
iShares JP Morgan USD Emerging Bond Fund ETF	JPMORGAN USD EMG	464288281	3,216	29,535	SH		SOLE		29,535	0	0
iShares S&P National AMT-Free Muni Bond Fund ETF	NATIONAL MUN ETF	464288414	93	800	SH		SOLE		800	0	0
iShares High Yield Corp Bond ETF	IBOXX HI YD ETF	464288513	3,093	35,483	SH		SOLE		35,483	0	0
IShares MBS ETF	MBS ETF	464288588	11	100	SH		SOLE		0	0	100
IShares MBS ETF	MBS ETF	464288588	3,704	34,164	SH		SOLE		34,164	0	0
iShares Barclays Inter Credit Bd ETF	ISHS 5-10YR INVT	464288638	101	1,700	SH		SOLE		1,700	0	0
iShares Short Term Corporate Bond ETF	ISHS 1-5YR INVS	464288646	2,484	45,419	SH		SOLE		45,419	0	0
iShares US Preferred Stock ETF	PFD AND INCM SEC	464288687	2,376	61,875	SH		SOLE		61,875	0	0
iShares Floating Rate Note Fund ETF	FLTG RATE NT ETF	46429B655	15	300	SH		SOLE		300	0	0
iShares Edge MSCI USA Quality Factor ETF	MSCI USA QLT FCT	46432F339	18	150	SH		SOLE		0	0	150
iShares Edge MSCI USA Quality Factor ETF	MSCI USA QLT FCT	46432F339	1,751	14,376	SH		SOLE		14,376	0	0
iShares Core MSCI EAFE ETF	CORE MSCI EAFE	46432F842	324	4,495	SH		SOLE		4,495	0	0
iShares iBonds Dec 2023 Term Corporate ETF	IBONDS DEC23 ETF	46434VAX8	3	125	SH		SOLE		0	0	125
iShares iBonds Dec 2023 Term Corporate ETF	IBONDS DEC23 ETF	46434VAX8	463	17,700	SH		SOLE		17,700	0	0
iShares iBonds Dec 2022 Term Corporate ETF	IBONDS DEC22 ETF	46434VBA7	294	11,555	SH		SOLE		11,555	0	0
iShares iBonds Dec 2025 Term Corporate ETF	IBONDS DEC25 ETF	46434VBD1	46	1,725	SH		SOLE		1,725	0	0
iShares iBonds Dec 2024 Term Corporate ETF	IBONDS DEC24 ETF	46434VBG4	199	7,555	SH		SOLE		7,555	0	0
iShares iBonds Dec 2021 Term Corporate ETF	IBONDS DEC21 ETF	46434VBK5	256	10,305	SH		SOLE		10,305	0	0
J.P. Morgan Chase & Co	COM	46625H100	14	95	SH		SOLE		0	0	95
J.P. Morgan Chase & Co	COM	46625H100	3,417	22,449	SH		SOLE		22,449	0	0
Johnson & Johnson	COM	478160104	2,885	17,554	SH		SOLE		17,554	0	0
KLA-Tencor Corp.	COM NEW	482480100	17	50	SH		SOLE		0	0	50
KLA-Tencor Corp.	COM NEW	482480100	1,403	4,245	SH		SOLE		4,245	0	0
Kansas City Southern	COM NEW	485170302	132	500	SH		SOLE		500	0	0
Kimberly Clark Corp	COM	494368103	20	145	SH		SOLE		145	0	0
Kroger Corp.	COM	501044101	1	30	SH		SOLE		30	0	0
L3 Harris Technologies Inc	COM	502431109	346	1,705	SH		SOLE		1,705	0	0
Estee Lauder Co	CL A	518439104	25	85	SH		SOLE		0	0	85
Estee Lauder Co	CL A	518439104	1,698	5,838	SH		SOLE		5,838	0	0
Lilly Eli & Co	COM	532457108	9	50	SH		SOLE		0	0	50
Lilly Eli & Co	COM	532457108	1,454	7,781	SH		SOLE		7,781	0	0
Lockheed Martin Corp.	COM	539830109	84	228	SH		SOLE		228	0	0
Lowes Cos Inc.	COM	548661107	944	4,962	SH		SOLE		4,962	0	0
Lumen Technologies Inc	COM	550241103	2	185	SH		SOLE		185	0	0
M&T Bank Corporation	COM	55261F104	23	150	SH		SOLE		0	0	150
M&T Bank Corporation	COM	55261F104	1,518	10,015	SH		SOLE		10,015	0	0
Manulife Financial Corp.	COM	56501R106	10	480	SH		SOLE		480	0	0
Marathon Pete Corp	COM	56585A102	96	1,800	SH		SOLE		1,800	0	0
MarketAxess Holdings Inc	COM	57060D108	62	125	SH		OTR		125	0	0
Marsh & McLennan Companies Inc	COM	571748102	494	4,057	SH		SOLE		4,057	0	0
Mastercard Inc.	CL A	57636Q104	2	7	SH		SOLE		0	0	7
Mastercard Inc.	CL A	57636Q104	502	1,410	SH		SOLE		1,410	0	0
McCormick & Co.	COM NON VTG	579780206	16	182	SH		SOLE		182	0	0
McDonalds Corp	COM	580135101	11	50	SH		SOLE		0	0	50
McDonalds Corp	COM	580135101	1,508	6,730	SH		SOLE		6,730	0	0
Merck & Co. Inc. New	COM	58933Y105	4	50	SH		SOLE		0	0	50
Merck & Co. Inc. New	COM	58933Y105	474	6,149	SH		SOLE		6,149	0	0
MetLife Inc.	COM	59156R108	10	171	SH		SOLE		171	0	0
Microsoft Corp.	COM	594918104	6	25	SH		OTR		25	0	0
Microsoft Corp.	COM	594918104	3,186	13,512	SH		SOLE		13,512	0	0
Microchip Technology	COM	595017104	41	265	SH		SOLE		0	0	265
Microchip Technology	COM	595017104	2,635	16,979	SH		SOLE		16,979	0	0
Mondelez Intl Inc.	CL A	609207105	3	49	SH		SOLE		0	0	49
Mondelez Intl Inc.	CL A	609207105	967	16,515	SH		SOLE		16,515	0	0
Monolithic Power Systems Inc	COM	609839105	42	120	SH		OTR		120	0	0
Morgan Stanley	COM NEW	617446448	235	3,032	SH		SOLE		3,032	0	0
NCR Corp New	COM	62886E108	1	33	SH		SOLE		33	0	0
New York Community Bancorp	COM	649445103	1	100	SH		OTR		100	0	0
Nextera Energy Inc	COM	65339F101	15	200	SH		SOLE		0	0	200
Nextera Energy Inc	COM	65339F101	512	6,767	SH		SOLE		6,767	0	0
Nextera Energy Partners	COM UNIT PART IN	65341B106	7	100	SH		OTR		100	0	0
Nice LTD - Spon ADR	SPONSORED ADR	653656108	4	20	SH		OTR		20	0	0
Nike Inc Cl B	CL B	654106103	7	50	SH		SOLE		0	0	50
Nike Inc Cl B	CL B	654106103	1,250	9,407	SH		SOLE		9,407	0	0
Nokia Corp	SPONSORED ADR	654902204	0	100	SH		OTR		100	0	0
Nokia Corp	SPONSORED ADR	654902204	0	40	SH		SOLE		40	0	0
Norfolk Southern Corp	COM	655844108	79	295	SH		SOLE		295	0	0
Northrop Grumman Corp	COM	666807102	49	152	SH		SOLE		152	0	0
Novartis A G	SPONSORED ADR	66987V109	10	112	SH		SOLE		0	0	112
Novartis A G	SPONSORED ADR	66987V109	1,037	12,136	SH		SOLE		12,136	0	0
Nucor Corp.	COM	670346105	48	600	SH		SOLE		600	0	0
NVIDIA Corp	COM	67066G104	67	125	SH		SOLE		125	0	0
Oracle Corp.	COM	68389X105	25	350	SH		SOLE		0	0	350
Oracle Corp.	COM	68389X105	2,013	28,692	SH		SOLE		28,692	0	0
Otis Worldwide Corporation	COM	68902V107	8	117	SH		SOLE		117	0	0
Palo Alto Networks Inc	COM	697435105	21	65	SH		SOLE		0	0	65
Palo Alto Networks Inc	COM	697435105	1,966	6,105	SH		SOLE		6,105	0	0
Parker Hannifin Corp	COM	701094104	63	200	SH		OTR		200	0	0
Paychex	COM	704326107	34	350	SH		SOLE		350	0	0
Paypal Holdings Inc.	COM	70450Y103	23	95	SH		SOLE		0	0	95
Paypal Holdings Inc.	COM	70450Y103	2,478	10,204	SH		SOLE		10,204	0	0
Peloton Interactive Inc	CL A COM	70614W100	11	100	SH		OTR		100	0	0
Penn National	COM	707569109	31	300	SH		OTR		300	0	0
PennyMac Financial Services Inc.	COM	70932M107	22	325	SH		OTR		325	0	0
Pepsico Inc	COM	713448108	32	225	SH		SOLE		0	0	225
Pepsico Inc	COM	713448108	1,407	9,948	SH		SOLE		9,948	0	0
Pfizer Inc	COM	717081103	3	86	SH		SOLE		0	0	86
Pfizer Inc	COM	717081103	1,054	29,100	SH		SOLE		29,100	0	0
Phillip Morris Intl, Inc	COM	718172109	99	1,112	SH		SOLE		1,112	0	0
PIMCO Total Return Active ETF	ACTIVE BD ETF	72201R775	33	300	SH		SOLE		0	0	300
PIMCO Total Return Active ETF	ACTIVE BD ETF	72201R775	6,089	55,627	SH		SOLE		55,627	0	0
PIMCO Enhanced Short Maturity Active ETF	ENHAN SHRT MA AC	72201R833	817	8,020	SH		SOLE		8,020	0	0
T. Rowe Price	COM	74144T108	87	505	SH		SOLE		505	0	0
Procter & Gamble	COM	742718109	5	40	SH		OTR		40	0	0
Procter & Gamble	COM	742718109	14	100	SH		SOLE		0	0	100
Procter & Gamble	COM	742718109	2,349	17,342	SH		SOLE		17,342	0	0
Prudential Financial Inc.	COM	744320102	1	9	SH		SOLE		0	0	9
Prudential Financial Inc.	COM	744320102	111	1,219	SH		SOLE		1,219	0	0
Public Storage Inc.	COM	74460D109	28	115	SH		SOLE		115	0	0
Qualcomm Inc.	COM	747525103	101	765	SH		SOLE		765	0	0
Raytheon Technologies Corp	COM	75513E101	267	3,460	SH		SOLE		3,460	0	0
ResMed Inc	COM	761152107	24	125	SH		OTR		125	0	0
Roper Industries	COM	776696106	26	65	SH		OTR		65	0	0
Royal Dutch Shell Class A ADR	SPONS ADR A	780259206	3	63	SH		SOLE		63	0	0
SPDR S&P 500 ETF	TR UNIT	78462F103	79	200	SH		SOLE		0	0	200
SPDR S&P 500 ETF	TR UNIT	78462F103	21	54	SH		SOLE		54	0	0
SPDR Gold Trust ETF	GOLD SHS	78463V107	16	100	SH		SOLE		100	0	0
SPDR Portfolio Developed World ex-US ETF	PORTFOLIO DEVLPD	78463X889	6	175	SH		SOLE		0	0	175
SPDR Portfolio Developed World ex-US ETF	PORTFOLIO DEVLPD	78463X889	2,070	58,528	SH		SOLE		58,528	0	0
SPDR Bloomberg Barclays Convertible Securities ETF	BLMBRG BRC CNVRT	78464A359	326	3,906	SH		SOLE		3,906	0	0
SPDR S&P Dividend ETF	S&P DIVID ETF	78464A763	50	420	SH		SOLE		420	0	0
SPDR S&P Midcap 400 ETF	UTSER1 S&PDCRP	78467Y107	321	675	SH		SOLE		675	0	0
SPDR Bloomberg Barclays IG Floating Rate ETF	BLOMBERG BRC INV	78468R200	6	200	SH		SOLE		0	0	200
SPDR Bloomberg Barclays IG Floating Rate ETF	BLOMBERG BRC INV	78468R200	224	7,323	SH		SOLE		7,323	0	0
SPDR Nuveen Bloomberg Barclays Municipal Bond ETF	NUVEEN BRC MUNIC	78468R721	146	2,834	SH		SOLE		2,834	0	0
Salesforce.com Inc.	COM	79466L302	5	25	SH		SOLE		0	0	25
Salesforce.com Inc.	COM	79466L302	1,078	5,090	SH		SOLE		5,090	0	0
SAP AG ADR	SPON ADR	803054204	20	165	SH		SOLE		165	0	0
Schlumberger LTD	COM	806857108	2	66	SH		SOLE		66	0	0
Charles Schwab Inc	COM	808513105	417	6,405	SH		SOLE		6,405	0	0
ServiceNow Inc	COM	81762P102	4	8	SH		SOLE		8	0	0
Sherwin Williams Co	COM	824348106	55	75	SH		SOLE		75	0	0
Shopify Inc - Class A	CL A	82509L107	55	50	SH		OTR		50	0	0
Simon PPTY Group Inc	COM	828806109	22	195	SH		SOLE		195	0	0
Skillz Inc	COM	83067L109	8	400	SH		OTR		400	0	0
Southern Company	COM	842587107	105	1,696	SH		SOLE		1,696	0	0
Starbucks Corp	COM	855244109	22	200	SH		SOLE		0	0	200
Starbucks Corp	COM	855244109	1,194	10,925	SH		SOLE		10,925	0	0
State Street Corp.	COM	857477103	498	5,928	SH		SOLE		5,928	0	0
Stryker Corp	COM	863667101	28	115	SH		SOLE		115	0	0
Suncor Energy, Inc.	COM	867224107	1	71	SH		SOLE		71	0	0
Sysco Corp	COM	871829107	4	50	SH		SOLE		50	0	0
T J X Companies	COM	872540109	427	6,450	SH		SOLE		6,450	0	0
Taiwan Semiconductor Mfg Co Ltd ADR	SPONSORED ADS	874039100	6	50	SH		OTR		50	0	0
Target Corp.	COM	87612E106	194	981	SH		SOLE		981	0	0
Tesla Motors Inc	COM	88160R101	17	25	SH		OTR		25	0	0
Texas Instruments	COM	882508104	333	1,762	SH		SOLE		1,762	0	0
Thermo Fisher Scientific Inc.	COM	883556102	9	20	SH		SOLE		0	0	20
Thermo Fisher Scientific Inc.	COM	883556102	336	737	SH		SOLE		737	0	0
3M Corp	COM	88579Y101	18	95	SH		SOLE		0	0	95
3M Corp	COM	88579Y101	837	4,344	SH		SOLE		4,344	0	0
Toronto Dominion Bank Ont Sedol 2897222	COM NEW	891160509	116	1,779	SH		SOLE		1,779	0	0
Tractor Supply Company	COM	892356106	53	300	SH		OTR		300	0	0
The Travelers Cos Inc	COM	89417E109	6	39	SH		SOLE		39	0	0
Truist Financial Corporation	COM	89832Q109	607	10,416	SH		SOLE		10,416	0	0
Tyler Technologies	COM	902252105	284	670	SH		OTR		670	0	0
Tyler Technologies	COM	902252105	6	15	SH		SOLE		0	0	15
Tyler Technologies	COM	902252105	867	2,042	SH		SOLE		2,042	0	0
UGI Corp New	COM	902681105	35	864	SH		OTR		864	0	0
US Bancorp Del	COM NEW	902973304	8	150	SH		SOLE		0	0	150
US Bancorp Del	COM NEW	902973304	388	7,018	SH		SOLE		7,018	0	0
Union Pac Corp	COM	907818108	25	115	SH		SOLE		115	0	0
United Parcel Service	CL B	911312106	30	175	SH		SOLE		0	0	175
United Parcel Service	CL B	911312106	1,907	11,221	SH		SOLE		11,221	0	0
Unitedhealth Group	COM	91324P102	83	222	SH		SOLE		222	0	0
UNUM Group	COM	91529Y106	27	979	SH		OTR		979	0	0
VF Corp	COM	918204108	233	2,918	SH		SOLE		2,918	0	0
Vanguard Dividend Appreciation ETF	DIV APP ETF	921908844	4	25	SH		SOLE		0	0	25
Vanguard Dividend Appreciation ETF	DIV APP ETF	921908844	184	1,250	SH		SOLE		1,250	0	0
Vanguard Int Term Bd Index Fd ETF	INTERMED TERM	921937819	32	360	SH		SOLE		360	0	0
Vanguard Total Bond Market ETF	TOTAL BND MRKT	921937835	8	100	SH		SOLE		0	0	100
Vanguard Total Bond Market ETF	TOTAL BND MRKT	921937835	1,074	12,682	SH		SOLE		12,682	0	0
Vanguard FTSE Developed Markets ETF	FTSE DEV MKT ETF	921943858	72	1,473	SH		SOLE		1,473	0	0
Vanguard High Dividend Yield ETF	HIGH DIV YLD	921946406	33	325	SH		SOLE		0	0	325
Vanguard High Dividend Yield ETF	HIGH DIV YLD	921946406	1,902	18,810	SH		SOLE		18,810	0	0
Vanguard FTSE All-World ex- US ETF	ALLWRLD EX US	922042775	252	4,149	SH		SOLE		4,149	0	0
Vanguard FTSE Emerging Mkts ETF	FTSE EMR MKT ETF	922042858	12	225	SH		SOLE		0	0	225
Vanguard FTSE Emerging Mkts ETF	FTSE EMR MKT ETF	922042858	4,227	81,217	SH		SOLE		81,217	0	0
Vanguard Utility ETF	UTILITIES ETF	92204A876	138	980	SH		SOLE		980	0	0
Vanguard Short-Term Corporate Bond ETF	SHRT TRM CORP BD	92206C409	343	4,155	SH		SOLE		4,155	0	0
Vanguard Intermediate Term Corporate Bond ETF	INT-TERM CORP	92206C870	19	200	SH		SOLE		0	0	200
Vanguard Intermediate Term Corporate Bond ETF	INT-TERM CORP	92206C870	9,661	103,844	SH		SOLE		103,844	0	0
Vapotherm, Inc	COM	922107107	2	100	SH		OTR		100	0	0
Veeva Systems Inc	CL A COM	922475108	17	65	SH		OTR		65	0	0
Vanguard S&P 500 ETF New	S&P 500 ETF SHS	922908363	60	165	SH		SOLE		165	0	0
Vanguard Real Estate ETF	REAL ESTATE ETF	922908553	34	375	SH		SOLE		0	0	375
Vanguard Real Estate ETF	REAL ESTATE ETF	922908553	2,164	23,553	SH		SOLE		23,553	0	0
Vanguard Small-Cap Growth ETF	SML CP GRW ETF	922908595	103	375	SH		SOLE		375	0	0
Vanguard Mid-Cap ETF	MID CAP ETF	922908629	265	1,199	SH		SOLE		1,199	0	0
Vanguard Value ETF	VALUE ETF	922908744	51	387	SH		SOLE		387	0	0
Vanguard Small-Cap ETF	SMALL CP ETF	922908751	173	806	SH		SOLE		806	0	0
Vanguard Total Stock Market ETF	TOTAL STK MKT	922908769	57	275	SH		SOLE		0	0	275
Vanguard Total Stock Market ETF	TOTAL STK MKT	922908769	6,576	31,814	SH		SOLE		31,814	0	0
Verizon Communications	COM	92343V104	2,374	40,832	SH		SOLE		40,832	0	0
Visa Inc	COM CL A	92826C839	214	1,012	SH		SOLE		1,012	0	0
Vodafone Group PLC ADR New	SPONSORED ADR	92857W308	12	643	SH		SOLE		643	0	0
Walmart Inc	COM	931142103	205	1,510	SH		SOLE		1,510	0	0
Wayfair Inc.	CL A	94419L101	31	100	SH		OTR		100	0	0
Wells Fargo & Co	COM	949746101	220	5,639	SH		SOLE		5,639	0	0
West Pharmaceuticals Inc	COM	955306105	39	140	SH		OTR		140	0	0
Whirlpool Corp	COM	963320106	198	900	SH		SOLE		900	0	0
Xilinx Inc	COM	983919101	11	90	SH		SOLE		0	0	90
Xilinx Inc	COM	983919101	198	1,600	SH		SOLE		1,600	0	0
YUM Brands Inc.	COM	988498101	84	780	SH		SOLE		780	0	0
Zimmer Biomet Hldgs Inc	COM	98956P102	26	160	SH		SOLE		0	0	160
Zimmer Biomet Hldgs Inc	COM	98956P102	1,391	8,687	SH		SOLE		8,687	0	0
Zions Bancorp NA	COM	989701107	2	44	SH		SOLE		44	0	0
Zoetis Inc	CL A	98978V103	344	2,185	SH		SOLE		2,185	0	0
Accenture PLC Ireland Shs Cl A	SHS CLASS A	G1151C101	3	10	SH		SOLE		0	0	10
Accenture PLC Ireland Shs Cl A	SHS CLASS A	G1151C101	125	451	SH		SOLE		451	0	0
Johnson Controls International	SHS	G51502105	473	7,931	SH		SOLE		7,931	0	0
Linde PLC	SHS	G5494J103	71	253	SH		SOLE		253	0	0
Medtronic PLC Sedol	SHS	G5960L103	1	9	SH		SOLE		0	0	9
Medtronic PLC Sedol	SHS	G5960L103	142	1,206	SH		SOLE		1,206	0	0
Chubb Ltd	COM	H1467J104	201	1,271	SH		SOLE		1,271	0	0
Ferrari NV	COM	N3167Y103	14	65	SH		OTR		65	0	0
NXP Semiconductors N.V.	COM	N6596X109	9	47	SH		SOLE		47	0	0